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HomeMy WebLinkAbout04-0227IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, VS. Plaintiff, HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. TO: DEFENDANT(s) YOU ARE HEREBY NOTIFIED TO PLEAD TO ~IE ENCLOSED COMPLAINT ~ TWENTY (20) DAYS FROM S ER'a'I F A DEFAULT JUDGMENT MAY BE . I HEREBY CERTIFY THAT THE ADDRESS OFTHE PLAINTIFF IS: P.O. Box 6010 Chamb~rsburg, PA 17201 AND THE D~FI~NDANT(S ): 61 Mount fla.l~tlae, N~n~urg, PA 17240 ATTO~ CERTIFICATE OF LOCATION I HEREBY CERTIFY THAT THE LOCATION OF THE61MRoE¢~AREAL STATE AFFECTED BY THIS17240LIEN IS CIVIL DIVISION NO.: TYPE OF PLEADING CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE FILED ON BEHALF OF: Farmers and Merchants Trust Company of Chambersburg Plaintiff, COUNSEL OF RECORD FOR THIS PARTY: Scott A. Dietterick, Esquire Pa. I.D. #55650 JAMES, SMITH, DIETTERICK & CONNELLY LLP P.O. Box 650 Hershey, PA 17033 (717) 533-3280 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, VS. Plaintiff, HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. CML DIVISION NO.: ~/- 227 NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days atSer this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money cla'maed in the complaint or for any other cla'ma or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST : COMPANY OF CHAMBERSBURG, : Plaintift', : NO.: HERBERT M. DANNER, JR. and : MARLENEE DANNER, : : Defendants. : VS. CIVIL DIVISION AVISO USTED HA SIDO DEMONDADO/A EN CORTE. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar action dentro do los proximos veinte (20) dias despues de la notifacacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una compereneencia escrita y redicanco en la Courte por escrito sus defensas de, y objecciones a, los demandas presentadas aqui en contra suya. Se le advierte de que si usted falla de tomar accion como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier smna de dinero reclarnada en la demanda o cualquier otra reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero O propieded u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABAGADO IMMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO O NO PUEDE PAGARLE A UNO, LLAME A VAYA A LA SIGUEINTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, Pla'mtiff, VS. HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. CIVIL DIVISION CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE And now comes Farmers and Merchants Trust Company of Chambersburg, by its attorneys, James, Smith, Dietterick & Counelly LLP, files this Compla'mt in Mortgage Foreclosure as follows: 1. The Plaintiff is Farmers and Merchants Trust Company of Chambersburg, which has its principal place of business at P.O. Box 6010, Chambersburg, Pennsylvania 17201. 2. The Defendants, Herbert M. Darmer, Jr. and Marlenee Darmer, are adult individuals whose last known address is 61 Mountain Lane, Newburg, Pennsylvania 17240. 3. On or about August 14, 2000, Defendants executed a Note in favor of Plaintiff in the original principal amount of $50,949.94. A true and correct copy of said Note is marked Exhibit "A", attached hereto and made a part hereof. 4. On or about August 14, 2000, as security for payment of the aforesaid Note, Defendants made, executed and delivered to Plaintiff a Mortgage in the original principal amount of $50,949.94 on the premises hereinafter described, with said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on September 5, 2000, in Mortgage Book Volume 1636, Page 1063. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "B", attached hereto and made a part hereof. 5. Defendants are the record and real owners of the aforesaid mortgaged premises. 6. Defendants are in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest when due. 7. On or about July 10, 2003, Defendants were mailed combined Notices of Homeowners' Emergency Mortgage Assistance Act of 1983 and Notices of Intention to Foreclose Mortgage, in compliance with the Homeowner's Emergency Mortgage Assistance Act, Act 91 of 1983 and Act 6 of 1974, 41 P.S. § 101, et seq. Tree and correct copies of said Notices are marked Exhibit "C", attached hereto and made a part hereof. 8. The amount due and owing Plaintiffby Defendants is as follows: Principal $47,304.48 Interest through 1/14/04 $ 3,603.64 Late Charges $ 243.27 Attorney's Fees $ 1,250.00 Court, Sheriffand Title Costs $ 2,500.00 TOTAL $54,901.69 plus interest on the principal sum ($47,304.48) from January 14, 2004, at the rate of $12.62 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. 