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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff No: 0$- 118(0 Civil-rerM
VS.
MARILYN N BERLINSKY
Defendant
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06507235 C J Pit SJS
5
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
VS. Civil Action No
MARILYN N BERLINSKY
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
5
COMPLAINT
1. Plaintiff, CHASE BANK USA, N.A. is a corporation with offices at
3700 WISEMAN BLVD. SAN ANTONIO , TX 78251 .
2. Defendant , is adult individual(s) residing at the address listed
below:
MARILYN N BERLINSKY
303 PENNSYLVANIA AVE
CAMP HILL, PA 17011
3. Defendant applied for and received a credit card issued by
Plaintiff bearing the account number XXXXXXXXXXXXXXXX4003 .
4. Defendant made use of said credit card and has a current balance
due of $11572.14 .
5. Defendant is in default of the terms of the Cardholder Agreement
having not made monthly payments to Plaintiff thereby rendering the
entire balance immediately due and payable.
6. Plaintiff avers that the Cardholder Agreement between the parties
provides that Defendant will pay Plaintiff's attorneys' fees.
7. Plaintiff avers that such attorneys' fees will amount to $300.00 .
8. Plaintiff is entitled to interest at the statutory rate of
6.00% per annum from March 7, 2008.
9. Although repeatedly requested to do so by Plaintiff,
Defendant has willingly failed and/or refused to pay the principal
balance, and accrued interest or any part thereof to Plaintiff.
WHEREFORE, the Plaintiff prays for judgment against Defendant,
MARILYN N BERLINSKY, individually, the amount of $11572.14 with
continuing interest thereon at the statutory rate of 6.00% per annum
from March 7, 2008, plus attorneys' fees of $300.00 and costs.
Jame/AN rmbrodt, 42b24
WELTW INBERG & REIS CO., L.P.A.
436 t Avenue, Suite 2178
Pitth PA 15219
(4127955
(412-7130
WWR# 235
This law firm is a debt collector tempting to collect this debt for
our client and any information obtained will be used for that purpose.
Statement for account number: 4357 8773 1022 4003
t New Balance Payment Due Date Past Due Amount Minimum Payment
$11.572.14 12/22/07 $1,072.00 $2,588.14
r? Make your check payable to Chase Card Services.
Amount Enclosed $ul New address or e-mail? Print on back.
CHASE 01.
435787731022400300258814011572140000005
45744 BEX Z 33107 D
MARILYN N BERLINSKY
303 PENNSYLVANIA AVE
CAMP HILL PA 17011-5439
I,rrlllrlrrlirlflrrlrrlirrrlrlirrrll,Irlrrrllrrlrlrrrllrrllrrl
CARDMEMBER SERVICE
PO BOX 15153
WILMINGTON DE 19886-5153
IrrrlllrrrlllrrrrrrllrrrlLl,Irrlrrlrrll,I,Irrll,rrrrllydL,l
I: 5000 L 60 281: 9 78 7 3 LO 2 2400 3 2it¦
Opening/Closing Date: 10!28/07 -11/27/07 CUSTOMER SERVICE
4 In 1-800-45-2000
8
CHASE O Minimum Payment Due: 1
Espafi panol 1-888-446-3308
$z 58
TDD 1-800-955-8060
Pay by phone 1-800-436-7958
Outside U.S. call coiled
1-302-594-8200
VISA ACCOUNT SUMMARY Account Number: 4357 87731022 4003
ACCOUNT INQUIRIES
Previous Balance $11,243.06 Total Credit Line $10,500 P.O. Box 15298
Purchases, Cash, Debits +$39.00 Available Credit $0 Wilmington, DE 19850-5298
Finance Charges +$290.08 Cash Access Line $6,300
New Balance $11,572.14 Available for Cash $0 PAYMENT ADDRESS
P.O. Box 15153
Wilmington, DE 19886-5153
VISIT US AT:
www.chase.com/cmditcards
The charge privileges on your credit card account have been revoked. You no longer have the
ability to use your credit card account for purchases. We can help you get bad( on track. Call
1-800-955-8030 (collect 1-302-594-8200) today.
TRANSACTIONS
Trans Amount
Date Reference Number Merchant Name or Transaction Description Credit Debit
11/23 LATE FEE 39.00
FINANCE CHARGES
Finance Charge
Daily Periodic Rate Corresp. Average Daily Due To Transaction Accumulated FINANCE
Category 31 days in cycle APR Balance Periodic Rate Fee Fin Charge CHARGES
Purchases V.08216% 29.99% $4,883.03 $124.37 $0.00 $0.00 $124.37
Cash advances V.08216% 29.99% $0.00 $0.00 $0.00 $0.00 $0.00
Convenience check V.08216% 29.99% $6,506.00 $165.71 $0.00 $0.00 $165.71
Total finance charges
$290.08
Effective Annual Percentage Rate (APR): 29.99%
Please see Information About Your Account section for balance computation method, grace period, and other important information.
The Corresponding APR is the rate of interest you pay when you carry a balance on any transaction category.
The Effective APR represents your total finance charges - including transaction fees
such as cash advance and balance transfer fees - expressed as a percentage.
Mir
? so _7.2 3S`
This Statement is a Facsimile - Not an original
}I, 0DODD01 FIS333M D 7 000 N Z 27 07/11127 Page 1 of 1 05686 MA MA 45744 33110000070004574401
Address Change Request
Please provide information below only if the address information on front is incorrect.
