HomeMy WebLinkAbout04-0486FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALL[NAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
ATTORNEY FOR PLAINTIFF
COUNTRYWIDE HOME LOANS, INC.
7105 CORPORATE DRIVE
PLANO, TX 75024
COURT OF COMMON PLEAS
CWIL DIVISION
Plaintiff
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
726 INDIANA AVENUE
LEMOYNE, PA 19043
TERM
CUMBERLAND COUNTY
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR ASSOCIATIONS
CLAIMING RIGHT, TITLE, OR INTEREST FROM
OR LrNDER AGNES J. ENCK, DECEASED
862 INDIANA AVENUE
LEMOYNE, PA 17043
Defendant(s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
File #: 81502
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
FEDERMAN AND PHELAN
BY: FP,~qK FEDERMAN
IDENTIFICATION NO. 12248
SUITE 1400 - ONE PENN CENTER
pHilADELPHIA, PA 19103
215) 563-7000
ATTORNEY FOR PLAINTIFF
COUNTRYWIDE HOME LOANS, INC.
VS.
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CWIL DIVISION
GLEN ENCK, HEIP- OF AGNES J. ENCK, DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND
ALL PERSONS, FIRMS, OR ASSOCIATIONS CLAIMING
RIGHT, T1TLE, OR INTEREST FROM OR UNDER
AGNES J. ENCK, DECEASED NO. 04-486-CIVIL
VERIFICATION
I hereby certify that a true and correct copy of the Notice of Sheriffs Sale in the above captioned
matter was sent by regular mail and certified mail, return receipt requested, to the following
person(s), UNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, T1TLE, OR INTEREST FROM OR UNDER AGNES J.
ENCK, DECEASED on IIINE 14:2004 at 862 INDIANA AVENUE, LEMOYNE, PA 17043, in
accordance with the Order of Court dated, MARCH 4, 21304.
The undersigned understands that this statement is made subject to the penalties of 18 PA. C.S.
s4904 relating to unswom falsificaton to authorities.
~'~ANK FEDERMAN, ESQUIRE
ATTORNEY FOR PLAINTIFF
DATE: July 14, 2004
FEDERMAN AND PHELAN, LLP
BY: FRANCIS S. HALLINAN, Esquire
ATTORNEY I.D.//62695
One Penn Center at Suburban Station,
Suite 1400
Philadelphia, PA 19103-1814
(215) 563 -7000
COUNTRYWIDE HOME LOANS, INC.
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS OR ASSOCIATIONS
CLAIMING RIGHT, TITLE OR INTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED
2004
ATTOILNEY FOR PLAINTIFF
COUPT OF COMMON PLEAS
CIVIL DIV[SION
NO. 04-486-CIVIL
CUMB ERLPuND COLrNTY
ORDER
AND NOW, this /2~ day o f ~f~r){~-.¥~ ; 2004, upon consideration o£
Plaintiff's Motion for Service Pursuant to Special Order of court, it is hereby;
ORDERED that Plaintiff may obtain service of the Reinstated Complaint ~n
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR INTEREST FROM OR UNDER AGNES J.
ENCK, DECEASED by mailing a true and correct copy of the complaint by Certified mail and
Regular mail and by posting the mortgaged premises at 862 INDIANA AVENUE, LEMOYNE,
PA 17043.
Service of the aforementioned mailings is effective upon the date of mailing and is to be
done by Plaintiff's attorney, who will file with the Prothonotary's Office: an Affidavit of Service.
'7160 3901 9848 5289 4530
TO:
UNKNOWN HEIR~, SUCCESSORS, ASSIGNS,
AND ALL p~S, OR ASSOC1AT10!
CLAIMING RIGHT, TITLE, OR INTEREST l
FROM OR UNDER AGNES J..ENCK, DECEASEi
862 INDIANA AVENUE
LEMOYNE. PA 17043
SENDER: TEAM2 SI~L
REFERENCE:AGNES j. ENCK, DECEASED
~[ RETURN
~, RECEIPT Ce~fied Fee
.' SERVICE t Fee
US Postal Service
Receipt for
Certified Mail
NO nsurance C~o7, erage Provided
DO'Not Use for International Mail
PLAINTIFF
DEFENDANT(S)
AFFIDAVIT OF SERVICE
cOUNTRYWIDE HOME LOANS, INC.
GLEN ENCK, HEIR OF AGNES J.
ENCK, DECEASED
SERVE GLEN ENCK, HEIR OF AGNES J. ENCK, DECEASED
AT
726 INDIANA AVENUE
LEMOYNE, PA 19043
CUMBERLAND cOUNTY
PJT
No. 04-486-CIVIL
ACCT. #5878456
Type of Action
- Notice of Sheriff's Sale
Sale Date: SEPTEMBER 8, 2004
SERVED
Served and mada lmownto _Glen Enck _, Defendant, onthe _ 11 th
at_4:47 ,o,clockP__.m.,at_726 Indiana Avenue, Lemoyne, PA 17043
of Pennsylvania, ia the manner described below:
_ day of june ,200~4,
., Commonwealth
Cheryl Enck
Defendant personally served.
__ X Adult family member with whom Defendant(s) reside(s). Name and Relatiom,hip is spou s e
Adult in charge of Defendant(s)'s residence who refused to give name or relationship.
-- Manager/Clerk of place of lodging in which Defendant(s) reside(s).
-- Agent or person in charge of Defendant(s)'s office or usual place of business,
- an officer of said Defendant(s)'s company.
Other:
Description: Age. 50' s Height 5' 6" Weight!60. Race W .Sex F Other
tent adult being duly sworn according to law, depose and state that I personally handed
! Me 1 i s s a I. Bat en _, a compe · '- t fnrth herein, issued in the ca tioned case on the date and at
-, -- ~ .t.~ x~,~ce of Sheriff's Sale ~n We manner as se ............ P
a tree and correct copy et ut, ~,o,, .- .
the address indicated above. ~ Wendy M. L~v°ina~is~lonS, e~otary Public
~ Susquehanna Twp., Dauphin County
Sworflto alld su~.~cr~a ! My Commission Ex~ires Oct. 24, 2005 ]
before~aethisl,t~.~ Y "7~ .... - ~r, oc !ch: ~
of 200_9' 7?--7 . a
PLEASE ATYEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE ATTEMPTED.
NOT SERVED
,200__, at _~ o'clock __.m., Defendant NOT FOUND because:
On the __ _. day o~_
· Unknown _
. Moved _
1st Attempt: / /
No Answer . Vacant
2aa Attempt:
Time: :
/ / .Time: :
3rd Attempt: / / Time: :
Sworn to and subscribed
before me this day
of ,200 _.
Notary:
By:
Attorne for Plaintiff
~ .... Federman, Esquire - I.D. No. 12248
IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE
ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS AN
ACTION TO ENFORCE A LIEN ON REAL ESTATE.
File #: 81502
Plaintiff is
COUNTRYWIDE HOME LOANS, 1NC.
7105 CORPORATE DRIVE
PLANO, TX 75024
The name(s) and last known address(es) of the Defendant(s) are:
GLEN ENCK, HELP.
OF AGNES J. ENCK, DECEASED
726 INDIANA AVENUE
LEMOYNE, PA 19043
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIILMS, OR ASSOCIATIONS
CLAIMING RIGHT, TITLE, OR INTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED
862 iNDIANA AVENUE
LEMOYNE, PA 17043
who is/are the real owner(s) of the property hereinafter described.
On 12/19/2001 mortgagor, AGNES J. ENCK, made, executed and delivered a mortgage
upon the premises hereinafter described to APPROVED FEDERAL SAVINGS BANK
which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in
Mortgage Book No. 1744, Page 4216. PLAINTIFF is now the legal owner of the
mortgage and is in the process of formalizing an assignment of same.
The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 04/01/2003 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File#: 81502
10.
12.
13.
14.
The following amounts are due on the mortgage:
Principal Balance
Interest
03/01/2003 through 01/27/2004
(Per Diem $49.83)
Attorney's Fees
Cumulative Late Charges
12/19/2001 to 01/27/2004
Cost of Suit and Title Search
Subtotal
$205,247.80
16,593.39
1,250.00
488.04
$ 550.00
$ 224,129.23
Escrow
Credit 0.00
Deficit 2,231.39
Subtotal $ 2,231.39
TOTAL $ 226,360.62
The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's
Sale. If the Mortgage is reinstated prior to the Sale, reasonable attomey's fees will be
charged.
Notice of Intention to Foreclose pursuant to Act 6 of 1974 is not required because the
defendant(s) is/are not a "Residential Mortgage Debtor" as defined by the Act, having
failed to provide Plaintiff notice of its acquisition of title.
This action does not come under Act 91 of 1983 because the mortgaged premises is not
owner-occupied.
By virtue of the death of GLENN R. ENCK, AGNES J. ENCK became sole owner of the
mortgaged premises as surviving tenant by the entireties.
Mortgagor, AGNES J. ENCK, died on 3/31/02, and upon information and belief, her
surviving heirs are GLEN ENCK AND UNKNOWN PARTIES.
Plaintiff contacted the Register of Wills of CUMBERLAND County and was informed as
of 1/27/04, no estate has been raised on behalf of the decedent mortgagor.
Plaintiff hereby releases AGNES J. ENCK from liability for the debt secured by the
mortgage.
Plaintiff does not hold the named Defendants, GLEN ENCK AND UNKNOWN
PARTIES, personally liable on this cause of action and releases them from any personal
liability. This action is being brought to foreclose their interest in the aforesaid real estate
only.
File #: 81502
15.
Defendant(s), GLEN ENCK AND UNKNOWN PARTIES, has/have been named in
accordance with Pa R.C.P. 1144(a)(2), m order to divest the equitable interest(s) m the
premises and has/have no personal liability for the debt secured by the mortgage.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 226,360,62, together with interest from 01/27/2004 at the rate of $49.83 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File#: 81502
VERIFICATION
MICI-IAEL D. VESTAL hereby states that he is VICE PRESIDENT of
COUNTRYWIDE HOME LOANS, l]qC. mortgage servicing agent for Plaintiffin this matter, that he
is authorized to take this Verification, and that the statements made in the foregoing Civil Action in
Mortgage Foreclosure are tree and correct to the best of his knowledge, information and belie£ The
undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities.
