HomeMy WebLinkAbout08-2374IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
Plaintiff
NO. 018- a3?4 0,ivit lerw,
v.
MELYSSA MORGAN
Defendant(s)
COMPLAINT IN CIVIL
ACTION
Filed on behalf of:
CAPITAL ONE BANK
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa I.D. #69006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
PF_PA_I I Cmplt Cvr Sht P&F File No. 762.12937
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
Plaintiff
V.
MELYSSA MORGAN
Defendant(s)
NOTICE TO DEFEND
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take
action within TWENTY (20) DAYS after this Complaint and
notice are served, by entering a written appearance personally
or by an attorney, and filing in writing with the Court your
defenses or objections to the claims set forth against you. You
are warned that if you fail to do so the case may proceed
without you and a judgment may be entered against you by the
court without further notice for any money claimed in the
Complaint or for any other claim or relief requested by the
Plaintiff. You may lose money or property or other rights
important to you.
NO.
Usted ha sido demandado en cone. Si usted desea defenderse
de las demandas que se presentan mas adelante en ]as
siguientes paginas, debe tomar accion dentro de los proximos
veinte (20) dias despues de la notification de esta Demanda y
Aviso radicando personalmente o por medio de un abogado
una comparecencia escrita y radicando en la Corte por escrito
sus defensas de, y objecciones a, las demandas presentadas
aqui en contra suya. Se le advierte de que si usted fall de
tomar accion como se describe anteriormente, el caso pude
proceder sin usted y un fallo por cualquier suma de dinero
reclamada en la demands o cualquier reclamation o remedio
solicitado por el demandante puede ser dictado en contra suya
por la Corte sin mas aviso adicional. Usted puede perder
dinero o propiedad au otros derechos importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR
TFLF.PIIONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION
ABOUT HIRING A L,AWYF,R
IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS
OFFICE MAY BE ABLE, TO PROVIDE YOU WITH
INFORMATION ABOUTAGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE. PERSONS AT A
REDUCED FEE. OR NO FEE.
CUMBERLAND COUNTY BAR
ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
USTED DEBE LLEVAR ESTE DOCUMENTO A SU
ABOGADO INMEDIATAMENTE. SI USTED NO TIENE
UN ABOGADO, LLAME 0 VAYA A LA SIGUENTE
OFICINA. ESTA OFICINA PUEDE PROVEERLE
INFORMACION A CERCA DE COMO CONSFGUIR UN
ABOGADO
SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE
UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE
PUEDA PROVEER INFORMACION SOBRE AGENCIAS
QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0
BAJO COSO A PERSONAS QUE CALIFICAN.
CUMBERLAND COUNTY BAR
ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
PA_2INotice to Defend P&F File No. 762.12937
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAI. ONE BANK )
Plaintiff )
V. )
MELYSSA MORGAN )
Defendant(s) )
CDMPLAINT IN CIVIL ACTION
NO. OF- ? 37Y 7?1-1
AND NOW, comes Plaintiff, CAPITAL ONE BANK, by and through its attorney,
GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files
the following Complaint in Civil Action, and in support thereof aver as follows:
Plaintiff, CAPITAL ONE BANK, is a corporation and for the purpose of this
litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East
Main St Carnegie, Pennsylvania 15106.
2. Defendant is MELYSSA MORGAN, an adult individual, believed to currently
reside at 404 E COOVER ST MECHANICSBURG, PA 17055-4225.
3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No.
4305722526215317, for the purchase of good and services.
4. The Defendant(s) has/have made or authorized a number of purchases and as of
March 28, 2006, Defendant(s) owes $6,246.55 on said account plus interest.
5. Plaintiff maintains accurate books of account recording all credits and debits for
this account.
PA-05 Civil Cmplt Crdt Crd P&F File No. 762.12937
6. The Defendant(s) have/has received monthly billing statements from Plaintiff
setting forth the nature and amount of all charges made by Defendant(s), and the transactions
between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied.
