HomeMy WebLinkAbout08-1783IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
vs.
MALGORZATA SUDOL
Defendant
No : 02 - '783 (2 lvi L Texan
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06521462 C J Pit SJS
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
VS. Civil Action No
MALGORZATA SUDOL
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at
3700 WISEMAN BLVD. SAN ANTONIO , TX 78251 .
2. Defendant , is adult individual(s) residing at the address listed
below:
MALGORZATA SUDOL
931 WILLCLIFF DR
MECHANICSBURG, PA 17050
3. Defendant applied for and received a credit card issued by
Plaintiff bearing the account number XXXXXXXXXXXXXXXX6645 .
4. Defendant made use of said credit card and has a current balance
due of $10027.58 .
5. Defendant is in default of the terms of the Cardholder Agreement
having not made monthly payments to Plaintiff thereby rendering the
entire balance immediately due and payable.
6. Plaintiff avers that the Cardholder Agreement between the parties
provides that Defendant will pay Plaintiff's attorneys' fees.
7. Plaintiff avers that such attorneys' fees will amount to $300.00 .
8. Plaintiff is entitled to interest at the statutory rate of
6.00% per annum from March 7, 2008.
9. Although repeatedly requested to do so by Plaintiff,
Defendant has willingly failed and/or refused to pay the principal
balance, and accrued interest or any part thereof to Plaintiff.
WHEREFORE, the Plaintiff prays for judgment against Defendant,
MALGORZATA SUDOL, individually, the amount of $10027.58 with
continuing interest thereon at the statutory rate of 6.00% per annum
from March 7, 2008, plus attorneys' fees of $300.00 and costs.
James C. a mbrodt, 42524
WELTMAN, WE NBERG & REIS CO., L.P.A.
436 Sev nt Avenue, Suite 2178
Pitts rg , PA 15219
(412 43 -7955
(41 ) 8-7130
WW # ' 5214 62
This law firm is a debt collector attempting to collect this debt for
our client and any information obtained will be used for that purpose.
.. 1
Statement for account number: 4266 8510 1839 6645
New Balance Payment Due Date Past Due Amount Minimum Payment
$10.027.58 12/27/07 $1,100.00 $2.510.58
Amount Enclosed Make your check payable to Chase Card Services.
$ New address or e-mail? Print on back.
426685101839664500251058010027580000002
29493 SEX Z 33607 D
MALGORZATA SUDOL
931 WILLCLIFF DR
MECHANICSBURG PA 17050-7625
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
1:5000 160281: 204 LO L839664SCIum
Opening/Closing Dale:
CHASE 0 11/02/07 - 12102107 CUSTOMER SERVICE
1
Minimum Payment Due: $2
510
58
6-
,
.
Espanol 1-888.44
08
TOO 1-800-955.8060
Pay by phone 1-800-436-7958
Outside U.S. call collect
VISA ACCOUNT SUMMARY Account Number: 4266 85101839 6645 1-302-594.8200
Previous Balance $9,743.97 Total Credit Line $9 000 ACCOUNT INQUIRIES
Purchases, Cash, Debits +$39.00 Available Credit P.O. Box 15298
Finance Charges +$244.61 Cash Access Line
Wilmington, DE 19850-5298
$1,800
New Balance $10,027.58 Available for Cash $0 PAYMENT ADDRESS
P.O. Box 15153
Wilmington, DE 19886-5153
VISIT US AT:
wWw.chase.com/credmtcards
The charge privileges on your credit card account have been revoked. You no longer have the
ability to use your credit card account for purchases. We can help you get back on track. Call
1-800-955-8030 (collect 1-302-594-8200) today.
TRANSACTIONS
Trans Amount
Date Reference Number Merchant Name or Transaction Description Credit Debit
11/26 LATE FEE 9.00
FINANCE CHARGES
Finance Charge
Daily Periodic Rate Corresp. Average Daily Due To Transaction Accumulated FINANCE
Category 31 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES
Purchases V.082116% 29.99% $1,367.62 $34.84 $0.00 $0.00 $34.84
Cash advances V .06216% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00
Convenience check V .08216% 29.99% $8,235.84 $209.77 $0.00 $0.00 $209.77
Total finance charges $244.61
Effective Annual Percentage Rate (APR): 29.99%
Please see Information About Your Account section for balance computation method, grace period, and other important information
The Corresponding APR is the rate of interest you pay when you carry a balance on any transaction category.
The Effective APR represents your total finance charges - including transaction fees
such as cash advance and balance transfer fees - expressed as a percentage.
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CHASE 01
111111111111111111i1111111111111111111111111111111111111111111
This Statement is a Facsimile - Not an original
X 0000001 FIS33335 D 6 DOD N Z 01 07/12102 page 1 of 1 05686 MAMA 29493 33610000060002949301
Address Change Request
Please provide information below only if the address information on front is incorrect.
Street Address: ---------------------_
City: ------------
State: --
Zip: -----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: ------
L
Information About Your Account
Lost or Stolen Cards: Please report your lost or stolen card immediately by
calling the Customer Service number found on the front of your statement.
Advisors are always available to assist you. You can reach an Advisor by
pressing 0 after you enter your account number.
