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Home My WebLink About08-1893D/ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. n' FKA, MBNA AMERICA BANK, N.A. :No. 08- 1843 T?- 655 PAPER MILL ROAD DE5-013-02-02 WILMINGTON DE 19884 Plaintiff : CIVIL ACTION - LAW vs MINDY L HURLEY 180 FRYTOWN RD CARLISLE PA 17015 Defendant(s) Filed on behalf of: Plaintiff, FIA CARD SERVICES, N.A. Counsel of record for this party: Date: 3 Amy F. Doy #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Cover - GENERAL W&A File No. 180397894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs MINDY L HURLEY Defendant(s) TI No. CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 180397894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs MINDY L HURLEY Defendant(s) NOTICIA : No. CIVIL ACTION - LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013- 717-249-3166 CCP Notice to Defend W&A File No. 180397894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs MINDY L HURLEY Defendant(s) COMPLAINT No. CIVIL ACTION - LAW AND NOW, this 14 day of March, 2008, comes the Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884. 2. Defendant, MINDY L HURLEY, is an adult individual with a last known address of 180 FRYTOWN RD, CARLISLE, CUMBERLAND COUNTY, PA 17015. CCP Cmplt - MBNA wo AF & Int 4 W & A File No. 180397894 3. It is averred that Defendant was issued an open-end credit account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. CCP Cmplt - MBNA wo AF & Int W & A File No. 180397894 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $5,405.15. 11. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 12. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 13. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 14. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF & Int 6 W & A File No. 180397894 WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $5,405.15, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: ??' Amy F. Doyle 7062 /Daniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF & Int 7 W & A File No. 180397894 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities Date: rJ Amy F. ?Doy #87062 / Daniel F. Wolfson #20617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF & Int W & A File No. 180397894 Exhibit "A" GOLDOP T--ION ACC'.OU.NT' AGIREEM.ENT Gaga! b d6 Apeantath do wo* awn' d 'yad' raft b "shad d of the pMSOno is whose own Wt aoocsot 10" tfwd sy rt? ebb 'A a? sly we you obbf he ? ddb Ageom- W -ow. d -MM MmrJaa == UWA Amain IM Balk MA. A, w *w Our Apaswnt wif yen amtdsb of fb Ap ownew ad the w= d asoditiooe Tow of Yaw Aaooaet WW, wL i is booipoialed beteis ad aide s pall hang llewm of bpds? AVAUMI16 1104 oeaMS ,? sduqoft Wbsa yla, ar coyote wbow yes sadrarI a pen *. ass yaw stacorMR, roe Woe b dw tens of dsis Apeeroaot. 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Vft n 040, of !!? x Yar separab artdR datit. - coed sr• t"d ws Ragrart ik Cradt Orar Yorr ?dt Lhtolhr Ilyw request edit h Mop !brat >rhie?. i< or Your taperab so ttdiy baboeti inchwioi adodow b ussecdoos ant yet paaod is yaw soco'K 6b meet d" Yaw Gredil Your tool W,aft dtei basses atit 164 ftwabaw robdshed cos tr yeq, 0964w or not auab balsoeaa baM the tagrteat *11111 soon dies 69 yaw drab a(1) Flsoor its nagswrt wlmosrt pMmtsetl?r safdei your adit ? r'?fw credit limit »wys (7) Radiw b bongs, bhe bast the ento y advice it seers Ihsr yotw aettit Umft as dos itsacdior? qr se4test We aay drive tr pason ?vhs trtadt the rywe drat R bat beat o a b ilnt PV b on blears i°Os ?dos? advishsi do patron prcmathi the chock mat tal IN hr boar n ws% ma•dRe an 7k* tw 06 k as, i aq If 100 haw powbody hoooned ro9m+a hr -00 am Your aadit &a% It doss raquraR we rams mm an overtiaiit foe r provided In this boner such wad men and ws wii hoW under ovaibpg eaglleaa, If n,r dedda to Addidood Advaaeaa You may oboie addfdonat Adrasea am dam. to tone request dow not-moss do pnwithout Map aipific" Wvuu ohmtor. The spPwd of ale ?appatovd odw IS led our hwo m ad ova hd.