SHERIFF'S RETURN -
CASE NO: 2004-00486 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
COUNTRYWIDE HOME LOANS INC
VS
ENCK GLEN ET AL
REGULAR
VALERIE WEARY ,
Cumberland County,Pennsylvania,
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
6th day of February ,
by handing to
together with
says, the within COMPLAINT - MORT FORE
ENCK GLEN
DEFENDANT at 1600:00 HOURS, on the
at 726 INDIANA AVENUE
LEMOYNE, PA 17043
CHERYL ENCK, WIFE
a true and attested copy of COMPLAINT - MORT FORE
2004
and at the same time directing Her attention to the contents thereof.
Additional Comments
A COPY WAS GIVEN TO THEM, AT THEIR REQUEST
TO BE GIVEN TO PAMELA BEST, GLEN'S SISTER.
PAMELA LIVES IN NEW JERSEY
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this /~ day of
rothonotary ' '
So Answers:
R. Thomas Kline
02/09/2004
FEDERMAN & PHELAN
Deputy 'Sheriff
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2004-00486 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAiqD
COUNTRYWIDE HOME LOANS INC
VS
ENCK GLEN ET AL
R. Thomas Kline
duly sworn according to law, says, that he made
inquiry for the within named DEFENDANT
UNKNOWN HEIRS OF AGNES J ENCK
unable to locate Him in his bailiwick.
COMPLAINT - MORT FORE
,Sheriff or Deputy Sheriff, who being
a diligent search and
but was
He therefore returns the
the within named DEFENDANT
862 INDIANA AVENUE
LEMOYNE, PA 17043
862
, UNKNOWN HEIRS
INDIANA AVENUE LEMOYNE IS VACANT.
, NOT FOUND ,
OF AGNES J ENCK
as to
Sheriff's Costs:
Docketing 6.00
Service .00
Not Found 5.00
Surcharge 10.00
.00
21.00
R. Thomas K~e
Sheriff of Cumbe/~U=and County
FEDERMAlq & PHELA/q
02/09/2004
Sworn and subscribed to before me
this /~ ~- day of
~ A.D.
ProthOnotary
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2004-00486 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
COUNTRYWIDE HOME LOANS
VS
ENCK GLEN ET AL
INC
R. Thomas Kline
duly sworn according to law,
inquiry for the within named DEFENDANT
ENCK GLEN HEIR OF AGNES J ENCK
unable to locate Him in his bailiwick.
,Sheriff or Deputy Sheriff, who being
says, that he made a diligent search and
He therefore returns the
COMPLJtINT - MORT PORE ,
the within named DEFENDANT
862 INDIANA AVENUE
LEMOYNE, PA 17043
862 INDIANA AVENUE
, NOT FOUND , as to
ENCK GLEN HEIR OF AGNES J ENCK
LEMOYNE IS VACANT.
Sheriff's Costs:
Docketing 18.00
Service 11.04
Affidavit 5.00
Surcharge 10.00
.00
44.04
R. Thomas
Sheriff of Cumberland County
FEDERMAN & PHELAN
02/09/2004
Sworn and subscribed to before me
this /~ ~ day of
J~O ~ A.D.
FEDERMAN AND PHELAN, LLP
BY: FRANCIS S. HALLINAN, Esquire
ATTORNEY I.D. #62695
One Penn Center at Suburban Station,
Suite 1400
Philadelphia, PA 19103-1814
(215) 563 -7000
COUNTRYWIDE HOME LOANS, 1NC.
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS OR ASSOCIATIONS
CLAIMING RIGHT, TITLE OR 1NTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 04-486-CIVIL
CUMBERLAND COUNTY
MOTION FOR SERVICE PURSUANT TO
SPECIAL ORDER OF COURT
Plaintiff, COUNTRYWIDE HOME LOANS, INC., by its counsel, Francis S. Hallinan,
Esquire, respectfully requests that this Honorable Court enter an ORDER granting Plaintiff's
Motion for Service Pursuant to Special Order of Court in the above captioned matter and in
support thereof avers the following:
1. On 12/19/01, AGNES J. ENCK, made, executed and deIivered a Mortgage upon
premises known as 862 INDIANA AVENUE, LEMOYNE, PA 17043, which mortgage was
subsequently assigned to Plaintiff.
2. The loan is in default as payments due 4/1/03 and each month thereafter remain due
and unpaid.
3. By virtue of the death of GLENN R. ENCK, AGNES J. ENCK became the soIe
owner of the mortgaged premises as surviving tenant by the entireties.
4. Mortgagor, AGNES J. ENCK, died on 3/31/02, and upon information and belief, her
surviving heir at law is GLEN ENCK. Any other parties who may have an interest in the
mortgaged premises are unknown to Plaintiff. Attached hereto, marked as Exhibit "A" is a true
and correct copy of Plaintiff's Affidavit of Good Faith Investigation.
5. Plaintiffcontacted the Register of Wills of Cumberland County and was informed that
no estate has been raised on behalf of the decedent mortgagor.
6. By letter dated 1/6/04, Plaintiff attempted to contact GLEN ENCK, HEIR OF AGNES
J. ENCK, DECEASED to inform him of the foreclosure. Plaintiff attached to its letter a Waiver
by Heir of Right to be Named as a Defendant. Plaintiff also requested additional heir information
for AGNES J. ENCK, DECEASED. To date, Plaintiff has not received a response or executed
waiver from GLEN ENCK. Attached hereto, marked as Exhibit "B" is a true and correct copy of
Plaintiff's letter.
7. On 2/5/04, Plaintiff filed an Action in Mortgage Foreclosure naming as defendants,
GLEN ENCK, HEIR OF AGNES J. ENCK, DECEASED, and the UNKNOWN HEIRS,
SUCCESSORS, ASSIGNS AND ALL PERSONS, FIRMS OR ASSOCIATIONS CLAIMING
RIGHT, TITLE OR INTEREST FROM OR UNDER AGNES J. ENCK, DECEASED. Attached
hereto, marked as Exhibit "C" is a true and correct copy of the Complaint in Mortgage
Foreclosure.
8. Plaintiff hereby releases AGNES J. ENCK, fi.om liability for the debt secured by the
mortgage.
9. No one has come forward to save the mortgaged premises from foreclosure.
10. In order to convey clear and marketable title after a foreclosure sale, title companies
customarily require the foreclosing mortgagee name as a defendant the unknown heirs,
successors, assigns and all persons, firms or associations claiming right, title or interest from or
under the decedent mortgagor.
11. It deserves special mention that Plaintiff's action is merely seeking a judgment i_n
rem in order to divest all claims against the mortgaged premises.
12. Because there may be parties with an interest in the mortgaged premises who
Plaintiff does not know of, Plaintiff must effectuate service through Special Order of Court.
WHEREFORE, Plaintiff respectfully requests this ltonorable Court enter an Order
pursuant to Pennsylvania Rule of Civil Procedure 430 directing service of the Complaint by
Regular Mail, Certified Mail and by posting the premises.
/ A-~omey ~or Pl~inti'ffEsquire
FEDERMAN AND PHELAN, LLP
BY: FRANCIS S. HALL1NAN, Esquire
ATTORNEY I.D. #62695
One Penn Center at Suburban Station,
Suite 1400
Philadelphia, PA 19103 - 1814
(215) 563-7000
COUNTRYWIDE HOME LOANS, INC.
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS OR ASSOCIATIONS
CLAIM1NG RIGHT, TITLE OR iNTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CiVIL DiVISION
NO. 04-486-CiVIL
CUMBERLAND COUNTY
MEMORANDUM OF LAV~'
According to Pa.R.Civ. P. 430(a), a plaintiff may petition the court to provide an
alternative to personal service if the plaintiff cannot serve a party personally. The rule
requires the affidavit presented in support of the motion :~or alternative service to state
"the nature and extent of the investigation which has been made to determine the
whereabouts of the defendant and the reasons why personal service cannot be made."
Pa.R.Civ. P. 430 (a). The purpose of this procedure is to provide proof that a good faith
effort has been made to effect service under normal methods. Only after such proof has
been offered is the Court authorized to direct another method of substitute service. Deer
Park Lumber, Inc. v. Major, 384 Pa. Super. 625,559 A.2d 941,944 (1988), appeal denied,
525 Pa. 582, 575 A.2d 113 (1990).
Plaintiff has attached a report to its Motion which sets forth the nature and extent
of the investigation which has been made to determine the whereabouts of the heirs and
assigns and the reason that such service cannot be made. Attached hereto, marked as
Exhibit "A" is a copy of the Affidavit of Good Faith Inves!igation.
A deceased mortgagor need not be named as a party in a foreclosure action.
Federal Land Bank of Baltimore v. King, 294 Pa.86, 143 A. 500 (1928). The personal
representative, heir or devisee of a deceased mortgagor, il? known, (unless released from
liability) must be named as a defendant in a mortgage foreclosure action. Moyer v.
Dieh!, 130 Pa. Super. 115, 196 A. 575 (1938). In the instant action, Plaintiff has
appropriately named the unknown heirs, successors, assigns and all persons, firms, and
associations claiming right title or interest from or under the decedent mortgagor as a
defendant in order to convey clear and marketable title after a foreclosure sheriff's sale.
Title companies customarily require foreclosing mortgagees to name the unknown
parties in order to assure that any potential party with an interest in the mortgaged
premises has an opportunity to defend the foreclosure.
It deserves special mention that Plaintiff is merely seeking an in rem judgment to
recover the mortgaged premises and is not pursuing the defendant(s) personally in this
action.