7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to
pay the balance due and owing on the aforesaid account in the sum of $6,246.55, plus interest
and costs.
By failing to object or dispute the statements, Defendant(s) have/has assented to
and agreed to the correctness of the balance due on the credit card account so as to constitute and
account stated.
9. Despite repeated demands, Defendant(s) have/has failed to make the required
installment payments when due and therefore the full amount of the account is now due and
payable.
PA_05 Civil Cmph Crdt Crd P&F File No. 762.12937
WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in
the amount of $6,246.55, plus legal interest from the date of breach, with continuing interest at
the legal rate thereon from the date of Judgment plus costs. The damages requested are less than
the maximum amount for compulsory arbitration as set by the Court.
submitted:
Felix, A.P.C.
Date:
G?gg L,? Morris, Esquire
2/13 E. Mhin Street
Carnegie, PA 15106
(412) 429-7675
PA_05 Civil Cmplt Crdt Crd P&F File No. 762.12937
` Capitalow
w1safY inyour "Whet?'
Your account is about to charge off as a bad debt.
At We report an R9 rating to credit bureaus when an account
charges off.
• Lenders and employers nationwide can access credit
bureau reports.
• An R9 will limit our ability to offer you financial solutions.
• You will still be responsible for repaying the debt.
Good news - it's not too late.
• Call i-goo-955.66oo for payment options.
• Pay with our free Check by Phone service,
• If you have online account access, log on to your
account and pay now at www.capitalone.com.
• If you prefer, simply use the remittance
coupon below.
The purpose of this letter is to collect a debt Any Information obtained vdfl be used for that purpose.
O 2004 Capital One Services. Inc. Capital One Is It federally registered service mark. All rights reserved.
Cap1ta1()W-
Account Summa
Previons Ralar re iS.RRR.71
PaYments, Credits and Adpwments $,f)ft
T-Mv"inns $41.00
Finanre Charges $142.90
New %lanre $6,072.61
Minimnm Amnnnt Dr $6,072.61
Payment Tire Date March 27, 2006
Total Credit Line 3.5,01x)
Total AwNhlr Credit Un
Credit Line fur Cash SLIM
Availahle Credit for Cash $.00
At your service
To mll (Summer Relations or to refiner a Ion or -token auk
1-800-955-7070
For free online mmtint revive and special nurnmer nffen, loft on ter:
vMTV.caprahnr.rnm
Sr. ? paymrnts ter: Send ingrin. ter:
Ann: Remittaor, Prnrnisintr
Carnal One Rank Cspitd One
P.O. It., 79$121! P.O. TI 90285
Sr. IMO 63179-0216 SLC, I IT 84 130-02111
EX? P
045.0404
PT,ATINIYM VISA ACCOUNT JAN 2R - FRB 27, 2006
4305-7225-2621-5317 Page 1 of 1
Payments, Credits and Adititarnenta
Tnuwawons
1 27 FRR CAPITAT.ONF MONTHT Y MFMRFR FF.F $6.00
2 27 FEB PAST DUE FEE 35.00
As a valued Capital One customer, you are eligible to receive a life Year-End Summary for this
specific account that recaps your 2005 charM provided Your account is in good standing and
You have trade transactions during the calendar year. Please go to wwwxapitalone.com and
access your account m request your Year-End Summary online or call 1-977-794-4497 before
March 31, 2006, to reserve your copy. Orders will be mailed out by the end of April 2006.
You were aseeesed a due fee of $35.00 on 02127/2006 because your mirlimum payment was not
received by the due date of 02/27/2006. To avid this fee in the finite, we recommend that you
allow at least 7 business days for ymar payment to reacht Capital One.
Furancayh-O-_ Plexeseennmenkforimportant infor d'o,
Rdmw rare
aWwh Pnsade
r
r
ADR??