9. Pursuant to the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. (1977), Defendant(s) may dispute the validity of the debt or any portion thereof. If Defendant(s) do so in writing within thirty (30) days of receipt of this pleading, Counsel for Plaintiffwill obtain and provide Defendant(s) with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this pleading, Counsel for Plaintiff will send Defendant(s) the name and address of the original creditor if different from above. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of $54,901.39, with interest thereon at the rate of $12.62 per diem from January 14, 2004 plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. JAMES, SMI~CONNELLY LLP Scott A. Attorneys for Plaintiff PA I.D. # 55650 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT "A" PROMISSORY NOTE .' Principal · · Loan Date..: Maturlb/ . Loan. No. I Call CollateralI Account Ofticor Initials · MLS References in Ihe shaded ar~ are for Lend~'s use only and do nol limit fha ap ptieabili~ of this d~umenf to any padlcular loan or i~em. Any item above containing "***" has been omilled due iD text lenglh limitations, Lender: COPY Farmers and Merchants Trust Company of Cttambersburg Principal Amount: $50,949.94 Interest Rate: 9.740% Date of Note: August 14, 2000 01/14/2004 15:45 FAX 261 3621 PROMISSORY NOTE (Continued) Patje 2 LE~q)ER= FARMERS AND MERCHANTS TRUST COMPANY OE CHAM~ER~BURG EXHIBIT "B" RECORDATION REQUESTED BY: Chembershurg, PA 17201-6010 WHEN RECORI~ED MAIL TO: Farmers and Merchants Trust Company of Chambersbllrg "erDa' M. D.~ner, Jr. COPY MORTGAGE THiS MORTGAGE dated August 14, 2000, Is made and executed between Herbert M. Danner, Jr.; and Marlenee Danner, whose address ia P.O. Box 246, Newburg, PA 17240 (referred to below as "Grantor") and Farmers and Merchants Trust Company of Chambersburg, whoae addreaa ia Shippeneburg Office, 20 South Main Street, P. O. Box 6010, Chambersburg, PA 17'201-6010 (referred to below as "Lender"). GRANT OF MORTGAGE. For valuable consideration, Grantor granls, bargains, sells, conveys, assigns, transfers, releases, confirms and mortgages IQ Lander all of Granfer's right, title, and interest Jn and to the following described real properly, together with all exisling or subsequently erected or affixed buildings, improven~nls and fixtures; al/ streets, la~les~ alleys, passages, and ways; all easements, righffi o[ way~ all libedias, pftvfleges, leeemenffi, heredllarne~ts, and appurlensnces thereunto belonging or any~vJse made appudena~t hereafter, and lhe ~eve~stens and remainders with respect thereto; all waler, water rights, wafercotJrses and dilch rights (inffiudlng stock in utilities wilh dilch or [rdgalion rights); and all other dibble, royalties and profiffi relating to Ihe real properly including wlthoul limitation all minerals, oil, gas, geolherrnel and similar metiers, (the "Real Property ) located In Cumber and County, Commonwea th of Penney van a.' See Exhibit A, which la attached to this Mortgage and made a part of this Mortgage as if fully set forth herein. The Real Property or Its address is commonly known as 61 Mountain Lane, Newburg, PA 17240. Grantor presentry assigns to Lender all of Granfer's right, lille, and interest in and to all present end tulure leases of Ihe Properly and all Reals from the Property. in addition, Granier granls to Lender a Uniform Commercia~ Code security interest In lhe Personal Property and Rents. THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST JN THE RENTS AND PERSONAL PROPERTY. IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (S) PERFORMANCE OF ANY AND AJJ. OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS MORTGAGE. THiS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: PAYMENT AND PERFORMANCE. Excepl as otherwise provided in this Morlgage, Grantor shall pay fe Lender all amounts secured by Ihi5 Modgege as they become due and shall strictly perform air ot Greeter's obligations under this Mortgage. POSSESSION AND MAINTENANCE OF THE PROPERTY. Grantor agrees that Grantors possess}on and [~se of the Property shell be governed by the follow,ns provis)ons: Possession lind Use. Unlfi/he occurrence of ar Evenl of Deteull, Grantor may (t) remain in possession and control ol ~he Properly; (2) use, operate or manage the Property; and (3) collect the Rents fr~m the Properly. Duly to Maintain, Granfe[ shall