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HomeMy WebLinkAbout08-2818ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff /89-/161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. CHRISTA N ECK 1400 Bent Creek Blvd Apt Apt 216 Mechanicsburg, Pa 17050 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. OS - o1$18 O lV t ( term NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. CIVIL ACTION COMPLAIN'!' AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defenses o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar Is demands en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con Codas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADOMOAEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (215) 72Sy-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. CHRISTA N ECK 1400 Bent Creek Blvd Apt Apt 216 Mechanicsburg, Pa 17050 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. O8- Z Pl f C.t - ?e - CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Christa N Eck, is an individual who resides at 1400 Bent Creek Blvd., Apartment 216, Mechanicsburg, PA 17050. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about May 24, 2004, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $26,501.52 at an annual percentage rate of 11.500%, in order to purchase a certain motor vehicle, 2004 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $326.41 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until January 2, 2008, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the. above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $6,900.00, however a balance of $9,254.45, is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $329.48 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $9,583.93. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $9,583.93, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. aA /tE?NE ESQUIRE Attorney for Plaintiff Date: April 24, 2008 IENNSYYLYANIA 8004A SiTlREST VEHIM RETAL DWALMENT CONTRACT DATE Tatar WW C*411L A N.er OW AddRN PWa" 0-* Bad Zip cee.) CMMMMlIT" Naar and Addraw) MAY 2 8 K" CHRISTA N ECK 169 v-COIFAIR FORD LINO IIERC VOLVO MUTTON HLM RD 964 RT = SMITH STROUDSRI7RD PA IS= JERSEY SNORE PA 17744A431 YN,hBayr ptMOMuyr,ra.n,wh'WyhwiNM d.awMAitMNrMa.d «on nntdl TM'Ca.I~d.r.tarwbhe.hpe.rr.w L TIM 'Tom SoPW ~bwwbhwWp.s Or$40WMb.aurora.yaadoneaaey.e«.ar.ed fie wwwla.nhkadaditm%WOftowaet am" ftM" NEW I= ? FOCUS 1FAFP331254U197383 0 0 Avb&BW r, I me NMI 1PV _ MINI. Se . 1434.15 INSURANCE tTEINZATION OF AMOUNT FINANCED I ' 1. llrrbPriee:,.._... _ M........... __ .. : 1ti233.1? rl L Down Peraerd Tfsrd Poty RNMr Aselp W a 0UMW......._........._..-. s3A rwwrr. awrAw.nw Mwetpae Ttelt" ToW Opm Pap we a t pew a ' 0f Cmh Palos (l mYsa 2)._ --............. i1 133? m 4. Amowlbe PON M yam WM (BOW war be rdWnkrp s Po1Non of'bees aleunb) To Insurance companies fof = N/A Crum Lift Ylnsrlloe (br win al wr*w) : CndRDisability Irrsmarnsa Oct twmd Ow*110 JN/O (Tw;qN/A-JAWJw (Estlmstallit TO Pu660 0"W" V) br Nesnss III rho ?- We ( IALM -). 8 L So rapbballon It N/4) fans f ti) for v bee s 3,9111; Teal forEtames OW b C ar, p ) t 366.99 ?s-- 3A--3aaMaayy'aab47a99?a-- TO for w-fo? _ To WrT-,r-wMTrw-qIrTr to TToY1 - . _ . __ _ _ 64 S (sl v_ "m FNERAL TRUTN4N4ANDlMQ WBCL.OSURES ANNUAL FINIANCE Amount Told of Total Sail PERCENTAGE CHAR433 Payrnlsflts Pri ?e RATE b The Man d =OF , od.d b you we Ire of row rAdra. e • TM nd d your ago we coo you you or on your y lu gab v *a*. wear e a y?y roil IRIWI mar. ant Nos h h a aaAtarq YNr sc w . p.?wsr .$ ?