HomeMy WebLinkAbout03-03-08
PETITION FOR PROBATE AND GRANT OF LETTERS
REGISTER OF WILLS OF CUMBERLAND COUNTY, PENNSYLVANIA
Estate of Guy S. Fenton File Number 21-08- (.:, ~~'\
also known as &.#1..)1 ,s~'Yn-7.P~~'.e pe~~ Deceased Social Security
Petitioner(s) who is/are] 8 years of age or older, apply(ies) for:
[XI A. Probate and Grant of Letters Testamentary and aver that Petitioner(s) is/are the Executrix named in the
last Will of the Decedent dated February 24. 2002 and codicil(s) dated
N/A
(state relevenat circumstances, e.g. renUnCiatIOn, death of executor, etc.)
Except as follows, Decedent did not marry, was not divorced, and did not have a child born or adopted after execution of the instrument(s) offered
for probate, was not the victim of a killing and was never adjudicated an incapacitated person:
I ] B. Grant of letters of Administration
(lfapplicable enter: c.t.a.: d.b.n.c.t.a.: endente lite; durante absentia; durante minoritate)
Petitioner(s) after a proper search has/have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs: (If
Administration, c.t.a. or d.b.n.c.t.a., enter date of Will in Section A above and complete list of heirs.)
~ame
usan .l. "'cott
Decedent then
81 years of age died on
331 N.Baltimore Ave.,Mt.Holly Sp~,PA
Decedent at death owned property with estimated values as follows:
(If domiciled in Pa.)
(If not domiciled in Pa.)
(If not domiciled in Pa.)
Value of real estate in Pennsylvania
situated as follows:
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ADDRESS 1
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OATH OF PERSONAL REPRESENTATIVE
COMMONWEATLH OF PENNSYLVANIA
COUNTY OJ:' CUMBERLAND
The petitioner(s) above-named swear(s) or affirm(s) that the statement in the foregoing peition are true and corn:
to the best of the knowledge and belief of petitioner(s) and that as personal representative(s) of the Decedent,
Petitioner(s) will well and truly administer the estate according to law. () } I)
Swom to or affirmed and subscribed ~W'-'>C Ii JC~-rf
before ZhiS <3 l11a.rch Susan A. Scot(
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File Number:
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Estate of Guy S. Fenton
, Deceased.";
Social Security Number:
Date of Death
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,;
-20-Feb-08
AND NOW ""0:\( VI (~
having been presented before me,
are hereby granted to
, 20~in consideration of the Petition, satisfactory proof
IT IS DECREED that Letters Testamentary
Susan A. Scott
in the above estate
and that the instrument(s) dated February 24.2002
described in thte Petition to be admitted to probate and filed of record as the las Will (and Codicil(s) of Decedent)
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Register of Wills
Signature
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FEES
Attorney Name Stephen D. Tiley
Letters {7.~ CO D
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Short Certificates Lo
Renunciation
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Sup. Ct. I.D. No 32318
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Address: 5 South Hanover Street
Carlisle, Pennsylvania 17013
Telephone:
(717) 243-5838
TOTAL. . .
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Page 2 of 2
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LOCAL REGISTRAR'S CERTIFICATION OF DEATH
WARNING: It is illegal to duplicate this copy by photostat or photograph.
Fee for this certificate. S6.00
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CerlificatlCin Number
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This is to certify that the information here given is
correctly copied from an original Certificate of Death
duly filed with me as Local Regis! rar. The original
certificate will be forwarded to the State Vital
Records Office for permanent filing
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H105--143 REV 1112006
TYPE f PAINT IN
PERMANENT
BlACK INK
COMMONWEALTH OF PENNSYLVANIA. DEPARTMENT OF HEALTH. VITAL RECORDS
CERTIFICATE OF DEATH
(See instructions and examples on reverse)
STATE FILE NUMBER
Fe J1 "ft!) Y1
2008
Sa. PIac& of Death (Check only one)
Hospilal:
11, 1927 Cumbo County, olnpal~'" oER/OuIpaUenI [JDOA oN,,,,lngHom. ~eslden" 000"._
Bd. Facility Name (II not institution, give street and number) 9. Was Decedenl of Hispanic Origin? XJ No 0 Yes 10. Race: American Indian, Black, White, etc.
