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HomeMy WebLinkAbout08-2376 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK V. Plaintiff Defendant(s) NO. D8-x3'1(0 0M1 J UM COMPLAINT IN CIVIL ACTION Filed on behalf of: CAPITAL ONE BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 TRACY PEIRCE PF_PA_l I Cmph Cvr Sht P&F File No. 762.12348 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff V. TRACY PEIRCE Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served. by entering a written appearance personally or by an attorney. and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha sido demandado en cone. Si usted desea defenderse de las demandas que se presentan mas adelante en ]as siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notification de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion Como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamation o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE. THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA-2 I Notice to Defend P&F File No. 762.12348 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff NO. 6 f- ? 324 (-,r rc- v. TRACY PEIRCE Defendant(s) COMPLAINT IN CIVIL ACTION AND NOW, comes Plaintiff, CAPITAL ONE BANK, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: I . Plaintiff, CAPITAL ONE BANK, is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is TRACY PEIRCE, an adult individual, believed to currently reside at l 1 WEST MAIN STREET NEW KINGSTOWN, PA 17072. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 5178052478698216, for the purchase of good and services. 4. The Defendant(s) hasihave made or authorized a number of purchases and as of March 16, 2006, Defendant(s) owes $2,928.99 on said account plus interest at 25.90 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for this account. PA_05 Civil Cmplt Crdt Crd P&F File No. 762.12348 6. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied. 7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $2,928.99, plus interest and costs. 8. By failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 9. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. Pn_05 Civil Cmph Crdt Crd P&F File No. 762.12348 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $2,928.99, plus legal interest from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectful Felix, A.P.C. Date: PA 05 Civil Cmplt Crdt Crd orris, Esquire 213 E. in Street Carnegie, P -A-7-5-106 (412) 429-7675 P&F File No. 762.12348 Capital0ne when in your wanet7' Your account is about to charge off as a bad debt. • We report an Rg rating to credit bureaus when an account charges off. • lenders and employers nationwide can access credit bureau reports. • An Rg will limit our ability to offer you financial solutions. • You will still be responsible for repaying the debt. finance Chatgrs Plexe jar m+erreridr* impwtanr in, brrinarion Rdamnnav AT"& C7 -1 Rog, ppw. R ed, PIIRCHA.SFS 112,770.51 .070V^ 15.9096 srdt.44 CASH 11.00 .07096% 25.9096 11100 The purpose of this letter is to oolleof a debt. Any ibormation obtained will be used for that purpose. 0 2004 Capital One Services, Inc. Capital One is a federally registered service mark. All rights reserved. 