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HomeMy WebLinkAbout08-2075ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 III I c'% 17Qn 171 A I CIVIL ACTION COMPLAINT AVISO `L.1J) ro---i Ivl FORD MOTOR CREDIT COMPANY LLC, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMPANY COMMON PLEAS P.O. Box 6508 Mesa, Az 95216-6508 Case No. 03-61075 Civil Ter m Plaintiff, V. JODY K LEBO 109 Woodlawn Ln Carlisle, Pa 17015 Defendant(s). NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Attorneys for Plaintiff Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABA10 PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff kz1J) /07-/ ivi FORD MOTOR CREDIT COMPANY LLC, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY P.O. Box 6508 7 r l .1 Case No. 4f- -20 Mesa, Az 85216-6508 Plaintiff, V. JODY K LEBO 109 Woodlawn Ln Carlisle, Pa 17015 Defendant(s). CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Jody K Lebo, is an individual who resides at 109 Woodlawn Ln Carlisle, Pa 17015. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about October 8, 2005, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $16313.59 at an annual percentage rate of 13.840%, in order to purchase a certain motor vehicle, 2003 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $249.15 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until April 4, 2007, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. - - auction with a credit given to the Defendant in the amount of $5100.00, however a balance of $4491.91 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $274.22 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $4766.13. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $4766.13, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. -a& CHARLENE A. 4?L SQUIRE Attorney for Plaintiff Date: February 1, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: CHARLENE A. TAYLOR, ESQUIRE DATED: February 1, ,aPo-rn-rwr . wit I E INTEREST VEHICLE RETAIL! ,LSNS7LLME ?T.PIS.) taBUysd nano en AadMf,A Coup JODY LEDO ARLISLE PFR 17013-4352 ?7p#?5DATE ---,n mernc 6EOFJPCREdROA NMYI Wm. end AdanuH SUUpTTpLLpIFFF XCAPITAL FORD 3 FIARRISp BU T?RGN pA Po BOX 17105 OCT 10 2005 PbwM oa - w aw w.w -- - - rly[«eaw a Agwa:aew ? I z003 eraeadd tFAM ITEMIZATI OF AMOUNT FINANCED ' I INSURANCE _ _ _._ ........._?_.... ».?.,. S. 19691;06 1) VEHICLE. YOU MAY Uefnrn verw,I. . FROM A P[7i50N OF Fit f. PXsyn ._._.arm.. YOUR CHOICE. 2. GpA Cown Third ?sdy Rebate A.WW le SMN:__._..._._.._?..?_S A Ceza OOwn Peyr*eru ................._ ._..-_._....-.....??i_f LIABILITY IPOURANCE COVERAGE TMd.-In,?ft f O we A AVO W DAMAAGGg CAUSED To TO TTHERSPR IS NOT INCLUDED. 3. UnpeN eelar,as of qeA Prke f/ minis Z) _._____..._____-._.i_--)gN?fs) CREDIT LIFE, CREDIT DISASU.PTY AND e. AoY.ume pW on yaw babe ISeWr,rYr a rbwm a pomw of am ems N" )THIER OPTIONAL INSURANCE ARE T. P,,b k 00k1.1. NOT REOUIRED TO OWAN CREDIT ba_?„ ^Y; AND WILL NOT EE PROVIDED UNLESS I (g or sons' (SYOU SIGN AND AGREE TO PAY THE i .gm.tk. IS iii 4;1 PRMRIRL Isl It" Wo 1.06 i--"00 S credit (6)1.1 Yas (r,d in Cash "I f 4to T. ' To eumwoca C-04-10 for: CI_. ... ir,6lrariaa Company GNN Las Mswarun Ikr Him of oMMal1_.._-......._.__.___s _-,err Mutate,, Pa teal of oNnw).».__._.$ Clem = Mutate,, ? Pnm?ir r I You wam Credit Ula lauronoe. slA Te r,)1PI.TAL-F T. or DOG-+EE - 430.00 b-?-- 9 T. --io FFU Siam i . Te 1.r wA ?- To f i CoauYa Srges To 1.f To1.l."""_ ................... .... ........ -_.............. ..- ------ i n Cdt S. Anrunt FMenced(3pweq...,_.-_._.__- _. ...._._._.__.._..