main{aiR the Property in good condition and promplly perform all [epairs, replacements, and maintenance necessary to preserve its value. Complfertce Wfth Envlronmenlal Laws. Grantor reprefienls and warrants to Lender tha~: (1) During the period ot Greeter's ownership ol the Preparb/, there has been ~o use. senerMIoe, rnanulaciure, store[ge, t~ealment, disposal, release or lhreafened release of any Hazardous MORTGAGE (Continued) Page 2 · TAXES AND LIENS. The tollowing provisions reJafirtg to Ihe laxes and liens on the Property are part el ~his Modgage: Payment. Grantor shall pay when due (and kl all evenffi prior fo delinquency) all taxes, payroll taxes, special taxes, assessments, water charges and sewer service charges levied against or on account et the Properly, and shall pay whe~l due all claims for work done on or for services rendered or material turnlshed fo fha Property. Grantor shall maintain lhe Property ~ree et any tlens having priority over or equal lo lhe interesl of Lender under this Mortgage, except for the Existing Indebledness referred to in Ibis Mortgage or those liens specltically agreed lo in wrigng by Lender, end except for the lien et taxes and assessmer~ffi not due as lurther specified in the Right lo Contesl paragraph, Right to Contest. Grantor may withhold payment el any lax, assessmeni, or ctafm in connection wilh a good tagh dispule over the obligation to pay, so tong as Lender's Interest in lhe Property is nol jeopardized. Il a lien arises or is fired as a result of nonpaymenl, Grealor shall wghln tifleen (15) days ariel the lien arises or, if a tien is filed, within fifteen (15} days after Grantor has notice of lhe tiling, secl~re the discharge of the lien, or if requested by Lender, deposit with Lender cash or ~ sidtie[ent corgerata surety bond or ether security satisfactory 1o Lender In an amounl sufficient to discharge lhe lien pl~JS any cosis and atlomeys' fees, or other charges lhal colJld accrue as a resug el a foreclosure or sale under the lien. In EXlstlllg Lfell. The lien of ibis Mortgage securing lhe Indebtadeess may be secondary and inleHor 1o an ex,sling tiaa. Gran~or expressly covenanls and agrees 1o pay, or see lo the payment of, lhe Existing Inriebtedness and to prevenl any data. It on such indebledrless, any detautl under the InsIruments evidencing such indebtedness, or any defeuti under any security documenls [or such indebtedness. Nc, ModlPcaflon. Grantor shall nol enler into any agreement wgh the holder of any modgage or o~her secudly agreemenl which has priority over this Mortgage by which fhe~ agreement is modified, amended, extanderi, or renewed wtihou~ the prier wrigen consent et Lender. Grantor shall neither request nor accepi any future advances under any such securily agreement wilhoul the prior written consent of Lender. CONDEMNATION. The fffitowing provfstans retafing to conder~nafion proceedings are a part of this Morigage: Proceedlllgs. If any proceeding in condemnation is tiled, Granlor sha~l pr(3nlptiy noilly Lender tn writing, and Grantor shati promptly lake such steps as may be necessary to defend lhe actien and obtain lhe award, Grantor may be lhe nomffial party in such proceeding, bul Lender shall be entitled ~o padiclpata in lhe proceeding and to be represented in the proceeding by counsel et tis own choice, and Grantor will deliver or cause to be delivered to Lender such instruments and documentation as may be req[~ested by Lender hem time to time to per mil such participation. ApplicAtion et Nel Proceeds, Il all or any part of the Properly is condemr~ed by emlnenl domaffi proceedings or by any proceeding or purchase in lieu el condemnation, Leader may at ils election require tha~ all er any portion el ~he net proceeds of the award be applied lo the Indebtedness or Ihe repair or restoration of lhe Properly. The ne~ proceeds of the award shall mean Ihe award agar payment of all aclual costs, experlses, and alter nays' lees incurred by I_ender in con nection wgh lhe condemnatio,l. ~00~( ~ ~;; ~"~ ~'~ PJ P.F ~' ~4 MORTGAGE (Continued) Page 3 IMPOSITION OF TAXES, FEES AND CHARGES BY GOVERNMENTAL AUTHORITIES. The following provisions relating to governmental laxes, lees and charges are a pall of this Morlgage: Curre~lt Taxes, Fees and Charges. Upon request by Lender, Grantor shall execute such d~cuments in addilion to this Mortgage end lake Modgage: Propedy. MORTGAGE (Co.ntinued) Page 4 Mortgage. im a[for~ a guaran y of air o pa I of Ihe Note. B0(}~(].