045-0404 Capita,10 1 * PLATINUM MASTERCARD ACCOUNT 5178-0524-7869-8216 Account S1lmmarv Payments, Creitits and Adptstments JAN 16 - FF.B 15,2" Page 1 of 1 Prevents Balance $2,741.14 Payments, Credits and Adpufinents $.00 Transactions Tran.winns Finanre Charges S.15.M 560.94 1 15 FF.B PAST DUF. PEP 535.00 New Balanrr S4R47.09 As a valued Capital One ntstnmer, ynn are eligible to receive a frex Year-F.nd Summary for this Minimnm Amrntnt Die 1137.09 $2 sperifir. arrrntnt that recaps ymtr 2005 charges, provided yow wrnnnt is in good standing and Payment Die Date , March 15, 2(W you have mule transactions during the calendar year. Please call 1-RT1-794-4487 befrae March 31, 200CA to reserve your ropy fnr this arrtatm. Orders will be. mailed nut by rhr end of April 2006. Total Credit line Total Awilablr Credit 52,250 5.00 Ymi were assrmrd a pa# dire fix of ST5.0n on 02/1.5/2006 bermiw ymv minimum paymenr wag not Credit Line for Cash $2,2.50 recritsxl by the dur date of 02/15/2006. To avoid this fee in the fithtm, we recommend that yet Available Credit Im Cash 5.00 allrlw at Ieau 7 Mtaineac days for yoty Payment to mach Capital One. At your sctyicc T. (All Oltstmm" Rdsrinn, nr i. iv-pm . lost nr anlen r.&- 1-800-903-3637 Send paymetts to: Sind inquiries to: _ Ann: Remin.rar P-,;ra C.i5it.1 Our P-1, C.pml One P.O. Dox 790216 P.O. 13.30285 Sr, 1-4. MO 61179-0216 SI.C, l rr 841311-02K5 ( r/ rx? s m ANNUAL PERCENTAGE RATE appliod this period 25.90% Good news - it's not too late. • Call 1-800-955-66oo for payment options. • Pay with our free Check by Phone service. • If you have online account access, log on to your account and pay now at www.capitalone.com. • If you prefer, simply use the remittance coupon below. PLEASE RETURN PORTION BELOW WITH PAYMENT Capital()jW' 0000000 0 5178052478698216 15 2837080081002837086 New Balanrr 112,R17.08 Minimum Ameamt i)te 52,837.09 Payment rTtr Dire March 15,2(M Total endrArd S Aammt Number. .5179-0524-7969-8216 Capital One Bank P.O. Box 790216 1 6 1 rl 111n II r t r I I I II St. Louis, MO 63179-0216 Plratr vrritr tom ar?nunt numin nn yore A'raaprint .edit 4dartr4ttd/mr-moil rVunffrt Mlam mine K. a,R-k ink Racer Ap. 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Rom AppNM Tn' Vita mAriplV ten ynr rrpww to rlnw rte Arm"- TNa may Mah in rilAmrA npptwktq m ynr AtlYaN ANM NaI MM ,=AN Notice: Paymewa yw mail to u VAA be cradled to Van sccwm as of the bull Gy vVa fecdve Il, plnvided 11) Ya seFM as bottan potion oI dia suternam =-= clack n ten wldosed rtp,Mnams MvelnpB and (1)Vow paVnAM N AaiVed In a1 pmw by 3 p.m. CT 117 men F?l. fTeaes aNOw at Neu Nw 15) huirAM days ylw pary. ? crsdleAaendaw dACkla), you aWAAtlwm. Wr delnew Dunlap-tine elxtraiy ba?mler debh from ?f bml?I'a. Reamae doe ? ? aIX a, An f oallMpsr loInc. _ ari PreMpaYk1N Vow W1mma 6e accent for the wont" of the riAde.This wMwdssaM appllAS to aN dAeka ucawd dlnrq tlA bNlkq eyrie even it nom by sanaone doe. it war carol procese ten lrarroNr, Vou aufdze IN 10 make a chelge against Varc bank Accoum U.N tie deck A paper draft or 011e1 gam. a e • Now with FREE Accelerator e for the first 12 monthsr-a 860 value 17 a month for fact 3 ffwft; $40.95/mo. thelxeaer SIGN UP TODAY. ' 1-888-587-9669 Mention Otter Code: EMERALD Or visit www.peoplepc.com/go/emeraid CapitalG?rw- Account Sumtnary Prevltnls Balance V FL17.09 Payments, Credits