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HomeMy WebLinkAbout04-01-08 (3) -..J 15056041125 REV-1500 EX (06-05) PA Department of Revenue '* ~~~~;~~g~~~uaITaxes' 'INHERITANCE TAX RETURN Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death OFFICIAL USE ONLY County Code Year File Number 2 1 0 7 o 0 9 3 9 Date of Birth 207077014 1 0 122 007 122 7 1 9 1 5 Decedent's Last Name Suffix Decedent's First Name MI Fag a n E . Mar y (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ~ 1 . Original Return o 4. Limited Estate ~ o 4a. Future Interest Compromise (date of death after 12-12-82) 7. Decedent Maintained a Living Trust (Attach Copy of Trust) 10. Spousal Poverty Credit (date of death 0 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. 0) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number 6. Decedent Died Testate (Attach Copy of Will) 9. Litigation Proceeds Received o o o o 8. Total Number of Safe Deposit Boxes 2. Supplemental Return o o o 3. Remainder Return (date of death prior to 12-13-82) 5. Federal Estate Tax Retum Required G era 1 d J . She k 1 e t ski 717 774 7 4 3 5 Firm Name (If Applicable) City or Post Office State ZIP Code REGISTER OF WILLS USE ONLY ,..", o g ~O 0:.>:-';; i~ eo::O ::I> r~:r~i S;"J rn;Eo -0 (;) '-.:J ;;;! ~ r- :::0 i.:.":-~:J ~~~ I S:;2] ~8~ -u ~:f~C.) x~ :It _.- =n .ID(1':JtI=ILED :":;: i':) -"--~--:o_'----- - ~ --t- nl 7 0 :l> -l:" c~.; (,") G1\ -"-:1 S ton e L a F a v e r & She k 1 e t s k l First line of address 4 1 4 Bridge St. Second line of address P . 0 Box E New Cum b e rIa n d P A 170 Correspondent's e-mail address: Qshekletski(Ci2stonelaw.net Under penalties of pe~ury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is tru~,.cQr[I;!!:.Land co ,.Qeclacatig,n of preparer other than the personal representative is based on all information of which preparer has any knowledge. SI 'ATU F PERSON RESPONSIBL R FILING RETURN ~~-? k H. Fa an 2615 -~- DA T.%: _ . ~ ~ .3 J// l u ew DrDr., Sumter J.Shekletski,Esq.,414 Bridge St., New Cumberland PLEASE USE ORIGINAL FORM ONLY PA 17070 Side 1 L 15056041125 15056041125 ---' \ ~ --l 15056042126 REV-1500 EX Decedent's Social Security Number Decedent's Name: E. Mary Fagan RECAPITULATION 20707 701 4 1. Real estate (Schedule A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 1. 153500.00 2. Stocks and Bonds (Schedule B) .................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages & Notes Receivable (Schedule D) ........................ 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 5. 9. Funeral Expenses & Administrative Costs (Schedule H) ......... ....... 9. 3243.62 1 1 3 5 6.9 9 168100.61 35749.00 6. Jointly Owned Property (Schedule F) 0 Separate Billing Requested 6. 7. Inter-Vivos Transfers & Miscellaneous N\2!1;Probate Property (Schedule G) U Separate Billing Requested. . . . . .. 7. 8. Total Gross Assets (total Lines 1-7) ........................... 8. 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) . . . . . . . . . . . . 10. 11. Total Deductions (total Lines 9 & 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . 11. 35749.00 132351.61 12. Net Value of Estate (Line 8 minus Line 11) . . . . . . . . . . . . . . . . . . . . . . . . . 12. 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) . . . . . . . . . . . . . . . . . . 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) ..................14. 1 3 2 3 5 1.6 1 TAX COMPUTATION. SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2)X.0 _ o . 0 0 15. o . 0 0 16. Amount of Line 14 taxable 1 2 9 8 5 1 . 6 1 5 8 3 . at lineal rate X .042-- 16. 4 3 2 17. Amount of Line 14 taxable o . 0 0 o . 0 0 at sibling rate X .12 17. 18. Amount of Line 14 taxable 2 5 0 o . 0 0 3 7 5. 0 0 at collateral rate X .15 18. 19. Tax Due ................................................1& 6 2 1 8 . 