15 Pine Grove Road ~~';:::..~) (Spedfy) Whi te
12. Was Decedent ever in the 13. Decedenrs Education (Specify only highest grade completed) 14. MarItal Statas: Married, N&V9r Married,
U.S, Armed Forces? Elementary I Secondary (0-12) College (1-4 Of 5+) Widowed, Divorced (~
oVes ~No 8yrs Widowed
6. Dale 01 Birth (Month, day, year)
Feb.
81
v"'.
8b. County of Death
11. Oecedent'sUsual lion Kildofworkti:lnedu( mostol'Mrti Ilte.Donolslal9reti
MaclIT'hwrst AM~oII~~'ndllStJy
- 16. Oecedenf:, MaiflnQAdctess (Street, ctty I town, state, ~ code)
331 N. Baltimore Ave.
Mt.Holly Springs,Pa.
Decedent's
ActuaIResideoce 17a.State
Pa.
Cumberland
19. Mother's Name (Rrs!, mKXIe, maiden surname)
Nettie V.
Fraker
2Ob. Informanfs Maill1g Address (Street, city 110WI1, state, zip ca::e)
15 Pine Grove Road, Gardners,Pa. 17324
21c. Place of DisposItion (Name of cemeteJy, crematory orolher place) 21d. Locallon (CIt~Jtown, state, Zip codel.
Mt.Holly Springs Cemetery Mt.Holly Spr1ngr~b~;
50 N. ~ 1mor~ e.
FH/Crematory Inc. Mt.Holly Spr1ngs,Pa. 17065
23b. license Number
f(1Jd{~3 10;9. L
17065
17b. CoIm~
18. Father's Name (FIrSt. midlte, last, sutfIx)
Phillip
S.
Fenton
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20a. Intormanrs Name (Type f Print)
Susan
Scott
l1ems 24-26 must be completed by person
. whopronoll'lCllSdeath.
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: Onset 10 Death
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ErI:t:: UNDERLYING CAUSE
(disesseorin~Jrylhatinltialedlhe
events resultiit~ m death) LAST.
b.
Due to (or as a consequence 01):
Due 10 (or as a consequence ot):
d.
3Oa. Was an Autopsy
Performed?
308. Were Autopsy Rndings
AvailablePnorloCompielion
ot Cause of Deatft?
31. Manner 01 Death
~"JlaJ 0 Hoo,"""
o Aodden1 0 Pen"'" ,_
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Disposition Pennit No.
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4. Dale 01 Death (Month, day, ~
February LU,
Did Decedenl
Llveina
Towns~?
17e. 0 Yes, Decedent Uved in Twp.
17d.Il9~~:oIlNedWrth. Mt.Holly Springs ity/Born
23c. Date Signed (Month, day, year) ,,_
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26. Was Case Refe:Ted 10 Medical Examiner I Coroner lor a Reason Other than Cremation or Donation?
oVes ~
Pari II: Enter othllr simificanllXll'lrlitions contributinn to d8a1tl ~~cco Use ConlritJule 10 Death?
but not resulting 11 he underlying cause !,Wen in Part L ~es 0 Probably
o No 0 Unknown
29. If Female:
D Notpregnanlwithinpaslyear
o Pregnarrtallimeotdealh
o Notplllgr'l8l1l,butpregnantwithin42days
ofdealh
o Notpregnanl, bul pregnant 43 days 10 1 year
beIoredeath
o Unknown" pregnant within the past year
32c. Place 01 InJury: Home, FIUTTt, Street, Factory,
Oll"lCeBuildiog,elc.(Specify)
32g. Location ot tnjwy (Streel,city/ta<<n, Slate)
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LAST WILL AND TEST AMENT
OF
GUY S. FENTON
1, Guy S. Fenton, of the Borough of Mount Holly Springs, (331 North Baltimore Avenue),
Cumberland County, Pennsylvania, being of sound and disposing mind, memory and
understanding, do hereby make, publish and declare this as and for my Last Will and Testament,
hereby revoking and making void any and all Wills and Codicils heretofore made.