* accourst caw the taro of the low bre,rwt rauwnp it a rave nwa ft percale am review 4'd ??? =poubd to gal Advances must be a toad SZOO.OOI Term of Your Least Yaw repayme st born Is dacbaad in another doasment kwadm Yon' con Payment uu your nwndttY atsornwM Caftin avsnts may vault in row account bastes not Y+rmWi argot to toviD be d sclorey r Qb 't?ttilr cbaaie the Is". err aftdtlypsyment anmot bubcsd. WL, extend the term to repay the bWw m For ra+npL, a mpk j tam b flds we do am (i) a payrssat holiday which you take; the f0dow?e av l such as t h check thick fees, mangy lftemw I'm the pdaw the credit rate Lbr accasny ra f a and vWableaes? ofp saltaeouns: ? tist eras will acorn oho data taw; alt lea r th aed ps your ???? artd Gy) payments received lacer than the paYnr+tt due deAlm% WA&Ww C& rAb ? do term lob aoeouat dts effietdads tqWid Periodle Rats P6ta C3kMMw + wod an AdV&wm b t Td& Paa09? aMC 00 deaew b dr prior OMJbIr OF veriabb novel M MO a?rree?rcl i ? ? tdtiaats Ialaa? ?p ?C ad ? pigRaenb ft, jRslr O?w ds. Ise d 98 ? spbd yow Pitsta CMMW Of AN aedR leg atl? di ioeirtd? d Mrawer? eaf 9.4 ehtrM a/ itraurw P? w Yat now py? do adn noxaf oolterrtfts at wW rhos wldrat prtn * Yea =W PIY snob rrtoob d Tact do 1ebitss mmffrbr relrm" 1% MWi payotut will be do ON Of (1) 20 Off" pgaeat amount Newt as yaw =MW ??? 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As apt out fta b dosmW= ebarlad as ae aoeoast as dac IW abovs< eitherwidtis mM amdlerwith oowvW= amdds a[ remaiar slasilvo ashas asvakd b writfoi Federal repoletioos mgrdrs u. io prsvlds tale Aortas es s acrd beats, wbodw arsm aocolmd haspnviousij?apted out km sihr l)psr ot'iodirsswm Awb& Pis" raurm6r was yaersed aw=b@wpv st=d= dW ash soooontpravlody aptd out llvm adir a both typos otbd*mdas dherierp (asd set rswolosd is Twit d dos not seed b bs apwd .... ? ?? ? sad.mQ4l? soYp?om ?? 6''aa 11?1A aboat the pivsay; aermity; asd peo,exeios ? lrar sddfi id tsArrmailas lopranf laws piveay p oaks cono wnfos dw bftnu f, amd lo vier the most now varslos o[dde pdvw nodM pbm >p to dsad disk os'?tivssyNdloa' Yam mayhm athrp'mypmwcdGwm &w skis hmL wo smasd this pirsey nodes at any dmq, and ws wilt fi& m you sldra VW n regoind by Ism, mw Exhibit "B" CLIENT NO 002002 MBNA ACCT#74973996031844 BALANCE -- 5,405.15 ****** PRIMARY DEBTOR ***** C/O DATE 11/29/07 LSTPY DT 04/17/07 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 74973996031844 A I HURLEY *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 MINDY L 180 FRYTOWN RD *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH CARLISLE PA 170150000 7172495995 *M-WORK-PH *M-DOB *M-POE-NAME 7175126237 09/23/72 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LU01 OU0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE AGNY *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE 210 0000 06/07/07 12/09/02 11/29/07 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 04/17/07 5,405.15 .00 330.32 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 5,735.47 5,405.15 .00 330.32 *M-COMMENT-2 MMMMMM1234567 000 20070607 0000000 *M-COMMENT-3 *M-COMMENT-DATE 11/29/07 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 50.00 .00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-COD E*MORECOVERY-SCORE*M-NEXT-PAY-DATE .00 .00 R 0674 *M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLA12/18/07 G*M$WORK-PH-FLAG 0000 N N *M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE N XXX-XX-6589 DB90 CLO1 -71 0 SHERIFF'S RETURN - REGULAR CASE NO: 2008-01893 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIA CARD SERVICES NA VS HURLEY MINDY L WILLIAM CLINE Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon HURLEY MINDY L the DEFENDANT , at 2047:00 HOURS, on the 8th day of April 2008 at 180 FRYTOWN ROAD CARLISLE, PA 17015 by handing to CHRIS HURLEY, HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge q1 ///0), ?- 18.00 18.00 .58 10.00 .00 46.58 Sworn and Subscibed to before me this day of , So Answers: i R. Thomas Kline 04/10/2008 WOLPOFF & ABRAMSON By: _ Deputy Sheriff A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS MINDY L HURLEY Defendant(s) No. 08-1893 CIVIL TERM CIVIL ACTION - LAW PRAECIPE FOR JUDGMENT Please enter Judgment in favor of Plaintiff and against Defendant(s), MINDY L HURLEY , for failure to answer the Complaint. (X) Amount due TOTAL $5,405.15 $5,405.15, plus interest and costs ( X ) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is cahuiable as a sum certain from the complaint. (X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. (X) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this prwcipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occured and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. Date: 51-12,111' Amy F. / Philip C. Warholic #86341 / avid R. Gallowa 873 nilyn M. Chippie #87852 / Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-670 Counsel for Plaintiff NOW, Mauj 101 28AD9 , Mr, NT IS! ENTE AS ABOVE. Pif Pro onotary/C1e Di ion By: Deputy file No. 180397894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff No. 08-1893 CIVIL TERM VS. MILADY L HURLEY Defendant(s) CIVIL ACTION - LAW AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, Mindy L Hurley, above-named, is over 21 years of age; is last known to reside at 180 Frytown Rd, Carlisle, County of Cumberland, Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. ? J Date: 5 / Ov raE FDo lip C.Warholic #$6341 Gallowa onilChippie #87852 / . Ehasz #86469 /Robert N. Polas, Jr. #2012'59 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff SWORN and SUBSCRIBED to before me this 10 day of , 200% . COMMONWEALTH OF PENNSYLVANIA Notaft Seat Bran i M. Moody, Notary Public My ? E)im Nov. 30, 20 0 Member, Pennsylvania Association of Notaries Notary Public zA file No. 180397894 IN THE COURT OF 'COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS. MINDY L HURLEY Defendant(s) No. 08-1893 CIVIL TERM CIVIL ACTION - LAW CERTIFICATE OF RESIDENCE PA. R.C.P. 236 I hereby -certify that the precise address of Plaintiff is: Fia Card Services, N.A. 655 Paper Mill Road De5-013-02-02 Wilmington DE 19884 and certify that the last known address of the within Defendant(s) is: Mindy L Hurley 180 Frytown Rd Carlisle PA 17015 Date: Za S J :jD F87 62 / Philip C. Warholic #86341 / w ?Ga a #8 nilyn M. Chippie #87852 / Sarah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-67,00 Counsel for Plaintiff W&A File No. 180397894 MAIN OFFICE TWO IRVINGTON CENTRE 702 KING FARM BLVD., ROCKVILLE, MD 20850 REGIONAL OFFICES 1 A-5, FAIRFAX, VA 22030 17 WEST CARY STREET, RICHMOND, VA 23220 5122 GREENWICH RD., VIRGINIA BEACH, VA 23462 919 N. MARKET ST., STE. 1300, WILMINGTON, DE 19899 1 VALLEY SAW BLDG, BOX 1226, CLARKSBURG, WV 26302 4660 