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HomeMy WebLinkAbout08-2030GOLDBECK McCAFFERTY & McKEEVER BY: MICHAEL T. MCKEEVER ATTORNEY I.D. #56129 SUITE 5000 -MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 (866) 413-2311 WWW.GOLDBECKLAW.COM ATTORNEY FOR PLAINTIFF CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. TINA MARIE YOUNG Mortgagor and Real Owner 231 Walton Street Lemoyne, PA 17043 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Term CjVi I No. Term Defendant CIVIL ACTION: MORTGAGE (FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717- 243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website ht?pt ://www.Dhfa.org/consumers/homeowners/real asnx. 5). Call the Plaintiff (your lender) at 800-422-1498 and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866413-2311 or via email at homeretention@goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 6452417C. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff is CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC., 1111 Northpoint Drive, Building 4, Suite 100, Coppell, TX 75019-3931. 2. The names and addresses of the Defendant is TINA MARIE YOUNG, 231 Walton Street, Lemoyne, PA 17043, who is the mortgagor and real owner of the mortgaged premises hereinafter described. 3. On February 03, 2004 mortgagors made, executed and delivered a mortgage upon the Property hereinafter described to CHAMPION MORTGAGE, A DIVISION OF KEY BANK USA, N.A., which mortgage is recorded in the Office of the Recorder of Deeds of Cumberland County as Book 1854, Page 130. The mortgage has been assigned to: CITIFINANCIAL MORTGAGE CO., INC. by assignment of Mortgage September 27, 2004 as Book 711, Page 4164. The Mortgage and assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A" ("Property"). 5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid for December 10, 2007 and each month thereafter and by the terms of the Mortgage, upon default in such payments for a period of one month or more, the entire principal balance and all interest due and other charges are due and collectible. 6. The following amounts are due to Plaintiff on the Mortgage: Principal Balance ................................ $55,051.91 .................................................... Interest from 11/10/2007 through 03/31/2008 at 10.7500% .....................$2,350.92 Per Diem interest rate at $16.44 Reasonable Attorney's Fee at 5% of Principal Balance as more fully explained in the next numbered paragraph ...................$2,752.60 Late Charges from 12/10/2007 to 03/31/2008 .............................................$242.68 Costs of suit and Title Search ......................................................................$900.00 Suspense ....................................................................................................... -$26.90 Escrow ........................................................................................................ -$679.76 $60,591.45 7. If the Mortgage is reinstated prior to a Sheriff's Sale, the Attorney's Fees set forth above may be less than the amount demanded based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff is entitled to collect Attorney's fees of up to 5% of the remaining principal balance in the event the Property is sold to a third party purchaser at Sheriffs Sale or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. 8. Plaintiff is not seeking a judgment of personal liability (or an "in personam" judgment) against the Defendant in this Action but reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant has received a discharge of their personal liability in a Bankruptcy proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 9. Notice of Intention to Foreclose and a Notice of Homeowners' Emergency Mortgage Assistance has been sent to Defendant by certified and regular mail, as required by Act 160 of 1998 of the Commonwealth of Pennsylvania, on the date(s) set forth in the true and correct copy of such notice(s) attached hereto as Exhibit "B". The Defendant have not had the required face-to-face meeting within the required time and Plaintiff has no knowledge of any such meeting being requested by the Defendant through the Plaintiff, the Pennsylvania Housing Finance Agency, or any appropriate Consumer Credit Counseling Agency. WHEREFORE, Plaintiff demands a de terns judgment in mortgage foreclosure in the sum of $60,591.45, together with interest at the rate of $16.44, per day and other expenses, costs and charges incurred by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law until the Mortgage is paid in full, and for the foreclosure of the Mortgage and Sheriff s Sale of the Property. By:_ UWT wk?w GOLDBECK McCAFFERTY & Mc EEVER BY: MICHAEL T. MCKEEVER, ESQUIRE ATTORNEY FOR PLAINTIFF VERIFICATION I, Stanley Anya, as the representative of the Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4(904 relating to unsworn falsification to authorities. Date: ) L7" ?? 