FIRST
I direct the payment of my just debts and funeral expenses as soon after my death as may
be convenient.
I direct that all federal and Pennsylvania estate taxes, Pennsylvania inheritance taxes-,and -
generation-skipping transfer tax payable as a result of my death, not limited to taxes attributable to:
property passing under this Will, shall be paid by my Executor from my residuary estate~ including,
any part of my residuary estate that otherwise qualifies for a deduction for federal estate tax '~~.
purposes. I direct my Executor not to seek reimbursement for any tax so paid from any beneficiary
under this Will, heir of mine, or other transferee of property included in my gross estate.
I note that the cedar chest and its contents, which is in my home now and may still be at the
time of my death, was given to my daughter Susan A. Scott by her grandmother, Nettie Fenton, and
that chest and its contents are the property of my daughter Susan A. Scott.
SECOND
I declare that I am now the widow of Nora Louise Fenton and that we had four (4) children,
to wit: a daughter Susan A. Scott, a son Steven L. Fenton, a son Michael A. Fenton, and a son
Kenneth Lee Fenton. I have no deceased children nor any other children living.
THIRD
All the rest, residue and remainder of my estate, real, personal and mixed, and wheresoever
the same may be situate, I give, devise and bequeath, in equal shares, per stirpes and not per capita,
unto such of my children as shall survive me by ninety (90) days, but should any of them fail to so
survive me then the share such deceased child of mine would have received shall pass to such of his
or her issue as shall survive me by a period of ninety (90) days, per stirpes, and if there be no such
issue the same shall lapse and be added to the remaining share or shares, Provided, However, that:
(i) The share of Michael A. Fenton, should he survive me by the aforesaid period of
ninety (90) days, shall instead pass to the hereinafter named Trustee of the Michael A. Fenton Trust
created in this Will and described in the Fifth Paragraph of this Will.
(ii) The share of Kenneth Lee Fenton, should he survive me by the aforesaid period of
ninety (90) days, shall instead pass to the hereinafter named Trustee of the Kenneth Lee Fenton
Needs Trust created in this Will for him and described in the Sixth Paragraph of this Will.
FOURTH
Should any person less than twenty-one (21) years of age be entitled to a distribution out of
the residuary of my estate pursuant to Paragraph Third herein, I direct such share shall be paid to
my daughter, Susan A. Scott, as Guardian of the estate of such person. I further direct that such
Guardian shall not be required to post any bond to secure the faithful performance of her duties in
the Commonwealth of Pennsylvania or in any other jurisdiction, and I authorize and direct said
Guardian of the estate of such person to receive and to invest said distribution and to pay so much
of the income arising thereon together with so much of the principal thereof as in her opinion is
necessary or desirable to be expended for the proper maintenance, support and education of such
person, and upon such person attaining twenty-one (21) years of age, to pay the then remaining
principal together with any undistributed income to such person.
Last Will and Testament of Guy S, Fenton
Page 1 of 7
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FIFTH
(a) If at the time of my death my son Michael A. Fenton, should he survive me by the
aforesaid period of ninety (90) days, I give any share of my estate to which he may be entitled to the
hereinafter named Trustee of the Michael A. Fenton Trust, to be administered in conformity with
the provisions of this Paragraph 5.
(b) Appointment of Trustee. I appoint my daughter Susan A. Scott, to be Trustee of the
Michael A. Fenton Trust established by this Paragraph 5. If my daughter Susan A. Scott does not
survive me, is otherwise unable or unwilling to serve as Trustee, or ceases to serve as Trustee after
having been appointed, I appoint Citizens Bank of 665 North East Street, Carlisle, Pennsylvania
17013, as Trustee of the Michael A. Fenton Trust established by this Paragraph 5. The Trustee
shall have the powers set forth in Paragraph 7 of this Will.
(c) Resignation of Trustee. Any individual Trustee may resign from the position of
Trustee by executing a written resignation and delivering it to the successor Trustee. The date of
the delivery of the resignation shall be the effective date of the resignation. No Court action or
other proceeding shall be necessary for the resignation of an individual Trustee. Every title, estate,
right, power and discretion conferred on the initial Trustee under this Will is likewise conferred on
any successor Trustee.