Street Address: ----------------------
City: ------------------
State: --
Zip: ----- ----
Home Phone: --- --- ----
Work Phone: --- --- ----
E-mail Address: ----------------------
L
Information About Your Account
Lost or Stolen Cards: Please report your lost or stolen card immediately by
calling the Customer Service number found on the front of your statement.
Advisors are always available to assist you. You can reach an Advisor by
pressing 0 after you enter your account number.
Crediting of Payments: For payments by regular US. mail, send at least .
your minimum payment due to our post office box designated for payments
shown on this statement. Your payments by mail must comply with the
instructions on this statement, and must be made by check or money order,
payable in U.S. Dollars, and drawn on or payable through a U.S. financial
institution or the U.S. branch of a foreign financial institution. Do not send
cash. Write your account number on your check or money order. Payments
must be accompanied by the payment coupon in the envelope provided with
our address visible through the envelope window; the envelope cannot
contain more than one payment or coupon; and there can be no staples,
paper dips, tape or correspondence included with your payment. If your
payment is in accordance with our payment instructions and is made
available to us on any day except December 25 by 1:00 p.m. local time at
our post office box designated for payments on this statement, we will credit
the paymentto your account as of that day. If your payment is in accordance
with our payment instructions, but is made available to us after 1:00 p.m.
local time at our post office box designated for payments on this statement,
we will credit it to your account as of the next day. It you do not follow our
payment instructions or if your payment is not sent by regular U.S. mail to
our post office box designated for payments, crediting of your payment may
be delayed for up to 5 days. Payments made electronically through our
automated telephone service, Customer Service advisors, or our web site
will be subject to any processing times disclosed for those payments.
Account Information Reported to Credit Roman: We may report
information about your account to credit bureaus. Late payments, missed
payments or other defaults on your account may be reflected in your credit
report If you think we have reported inaccurate information to a credit
bureau, you may write to us at the Cardmember Service address listed on
your billing statement
Notice About Eleshwto Cheek Conversion: When you provide a check as
payment, you authorize us either to use information from your check to make
a one-time electronic fund transfer from your account or to process the
payment as a check transaction. When we use information from your check
to make an electronic fund transfer, funds may be withdrawn from your
account as soon as the same day we receive your paymem, and you will not
receive your check back from your financial institution. Call the customer
service number on this statement if you have questions about electronic
check collection or do not want your payments collected electronically.
Conditional Payments: Any payment check or other form of payment that
you send us for less than the full balance due that is marked "paid in full" or
contains a similar notation, or that you otherwise tender in full satisfaction
of a disputed amount, must be sent to Card Services, P.O. Box 15049,
Wilmington, DE 19950-5049. We reserve all our rights regarding these
payments (e.g., it it is determined there is no valid dispute or if any such
check is received at any other address, we may accept the check and you
will still owe any remaining balance). We may refuse to accept arty such
payment by returning it to you, not cashing it or destroying it Ali other
payments that you make should be sent to the appropriate payment address.
Aimed Reveal Notice: If your account has an annual fee, it will be billed
each year or in monthly installments, whether or not you use your account,
and you agree to pay It when billed. The annual fee is non-retundable unless
you notify us that you wish to close your account within 30 days of the date
we mail your statement on which the annual fee is charged and at the same
time, you pay your outstanding balance in full. Your payment of the annual
fee does not affect our rights to close your account and to limit your right to
make transactions on your account If your account is closed by you or us,
we will continue to charge the annual fee until you pay your outstanding
balance in full and terminate your account relationship.
Explanation of Fireman Charges: We calculate periodic finance charges,
using the applicable periodic rates shown on this statement, separately for
each feature (e.g., balance transfer/convenience checks and cash advance
checks ("check transaction"), purchases, balance transfers, cash advances,
promotional balances or overdraft advances). These calculations may
combine different categories with the same deity periodic rates. If there is a
"Y' next to a periodic rate on this statement, that rate may vary, and the
index and margin used to determine that rate and is corresponding APR are
described in your Cardmember Agreement, as amended. There Is a
minimum finance charge in any billing cycle in which you owe any periodic
finance charges, and a transaction finance charge for each balance transfer,
cash advance, or check transaction, in the amounts stated in your
Cardmember Agreement, as amended.
To get the daily balance for each day of the current billing cycle, we take the
beginning balance for each feature, add any new transactions or other debits
(including fees, unpaid finance charges and other charges), subtract any
payments or credits, and make other adjustments. Transactions are added
as of the transaction date, the beginning of the billing cycle in which they are
posted to your account, or a later date of our choice (except that check
transactions are added as of the date deposited by the payee or a later date
of our choice). Fees are added either on the date of a related transaction, the
date they are posted to your account, or the last day of the billing cycle. This
gives us that day's daily balance. A credit balance is treated as a balance of
zero. If a daily periodic rate applies to any feature, we multiply the daily
balance by the dally parodic rate to get your periodic finance charges for
that day. We then add these periodic finance charges to your dally balance
to get the beginning balance for the next day. (If more than one daily periodic
rate could apply based on the average daily balance, we will use the daily
periodic rate that applies for the average daily balance amount at the end of
the billing cycle to calculate the daily periodic finance charge each day.)