and A4vaments 5.00 Transartionc 05.M Finance Charges 556.91 peoplepc- online **? A better way to Internet, PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! l9 Virus Protection powered by Symanteco' ® Pop-Up BlockerTM * Spam Controls 4sr' Smarter Smart Dialer Technology 4W CW More Email Addresses ® * Internet Call Waiting PLATINUM MA.STF.RCARD ACCOUNT 5178-0524-7869-8216 FF.R 16 - MAR 15, 2(M Page I of 1 Payments Credits andAII)istrnents Transactions t5 MAR PAST DUF. FFF. New Bnlanre t2XR,99 Ytnt were asmemed a pw due fee of i35.ft0 on 4'4/15/2006 bernim. your minimum payment was not we recommend that ytm To avoid this fix in the fimve f 01/1 S/20(M d l Minitmtm Amount Dile 52,9211.99 , . ue o recrived by the lle f allow at frost 7 httsiwm days fix ymtr payment to reach Capital One. Paymem fhx Date April 15, 2(06 Total Credit Line 52,250 Total Available Credit $.N) Credit r.ine for Cash $4250 Available Credit for Camh 5.00 At your service Tn 11 natorner Relminm or to report a lost or Mien, aced: '. 1-800-903-3637 S-d paymenu to: Said inilliiria to; Attn: Remin.-Prneessina (:.pilal One B.nk C.F.W One , P.O. Sox 790216 P.O. Box 30285 S1.1-4. MO 1,3179-0216 SI.C.ITT 841.WX5 Imuortant Account Information please review the endosed privacy information and retain it with your account records. Also visit www.capitalone.com/creditcods and did, on the Visit the Guide to Benefits link to learn about your latest VOL or MasterCard. account benefits.The descriptions in this online guide replace any information you received in the part. For a printed copy of the Guide to Benefits, call the Customer Relations number on the back of your card. 1 1.15.00 F-mvJee Chtuges n W i o n i n f o r r Fkam xa rrverre side for imf wrmt Rdaaer emu Period' famymratn? l?T T ? ? l ?t ?l Ly µt µ µ \KI; M l ap?lyd M fair APR . t l;Y PIFRCHASF.S 32,964.42 &W .07000 25* 9W 07tMA% 25.9m 35( 9t SAD n CASH . ANNUAL PERCENTAGE RATE applied this period 25.90% T PLEASE RETURN PORTION BELOW WITH PAYMENT T CapHal()m' 0000000 0 5178052478698216 15 2928990081002928996 New Ralancr 4928.99 Minimum Amount Div 52,928.99 Payment DTv Date April 15, 2(M Total endowd 5 Account Numhtr. 5179-0524-7969-9216 R'eanperdMAIliiiesddrtrandcet-alaJrlAV"`k/m?r bt "'4`4 Snmt Apr. a Sq Suer ZAP Flom, Phone Ai1°^i0t Pin., e DudAdd- #9007587162140487# MAIL ID NUMBER TRACY PEIRCE Capital One Bank 412 BROOKVIEW CT P.O. Box 790216 IrIrtIlltlllllllrlll/l ti ?? MECHANICSBURG PA 17050-4614 St. Louis, MO 63179-0216 z? VIII VIII II IIIIIIIIIIIIII VIII IIIII111III IIIIIIIIIIIIIIIIIIII ? Plrav vrite)rw arrnanI number an I- d,v k ar manq coder made payable to (nf ital Orw. Ran/ and mail in the rndnvAenswhI . F e A peoplepa- online A better way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAY! 1-888-587-9669 Mention Offer Code: EMERALD Or visit www.peoplepc.com/go/emerald PeopW is solely responsible to, this offer, end is not affiliated with Capital One. Capital One does not provide, endorse or guarantee. will i4 rot affiliated with, any product or service shoym here. Any trademarks mentioned herein are solely owned by the respective eMtry. AN dgMs reserved. By responding to this offer, you may be communicating information abWt yourself to the compsny that pNVldae this product - for example.. met you are a Capital One customer. 