(d) No Bond Required. No bond shall be required of any Trustee or successor Trustee
named in this Will.
(e) Payments to or for Michael A. Fenton. The Trustee shall from time to time payor
distribute to or apply for the benefit of Michael A. Fenton, for life, in monthly or other convenient
installments, as much of the net income of the Michael A. Fenton Trust, and as much of the
principal of the Michael A. Fenton Trust, as the Trustee in the Trustee's sole discretion, deems
necessary for Michael A. Fenton's health, education, support and maintenance. All decisions of the
trustee regarding payments under this subparagraph, if any, are within the Trustee's discretion and
shall be final and incontestable by anyone. The Trustee shall accumulate and add to principal any
net income not distributed. Alternatively, the Trustee may make any such payments: (i) Directly to
Michael A. Fenton, (ii) To the legally appointed guardian of the person or estate of Michael A.
Fenton, (iii) By making expenditures directly for the care or support of Michael A. Fenton, (iv) To
any person or organization furnishing care or support for Michael A. Fenton, or (v) To a needs
trust or other such trust similar to that which is created in paragraph (6) of this Will or such other
trust designed to supplement, but not to supplant, any insurance, Federal, State, local or other
assistance, or other benefits due the beneficiary
(f) Trustee's Judgment Final. The judgment of the Trustee as to the amount of payments
or applications of principal or income pursuant to Paragraph 5(e) of this Will shall be final and
conclusive on all persons interested, or who may become interested, in the Trust estate. On making
any payments or applications of principal, the Trustee shall be fully released and discharged from
all further liability or accountability.
(g) Additions to Corpus. Any property to which my son Michael A. Fenton may be
entitled may be added to the corpus of this Trust and administered in accordance with the terms and
conditions of this Trust. To the extent that the Trustee may for some reason have the authority,
whether by appointment as Guardian of the estate, special guardian, or otherwise, to determine the
disposition of any property to which my son Michael A. Fenton may be entitled, I direct the Trustee
to add the property to the corpus of this Trust.
(h) Distribution of Corpus. Upon the death of my son Michael A. Fenton, the Trustee
shall distribute the remaining corpus (principal and any undistributed interest) to the living issue of
my son Michael A. Fenton, per stirpes, by right of representation, but the Trustee shall hold such
share in trust for such living issue pursuant to all of the provisions of this trust, until the last of such
issue attains the age of twenty-one (21), at which time final distribution shall be made. If any
beneficiary should die before receiving complete distribution of the property held in Trust for his or
her benefit, the Trustee shall distribute the balance of that beneficiary's share of the Trust to his or
her surviving issue by right of representation, but the Trustee shall hold such share in trust for such
surviving issue pursuant to all of the provisions of this trust, until the last of such issue attains the
age of twenty-one (21), at which time final distribution shall be made. If my son Michael A. Fenton
for whom this trust has been established dies leaving no issue, or if no such issue attain the age of
twenty-one (21), then the said corpus shall be distributed to the Kenneth Lee Fenton Needs Trust
created in this Will for him, or to the final beneficiaries of that Trust, if the said Kenneth Lee Fenton
should not be living at that time.
~i) Spendthrift Provisions. No beneficiary of this Trust shall have any right or power to
sell, asslgn, convey, mortgage, pledge, anticipate, hypothecate or otherwise dispose of any right, title
or interest that the beneficiary may acquire in the income or principal of the Trust estate until the
Last Will and Testament of Guy S, Fenton
Page 2 of 7
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income or principal has actually been paid over to the beneficiary by the Trustee. Nor shall the
income or principal of the Trust estate, or any part of it, or any interest of any beneficiary under this
Will be liable for, or to any extent subject to, any debts of any kind or nature incurred or contracted
by any beneficiary, either before or after my death. Any right granted to a beneficiary to receive
assets of the Trust estate, either principal or income, for the beneficiary's own use and benefit shall
not be available for the satisfaction of any claims of the creditors of the beneficiary. Any right of
receipt shall be suspended and may not be exercised by any beneficiary on the filing of a
proceeding in bankruptcy in which the beneficiary is debtor. The suspension shall be continued
during bankruptcy proceedings and shall be restored only after the entry of a final order of
discharge of the beneficiary as debtor.
