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HomeMy WebLinkAbout08-2178F 0 ?T IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: ?$ - 01178 O-iq; l lex'" vs. COMPLAINT IN CIVIL ACTION ELIZABETH A JENKINS Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06194974 C N Pit LXR IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No ELIZABETH A JENKINS Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 . 2. Defendant is adult individual(s) residing at the address listed below: ELIZABETH A JENKINS 604 N BALTIMORE AVE #A MOUNT HOLLY SPR, PA 17065 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXXXXXX6897 . 4. Defendant made use of said credit card and has a current balance due of $1266.87 , as of January 14, 2008 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.490% per annum on the unpaid balance from January 14, 2008 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit 11111 and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , ELIZABETH A JENKINS , INDIVIDUALLY , in the amount of $1266.87 with continuing interest thereon at the rate of 28.490% per annum from January 14, 2008 plus costs. James C. Warmbrodt,42524 WELT , WEINBERG & REIS CO., L.P.A. 436 Se enth Avenue, Suite 1400 Pi tsb rgh, PA 15219 ( 2) 434-7955 412-338-7130 6 4974 C N Pit LXR This law firm is a debt collector at-eempting to collect this debt for our client and any information obtained will be used for that purpose. / First 3 months half-price 97* ++ 4 a nont) $9.96emo. thereaaar =FREE Aooe/erafior' naasyressp ar her as aaaagaa SIGN UP TODAYI ' 1-877-778-1207 Mention Offer Code: OPAL Or visit www.peoplepc.cortl/go/opal /st...,o. Account previous Balance 182435 Payme? Cmlia and Adjustmenu $.00 Tnnaaetiona $29.00 Fine= Charges $20.18 PLATINUM VISA ACCOUNT 4305-7225-1652-6897 MAY 16 -JUN 15, 2006 Page 1 of 1 Payments, Credits and Adjustments Transactions 15 JUN PAST DUE FEE peoplepc- online N-./ A better way to Irrterrlet. PeoptePC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! ® EmailVirus Protection ® Pop-Up BlockerTm Spam controls ® * Smart Dialer ® cW More Email Addresses ® * Intemet Call Waiting New Balance $873.53 Your request to close your account has been received. Your account will be closed when it reaches a $0 balance. Minimum Amount Due $873.53 Until then, you will continue to receive statements and must comimse to make payments. All tams and payment Due Date July 15, 2006 conditions of the account will apply while a balance remains. Please remember to cut your cards and cancel all charges which aammatimlly bill to your account Total Credit Line $500 Total Available Credit S.00 You were assessed a past due fee of $29.00 on 06/15/2006 because your minimum payment was not CreBa law for cash $500 received by the due date of 06/15/2006. To avoid this fee in the future, we recommend that you Available Credit for Cash $.00 allow at least 7 business days for your payment to reach Capital One. Atyowservice To all Qrtomar RekWl -to report a eat er stden Ord: 1-800-903-3637 For free online aaowat senior and special -mew affes, log oar to www.apiFaloreeeom Send payments tac Surd inquiries to: Attar Re nku me P-as Capinl our Bank Capital our P.O. Bor 790216 P.O. Ba 30265 St I.ouu, MO 63179-0216 SLC, UT 94IM-0285 lmnaatant Account Information Take control and start prying Lamle of' ' your bill online fee free. Eliminate the wrmng checlts, finding sh mP4 and sealing envelopes. scything you need to s seas review, and pry year bill is available online. Our webette offers you a convenient, ample, and secure way to manage your account. V s t W W WAMPEWOM.COM and register your account to cart simplifying your life today! 9 EXHIBIT Finance Ch gas Pkaxtarevermakjorimpmtent :n faaaatmn Bd wwe ? y - ? W applyda, „rate CH/ s s. PURCHASES 6634.07 .07609%P 26.49% 620.19 CASH 9.00 .07805%P 2&49% a.00 ANNUAL PERCENTAGE RATE applied this period V PLEASE RETURN PORTION BELOW WITH PAYMENT QW&MOW 0000000 0 4305722516526897 15 0873530075000873530 New Balance $873.53 Minimum Amount Doe $873.53 Payment Due Date July 15, 2006 Total enclosed $ Ammunt Number. 