/Francis S. Hallinan, Esquire
t Attorney for Plaintiff
EXHIBIT "A"
Dec-23-03 03:42pm From-Player's Association 636 230 0558 T-535 P.OOS/OT4 F-589
PLAYERS NATIONAL LOCATER
AFFIDAVIT OF GOOD FAITH INVESTIGATION
Loan Number: $870456
Attorney Firm: FORECLOSURE REVIEW SERVICES INC
Case Number:
Subject:
A.K.A.:
Agnes J Enck
None
Property Address: 862 Indiana Avenue
Lemoyne, Pa 17043
Last Known Address: 726 Indiana Avenue
Lemoyne, PA 17043
Last Known Number: ( )
Melissa Kozma, being duly sworn according to law, deposes and says:
1. I am employed in the capacity of Location Specialist for Players National Loc. ator.
2. On 12/23/2003, I conducted an investigation into the whereabouts of the above named
defendant(s). The results of my investigation are as follows:
CREDIT INFORMATION -
A. SOCIAL SECURITY NUMBER(S):170-07-4832
B, EMPLOYMENT SEARCH:
We were unable to verify current employment for Agnes J Enck. We were unable to verify any
further heir information.
C. INQUIRY OF CREDITORS:
Creditors indicated the last reported address for Agnes J Enck is 726 Indiana Avenue, Lemoyne,
PA 17043 with no valid home number. Creditors stated Agnes is deceased. We were unable to
verify any further heir Information.
INQUIRY OF TELEPHONE COMPANY -
A. DIRECTORY ASSISTANCE SEARCH:
Directory assistance does not have a listing for Agnes J Enck. We called 717-761-6246 several
times and did not receive an answer. We also called 717-790.0250 and spoke with a person who
would not release any information. We were unable to verify any further heir Information.
INQUIRY OF NEIGHBORS -
We contacted 727-737-6654 registered at 725 Indiana Avenue and spoke with a neighbor who
stated Agnes J Enck Is deceased and her son, Glen Enck, is living at 726 Indlana Avenue,
Lemoyne, PA 17043. We were unable to verify any further heir information.
INQUIRY OF POST OFFICE -
A. NATIONAL ADDRESS UPDATE:
As of December 16, 2003 the National Change of Address (NCOA) has no change for Agnes J
Enck from 726 Indiana Avenue, Lemoyne, PA 17043. We were unable to verify any further heir
Information.
MOTOR VEHICLE REGISTRATION -
A. MOTOR VEHICLE & DMV OFFICE:
We were unable to verify current drivers license Information for Agnes J Enck. We were unable to
Dec-Z3-03 03:43pm From-Player's Association 635-Z30 0558 T-535 P.009/014 F-589
verify any further heir information.
OTHER INQUIRIES -
A. DEATH RECORDS:
The Social Security Administration has a death record on file for Agnes J Enck on March 31, 2002
under the social security number provided. The last reported residence ia listed In Lemoyne, PA
17043.
B. PUBLIC LICENSES ( PILOT, REAL ESTATE, ETC. ):
None Found. We were unable to verify any further heir informal:Ion.
COUNTY VOTER REGISTRATION:
The Cumberland County Voters Regletrstlon Office does not have a listing.
OTHER SEARCHES -
The Cumberland County tax records Indicate the following: We were unable to verify any tax
records in the name Agnes J Enck at the addresses listed above.
ADDITIONAL INFORMATION ON SUBJECT -
A. DATE OF BIRTH:
June 14, 1918
Phone: (636) 230-9922 Fax: (636) 230-0558
Date: 12/23/2003
From-Player's Association 030 230 0550
Players National Locator (PNL)
(Reply Form)'
T-535 P.007/014 F-589
Reply To: FORECLOSURE REVIEW SERVICES INC
ATTN:JENNIFER REDLING
4 HIGH CROFT LANE
MALVERN, PA 19355
Service Type: Skip Trace
Open Date: 12/16/2003
Due'Date: 12/23/2003
Close Date: 12/23/2003
File Status: Found
Loan Number: 5878456
Servicer Loan Number:
Borrower Name (t): AGNES J ENCK
Borrower Name (2):
Last Known Address:726 INDIANA AVENUE
LEMOYNE, PA 17043
New Address:
Additional Information:
See affidavit
Subject(s)
Rating:
Death Reported
Social Security #: 179-07-4832
Social Security #: - -
Residential Phone #: ( }
Residential Phone #: ( )
Business Phone#: ( )
Business Phone #: ( )
Other Phone#: ( )
PLEASE USE THIS FORM AS AN INVOICE. $-;0.00 DUE & PAYABLE.
Players National Locator 174 Clarkson Road, Suite 225 St. Louis, MO 63011
Phone: (636) 230-9922 Fax: (636) 230-0558
EXHIBIT "B"
FEDERMAN AND PHELAN, L.L.P.
Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
Fax: 215-563-4491
Jennifer. Redling~fedphe-pa.com
Jennifer Redling
Legal Assistant, Decedent Department
Representing Lenders in
Pennsylvania and New Jersey
January 6, 2004
Glen Enck, Heir
Of Agnes J. Enck, Deceased
726 Indiana Avenue
Lemoyne, PA 17043
RE: AGNES J. ENCK; 862 INDIANA AVENUE, LEMOYNE, PA 17043
COUNTRYWIDE HOME LOANS, NO. 5878456
Dear Mr. Enck:
Kindly be advised that the Law Offices of Federman and Phelan represent COUNTRYWIDE
HOME LOANS, INC., the holder of the mortgage against the above-referenced mortgaged
premises. The loan is in default as payments due 4/1/03 and each xnonth thereafter remain due
and unpaid. Our office has been retained to bring a foreclosure action.
Our office has been informed of AGNES' unfortunate death. We are sorry for your loss. As you
are an heir of AGNES J. ENCK, you were automatically vested wilh an ownership interest in the
mortgaged premises upon her death under 20 Pa.C.S.A. §301(b). Aecordingly, it will be
necessary to bring a foreclosure action against your interest in the property.
This letter serves to afford you an opportunity to waive your right to be named as a defendant in
the foreclosure action. Please find attached a Waiver which I wouM appreciate your executing
and returning to the undersigned within fourteen (14) days of the date of this correspondence.
If the Waiver is timely returned, and the Court does not require the mortgagee to raise an estate
on behalf of the decedent mortgagor, it will not be necessary to narae you as a Defendant in the
foreclosure action. If, however, the Waiver is not timely returned, our office will proceed to
name you as a Defendant.
Please contact this office if you are not the sole surviving heir of AGNES J. ENCK. Please
provide any additional heir information. Thank you for your cooperation in this regard.
* This firm is a debt collector. Any information we receive will be used for that purpose. If your
personal liability for the debt has been discharged in bankruptcy, we are only proceeding against
the real estate secured by the mortgage.
Please note that this waiver does not preclude you fi.om attempting to sell the subject premises
and recovering any possible equity in the mortgaged premises prior to the completion of the
foreclosure action.
If you would like to request a payoff or reinstatement figure, please call (215) 563-7000,
and ask for the Foreclosure Resolution Department.
Very truly yours,
* This firm is a debt collector. Any information we receive will be used for that purpose. If your
personal liability for the debt has been discharged in bankruptcy, we are only proceeding against
the real estate secured by the mortgage.
FEDERMAN AND PHELAN, LLP
By: Francis S. Hallinan
Identification No. 62695
Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
COUNTRYWIDE HOME LOANS, INC.
ESTATE OF AGNES J. ENCK, DECEASED
Attorney for Plaintiff
WAIVER BY HEIR OF RIGHT TO BE NAMED
AS A DEFENDANT IN FORECLOSURE ACTION
I, GLEN ENCK, Heir of AGNES J. ENCK, DECEASED, hereby waive my right to be
named as a defendant in a foreclosure action to be instituted by COUNTRYWIDE HOME
LOANS, INC. involving a mortgage secured on premises 862 INDIANA AVENUE,
LEMOYNE, PA 17043, which property was owned by decedent at the time of her death.
I hereby consent to the foreclosure action, without any further notice of proceedings of
Sheriff's sale, and nnderstand that any interest I may have in the mortgaged premises will be
divested upon completion of the foreclosure action.
Date:
Glen Enck, Heir
Of Agnes J. Enck, Deceased
* This firm is a debt collector. Any information we receive will be used for that purpose. If your
personal liability for the debt has been discharged in bankruptcy, we are only proceeding against
the real estate secured by the mortgage.
EXHIBIT "C"
FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
ATTORNEY FOR PLAINTIFF
COUNTRYWIDE HOME LOANS, INC.
7105 CORPORATE DRIVE
PLANO, TX 75024
COURT OF COMMON PLEAS
CIVIL DIVISION
Plaintiff
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
726 INDIANA AVENUE
LEMOYNE, PA 19043
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR ASSOCIATIONS
CLAIMING RIGHT, TITLE, OR INTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED
862 INDIANA AVENUE
LEMOYNE, PA 17043
Defendant(s)
TERM
CUMBERLAND COUNTY
CML ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend againsl the claims set forth in the
following pages, you must take action within twenty (20) days afie~ this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other fights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
File #: 81502
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
IF THIS IS THE FIRST NOTICE THAT YOU HA~qE RECEIVED FROM THIS OFFICE, BE
ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WRITING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN' TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFYER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS ~MN
ACTION TO ENFORCE A LIEN ON REAL ESTATE.
File#: 81502
Plaintiff is
COUNTRYWIDE HOME LOANS, INC.
7105 CORPORATE DRIVE
PLANO, TX 75024
The name(s) and last known address(es) of the Defendant(s) are:
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
726 INDIANA AVENUE
LEMOYNE, PA 19043
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR ASSOCIATIONS
CLAIMING RIGHT, TITLE, OR INTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED
862 INDIANA AVENUE
LEMOYNE, PA 17043
who is/are the real owner(s) of the property hereinafter described.
On 12/19/2001 mortgagor, AGNES J. ENCK, made, executed and delivered a mortgage
upon the premises hereinafter described to APPROVED FEDERAL SAVINGS BANK
which mortgage is recorded in the Office of the Recorder ef CUMBERLAND County, in
Mortgage Book No. 1744, Page 4216. PLAINT~F is now the legal owner of the
mortgage and is in the process of formalizing an assignment of same.
