HomeMy WebLinkAbout01-6445WASHINGTON MUTUAL HOME LOANS, INC.
SUCCESSOR IN INTEREST BY MERGER TO FLEET
MORTGAGE CORP.
Plaintiff
VS.
DANIEL C. HILL
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
W/LL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action
within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and
ffi~g in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the ~ase may proceed without you and a judgment may be entered against you by the Court without further notice for any money
~l~im~ ~ , in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
~mportant to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
AVISO
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE
SER SERVIDO CON ESTA DEMANDA y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO,
~ISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION
CONTRA LAS QUEJAS EN ESTA DEMANDA.
:;':~ ~ :~-: RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU
~TICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y
~(~LrERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA
DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES.
~ ... ,, .; LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE.
~ ~ i . :: SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA
DE ABOGADOS), (215) 238-6300.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
WASHINGTON MUTUAL HOME LOANS, INC.
SUCCESSOR IN INTEREST BY MERGER TO
FLEET MORTGAGE CORP.,
Plaintiff
VS.
DANIEL C. HILL,
Defendant
: IN THE COURT OF COMMON PLEAS
: CLrMBERLAND COUNTY, PENNSYLVANIA
:
: CIVIL ACTION LAW
: ACTION OF MORTGAGE FORECLOSURE
.'
:
THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT
COLLECTION PRACTICES ACT, 15 U.S.C. 1601
The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose. The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is
valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day
period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon
written request by Debtor to the undersigned attorney within said thirty (30) day period, the
undersigned attorney will provide debtor with the name and address of the original creditor if
different from the current creditor.
PURCELL, KRUG & HALLER
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
Attorney I.D.# 15700
Attorney for Plaintiff
WASHINGTON MUTUAL HOME LOANS, INC.
SUCCESSOR IN INTEREST BY MERGER TO
FLEET MORTGAGE CORP.,
Plaintiff
VS.
DANIEL C. HILL,
Defendant
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ACTION OF MORTGAGE FORECLOSURE
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff, WASHINGTON MUTUAL HOME LOANS, INC. SUCCESSOR IN INTEREST BY
~ MERGER TO FLEET MORTGAGE CORP., is a corporation with an address is P.O. BOX 1169,
DEPT. 2665, MILWAUKEE, WISCONSIN 53201.
Defendant, DANIEL C. HILL, is an adult individual, whose last known address is 125 7TH STREET,
NEW CUMBERLAND, PENNSYLVANIA 17070.
3. On or about, September 08, 1998, the said Defendant executed and delivered a Mortgage Note in the
sum of $76,800.00 payable to GATEWAY FUNDING DIVERSIFIED MORTGAGE SERVICES, L.P.,
which Note is attached hereto and marked Exhibit "A".
Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to
secure payment of the same, Defendant made, executed, and delivered to original Mortgagee, a certain
real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and
Commonwealth in Mortgage Book 1483, Page 198 conveying to original Mortgagee the subject
premises. The Mortgage was subsequently assigned to FLEET MORTGAGE CORP. and was recorded
in the aforesaid County in Book 591, Page 942. The Said Mortgage and Assignment are incorporated
herein by reference.
5. The land subject to the Mortgage is: 125 7TH STREET, NEW CUMBERLAND, PENNSYLVANIA
17070 and is more particularly described in Exhibit "B" attached hereto.
6. The said Defendant is the real owner of the'property.
7. The Mortgage is in default due to the fact that Mortgagor has failed to pay the installment due on July
01, 2001 and all subsequent installments thereon, and the following amounts are due on the Mortgage:
UNPAID PRINCIPAL BALANCE
Interest at $15.36 per day
From 06/01/2001 To 12/01/2001
( based on contract rate of 7.500%)
Accumulated Late Charges
Late Charges $28.55
From 07/01/2001 to 12/01/2001
Escrow Deficit
Attorney's Fee at 5% of Principal Balance
TOTAL
$74,784.81
$3,287.03
$0.00
$199.85
$568.62
$3,739.24
$82,579.55
**Together with interest at the per diem rate noted above after December 01, 2001 and other charges
and costs to date of Sheriff's Sale.
The attorney's fees set forth above are in confom,ity with the Mortgage documents and
Pennsylvania law, and will be collected in the event ora third party purchaser at Sheriff's Sale. If the
Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually
incurred by Plaintiff.
8. No judgment has been entered upon said Mortgage in any jurisdiction.
9. Notice of intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of
1974 is not required in that the original principal balance exceeds $50,000.00.
10. Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any
way which would bring him within the Soldiers and Sailors Relief Act of 1940, as amended.