SIXTH
(a) If at the time of my death my son Kenneth Lee Fenton, should he survive me by the
aforesaid period of ninety (90) days, I give any share of my estate to which he may be entitled to the
hereinafter named Trustee of the Kenneth Lee Fenton Needs Trust, to be administered in
conformity with the provisions of this Paragraph 6.
(b) Appointment of Trustee. I appoint my daughter Susan A. Scott, to be Trustee of the
Kenneth Lee Fenton Needs Trust established by this Paragraph 5. If my daughter Susan A. Scott
does not survive me, is otherwise unable or unwilling to serve as Trustee, or ceases to serve as
Trustee after having been appointed, I appoint The Family Trust, of 711 Bingham Street, Pittsburgh,
Pennsylvania 15203, as Trustee of the Kenneth Lee Fenton Needs Trust established by this
Paragraph 6. To the extent not inconsistent with the provisions, purposes and intentions of this
Paragraph Sixth, the Trustee shall have the powers set forth in Paragraph 7 of this Will. The terms
"Trustee," "trustee," "Trustees," and "trustees" may be used interchangeably in this Will.
(c) Resignation of Trustee. Any individual Trustee may resign from the position of
Trustee by executing a written resignation and delivering it to the successor Trustee. The date of
the delivery of the resignation shall be the effective date of the resignation. No Court action or
other proceeding shall be necessary for the resignation of an individual Trustee. Every title, estate,
right, power and discretion conferred on the initial Trustee under this Will is likewise conferred on
any successor Trustee.
(d) No Bond Required. No bond shall be required of any Trustee or successor Trustee
named in this Will.
(e) In providing for the establishment of this Kenneth Lee Fenton Needs Tru~;t for the
benefit of my said son Kenneth Lee Fenton, I am aware of the special circumstances and disabilities
affecting Kenneth which may cause or will cause him to be eligible for various local, state and
federal benefits and entitlements, as well as possible assistance provided by various private agencies
and organizations. The primary purpose of this trust is to assure that Kenneth achieves his
maximum potential and leads as full, independent and normal a life as possible. To that end, it is
my wish that the individual trustees view themselves not only as trustees in the traditional sense, but
also as protector, guardian and advocate for my said son. Correspondingly, the trustees shall
expend the income and principal of the trust in ways that best further these goals, and under the
following terms and conditions:
(i) The trustees, within their complete and unfettered discretion, shall apply
the income and principal of the trust in furtherance of the purposes of the trust as set
forth above and generally to enhance the life of my son, Kenneth, if living, but only
to the extent not provided for by insurance or by Federal, State, local or any other
assistance programs of any nature whatsoever, including Supplemental Security
Income benefits under the Federal Income Maintenance Program as then existing.
The trustees shall have full powers of choice and discretion over the expenditure of
payments of the trust. The trustees shall provide trust payments of such an amount
as not to preclude payment of the maximum amount of any Federal, State, local or
other assistance programs, as noteu above. The income and principal of this trust
may therefore be used as judged necessary and appropriate as a supplement to, but
not to supplant, such Federal, State, local or other assistance, and to the extent the
income of this trust is not used, the trustees may accumulate the income and add it to
the principal of the trust.
(ii) The trustees are empowered to collect and expend on behalf of my said
son, Kenneth, all governmental financial assistance benefits to which he is otherwise
entitled; provided that such funds shall not be commingled with the other funds of
this trust.
(iii) In the exercise of discretion with respect to income and principal
Last Will and Testament of Guy S. Fenton
Page 3 of 7
distributions for Kenneth, if any, the trustees shall bear in mind my express desire to
preserve, to the greatest extent possible, this trust's assets for eventual distribution to
my descendants other than my said son, Kenneth, whether outright or in trust. The
foregoing sentence is in no way intended to limit the sole and absolute discretion of
the trustees with respect to such distributions or to give any remainderman any right
to challenge any distribution made by the trustees in the proper exercise of such
discretion. Rather, said sentence is intended to aid the trustees and any Court or
administrative agency in properly interpreting my intent in establishing this trust,
namely, that the needs of my son, Kenneth, be provided for only to the extent that
governmental benefits and entitlements and other resources are either unavailable,
inadequate, or have been exhausted.