___ S ) Ce„1W,M TR UTN-IN{a11DIN0 DISCLOSURES flNANCE Amarl TMN w 1-1 P-teems ant Credit Chasay tnenwcrr. rrr,..?.......? _......__ - _. TM.tYMa m.anwrW mr ml ' RATE m. etw rlrw, ? ?,?. yw wa we a yot wereee m.maay.w awenewe YYnpe„ wfwe.w mclsd. clsdl as t,wwb rob ear ym yar pnN w a dl d.wnWymMM B„TKU Prytste al 1 a Ae % i_-1260-2?- i Co Buyer slyr ROMI y uW OTHER OPTIONAL INSURANCE nrer my Amswd d /.wmY+e Q Q aweAnn e,d QAnrewnyP,.e Term' ?YNhs 1 f lip I eY PrwMrr/s,rC craw sM e0 rear M1 rsAY. Tswdl neHleve b PM 0 Pe,wir- - S Y/A - SP.aMrr YNwefk Vew en erAaP a rearb beorew Y M wAl1i sdr w dsoW. tars hY:mnE You rws[ rH a YY aw?p M Iwww, d mdr Peewees raLw/'mw S'e^ /. a ?? tlrye M1Y. Tn daMS h Y.0 graea M YY Ymw.. r.....r ........ wwe mar.a M eMStnw Mwmsf e m +sw!M wwrur. !wiwnKm. vw wm me ops.i!ol Nwwwree to wMar _ If yMl do not meet yoM ConYBCI Ob1DWi.ns, you may Iota your Vehm . as wee IN whAClam.ant 9?s put on your wetwe and m r," or goods received for Buyer 9gm BALLOON CONTRACT PROVISIONS rx 11199n ' Yaw rd warn, lerlt Pewre.d uMn awe eaerw+'t s bsoewr Pglee^L mass uN ant O.ee MMalr YwI.,M w E1mm WE L AND MK3Aee CIIAReae b ties ueml d aw a.eYerL Tlr eelwr N q,?rpM a wws Y e eaeu r NrrmW U ft OW dNgN wow Is d*cled, mY Swoon. I...Wvh R. ant Paretraph C of Ode ebbs. poly. Ya may tp "rd b maws w- bred W- -r frrrnrda SMn to Fn Yay. for rl.rl„al un. a yn esertlM er opa.n m 00 PY him lase 0 sear rem P-q.ph B. you rrwtl pay ut $eYr S0. DOW rr& br os.h miY Y ouoM OM eerlneeua, rNw. AdeMrw, NMPww,rY nYri4 Oo• Y d,tlwd Fes Nn wrdrwd. !N of shown w IM wPM1er. it E1eTM MILEAGE OPTION CREDIT unebb waiver. /remsu d ua MnWe Y 1 11 eM ooMw. aomrrls a ONo.a PoY„w,w (as oPamt 0M Y rl. regent N abWe pML 71Y IrdluNd awn). W.Yw have IwrMeMWeaWderawaww+rmw+wa ewdMd To. Option to Be IM nhkY M Sw Star older Perawaph % see wa l.ar Y ties es.awd AtMdtr vexes Y parepph a tFin to yaw cawsa N the fthe& M ere of mr M *"t You wa .mdYS'.,wdw Yea loshan NY mlaMYhs Main a omd, of 30- Per unwed nos for do naelber of urensd TOMS IMIIkIear d AmwN RweM rldw e.. A bslrlLan eM rdts, leas ere rt a Yw aae uM. YY coMMCL YPU wR r,d reCdwe soy c.dN B M edict- Y dwseoytrk der mdrsct tires -11, a you cM M aYwL Yo wM no1 rwM erry rnrk a Un reds IS New . I- ow $1.00. NON-MODmATm DISCLOSURE AM cMrge w eY o.rM nxtl n Y wrreg w fienedbY 1ww and M SaW. euya ). Coauyn x s YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATO4 PROVISION ON THE REVERSE BIDE OF THIS CONTRACT. i The Annwl Percentage Rate mRy be dsgo a wIN the Stlhr. The Seder may asdgn this coobaet end mry lawn 1 it. '12M to receive a Ford" DM FIMtRI,pe ChRrgw NOTICE BUYER DO not Sign this contract In blenlL You are erditled to an exact copy of the Contract that you sign, ! Keep it to prolact yow legal rights. aSo., ya x'0Shp- lwr x Sir. Buyer (and Co-Suyer) acknovrladge that (I) before Blank rD this contract, Buyer land Co-Buytl) thre, received and reviewed a true and Completely NUOd In COPY of ffile contract and (11) at the of s(aninn this contract, Buyer (and Co-Buyer) received a true and completely filled in eolfy 01 e sP» U-` _ 2 9i7as?lnl IFF CAP ITAI TOte N X To., 1 6 T11B CON7MCT IS NOT VALID UNTIL YOU AND tMI I ER NON IT. FBtNT ave.. mar womb IOW --I Y n.har Pones TW Perm, M e.e, ssee # 6wler•e rhaus, pdwapas. end note... ar e4roe f Wes, +. edNreWenltlW Cane. le CAeranea FORD MOT-OUR eltillf, C_ Te m,Yd AWV- eberA MOs ealseel nil r do M wwtielte d "*r-su Ff-£M[iA' FOM-ey X __ Ter l?aK'(fAll ralrul oa lnMwrwwee ?f'warrrrcl SEE OIMER BrE FOrI AOpIgNAI AO,rFr.1ENF8 I R rla)e MC rAPFSe. ORIGINAL I EXHIBIT I -A- - FTC NOTICES '' 3CRE-': E_ ANY nULDER OF THIS CON Uh,cR4 LJl' --CT IS SUBJECT TO ALL CLAIMS AND --ii- S WHICH THE DEBTOR. COULD ASSERT _ ,GAINST THE SELLER OF GOODS OR "STAINED PURSUANT HERETO OR WITH HE -- !'ROCFFDS HEREOF. RECOVERY HEREUNDER BY. ' . _ - - :f I;TOR SHA - NOT ECCEEO '-'-10UNTS PAIL, D BT ,r, H.c JNCER.' E 14y. URf.1(,'IJty IOU SEE U' H F ar?l? -i,' : UHGI FOR THIS VEHfCLE IS PART OF d.anca = F = -- HF, V'u A:: T. INFORMATION ON THE WINDOW: F '? ?I} F F RI DES ANY CONTRARY PROV151QNS IN E ? c NTR/:<.T OF SALE - I. mte•.d . 