HomeMy WebLinkAbout08-1540ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
/69- / 101
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
MARIE B HENRY
214 College Hill Rd
Enola, Pa 17025
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 08- 154D Civi ITPrM
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL ACTION COMPLAIXf
AVISO
Le ban demandado a usted en la torte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notification. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la cone en forma escrita sus
defensas o sus objeciones a las demandas en contra de su persona.
Sea avisado que si usted no se defiende, la corte tomara medidas y
puede continuar la demanda en contra soya sin previo aviso o
notification. Adernas, la corte puede decidir a favor del demandante
y requiere que usted cumpla con todas las provisions de esta demanda.
Usted puede perder dinero o sus propiedades u otros derechos
importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue, Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(215) 789-1101
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
MARIE B HENRY
214 College Hill Rd
Enola, Pa 17025
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. Of -- 100
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Marie B Henry, is an individual who resides at 214 College Hill Rd
Enola, Pa 17025.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about October 13, 2006, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $27074.80 at an annual percentage rate of 16.490%, in
order to purchase a certain motor vehicle, 2007 Ford Focus more particularly described in the
Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $409.58 for a period of 60 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s- -made monthly payments until December 11, 2006, but has failed to
make any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B. --
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $12100.00, however a balance of
$3831.82 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $590.32 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$4422.14.
WHEREFORE,, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $4422.14, well as any additional interest and costs that may accrue and such other
and further relief as this Court may deem equitable and just.
Respectfully submitted,
MAURI?'r &/iEEDLEMAN, P.C.
CH?ENE A. TAYLOR, ESQUIRE
Attorney for Plaintiff
Date: February 25, 2008
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY -
COMPANY, and duly authorized to make this verification on its behalf; that statements made in
the foregoing Complaint are true and correct to the best of my knowledge, information and
belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
i
BY:
CHARLENE A. TAYLOR, ESQUIRE
DATED: February 25, 2008
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FTC NOTICES
NOTICE - ANY HOLDER OF THIS CONSUMER CREDIT
CONTRACT IS SUBJECT TO ALL CLAW AND
DEFENSES WNICN THE DEBTOR COULD ASSERT
ASAMBY THE SELLER OF GOODS DR SWV"S
OBTAINED PIRiSUANT HERETO OR EST" THE
PROCEEDS HEREOF. RECOVERY HEREUNDER BY
THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID
BY THE DEBTOR HEREUNDER.'
Used MORN V*ACW Buyers Olddo. 11 you ana buying a
used vehicle with tH C-tram, ladaral raD aIa)1
,.pare a sparks! Z;e Cautle b N dkplryddlEaliPN- the
wbddo of M Nhiew THE INFORMATION YOU SEE ON
THE WINDOW FORM FOR THIS VEHICLE IS PART OF
THIS CONTRACT- INFORMATION ON THE WINDOW
FORK OVERRIDES ANY CONTIAAY.PROVIMONS IN
THE CONTRACT OF SALE.
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GUARAWry
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ARBITRA710N
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NOIIT M PARWYNI(dPAT E AS A CLASS MMUWTATVE 00 A CLASS MEMBER IN ANY CLASS CbAIYI TGu Iii' AVE
MOADTRg11yf TO CES WARINE A =TM A LAWSW
RIRMTTD APPEAL THE DECM M OF AN ARtETRATOII -
• OTHER RBNTB THAT AIM AVARALLE IN A LAWSUIT
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Ford Motor Credit Company
P.O. Box 31111
TAMPA, FL 33631-3111
(877) 349-5260
POW000020001a
MARIE B. HENRY
214 COLLEGE HILL RD
ENOLA PA 17025
Date of Repossession 01-06-2007
Date of Notice
01-09-2007 Date of Contract
10-13-2006
Account Number: 041813721
Buyer MARIE B. HENRY
Cobuyer
DESCRIPTION OF PROPERTY
Year
2007 Make
FORD ?x New
? Used
vehicle Identification Number:
1FAFP34N37W1308% - - -
Model
FOCUS Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
x? PRIVATE SALE: We will sell the property described above at
private sale sometime after 15 days from the Date of Notice
shown above unless redeemed by you prior to such sale.
? PUBLIC SALE: We will sell the property described above at public
sate to the highest bidder on the dale below (or any adjournment
date). The sale will be held as flaws:
Date of Sale Time of Sal. Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we gel from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money;
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below, 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at: MANHEIM AUTO AUCTION
11 AOAS T t:K AD
HOW TO GET YOUR PRt8RWk1WFBACK
To get your property back, pay us this amount by CerbW check or
money order before the vehicle is sold.
Unpaid Balance $ 16,476.43 ---
Plus Costs: Repo Expenses $ 200,00
$
$
Plus Late Charges $
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 16,676.43
(Plus expenses incurred if default at the time of repossession exceeded
16 days and teas rebate received after the date of this notice.)
Your property won't be sold until 16 days after the date of this notice at
the EARLIEST. After that you can still get it back any time before ifs
actually sold.
If you do, well have no further claim on III. But the longer you wait, the
more costs (including repairs) you may have to pay.
If you have any questions about this, please call us.
? The property has been (or will be) returned to:
(deder/origklel creditor)
Under our agreement with your dealer/original creditor, the deafer/origind creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you wit pay it to the dealer/original creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shell be disposed of accord'rigty. EXHIBIT
? Creditor has assigned to its qualified intermediary (01 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above.
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage renected on the vehicle's odometer is not accurate for any reason, please contact us so Bet we L-
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don t want to gal your property back, call the insurance company or the dealer/original creditor to make sure Brat any insurance
has been cancelled. You have a right to get credit for ell premium refunds.