Creditiap of Payments: For payments by regular U.S. mail, send at least
your minim um payment due to our post office box designated for payments
shown on this statement. Your payments by mail must comply with the
instructions on this statement, and must be made by check or money order,
payable in U.S. Dollars, and drawn on or payable through a U.S. financial
institution or the U.S. branch of a foreign financial institution. Do not send
cash. Write your account number on your check or money order. Payments
must be accompanied by the payment coupon in the envelope provided with
our address visible through the envelope window; the envelope cannot
contain more than one payment or coupon; and there can be no staples,
paper dips, tape or correspondence included with your payment. If your
payment is in accordance with our payment instructions and is made
available to us on any day except December 25 by 1:00 p.m. local time at
our post office box designated for payments on this statement, we will credit
the payment to your account as of that day. If your payment is in accordance
with our payment instructions, but is made available to us after 1:00 P.M.
local time at our post office box designated for payments on this statement
we will credit it to your account as of the next day. If you do not follow our
payment instructions or if your payment is not sent by regular U.S. mail to
our post office box designated for payments, crediting of your payment may
be delayed for up to 5 days. Payments made electronically through our
automated telephone service, Customer Service advisors, or our web site
will be subject to any processing times disclosed for those payments.
Account Information Reported to Credit Bureau: We may report
information about your account to credit bureaus. Late payments, missed
payments or other defaults on your account may be reflected in your credit
report If you think we have reported inaccurate information to a credit
bureau, you may write to us at the Cardmember Service address listed on
your billing statement
Notice About Elea' , to Check Conversion: When you provide a check as
payment you authorize us either to use informaton from your checkto make
a one-time electronic fund transfer from your account or to process the
payment as a check transaction. When we use information from your check
to make an electronic fund transfer, funds may be withdrawn from your
account as soon as the same day we receive your payment, and you will not
receive your check back from your financial institution. Call the customer
service number on this statement if you have questions about electronic
check collection or do not want your payments collected electronically.
Conditional Payments: Any payment check or other form of payment that
you send us for less than the full balance due that is marked "paid in full" or
contains a similar notation, or that you otherwise tender in full satisfaction
of a disputed amount, must be sent to Card Services, P.O. Box 15049,
Wilmington, DE 19850-5049. We reserve all our rights regarding these
payments (e.g., if it is determined there is no valid dispute or if any such
check is received at any other address, we may accept the check and you
will still owe any remaining balance). We may refuse to accept any such
payment by returning it to you, not cashing It or destroying It All other
payments that you make should be sent to the appropriate payment address.
Annul Reawrel Nation: If your account has an annual fee, it will be billed
each year or in monthly installments, whether or not you use your account,
and you agree to pay it when billed. The annual fee is non-refundable unless
yo u notify us that you wish to close your account within 30 days of the date
we mail your statement on which the annual fee is charged and at the same
fime, you pay your outstanding balance in full. Your payment of the annual
fee does not affect out rights to dose your account and to limit your right to
make transactions on your account If your account is closed by you or us,
we will continue to charge the annual fee until you pay your outstanding
balance in full and terminate your account relationship.
Explanation of Finance Charges: We calculate periodic finance charges,
using the applicable periodic rates shown on this statement separately for
each feature (e.g., balance transfer/comrenience sheds and cash advance
checks ("check transaction"), purdimes, balance transfers, cash advances,
promotional balances or overdraft advances). These calculations may
combine different categories with the same deity periodic rates. If there Is a
"V" next to a periodic rate on this statement that rate may vary, and the
index and margin used to determine that rate and its corresponding APR are
described in your Cardmember Agreement, as amended. There is a
minimum finance charge in arty billing cycle in which you owe arty periodic
finance charges, and a transaction finance charge for each balance transfer,
cash advance, or check transaction, in the amounts stated in your
Cardmember Agreement, as amended.
To get the daily balance for each day of the current billing cycle, we take the
beginning balance for each feature, add any new transactions or other debits
(including fees, unpaid finance charges and other charges), subtract arty
payments or credits, and make other adjustments. Transactions are added
as of the tansaction date, the beginning of the billing cycle in which they are
posted to your account, or a later date of our choice (except that check
transactions are added as of the date deposited by the payee or a later date
of our choice). Fees are added either on the date of a related transaction, the
date they are posted to your account, or the last day of the billing cycle. This
gives us that days daily balance. A credit balance is treated as a balance of
zero. If a daily periodic rate appties to any feature, we multiply the daily
balance by the daily periodic rate to get your periodic finance charges for
that day. We then add these periodic finance charges to your daily balance
to get the beginning balance for the next day. (If more than one daily periodic
rate could apply based an the average daily balance, we will use the daily
periodic rate that applies for the average daily balance amount at the end of
the billing cycle to calculate the daily periodic finance charge each day.)
To get your total periodic finance charge for a billing cycle when a daily
periodic rate(s) applies, we add all of the daily periodic finance charges for all
features. To determine an average daily balance, we add your daily balances
and divide by the number of the days in the applicable billing cycle(s). If you
multiply the average daily balance for each feature by the applicable daily
periodic rate, and than multiply each of these results by the number of days
in the applicable billing cycle(s), and then add all of the results together, the
total will also equal the periodic finance charges for the billing cycle, except
for minor variations due to rounding. To get your total periodic finance charge
for a billing cycle when a monthly periodic rate(s) applies, multiply the
average daily balance for each feature by the applicable monthly periodic WE
and add the results together. The total will equal the periodic finance charges
for the billing cycle, except for minor variations due to rounding.
