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HomeMy WebLinkAbout08-1782l- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: V79A Civil Term VS. COMPLAINT IN CIVIL ACTION DAVID W BIXLER Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06186245 C A Pit SXA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. DAVID W BIXLER Defendant Civil Action No COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 t- W COMPLAINT 1. Plaintiff, is a corporation with offices at 6500 New Albany Rd, New Albany, OH 43054. 2. Defendant is adult individual(s) residing at the address listed below: DAVID W BIXLER 10 LADNOR LN CARLISLE, PA 17015 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXXXXXX3514 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of February 29, 2008 , in the amount of $9185.27 . 5. Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $1500.00 L? 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant , DAVID W BIXLER INDIVIDUALLY , in the amount of $9185.27 with interest at the legal rate of 6.000W per annum from date of judgment plus attorneys' fees of $1500.00 , and costs. James C Wa rodt,42524 WELT WE BERG & REIS CO., L.P.A. 436 Se enth Avenue, Suite 1400 Pitts urgh,- PA 15219 (412) 434- 955 FAX: 412- 38-7130 0618 245 C A Pit SXA This law firm is a debt collector attetAg to collect this debt for our client and any information obtaine dill be used for that purpose. ®I5C,1JV tK $9,185.27 L$11377.00 I Enter Amount Enclosed Below CARD Payment Due Date April 3, 2005 Please make check payable to Discover Gold 1111W Card. You are overlimi t. Pay the sum of the monthly minimum payment plus the overimit 7. 04 SDSN6A01 0002918 amoun t of $1,68 5.2 B I X L E R, DAVID W Make payments on your schedule, in 507 PINE RD EXHIBIT advance or on the same day as your due 108 date. Visit Dlsooveroard.oom/payments CARLISLE PA 17015-9 to make an online payment today. A PO BOX 15251 11 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002260733514091852700000000137700 Discover Gold Card Account Summary Closing Date: March 4, 2005 page 1 of 1 Account number ending in 3514 Previous Balance $8,976.58 Payment Due Date April 3, 2005 Payments And Credits 0.00 Minimum Payment Due $1,377.00 Purchases + 35.00 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $-1,685.00 Balance Transfers + 0.00 Cash Credit Limit $3,800.00 Finance Charges + 173.69 Cash Credit Available $0.00 New Balance $9,185.27 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $0.00 $0.00 Gold Rewards Earned $0.00 - - - - Golf! Rewafd3 annivetsary"dbfe: " "June 4- ' - - - _ .. _ _ . _ _ _ _ _ _ How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover Gold Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Dixovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Mar 4 Mar 4 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an CNedimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details. Your account is past due. Please pay your minimum monthly payment plus the past due amount. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Balance s Periodic Rates PERCENTAGE RATES PERCENTAGE RATES FINANCE CHARGES FINC NCE current billing period: 28 days _ Purchases $2229.78 0.06847% 24.99% F 24.99% $42 74 none Cash Advances $6830.28 0.06847% 24.99% F 24.99% . $130.95 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that he/she is ? (Name) ACCOUNT MANAGER of DFS SERVICES, LLC , plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of his/her knowledge, information and belief. (Signature) WWR# 06186245 DFS# 6011002260733514 C? ?C OO c C N dk T f' Q -F J A y •- , r l CJ9 '< SHERIFF'S RETURN - REGULAR CASE NO: 2008-01782 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DISCOVER BANK VS BIXLER DAVID W STEPHEN BENDER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon 1, T VT T7T] Tl T N 7 T 11 Tn7 the DEFENDANT , at 1945:00 HOURS, on the 28th day of March , 2008 at 10 LADNOR LANE CARLISLE, PA 17015 by handing to CAROLYN BIXLER, MOTHER IN LAW a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge A ) D3ib4 L- 18.00 4.80 .58 10.00 .00 ? 33.38 Sworn and Subscibed to before me this day of So Answers: R. Thomas Kline 04/01/2008 WELTMAN WEINBERG REIS By: D puty Sheriff A. D. DISCOVER BANK, Plaintiff V. DAVID W. BIXLER Defendant TO: Discover Bank IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 08-1782 CIVIL TERM CIVIL ACTION NOTICE TO PLEAD c/o James C. Warmbrodt, Esquire WELTMAN, WEINBERG & REIS CO, L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, Pennsylvania 15219 You are hereby notified to file a written response to the enclosed Answer to Complaint and New Matter within twenty (20) days from service hereof or a judgment may be entered against you. Respectfully Submitted, Rominger & Associates Date: May 19, 2008 1 E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID #81924 Attorney for Defendant DISCOVER BANK, Plaintiff V. DAVID W. BIXLER Defendant IN THE COURT OF COMiVION PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 08-2782 CIVIL TERM CIVIL ACTION ANSWER TO COMPLAINT AND NEW MATTER AND NOW, comes David W. Rixlerby and through his counsel, Karl E. Rominger, Esquire, and in support of his Answer to Complaint, avers as follows: 1. Admitted. 2. Admitted. 3. Admitted. 4. Denied. Strict proof of the same is demanded at trial. 5. Legal conclusion and requires no answer. 6. Denied. Strict proof of the same is demanded at trial. 7. Denied. Strict proof of the same is demanded at trial. 8. Denied. Strict proof of the same is demanded at trial. WHEREFORE, Defendant prays for judgment in his favor. NEW MATTER 9. This action is barred by the applicable statute of limitations. 10. This debt has been rendered un-collectable by the passage of time. WHEREFORE, Defendant respectfully requests judgment in his favor. Date: May 19, 2008 Respectfully Submitted, Rominger & Associates K E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID #81924 Attorney for Defendant DISCOVER BANK, IN THE COURT OF COMMONPLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. 08-1782 CIVIL TERM DAVID W. BIXLER CIVIL ACTION Defendant CERTIFICATE OF SERVICE I, Karl E. Rominger, Esquire, hereby certify that I this day served a copy of the within Answer to Complaint and New Matter upon the following by depositing the same in the United States mail postage pre-paid, at Carlisle, Pennsylvania addressed as follows: Discover Bank c/o James C. Warmbrodt, Esquire WELTMAN, WEINBERG & REIS CO, L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, Pennsylvania 15219 Date: May 19, 2008 Respectfully Submitted, Rominger & Associates Karl E. Rominger, Esquire 15 5 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID #81924 Attorney for Defendant r.? C? ca c --?? fT1 rn IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, vs. DAVID W BIXLER, Defendant. Case No.: 08-1782-CIVIL TERM MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler, Esquire PA I.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 06186245 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, Case No.: 08-1782-CIVIL TERM vs. MOTION FOR SUMMARY JUDGMENT DAVID W BIXLER, Defendant. MOTION FOR SUMMARY JUDGMENT AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby files this Motion for Summary Judgment against the Defendant. In support thereof, Plaintiff avers as follows: 1. Plaintiff filed a Complaint against Defendant seeking judgment in the amount of $9,185.27 with interest at the interest rate of 6% per annum from date of judgment, attorneys' fees and costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 2. Attached to the Complaint was Verification from an authorized representative of Plaintiff verifying the accuracy of the amount sought. See Exhibit "A". 3. Defendant filed an Answer to Plaintiffs Complaint. A true and correct copy of the Answer is attached hereto as Exhibit "B" and made a part hereof. 4. On or June 16'', 2008, Plaintiff served upon Defendant a set of requests for admissions and requests for production of documents. A true and correct copy of same is attached hereto as Exhibit "C" and made a part hereof. The requests for admissions and requests for production of documents contains copies of every billing statement (which shows every charge made to the account and every payment made on the account) sent to the Defendant. 5. Defendant served upon Plaintiff his Answers to the discovery demands. A true and correct copy of the same is attached hereto as Exhibit "D" and made a part hereof. WWR No. 06186245 6. Defendant alleges that this action is barred by the applicable statute of limitations. Defendant's last payment on the credit card was on October 1St, 2004. See statements attached to Exhibit "C". This suit was instituted on February 29th, 2008, within the time period allowed by the applicable statute of limitations. (42 Pa.C.S.A. §5525). 7. Defendant denies that the attached monthly statements correctly identify the payments, charges, and balances on the account. 8. Defendant denies that $9,185.27 is a correct and accurate balance due on the credit card in question. 9. The Plaintiff has provided over 2 years of statements, each sent to Defendant at the Defendant's current address, detailing every transaction associated with this account, and substantiating the debt owed. 10. Defendant has been given ample opportunity to provide evidence or substantiate a defense here. 11. There are no meritorious defenses against this action and Plaintiff is entitled to summary judgment as a matter of Law against defendant. WWR No. 06186245 WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant summary judgment in favor of Plaintiff and against Defendant for $9,185.27 with interest at the legal interest rate of 6% per annum from date of judgment, attorneys' fees and costs. Respectfully Submitted: By: Benjamin . Bib r, Esquire PA I.D. # 59 WELT MAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 06186245 EXHI?It - f- f IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. DAVID W BIXLER Defendant No: COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06186245 C A Pit SXA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. Civil Action No DAVID W BIXLER Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, is a corporation with offices at 6500 New Albany Rd, New Albany, OH 43054. 2. Defendant is adult individual(s) residing at the address listed below: DAVID W BIXLER 10 LADNOR LN CARLISLE, PA 17015 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number XXXXXXXXXXXXXXXX3514 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of February 29, 2008 , in the amount of $9185.27 . 5. Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $1500.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant , DAVID W BIXLER INDIVIDUALLY , in the amount of $9185.27 with interest at the legal rate of 6.000 per annum from date of judgment plus attorneys' fees of $1500.00 , and costs. James C Wa rodt,42524 WEL If WE ERG & REIS CO., L.P.A. 436 Se enth Avenue, Suite 1400 Pitts urgh, PA 15219 (412) 434- 955 FAX: 412- 38-7130 0618 245 C A Pit SXA This law firm is a debt collector atteT?btefi ' g to collect this debt for our client and any information obtaine ill be used for that purpose. VISGU? EK $9,185.27 $1,377.00 I Enter Amount Enclosed Below CARD Payment Due Date April 3, 2005 Please make check payable to Qiscover Gold Card. You are overltmit. Pay s monthly iinimumpayment plus the overlimB amours of $1,685 27. oa s?srisAOt ooo2ste um of the B I X L E R, DAVID W Y Make payments on your sotrodute, in 507 PINE RD EXHIBIT dadvance or on ate.V Dlocihesamedayasyourdue CARLISLE PA 17 015 - 9108 tmake an onl?in?e? paymeennttod?ayyments A PO BOX 15251 Address, e-mail or telephone change? pa WILMINGTON DE 14886-5251 above, or go to Discov d com. Print Print your e-mail in address to receive important Account information and special offers. 000006011002260733514091852700000000137700 Discover Gold Card Account Summary Closing Date: March 4, 2005 page 1 of 1 Account number ending in 3514 Previous Balance $8,976.58 Payment Due Date April 3, 2005 Payments And Credits 0.00 Minimum Payment Due $1,377.00 Purchases + 35.00 Credit limit $7,500.00 Cash Advances + 0.00 Credit Available $4,685.00 Balance Transfers + 0.00 Cash Credit Limit $3,800.00 Finance Charges + 173.69 Cash Credit Available $0.00 New Balance $9,185.27 You may be able to avoid Periodic Finance Charges, $ee the reverse side for details. Cashback Bonus® Gold Rewards this period to claitif Qualified Purchases $0.00 $0.00 Gold Rewards Earned $0.00 _.--- ------------ ------ .._ ---- - -----Gdld-Riwiitdiaimiversanydere:-'1vrw4....... How Can We Hel You? For Account inquiries, wrile to us aft p Please have your Discover Card available. Discover Gold Card, PO Box 30943 Sale Lake City, UT 84130 Manage your account online at Disca vercard corn TDD (Telecommunications Device for the Deaf): Customer Service: 1-SMDISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Uability Guarantee Use your Discover card with confidence. Trans. Post Dete Odor/Miscellaneous Mar 4 Mar 4 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Cbedimh Fes, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimif Fee section of the Cardmember Agreement for details. Your account is past duo. Please pay your minimum monthly payment plus the past due amount. H - Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FRANCE FMANCE Balance: Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $2229.78 0.06847% 24.99% F 24.99% $42.74 none Cash Advances $6830.28 0.06847% 24.99% F 24.99% $130.95 $0 The rates that apply to your Account are either fixed (F) or they may vary M as noted above VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that he/she is 5 ACCOUNT MANAGER of DFS SERVICES LLC (Name) plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of his/her knowledge, information and belief. (Signature) WWR# 06186245 DFS# 6011002260733514 Page 1 of 1 EJ(HIBIT B mom UIStVER BANS, Puff V1. DAVW W_ BIXLER. De ant IN TIDE COURT OF COMAON' PLEAS OF CUMME RLAND COUNTY, PENNSYLVANIA 08-1782 Cn% TERM CIVIL AcnON TO: Discover Bad d imm C. Wataa6rok E"*c 'VI ELTMAN', WEDWElRG & RE IS CO, LPA 436 Semtb Avg Suite 1400 PittsbMUglt:, Pomsylvania 15219 You we hmby notified to file a written responn to the aw4ond Amwer to Comp6at *ad Ntw Mir within mimy (24) days fiom sexviex hereof or al t may be erwmA sgainst you. Willy Submitted, Ro ub & Aaa ims Date: May 19, 2008 1 E. Raminr, Empire 155 South Hanover Sum Carlisle, Peangrlvania 17413 (717)241-6070 Sulrmme Court ID #81974 Atton" for DcAmdant Page 1 of 1 DIVER BA YE, Plaintiff V. DAVID W. BDtLfiR ± Defendant IN THE COURT OF COW" PLEAS Of CUNMERL.AND COUNTY, PENNSYLVAMA 48-1782 CIVIL TERM CIVIL, ACTION AMMM TO MU2A= AM NEW MA AND NOW, conies David 'CW. Buderby and drrao c his counsel, Kad E, Rcxninger, Esquire, and in support of Ms Answer to Complaint, avers as follows: 1. Admitted. 2. Admitted. 3. Admitted. 4. Denied. Strict proof of the sari c is demanded at trial. S. L conclusion and requres no mmwer. 6. Died. Strict proof of the same is demanded at trial; 7. Denied. Strict proof'of the same is diemanded at trial. S. Denied. Strict proof ofthe sow is demanded at trim. WHEREFORE, Dad`s prays far judgment in his farvor.. Page 1 of 1 9. This action is bunted by the applicable statwe of limitatiow. 10. This debt has been rendored an-collectable by the pamW of time. WHERMRE, Defendant rmpoctMlly req t judga in his f nw. Respaathily Submitted, Oft: May 19, 2008 !RondnW, Esquire 155 South HW*m Strroat Garfish, Pemglvmtia 17013 (717) 241.€170 Supreme Court ID #81924 Attorney for Defendant http://records.ccpa.netlweblink,_publiclImageDisplay.aspx?cache=yes&sessionkey=WLIm... 6/27/2008 Page 1 of 1 DISCOVER BANK„ IN THE COURT OF CO&WN PLEAS OF Puff CUMBERLAND COUNTY, PENNSYLVANIA v. 08-1782 CIVIL DAVID W. BIXLER CTVEL ACTION TMtM IDe€endm I, Karl E. Romifte r, Esquire, hereby certify that 1 this tray ser ood a copy of dac within Armor to Compim t taridNerwr Mawr upon the following by depositing the same in the United Sts= mail PO SOW prrerpaid, at Cate Pennsylvama Wdressed as follow Discover Bank c/o Jamm C. Watztabrodt, Ea pdre WEI. TMAN, WEl<NSERO & REIS CO, L.P.A. 435 Seventh Avme, Suite 1400 Pktstauargk Pennsylvania 15219 RespecMlly Submitted, Rossiarr & Amwelues Date: May 19, 2008 KId E. Rorninger, Esquire 1.55 South Hanover Sbvd Carlisle Pennsylvania 17013 (717) 241-6070 Sum Court ID #81.9!24 Aawney fbr Ddbndant http://records. ccpa.netlweblink_public/ImageDisplay. aspx?cache=yes&sessionkey=WLIm... 6/27/2008 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION DISCOVER BANK, Plaintiff, V. DAVID W. BIXLER, Defendant. EXHIBIT NO.: 08-1782-CIVIL TERM PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS AND REQUEST FOR PRODUCTION OF DOCUMENTS Submitted by: Benjamin R. Bibler, Esquire PA I.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 W WR No. 6186245 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION DISCOVER BANK, Plaintiff, V. NO.: 08-1782-CIVIL TERM DAVID W. BIXLER, Defendant. PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS AND REQUEST FOR PRODUCTION OF DOCUMENTS Plaintiff demands that the defendants answer and respond to the following Request for Production of Documents under oath pursuant to the Pennsylvania Rules of Civil Procedure within 30 days from the date of service hereof. Plaintiff also demands that defendants answer and respond to the following Request for Admissions pursuant to Pa. Rules of Civil Procedure 4014. You are requested to admit the truth of each of the statements of fact hereinafter stated. You are instructed that: 1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of these matters of which an admission is requested shall be deemed admitted unless your sworn statement in compliance with such Rules is timely made. 2. If you do not admit each of such statements, you must specifically deny each one not admitted or set forth in detail the reasons why you cannot truthfully either admit or deny each such matter. 