PIIRCHASFS
CASH
785,261.95 a
e
I.tYAKItI:
4177 57P 211.2496 St Y 2t
$69.5.80 .0T/.17%P 29.24% lI6.69
ANNUAL PERCENTAGE RATE applied this period 28.24%
PLEASE RETURN PORTION BELOW WITH PAYMENT
CapnalQ,wa 0000000 0 4305722526215317 27 6072610304006072615
New TWancr $6,072 61
Mmmrmtm Ammtnt Dime _ $6,072.61
PaiTnenr Tae Due March 27, 2006
Total end-I $ 1 -1
Acmtmt Numhe: 4.105-7225-2621-.5317
Apc a
6N Sw. ZIP
Florae Phone Altia a2 Plane
SnuidAldrm
-? #9005972797326390# MAIL ID NUMBER
Capital One Bank MELYSSA MORGAN
P.O. BOX 790216 404 E COOVER ST
St. Louis, MO 63179-0216 0 . a MECBANICSBURG PA 17055-4225
Inlinnll1[gill 111111111
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us to make a rlw d,amasrke a o1kelrrt the your duck. bank k Amount olwsadmirq go tAapplestrlekio, a ak dwell teeeived durkq the bang cyde aen 11 sent by ewneww Was. If we "Onto Procen the harrier, you outlgdre
paper fah or 0drr hem.
Now with
FREE Accelerator
a for the first 12 monthsr-a 060 slue
97.
a month for
rust 3 months;
E8.95/mo. thereafter
SIGN UP TODAY:
' 1-888-587-9669
Mention Offer Code: EMERALD
Or visit www.peopl9pa.corn19o/emerald
CapitalQwa
Acwnnt Snmrnarv
PrevimLs Balanre K072.61
Payments; Credits and AdiiLaments S.06
Transactions $11.00
Finance Charges $132.94
New Ralanre 56,246.55
hiinimtim Ammtnt Thar "6.55
Payment The Date April 27, 2006
Total Credit Line 55,000
Total Aw labor Credit Cm
Credit Lin, for Cash 51,000
Available Credit for Cash S.M
At your service
To earn Cautomer Relations or to report a Mat or aolen rnnl:
1-800-955-7070
For free online ammnt wrvim and tprcial otstomer of en, Mt on to
www.,apitalone.rnm
Semi payments m: Send inpdrirs to:
Attn: Remittance P,-s;nF
Capital On, Rank Capital One
P.O. Ror 790216 P.O. Roa W2115
St. Lads, M06317941216 SLC, Irr841:10-02R5
PLATINTTM VISA ACMUNI'
4305-7225-2621-5317
Payments, Credits and Adslstments
Ttmrsactions
FF.R 2R - MAR 27, 200„
Page l of 1
1 27 MAR CAPITAI, ONF. MONTHI Y MEMRFR FFF. r? O(1
2 27 MAR PAST DUE FEE 35.00
You were assessed a p? due fee of $35,00 on 0312712006 because your minimum payment was not
received by the due date of 03/27/2006. To avoid this fee in the future, we recommend that you
allow at least 7 business days for your payment to reach Capital One.
Important Account Information
Mew rrvi,w she enrloard privary information and retain ii
with your arromnt records. Also Licit
www'r.ipitnlnne.com/rrMitmd%and dirk on the Visit the
Chide in Renefaa link to learn abour yntr latent Via, or
MaurrCard. arronnt henefin. The desrriptfott4 in this online
grlide replare any infortrution yin, received in the paa. For a
printed ropy of the Ouide to Renefirs, call the CitStarrlef
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ANNUAL PERCENTAGE RATE apAcd this period 28.24%
V PLEASE RETURN PORTION BELOW WITH PAYMENT
Capifal()Wa 0000000 0 4305722526215317 27 6246550304006246553
New Ralance $6,246.55
Minimum Anttamt Div K246.55
Paymwnr late Date April 27, 2(M
Total enrlnerd 5
AccramtNumbec 4905-7225-2621-5317
PIeaapint-diagram- aadlreyaoi/rMA /Ww"av,srhi. aeb/ad iaF
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#9008772797326391# MAIL ID NUMBER
Capital One Bank MELYSSA MORGAN
P.O. Box 790216 404 E COOVER ST
St. Louis, MO 63179-0216 rv MECHANICSBURG PA 17055-4225
OR
Plenv mite_1rar alarm/ nnm/- nnYmn rJxii or mrmry order mad: payable to rnpital One Rani and mail in /be md,, d rn-&pe.