Grace Period (at least 20 days):
We accrue periodic finance charges on a transaction, fee, or finance charge
from the date it is added to your deity balance until payment in full is
received on your account However, we do not charge periodic finance
charges on new purchases billed during a billing cycle if we receive both
payment of your New Balance on your current statement by the date and
fime your payment is due and also payment of your New Balance on your
previous statement by the date and time your payment was due. There is no
grace period for balance transfers, cash advances, check transactions, or
overdraft advances.
In addition, if then is a "Qualifying Promotional Financing" auction ou
this sMe sent, you will not Incur periodic finance charges on any
Remaining Balance that appears in that section it you pay that balance in full
by the applicable Expiration Date. To avoid finance charges on new
purchases when your New Balance includes any Remaining Balance(s) in
the Qualifying Promotional Financing section, pay your full New Balance
minus the total of those Remaining Balance(s) by the date and time your
payment is due. However, if your statement shows that a minimum payment
is due, we must receive at least that minimum payment by the date and time
specified on your statement even if your New Balance consists only of
Qualifying Promotional Financing balances.
Also, for some Qualifying Promotional Financing balances, periodic finance
charges accrue during the promotional period but are not added to your
account balance. Instead, they accumulate from billing cycle to billing cycle.
This is referred to as "deferred interest" If a deferred interest Qualifying
Promotional Financing balance is not paid in full by the applicable Expiration
Date, 0a deferred finance charges will be added to your account as soon as
the first day after the Expiration Date. Further, if you default under the terns
of your Cardmember Agreement, the deferred finance charges will be added
to your account as soon as the date of default.
BILLING RIGHTS SUMMARY
In Case of Errors or Ows Ooas About Your Bill: If you think your bill is
wrong, or if you need more information about a transaction on your bill, write
Cardmember Service on a separate sheet at P.O. Box 15299 Wilmington, DE
19850.5299 as soon as possible. We must hear from you no later than 60
days after we sent you the first bill on which the error or problem appeared.
You can telephone us, but doing so will not preserve your rights.
In your letter, give us the following information.
• Your name and account number
• The dollaramount of the suspected error
• Describe the error and explain, if you can, why you believe there is an error.
If you need more Information, describe the item you are unsure about
You do not have to pay arry amount in question while we are investigating,
but you are still obligated to pay the parts of your bill that are not in
question. While we Investigate your question, we cannot report you as
delinquent or take action to collect the amount you question. If you have
authorized us to pay your credit card bill automatically from your savings or
checking account, you can stop the payment on any amount you think is
wrong. To stop the payment, your letter or call (using the Cardmember
Service address or telephone number shown on this statement) must reach
us at least three business days before the automatic payment is scheduled
to occur.
Spa" Role ter Credit Card Pnd @K If you have a problem with the
quality of goods or services that you purchased with a credit card (excluding
purchases made with a check), and you have tried in good faith to correct
the problem with the merchant, you may not have to pay the remaining
amount due on the goods or services. You have this protection only when
the purchase price was more than 850 and the purchase was made in your
home state or within 100 miles of your mailing address. These limitations
do not apply if we own or operate the merchant or if we mailed you the
advertisement for the property or services.
MAD21207
• 0"17675
Gairdmember Agreement
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in d gOr ap is ofs am we ncwva your PaTm°^L