(iv) If any governmental agency determines that this Trust is an "available
resource" to be utilized and exhausted to pay for services for Kenneth otherwise
provided by public funding, then the trustees may, at their complete discretion, elect
to terminate this trust, in which case the trust assets may be distributed to The Family
Trust, 711 Bingham Street, Pittsburgh, Pennsylvania 15203 to be held for the
benefit of Kenneth in accordance with the terms and conditions of The Family Trust
Master Trust Agreement I, or if the trustees choose not to distribute the assets to The
Family Trust, or if for any reason The Family Trust does not accept the trust assets,
then they shall be distributed in accordance with subparagraph 6(e)(v) below as if
my said son, Kenneth, were then deceased.
(v) Upon the death of my said son, Kenneth, the principal of his trust as
then constituted, together with any accrued and undistributed income thereon, shall
be distributed to his then living descendants, per stirpes, and, in default of such then
living descendants, the balance of his trust shall be divided and distributed to the then
remaining and surviving heirs pursuant to Paragraph Third of this Will, per stirpes
and not per capita.
(f) Trustee's Judgment Final. The judgment of the Trustee as to the amount of payments
or applications of principal or income shall be final and conclusive on all persons interested, or who
may become interested, in the Trust estate. On making any payments or applications of principal,
the Trustee shall be fully released and discharged from all further liability or accountability
"'.
(g) Additions to Corpus. Any property to which my son Kenneth Lee Fenton may be
entitled may be added to the corpus of this Trust and administered in accordance with the terms and
conditions of this Trust. To the extent that the Trustee may for some reason have the anthority,
whether by appointment as Guardian of the estate, special guardian, or otherwise, to determine the
disposition of any property to which my son Kenneth Lee Fenton may be entitled, I direct the
Trustee to add the property to the corpus of this Trust.
(h) Spendthrift Provisions. No beneficiary of this Trust shall have any right or power to
sell, assign, convey, mortgage, pledge, anticipate, hypothecate or otherwise dispose of any right, title
or interest that the beneficiary may acquire in the income or principal of the Trust estate until the
income or principal has actually been paid over to the beneficiary by the Trustee. Nor shall the
income or principal of the Trust estate, or any part of it, or any interest of any beneficiary under this
Will be liable for, or to any extent subject to, any debts of any kind or nature incurred or contracted
by any beneficiary, either before or after my death. Any right granted to a beneficiary to receive
assets of the Trust estate, either principal or income, for the beneficiary's own use and benefit shall
not be available for the satisfaction of any claims of the creditors of the beneficiary. Any right of
receipt shall be suspended and may not be exercised by any beneficiary on the filing of a
proceeding in bankruptcy in which the beneficiary is debtor. The suspension shall be continued
during bankruptcy proceedings and shall be restored only after the entry of a final order of
discharge of the beneficiary as debtor.
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SEVENTH
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(a) Grant of Powers. My Executor, in the administration of my Estate, and my Trustee in
the administration of the Michael A. Fenton Trust established in Paragraph 5, and my Trustee in the
administration of the Kenneth Lee Fenton Needs Trust established in Paragraph 6, but in regard to
the Kenneth Lee Fenton Needs Trust only to the extent not inconsistent with the provisions,
purposes and intentions of that Needs Trust as described in Paragraph 6, (together referred to as
"my fiduciaries"), shall have the powers and authorities set forth in this Article. These powers may
be exercised by my fiduciaries in their sole and absolute discretion, without the permission or order
of any Court. These powers shall be supplementary to the powers conferred by law, including, but
not limited to, those set forth in Title 20, Chapter 33, of the Pennsylvania Consolidated Statutes.
(b) Retention of Assets. My fiduciaries shall have the power to retain any or all property
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Last Will and Testament of Guy S. Fenton
Page 4 of 7
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of my Estate or Trust corpus, however received or acquired, for so long as they deem appropriate.