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VERIFICATION
The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this
action and verifies that the statements made in the foregoing pleading are true and correct to the
best of his knowledge, information and belief. Counsel has signed the verification at the request
.of Plaintiff as a matter of time and convenience. Plaintiff has represented to counsel that. there is
a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing
pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel
to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request
by Defendant. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904,
relating to unworn falsification to authorities.
Date:
(fregg-L. Mo , Esquire
Patenaude & Felix, A.P.C.
213 E. Main St.
Carnegie, PA 15106
(412) 429-7675
C7 =
••?„ I f i.
C i ;7
VTI
O I l )
'Yn
-? C-f
l
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2008-02374 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
MORGAN MELY?SSA
R. Thomas K ine Sheriff or Deputy Sheriff, who being
duly sworn ccording to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
MORGAN MELY SA but was
unable to 1 Cate Her in his bailiwick. He therefore returns the
the within named DEFENDANT , MORGAN MELYSSA
404 E COOV:
MECHANICS
DEFENDANT
STREET
NOT FOUND , as to
PA 17055
AND LEFT NO FORWARDING ADDRESS.
CURRENT RESIDENT HAS BEEN THERE SINCE JUNE 2007.
Sheriff's Co
Docketing
Service
Not Found
Surcharge
ylb 7JE 1
Sworn and S
me this
Sts: So answers,.,
J-
18.00
20.00
5.00 R. Thomas Kline
10.00 Sheriff of Cumberland County
.00
? 53.00 PATENAUDE & FELIX
04/29/2008
scribed to before
day of
ADD.
r?
j . COPY FROM RECORD
I!l ?' i tyy when , I hvr t? +tta ?; my hst?i9
s
4nd ri, seatO 4 said Coact at C-84151e, aPa.
IN TIE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
Plaintiff
MELYSSA
Defendant(s)
NO. p$- A 14 0, ivi lTer"
COMPLAINT IN CIVIL
ACTION
Filed on behalf of:
CAPITAL ONE BANK
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa I.D. #69006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
L.
RGAN
PF_PA_I I Cmplt Cvr Shl
P&F File No. 762.12937
0 r C
IS A TRUE gNpAT
NA' AS FIED
ES(z RE
-?. °'
?: °,;
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
Plaintiff
MELYSSA MORGAN
Defendant(s)
NOTICE TO DEFEND
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take
action within TWE TY (20) DAYS after this Complaint and
notice are served. by entering a written appearance personally
or by an attorney. a d filing in writing with the Court your
defenses or objectio to the claims set forth against you. You
are warned that if ou fail to do so the case may proceed
without you and a ju gment may be entered against you by the
court without furthe notice for any money claimed in the
Complaint or for an other claim or relief requested by the
Plaintiff. You may lose money or property or other rights
important to you.
NO.
Usted ha sido demandado en cone. Si usted desea defenderse
de las demandas que se presentan mas adelante en las
siguientes paginas, debe tomar accion dentro de los proximos
veinte (20) dias despues de la notificacion de esta Demanda y
Aviso radicando personalmente o por medio de un abogado
una comparecencia escrita y radicando en la Corte por escrito
sus defensas de, y objecciones a, las demandas presentadas
aqui en contra suya. Se le advierte de que si usted fall de
tomar accion como se describe anteriormente, el caso pude
proceder sin usted y un fallo por cualquier suma de dinero
reclamada en la demands o cualquier reclamacion o remedio
solicitado por el demandante puede ser dictado en contra suya
por la Corte sin mas aviso adicional. Usted puede perder
dinero o propiedad au otros derechos importantes para usted.