at snd fo rs 6x f?u tfrv f"' std
?Ck r attar la-0 d mr¢aa wbdcb oli? s told o?arvat dada
Any PsY ? yt, hear v.? a sandlot ndstion or t t:
rmsuui and must br sent W us d Ua
jolidpirfto °l a &jNWNNj d
umonthly st andk we nsom AN am right
in l
adracs/ a to it sle or I
conddiondN?nM ds for usaaipla it k IN determined than it no vevd east and ym
ngardbtt p;I'Itb datan calmraddress wemeYart",thepaym antb
anyaJcbpa'moA Aft boleros We may rv69 to ocrspl any such pa meb
w!1 on WA ! or by desvoying k_ Ail other Pawn what 1CM
siwddinnd lo11rengtrWPayumal° csl.cttyor OSUMI p oaym cat checks. v, fir•. OR your W. rwom *9 Agbt to
and supnpnssdw?? tram tin bank amourd on wbrcb the d,sctis dram
p teeew d od psymnt chi W Yrarauthvriratioa Inr us to eodrit tbs emowA
Dar r
onnM
4 -
I Brett dip" rD'W Ike bank acce0d
Llvsct 6lactroaicalib c4 R needed. by stltdisD the ch, esattd 1t0°D
.,, Volt k i>Y bank Y0e1` beak sc0ooal may
P> ta1em0°t cbau w7d b coN¦ctad dawtnicll
i witb Ib0 check twrftlD 1d ecco¦d atao co s Yaw d The 0dprosl payam•t
be doband as early¦a the y'I°dry as t?t111 t? ? ste records as silo"
cbrcY vriM [ps dsd ?p ¦ ?r at fetst do win psyawl W gyym¦d is dos
fxa4nom P° to [bat err FpO&_ Y ?s Ibs sad to F PmY dw hMrmowtyou
you may baling time lbe adiis"p?PaaY ?e1d is s? w own, siu[D°s, the
e us at say alim r Y0° bove inW[rcs rbo?D°s brcams pnentr clarets
ow
soarsar yam Pan b ? ch del and Ym° m°? balance low
area" on 1? shows Your beg?tg be?ralp,t¦ iz tto ttD w b-c. Ytutr
Your boin -NNW 9staae? wt Ymd ? r [be tJ¦w , x.3 be do wpm of
no, 'A JhB New BOWNCIL doe b0 MrwBobacs;rrto? 1xr°t vrs New Ig °
apbtitmua
the 1 51112421. d alma any baled law sal dbdl
tars) billed t mu loops', *d brp and Y eotaml Ps-t do end euy 1¦romat
Pori .10 e iiiammt mom dam,ws alto rdd rBay
21vef ym ?? Y.. Igloo 11111 we am aU21a+?" ruil far a rpir BUMPIe.Tmu
Pey1A°d Allan baBrame mot 210oaeall APRs (tuck mrs ,,A trwitzle it Poismou - lC most and IndiMplor o 1r bsbU "?11
¦utluff"" to Mien cae will, if, c bo
? bdann at any data 1r4a any
r ' dll ralsspc Yea met' r¦tlomd m primal if a r na rpl al NOW cbn9er ortns had
reduce The OMMA d any credit bebnta by tin en1DYal a charge tow
to vow ° 1?.yd vow may sOdnrtte a [hbd pe?q to ool ctstrt mrmberdtips
s'rtpaa?ttmnps°tlnred 0 ow charges me Sol," ZSIoai of ran steerd outooft ..w wormoto
sPcWgM
brc ¦coOelt b ebwd of isompIsAw far mm¦a?? bi?Drr sad P11 Ve? P t.n
rtaa74s1r
cbs, can0rmt r -beeDmP eiarireheOlm bs b*edu YpOf dal ste0sel
wan imanbar dpupoc drat P11 we
?
number pI rides slier spe*Sat memo jar or e 1D I
Prosedotd tr0ta Fide 110 pant of die rffor end bean beg 9;'A wdiRod by the
Y Ptmpo11011 :d?ecl u do urea d ltd- symourosu es arat:
F?'SMWCE D WASP L11Nepa Batas y'W se¦ms¦d peszeD1sD° ear`s
claim d ed loo *,a -to go logo 1 day
fi Poitedle do Raw a al this door at got m -float s1w1Ys raced cep at the ?t1
° do APR by 765,
Poi nn Me
place to IM ripbtd or raora Af'R-?t11at 1ap1Y to suerjtu Prime
yes ou that estbs Rap
Vatleble III lae•
1121 d, Prmn Rrt A APR k mom' °?b me do Prfae P°-°d is 71rs
4obmanyaerbiMeD
t1sw. we c hem bolmos1 dryt?ss brims Datas
Furs Pobishmd In the MOODY
Aalorom PrialRw'fcduhiQ11mlt { 4 SoeofJ00mdOn" P
11.10 OWn of Ibr MYdsuldJw R role and Worm yov on l?0tab>ARaD
the Paw R¦t%ere vii sobs, s siadier
sta or firm* a s¦Psmto too" Prim Rau ts u,551d,s Bdo API ans A
araaettwl add m die Is dia
'in
and via blots'b1°ms' {rdayh dtrotppas. if maly am TI ""o n curl M?
na an If cmtssP
flesfsbfe for
aesb Tsriabla raw tad say npyibrttrm deb lmtm yew odko g3wx M w0 `mI
tale GozhtD Date sborat aarga to Fat PeAsI Reu to pet
Two bosirt°u d so is 10" add the 906cOMe trosa rboaa
thy the U doh Pe rot, fc erkaleted a t? utI ?romUlm Pmdoos baling
the APA. iu s cbrttge ts a deb PoeaaD eppliu al do ystt
Ulaft t colt "Priam Rau bar chm "Il. do now nu is whkb w1` ands the
alma cefsadet er'odic
ey°sr 3a In rywlgbsasupsieldp11mrP Ltm ends rtic0htlon dsM P 110 row bersa" Pay a blpi'rr selpfamp
p°?Aea
one= chttQo APRs alts may Tidy R y21• m b dsisu11 odor t ?u¦ 1for
1' mnY of
D¦fssd Rolling yaw Did In ben vritb os or any of out 1`11111194 comp
, kp0vk g erm oat Fat Mail an rids r or & odor
t11 M dm by by 00 the doll 1mF pros
VIVID d0sottwV'Om °°f
ar best
.
