HomeMy WebLinkAbout08-2377i
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
V.
Plaintiff
Defendant(s)
NO. OB - d3V 0, w; t -Fa-ft
COMPLAINT IN CIVIL
ACTION
Filed on behalf of:
CAPITAL ONE BANK
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa I.D. #69006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
JOHN N ADAMS
[IF PA I I Cmplt Cvr Sht
P&F File No. 07-3632
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
Plaintiff ) NO.
V. )
JOHN N ADAMS )
Defendant(s) )
NOTICE TO DEFEND
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take
action within TWENTY (20) DAYS after this Complaint and
notice are served, by entering a written appearance personally
or by an attorney, and filing in writing with the Court your
defenses or objections to the claims set forth against you. You
are warned that if you fail to do so the case may proceed
without you and a judgment may be entered against you by the
court without further notice for any money claimed in the
Complaint or for any other claim or relief requested by the
Plaintiff. You may lose money or property or other rights
important to vou.
Usted ha sido demandado en cone. Si usted desea defenderse
de las demandas que se presentan mas adelante en las
siguientes paginas, debe tomar accion dentro de los proximos
veinte (20) dias despues de la notificacion de esta Demanda y
Aviso radicando personalmente o por medio de un abogado
una comparecencia escrita y radicando en la Corte por escrito
sus defensas de, y objecciones a, las demandas presentadas
aqui en contra suya. Se le advierte de que si usted fall de
tomar accion como se describe anteriormente, el caso pude
proceder sin usted y un fallo por cualquier suma de dinero
reclamada en la demanda o cualquier reclamacion o remedio
solicitado por el demandante puede ser dictado en contra suya
por la Corte sin mas aviso adicional. Usted puede perder
dinero o propiedad au otros derechos importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE, YOU WITH INFORMATION
ABOUT HIRING A LAWYER
ll' YOU CANNOT AFFORD TO HIRE A LAWYER, THIS
OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR
ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
PA 21Notice to Defend
USTED DEBE LLEVAR ESTE DOCUMF,NTO A SU
ABOGADO INMEDIATAMENTE. SI USTED NO TIENE
UN ABOGADO, LLAME O VAYA A LA SIGUENTE
OFICINA. ESTA OFICINA PUEDE PROVEERLE
INFORMATION A CERCA DE COMO CONSEGUIR UN
ABOGADO
SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE
UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE
PUF,DA PROVEER INFORMACION SOBRE AGENCIAS
QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O
BAJO COSO A PERSONAS QUE CALIFICAN.
CUMBERLAND COUNTY BAR
ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
P&F File No. 07-3632
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK )
Plaintiff )
V. )
JOHN N ADAMS )
Defendant(s) )
COMPLAINT IN CIVIL ACTION
NO. 6,F- ,, 37 7 Cam/ -7?i..
AND NOW, comes Plaintiff, CAPITAL ONE BANK, by and through its attorney,
GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files
the following Complaint in Civil Action, and in support thereof aver as follows:
1. Plaintiff, CAPITAL ONE BANK, is a corporation and for the purpose of this
litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East
Main St Carnegie, Pennsylvania 15106.
2. Defendant is JOHN N ADAMS, an adult individual, believed to currently reside
at C/O MATTHEW S ESALMAN NEW CUMBERLAND, PA 17070-2702.
3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No.
5178052414546503, for the purchase of good and services.
4. The Defendant(s) has/have made or authorized a number of purchases and as of
May 24, 2006, Defendant(s) owes $4,501.14 on said account plus interest.
5. Plaintiff maintains accurate books of account recording all credits and debits for
this account.
PA 05 Civil Cmph Crdt Crd
P&F File No. 07-3632
6. The Defendant(s) have/has received monthly billing statements from Plaintiff
setting forth the nature and amount of all charges made by Defendant(s), and the transactions
between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied.
7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to
pay the balance due and owing on the aforesaid account in the sum of $4,501.14, plus interest
and costs.