11. The within Mortgage is insured by the Federal Housing Administration under Title II of the National
Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983.
'WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned
total amount due together with interest at the rate of 7.500% ($15.36 per diem), together with other charges and
costs including escrow advances incidental thereto to the date of S~eriff's Sale and for foreclosure and sale of
the property within described. ~~
By: ~~"~' ~ -
~ PURCELL, KRUG & HALLER
Leon P. Haller, Esquire
Attorney £or Plaintiff
I.D. # 15700
1719 N. Front Street
Harrisburg, PA 17102
(717-234-4178)
Multistage
ffHA-124714
441-§78841-1
SEFTKI'fBKR 08,
[Datq
125 7~H
~ ~T~D, PA 17070
3. ~O~ ~ PAY
Bo~s ~ to pay h ~ a m~, d~ ~ ~ ~ ~ ~ ~s~t ~t h ~ted ~ ~e date
B~ d~ ~ ~ No~
4. ~ OF PA~
B~ ~
Pa~s~bem~a~ ~e ~as~ Ftrs~ Avenue, 2nd Fi~ C~ahohocken, Pa. ~9428
~o ~ ~ ~ a~a~m~ ~ ~ ~cd ~t B~pa~ ~tmst~ ~ ~tp~r
Seventy gix ~houaand
[~] (~T:~ Exoosax969I) 9~9~fiou~
· l~.- 124714
6. BORROWER'S FAlLURE TO PAY
l/I_~utor has not received the full monthly payment requiredby the Security Imtmment,, ~ dasorlbedin Parasraph
4(C) of dga Note, by the and of ~tteen calenda~days aft~ the paym~t is tine. Lendurmy collect a late chai. sein the amount
of Fern: pezcent( 4% (fou~) %)oftheove~dueamountofeachpayment.
(R) De~ult
If Borrower defaults by f~ to pay in full any moathly payment, then Lendurmay, except as limited by rr4~latioos
of the Secretaryin th~ case of payment dcfaults~ reql~e ;mmedin~payimmt in ~ of thc peincipal balance ~.mn;.i.g due and
all accraedlntexest Lendur may choose not lo ex~cise this option without waiving it~ ~.ights in the mmut of any subsequent
default. In many cisenmstmumaresulatlons issued by the Secretary will limit Lendes'a rJ~ht s to r e~ulm immcdla~payment in
htll in the case of payment de~enlLs. This Note does not authorize acesleraticawhe= not perm~dby HUD rsstgations. A~ used
in this Note, "Secretat~ means the Sect~ta~ of Ho-~__. and Urban Dmmlopment or his o]r her dei~noe.
(C) t~mumt of Costs Bna EXlx~ses
If Lender has requlredlmmedintepaymant in flffi, as described above, Lender may requlre Ben-ewer to pay coats and
expenses incb,~-g reasemablcand customary attempts' foes for enforci~ this No~e to the extent not prohibitedby appitcabl=
law. Such ~ees and c~ts shah bear inte~at h'om the date of disbm'scment at the same rate as tha principul of this Nnte.
?. WAIVRRS
Berrow~ and any other person who has obligations trades this No~ waive thc Hghts of pres~tmentend noilm of
dishonor. 'Prasantmant" meaastha right to requlreLendu; to dumandpayment of amoants due. "Notice of g~honof meaas the
riSht to require l.~nder to give notice to other persons that amounts due have not been paid.
8. GIVING OF NOTICES
Uulass applicable law reclulres a diff~ent mnthed, any notice that mast ha givea to Borrower undur this Note will he given
by drJi~ri~g it or by ~,ll.g it by fira .~,- mail to Borrow~ at the pmp~7 add~ess above o; at a differm2t addrc~ i~
Bon~,w.r has 81yen I.z~der a notice of B errovmr's (~rent addrass.
Aay notice that muat be give~ to Limder andes this Nnte will be ~ by first .l=u mail to Lender at the address statedin
paresraph 4~) or at a di~oremt eddress if Borrower is giv~m a no(ice of that different address.
~. OBI~G&TION$ OF PERSONS UNDER THIS NOTE
If mm~thanooc per'oOnSiSns this Note, eachpersonis fully end pe~ah¥ obligated to keep all of the premisasmadein
this Nole, inch~ah~g the promise to pay the full amount owed. Any pel~oo who is a gaarantor, su~aty or endorser of this Note is
aiso obl~nted to do these tM.?. Any person who tak~ over these oblisatioes, inclt~rl;.5 the obligations of a guarantor, surety
or cadomor of ~ Note, is also obI~atecl to keep ail of ~he promises madein this Not~. Lender may ea_f'orce it3 rights mldur t~s
Note sg~;mi each personindi',iduaity or ~i-.t all siEn st m-les to~ther. Any on~ person signing ~ Note may be required to
pay all of th~ amounts ovmd unde~ thls Note.