3 2 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT o Side 2 L 15056042126 15056042126 ---1 Decedent"s Complete Address: DECEDENT'S NAME E. MaryE?g~1l STREET ADDRESS 625 Park Avenue File Number 21 07 00939 REV-1500 EX Page 3 CITY New Cumberland STATE PA ZIP 17070 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1 ) 6,218.32 . Total Credits ( A + 8 + C ) (2) 0.00 3. InteresUPenalty if applicable D. Interest E. Penalty TotallnteresUPenalty ( D + E ) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 0.00 0.00 6,218.32 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5A) (58) A. Enter the interest on the tax due. 6,218.32 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ...................................................................... D [Xl b. retain the right to designate who shall use the property transferred or its income; ..................... .......... D [Xl c. retain a reversionary interest; or ................................................................................................ D [Xl d. receive the promise for life of either payments, benefits or care? ....................................................... D [Xl 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ....................................................................................... D [Xl 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? ......... D [Xl 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? .................................................................................................. D [Xl IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. 99116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. 99116 (a) (1.1) (ii)]. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. 99116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. 99116(1.2) [72 PS. 99116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. 99116(a)(1.3)]. A sibling is defined, under Section 9102, as an Individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX + (6-98) '* COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER E. Mary Fagan 21 07 00939 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is iointlv-owned with riaht of survivorshio must be disclosed on Schedule F. SCHEDULE A REAL ESTATE ITEM NUMBER 1. DESCRIPTION All That Certain piece or parcel of land situate in the Borough of New Cumberland, Cumberland County, PA known as 625 Park Avenue, New Cumberland, PA. Being the same premises conveyed to E. Mary Fagan, the decedent, by deeds recorded in Cumberland County Record Book 230, Page 340, and Cumberland County Deed Books 105, Page 1056, 172, Page 144,196, Page 719. The property was sold to Jason A. Berry and Jill S. Berry, husband and wife, on March 31,2008. Copies of the deed and settlement sheet are attached. VALUE AT DATE OF DEATH 153,500.00 TOTAL (Also enter on line 1, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 153,500.00 REV-1509 EX + (6-98) *' COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF E. Mary Fagan FILE NUMBER 21 07 00939 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT A. Frederick H. Fagan 2615 Circleview Drive Sumter, SC 29154 Son B c JOINTL Y.OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY '!oOF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECO'S VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'SINTERES 1. A. 4-15-99 PNC Bank Checking Account #5000769955 5,645.25 50. 2,822.63 2. A. 4-15-99 PNC Bank Savings Account #5002061723 841.98 50. 420.99 TOTAL (Also enter on line 6, Recapitulation) $ 3,243.62 T (If more space is needed, insert additional sheets of the same size) REV-1510 EX + (6-98) '*' COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER.VIVOS TRANSFERS & MISC. NON.PROBA TE PROPERTY ESTATE OF E. Mary Fagan FILE NUMBER 21 07 00939 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. DESCRIPTION OF PROPERTY ITEM INCLUDE THE NAME Of THE TRANSFEREE. THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH % OF DECD'S EXCLUSION TAXABLE NUMBER THE DATE Of TRANSFER. ATTACH A COPY Of THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST VALUE (IF APPLICABLE) 1. Metropolitan Life Insurance Company annuity contract 11,356.99 100. 11,356.99 073 429 980 AS. Frederick H. Fagan (Son) - Transferee TOTAL (Also enter on line 7 Recapitulation) $ 11,356.99 (If more space is needed, insert additional sheets of the same size) REV-1511 EX + (12-99) . COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF E. Mary Fagan FILE NUMBER 21 07 00939 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Parthemore Funeral Home and Cremation Services, Inc. 8,031.34 1303 Bridge St., New Cumberland, PA 17070 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative (s) Social Security Number(s)/EIN Number of Personal Representative(s) Street Address City State Zip Year{s) Commission Paid: 2. Attorney Fees Stone La Faver & Shekletski 8,400.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Add ress City State Zip Relationship of Claimant to Decedent 4. Probate Fees Letters Testamentary 302.