3. Your answer, signed and properly verified, must be delivered to the undersigned attorney of record for the Plaintiff within thirty (30) days after delivery hereof. 4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof, including attorneys' fees, witness expenses, etc. 5. If, in response to any of the following statements of fact, it is your position that the statement is true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or item. 6. If you have been sued in more than one capacity or if your answers would be different if answered in any different capacity, such as partner, agent, corporate officer or director or the like, then you are requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such capacity. WWR No. 6186245 7. In these Requests for Admissions: A. The word "person(s)" means all entities, and, without limiting the generality of the foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts, and estates; B. The word "document (s)" means all written, printed, recorded, graphic, or photographic matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject matter indicated; C. The words "identity", "identify". "identification" when used with respect to a erson s means to state the full name and present or last known address and business address of such rson s and, if an actual person, his present or last known job title, and the name and address of his present or last known employers; D. The words "identity". "identify" "identification" when used with respect to a date, subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the creation of the same, the name(s) of the addressee or addressees if any and the name(s) and address(es) of each person who have possession, custody, and control of said document(s). If any such document was, but is no longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and E. The word "identi " when used with respect to an act (including an alleged offense), occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and every erson s participating in such an act; (3) identi all other erson s (if any) present when such act occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state whether such record now exists; and (6) identi the person(s) presently having possession, custody or control of such record. 8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period of time more fully described in the pleading in this case. 9. These requests are of a continuous nature. These Requests for Production of Documents shall be deemed continuing so as to require supplemental answers and documents if any information of documents are acquired subsequent to the filing of responses hereto, which information or documents would have been included in the answers and documents produced had it been known or available at the time the answers and the documents provided pursuant hereto were produced. Defendants shall supply such information and documents by supplemental answers and production of documents as soon as such information becomes known or available and in all events, prior to trial of this action. If objection is made to any requests for production of documents, it is demanded that the requests for which there is no objection be answered and furnished within the aforesaid period. All documents identified in response hereto shall be organized and labeled to correspond with the request to which it pertains. For all documents produced, list the individual and his or her job title and department from whose files it was produced and the current custodian of said document. WWR No. 6186245 If a document called for is believed to exist or is known to exist, but is in the possession, custody or control of another person or party, the existence of the document, the identity of the possessor, custodian and one in control of such documents shall be provided along with any applicable common description or citation utilized by the publisher, possessor, custodian or disseminator of such document. If any document called for by this request is withheld on the basis of any claim of privilege or any similar claim, identify that document as follows: author; addressee; indicated or blind copies, date, subject matter, number of pages; attachments or appendices; all persons to whom distributed, shown or explained; present custodian; and nature of the privilege or similar claim asserted. REQUEST FOR PRODUCTION OF DOCUMENTS 1 Produce any and all documents evidencing proof of all payments on the subject credit card referenced in the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memoranda, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. REQUEST FOR PRODUCTION OF DOCUMENTS 2• Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. REQUEST FOR PRODUCTION OF DOCUMENTS 3 Produce all documentary evidence or information substantiating the defenses asserted in your Answer. WWR No. 6186245 REQUEST FOR ADMISSION NO 1 Defendant applied for the credit card referenced in the Complaint. Admitted Denied If the answer to Request for Admissions No. I is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO 2• The attached monthly statements, from August 3, 2002 through April 3, 2005, correctly identify the payments, charges, and balances on the account. Admitted Denied If the answer to Request for Admissions No. 2 is "denied", then supply copies of canceled checks, both front and back, and/or if not available, specific written documentation supporting the denial. REQUEST FOR ADMISSION NO 3 Defendant has made no payment on the credit card since October 1, 2004. Admitted Denied If the answer to Request for Admissions No. 3 is "denied", then supply specific written documentation supporting the denial. WWR No. 6186245 REOUEST FOR ADMISSION NO 4• Defendant has not submitted any written dispute as to billing inaccuracy concerning the credit card in question. Admitted Denied If the answer to the Request for Admissions No. 4 is "denied", then supply copies of specific written disputes as to any billing inaccuracies. REQUEST FOR ADMISSION NO 5• $9,185.27 is a correct and accurate current balance of the credit card account in question. Admitted Denied If the answer to Request for Admissions No. 5 is "denied", then supply specific written documentation supporting the denial. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. . Bibler, Esquire 598 1, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR: 6186245 WWR No. 6186245 CERTIFICATE OF SERVICE A true and correct copy of Plaintiffs First Request for Production of Documents and Request for Admissions has been served by U.S. Mail, on the Uk day of 1 Mw- 2008, upon the following: Karl Rominger Rominger & Associates 155 South Hanover Street Carlisle, Pa 17013 I.D. Esquire WZLTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 6186245 wn,uni endng in JJ 14 Vila ??JIY CK $300.28 i $10.00 , Enter Amount Enclosed Below CARD Payment Due Dote August 3, 2002 Please make check potyaable to Discover Gold Card or pay online U Discovercard.com. 04 SOSN6A01 0001268 y BIXLE S DAVID 8 Will your payment get to us on time; Pay 507 PINE A your bill online and your payment can be made to your account on the same daayy. Visit CARLISLE PA 17015-9108 / Y Discovercard.com/payments today. PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Dtscovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530003002800000000001000 Discover Gold Card Account Summary Closing Date: July 4, 2002 page 1 of 3 Account number ending in 3514 Payment Due Date August 3, 2002 Minimum Payment Due $10.00 Credit Limit $7,500.00 Credit Available $7,199.00 Cash Credit Umit $3,750.00 Cash Credit Available $3,750.00 Previous Balance $0.00 Payments And Credits 0.00 Purchases + 300.28 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 0.00 New Balance $300.28 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus' Gold Rewards this period to date Qualified Purchases $297.93 $297.93 Gold Rewards Earned $0.00 Gold Revrords-anniversary dater - -tune 4 - - - _ . _ ----- . - . - _ - - . How Can We Help You? For Account Inquiries, write to us at Please have your Discover Cord available. Discover Gold Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for Ilre Deaf): ,Customer Service: 1-800-NSCOVER (1-800347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Merchandise/Retail Jun 29 Jun 29 WINE & SPIRITS 2110 CARLISLE PA $ 15.89 Jun 29 Jun 29 KMART 7746 CARLISLE PA 49.57 Jun 29 Jun 29 HANDY HARDWARE CARLISLE PA 14.81 CMhsr/MisesUansous Jul 4 Jul 4 DISCOVER ACCOUNTGUARD 877.883-1959 2.35 Gas/Automotive Jun 24 Jun 24 SHEETZ #070 SHIPPENSBURG PA 35.27 Jun 25 Jun 25 SHEETZ #070 SHIPPENSBURG PA 7.05 Jun 26 Jun 26 SHEETZ #070 SHIPPENSBURG PA 15.20 Jun 27 Jun 27 SHEETZ #070 SHIPPENSBURG PA 14,46 - ' " Jun 28 " Jun 28 SHEETZ #070 SHIPPENSBURG PA 17,39 Jul 1 Jul 1 SHEETZ #070 SHIPPENSBURG PA 41,00 Jul 2 Jul 2 SHEETZ #070 SHIPPENSBURG PA 13.83 Supermarkets Jun 23 Jun 23 GIANT FOOD #112 SIB CARLISLE PA 73.46 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.000007o; corresponding ANNUAL PERCENTAGE RATE: 0.00°6. Rate is subject to the terms of the offer including expiration. Increase your Gold Rewards award by using your Discover(R) Card for your purchases. Now that's smart! For Cardmembers who participate in the Gold Rewards program, see the Discover Gold Rewards Terms and Conditions for additional information. V1?7V''?/ CK I 61SCW? I count number ending in 3514 CARD Real answers from real people. When you have a question or concern about your Discover' Card account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Coll us at 1-8004)ISCOVER 0 -800-347-26831. 02007 Diumw Bonk, Member FDIC Closing Dab: July 4r 2002 page 2 of 3 No Paymentsl No Late Fo031 No Finance Charges) If you 1030 your job, suffer a disability or take an unpaid leave of absence from work, Discover(R) AccountGuard(R) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of,absence). 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Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Bald es Rates RATES RATES CHARGES CHARGES current billing period: 29 days Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.05751% 20.99% F 20.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary M as noted above. Questions? Manage your account at Discovercard.com ?.ItJDltit? L/al? LLn, vnr rr L) I Accoui- nt numwber endin in 3514 CARD Jul 4 2002 page 3 of 3 g Gold Rewards Award Summary Gold Rewards Earned Qualified Purchases Gold Rewards Earned This period To Date $ 297.93 $ 297.93 $ 0.00 TOTAL GOLD REWARDS TO DATE $ 0.00 Rewalyds Tenn slantdaCoe spns al Gold Rewards offers, call 1-8MDISCOVER for details. For program details, see the Gold Vla%w?., V M $1,841.02 CARD 04 SDSN6AOt 0=289 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 $37.00 I ...o . Enter Amount Enclosed Below Payment Due Date $ September 3, 2002 Please make check payable to Discover Gold Card or pay online 9 Discovercard.com. Address, e-mail or telephone change? Print change in space above, or go to Diseovercord.com. Print your e-mail address to receive important Account information and special offers. Will your payment get to us on time? Pay your iN online and your payment con be made to your account on the same day. Visit Discovercard.com/payments today. PO BOX 15251 lllrsrllssrllr?rrlrrlrll?rl WILMINGTON DE 19886-5251 Ir.rflirfr?lrriri?rlr?lir??l?l???l?l?l?l?r??ll?lrl??r?lll?irrl 000001986458375204530018410200100000003700 Discover Gold Card Account Summary Cbsing Date: August 4, 2002 Pagel of 3 'Account number ending in 3514 Previous Balance $300.28 Payment Due Date September 3, 2002 Payments And Credits - 100.00 Minimum Payment Due $37.00 Purchases + 591.86 Credit Limit $7,500.00 Cash Advances + 1,003.25 Credit Available $5,658.00 Balance Transfers + 0.00 :Cash Credit Limit $3,750.00 Finance Charges + 45.63 Cash Credit Available $2,646.00 New Balance $1,841.02 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $577.43 $875.36 Gold Rewards Earned $0.00 i - - - - - - - - - Gold-Rowards- anniversary date: - June 4- - - How Can We Help You? For Account inquiries, write to us at. Please have your Discover Card available. Discover Gold Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Dealt: Customer Service: 1-8004DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud LFability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Aug 1 Aug 1 PAYMENT - THANK YOU $ -100.00 M"chandise/Retail Jul 3 Jul 5 WINE & SPIRITS 2103 SHIPPENSBURG PA 25,42 Jul 20 Jul 20 RUTTER'S FARM STORES EAST BERLIN PA 12.62 estaurvMs Jul 27 Jul 27 FISHERMAN'S CRAB DECK GRASONVILLE MD 57.86 01her/Miscellaneous Aug 4 Aug 4 DISCOVER ACCOUNTGUARD 877-883.1959 14.43 C-/Automotive Jul 3 Jul 5 H & H CHEV, OLDS, & CA SHIPPENSBURG PA 111.02 Jul 7 Jul 7 SHEETZ #232 MT HOLLEY SP PA 31.00 - - Jul 8 Jul B - SHEETZ #070 SHIPPENSBURG-PA- 10.80 Jul 9 Jul 9 SHEETZ #070 SHIPPENSBURG PA 8.13 1ul 10 Jul 10 SHEETZ #070 SHIPPENSBURG PA 5.85 Jul 1 l Jul 11 SHEETZ #070 SHIPPENSBURG PA 13.79 Jul 12 Jul 12 SHEETZ #070 SHIPPENSBURG PA 21.87 Jul 12 Jul 12 SHEETZ #232 MT HOLLEY SP PA 2.11 Jul 14 Jul 14 SUNOCO SHIPPENSBURG PA 31.26 Jul 15 Jul 15 SHEETZ #070 SHIPPENSBURG PA 16.20 Jul 16 Jul 16 SHEETZ #070 SHIPPENSBURG PA 6.55 Jul 17 Jul 17 SHEETZ #070 SHIPPENSBURG PA 20.31 Jul 20 Jul 20 SHEETZ #195 MECHANICSBUR PA 31.48 Jul 24 Jul 24 SHEETZ #232 MT HOLLEY SP PA 29.98 Jul 27 Jul 27 SHEETZ #232 MT HOLLEY SP PA 13.30 'Cash Advances Jul 21 Jul 21 2 WEST PINE STREET MT HOLLY SPNGPA 101.75 Jul 21 Jul 21 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Jul 22 Jul 22 2 WEST PINE STREET MT HOLLY SPNGPA 121.75 M DISC®yQZ I Account number ending in 3514 U1bLUVtK CARD Real answers from real people. When you have a question or concern about your Discover Card r account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice bop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1.800-DISCOVER (1-800.347-2683). 02007 Discover Bank, Member FDIC Closing Dale: August 4, 2002 page 2 of 3 Cash Advances Jul 22 Jul 22 Jul 22 Jul 22 Jul 22 Jul 22 Jul 22 Jul 22 Jul 22 Jul 22 Jul 28 Jul 28 Jul 28 Jul 28 Jul 31 Jul 31 Jul 31 Jul 31 Aug 2 Aug 2 Aug 2 Aug 2 Aug 3 Aug 3 Aug 3 Aug 3 Supermarkets Jul 6 Jul io Jul 12. Jul 12 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 1 FORGE ROAD BOILING SPRINPA 101.75 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 NOBLE BLVD. & S. W CARLISLE PA 151.75 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 604 E. HIGH ST. CARLISLE PA 161.50 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 604 E. HIGH ST. CARLISLE PA 161.50 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 604 E. HIGH ST. CARLISLE PA 101.50 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 2 WEST PINE STREET MT HOLLY SPNGPA 101.75 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 GIANT FOOD #112 518 CARLISLE PA 81.52 GIANT FOOD #112 SI8. CARLISLE PA 46.36 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.00000%; corresponding ANNUAL PERCENTAGE RATE: 0.00%. Rate is subject to the terms of the offer including expiration. Great Balance Transfer Ratesl Call 1-800767-7339 to find out if a Balance Transfer rate is available for you. Visit the Sh0pC9nter(SM) at Discovercard.com to take advantage of online and in store shopping offers. Find offers for up to 30% off. Need Back-to-School supplied! Save on everything from textbooks to new fall clothes and shoes with merchants like Office Max, Barnes & Noble, GAP and Shoebuy.com. Over 70 additional retailers at Discovercard.com. Discover Bank CD's pay you higher yields ...among the nation's highest... because we don't have the overhead expense of a branch network. Open a now Discover Bank CD Account Today by visiting www.Discovwbank.com/card. Mention code SC0802P. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $723.87 0.00000% 0.00% F 0.00% $0 none Cash Advances $315.91 0.05751% 20.99% F 54.57% $5.63 $40.00 previous billing period: 29 days Purchases $0 0.00000% 0.00% F 0.00% $0 none Cash Advances $0 0.05751% 20.99% F 20.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com __ __11 a nnn n1c??air? 1a Onl1 n I'7 nL001 tJ1J{ V CiC -._ ...y _.. _... CARD August 4 2002 Account number ending in 3514 page 3 of 3 Gold Rewards Award Summa Gold Rewards Earned Summary Qualified Purchases Gold Rewards Earned This period To Date $ 577.43 $ 675.36 $ 0.00 TOTAL GOLD REWARDS TO DATE $ 0.0c) R ew ard Restri s Terms and Conditions, ctions cppt }p these special Gold Rewards offers, call 1.800-DISCOVER for details. For program details, see the Gold CARD Enter Amounf Enclosed Below $4,983.09 $100.00 Payment Due Date October 3, 2002 04 SDSN6A01 0001270 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Address, e-mail or telephone change? Print change inspace above, or go to Discovercard.com. Print your e-mail adress to receive important Account information and special offers. Please make check ayable to Discover Gold Card or pay online ? 11covercard.com. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovemard.com/payments today. PO BOX 15251 11111111111111 11111111 11 111 If WILMINGTON DE 19886-5251 000001986458375204530049830900200000010000 Discover Gold Card Account Summary Closing Date: September 4, 2002 Accountnumber ending in Payment Due Date Minimum Payment Due Credit Limit Credit Available Cash Credit Limit Cash Credit Available page 1 of 3 3514 Previous Balance $1 841.02 October 3, 2002 Payments And Credits , 200 00 $100.00 Purchases . + 1 041 85 $7,500.00 Cash Advances , . + 2 176 25 $2,516.00 Balance Transfers , . + 0 00 $3,750.00 Finance Charges . + 123 97 $470.00 New Balance . $4,983.09 You may be able to avoid Periodic Finance Charges, see the reverse side for details. 'Cashback Bonus® Gold Rewards this period to date Qualified Purchases $1,002.80 $1,878.16 Gold Rewards Earned $0.00 Gold-Rewards anniversary-date: - -June 4 How Can We Help You? For Account Inquiries, write to us at, Please have your Discover Card available. Discover Gold Card, PO Box 30943 Soh lake City, UT 84130 Manage your account online at Discovercard.com TDD (relecommunications Device for the Deaf): Customer Service: 1-8004)ISCOVER (1.800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Sep 2 Sep 2 PAYMENT - THANK YOU $ -200.00 Merchandise/Retail Aug 8 Aug 8 JUST CABINETS 21 MECHANICSBURGPA 202 58 Aug 29 Aug 29 MT. HOLLY BEER & SODA MT HOLLY SPRGPA . 17 45 Sep 1 Sep 1 WEST MARINE #178 EASTON MD . 1206 Cither/Miscellaneous Sep ,4 Sep ,4 DISCOVER ACCOUNTGUARD 877-883-1959 39 05 Gas/Automotive Aug 6 Aug 6 EXXONMOBIL 7520043493 HAGERSTOWN MD . 30 00 1701 DUAL HIGHWAY 21740 . Aug B _ A Aug.8 - SHEETZ #070 SHIPPENSBURG PA 34 24 ug 9 Aug 9 SHEETZ #232 MT HOLIEY 815 PA . 36 54 Aug 12 Aug 12 CINDY ROWE AUTO GLSS 2 MECHANICSBURGPA . 176 90 Aug 12 Aug 12 SUNOCO SHIPPENSBURG PA . 28 52 Aug 14 Aug 14 SHEETZ #070 SHIPPENSBURG PA . 18 40 Aug 17 Aug 17 KWIK FILL #262 CARLISLE PA . 14 40 Aug 24 Aug 24 SHEETZ #232 MT HOLLEY SP PA . 30 99 Aug 25 Aug 25 SHEETZ #232 MT HOLLEY SP PA . 13 99 Aug 26 Aug 26 SHEETZ #070 SHIPPENSBURG PA . 14 82 Aug 29 Aug 29 LAKESIDE MARINE INC HARRISBURG PA . 271 19 Aug 29 Aug 29 SHEETZ #232 MT HOLLEY SP PA . 26 00 Aug 30 Aug 30 EXXONMOBIL R399574 BRIDGEVILLE DE . 26 00 750 420 122 4 . Sep 1 Sep 1 TEXAC024591002583706 EASTON MD 20 00 Cash Advances Aug 5 Aug 5 180 NOBLE BLVD CARLISLE PA . 101 75 Aug 5 Aug 5 CASH ADVANCE TRANS FEE FINANCE CHARGE . 5,00 vw? v CK '6ISWER CARD Real answers from real people. When you have a question or concern about your Discover Card account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Rank, AMmbw FDK Account number ending in 3514 Closing Date: September 4, 2002 page 2 of 3 Cash Advances Aug 6 Aug 6 180 NOBLE BLVD CARLISLE PA 121.75 Aug 6 Aug 6 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Aug 7 Aug 7 631 HOLLY PIKE MOUNT HOLLY SPA 111.75 Aug 7 Aug 7 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Aug 9 Aug 9 180 NOBLE BLVD CARLISLE PA 201.75 Aug 9 Aug 9 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.05 Aug 13 Aug 13 631 HOLLY PIKE MOUNT HOLLY SPA 101.75 Aug 13 Aug 13 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Aug 17 Aug 17 2 WEST PINE STREET MT HOLLY SPNGPA 101.75 Aug 17 Aug 17 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Aug 17 Aug 17 1 FORGE ROAD BOILING SPRINPA 201.75 Aug 17 Aug 17 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.05 Aug 17 Aug 17 631 HOLLY PIKE MOUNT HOLLY SPA 201.75 Aug 17 Aug 17 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.05 Aug 18 Aug IS 2 WEST PINE STREET MT HOLLY SPNGPA 201.75 Aug IS Aug 18 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.05 Aug 21 Aug 21 2 WEST PINE STREET MT HOLLY SPNGPA 121.75 Aug 21 Aug 21 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Aug 21 Aug 21 2 WEST PINE STREET MT HOLLY SPNGPA 101.75 Aug 21 Aug 21 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Aug 24 Aug 24 2 WEST PINE STREET MT HOLLY SPNGPA 201.75 Aug 24 Aug 24 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.05 Aug 27 Aug 27 631 HOLLY PIKE MOUNT HOLLY SPA 201.75 Aug 27 Aug 27 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.05 Aug 29 Aug 29 631 HOLLY PIKE MOUNT HOLLY SPA 101.75 Aug 29 Aug 29 CASH ADVANCE TRANS FEE FINANCE CHARGE 5,00 Sep 2 Sep 2 2 WEST PINE STREET MT HOLLY SPNGPA 101.75 Sep 2 Sep 2 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Supermarbts Aug 11 Aug 11 ROYAL FARMS # 79 NEW CHURCH VA 48.72 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.00000%; corresponding ANNUAL PERCENTAGE RATE: 0.00%. Rate is subject to the terns of the offer including expiration. Great Balance Transfer Ratesl Call 1-800.767-7339 to find out if a Balance Transfer rate is available for you. Finance Charge Summary Average Daily Nominal Transaction ANNUAL ANNUAL Periodic Fee Daily Periodic Balances Rates PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES 04AMM r ADr-se current billing period: 31 days Purchases $1353.57 0.00000% 0.00% F 0.00% $0 none Cash Advances $2393.65 0.05751% 20.99% F 62.14% $42.67 $81.30 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com -- - --fl 1 nnn r--inn „ --- - -.. --- VIZZ)' M tK CARD 1!1 LUpa. September 4 2002 I Account number ending in 3514 page 3 of 3 Gold Rewards E Gold Rewards Award Summary arned Qualified Purchases Gold Rewards Earned This period To Date $ 1,002.80 $ 1,878.16 $ 0.00 TOTAL GOLD REWARDS TO DATE $ 0.00 Restrictions apply the specia Rewards Terms and d Conditions. I Gold Rewards offers, call 1.800AISCOVER for details. For program details, see the Gold V1a%. V'V CK $5,800.53 CARD 04 SDSN6A01 0001271 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 .........._......?........._.... .-.?..w.n Iwmuel d11w11,9 In J:! I,+ $117.00 I Enter Amount Enclosed Below Payment Due Date November 3, 2002 Please make check payable to Discover Gold Card or pay online Discovercard.com. Will your payment get to us on time? Pay your. bill online and your payment can be mae to your account on fhs some day. Visit Discovercard.com/payrnents today. PO BOX 15251 {{1"{"I'{{"{ WILMINGTON DE 19886-5251 Address, e-mail or telephone chonge@ Print change in space {Hi??{ {??{??{ {n{n{{nl{?{nl{?{1{1{nn{{?{r{wr{{{?{n{ above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530058005300200000011700 Discover Gold Card Account Summary Closing Date: October 4, 2002 page 1 of 3 Account number ending in 3514 Previous Balance $4,983.09 Payment Due Date November 3, 2002 Payments And Credits 200.00 Minimum Payment Due $117.00 Purchases + 346.83 Credit Limit $7,500.00 Cash Advances + 570.50 Credit Available $1,699.00 Balance Transfers + 0.00 Cash Credit Limit $3,750.00 Finance Charges + 100.11 Cash Credit Available $0.00 New Balance $5,800.53 You may be ebb to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $301.37 $2,179.53 Gold Rewards Earned $20.00 ,How Can We Help You? For Account Ingu'aies, write to us at: Discover Gold `Please have our Discover Card avagable. Card, Box 30943 y Salt Lake City, UT 84 130 Manage your account online at Discovercard corn MD ('Telecommunications Device for the Deaf): ,Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, we reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. i Trans. Post Date Date Payments and Credits Sep 29 Sep 29 PAYMENT - THANK YOU $ -200.00 r 'Restaurants Sep 21 Sep 21 THREE PINES TAVERN MOUNTHOLLY SPPA 27.99 Sep 22 Sep 22 PIZZA HUT 1006 CARLISLE PA 19.91 pilm/Miscellaneous Oct 4 Od 4 DISCOVER ACCOUNTGUARD 877-883-1959 45.46 'Gas/Automotive Sep 4 Sep 5 SHEETZ #070 SHIPPENSBURG PA 32.49 Sep 21 Sep 21 SHEETZ #232 MT HOLLEY SP PA 10.99 Sep 21 Sep 21 SHEETZ #232 MT HOLLEY SP PA 6.00 _ Sep 23 Sep 23. SUNOCO SHIPPENSBURG PA_ . 10.02 Sep 24 Sep 24 SHEETZ #070 SHIPPENSBURG PA 32.51 Sep 25 Sep 25 SHEETZ #070 SHIPPENSBURG PA 15.27 Sep 28 Sep 28 SHEETZ #232 MT HOLLEY SP PA 10.09 Sep 30 Sep 30 SHEETZ #232 MT HOLLEY SP PA 30.15 ;Cash Advances Sep 5 Sep 5 105 NOBLE BLVD CARLISLE PA 201.75 Sep 5 Sep 5 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.05 Sep 7 Sep 7 2 WEST PINE STREET MT HOLLY SPNGPA 101.75 Sep 7 Sep 7 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Sep 7 Sep 7 105 NOBLE BLVD CARLISLE PA 201.75 Sep 7 Sep 7 CASH ADVANCE TRANS FEE FINANCE CHARGE 6.05 Sep 8 Sep 8 2 WEST PINE STREET MT HOLLY SPNGPA 21.75 Sep 8 Sep 8 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Sep 9 Sep 9 631 HOLLY PIKE MOUNT HOLLY SPA 21.75 Sep 9 Sep 9 CASH ADVANCE TRANS FEE FINANCE CHARGE 5.00 Sep 22 Sep 22 105 NOBLE BLVD CARLISLE PA 21.75 L)1b UV tK ?iscwea CARD Real answers from real people. When you have a question or concern about your Discover' Card account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice bop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800.347-2683). 02007 Discmer Bank, Member FDIC Account number ending in 3514 Closing Date: October 4, 2002 page 2 of 3 Cash Advances Sep 22 Sep 22 CASH ADVANCE TRANS FEE FINANCE CHARGE $ 5.00 Supermarkets Sep 22 Sep 22 GIANT FOOD #112 SIB CARLISLE PA 69.13 Sep 28 Sep 28 GIANT FOOD STORES 4112 CARLISLE PA 36,82 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.00000%; corresponding ANNUAL PERCENTAGE RATE: 0.00%. Rate is subject to the terms of the offer including expiration. Our records show your current phone number as (717),486-8503. IF this is not correct please update it in the address change area above. Great Balance Transfer Rates! 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Finance Charge Summary Average Daily Nominal Transaction ANNUAL ANNUAL Periodic Fee Daily Periodic B es Rat" PERCENTAGE PERCENTAGE FINANCE FINANCE RATES RATES CHA=FS CHADr.M.C current billing period: 30 days Purchases $1723.04 0.00000% 0.00% F 0.00% $0 none Cash Advances $3941.83 0.05751% 20.99% F 30.47% $68.01 $32.10 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com CARD I October 4, 2002 I Account number ending in 3514 page 3 of 3 Gold Rewards Award Summary Gold Rewards Earned rned Qualified Purchases Gold Rewards Earned This period To Date $ 301.37 $ 2,179.53 $ 20.00 TOTAL GOLD REWARDS TO DATE $ 20.00 Rowcr?ds Tenn d Co 1OI Gold Rewards offers, call 1-800-DISCOVER For details. For program details, see the Gold V1b1L VtK S7,1 CARD 04 S:)SN6A01 0001272 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 $144.00 + Enter Amount Enclosed Below Payment Due Date $ December 3, 2002 Please make check yyooble to Discover Gold Card or pay online Discovercard.cam. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the some day. Visit Discovercard.com/payments today. PO BOX 15251 {{{111{1101{{1111{u{r{1111 pp WILMINGTON DE 19886-5251 han above, or goio Discobvpshrcord comPrrintyour e-mailnaddre s to {m{{{1{n{n{ {??{n{{nn{?{m{r{n{n{nu{{1{1{un{{{r{u{ receive important Account information and special offers. 000001986458375204530071847500200000014400 Discover Gold Card Account Summary Closing Date: November 4, 2002 page 1 of 3 Account number ending in 3514 Previous Balance $5,800.53 Payment Due Date December 3, 2002 Payments And Credits - 200.00 Minimum Payrr ant Due $144.00 Purchases + 1,511.93 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $315.00 Balance Transfers + 0.00 Cash Credit Limit $3,750.00 Finance Charges + 72.29 Cash Credit Available $0.00 New Balance a $7,184.75 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $1,455.62 $3,635.15 Gold Rewards Earned $20.00 Gold Rewards-anniversary dater -June 4 - -- - - - - - How Can We Help You? For Account Inquiries, write to us at. Discover Gold Card, PO Box 30943 Please have your Discover Card avaiable. Sah Lake City, UT 8,4130 Manage your account online at Discovemord.com TDD (relecommunications Device for the Deaf(: Customer Service: 1.800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Payments and Credits Merchandise/RetanT Restaurants ! Other/MisceOaneous Trans. Post Date Date Nov 3 Nov 3 PAYMENT - THANK YOU $ .200.00 Oct 22 Oct 22 MT. HOLLY BEER & SODA MT HOLLY SPRGPA 28.65 Oct 25 Oct 25 CONCORD PET FOODS & REHOBOTH BCH DE 23.98 Oct 25 Oct 25 WALMART STORE 002560 BERLIN MD 13.59 Oct 24 Oct 24 MULLIGANS REST OCEAN C OCEAN CITY MD 28.35 Oct 25 Oct 25 MULLIGANS REST OCEAN C OCEAN CITY MD 26.04 Oct 26 Oct 26 MULUGANS REST OCEAN C OCEAN CITY MD 23.11 Oct 26 Oct 26 THE PURPLE MOOSE SALOO OCEAN CITY MD 59.25 - -OEt37 `Oct 27' -THE-PURPLE MOOSE SAIOCFOCEAWCITY MD - -- " - 52.25- - - Oct 27 Oct 27 WATERMAN'S SEAFOOD OCEAN CITY MD 68.51 Nov 4 Nov 4 DISCOVER ACC UNTGUARD 877-883-1959 Gas/Automotive Oct 8 Oct 8 Oct 8 Oct 9 Oct 13 Oct 15 Oct 16 Oct 18 Oct 19 Oct 21 Oct 22 Oct 22 Oct 8 250 AUTO WRECKERS CORP HARRISVILLE OH Oct 8 SHEETZ #070 SHIPPENSBURG PA Oct 8 SHEETZ #232 MT HOLLEY SP PA Oct 9 SHEETZ #070 SHIPPENSBURG PA Oct 13 SHEETZ #263 CARLISLE PA Oct 15 SHEETZ #070 SHIPPENSBURG PA Oct 16 SHEETZ #232 MT HOLLEY SP PA Oct 18 SHEETZ #070 SHIPPENSBURG PA Oct 19 SHEETZ #232 MT HONEY SP PA Oct 21 SHEETZ #070 SHIPPENSBURG PA Oct 22 SHEETZ #070 SHIPPENSBURG PA Oct 22 H & H CHEV, OLDS, & CA SHIPPENSBURG PA 56.31 37.28 17.61 30.01 14.66 16.07 9.11 36.64 11.44 11.17 12.60 9.44 381.43 V 142%W MV C K 151SCOVEK CARD Real answers from real people. When you have a question or concern about your Discover Card account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Diwovw Bank, Membw FDIC Account number ending in 3514 Closing Date: November 4, 2002 page 2 of 3 Gas/Automotive Oct 24 Oct 24 SHEETZ #232 MT HOLLEY SP PA $ 51.53 Oct 26 Oct 26 EXXONMOBIL OPK6570 OCEAN CITY MD 27.01 750 420 766 8 Oct 29 Oct 29 SHEETZ #232 MT HOLLEY SP PA 15.11 Oct 30 Oct 30 SHEETZ #070 SHIPPENSBURG PA 10.00 Nov 2 Nov 2 SHEETZ #232 MT HOLLEY SP PA 29.00 Travel/Entertainment Oct 27 Oct 27 PARK PLACE HOTEL OCEAN CITY MD 258.33 Supermarkets Oct 8 Oct 8 GIANT FOOD STORES #112 CARLISLE PA 25.46 Oct 20 Oct 20 GIANT FOOD STORES #112 CARLISLE PA 44.06 Oct 26 Oct 26 FOOD LION #0397 OCEAN CITY MD 16.67 Nov 2 Nov 2 GIANT FOOD STORES #112 CARLISLE PA 67.26 Information For You Increase your Gold Rewards award by using your Discover(R) Card for your purchases. Now that's smartl For Cardmembers who participate in the Gold Rewards program, see the Discover Gold Rewards Terms and Conditions for additional information. No Paymentsl No Late Fees) No Finance Charged IF you lose your job, suffer a disability or take an unpaid leave of absence from work, Discover(R) AccountGuard(R) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). Call 1-877.883-1959 nowl Visit Discovercard.com for details on how to enter our online Holiday Shopping Sweepstakes. No matter where you go...SafeTrek is on the road with you) SafeTrek, the Chevron Travel Club's newest auto club plan offers nationwide dispatch towing plus travel discounts that add up to security and savingd Pay with your Discover(R) Card and get 2 months FREEI Call 1-800.222-0585 and reference #5211 DIS for more information on how to join) Through the efforts of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-XWish Foundotion(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R) award to the Make-A-Wish Foundation, To. loom how, please visit Discovercard.com or visit www.wish.org. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FNANCE FINANCE Balances Rates RATES RATES current billing period: 31 days Purchases $2372.01 0.00000% 0.00% F 0.00% $0 none Cash Advances $4054.58 0.05751% 20.99% F 20.99% $72.29 $0 The rates that apply to your Account are either fixed (F) or they may vary M as noted above. Questions? Manage your account at Discovercard.com or rnll 1-RM.M.%r(WF:R I1_R0(V1A7.1)AQ 11 UIbLOV LK CARD November 4 2002 Account number ending in 3514 page 3 of 3 Gold Rewards Award Summary Gold Rewards Earned Qualified Purchases Gold Rewards Earned This period To Date $ 1,455.62 $ 3,635.15 $ 20.00 TOTAL GOLD REWARDS TO DATE $ 20.00 Restrictions apply these specia Rewards Terms and d Condihons I Gold Rewards offers, call 1-800-DISCOVER for details. For program details, see the Gold . V1a%w1 V CK $7,468.85 CARD 04 SDSN6A01 0001273 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 $150.00 I Enter Amount Enclosed Below Payment Due Date January 3, 2003 Please make check payable to Discover Gold Card. You are nearing your credit limit; call today to apply for a limit increase. Will your payment gat to us on timel' Pay your it online and your payment can be made to your accourd on the some dcP . Visit Discovercard.com/payments today. PO BOX 15251 {{{ss?{{sus{{nhh{hs{s{{ss{ WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in specs its{{{ { {n{n{n{n{{un{n{nn{r{r{?{un{{s{?{un{{{s{u{ above, or go to Discovercard.com. Print your e-mail address to { n n receive important Account information and special offers. 000001986458375204530074688500150000015000 Discover Gold Card Account Summary dosing Date: December 4, 2002 page 1 of 3 Account number ending in 3514 Payment Due Date January 3, 2003 Minimum Payment Due $150.00 Credit Limit $7,500.00 Credit Available $31.00 ;Cash Credit Limit $3,750.00 Cash Credit Available $0.00 Previous Balance $7,184.75 Payments And Credits 150.00 Purchases + 362.91 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 71.19 New Balance $7,468.85 You may be able to avoid Periodic Finance Charges, see the reverse side for details. ,Cashback Bonus® Gold Rewards this period to date Qualified Purchases $304.37 $3,939.52 Gold Rewards Earned $20.00 - - - - - - ... _ - Gold-Rewards anniversary date.