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Home My WebLink About08-1743f IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC ASSIGNEE OF SHERMAN ACQUISITION ASSIGNEE OF SEARS 15 SOUTH MAIN STREET GREENVILLE SC 29601 Plaintiff vs LORI BECK 4728 E TRINDLE RD MECHANICSBURG PA 17050, Defendant(s) Filed on behalf of: Plaintiff, LVNV FUNDING, LLC Counsel of record for this party: No. D8- 1'74-3 Civi ? TerM CIVIL ACTION - LAW f Date: /13/6 r Amy F. Do le #8706 / Daniel F. Wolfson #20617 clip C. Warholic # 34 David R. Galloway #87326 om yn ppie 7852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Cover -,GENERAL W&A File No. 180146992 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC ASSIGNEE OF SHERMAN ACQUISITION : No. ASSIGNEE OF SEARS Plaintiff : CIVIL ACTION - LAW vs LORI BECK Defendant(s) You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 1 80 1 46992 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC ; ASSIGNEE OF SHERMAN ACQUISITION : No. ASSIGNEE OF SEARS Plaintiff : CIVIL ACTION - LAW vs LORI BECK Defendant(s) N I IA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 180146992 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC ASSIGNEE OF SHERMAN ACQUISITION ASSIGNEE OF SEARS Plaintiff vs LORI BECK Defendant(s) No. v 8- J 7 y3 C.( 7 CIVIL ACTION - LAW AND NOW, comes the Plaintiff, by and through its attorneys and the law firm of Wolpoff & Abramson, LLP, and files this Complaint and in support avers as follows: 1. Plaintiff is LVNV FUNDING, LLC ASSIGNEE OF SHERMAN ACQUISITION ASSIGNEE OF SEARS , located at 15 South Main Street Greenville, SC 29601. 2. Defendant, LORI BECK, is an adult individual with a last known address of 4728 E Trindle Rd Mechanicsburg, Cumberland County, PA 17050. 3. It is averred that Defendant was issued an open end credit account (hereinafter "Account"). CCP Cmplt - WOR & AF 4 W&A File No. 180146992 4. At all relevant times material hereto, Defendant has been a regular user of said Account for the purchase of products, goods and/or for obtaining services. 5. Defendant was provided with copies of the Statement of Accounts showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant. A true and correct copy of the Statement of Account is attached hereto, incorporated herein and marked as Exhibit "A". 6. Defendant did not object to the above-mentioned statements submitted by Plaintiff and/or its assignors to Defendant. 7. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant and/or any authorized users is the sum of $8,765.84. Interest has accrued from the charge off date at a rate of 6 %. 9. As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $1,666.94. 10. Despite reasonable and repeated demands for payment, Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 11. Plaintiff performed any and all conditions precedent to the bringing of this action. 12. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - WOR & AF W&A File No. 180146992 WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant in the amount of $8,765.84, plus interest in the amount of $1,666.94, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully Submitted, Date: 6 aF* D aniel F. Wolfson #20617 C. Warholic #86 41 David R. Galloway #87326 yn ippie 852 /Sarah E. Ehasz 086469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR & AF 6 W&A File No. 180146992 VERIFICATION The undersigned hereby states that they are the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, they are authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Pleading are true and correct to the best of their knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: //;/0 (/do Daniel F. Wolfson 