5001982217 TINA MARIE YOUNG E.xhibit.A Exhibit A LEGAL DESCRIPTION ALL THAT CERTAIN LOT OR GROUND SITUTEIN THE BOROUGH OF LEMOYNE, FORMERLY LOWER ALLEN TOWNSHIP, COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT ON THE NORTHERN LINE OF WALTON STREET AT THE EASTERN LINE OF LOT NO. 63 ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE NORTHWARDLY ALONG THE LINE OF SAID LOT TWO HUNDRED (200) FEET TO A POINT; THENCE EASTWARDLY PARALLEL WITH WALTON STREET ONE HUNDRED (100) FEET TO THE WESTERN LINE OF LOT NO. 65 ON SAID PLAN; THENCE SOUTHWARDLY BY SAID LOT TWO HUNDRED (200) FEET TO WALTON STREET, AND THENCE WESTWARDLY ALONG WALTON STREET ONE HUNDRED (100) FEET TO THE PLACE OF BEGINNING. EXCEPTING THEREFROM THAT CERTAIN PIECE OR PARCEL OF LAND SITUATE IN THE BOROUGH OF LEMOYNE (FORMERLY LOWER ALLEN TOWNSHIP), CUMBERLAND COUNTY, PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT AN IRON PIN ON THE NORTHERN SIDE OF.WALTON STREET AT THE DIVIDING LINE BETWEEN LOTS NOS. 64A AND 64B ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE ALONG SAID DIVIDING LINE, NORTH 31 DEGREES EAST, A DISTANCE OF TWO HUNDRED (200) FEET TO AN IRON PIN; THENCE NORTH 59 DEGREES EAST, A DISTANCE OF FIFTY (50) FEET TO AN IRON PIN AT THE DIVIDING LINE BETWEEN LOTS NOS. 64B AND 65 ON THE HEREINAFTER MENTIONED PLAN; THENCE ALONG THE NORTHERN SIDE OF WALTON STREET, SOUTH 59 DEGREES WEST, A DISTANCE OF FIFTY (50) FEET TO AN IRON PIN, THE POINT OR PLACE OF BEGINNING. CONTAINING TEN THOUSAND (10,000) SQUARE FEET AND BRING LOT NO. 64B ON THE FINAL SUBDIVISION PLAN FOR DICE L. A14D PAULINE E. YOUNG DATED NOVEMBER 8, 1989. ADDRESS: 231. WALTON ST.; LEMOYNR, PA 17043. ?hifi. it (B ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE Date: February 12, 2008 TO: Tina Marie Young 231 Walton St Lemoyne, PA 17043 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. This is an official notice that the mortgage on our home is in default and the lender intends to foreclosure. Specific information about the nature of the default is provided in the attached pages The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM HEMAP may be able to hel to save your home. This Notice explains how the program works To see if HEMAP can help, ou must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS FROM THE DATE OF THIS NOTICE. Take this Notice with you when you meet the Counseling Agency. The name address and hone number of Consumer Credit Counseling Agencies serving our Coun are I-q listed at the end of this Notice. If You have an uestions you may call the Pennsylvania Housin Finance Agency toll free at 1-800-342-2397 (Persons w ith impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUEDE AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION WMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNERS EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMAR SU HIPOTECA. FC-1700-PHS CTB ACT 91 PA Breach Rev.05/26/2005 STATEMENTS OF POLICY HOMEOWNER'S NAME (S): Tina Marie Young PROPERTY ADDRESS: 231 Walton St, Lemoyne, PA 17043 LOAN ACCT. NO.: 5001982217 ORIGINAL LENDER: Citifmancial Mortgage Company, Inc. CURRENT LENDER/SERVICER: Citifinancial Mortgage Company, Inc. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE. • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, • IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE-Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty three (33) days from the date of this Notice. During that time you must arrange and attend a face-to-face meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (33) DAYS IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT" EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES-If you meet with one of the consumer credit counseling agencies listed at the end of this notice the lender may NOT take action against you for thirty 30 days after the date of this meetine The names addresses and telephone numbers of designated consumer credit counseling agencies encies for the coup or which the pro is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE-Your mortgage is in a default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. FC-1700-PHS CTB ACT 91 PA Breach Rev.05/26/2005 AGENCY ACTION-Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergenev MartoavP Aawleto+...n HOW TO CURE YOUR MORTGAGE DEFAULT Brig it Lip to date). NATURE OF THE DEFAULT-The MORTGAGE debt held by the above lender on your property located at: 231 Walton St, Lemoyne, PA 17043 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Start/End: 12/10/07 through 2/10/08 at $723.10 for 12/10/07 then $723.10 for 1/10/08 then $673.10 for 2/10/08. Monthly Payments Plus Late Charges Accrued $2119.30 NSF: $0.00 Inspections: $0.00 BPO: $0.00 Speed Pay: $0.00 Uncollected Credit Insurance: $0.00 Uncollected Late Charges: $92.68 Taxes: $0.00 Late Fee Income: $0.00 Total Amount to Cure Default $2211.98 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTIONS (Do not use if not applicable): N/A HOW TO CURE THE DEFAULT-You may cure the default within THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2211.98, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. As of the date of this letter, you owe the amount specified above. Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day that you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check, in which event we will inform you before depositing the check for collection. For further information, write the undersigned or call (800) 422-1498. Payments must be made either by cash cashier's check. certified check or money order made payable and sent to Citifinancial Mortgage Co anInc. 