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011 301 GRANT ST., STE. 4300, PITTSBURGH, PA 15219 28632 ROADSIDE DR., STE. 265, AGOURA HILLS, CA 91301 39500 HIGH POINTE BLVD., STE. 250, NOVI, MI 48375 300 CANAL VIEW BLVD., ROCHESTER, NY 14623 5215 N. O'CONNOR BLVD., STE. 1080, IRVING. TX 75039 3200 SOUTHWEST FREEWAY, STE. 3300, HOUSTON, TX 77027 111 SOLEDAD ST., STE. 300, SAN ANTONIO, TX 78205 1201 PEACHTREE STREET, STE. 1717, ATLANTA, GA 30361 301 CARLSON PKWY., STE. 303, MINNETONKA, MN 55305 4643 S. ULSTER ST., STE. 800, DENVER, CO 80237 5355 TOWN CENTER RD, STE. 1002, BOCA RATON, FL 33486 MINDY L HURLEY 180 FRYTOWN RD CARLISLE, PA 17015 LAW OFFICES WOLPOFF & ABRAMSON, L.L.P Attomeys in the Practice of Debt Collection (A National Collection Attorney Network Finn) 4660 TRINDLE ROAD SUITE 300 CAMP HILL, PA 17011 (TOLL FREE) (800) 830-2793 FACSIMILE (866) 281-9028 NATIONAL COLLECTION ATTORNEY NETWORK A_ OFFICES OF WOLPOFF AABRAMSON, L L P.1 BIRMINGHAM, ALABAMA ANCHORAGE, ALASKA PHOENIX, ARIZONA LITTLE ROCK, ARKANSAS EAST HARFORD, CONNECTICUT HONOLULU, HAWAII BOISE, IDAHO CHCAGO, ILLINOIS MERRILLVILLE, INDIANA KANSAS CITY, KANSAS LEXINGTON, KENTUCKY FARGO, NORTH DAKOTA CLEVELAND, OHIO OKLAHOMA CITY, OKLAHOMF EUGENE, OREGON PROVIDENCE, RHODE ISLANI COLUMBIA, SOUTH CAROLIN, KNOXVILLE, TENNESSEE SANDY, UTAH MILWAUKEE, WISCONSIN RAWLINS, WYOMING SEATTLE, WASHINGTON PLEASE DIRECT ALL INQUIRIES TO THE CAMP HILL OFFICE ST. LOUIS, MISSOURI GREAT FALLS, MONTANA OMAHA,NEBRASKA LAS VEGAS, NEVADA MANCHESTER, NEW HAMPSHIRE May O1, 2008 CEDAR KNOLLS, NEW JERSEY RALEIGH, NORTH CAROLINA- ti Q V r C W&A File No. 180397894 RE: FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. vs. MINDY L HURLEY Dear Mindy L Hurley: Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sarah E. Ehasz #86469 / Robert N. Polas, Jr. ' The National CoiWRion Attorney Network is an affiliation of separate law firma W&A Hours of Operation: 8 a.m. - 6 p.m. M-F p? dip C. Warholic #86341 / M. Chippie #87852 / Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Wolpoff & Abramson, L.L.P. Camp Hill, PA 17011 Telephone: (800) 830-2793 Counsel for Plaintiff Enclosure cc: Credit Solutions 15601 Dallas Pkwy Ste 700 Dallas TX 75001-0000 This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs. MINDY L HURLEY Defendant(s) TO: MINDY L HURLEY 180 FRYTOWN RD CARLISLE PA 17015 DATE OF NOTICE: May 01, 2008 NO. 08-1893 CIVIL TERM CIVIL ACTION - LAW l? 0 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Services 32 S Bedford Street Carlisle, PA 17013 (71,7) 249-3166 4Am F. Do le # C. Warholic #86341 R. a wa #87326 To M. Chippie #87852 E. Ehasz #8 9 /Robert N. Polas, Jr. #201259 WOLPOFF & AB MSON, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 180397894 i -ba ? ? ?v' g ° - W ? a b ? T - ? 00 ? n C' ?.? rte c..- ? J ? -?Jr ?'; ? --1 _- w;? ? ?, j'am' ,,-?; ?-: t __ ? ,-. ? F=r? =' ?`? c:} --? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS. MINDY L HURLEY Defendant(s) No. 08-1893 CIVIL TERM CIVIL ACTION - LAW NOTICE OF JUDGMENT ( x ) Notice is hereby given that a Judgment in the above-captioned matter has been entered against you in the amount of $5,405.15, plus interest, on M , 200 ( x ) A copy of all documents filed with the Prothonotary in support f the within judgment is/are attached. By: If you have any questions regarding this Notice, please contact the filing party. Date: 'lip C. Warholic #86341 / SS. =Ehasz w oniM. Chippie 87852 # 69 /Robert N. Polas, Jr. 0201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: Mindy L Hurley 180 Frytown Rd Carlisle PA 17015 W&A File No. 180397894