To get your total periodic finance charge for a billing cycle when a daily
periodic rate(s) applies, we add all of the daily periodic finance charges for all
features. To determine an average daily balance, we add your deity balances
and divide by the number of the days in the applicable billing cycle(s). If you
multiply the average daily balance for each feature by the applicable daily
periodic rate, and then multiply each of these results by the number of days
in the applicable billing cycle(s), and then add all of the results together, the
total will also equal the parodic finance charges for the billing cycle, except
for minor variations due to rounding. To get your total periodic finance charge
for a billing cycle when a monthly periodic rate(s) applies, multiply the
average dairy balance for each feature by the applicable monthly periodic rate
and add the results together. The total will equal the periodic finance charges
for the billing cycle, except for minor variations due to rounding.
Brace Period (at least 20 days):
We accrue periodic finance charges on a transaction, fee, or finance charge
from the date it is added to your daily balance unfil payment in full is
received on your account. However, we do not charge periodic finance
charges on new purchases billed during a billing cycle t we receive both
payment of your New Balance on your current statement by the date and
time your payment is due and also payment of your New Balance on your
previous statement by the date and time your payment was due. There is no
grace period for balance transfers, cash advances, check transactions, or
overdraft advances.
In addition, if then is a "Qualifying Promotional Ficam ing' suction an
this shidernnt you will not incur periodic finance charges on any
Remaining Balance that appears in that section if you pay that balance in full
by the applicable Expiration Date. To avoid finance charges on new
purchases when your New Balance indudes any Remaining Balance(s) in
the Qualifying Promotional Financing section, pay your full New Balance
minus the total of those Remaining Balance(s) by the date and time your
payment is due. However, If your statement shows that a minimum payment
is due, we must receive at least that minimum payment by the date and lime
specified on your statement, even if your New Balance consists only of
Qualifying Promotional Financing balances.
Also, for some Qualifying Promotional Financing balances, periodic finance
charges accrue during the promotional period but are not added to your
account balance. Instead, they accumulate from billing cycle to billing cycle.
This Is referred to as "deferred interest" If a deferred interest Qualifying
Promotional Financing balance is not paid in full by the applicable Expiration
Date, the deferred finance charges will be added to youracccunt as soon as
the first day after the Expiration Data. Further, if you default under the terms
of your Cardmember Agreement, the deferred finance charges will be added
to your account as soon as the date of default.
BILLING RIGHTS SUMMARY
In Cm of Emu or Geeetieua Ahead Your Bill: If you think your bill is
wrong, orif you need more information about a transaction onyour bill, write
Cardmember Service on a separate shoat at P.O. Box 15299 Wilmington, DE
19850-5299 as soon as possible. We must hear from you no later than 60
days after we sent you the first bill on which the error or problem appeared.
You can telephone us, but doing so will not preserve your hghfs.
In your letter, give us the tollowing information.
• Your name and account number
• The dollar amount of the suspected error
• Describe the error and explain, if you can, why you believe there is an error.
If you need more information, describe the item you are unsure about
You do not have to pay any amount in question while we are investigating,
but you are still obligated to pay the parts of your bill that are not in
question. While we investigate your question, we cannot report you as
delinquent or take action to collect the amount you question. If you have
authorized us to pay your credit card bill automatically from your savings or
checking account, you can stop the payment on any amount you think is
wrong. To stop the payment, your letter or call (using the Cardmember
Service address or telephone number shown on this statement) must reach
us at least three business days before the automatic payment is scheduled
to occur
Special Role for CndN Card Purchases: If you have a problem with the
qualityof goods or services that yo u purchased with a credit card (excluding
purchases made with a check), and you have tied in good faith to correct
the problem with the merchant, you may not have to pay the remaining
amount due on the goods or services. You have this protection only when
the purchase price was more than $50 and the purchase was made In your
home state or within 100 miles of your mailing address. These limitations
do not apply if we own or operate the merchant, or if we mailed you the
advertisement for the property or services.
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wldcb We smut am in U 5 dollars dr-- am hods oa daPvsbant
Too sgr.e. b of e broigm sd or btmmnd bTTpOr founds
A iiasaey ? d"msdcdp6iitlotvrb 7Wtst evalsbip ctpdi may rest bt
chuck seeapt cedr ?"Ise
at Ill m>fP ? ta? 4 scs vvhi 8*a or tt-s odmrvms, wod+a
b I?'I' eadlm"?P?,m?-s1? ys ?ihyy stps ??oL We rsssM +B ? w 1 OEM fvbt
for>a"*?la Ui[ fr no yaifd drip
tads h deurmmed there
= oCC.Ptthm P "'ant end ytn
rt rsQ drdr sired st lay glow eddr'ss rte may such Payment b
It anTsuelrpsrmB pal i bab:rres Wm may re(uso to a=cool asents that you In"
rr71 1 ye"Yat, and eamhiaQ y °Id address ShIr" IL AN other an your ?thtr swteawna
at Thor ? u? uplar nrd=dh cmAest your arm"I Pamperer basis. st fit,
yft re of
dudmg live baud: eccrnr
(M0. Ym r>? sadur rePrss"v" hmour avrhAr)teti0n for US to cm1matths amount t
t), roesiPt of your PpynMnt chocks ks is 1'" It on Whkh the cbsckh dtowr
or pnsppaNSd ???'?
red
. ? rr'
fsdas9m bwo
bh6r0 cTde lar winch Parrce
kmia_ seli°u New do not
3100 dratt dtswe e0ola'f tie bank °L ? chock smut" otdcaft 04 ^f p
B aeeded. by t se-ft iv book ° NM
aw
o ?