YOU SHOULD TA E THIS PAPER TO YOUR LAWYER USTED DEBE LLEVAR ESTE DOCUMENTO A SU
AT ONCE.IF YOU O NOT HAVE A LAWYER GO TO OR ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE
'1'ELF.PIIONE THE OFFICE SET FORTH BELOW. THIS UN ABOGADO, LLAME O VAYA A LA SIGUENTE
OFFICE CAN PR VIDE YOU WITH INFORMATION OFICINA. ESTA OFICINA PUEDE PROVEERLE
ABOUT HIRING A ,AWYER INFORMACION A CERCA DE COMO CONSEGUIR UN
ABOGADO
IF YOU CANNOT FFORD TO HIRE A LAWYER, THIS SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE
OFFICE MAY BE ABLE TO PROVIDE YOU WITH UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE
INFORMATION AI OUT AGENCIES THAT MAY OFFER PUEDA PROVEER INFORMACION SOBRE AGENCIAS
f0 EGIBLE. PERSONS AT A QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O
LEGAL. SERVICE LI
REDUCED FEE. OR O FEE. BAJO COSO A PERSONAS QUE CALIFICAN.
CUMBE AND COUNTY BAR CUMBERLAND COUNTY BAR
SSOCIATION ASSOCIATION
32 SOUT BEDFORD STREET 32 SOUTH BEDFORD STREET
CA LISLE, PA 17013 CARLISLE, PA 17013
717-249-3166 717-249-3166
PA_2INotice to Def?nd P&F File No. 762.12937
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONI BANK )
Plaintiff
NO.
MELYSSA MORGAN
Defendant(s)
COMPLAINT IN CIVIL ACTION
AND N W, comes Plaintiff, CAPITAL ONE BANK, by and through its attorney,
GREGG MOR S, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files
the following C mplaint in Civil Action, and in support thereof aver as follows:
1. P aintiff, CAPITAL ONE BANK, is a corporation and for the purpose of this
litigation, maint ining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East
Main St Carneg e, Pennsylvania 15106.
2. D fendant is MELYSSA MORGAN, an adult individual, believed to currently
reside at 404 E DOVER ST MECHANICSBURG, PA 17055-4225.
3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No.
4305722526215 17, for the purchase of good and services.
4. T e Defendant(s) has/have made or authorized a number of purchases and as of
March 28, 2006, Defendant(s) owes $6,246.55 on said account plus interest.
5. PI intiff maintains accurate books of account recording all credits and debits for
this account.
Pn_05 Civil Cmplt Crdt C rd P&F File No. 762.12937
6. The Defendant(s) have/has received monthly billing statements from Plaintiff
setting forth the nature and amount of all charges made by Defendant(s), and the transactions
between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied.
7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to
pay the balance due and owing on the aforesaid account in the sum of $6,246.55, plus interest
and costs.
8. By failing to object or dispute the statements, Defendant(s) have/has assented to
and agreed to the correctness of the balance due on the credit card account so as to constitute and
account stated.
9.
installment pa)
payable.
PA_05 Civil Cmplt Crdl 4
I
ite repeated demands, Defendant(s) have/has failed to make the required
s when due and therefore the full amount of the account is now due and
P&F File No. 762.12937
Plaintiff demands Judgment in its favor, and against Defendant(s), in
the amount of $6,246.55, plus legal interest from the date of breach, with continuing interest at
the legal rate thereon from the date of Judgment plus costs. The damages requested are less than
the maximum amount for compulsory arbitration as set by the Court.
Date:
Pn_05 Civil Cmplt Crdt Crd
Respectfully submitted:
Patenaude & Felix, A.P.C.
Gregg L. Morris, Esquire
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
P&F File No. 762.12937
045
R9 CREDIT RATING
Capitalo.
vidlief inywrwnrltrt7'
'Your account is about to charge off as a bad debt.
• We repo
charges
• Lenders
bureau I
• An R9 w
• You will
an R9 rating to credit bureaus when an account
employers nationwide can access credit
limit our ability to offer you financial solutions.