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Cumberland Law Journal - Legal Advertising 75.00 8. The Patriot News - Legal Advertising 134.46 9. Pennsylvania American Water 27.04 10. Verizon 41.23 11. PPL Electric Utilities 45.99 12. Manor Care HS 26.50 13. New Cumberland Borough - Sewer/Trash 68.04 14. UGI Utilities 119.18 15. Maro Landscaping - Grass Mowing 75.00 16. Manor Care HS 26.50 17. North Shore Agency, Inc. 36.87 18. PPL Electric Utilities 38.78 TOTAL (Also enter on line 9, Recapitulation) $ 35,749.00 (If more space is needed, insert additional sheets of the same size) E. Mary Fagan Decedent's Name Continuation of REV-1500 Inheritance Tax Return Resident Decedent Page 1 21 07 00939 File Number Schedule H - Funeral Expenses & Administrative Costs - 87. ITEM NUMBER AMOUNT 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 35. 36. 37. 38. 39. DESCRIPTION UGI Utilities Pennsylvania American Water HDIS PPL Electric Utilities UGI Utilities Pennsylvania American Water PPL Electric Utilities UGI Utilities Pennsylvania American Water State Farm Homeowners Insurance Nupharm, Inc. Locksmith - Keys for House UGI Utilities Funeral Flowers House Cleaning Com cast Verizon Dr. Clem Ciccarelli Reimbursement to Executor for travel expenses to and from South Carolina Settlement Closing Costs - Sale of 625 Park Avenue, New Cumberland, PA $ 11,764.80 + $4.605.00 = $16,369.80 less $858.49 reimbursement ($264.46 + $250.72 + $343.31= $858.49) = $15,511.31 Reserve for Closing Expenses Filing Fees - Inheritance Tax Return and Inventory 245.20 25.17 52.88 59.26 208.88 12.68 29.67 176.42 12.00 201.96 100.00 55.43 62.89 466.40 100.00 14.37 1.80 78.50 556.25 15,511.31 300.00 30.00 SUBTOTAL SCHEDULE H.B? 18,301.07 ",.""". <'-'* COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE J BENEFICIARIES FILE NUMBER E. Mary Faqan 21 07 00939 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE 1. TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1. Frederick H. Fagan Lineal 90,851.61 2615 Circleview Drive Sumter, SC 29154 2. James H. Fagan Lineal 10,000.00 50 S. 22nd St., Apartment #2 Camp Hill, PA 17011 3. Christopher M. Fagan Lineal 10,000.00 100 Oneida Road Camp Hill, PA 17011 4. Brian G. Fagan Lineal 10,000.00 2401 Arcona Road Mechanicsburg, PA 17055 5. Todd Fagan Lineal 5,000.00 6878 Mangrove Drive Fayetteville, NC 28314 6. Shawn Fagan Lineal 3,500.00 237 Bassett Loop Columbia, SC 29229 7. Lonnie Bowen Lineal 500.00 4541 Oak Drive Sumter, SC 29154 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ (If more space is needed, insert additional sheets of the same size) Continuation of REV-1500 Inheritance Tax Return Resident Decedent E. Mary Fagan Decedent's Name Page 2 21 07 00939 File Number Schedule J . Beneficiaries. 1 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS (include outright spousal distributions) 8. Holly Miller Collateral 2,500.00 38 Kensington Dr. Camp Hill, PA 17011 \ I " LAST WILL AND TESTAMENT OF E. MARY FAGAN I, E. MARY FAGAN, of the Borough of New Cumberland, Cumberland County, Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM I: All federal, state and other death taxes payable because of my death, with respect to the property forming my gross estate for tax purposes, whether or not passing under this will, together with any interest or penalty imposed in connection with such tax, shall be considered a part of the expense of the administration of my estate and shall be paid from my residuary estate without apportionment or right of reimbursement. ITEM II: I bequeath any automobile that I may own at the time of my death to my grandson, JAMES H. FAGAN. ITEM III: I bequeath my household and personal effects and other tangible personalty of like nature (not including cash or securities) together with any existing insurance thereon to my son, FREDERICK H. ';;" .~ - v ~ .....\....;...-\_~ .. ITEX I~: I direct that my real estate situate at 625 Park ~~e~~e, 3cr:ugh af ~ew Cu~berlanj, Cu~berlanj County, Pennsylvania, be ;,:;.