The premises subject to said mortgage is described as attaelhed.
The mortgage is in default because monthly payments ofp~incipal and interest upon said
mortgage due 04/01/2003 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 81502
10.
11.
13.
14.
The following amounts are due on the mortgage:
Principal Balance
Interest
03/01/2003 through 01/27/2004
(Per Diem $49.83)
Attorney's Fees
Cumulative Late Charges
12/19/2001 to 01/27/2004
Cost of Suit and Title Search
Subtotal
$205,247.80
16,593.39
1,250.00
488.04
$ 550.00
$ 224,129.23
Escrow
Credit 0.00
Deficit 2,231.39
Subtotal $ 2,231.39
TOTAL $ 226,360.62
The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs
Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be
charged.
Notice of Intention to Foreclose pursuant to Act 6 of 1974 is not required became the
defendant(s) is/are not a "Residential Mortgage Debtor" as defined by the Act, having
failed to provide Plaintiffnotice of its acquisition of title.
This action does not come under Act 91 of 1983 because the mortgaged premises is not
owner-occupied.
By virtue of the death of GLENN R. ENCK, AGNES J. ENCK became sole owner of the
mortgaged premises as surviving tenant by the entireties.
Mo~gor, AGNES J. ENCK, died on 3/31/02, and upon information and belief, her
surmmng heirs are GLEN ENCK AND UNKNOWN PARTIES.
Plaintiff contacted the Register of Wills of CUMBERLAND County and was informed as
of 1/27/04, no estate has been raised on behalf of the decedent mortgagor.
Plaintiff hereby releases AGNES J. ENCK from liability for the debt secured by the
mortgage.
Plaintiff does not hold the named Defendants, GLEN ENCK AND UNKNOWN
PARTIES, personally liable on this cause of action and releases them from any personal
liability. This action is being brought to foreclose their interest in the aforesaid real estate
only.
File #: 81502
15.
Defendant(s), GLEN ENCK AND UNKNOWN PARTIES, has/have been named in
accordance with Pa R.C.P. 1144(a)(2), in order to divest the equitable interest(s) in the
premises and has/have no personal liability for the debt secured by the mortgage.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 226,360.62, together with interest from 01/27/2004 at the rate of $49.83 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
AN AND PHELAN. ~
~l~aM'q~ FEDERMP~N~ ~S~LffRE
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #: 81502
VERIFICATION
MICHAEL D. VESTAL hereby states that he is VICE P1LESIDENT of
COUNTRYWIDE HOME LOANS, INC. mortgage servicing agent far Plaintiff in this matter, that he
is authorized to take this Verification, and that the statements made in the foregoing Civil Action in
Mortgage Foreclosure are true aud correct to the best of his knowledge, information aud belief. The
undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. See. 4904
relating to unswom falsification to authorities.
VERIFICATION
Francis S. Hallinan, Esquire, hereby states that he is the Attorney for the Plaintiff in
this action, that he is authorized to take this Affidavit, and that the statements made in the
foregoing MOTION FOR SERVICE OF TltE COMPLAINT IN MORTGAGE
FORECLOSURE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to
the best of his knowledge, information, and belief.
The undersigned understands that this statement herein is made subject to the penalties of
18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities.
/ rancis S. Hallinan, Esquire
Attomey for Plaintiff
FEDERMAN AND PHELAN, LLP
BY: FRANCIS S. HALLINAN, Esquire
ATTORNEY I.D. #62695
One Penn Center at Suburban Station,
Suite 1400
Philadelphia, PA 19103 - 1814
(215) 563-7000
COUNTRYWIDE HOME LOANS, INC.
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 04-486-CIVIL
CUMBERLAND COUNTY
GLEN ENCK, HEIR
OF AGNESJ. ENCK, DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS OR ASSOCIATIONS
CLAIMING RIGHT, TITLE OR INTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED
CERTIFICATION OF SERVICE
I hereby certify a tree and correct copy of the foregoing PlaintiWs Motion for
Special Service was served by regular mail on Defendant (s) on the date listed below:
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
726INDIANA AVENUE
LEMOYNE, PA17043
UNKNOWN HEIRS OF
AGNES J. ENCK, DECEASED
862 INDIANA AVENUE
LEMOYNE, PA 17043
F~ancis S. Hallinan, Esquire
Attorney for Plaintiff
FEDERMAN AND PHELAN, LLP
BY: FRANCIS S. HALLINAN, Esquire
ATTORNEY I.D. #62695
One Penn Center at Suburban Station,
Suite 1400
Philadelphia, PA 19103 - 1814
(215) 563-7000
COUNTRYWIDE HOME LOANS, 1NC.
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS OR ASSOCIATIONS
CLAIMING RIGHT, TITLE OR INTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 04-486-CIVIL
CUMBERLAND COUNTY
AND NOW, this day of
Plaintiff's Motion for Service Pursuant to Special Or'der of courf, it
,2004, upon consideration of
is hereby;
ORDERED that Plaintiff may obtain service of the Reinstated Complaint on
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR INTEREST FROM OR UNDER AGNES J.
ENCK, DECEASED by mailing a tree and correct copy of the complaint by Certified mail and
Regular mail and by posting the mortgaged premises at 862 iNDIANA AVENUE, LEMOYNE,
PA 17043.
Service of the aforementioned mailings is effective upon the date of mailing and is to be
done by Plaintiff's attorney, who will file with the Prothonotary's Office an Affidavit of Service.
Deborah Michele Morton,
Plaintiff
V.
Dale Emest Morton Jr.,
Defendant
MAR 1 5 2004
1N THE COURT OF COMMON
PLEAS OF
CUMBERLAND COUNTY,
PENNSYLVANIA
No. 04-542
CIVIL ACTION - LAW
: PROTECTION FROM ABUSE
:
FINAL ORDER OF COURT
Defendant's Name: Dale Ernest Morton Jr.
Defendant's Date of Birth: February 17, 1975
Defendant's Social Security Number: 203-54-8738
Names and Dates of Birth of All Protected Persons, including Plaintiff and
minor children:
Names
1. Deborah Michele Morton
Dates of Birth
November 30, 1965
Plaintiff or Protected Person(s) is/are:
IX] spouse or former spouse of Defendant
[X] parent of a common child with Defendant
[X] current or former sexual or intimate partner with Defendant
[ ] child of Plaintiff
[ ] child of Defendant
[ ] family member related by blood (consanguinity) to Defendant
[ ] family member related by marriage or affinity to Defendant
[ ] sibling (person who shares biological parenthood) of Defendant
[ ] current or former cohabitant (person who lives with) Defendant.
Defendant was served in accordance with Pa. R.C.P. 1930.4 and provided
notice of the time, date and location of the hearing scheduled in this matter.
AND NOW, this ~ the court having jurisdiction over the parties
and the subject-nfatter, it is ORDERED, ADJUDGED and DECREED as
follows:
Pursuant to consent of the parties, which does not constitute Defendant's
admission to the averments of abuse in the petition, the following order will be
entered:
Plaintiff's request for a final protection order is granted.
1. Defendant shall not abuse, stalk, harass, threaten or attempt to use physical
force that would reasonably be expected to cause bodily injury to the Plaintiff
or any other protected person in any place where they might be found.
2. Defendant is prohibited from having ANY CONTACT with the Plaintiff, or
any other person protected under this Order, at any location, including but not
limited to any contact at Plaintiffs school, business, or place of employment.
3. Defendant shall not contact the Plaintiff, or any other person protected under
this Order, by telephone or by any other means, including through third
persons.
4. The following additional relief is granted as authorized by §6108 of the Act:
Non-harassing, non-threatening contact between the parties regarding
custody and/or visitation shah not be deemed a violation of this order.
Defendant shah not damage or destroy any property owned jointly by
the parties or solely by the plaintiff.
5. A certified copy of this Order shall be provided to the police department
where Plaintiff resides and any other agency specified hereafter:
Pennsylvania State Police of Carlisle
6. All provisions of this order shall expire on: ~7/3~/o .C~
NOTICE TO THE DEFENDANT
VIOLATION OF THIS ORDER MAY RESULT IN YOUR ARREST ON THE
CHARGE OF INDIRECT CRIMINAL CONTEMPT WHICH IS
PUNISHABLE BY A FINE OF UP TO $1,000 AND/OR A JAIL SENTENCE
OF UP TO SIX MONTHS. 23 PA.C.S. §6114. VIOLATION MAY ALSO
SUBJECT YOU TO PROSECUTION AND CRIMINAL PENALTIES UNDER
THE PENNSYLVANIA CRIMES CODE.
THIS ORDER IS ENFORCEABLE IN ALL FIFTY (50) STATES, THE
DISTRICT OF COLUMBIA, TRIBAL LANDS, U.S. TERRITORIES AND
THE COMMONWEALTH OF PUERTO RICO UNDER THE VIOLENCE
AGAINST WOMEN ACT, 18 U.S.C. §2265. IF YOU TRAVEL OUTSIDE OF
THE STATE AND INTENTIONALLY VIOLATE THIS ORDER, YOU MAY
BE SUBJECT TO FEDERAL CRIMINAL PROCEEDINGS UNDER THAT
ACT. 18 U.S.C §§2261-2262. IF YOU POSSESS A FIREARM OR ANY
AMMUNITION WHILE THIS ORDER IS IN EFFECT, YOU MAY BE
CHARGED WITH A FEDERAL OFFENSE EVEN 1F THIS
PENNSYLVANIA ORDER DOES NOT EXPRESSLY PROHIBIT YOU
FROM POSSESSING FIREARMS OR AMMUNITION. 18 U.S.C. §922(g)(8).
NOTICE TO LAW ENFORCEMENT OFFICIALS
The police who have jurisdiction over the plaintiffs residence OR any location
where a violation of this order occurs OR where the defendant may be located,
shall enfome this order. An arrest for violation of Paragraphs 1 through 3 of this
order may be without warrant, based solely on probable cause, whether or not
the violation is committed in the presence of the police. 23 Pa.C.S. §6113.