BYSIGNINGBELOW, Bm'rover accepts and asrecsto the tm'm~ ami ~.n~ ~t~ed~ ~ N~e.
~ c HILL .~
(s,~)
(s~l)
~ ~ the o~er ~ -B~r
Bocum~t Ex~ia~ ~[~cer
[9] (ggTJ Exoos~x969I) 999~gou~
Fmc55646 (1696x2800x2 tiff) [28]
FirsC American Title Insurance Company
Commitment Number: 980324
SCHEDULE C
pROPERTY DESCRIPTION
The land referred to in this commitment is described as follows:
ALT. T~AT C~RTAIN lot or parcel of lend situate in the Borough of New
Cumberland, County of cumberland and State of pennsylvania, bounded and
described as follows:
BE~INNIN~ at the northwest corner of Seventh SCreet and a ten (10) foot alley,
said alley being the first alley east of Market Street; thence in a
southwesterly direction along the northerly kine of Seventh Street, 32.45 feet
to a point; thence in a northwesterly direction on a line parallel with Market
Street and through the center of the partition wall between houses No. 125 and
127 Seventh street, 75 feet to Lot No. 224 on the hereinafter mentioned Plan
of Lots; thence in a northeasterly direction along said Lot No. 224, 32.%5
feet to the aforesaid ten (10) foot alley; thence in a southeasterly direction
along said ten (10) foot alley, 75 feet to Seventh Street, the place of
BEING the easterly portion of Lots Nos. 225 and 226 on a Plan of Blkwood as
recorded in the Cumberland County Recorder's office in Deed Book S-M, page
498.
~AVIN~ THEREON ERECTED the easterly one-half of a double brick dwelling house
known an~ numbered as 125 Seventh Street.
BRIN~ the same premises which Julia Trego ~anta and Jon Sam Ma~ta, a/k/a John
S. Manta, her husband, by Deed dated February 24, 1989 and reconded March
16,1989 in the office of the Recorder of Deeds in and for Cumberland County,
Pennsylvania, in Deed Book V-33, page 773, granted and conveyed unto
C. Coyle and Myong C. Coyle, his wife.
Re~o dad ' ~. -.
VERIFICATION
I, Leon P. Haller, Esquire, hereby swear and affirm that the
facts contained in the foregoing COMPLAINT for Mortgage
Foreclosure are true and correct to the best of my knowledge,
information, and belief based upon information provided by
Plaintiff WASHINGOTN MUTUAL HOME LOANS, INC. SUCCESSOR BY MERGER
TO FLEET MORTGAGE CORP. Said facts contained herein are made
subject to the penalties of 18 Pa.C.S. Section 4904 relating to
unsworn falsification to authoritieS.
Date: November 8, 2001
Leon P. Haller, Esquire
SHERIFF'S RETURN -
CASE NO: 2001-06445 p
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WASHINGTON MUTUAL HOME LOANS
VS
HILL DANIEL C
REGULAR
RICHARD SMITH , Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
HILL DANIEL C the
DEFENDANT , at 1720:00 HOURS, on the 16th day of November , 2001
at 125 7TH STREET
NEW CUMBERLAND, PA 17070
DANIEL HILL
a true and attested copy of
COMPLAINT
by handing to
- MORT FORE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 11.05
Affidavit .00
Surcharge 10.00
.00
39.05
Sworn and Subscribed to before
me this ~4 ~- day of
~ '~[ A.D.
! 'Prothonotary
So Answers:
R. Thomas Kline
ii/i9/200i
PURCELL KRUG HALLER
By: ~ ·
WASHINGTON MUTUAL HOME LOANS :
INC. SUCCESSOR IN INTEREST BY :
MERGER TO FLEET MORTGAGE CORP.:
:
PLAINTIFF :
:
VS. :
:
DANIEL C. HILL :
:
DEFENDANT :
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 2001-06445
CIVIL ACTION - LAW
IN MORTGAGE FORECLOSURE
TO THE PROTHONOTARY:
PRAE C I PE
Kindly Settle and Discontinue the above matter of record.
PURCELL, KRUG & HALLER
Leon P/Hailer ID %15700
Attorney for Plaintiff
Purcell, Krug &Haller
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
DATE: September 14, 2004