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HomeMy WebLinkAbout08-2680IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. 655 PAPER MILL ROAD DE5-013-02-02 WILMINGTON DE 19884 Plaintiff vs MARK D WOLFE 5011 AMELIAS PATH W MECHANICSBURG PA 17050 CHRISTY WOLFE 2407 WICKLOW DR HARRISBURG PA 17112-0000 Defendant(s) Date: L Z.4 G No. 08 - AWD 0-1w"-text." CIVIL ACTION - LAW Filed on behalf of: Plaintiff, FIA CARD SERVICES., N.A. Counsel of record for this party: .11 Amy F. Doyle #87062 / Daniel F. Wolfson 410617 Philip C. Warholic #86341 / David R. Galloway #87326 Tonilyn M. Chippie #87852 arch E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: {717) 303-6700 Counsel for Plaintiff Cover - GENERAL W&A File No. 139590529 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs MARK D WOLFE CHRISTY WOLFE Defendant(s) NOTICE . No. : CIVIL ACTION - LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 139590529 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs MARK D WOLFE CHRISTY WOLFE Defendant(s) NOTICIA No. : CIVIL ACTION - LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por is Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 139590529 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. _ FKA, MBNA AMERICA BANK, N.A. : No. 0 9-? °76 P6 e 7-1-- Plaintiff : vs MARK D WOLFE CHRISTY WOLFE Defendant(s) COMPLAINT CIVIL ACTION - LAW AND NOW, this 10 day of April, 2008, comes the Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884. 2. Defendant, MARK D WOLFE, is an adult individual with a last known address of 5011 AMELIAS PATH W, MECHANICSBURG, CUMBERLAND COUNTY, PA 17050. CCP Cmplt - MBNA 2 4 W & A File No. 139590529 3. Defendant, CHRISTY WOLFE, is an adult individual with a last known address of 2407 WICKLOW DR, HARRISBURG, CUMBERLAND COUNTY, PA 17112-0000. 4. It is averred that Defendants were issued an open-end credit account by Plaintiff. This account was created through a written contract between Plaintiff and Defendants, accepted by Defendants when they signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 5. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendants and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 6. At all relevant times material hereto, Defendants have been regular users of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 7. By virtue of Defendants' use and maintenance of this credit card in connection with their purchases of goods, and services, they became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendants consented to the NAF having jurisdiction over this claim. 8. Defendants received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 9. Defendants did not object to the summary of account. CCP Cmplt - MBNA 2 W & A File No. 139590529 10. Defendants have made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. 11. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendants' credit account, as a result of charges made by said Defendants and/or any authorized users is the sum of $16,322.09. 12. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid and/or delinquent balances have accrued interest on the aforementioned account in the sum of PA. 13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendants. 14. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the amounts due from Defendants incident to the within action, the Plaintiff shall continue to incur such attorney's fees throughout the conclusion of the proceedings. 15. The amount of attorney's fees incurred in this matter is the sum of $2,448.31. 16. Despite reasonable and repeated demands for payment, Defendants have failed, refused and continue to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. IT Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 18. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA 2 W & A File No. 139590529 WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendants, in the amount of $16,322.09, plus interest in the amount of $1,153.73, plus attorney's fees in the amount of $2,448.31, plus costs of this action and any other relief as this Court deems proper and just. Respectfully submitted, Date: 2 , 72?? Amy F. Doyle #87062 / Daniel F. Wolfson #206 Philip C. Warholic #86341 / earah R. Galloway #87326 Tonilyn M. Chippie #87852 E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA 2 7 W & A File No. 13959,0529 VERIFICATION The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. Date: q-1-L t7-i' -? - :? Amy F. Doyle #87062 / Daniel F. Wolfson 17 Philip C. Warholic #86341 / D d R. Galloway #87326 Tonilyn M. Chippie #87852 arch E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA 2 8 W & A File No. 139590529 Exhibit "A" i I0 N. AC-Co Us- - - T NT. Gsm n* IN di ARUMN& r• wsi "ymeP ad *YW air b a& ar ai at b vas IN TAM ttamrm di maomad vta. iammd ad adm eft cleat b aq *t0' p^a mafrr 7lta wmi'latr' 1?"1oa6' sad "!?®iiA Mrrla?' as 1?iA Aorrba ?G '? 'A&AwW mmama aepr leas y?att eMi !sort r mttitr Ili Ilpmuma? 7bim= dfym Anwod lefir. Id" i,i:or Maio Sol da a rd draaL, tiaw? loam ? ?? ? t??aO°0°0!? ?1 bpdti ? 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Yau ma?? hove otbarpdra?r pateotiar mart xuft bwa Wa mfr artaad tbt0 pnlvaop sotioa at ap? tb? and ss w?id iabem y0o 1obm? r regrbtl 1y bm, t • { Exhibit "B" ••FICHINFOI •• Date 04/12/05 Account 74974703872223 Mode L ••Nxt + • CLIENT NO 001730 MBNA ACCT##74974703872223 BALANCE --$16,322.09 ****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 11/16/04 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 74974703872223 A I WOLF *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 MARK D 2407 WICKLOW DR *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH HARRISBURG PA 171129620 7179918707 *M-WORK-PH *M-DOB *M-POE-NAME 0000000000 06/19/68 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LU01 OU0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE LCFA 703 *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE PAA 0000 04/08/05 07/21/04 01/01/69 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 11/16/04 $16,322.09 $.00 $.00 $16,322.09 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 $16,322.09 $.00 $.00 XOA112345 *M-COMMENT-2 000 20050408 0000150 *MODE L=LFT R=RGT W=WRP Next File • **FICHINFOI ** Date 04/12/05 Account 74974703872223 Mode L **Nxt + *M-COMMENT-3 *M-COMMENT-DATE 04/08/05 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME $60.00 $.00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE $.00 $.00 R 0726 *M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 *M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE XXX-XX-3817 MBNA CLO1 *MODE L=LFT R=RGT W=WRP Next File * 1 Lll ^ri _ C IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS MARK D WOLFE CHRISTY WOLFE Defendant(s) No. 08-2680 CIVIL ACTION - LAW PRAECIPE TO REINSTATE To the Prothonotary: Kindly reinstate the complaint in the above-referenced matter. Respectfully Submitted, Date: t ti (} b Amy F. Do C. Warholic #86341 / avid R. alloway 7326J.aah E. Ehasz #86469 / Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff File No. 139590529 i? u SHERIFF'S RETURN - NOT FOUND CASE NO: 2008-02680 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND FIA CARD SERVICES N A VS WOLFE MARK D ET AL R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT WOLFE MARK D but was unable to locate Him in his bailiwick (' nhAnT T TTTR' f_ 1TT(-1'T T r1V He therefore returns the the within named DEFENDANT , WOLFE MARK D 5011 AMELIAS PATH W NOT FOUND , as to MECHANICSBURG, PA 17050 THE MARK WOLFE THAT LIVES AT GIVEN ADDRESS IS MARK R WOLFE III AND DOES NOT KNOW EITHER DEFENDANT. Sheriff's Costs: So answers* Docketing 18.00 !