- -June 4- - . -low Can We Help You? For Account Inquiries, write to us at: Discover Gold Card, PO Box 30943 Meese have your Discover Card avala6le. Sale Lake City, UT 8,4130 Manage your account online at Discovercard,com MD (Telecommunications Device for the Deafl: I Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Payments and Credits Nov 29 Nov 29 PAYMENT - THANK YOU $ -150.00 0dier/Miscellaneous Dec 4 Dec A DISCOVER ACCOUNTGUARD 877-883-1959 58.54 Gas/Autornotive Nov 3 Nov 5 SHEETZ #232 MT HOLLEY SP PA 14,71 Nov 4 Nov 5 SHEETZ #070 SHIPPENSBURG PA 13,55 Nov 6 Nov 6 SHEETZ #070 SHIPPENSBURG PA 9.30 Nov 8 Nov 8 SUNOCO SHIPPENSBURG PA 10.01 Nov 9 Nov 9 LAKESIDE MARINE INC HARRISBURG PA 126.72 Nov 9 Nov 9 SHEETZ #232 MT HOLLEY SP PA 24.43 Nov 9 Nov 9 SHEETZ #232 MT HOLLEY SP-PA - 5.69 Nov 17 Nov 17 SHEETZ #232 MT HOLLEY SP PA 29,00 Supermarkets Nov 11 Nov 11 NELL'S #208 SNS CARLISLE PA 27,89 Nov 17 Nov 17 GIANT FOOD STORES #112 CARLISLE PA 43.07 D1?? I Account number ending in 3514 CARD Real answers from real people When you hove a question or concern about your Discover' Card account, we're here. 24 hours a day, 7 days a week. And you won't get caught in an endless automated voice loop-you'll be connected to a friendly, knowledgeable Customer Service Representative in less than a minute. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1.800.347-2683). 62007 Discover Bonk, Member FDIC closing Date: December 4, 2002 page 2 of 3 F inance Charge Summary Average Daily Daily Periodic Nominal ANNUAL PERCENTAGE ANNUAL AGE Periodic Fee 3 lion fl B9I 4? Rates RATES I FINANCE current billing period: 30 days C??S Purchases $3310.48 0.00000% Cash Advances $4126 31 0 05751% 0.00% F 0.00% $0 none . . The rates that apply to our Acc t h 20.99% F 20.99% $71.19 $0 y oun are eit er fixed (F) or they may vary (V) as noted above. Q i uest ons? Manage your account at Discovercard.com 11 , w..,, --- „ ,...- - -,.....,, CARD L December 4, 2002 I Account number ending in 3514 page 3 of 3 Gold Rewards Award Summary Gold Rewards ENrn?d Qualified Purchases This period To Date Gold Rewards Earned $ 304.37 $ 3,939.52 $ 20.00 TOTAL GOLD REWARDS TO DATE $ 20.00 Restriction Rewards T seens an apply tdConothesed ial Gold Rewards offers, call 1-800-DISCOVER for details. For program details, see the Gold itions. LUIJt.,UV tK $7,454.87 CARD 04 SDSN6A01 0001274 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Payment Due Date $I- I February 3, 2003 Please make check payable to Discover Gold Card. You are nearing your credit limit; call today to apply for a limit increase. $150.00 I Enter Amount Enciosed Below Win your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovemard.com/payments today. PO BOX 15251 111rrrI 1111 111111 1111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print crhangein sp above, or o to Discovercard.com. Print your e-ma i add arecess to "Jr,l "'I 111 11 1111 11 11 i1i1 [Jill IiIrrirIIIrIrrI receive important Account information and special offers. 000001986458375204530074548700200000015000 Discover Gold Card Account Summary Closing Date: January 4, 2003 page 1 of 2 Account number ending in 3514 Previous Balance $7,468.85 Payment Due Date February 3, 2003 Payments And Credits 200.00 Minimum Payment Due $150.00 Purchases + 73.25 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $45.00 Balance Transfers + 0.00 Cash Credit Limit $3,750.00 Finance Charges + 112.77 Cash Credit Available $0.00 New Balance $7,454.87 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $14.82 $3,954.34 Gold Rewards Earned $20.00 Gold-Rewards anniversary-date: - June 4 How Can We Help You? For Account Inquiries, write to us ate ;Please have your Discover Card available. Discover Gold Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Deaf): .Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jon 2 Jan 2 PAYMENT - THANK YOU $ ,200.00 CHher/Miscellaneous Jan 4 Jan 4 DISCOVER ACCOUNTGUARD 877-883.1959 58.43 Gas/Automotive Dec 28 Dec 28 SHEETZ #232 MT HOLLEY SP PA 7.71 Dec 28 Dec 28 SHEETZ #232 MT HOLLEY SP PA 7,11 Information For You .- Increase your Gold Rewards sward by using your Discover(R) Card For your_purchases. Now that's smartl For Cardmembers who participate in the Gold Rewards program, see the Discover Gold Rewards Terms and Conditions for ;additional information. .Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily ' Balances Periodic Rates PERCENTAGE RATES PERCENTAGE RATES • FCC F(Cfi?A NCEES current billing period: 31 days i Purchases $3308.51 ' 0.03696% 13.49% V 13.49% $37 90 none Cash Advances $4199.30 0.05751% 20.99% F 20.99% . $7487 $0 The rates that apply to your Account are either fixed (F) or they may vary M as noted above. V CK CARD ' Account number ending in 3514 January 4, 2003 I page 2 of 2 Gold Rewards Award Summary Gold Rewards Earned Qualified Purchases Gold Rewards Earned This period To Date $ 14.82 $ 3,954.34 $ 20.00 TOTAL GOLD REWARDS TO DATE $ 20.00 Restrictions apply tq these special Gold Rewards offers, call 1-8MDISCOVER far details. For program details, see the Gold Rewards Terms and Conditions. U 5`.r ? tK $7,450.74 ($150.00 V ?vV Enter Amount Enclosed Below CARD Payment Due Date March 3, 2003 Please make check payable to Discover Gold Card. You are nearing your credit limit; call today to apply for a limit increase. 04 SOSN6A01 0001275 BIXLER, DAVID W Will your payment get to us on timer Pay 507 PINE R D your bill online and your payment can be made to your account on the some day. Visit CARLISLE PA 17015-9108 Discovemard.com/paymentstoday. PO BOX 15251 111.11111111111 fulfil lull WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ???11) 1 1r?1?1??1rr11r11111rr11r1111fill r1111111111111r11r1 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530074507400175000015000 Discover Gold Card Account Summary Closing Date: February 4, 2003 page 1 of 2 Account number ending in 3514 Previous Balance $7,454.87 Payment Due Date March 3, 2003 Payments And Credits - 175.00 Minimum Payment Due $150.00 Purchases + 58.39 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $49.00 Balance Transfers + 0.00 Cash Credit Limit $3,750.00 Finance Charges + 112.48 Cash Credit Available $0.00 New Balance s $7,450.74 You may be able to avoid Periodic Finance Charges, see the reverse side for details. "Cashback Bonus® Gold Rewards this period to date Qualified Purchases $0.00 $3,954.34 Gold Rewards Earned $20.00 - - - - ... Gold {Rewards-anniversaryclater -June 4 How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover Gold Card, PO Box 309,43 Salt Lake City, UT 84130 Manage your account online at Discowrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jan 24 Jan 24 PAYMENT - THANK YOU $ -175.00 Other/MisuNaneous Feb ,4 Feb 4 DISCOVER ACCOUNTGUARD 877.883.1959 58.39 Information For You Ask for Additional Cards so the people close to you can share the benefits of your Discover(R) Card Account. Call to get your FREE Cards today: 1-800-DISCOVER. 'Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE F Balances Rates RATES RATES M S CHARGES current billing period: 31 days Purchases $3166.82 0.03696% 13.49% V 13.49% $36.27 none Cash Advances $4274.82 0.05751% 20.99% F 20.99% $76.21 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above CARD Fe6ruarY 4 2003 Account number ending in 3514 page 2 of 2 Gold Rewards Award Summary Gold RewaMs Earned Qualified Purchases Gold Rewards Earned This period To Date $ 0.00 $ 3,954.34 $ 20.00 TOTAL GOLD REWARDS TO DATE $ 20.00 Rewards Teramss and Conditronsial Gold Rewords offers, call 1-800-DISCOVER For details. For program details, see the Gold L)1JLVV tK $7,419.61 , $144.00 CARD Payment Due Date April 3, 2003 04 SDSN6A010001276 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Eo-nter Amount Enclosed Be{ow $ Please make check payable to Discover Gold Card. You are nearing your credit limit; call today to apply for a limit increase. Will your payment get to us on times' Pay your bill online and your payment can be made to your account on the some day. Visit Discovercard.com/payments today. PO BOX 15251 111rir11rs?11r?sr1n?1r11??1 WILMINGTON DE 19886-5251 1n111111111Ill11111..11111111111116111111 n11,111,111111,1,11 000001986458375204530074196100175000014900 Discover Gold Card Account Summary Closing Date: March 4, 2003 page 1 of 2 Account number ending in 3514 Previous Balance $7,450.74 Payment Due Date April 3, 2003 Payments And Credits 175.00 Minimum Payment Due $149.00 Purchases + 41.25 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $80.00 Balance Transfers + 0.00 Cash Credit Limit $3,750.00 Finance Charges + 102.62 Cash Credit Available $0.00 New Balance e $7,419.61 You may be able to avoid Periodic Finance Charges, see the reverse side For details. 'Cashback Bonus® Gold Rewards this period to date Qualified Purchases $41.25 $3,995.59 Gold Rewards Earned $20.00 Gold Rewards anniversary-date: - -June 4 .. How Can We Help You? For Account Inquiries, write to us at. Discover Gold Card, PO Box 309,43 ;Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): .Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Payments and Credits Mar 2 Mar 2 PAYMENT- THANK YOU $ -175.00 i Restaurants Feb 20 Feb 20 TOLL GATE RESTAURANT SHIPPENSBURG PA 21.00 Gas/Automotive Feb 21 Feb 21 EXXONMOBIL PPA3944 CARLISLE PA 20.25 180 965 558 0 :Information For You Optional.Discoyer?q) AecountGugrcl?R). gives you the ability to put_.Kour minimum Account paXrnents on_hold in the event of job loss, disability, or leave of absence from work. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). For details and to enroll, see the flap on your payment envelope. ;Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE INAN E Balances Rates RATES RATES CHARGES C ES current billing period: 28 days Purchases $3151.88 0.03696% 13.49% V 13.49% $32.61 crone 'Cash Advances $4347.93 0.05751% 20.99% F 20.99% $70.01 $0 The rates that apply to your Account are either fixed (F) or they may vary {V) as noted above. Ulat-,'jV CK CARD ...,.ard,.i4, ..y I .., ., M 2003 Account number ending in 3514 page 2 of 2 Gold Rewards Award Summary Gold Rewards Earned Qualified Purchases Gold Rewards Earned This period To Date $ 41.25 $ 3,995.59 $ 20.00 TOTAL GOLD REWARDS TO DATE $ 20.00 Restrictions apply ro th Conditions. s eial Gold Rewards offers, call 1-800 -DISCOVER R.W. rds Terms and for details. For Program details, see the Gold .. rr --r-.r.- ,r.,r,.r rrvrrr r r.r?rrrvr.r vVo V1Z1LVVt:K x7,358.22 ?s148.oa CARD Payment Due Date May 3, 2003 04 SIJSNSa01 0001277 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. .. I ? I e11V111{J. 111 YJ 1Y Enter Amount Enclosed Below Please make check poyable to Discover Gold Card or pay online 0 Discovercard.com. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovercard.com(payments today. PO BOX 15251 111111 1 IN IN WILMINGTON DE 19886-5251 {nr{{{r{n{n{?{u{n{{nr{r{nr{r{r{r{un{{?{?{nn{{{r{u{ 000001986458375204530073582200175000014800 Discover Gold Card Account Summary Closing Date: April 4, 2003 page 1 of 2 Account number ending in 3514 Previous Balance $7,419.61 Payment Due Date May 3, 2003 Payments And Credits - 175.00 Minimum Payment Due $148.00 Purchases + 0.00 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $141.00 Balance Transfers + 0.00 Cash Credit Limit $3,750.00 Finance Charges + 113.61 Cash credit Available $0.00 New Balance Q $7,358.22 You may be able to avoid Periodic Finance Charges, see the reverse side for details. ® Cashback Bonus Gold Rewards this period to date Qualified Purchases $0.00 $3,995.59 Gold Rewards Earned $20.00 ----- ------- --- . -------------- - -- --- Gold -Rewards -annivemarydater- JuneA ---------------------- Only two months before your anniversary - use your Discover ld ld d h d d Car to earn a igher Discover Go Go Rewar awar . .How Can We Hel You? For Account Inquiries, write to us at, p Please have our Discover Card available. Y Discover Gold Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-8004XSCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date ,Payments and Credits Apr 2 Apr 2 PAYMENT - THANK YOU $ -175.00 ,Information For You Simplify and save with three easy ways to transfer balances to your Discover Card. Call 1-866-240-7939 to see if on offer is available for you; go to Discovercard.com; or look for Balance Transfer checks in the mail. 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE a nc s Rates RATES RATES CHARGES CHARGES current billing period: 31 days !Purchases $3035.27 0.03696% 13.49% V 13.49% $34.77 none Cash Advances $4422.31 0.05751% 20.99% F 20.99% $78,84 $0 The rates that apply to your Account are either fixed (F) or they may vary (1h 03 noted above CARD L April 4, 2003 Account number ending in 3514 page 2 of 2 Gold Rewards Award Summary Gold Rewards Earned This period To Date Qualified Purchases $ 0.00 $ 3,995.59 Gold Rewards Earned $ 20.00 TOTAL GOLD REWARDS TO DATE $ 20,00 Rewards Term san?Coondi}?onsia1 Gold Rewards offers, call 1-S00.DISCOVER for details. For program details, see the Gold 1J1Zlkri VtK $7,267.63-- CARD 04 SDSN6A01 0001278 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 ••"•••'- ••• ' .-, ••. ?.•• ?r.r ? w..vvi.? 1 •vl.- el -t1 m JJ IM $146.00 I Enter Amount Enclosed Below Payment Due Date $ June 3, 2003 Please make check pvyobl• to Discover Gold Card or pay online Diseovercard.com. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovercard.com/payments today. PO BOX 15251 1111111 IN 131111 WILMINGTON DE 19886-5251 Address, e-mail or telephone changeBPrint change inspace above, or go to Discovercord.com. 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For program details, see the Gold P , s ?V 1 JJ IY IV 1L V $7,296.82 $146.00 , Enter Amount Enclosed Below CARD Payment Due Date $ July 3, 2003 Please make check payable to Discover Gold Card or pay online Discovercard.com. 04 SDSN6A01 0001279 BIXLER, DAVID W Will yourpaymentgettousontimei'Pay 507 PINE RD your ill online and your payment can be made to your account on the some day. Visit CARLISLE PA 17015-9108 Discovereard.com/paymentstoday. PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone changer Print change in space above, or go to Discovercord.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530072968200200000014600 Discover Gold Card Account Summary Closing Date: June 4, 2003 page 1 of 2 Account number ending in 3514 Previous Balance $7,267.63 Payment Due Date July 3, 2003 Payments And Credits 200,00 Minimum Payment Due $146.00 Purchases + 115.78 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $203.00 Balance Transfers + 0.00 Cash Credit Limit $3,750.00 Finance Charges + 113.41 Cash Credit Available $0.00 New Balance $7,296.82 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $115.78 $4,111.37 Gold Rewards Earned $40.00 - - - - - - - - - - - - --- - - - Gold Rewards anniversory •date: - June 4 - - - - - - - - - Hap-y Anniversaryl Your Gold Reward award will be credited directly to your account. How Can We Help You? 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For program details, 309 the Gold Rewards Terms an Conditions. ` . .. - _.. __- ........ ?-..• . -?... ?.•rv.+ I • --- CARD . vvlllwl vIIV IIIy III JJ IN r<;wd CK $7,215.62.. ` Enter Amount Enclosed Below $14500 CARD Payment Due Date August 3, 2003 Please make check payable to Discover Gold Card or pay online 0 Discovercard.com. 04 SDSN6A01 0001280 BIXLER, DAVID W Will your payment get to us on time? Pay 507 PINE RD your bill online and your payment can be made to your account on the some day. Visit CARLISLE PA 17015-9108 Discovercard.com/payments today. PO BOX 15251 1 Ill Ill 11 Fill 11 IF It 11 File 11 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space 1151111111111111 ill I till Fill 11 11111111 1111111111 111111111 1 ir11 above, or go to Discovercard.com. 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VIZj .fa N t K $7, _ .254......-- $ ....146.......00_.... _,..._.... _ .?.„ 14I CARD Payment Due Date September 3, 2003 04 S:)SNSA01 0001281 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Address, e-mail or telephone change? Print change inspace above, or go to Discovomard.com. Prird your e-mail address to receive important Account infom crhon and special offers. ? • .....vV... I ?VII. WI INllly 111 .JJ IY Enter Amount Enclosed Below Please make check pa ble to Discover Gold Card or pay online Discovercord.com. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovemard.com/payments today. PO BOX 15251 lllnsllrull,loll r616r1 WILMINGTON DE 19886-5251 Inr?ll?lnlnlrlnlnlln?lrlnrlrlrlr?un??rlrlnn??l??nl 000001986458375204530072541400150000014600 Discover Gold Card Account Summary Closing Date: August 4, 2003 page 1 of 2 .Account number ending in 3514 Previous Balance $7,215.62 . Payment Due Date September 3, 2003 Payments And Credits 150.00 Minimum Payment Due $146.00 Purchases + 28.61 Credit Limit $7,500.00 Cash Advances + 41.50 Credit Available $245.00 Balance Transfers + 0.00 Cash Credit Limit $3,800.00 Finance Charges + 118.41 Cash Credit Available $9.00 New Balance $7,254.14 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Gold Rewards this period to date Qualified Purchases $28.61 $28.61 Gold Rewards Earned $0.00 - --••--• --- ----------------- ---•-- Gold Rewords-anniversoryclate:-JuneA ----•---------------- How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card ovaRable. Discover Gold Card, PO Box 30943 1'O Soft Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. 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III VV IY K $7,213.11 $145.00 Enter Amount Enclosed Below CARD Payment Due Date October 3, 2003 Please make check pa 619 to Discover Gold C d l ar or pay on ine 0 Dtscovercard.com. 04 SDSN6A01 0001282 BIXLER, DAVID W 507 PINE Will your payment get to us on time? Pay your bin online and our a ment b RD CARLISLE P A 17015-9108 y p y can e made to your account on the some day. Visit Discovemard.com/payments today. PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530072131100175000014500 Discover Gold Card Account Summary Closing Date: September 4, 2003 page 1 of 2 Account number ending in 351,4 Previous Balance $7 254 14 Payment Due Date October 3, 2003 Payments And Credits , . 