Subsequent to arrest, the police officer shall seize all weapons used or
threatened to be used during the violation of the protection order or during prior
incidents of abuse. The Cumberland County Sheriff's Office shall maintain
possession of the weapons until further order of this Court.
When the defendant is placed under arrest for violation of this order, the
defendant shall be taken to the appropriate authority or authorities before whom
defendant is to be arraigned. A "Complaint for Indirect Criminal Contempt"
shall then be completed and signed by the police officer OR the plaintiff.
Plaintiffs presence and signature are not required to file the complaint.
If sufficient grounds for violation of this order are alleged, the defendant shall
be arraigned, bond set and both parties given notice of the date of the hearing.
BY THE COURT:
Judge
Entered pursuant to the consent of Plaintiff and Defendant:
Deborah Morton,
Jessi~c~Diamondstone, Attorney for Plaintiff
MidPenn Legal Services
8 Irvine Row
Carlisle, PA 17013
(717) 243-9400
Mark Bayley, ~Kff~mey for Defendant
Rominger, Bayley, & Whare
155 South Hanover Street
Carlisle, PA 17013
Dale E. Morton Jr.,
Defendant
Distribution to:
Jessica Diamondstone, Attorney for Plaintiff
Sam Andes, Attorney
Faxed and Mailed to PSP
REPORT
03/16/2004 09:50
PROTHONOTARY 0 LONG
?172406573
BROH3J606301
PAGE(S) 00
DATE TIME PAX NO./NAME DURATION PAGE(S) RESULT COMMENT
03/16 09:45 PSP 01:00 00 OK ECM
03/16 09:46 CENTRAL PROSSIN 0i:12 09 OK EOM
03/is 09:48 LEGAL SERVICE 02:09 98 OK ECM
BUSY: BUSY/NO RESPONSE
NG POOR LINE CONDITION
CV COVERPAGE
PC PC-FAX
FEDERMAN AND PHELAN, LLP
FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
~215) 563-7000
COUNTRYWIDE HOME LOANS, 1NC.
Plaintiff
VS.
GLEN ENCK, HEIR OF AGNES J. ENCK,
DECEASED
UNKNOWN HEIRS, SUCCESSORS,
ASSIGNS, AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE
OR INTEREST FROM OR UNDER AGNES J.
ENCK, DECEASED
Defendants
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND County
No. 04-4.86-CIVIL
PRAECIPE TO REINSTATE CIVIL ACTION/MORTGAGE FORECLOSURE
TO THE PROTHONOTARY:
Kindly reinstate thc Civil Action in Mortgage Foreclosure with reference to the above
captioned matter.
Date: March 26 2004
EAND ~AN, LLP
ESQUI
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
SHERIFF'S RETURN
CASE NO: 2004-00486 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
COUNTRYWIDE HOME LOANS INC
VS
ENCK GLEN ET AL
- REGULAR
CPL. TIMOTHY REITZ ,
Cumberland County,Pennsylvania,
says, the within COMPLAINT - MORT FORE
UNKNOWN HEIRS OF AGNES J ENCK
DEFENDANT , at 1245:00 HOURS,
at 862 INDI~kNA AVENUE
LEMOYNE, PA 17043
POSTED PROPERTY AT 862
a true and attested copy of COMPLAINT - MORT FORE
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
on the 1st day of April , 2004
by handing to
INDIANA AVENUE LEMOYNE, PA
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 11.04
Posting 6.00
Surcharge 10.00
.00
45.04
Sworn and Subscribed to before
me this /~ -~ day of
~rothonotary · ~
So Answers:
R. Thomas Kline
04/02/2004
FEDERMAN & PHELAN
FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN
Identification No. 12248
Attorney for Plaintiff
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPH/A, PA 19103-1814
(215) 563-7000
COUNTRYWIDE HOME LOANS, INC.
7105 CORPORATE DRIVE
PLANO, TX 75024
Plaintiff,
GLEN ENCK, HEIR OF AGNES J. ENCK,
DECEASED
UNKNOWN HE/RS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 04-486-CIVIL
Defendant(s).
PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter an in rem judgment in favor of the Plaintiff and against GLEN ENCI~L HEIR OF
AGNES J. ENCK, DECEASED and UNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND ALL
PERSONS, FIRMS, OR ASSOCIATIONS CLAIMING RIGHT, TITLE, OR INTEREST FROM
OR UNDER AGNES J. ENCK, DECEASED, Defendant(s) for failure to file an Answer to PlaintiWs
Complaint within 20 days from service thereof and for Foreclosure and Sale &the mortgaged premises,
and assess Plaintiff's damages as follows:
As set forth in Complaint
Interest from 1/28/04 to 6/3/04
TOTAL
$226,360.62
$6,378.24
$232,738.86
I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are as shown above, and
(2) that notice has been given in accordance with Rule 237.1, copy attached.
FRANK FE-DERMAN, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED. m
PRO PROTHY ---'--'--'--'--'--'~
FEDERMAN AND PHELAN, LLP
FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
COUNTRYWIDE HOME L3.ONS, INC
Plaintiff
GLEN ENCK, HEIR OF AGNES J. ENCK, DCEASED
UNKNOWN HElP, S, SUCCESSORS, ASSIGNS, AND
ALL PERSONS, FIRMS, OR ASSOCIATIONS
CLAIMING RIGHT, TITLE OR INTEREST FROM OR
UNDER AGNES J. ENCK, DECEASED
Defendants
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CIVIL DMSION
: CU2VIBERLAND COLrNTY
: NO. 04486-CIVIL
TO:
GLEN ENCK, HEIR OF AGNES J. ENCK, DCEASED
726 INDIANA AVE
LEMONIE i PA 19043
DATE OF NOTICE: APRH, 7, 2004
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOHCE IS SENT TO
YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO ItEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSEIF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDINCE tS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT. BLF ONLY AS
ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE
DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HE,[RI'sG AND YOU
MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVF A LAWYER,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PER~N~ S AT A
REDUCED FEE OR NO FEE.
CmmERL, , O corn, try
CUMBERLAND COUNTY BAR ASSOCIATION
CARLISLE, PA 17013
(717) 249-3166
FRTkNK FEDERMAN, ESQUIRE
LAWRENCE T: PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
FEDERMAN AND PHELAN, LLP
FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T~ PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
COUNTRYWIDE HOME LAONS, ][NC
Plaintiff
VS.
GLEN ENCK, HEIR OF AGNES J, ENCK, DCEASED
LrNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND
ALL PERSONS, FIRMS, OR ASSOCIATIONS
CLAIMING RIGHT, TITLE OR INTEREST FROM OR
UNDER AGNES J. ENCK, DECEASED
· Defendants
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CIVIL DMSION
: CUMBERLAND COUNTY
: NO. 04-486-CIVIL
TO:
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND ALL PERSONS, FIRMS, OR ASSOCIATIONS
CLAIMING RIGHT, TITLE OR INTEREST FROM OR UNDER AGNES J. ENCK, DECEASED
862 liND[ANA AVE
LEMONIE, PA 19043
DATE OF NOTICE: APRIl, 7, 2004
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO
YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS
ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PR_~IVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGI~ PERSONS AT
A REDUCED FEE OR NO FEE. ~,% ~
CUMBERLAND COUNTY ~.a
CUMBERLAND COUNTY BAR ASSOCIATION ~'g~
' 2 LIBERTY AVENUE '~'
CARLISLE, PA 17013
(717) 249-3166
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
SHERIFF'S RETURN - REGULAR
CASE NO: 2004-00486 P
COMMONWEALTH GF PENNSYLVANIA:'
COUNTY OF CUMBERLAND
COUNTRYWIDE HOME LOANS INC
VS
ENCK GLEN ET AL
VALERIE WEARY ,
Cumberland County, Pennsylvania,
says, the within COMPLAINT - MORT FORE
ENCK GLEN
DEFENDANT at 1600:00 HOURS, on the
at 726 INDIANA AVENUE
LEMOYNE, PA 17043
CHERYL ENCK, WIFE
a true and attested copy of COMPLAINT
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
6th day of February , 2004
by handing to
- MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Additional Comments
A COPY WAS GIVEN TO THEM, AT THEIR REQUEST
TO BE GIVEN TO PAMELA BEST, GLEN'S SISTER.
PAMELA LIVES IN NEW JERSEY
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
1~.00
Sworn and Subscribed go before
me this day ot
A.D.
So Answers:
R. Thomas Kline
02/09/2054
FEDERMAN & PHELAN
Deputy /Sheriff
Prothonotary
FEDERMAN AND PHELAN, LLP
BY: FRANCIS S. HALLINAN, Esquire
ATTORNEY I.D. t~52695
One Penn Center at Subt~rban Station,
Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
COLFbFI'RYWIDE HOME LOANS, INC.
GLEN ENCK, HEIR
OF AGNES J. ENCK, DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS OR ASSOCIATIONS
CLAIMING RIGHT, TITLE OR INTEREST FROM
OR UNDER AGNES I. ENCK, DECEASED
I'IAR u 4 2004
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CWIL DWIS[ON
NO. 04-486-CIVIL
CUMBERLAND COUNqYY
ORDER
AND NOW, this c '
Plaintiff's Motion £or Servi e Pursuant to Special Order of court, it is hereby;
ORDERED that Plaintiff may obtain service of the Reinstated Complaint on
LrNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR INTEREST FROM OR UNDER AGNES J.
ENCK, DECEASED by mailing a true and correct copy of the complaint by Certified mail and
Regular mail and by posting the mortgaged premises at 862 INDIANA AVENUE, LEMOYNE,
PA 17043.
Service of the aforementioned mailings is effective upon the date of mailing and is to be
done by PlaintiWs attorney, who will file with the Prothonotary's Office an Affidavit of Service.
BY T~H~ COURT:
FEDERMAN and PHELAN, LLP
By: FRANK FEDERMAN
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
COUNTRYWIDE HOME LOANS, INC.