II be responsible for repaying the debt.
Payments, Credits and AdRvrments The purpose of this letter is to coiled a dent. AM Information obtained will be used for that purpose.
PLATiNTTM VISA ACCOUNT JAN 2R - FF.B 27, 2006
4305-7225-2621-5317 Page 1 of I
0 2004 Capital One Services, Inc. Capital One Is a federally registered service mark. AN lights reserved, 045.0404
Account Summary
Prrvimv; Balance
Payments, Credits and
Transactions
Finan r C hargm
New %lanre
Minimum Ammint DA
Paymem Tau Date
Total Credit Line
Total Available Credit
Credit nine fen Crash
Available Credit far C
$.S,RRR.71
$.f10
(41.00
!142.90
$6,072.61
{6,072.61
March 27, 20(16
55,000
s.oc1
sl,axl
$.0
At your service I
Tn alll Oail. er Rel.tinna , to repnn .1-0 or stntm e 4
1-800-955-747
Fnr Free onlin.m.mt srrvi{
vnvw.rapit.Mrle.rnm
Send p.ymrnn In:
Ann: Resin." Prnreasinp
C.pitd One 11.4
P.O. sox 7411216
Si, Lvii,, MO 0179-0216
Tratu a -dons
1 27 FEB CAPITAL ONE MONTHT Y MEMBER FF.R $6.00
2 27 FEB PAST DUE FEE 35.0
As a valued Capibd One automer, you are eligible to receive a free Year-End Summary for this
specific account that ramps your 2005 charges, provided y= account is in good sanding and
you have made tuna ctiom during the calendar year. Aerie go to www.cgitione.com and
access your account to request your Yea-End Summary online or call 1-87/-794-4487 before
March 31, 2006, to cache yottt copy. Orders will be mailed oar by the end of April 2006.
You were anewed a pea due fee of $35.00 on 02727/7006 because your m.m.unum payment was not
receited by the dwe date of 02/27/2006. To avoid this fee in the future, we recommend that you
allow at It ast 7Infuriate days for yom payment to reach Capital One.
Finance Charges nrwttion
Plearrrer nnune ridef r important eafa
Ra+a,urlafi
e„"a-
Ft, r"
WE
'.
aPprrdro r
r? APR
'
PURCHASES ifvamA9 .n7737%P 211.249E S1201
CASH 5695.80 .077t7%P 29.2496 616.69
ANNUAL PERCENTAGE RATE "tied this period 28.24%
Good news - it's not too late.
• Call i-Boo-955.66oo for payment options.
• Pay with our free Check by Phone service.
• If you have online account access, log on to your
account and pay now at www.capitalone.com.
• If you prefer, simply use the remittance
coupon below.
PLEASE RETURN PORTION BELOW WITH PAYMENT
0000000 0 4305722526215317 27 6072610304006072615
PFravprintm.ilm6td Err mYse-.,ai/rM,Sfr+belan, uei,yfblu. ardlu+F i.E
Payment Tar. Dare March 27, 2[106
Taal endravl $ 1 -1
AtxonnrNanthen 4.105-7225-2621-5317
Capital On Bank
P.O. Box 7 0216 IIInIIInIInInIInI
St. Louis, MO 63179-0216
IIIIII II II111tII III IIIIIIIIIIIIIIIII IIIII (IIIIIIIIIIIIIIIIII
Plrarr vritr your arnunt ntlmbrrrm.l"a^
sprcial aut.W., offers, Ins nn trc
Send ingtirias tn:
0.01.1 One
P.O. Ran 10285
SI.C,17 9411"285
90,-t. Ape f
:.q a- 7.17
Han. Ph- Alamure ('hone
e
Frnail Addnm
#900597279732639011 MAIL ID NUMBER
MELYSSA MORGAN
m aaala = 404 E COOVER ST
o S MECHANICSBURG PA 17055-4225
? ? IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIItIIIIIIIII111
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a to make a throe aosi your bMtk accwret ring the check, a paper draft or offer Nam.