175 00 Minimum Payment Due $145.00 Purchases . Credit Limit $7,500.00 Cash Advances + 0.00 + 0 00 Credit Available $286.00 Balance Transfers . + 0 00 Cash Credit Limit $3,800.00 Finance Charges . + 133 97 Cash Credit Available $9.00 New balance . $7,213.11 You may be able to avoid Periodic Finance Charges, see the reverse side for details. c:ashback Bonus' Gold Rewards this period to date Qualified Purchases $0.00 $28.61 Gold Rewards Earned $0.00 _ _ _ • _ ------ Gold Rewards anniversary-date: - -June 4 -- - - - - - . _ How Can We Help You? For Account Inquiries, writs to us at: Please have your Discover Card available. Discover Gold Card, PO Box 309,43 Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD {Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. ransactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Payments and Credits Aug 30 Aug 30 PAYMENT - THANK YOU $ -175.00 'Information For You Simplify and Savel Use your Discover(R) Card to pay off high-rate balances today. You can save money and consolidate your debt into one convenient payment. Can 1-877-353-0985 to see if a Balance Transfer offer is available for you. Now you can use your Discover(R) Card at over 500 Bob Evans locationsl You can enjoy Bob Evans homestyle flavors in their kitchen or yours-6lireakraiil lunch or'dinner-. -Tcke the time to enjoy a heartland tradition. 'Come liome to 96K-Evans and use your Discover Card. :Finance Charge Summary Average Daily Daily Periodic Nominal ANNUAL PERCENTAGE ANNUAL AGE Periodic Transaction Fee Balance s Rates RATES RA? P OMM y FINANCE c urrent billing period: 31 days _ Purchases $2408.90 Cash Advances $4876.26 0.06299% 0 05751% 22.99% V 20 99% F 22.99% .04 none . . 20.99% $86 $86.93 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VAJ?.4Q/ CK a Account number endin in 3514 CARD September 4 2003 I page 2 of 2 g Gold Rewards Award Summary Gold Rewards Earned Qualified Purchases Gold Rewards Earned This period To Date $ 0.00 $ 28.61 $ 0.00 TOTAL GOLD REWARDS TO DATE $ 0.00 Restrictions apply to these special Rewards Terms Gold Rewards offers, call 1-800-DISCOVER for details. For program details, see the Gold and Conditions. VIbL V tK $7,207.95 CARD 04 SDSN6AD1 D001283 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 „P. ..w wmw? e?wu?y m aJ t•e I $145.00 I Enter Amount Enclosed Below Payment Due Date $ November 3, 2003 please make check payyaable to Discover Gold Card or pay online @ 174covercard.com. Willyour payment get to us on time? 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Cashback Bonus® Gold Rewards this period to date Qualified Purchases $40.62 $69.23 Gold Rewards Earned $0.00 -•-- ------- --- --"--------"------- ------ Gold Rewards-annivarsory rlote: - JuneA ------- --"--- - ------ You? For Account Inquiries, write to us at. How Can We Hel p Gold Card, PO Box 30943 Discover Please have our Discover Card avaRable. y Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, we reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Oct 2 Oct 2 PAYMENT - THANK YOU $ -175.00 Gas/Automotive Sep 22 Sep 22 0232 SHEETZ00002329496 MT HOLLY SPRGPA 7.94 Sep 24 Sep 24 0232 SHEETZ00002329498 MT HOLLY SPRGPA 9.71 Sep 29 Sep 29 0232 SHEETZ00002329498 MT HOLLY SPRGPA 22.97 information For You :Simplify and Savel Use your Discover(R) Card to payoff high-rate balances today. You can save money and consolidate - oii debt in%-cries e6nveriieiir d - enf. Call 1-800.767.73151o ii0f 8 B61aiice Transfef offer ii-a4olt c ti-for " -" Y PYm Y°U• 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FRANCE Ba nc s Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $2307.04 0.06299% 22.99% V 22.99% $43.60 none Cash Advances 54962.51 0.05751% 20.99% F 20.99% $85.62 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VIJ?.??.>?a/ CK CARD October 4, 2DO3 j Aeeourrt number ending in 3514 page 2 of 2 Gold Rewards Award Summary Gold Rewards Earned This period To Date Qualified Purchases $ 40.62 Gold Rewards Earned $ 69. $ 0.00 00 WILD TOTAL GOLD REWARDS TO DATE $ 0.00 Restri Rewords Temspa to Conditions?al COId Rewords offer, call 1-800 DISCOVER for details. For program details, see the Gold LAZA.UV tit CARD $7,369.24 $148.00 Payment Due Date December 3, 2003 04 SDSN8A01D001284 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special oilers. Enter Amount Enclosed Below Please make check payable to Discover Gold Card or pay online Discovercard.com. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the some day. Visit Discovemard.com/payments today. PO BOX 15251 1111181 logo III 111 1111111191 WILMINGTON DE 19886-5251 11111111 11 fill loll oil 111111 11 111111 loll Ilse I 111 111111111111111 000001986458375204530073692400145000014800 Account number ending in 3514 Discover Gold Card Account Summary Closing Date: November 4, 2003 Payment Due Date Minimum Payment Due Credit Limit Credit Available Cash credit omit Cash Credit Available December 3, 2003 $148.00 $7,500.00 $130.00 $3,800.00 $9.00 page 1 of I Previous Balance $7,207.95 Payments And Credits - 145.00 Purchases + 172.80 Cash Advances + 0.00 Balance Transfers + 0.00 France Charges + 133.49 New Balance $7,369.24 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $172.80 $242.03 Gold Rewards Earned $000 - - - - - - Gold Rewards anniversary-date: - -June 4 -- - - - - - How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card avaRable. Discover Gold Card, PO Box 30943 S ob Lake City UT 84130 Manage your account online at Discovercard.com Customer Service: 1-800-DISCOVER (1-800.347 2683 , TDD eversed a for the Deal): F - ) or see r Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date . Payments and Credits Nov 2 Nov 2 PAYMENT - THANK YOU $ -145.00 ,Traver/Enteraiement Nov 2 Nov 2 THE BEACON MOTEL 3026458138 DE 172.80 .Information For You Simplify and Save with three easy ways to transfer balances to your Discover(R) Card. Call 1.800-767-7339 to see if a Balance Transfer offer is available for you, go to Discovercard.com, or look for Balance Transfer checks in the mail. 'Finance Charge Summary Nominal Average Daily ANNUAL ANNUAL D Daily Periodic PERCENTAGE PERCENTAGE Periodic Transaction Fee Baances But" RATES FINANCE FINANCE current billing period: 31 days S (Purchases $2224.69 0.06299% 22.99% V 22.99% Cash Advances $5050 30 0 05751% $43.45 none . . 20.99% F 20.99% $90.04 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Lock Your CD Rate Todayl Move fast to lock in your CD rate with Discover Bank's fast, free and secure Electronic Depositl It's the ancv sn6 wnv to -W 6..4 t • . ., i n -_ r..--j - - _... - -L•._ d r . VBJ?.,=.?CK $7,325.47 $147.00 CARD Payment Due Date January 3, 2004 04 SDSNBA01 0001285 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Enter Amount Enclosed Below $ Please make check payable to Discover Gold Card or pay online Discovercard.com. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Diocovemard.com/payrnenfs today. PO BOX 15251 1111111Iloll r1lilt 111111{ WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space 1111{{{1111{u{1111{n{{111{i{11111{r1i{m?{{i{i{1111{{1i{111 above, or go to Discovercard.can. Print your "ail address to receive important Account information and special offers. 000001986458375204530073254700175000014700 Discover Gold Card Account Summary Closing Date: December 4, 2003 page 1 of 1 Account number ending in 3514 Previous Balance $7,369.24 Payment Due Date January 3, 2004 Payments And Credits 175.00 Minimum Payment Due $147.00 Purchases + 0.00 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $174.00 Balance Transfers + 0.00 Cash Credit Limit $3,800.00 Finance Charges + 131.23 Cash Credit Available $9.00 New Balance $7,325.47 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $0.00 $242.03 Gold Rewards Earned $0.00 - - - - - - - - --- . - - • - - - . -- - - - - - Gold-Rewards anniversary date: -June 4- - 'How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card avalable. Discover Gold Card, PO Box 30943 Solt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): ;Customer Service: 1-8004DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. ' Trans. Post Date Date f ayments and Credits Nov 28 Nov 28 PAYMENT- THANK YOU $ -175.00 Information For You Simplify and Save with three easy ways to transfer balances to your Discover(R) Card. Call 1-800.767-7339 to see if a Balance Transfer offer is available for you, go to Discovercard.com, or look for Balance Transfer checks in the mail. As a Discover(R) Cardmember, you can get cash quickly and easily- just about anytime, anywhere. To find the nearest cash l6ccifions,soled your P:I.N., of to ordeF Discover Card Corivenion Checks, call I--gMDISCOVER (T-640-347-2663). And don't forget to visit us at Discovercard.com where you can also search for cash locations nearest you. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Balance s Periodic Rates PERCENTAGE RATES PERCENTAGE RATES FINANCE CHARGES FINANCE CHARGES current billing period: 30 days Purchases Cash Advances $2252.30 $5139 4 0.06299% 22.99% V 22.99% $42.56 none .6 0.05751% 20.99% F 20.99% $88.67 $0 The rates that apply to your Account are either fixed iF) or they may vary m as noted above. Lock Your CD Rate Todayl Move fast to lock in your CD rate with Discover Bank's fast, free and secure Electronic Depositl It's the easy, safe way to add funds to a mnhtemn ni«.,.,o. r•n .., t...j - __....-r, _? ... .1 . . . ITC. ?;;t V t K CARD $7,445.10 S 149.00 Payment Due Date February 3, 2004 Please make check payable to Discover Gold Card. You are nearing your credit limit; call today to apply For a limit increase. 04 SDSN6A01 0001286 BIXLER, DAVID W 507 FINE RD CARLISLE PA 17015-9108 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. n?n.vui?? I?vi??uel vltulllu 111 JJ IV Enter Amount Enclosed Below Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovemard.com/payments today. PO BOX 15251 ???rn??nr?)uu?n?m??rrl WILMINGTON DE 19886-5251 000001986458375204530074451000175000014900 ;Account number ending in 3514 Discover Gold Card Account Summary Closing Date: January 4, 2004 Payment Due Date February 3, 2004 Minimum Payment Due $149.00 Credit Limit $7,500.00 Credit Available $54.00 Cash Credit Limit $3,800.00 Cash Credit Available $9.00 page 1 of 1 Previous Balance $7,325.47 Payments And Credits 175.00 Purchases + 158.99 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 135.64 New Balance a $7,445.10 You may be able to avoid Periodic Finance Charges, we the reverse side for details. c.asnoack Bonur Gold Rewards this period to date Qualified Purchases $158.99 $401.02 Gold Rewards Earned $0.00 - - - - - - - - - - - - --- - . - - - - - - - - - • Gold -Rewards-anniversorydater -June ,4 - - - - - - - - - How Can We Help You? For Account inquiries, writs to us at: Please have your Discover Card available. Discover Gold Card, PO Box 30943 Salt Lake City, UT 8,4130 Manage your account online at Discovemard com TDD i Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistan e, see reverse side. for & Deaf): Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Dec 26 Dec 26 PAYMENT- THANK YOU $ -175.00 Merchandise/Retar1 Dec 23 Dec 23 CIRCUIT CITY SS #3720 MECHANICSBURGPA 158.99 Information For You Simplify and Save with three easy ways to transfer balances to your Discover(R) Card. Call 1.800-767-7339 to see if a Balance Transfer offer is available for you, go to Discovercard.com, or look for Balance Transfer checks in the mail. ' Finance Charge Summary Average Daily Nominal Daily ANNUAL ANNUAL Periodic PERCENTAGE PERCENTAGE Periodic Transaction Fee Balances Rates RATES RATES FINC NC FIB current billing period: 31 days S 'Purchases $2170.55 Cash Advances $5230 56 0.06299% 22.99% V 22.99% 0 05751% $42.39 none . . 20.99% F 20.99% $93.25 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Lock Your CD Rate Todayl Move fast to lock in your CD rate with Discover Bank's fast, free and se It's the ensv snfo w- fn „a.t r,. 4. m - cure Electronic Depositl ... r n __ c.-_i - - -....-'. 1. .. 1 . . vw%WV1-_TV r-K CARD $7,381.98 $148.00 • .......vrn r • wr vlru ll ll?. III JJ 1?{ Enter Amount Enclosed Below Payment Due Date $ March 3, 2004 Please make cheek pa }o ?,sc- gii,ble ver Gold Card or pay online a covercar04 SDSN6A010001287 B IXLER, DAVID W Will your payment get to us on time? Pay 507 PINE RD your bill online and your payment can be CARLISLE PA 17015-9108 made to your account on the same day Visit Diseovercard.com/payments today. PO BOX 15251 Address, e-mail or telephone change? Print change in space WILMINGTON DE 19886-5251 above, orgotoDiscovercard.com.Print your e-mail addressto IInIiInInIIni111n11111111n11111111nn11111n1 receive important Account information and special offers. 000001986458375204530073819800200000014800 ccount number ending in Payment Due Dat 3514 e Minimum Payment Due March 3, $148.00 Credit Limit $7,500.00 Credit Available $118.00 Cash Credit Limit $3,800.00 Cash Credit Available $9.00 Discover Gold Card Account Summary Closing Date: February 4, 2004 A page I of 1 Previous Balance 2004 Payments And Credits $7,445.10 Purchases 200'00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 0.00 New Balance + 136.88 You may be able to avoid Periodic Financ •98 e Charges see the reverse side for details. , Cashback Bonus® -- Gold Rewards this P-H;7 to date Qualified Purchases $0.00 $401.02 Gold Rewards Earned $0.00 - - - --- - - - -Gold -Rewards-anniversary date.- - -June 4 - - - - How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card avaRable. Discover Gold Card, PO Box 30943 Manage your account online of Discovercard.com Salt Lake City, UT 84130 Customer Service; 1-800•DISCOVER (1-800.347-2683 For roD asssistsistaoance, , see see reviveerrs Device for the Deaf); se side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jan 30 Jan 30 PAYMENT - THANK YOU $ -200.00 'Information For You 'Simplify and save with three easy ways to transfer balances to your Discover(R) Card. Call 1-877-353-0989 to see iF a Balance Transfer offer is available For you, go to Discovercard.com or look for Balance Transfer checks in the mail. LockYour._CD Rate -Todoyl_Move fast to lockyour Certificate of Deposit interest rateAvith-Discover(R)Bank's .fast, free and ,secure CD Electronic Depositl It's the easy, safe way to add funds to a maturing Discover CD or fund a new CD directly :from your bank account. Just call 1-800.347-7000 and mention code: SC0204PC. Member FDIC. 1 I Finance Charge Summary Average Daily ANNUAL ANNUAL Transaction Daily a PERCENTAGE PE AGE Periodic Fee i BTES ES a lance gates ? ES FINANCE current billing period: 31 doys Purchases $2148.10 0.06299% Cash Advances $5324.62 0.05751% 2022.99% V $41 .99% F 2022.99% $ 59.99% 94.95 none The rates that a to .93 $O apply your Account are either fixed (F) or they may vary (V) as noted above. Get organized with paperless statements. Start receiving your Dtscover(R) Card statement exclusively onlinel No more worries about added utter, lost statements or Dostal delave CARD r .....v....•vll vvl 1 Illy 111 JJ IY Enter Amount Enclosed Below $1- 7 Please make check payable to Discover Gold Card or pay online Discovercard.com. $7,366.30 .......... _... . $148.00 Payment Due Date April 3, 2004 04 ;DSN6AO1 0001288 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the some day. Visit Discovercis com/payments today. PO BOX 15251 "1111'1 us 111111 11 Ili 1111' WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ?rrr))?r)??'rrlr)r?)rr))rrr)?'rrrlrlr)r)rrrr))rlr)rrrr))'rlrr' above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530073663000175000014800 Discover Gold Card Account Summary Closing Date: March 4, 2004 page 1 of 1 Account number ending in 3514 Payment Due Date April 3, 2004 Minimum Payment Due $148.00 Credit limit $7,500.00 Credit Available $133.00 Cash Credit limit $3,800.00 Cash Credit Available $9.00 Previous Balance $7,381.98 Payments And Credits - 175.00 Purchases + 32.29 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 127.03 New Balance $7,366.30 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $32.29 $433.31 Gold Rewards Earned $0.00 -- - - - - - - •- - - - - - - - - Gold-Rewards anniversary-deter - June 4 -- - - - - . ' How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover Gold Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): :Customer service: 1-800.DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Dab Date Payments and Credits Feb 29 Feb 29 PAYMENT - THANK YOU $ -175.00 Gas/Automotive Feb 23 Feb 23 0232 SHEETZ00002329498 MT HOLLY SPRGPA 32.29 Information For You Did you know that millions of credit cards are lost or stolen every year? The Register(R) safeguards all your credit, debit and ATM cards for less than five cents a day. Call 1-800.347-3395 to enroll in our 3-year $45 Deluxe Service. Finance Charge Summary Average Dail Doily P i d Nominal ANNUAL P ANNUAL Periodic Transaction Fee y Balance s er o ic Rates ERCENTAGE RATES PERCENTAGE RATES FINANCE ;z FMCHARGCEES current billing period: 29 days Purchases $2008.11 Cash Advances $5417.25 0.06299% 0 05751% 22.99% V 20 99% F 22.99% $36.68 none . . 