This power may be exercised even though the property may not be of the type authorized by law for
investment, and even though retention may leave a disproportionately large amount of the value of
my Estate invested in one type of property.
(c) Transfer of Assets. My fiduciaries shall have the power to sell, transfer and convey
any property, of whatever nature, including real property, and wherever situated, that I may own at
the time of my death, or that may come into my Estate or into the Trust corpus at or after my death.
The sale, transfer or conveyance may be by public or private sale, at such time, on such terms and
conditions, including selling price and credit, in such manner, and for any reason that my fiduciaries
deem appropriate, including, but not limited to, the purpose of obtaining net proceeds to be
distributed to my residuary beneficiaries.
(d) Investment. My fiduciaries shall have the power to invest and reinvest any property in
my Estate or in the Trust corpus in preferred and common stocks, bonds, notes, common trust
funds (including any managed by any corporate fiduciary), interests in investments, trusts, mutual
funds, leases, mortgages on property wherever located, and, generally, in any property and in
proportions of property as my fiduciaries deem advisable, even though such investments are not of
the character or proportions authorized by applicable law for the investment of such funds.
(e) Power to Borrow. My fiduciaries shall have the power to borrow money for any
purpose for any periods of time and on any terms and conditions as they deem advisable (including
the power to borrow from any corporate fiduciary), and to pledge, mortgage, or otherwise encumber
any property in my Estate or in the Trust corpus to secure repayment of any loan, as well as the
plOwer to renew existing loans either as maker or endorser.
(f) Distribution in Cash or in Kind. My fiduciaries shall have the power to make
distributions in cash or in kind, or partly in each, in divided or undivided interests, and the power to
determine which assets shall be sold and which shall be distributed in kind, without notice to or
consent by any beneficiary.
(g) Distribution to Minors and Persons Under Disability. My fiduciaries shall have the
power to make distributions or payments to or for the benefit of any beneficiary who is a minor, an
incompetent, or who in the fiduciaries' judgment is incapacitated or disabled. The distributions or
payments shall be made in anyone or more of the following ways, at the discretion of my
fiduciaries: (1) Directly to the beneficiary; (2) directly to the creditor in payment of the debts or
expenses of the beneficiary; (3) to the Guardian of the person or estate of the beneficiaf'j; (4) to any
custodial parent of a minor beneficiary; (5) to a custodian for the beneficiary under any law related
to gifts to minors, including to my fiduciaries in that capacity; (6) to any other person who shall
have the care and custody of the person of the beneficiary; or (7) to a needs trust or other such trust
similar to that which is created in paragraph (6) of this Will or such other trust designed to
supplement, but not to supplant, any insurance, Federal, State, local or other assistance, or other
benefits due the beneficiary. There shall be no duty to see to the application of funds so paid,
provided due care was exercised in the selection of the person to whom the funds were paid, and the
receipt of the person shall be full acquittance of the fiduciaries. For purposes of this Paragraph
Seventh, "minor" is defined to mean any person under the age of twenty-one (21).
(h) Disposition of Business Interests. My fiduciaries shall have the power to continue or
to permit the continuation of any business, incorporated or unincorporated, in which I may have any
interest at the time of my death for any period of time, or to liquidate the business on any terms, as
they deem appropriate. This power includes, but is not limited to (1) the power to invest additional
sums in any business, even to the extent that my Estate or the Trust corpus may be invested largely
or entirely in the business, without liability for any loss resulting from lack of diversification; (2)
the power to act as or to select other persons to act as directors, officers or employees of any
business, to be compensated without regard to being a fiduciary under this Will; and (3) the power
to make any other arrangements in regard to any business as my fiduciaries shall deem proper.
(i) Employment of Agents. My fiduciaries shall have the power to employ and pay the
compensation of any and all attorneys;, agents, custodians, attorneys-in-fact, experts, investment
counsel, accountants, bookkeepers or other agents or providers of services as my fiduciaries deem
advisable in the administration of my Estate.