IRISOMARA CASTRO
FFNA 11908-37 Jan 02 Pieious editions may NOT be used. CUSTOMER/CUSTOMER FILE
Plinted in USA.
Neme and Address of Sender Ched
Lason
3Ljj l>r, r. fi g n i
AAde NUedw awe.e P•-R.?wc --w
UOIW20604752 -
MA-038622114 7006 2760 0002 6582 5136
PATRICIA WMAMER -
49 WEST ST
19 GALETON PA 16922-1113
UO108120604753
9. MA-035691343
KAREN SCHAEFFER 7006 2760 0002' 6582 5143
#19
15 OLD STATE RD
JONESTOWN PA 17038
f? U0108/20604754
°u } MA-041613721 7006 276d0002 6582 5150
MARIE IL HENRY
214 COLLEGE HILL RD
ENOLA PA 17025
P-040515875
6. KRISTY A. THOMPSON
2048 NEWARK RD APT#2
LINCOLNUNtVERSITY PA 19352
7.
7006 2760 0002 6582 5167 _-
-- I luua
P-040285951 c rfau UD02 6582 5174
KEVIN KRAJCI
10100 CALERA RD ,
PHILADELPHIA PA 18114 ?.
z u
U0108i20604757 R 7006 2760 0002 6582 5181
P•040329230
MICHAEL FORD C A V v
Q
2627 WALDO STREET
HARRISBURG PA 17110
u?w by sendel ^ I Recahed r voe oaee I • 1 1 I a- 1 I See Privacy Ad Statement on Reverse
Ford Motor Credit Company
P O BOX 31111
TAMPA FL 33631-3111
877 3495260
DATE: 2007-03-21
PDQDVW00000082
MARIE B. HENRY
214 COLLEGE HILL RD
ENOLA PA 17025
STATEMENT OF SALE
Account Number: 041613721
The following property has been sold.
Year Make Model
Vehicle Identification Number:
2007 FORD FOCUS 1 FAFP34N37W130896
Balance owing on your contract (1) $ 16,476.43
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 16.476.43
Deduct: gross proceeds of the sale (4) $ 12,100.00
Balance less gross proceeds of the sale (3 - 4) (5) $ 4,376.43
Add: Expenses of retaking and storing, and (6) $ 659.41
any attorneys' fees allowed by law, and
expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate (7) $ 0.00
Other: (8) $ 843.02
(9) $ 4192.82
Deficiency"
Surplus" (10) $ N/A
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus' or Deficiency"
If the sale resulted in a surplus, a refund for the difference will be mailed to you.
If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mall deficiency payment to., EXHIBIT
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6508 P.O. BOX 55000 a
(800) 732-2264 DETROIT MI 48255-1941
FFNA11990 01104 Previous editions may NOT be used.
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SHERIFF'S RETURN - NOT FOUND
CASE NO: 2008-01540 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
FORD MOTOR CREDIT COMPANY
VS
HENRY MARIE B
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
HENRY MARIE B but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT & NOTICE ,
the within named DEFENDANT , HENRY MARIE B
214 COLLEGE HILL ROAD
ENOLA, PA 17025
NOT FOUND , as to
PER NEIGHBOR, DEFENDANT MOVED OUT A YEAR AGO.
Sheriff's Costs:
Docketing 18.00
Service 14.40
Not Found 5.00
Surcharge 10.00
- 00
47.40
47.40
So answerer
` R. Thomas Kline
Sheriff of Cumberland County
MAURICE & NEEDLEMAN
03/18/2008
Sworn and Subscribed to before
me this day of
A. D.
f
1
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq. Attorneys for Plaintiff
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 85248
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(21J) /Zsg-7101
FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF
DELAWARE LIMITED LIABILITY COMMON PLEAS
COMPANY
Plaintiff - - -- - Cas&' NoA8-1540 Civif Term
V.
MARIE B HENRY
Defendant(s).
PRAECIPE TO SUBSTITUTE VERIFICATION
TO THE PROTHONOTARY:
Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY,
A Delaware Limited Liability Company, for that of the verification previously filed.
Respectfully submitted,
MAURICE & NEEDLEMAN, P.C.
C?Q?Rjafi?'E A. TAYLOR, ESQ
A ev fbr Plaintiff
Date: June 9, 2008
r
CERTIFICATE OF SERVICE
I, Charlene A. Taylor, Esq. hereby certify that on this date I have caused a true and correct
copy of the foregoing Praecipe to Substitute Verification on behalf of FORD MOTOR CREDIT
COMPANY, A Delaware Limited Liability Company, to be served by regular, first class mail,
postage pre-paid upon:
MARIE B HENRY
1476 Valley Road
Marysville, Pa 17053
Respectfully Submitted,
MAURICE & NEEDLEMAN, P.C.
BY:
Ch e e A. Tay or, quire
Attorney for Plaintiff
DATED: June 9, 2008
VERIFICATION
I,
Barbara Ingram
verify that I am the Authorized Representative
for Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company,
and are duly authorized to take this verification on its behalf; that statements made in the
foregoing Complaint are true and correct to the best of my knowledge, information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY:
Barbara Ingram
DATE:
MARIE B HENRY
Our file no. 7070
48063000000041613721
z7.i
^C
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
BY: Charlene Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff,
V.
MARIE B HENRY
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 08-1540 Civil Term
PRAECIPE TO WITHDRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly Withdraw the Complaint originally filed with the Court on 03/07/2008.
MAURICE & NEEDLEMAN, P.C.
BY:
edleman, Esq.
for Plaintiff
Date: November 3, 2008
c?
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