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HomeMy WebLinkAbout08-1240 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: 0$- lag0 Civil Terh vs. COMPLAINT IN CIVIL ACTION RICHARD BAIRD KATHY M BAIRD Defendants FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 05995869 C N Pit BNT P IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No RICHARD BAIRD KATHY M BAIRD Defendants COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 r COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 2. Defendants are adult individual(s) residing at the address listed below: RICHARD BAIRD 421 N BEDFORD ST CARLISLE, PA 17013 KATHY M BAIRD 421 N BEDFORD ST CARLISLE, PA 17013 3. Defendants applied for and received a credit card bearing the account number XXXXXXXXXXXXXXXX0650 . 4. Defendants made use of said credit card and has a current balance due of $1479.92 , as of January 23, 2008 . 5. Defendants are in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.240% per annum on the unpaid balance from January 23, 2008 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit 11111 and made a part hereof. r 7. Although repeatedly requested to do so by Plaintiff, Defendants have willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendants , RICHARD BAIRD AND KATHY M BAIRD , JOINTLY AND SEVERALLY , in the amount of $1479.92 with continuing interest thereon at the rate of 28.2406 per annum from January 23, 2008 plus costs. James ?. Warmbrodt,42524 WELTM", WEINBERG & REIS CO., L.P.A. 436 $ev th Avenue, Suite 1400 T0 _ Pit ?sb gh, PA 15219 (4 2) 34-7955 F 12-338-7130 0 99 869 C N Pit BNT This law firm is a debt collector at eyr?pting to collect this debt for our client and any information obtai d will be used for that purpose. NOW with FREE Accelerator •' for dm tihst 12 mondmt-a sea value 1 1 97 a more for fiat 3 mo*w $9-wrno. t weaftr SION UP TODAYI ' 1-888-587-9669 Mention Offer Code: PEARL Or visit www.peoplepe.cortt/go/peat CiRpitalOne- j Acootmt -1- dam, Credits and Adjuanoeas $9al6 00 T $35.00 Finance Cbar $21.90 New Balance $959.06 Mnimum Amount Due $959 06 Payment Due Date . March 18, 20M Toni Credit Line $400 Toni Avadabk credit $.00 Credit Line for Cash f400 Available Credit for Cash $.00 Atwurservice To all Cww- Rdatio- a to npw • tat ar <td- ord: 1-800-903-3637 Far fife online aeoonnt aavise and vow meoma GE06 kit on to Ww .aRpihlosccao Sind prymeek hoc Sendisq'd_' e Axe Rangemost Praaering Caput One Bank Cyrol one P.O. Du 790216 P.O. Bin 30X5 St Lau6, MO 63179-0216 SLC, LIT 84130-0265 peoplepc° online u A better way to Internet. PeoplePC Online offers all the features you would expect from higher-priced Internet Service Providers, including: ® Virus Protection powerw by Symaraec- ?®a Pop-Up BlockerTM 1: Spam Controls * Smarter Smart Dialer Technology ® [1 More Email Addresses ® f# Internet Call Waiting PLATINUM MASTERCARD ACCOUNT JAN 20 - FEB 19, 2006 5291-1518-1340.0650 Page 1 of 1 Payments, Credits and Aditmments Tnmwz iow 1 19 FER CAPITAL ONE MONTHLY MEMBER FEE $6.00 2 19 FEB PAST DUE FEE 29.00 As a valued Capirrd One watomer, You are eligible to react a free Year-End Summary for this specific account that recaps your ZOOS chages, provided your account a in good standing and you have made trau action during the calendar year. Please x111-877-794-4487 before March 31, 2006, to reserve your copy for this account Ordas well be mailed out by the end of Apci12006. You were anessed a ?a due fee of $29.00 on 02/19/2006 because your minimum payment was act received by the due dare of 02/100%. To avoid this fee in the fiuure, we recommend that you allow at lean 7 busmen days for your payment to reach Capital One. EXHIBIT Fumm Clines Xwar arrsoarendrl6rieoortaetiV6rwatiar B.Ctarn car Ca s"', gMrr16 Pa».ir ?R Ct SFi !91290 wrtm 26.24% l.00 P 28.24% Loo i.00 ANNUAL PERCENTAGE RATE aPPW this period 28.24% PLEASE RETURN PORTION BELOW WITH PAYMENT < 0000000 0 5291151813400650 19 0959060030000959064 New Balance $959.06 pk-p w T-Y•u<a. Awe_'il.6wJv eo.rmeMW<.utE:k Minimum Amami Dne $959.06 Apt Payment Dee Due Mach 18, 2006 sa<ee 4 Taal enclosed $ Cor Sux ZID AccouetNmnber. 5291-1519-1340-0650 Ham<Phone °Py Fm.aaase.. #9005014565830079# MAIL ID NUMBER RICHARD BAIRD Capital One Bank KATHY M BAIRD P.O. Box 790216 1111111114111131111111 421 N BEDFORD ST St. Louis, MO 63179-0216 CARLISLE PA 17013-1912 Place rwitryarer artoant nanlbnon ynarF of ro'Or"0' order madr faycb4ro Capital Orr Bon,E mrd aoailin tlareiubud enwlsfie peoplepc- online A better way to Intemet. 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WRp apoifwf year Doi aomrrt io al dress roodwd duke 1M big eiyy .y tr to m.M . ert?tir ;trawl[ trdtekr debit 1wn k?tk?. uriq tlr Bret, . ppr ehtf « o1w Mn. M -near ant. If vw c.raq[ prom the Varier. You atnlgtts VERIFICATION CAPITAL ONE BANK vs BAIRD, RICHARD The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, TRACY TAYLOR, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. 