0617 Phili C. Warholic 86341 David R. Galloway #87326 onilyn ip 8521 Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - WOR & AF W&A File No. 180146992 Exhibit "A" ••FICHINFO1 -• Date 12/18/07 Account 1x50119188888 Mode L •-Nxt + . ACCT'#1151119188888 BAL 8765.84 LPYMT DT 12/29/2004 *ABL-ACCT-ID*ABL-ACCT-NO *ABL-EFF-DATE*ABL-CUR-BALANCE 12/13/2007 8765.84 *ABL-PRIN-COLLECTED*ABL-PRIN-OWING*ABL-PRIN-BAL*ABL-ATTYFEE-COLLECTED -460.16 8305.68 8765.84 0.00 *ABL-ATTYFEE-OWING*ABL-FEE-BAL*ABL-INT-COLLECTED*ABL-INT-OWING*ABL-INT-BAL 0.00 0.00 460.16 460.16 0.00 *ABL-COST-COLLECTED*ABL-COST-OWING*ABL-COST-BAL*ABL-CUR-INT-RATE*ABL-INT-ACCRUAL 0.00 0.00 0.00 0.070 1.68 *ABL-SUSPEND-INT*ABL-LAST-PYMT-DT*ABL-LAST-PYMT-AMT*ABL-LAST-NSF-DT 0.00 12/29/2004 294.00 01/05/2005 *ABL-LAST-NSF-AMT*ABL-ACCRUAL-METHOD*PLA-ACCT-ID*PLA-ACCT-NO -414.00 2 *ADL-ACCT-NO *ADL-MERCHANT *ADL-CBR Y *ADL-CHGOFF-BAL*ADL-CHGOFF-DT*ADL-ORG-NAME 8305.68 01/10/2003 LVNV FUNDING LLC *ADL-LAST-PURCH-AMT*ADL-MISC1 0.00 2/10/2003 *ADL-MISC2 *ADL-MISC3 *ADL-ORG-DT*ADL-PORTFOLIO-ID -MODE L=LFT R=RGT W=WRP Next File • . -9FICHINFO1 -- Date 12/18/07 Account 1150119188888 Mode L -• Nxt + . 10/24/2001 2569 *ADL-SELLER-NAME *ADL-TELECOMM-PHONE*ALT-ACCT-ID SEARS *ALT-ACCT-NO *ALT-CONTACT-TYPE 09 *ALT-NAME *ALT-ADDR *ALT-ADDR2 *ALT-CITY *ALT-ST *ALT-ZIP *ALT-PHONE *ALT-NOTIFICATE-DT *BWR-TYPE*BWR-SSN *BWR-FIR-NAME 01 XXXXX0684 LORI *BWR-LAST-NAME BECK *BWR-ADDR 4728 E TRINDLE RD *BWR-ADDR2 *BWR-CITY *BWR-ST*BWR-ZIP MECHANICSBURG PA 17050 *BWR-DOB *BWR-HMPHONE*BWR-WKPHONE*BWR-OTPHONE*BWR-LANG-CODE 09/01/1973 7175578356 7177374250 0 *BWR-BANK-NAME *BWR-EMPLOYED*BWR-HOME-OWNER -MODE L=LFT R=RGT W=WRP Next File • -•FICHINFO1 •• Date 12/18/07 Account 1150119188888 Mode L •-Nxt + . N *PLA-COMM-RATE*PLA-BATCH-ID*PLA-TRUST-ACCTID*PLA-DEADLINE*PLA-SIF*BKY-ACCT-ID 0.270 109560 1 12/20/2003 -MODE L=LFT R=RGT W=WRP Next File - P ? o c? J ? o ? - n 03 -- _ c SHERIFF'S RETURN - REGULAR CASE NO: 2008-01743 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND LVNV FUNDING LLC VS BECK LORI GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BECK LORI the DEFENDANT , at 1630:00 HOURS, on the 27th day of March , 2008 at 4728 E TRINDLE ROAD MECHANICSBURG, PA 17050 by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. , Sheriff's Costs: So Answers: Docketing 18.00 i, i? ...?? Service 11.52 Postage .58 Surcharge 10.00 R. Thomas Kline .00 40.10?-- 03/28/2008 WOLPOFF & A13RAMSON 3 f?S?o? Sworn and Subscibed toy: before me this day Deputy S iff of A.D. Gt S.S/? k ,P S~?/ / /t ,c?cJr?Ce .i¢/? VS. To In the Court of Common Pleas of Cumberland County, Pennsylvania .? Ud o No. d? 71-13 Civil. Prothonotary 19 Attorney for Prlainxi€?+ tlwo'L? i? Igosev No. Term, 19 vs. PRAECIPE Filed 19 Atty. 4 qb IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA LVNV FUNDING,LLC , Assignee of SHERMAN ACQUISITION, Assignee of SEARS, Plaintiff VS. LORI BECK, Defendant CIVIL ACTION - LAW DOCKET NO. 08-1743 Civil Term PRELIMINARY OBJECTIONS TO COMPLAINT - CIVIL ACTION Defendant moves for the dismissal of Plaintiff's Complaint - Civil Action, and as grounds therefore avers the following: Failure to Conform to Law and Rule of Court 1. Plaintiff filed a Complaint-Civil Action demanding damages in the amount of $8, 765.84, plus interest of $1, 666.94, plus costs. 2. Plaintiff alleges it is owed certain funds by Defendant, pursuant to an open end credit account, presumably with an assignor, Sears, and, by assignment to itself, has a right to collect a debt. 3. Such a writing in the form of an assignment would form the very core of Plaintiff's case, but such writing has not been appended to the Complaint, nor its absence explained, as required by Pa.R.C.P.No. 1019(h) and (i). 