The zbect zS'?put t:backs'"?le soslecJW step ers;to "NO balk Y ei
rotrdei .rd sct oatd °rlp? To
P
with 1b° check .. ?,. wore dry W° rauiMe Y°r'r ? net records w
be dsbked as "fly trod •a iaor0e vA b• araso dws, a sho" ast .back A bs d d sues to Ply at a> symr•l s avs
°'t da hdl romoMYW Ri am i
5 k by" data NW jxjsAsaaa Far `
n o Y6w bw* tdrted°e^? P°Yoo"d due sad dr0 tea., the A°.. 00 le"'him
?b• because fin•nca dnrp?c T
516 .gyp you Mva?balance
us at bear Si est e igre p
soorrerYp°Peym'? ls arc?`b dsY
annual blow aspeasaiw ph'a Y W b19 tg 4 Wallace ad youl he 14M B ? 510 Whe i?eh•ocs
? d
atom to b
Now Baf act oo Y"*a be the Now Babae, i k d $ Nave BW"ro. W
arisi+aoa p°1fAd dn• dda NewBalsocKord6° sum Nis •td.?xdd dam As
? raat W .Wg a l,.°d snr 0090 Pasl d°° a•raun
ad of de ilobnmo P°YmO°t rats
avaryow ??lr.a a0ras tbsl w° M errtfrorltedm t lw ,u Fu m?You
delis frost imobb io x a° ec w O bw°f APRs tncb
P° AS"
me,
land CMOs la a°;R lidpo1°le and sus m •r Akid
PRs
Ws• Too aoY? ?refund rao+ad d n°'o c!I ? s ort?" bN°d
reduce do moot d err g htrtaun&a* chsrge Your
to yam °scooaal st You may .pfprbe s t mP' idlt etarY°s, pi°abssskiFs
AatahaSia t ampb, memelioc?'"0
yaw say too"
r iai'? A as.
and WWBD ? is tww of ?sd folop" L
and'
urro P" at box:051 Toor otmas dwbOlw kc ^+
y.tt•r•ra cha"Pol-we .djohlbhW101YpOfOti"M
dirway es w ,wcber0esth•tYOe attempt Uwe
auerdo°e _ to Opip wameyodwsparielJanus 101F ywabob
tids?sOr°Qma^t UUu++YYa° ad by
pmmgdDm
o3m*yyw do alal
slpj Y ." aafa0s rates Pronominal 16 ,oil mad Alloud?Br° ??° ? an 6stod °° tM ?t•s ? j °s
dia, Raw
no* 11111111C dptiia" >'lb poll Term 51 is the a by stA w vo dW do OR 30,
ols' P ` d °M°Ys rem) °P at the rdt
g1•ce 1• dM r1Yld faYow
a ng he _ apr•APBsPtbataPPlY a swwilhsfiany i?IsPnim
Vasa°bl• tit o per. an A ? ? Ptbn BW P?e
h., In The
to to Ptbae ° ifs Cleft Dstb cb*m
? j We r- bAhm ph°s1*1111 Prbar Rag j.W.W Is P
stslhm•tttTba'Prhae??mJoomaiB??dSaad?° .ay.ar60Rer0
Astec tacfldo.b? mlrcr • tdhdferr'iorn+c'
lira Prima Bate, . separate noon Ran Lo W WW da APR A
AA'mrwrpl°' k ale d ? we a Waabaad w?c K 615. Cis do m°rpwan Of
'bvsitasd d• f rata., N m'Y+ °n Y0 rag a•d srarssP°o0 ss
F•sc Tabld s??? om dd? an tour drmt st?gnraat
satbbtrariebb rag urn eaY `"
Data _
Two bLboa drys Bala bL Yft dnnana id the ° a oamia to that rews, Reg to 4i1
tggAPB.TVAd°BUP° nuiss'1,addYPW-&rx""mdKi'a fst rail VON opplf irta c b°caum do Priors Rate I In qe ?dnthe d?? in Pay 5 w made the that ends c sr Puiod+c
3ss biBin! kph •s°r41 mla ! s"Plnkan pel
N d Y°tldR dts underddsoytsemarla
Im10?° 1?t??o w .af APRs also rt1°Y °°rg B *W ?° of out re1°ud cwaP°^ias for 4nY of
DobvN a°^t you bey. wpb us a asV ...vast or any that
::= o16er IV Ism or rent .wed on this ris"
. bp6?met g cowl. I of is the that is ++oa Psl"10nt dm by the date mad °
• e?rt d a° e or ID" yAth us, at Mest the r
dw, . Yon •ttcead your as to is stet not n°^Of'd by Y bank mi s cbsoitwo demand
• You make a Oygivmat anyfwo 010 rgr d w? do rat retake Pefl^gtd
• To Ors Omni °Bp11'°d DI YW Vpr dbr0 i en
odoneI
brenadate sPerIy- dsdm0•nyPrinb
_tis b orates, are IpOY a,crease der APBs lbr ua d dr. dolauk
j i b ay d tlnso °?°1` vvardna advances) 11P to ihaaam" testate to
Ap oneOwlwceslr0 uol but bees )he
F trpeRe
tions
rate stood In thl Ratat ad
determine Your daunt n xdte l ngtb d Jim Your asco sccouPC ab0f o'er
do Ps
d do delsub ON Your t otbsr two
.RStencs, era load u1 ton or
vi yaw..cooed °saOs and p.s}.tmance;bdorro°iroasddn va obtain lmm of Di
addh us or any d our feltted eomPaoie ;e ad ° d.lsult rat?1rAI take W phase
poits rdrtsead ham cradle bar
day
srsdk r. nF.ro+
& fasr•en Ye1rr ArP lives dejoull rate n oil pCalled id ??