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One
Acomint';nmmarv
Previm% Tlalance $6,072.61
Payment-s Credits and Adiustmenti 1.00
Ttanmctiotta 141.00
finance Chtrges $1.32.94
New Balance 16246..55
Minimum Arnmint Thw 16,246.55
Payment Thr Date April 27, 2006
Total Credit Line $5,OM
Total AvaInhlc Credit S.OO
Credit I.ine for Caah $1,000
Available Credit for Cas f.OO
003
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4305-7225-2621-5317
FF.R 2R - MAR 27, 2(06
Page f of 1
Payments, Credits and Adpwtrnents
Trtmsacdons
1 27MAR CAPITAL ONE MONTHLY MEMBER FFF $6.(X)
2 27 MAR PAST' DUE FEE 35.00
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l S1.C,Irr94I.11M295
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Plew review the enrl i%wy inftxmation and retain it
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www.rapitalone.mm/ ards and dirk on the Wit the
f aide to Benef is link
l n %&-An )ww late* Vm. or
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Relations numhe.r on of yrntr card.
k RalmtK rlie Perrafir C
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? Pi/RCHASF.S x5,424.92 .lM7%P 29.2496 111752
rc CASH 1711,95 .077.1796P 29.2496 115.42
ANNUAL PERCEN'T'AGE RATE 14pOmd this period 28.2496
T PLEASE RETURN PORTION BELOW WITH PAYMENT
Capffal 0000000 0 4305722526215317 27 6246550304006246553
Flemrpiwl nreilinRddrsraerNaewoil rle?rt M/om ueinR,4l v nrMarF iaE
New Balance 16,246.5.5
Minimum Amotinr Dr $6,246.55 9trm A,.0
Payment 1Tw Date April 27, 2006
-
„ry Sam 7tP
Total enclonrd $ 1
1 HotnaPhone Alm k-PhW
Account Number. 43(5-7225-2621-5117
P.ma Add-
#9008772797326391# MAIL ID NUMBER
Capital One Bank MELYSSA MORGAN
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St. Louis, 0 63179-0216 r MECHANICSHURG PA 17055-4225
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WRIFICATION
The and igned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this
action and verifi that the statements made in the foregoing pleading are true and correct to the
best of his know edge, information and belief. Counsel has signed the verification at the request
-
.of Plaintiff as a natter of time and convenience. Plaintiff has represented to counsel that. there is
a debt due and o g from Defendant to Plaintiff in the amount as. set forth within the foregoing
pleading. Plainti has provided counsel with all relevant information in order to allow counsel
to sign this verifi on. Plaintiff agrees to provide a verification signed by Plaintiff upon request
by Defendant. a statements are made subject to the penalties of 18 Pa.C.S. Section 4904,
relating to unswo falsification to authorities.
Date:
Gregg L. Morris, Esquire
Patenaude & Felix, A.P.C.
213 E. Main St.
Carnegie, PA 15106
(412) 429-7675
S ?
C cam,-??,\ C?,e ?? ,, (21 9
vs 1'U-MBERLAND COUNT pse No.
PENNSYLVANIA
2?? n
Statement of Intention to Proceed
y
To the Court: \
CAP-. yc 1 intends to proceed it the above captioned matter.
Print Name!?O?G t 5 _ Sign Name
Date:
Attorn fnr ?-
Explanatory Comment
The Supreme Court of Pennsylvania has promulgated new Rule of Civil Procedure 230.2 governing the termination of
inactive cases and amended Rule of Judicial Administration 1901. Two aspects of the recommendation merit
comment.
I. Rule of civil Procedure
New Rule of Civil Procedure 230.2 has been promulgated to govern the termination of inactive cases within the
scope of the Pennsylvania Rules of Civil Procedure. The termination of these cases for inactivity was previously
governed by Rule of Judicial Administration 1901 and local rules promulgated pursuant to it. New Rule 230.2 is
tailored to the needs of civil actions. It provides a complete procedure and a uniform statewide practice, preempting
local rules.