1 M A.. n.. rya i? sr. , v,ly! - - enr• ,. ?F: n s clc.- - - -L:LV,NY z.. id a.?n.u.cr m I i i r- Ln attei n y i n 7 a .,? ? t t .. utx >I .ny , I. T tF I: u I RIGHTS YOU AND E AG"H L, WHnaTOT IJE UP 7"^f'- ,.ra:a• r,. ? ,u,. you aJ,V'2- I • RIGHT TO A TRIAL, AS A CLLASAS JUDGE OR JU • RIGHT TOPAATICT ATE ETS REPRESENTATIVE OR A CLASS MEMBER W ANY CLASS CLAIM YOU MAY HAVE I AGAINST US TO DISCOVERY O ERY AS IN ITRATION • BROAD SKIRTS TS AL S ARE AVAILABLE E IN A LAWSUIT • RIOHT O APPEAL THE HE DECISION A OF AN ARBITRATOR OTHER RIflIGMTS THAT ARE AVAILABLE W A LAWSUIT R Me You And W D NN G U if, -- 1 i. ytw 3 i 1 k h' ?I4wIy L f vJ IN" 2:a I -.ny Rgt i p, G d,uP1 y I. i P i iM Nrl„<i..x f U eh' k:, k.?alhtt ?' C(Y*?se ' ,m Itir ttu]h " ...,rt nl w P"i In , A .hi .[,x 1 nl ,,. It,..rrt 1 rl, ?n mid Rlh I,a e u?ct [het n tuw:: az:., ra•.?er; kTall:e: !h= ei? i,:,',: eic a=tlaN i!? a,?IhsiN Git:,!P.x?.i} 11 ?.etvS a.?J ,::.id ruLwt PL'y1 f.tSi:+U;ava, I. x1.4FCSLk:?a,il?-nr..?.. vv lM ?.l 1h t ' 4r, - S 5 - ]e P hit 1 5 I YK lap d .,p(rorivp P 'J'J 'A' },-: r ne nMne.? Ra ,N?eep{. T' i t ? zl '=nrn;Jiwl V??.n 1st ::f n. ate?a,?, Ire?cle?,e tici, .v+v rceanc BACKER (HEAD TO-HEAD) & SCREENED 56`1a. "'PRN.,. Ford Motor Credit Company P.O. Box 31111 TAMPA, FL 33631-3111 (877) 349-5260 POSSX 02001306 JODY K. LEBO 109 WOODLAWN LN CARLISLE PA 17015 NOTICE OF OUR PLAN TO SELL PROPERTY w........ erererty described above because you broke promises in our agreement. ? PRIVATE SALE: We will sell the property described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. ? PUBLIC SALE: We will sell the property oescrroeu acova a, pu- sale to the highest bidder on the date below (or any adpunmend dale). The sale will be held as follows: Date of Sale Time of Sale Plan of Sale You may attend the sale and bring bidden if you want. The money that we get from the sale (after paying our costs, including reasonable attorney's fees and legal expenses if permitted by law) will reduce the amount you owe. if we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money under your agreement: 1) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. Date of Repossession 06-20-2007 Date of Notice Date of Contract OB-21-2007 10-08-2005 Account Number: 039717507 Buyer JODY K. LEBO Cobuyer DESCRIPTION OF PROPERTY Year Make ? New 2003 FORD Q Used vehicle identification Number: 1FAFP33P03W279676 Model Body FOCUS 4DR NOTICE OF REFO,*tssllVN The property is presently stored at: MANHEIMS MANHEIM AUTO A C 10 11 LANCA E HOW TO GET YOUR PR1t1B KA To get your property back, pay us this amount by certified check or money order before the vehicles is sold. Unpaid Balance $ 9.168.50 - - - Plus Cosfs: _ Repo Expemses _ _ $ _ x.00 $ Plus Late Charges $ 14.64 Less Finance Charge Rebate b Less Insurance Premium Rebate $ TOTAL $ 9,408.14 (Pkm expenses incurred if default at the time or repossession exceeded 15 days and less rebate received after the dale of this notice.) Your properly wont be add until 15 days after the date of this notice at the EARLIEST. After that you can still get it back any time before it's actually sold. If you do, we'll have no (utter claim on A. But the longer you wait, the more costs (including repairs) you may have to pay. If you have any questions about this, please call us. ? The property has been (or will be) reltimed to: (deelerroriginal creditor) Under our agreement with your dealerforiginal creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money after the sale, you will pay g to the dealerkriginai creditor. ? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, try contacting this office. Thereafter, the personal property shag be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (01 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle dated above. PAYMENTS: Ali payments to us must be by certified check or money order. MILEAGE DISCLOSURE: If you are aware that the mileage rMectad -the vehicle's odometer is not accurate for any reason, please contact us so that we can accurately report the vehicle's mileage. INSURANCE RIGHTS: If you dont want to get you property back, call the insurance company or the dealer/original creditorto make sure that arty insurance has been cancelled. You have a right to get credit for all premium refunds. JEANETTE L.EBRON FFNA I INS-37 Jan 02 P-ia> "W. may NOT M med. CUSTOMER/CUSTOMER FILE Pfintedln US.A EXHIBIT B Name SW Address of Sender HOVServices 38120 Amrbein U062o120622792 7007 0220 0001 3949 5931 _ AM-038435990 CLIFF M. HAYES PO BOX 675 _ LAKEDELTON WI 53940.0675 U06200622793 - 0220 0001 3949 5948 BA.035683742 7007 THOMAS KUEHN r---- 4 314 NORTH ST MINERSVILLE PA 17954 S + U0620/20622794 BP-040503908 I ' - - 7007 0220 0001 3944 5455 - TARA RYHAL e PO BOX 473 RIMERSSURO PA 16248 7. 00620%20822795 - JS1.039030784 _ CHARLES T. HORTON 38 TOWNSHIP OR 7007 0220 0001 3949 5962 B. MILLERTON PA 16936 UVAdbr Bads I Re00Neea FOY Oitlee I - - - - - - - - -- + U0620120822796 - I MA-039717507 7007 0220 000 1 3 -- 449 - 59 - -- 79 LEBO JODY K - - . 109 WOODLAWN LN CARLISLE PA 17015 U0620/20622797 BA-035683742 DIANE MORAN 314 NORTH ST pl At MINERSVILLE PA 17954 C C cc 7007 0220 0001 3 949 59 86 r See Pdvacy Act Stdenwnt on Reverse Check type m cervke Af g &mm Hei+ r =S SUN O Rowded Untruiwkru9 wSd meMnQ, a /or aA1NaN 21 2001 O m*-v c0 W=dw f7 Re"Raalpt fa MrpgrWOM eopfes of go an [] 0a Mem SIpNMR. COnnmado. Pbs W* end oere d R ..Adwl Vefue bievW nue SaiMr OC SC SM RD RR +0 tlR YWe tl000 FM FN FM FM Fe. Fw P~ Chl-W 'dYM.,e St?tOy, Syed7lPfbdr) I? Ford Motor Credit Company • PO BOX 31111 TAMPA FL 33631-3111 877 3495260 DATE: 2007-08-23 POCIQUOOOOD041 JODY K. LEBO 109 WOODLAWN LN CARLISLE PA 17015 STATEMENT OF SALE Account Number: 039717507 The following property has been sold. Year Make Model 2003 FORD FOCUS Vehicle Identification Number: 1FAFP33P03W279876 Balance owing on your contract Deduct: Finance Cha a Rebate (1) $ 9,183.14 (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 9.183.14 Deduct: gross proceeds of the sale (4) $ 5,100.00 (5) $ 4,083.14 Balance less gross proceeds of the sale (3 - 4) Add: Expenses of retaking and storing, and (6) $ 592.05 any attomeys' fees allowed bylaw, and expenses of reconditioning and selling. (7) $ 0.00 Deduct: Insurance Premium Rebate (8) $ 183.28 Other: (g) $ 4491.91 Deficiency" (10) $ N/A Surplus* The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency" * If the sale resulted in a surplus, a refund for the di fference will be mailed to you. If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 MESA ARIZONA 85216-6508 DEPT 194101 P.O. BOX 55000 - (800) 732-2264 DETROIT MI 48255-1941 EXHIBIT FFNA11990 01104 Previous editions may NOT be used. ? l ¢ r _. 