defeat apiburs raw* Im on OF
, tea r °° off wraen to c?MrW In oil dBl d row w raiaststa
biastems 1°Ww
bow ohms* d,. reel po of thebiding ryale is Wlrrch the drlwb gccurs.and raj aPPrY
ansingy
br odor ?I.. assetdbid ;1415111 dt'.* .bmmpy
.s>e asbsdntrta?e.
y?.eM.y lot wsls lnisveN 1,0&m bdrw °f
itb.dy d oe otsgmlrdrdtei go d'a s ibis Is taw i?
dieeet e
?labegs,
'?coladiee a chargef br p.rsbsses f. two stops. 59 a cdcob s *ee rw Wac ere nrO*W fie dally bokmb bT do dv*
FkA far trt *'W of da b" v^
als 61No0 cycle We tattld* 00 AMY btdtmu
behm ce
5aeand. lw seal`s =1 swee rd
syAapt of ua New Baisn
for ro dvpwoo sscad smP u v- " dale nd tboa Iho adammpwawl t vl"
a
oayaar abi bon M...wadY fri0sd •sf 11uR P-0,
fides OF s a idle pomp cbsmw ( no
svs Fall
do ??btrtw• ass the r-iow a trenches, bsircaPnsl?u
nu ram, chary ado
We esicalsm t? ta1. fair EN so
.de•aea
*o dd*bi w bff ll eb e ?.dwresepayl uyt• do
tI. bats ?rawgo owW",
JbU a? ??h lights"
lit inat# sym 6jad g e Pro
PPjb&
le dotics btdd to ousle 61 her each cebOoT-
iv Vwda ihl
><artialTinili0 betaaca br ti t dcdhac, lees' dtiar saipe?r/°s, and debit
.oy r l ad ohm sat?.ryawe add a solOg de0 fiwin'ra ?rbs
•dla Maidr/R ad.sase. add a ante gyba?.anca speck
w ¦ h w ll go Aar bl?? y as d the dos, a data of or?o slow
bd bwdw dsier shack a BoPesbd by a Py"I'
sa bmlesso ersdlt& at age e^u that
dwim?yltactboar tint ? ?h n ?.asd d that daR
Wei pmt DNA clap wilidic rate
Tv a;dsbeop bhf•nCeuw bilboacy of we Wo the Red anu rr-art.dap'"a P pip LbB 6% - " a
bbisswo rem ?tbe??b?D?a
pola=badewalviolvoll twWN& e' brbaee a? • opnsrseot PvdNs ior1ddoih up"IthINTUthe vack day
goass, na.a is s thomm 10 the On cycle eve add aY d the dol
dial B
Ost ibow'. drips 110 bdraW Cycle'
Torie?c faa far bow'. each uteGp ? d Who Pre+r "
PP It ?PaRnanee??dBueFamssTable11k
f.adom s? pfd Sapardt° m V" do 6 cya r?
.dd*dwomdt.tfab"cb wh.t ¦wads f b11Ra0.Yd°+eRwd'astemdthe
tcoved
The lad snow chnge 0e Yp1e treasecd0e in rmence cbwPF
Pa fie ill : .eao ak segd dl= that
iolly
Moo by Y°Yr B
a Snatue tdmtd° law hesss lor do firs M dr bRisO °sp Ps .Ow r mVo dr?'? f?tlrose
the auebw pr.eiors ilia! rYde N Pa?bip?? tie mnrh0e d* balance for
dar.saltbytla.uoibar
raadai? dt•sahaseaY Y00 =,
porcirhehsataiealaled sdaBip•ti.&::;: ONNchoryeslorthat
s celahf°rthl do pin ski rrtsBoos fie to rnurnSn
todii1dR kaftownto
sd bcbasl?t:s
GraeePdeiadAee*pel tbatY°IrvmdedenkTasdd•d . teadin
Happolvic'"D do Po
JOINON
or+BP4°0?M wmtibddvim0eb®n9sYdsg eewo
rclrasos iarilWN
At, aaw
Imx, #ess the dstc we twat toot a w.t.mgtd by tho is dolnd c: Yet ' IW ih yb(pr now Bshhnca am ym
a?. M.- Pew ePPw only
ret steed Oe0o1est PaYreoot was {pe etc, balm" VW OF t hods, cosh
date er??51PsidesnotePPl?tobalan a ffa?tses,B11
a va=nce lag in
to ? of overdF charge Yo
you a ad
s r Cat»ask b cigar.
