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THIS IS AN ARBITRATION
ASSESSMENT OF DAMAGES
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
MATTER.
HEARING REQUIRED.
UNIFUND CCR PARTNERS ASSIGNEE
OF PALISADES COLLECTIONS, LLC
10625 Techwoods Circle
Cincinnati, OH 45242
Vs.
JAMES R GREGG
320 N COLLEGE ST
CARLISLE PA 17013
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN CIVIL-ACTION
1. Plaintiff, Unifund CCR Partners is a debt buyer and
successor in interest to Palisades Collections, LLC, the successor
in interest to the original creditor, CITIBANK USA NA.
2. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant(s)the use of
plaintiff's credit facilities.
3. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the plaintiff for the use of said credit
card.
4. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the Plaintiff. A true and correct copy
of the Statement of Account, if available, is attached hereto as
Exhibit "A".
5. All the credits to which the defendant (s) is entitled have
been applied and there remains a balance due in the amount of
$12,038.57.
6. Plaintiff has made demand upon the defendant(s)for
payment of the balance due of $12,038.57 but the defendant(s)has
failed and refused and still refuses to pay the same or any part
thereof.
7. Defendant's last payment on account was made on 9/23/04.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$12,038.57 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. EI ERG, ESQUIRE
JOEL M. FLINK, ESQUIRE
Attorney for Plaintiff
P01h
VERIFICATION
FREDERIC I. WEINBERG, ESQUIRE, hereby states that he is the
attorney for the Plaintiff(s) in this action and verifies that the
statements made in the foregoing pleading are true and correct to
the best of his knowledge, information and belief.
The undersigned understands that the statements herein are
made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating
to unsworn falsification to authorities.
K??
FREDERIC I. EIN RG, ESQUIRE
EXHIBIT "A"
AFFIDAVIT OF INDEBTEDNESS ? `-!b 3
State of Ohio )
County of Hamilton ) ss.
Kim Kenney, being sworn, deposes and says that she is an authorized representative of Unifund CCR
Partners, servicer, which is doing business at 10625 Techwoods Circle, Cincinnati, Ohio 45242, and that she
is authorized to make the following statements and representations which are within her personal
knowledge, and that she is competent to testify to the matters stated herein.
To the best of her knowledge the Defendant is not now in the Military Service as defined in the Soldier's
and Sailor's Civil Relief Act of 1940 and amendments thereto.
There is due and payable from JAMES R GREGQ Account Number 5256072051011731, the amount of
$11343.96.
This account was issued under the name of CITIBANK USA NA and acquired from Citibank (South
Dakota) NA. Said account has been forwarded to Gordon & Weinberg P.C., as attorney for Plaintiff
Unifund CCR Partners assignee of Palisades Collection LLC, for the purpose of the commencement of a
legal suit, with full power and authority to do and perform all acts necessary for the collection, adjustment,
compromise or satisfaction of said claim as permitted by law.
I do solemnly declare and affirm under the penalties of perjury that the matters set forth above are true and
correct to the best of my knowledge.
I hereby certify that on 12/23/2007, before me,
State/County aforesaid, personally appeared th
form of law.
??:..JENIVIFER A DUNCAN
NOf1l.-RY PUBLIC
ST,-1kT[ OF 0H;0
Ccrrlm. Expires
829 July 04, 2012
a N aiy Public for the
a t, and made oath in due
My commission Expires
10625 Techwoods Circle Cincinnati OH 45242
Address
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SHERIFF'S RETURN - REGULAR
CASE NO: 2008-02920 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
UNIFUND CCR PARTNERS
VS
GREGG JAMES R
BRIAN BARRICK
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
GREGG JAMES R
DEFENDANT
the
at 2025:00 HOURS, on the 12th day of May 2008
at 320 N C_OT.T RC,'R c911?L-V1r
CARLISLE, PA 17013
JAMES GREGG
by handing to
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
18.00
5.00
.00
10.00
? 00
33.00
Sworn and Subscibed to
before me this day
of
So Answers:
R. Thomas Kline
05/13/2008
GORDON & WEINBERG
BY :
Deputy Sheriff/
A. D.
was served upon
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
UNIFUND CCR PARTNERS ASSIGNEE }
OF PALISADES COLLECTIONS, LLC )
10625 Techwoods Circle )
Cincinnati, OH 45242 )
Plaintiff,
Civil Term
V.