7105 CORPORATE DRIVE
Plaintiff,
GLEN ENCK, HEIR OF AGNES J. ENCK,
DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DMSION
NO. 04-486-CIVIL
Defendant(s).
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in
the above-captioned matter, and that on information and belief, he has knowledge of the following facts,
to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United States
or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress
of 1940, as amended.
(b) that defendant GLEN ENCK, HEIR OF AGNES J. ENCK, DECEASED is over
18 years of age and resides at, 726 INDIANA AVENUE, LEMOYNE, PA 19043.
(c) that defendant UNKNOWN HEIRS, SUCCESSORS, ASSIGNS, AND ALL
PERSONS, FIRMS, OR ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK, DECEASED is over 18 years of
age, and resides at, 862 INDIANA AVENUE, LEMOYNE, PA 17043.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to
unswom falsification to authorities.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
FEDERMAN and PHELAN, LLP
By: FRANK FEDERMAN
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
COUNTRYWIDE HOME LOANS, INC.
Plaintiff,
GLEN ENCK, HEIR OF AGNES J. ENCK,
DECEASED
UNKNOWN HE/RS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
Defendant(s).
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 04-486-CIVIL
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiffin
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
0 an FHA mortgage
( ) non-owner occupied
( ) vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom
falsification to authorities.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 04-486 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due COUNTRYWIDE HOME LOANS, INC., Plaintiff (s)
From GLEN ENCK, HEIR OF AGNES J. ENCK, DECEASED UNKNOWN HEIRS,
SUCCESSORS, ASSIGNS, AND ALL PERSONS, FIRMS, OR ASSOCIATIONS CLAIMING
RIGHT, TITLE, OR INTEREST FROM OR UNDER AGNES J. ENCK, DECEASED
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any properly of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $232,738.86 L.L. $.50
Interest FROM 6/4/04 TO 9/8/04 (PER DIEM - $38.26) - $3,711.22 AND COSTS
Atty's Comm % Due Prothy $1.00
Arty Paid $208.08 Other Costs
Plaintiff Paid
Date: JUNE 4, 2004
(Seal)
CURTIS R. LONG
Prothonotary
Deputy
REQUESTING PARTY:
Name FRANK FEDERMAN, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN E. KENNEDY BOULEVARD, SUITE 1400
PHILADELPHIA, PA 19103-1814
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court ID No. 12248
PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE)
P.RoC.P. 3180-3183
COUNTRYWIDE HOME LOANS, INC.
Plaintiff,
GLEN ENCK, HEIR OF AGNES J. ENCK,
DECEASED
UNKNOWN/{EIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
No. 04-486-CML
:
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execution in the above matter:
Amount Due
$232,738.86
Interest from 6/4/04 to SEPTEMBER 8, 2004
(per diem -$38.26)
$3,711.22 and Costs
TOTAL
$236,450.08
RMAN, ESQUIRE
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
Attorney for Plaintiff
Note: Please attach description of property. No.
IMPORTANT NOTICE: This property is sold at the direction of the
plaintiff. It may not be sold in the absence of a representative of
the plaintiff at the Sheriff's Sale. The sale must be postponed or
stayed in the event that a representative of the plaintiff is not
present at the sale
ALL THOSE CERTAIN PARCELS OF LAND DESCRIBED ~IN AS PARCEL NUMBER ! AND PARCEL NUMBER
2, SITUATED IN THE BOROUGi] OF LEMOYNE (FORMERLY EAST PENNSBORO TOWNSHIP), COUNTY OF
CUMBERLAND AND STATE OF PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS.
PARCEL NUMBER !: ON THE NORTH BY INDIANA AVENUE; ON THE EAST BY LOT NUMBER l0 ON
HEREINAFTER MENTIONED PLAN OF LOTS; ON THE SOUTH BY LOTS NUMBERS 40 AND 41 ON THE
HEREINAI~i'ER MENTIONED PLAN OF LOTS; AND ON THE WEST BY NINTH STREET (FORMERLY
WASHINGTON AVENUE), CONTAINING ONE HUNDRED TH1RTY AND NINE-TENTHS (1~0o9) FEET IN FRONY ON
INDIANA AVENUE AND EXTENDING 11~ DEPTH ALONG THE EASTERN BOUNDARY ONE HUNDRED THIRTY
(130) FEET AND ALONG THE WESTERN ROUNDARY OF NINTH STREET AND ONE HUNDRED THIRTY-SIX (136)
FEET TO THE AFORESAID LOTS NUMBERS 40 AND 41, AND BEING LOTS NUMBERS g AND 9 ON THE PLAN OF
LOTS OUT BY ART].HgR R. RUPLEY AND KNOWN AS WASHINGTON HFAGitTS PLAN OF LOTS. SAID PLAN 1S
RECORDED IN THE RECORDER'S OFFICE IN AND FOR CUMBERLAND COUNTY I~ PLAN BOOK 1, PAGE 24.
PARCEL NUMBER 2: BOUNDED ON THE NORTH BY INDIANA AVENUE; ON THE EAST BY LAND OF ANDREW
MUSSER AND MARIAN D. MUSSER~ HIS WIFE~ ON THE SOUTH BY LOT NUMBER 39 ON THE HER~INAI~FER
MENTIONED PLAN OF LOTS; ON THE WEST BY LOT NUMBER 9 ON SAID PLAN, CONTAINING TWENTY-FIVE
(25) FEET IN FRONT ON ~NDIANA AVENUE AND EXTENDING IN DEPTH ONE HUNDRED THIRTY (130) FEET TO
SAID LOT NUMBER 39, AND BEING THE WE.STERN ONE-HALF OF LOT NUMBER 10 ON PLAN OF LOTS LAID
OUT BY ARTHUR IL RUPLEY AND KNOWN AS WASHINGTON HEIGHTS PLAN OF LOTS. SAID PLANM BEING
RECORDED IN THE RECORDER OF DEEDS OFFICE IN AND FOR CUMBERLAND COUNTY IN PLAN BOOK !,
PAGE 24.
Ves~l by: De~d dated 1-2-53, given by Laverne A. Otto aad Ethel M. Otto, bis wife t~ Glena IL Enck and Agnes J. Enck, his
wife recordo:l 1-2-~3 in fl~ok'. ISE Page 301
COUNTRYWIDE HOME LOANS, INC. :
Plaintiff, :
GLEN ENCK, HEIR OF AGNES J. ENCK, :
DECEASED :
UNKNOWN tlEIRS, SUCCESSORS, ASSIGNS, :
AND ALL PERSONS, FIRMS, OR :
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR :
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CML DMSION
NO. 04-486-CML
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. 1)
COUNTRYWIDE HOME LOANS, INC., Plaintiffin the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the
following information concerning the real property located at, 862 INDIANA AVENUE, LEMOYNE,
PA 17043.
1. Name and address of Owner(s) or reputed Owner(s):
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
GLEN ENCK, HEIR OF AGNES J. ENCK, 726 INDIANA AVENUE
DECEASED LEMOYNE, PA 19043
UNKNOWN HEIRS, SUCCESSORS,
ASSIGNS, AND ALL PERSONS, FIRMS,
OR ASSOCIATIONS CLAIMING RIGHT,
TITLE, OR INTEREST FROM OR
UNDER AGNES J. ENCK, DECEASED
862 INDIANA AVENUE
LEMOYNE, PA 17043
2. Name and address of Defendant(s) in the judgment:
Same as above
3, Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
4. Name and address of last recorded holder of every mortgage of record:
Sanle
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
5. Name and address of every other person who has any record lien on the property:
Salne
Last Known Address (if address camaot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Salne
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
INTERNAL REVENUE SERVICE
FEDERATED INVESTORS TOWER
THIRTEENTH FLOOR SUITE 1300
1001 LIBERTY AVENUE
PITTSBURGH, PA 15222
DEPARTMENT OF PUBLIC WELFARE
TPL CASUALTY UNIT
ESTATE RECOVERY PROGRAM
P.O. BOX 8486
WILLOW OAK BUILDING
HARRISBURG, PA 17105-8486
COMMONWEALTH OF
PENNSYLVANIA
BUREAU OF INDIVIDUAL TAX
INHERITANCE TAX DIVISION
ATTN: JOHN MURPHY
6TM FLOORs STRAWBERRY SQUARE
DEPT. #280601
HARRISBURg, PA 17128
7. Name and address of every other person of whom the plaintiffhas knowledge who has any interest in
the property which may be affected by the sale:
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
862 INDIANA AVENUE
LEMOYNE, PA 17043
Domestic Relations of Cumberland County
13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities.
June 3, 2004
DATE
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
COUNTRYWIDE HOME LOANS, INC.
Plaintiff,
GLEN ENCK, HEIR OF AGNES J. ENCK,
DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
Defendant(s).
CUMBERLAND COUNTY
No. 04-486-CML
June 3, 2004
TO:
GLEN ENCK, HEIR OF
AGNES J. ENCK, DECEASED
726 INDIANA AVENUE
LEMOYNE, PA 19043
UNKNOWN HEIRS, SUCCESSORS,
ASSIGNS, AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
862 INDIANA AVENUE
LEMOYNE, PA 17043
**THIS FIRM IS `4 DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT `4 DEBT, BUT ONLY ENFORCEMENT 0F,4 LIEN A G,4INST PROPERTY. **
Your house (real estate) at, 862 INDIANA AVENUE, LEMOYNE, PA 17043, is scheduled to
be sold at the Sheriff's Sale on SEPTEMBER 8, 2004 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $232,738.86
obtained by COUNTRYWIDE HOME LOANS, INC. (the mortgagee) against you. In the event the
sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3.
NOTICE OF OV~NER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: {215) 563-7000.
You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Shefiffthe full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the fight to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal
proceedings to evict you.
6. You may be entitled to a share of the money wkich was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriffwithin 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold
in the absence of a representative of the plaintiff at the SherifFs Sale. The sale must be
postponed or stayed in the event that a representative of the plaintiff is not present at the sale.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249o3166
(800) 990-9108
ALL THOSE CERTAIN PARCELS OF LA~D DESCRIBED HEREIN AS PARCEL NUMBER 1 AND PARCEL NUMI~ER
2, SITUATED IN THE BOROUGH OF LEMOYNE (FORMERLY EAST PENNSBORO TOWNSHII~ COUNTY OF
CUMBERLAND AND STATE OF PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS.