¦ecmat or two +^? as. s1 Masi tiro ranrbtero Patrnm
duo, Credit 516, an tfd- act"M
. Ypwt Deere YeOf p 111 tM? by Y ,gy clo-d,ws dsetand
nt
a
Itr yonr • you W Il a, 916W w 9. attandiuD hsboce 1nld we doom Tarawa PVM
• T0 9W nR¦ut1ms¦Bp1Ne b yw R'
parlymcraesalhrAPRaMciudmDenYPrD1"O3w
J:
11a 11
ces} up to ¦ maximum of o default
qprqwt d lD;;so evlab¦laneuts{ssetOoccursd,we may
Rl oasable w, -F an consider the IoibwinD factors to
Gtp tma ytes arc
,004 hot boon Ops4 the and rats stated in I%$ Rates fete ?e 1"A d your ecc0nlC 0gpor'+dit°t'0ns
detormO so't eresndtbtdutgofusdef¦utsmYO otbarmbDoncNps I" jwr of yourcbssrfartc21 s and plot0rannce;ld21rto06oa tkM we ob t0ntumar
&h or, or any at edlalawie and Wo d?s wp lake offer, 021 01
with loo ieopo?ony d our rdaud tempi p P?asr, .rea thefastoeYd? w
mwhtchthaddwhecwrs.bndta7aPlptY
^Y,..Ztri
bitfro0 t sale br whic11 PrfDde rosace siwgel boar
balowal km 1`U fpierirre do not
not bras [f[od f1i°d APO I IbOriM t11sro is a d In do 040 de sold Ft¦s
d we dates MP 1° d'° minima R role we bw. tbt Dead drtadt.
tncrrW Year
W¦ aam Is ass, CIO V °z1` oft nrttc or rsiastt?r
stsodsdrob-firo{srsdaeMdftks esiSrMiEM?bw Iffmchaftybw
FioraesCHnp?bw sWATDrg•ftftu ° slrryas
upw VAN ddb PI&O amass fmttasetToo bas ad ancoebasd Teri Ibassu s
arsuif br nob beb.0 Let traacfertd>
IS low k
usletPk t adr?nnr .sadsacM r t TW
,my owlM, dW-d w"stla's pile lb. -sops doTiy Pad°dk Is Mli'm
_'dkc -sdrtwe 1OF No* d°dakb?by *0 daw
. Fi1`R Hs pry dry of thy baling 0^ eta deft babate
, 5.eat HerINA day of the pronoos ? deli f-dadf-low, fioatrO"
Ya?tmy dIkeMraaBala"
for W...w? IN that hiffmD ?m = ps pea
we do ad do O?? stop 11 we rw, deft and date Ib adai0tpt Was
b& bawl clearg, s can
do ei Wr? par-htsa-:rhea sts promotftral
-
?f P
WI cakebbtla imp i6piDoolol rats tnlerroe trsralrr
muthesasrtR> a? ?a bdtmce wom", a• n,o?pt
We n t:= htdaa-+ dtbr Fars ptuiadil raft tar acb 11
ddY irise far meek d dross -dermtan nk =%o =:r= rated
lho h Fey Yee mot' d o11r the
this Jar Uolums py? t go a Fbola", UMWK chuAL cash
oR. p1r /1`r =M wsY
,dasq M gw c? odraac I
bat we me tdrt rwmwkwAi as-h day w each cst"Orr.
10golds d°$ ?_t.r....111r6ddev. ryygac, and dobk
M mum to&
t Idprlace.
A iotiost o-p s?Y
odd tasM??shums
s d dte dab 0. Cob ad-Mi.
e Pyw, a a Harr date of our
ch¦cftft"Mmu ---
Cblkw -tempts.o<ts>d11 sus that
bdwco MYI?°tOds,
• w° ailtedbm ? tY and dtot ere iredited ss al gut daf
APOM
bd.nce or ° b°IapCO of add 69 daily
IRh ° p°? on for sack eltsDetY for alts rtes, dsY. w¦ pvdodk rots
-to Dalds?aba119 to do bol Pce R mom lbw am •pYbesrd am the
pNN D oa° CPS wm eau Eot do urte?a'ppY Mu tM ads
CD° bdmmn.tel vvM 0ce brDe/ b Lskd¦ts ifn
smadmommur
tords: bubmaaootmtd Tkis a?grweood puvlde- W ddlY
SON" sisal gab °y
c0 edfm ctr°rga Ew tie WA cydmr wm °*Ae>1;, dialmil baling po ?Fi¦a0a tw • a? j 'e•Y ef'PiF teeth. da }
p11a j11 ; it wy orbdk Rms.mt c11?° is dm am anal sHerys you
bra cyd° ¦tad+I lbmec a cbwp st¦tsd M tot Rates Iced Feat Tebb .fl It
looms fir, we
la¦dibe mitsbrm so mddi and t! -aeon to reach t ? W da in
d
¦ MOD tYsta w>t mho es sum of the
itread b the ?e°C° P
The WA
dMVmD yaw Oxclad for pvlkv& ? siutrml Plea wylymi d+?'tbdmee pe"TO?M4 awar w b , Mkileg
.1 oN *at pomwd by
1, dip fm bo s
ots
the P0da.6dmtr? WM da to "wave sb lean for
P d mdmm sdeRlrt» I irmw cborryast?el
of tM ImwbS or cYs 4is '? far mirartrds9oac do to ramasm0
b&Mii todsdbiMaD rsy/asctawPmtlOdtfiaanwc11lrp
poersstdRsmac kTaeddtdloyeardsRSbelrnpe
nnsm* GrwPlalmd°ed HOmtba dots
sass orR.wcsan an Ronr+rot"Odom
trfdBrstebed b doe and we
?rsmrtrawPsrcbOt?u bMsd dorag 06p?r?mltv9lvms
Owbolow, by do Am M9 $$VA mcatnd of ypr MM batco an Yaw e1` -Pm ch mP? w
cosh
°° ecks,
dauaad ??mbesVmnslerc,bslaaesvead•t
ts.prrrtla0°6raas Wont@ 0[ arWe may ChOr a-, v s 11tOadaance loo in
wdnh ° raw for cash Adaaueas We ? trra-aCbOnSe
the;;;6L to 1111's Ping end Net 76101111 for Doti of t the tORarTatD
• ctsitmdwtcmcbs"
• ??sk>d'loc.