8. By failing to object or dispute the statements, Defendant(s) have/has assented to
and agreed to the correctness of the balance due on the credit card account so as to constitute and
account stated.
9. Despite repeated demands, Defendant(s) have/has failed to make the required
installment payments when due and therefore the full amount of the account is now due and
payable.
PA 05 Civil Cmplt Crdt Crd P&F File No. 07-3632
WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in
the amount of $4,501.14, plus legal interest from the date of breach, with continuing interest at
the legal rate thereon from the date of Judgment plus costs. The damages requested are less than
the maximum amount for compulsory arbitration as set by the Court.
Date:
Respectfull ubmitted:
Patena e Felix, A.P.C.
V. re L. orris, Esquire
E. ain Street
Carnegie, A 15106
(412) 429-7675
PA 05 Civil Cmplt Crdt Crd
P&F File No. 07-3632
CapitalQne'
what's in your wallet?
JOHN N ADAMS
NOT PAYING YOUR DEBT 058
DOESN'T MAKE IT GO AWAY.
In fact, even if we report your account as charged off, you'll still be responsible
for paying your debt. So why not call us to see what we can do together to
keep you from receiving such a serious mark on your credit record?
We're here to help. Please contact us to
find a solution that's right for you.
You can make a payment with our f= check by phone service
or speak to an associate by calling 1.800.955.6600.
Make sure you call or pay the amount due on your statement whin 30 days to keep your account from being charged off.
2006 Capital One Services, Inc. Capital One is a federally registered service mark. All rigbu reserved. 058-07754
CapitaI Ow.
Account Summary
Previmu Valance $3,295.40
Payments, Credits and Adjustments 5.00
Pransarrions 535.00
Finance Charges $73.27
New Valance $1,403.67
., 1 'o. ,.), I,ql F3: 1. 1,vlr
payment late Date may 23, 2006
Total Credit Line $2,750
-I'rnal .Available Credit Loo
Credit Line for cash $2,750
Available Credit for Cash $.00
At your service
To mll (h tome Relations or to report n too or stolen mrk
1-800-903-3637
Send payments to: Send inquiries to:
Attn: Remittanr Processing
Cnpitnl One Rank Capital One
P.O. Box 790216 P.O. B. 70285
St. Louis, MO 63179-0216 SLC, l IT 84130-0245 -
N
PLATTNiJM MASTERCARD ACCOUNT
5178-0524-1454-6503
MAR 24 - APR 23, 2(06
Page 1 of 1
Payments Credits and Ad)mtrrtents
Tratlsactions
1 23 APR PAST DIJRFRF. $35.00
vt su*t c,lat, i(S11 inL II q( l?r I t n, =-n m, r. l:r i t, ?,5 tv ?c,.,
v.vl ui'i., ?, ndi nr< s,h4rl _ur us il.'t r urrrl rr r1 -V1 i i pn. t ,Ids
1
".tl. -1, w I „ ,i i ik ur -l ?d .„ r i po:il k , ,r ,i.,, ri .rd 1 - I,i.
Reminder: 11-we receive your minimum monthly payment on time for 12 ran-naive billing
periods, this account will be reviewed for a possible return to your Non-I nnodurrory A.P.R.
You were aartced a past rine fee of $35.00 on 04/23/2006 because your minimum payment was not
received by the dne dare of 04/22/2006. To avoid this fete in the fitnre, we recommend char you
allow at least 7 business days for yo,r payment to reach Capital One.