PARCEL NUMBER 1: ON THE NORTH BY INDIANA AVENUE; ON THE EAST BY LOT NUMBER 10 ON
HEREINAFTER MENTIONED PLAN OF LOTS; ON THE SOUTH BY LOTS NUMBERS 40 AND 41 ON THE
HEREINAFTER MENTIONED PLAN OF LOTS; AND ON THE WEST BY NINTH STREET (FORMERLY
WASHINGTON AVENUE), CONTAINING ONE HUNDRED THIRTY AND NINE-TENTH,.q (130.9) FEET IN FRONY ON
INDIANA AVENUE AND EXTENDING iN DEI~TH ALONG THE EASTERN BOUNDARY ONE HUNDRED THIRTY
030) PEET AND ALONG THE WESTERN ]gOUNDARY OF NINTH STREET AND ONE HUNDRED TIHRTY..S[X (136)
FEET TO THE AFORESAID LOTS NUMBERS 40 ANO 41, AND BEING LOTS NUMBERS 8 AND 9 ON THE PLAN OF
LOTS Ol.rI' BY ARTHUR R. RUPLEY AND KNOWN AS WASHINGTON HEIGHTS PLAN OF LOTS. SAID PLAN IS
HECOKDED 1N THE RECORDER'S OFFICE IN AND FOR CUMBERLAND COUNTY IN PLAN BOOK 1, PAGE 24.
PARCEL NUMBER 2: BOUNDED ON THE NORTH BY INDIANA AVENUE; ON THE EAST BY LAND OF ANDREW
MUSSER AND MARIAN D. MUSSF_~R, HIS WIFE; ON THE SOUTH BY LOT NUMBER .t9 ON THE HEREINA~'FER
MENTIONED PLAN OF LOTS; ON THE WEST BY LOT NUMBER 9 ON SAID PLAN, CONTAINING TWENTY-FIVE
(25) FEET IN FRONT ON/NDIANA AVENUE AND EXTENDING IN DEPTH ONE I/L~DRED THIRTY (130) FEET TO
SAID LOT NUMBER 39, AND BEING THE WESTERN ONE-HALF OF LOT NUMBER 10 ON PLAN OF LOTS LAID
OUT BY ARTHU~ R. RIJPLEY AND KNOWN AS WASHINGTON HEIGHTS PLAN OF LOTS. SAID PLANM BEING
RECORDED IN THE RECORDER OF DEEDS OFFICE IN AND FOR CUMBERLAND COUNTY IN PLAN BOOK I,
PAGE 24.
Vostod by: Deed datod 1-2-S~, 8ivc~ by Lnverne A. Otto and Ethel M. Otto, his wife to Glenn R. Enck nad Agues J. Eaek, his
wife recorde~d 1-~-S3/n Book: ISE Page 301
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
COUNTRYWIDE HOME LOANS, INC.
VS.
GLEN ENCK, HEIR OF AGNES J.
ENCK, DECEASED
UNKNOWN HEIRS, SUCCESSORS,
ASSIGNS, AND ALL PERSONS, FIRMS,
OR ASSOCIATIONS CLAIMING
RIGHT, TITLE, OR INTEREST FROM
OR UNDER AGNES J. ENCK,
DECEASED
) CIVIL ACTION
)
) CIVIL DIVISION
) NO. 04-486-CIVIL
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMONWEALTH OF PENNSYLVANIA )
COUNTY OF CUMBERLAND )
SS:
I, FRANK FEDERMAN, ESQUIRE attorney for COUNTRYWIDE HOME
LOANS~ INC. hereby verify that on June 4~ 2004 tree and correct copies of the Notice
of SheriWs sale were served by certificate of mailing to the recorded lienholders, and any
known interested party see Exhibit "A" attached hereto.
DATE: August 19, 2004
FRANK FEDEPdVIAN, ESQUIRE
Attorney for Plaintiff
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND ~ SS:
I, Robert P. Ziealer, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff's Deed in which Fannie Mae is the grantee the same having been sold to said grantee on the
8th day of Sept A.D., 2004, under and by virtue of a writ Execution issued on the 4th day of June, A.D.,
2004, out of the Court of Common Pleas of said County as of Civil Term, 2004 Number 486, at the suit
of Countrywide Home Loan Inc against Glen Enck heir of A~nes J Enck deceased is duly recorded in
Sheriff's Deed Book No. 265, Page 2342.
1N TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this .~ O day of
J~p.k_ ~ A.D2004 CX~
Countrywide Home Loans Inc.
VS
Glen Enck, Heir of Agnes J. Enck,
Deceased, et al.
In The Court of Conmaon Pleas of
Cumberland County, Pennsylvania
Writ No. 2004-486 Civil Tern~
Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states
that on July 13, 2004 at 8:20 o'clock PM, he served a true copy of the within Real Estate
Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the
within named defendant, to wit: Glen Enck, Heir of Agnes 3/. Enck, deceased, by making
known unto Glen Enck, personally, at 726 Indiana Ave., Lemoyne, Cumberland County,
Pennsylvania, its contents mid at the same time handing to him personally the said true
and correct copy of the same.
Valerie Weary, Deputy Sheriff, who being duly sworn according to law, states
that on July 13, 2004 at 8:20 o'clock PM, he served a true copy of the within Real Estate
Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the
within named defendant, to wit: Unknown Heirs, Successors, Assigns, and all Persons,
Finns, or Associations Claiming Right, Title, or Interest From or Under Agnes J. Enck,
deceased, by making known unto Glen Enck, personally, at 726 Indiana Ave., Lemoyne,
Cumberland County, Pennsylvania, its contents and at the same time handing to him
personally the said true and correct copy of the same.
Bryan Ward, Deputy Sheriff, who being duly sworn according to law, states that
on July 13, 2004 at 8:30 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
Glen Enck, Heir of Agnes J. Enck, deceased and Unknown Heirs, Successors, Assigns,
and all Persons, Finns, or Associations Claiming Right, Title, or Interest From or Under
Agnes J. Enck, deceased, located 862 Indiana Ave., Lemoyne, Pennsylvania, according to
law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to the within named
defendants, to wit: Glen Enck, Heir of Agnes J. Enck, deceased, by regular mail to his
last known address of 726 Indiana Ave,, Lemoyne, PA 17025. This letter was mailed
under the date of July 14, 2004 and never returned to the Sheriff's Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriffmailed a notice of the pendency of the action to the within named
defendants, to wit: Unknown Heirs, Successors, Assigns, and all Persons, Finns, or
Associations Claiming Right, Title, or Interest From or Under Agnes J. Enck, deceased,
deceased, by regular mail to their last known address of 862 Indiana Ave., Lemoyne, PA
17025. This letter was mailed under the date of July 14, 2004 and never returned to the
Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at pubhc venue or outcry at the Courthouse, Carlisle, Cumberland
County, Pennsylvania on September 08, 2004 at 10:00 o'clock A.M. He sold the same
for the sum orS1.00 to Attorney Frank Federman for Fannie Mae. It being the highest
bid and best price received for the same, Fannie Mae of 1900 Market Street, Suite 800,
Philadelphia, PA 19103, being the buyers in this execution, paid to SheriffR. Thomas
Kline the sum of $960.18.
Sheriffs Costs:
Docketing $30.00
Poundage 18.83
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 30.00
Auctioneer 10.00
Law Library .50
Prothonotary 1.00
Mileage 11.10
Levy 15.00
Surcharge 40.00
Law Journal 349.10
Patriot News 328.66
Share of Bills 30.49
Distribution of Proceeds 25.00
Sheriffs Deed 40.50
$ 960.18
Sworn and subscribed to before me So Answers:
T his,]]' ~ day of ~e~2~.~ ~~~
R: Thorcas Kline, Sheriff
2004, A.~. C~, 0 ~,~ ~ , ~. ~
~ro~onot~ BY
Real Estat~eputy
COUNTRYWIDE HOME LOANS, INC.
Plaintiff,
GLEN ENCK, HEIR OF AGNES J. ENCK,
DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DMSION
NO. 04-486-C1V/L
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. 1)
COUNTRYWIDE HOME LOANS, 1NC.. Plaintiffin the above action, by its attorney, FRANK
FEDERMAN, ESQUIRE, sets forth as of the date the Praeeipe for the Writ of Execution was filed the
following information concerning thc real property located at, 862 INDIANA AVENUE, LEMOYNE,
PA 17043.
I. Name and address of Owner(s) or reputed Owner(s):
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
GLEN ENCK, HEIR OF AGNES J. ENCK, 726 INDIANA AVENUE
DECEASED LEMOYNE, PA 19043
UNKNOWN HEIRS, SUCCESSORS,
ASSIGNS, AND ALL PERSONS, FIRMS,
OR ASSOCIATIONS CLAIMING RIGHT,
TITLE, OR INTEREST FROM OR
UNDER AGNES J. ENCK, DECEASED
862 INDIANA AVENUE
LEMOYNE, PA ! 7043
2. Name and address of Defendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Name Last Known Address (if ad&ess cannot be
reasonably ascertained, please indicate)
None
4. Name and ad&ess of last recorded holder of every mortgage of record:
NalTle
Last Known Ad&ess (if address cannot be
reasonably ascertained, please indicate)
None
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Ad&ess (ifad&ess cannot be
reasonably ascertained, please indicate)
None
6. Name and ad&ess of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
INTERNAL REVENUE SERVICE
FEDERATED INVESTORS TOWER
THIRTEENTH FLOOR SUITE 1300
1001 LIBERTY AVENUE
PITTSBURGH, PA 15222
DEPARTMENT OF PUBLIC WELFARE
TPL CASUALTY UNIT
ESTATE RECOVERY PROGRAM
P.O. BOX 8486
WILLOW OAK BUILDING
HARRISBURG, PA 17105-8486
COMMONWEALTH OF
PENNSYLVANIA
BUREAU OF INDMDUAL TAX
INHERITANCE TAX DIVISION
ATTN: JOHN MURPHY
6TM FLOOR, STRAWBERRY SQUARE
DEPT. #280601
HARRISBURG, PA 17128
7. Name and address of every other person of whom the plaintiffhas knowledge who has any interest in
the property which may be affected by the sale:
~ame
Tenant/Occupant
Domestic Relations of Cumberland County
Commonwealth of Pennsylvania
Department of Welfare
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
862 INDIANA AVENUE
LEMOYNE, PA 17043
13 North Hanover Street
Carlisle, PA 17013
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworu falsification to authorities.