_ t t. Sa K a {x77.74 ai4sm -!? i_L'b3R1 s? _ Kr" of A"= of Baal wMn Farm" p? Q 71 326 ?1 am *A . Yaw D . = n w ( OILM12e lea ba bw 1 I 11 06 O r you pay or your dM sov, you WE nd Met b pay a p ilk You maa pay a we dwpa an m person of each prone rNaNfmom pan 10 esri We, The chug. b Y pee of the bb WOO of esi.00 w iftho r Yw w phoinp a Naery I• ryou duns nrw rwroar.a yaMmy behrnldd. srYyauwMde urWr MbOW111" .. was a lent pro ana soean e h wthlel. and awn «aeedm weMd w ew vdnda Any in? .asl be in NOV wd Npwd by yw and sw d.Abr. !s?• pW &L4-- ggjwym x :0110 1?"JTHAT HA ONRPW RIVER BESIDETTNNDS NOTICE TO BUYER, Do not sign this contract in blank. You are entitled to an exact copy Of the contract you sign. Keep It to prated your legal rights. Buyer (and Co-Buyer) wilu W edge Uut i) bef signing this eof1?a? r (wW Co-Buyer) r arm rwlewed a true a?pNt?Buyeh filled In copy of Uele contract and (N) at the Uft1e of?fena this cofrtracf. Buyer (and Co-Buyer) reeTWd a comp y filled in copy of this contrwL OEM S~ son sy NMtlrip kt1.w, txa Mlwr a.s.ar w. eaerL w M b In...p.er a.dpw.M aa.dr.d b ai. o.rwaol, ar Tarr Mytor w O EON-COTFAIR FORD LI 11 roan a M w v..w- w.• w r rat BACK mWR ADOMONAL AGAFAMENM M ORIGINAL YOU MAY OSTASN VEHICLE INSURIIN FROM A PERSON OF YOUR CHOICE. YOU ARE NOT REQUIRED TO 011M CREDIT LIFE. CREDIT MAELITY A OTHER OPTIONAL INSURANCE. T1 CONTRACT WILL NOT NNCLUDE TH UNLESS YOU SIGN AND AGREE TO F THE PREMIUM. THIS CONTRACT OOES NOT IIM LIABILITY INSURANCE COVERAGE F BODILY INJURY AND PROM DAMAGE CAUSED TO OTHERS. 0 C" uls N/A Insurer N/A : Prembm insured(ii) Slpnsture Credit 0Ol"lity N/A Insurer N/A i Prsmlum Inauted Si nawre O N/A N/A Olfier Op` W Inure.. T. WA $ N/A Insurer Premium al"Iture Cradr UN WA Cede nwMMf Inwnww w for"Saar of Bw o- r - TM @MOW and eevaraea I w dawn in a nabs r Nrwmwr ylea Cr yw today. 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II W. do r.^a try MIN au-t %%w tM CrtdW aft the wNCW'l MinVISCI& N. ealorl0e A wiftO w'arrwdy or 1rm (MailM MM 1P.14! rw 111.4m Al MA !fhlhlw !-141.1 Iale -I- -k- -,f g it. vohklc wOhN 90 do" 11111 IM unM 1':k: UlJ. dell of this vanvoct you g1, Yltpliad -,.Miss of W hoolrW18y and Mates IV a Ponlculat PUrPatt apwtrng 0. C mental Reports: Yw auvmIr. Find Motor Clad' C-m- the anhele. 011-.to. you wMar:l-I nM1 , A- that IMro :;n•,• to tlnlwn MnHmY cw?.` Yp06L lain 0,,si.'He .Vi- ..t , atC M fuafi ittgAiad vrea, a ins. ti'. i•.:'f3p O.urA:r.: !:.I .ar) r.}i:Wn Ja:l A .aw :ma 115 iwn - (i 'ir• t. • M G h I : M1 : !hey Y ? . J .•., . mr . 1 1':! 4 J `d . •. : 8(W. .:.• t y nal:t .L#.il.. ar:1 ? • . : ........ +• •• : A •, t .L0 I•n .l Lalee. i:•g.:13 4J .nrd_lFa tea '.11•-164. Wlmmsr W nrt the vehioW H ,r•A.,,!,r].i'tdl.>:11.1m- M.•:1. p1!%: 11.4:}'.1:.. !SY O-.-m, NSWarlr YOU 1M1st PAY iW P. k A Is lost, demrgrd. Or J yyyn!,1•!a h. fld'i •.U'i4a•.i :iM tk%+. 'lull a!h .t: ilk-. nil! La atitUOyrIN. :.Y.^ 1-rv AtS!'I Ih:k N.:n;l \!!I&Vill!M 1Tra. r LN J t N r . T'- _ - FTC t.OTK'Cd::.. y - 110714E ANVHOLDER OF THIS CONSUMER CREDIT i CONTflACI 1 %IJBdECT TO ALL CLAMIS AI,G 0 FF.NRFR WHICH THE DEBTOR COULD ISSERT ' T AGAINST THE SELLER OF GOODS UR SERVICES ONtAUiEU PURSUANT HERETO OR WITH THE ',;; , t.,Y r ,• L l. PROCEEDS HEREOF. RECOVERY HEREUNDER BY E. Lnm CRN'Pe: y' ••d !:l•.+ :. Derr :. , ea>r+. iv THE DEETOR SHALL NOT EXCEED AMOUNTS PAID BY ar"":• ;u;•+?am m :r a)!L 11',t: !r.;a;l vu.:io- tHE DL01 Oft HEREUNDER. ! i • •_L•rA:.n. iA :. i:•I(. 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W tw]•.iJaeuAdr.oom: • 111,10611 Arbiblktkt T•GIm6111,WPSra-'pr'JJt, W NMk"Vblarommm. F It"o b. A r.YdA.1 t1wYr1':1;rM1 4M HIYpt and t!IH NrtlrM:l• PIN ......0 61.. IF11 101 cr%w:n! k ai•yLx.