~~ -~ - ::: , . s2ld a~d ttat the net proceeds therefrom be added to tte res.:.d:.;e ~+= ~... f""".., .1. .i estate and be distributed p:.;rs~a~t to Items V and 'P'T V .J.. belo...., . I~E~ '1: I hereby make the following specific bequests: A. $10,000.00 to my grandson, JANES H. FAGAN, if he survives me in appreciation of his support and for giving me the strength to go on at the time when his father, my son, passed away. He was there for Ii ;/ me all the time. II ~ B. $10,000.00 to my grandson, CHRISTOPHER M. FAGAN, if he ,I survives me, in appreciation of his support and for giving me the :1 strength to go on at the time when his father, my son, passed away. il ~ He was there for me all the time. Ii ;1 C. $10,000.00 to my grandson, BRIAN G. FAGAN, if he survives ;; .1 :J ~ me, in appreciation of his support and for giving me the strength to ~ go on at the time when his father, my son, passed away. He was there for me all the time. D. $5,000.00 to my grandson, TODD FAGAN, if he survives me, in appreciation for all the odd jobs and nice things he did for me. E. $3,500.00 to my grandson, SHAWN FAGAN, if he survives me, because he was always considerate and concerned and called me to check 'Jp on me. F. $500.00 to my granddaughter, LONNIE BOhEN, if she s:.:rv.:.?es r.;e. ;:3.::Je L ~+= ...; s. $2,5CO.O~ to my caretaker and dear friend, HOLLY ~:~:ER, if ste s~rvives me, for all tr.at she has done for me over the :/e3.rs. ITEM ;1: I devise and bequeath all the rest, residue and remain- der of my estate, of every nature and wherever situate, to my son, FREDERICK H. FAGAN, or to my issue, per stirpes. ITEM VII: I appoint my son, FREDERICK H. FAGAN, Executor of this my last will. Should my son, FREDERICK H. FAGAN, fail to qualify or cease to act as Executor, I appoint HOWARD KNOX, Executor of this my last will. ITEM VIrI: I direct that my Executor retain Gerald J. Shekletski, Esquire, to aid in the administration of my estate. ITEM IX: No fiduciary acting hereunder shall be required to post bond or enter security for the faithful performance of his duties in any jurisdiction. IN WITNESS WHEREOF, I, E. MARY FAGAN, have hereunto set my hand and seal this Isrb day of hbu'i4<'-"" , 2006. If Ihrvf11-PfA1"" E. r!JARY FAG.~N ?::qe ~. -1= ~ SIGNED, SEALED, PUBLISHED acd DECLARED by E. 11ARY FAGA:J, the Tes~atrix above na~ed, as a~d for her Last Will and Testame~t, a:-.d , ~ ...... .I. ~ the presence of us, who at her request, in her presence a~d in the p=esence of each other, have subscribed our names as witnesses. :1 \i Ii I! II 11 I I, ii II :1 , ~ "Witnes 414 Bridqe St., New Cumberland, PA Address 414 Bridge St., New Cumberland, PA Address Wi COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF CUMBERLAND I, E. MARY FAGAN, the Testatrix whose name is signed to the at- tached or foregoing instrument, having been duly qualified according to law do hereby acknowledge that I signed and executed this instru- ment as my last will; that I signed it willingly and that I signed it as my free and voluntary act for the purposes therein contained. t hI ;1 L&I ~.f c,,~,yV ~. NA. FAGAN S'..:orn to or affirmed to and acknowledged before me by E. :1hRY ,.;SA!;, 'he Testatrix, this aay',\f 1pr; v~ ,2006 \ COMMONWEAlTH OF PENNSYlVANIA NCTARiAL SE!\L DANiel M, r1AATW.AN. ~ktary Public New Cumberland 8uro.. Cumberland Co. My Commi$S!oli Expires Jan. 21, 2009 ~';:::t3r:i P'~b:':.:.: '/)L/ ,---,/ Fa:je 4 of 5 C:::.::Io:C!J:~;E..l:..L:- H OF FE:';l,JS y~ \~l:.~N :~; SS: :C~~:~r:Y~F ':::r.1BER:",,;I..JJ i"le, ~4-- {/ :; ~r;~ ~! :ind ~lt d({J,~ ~I'.u . the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, depose and say that we were present and saw Testatrix sign and execute the instrument as her last will; that Testatrix signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the will as witnesses; that to the best of our knowledge, the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue influence. r$~~ WiC~ Sworn to or affirmed to and C~C:LrU 7 dZf &&'~. -+-!I ,.:itnesses, ~his \~ - day of acknowledged before me by , -~ and 't'~a \JfL-1 t\t'I\{~ ~--- , "{':~~ , 20C6. .I/~ COMM NWEAlT~ OF PENNSYLVANIA NO AIA~ .:.EAL DANIEl. M. HARTMAN. Notary Public New CUillbttllnd Boro., CUlllberiallO Co. My Com millIOn exPIres Jan. 21, 2009 iJotary P:.lc,lic Paere 5 nf ..... '...."".......,.'1...........'....._..............---....... A. Settlement Statement U.S. Department of Housing and UrtJan Development . B T:,!",ofL-oan QMBApgrovS1Ng,2502;:0265 iex,,,e.1113012009, 1 OFHA 2. OFmhA 3. [Conv. Unins. 6. File Number' 7. Loan Number .. _.. 8 Mort9~;J~;~C';;'Number 4 OVA 5, DCanv Ins.. ... ..' 31260PUR . 47385 C, Note; ::..~.:~V::v:,'Z=~:::.":::~:=~~~:=:,::~.;:,='~de~~otU WARN:ING n IS . au'" tc ~)I' 1TllIluJ"" stalemenbl kllhe l.k1I:ed Sb;n;es on Ihls or wry oller Ilimilai klrm. pen.lies upon __ _____'C:OrI'I,:lcnCltl If'lch.dealn.8ndin'P'i~ Ford8Ulil$'" Title leu s Ccda5edcn 1001 ~Sec:t~n 1010_ litleExpress SeItIement System r .Printed 03:31:2006 it (18:44 SD ! D. NAME OF BORROWER: Jill S. Berry and Jason A. Berry .....ADORESS:, 8 ~st~aflCll:A~e.f1l!!l,.