20.99% $90.35 $0 The rctos that apply to your Account are either fixed (F) or th ey may vary (V) as noted above. CALL FOR EXCITING NEW BALANCE TRANSFER RATESI Save money and simplify your life by consolidating your debt. Call 1-877.353-nm,; f-4,,,,+„ - is r.....rrr,-;. ._d_u_ t...... 1 VIJ?.. YS 'q/ CK CARD $7ASS. 12 Enter Amount Enclosed Below Payment Due Date $ May 3, 2004 Please make check payable to Discover Gold Card or pay online a Discovercard.com. 04 SDSN6A01 0001289 BIXLER, DAVID W 507 I'INE RD CARLISLE PA 17015-9108 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovercard.com/payments today. PO BOX 15251 11111 Rill 11 111111 1 111111111 WILMINGTON DE 19886-5251 Innnlllnlnnln?lnlnnlnnllnnnlnlnnnl?lnlnln?nrllrlnlnnnnlll?lnnl 000001986458375204530074551200150000015000 ,Payment Due Date May 3, 2004 Minimum Payment Due $150.00 Credit Limit $7,500.00 Credit Available $44.00 !Cash Credit Limit $3,800.00 Cash Credit Available $9.00 Account number ending in 3514 Discover Gold Card Account Summary Closing Date: April 4, 2004 $150.00 page 1 of 1 Previous Balance $7,366.30 Payments And Credits 150.00 Purchases + 102 39 Cash Advances . + 0 00 Balance Transfers i . + 0.00 F nance Charges + 136 43 New Balance . $7,455.12 You may be able to avoid Periodic Finance Ch arges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to dot. Qualified Purchases $102.39 $535.70 Gold Rewards Earned $0.00 - - - - - . - - - - - - -- - - - - - - - Gold-Rewards anniversary dater June 4- - - 'How Can We Help You? Please have your Discover Card avaRable. Manage your account online at DiscovercoM com 'Customer Service: 1.800-DISCOVER (1-800.347-2683) Transactions M r d Only two months before your anniversary - use your Discover Gold Card to earn a higher Discover Gold Reward award. For Account Inquiries, write to us at.. Discover Gold Card, PO Box 30943 Salt lake City, UT 84130 TDD (Telecommunications Device for the Deafl: For assistance, see reverse side. rau Uabtidy Guarantee Use your Discover Card with confidence Trans, Post . Date Dab Payments and Credits Apr 1 Apr 1 PAYMENT - THANK YOU Gas/Automotive Mar 8 Mar 8 0232 SHEETZ00002329498 MT HOLLY SPRGPA $ -150.00 Mar 17 Mar 17 0232 SHEETZ00002329498 MT HOLLY SPRGPA 11.33 Mar 17 Mar 17 0232 SHEETZ00002329,498 MT HOLLY SPRGPA 8.65 Mar 22 Mar 22 0232 SHEETZ00002329498 MT HOLLY SPRGPA 23.65 Mar 23 Mar 23 0232 SHEETZ00002329498 MT HOLLY SPRGPA 12.03 Mar 25 - - Mar 25 0232 SHEETZ00002329498 MT HOLLY SPRGPA 24.44 - - Mar 25 - Mar 2-5- 0232 SHEETZ00002329498-MT-HOLLY SPRGPA - - 7.29 15.00 Finance Charge Summary Nominal Avenge Daily ANNUAL ANNUAL Daily Periodic PERCENTAGE PERCENTAGE ? ? F? r Transaction F RATES n e Rates RATES j?15 N ,q W billing period: 31 days C S Purchases $1954.81 0.06299% 22.99% V 22.99% Cash Advances $5511 51 0 05751% $38.17 none . . 20.99% F 20.99% The rates that apply to your Account are either fixed (F) or the $98.26 $0 y may vary (V) as noted above. As a locations, selrect) Cardmember, you can get cash quickly and easily- just about anytime, anywhere. To find the nearest cash your P.I.N., or to order Discover Card C A rt L .mt, -... ,_,. . --ii , onn UIZA. V tK $7,457.06 CARD 04 SDSN6A01 DD01290 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 $150.00 Enter Amount Enclosed Below Payment Due Date $ ?- June 3, 2004 Please make check payyaable to Discover Gold Card or pay online Discovercard.com. Will your payment get to us on time;: Pay your bill online and your payment can be made to your account on the same day. Visit Discovercard.com/payments today. PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone changef Print change in space ?rrr?llr'rmlmrlrlrrlrrl'??rlr'rrrlrlr'rlrmrrl'm'r'mr'rlllr'mrl above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530074570600175000015000 Discover Gold Card Account Summary Dosing Date: May 4, 2004 page 1 of 1 Account number ending in 3514 Payment Due Date June 3, 2004 Minimum Payment Due $150.00 Credit Limit $7,500.00 Credit Available $42.00 Cash Credit Limit $3,800.00 Cash Credit Available $9.00 Previous Balance $7,455.12 Payments And Credits - 175.00 Purchases + 43.84 Cash Advances + 000 Balance Transfers + 0.00 Finance Charges + 133.10 New Balance = $7,457.06 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $43.84 $579.54 Gold Rewards Earned $0.00 - - - - - - - - - - - - --- Gold -Rewards-anniversary-clate: - -June 4 - - - - - - - - ------------- How Can We Help You? For Account Inquiries, write to us &. Please have your Discover Card available. Discover Gold Card, PO Box 309,43 Soh Lake City, UT 84130 Manage your account online at Discovercard.com CTDD ustomer Service: 1-80OZiSCOVER (1-800-347-2683) For asssistan e, see rev sesi vice for the Deaf): Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Dale Payments and Credits Apr 30 Apr 30 PAYMENT - THANK YOU $ -175.00 Gas/Automotive Apr 4 Apr 5 0232 SHEETZ00002329498 MT HOLLY SPRGPA 8.65 Apr 13 Apr 13 0232 SHEETZ00002329498 MT HOLLY SPRGPA 9.64 Supermarkets Apr 4 Apr 5 NELUS-EAST BERLIN SNS EAST BERLIN PA 25.55 Information For You IsJeotiy shalt 4amplQint;. tslhe_F_TC i04re9!Led 337.;.kprn_1 ¢1,836 gomplgints in 2002 to 21.4 905-in 2pQj ff edemI Trade Commission, Jan. 2004). Enroll in optional ProfileProtect(R) & we will send you a copy of your credit report & monitor your credit file every business day - tools to help protect you from ID theft. Call 1-866-708-0672 to enroll. 'Finance Charge Summary Average Daily Dail P i d Nominal ANNUAL PE ANNUAL Periodic Transaction Fee y er o ic a la Rates RCENTAGE RATES PERCENTAGE RATES FINANCE FINANCE current billing period: 30 days Purchases $1922.56 0.06299% Cash Advances $5609 00 0 05751% 22.99% V 22.99% $36.33 none . . 20.99% F 20.99% $96.77 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. As a Discover(R) Cardmember, you can get cash quickly and easily- just about anytime, anywhere. To find the nearest locations sala t P I N h n w w .+, +., -4- i L cas V14%W v CK CARD $7,596.41 $152.00 Enter Amount Enclosed Below Payment Due Date $ July 3, 2004 Please make check payable to Discover Gold Card. You are overlimit. Pay the sum of the m thl i i 04 SDSNeAO1 0001291 on y m n mum payment plus the overlimit amount of $96.41. BIXLER, DAVID W 507 PINE Will your payment get to us on timef Pay b ll RD CARLISLE PA 2 7 015 - 9108 your i online and your payment can be made to your account on the same day. Visit Discovemard.com/payments today. Address e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. PO BOX 15251 111 ... [fill fill 11 1111111111 WILMINGTON DE 19886-5251 ?m??)r?n(n??(n?u?)m(i(m?n?n(n)nn?(??n(nu((?r(u? 000001986458375204530075964100150000015200 'Account number ending in 351,4 ;Payment Due Date July 3, 2004 Minimum Payment Due $152.00 Credit Limit $7,500.00 Credit Available $-96.00 Cash Credit Limit $3,800.00 Cash Credit Available $0,00 Discover Gold Card Account Summary Closing Date: June 4, 2004 page 1 of 1 Previous Balance $7 457 06 Payments And Credits , . 150 00 Purchases . + 152 34 Cash Advances . Balance Transfers + 0.00 Finance Charges + 0.00 New Balance + 137 01 $7,596.41 You may be able to avoid Periodic Financ e Charges see the reverse side for details. , Cashback. Bonus® Gold Rswards this period ra date Qualified Purchases $117.34 $696.88 Gold Rewards Earned $000 - - - - - - - - - -Gold -Rewards-anniversary date: - -June-4- - - - `How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover Gold Card, PO Box 30943 Manage your account online at Dittovercard.com Sall Lake City, UT 84130 Customer Service: I-800-DISCOVER (1-800.347-2683) FoTDD r asssis an emcee reverseDsiide. for the Deaf): Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. as Post Date Payments and Credits May 30 May 30 PAYMENT - THANK YOU ;Other/Miscellaneous Jun 4 $ 150.00 Jun 4 OVERUMIT FEE 35.00 Home Improvement May 31 May 31 LOWE'S 1710 CARLISLE PA 117.34 'Information For You 'Congratulations to the 2004 National Discover(R) Card Tribute Award(R) Scholarship winners: April Alvarez, Vladimir . Rub.QyrJuy,J1 Guo, Jam io.Hargrove,-Kristion. Henderson, Yuji Etuang, Jessica Mann,.Brian-Monahan and.Holly Walker. Each won $27,500 for post high-school education or training Visit Discovercard.con/tribute.htm to loam more. i i i Finance Charge Summary Avers a Nominal Transaction Dail 9 Daily ANNUAL ANNUAL Periodic Fee Y Periodic?CSNTAGE PERCENTAGE FINANCE FINANCE Daily Bgkince Rates current billing period: 31 days4RGE5 CHARGES .Purchases $1804.88 0.06299% 22.99% V 22.99% Cash Advances $5708.23 0.05751% 20.99% F 20.99% $35.24 none The rates that aPPIY to your Account are either fixed $101.77 $p (F) or they may vary (V) 03 noted above. CARD 614.35 $153.00 .??n.vv ? ??VIII WI OIIU1111,.? III JJ IY Enter Amount Enclosed Below Payment Due Date $ 1 -1 August 3, 2004 Please make chock- ayable to Discover Gold .. Card. You are overmit. Pay the sum of the monthly minimum ayment plus the overlimit f $ 6 04 SDSNEA01 0001292 amount o 1 14.3 . BIXLER, DAVID W 507 PINE RD Will your payment get to us on time? Pay your bill online and our a t b CARLISLE PA 17015-9108 y p ymen can e made to your account on the same day. Visit Discovercard.com/payments today. Address, e-mail or telephone change$ Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. PO BOX 15251 111nr11urilrss11111r11n1 WILMINGTON DE 19886-5251 000001986458375204530076143500152000015300 Account number ending in 3514 Discover Gold Card Account Summary Closing Date: July 4, 2004 Payment Due Date August 3, 2004 Minimum Payment Due $153.00 Credit Limit $7,500.00 Credit Available $-114.00 Cash Credit Limit $3,800.00 Cash Credit Available $0.00 page i of 1 Previous Balance $7,596.41 Payments And Credits - 152.00 Purchases + 35.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 134.94 New Balance $7,614.35 You may be able to avoid Periodic Finance Charges, see the reverse side for details. 'Cashback Bonus® Gold Rewards this period to date Qualified Purchases $0.00 $0.00 Gold Rewards Earned $000 - Gold-Rewards anniversary-date: - - June 4 -- - - - - How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover Gold Card, PO Box 30943 Salt Lake City UT 84130 Manage your account online at Discovercard com , . Customer Service: I-800-DISCOVER (1-800-347-2683) For assistance, s eKreversesid a for the Deaf): Transactions $0 Fraud Liability Guarantee Use our Discov C d h Trans. Post y er ar wit confidence. Date Date Payments and Credits Jul 2 Jul 2 PAYM ENT - THANK YOU $ 152 00 Other/Miscellaneous Jul 4 Jul .4 OVERLIMIT FEE • . 35.00 :Information For You While we are permitted under the Cardmember Agreement to terminate any introductory or special rate because your Account was overlimit, we have chosen not to do so at this time. We reserve the right to terminate these special rates and to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account crodtt limit. See t-fie Default Rate flan section of the Cardmem6er Agreement for detaii. - -' `-' Finance Charge Summary Average Dail Daily P d Nominal ANNUAL ANNUAL Periodic Transaction Fee y s Balance erio ic Rates PERCENTAGE RATES PE PERCENTAGE Fly FINANCE current billing period: 30 days Purchases Cash Advances $1837.16 $5809 21 0.06299% 22.99% V 22.99% $ none . 0.05751% 20.99% F 20.99% $110000.2 .23 $0 The rates that apply to your Account are eith er fixed (F) or they may vary (V) as noted above. Ula'.,WVCK $7,636.30 CARD 04 SDSN6A01 0001293 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 _. _, ... -... ___ ..v....v,n ..vrrrV01 e11V II IIJ 111 JJ IY $170.00 Enter Amount Enclosed Below Payment Due Date $1- 1 September 3, 2004 Please make check payable to Discover Gold Card. You are oveRimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $136.30. Will your payment get to us on time? Pay your bill online and your payment can 1» made to your account on the same day. Visit Dfscovercard.com/payments today. PO BOX 15251 111 loll 111 1111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space PPP???Pl (n1P1u 1n11u PlPInPlPiP?P1uu1 [Ill 1111111111111 above, or go to Discoverc ard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530076363000153000017000 Discover Gold Card Account Summary Closing Date: August 4, 2004 page 1 of 1 Account number ending in 3514 Previous Balance $7,614.35 ;Payment Due Date September 3, 2004 Payments And Credits 153.00 Minimum Payment Due $170.00 Purchases + 35.00 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $-136.00 Balance Transfers + 0.00 !Cash Credit Limit $3,800.00 Finance Charges + 139.95 Cash Credit Available $0,00 New Balance o $7,636.30 You may be able to avoid Periodic Finance Charges, see the reverse side for details. CalShback Bo nus® Gold Rewards this period to data Qualified Purchases $0.00 $0.00 Gold Rewards Earned $0,00 - - - - - - - - - - -- - - - - - - - - - . - - - -- --- Gold-Rewards anniversary date! - June .4 - - ;How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover Gold Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): ;Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud liability Guarantee Use your Discover Card with confidence. Trans. Post Dab Dale Payments and Credits Avg 1 Aug 1 PAYMENT - THANK YOU $ •153.00 :Other/Miscellaneous Aug 4 Aug 4 OVERLIMIT FEE 35.00 ;Information For You While we are permitted under the Cardmember Agreement to terminate any introductory, promotional or special rate and :increase the APRs on your Account because your Account was overlimit, we have chosen not to do so at this time. We reserve the right to terminate these special rates and to increase the APRs on your Account if, as of the close of a billing peri67, your outstanding Account 61a6ce exceeds your Account credit limit. See the NICuh Rati Wn section of the 'Cardmember Agreement for details. 'Finance Charge Summary Nominal Average Dally ANNUAL ANNUAL Periodic Transaction Fee Dally Periodic PERCENTAGE PERCENTAGE B ces Rates RATES RATES FINANCE FINANCE CHARGES CHARGES current billing period: 31 days Purchases $1750.29 0.06367% 23.24% V 23.24% Cash Advances $5911.98 0.05751% 20.99% F 20.99% $3455 $105.40 none $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above . B paying your bill by check, you agree to the processing of your payment electronically. If your check is processed l t i ll e ec ron ca y, it is Possible the funds will km withrt- F........., - - L - P11JC.: V tK CARE $7,870.06 . $ ...00.. .. -,. .» .. .- -- 345....... Payment Due Date October 3, 2004 04 SDSN6AO1 OD01294 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Account number ending in 3514 Previous Balance $7 636 30 Payment Due Date October 3, 2004 Payments And Credits , . 000 Minimum Payment Due $345.00 Purchases Credit Limit $7,500.00 Cash Advances + 70.00 Credit Available $-370.00 Balance Transfers + 0.00 Cash Credit Limit $3,800.00 Finance Char es + 0.00 Cash Credit Available $0.00 g New Balance + 163.76 $7,870.06 You may be able to avoid Periodic Finance Charges, see the reverse side For details. J ......v 1 ?v.11V01 IV ly 111 JJ I`f Enter Amount Enclosed Below Please make check payable to Discover Gold Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $370.06. Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovemard.com/payments today. PO BOX 15251 [Ilu.llntllnnlnlrl? if WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ???III 111 I11Illillilfill IIIIllIfill 11if111HILL II11111111l above, or go to Discovercord.eom. Print your e-mail address to I receive important Account information and special offers. 000001986458375204530078700600000000034500 Discover Gold Card Account Summary Closing Date: September 4, 2004 page 1 of 1 Cashback Bonus® Gold Rewards this period to date Qualified Purchases $0.00 $0.00 - - - - - - - - Gold Rewards Earned $000 --- Gold Rewards -anniversorydater - -June 4 . - - - - - - - How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card availoble. Discover Gold Card, PO Box 30943 Salt Lake City UT 84130 Manage your account online at Discovercard com , . Customer Service: 1-800•DISCOVER (1-800.347-2683) TDD (Telecommunications Device for the Deaf): For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use our Discover C d i h fid Trans. Post y ar w t con ence. Date Date Other/Miscellaneous Sep ,4 Sep ,4 LATE FEE $ 35 00 Sep 4 Sep 4 OVERLIMIT FEE . 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *4*t**! ATTENTION * * * * * * * Y our account is post due. Please pay the past due amount now, or contact us to make other arrangements. 'Finance Charge Summary Average Dail Daily di Nominal ANNUAL ANNUAL Periodic Transaction Fee y Balances c geteo RATESMA RATESNTAGE FINANCE S HFINANCE current billing period: 31 days GES C Purchases $1687.02 Cash Advances $6028.23 0.06847% 0 06847% 24.99% F 24 99% F 24.99% $ none . . 24.99% $112727.9 .95 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. 6J1J%. ti1' CIC CARD $7,986-02 $406.00 I Enter Amount Enclosed Below Payment Due Date $ November 3, 2004 Please make check payable to Discover Gold Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overfimit 04 SDSN6A01 0001295 amount of $486.02. BIXLEER, DAVID W Will your payment get to us on time? Pay 507 PINE RD your bill online and your payment can Ins CARLISLE PA 17015-9108 made to your account on the same day. Visit DiicoVercard.com/payments today. Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. PO BOX 15251 11111111111 fill 11 1111111111 WILMINGTON DE 19886-5251 Im1111111I11IJn61 II111 1 1 I111I1I111 1111$111 11 lnnlll1 inl 000001986458375204530079860200117000040600 Discover Gold Card Account Summary Closing Date: October 4, 2004 page 1 of 1 lAccount number ending in 3514 Previous Balance Payment Due Date November 3, 2004 p aymsnts And Credits $7,870.06 Minimum Payment Due $406.00 Purchases 11700 Credit Limit $7,500.00 + Cash Advances 70.00 Credit Available $-486.00 + Balance Transfers 0.00 -Cash Credit Limit $3,800.00 + Finance Char e 0.00 Cash Credit Available $0.00 g s + New Balance 162 96 $7,986.02 You may be able to avoid Periodic Finance Charges see the , reverse side for details. C hb ® . as ack Bonus Gold Rewards this period to dab Qualified Purchases $0.00 $0.00 - - - - - - - - - - - - - - - - Gold Rewards Earned $000 - - - - . -' --- Gold-Rewards anniversary date r -June 4 - - - - 'How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card available labls Discover Gold Card, PO Box 30943 . . Manage your account online at Discovercard Salt Lake City, 84130 .com ,Customer Service: 1-800-DISCOVER (1-800.347-2683 un TDD de for the Deaf) e ) Fo r assistanc , we reverse T ransactions $0 Fraud Liabflily Guarantee Use our Dis C d Trans. Post y cover ar with confidence. Date Date .Payments and Credits Oct 1 Oct 1 PAYMENT - THANK YOU $ :Other/Mi-Ilaneous Oct 4 Od 4 LATE FEE -117.00 Oct 4 Oct 4 OVERLIMIT FEE 35.00 Information For You 35,00 !....