Adrarrc=W°p10y tronsecdons:
a` bees Feroswedi^ the Raps and Fa.sTsbfe foraechofthe[dindnr9
cesbedeaxe cbackr
. rash td es
. '6vd ,31
IBM of
• be psgdpO TS}gi? Floloodbig babas n vow 5,4 We b anY s? spit ?e y to 0>.a Pry %be
atbasaed by tans We d 1. do "no srniw s- meta a Pay11i°K on y°u bb ?.a1 10 ' Oft areert Y sddW ar {mr° ehar YorR act ri0sa
to rddalag i you ercaa t aeeavN vra am char" a transaedra ootsltadisli0?s Dui "y
1. IT pp
1WRIGWTO 31)
y.tviu 6harges Ore PaYnie AR ea?if CAIIBUM
psysMnt Vda add y For Ih?ebalOisn1r sett fie11 its 8
"al 11, asaw? date d dreecssh edr i wnc bolowe
r tee in
cash a'Wye a below, lroncle F
f.T a sb advance w 7
woadd be tsu to years charge you ctmni A added Traaascrwa t7ce trrr Oa11aFeA an 'lor Wye of is lofipub ?11L° p
she 'mom statedb tln Ratet tad h rsps TaE>Wa bsia +
• balaace traastaa twsckS f
baboto u"A's' We add tM ise w ltae bstce?t ?° i
/n ,rostra rsoam at d e r balena uats,, t o IM 6na,:fiso tutbgary es d oWj r V d be added to Yrt+a bylaws transfer babas I
faaaforabataaoa tons In diodsbatesand I
D? no AHD
Ja ?° ?°dwe totonbq Iset The tmotrMg of dwaae cbeseg made drstgg 0.i ?Oag I
V Tfg mlm batvAbsaddedtodubslaracrfarPga
1rvoawy
opbMilwIgbobilled
cYcir } tart a ypa accouKhet "If le five Rbtea°sTabbt. as
... s
dy Uis eeMA dP:v °?' t° ?u °ceosl
owly"
?a i°t is
twd
we, brsOt"o, twist lo- "Y, Idul
ds on wbiwd' lts aemrd Its YON mat peyour
ya Of dw Obit r?Yerxe,pw touul'adiap babm* b et teat act" chumb'd "cb/? s natce'9 ??piataed0 a d Cie
,be rigdwt a m a ?/ro/ sir srgW?n?tp urdd iNe PRl'?
Will t p pysaa your accWA rs n adabma° poynrard by Oar date and
in 1.1 andR 0 d/ a It ret*n d bast ilia qaa? cydl,wan wavy chaTM We Airrom
eMbraaR b Raw and _
Una ILIsda as shmawymbOn ?, Toth &As
into be sb"M IN d s ?r rued Mon ? an *6 P Balme tak ? do e is the stay ad add F&WO All to ,& sh s s1Nam? barerlddt we did Ad rseolls al WW the raqub
billin
i< avow Yaaa anldg i°° et awry tpn i
by tis data sad flora A urea dw
pvy6wU FseCV* far I dotbabownce ch", w ,oil I % as ?ti°'.' Kin' ?"§ yi b" aicsd
UMN? ow ° we M not ? ede ?°"" llho gas am glithedzed ova"
b?+ag ere rp" au M rssouMf B acct balance dil is um Your
ps VW T so so On gYhcbg
/ dWkg I mbs+W ,aMk rotiwrmrrroM
i W Y'r ta" rd id, or ki ea. amd
u
annirriaa& dd m r dua it Is out rigged or snot be processed rw Fear drrrpr a
a pwywi m a sash advaacr shack or below nfatiar
karbdslcatraecler
ref PaWa-0 be.
FrtI (A) We doPPayne°M
tRha 1tylur or m on refute w pay a cssh Advance shei
In or rAcec flor
ehrek, Vail ebsrpt Fbep M fee 5405 atrsaPY of a bd Wiffe or any sPaW O
Admix e? of i yp- nq? bassi. VW may otsrp Ym' ? these services
retard Id 1W. rrampb. c?isrgayeudrar no of biDrwgye pamabututnadwaPPkable
a
arrv d Roger s rrvatet we prmddG the
we Volf So, don m ? daarlaa gar eat serruss Of
,,,e offer don an
lees {said *0 a thna IS mutt r Awaaa
DEfR du be b ddewtfl H artyc" dws r br daa ear and Iuae One a AD"
Weoq wxddwrv
irfrssttlwainlmom
We do alusseira _
• you aseaei year cry" o- o-reemrad v>31ia own of our
you 1.1 m ,amply rA& 1'* Terms o1 ibis ogrotnasad or aaY
otioA tiwat teases ru to bsfiew tbatyou mn oa uagagg °r'm0bi° to
nasal
>o trs a to ethers og pore
yoer O11r1t
. yon ila bra °dor)n lht award dygm death.. p prose
• bozo w bic"ogb u be is ddtuh. we sari' an' Your or Yes 1a Pay
yap
N V's tam"" your aA?r p?a? bahaee IW'ddMa ifr4e tm6gi? °tamp"a 92 V0 6oem
and mte? do Mile, d WOOD tore "Ties Pool dug.
yaws tocvp{ to be get 11 few yo ire in defouk beterrse Y" have lebd to ply ua 1
To tlw lived P cdnu cosh onorneys frog toart costs. amt of caher asPancas d
aaTa? ON colly Vatortiaw am Mallow a4rormerrl Flow cu rsh,& YDW Atiy'0? of may tftna if Yaw call us to close Yo'aa atcoul0. mtY
? close Your pm your request in Writing M?4°s at any limo for
We may iota Y confirm Yo et any lima or rispsnd your credit l dose Your
padre prompt at retPdni by eppDsabb law li we
any Toasts Prior be 11, yaw for say c"e"ll" rosuft)n9 from dosing Yeas VA red
Sold
oeea I eve Your ttedit p1mopes d more must bmnediataly stop
accopet or swag acsW"A. yap grid any a meoaf to acnssyrror actouN
if you or use class amend 'r" a1 tadds, chectg o in be rwpaarible is, charges to year
ct rilvnt)trae?ul upnro, do p Y rvreefsedo after yturtccpaRts closed mad you Will
astomt. ante i {bey are made P
%IdiA 1$.