~91.i11PA..1IQ2.~. . E NAME OF SELLER: Estate of E. Mary Fagan, deceased ADDRESS: 2615 Circleview Drive, Sunter. SC 29154 F. NAME OF lENDER: PSECU ADDRESS: 1 Credit Union Place, P.O. Box 67013, Harrisburg, PA 17110.2990 G. PROPERTY ADDRESS 625 Park Avenue, NewCumberland, PA 17070 .____.___.._.._Ii!lY1..9!.~!!!!d Borougtl____.... H. SETTI.El-.ll:'NT AGENT: United One Resources, Inc. ..El,A.9I;;g::.~jgM.Et-I.L..l!Q. N. S~.~~~,.~llu!ltl:larre,PA18702. I SETTLEMENT DA 1E: 0313112008 ...:._~~'-J.SUM~yCfFS'()RR~~If~}R.A.F.j~AGT!QN;'... .' .,J(~1!M~RY OF SEL.L.ER:~, !8ANSf\c;TION: 100. GROSS AMOUNT DUE FROM BORROWER 400. GROSS AMOUNT DUE TO SELLER .. . .101.........f!lillc'!f.l..~~~_______._____._......L....---1~'-@gJ)Ql. ~.Q.1.... .<;9"k.~~J!~... 102. Persona Proplll1v 402 Personal Prope.1V ..j~.==~~.~~~)~:=:=:~~~:=~=__1===698.~i1~__..._________.__._..__~===-[........-....~.....~... 105. i 405. .. .' .. .. ...... .__...M'!s~l\~lori~.""j<j..!>Y..sel"":..\!! ~y~ry<:e_. Adjustments for items oaid by seller in advance lJQL.(AJJ.nOlll1taxes_ 03l31~08 to.12(3l1~ 1264:-46"'4re~ CilylloY<<l taxes 03131/08 to 12/31/08 i 264,~,; .~~~:.=:: -- ~~~;::~~: I ~~:~I ::. ~:--- ...-~~~;=~:--t- 250.72! .~~~."" H.........-...-i-------:=--=8~. -- -.---:~:~:~=~~~~~~..:~=_... _~~~~J1; 111. J________ -G11. i 112. .-------- I 412. r'120.GROSS'AiAoLiNTDiJE-FRoM BORROWER 161,056.69 420. GROSS AMOUNT DUE TO SaLER 154,3~,~ , 200. AMOUNTS PAID BY OR ON BEHALF OF BORROWER 500. REDUCTIONS IN .AM9UNTDUE TO. SELLER___ I. 201. ~~~~lJlO!)rL____...___..__.J.__.,..__._1,OOO.ooT~~o;;;;li;~.i~~~di~;i'" .., '.::=::::'~._.__.____...i .fQ.~..erJDQtal amount of ne\LIQ.~___....._......----1....__...L53#lO.OO.i 502. Selllement chalOes \0 sellllfJli.~J5QQL_____L .. ..___..?1~1,~9j 203. Existill" IQanisltal<en subiect to i ! 503. Exisli1~ loan/sHaken subiectto . 204. __.._...___._...._....__.._._.__........ 504. Pa-;off of FilSl Mlrt= Loan 205. 505. 200._SeJler.CQ.nttibution .._.__.._...... ..~~QQ_..~._.SeI~. Qontri!JuJio~. 2.o7.d. _..........__... 507. ,...?Q!lc.__._ 508. \ 209. '~" ..... 153,500,00 : 4.605.00 Adillstments for i~ms.~id by~n~rMjustr!1erlt~fCll: itelTlSunp.;liclbYI~II~r i . .21.3.. 5)3 ..l2.11.45....c.-....--.... -. 514, 'I', ____. .~15. 2115,. 516. 'I' 2F J17.... .._~1L _ _ _. .___. _ ________ _.__._ _____ . ...__.__...,._....:.....~J.~,.....,',........................,........................................._,......._............~.......i..........................__.....__.___J 219. ...._.. . .. . .' : 519. .... .. I . ! ..220.J9i~f~-P:By1FQi~9~9-wEB,-~05.00r52QTOTALREDucnoN.AM<iiNTDUESE~..--25,606.8(i'I 300. CASH AT SETTLEMENT FROM OR TO BORRQWER._ .____._....ji.ll!!..~Il~.AI!lm!.!=MOOJ9_Q!!fBQM..s.g.J,;.IL .__... ...___. .._:lQL..Gr.P.~.!!CTP.'!!!!.QI,Je..l!9!T.!. boITllwer 'line 1201 161.056.69; 601. Gross amount due to seller dine 4201 154,358.49 I . . ~1.~!!r1jS..J@!QJ?yIlor borrower Oine~. .d.__. . ..._15!.1Q.s",OO_j' ~2 ..~~sr~tJCtion.amlUnt d~~r l!i..~.gQi,_.____._...~M9!!,~ j _ 303J;;..~ FROM ~ROWER _._...__..____ 1,951.69!. 603. CASH TO~ELLE!L.____. .128,751.69 · Adjustment Line 1204 27.00 $128,778.69 SUBSTlTUiE FORM 1099 SflLE.~ STATEr.ENT: TM iMfamation o:Jnt-WI.cl l'l......n jj; important tax irlfOl"mahc:n and i& ~ng f,JM;SMd to the 1~18m.1. R.....,l"Ilt 58N101. :ryex... requir1K:l to"". a return, ~~~~~,~~-:. ~~=~.:,~.tem IS ntqIJred to 011 reported 1M tM IRS Qetern"l'~es ltIa( tl has flat be., repoctee. The Coouad $a)n?nee oescnbed 01'1 SELLER INSTR'JCTlONS: Iflhlsrul MUll. 'IIwaI)OtWpri,O:)8j l'tlsidenee. fiI. Farm 2119, ~rr~cf Prirv:.ipaj ResiOInc:e, for "y oal'1. v.tith 'fOIIll'\OClt'n8 tufWIUm; 1ofotwnrsac:ioM ~.\he apcb:able ~ft$o1 FOrrn"'797, Form 8:2.52 a-diOf"ScheduI. 0 IFCfTn 1(40). ~~,~=~I~:a~~~:~rT*ll~(f~~~::: Unaerperllllaol~?:t=I~~~:~r.:-~u~domy~:~~=~=catkm ,N. 1____ SElLER(S} SIGNA'TlRE1S): SELLEQ(S: /iEI.'" ~MlUNG ,l.nDRESS U.S. DEPARlMENT OF HOUSING AND URBAN DEVELOPMENT File Number: 31260 PAGE 2 co.... SETTLEMENT ~~IE~t!L._..._._.._...__.._._._._~~~ ~~~W1_ PriQJ.ll!J 03i~j!f~.~~Oll.K~._.__.. ~LEMENTCHARGES PAID FROM PAIOFROM' : ..700. T9fAL ::iALESlBR91<E:R:~c:()t.1Iv1I~?'()'" ~..sedonpriceJ1~500.~O @6,()()(),,?,?,O,OO BORRCJV\.ER'S SElLER'S DivisiQn of cormIission (line 700)<15 folloV/S: FUNDS AT FUNDS AT 701. 