7? ' 7 0 SHERIFF'S RETURN - REGULAR CASE NO: 2008-02075 P COMMONWEALTH OF PENNSYLVANIA: -- COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY LLC VS LEBO JODY K SHAWN HARRISON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon T -r, 7/ 7),7 TI the DEFENDANT at 1509:00 HOURS, on the 8th day of April 2008 at 109 WOODLAWN LN CARLISLE, PA 17015 by handing to EDWARD HURLEY, COUSIN, ADULT IN CHARGE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 5.00 Affidavit 00 Surcharge 10.00 R. Thomas Kline 00 33.00 05/10/2008 MAURICE & NEED Sworn and Subscibed to By: before me this day Depu Sheri of A.D. v MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Attorneys for Plaintiff Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY LLC, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY Plaintiff - __ -1 Case No. 08-2075 - - V. JODY K LEBO Defendant(s). PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, for that of the verification previously filed. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. CHA WTAYL , Attorney for Plaintiff Date?-J=e 9,_2008,, M V CERTIFICATE OF SERVICE I, Charlene A. Taylor, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Substitute Verification on behalf of FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, to be served by regular, first class mail, postage pre-paid upon: JODY K LEBO 109 Woodlawn Ln Carlisle, Pa 17015 Respectfully Submitted, MAU CE & NEEDLEMAN, P.C. BY: U&k Charle e A. Taylor, A*tde Attorney for Plaintiff DATED: June 9, 2008 VERIFICATION I, Angela Conway verify that I am the Authorized Representative for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unworn falsification to authorities. BY: Angela Conway DATE: MAR 2 8 2006 JODY K LEBO Our file no. 6745 48063000000039717507 ??=' ?w ? ;? ? x "ea '-' c.... :-? .. C.' ?? -_?.fY; ?-..! ;- „_ { " ? i' i f MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) 789-7161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff -t'. JODY K LEBO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2075 PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: - No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, JODY K LEBO in the amount as follows: Principal Amount $ 4491.91 Interest to Date $ 713.65 Costs $ 111.50 Attorneys Fees $ 0.00 TOTAL $ 5317.07 MAURICE & NJ?EDLEMAN, P.C. BY: CHARLENE A. TAYLOR, ESQ. Attorney for Plaintiff Date: October 15, 2008 Attorneys of Low Suite 935, One Pwm CeMnr 1617 John F. Kemody Iled. Philodelphie,PA 19103 tot _ 115.665.1133 fast 215.563.8970 WWw.malowpc.wm 0oreold S. Moartce Member NJ Nor goad Certified Crmllb ri rphts Low American Board of Certilketioe Joann Keedlemon Member PA E NJ tar Thomas I. bminayk Member NJ, NTR PA Nor (horlene A. Taylor Member PA Nor New Jersey Own "rice 4 Neacbmoa, P.(. Soho 2081 5 Wolter E. Faroe Nhd. FlemiVon,NJ 010 iel.900I3T.0% in 908237.4551 July 22, 2008 JODY K LEBO 109 WOODLAWN LN CARLISLE, PA 17015 Our File No. 6745 RE: FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY v. JODY K LEBO CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 0.8-2075 Dear JODY K LEBO: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on 4/01/2008. Unless an answer to Plaintiff's Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, MAURICE A NEEDLEMAN, P.C. C Aay q . CT/jm Enc THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /tSy= / 1 JJ FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JODY K LEBO IMPORTANT NOTICE TO: JODY K LEBO DATE: July 22, 2008 109 WOODLAWN LN CARLISLE, PA 17015 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2075 MAaARLENE LEMAN, P.C. BY A. TAYLOR , ESQ Attorney for Plaintiff ?w? cn C ry O ?o Z n m SZZ z m Q ?Zfi to 0o a C- - ... n o r a _, ,? s 'D c0 c7 T mom - a? ??ro -47- s ?s W its Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 SEP-27-2007 07:06:46 '4 Last Name First/Middle Begin Date Active Duty Status Service/Agency LEBO JODY Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. 