Finance Charges Please see reverse side fir important i nforr-atiton
Rd .cores. Poi d' fm+esprmdinA +
gopluJ6, AKlit
rate APR
PUROVASFS SIVilo.71 .0709fAfi 25.9096 $73.27
Lot)
CASH S.(* .(17096tH 25.90%
ANNUAL PERCENTAGE RATE applied this period
PLEASE RETURN PORTION BELOW WITH PAYMENT
Capital0ne' 0000000 0 5178052414546503 23 3403670135003403672
New Valance t3 AM
Minimum Amotmr Tate $3,4¢3_67
Total enclost d $
Accntmt Ntimher: 51713-0524-145+003
25.90%
;nst. Apr. A
C?ty 9- 7.iP
}tome Plane At-. Ph ne
#90113536215756544 MAIL ID NUMBER
JOHN
Capital One Bank N ADAMS
-- 7 CRESCENT DR
P.O. Box 790216 I 11 n 1 011 11 r 1 u 1 n 11 s 1 NEW CUMBERLAND PA 17070-2702
St. Louis, MO 63179-0216 eO ?_
IdLtnlLntllhrrllJnlhnnLLnlltllrrntllrl1rr11rlr1 _• IrrrlllrrrlllrnLrrllLnrdrlhtrllhnrrltldnll
Please rtaile your acres..! number on yma,15e,4 nr money order made payable to 0 Natal One Rank and mail in IA- enrbved mvelrpu.
Pl env p, rw;linR add a mr? -1ohai M/m, -curt. blw r blari i-E
F
8
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o?
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96 MVP wiffdan fimmR chargR m raw ptrrriwAar, mw
MIAllrwt Irmadr A, now iaatriA!, Sas AM new other
rilRR . if year pay yntt total 'New Ralaa,a', n
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crahM by VnN ma sirens,
Aed in timer (M 9 to I.
aManxPA
,Ming MAR. There I. no graze period M an
Ant Ap, .1 tnmfam. In Addition. them is m S[»cR Period
Any rmara:finn if V,nt do not PAY the total NRw
It. M Aaiauiq Anx .'
Fiharlce Ohage. TfAfLAflmlMa which Ara mI
aAljem fn» anM PRri11d Rre nxl Saner m,nrgA 11
fmm the rota nF the rrnrnatim nr 7) from the Mre hen
rrRrnlN:rrrlfl iA pmw+m+a1 In ya, AMnra nr.11 fmm the
fin Mlarxlar dav of rod Aron hinting PRIM. ArkitiavdlV.
•Nrew fWaax fmm the prRVinn
if yea, Ad not Y ,A
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yar, t,paid halnrhrA ,It the 1= pAid in fill.
TNa _'m tthRr YTAI mA, ,he rnwt W a. tllag., trven if
VIA pay If1P. 911Iim NRw axe indicated on IM roar of
yalr nAfAana hV the mot earn- rloring here, nn AA
nod do an for the pmvkae =n nt o of f v fi A tlw-
am A,kW In the AppMryahln Aeanaa rmrn
g period dwt
t r.. Mnknn Fnarae Uaps• For eArh tilling
yn,r nrrnrn s Styr, Tan. dwrga, A mNlrmm
Mal RN4N F CNARI F .SG w ll M impam. If the
!Mal Ikvxhr:o t'h dfing fmm the App1IrANM Of YOU"
mta that
pArinric 1R) Sa thin SG.fiG, win ON ""Oa"
he
Rmnrn fmm theis IR SU.5G ntlrtnan aid the AfMrMdr will
bslM m the W ??tmn of yax »mdnt.
t d. Te nists Redualim n Panes. Charge. WA reserve the
dgh to nil »Aa1Ai Arty or AN finm,e riwrgatr Mr any pvah
biair pRrind.
?. Avtrepe UW Nalarne ( N_ P SNASSSl.