?eA
tads
A CLASS ACTIDN OR MM
101 VC FpW DF A rWAN4
- ,n pia Y WILL
a ctrmwcuwa - - --
suceapt anY cfea dorrc- issued or
tsaria,uaditbnarrrnca s°rrpcaalas,
1, 'Fbym% .pads and rspraserdeda"g)
r ndMdk arty Cfabnyor assert
Aect W say "S *&-* The 01101" saaws0. a sgimda the
of c°mu°r°r nsf ciOr it
lli°t agents or
dwplo
k
,setae. ariet. -- .. .rd near Aotaogaaat:
=,,.e...... -? id Claims.
on Aoraonaut
ar
aust% diAaaca IPM
M"? r oolm trek es rrardaas
orw*abb rant. dabs srb)ad
ego ppi,Iw d This Aablcalmn
..p.?al ear Prim rardawmbsr
s` that tress in we P04 of ,rise
...e..ext do tom Claim is 10
low t donsawdeaseKwgrdowr"crassabbess,
vrlw irddaus a pervading in
dairy WIMFOO&m. and s >rs
VA r/opnt to any s rth dates edvagLad in the lawsuit by
?--
7Pasfn stliaAtblrtabraAYjjjp°at, YDeRttasbradrim"ds1nanladaidgg
c as atkwitliafnisa? h°i°dc b. cvgdadad as an irdfiwidtrg
arrswstMasbitnnatyabe?aa s° a a:h>wursapas:.'ub.sir,
9315. sitar as e0m d on stabbask.Ttris am°ns *at -van
adiMnYrrM"I
s*a[>?ar4?"'?"a's toissnasnb?apnsacit
adatarrrdsrr ac6aa it?gda Ctaiwbnbw°bnrs raAwd of We so Owl
tt-raei tp M its . adoa d.bt a yea
the
natieei oiile any etf»r aretbr l6m oa Prge!0? iethm , W*W undo
gabradtat awy be 106W b sa i EM awry co-applicant.
are ill drop Wqu1e by us agnabsL yahalrs m yarn mm", in
hkArblradin
dzird mw 11111 TW Acco? °ram )/bt atdmgnbet: Of
10*0 F, jussilft bf I" ad any UT
ym Wei is a "? lost /n ? tours d the 69,
Atsaard, R yefaa heirs
? ?.1
he In siblit
of as Aa Visas Artarailon Assacistwx or hisilonat
?1wIF ad s a Is toodwed ? ascordrics ? o saiectad
astbiaaaiOP//b drW psrtychoslaiq °Vbi' the rules
as e1srld to,
s Arbiuetion
rbid WW Wrdas s .shall bi laid tit piece chman by $ne A Owe Any / lillegars "loft liwt>?da dw lodecd dfgtrr=t In vmich you
Agnposigoo. d? xdm m tit IK 01Z11 to Wb" Y" and Wa agree in
merit.tomtits IbsCbia d lba term rigs of 116, of the lust arbitration
wribill TO /R Battle /?b.al Immi mr and arbittallon laec, and msvrrctions for
s foDows
edaidrq? itsMing *9 alwadon od cTE a
kAg*Wadd? A,,,eWdp% 335 1Jfed"Or Arrrrne, Awr 10, Now Yori:, NY
Anariaaan Adbfl 'llso *,, OWT)1.7979, or )dab site:
1OW40 .? >Jt War PD..
D. flux 5D191. Mlnnrapufrs, AN 554M. w/rb?4wmctaR ?;ml,"Ilm A sltagia. neutral arbitrator 1q11
resolve
Pryeadoas ari rba /y.ryarv+dh al least taa years azpotionca or s retired
Clolsm?-'ltaa ssidtt'atg?
as tress
The srbitnfma tslll be conduu,d teller the i s's d potcsdwo
or tormer JW ,tor that era in eOrcl o, The he date lbe endue"
and rules of Ihe11 11 °duad F and ruin ore nconsistnd sad rules
WW
filed vDISS1 e"
rh teas pmt JWrD m yDo or us The a d of
DW limn ttu vo 01 few musulsnl tNhb .,"*ad fates van male douse to
appic bb honor tubas of FW11e9, r?b a vale lab wesoasbl,
have t?osiat0 mad be npres oeadit b?ilormtelba,TMid a" ? ??ll"16
slaps to lid role orders b pre otar la award u e
inclmiimi the as Or ue.T" erbkrsor vri ltewdtrptreL and rmir Pmt
ipd d aPs I o6or rsiel P s ?a for sell patufft
die bl ell easy
,W 1" tSr ,thoiaes.s n Is ewnrd in
have dm PewOr to
roll a pngi ro paw- plate ?s or slsarn,Y b t\rras The ,t unless t.gtlem d or D P°^Y
lira pd d Mom, of the
sward
'WO4 ++,ed? at in" 3 54 rewr wD Oman a brill st+w"ol
rsa? 'or thy wardY-11 -9 . fro Why ?os woo
for 00 lnldd arbivpttioa i0ng !e B s lrsarb0.