4050 Regent Blvd MS-N1B-165 Irving TX 75063 Attention: Department ATM. You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter. (Do not use if not applicable N/A IF YOU DO NOT CURE THE DEFAULT-If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mort a e debt. The means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorney to start legal action to foreclosure upon your mortgage property FC-1700-PHS CTB ACT 91 PA Breach Rev.05/26/2005 IF THE MORTGAGE IS FORECLOSED UPON- The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount to the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAY period you will not be required to pay attorney's fees. OTHER LENDER REMEDIES-The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFAULT PRIOR TO SHERIFF'S SALE-If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time 0 to one hour before the Sheriff's Sale You may do so b paykg the total amount then past due plus an late or other char es then due reasonable attorney's fees and costs connected with the foreclosure sale and an other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE-It is estimated that the earliest date that such a Sheriff's Sale of the mortgage property could be held would be approximately SIX (6) MONTHS from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Citifinancial Mortgage Company, Inc. 4050 Regent Blvd. Irving, TX 75063 Attn: Department ATM MS-N1B-165 (800) 422-1498 (Fax#) 972-657-1636 EFFECT OF SHERIFF'S SALE-You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE-You may or X may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charge and attorney's fees and cost are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. FC-1700-PHS CTB ACT 91 PA Breach Rev.05/26/2005 YOU MAY ALSO HAVE THE RIGHT: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY IS ATTACHED If this is the first notice that you have received from this office, be advised that: You may dispute the validity of the debt or any portion thereof. If you do so in writing within thirty (30) days from the receipt of this letter, this firm will obtain and provide you with written verification thereof; otherwise the debt will be assumed to be valid. Likewise if requested in writing within thirty (30) days from receipt of this letter, the firm will send you the name and address of the original creditor if different from above. Very truly yours, Phelan Hallinan & Schmieg, LLP On Behalf of Citifmancial Mortgage Company, Inc. By: Francis S. linan, Esquire PHS: gpd Cc: Citifinancial Mortgage Company, Inc. Attn: Department ATM Account No.: 5001982217 Mailed by I' Class Mail and by Certified Mail No: 7007 2680 0001 3588 6599 FC-1700-PHS CTB ACT 91 PA Breach Rev.05/26/2005 06 is j ?i O SHERIFF'S RETURN - REGULAR CASE NO: 2008-02030 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIMORTGAGE INC VS YOUNG TINA MARIE TIMOTHY BLACK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon YOUNG TINA MARIE the DEFENDANT , at 1345:00 HOURS, on the 2nd day of April , 2008 at 231 WALTON STREET LEMOYNE, PA 17043 by handing to KATIE ADAMS, ROOMMATE, ADULT IN CHARGE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 16.00 Affidavit .00 Surcharge 10.00 .00 41 Io1aF ? 44.00 Sworn and Subscibed to before me this of So Answers: R. Thomas Kline 04/03/2008 GOLDBECK MCCAFFERTY MCKEEVER By: day eputy Sheriff A. D. In the Court of Common Pleas of Cumberland County CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. TINA MARIE YOUNG (Mortgagor(s) and Record Owner(s)) 231 Walton Street Lemoyne, PA 17043 No. 08-2030 Defendant(s) PRAECIPE FOR JUDGMENT THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Enter the Judgment in favor of Plaintiff and against TINA MARIE YOUNG by default for want of an Answer. Assess damages as follows: $61,166.85 Debt Interest from 05/06/2008 to Date of Sale Total (Assessment of Damages attached) I CERTIFY THAT FOREGOING ASSESSMENT OF DAMAGES IS FOR SPECIF ED AM NTS ALLEGED TO BE DUE IN THE COMPLAINT AND IS CALCULABLE AS A SUM CERTAIN F O TH COMPLAINT. I certify that written notice of the intention to file this praecipe was mailed or delivered t pa against whom judgment is to be entered and to his attorney of record, if any, after the default occurred and at lea t t da s rior to the date of the filing of this praecipe. A copy of the notice is attached. R.C.P. 237.1 Michael T. Mc Attorney for ainti I.D. #56129 AND NOW Mom CQA , CZ009 , Judgment is entered in favor of CITIMORTGAGE, INC., SB/M TIFINANCIAL MORTGAGE CO., INC. and against TINA MARIE YOUNG by default for want of an Answer and damages assessed in the sum of $61,166.85 as per t 'above certification. a . _ 7 Pr thonotary 64524FC THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. DATE OF THIS NOTICE: April 23, 2008 TO: TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 VS. TINA MARIE YOUNG (Mortgagor(s) and Record Owner(s)) 231 Walton Street Lemoyne, PA 17043 TO: TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 Plaintiff Defendant(s) In the Court of Common Pleas of Cumberland County CIVIL ACTION - LAW Action of Mortgage Foreclosure Term No. 08-2030 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 Michael T. McKeever GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff Suite 5000 - 701 Market Street. Philadelphia, PA 19106 215-825-6318 VERIFICATION OF NON-MILITARY SERVICE The undersigned, as the representative for the Plaintiff corporation within named do hereby verify that I am authorized to make this verification on behalf of the Plaintiff corporation and that the facts set forth in the foregoing verification of Non-Military Service are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. 