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halAn» of Anrh AAgrcaxa n1 yn,r Rrrnln le.g.. rAAh
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by the Mrrnapading r1AiIV pelf - mte(s) ""I has Mm
pmvinelV Aarirav9rl to Vnl. AI the RM of mrh My Aakg
rod tilling POIA, vest APPIV rod MMv Penmen., mte Mr -h
Arlglnm of V- .worn to the daily halm., of nnMh
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rod reaa ire nr Irx,a, daily rminlntirhar In Amv, At, 1
?n fmm nA Sagami to nmv?rt et the rmnl p*Rnrcf A
roa,im SOS
nrO riwrpa Mr Vox nrrntnt. Tn Ile tkhe rNi1V Mlwrv:e
the llRprxdrg
Mr o-h netnmt of vnlr :'I , we ms
Mlarlrr. fed arch atglnaa ant wed any Mw Irarwx -
AM Rely pRrtfNif. fimmR fiwfgA rAlmNaed M IM pmvine
day-s halanr. nr that:vm. W» than anmm Any
PRyfrNxxs M remits Patted AA of that day that are allrrwt
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hr AArh s.g- M yotN A,rarn. However, if yn, paid
Naw RAladxh a1.- M VOW pmvkae aramnan n hit (or
if yr.x new MIxnM arm zero M A emit amolnd, mw
tot amrrIi- which part m wdx pennies nr tprxid
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MMlem the Avenge MNV hml%raIW Vrg RN the dally
MIAmar tfATllhef AM d{viArlg II1A T -I.Sarre yn,r total
the Mya the named hVicur r:yeM.
fimnrA rbiwrpe, mlNdply V ,vamps dally IvdanM W hen
MAY Indnrfr. fate AM try des neNwr of day. n the NOV
padnd I)w In rnavinp rn A daily MwA, them -V he A
wipe V»dArr ..-- dhia cRlnMtkn AM the anon of
finarc» rawrpt wmWlV »miArveerl.
h. If the can 7 n, N Appr!Am M the tent n1 Ills nA1RmmI
mot to'Rnlame Ran, Appied To. we mlatipY rod
npe?riod rare.. To eA1AIn tha AWmge MNY Mlannn Inn IM
hrigng pedM'-head by MA nmanem, - IAka the
hegi ng MIAn:e o1 each so men ISM day. AM AnV new
IrAfwAmrtNw in RACK sag rent, AM a"ISM AnV pah(rrlm,a
nr craMS. fli the code N appeals M 1M Itmt of INS
nalmml men in'RAIAme Wile Applied To,' W Alan
arnrAm AnV upnid innm9 r7nry1R iraAlxka in 1M halAraR
of RArh ApRmml.l Tha eves 1w the dallY Mw,me nt aAr7,
segrom. Then wR AM Iq All N h1 MIAMxs hlr e.ACh
aRgmmt nr thP wiling ppRedod AM divida by It. ImAI
nnher n1 days in the Hllrng pMM. TNs d- ,e rod
WrAge daily Ml- of aadh Ar or 1.
:i. And Parorrtega Rates IAPRI•
A. TM irm •ArweA PhnYaaAgn RAW -V Appear flA
'APR• m the tern of "a nslanem.
h. If the nvla P IPrimA), t (:i-rm, IJRL)R), C (CArttflrAm of
tNa stntttmem mnkt AtM p+rinIt, Appears On In. front o
'. pnnor9cl
al" ant mrreapaxing mANNUAL PERCFNTACF RATFS
may Very awnedy AM ay I_-- nr rimreaae Mad
m IM aalod IMMa, aA tend in TM Wed Sheet
Jprrwl, pia IM margin pprev"IV Asd9aod 1st Vml.
Thvree riunpes vfN M eibclI. m the firAl MV nt VnN
hi11Ng pedM mvared IIV vole %doAc mAlRmenl aN9ng
"n rod momhs Jamery, Apol, JINY AM (k:tdler.
c. It ifle mole G (Primal. F fins. I.IRLNt) ot G (3fm.
"'N"' Reprkw:d MMMY) App. AI on the bmI n1 yrlrN
stnrmem inn IO IM pAd telsl, the periMNc nitre
AM cnrtRApsxNnp ANA UAI. PFRCFNTAf,F I1h.TFS may
vary mmMy and may iofreAaa or dmreaae hosed m IM
mood !.I-, AA kand in The Wall Stteal.ktt * bile
IM Z', prevrmw,, Aairhard to ymrl. These tiwng9s
writ M ~i_ m the first MV nt VOIX tilling period
n.Hh mnmh. Fnaa.