}
DOCKET NO.: 08-2920
}
JAMES R. GREGG )
320 N. COLLEGE ST. )
CARLISLE PA 17013 )
Defendant. )
ANSWER OF DEFENDANT
Defendant James R. Gregg answers the Complaint of Unifund CCR Partners
Assignee of Palisades Collections, LLC.
1. The Defendant lacks sufficient information to either admit or deny the
allegations of Paragraph 1 of the Complaint.
2. The Defendant admits the allegations of Paragraph 2 of the Complaint.
3. The Defendant admits he opened a charge account with plaintiff; the Defendant
lacks sufficient information to admit or deny what the terms and conditions were
prescribed by the plaintiff for the use of the credit card and therefore denies any
agreement with plaintiff as alleged in Paragraph 3 of the Complaint.
4. The Defendant admits the allegations of Paragraph 4 of the Complaint that he
received and accepted goods and merchandise through the use of the credit card issued by
Plaintiff. The Defendant denies the amount claimed due and owing and demands strict
proof thereof.
5. The Defendant denies the amount claimed due and owing and demands strict
proof thereof.
6. The Defendant denies the allegations of Paragraph 6 of the Complaint.
7. The Defendant lacks sufficient information to either admit or deny the
allegations of Paragraph 7 of the Complaint
By way of further answer
8. Defendant desires to avoid bankruptcy and, to that end, has engaged the
services of a debt management company to which he is making regular payments into a
fund to be used to pay his debts. While Defendant urgently wants to pay his debt he
needs additional time to do so.
9. Defendant has repeatedly offered to restructure payments on the debt that
Defendant can afford but the Plaintiff has failed or refused to accept such payments.
10. Defendant is willing to make payment arrangements with the Plaintiff.
WHEREFORE the Defendant requests:
1. That the relief prayed by the Plaintiff be denied and the Plaintiff be requested to
work with Defendant and his debt management company to negotiate a payment schedule
within the Defendant's means.
2. That the Court award such other and further relief as the nature of this case may
require.
U " v James R. Gr fg j
320 N. College St.
Carlisle PA 17013
717-243-4026
VERIFICATION
and verifies that the JAMES R. GREGG, hereby states that he is the defendant in this action
statements made in the foregoing pleading are true and correct to the best of my
knowledge, information
and belief.
The undersigned understands that the statements herein are made
subject to the penalties of
18 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities.
i
AMES R. GREGG'
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Douglas C. Lovelace, Jr., Esquire
Attorney Identification Number: 83889
36 Donegal Drive
Carlisle, PA 17013
(717) 385-1866
UNIFIED CCR PARTNERS ASSIGINEE
PALISADES COLLECTIONS, LLC
10625 Techwoods Circle
Cincinnatti, OH 45242
: IN THE COURT OF COMMON OF
: PLEAS
: CUMBERLAND COUNTY,
: PENNSYLVANIA
Plaintiff
V.
JAMES R. GREGG
320 N. College St.
Carlisle, PA 17013
Defendant
CIVIL ACTION - IN LAW 5?
Co
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NO.08-2920 Civil Term c
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PRAECIPE TO ENTER APPEARANCE
To The Prothonotary:
Kindly enter my appearance as attorney for the Defendant in the above captioned matter.
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Date: July ? , 2008 4r cl*4-? Co DOUGLAS C. LOVELACE, JR., Esquire
Attorney for Defendant
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