~,~ P~{~]-~f~b MORTGAGE (Continued) Page Environmenlal Laws. The lerm "Hazardous Substances" also includes, wiihoul limilation, petroleum and pelroleum by-proddC~ or any Iraction EACH GRANTOR ACKNOWLEDGES HAVING READ ALI. THE PROVISIONS OF THIS MORTGAGE, ANO EACH GRANTOR AGREES TO ITS TERMS. THIS MORTGAGE IS GIVEN UNDER SEAL AND IT ~S INTENDED THAT THIS MORTGAGE IS AND SHALL CONSTITUTE AND HAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW. GRANTOR: CERTIFICATE OF RESIDENCE I hereby cerlify, Ihat/he precise address of the mortgagee, Farmers and MeYchants Trusl Company of Chambersl~urg, herein is as follows: Shlppensbufg Office, 20 South Main Sfreel, P. O. Box 6010, Chambersburg, PA 17201-6010 2 INDIVIDUAL ACKNOWLEDGMENT COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ) ) SS ) Onlhis, lhe~__dayol AUGUST ,20~O___,beforeme ANDREA A. CRIDER ~ood636,~i067 Exhibit A ALL that cert,qln tract of woodland situate in Hopewdl Township, Cumberland County, Pennsylvania, bounded and described as follows: BEGINI','i~NG at an existing post ~n stones on line of lands now or fermerly of Rohrbaugh ALL tbat certain tract or parcel of ground situate in Hopewell Township, Cumberland County, Pennsylvania, being bounded and described in accordance will: tile Final Subdivision Plan of Paul and KJmbedy Tucker and Dorothy Danner as prepared by John R. Kiss]nger, RS., d~ted February 14, I986, and f~ntber being recc~rded in the Office of the Recorder of Deeds Jn and for Cumberland County in Pian Book 52, Page 32, as folio:rs: BEGINNING at a point at corners common wJlh Parcel A and Parcel C oftJ~e above- mentioned Final Subdivision Plan; thence along Parcel C, North 76 degrees 24 minutes 01 second East, a distance o£25,03 feet to a point; thence along lands now or formerly of Dorothy Danner, South 13 degrees 4I minutes 55 seconds East, a distan~;e of 138.66 feet to a point; thence atong same, North 32 degrees 42 mi0utes I ? seconds Wes u distance of 76.77 feet o an ton p n; thence along samel Nonh'I3 degrees 41 minute~ 55 seConds'Wes, ,7 distance 0f66 fee o a EXHIBIT "C~''' Date: 07/10/2003 ACT 91 NOTICE cOPY TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the morteage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached oages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home. This Notice exolains how the program works. To see if HEMAP can help~ you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling A~encv. The name. address, and phone number of Consumer Credit Counselin~ Agencies serving your Count,/are listed at the end of this Notice. If you have any questions~ you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN AD JUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENDIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. HOMEOWNER'S NAME (S): Herbert M. Danner, Jr. Marlene Danncr PROPERTY ADDRESS: LOAN ACCOUNT NO.: ORIGINAL LENDER: CURRENT LENDERISERVICER: 61 Mountain Lane Newburg, PA 17240 3140021465 Farmers and Merchants Trust Company Farmers and Merchants Trust Company HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU CAN COMPLY WITH THE PROVISION OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT'), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: *IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, *IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND *IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY TIlE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE--Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face' meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30} DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE LIP TO DATE. THE PART OF THIS NOTICE CALLED~HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES--If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for th/ny (30) days afrer the date of this meeting. The names, addresses, and teletthone numbers of designated consumer credit counseling a~,encies for the countv in which the ompertv is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your hntentions. APPLICATION FOR MORTGAGE ASSISTANCE--Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill oat, sign, and file a completed Homeowner's Emergency Assistance Program application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH 1N THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTiON--Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision afl:er it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT-- The MORTGAGE debt held by the above lender on your property 61 Mountain Lane, Newburg, PA 17240, IS SERIOUSLY IN DEFAULT because you have failed to pay promptly installments of principal and interest, as required, for a period of at least sixty (60) days. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the months of April, May and June 2003. The following amounts are now past due: Principal $ 301.28 Interest $1,17 i, 16 Other Charges: Legal Fees $ 50.00 Late Charges $ 54.06 TOTAL AMOUNT PAST DUE: $1,576.50 HOW TO CURE THE DEFAULT--you may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $1,576.50 PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash, cashier's check, certified check or money order made payable and sent to: FARMERS AND MERCHANTS TRUST COMPANY P.O. BOX 6010 150 LINCOLN WAY EAST CHAMBERSBURG, PA 17201 IF YOU DO NOT CURE THE DEFAULT--If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON-- The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers this case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorneys' fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorneys' fees actually incurred by the lender even if they exceed $50.00. Any attorneys' fees will be added to the amount that you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30} DAY period, you will not be required to pay attorneys' fees. OTHER LENDER REMEDIES--The lender may also sue you personally for the unpaid balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE--If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paving the total amount then past due, plus any late or other charges then due. reasonable attorneys' fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs' Sale as specified in writing by the lender and by verformin~ any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE-- It is estimated that the earliest date that such a Sheriffs' Sale of the mortgaged property could be held would be approximately six months from the date of this Notice. A notice of the actual date of the Sheriffs' Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you walt. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Address: Phone Number: Fax Number: Contact Person: Farmers and Merchants Trust Company 150 Lincoln Way East, P.O. Box 6010 Chambersburg, PA 17201 717-261-3641 717-261-3646 Lorie M. Heckman EFFECTS OF SHERIFF'S SALE--You should realize that a Sheriffs' Sale would end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs' Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE--You may not sell or transfer your home to a buyer or transferee that will assume the mortgage debt. YOU MAY HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. · TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY FINANCIAL SERVICES UNLIMITED 550 Cleveland Avenue Chambersburg, PA 17201 717-261-1708 Franklin, Fulton, Cumberland, Adams, Perry Counties CONSUMER CREDIT COUNSELING SERVICES OF WESTERN PA, INC. A). 2000 Linglestown Road Harrisburg, Pa 17102 717-541-1757 Adams, Cumberland, Dauphin, Perry and York Counties B). 912 South George Street York, PA 17403 717-846-4176 York, Adams Franklin and Lancaster Counties YWCA OF CARLISLE 301 G. Street Carlisle, PA 17013 717-243-3818 Fax # 717-243 -3948 Cumberland, Franklin and Perry Counties VERIFICATION I, Lode Heckman, Credit Recovery Officer, on behalf of Farmers and Merchants Trust Company of Chambersburg, depose and say subject to the penalties of 18 Pa.C,S.A., sec.4904 relating to unsworn falsification to authorities that the facts set forth in the foregoing Complaint in Mortgage Foreclosure are tree and correct to the best of my information, knowledge and belief. eckman, Credit Recovery Officer IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, Plaintiff, CIVIL DIVISION NO.: 04-227 Civil Term VS. HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Please mark the Complaint in Mortgage Foreclosure filed at the above-captioned term and number reinstated. DATE: Respectfully submitted, JAMES, S~NNELLY LLP BY:. S~tt ~.'