««. ATTENTION ******* ATTENTION ******« ATTENTION «*«««««.«« ATTENTION ATTENTION «****** We previousl re uested th d y q e past . _ ue amount on your account. We have no record of receiving payment. The omount due should fie paid at once. - i i Finance Charge Summary Average Daily Daily Periodic Nominal ANNUAL ANNUAL Transaction Periodic FIN PERCENTAGE PERCENTAGE i B a e Rates F RATES current billing period: 30 days S .Purchases $1777.69 0.06847% Cash Advances $6155.39 0.06847% 24.99% F 24.99% $36.52 none 24 99% F . 24.99% The rates that aPPIY to your Account are either fixed $126.44 $0 (F) or they may vary N) 03 noted above. V1a ..'Z,W CK CARD $8,227.29 $589.00 Enter Amount Enclosed Below Payment Due Date $ ?- December 3, 2004 Please make check payable to Discover Gold Card. You are overlimit. Pay the sum of the thl mon y minimum payment plus the overlimit amount of $727 29 04 SDSN6A01 0001296 . . BIXLER, DAVID W 507 PINE RD Will your payment get to us on time? Pay your bill online and our a ment b CARLISLE PA 17015-9108 y p y can e made to your account on the some day. Visit Discovemard.com/payments today. Account number ending in 3514 Previous Balance $7 986 02 Payment Due Date December 3, 2004 Payments And Credits , . 0 00 Minimum Payment Due $589.00 Purchases . Credit Limit $7,500.00 Cash Advances + 70.00 Credit Available $-727.00 Balance Transfers + 0.00 Cash Credit Limit $3,800.00 Finance Charges + 0.00 + 171 27 Cash Credit Available $0.00 New Balance . $8,227.29 You may be able to avoid Periodic Finance Charges see the reverse side for details. , PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone changed Print change in above, or go to Discovereard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530082272900000000058900 Discover Gold Card Account Summary Closing Date: November 4, 2004 page 1 of 1 i.asnbacK bonus' Gold Rewards this period to date Qualified Purchases $0.00 $0.00 Gold Rewards Earned $0.00 Gold-Rewards anniversary-date- -June 4 Now Can We Help You? For Account inquiries, write to us at. Please have your Discover Card available. Discover Gold Card, PO Box 30943 Salt Lake City UT 84130 Manage your account onfine at Discovercard com , . Customer Service: 1-800-DISCOVER (1-800.347.2683) TDD (Telecommunications Device for the Deaf): For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use our Discov r C d ith f d Trans. Post y e ar w con i ence. Date Date Other/Miscellaneous Nov 4 Nov 4 LATE FEE $ 35 00 . Nov 4 Nov 4 OVERLIMIT FEE 35.00 Information For You Your account is past due. Please pay your minimum monthly payment plus the past due amount. ««««.««_ATTENTION ««««««« ATTENTION _ _- _.. ««««««« ATTENTION- .««««««« ATTENTION _ ««««««« ATTENTION *******Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. Finance Charge Summary Average Dail Daily P i d Nominal ANNUAL PER ANNUAL Periodic Transaction Fee y Balance er o ic Rates CENTAGE RATES PERCENTAGE RATES FINANCE FIB current billing period: 31 days Purchases $1783.34 Cash Advances $6285 25 0.06847% 0 24.99% F 24.99% $37.86 none . .06847% 24.99% F 24.99% $133.41 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VIJ\.. Y CK $8,467.98 ' $778.00 Enter Amount Enclosed U. CARD --? Payment Due Date $ January 3, 2005 Please make check payable to Discover Gold Card. You are overlimit. Pay the sum of the l month y minimum payment plus the ovedimit amount of $967.98. 04 SDSN6A01 0001297 B IXLER r DAVID W Will your payment get to us on time? Pay ll li d t b b 507 PINE RD on ne an your paymen can e your i made to your account on the some day. Visit CARLISLE PA 17015-9108 Discovercard.com/payments today. PO BOX 15251 111 oil 61111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space rinI n11nr111nr1111111n above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530084679800000000077800 Discover Gold Card Account Summary Closing Dale: December 4, 2004 page 1 of 1 Account number ending in 3514 Previous Balance $8,227.29 ;Payment Due Date January 3, 2005 Payments And Credits 0.00 Minimum Payment Due $778.00 Purchases + 70.00 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $-967.00 Balance Transfers + 0.00 !Cash Credit Limit $3,800.00 Finance Charges + 170.69 Cash Credit Available $0.00 New Balance $8,467.98 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Gold Rewards this period to date Qualified Purchases $0.00 $0.00 ' Gold Rewards Earned $0.00 -- - - - _ . _ .. - .. _ - . _ _ _ _ _ _ _ . _ - - - - _ . Gold Rewards anniversary date :- -June 4 ;How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card ava0able. Discover Gold Card, PO Box 30943 Salt Lake City, UT 8,4130 Manage your account online at Discovomard.com TDD (Telecommunications Device for the Deaf): .Customer Service: 1.800-DISCOVER (1.800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Other/Miscellaneous Dec 4 Dec .4 LATE FEE Dec 4 Dec 4 OVERUMIT FEE 35.00 35.00 ;Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* 'ATTENTION *******Your account is seriously past due. Payment of the amount due and arrangements for future ,payments should be made immediately. Finance Charge Summary Average Daily Nominal ANNUAL ' ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balcinc: Rates RATES RATES CWGES CHARGES current billing period: 30 days Purchases $1891.66 0.06B47% 24.99% F 24.99% $38.86 none Cash Advances $6417.83 0.06847% 24.99% F 24.99% $131.83 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. CARD _.... _,....... I ...,.,..y n' ,- $972.00 Enter Amount Enclosed Below Payment Due Date February 3, 2005 Please make check payable to Discover Gold Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $1,219.58. $8,719.58 04 SDSN6AOt 0001298 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovercard.com/payments today. Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail add ess to receive important Account information and special offers. PO BOX 15251 fill if 11111 fill 11 IN Ill fill I WILMINGTON DE 19886-5251 (Ilt1Illlll)1111Ill1tr))111)lfill 1r)I1r1llrrl(r'IIr111IIIlfill 000001986458375204530087195800000000097200 Account number ending in 3514 Discover Gold Card Account Summary Closing Date: January 4, 2005 Payment Due Date February 3, 2005 Minimum Payment Due $972.00 Credit Limit $7,500.00 Credit Available $.1,219.00 Cash Credit Limit $3,800.00 Cash Credit Available $0.00 page 1 of 1 Previous Balance $8,467.98 Payments And Credits 000 Purchases + 70.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 181.60 New Balance $8,719.58 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Gold Rewards this period to date Qualified Purchases $0.00 $0.00 ----- ------- --- Gold Rewards Earned $0.00 Goldstewards anniversary-dater --June 4 - - - - - - - - - • - • How Can We Help You? For Account Inquirers, write to us at. Pleases have your Discover Card available, Discover Gdld Card, PO Box 30943 Salt Lake City UT 84130 Manage your account online at Discovercard com , . Customer Service: 1-800-DISCOVER (1.800-347-2683) For Das(Telecommunications sistan e, see reverse Ds dee the Deaf): Transactions $0 Fraud Liability Guarantee Use our Disc C d h Trans. Post y over ar wit confidence. Date Date Other/Miscellaneous Jan 4 Jan 4 LATE FEE $ 35 00 Jan 4 Jan 4 OVERUMIT FEE . 35.00 Information For You Your account is past due. Please pay your minimum monthly payment plus the past due amount. Stay connected to-toyed. class this holidayseason with thaughtbul gifts Irom_L-800-FLOWERS..COM(R)._Savo. .15%•_ on your ne)Q purchase when you use your Discover(R) Card and code DC88. Call 1-800-FLOWERS(R) (1-800.356-9377), click www.18000ower3.com, or come inl *For details please visit www.1800flowers.com/disclaimer. Finance Charge Summary Average Daily Balances current billing period: 31 days Purchases $2002.30 Cash Advances $6553.23 Daily ANNUAL Transaction RPer'dic PERCENTAGE pERCCENTTAGE Periodic Fee FIB CCIiGEE 0.06847% 24.99% F 24.99% 0.06847% 24.99% F 24.99% The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. $42.50 none $139.10 $0 ....-.... -... . -., ... ?... -?? r .v..Vrrr v.IV ly 111 JJ IM .. .Amo'. .unt -Enclosed" Below wltj% ?v':-"Fv CK $8,976.58 51,172.00 Enterv CARD Payment Due Date March 3, 2005 Please make check payable to Discover Gold Card. You are oveilimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $1,476.58. 04 SDSNSAo10001299 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Will your payment get to us on time? Pay laur bill online and your poyment can be made to your account on the some day. Visit Diseovercard.com/payments today. PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone chang&V Print change in space I??rlllnlnnlrnlrliIll IIll IIIIItell ninlnlrnnnlirlnlnrnnlllnir?? above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530089765800000000117200 Discover Gold Card Account Summary Closing Date. February 4, 2005 page 1 of i Account number ending in 3514 Previous Balance $8,719.58 ,Payment Due Date March 3, 2005 Payments And Credits 0.00 Minimum Payment Due $1,172.00 Purchases + 70.00 Credit limit $7,500.00 Cash Advances + 0.00 Credit Available $-1,476.00 Balance Transfers + 0.00 Cash Credit Limit $3,800.00 Finance Charges + 187.00 Cash Credit Available $0.00 New Balance $8,976.58 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Gold Rewards this period to date Qualified Purchases $0.00 $0.00 Gold Rewards Earned $0.00 ------------- --- ------------ -------Gold-Rewards anniversary date.-June, 4---- -- --- - -- How Can We Hel You? For Account Inquiries, write to us at. p 'Please have our Discover Card available. Y Discover Gold Card, Box 30943 Salt Lake City, UT 84 113 30 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): ;Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Feb 4 Feb 4 LATE FEE $ 35.00 Feb 4 Feb 4 OVERUMIT FEE 35.00 .Information For You Your account is past due. Please pay your minimum monthly payment plus the past due amount. fREE.Additional Cards fer your- Account aAaw-you to shmayour cmelit line without-sharing your Card. Request FREE ,Additional Cards for those close to you to help with daily shopping and errands and to use as credit resource in case of ;emergency. Call 1-800-DISCOVER or visit Discovemord.com/AdditionalCords today. i Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $2115.95 0.06847% 24.99% F 24.99% $44.92 none Cash Advances $6693.77 0.06847% 24.99% F 24.99% $142.08 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. ],)i"? ?K $9,185.27 $1,377.00 , Enter Amount Enclosed Below CARD Payment Due Date $ April 3, 2005 Please make check payable to Discover Gold Card. You are overlimit. Pay the sum of the month)y minimum yment plus the overlimit amount of $1,68527. 04 S)SNSA01 0001300 BIXLER, DAVID W 507 PINE RD CARLISLE PA 17015-9108 Will your payment get to us on time? Pay your bill online and your payment can be made to your account on the same day. Visit Discovercard.com/payments todoy. PO BOX 15251 11'11."1 ss 111111 1141 111191 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000001986458375204530091852700000000137700 Discover Gold Card Account Summary Closing Date: March 4, 2005 page 1 of 1 Account number ending in 3514 Previous Balance $8,976.58 Payment Due Date April 3, 2005 Payments And Credits 0.00 Minimum Payment Due $1,377.00 Purchases + 35.00 Credit Limit $7,500.00 Cash Advances + 0.00 Credit Available $-1,685.00 Balance Transfers + 0.00 Cash Credit Limit $3,800.00 Finance Charges + 173.69 Cash Credit Available $0.00 New Balance $9,185.27 You may be able to avoid Periodic Finance Charges, see the reverse side for details. tashback Bonus® Gold Rewards this period to date Qualified Purchases $0.00 $0.00 Gold Rewards Earned $0.00 - - - Gold Rewards anniversary_"O-.. June 4 - - How Can We Help You? For Account Inquiries, write to us at Discover Gold Card, PO Box 309,43 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-8004DISCOVER (1.800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Mar 4 Mar 4 LATE FEE $ 35.00 `Information for You Your Account is ovedimit. While we are permitted under the Cardmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. Seethe Oyerlimit Fee section of the Cardmember Agreement for details. Your account is past due. Please pay your minimum monthly payment plus the past due amount. ;Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE a e Rates RATES RATES CHARGES CHARGES current billing period: 28 days ' Purchases $2229.78 0.06847Ye 24.99% F 24.99% $42.74 none Cash Advances $683018 0.06847% 24.99% F 24.99% $130.95 $0 The rates that apply to your Account are either fixed (F) or they may vary M as noted above DISCOVER BANK, IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. 08-1782 CIVIL TERM EXHIBIT DAVID W. BIXLER CIVIL ACTION D Defendant DEFENDANT'S ANSWER TO PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS AND REQUEST FOR PRODUCTION OF DOCUMENTS 1. Produce any and all documents evidencing proof of all payments on the subject credit card referenced in the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memorandum, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. ANSWER: None at this time. Defendant reserves the right to supplement. 2. Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. ANSWER: None at this time. Defendant reserves the right to supplement. 3. Produce all documentary evidence or information substantiating the defenses asserted in your Answer. ANSWER: None at this time. Defendant reserves the right to supplement. REQUEST FOR ADMISSIONS 1. Admitted. 2. Denied. No written documentation, unable to ascertain accuracy of summaries provided. 3. Admitted. 4. Admitted. 5. Denied. No written documentation, unable to ascertain accuracy of summaries provided. Respectfully Submitted, Rominger & Associates Date: July 15, 2008 Kaff E. Rominger, Esquire 155. South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant DISCOVER BANK, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. 08-1782 CIVIL TERM DAVID W. BDCLER CIVIL ACTION Defendant CERTIFICATE OF SERVICE I, Karl E. Rominger, Esquire, hereby certify that I this day served a copy of the within Answer to Complaint and New Matter upon the following by depositing the same in the United States mail postage pre-paid, at Carlisle, Pennsylvania addressed as follows: Discover Bank c/o Benjamin R. Bibler Esquire WELTMAN, WEINBERG & REIS CO, L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, Pennsylvania 15219 Respectfully Submitted, Rominger & Associates Date: July 15, 2008 Wrl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID #81924 Attorney for Defendant DISCOVER BANK, Plaintiff V. DAVID W. BIXLER Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 08-1782 CIVIL TERM CIVIL ACTION DEFENDANT'S ANSWER TO PLAINTIFF'S FIRST REQUEST FOR ADMISSIONS AND REQUEST FOR PRODUCTION OF DOCUMENTS 1. Produce any and all documents evidencing proof of all payments on the subject credit card referenced in the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memorandum, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. ANSWER: None at this time. Defendant reserves the right to supplement. 2. Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. ANSWER: None at this time. Defendant reserves the right to supplement. 3. Produce all documentary evidence or information substantiating the defenses asserted in your Answer. ANSWER: None at this time. Defendant reserves the right to supplement. REQUEST FOR ADMISSIONS 1. Admitted. 2. Denied. No written documentation, unable to ascertain accuracy of summaries provided. 3. Admitted. 4. Admitted. 5. Denied. No written documentation, unable to ascertain accuracy of summaries provided. Respectfully Submitted, Rominger & Associates Date: July 15, 2008 Kafl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID # 81924 Attorney for Defendant DISCOVER BANK, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. 08-1782 CIVIL TERM DAVID W. BIXLER CIVIL ACTION Defendant : CERTIFICATE OF SERVICE I, Karl E. Rominger, Esquire, hereby certify that I this day served a copy of the within Answer to Complaint and New Matter upon the following by depositing the same in the United States mail postage pre-paid, at Carlisle, Pennsylvania addressed as follows: Discover Bank c/o Benjamin R. Bibler Esquire WELTMAN, WEINBERG & REIS CO, L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, Pennsylvania 15219 Respectfully Submitted, Rominger & Associates Date: July 15, 2008 Wrl E. Rominger, Esquire 155 South Hanover Street Carlisle, Pennsylvania 17013 (717) 241-6070 Supreme Court ID #81924 Attorney for Defendant CERTIFICATE OF SERVICE A true and correct copy of the within Plaintiff's Motion for Summary Judgment has been served by U.S. Mail, Postage Pre-Paid, or?' day of , 2008 upon the following: Karl Rominger, Esq. Rominger & Associates 155 South Hanover Street Carlisle, Pa 17013 By: _ Benj PA I WELTM7TN, WEINB L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 REIS CO., WWR No. 06186245 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, VS. DAVID W BIXLER, Defendant. Case No.: 08-1782-CIVIL TERM ORDER OF COURT AND NOW, to-wit, this day of , 2008, upon Plaintiff's Motion for Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $9,185.27 with interest at the legal interest rate of 6% per annum from date of judgment, attorneys' fees, plus costs. BY THE COURT J. WWR No. 06186245 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, vs. DAVID W BIXLER, Defendant. Case No.: 08-1782-CIVIL TERM BRIEF IN SUPPORT OF MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler, Esquire PA I.