4. Anennart of Leta, Ovarilrlt ens ReWned Prymrt
Iwo of the kmA
Ynx Ama" WIN he Aa1RMfd1 m mrxe d"'
iced Mme rtes( taxalr dining Any willing Fitton. LW.L r the
.Arne M Van nwI(nAf agrraNnalt, we feYArvA the right m
"IW or rda rot Amami Any firm vdrhaa pint mdfirmkn to
y, whitente timer wmivirg n,r do" in AA.Anw the xana nr rimilAr
fees At A es.
S.t is -r. Van Ace.". If a mAdlhorshiD fn.
Atpnam M rod fnlfli nt this aAIAAIaw, HMI MW
MVn han rod here this natamaa was marl o yn,1n
avid PAVirlg des Fir. M rotMVA arh fee clailed In Aral
if =cal rArxnl VnN Armin, Rrxinp it" peiod, ynr may
rm/han m Ina Mir arrArn with as havng to pay itw
mamnawp tie. To rind yn1 Auxnrn, yn, m,n
notify le by raprcg nil (Sarfrma RMRtrnw (kp --
nod pay Y..r Nsw Mlan:e' In fill (axrildirg Inn
naerrAhnralaP fm) pMhr m ihn Ard1 of the Mrry<Iny parlydi
M fl. N Veu f`bae Vail AeeaNt. Vn, rAn mgna to riare
yYnnA A 111NN bV ('AINfIR aA QlalnnA, RBIB11,
rifts llelwrtnwAt. Vm sett Many ynlr cmrit rArrNs) ant
acrdn arceee dlecka, rArlMl AN pmamhMZod Using,
axl Mien InMIq year acrnNa. If Vmwe o mreirktr
pmaAlxMZed Nakg area?fon to
R _. of A liwrgB v, m rerperh ya
Arkiti - you a. will Mrot he deaad
,aaaR " 'A V
a N il haw, a yin e d to leirlg arty
I dme
s. fammi µa, Mve afndTril, firwdat chars, Cpea
A,e fens, oimdimN friar, mllxrwd pAVmeI toes, AAh
adva m faea AM any rtlm feax Aasanal m ynx
armin. Ym am mlpaeNNe for lheaa Amants wi.1
1heV apP9Rr drVax axnlaa AI the Lind. ynI -P- to
tlara the ». ;a or they Am imwmd athAeaNda to
yrax Otq to dome, INA nnxhlrn. TNs may reran in
Mw _ aopwa- m wxrc flrwxarn nftar yra, haW
Ynrc ._n Il n MA amen ,Aron
If YOU A1lfhtribed a pnhnae frond A m -n! aryl WP .•
rarivo ttw tranatmim fmm the mamham after vmv
Arrnn he A hail clnnM, Void n-rkMtAN he rrnparad,
In, Aromas of the dwrgt will M n r If M9m nsan,
ad1 W I will M neP(NNdtltaA fed pnyraxa.
mnmlwmNp haA trite VtNN Arxxan, the fee will rmrine
to hAriwrpM. In the mere pAmAnPA bV law. loll rtes
Amdrn MIamA MA haeo MM in h6 A9 MfifdM AheW..
7. then Y- Aaeolat.YnN r.Ard nn A„nn r abut M
tanl in r nn wmim with any imamal %Amblirg
tarl9Ar:lions.
R. Nulice Abet Eleceartia Ctnak (bewares,. When Yn,
pmNMI A ridx:k ns pnyrmM, Va, A,,h dz, ,e Abhor rn
leg nkNmwtirdl fmm Vail rihn:k rot make A cm-rimer
NA.rmic kind transfer front yn Iwlk Severn M in
prrana the PnymAm ne n =k irarwamkdt. When we
we MMmnrNn inn ynrc rivx:k to maka An dairtllYr.