~'erick, Esquire Attorneys for Plaintiff PA I.D. #55650 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 SHERIFF'S RETURN - CASE NO: 2004-00227 P COMMONWEALTH OF PENNSYLVA/qIA: COUNTY OF CUMBERLAND FARMERS & MERCHANTS TRUST CO VS DANNER HERBERT M JR ET AL REGULAR Amended CPL. MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to says, the within COMPLAINT - MORT FORE was served upon DANNER MARLENEE DEFENDANT , at 1328:00 HOURS, at 6280 CARLISLE PIKE MECHANICSBURG, PA 17055 MARLENEE DANNER a true and attested copy of COMPLAINT on the 29th day of LOT 300 by handing the January tO - MORT FORE together with law, , 2004 and at the same time directing Her attention to the Amended 61 MOUNTAIN LANE NEWBURG APPEARS TO BE VACANT. contents thereof. Sheriff's Costs: Docketing 6.00 Service 21.39 Affidavit .00 Surcharge 10.00 .00 37.39 Sworn and Subscribed to before me this /[~ day of ~ ~Z~D~ A.D. thonotary t So Answers: R. Thomas Kline 03/i /2004 SHERIFF'S RETURN - CASE NO: 2004-00227 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FARMERS & MERCHANTS TRUST CO VS DANNER HERBERT M JR ET AL OUT OF COUNTY R. Thomas Kline , duly sworn according to law, says, that he made and inquiry for the within named DEFENDANT DANNER HERBERT M JR but was unable to locate Him deputized the sheriff of DAUPHIN serve the within COMPLAINT - Sheriff or Deputy Sheriff who being a diligent search and , to wit: in his bailiwick. County, MORT FORE He therefore Pennsylvania, to On February 27th , 2004 this office was in receipt of the attached return from DAUPHIN Sheriff's Costs: Docketing 18.00 Out of County 9.00 Surcharge 10.00 Dep Dauphin Co 26.75 .00 63.75 02/27/2004 JAMES R. Thomas Kline ~ Sheriff of Cumberland County SMITH DIETTERICK CONNELL Sworn and subscribed to before me this /9~ day of ~ A.D. Prothonotary Service was made after cc~plaint had expired. SHERIFF'S RETURN - CASE NO: 2004-00227 P COMMONWEALTH OF PENNSYLVANIA: COI/NTY OF CUMBERLAND FARMERS & MERCHANTS TRUST CO VS DANNER HERBERT M JR ET AL OUT OF COUNTY R. Thomas Kline duly sworn according to law, and inquiry for the within named DEFENDANT DANNER HERBERT M JR but was unable to locate Him deputized the sheriff of DAUPHIN serve the within COMPLAINT - , Sheriff or Deputy Sheriff says, that he made a diligent , to wit: in his bailiwick. County, MORT FORE who being search and He therefore Pennsylvania, to On March 18th , 2004 , this office was in receipt of the attached return from DAUPHIN Sheriff's Costs: Docketing 6.00 Out of County .00 Surcharge 10.00 .00 .00 16.00 03/18/2004 JAMES So answer~ .... ~ R./Thomas Kline ~ Sheriff of Cumberland County SMITH DIETTERICK CONNELL Sworn and subscribed to before me this /9~ day of A.D. q / ~ %~ro~t ho~y' ~' SHERIFF'S RETURN - CASE NO: 2004-00227 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FARMERS & MERCHANTS TRUST CO VS DANNER HERBERT M JR ET AL REGULAR CPL. MICHAEL BARRICK Cumberland County, Pennsylvania, says, the within COMPLAINT - MORT FORE DANNER MARLENEE DEFENDANT , at 1328:00 HOURS, at 61 MOUNTAIN LA/NE NEWBURG, PA 17240 MARLENEE DANNER a true and attested copy of COMPLAINT Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon the on the 29th day of January by handing to together with - MORT FORE 2004 and at the same time directing Her attention to Additional Comments 61 MOUNTAIN LANE NEWBURG APPEARS TO BE VACANT. the contents thereof. Sheriff's Costs: Docketing 6.00 Service 21.39 Affidavit .00 Surcharge 10.00 .00 37.39 Sworn and Subscribed to before me this /~- day of honorary So Answers: R. Thomas Kline 02/29/2004 JAYMES SMITH DI~RICK CONNELL-----~ / / - De~Du~'y Sheriff The CoUrt of Common P~eas of Cumberland County, Pennsylvania Fa~rmers and Merchants Trust Company of Ch~nbersbur§ VS. Herbert M. D~nner Jr 04-227 civil SERVE: s~ne No. NOW, February 2 ~ 2004 hereby deputize the Sheriff of Dauphin deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA _, I, SHERIFF OF CUMBERLAND COUNTY, PA, do County to execute this Writ, this Affidavit of Service Now~ within ,20_ , at o'clock M. served the upon by handing to a and made known to copy of the orighnal So atlswers ~ the contents thereof. Sworn and subscribed before me this __ day of ~ 20 Sheriffof County, PA COSTS SERVICE MILEAGE AFFIDAVIT Mary Jane Snyder Real Estate Deputy William T. Tully Solicitor Dauphin County Harrisburg, Pennsylvania 17101 ph:(717)255-2660 fax: (717) 255-2889 Jack Lotwick Sheriff J. Daniel Basile Chief Deputy Michael W. P&xehart Assistant Chief Deputy Commonwealth of Pennsylvania County of Dauphin AND NOW:February 23, 2004 at COMPLAINT IN MORTGAGE FORECLOSURE DANlqER HERBERT M JR to HERBERT M DANNER JR : FARMERS AND MERCHANTS TRUST COMPANY vs : DANNER HERBERT M JR Sheriff's Return No. 0442-T - -2004 OTHER COUNTY NO. 04-227 9:27AM served the within upon by personally handin9 1 true attested eopy(ies) of the original COMPLAINT IN MORTGAGE FORECLOSURE and makin9 known to him/her the contents thereof at 19 NORTH 4TH ST 3 STEELTON, PA 