+ 1\ IIw 1ad, I Alt#1111 A.+ (9 11.5 C. § t N -1111.) ):+C IM --V Ruler M EvxWKe. TM eMIrMYx. 6rGSbn -14-11 M n !Aug rapt a sIIPPCUkW ophdNl. We ww . 'a 0 o LM a1nt+YAM PrdMl3! M oXrv:•M M f? np x6}1-116-1 flat aM C1Ftn PIG vYAOMq artam/y twt. NIOtp1 Wh Ok 16A pYry p43 varWA Mpp ikr A tap 311 rru .kn aM arMYA 1 Ire. Any 466611 G P. w AI4w MAtwr III W uronk%Ca4a? ( OIY41 M Pwl:W1, llml lilt !w:%i I'I??%Ylm%am MIME LW a11lLTMd:?.___.____?.??--???? __?I ____---- _______________ -"PRN- Ford Motor Credit Comil srry P, 0. Sea 3075 COLUMBIA, MD 2104S6076 (60M 677-0730 PWIXXM20000a CHRISTA N. ECK 949 INNSBRUCK DR APT B HUMMELSTOWN PA 17038 Date of RepoawMan 09429•1t105 Dab of NOUN Dale of Casbed 1004-2005 05242004 Account Number. 0370SM CHIRISTA N. ECK cdxw DESCRIPTION OF PROPERTY Year Make 2004 FORD 0 New ? Used Idw01fa0on Number: 1FAFP33P54Wl9= Modal FOCUS Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have your property described above because you broke l raNses In our aftroa rrsnt. x? PRIVATE SAi,E: Werra NO the property I- , 1 d time at FMta asM eamdra am 15 drys from the Dab of Notice shown above unless redearrad by you prior to such agile. PtOX sAL& We will ad the praperV described above al pulrk sale to the higlast bidder an fie deb babes (or arry adjournment data). The sale will be Meld ao follows: Data of seta Time of sale Please of sale You may atto the sale and brig bidders If you work NOTICE OF The money that we flat from the sate (after paying our costs, Including reasonable attomefs fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you awe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To loam the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. if you want us to explain to you in writing how we have figured the amount that you we us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money unde your agreement: l) The buyer and any cobuyer named above; 2) Any dealer/original creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. The property is presently stored at ASSET RECOVERY HOW TO GET YOUR PROROMEWAXWONS, INC To get your property back, pry us this wdr4 ill`dl ft check or money order before the vehicle is sold. Unpaid Balance $ 15,791.92 Plus Costs: Repo Eaprtaos $ 340.00 $ a Plus Late CW908 $ 12.72 Lass Finance Charge Rebate $ Laos Insaence Premium Rebate $ TOTAL $ 16,144.64 (Plus mrponses Incurred if defoull at the time of repossession exceeded 16 days and less rebate received after the date of this notice.) Your properly wont be sold until 1s days after the date of this notice at the EARLIEST. After that you can still pal M back any time before M's actually sold. If you do, well have no (lather claim on L But the longer you wait, the - coda (Including repairs) you may have to pay. If you have any questions about this, please call us. ? The properly hoe been (r will be) returned to: (dealedoripiral creditor) Under our ogreerrari with your dookororipkal creditor, the deslrWglral creditor Is to sell the properly and pay you any money, pert over. If you owe moray after the sale, you will pay a to the dealrlo I al creditor. Q PERSONAL PROPERTY: Arry personal property found in the vehicle may be recWned by you within the meld 60 days or, in accordance with slate paw, by wntsdkig this office. Thereafter, the personal property shall be disposed of oocordkgly. Q Creditor has assigrad to as qualified hWmedkuy (OI Exchange, LLC) its rtghis (but not its oblgaOaa) with respect to the sate of each vehicle listed above PAYMENTS: AN payments to us must be by certified chock or moray order MILEAGE DISCLOSURE: It you are arras that the mileage relbctad on the vehicles odometer is not aeurate for any reason, please contact us so that we can swuratey, report Die vehicles mileage. INSURANCE RIGHTS: If you don't ward to got your property back, call the Insurance company or the dealarrorfghsal creditor to male sure that any insurance has been cancelled. You hive a right to get credit for ail premium rotunda. JESSICA A. SNYDER FFNA 11ON47 don 02 P.Wouo edtb-may NOT b.