eyeLoi
In rd&k-%A you mm a ChM Patty sa= d We M FcasaY [rs?s riser 1019. fa She
sarAte charges d* Payrurat to this ntcrwN
psynam- fres era spesto cherpss We add she I [me to do balance IVI be Fdatoll
For Samoa, lmwroioa Its
t to9rat at vmasecdon dra of the cash ab -19- to
ca b¦1r
for r as? a .dear. wotdd be added Is, Parr chrr91 You a balence 1»nsl0r sae in
TnrweQa° Fses 1, gainers TI¦rrsi0rz We so tmumcYww,
for IoQa+uin9
the rm0oolCarted fo petss end Foss 196 for oacb of
• bdasce yeasts tbackc
• bdasto vradta• we add tM let m *s balance lw for rdotod
ThozttmMwdmipos " data of do
Waste For * cnts9w, It at do ? be added yaw bshatla s7n+?er'x bshnt? irsasactioa
fselarmbbact CPU= dbdrRmlerend
6-AM 1 ' "da i st"O rt9 pea d so ,@ beros d tbrca t logs am ids dmb9 the bWmg
We ? ? wglbaaddelodrebda rr ca forpw
Fa ss Tebb 7hess bes 1a06k eels br Mbd
An [nod Illrmbaakiy P°sc11 Y??ISO s 14 Ho Raba ged Fear T? W%MbW or IL Willie The sash your no Ia aaa" mud. n0 Toe akraaos 0 pay
y - ? aSdose Tests second owdo it
I'D no
log t ila ulna Yam mat K It v mcb gn eoa¦af mrmb" aid d
rd ern aL stews outstanding brbraa b Ills Yost
c rye ? data vA ? Vow Pn'-our dkM to doss Yam mccebas w yam sa?
*5
the snarrd a days mu sctonal is dosed by To wbdeate
A
rem I- m8b to do ninr? secom barship [gtmtlYoo PR y"O< oulsaedag Clause
Tons recmdd nle pvym rdby 00, date $ad
the
in fell mad mey
Late Fm g vo do rat neebre st bsri Bee 10 my thyO brand 9101 s brL
the w rs e. v"
n tk des ra sbema Ae iaddFFws Tabb IIairsis ?,
lots be drown f• tfa Rt sdaaca reQtr cmnal me S s sWstaeat lior tag so cu?le a mb in -l* s w °"t'Pr srsu as for Nwr sabnt.a psymni is do mWmm
Iorvv" we din not rscoive at Inct the re0m
was dos A any time aiming m 6[MmQ and Gas by ow dam accastat beirncr s overview r f hm we MOT Charge tins Ira
Cycle. ours I v* for s do'. W eey tiuWbsss air halos cbatgs or in Webg*4"d a"" In let svsn l Ii sans ad We WN not chars awbnqua Ia aft AT454 assn N no
it In muto or a 0 mu" bAQaQ eyda Down Amy ti'wQr an r. I Yost second balance d3 h ours ysdr
Bletm we 'i'l, NJ year
"W veto
asdt In ot any ° dhalaQ b° tulwegopn? ? bstn mmat hard bosored. Ibi
Fern Ito) Year pmprnrrd abets or simtsrd K or ill vn amyl nods
b¦ feO..ed. We IM drarga e
Rrt?etdmIft?dsbi[ or tw rbctrardc P'yd g cannot
a PoY°? ebw* becssa011 Is not sins cheek of {mbar. y¦aslar
atlas Pr?FMC 1 lal vur tamp P°Yrt1°at oa s sash ¦drrace
Rs1rAtCb°? tnt6lwenloseaPryrtask Admecashatkwbd°acrtrsnsisr
rlwckstyvw aIsomcheck too rains draft orolber
chrtAd kIslas M x you rsq net a wed a b or enY s to thus Census
ilVISIM"r to Mora
>< idimd basal, wg1ptrtYsnmi s lseby debt: or A dar
record d so It
or ceplas °ibaft y¦ssraspainrtuamdersppkaltf°
, a Cyr Pall ? Bud ?r s amass we provide. Me
HDWWK ;801:1
less bald that Be firm b a
%va my Imsoldwyo m be In doba[t R any of aims. occur'
. We do mmt» eeu ar the pdnba®m smoerd due by the der and Ibee aids at shown
hiss/ uins on" of out
. yodsa m, ad year ? I rms of 051 Qnemsat or our soreem¦td r
• You bil to coo * or enable 10
related camperim- i*A IS VAR obtmbs5i tab 05 OF to that iCauses re on s IV seve thatyao roar an ag
PaY fog
• teate iswpet°i°d or in the ererd d yam destb
You be a
e e&w a ins th ds et se d dose your stsowt "W" drmic
!f vas wa?°s YDOs
and r¦gatrs id babnce itarsedbthe OMrsoid bell," rnq>dra winos vft dense
ire b pgy¦w wq,aW eta) r
interam III do relln "A or the mrp
yaw stcasrd I. * as mo bisall tysbt P>ti dun.