5 4,63tl,OO to(;(,ldw(!lL8lInkerI:iCllTlllSale~llrvicesC:;roup SETTLEMENT SETTLEMEt-rT 102. S 4.580.00. to Exit Platinum Plus ReallY 703. Commission;;aid al Settlement c.!.OO.ITEMS PAYABll.' INCONNECTlONWITH..LOAN .... . . .801.. .. LoanQ%JnaliQn.fM_..JL... .....__.__._ i .802,l!J!!lJ)~!'1L_._.._.J~_ %P~.9L___._....._._._.____.____.______.____________..__ ... .~,:J.l!7_.!l9 . J1Q.:J.:_Ar,g:aisal Fee : ..l94..c.9:EJ9_it.~. .. _"'_" _"'0._ ...__.____......_ _.'._" _w.____.....__.__.... ...... ..._..._ _.... . 805. Lerder's 1IlSl.-ection Fee Ul06" Mo~e..!\11IiI~.E!.~ LJQL},p.~fi!L...____. L 808. Rood Certiflcalion Fee L_~-,J,!l)Q~f~.. .. :. 81QCJocument~Fee ... .8.11. 900. ITEMS REQUIRED BY LE;N.l:l!;~ III g ~i\I.~lJfi@Vi\~~ Si01.lnlere;j;LFrqm (J~~1L~~Jo .94!'O.1l~ _@$ 902. Mortgage Insurance Premium for to i)Q~. ~a-d Insur?1Ce PrelTium. for to ....~,-........._.._....._._...-._.__.._......._...-._..-.....-..-...--........-........................-......-...--........._.......... _._ 9OL_.___.___ . tll(JC!,_~~;BV;~pg~!!EP~IIf:j.~Q;!.tf9R ____.....__..._..__..__...._..._. 1!Xl1. .HazlrdIQsu~ 3mo,JU 1002. MortQi!Qe Insur<n:e mo. @$ 1003. City PrqlertyTax rm.@j Jl:94.~I~. .~fI:I9,@l .. l(lOS:~I~IlS .......................... ...mmm1.0fl:l9c.@.L_..__m .Jl.lf)9..00!l',!g<lt~..M<!'lSis.M.~~rJ]!!lL.J9__!"~~..... 1100. TITLE CHARGES 1101. Settlement Fee 1102. Abstract Fee ..J.1g11~n~ _11!l:L[i!~)p_5!!!~~i[1Q!ll:.... 11.0.~.[)oc;umerlt f'1"/;lPar;iliop 1106. Notafy Fees 1107 Att\X!l.~s.!el!S ... . {includes above items No: l.l_1Q1J..:!l.~'ln~!=e 1.0 United One Resout'l;eS, Inc, t-......:.ilr!f~-~ ~!t'I!5 No~_...__. Re-Il!.!ye ~_.._.._____ ... ..1.. ..-.---.---.,...... 1~;~~::~=_..==:==~___.;~:~tQ19cl!<1:==:===~-==:~~~==::.=:=::.--....--..-..--j 1111. 100,300,900 to United One Resout'l;eS.lnc. 1112. Closinq Service Letter to United One Resources. Inc. _1}13....T~Certi.flcal.ion_---1~nited Qne Resources, Inc, 1200. GOVE~ME!':fT REC.ORDIN.~.D TRANSFER CHARGES.___..._.____._...____., . 129:1. RecordinQFees~j_42.50__ ;M!rn~..u~._~.F~~L_.____.....__..___.__.-._._._125.oo _________j .1.?,,0f,_9..tdQ9.!!nt!J..axlsta.~ Deed.~_M~~,!!Q~rt.!l.a.1!!,~ .. ....____.1.t.~:.QQ..__._..m.___...__..__. 1203. Stale TaxislarTl.~ Deed $1,535.00 ; Morl!1S:1f! $ _______M~.Q.Q, 1204. Mon,;aqe Satisfaction to Recorder of Deeds.._.._~:OIL .J.fQ~L._____.._._.....__... .__.___..___..........__.__ . -.._ ...-......._____..._ .--. -_...--- . 1300,~i:lOl~ SETTLEMENT CHARGES 1301 SUr/ey 13Q2 P/;lsllnsoeclion . ..1~j)3GY;1/"1l'1teed Deli:'ll'Y 1304. FaxlE-MaiI Fee J_~.9!U'l'i~. Fee __1:!.0!>__. 1.307 2007-2008 SdlOOI Taxes 13oa.OI,herDisburserrenlS {1520\ 9,210.00 ' ...JlL~g~\.!., to PSECU _.J9.~.._ to . PSi:CU m.m{P'~Q,~.J~,Q<!.~ri... 0000_ ___.._,. , 8.00 -.----.--.------,----.-.. ..1.00... ,90.-.--....---.- "" ....t..'.. j 150.00 r 24.70n Id?i. \ ; , i m'r "m_u~".'__~__,~_.~.~""""""'_.A___~'_N~...,'~~_,w_.L 1[)ays 24.71. ] ~.58 lmo Imo 29,2S1mo ~,1~jmo. J1I,1Q)l)lQ ------r-.---"103'.74. - ... I I L t1~,~Q ! 1.171.00 ~~:::=-=-:=~:=~...~[:~=~=~~.~==.:==~.=.~.Q9. to United One Resources, 111!;,~.____.__________ to United One Resources, Inc. 10 United One Resources...!!!L...... JQ_lIr:J~~~~,J!1~c .....__...___00.__..__.. t.oAAorllElY.. to Alana Case -! r ----'---1 , I ._-~====::::~-=-:::~:=1 ..1 ! 42,00 15.00 I 1.016.00 ! I I _ "-1-50:00r- --.----.----, . ~:~~I~.--.-.-. .-1 .. . tQ. L1nit/;ld9!111~llllClu~..lnc. to United One Resou~,lnc. 10 ].I}!ted One Resources. Inc. .._.__._,....___..._.1~@._._______.__._, to Robin Gasperetli,Iax Collector (P.O.9J 1.3n05~ner ...____._____1.95.OQ_.___.__ .1jL~14,!Q_: 14Q0;TOTALSETTLEMEtIT CHARGES (enter on lines 103, Section J a'ld S02.SectionK) . . 6J6911,20_21,()()1:~Qj HUOcarr;F.CA.TION OF 8U'1ER 14-D SEl\..EFl: """.. "'.. the best ~"'I ~8I"Idb&ti. '.~'I u.. tnJe a~ Ie ltatar'n(ttllaf all ~ Met cbbllHrTW'lt! med.on myaCQ:llJnl: Of by me 01 ""'HUC-I Selh"""",s.._ d. .-.. ---------- r'-. -.----.-' .- ..~~ V 'w"iARr<ll!'IG: JT IS A CRJt.E TO KNOMJ..IGL Y MAKE FP\LSE STATEMENTS TO THE JJf'4TED STAlES ON 1"HIS CRNJv SlMllAA !=ORM PE\lAl TIES UPON CONVICTION CAN INQ.UO=. AflNE AND p,.pR1SQNMENT FOR DETAILS SEE TITl.f 18", u.s_ CCVE SECTlQN '00. AND SECl'lOf\: 1010. ~T:A~~ra~~~~\~f~;oI~,"-' OATF. ,..,.\,\ ,..........., \.........J ,.., __.. -...L U.S. DEPARTMENT OF HOUSING AND URBAN DEVElOPMENT SETTLEMENT STATEMENT File NurrtJer: 31260 PAGE 3 lilleExPress Settlernel1t::;~-':"Ln~JL3I3112008 at 08:44 SO 'ffEMIZA TION OF HUe LINE 1308---'-'----- 15QQ, 5.G:HE.plJb!