-W. CUSTOMIERICUSTOMER FILE Prinud In U.s.A •?• 't ?} ? •• •?,y' v.qs.:. ?',??r. ?r..?.' r?Qb!H.?.. ?. .N .•'?kiVVV ?: .'i'? 4 • ArGV'iLl'• i ,: . l ?"? r,{ ? • •?? ? "' r y?Mg•'' t 'N 'AJ ,.. ; . ?iyt . .. r . • I ?'tt •f'?..?r' , ?4? r •• i???gt• .•q ' ? r /? d r. d t 'r i?.? r. r7f.?y? } :n`Y ' aC.?? ?n Cq•.:..? r i.=r ?r ' :?;. r, ?`i• . ' n ::i r.r?.'?' is r;'A. • •.: +: %x1`. MmoodAftalid coot O n?o, '0*"C wmd .q arYdwMrt OCT 0 4 2005 D nD - IcaMwl? 0 lWnRl 1erAlMarnd.. . t D DpwNM 13 tl ion- 1 FafnNrR?nd ?a bUl?Mshr ?Or~nsa?to>kslil?isoeoy awra. F» = ?ylihb 1how oM OP Fri w IN i Feb 1. W00 A642497' 7005 1820 0007 0259 2572 DARYLLO. PFORD 130.1 ORCHARD AVE 2. NEWKENSINGTON PA 16086 _n Ar, U1003(106424W" 1 7005 1820 0007 0254 PLna K442 670M 7005 1820 0007 0259 2569 -'^---- MICHELLE N PO BOX 93' CHRISTA N. ECK LUXEMBURG WI 64217.0093 - 949 INNSBRUCK DR APT B HUMMEL8TOWN PA 170.98 4 _ 7 C U N 7005 1820 0007 0259 2596 T 01003120641501 ?... JJ-0250MM W 6 ? PAUL C. MORN 3 111 8 lAHMERyyppD DR _ 1311 SANDHILL RD HARft188URD PA 17111 LEBANON PA 17046 LkWby*KdW /_ I fte"ItpWon PS Fam 3M, Fft-yum (P%p f d3 Ford Motor Credit Company PO BOX 3076 COLLIMBIA MD 210456076 800 6770730 DATE: 2005-11-09 Po3eoemooWes CHRISTA N. ECK 949 INNSBRUCK DR APT B HUMMELSTOWN PA 17036 STATEMENT OF SALE Account Number: 037039848 The following property has been sold. Year Make Model Vehicle Identification Number: 2004 FORD FOCUS 1FAFP33P54W197353 Balance owing on your contract (1) $ 15,804.64 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 15.804.64 Deduct: gross proceeds of the sale (4) $ 6,900.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 8.904.64 Add: Expenses of retaking and storing, and (6) $ 498.50 any attorneys' fees allowed by law, and expenses of reconditioning and selling. (7) $ 0.00 Deduct: Insurance Premium Rebate (8) $ 182.19 Other: (9) $ 9220.95 Deficiency" (10) $ N/A Su plus* The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus* or Deficiency" * If the sale resulted in a surplus, a refund for the difference will be mailed to you. '• If the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for payments shown below. For additional Information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 FFNA11990 WIN Previous editions may NOT be used. U VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: rIJA C WAR- A. AYLOR, ESQUIRE DATED: April 24, 2008 V? 9.3 00 --I f 7Z ..t ; tj"l -C SHERIFF'S RETURN - REGULAR CASE NO: 2008-02818 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY Vs ECK CHRISTA N DENNIS FRY Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ECK CHRISTA N the DEFENDANT , at 0015:00 HOURS, on the 21st day of May 2008 at 332 LIBERTY COURT MECHANICSBURG, PA 17050 by handing to CHRISTINA ECK DEFENDANT a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 10.00 Affidavit. .00 Surcharge 10.00 .00 38.00 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 05/22/2008 MAURICE & NEEDLEMAN By: Deput her ff of A. D. MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. CHRISTA N ECK s CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2818 PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, CHRISTA N