1 TRACY LOR No Public JAMELA SINGLETARY NOTARY PUBLIC GEORGIA, DEKALB COUNTY MY COMM?SSION EXPIRES NOV 4, 2011 5291151813400650 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. h,7 l r J °Y} CJ 7 ? 0 Y -? CASE NO: 2008-01240 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPTIAL ONE BANK VS BAIRD RICHARD ET AL TIMOTHY BLACK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BAIRD RICHARD the DEFENDANT at 1100:00 HOURS, on the 27th day of February-, 2008 at 421 N BEDFORD STREET CARLISLE, PA 17013 by handing to KATHY BAIRD ADULT IN CHARGE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.80 Affidavit .00 Surcharge 10.00 31110 ?. .00 3? 2.80 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 02/28/2008 WELTMAN WEINBERG REIS By: 1VL puty Sheriff A. D. `L CASE NO: 2008-01240 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPTIAL ONE BANK VS BAIRD RICHARD ET AL TIMOTHY BLACK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BAIRD KATHY the DEFENDANT , at 1100:00 HOURS, on the 27th day of February-, 2008 at 421 N BEDFORD STREET CARLISLE. PA 17013 KATHY M BAIRD by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge -31t, p r Sworn and Subscibed to before me this of So Answers: 6.00 .00 .00 10.00 R. Thomas Kline .00 16.00 02/28/2008 WELTMAN WEINBERG REIS By? day puty Sheriff A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. RICHARD BAIRD Defendant 08 - ia4o Civit TWxM No.PA786381 PRAECIPE FOR ENTRY OF JUDGMENT BY CONSENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: BENJAMIN R. BIBLER, ESQUIRE PA. I.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 (412) 434-7955 WWR#05995869 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. RICHARD BAIRD Defendant TO THE PROTHONOTARY: Civil Action No. PA786381 PRAECIPE FOR JUDGMENT BY CONSENT Kindly enter Judgment against Defendant, RICHARD BAIRD, in the amount of $1,506.63 plus costs, based upon the consent of the parties. CONSENTED TO: WELTMAN, WEINBERG & REIS CO L.P.A., RICHARD BAIRD , By: WWR#05995869 By: Defendant y IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA ' CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No. PA786381 RICHARD BAIRD Defendant STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment in favor of Plaintiff and against the Defendant, RICHARD BAIRD, above-named, in the amount of $1,506.63 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent, as follows: Defendant admits indebtedness to Plaintiff in the amount of $1,506.63 with continuing interest thereon at a rate of 6% per annum plus costs from date of judgment. 2. To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be entered in favor of the Plaintiff and against the Defendant, RICHARD BAIRD, in the amount of $1,506.63 plus continuing interest thereon at the rate of 6% per annum from date of judgment and costs. Plaintiff agrees not to execute on its Judgment so long as Defendant causes to be delivered to Plaintiff the following payments in full by 12:00 NOON on the following dates: (a) $100.00 due by 3/25/08; (b) $100.00 due on the 25th day of each consecutive month thereafter until the Judgment amount plus accrued interest and costs are paid in full. •. All payments are to be made payable to the order of "CAPITAL ONE BANK" The first payment due under this agreement is to be received at the offices of Weltman, Weinberg & Reis, Co., L.P.A., 436 Seventh Avenue, Suite 1400, Pittsburgh, PA 15219. All future payments are to be mailed to the offices of Weltman, Weinberg & Reis, Co., P.O. Box 5430, Cleveland, OH 44101- 0430. 6. In the event of default, each payment received shall be first attributed to costs, interest and then to principal. Time is of the essence of this agreement and should the Defendant fail to have in the hands of Plaintiff or Plaintiffs counsel any payment in full within five (5) calendar days of the stated due date, then Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance of the Judgment entered hereunder plus appropriate additional interest and costs. 8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation which the parties agree is final and complete. 1 9. Intending to be legally bound, the parties set their hands and seals this I 0 day of m8R ? 20 044Z) . WELTMAN, WEINBERG & REIS CO., L.P.A. By: BENJAMIN R. BIBLER, ESQUIRE PA. I.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 (412) 434-7955 WWR No. 05995869 By. Defendant, RICHA -EP- 0o gr ?o' oho ? rt. •_ ? n, r°= .o ?' ; ,a ? -o r G?) ,t_' j rn IN THE COURT OF COMMON"PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No. PA786381 RICHARD BAIRD Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on / R f (xx) Assumpsit Judgment in the amount of $1,506.63 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( } Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration ( ) Award (XX) By Consent Prothonotary RICHARD BAIRD 421 N BEDFORD ST CARLISLE,PA 17013 By: /01j I -lot ? 0! PROTH OTA D UTY)