=. 9f p'-~U~E_NTS :. 1.501 1$1 ()rTr;JShthry ~31/Cl8 to. Ni\YCumberiand Borougl!... . .l3lJYEFl ....___SELJ,;--'L-. 44.73 \ 1502. ;....1~.~...I@.~~'!'..E~.. ...J9...~P!~!..f:!!I.~r..tlClIIlE!!I!'le..Services Group . ....1~,OQ W 504. 200B Cwltflaxes to _[o!1in.Gas~~ Tax Collector. . 1505.200BTCl'.\flship Taxes ..!ll..Fl2.~i!lQ~.. Tax Collector 332.78 : ..~~L02_ 1.506..Tr;ln~ f~... ....~~~I'I.~!l\1mfll.~~.... .-.-....-...---__....-i_........t~Q.Qj..........- ...1~..Ir/1~~.~I~...... ..........!!l.J~~i~C!f..WiII~,..Agl!l1t.... ..~...._ .....4H!~ .___>--____40.OQ.! 6,,218.32: ._1~L.~7.~tI1.qy~~~l)~~ .... ... . to New Cumberland BorQ.ll9rr..... 150B:1(J(J~.lst Qtr Sev.er Ihro 3/31 tl New Cumberll!'!d~Clug/1 1510. Inheritance Ta~~~.--.!Q.. Un~~~_Fl~Ql,Jr.ces, Inc. _. 2.991.68 \ 1511. . 1512. r~-513 -- ~ 1515. l~J.fJ, , 1Q:lL ... . l!jl~ ....JllJ3l""..... " 152(). TOTAL HUD LINE 1308 EXPENSE: 195.0Q.._. 10.214.80 reldedlf AGANEST A TEbeny PARCEL #26240809339 DEED THIS INDENTURE made theJlsJ- day of ;114/'~ , in the year 2008, between Frederick H. Fagan, Executor of the Last Will and Testament ofE. Mary Fagan, late of the Borough of New Cumberland, County of Cumberland and Commonwealth of Pennsylvania, of the first part, hereinafter called the Grantor, -AND- JASON A. BERRY and JILL S. BERRY, husband and wife, of the second part, hereinafter called the Grantees; WHEREAS, the said E. Mary Fagan became in her lifetime seised, as of fee, of and in to a certain tract ofland, together with the improvements thereon erected, situate in the Borough of New Cumberland, County of Cumberland, and Commonwealth of Pennsylvania, and more particularly described hereinafter; and being so thereof seised, died on October 12, 2007, having first made her Last Will and Testament in writing dated December 15, 2006, duly probated and registered in the Office of the Register of Wills of Cumberland County on October 18, 2007, wherein and whereby she appointed as Executor, the said Frederick H. Fagan, to whom Letters Testamentary were duly issued by said Register of Wills on October 18, 2006, wherein and whereby said premises hereinafter described were not specifically devised, all as in and by said Will and the records of said Register of Wills more fully appears; NOW THIS INDENTURE WITNESSETH, that the said Grantor, for and in consideration of the sum of One Hundred Fifty-Three Thousand Five Hundred and NO/lOO ($ 153,500.00) Dollars, -1- which has been paid to him by the said Grantees at or before the sealing and delivery hereof, receipt whereof is hereby acknowledged, has granted, bargained, sold, aliened, released and confirmed, and by these presents does grant, bargain, sell, alien, release and confirm unto the said Grantees, ALL THAT CERTAIN piece or parcel of land situate in the Borough of New Cumberland, Cumber- land County, Pennsylvania, more particularly bounded and described as follows: BEGINNING at a point on the northern line of Park Avenue, said point being located 767 feet measured along said line of Park Avenue from the northwest corner of Park Avenue and Swarthmore Road; thence in a northerly direction along the westerly line of Lot No. 24, Block D, on the hereinafter mentioned plan of lots, 120 feet to a point; thence westwardly along a park area on a curve to the right having a radius of 530 feet, an arc distance of 6.33 feet; thence continuing westwardly along said park area, 64.26 feet to a point; thence southwardly along the easterly line of an 8 foot right of way, 120 feet to a point on the northerly line of Park Avenue; thence eastwardly along the latter line 64.26 feet to a point; thence continuing eastwardly along said line by a curve to the right having a radius of 650 feet, an arc distance of7.74 feet to the place of BEGINNING. BEING Lot No. 23, Block D, on the Plan of Section 2, Highland Park Hills and Drexel Hills, said plan being recorded in the Cumberland County Recorder's Office in Plan Book 7, page 38. HA VING THEREON ERECTED a single dwelling house known and numbered as 625 Park A venue, New Cumberland, Pennsylvania. BEING THE SAME PREMISES WHICH Chris Fagan, single man, by his deed dated September 28, 2000, and recorded October 4,2000, in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Record Book 230, Page 340, granted and conveyed unto E. Mary Fagan, Deceased. FOR FURTHER REFERENCE OF TITLE, See