ECK in the amount as follows: Principal Amount Interest to Date TOTAL $ 9254.45 $ 883.48 $ 10137.93 P.C. BY: ,NE A. TAYLOR, ESQ. for Plaintiff Date: November 18, 2008 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21J) /89-/161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. CHRISTA N ECK s CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2818 AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA ___ SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that he/she represents the Plaintiff in the above entitled case and that Defendant, CHRISTA N ECK, is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and beliefs Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto MAURICE DLE N, P.C. BY: CHA A (O R, ESQ. Attorney for Plaintiff SWORN TO AND SUBSCRIBED before me this 3 day of , 200-6- Notary Public d OF PENNSYLVANIA Noarial Seal Agvies Baiand, Notary Public d,ity C)f philadelphla, Philadelphia County r»;,o,rr,,, soonl-xpiresJan.20,2009 M3,, , n4„rx yvr.r €w !ssoci aenc of Notaries MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 15) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. CHRISTA N ECK CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2818 AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA COUNTY OF PHILADELPHIA SS. I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that he/she is an attorney at law and that on 10/08/2008 he/she mailed a written Notice of Intention to File the Praecipe to Defendant, CHRISTA N ECK , at 332 LIBERTY CT , MECHANICSBURG, PA 17050 by regular mail. MAURICE & NEEDLEMAN, P.C. BY: CHA NE A. TAY R, ESQ. Attorney for Plaintiff SWORN TO AND SUBSCRIBED before me this-3 day of PV- , 200 15 Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Agnes Beiland, Notary Public City Of Philadelphia, Philadelphia County My Commission Expires Jan. 20, LX9 Member, Pennsylvania Association of Notaries MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff ("L1S) /tSy=/161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. CHRISTA N ECK Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2818 CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 10/08/2008 to Defendant, CHRISTA N ECK, against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 10/08/2008, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE ANEEDLEMAN, P.C. BY: CHAMLENE A. TAYLOR, ESQ. Attorney for Plaintiff Date: October 31, 2008 MAURICE & NEEDLEMAN, P.C. Attorneys for Plaintiff BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 FORD MOTOR CREDIT COMPANY, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY Plaintiff CASE NO. 08-2818 V. CHRISTA N ECK CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff. FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: CHRISTA N ECK, 332 LIBERTY CT, MECHANICSBURG, PA 17050 MAURICE &MEEDLEMAN, Y.C. BY: CHAIMENE A. TAYLOR, ESQ. Attorney for Plaintiff Date: October 31, 2008 Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 FEB-21-2008 09:07:00 Last Name First/Middle Begin Date Active Duty Status Service/Agency ECK CHRISTA Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. 01 Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual-is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: htt //www defenselink.mil/faq/Dis/PC09SLDR.htm1 WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prq_Select 2/21/2008 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:ZHWNRJVYUB h4s://www.dmdc.osd.mil/scra/owa/scra.prc_Select 2/21/2008 SHERIFF'S RETURN - REGULAR CASE NO: 2008-02818 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS ECK CHRISTA N DENNIS FRY Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon ECK CHRISTA N the DEFENDANT , at 0015:00 HOURS, on the 21st day of May 2008 at 332 LIBERTY COURT MECHANICSBURG, PA 17050 by handing to CHRISTINA ECK DEFENDANT a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 10.00 Affidavit .00 Surcharge 10.00 Sworn and Subscibed to before me this day of So Answers: R. Thomas Kline 05/22/2008 MAURICE & NEEDLEMAN .00 38.00 By : '?