-' Service 10.00 Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 ?1j4108 n ? 43.00 WOLPOFF & ABRAMSON y? 07/14/2008 Sworn and Subscribed to before me this day of , A.D. SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2008-02680 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FIA CARD SERVICES N A VS WOLFE MARK D ET AL R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: but was unable to locate Her deputized the sheriff of DAUPHIN in his bailiwick. He therefore serve the within COMPLAINT & NOTICE County, Pennsylvania, to On July 14th , 2008 , this office was in receipt of the attached return from DAUPHIN Sheriff's Costs: So answers J? Docketing 6.00 f J? Out of County 9.00 Surcharge 10.00 R: Thomas Klin Dep Dauphin County 49.25 Sheriff of Cumberland County Postage .93 75.18 ? 71/1/aG 07/14/2008 WOLPOFF & ABRAMSON Sworn and subscribe to before me this day of A. D. In The Court of Common Pleas of Cumberland County, Penlnsylvahia FIA Card Services NA vs. Mark D. Wolfe et al 08-2680 civil SERVE: Christy Wolfe No. 2407 Wicklow Drive Harrisburg, PA 17112 Now, July 2-, 2008 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. - 46 Sheriff of Cumberland County, PA Affidavit of Service Now, within upon at by handing to a and made known to So answers, the contents thereof. Sheriff of copy of the original Sworn and subscribed before me this day of , 20 F 20 , at o'clock M. served the COSTS SERVICE _ MILEAGE _ AFFIDAVIT County, PA 1. j.i Of ttl a Sher "t -f Mary Jane Snyder Real Estate Depu William T. Tully Solicitor • Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 780-6590 fax: (717)255-2889 Charles E. Sheaffer Chief Deputy Michael W. Rinehart Assistant Chief Deputy Jack Lotwick Sheriff Commonwealth of Pennsylvania County of Dauphin FIA CARD SERVICES VS CHRISTY WOLFE Sheriff s Return No. 2008-T-1525 OTHER COUNTY NO. 08-2680 I, Jack Lotwick, Sheriff of the County of Dauphin, State of Pennsylvania, do hereby certify and return, that I made diligent search and inquiry for CHRISTY WOLFE the DEFENDANT named in the within NOTICE & COMPLAINT and that I am unable to find him/her in the County of Dauphin, and therefore return same NOT FOUND, JULY 10, 2008. PER GARY WOLFE (HIS EX DAUGHTER IN LAW) NO LONGER LIVES THERE, ADDRESS UNKNOWN Sworn and subscribed to before me this 10TH day of July, 2008 A/ NOTARIAL SEAL ARY JANE SNYDER, Notary Publi Highspire, Dauphin County IM Commission Expires Set 1, 2010 So Answers, /(?e Sheriff of Dau h' ounty, a. By Deputy Sheriff Deputy: LISA BRESSLER Sheriffs Costs: $49.25 7/9/2008 e?a!5 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff VS MARK D WOLFE CHRISTY WOLFE Defendant(s) No. 08-2680 CIVIL ACTION - LAW PRAECIPE TO REINSTATE To the Prothonotary: Kindly reinstate the complaint in the above-referenced matter. Respectfully Submitted, Date: 01) b Amy F. Do C. Warholic #86341 / avid R. allowav 73261.??rah E. Ehasz #86469 / Robert N. Po aas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff File No. 139590529 k IN THE COURT OF FIA CAR.DiSERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. 655 PAPEXt MILL ROAD DE5-013 WILMINGTON DE 19884 Plaintiff MARK D WOLFE 5011 AMEI.IAS PATH W MECHANICSBURG PA 17050 CHRISTY WOLFE 2407 WICKLOW DR HARRISHURG PA 17112-M Defendant(s) tLJ Date: 7-1 nc WI PLEAS OF CUMBERLAND COUNTY, PENNSYLV. Filed on behalf of. Plaintiff, FIA CARD SERVICES, N.A. Counsel of record for this party: .?-.