1. That the above named Defendant, TINA MARIE YOUNG, is about unknown years of age, that Defendant's last known residence is 231 Walton Street, Lemoyne, PA 17043, and is engaged in the unknown business located at u n wn address. 2. That Defendant is not in the Mil'tar or Naval Service of the United States or its Allies, or otgerwise within the provisions of the Soldiers' and Sailors' iv'1 elief Action of Congress of 1940 and its Amendments. Date: GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff VS. TINA MARIE YOUNG (Mortgagor(s) and Record owner(s)) 231 Walton Street Lemoyne, PA 17043 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE No. 08-2030 ORDER FOR JUDGMENT Please enter Judgment in favor of CITIMORTGAGE, INC., S/B/M ITIF CIAL MORTGAGE CO., INC., and against TINA MARIE YOUNG for failure to file an Answ in th ab e action within (20) days (or sixty (60) days if defendant is the United States of America) from the d e of s rvi e of the Complaint, in the sum of $61,166.85. Michael T. McKee, Attorney for Plainti I hereby certify that the above names are correct and that the preci elide e address of the judgment creditor is CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTG CO., C. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 and that the name(s) an lajs? n ow dress(es) of the Defendant(s) is/are TINA MARIE YOUNG, 231 Walton Street Lemoyne, 170 ; GOLDBECK Mc ERTY & McKEEVER BY: Michael T. Mc ever Attorney for Plainti ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly assess the damages in this case to be as follows: Principal Balance $55,051.91 Interest from 11/10/2007 through $2,926.32 05/05/2008 Reasonable Attorney's Fee $2,752.60 Late Charges $242.68 Costs of Suit and Title Search $900.00 Escrow Payments Due 5 X $0.00 $0.00 Suspense -$26.90 Escrow -$679.76 $61,166.85 GOLDBECK MICA TY & McKEEVER BY: Michael T. McKeev r Attorney for Plaintiff AND NOW, this wand day of MQy 2008 damages ar'6assessed as above. A 94 " Pro Prothy f- ti O 00 y. 00 'n Rule of Civil Procedure No. 236 - Revised IN THE COURT OF COMMON PLEAS OF Cumberland COUNTY, PENNSYLVANIA CIVIL ACTION - LAW CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC. 1 111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. No. 08-2030 TINA MARIE YOUNG (Mortgagors and Record Owner(s)) 231 Walton Street Lemoyne, PA 17043 Defendant(s) THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE Notice is given that a judgment in the above-captioned matter has been entered against you. Curt Long Prothonotary By: 7- opety If you have any questions concerning the above, please contact: 5?aa/og Michael T. McKeever Goldbeck McCafferty & McKeever Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P 3180-3183 Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff VS. TINA MARIE YOUNG Mortgagor(s) and Record Owner(s) 231 Walton Street Lemoyne, PA 17043 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 08-2030 Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount Due Interest from 05/06/2008 to Date of Sale at 10.7500% (Costs to be added) GOLDBECK McCA] BY: Michael T. McK Attorney for Plaintiff $61,166.85 & McKEEVER w Q w w U O ? ? O U 0 0 ? W za ?? ? C7 O E-' H O H U O `^ a? O Y 80 - z 0 N N 0 W ? W om 00 04 z 0 F U W c G4 oa ?w Cd O L. O U w a v P r r ?U a? x? ? v Y ? Q M Ul 0 ? U ? U ? C) N CJ . . O c N V O a„ o tr) C7 n ^? ro `r7 - r71 F NJ 9, qu o 0 o o O b r-, [°ti7 C ALL THAT CERTAIN LOT OR GROUND SITUTEIN THE BOROUGH OF LEMOYNE, FORMERLY LOWER ALLEN TOWNSHIP, COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT ON THE NORTHERN LINE OF WALTON STREET AT THE EASTERN LINE OF LOT NO. 63 ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE NORTHWARDLY ALONG THE LINE OF SAID LOT TWO HUNDRED (200) FEET TO A POINT; THENCE EASTWARDLY PARALLEL WITH WALTON STREET ONE HUNDRED (100) FEET TO THE WESTERN LINE OF LOT NO. 65 ON SAID PLAN; THENCE SOUTHWARDLY BY SAID LOT TWO HUNDRED (200) FEET TO WALTON STREET, AND THENCE WESTWARDLY ALONG WALTON STREET ONE HUNDRED (100) FEET TO THE PLACE OF BEGINNING. EXCEPTING THEREFROM THAT CERTAIN PIECE OR PARCEL OF LAND SITUATE IN THE BOROUGH OF LEMOYNE (FORMERLY LOWER ALLEN TOWNSHIP), CUMBERLAND COUNTY, PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT AN IRON PIN ON THE NORTHERN SIDE OF WALTON STREET AT THE DIVIDING LINE BETWEEN LOTS NOS.64A AND 64B ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE ALONG SAID DIVIDING LINE, NORTH 31 DEGREES EAST, A DISTANCE OF TWO HUNDRED (200) FEET TO AN IRON PIN; THENCE NORTH 59 DEGREES EAST, A DISTANCE OF FIFTY (50) FEET TO AN IRON PIN AT THE DIVIDING LINE BETWEEN LOTS NOS. 64B AND 65 ON THE HEREINAFTER MENTIONED PLAN; THENCE ALONG THE NORTHERN SIDE OF WALTON STREET, SOUTH 59 DEGREES WEST, A DISTANCE OF FIFTY (50) FEET TO AN IRON PIN, THE POINT OR PLACE OF BEGINNING. CONTAINING TEN THOUSAND (10,000) SQUARE FEET AND BEING LOT NO. 64B ON THE FINAL SUBDIVISION PLAN FOR DICE L. AND PAULINE E. YOUNG DATED NOVEMBER 8, 1989. ADDRESS: 231 WALTON STREET; LEMOYNE, PA 17043 TAX PARCEL NO: 12-22-0820-003 Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. TINA MARIE YOUNG Mortgagor(s) and Record Owner(s) 231 Walton Street Lemoyne, PA 17043 Defendant(s) IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE NO. 08-2030 CERTIFICATION AS TO THE SALE OF REAL PROPERTY I, Michael T. McKeever, Esquire hereby certify that I am the attorney of rec d f r the Plaintiff in this action, and I further certify that this property is subject to Act 91 of 1983 and the Plaintiff has c pl ed with all the provisions of the Act. Michael T. D Attorney for n ? ,_... ? ?