June 3, 2004
DATE
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
COU~TRYV~DE BOME LOA~S, I~C.
Plaintiff,
GLEN ENCK, HEIR OF AGNES J. ENCK,
DECEASED
UNKNOWN HEIRS, SUCCESSORS, ASSIGNS,
AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
Defendant(s).
CUMBERLAND COUNTY
No. 04-486-CIVIL
June 3, 2004
TO:
GLEN ENCK, HEIR OF
AGNES J. ENCIC, DECEASED
726 INDIANA AVENUE
LEMOYNE, PA 19043
UNKNOWN HEIRS, SUCCESSORS,
ASSIGNS, AND ALL PERSONS, FIRMS, OR
ASSOCIATIONS CLAIMING RIGHT, TITLE, OR
INTEREST FROM OR UNDER AGNES J. ENCK,
DECEASED
862/NDIANA AVENUE
LEMOYNE, PA 17043
**THIS FIRM IS ,4 DEBT COLLECTOR ATTEMPTING TO COLLECT,4 DEBT AND ANY INFORM-4 TION
OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA lIE PREVIOUSLY RECEIVED A DISCH'4RGE IN
BANKR UPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE
AN,4TTEMPT TO COLLECTA DEBI~ BUT ONLYENFORCEMENT OFA LIENAG,41NSTPROPERTY. **
Your house (real estate) at, 862 INDIANA AVENUE, LEMOYNE, PA 17043, is scheduled to
be sold at the Sheriff's Sale on SEPTEMBER 8, 2004 at 10:00 a.m. in the Cumberland County
Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $232,738.86
obtained by COUNTRYWIDE HOME LOANS, INC. (the mortgagee) against you. In the event the
sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to asse~t your fights. The sooner you contact one, the mom chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal
proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house w/Il be filed by the Sheriffwithin 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriffwithin ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold
in the absence of a representative of the plaintiff at the Sheriffs Sale. The sale must be
postponed or stayed in the event that a representative of the plaintiff is not present at the sale.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
ALL THOSE CERTAIN PARCELS OF LAND DESCRIBED HEREIN AS PARCEL NUMBER 1 AND PARCEL NUMBER
2, SfI'UATED IN THE BOROUGH OF LEMOYNE (FORMERLY EAS'I' PENNSBORO TOWNSHIP), COUNTY OF
CUMBERLAIVD AND STATE OF PENNSYLVANIA, BOUNDED AND DESCR/BED AS FOLLOWS,
PARCEL NUMBER !: ON THE NORTH BY INDIANA AVENUE; ON THE EAS'r BY LOT NUMBER 19 ON
HEREINAI,-i:I~R MENTIONED PLKN OF LOTS; ON THE SOUTH BY LOTS NUMBERS 40 AND 41 ON THE
HEREINAFTER MENTIONED PLAN OF LOTS; AND ON THE WEST BY NINTH S'fI~ET (FORMERLY
WASHINGTON AVENUE), CONTAINING ONE HUNDRED THIRTY AND NINE-TENTHS (L30.9) FEET IN FRONY ON
INDL~NA AVENUE AND EXTENDING IN DEPTH ALONG THE EASTERN BOUNDARY ONE HUNDRED THIRTY
(130) FEET AND .~LONG THE WESTERN BOUNDARY OF NINTH STREET AND ONE HUNDRED THIRTY-SIX (136)
FEET TO THE AFORESAID LOTS NUMBERS 40 AND 41, AND BEING LOTS NUMBIKI~ 8 AND 9 ON THE PLAN OF
LOT~ OUT BY ARTHUR IL RUPLEY AND KNOWN AS WASHINGTON HEIGHTS PLAN OF LOTS. SAID Pl.,AN IS
RECORDED IN THE RECORDER'$ OFFICE IN AND FOR CUMBERLAND COUNTY IN PLAN BOOK i, PAGE 24.
PARCEL NUMBER 2: BOUNDED ON THE NORTH BY INDIANA AVENUE; ON TH~ EAST BY LAND OF ANDREW
MUSSER AND MARIAN' D. MUSSER, HIS WIFE; ON THE SOUTH BY LOT NUMBER .~9 ON THE HEREINAFTER
MENTIONED PLAN OF LOTS~ ON THE WEST BY LOT NUMBER 9 ON SAID PLAN, CONTAINING TWENTY.FIVE
(25) FEET iN FRONT ON I~VD[ANA AVENUE AND EXTENDING IN DEPTH ONE Ht~DRED THIRTY (1~0) FEET TO
SAID LOT NUMBER .39, AND BEING THE WESTERN ONE-HALF OF LOT NUMBER 10 ON PLAN O]t LOTS LAID
OUT BY ART1COR IL RUPLEY AND KNOWN AS WASHINGTON HEIGHTS PLAN OF LOTS. SAID PLAHM BEING
RECORDED IN THE RECORDER OF DEEDS OFF/CE IN AND FOR CUMBERLAND COUNTY 1N PLAN BOOK
PAGE
Vested by: Deed dated 1-2-53, given by Laverne A. Otto and Ethel M. 0~o, hi~ wife to Glenn IL Enck and Agnes J. Enck, hi~
wife recorded 1-2=53 ~ Book: 1SE Pnge 301
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PEN~ISYLVANi~) NO 04-486 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due COUNTRYWIDE HOME LOANS, INC., Plaintiff (s)
From GLEN ENCK, HEIR OF AGNES J. ENCK, DECEASED UNKNOS,VN HEIRS,
SUCCESSORS, ASSIGNS, AN]) ALL PERSONS, FIR/~S, OR ASSOCIATIONS CLAIMING
RIGHT, TITLE, OR INTEREST FROM OR UNDER AGNES J. ENCK, DECEASED
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify Nm/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $232,738.86 L.L. $.50
Interest FROM 6/4/04 TO 9/8/04 (PER DIEM - $38.26) - $3,711.22 AND COSTS
Atty's Conm~ % Due Prothy $1.00
Atty Paid $208.08 Other Costs
Plaintiff Paid
Date: JUNE 4, 2004
(Seal)
CURTIS R. LONG
Prothonotary
REQUESTING PARTY:
Name FRANK FEDERMAN, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JO/IN F. KENNEDY BOULEVARD, SUITE 1400
PHILADELPHIA, PA 19103-1814
Attorney for: PLA/NTIFF
Telephone: 215-563-7000
Supreme Court ID No. 12248
Deputy
Real Estate Sale #41
On June 15, 2004 the sheriff levied upon the
defendant's interest in the real property situated in
Lemoyne Borough, Cumberland County, PA
Known and numbered as 862 Indiana Ave.,
Lemoyne, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: June 15, 2004
Real Esta~ Deputy
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Permsylvaula, County of Dauphin} ss
Joseph A. Dennison, being duly sworn according to law, deposes and says:
That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the
laws oft he Commonwealth of Pennsylvaula, with its principal office and place of business at 812 to 818 Market
Street, in the City of Harrisburg, County of Danphin, State of Parmsylvania, owner and publisher of The Patriot-
News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market
Street~ in the City, County and State aforesaid; that The Pa~ot-News and The Sunday Patriot-News were established
March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously pubhshed ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published
in their regular daily and/or Sunday/Metro editions which appeared on the 27th day(s) of July and the 3rd and 10th
day(s) of Augnst 2004. That neither he nor said Company is interested in the subject matter of said printed notice or
advertising, and that all of the allegations of this statement as to the t/me, place and character of publication are tree;
and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed
and adopted severally by the stockholders and board of directors of the said Company and subsequently duly
recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
SALE#41
Sworn to and su~2~ 's 23rd day o ~ugus A.D.
Member, panmylvaaiaAssocl~ion exp~es J~e 6, 2006
C~E~ CO~TY S~FS OFFICE
~BE~ CO~ CO~THOUSE
C~ISLE, PA. 17013
Statement of Advertising Costs
To THE PAT~OT-NEWS CO.
For publis~g ~e notice or publication a~ched
hereto on ~e above stated ~tes 328.66
Publisher's Receipt for Advertising Cost
The Pa~xint News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have
been duly paid.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P, L. 1784
STATE OF PENNSYLVANIA :
:
COUNTY OF CUMBERLAND :
SS.
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
JULY 16, 23, 30, 2004
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication am true.
~ F-~TATE ~kLE NO. 41
Writ No. 2004-486 Civil
Court--de Home Loans, lnc,
VS.
Glenn Enck, Heir of Agnes J.
Enck, deceased and Unknown
Heirs. Successors, Assigns,
and all Persons, F~rma, or
Associations Claiming Right. Title.
or Interest From or Under
Agnes J. Enck, deceased
Atty.: Frank Federman
ALL THO~B CERTAIN parcels of
land described herein as Parcel
Number I and Parcel Number 2,
situated in the Borough of Lemoyne
(formerly East Peraqsbore Township],
County of Cumberland and State of
Pennsylvania, bounded and de-
scribed as follows.
PARCEL NUMBER 1: on the
North by Indiana Avenue; on the
East by Lot Number 10 on herein-
_aft~r..nl~_~xff Lam: or~,the
! L'lj~a Marie Coyne, ~ditor
SWORN TO AND SUBSCRIBED before me this
30 day of JULY 2004_
LOIS £. SNYDER, Notary Public
Carlisle Boro, Cumberland ColJnty
My Commission Expires March 5, 2005