17113-0000 Sworn and subscribed to before me this 24TH day of ~%RUARY, 2004 PROTHONOTARY So i~llewers, ~pu~ SHeriff Sheriff's Costs: $26.75 PD 02/05/2004 RCPT NO 187764 TF Mary Jane Snyder Real Estate Deputy William T. Tully Solicitor Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 255-2660 fax: (717) 255-2889 Jack Lotwick Sheriff J. Daniel Basile Chief Deputy Michael W. Rinehart Assistant Chief Deputy Commonwealth of Pennsylvania County of Dauphin AND NOW:March 10, 2004 REINSTATED COMPL.MORTGAGE FORECLOSURE DANNER HERBERT M JR to MARY SHEPHARD GIRLFRIEND : FARMERS AND MERCHANTS TRUST COMPANY OF : DANNER HERBERT M JR Sheriff's Return No. 1719-T - -2004 OTHER COUNTY NO. 04-227 at ll:30AMserved the within upon by personally handing 1 true attested copy(les) of the original REINSTATED COMPLoMORTGAGE FORECLOSURE and making known to him/her the contents thereof at 19 NORTH 4TH ST, #3 STEELTON, PA 17113-0000 Sworn and subscribed to before me this 10TH da~f MARCH, 2004 ! PROTHONOTARY SO AIlswers, By Deputy Sheriff Sheriff's Costs: $0.00 PD 00/00/0000 RCPT NO SS The CoUr~ of Common Pleas of Camberland County, Pennsylvania F~mers and Merchants Trust Company of Chambersburg VS. Herbert M. Danner Jr 04-227 civil SERVE: same No o March 1, 2004 hereby deputize the Sheriff of deputation being made at the request and risk of the Plaintiff. Serve by ~ ]~[~, { Oq , I, SHERIFF OF CUMBERLAND COUNTY, PA, do Dau-~in County to execute this Writ, this Sheriff of Cumberland County, PA Affidavit of Service }xJow, ,20 ., at o'clock M. served the within upon by handing to a and made known to copy of the original the contents thereof. So answers: Sheriff of County, PA Sworn and subscribed before me this __ day of ,2O COSTS SERVICE MILEAGE AFFIDAVIT 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST CIVIL DIVISION COMPANY OF CHAMBERSBURG, No.: 04-227 CiVIL Plaintiff, ISSUE NUMBER: VS. HERBERT M. DANNER, JR. and MARLENEE DANNER, TYPE OF PLEADING: PRAECIPE FOR DEFAULT JUDGMENT (Mortgage Foreclosure) Defendants. I Hereby certify that the last known address of Defendant(s) is/are: Herbert M. Danner, Jr. 19 North 4th Street, #3, Steelton, PA 17113 Marlene~ /~ 6280 Ca~sburg, PA Scott ~.D etter~c~re ~' FILED ON BEHALF OF: Farmers and Merchants Trust Company of Chambersburg Plaintiff COUNSEL OF RECORD FOR THIS PARTY: Scott A. Dietterick, Esquire Pa. I.D. #55650 17055 Attorney for Plaintiff JAMES, SMITH, DIETTERICK & CONNELLY LLP P.O. Box 650 Hershey, PA 17033 (717) 533-3280 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, VS. Plaintiff, HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. CIVIL DIVISION NO.: 04-227 Civil Term PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY SIR/MADAM: Please enter a default judgment in the above-captioned case in favor of Plaintiff and against Defendants, Herbert M. Darmer, Jr. and Marlenee Darmer, in the amount of $56,078.63 which is itemized as follows: Principal $47,304.48 Interest through 4/13/04 $ 4,726.82 Late Charges $ 297.33 Attorney's Fees $ 1,250.00 Court, Sheriff and Title Costs $ 2,500.00 TOTAL $56,078.63 plus interest on the principal sum ($47,304.48) from April 13, 2004, at the rate of $12.62 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. JAMES S~& CONNELLY LLP sBcY; t t A~D. e~E~:qu~ r ~/ Attorney for Plaintiff PA I.D. #55650 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 AFFIDAVIT OF NON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS: Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Scott A. Diettertck, Esquire, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendants are not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that the Notices of Intent to take Default Judgment were mailed in accordance with Pa. R.C.P. 237.1, as evid, enced b~l~attached copies. Sworn to and subscribed before me th~/~! day of .. ~)/, / Notary Public My Commission Expires: ,2004. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, VS. Plaintiff, HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. CIVIL DIVISION NO.: 04-227 Civil Term NOTICE OF ORDER, DECREE OR JUDGMENT TO: Herbert M. Danner, Jr. ( ) Plaintiff (XXX) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding ( ) A copy of the Order or Decree is enclosed, or (XXX) The judgment is as follows: $56,078.63 plus interest on the principal sum ($47,304.48) from April 13, 2004, at the rate of $12.62 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. Deputy 1N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, VS. Plaintiff, HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. CIVIL DIVISION NO.: 04-227 Civil Term NOTICE OF ORDER, DECREE OR JUDGMENT TO: Marlenee Danner ( ) Plaintiff (XXX) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding ( ) A copy of the Order or Decree is enclosed, or (XXX) The judgrnent is as follows: $56,078.63 plus interest on the principal sum ($47,304.48) from April 13, 2004, at the rate of $12.62 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. Mary Jane Snyder Real Estate Deputy William T. Tully Solicitor Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 255-2660 fax: (717) 255-2889 Jack Lotwick Sheriff J. Daniel Basile Chief Deputy Michael W. Rinehart Assistant Chief Deputy Commonwealth of Pennsylvania County of Dauphin : FARMERS AND MERCHANTS TRUST COMPANY OF vs : DA/FNER HERBERT M JR Sheriff's Return No. 1719-T - -2004 OTHER COUNTY NO. 04-227 AND NOW:March 10, 2004 at ll:30AMserved the within REINSTATED COMPL.MORTGAGE FORECLOSURE DANNER HERBERT M JR to MARY SHEPHARD GIRLFRIEND upon by personally handing 1 true attested copy(ies) of the original REINSTATED COMPL.MORTGAGE FORECLOSURE and making known to him/her the contents thereof at 19 NORTH 4TH ST, #3 STEELTON, PA 17113-0000 Sworn and subscribed to before me this 10TH da[~gf MARCH,~2004 PROTHONOTARY So Answers, By Deputy Sheriff Sheriff's Costs: $0.00 PD 00/00/0000 RCPT NO SS SHERIFF'S RETURN - CASE NO: 2004-00227 COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FARMERS & MERCHANTS TRUST CO VS DANNER HERBERT M JR ET AL REGULAR Amended CPL. MICHAEL BARRICK Cumberland County, Pennsylvania, says, the within COMPLAINT - MORT FORE DANNER MARLENEE DEFENDANT at 1328:00 HOURS, at 6280 CARLISLE PIKE MECHANICSBURG, PA 17055 MARLENEE DANNER a true and attested copy of COMPLAINT Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon the on the 29th day of January , LOT 300 by handing to together with - MORT FORE 2004 and at the same time directing Her attention to the Amended 61 MOUNTAIN LANE NEWBURG APPEARS TO BE VACANT. contents thereof. Sheriff's Costs: Docketing 6.00 Service 21.39 Affidavit .00 Surcharge 10.00 .00 37.39 Sworn and Subscribed to before me this day of So Answers: R. Thomas Kline 0B/1~/2004 ~ ' JAMES SMITH DI~ERICK_CONAIE~Lq~ ~ .'~ ~-~ .... ~ Deputy Sh~f~f '~ A.D. Prothonotary IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, Plaintiff, : CIVIL DIVISION NO.: 04-227 Civil Term VS. HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. IMPORTANT NOTICE TO: Marlenee Darmer 6280 Carlisle Pike, Lot 300 Mechanicsburg, PA 17055 DATE OF NOTICE: March 31, 2004 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, VS. Plaintiff, HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. CIVIL DIVISION NO.: 04-227 Civil Term AVISO IMPORTANTE A. Marlenee Danner FECHA DEL AVISO: March 31, 2004 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO O NO PUEDE PAGAR UNO, VAYA O LLAME LA OF[CINA ABA JO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 DATE: ~/'~//~' ~/ BY: Scot~ !(~c~,i E~squire~/ PA I.D. #55650 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 FIRST CLASS U.S. MAIL, POSTAGE PREPAID (717) 533-3280 iN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST CIVIL DIVISION COMPANY OF CHAMBERSBURG, Plaintiff, NO.: 04-227 Civil Te~rn VS. HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. TO: Herbert M. Darmer, Jr. 19 North 4th Street, #3 Steelton, PA 17113 DATE OF NOTICE: March 3l, 2004 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, Plaintiff, VS. CIVIL DIVISION NO.: 04-227 Civil Term HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. AVISO IMPORTANTE A. Herbert M. Darmer, Jr. FECIiA DEL AVISO: March 3 l, 2004 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO O NO PUEDE PAGAR UNO, VAYA O LLAME LA OFICINA ABA JO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 JAMES SMITH & CON'NELLY LLP DATE: .,/)?/0 ] BY:_ Sc~t A. Dietterick, Esquire PA I.D. #55650 Attorneys for Plaintiff P.O. Box 650 Hershey, PA 17033 F[RST CLASS U.S. MAIL, POSTAGE PREPAID (717) 533-3280 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG, Plaintiff, VS. CIVIl. DIVISION NO.: 04-227 Civil Term HERBERT M. DANNER, JR. and MARLENEE DANNER, Defendants. pRAECIPE TO SATISFY JUDGMENT. TO THE PROTHONOTARY: Please mark the judgment filed at the above-captioned te~m and number satisfied. Respectfully submitted: PA I.D. #5. 350 Attorney fi~r Plaintiff P.O. Box 650 Hershey, PA 17033 (717) 533--3280 : coNNELLY LLP