bl, ? g Toe rr¦ b drtauk brba¦se you have iaiad binges d
To to end nu mpys, fees sours costs assn an outer stcP
endom eP star rig?ts ander;bb 0etreems14
CLOMS YDUAALI.UM call as to Close Your accaum- We may
YOU atey CID" Ywa ncsead at any lass N Teu
retlsaiur Qm1 Y" Can" Yom r nquest In v+rllin9 ec rt any aims !or
We spay dose year attourd B1. any dme yr suspend your crvdlt pr 9
any twcuo tvldrwd Pew psde sxcepl as required by appQcebb leer. tl rrs doss your
,? sat 6s lbtde to Tom for 0sY sonsequancos rasUltln9 [roan tln51109 Yam
accamaC wt w trrdk prrr9a9a° ROW immediately stop
aceooat wsrjm year eaYa eccwnt. Tor and airy all" as a s sad ut 0 ac access Yost ateodM
11 Too or vvsthan Y
rible fps chstgrs m year
usmg year ate end d0slroy as cards, 9hpas or odnr1Aee
of renaa tisetatr us apps roaprest Yor will eoarbare in be respon
$ they an erne of professed shat vow trcparalls closed and you Vol
rccotnt eusa CMARr
eemeedirrs babsn oo ysstr rctostd eccorAa01o lhs assn of
9ad , obw "Clesed to pry the
Omni biedAtaa.ta dm assnsaQr sm
n:
oumtwiial?"a O1dmytlom
AQgN%XMMA -....wrs:tr )y jT pA0Y1DF5 7W ANY DISPUTE MAY
Ica, Rit'HT TO 60
ACTION 06 OTM
FORM OF A MATE
IM ANY WN IN
or hrmic YWtlt.
b roam
Agtssiperd, yn; ns Ond*oW also
.r..?..orc_s¦exerralt.0selput,
eepyart?,....- - -g reprrserdngvesl
our rteallerlA P No
debt aud?d n s hsrrff?abnywassan
li, rrad esi/i?sa'? s dire PartYS arerd dy You
°g° i err vre etidmtd the othim's! Cement dart nsad??,
w pcwlal' ° s? tnsa.v.lea' odfi?Or us s? 9? or
rdrKN >fr/ ir'kWA- Is `brv*T VMI to tits Cetdmrmttr6ar Agtssmlion
assipcaQfaiG trmrasr ysdgssdAccotrstsrtimadrsrQsiop.aA*ou'ss.
ah?M?wln p luk At6rsm'atapda6onQarst°s?msnaas Cl,ebtart
M,b elelms rate basset E0., wn. bgd dusty at law OVA or respUndass
totsrms ?, ? ? ?aad ? q?ssoak scramodi
sepmasGrsasl ? st derlommy or sgababb r01bL gabs tsb}acl
dam win aroaat Ctdas rspsr°1INkfd d+ia Adrbradnn
411
totlisArlirai+ er anomie seq Priaa C°rdt"amber
esdwyaTi/d aa? tart Oren in the PRA as arias
>ArisltrbMatbo AV--OIL the bra clabs is to
AQa°sws? As MW Ia des karmlrm ADrenm
let tin pwoterWs fesn cs Claims,
sscwnlardab1°•
be ?emisUeeiestprtssibtrwtrromrde rxn
CWWF sijsd wn.bi d°u tr e17rerv . sad r Party who wilatrs a pimps, in
Qshd Pedlfs h to wry such Clabar edvaareod in the Iewsoil by
mextroyded s, rsgreta
tirTs MlIb Sdoa 1tVaasmnt yes stair O's '4" to Purse is a sawn
BWPKWWVwioa-
gebe/aetiicvAblsdsdsowtsfa?timsndWotsrdconanbrdirid !
eridtsse a Ciri¦d.ib° e(hbrriiD as ¦n ioanvldua
basic lw dpdsts mrfrtrmson 4s a?? if a b+Gic,
sat aprrs to aai pw¦ai tint ¦y0n
acdwnwa sbwl ataw?e tb?stasaoYbefit.