410 Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: litU:///www.defenselink.mil/faq/pis/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 9/27/2007 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: QQDZQZKWGV https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 9/27/2007 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (l l S) /tSy- / 161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JODY K LEBO s CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2075 AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that he/she represents the Plaintiff in the above entitled case and that Defendant, JODY K LEBO , is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MA SWORN TO AND SUBSCRIBED before me this 0 day of v? , 2000' Notary Public BY: ,;()u1M©NV'lEALTH OF PENNSILVRNIA Noand, Notary Public Agnes ge{land, is County City Ot Philadelphia, P?lad an ttes dan. 20, 2009 My Commission EV P?i2 rti,,,, Pennsylvania ?s cci?tion of tJotar as ESQ. Attorney for Plaintiff MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) 789-7161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JODY K LEBO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2075 AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that he/she is an attorney at law and that on 7/22/2008 he/she mailed a written Notice of Intention to File the Praecipe to Defendant, JODY K LEBO, at 109 WOODLAWN LN, CARLISLE, PA 17015 by regular mail. MAURICE kNEEDLEMAN, P.C. BY: Attorney for SWORN TO AND SUBSCRIBED before me this ? 7 da of ? , 200 Notary Publicz-/-?2 YLOR, ESQ. COMMONWEALTH OF PENNSYLVANIA Notarial Seal Agnes Beifand, Notary Public City Of Philadelphia, Philadelphia County My Commission Expires Jan. 20, 2009 Member, Pennsylvania Association of Notaries MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21--)) -/89--1161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JODY K LEBO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2075 CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 7/22/2008 to Defendant, JODY K LEBO, against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 7/22/2008, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE & BY: P.C. CHARLENE"A. VAYLOR, ESQ. Attorney for Plaintiff Date: October 15, 2008 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) 789-7161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JODY K LEBO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2075 CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: JODY K LEBO, 109 WOODLAWN LN, CARLISLE, PA 17015 MAURICE & hATA P.C. BY: CHAR OR, ESQ. Attorney for Plaintiff Date: October 15, 2008 W Do. V W U ?I-y G c? MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (115) /89--/ 161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. JODY K LEBO Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2075 (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $5317.07 on 2.169 (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. Protho /Cl k by: If you have any questions regarding this matter, please contact the filing party: Name: Charlene A. Taylor, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.C.P. §236)