- ? ? .; f' ? -' ' "`C' fTI --J ftij -r ?_? -?' 4) c- G,.? i rr =-i „_ 1 - .? -^? Go*fdbeck McCafferty & McKeever BY: Michael T. McKeever Attorney I.D. #156129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. TINA MARIE YOUNG (Mortgagor(s) and Record Owner(s)) 231 Walton Street Lemoyne, PA 17043 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 08-2030 CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC., Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 231 Walton Street Lemoyne, PA 17043 1.Name and address of Owner(s) or Reputed Owner(s): TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 2. Name and address of Defendant(s) in the judgment: TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 231 Walton Street Lemoyne, PA 17043 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are tJethe the est f my rsonal knowledge or information and belief. I understand that false statements hereict to the enalt' s f 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. DATED: May 21, 2008 cC FERTY & McKEEVER c eever, Esq. nff C0 r?j co i,# 08-2030 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. TINA MARIE YOUNG Mortgagor(s) and Record Owner(s) 231 Walton Street Lemoyne, PA 17043 Defendant(s, Term No. 08-2030 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: YOUNG, TINA MARIE TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 Your house at 231 Walton Street, Lemoyne, PA 17043 is scheduled to be sold at Sheriffs Sale on Wednesday, September 03, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $61,166.85 obtained by CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 08-2030 1. The sale will be cancelled if you pay to CITIMORTGAGE, INC., S/B/M CITIFINANCIAL MORTGAGE CO., INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 r 08-2030 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website hqp://www.phfa.org,/consumers/homeowners/real.aspx. 5). Call the Plaintiff (your lender) at 800-422-1498 and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretentionggoldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 64524FC. Para informacion en espanol puede communicarse con Loretta al 215-825-6344. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-2030 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CITIMORTGAGE, INC., s/b/m CITIFINANCIAL MORTGAGE CO., INC., Plaintiff (s) From TINA MARIE YOUNG (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $61,166.85 L.L.$ 0.50 Interest from 5/06/08 to Date of Sale at 10.7500% Atty's Comm % Due Prothy $2.00 Atty Paid $163.00 Other Costs to be added Plaintiff Paid Date: 5/22/08 OEM: 4 othonotary(Seal) By: Deputy REQUESTING PARTY: Name: MICHAEL T. MCKEEVER, ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 56129 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 64524FC CF: 03/31/2008 SD: 09/03/2008 $61,166.85 CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. TINA MARIE YOUNG Mortgagor(s) and Record Owner(s) 231 Walton Street Lemoyne, PA 17043 Defendant(s) CERTIFICATE OF SERVICE PURSUANT TO Pa.R.C.P. 3129.2 (c) (2) Term No. 08-2030 Michael T. McKeever, Esquire, Attorney for Plaintiff, hereby certifies that service on the Defendants of the Notice of Sheriff Sale was made by: ?ex s?.?. Q so ?• ??y?a? . 04 Personal Service by the Sheriffs Office/ ( ) Certified mail by Michael T. McKeever (original green Postal return receipt attached). ( ) Certified mail by Sheriffs Office. ( ) Ordinary mail by Michael T. McKeever, Esquire to Attorney for Defendant(s) of record (proof of mailing attached). ( ) Acknowledgment of Sheriffs Sale by Attorney for Defendant(s) (proof of acknowledgment attached). ( ) Ordinary mail by Sheriffs Office to Attorney for Defendant(s) of record. IF SERVICE WAS ACCOMPLISHED BY COURT ORDER. ( ) Premises was posted by Sheriffs Office/competent adult (copy of return attached). ( ) Certified Mail & ordinary mail by Sheriffs Office (copy of return attached). ( ) Certified Mail & ordinary mail by Michael T. McKeever (original receipt(s) for Certified Mail attached). ( ) Published in accordance with court order (copy of publication attached). Pursuant to the Affidavit under Rule 3129 (copy attached), service on all lienholders (if any) has been made by ordinary mail by Michael T. McKeever, Esquire (copies of proofs of mailing attached). The undersigned understands that the statements herein are subject to the penalties provided by 18 P.S. Section 4904. IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE Respectfully submitted, BY: Michael T. McKeever, Esquire Attorney for Plaintiff 4 K LL 08 U$ yl p L o °° m 00 o N Of 10 U p ( ti, i 4 m ?. ? P ? J \ t ? -- /it j? O rr c o ?3UN(1 0 0 a Lip. U N w ?? ? yy a c Off. c 1 I ?I W J W , oc?n m o U U ???? ° 0 m g ` O.VN Z ` oamg L`r' o ~ Q M gyp d ?qq'a U E ZfA and r `- U)Q ( c Q if f2Q m a U M Lt fn X y m ? m Z ???? 0 a E - E ?U - ? 