'PeopbPC Qtlme. First 3 months are billed at $4.97 per month; $9.95 per month NsrmBer. Offer available to new dial-up subscr8ters at Intel 18 years of age and may not be redeemed whh arty other offer. Offer subject to charge at any lime. Phone techraeel support available for SI.95 Per minute. tAccderteor is free for 12 months. offer good for limited time. After the first 12 nvft the Accelerated service will alRmwtkelly revert to the standard PeopePC Orlaw service, Offer aubpct to loupe at Anytime. With PeoplePC Caine Amseveted, certain Web page text and gmnhkx will load faster when compered to slamhdad dial-up Informal service. Actual results may wry. PeoplePC OM m Accelerated is only compatible with PeoplaK Onlne Internet service and specified Windows® browsers. PeopNPC Online Accelerated Is not oaTipaBWe with Windows® 95 whh IE 5.5 W2. Service of avadeble in AN Arms. Access fees, taxes, and other fees and restrictions may appy. Telephone toll charges may apply, even during trial periods. You are responsible for de enninkg whether a call to one of our Access numbers will result in telephone tog charge. Acoms may be limned, eapecialty during lfrlwa of peak usage. Dial-up numbers may be damaged in PeoplePC's discretion. Continuous use slbled to fimebta procedures. AN use is subject to PeoplePC Online's services Agreement and Acceptable Use Policy. 56K is the maximum speed of service. actual speed ray vary. 0 2006 PeoplePC Inc. All Rim Reserved. PeopePC Online and hs Nice as trademarks of PeoplePC In the US. aid other countries. 0 2006 Capital One Services, Inc. Cepdal one is a federally registered service mark. AN rights reserved. 8 G l N ; C It Nn m mairarl a plyd"rap finvri n faanMte and we mra lv the travessalnn from the matchers Aker van Ana an that harm rimed, yaw .Man WN M roopannl, the AAnn M ITha dMrrgqree WR M AMM In yam wean, wit vat Wx M mrplapdtYn for PAymw*. If mum I. A ndxmNk, fan for wsm aaan. A s few Wa minx rn M NxrtaM. to tM mnlw psmdnM by Mw, train IM Arrnn he MA ttwsn d In hat AA deMIM ehwrt. 7. lleYrp Vru Aomowt yk.. uod a AmArn rmwn M i In rarhmrtkn whh any nertap gamhlrq ttmw w..fl tar. R. Nadsn Abort Ekebade Chalk Qmvardwt. When ywh pmvktn A dealt fM eswMsdrn tar sithn In a Infl-tkn m meka A -11me nlrtrnovdn heal -fill, from liar hunk ansern or ro pmcnwt IM arymrr? AA w cl-k ,r-ana. Inn, Wham eve IM hkwmAnm from yon chock in -it. m MrranWr. kM laolin, hark may he w41WSmwn from vol. hank amnn se anal as the atom. My wk mnrA- Nan WNan, AM yai will lair nvrive, Vier dR:k hnrk from liar Ikrtrd»I kmuwkn. nll.(IN0 RMNTS SUMMARY (fin CAm Of From (k (Aextione Ahan Yan Ref) 11 Vail think liar NN IA wrmp, or if Nn nsM mum Ininnnatim m A u.neammkn w fill, write In tar no A =alto ohm an anal an p talho At IM ar ostit for inpi6" tdmMh m the front of tole statement. we mtmf hear from Wei at (Ater Than W) days shot vet wan You 1ha Am MR m vkdfi tha mmr m prtldem APpoland. Yarn can call rte 0ammet Relations nmMr, fin dining an WIT eat PnsimAtlrVaa dphim. In Nair Inner, give in don fdlnWntl your name and Amara amMr, tlx MRAt Amara of tM wsghrlen d erne. A dmrdpkn n1 rM rrmr and An mpl=i i1 pnaMfdn, of Wry va, hdkve 11xrs is so wear; nr If yal met mum InMmutim. A isacdcltion of ft ham Von Am nmMn *.it. yai M