madorsai?mld ec0.sttch esOmtb Qtr iorasea a such
ilsdassdw>? pekwantutnisudwQNlssussr°edlr such
t jdn1 addvsdos dams it ddtsr you dWWI so
n9
t''a ash say rdrrr orbbrsdsn FMe nrrhiaoW ihr
No lons d a, Psi IM lhot May to
brusle by utc old in U IssrtWad P et OgWvgt r end nay
teats is Arbiadam? °w Last s f your Arcolvat- I Ta?t? hobs or your uus?aa in
th
eslme?°S w ° ad srry t o- aa4 Inset ardm mb.L
ly'sq?d?roatt?eIF ar 0 ms's iavolt b In s? er your voting b borkotcy Ovein d us
let Awa tme Arbl rtslios Assn dory or Nation'[
OAM sly s
oesd
'~ a yafoasatshsdsPssddndk ,,r the rules Ed r Qee i<vnord selected
tpbUefleu ArirQratba is ceadmIrd tstdsr cc les sal
eat comb bTa qnsm tidrd party thoon b1 eaccordance "h the rules
Soldeldrsesse sad as may be Provided is aids Arbdralion
atiilesit
III
r'aur piece :t mrs ryscaa by
of fire st slw?abbsdus, by - that elm fad?lejaIIMM
b vinish you
rm i
sebmbblaw 04 W& Sages u? I? to VMth you Ind van a9rsa is
dim s rib. der es tlrs?dr ask
wn,osss Ta ? W" CoPbs d tins Canard may of sash of tins true etbittedan
idOredadea ebM er61113 an Ind srblvallon beg' and ipruurtiaas for
yyteprpbq tins etb[Uadon IdniniStrslws as fanaws:
jkg?llsemfimm Aes¦eml p. M5 Madison Avenue. Flow A New York, NY
Aarairos fmdr a- X771-m9; ar Web alts:
iDQ17-?. SD151. Mrnrtnapofis, RAN 554115,
N¦dsami Adalsad°a t MO474 M7I
Ia uda"llor. A single, nsuvsl arbitr¦tur evil resolve
praeudswsw skher6eeb+vporw9hatieosttonyeorsezparionsaararetirrd
Chloa-Ilea
ss
arie?r ?ge The "11"Oes"O odoeadMWWI be Nuxthetarebpeimoctos do "to do wbkrodo
Old d& r mdss
d rrdee of the slwtbgr and odes are lecon" Arimim"
1, 1,1,d eabst ess?. diedurstAgr..snd well prml fbesa p eve p*
marti.ie W to To or uc The w wtde?rdm s
May ** the std: ? .0 d, FAA + a?pp&-bbA those to at ves, NPPReade end WIN p?yr ebiawe of ?prtiwi.De ras.q°is• yawl fsb rnan.W
FkaatVtteal std be mpreswtat by idceeatd Tee erbiratwodid
wwiws sad D1kN mu
slept ? prdeet saWOrner Aocowdon Is KDIM dhcbm moulds IN loosed v o
em" ineftrdial Vd. 0edo n byY m.Tke arbkratarr0 1,12" IM yea, NA ravel am
w rsgtw d to a tr NEW law Prodded to plo Oints of ? r?keses Wbe is
OW any
aesY
8 or IN do haws do PaaK 1o sword raid log Cr., ot b syYetd In
runt s ppq v tiN Proms U t? wiveYbe, erbttruor e a pom Mary award p dsaraws tr d d rswne unbss t.gsee?
wridrsg Dee a? a , the
srbknwt rri M01?r s Wild ctstameM of 00 rollimot by yov Of Upon is dos to me
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VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA.C.S. 14904 relating
to unsworn falsifications to authorities, that she is Angela S. Szlezak
(Name)
Attorney Manager of Chase Bank USA. N.A. plaintiff herein,
that
(Title)
(Company)
she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint are true and correct
to the best of her knowledge, information and belief.
AS gnature)
N
C)
?q Cno
W r
1 3
O
CASE NO: 2008-01783 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA: •
COUNTY OF CUMBERLAND
CHASE BANK USA NA
VS
SUDOL MALGORZATA
STEPHEN BENDER , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
r TT-T A9T T r+ll T] 7T TT the
DEFENDANT , at 0955:00 HOURS, on the let day of April 2008
at 931 WILLCLIFF DRIVE
MECHANICSBURG, PA 17050 by handing to
ALBERT SUDOL, SON
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 13.00
Affidavit .00
Surcharge 10.00
111b 1/0 s - .00
41 . 00
Sworn and Subscibed to
before me this
of
day
So Answers:
R. Thomas Kline
04/02/2008
WELTMAN WEIN13ERG REIS
By: Z-_ 1,- 5 y-
neputy Sheriff
A. D.
i
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A
Plaintiff
vs.
MARGORZATA SUDOL
Defendant
No. 08-1783-CIVIL TERM
PRAECIPE TO SETTLE, DISCONTINUE
AND END WITHOUT PREJUDICE TO REFILE
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Matthew D Urban, Esquire
PA 1. D #90963
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06521462
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A
Plaintiff
vs. Civil Action No. 08-1783-CIVIL TERM
MARGORZATA SUDOL
Defendant
PRAECIPE TO SETTLE, DISCONTINUE
AND END WITHOUT PREJUDICE TO REFILE
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
SIR:
Settle, Discontinue and End the above-captioned matter upon the records of the Court without
prejudice to refile and mark the costs paid.
WELTMAN, WEINBERG & REIS CO., L.P.A.
ByLrney Att Plaintiff
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06521462
SWORN TO AND SUBSCRIBED
before me this W ay
of s 008
NOT /NY PUB
C(JMMthWP.'ALJ'H ar !°'k'yVl+l!IYLVANIAx
Wayne A. Ji rSs, +iotarv Puht:c
CN, tit e?iYt ?'+u pE? e l:w ?t ®? County
? CZD -z?
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