Deed Books 105, Page 1056; 172, Page 144; 196, Page 719. TOGETHER with all and singular the buildings, improvements, ways, streets, alleys, passages, \-vaters, water-courses, rights, liberties, privileges, hereditaments and appurtenances whatsoever, thereunto belonging or in any wise appertaining and the reversions and remainders, rents, issues and profits thereof, and all the estate, right, title, interest, property, claim and demand whatsoever of her. the -2- said E. Mary Fagan, at and immediately before the time of his decease, in law, equity, or otherwise howsoever, of, in, to or out of the same. TO HA VE AND TO HOLD the said lot or piece of ground above described, with the buildings and improvements thereon erected, hereditaments and premises hereby granted or mentioned, and intended so to be, with the appurtenances unto the said Grantees, to and for the only proper use and behoof of the said Grantees, forever. And the said Grantor, for himself and his respective heirs, executors and administrators, does covenant, promise and agree to and with the said Grantees, their heirs and assigns, that he, the said Grantor, has not heretofore done or committed any act, matter or thing whatsoever whereby the premises hereby granted, or any part thereof, is, are, shall or may be impeached, charged, or encumbered in title, charge, estate or otherwise howsoever. IN WITNESS WHEREOF, the said Grantor has hereunto set his hand and seal the day and year first above written. ~~?:5 .~...~.------- (SEAL) Frederick H. Fagarf;-Exe-cutor of the Last Will and and Testament ofE. Mary Fagan Witness -3- I . COMMONWEAL TH OF PENNSYLVANIA COUNTYOF~~~\ SS: On this, the '"h \ ~ dayof'~'\'~ , 2008, before me a Notary Public, the undersigned officer, personally appeared Frederick H. Fagan, Executor of the Last Will and Testament of E. Mary Fagan, known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument, and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have hereto set my hand and notarial seal. COMMONWEALni OF PENNSYlVANIA NOTARIAL SEAL CAROL L. TROXELL. Notary Public New Cumberland Boro. Cumberland Co. Mv Commission Expires Dec. 27.2009 ~ ~V~~ Notary Public I hereby certify that the precise address of the Grantee is: Attorney for -4- ....... ,. ,-VV' V'Vl'"'' t " V \JIll'''' I I" tV" ~, I' 11V. JJJJ I. 1/ I ~ PNCBAN< November 8, 2007 Gerald J. Sbek1etski Stone, La Faver & Shekletski 414 BridF Street P.O.BoxE New Cumberland, P A 17070 RE: Estate of E. Mary Fagan, deceased SSN: 207..07-7014 DOD: 10/1212007 Dear Mr. Shekletski: In response to your request fot Date of Death balances for the c:ustorn~ noted above, our records show the following: CIieddng Account Account #5000769955 Established 04/15/1999 EMARYFAGAN FREDERICK H FAGAN DOD balance: $5,644.99 + $.26 accrued interest Samp AceoDJlt Account #5002061723 Established 04/1 5/1999 E MARY FAGAN FREDERICK H FAGAN DOD balance: $841.94 + $.04 accrued interest Please note that this office only provides date of death balances for deposit accounts (IRAs, CD~ Check inS and Savings accounts). We do not proe.... any fiundaJ tnmlaetioDJ or provide .-.tements. If you need assistance with any of these items, . please can }-888-PNC-BANK (1-888-762-2265) or stop by your local PNC Bank branch office. Sincerely, ~W~ Rachclle Wells 1-800-762-1775 P7-PFSC-Q4-F 500 first Ave. PiUStNrgh PA 15219 Member FDIC , '\ Metropolitan Life Insurance Company PO Box 10342 Des Moines IA 50306-0342 MetLife' STONE LAFA VER & SHEKLETSI A TTN GERALD J SHEKLETSKI PO BO X E NEW CUMBERLAND PA 17070 November 7, 2007 RE CONTRACT ANNUITANT 073 429 980 AB E MARY FAGAN Dear Mr. Shekletski: Thank you for notifying us of the death of our annuitant. Please relay our sincere condolences to the family on their recent loss. The beneficiary designation for the contract is Fred Fagan. To process the settlement, we will need the following items: . Annuity Death Claim Election Form . Contract if available Contract 073 429 980 AB is non-qualified and all monies over the cost basis are considered taxable in the year received. The date of death value as of October 12, 2007 is $11,356.99. The current value is $11,194.83. The cost basis is $10,967.07. If you have any questions, please contact your representative or call our toll-free number at 1-800-638-7732. One of our Customer Service Consultants will be happy to assist you. Sincerely p~~ Patty Clune Annuity Death Claims Unit Annuity Operations-Tulsa