00 m Q m m dm2= 0 m DUaU w0 ?CVJ a z? A .gg ~ CO) us 2 H N? ~_ $YowaN ?a c mQWGU) Z Q G = w CV ch CO IN 00 c 0 d 8 a i C H P i O V N 0 N I U. h M LL N a O N G o> O O W C U z m U U U- A c? 0 z l1J Q _Z vv/rirf A. GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D.#56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6320 Attorney for Plaintiff CITIMORTGAGE, INC., SB/M CTTIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. TINA MARIE YOUNG Mortgagor(s) and Record Owner(s) 231 Walton Street Lemoyne, PA 17043 Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 Term No. 08-2030 CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC., Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 231 Walton Street Lemoyne, PA 17043 I.Name and address of Owner(s) or Reputed Owner(s): TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 2. Name and address of Defendant(s) in the judgment: TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 Harrisburg, PA 17105-2675 . , , w DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 231 Walton Street Lemoyne, PA 17043 (attach separate sheet if more space is needed) I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. DATED: July 30, 2008 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever, Esq. Attorney for Plaintiff ?? ,...? t?. ?-,? ,,.3 ?,? ` .r^; !'"il $?, - ! C+?> ? - ? "- Citimortgage, Inc., s/b/m Citifinancial Mortgage Co., Inc. VS Tina Marie Young In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2008-2030 Civil Term Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on June 14, 2008 at 1321 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Tina Marie Young, by making known unto Katherine Adams, adult roommate of Tina Marie Young, at 231 Walton Street, Lemoyne, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copies of the same. Michelle Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on July 22, 2008 at 2107 hours, she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Tina Marie Young located at 231 Walton Street, Lemoyne, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Tina Marie Young by regular mail to her last known address of 231 Walton Street, Lemoyne, PA 17043. This letter was mailed under the date of July 15, 2008 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Michael McKeever. Sheriff's Costs: Docketing Poundage Posting Bills Advertising Law Library Prothonotary Mileage Levy Surcharge Postpone sale Law Journal Patriot News Share of bills 30.00 1,101.04 15.00 15.00 .50 2.00 32.00 15.00 20.00 20.00 365.00 436.85 17.64 Total Costs $2,070.03 ? )0j 1 (, l o r 9- So Answers: R. Thomas Kline, Sheriff BY Real Estate rgeant ?o Ct2 4 a is qs'/ ` Gpldbeck McCafferty & McKeever BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 ' Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-627-1322 Attorney for Plaintiff CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 VS. TINA MARIE YOUNG (Mortgagor(s) and Record Owner(s)) 231 Walton Street Lemoyne, PA 17043 Plaintiff Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129 No. 08-2030 CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC., Plaintiff in the above action, by its attorney, Michael T. McKeever, Esquire, sets forth as of the date the praecipe for the writ of execution was filed the following information concerning the real property located at: 231 Walton Street Lemoyne, PA 17043 1.Name and address of Owner(s) or Reputed Owner(s): TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 2. Name and address of Defendant(s) in the judgment: TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 3. Name and last known address of every judgment creditor whose judgment is a record lien on the property to be sold: PA DEPARTMENT OF PUBLIC WELFARE - Bureau of Child Support Enforcement Health and Welfare Bldg. - Room 432 Harrisburg, PA 17105-2675 DOMESTIC RELATIONS OF CUMBERLAND COUNTY PO Box 320 Carlisle, PA 17013 IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL, ACTION - LAW ACTION OF MORTGAGE FORECLOSURE 4. Name and address of the last recorded holder of every mortgage of record: 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: 6. Name and address of every other person of whom the plaintiff has knowledge who has any record interest in the property which may be affected by the sale. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale. TENANTS/OCCUPANTS 231 Walton Street Lemoyne, PA 17043 (attach separate sheet if more space is needed) sonal knowledge or I verify that the statements made in this affidavit are true and correct tVe information and belief. I understand that false statements herein are made subjef 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. DATED: May 21, 2008 GOLDBECK McKEEVER BY: Michael T. Attorney fof Pla 08-2030 GOLDBECK McCAFFERTY & MCKEEVER BY" Michael T. McKeever Attorney I.D.#56129 Suite 5000- Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6318 Attorney for Plaintiff CITIMORTGAGE, INC., SB/M CTTIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff vs. TINA MARIE YOUNG Mortgagor(s) and Record Owner(s) 231 Walton Street Lemoyne, PA 17043 Defendant(s Term No. 08-2030 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: YOUNG, TINA MARIE TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 Your house at 231 Walton Street, Lemoyne, PA 17043 is scheduled to be sold at Sheriffs Sale on Wednesday, September 03, 2008, at 10:00 AM, in Commissioners Hearing Rm 2nd FL Courthouse to enforce the court judgment of $61,166.85 obtained by CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE IN THE COURT OF COMMON PLEAS of Cumberland County CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE To prevent this Sheriffs Sale you must take immediate action: 08-2030 1. • The sale will be cancelled if you pay to CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC., the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay call our office at 215-825-6329 or 1-866-413-2311. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. 4. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice below on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES NOT TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid price by calling the Sheriff of 717-240-6390. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call the Sheriff of 717-240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within thirty (30) days from the date of the Sheriffs Sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the schedule of distribution is filed. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 08-2030 Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. 1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-243-9400. 2). Call the Consumer Credit Counseling Agency at 1-800-989-2227 for free counseling. 3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes. 4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners in default. Please See the PHFA website h_ptt ://www. hp fa.org/consumersihomeowners/real aspx. 5). Call the Plaintiff (your lender) at 800-422-1498 and ask to speak to someone about Loss Mitigation or Home Retention options. 6). Call or contact our office to request the amount to bring the account current, or payoff the mortgage or request a Loan Workout / Home Retention Package. Call our toll free number at 1-866-413-2311 or via email at homeretention(a.goldbecklaw.com. Call Seth at 215-825-6329 or fax 215-825-6429. The figure and/or package you requested will be mailed to the address that you request or faxed if you leave a message with that information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be reached at 215-825-6318 or Fax: 215-825-6418. Please reference our Attorney File Number of 64524FC. Para informacion en espanol puede communicarse con Loretta a1215-825-6344. ALL THAT CERTAIN LOT OR GROUND SITUTEIN THE BOROUGH OF LEMOYNE, FORMERLY LOWER ALLEN TOWNSHIP, COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT ON THE NORTHERN LINE OF WALTON STREET AT THE EASTERN LINE OF LOT NO. 63 ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE NORTHWARDLY ALONG THE LINE OF SAID LOT TWO HUNDRED (200) FEET TO A POINT; THENCE EASTWARDLY PARALLEL WITH WALTON STREET ONE HUNDRED (100) FEET TO THE WESTERN LINE OF LOT NO. 65 ON SAID PLAN; THENCE SOUTHWARDLY BY SAID LOT TWO HUNDRED (200) FEET TO WALTON STREET, AND THENCE WESTWARDLY ALONG WALTON STREET ONE HUNDRED (100) FEET TO THE PLACE OF BEGINNING. EXCEPTING THEREFROM THAT CERTAIN PIECE OR PARCEL OF LAND SITUATE IN THE BOROUGH OF LEMOYNE (FORMERLY LOWER ALLEN TOWNSHIP), CUMBERLAND COUNTY, PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT AN IRON PIN ON THE NORTHERN SIDE OF WALTON STREET AT THE DIVIDING LINE BETWEEN LOTS NOS.64A AND 64B ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE ALONG SAID DIVIDING LINE, NORTH 31 DEGREES EAST, A DISTANCE OF TWO HUNDRED (200) FEET TO AN IRON PIN; THENCE NORTH 59 DEGREES EAST, A DISTANCE OF FIFTY (50) FEET TO AN IRON PIN AT THE DIVIDING LINE BETWEEN LOTS NOS. 64B AND 65 ON THE HEREINAFTER MENTIONED PLAN; THENCE ALONG THE NORTHERN SIDE OF WALTON STREET, SOUTH 59 DEGREES WEST, A DISTANCE OF FIFTY (50) FEET TO AN IRON PIN, THE POINT OR PLACE OF BEGINNING. CONTAINING TEN THOUSAND (10,000) SQUARE FEET AND BEING LOT NO. 64B ON THE FINAL SUBDIVISION PLAN FOR DICE L. AND PAULINE E. YOUNG DATED NOVEMBER 8, 1989. ADDRESS: 231 WALTON STREET; LEMOYNE, PA 17043 TAX PARCEL NO: 12-22-0820-003 WRIT OF EXECUTION and/or ATTACHMENT k COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-2030 Civil CIVIL ACTION - LAW ' TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CITIMORTGAGE, INC., s/b/m CITIFINANCIAL MORTGAGE CO., INC., Plaintiff (s) From TINA MARIE YOUNG (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $61,166.85 L.L.$ 0.50 Interest from 5/06/08 to Date of Sale at 10.7500% Atty's Comm % Atty Paid $163.00 Plaintiff Paid Date: 5/22/08 (Seal) REQUESTING PARTY: Due Prothy $2.00 Other Costs to be added rothonota By: Name: MICHAEL T. MCKEEVER, ESQUIRE Address: GOLDBECK MCCAFFERTY & MCKEEVER SUITE 5000-MELLON INDEPENDENCE CENTER 701 MARKET STREET PHILADELPHIA, PA 19106 Attorney for: PLAINTIFF Telephone: 215-627-1322 Supreme Court ID No. 56129 Deputy 9Z-8 v 8z Ow 8001 Vd 'A 1 H f l JJ183HS ]HI ? J Real Estate Sale #5%. On May 29, 2008 the Sheriff levied upon the defendant's interest in the real property situated in Lemoyne Borough, Cumberland County, PA Known and numbered as 231 Walton Street, Lemoyne more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: May 29, 2008 By: Real Est to Sergeant PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 18, July 25, and August 1, 2008 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Coyne, SWORN TO AND SUBSCRIBED before me this i day of August, 2008 