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 06186245 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, vs. DAVID W BIXLER, Defendant. Case No.: 08-1782-CIVIL TERM BRIEF IN SUPPORT OF MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler, Esquire PA I.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 06186245 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, vs. DAVID W BIXLER, Defendant. Case No.: 08-1782-CIVIL TERM BRIEF IN SUPPORT OF MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler, Esquire PA I.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 06186245 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, VS. DAVID W BIXLER, Defendant. Case No.: 08-1782-CIVIL TERM BRIEF IN SUPPORT OF MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler, Esquire PA I.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 06186245 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, VS. DAVID W BIXLER, Defendant. BRIEF IN SUPPORT OF MOTION FOR SUMMARY JUDGMENT AND NOW COMES Plaintiff, by and through its attorneys, Weltman, Weinberg & Reis Co., L.P.A., and files the following Brief in Support of Motion for Summary Judgment. FACTS OF CASE On or about February 29 h, 2008, Plaintiff filed a Complaint against Defendant for payment of a debt. On or about May 27 h, 2008, Defendant filed an Answer to Plaintiff's Complaint. On or about June 16th, 2008, Plaintiff served discovery demands including requests for admissions to which Defendant. Defendant responded to Plaintiff's discovery demands admitting by generally denying the material averments. The Defendant has failed to state with specificity which charges are in dispute, or what payments, if any, were not credited to the account. Defendant has also failed to provide any documentation or evidence to support a defense of any kind. LEGAL ARGUMENT In Pennsylvania, a motion for summaryjudgment is proper where as a matter of law, no genuine issue of material fact as to the necessary element of the cause of action or defense can be established by WWR No. 06186245 additional discovery or the party who bears the burden of proof at trial has failed to produce evidence of facts essential to the cause of action or defense that would require the issue to be submitted to a jury. Pa.R.C.P. 1035.2; Keystone Aerial Surveys Inc. v. Pennsylvania Property & Casualty Ins. Guaranty Assoc., 777 A.2d 84, 89 (Pa. Super. Ct. 2001). The purpose of summary judgment is to avoid unnecessary trials and to eliminate the waste of time and resources of both litigants where a trial would be a useless formality. Curran v. Children's Service Center, Inc., 396 Pa. Super. 29, 578 A.2d 8 (1990). Bald unsupported assertions of conclusory accusations cannot create a genuine issue of material fact to preclude the entry of summary judgment. McCain vs. Pennbank, 379 Pa. Super. 313, 549 A.2d 1311 (1988); Golaschevsky vs. Commonwealth, Department of Environmental Resources, 683 A.2d 1299, 1302 (Pa. Cmwlth., 1996). This case warrants summary judgment in plaintiff's favor. Under Pennsylvania Rule of Civil Procedure 1029(b), a party filing an answer must specifically, or by necessary implication, deny all factual averments in the complaint. If the defendant fails to make a specific denial of a factual averment, then the defendant will be deemed to have admitted that factual averment. A general denial or a demand for proof shall have the effect of an admission. Pa.R.C.P. 1029(b). Here, Defendant has done exactly what Rule 1029(b) expressly proscribes. Rather than specifically denying the factual averments, Defendant has generally denied all the material averments in Plaintiff's Complaint thereby failing to provide any information in response to Plaintiff's allegations. As a result, Defendant is deemed to have admitted the averments in Paragraphs 3 through 8 of Plaintiff's Complaint. (See Answer at Par. 3-8). Furthermore, Defendant has offered no defense or explanation for his failure to pay this debt. Here, the complaint allegations, the lack of a meritorious defense and the requests for admissions substantiate the amount of debt owed by the Defendant. There are no triable issues of fact in dispute and summary judgment in Plaintiff's favor is warranted as a matter of law. WWR No. 06186245 WHEREFORE, Plaintiff prays that this Honorable Court enter a judgment in its favor for the amount set forth in the attached order. Respectfully Submitted: rja 'lam Bibles, I. . #93598 1VELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 06186245 " C ? C. ca y; ,,,,,3 . ? ?? ' ??=' ? -? -? -n 7 - ? ? -a ; , U , N ''='s= ?? ? '.4 ?. ,?,. PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. ---------------------- ---------------------------------------------------------------- CAPTION OF CASE (entire caption gust be stated in full) VS. ??d ??xler (Plaintiff) (Defendant) Civil Z zm -zoo No. 1. State matter to be argued (1-e., plaintiff's motion for new trial, defendant's denurrer to complaint, etc.): Wowni n, Weinberg & Reis Co. 2. Identify counsel who will drgue case: 1400 Koppers Bldg. (a) for plaintiff : 436 7th AVe. Address: Pi tsburgh, PA 15219 (412) 434-7955 (b) for defendant : C" l eb("L - I QSq Address: i Rsso ckc?-k s ?s cz) cuer ?fi ?pw?,?s?e ?pt'1013 within two days that this case bas 3. I will notify all parties in writing been listed for argument- 4. Argunent Court Date: Attorr ey for o c o ?. rT r 'v rn X ( Zr 7 l PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court- --------------------------------------------------------------------------------------- CAPTION OF CASE (entire caption must be stated in full) D -1 S C Wy -? c--\ V-- (plaintiff) VS. pa\)o W &>&t2 (Defendant) No. Civil 1 -1 "0 19 laintiff's motion for new trial, defendant's State matter to be argued (1-e-• P de mn-rer to camp t , etc .) : u kaq counsel who will argue case: 2. Identify i? ?• ??1?QC, ??Q (a) for Plaintiff : ? `gym Address : l q() i=o P r5 ?.c p?.? spa.-? r ? hP t? (b) for defendant: Address : ?C,,C 1 r ©M e. i ? I' Q s So-,4,h 11 (a k0g- S ? `? has Co 4 r Mks P q this case i two days that 3. I will notify all Parties in writing w been listed for argument. 4. p,rgLxTent Court Date: O(3 attnrnav for 4?l(Y,cn r CERTIFICATE OF SERVICE The undersigned hereby certifies that a true and correct copy of PRAECIPE FOR ARGUMENT was served on the following on this /J day of by first class, U.S. Mail, postage pre-paid: Karl E Rominger,Esquire 155 South Hanover St Carlisle Pa 17013 WELTMAN, WEINBERG & REIS CO., L.P.A. By: Matthew D Urban,Esquire PA ID# 90963 Weltman,Weinbert & Reis CO L.P.A. 1400 Koppers BuiI"ding 436 Seventh Avenue Pittsburgh, PA 15219 WWR No. 6577810 (' ?} ?- ?- L fit? t 20019 fir T 1 4 i, ?, DISCOVER BANK, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. CIVIL ACTION - LAW DAVID W. BIXLER, Defendant NO. 08-44r3'ICIVIL TEM IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT BEFORE OLER and GUIDO, JJ. ORDER OF COURT AND NOW, this 3d day of June, 2009, upon consideration of Plaintiff's Motion for Summary Judgment, and no brief having been filed by Defendant, it is hereby ORDERED and DECREED that said motion is granted and judgment is entered in favor of Plaintiff for $9,185.27, with interest at the rate of 6.0% per annum from the date of judgment, $600.00 attorney's fees, and costs. BY THE COURT, J., --- Benjamin R. Bibler, Esq. Weltman, Weinberg & Reis CO L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 Attorney for Plaintiff ,,-<arl E. Rominger, Esq. 155 South Hanover Street Carlisle, PA 17013 Attorney for Defendant :rc ?ptfS r???? esley Oler,4r., -J' . MID S : i ?d S- ??? bflttZ h?'dl 3Hi ?0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK 08_ 1118Q Plaintiff Case No.:-08-435 CIVIL TERM TYPE OF PLEADING VS. PRAECIPE FOR JUDGMENT PER ORDER OF COURT DAVID W. BIXLER FILED ON BEHALF OF: Defendant. Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R Bibler, Esquire PA I.D.#93598 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR # 6186245 $9,785.27 AN. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. DAVID W. BIXLER Defendant. TO THE PROTHONOTARY: 08.1 78A Case No.: 08-433 CIVIL TERM PRAECIPE FOR JUDGMENT In light of the Court Order granting Summary Judgment in favor of Plaintiff on June 3, 2009, kindly enter Judgment against the Defendant, DAVID W. BIXLER, in the amount of $9,785.27 computed as follows: Amount Awarded per Order: Interest from the date of judgment at the legal rate of 6.00% per annum: Attorney's Fees TOTAL: $9,185.27 ? * SO $ 600..00 $9,785.27 Attached is a copy of the Court Order in favor of Plaintiff for Judgment. WELTMAN, WEINBERG_&-V.?IS, CO., L.P.A. By: . Benjami ibler, Esquire PA I.D.# 59 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 Plaintiff's address is: c/o Weltman, Weinberg & Reis, Co., L.P.A., 1400 Koppers Building, 436 70' Avenue, Pittsburgh, PA 15219 And Defendant's address is: 10 LADNOR LN, CARLISLE, PA 17015 DISCOVER BANK, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. CIVIL ACTION - LAW DAVID W. BIXLER, Og - 17801 Defendant NO. CIVIL TEM IN RE: PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT BEFORE OLER and GUIDO, JJ. ORDER OF COURT AND NOW, this 3`d day of June, 2009, upon consideration of Plaintiff's Motion for Summary Judgment, and no brief having been filed by Defendant, it is hereby ORDERED and DECREED that said motion is granted and judgment is entered in favor of Plaintiff for $9,185.27, with interest at the rate of 6.0% per annum from the date of judgment, $600.00 attorney's fees, and costs. BY THE COURT, J./ ) esley Oler, r., J`. Be 'amin R. Bibler, Esq. V ltman, Weinberg & Reis CO L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 Attorney for Plaintiff Karl E. Rominger, Esq. 155 South Hanover Street Carlisle, PA 17013 Attorney for Defendant :rc tRU rOPY FROM 1RECOA1° in 190moly Whl , I t nto se m ? and dw f U1d ON 061W62 03 CF THE ,-; ?F! ;"; J?17 TARY .'J! I L; Fi j 1 2 7 C AS': 'i'd-V W.oo PD ATM ?? S?)4041 aagq 7y Nafce? I?a?.?t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK DS-1192 Plaintiff Case No.: 09-43-3-9- CIVIL TERM VS. DAVID W. BIXLER Defendant. NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendants ( ) Garnishee You are hereby notified that he following Order or Judgment was entered against you on 9 (xx) Assumpsit Judgment in the amount of , plus interest at 6% per annum, plus costs. 4, ?Ss,a1 ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of (xx) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration Award ( ) By Consent Prothonotary DAVID W BIXLER 10 LADNOR LN CARLISLE, PA 17015 By: PRO ONOTARY (OR DEPU ) SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson MED.-Q?1CE Sheriff o^r,-?. c? ,bTPRY ?Ltq ofIEuf ° J , Jody S Smith r Chief Deputy ?' 6 ca r` d'a 4 Edward L Schorpp Solicitor r Discovery Bank vs. David W Bixler Case Number 2008-1782 SHERIFF'S RETURN OF SERVICE 03/15/2010 04:14 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on March 15, 2010 at 1614 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: David W. Bixler, in the hands, possession, or control of the within named garnishee, PNC Bank, 2 W Pine Street, Mt. Holly Springs, Cumberland County, Pennsylvania 17065, by handing to Judy Yaw, Branch Manager personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on 03-17-10 to David W. Bixler at 10 Ladnor Lane, Carlisle, PA 17015. SO ANSWERS, March 17, 2010 RON R ANDERSON, SHERIFF By Noa Cline, Deputy (r,? Ccl,,"TySute Sheriff, T e eosoft. Inc, FILED-4ci = v,F 2010 FES 18 P11 3: 54, J? r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. DAVID W BIXLER Defendant PNC BANK, Garnishee, No. 08-1782-CIVIL TERM PRAECIPE FOR WRIT OF EXECUTION (BANK ATTACHMENT ONLY) FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6186245 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA. CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 08-1782-CIVIL TERM DAVID W BIXLER Defendant PNC BANK, Garnishee PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Kindly issue a Writ of Execution in the above matter... 1. directed to the Sheriff of CUMBERLAND County: 2. against DAVID W BIXLER, 10 LADNOR LN CARLISLE, PA 17015, Defendant 3. against PNC BANK, 2 WEST PINE ST MT HOLLY SPRINGS, PA 17065, Garnishee 4. Judgment Amount $ woc Interest $ 350.02 Costs $ SUBTOTAL: $ 10,161.17 Costs (to be added by Prothonotary): $ WELTMAN, WEINBERG & REIS CO., L.P.A. By: Azx, William T. Molczan, quire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6186245 ?y S-0 Ad 33. 319 PAC P 7f-SL ,??? o?377C? 7 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-1782 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DISCOVER BANK Plaintiff (s) From DAVID W. BIXLER, AT 10 LADNOR LANE CARLISLE, PA 17015 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: PNC BANK AT 2 WEST PINE STREET MT. HOLLY SPRINGS, PA 17065 and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a. garnishee and is enjoined as above stated. Amount Due $9,185.27 Interest $350.02 Atty's Comm % Atty Paid $152.88 Plaintiff Paid Date: 2/18/10 L.L. $.50 Due Prothy $2.00 Other Costs $600.00 ATTY'S FEES ac David D. Buell, Prothonotary Seal) REQUESTING PARTY: Name WILLIAM T. MOLCZAN, ESQUIRE Address: WELTMAN, WEINBERG, & REIS CO., L.P. A. 1400 KOPPERTS BUILDING 436 SEVENTH AVE. PITTSBURGH, PA 15219 Attorney for: Plaintiff Telephone: 412-434-7955 By: Deputy Supreme Court ID No. 47437 WELTMIAN, WEINBERG & REIS CO., L.P.A. BY: Matthew D. Urban, Esquire I.D. No.90963 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 Phone: 412.434.7955 Fax: 412.434.7959 File # 06186245 Attorney for Plaintiff(s) DISCOVER BANK vs. DAVID W BIXLER and PNC BANK Garnishee(s) CUMBERLAND County Court of Common Pleas NO. 08-1782-CIVIL TERM PRAECIPE TO DISCONTINUE ATTACHMENT EXECUTION TO THE PROTHONOTARY: N C= m a C _ W Kindly marked the above matter settled, discontinued, and ended as to Garnishee(s), PNC BANK, only. By Sworn to and subscribed Before me the (D " ' Day of APRIL, 2010 AR WELTMAN, WEINBERG & REIS CO., L.P.A. Matthew D. Urban, Esquire Attorney for Plaintiff COMMONWEALTH F PENNSYLVANIA Now" ftw i VVW* L Galt, Nohry PW30c CRY Of Pl h, AllsomV G=Y 1 comnil w 14 2M0 ,AvT1 e?, AmdOw of Nola W 48.00 P b ATTq 46q a45 614 0.7x3 c NEE ,r,-T s,- 2010MINY 14 1'11 2: 63 TlMa PE?INSSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. DAVID W BIXLER Defendant(s) No. 08-1782-CIVIL TERM PRAECIPE FOR SATISFACTION OF JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Lyndsay E Rowland, Esquire PA I.D. # 205520 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR46186245 DIS $8.00 PD ATM '0 qg7jga?? 24 d4a o76 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 08-1782-CIVIL TERM DAVID W BIXLER Defendant(s) PRAECIPE FOR SATISFACTION OF JUDGMENT At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned Judgment. WELTMAI/,)WEINBERG & REIS CO., L.P.A. By. / i LynJaRowla sqi 4' PA 05520 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7999 WWR #6186245 Sworn to and subscribed before me this day of , 10 OTARY PUBLIC c 4 *. , Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ~~i~»tp of rn~n6Frf~~~¢ t ~ ~~~~. GxF~iCEGSF '~+E SrERiFF _ ~~~~ ~~~~~ ECG ~`;Ll~~C~~~L~~,~~t'~ C0~1~~''' Discovery Bank vs. David W Bixler Case Number 2008-1782 SHERIFF'S RETURN OF SERVICE 03/15/2010 04:14 PM -Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on March 15, 2010 at 1614 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: David W. Bixler, in the hands, possession, or control of the within named garnishee, PNC Bank, 2 W Pine Street, Mt. Holly Springs, Cumberland County, Pennsylvania 17065, by handing to Judy Yaw, Branch Manager personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on 03-17-10 to David W. Bixler at 10 Ladnor bane, Carlisle, PA 17015. 10/05/2010 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of execution is returned as ABANDONED. No action on writ in over 6 months. SHERIFF COST: $88.41 October 05, 2010 SO ANSWERS, RON R ANDERSON, SHERIFF By S aron R. Lantz ~ C~ Pd. ~~ 7~~sa ~y~'3~~ SHERIFF'S OFFICE OF CUMBERLAND COUNTY (cJ CamtySuile ShenfF, Telensoft, Inc. „ WRIT OF EXECUTION andlor ATTACHMENT w. 'Y COMMONWEALTH OF PENNSYLVANIA) NO 08-1782 Civil COUNTY OF CUMBERLAND) CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DISCOVER BANK Plaintiff (s) From DAVID W. BIXLER, AT 10 LADNOR LANE CARLISLE, PA 17015 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: PNC BANK AT 2 WEST PINE STREET MT. HOLLY SPRINGS, PA 17065 and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $9,185.27 Interest $350.02 Atty's Comm Atty Paid $152.88 Plaintiff Paid Date: 2/18/10 L.L. $.50 Due Prothy $2.00 Other Costs $600.00 ATTY'S FEES ~~ I David D. Buell, Prothonotary (Seat) By: Deputy REQUESTING PAF:TY: Name WILLIAM T. MOLCZAN, ESQUIRE Address: WELTMAN, WEINBERG, & REIS CO., L.P. A. 1400 KOPPERTS BUILDING 436 SEVENTH AVE. PITTSBURGH, PA 15219 Attorney for: Plaintiff Telephone: 412-434-7955 Supreme Court ID No. 47437