-?? Deput. her ff A. D. 101 O n---5-2008 8:22?M N ? r Sher9f '' ' MW AFM L. S(HDRPP aoidw FAX NO. : Cumberland Co, SheriflP ©¢vm of '?urtt r?$ VI f 7V4 V7 7 1 !r Y7 7i?, v• One Caudhouse 6quam Carvale, omw aywo 17019 May. 20 2008 10:35AM P1 .80.310 P. 1/1 I' RM NYP-ANOMSON . cnw+capu?y JODY S. SWH Mal Bob* Swo"m I Tfa Ta P Agency cat Dada: S` a' Ad&M bn[armMiat? Request Pbase fut d& y aI& ibe sew addmk if ava?labie, fit the b&it" vui*whedw tla is oae st wl?iahmail Lae tbus faditldsd Is beb "Oft a post ofre boa, pbm hndab On dim adder as rdeitded an the; box hal Wa Name 1!?' hr+5 Ec K I car* do al?m .f lI (} Not L at A () Mivod, () No SuchNo Oft t Ageooy ?e Adl Pleas hz . nw4ko 1 Addroes ?wn AM. / woe r4 C e K A _ tb ,?fo:?stioa for this indfvi" b required fordo pado?mmcc of ew It af?afai I' r' e4 (Tide ` t t( P'ar tout 0ffiw U#* 0* address S,iveu. NewAddmsk I dram en , ?Ad&= X705-0 Box holders" Suve AdMaa AostmarklDa'tc . Cam6akad Caniq SbMWeOdlec.Iipmber J717)24w9 A i w *"S October 6, 2008 Attorneys m low Our File No. 7612 Suite 93S, One tons Ceder 1611 John F. Kennedy lvd. Philadelphia, PA 19183 te1.215.665.1133 fax 215.563.9970 CHRISTA N ECK www.mnlawpr.cem 332 LIBERTY CT MECHANICSBURG, PA 17050 Donald S. Maarice Member " RE: FORD MOTOR CREDIT COMPANY, A DELAWARE got" CmNll1ed ed Creditors' 11#As Low LIMITED LIABILITY COMPANY v. CHRISTA N ECK American bard of CoMhutioa CUMBERLAND COUNTY COURT OF COMMON PLEAS, Jeaon Needleman CASE NO. 08-2818 Member ?A E NJ for Thomas 1. Domiouyh Member NJ, NY 9 PA gar Dear Mrs. ECK: Charlene A. Tmylar Member ?A for Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on 5/21/2008. Unless an answer to Plaintiff's Complaint is filed with the Court within ten (10) days from the date of this notice, a default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-237-4571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, EMAN, P.C. MA Uo Ch CT/jm Enc TH IS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED Now Jusey or" FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR Maurice 6 Neadlema, P.C. Salk 2001 5 Walter E. Foram *d. Flemington, NJ 1922 W. 90123MSSQ fox 901.231ASSl MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff ("115) 7K'J=/155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. CHRISTA N ECK s CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2818 IMPORTANT NOTICE TO: CHRISTA N ECK DATE: October 6, 2008 332 LIBERTY CT MECHANICSBURG, PA 17050 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURIC r77 Y'P.c' BY Cfhd&tftX T LOR, ESQ Attorney for Plaintiff 83181 gOD O IIL ?r? f r? ? f r ? 1 -r Q .rr ? r r ,rr. r •rr ? r ? rr (n . - Q?Z Sc U CL. Z- Q?s wad ova d. Ew U3 . n ?' 00 z'?- i^- 1 1 C? MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 15) 789-7161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. CHRISTA N ECK CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-2818 (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $10137.93 on /1 42,0102 (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. Prothon Jerk by: If you have any questions regarding this matter, please contact the filing party: Name: Charlene A. Taylor, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.C.P. §236)