rustL t at 5500 epee r"W Dl prjar and i bK d,eT to the iris W-
we,'11 p" say lost of the ,tb d any lath q°dng loss w os °A be made
to
days d dull bu,rbpF vey 01°dn?eUi sabued let Mott ar es ptasseod
iseD Mndt do rrd°s 11
dir?? do ai n AN other pwl be spo" tsePbt! Df
AIMOM of obi, lm Haw"K we wa °?°N° hr
; no a other ses i the srbitre? aowd1ssd ulalstrO mA xi NO we
:ate dal fe
for npleb r
plats Is p Party beer e?0 mad oplow
ft[
dater"tays Cease for doing 90 Each It sal l $
ewta>t ?e thorn it m6d t ? t etrorrl
eAy p Wa? for armtnd a w may
Isw
of vuleCb P . any eppgc
,ad wets boat srudbst
r mWwAd b p sho""d nso?ve? D1? is tool
?
b peforlIeff this ArbtrDOw
par* ftelity'. appeals Fe&re of say r edtr d d
A42m stmydanl i qo "r6i?ss. r ti low date aria eaaD e
swdwrdsterrt ??rplieradi?spawlOrAmd° koc"t- soga-IP* o
thas rdbsgaddo perdu. usl, s 11 srrsrd TisebsPtw iod r°9ms1 s°wnews wbirasb t
Djsis
vnlldrt 30 dtryse" neutral etblydDrs de *"", by WO aamb blow UO
baton p at tilwN rrcoradder a1 tseud,Dd -.b docksiVII,
and
The Dry\ttkm a Pw to m precadbelm urbY ° single 00m IN4 . wN bear 011110 Does Safne robs wba the r Each pstY a at eN toes, costs tell .cub
.1•?'-
band on'ths lamms'WOU'11ppsd ba1¦pDrtYme?r 0 AO p, dirfdlstots. eppiYielOpidbled?ia
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SHERIFF'S RETURN - REGULAR
CASE NO: 2008-01786 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CHASE BANK USA NA
VS
BERLINSKY MARILYN N
RONALD HOOVER , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
BERLINSKY MARILYN N the
DEFENDANT at 1956:00 HOURS, on the 31st day of March 2008
at 303 PENNSYLVANIA AVFNTTF
CAMP HILL, PA 17011
MARILYN N BERLINSKY
by handing to
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 14.40
Affidavit .00
Surcharge 10.00
y'nf?oe 00
42.40
Sworn and Subscibed to
before me this
of
day
So Answers:
R. Thomas Kline
04/01/2008
WELTMAN WEINBER REIS
By:
Deputy Sheriff
A. D.
CHASE BANK USA, N.A.,
Plaintiff
V.
MARILYN N. BERLINSKY,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
No. 08-1786 Civil Action
PRAECIPE FOR ENTRY OF APPEARANCE
TO THE PROTHONOTARY:
Please enter the appearance of Evan C. Pappas, Esquire, and the law firm of Shumaker
Williams, P.C., as counsel for Defendant Marilyn N. Berlinsky in the above-captioned matter.
j HUMAI WIL , P.C.
Dated: By
((( Evan C. Pappas, I.D. #200103
P.O. Box 88
Harrisburg, PA 17108
(717) 763-1121
Attorneys for Defendant
210102
CERTIFICATE OF SERVICE
I, Evan C. Pappas, Esquire, of the law firm of Shumaker Williams, P.C., hereby certify
that I served a true and correct copy of the foregoing Praecipe for Entry of Appearance by
depositing a copy of the same in the possession of the United States mail, first-class, postage
prepaid, addressed as follows:
James C. Warmbrodt, Esquire
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
Dated: q) 10*
SHUMAKER WILLIA .C.
_rf
By
Evan C. Pappas
P.O. Box 88
Harrisburg, PA 17108
(717) 763-1121
n.a _J
{i7
1 ?>
'r3
D
r ;1 •-c
r
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
No. 08-1786-CIVIL TERM
VS. PRAECIPE TO SETTLE, DISCONTINUE
AND END WITH PREJUDICE
,MARILYN N BERLINSKY
Defendants
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C Warmbrodt, Esquire
PA I.D #42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 1521.9
(412) 434-7955
WWR#06507235
y1
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CHASE BANK USA, N.A.
Plaintiff
VS. Civil Action No. 08-1786-CIVIL TERM
MARILYN N BERLINSKY
Defendants
PRAECIPE TO SETTLE DISCONTINUE AND END WITH PRED ICE
TO THE PROTHONOTARY OF COUNTY:
Please kindly Settle Discontinue the above captioned matter upon the records of the Court with prejudice
and mark the cost paid.
WELTMAN, WEINBERG & REIS CO., L.P.A.
Sworn to and
Before me the
Day of June, 2
Y
By:
James C W
PA I. D #4
WELT 1
1400 K #p(
436 Se tenth
(412y434-
524
Esquire
, wtfNBERG & REIS CO., L.P.A.
Av nue
P 15219
55
07235
COMMONWEALTH OF PEM1I*d^,,, VA,NIA
Nota? at Seas
Warne A. Jones, P4011".
x ry?
City Of PMsb?rgh,
MYCornmissior
Member, Penns YIvs
c7 w
.
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