4. The Complaint fails to attach any agreement between the Defendant and the original creditor which agreement forms the basis of any claim by the original creditor or assignee. 5. The Complaint fails to state the date of the alleged default. 6. The Complaint fails to provide any documentation or accounting of charges allegedly made by the Defendant, which would support Plaintiff s claim of damages, such as a breakdown of charges, payments and interest, so that Defendant could bring a Motion for Summary Judgment based upon affirmative defenses such as the Statute of Limitations and/or More Specific Complaint 7. The Complaint contains alleged claims for money owed, but fails to specifically account for the purported sums outstanding and for the amounts of payments made. 8. The Complaint fails to provide the date of the alleged default. 9. The Complaint fails to be specific as to the allegations of the amount due and owing and to state specific services or goods purchased by Defendant. 10. Even if an agreement was implied rather than written, Plaintiff has failed to specifically plead the date of default and provide an accounting of the amounts paid pursuant to an implied contract. 11. Plaintiff fails to state specifically how Defendant was enriched by the use of credit and fails to account for any payments made pursuant to a written agreement, a contract implied in law, or a theory of unjust enrichment. 12. Defendant is entitled to know how she has been enriched by the provisions of goods and or services and how payments have been applied to any alleged goods or services provided. Legal Insufficiency of a Pleading, Demurrer as to Failure to Attach Signed Agreement 13. The Complaint fails to attach a signed copy of the purported agreement between the original creditor and the Defendant. WHEREFORE, Defendant prays that these Preliminary Objections be sustained and the Defendant's Complaint be dismissed with prejudice. Date: Respectfully submitted: MidPenn Legal Services Attorneys for Defendant 10 BY: Geoffrey A Biringer, Esquire 401 E. Louther Street Carlisle, PA 17013 (717) 243-9400 ID#18040 ?^ hJ ::U ._.? i?ai ?? ~ ?l ?:. .... , ,'..., K. r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC No. 08-1743 CIVIL TERM ASSIGNEE OF SHERMAN ACQUISITION, ASSIGNEE OF SEARS, CIVIL ACTION - LAW Plaintiff VS LORI BECK, Defendants(s), PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Respectfully submitted, Date: ? ?Jsc)b F. Dokle #87062 / Philip C. Warholic #86341 / HZ_G_Allowa-y8732b1-S<ah E. Ehasz #86469 / ------- _.. _.,.,,, .... „", Mann Bracken, LLP The Successor by Merger to Wolpoff & Abramson, L.L.P. and Eskanos & Adler, P.C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff } a _? ,?_„7 .,q ?°,?? ; ? F .w ;_.. tTV. `4 -.:. ... ...,..?y t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA LVNV FUNDING, LLC ASSIGNEE OF SHERMAN ACQUISITION, ASSIGNEE OF SEARS, Plaintiff VS LORI BECK, Defendants(s), No. 08-1743 CIVIL TERM CIVIL ACTION - LAW CERTIFICATE OF SERVICE The undersigned does hereby certify that a copy of the foregoing praecipe was served this date by Regular Mail, Postage Pre-Paid on this -)-Ax day of ? "E l A b C)Z , 20 QE GEOFFREY BIRINGER, ESQUIRE 401 E. Louther Street Carlisle, PA 17013 lip C. Warholic #86341 / David R. 1 ay #87326 / ah E. Ehasz #86469 / mooert iN. roias, jr. ff2.uiz3-5F- Mann Bracken, LLP The Successor by Merger to Wolpoff & Abramson, L.L.P. and Eskanos & Adler, P.C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff ., . ? ",..?.. y r.._ ? c.; d? ....?. . , . .:. .. ?. r,-.. r L',?i