This rule was promulgated in response to the decision of the Supreme Court in Shop v. Eagle, 551 Pa. 360,710 A.2d
1104 (1998) in which the court held that "prejudice to the defendant as a result of delay in prosecution is required
before a case may be dismissed pursuant to local rules implementing Rule of Judicial Administration 1901."
Rule of Judicial Administration 1901(b) has been amended to accommodate the new rule of civil procedure. The
general policy of the prompt disposition of matters set forth in subdivision (a) of that rule continues to be applicable.
II Inactive Cases
The purpose of Rule 230.2 is to eliminate inactive cases from the judicial system. The process is initiated by the
court. After giving notice of intent to terminate an action for inactivity, the course of the procedure is with the parties.
If the parties do not wish to pursue the case, they will take no action and "the Prothonotary shall enter an order as of
course terminating the matter with prejudice for failure to prosecute." If a party wishes to pursue the matter, he or she
will file a notice of intention to proceed and the action shall continue.
a. Where the action has been terminated
If the action is terminated when a party believes that it should not have been terminated, that party may proceed
under Rule230(d) for relief from the order of termination. An example of such an occurrence might be the termination
of a viable action when the aggrieved party did not receive the notice of intent to terminate and thus did not timely file
the notice of intention to proceed.
The timing of the filing of the petition to reinstate the action is important. If the petition is filed within thirty days of
the entry of the order of termination on the docket, subdivision (d)(2) provides that the court must grant the petition and
reinstate the action. If the petition is filed later than the thirty-day period, subdivision (d)(3) requires that the plaintiff
must make a showing to the court that the petition was promptly filed and that there is a reasonable explanation or
legitimate excuse both for the failure to file the notice of intention to proceed prior to the entry of the order of
termination on the docket and for the failure to file the petition within the thirty-day period under subdivision (d)(2).
B. Where the action has not been terminated
An action which has not been terminated but which continues upon the filing of a notice of intention to proceed may
have been the subject of inordinate delay. In such an instance, the aggrieved party may pursue the remedy of a
common law non pros which exits independently of termination under Rule 230.2.
{._. 'e„ n
!L*E1)- OF Fla
Ci THE PROTHONOT,:ki,;`i'
2011i OCT 17 PM 12: 14 9
CUMBERLAND COUNTY
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
V.
MELYSSA MORGAN
Plaintiff
Defendant(s)
NO. 08-2374
PRAECIPE TO
DISCONTINUE WITHOUT
PREJUDICE
Filed on behalf of:
CAPITAL ONE BANK
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa I.D. #69006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
PA_170 Prep Disc w/o Prjdc P&F File No. 762.12937
V►
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
v.
MELYSSA MORGAN
Plaintiff
Defendant(s)
NO. 08-2374
PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE
TO: Prothonotary
Please discontinue the matter captioned above without prejudice upon payment of costs
only. Thank you.
Date: October 14, 2014
Sworn to and subscribed before me th's
day of b , 20'9 .
IV:WU WW)
Notary Public
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Brandi Tucci, Notary Public
City of Pittsburgh, Allegheny County
MyCommlaslon fres Dee. 28, 2014
MEMak, PENNSYEVANIA OCtATXON OF NOTARIES
Respec ly submitted:
Paten & Felix, A.P.C.
s, squire
in Street
, PA 15106
(412) 4 9-7675
PA_170 Prep Disc w/o Prjdc P&F File No. 762.12937
I, GREGG MORRIS, attorney for Plaintiff, CAPITAL ONE BANK , hereby certify that a
true and correct copy of foregoing document was served this date by ordinary mail upon the
following:
Melyssa Morgan
404 E Coover St
Mechanicsburg PA 17055-4225
Date: October 14, 2014
quire
Felix, A.P.C.
n Street
arnegie, PA 15106
(412) 429-7675
PA_170 Prcp Disc w/o Pride P&F File No. 762.12937