ml haw in pay my ammm In arRlm v"m war am Investigating it, ho will Are still dilonM to PAY the pans of veep hill that am not in castration. Walk vile inwupWte lama pAStim, van rmw =VV, AoI 7n nr tnkn Arrv av"M to -11-1 tM Qasdm t,t Special Rule Far Credt Card Purchwea It v- have A proMwm Wth tM pxNly n1 property or ;=- that =P11 ritnwd With A roMt nand sM lam have 1dal In Wfh In mares n tM pmNrm With IM me elwa, Vat may have " ddp of in pay the tarnishing Amon Am m the pmpenv a mMOA. Yai haw IN. prmertim onIV who 1M pKwJ.-Xm war mum then 340.00 AM this pnrh»wh was To "71w keno arm a a Witdn 100 ndles of year mANn1g Arkrraed we clowi ar rperma tM memhem, a if Win maNM you tM »AAnIIAPmwn fair Ihe PmPanV a ear -, AN pachnms AM fnVMml maidrw a1 amrara or locati- o1 Pirdxm.I plMm rMxmhaf In Nei All M,Mapaykmn. t fk- not apply m rxvl.Mwrxr ran-rlrMy d Acrrard I MAr as Apply fn )WIMen nth-r-Mk land Arralrl11 GPitel one supports InfamaUm privacy prolectiom see . e at www.capilakm.com. Capital One is a nalIV I teted service mark of Capital S dal Corporation. dyne reserved, 4 2003IBAK tA. (41,06 .? -- ha---- pr»rx pedal of h t». P Vni will ve A stnn .... cn....ve .............. a...ww......a.__. win._-i__»ke_. p ed alrM hV the 75 ro 76 MyR w1 vinttaa finance riwrpn M piniwAm, raw new s Mdmnp hat»Ira of each AAalhflm each day, AM any new to w" Irarwfea, rxw fpw/M Pn hmnan net rxw at- riya x if ou a an IoM 'Ne RMAnra- in transactions to mm mil, net etn-1 Arrv pAVmmin fit 1M met N ". m 1M Arm of tNR a cmdits a y p , ar y N -with ce Wdh thin k,hprwrrn Nalce for pnymoom Mnvy, . pip mrtlermre Ma to -RMamn Roe Applim To,' win Mm nit In mina Ice h In M rAerNmrl hV van naa -- nMram any, taped a-- r.h pin kldl~ I. rho hMAma r:laft Mlw. Th.. I. - pmlx pedal on -.h ndvaaaw f mrA wAnent.) TWA dare tar nx daily Mlanrw of each led moRrial Imrwinm. In AMdm, dome in M tyace pedal AgAroM. Ten, war AM Ip AN the daily WMrmxw fir each m wry t -simI n if Nn M M Tiny IM Wall Nnw Mbnra.' negloRm IN tM hil into p? dmi AM AhAAn by the Imel nanhw of davit in rte NNirg pa nd. Thh dww is that h. Allowing Finance Charge. Transactions viihich are an so wdiinm to n aam parka ern eww-0 Itwmra fililra! I) .l. AInrM Prewhlepe qtr tAfMil. from IM don of z rmrtwa t(m a 2) Ran d . Mtn tM n. TM ton Aid Pnrrnrdapr. Mro- may nppmr M imnammi n in pincrIrnl to your Alrnn or 3) from Iha -APR' on tM from of thin siren en. amt ralweMr My of rM nrrna Wllkhp pMnrL AAAtimnlly. A If nor met P IPikrxl, I m-Inn. I.IROR), C (f:erdllram of if Vat did or pay dve'Nxw FMlwna' (mm dx pravinw nepal t1, or S (Rmkcani Primed App.. -,h. from of NNing petal in hit. MY1ma fdxntwt nrrksw to nmax to this wal;wa Ma to ?he pRdaic fuels), fhn daily Nora nulled h an a trill tM tnpta hidlnce M paid in hill roan AM mnwpming ANM)AI. PFR(FelTAfi RATES Tole maw than vat may ail awe 1krNaa dhargen, Ilwn if may Very cixm y A M mAV klCmnse nr Alr:rew beard vntl pay tM enim New RMRMIS indkorad m /M Mn nl ,A an the m»IM MHdwe faM In The WAa Greef Vnilr waianmann try it* next slarwnwt ckwft data. fin rid kxrnal, plus /M m»rdn ppr mdy r1hadn had to you. WN h th Tl d IM A d t an M mks d w pnwlae morph. Unpaid fnMre dwrym n t n! am A-n Am kid to nor a Ntahin In w7ts xm e A . w m e m ay ti your art . -am b eriod. mamma na41p hlllin