4305-7225-1652-6897 Pkae prurt u?aTmd alirc ors ?,-? fie. k?.m:? r?r a u.? ;ma: 9- $29.00 28.49% Cary Sorts ZIP Hume Pbose fie rn Phone Fmn7Addme #9016772392794597# MAIL ID NUMBER Capital One Bank s ELIZABETH A JENKINS P.O. sox 790216 1111111111111111111„1 em PO Box 72 ° MOUNT HOLLY SPRINGS PA 17065-0072 St. Louis, MO 63179-0216 m aeeaeeeeeea- 0 111111111111111111111111111111111111111111111111111/111/111111 ° Pk" wrdeyo acrosnt nsrmber on yore check or money order madepayaak to CapiW OuBanh and mail m the endared emndope. r peoplepc,- online N-11 A better way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAYI 1-877-7784207 Mention Offer Code: OPAL Or visit www.peoplepc.conVgo%pal PW*K is solely r61ponsbk for see offer, &W is not aIIillialedl with Capin One. Cepeal One does not tonwde, andome, on purrs, arc t not acted with, any product a serva shown hang Any tradNrelka mentioned heen are sorry orrd by de MWO*1e0roily. at righes reserved. By mapording to sins Orr, you may be comruNo "hfort elan about yrzaseff to fine compry that Provides fee product - for ekenple, that you are a Cngital One aatomer. 'PeopbPC Accelerated: Fen 3 monde of service are tiled at $4.97 a mete 59.95 a mash Ifere". 12-corm cornmriment mWW for PeoplePC Accelerated. Abmh-ro-Abn81 pricing whh no term camibtent is $74.95 for Peophn Accelerated 59195 for PtopePC Ovine wilhout acoderatatedMiDgy. Offer available to new dd-W ebbacfiea at rant 18 yens of age and may not be mdmw van arty ode offer Offer stoact to chop at any time. 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Contlrhonre us srbject to timeot procedaes All use is ablest to PeoplaK Odnek Serviaa Agrrrnt and Acceptable Use PdW 56K r the Ieaidmum speed of serwoe: actual speed may vary . 0 2006 PWPWK inc. AM Right Reserved. PerpieloC Online and it rgos am trademerb of Peoo@K in the U.S, and other oourai e. 02006 Capital One Services, lint CWMal One is a fedsally m*wW aerm* mark AN n9ft reserved. I? r? ?e O N ? N hp t N obi You wt love a ntHrmm grebe pe*W of vrWhat errrrae dugs on now, phacoar, now ;=,= t an ti news oersr New Bdunco-, r Mae wild, *0 qpw? PI I for paymms below, ins for It to be r by vorr next steeernerot ire. There Is, no Wow period on crh aMroes dal mrr#a. In mdddm%6 Bore Is ro grace perled aaprwgDalrof ? ckyr, add any new, INNOCIll m aaM egnwtt, and araaract arty WNnr?n « aeAr. (H the code N appears an to nom of:: swtemed rod 10 'Baterroe Roo Applied To: we arc abtmM pry Wpdd Mhrnee verge YwAded in the palace at eadr sep m .) That ov+a err the ally balance or each .w w . Then we add up all All dolly balances fa eedh ~ actxa-t H It has a-* bean nosed For sr tie, t you aWlodzed • X,= fmm a nhrdrrs ad we soco m ha od, been Your a m i t WO b ye mat the amore of the yorra6artge r bepa yrttrt If added m corn amen, trrwdnybou?w? be tsr # arm r a m be ?a?re0, ft be de bey raw, r?q the +tsoua Wletre ins ten r a/ se dWkW above. 7.-r?.r.}? YeW Aeso a.Yar cord or a cantor be used In oorracdon with any blest gwn bg umusaftm 5. beat. AMt BrYei. r9wk Owoatd- Wts n corn ProNda a 1 mIC as Payment, You AUIIh ke r adW to us Ytrmtrfon from car eh-Clt to maim a we-rilr ercttorie find trewrf ban Yet Wal strewn «m W7hen we ptoeer t . patellar rVmw a nhdrt*MM to nmhrarn make an krd ass tmhfe bnk ?+ transfer, itn? ¦ece¦d as -ben r to ?? be rte ay w e e most" firom ~ psyrnart, and you w? rot MO" car ChKIL becc ban You Missed hwhaaton. BILUM RIWM SUhIAAARY On Car Of Errors Or ptrsW«n Abwx Yas BM h You thadr ym bat is weep, a H you need mom rtorrruaan an + trarwaeeon w bl, wdw m uam ¦ xps+te dhe r sosh tl Pliable a ell ade-r to . - aline." on fat fist or die staarnent. We rmmt Ins from Yeti ro later ehr h0daYe Mater we earl yeu the fns W at waaeh 11r amor «prsblarn apps-rod. 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We t f := = wehpa ems, wit ear lonskl r receipt M a cope Yaw aAOastlan to reopen yOW balances mgd w @mj &.6ft to a by #e n h bsr o f ? l be nosed tm scoasnt. A *d wieyn o MO MRS and you the dace r that «asrt Dip cycle. To ble date V. tars u owes tt y any been ycierr ? Mhos csnP, ..4 Yaw -maps any bdace by the pwr deN am ad W the nshhsr of days In the bHkV ate fen, o ft* tilde, retuned DaMrrrn fer rash advrce for ad ¦ W oiler far assessed to yoW a at all p Due mk& on a dolly brls, dare very be a k wi l betWoon thb a misdon and the amaat of acoou m. You am maporabt+ for der arrur weseer they appear ah Your -eeoun a the rime you mq e m i cstnt rsWy asrr-d b If the ooa Z a N a rm a g i m f ci class 1M sceaat a they am rnned adsepsnr m . pp n e m o s drtemrtt red m '&#ee Ram Appnsd To_vve 5RAdply thine-... your rawer to eon Ow acocu m. 