U) Commissions. My fiduciaries shall have the power to take reasonable commissions
on account at any time during the administration of my Estate or of the Trust without the approval
of any beneficiary or of the Court, but subject to allowance or disallowance on the settlement of the
final accounts of my fiduciaries.
(k) Third Party Reliance. No person or corporation dealing with my Executor shall be
required to see to the application of any property paid or delivered to my Executor, or to inquire into
either the authority of my Executor to enter into any transaction or the expediency or propriety of
Last Will and Testament of Guy S. Fenton
Page 5 of 7
any transaction entered into by my Executor.
EIGHfH
Any and all payment or payments of any sum or sums, whether in cash or in kind and
whether for principal or income, payable to any said child or children, shall be made upon the sole
receipt of the respective individual to whom the payment is made, and free from anticipation,
alienation, assignment, attachment and pledge, and free from control by the creditors of any such
beneficiary. All shares of principal and income herein given shall be free from anticipation,
assignment, pledge or obligations of any beneficiary, and shall not be subject to any execution or
attachments.
NINTH
I hereby nominate, constitute and appoint my daughter Susan A. Scott as Executrix of this
my Last Will and Testament. In the event of the renunciation, death, resignation or inability to act
for any reason whatsoever of my said daughter, I nominate, constitute and appoint Citizens Bank of
665 North East Street, Carlisle, Pennsylvania 17013, as Executor of this my Last Will and
Testament. I further direct that no bond or other security shall be required of any Executor or
Executrix appointed in this Will for the performance of his, her or its duties in any jurisdiction in
which he, she or it may be called upon to act. The terms Executor or Executrix may be used
interchangeably in this Will and shall refer to any Executor or Executrix appointed in this will, or
any other Administrator appointed by a court of competent jurisdiction.
TENTH
In addition to, and not in limitation of, the powers conferred by law or by other provisions
of this Will, my Executrix shall have the following powers, each of which may be exercised from
time to time by my Executrix in her sole discretion:
(a) To retain in the form received, and to sell either at public or private sale, or to
distribute in kind, any real or personal property.
(b) To manage both real and personal property.
(c) To invest and reinvest in all forms of property, notwithstanding the fact that any or
all of the investments made are of a character or size which but for this expressed
authority would not be considered proper for an Executrix.
(d) To exercise any option or rights arising from the ownership of investments.
(e) To compromise claims without court approval and without the consent of any
beneficiary .
IN WITNESS WHEREOF, I have hereunto set my hand and seal to this my Last Will and
Testament, written on seven (7) pages (including notary page), this 24th day of February, 2002.
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Signed, sealed, published, and declared by Guy S. Fenton, the Testator above named, as and
for his Last Will and Testament, in our presence, who, in his presence, at his request, and in the
presence of each other, have hereunto subscribed our names as attesting witnesses.
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Last Will and Testament of Guy S, Fenton
Page 6 of 7
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
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We, Guy S. Fenton, the Testator in, and Stephen ;-) "'Hey
and Trisha,\. Uess , the witnesses, to the Last Will and Testament, the
attached or foregoing instrument, who have signed the instrument, having been duly qualified
according to law do depose and say:
a. that I, the Testator, do hereby acknowledge that I signed and executed the instrument
as my Last Will and Testament, that I signed it willingly and as my free and voluntary
act for the purposes therein expressed; and
b. that we, the witnesses, were present and saw the Testator sign and execute the
instrument as his Last Will and Testament, that he signed it willingly and executed it
as his free and voluntary act for the purposes therein expressed; that each of us in the
hearing and sight of the Testator signed the Last Will and Testament as a witness and
that to the best of our knowledge the Testator was at that time eighteen (18) or more
years of age, of sound mind and under no constraint or undue influence.
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Subscribed, sworn to and acknowledged before me by the Testator and the witnesses above-
named, this 24th day of February, 2002.
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Notary Public )
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r F NotARIAl SEAl.
I ROBERT G. FREY, HOTARYPIJEiUC
. c.ARUSl.E, CUMBERl.ANO COUNtY PA
I MY COMMiSSION EXPRIRES JUNE 3:2002
Last Will and Testament of Guy S. Fenton
Page 7 of 7