an y g m , pp tn. Mairwn Fitarhsa Otwga. Fa anrh WINnp plliid in. g p p y v I. tM mmlM JAmxry, April, JIdY M nmdxu vntr an• n I. whi- to a fl- rawrpa? A mWmtm IoM RNAW7 (]IARnF of a0.F0 wit M knpmM. If IM l a If IM rnM 0 Mine), F (t- 11" a O (3ynn. LIMP Mpkwd ManNy) apple the hall of NRR M M d d m M M M rmnl Nrwr rhnlgr mwllirq from IM nppNr tlm n NRn padwlr: me(a> M kwR tlvsh 30."n. vye will wMr»n nett p ri rntwl +nAlammt nine to I pn a r. r l. 1 a oral MrI. PFPCFWA(IF AATFS y ma re?7rMnp ANMIA inn from tha 50.5,0 ndlimin and W. dfklm" will he Z:,: V oral mAV irrnxse nr decrease MAM m rip! hand in &m Pn3wAR +?nn l of your arrnAd. stated andiron, no hand in The WAN CmaM.kmr". pis td. Tera prary RedilClion in FNlar+u Large. We. miwrW IM The mArdn Pmykaatry Asdmmd in Vol. Thaw charges MV In nor mentotnrhy a, AN annMn dxmpllA her war din via ha e1kxM M der Am day nt Vora Mining p*rW h ? Ach moral, . i i D r Av y BRYrw fit' Yq Nor/ PtrdrRYal. 6. Anemone W Lela. Ot.iri leW RaMtd PRywWid Fete. a. Roma rhnr(p M AkxM1M FV mnhiptykip to daily yon tires- vet h. wanaaM m mnln than Own nl IM twee f,Mwva of orh -artMt of yon a-- fa.p., -nh Nead here thin nn. Aaatt airy NKM o"ord Ikvter rho dvwra, Pod~. apwinl Insofar. and normal anions) tams of van aRrnser naAwrsnt, war nMnina, tha ddtf to by r.. mrmpmlWhg Mils parkin, ma(A) tip. has Minn Ive a m in AMR{ my feet vdlh s afar mastication to M d d nN pornAidy asrkwal In ynr. At IM red of each only rhWq this NINng pariM. win apply t - MNV pdaN . are, Ice wrh I whMn w MnR ore rip in aMRi w Acme a a Rr n a NrRr WM. aopmlrp n y.' araan in tM Avtly tnWrn of pitch h ar M n Th t f th T d l h ll 5. Yam AepouN, If » m wnhn.Np in. dole Malwnwp Nu how 30 _ p mgmrn. an a o i inR fa ., w A t e we in o nor mwhA of them rangy raMdarkew to sniw At Nsa th o l t In W N a A . a- arm mallrl m Vat m = Z=14 in 1M doe a m ha- wrh (an IhoA to .O olt . Rr pa rc r. m c -pi n maic h manna. Up e dos tmm adh saaas , to arAw at thin meet pdMr- va p V v if ynl aid van nrrtRn. rk&v"pe&A vwr MAY fin- clorpn hit yon wx• n. To par the Mly Wdmra nanaen m unn view ermn whale Ming to pry /M for anal nmanna of van mean, war take rM hadmial mwnhwntdp Mr_ To surd we aaxan, Vat owl Mlen ce for arch ssanmr and AM anttyy 11AW IrarvoicI w mvinw al d c M UAwA m tha l li odfy to by causing as Quirmar Relations 0aparnalrif -New Balance- let k/ (hoick flog the AM a arw po a nens xgln n p a c C My-m tontine for that twarlat. We than whtmct arty L y ion" P rtiwrtasilp teal ala m tM ml of axe ndfry+kV Perktl. V pwaM an of that dior that Am e Wed paYlMms nr A R. I Yru Clow Var Aoawad. Vat un Iegwd m ripe : to that manna. n dos tar the mpeme Ally Mknce If n t aid the f d n If NNRMn Anon by raWp . C1Rm1w RAIAtfaw an * -nNM real enrrism You wR Arm nn tm oo , Na p ns nA h marxa n van wxaan. wwmwp in all (a him nalwra Mann m Nxr p y V p . n nrsann dw:b, anal AN pres t-L-A Nwryl, if Vine rhava.- war ram . ow 7=41 led axes twIng hiss wrap. I! ynr M ner arasd I mrRM. Intro %+tirih post m NRr pivd~ or apwiM pmwRMdrM holing artwklwrlwtR, xe wit mniM pltdone nos was era MI .