fins transfer, hxNs may he withlrmwl trtNn vow bank
a-mi It Aa Ann AA the Santa MV wa W-RiVe YW
pa ant U.41 NNIrn mrrA- YOU, riw:k hark rmm
BILLING RIGHTS SUMMARY
(In CAar ok Frmp On [ANatrrNw Ahaa Yna RIIR
If y9u Mn ypn his iA wring, or if you resod mMA
inhnAtim m A trArw I- or NII, writer in Ia M A
apnea. aMM AS axn as pn9Aiwo at the add.sa fn
maid,, shown m the ftrn nt INS malment. We MIM
MAr imm Val m 1a19r then RR Mya AfIP.r KF Amt Vol IM
first NII M which the enrol or prrilem appeAred. Yal con
rAll mr CAM mer Reindbar anher, Nn Mang An will rot
PrinerW yan rights. n Vnlr loner, gat ,w the ialnwrng
mlomafim: ynrt nine AM A,rnnt nnhr, the rkNNr
Amon nt the alrywmed er a fkaN.9prim nt the artnr
AM m mplArutim, if pnsriNa, of wAhy Nei hdieW there iA
r if VIA, MAd more innrmatim, A d-dpim nt
rod Sam yni Are ,,Sire ab an. Yat da m1 M W In pay Any
nrn in awnrm while Ute Ara. (nvenignlf it, Nn VIN,
Ara ,ill (N>bpsted In pay the parts ni V at, MII that Ata rot
in annim. While we nv9stigAlA Ynn gtwstim, we cAMnt
fopnn ValI AS rinIMF— or rake. Any Amim to Mine' rod
Amami Ynl ate llm.
I1 Vol, MW A problam vMh the awlitV nl pmpAit, nr
sarvicAS tat Ynn PAr:MaM w6rh A ,rerli ward AM wan
MW 1dM in p t f fa rnrrerl the prntiem with rod
marriwm, W, may MW rod dpn hen rot pAV The remaining
Amara Aa M fed prtlpndV ot lwr r,:, Val ha MW Ihia
Profamim _aV''A it pwchAm pdra was mom than
S5G.GU ant ins plmhalle was mAM In Your home state. or
wtttin 1GU mtlex of yalr mailing aodreax. 111 we own nr
Operaed Merriam, or if we mailed Y- fed
=.te Is f11%. nr fed property or mOAMS, AN pllrohnaaa
Are -Weed "ga'ds 8 of Amoln or nrAtlnn of PNr: -1
pease mmanber to rig, all Wrreap-d-tt.
etporlsm Notice: Paymema yes mail Ic ua will M crested to your accoua as pt the the blldne5a day ve receive It, pr"dad it) you aaa the broom ponin, of INS ,Stamen ant your check
I s Mivery.
1
IM aad is reminance envelope ant (2l Vmt p !;deot Is recaved In puns of b coma by 3 p.m. ET (2 rpm PT).Please allow at lean five fb) bl,riraea deya for post
Paymans recdvad by Ire at any other locatim of In any other i.W me E9 creWitetl? i IZ da kle e you ive I ?a us to make a mrlime electrarthrra ksadehl from a1 Oe?MWNeese do rat use staples, paper G1pa, etc. whelt preparing you, paym Ya' auth accani for Ore atrhant at the Lack. TMs aufharizaUm applies to all ctlacka staved durag the billing cycle even it sem bV Sansone die, 11 we carom process the iranakr, y9u authorize
us to make a charge against your bank accant using ins check, A Paper draft or other item.
• First 3 months half-price
9
\ a month;
4 7
1 S a Sg.95/mo. thereafter
? q
Now with FREE Accelerator
for the tirst 12 months,-a't60 tealua
SIGN UP TODAY:
' 1-877-778-1207
Mention Offer Code: GARNET
Or visit www.peoplepc.com/go/garnet
Capital ow.
Account Summary
Previonc Balance S.?,401.67
Payment, Credits and .Adptstments =•?