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO, CUMBERLAND COUNTY My Commission Expires Apr 28, 2010 Writ No. 2008-2030 Civil Citimortgage, Inc. s/b/m Citifinancial Mortgage Co., Inc. VS. Tina. Marie Young Atty.: Michael McKeever ALL THAT CERTAIN lot or ground situate in the Borough of Lemoyne, formerly Lower Allen Township, County of Cumberland and State of Pennsylvania, bounded and de- scribed as follows, to wit: BEGINNING at a point on the northern line of Walton Street at the eastern line of Lot No. 63 on the here- inafter mentioned plan of lots; thence northwardly along the line of said lot two hundred (200) feet to a point; thence eastwardly parallel with Wal- ton Street one hundred (100) feet to the western line of Lot No. 65 on said plan; thence southwardly by said lot two hundred (200) feet to Walton Street, and thence westwardly along Walton Street one hundred (100) feet to the place of beginning. EXCEPTING therefrom that cer- tain piece or parcel of land situate in the Borough of Lemoyne (formerly Lower Allen Township), Cumberland County, Pennsylvania, being more particularly bounded and described as follows, to wit: BEGINNING at an iron pin on the northern side of Walton Street at the dividing line between Lots Nos. 64A and 64B on the hereinafter mentioned plan of lots; thence along said dividing line, North 31 degrees East, a distance of two hundred (200) feet to an iron pin; thence North 59 degrees East, a distance of fifty (50) feet to an iron pin at the dividing line between Lots Nos. 64B and 65 on the hereinafter mentioned plan; thence along the northern side of Walton Street, South 59 degrees West, a distance of fifty (50) feet to an iron pin, the point or place of beginning. Containing ten thousand (10,000) square feet and being Lot No. 64B on the final subdivision plan for Dice L. and Pauline E. Young dated Novem- ber 8, 1989. ADDRESS: 231 WALTON STREET, LEMOYNE, PA 17043. TAX PARCEL NO: 12-22-0820- 003. the Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8292 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE the Patriot News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Michael J. Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 07/23/08 1 07/30/08 08/06/08 rivANw MWV?ift nlNS courty ?' 0V. 20.2011 Atswdobn of Notes. Reel Extele Sale No. 52 Writ No. 2008-2030 CM Term ClHmortgege, Inc..sbhn Citiflnancial Mortgage Co., Inc. VS Tina Marls Young Attorney Michael McKeever LEGAL DESCRIPTION ALL THAT CERTAIN LOT OR GROUND SITUTEIN THE BOROUGH OF LEMOYNE, FORMERLY LOWER ALLEN TOWNSHIP, COUNTY OF CUMBERLAND ANDSTATE OF PENNSYLVANIA, BOUNDED ANDDESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT A POINT- ON THE NORTHERN LINEOF WALTON STREET AT THE EASTERN LINEOF LOT NO. 63 ON THE HEREINAFTER MENTIONED PLANOF LOTS; THENCE NORTHWARDLY ALONG THE LINEOF SAID LOT TWO HUNDRED (200) FEET TO A POINT; THENCE EASTWARDLY PARALLEL WITH WALTON STREET ONEHUNDRED (100) FEET TO THE WESTERN LINEOF LOT NO. 65 ON SAID PLANTHEICE SOUTHWARDLY BY SAID LOT TWO HUNDRED (200) FEET TO WALTON STREET, ANDTHENCE WESTWARDLY ALONG WALTON STREET ONEHUMRM (100) FEET TO THE PLACE OF BEGINNING. EXCEPTING THERE FROM THAT CERTAIN PIECE OR PARCEL OF LANDSITUATE IN THE BOROUGH OF LEMOYNE (FORMERLY LOWER ALLEN TOWNSHIP), CUMBERLAND COUNTY, PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED ANDDESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT AN IRON PINON THE NORTHERN SIDEOF WALTON STREET AT THE DIVIDING LINEBETWEEN LOTS NOS.64A AND64B ONTHE HEREINAFTER MENTIONED PLANOF LOTS; THENCE ALONG SAID DIVIDING LINE, NORTH 31 DEGREES EAST, A DISTANCE OF TWO HUNDRED (200) FEET TO AN IRON PDMIENCE NORTH 59 DEGREES EAST, A DISTANCE OF FIFTY (50) FEET TO AN IRON PINAT THE DIVIDING LINEBETWEEN LOTS NOS. 64B AND65 ON THE HEREINAFTER _ MENTIONED PLANTHENCE ALONG THE NORTHERN SIDEOF WALTON STREET, SOUTH 59 DEGREES WEST, A DISTANCE OF FIFTY (50) FEET TO AN IRON PIN, THE POINT OR PLACE OF BEGINNING.' CONTAINING TENTHOUSAND (10,000) SQUARE FEET ANDBEING LOT NO. 64B ON THE FINAL SUBDMSION PLANFOR DICE L. ANDPAULINE E. YOUNG DATED NOVEMBER 8,1989. ADDRESS: 231 WALTON STREET; LEMOYNE, PA 17043 TAX PARCEL NO. 12-22-0820-003 GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106 215-825-6312 Attornev for Plaintiff CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff VS. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY No. 08-2030 TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 Defendant PRAECIPE TO SATISFY JUDGMENT TO THE PROTHONOTARY: Kindly Satisfy the Judgment in the above captioned matter upon payment of your costs only. ? 3 4wP KLA MICHAEL T. McKEEVER, ESQUIRE c CIO cc >1 --f mp GOLDBECK McCAFFERTY & McKEEVER BY: Michael T. McKeever Attorney I.D. #56129 Suite 5000 Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-825-6321 Attorney for Plaintiff CITIMORTGAGE, INC., SB/M CITIFINANCIAL MORTGAGE CO., INC. 1111 Northpoint Drive Building 4, Suite 100 Coppell, TX 75019-3931 Plaintiff VS. TINA MARIE YOUNG 231 Walton Street Lemoyne, PA 17043 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY No. 08-2030 Defendant PRAECIPE TO SETTLE. DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above case Settled, Discontinued and Ended upon payment of your costs only. +Y) (P)? J .-fnjw. k MICHAEL T. MCKEEVER, ESQUIRE C) Cao -r; 7 €-) --t ._-. ; % co ? 1 l1 E °i -1] -{