- .r , F. Doyle #87062 / Daniel F. Wolfson 0617 C. Warholic #86341 / ?R. Galloway #87326 yn M. Chippie #87852 E. Ehasz #86469 rt N. Polas, Jr. #201259 off & Abramson, L.L.P. Heys in the Practice of Debt Collection Trindle Road, Suite 300 eY11? ,W -t. n P- r ,T ism ?; p Hil , PA 17011 Tel hone: {717) 303-6740 Co I for Plaintiffareot, i here t'''' anyad R:. CoKt t I.aECd : No. 08-a(A0 : CIVIL ACTION - n IN`THE COURT OF CO FIA! CARD SERVICES, N.A. FKA, MBNA AMERICA B Plaintiff vs MARK D WOLFE CHRdSTY WOLFE Defendant(s). You have been sued in Court. ] pages, you must take action wit by entering a written appearanc your defenses or objections to tl do so, the can may =n0ce Court without furthfor Plaintiff. You may lose money PLEAS OF CUMBERLAND COUNTY, PENNSYLV N.A. : No. : CIVIL f you wish to defend against the claims set forth in the follow gn twenty (20) days after this Complaint and Notice are sere e personally or by an attorney and filing in writing with the C ie claims set forth against you. You are warned that'if you fa out you and a judgment may be entered against you by the any money claimed or any other claim or relief requested by Pp mPY rights important to you. YOU! SHOULD TAKE THIS P PER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR C OT AFFORD ONE, GO TO OR TELEPHONE THE OFF11 SET FORTH BELOW TO OUT WHERE YOU CAN GET HELP. THIS OFFICE Q PROVIDE YOU WITH INFO TION ABOUT HIRING A LAWYER IF YQU CANNOT AFFORD T HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFO TION ABOUT AGENCIES THAT MAY OFFER LEC SERVICES TO ELIGIBLE PE SONS AT A REDUCED FEE OR NO FEE. berland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 - LAN to III THE COURT OF FLAk CARD SERVICES, I FKA, MBNA AMERICA Plain iff vs MARK D WOLFE CHRISTY WOLFE Defendant(s) USTED HA SIDO DEMAI den*nda puestas en las siguic despuds que eats Demanda personalmente o por un aboga a las demandas puestas en a puede proceder sin usted y v avism por cualquier dinero r solicjitado por Demandante. 1 para dusted. PLEAS OF CUMBERLAND COUNTY, PENNSYLV N.A. No. CIVIL )ADOJA EN LA CORTE. Si Uted desea defender cons tes paginas, usted tienen que tomar acci6n dentro veinte (20) r Aviso es servido, con entrando por escaito una spare o y archivando por escrito con la Corte sus defensas o objeci contra usted. Usted es advertido quo si falla de hacerlo el juzgamiento puede se r entrado conta usted por la Corte sin :lamadb en Ia Demanda o por cualquier otro reclamo o a ded puede perder dincro o propiedad o otros derechos impor USTED DEBE LLEV ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA AQUI ABAJO. ESTA OFI A PUEDE PROVEERE CON INFORMACION DE CONSEGUIR UN ABOGADC SI USTED NO 3 PRQVEERE INFORMS SERVICIOS LEGAL A GRATIS. PAGARLE A UN ABOGADO, ESTA OFICINA ACERCA AGENCIAS. QUE PUEDAN O: WAS ELIGIBLE AQ UN HONORARIO REDU umberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-31,66 -LK la O i IN THE COURT OF FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BA Plaintiff vs MARK D WOLFE CHRISTY WOLFE Defendant(s) AND NOW, this 10 day of MBNA AMERICA BANK, N.A. , by E L.L.P., aid files the within 1. Plaintiff, FIA CARD PLEAS OF CUMBERLAND COUNTY, PENNSYLV. N.A. : No. CIVIL ACTION 2008, comes the Plaintiff, FIA CARD SERVICES, N.A. through its attorneys, the taw firm of Wolpoff & and in support avers as follows: N.A. FKA, MBNA AMERICA BALK, N.A. , is a Banking ;Association organized under the National Banking Act with a principal place situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884. LAW 2 Defendant, MARK WOLFE, is an adult individual with a last known address of X01 I AMELIAS PATH W, MECHANI SBURG, CUMBERLAND COUNTY, PA 17050. 