Transactions 535.00
Finance Charges $73.21
New Balance 111,511.RR
Minimum .Amnnt Due 11,511.RR
Payment Tate Date June 23, 2006
"Total Credit Line $2,750
Total Available Credit $.00
Credit Line for Cash 52,750
Availahle Credit for Cash 1•(k)
At your service
To mfl Cagomer Rtiminns or to report a lost or stolen cant
1-800-903-3637
Smd paymenu to: Send inquiries to:
Ann: Remittance Promsin8
Capital One Rank Capital One
P.O. Box 790216 P.O. Box 30285
S+. 1 nuis, MO 63179-0216 SI.C,1 rr 84131M285
003
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PLATINUM MASTF.RCARD ACCOUNT
5176-0524-1454-6503
APR 24 - MAY 21, 2006
Page 1 of 1
Payments, Cttxlits and Ad' murnents
T-..•ri
1 21MAY PASTDlJF.FF.F.
Yon were assessed a peso dole fee of 135.110 nn 0.5/23/2006 heranse your minimum payment was not
rerrived by the dne, date of o9/23/2(xlFi. To avoid thin fee in the fictive, we rerommeM that yon
allow at least 7 business days for your payment to reach Capital One.
On
nfwmnti
Please see reverie tide far important i
Finance Charges i
Res Barr 5N,
, r
dp-q
lil'
P
pplird m .
f
.art PR
o; PI JRCHASF.S 11.439.92
00
1 .07096% 25V% $71.21
.07096% 25.90% $.00
.
n CASH
ANNUAL PERCENTAGE RATE applied this period 25.90%
T PLEASE RETURN PORTION BELOW WITH PAYMENT T
CapitalOne* 0000000 0 5178052414546503 23 3511880135003511880
New Balancr 53.511.89
M n' mum A--t Dote $3,511.88
Payment I-le Date Jnne 2.1, 2006
Total enclosed S
Acconm Number. 5179-0524.1454-6501
FYrmepri><r,w;f R<da4+=e aad err-malelm?rr b/mu uainR bl ablarF ink.
Capital One Bank " I Ifl I' II
P.O. Box 790216 1 1/ 111 111 1 11
St. Louis, MO 63179-0216
III'11111I1111I IIIIIIIII II'?11IIIIIIIII?III?I IIIII?IIIII?I II I
Plra.e vr/itr yrur arnvnt nnmbn nn yna
Sneer. Apr. ;e
,: SrvP. 7.iP
y
1 come Phone Alcemaa PMne
s #9014453621575659# MAIL ID NUMBER
- JOHN N ADAMS
7 CRESCENT DR
a? NEW CUMBERLAND PA 17070-2702
o
rfirik or money order made payable to Cnpslal One Rank and mail in the endofed en vlofir.
r
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VERIFICATION
The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this
action and verifies that the statements made in the foregoing pleading are true and correct to the
best of his knowledge, information and belief. Counsel has signed the verification at the request
of Plaintiff as a matter of time and convenience. Plaintiff has represented to counsel that. there is
a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing
pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel
to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request
by Defendant. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904,
relating to unworn falsification to authorities.
Date:
Crregg L.. ms, Esquire
Patenaude & Felix, A.P.C.
213 E. Main St.
Carnegie, PA 15106
(412) 429-7675
(^
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6 (?J D
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co
f `4
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
Plaintiff
NO. 08-2377
V.
JOHN N ADAMS
Defendant(s)
PRAECIPE TO
DISCONTINUE WITHOUT
PREJUDICE
Filed on behalf of:
CAPITAL ONE BANK
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa I.D. #69006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
PA-170 Prcp Disc w/o Prjdc
P&F File No. 07-3632
t
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CAPITAL ONE BANK
Plaintiff
V.
JOHN N ADAMS
Defendant(s)
NO. 08-2377
PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE
TO: Prothonotary
Please discontinue the matter captioned above without prejudice. Thank you.
submitted:
& Felix, A..P-E
Date:
Sworn to and subscribed before me this
a day of --y % -206R,
Notary
Carolyn J. ftw tt Notary PWO
Can+Ve Bm, ANapt" County
W Cam" m Ex* a ft 14, 2011
PA-170 Prcp Disc w/o Prjdc
. Morris, Esquire
Main Street
Carnegie, PA 15106
(412) 429-7675
P&F File No. 07-3632
C)
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