&M in No dally hAlaaas. We h l M N th MiI l l th d l t e caw of a diental liar wdYnirMM Ill I'M lip na arenn wN not tx daepl AMdawN en e aVam(I9 ari a rp A ca cu ate ai t e ar A V y Mtamx logathar will rNNAnim the an by dw nwdxr of y, y wa . led you pry all incomes you rmah Ile Nickeling. saw the nave in few aerate h" (yAie. Tn ralaMte, yrxr Taal rrwourninw Nat have arthtlrM, finny charges, prow Rotor charge, multiply yam m vinilal risky hMwn1 try the can kw, nvm" team, rtmeorl Payment flew, rash ally pndaNr: rate aM by ft mnhor of Myn in the hMkV adveotx, Into sal any, ration kpx Ar ossod m Was ptaM. Net. to mnrving m a rally Meta, the. may h. n wxan. Yarn am rnri - was sr #- _mm vtipdxn aagh wriarms, h non rn trim r.MalaMn AM tM mmwn of ftN agxar an Vnr arrnn at dx *- Viet mgww m flame nixr? arnwNV nwtrw.al. ::v . ,inert IM min n IltrtV am ksantlnl wdwlgxte m rn IM hest nt'Nor nahmmam h, II IM oafs 7 n N - Iona in 'RMwn• Mrs Apd(M Tn.- ors Indtidv rM yon mq,xw to drwa rM Amsn. Thal MAY nRdt ah dxlaw +hPPeRratl M Nan wxain nftw Val MM Il,pwtat Nogce: Paynarrita you mall to w WIN be credited to your acmes as of the bwlness day row Maive h, Provided (1) you Aced the barWm portion of aria statement and Vcu, rdsck ill IM artdoeed ranlnanc?e envelope and (2) your payment Is (WWV*d In rte g;= carper by 3 P.M. ET 112 raven PT). PIwR above at Iwo Ave (5) btwkhm day- fm Panty delwry. Payments received by us n my alhn location a M arty mMr form may eat oe created w of the day v e rxdva Mn, QA business MN are Madry VrMug h Snaday,:eudk g hdideye t Owe napes, paper dips ore. Wren plepedrhg W =:h wn Veit send a e cackle), you akatad:a tar to make a rssrtana dectradc valrbr dedt ban you bank .,=V o1 the dwck. This aWadzasm appxaa to a1 repelyad during dw bYlrq cycle even If earn by eorwaa doe. 11 we cwvtut Process the vwwkr, Vw ateMdre a to make a charge against your bank accaan using pis check, a pope, draft in case, flan. VERIFICATION The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief. Counsel has signed the verification at the request of Plaintiff as a matter of time and convenience. Plaintiff has represented to counsel that. there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request by Defendant. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: 'Qregg L.. orris, Esquire Patenaude Felix, A.P.C. 213 E. Main St. Carnegie, PA 15106 (412) 429-7675 c, ?.' "Tl ? ? 7 f.tl t i `? ?y ^- ' C:? .:? SHERIFF'S RETURN - REGULAR CASE NO: 2008-02376 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS PEIRCE TRACY NOAH CLINE , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon PEIRCE TRACY the DEFENDANT at 1645:00 HOURS, on the 17th day of April 2008 at 11 WEST MAIN STREET NEW KINGSTOWN, PA 17072 by handing to TIM PEIRCE HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 6.00 Affidavit . 00 -:- Surcharge 10.00 R. Th'mas Kline X00 q/aF'OF 34 , 00 04/18/2008 PATENAUDE & FEL;-X?L- Sworn and Subscibed to By: before me this day eputy Sheriff of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff NO. 08-2376 V. TRACY PEIRCE Defendant(s) PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf of: CAPITAL ONE BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_ 119 Prcp Def Jg Both P&F File No. 762.12348 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff NO. 08-2376 V. TRACY PEIRCE Defendant(s) PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT TO: PROTHONOTARY Please enter a judgment against the defendant, above named, for