4. It is averred that accountl was created through a i WICKLOW DR, Defendants when they signed and Card Agreement governing this 5. The Credit Card claim or dispute between Defer WOLFE, is an adult individual with a last known address CUMBERLAND COUNTY, PA 17112-0000. were issued an open-end credit account by Plaintiff. TM contract between Plaintiff and Defendants, accepted by the credit card account. A true and correct copy of is attached loo as Exhibit "A." contains a binding Arbitration provision providing and Plaintiff would be subject to binding arbitration before my National Arbitration Forurn (N This Credit Card Agreement also recites that since the agrect en involved an instrumentality of in ate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1 16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may entered in any state court having j isdiction. 3. Defendant, 6: At all relevant card for the purchase of products, 7+ By virtue of purchases of goods, and services, included an arbitration agreement. consented to the NAF having j 8.; Defendants received payments made during the month, material hereto, Defendants have been regular users of said and/or for obtaining services andlor funds. use and maintenance of this credit card in connection became bound to all of its contractual tears, which clearly there is a valid agreement to arbitrate and over this claim. statements which accurately state all purchases and charges imposed on the unpaid balance, and the A summary of the account showing the balance due and owing is incorporated herein and marked i Exhibit "B'. 9. Defendants did not +ect to the summary of account. their 10. Defendants have sporadic and irregular payments, if any, which have been led unt. to the Outstanding balance of thiFe in Complaint, the remaining balance due, owing and ' on 41. As of the date of ith Defendants' credit account, as a r ult of charges made by said Defendants and/or any authod users is the s*un of $16,322.09. 12. Pursuant to the delinquent balances have accrued 13. Plaintiff has retain collection of the amount due from 14. As of the filing of t the law office of Wolpoif & Abrw from Defendants incident to thew throughout the conclusion of the p 15. The amount of atto 16. Despite reasonable and continue to refuse to pay all si damage and detriment of the Plain 17. Any and all conditi Plaintiff.` 18. The amount in t Agreement and/or applicable Pennsylvania law, any unpai and/or terest on the aforementioned account in the sum of PA. the services of the law firm of Wolpoff & Abramson, L.L.P. ' the Complaint, Plaintiff bas incurred reasonable attorney's from n. L.L.P. in the collection of the collection of the amounts action, the Plaintiff shall continue to incur such attorney' O flees fees incurred in this matter is the sum of $2,448.31. repeated demands for payment, Defendants have failed, due and owing on the aforementioned. account balance, all the precedent to the bringing of this action have been is within the, jurisdictional amount requiring by arbitration. 1 WHEREFORE Plaintiff r requests this Honorable Court enter judgment in Plaintiff and against Defendants, i plus attorneys fees in the amount deems proper and just the amount of S 16,322.09, plus interest in the amount of S 1, $2,448.31, plus costs of this action and any other relief as Respectfully submitted, ZIP7 4a 77 Date: Amy F. Doyle #87062 I Daniel F. Wolfson #206W Philip C. Warholic #86341 / D R. Galloway #87326 Tonilyn M. Chippie #87852 arch E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff of .73, Court The undersigned hereby VERIFICATION that he/she is the attorney for the Plaintiff who is located o of this jurisdiction and in order to le the within document in an expedient and timely manner, authorized to take this verification on behalf of said Plaintiff in the within action and verifies d statements made in the foregoing information, and belief, based ups The undersigned understa Pa.C.S. Section 4904, relating to Date: ?. G are true and correct to the best of his/her information provided by the Plaintiff. s that false statements herein are made subject to the sworn falsification to authorities. ? Mi, F. Doyle #87062 l Daniel F. Wolfson X617 r C. Warholic #86341 I Did R. Galloway #87326 yn M. Chippie #87852 arch E. Ehasz #86469 rt N. Polas, Jr. #201259 off & Abramson, L.L.P. neys in the Practice of Debt Collection Trindle Road, Suite 300 Hill, PA 17011 hone: (717) 303-6700 sel for Plaintiff is of 18 A11 ¦ • Y AVOW Avss.M • ram bmV ow ----AA-AM6. -.Am 16 Qs/1??asw1 ? ? aslr atYl Al?w?ti ?IYa ? sr a?pr ?dlm?w ¦ilr r a* ad i at do Poem r I&Mam" 6b mono w' bad sN w*WW*-r")M%Asm ea.lMMAm"mss,XA dsrrJSt ar eoa?MssrMW a iw?ist Ai?f iis¦rs wafsa axis sY ar sm a rt ?anaiL llnw Isr? it isss?aK arf wias*asl asatl? b/rtisaa r[YIJ1/a¦ar. ? sr ` wrdi! awudws r arrir m1Asr nod a4 dt Ty swast t•' ad arrarir MM Awls,. A-" 6 swwra?llamw a+r wrwow atalefti?saae*ai?a ? ? r?? ?rral•a? 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X rr srr hibit ••FICHINFOIloo Date 04/12/05 Acc CLIENT NO 001730 MBNA ACCT#74 ****** PRI"RY DEBTOR ***** C/ *M-ACCT-NO , *M-REC-TYPE 74974703872223 A *M-FIRST-NAME *M-ADDR-1 MARK D 2407 WICKLOW DR *M-CITY *M-COUNTY HARRISBURG *M-WORK-PH *M-DOB *M-POE 0000000000 06/19/68 *M-POE-ADDR unt 74974703872223 Mode L ••Nxt + 9 74703872223 BALANCE --$16,322.09 DATE 01/01/69 LSTPY DT 11/16/04 M-CUST-TYPE*M-LAST-NAME WOLF *M-ADDR-2 *M-STATE*M-ZIP *M-HOME-PH PA 171129620 7179918707 *M-LOAN-TYPS*M-LENDING-OFFICER LUO1 OU0001 CODE*M-RECOVERER-CODE*M-DEALER-CODE LCFA 703 *M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE 04/08/05 07/21/04 01/01/69 SSOC-COST*M-ACCRUED-INT*M-CUR.-BAL $.00 $16,322.09 NT *M-COMMENT-1 XOA112345 *M-BANK-CODE*M-BRANCH-CODE*M-CAL *M-CO-RSN*M=ACCT-STATUS*M-INT-RAT PAAi 0000 *M-LAST-PYMT--DATE*M-CO-AMT *M- 11/16/04 $16,322.09 $.0 *M-NET-PRIN ' *M-NET-COST *M-NET- $16,322.09 $.00 $.00 *M-COMMENT-21, 000 20050408: 0000150 *MODE L-LFT R-RGT W-WRP Next File 0 • L ••FICHINFOl;s• Date 04/12/05 *M-COMMENT-3 *M-2ND-NAME. *M-MONTHLY-PYMT*M-OTHER-PYMT*M- $.00 $.00 R *M-LAST-INT=DATE*M-LAST-CONTACT *M-ADDR-FLAG*M-SSN ,XXX-XX-3817 nt 74974703872223 Mode L ••NXt t 0 *M-COMMENT-DATE 04/08/OS *M-MONTHLY-INCOME*M-OTHER-INCOME $60.00 $.00 -RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE 0726 TE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 O*M-AGY-CODE CLO1 OMODE L=LFT R-RGT W-WRP Next File 9 • Z? t3 7? rim. cn IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. 655 PAPER MILL ROAD DE5-013-02-02 WILMINGTON, DE 19884 No. 08-2680 Plaintiff VS. Defendant (s) PRAECIPE TO DISCONTINUE PLEASE MARK THE ABOVE-ENTITLED CASE AS DISCONTINUED WITHOUT PREJUDICE. Respectfully submitted, By: • u • VV Z%." David R. Ga loway 7326/Philip C. Warholic #86341 SaX ? E. Ehasz #86469/Robert N. Polas, Jr. #201259 -:Kay F. Doyle #87062 Mann Bracken LLP / Counsel for Plaintiff The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P. C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: 866-253-0128 Fax: (717) 737-9051 cc: r? ,? IN THE COURT OF COMMON PLEAS OF CUMBERLAND FIA CARD SERVICES, N.A. FKA, MBNA PlaintiffANK, N.A. vs. Glh,r?,s+tr ?voI-Ft- Defendant(s) CERTIFICATE OF SERVICE COUNTY, PENNSYLVANIA No. 08-2680 CIVIL ACTION - LAW The undersigned does hereby certify that a true and correct copy of the Praecipe 04/09/09was served upon the individual(s) listed below by Regular Mail, Postage Pre-Paid on . DOROTHY L MOTT DOROTHY L MOTT ATT AT LAW 125 STATE STREET H 4.r r; 3 A=..,.-'. , -/-'q 1710 f David R. Ga oway #87326/Philip C. Warholic #86341 SS E. Ehasz #86469/Robert N. Polas, Jr. #201259 Any F. Doyle #87062 Mann Bracken LLP / Counsel for Plaintiff The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, P. C. 4660 Trindle Road, Suite 300, Camp Hill, PA 17011 Telephone: 866-253-0128 Fax: (717) 737-9051 PACERP/*PLP2 FILE # 139590529 .--, M FILE[ -:1ffiC OF THE PROT IONIOTARY. 2809 MAY I I Pty 3: 12 GUivfH ; i-4)UNTY F'EtVI%y..'m*v