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H we -mot process iM trrs#, You audhodze VERIFICATION CAPITAL ONE BANK (USA), N.A., successor-in-interest to Capital One Bank vs JENKINS, ELIZABETH A The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, TRACY TAYLOR, Authorized Agent, of CAPITAL ONE BANK (USA), N.A., successor-in-interest to Capital One Bank, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. TRACY T L Notary Public 9 Y " 7'S lea i -- , 7, GGIO 4305722516526897 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. 70 R ° qw -C 'emu --? H : OIA SHERIFF'S RETURN - REGULAR CASE NO: 2008-02178 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS JENKINS ELIZABETH A SGT JODY SMITH Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon JENKINS ELIZABETH A the DEFENDANT at 1620:00 HOURS, on the 9th day of April 2008 at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE CARLISLE, PA 17013 by handing to ELIZABETH JENKINS a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof Sheriff's Costs: Docketing 18.00 Service 6.00 Affidavit .00 Surcharge 10.00 nn 00 410410$ `-" 34. 00 Sworn and Subscibed to before me this day of , So Answers: r R. Thomas Kline 04/10/2008 WELTMAN WEINBERG REIS By: Dept y Sheriff A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. ELIZABETH A JENKINS Defendant No. 08-2178 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: MATTHEW D. URBAN, ESQUIRE PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 (412) 434-79555 WWR#06194974 Judgment Amount $ 1331.04 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff vs. Civil Action No. 08-2178 CIVIL TERM ELIZABETH A JENKINS Defendant TO THE PROTHONOTARY: PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, ELIZABETH A JENKINS above named, in the default of an Answer, in the amount of $1331.04 computed as follows: Amount claimed in Complaint $1,266.87 Interest from 01/14/08 to 06/24/08 at the legal interest rate of 28.490 % per annum $64.17 TOTAL $1331.04 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: MATTHEW D. URBAN, ESQUIRE PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 (412) 434-79555 WWR#06194974 Plaintiff's address is: c/o Wellman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7 b Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 604 N BALTIMORE AVE #A MOUNT HOLLY SPR,PA 17065 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. Civil Action No. 08-2178 CIVIL TERM ELIZABETH A JENKINS Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order r Judgment was entered against you on a ?aoP (xx) Assumpsit Judgment in the amount of $1331.04 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: L PROTHONOTARY (OR DEPU ) ELIZABETH A JENKINS 604 N BALTIMORE AVE #A MOUNT HOLLY SPR,PA 17065 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7a' Avenue, Pittsburgh, PA 15219 1-888434-0085 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. ELIZABETH A JENKINS Defendant Case no: 08-2178 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, ELIZABETH A JENKINS is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, ELIZABETH A JENKINS is not in the military service. Further Affiant sayeth naught. AFF NT SWO TO AND SUBSCRIBED in my presence this jVday COMMONWEALTH OF PENNSYLVANIA NotariaP Seel Heidi J. Kelly, Notary Public NOTARY PUBLI City Of Pittsburgh, Allegheny County My Commission Expires Nov. 4, 2009 Member, Pennsylvania Association of Notaries This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. S IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff case # 08 - Z 9 M C( V (L ELIZABETH A JENKINS Defendant(s) IMPORTANT NOTICE TO: ELIZABETH A JENKINS 604 N BALTIMORE AVE #A MOUNT HOLLY SPR,PA 17065 Date of Notice: GG /is lore WWR#: 06194974 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 BY :) taAt- /-XC/v VA4 &6004 K40,--- PATRICK THOMAS WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 Request for Military Status Page 1 of 2 Department of Defense Manpower Data Center JUN-24-2008 11:47:14 Military Status Report Pursuant to the Servicemembers Civil Relief Act < Last Name First/Middle Begin Date _ T_ Active Duty Status Service/Agency JENKINS ELIZABETH A Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. Awt Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §S 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you, https://www.dmdc.osd.mil/scro/owa/scra.prc_Select 6/24/2008 Request for Military Status Page 2 of 2 If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/faq/pis/PC095LDP..htmi WARNING: This certificate was provided based on a name and Social Security number (55N) provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID.*8ME6ZRLQAA https://www.dmdc.osd.mil/scra/owo/scra.prc_Select 6/24/2008 -? a we .- ,a -Ao s a 0 as