failure to file an Answer to Plaintiffs complaint. Amount claimed in Complaint Interest from March 16, 2006 Less payments received Attorney's fees TOTAL $0.00 $1,651.52 $0.00 $0.00 $1,651.52 With continuing interest on the principal amount of $1,651.52, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the defendants and defendants' counsel (if known), after the default had occurred and at least ten (10) days prior to the date of the filing of this praecipe. A copy of the Notice is attached. tted: Date: 21 ain Street rnegie, PA 15106 (412) 429-7675 A.P.C. uire PA_l 19 Prcp Def Jg Both P&F File No. 762.12348 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff NO. 08-2376 V. TRACY PEIRCE Defendant(s) PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA &C P 1037(b) COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS. Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), TRACY PEIRCE, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by the attached copy. Felix, A.P.C. Date: Sworn to and subscribed before me this day of , 20Z. Notary Publ' COMMONWEALTH OF PENNSYLVAMr Notarial Seal Carolyn J. Stewart, Notary Public Camegie Boro, Allegheny Cotrty My Commi&*n E)Ores Aug. 14, 2011 Member, Pennsylvania Association of Notarie.F T gg L. Morris, Esquire 3 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA- 120 Aff of Non Mil P&F File No. 762.12348 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff ) NO. 08-2376 V. ) TRACY PEIRCE ) Defendant(s) ) IMPORTANT NOTICE Filed on behalf of: CAPITAL ONE BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_111 10 Day Dl P&F File No. 762.12348 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff ) NO. 08-2376 V. ) TRACY PEIRCE ) Defendant(s) ) To: Tracy Peirce 11 West Main Street New Kingstown Pennsylvania 17072 Date of Notice: May 08, 2008 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle PA 17013 717-249-3166 elix, A.P.C. Date Ci rris, Esquire E. Main Street arnegie, PA 15106 (412) 429-7675 PA_111 10 Day Dl P&F File No. 762.12348 I, GREGG MORRIS, attorney for Plaintiff, CAPITAL ONE BANK, hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Tracy Peirce 11 West Main Street New Kingstown PA 17072 Date: Gfegg L. Morris, Esquire atenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA-1 l1 10 Day D1 P&F File No. 762.12348 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff NO. 08-2376 V. TRACY PEIRCE Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: CAPITAL ONE BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_ 123 Ntc Jgmt Both P&F File No. 762.12348 R-, r !' OD -?' Y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CAPITAL ONE BANK Plaintiff NO. 08-2376 V. TRACY PEIRCE Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT AGAINST TRACY PEIRCE ONLY TO:( )Plaintiff (x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on Ma,U .47 . 'IDO8 ( ) Decree Nisi in Equity ( ) Final Decree in Equity (X) Judgment of ( ) Confession ( ) Verdict ( ) Court Order ( X) Default ( ) Non-suit ( ) Non-Pros ( ) Arbitration Award ( X ) Judgment in the amount of $1,651.52, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Department of Transportation. Prothonotary By If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (412)-429-7675 PA-123 Ntc Jgmt Both P&F File No. 762.12348