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THIS IS AN ARBITRATION MATTER. ASSESSMENT OF
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc.
Assignee from Washington
Mutual
3353 Orange Avenue
Roanoke, VA 24012
VS.
MATTHEW BESHORE
412 HUMMEL AVE
LEMOYNE PA 17043-1954
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 08 - ZAI
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT IN-CIVIL-ACTION
1. Plaintiff is a debt buyer and successor in interest to
the original creditor as set forth in the caption of this
Complaint.
2. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant (s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant(s)the use of
plaintiff's credit facilities.
3. Defendant (s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the plaintiff for the use of said credit
card.
4. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the Plaintiff. A true and correct copy
of the Statement of Account, if available, is attached hereto as
Exhibit "A".
5. All the credits to which the defendant (s) is entitled have
been applied and there remains a balance due in the amount of
$14,566.91.
6. Plaintiff has made demand upon the defendant(s)for
payment of the balance due of $14,566.91 but the defendant(s)has
failed and refused and still refuses to pay the same or any part
thereof.
7. Defendant's last payment on account was made on 10/25/06.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$14,566.91 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. NBERG, ESQUIRE
JOEL M. FLINK, ESQUIRE
Attorney for Plaintiff
P01A.DB
VERIFICATION
I hereby state that I am the agent for the plaintiff herein, and that the facts set forth in the
attached Affidavit which is incorporated by reference in the foregoing Complaint in Civil Action
are true and correct to the best of my knowledge, information and belief and is based upon
information which plaintiff has furnished to counsel. The language in the Complaint is that of
counsel and not of plaintiff. To the extent that the contents of the Complaint are that of counsel,
plaintiff has relied upon counsel in making this verification. This verification is made subject to
18 Pa.C.S. §4904 which provides for certain penalties for making false statements
Name
Zoyb??
ATLANTIC CREDIT & FINANCE, INC.
V.
MATTHEW BESHORE
AFFIDAVIT OF DEBT AND VERIFIED BILL OF PARTICULARS
The undersigned being first duly sworn according to law, deposes and says that she is familiar with
the policies and practices, as well as the books and records of the Plaintiff with respect to the matters
stated herein, and based on information and belief states as follows:
1. Plaintiff's principal business consists of purchasing charged off receivables.
2. The Defendant defaulted on WASHINGTON MUTUAL BANK Account No. 4185649595953285.
Said Account was charged off on May 31, 2007 and subsequently sold to Atlantic Credit &
Finance, Inc with a balance of $14,566.91.
3. Plaintiff purchased or was otherwise assigned this charged off account along with other debts. As
a result of the foregoing sale and assignment, the Plaintiff succeeded to all right, title and interest
in the charged off account, and it now owns the account.
4. Plaintiff conducted a due diligence investigation to determine, among other things, the accuracy of
the account information provided to ascertain whether the statute of limitations was a bar to
demand or institution of suit. Further, Plaintiff and/or its predecessor entered into a contract where
the predecessor made representations and warranties that 1) it had clear right, title and interest in
the account; 2) the account was free and clear of all liens and encumbrances; and 3) it had the
power, authority, and full right to sell and convey its interest in the account.
5. According to Plaintiff's records, the last payment date was October 25, 2006. After application of
all payments, credits, adjustments, and lawful offsets, if any, there is still a balance due and owing
on this indebtedness of $14,566.91.
6. The internal Account Statement of Plaintiff is attached hereto as Exhibit A and displays the
account information that was provided to Plaintiff at the time of purchase and assignment.
The foregoing is true and correct to the best of my knowledge and belief.
By. I?GL?
Heather Per
Assistant Director of Forwarding `?????+??????r,,??
Subscribed and sworn before me January 15, 2008.?.• NOTARY'• ?O
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IS COMMUNICATION IS FROM A DEBT COLLECTORoy?F4LTH OF`"I
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GORDON & WEINBERG P.C.: JAFF- 3164453
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Atlantic Credit & Finance, Inc. Report Date
Accoant Statement 12/26/2007 17:06:30
Our Account ID: 3164453
Account Number: 4185649595953285 Status: LGJ
Received: 06/22/2007 Charge Off Date: 05/31/2007
Purchase Balance: $ 14,566.91 Original Creditor Last Pay Date: 10/25/2006
Amount Paid: $ 0.00
Remaining Balance: $ 14,566.91
Name: BESHORE, MATTHEW
Other Name:
Streetl: 412 HUMMEL AVE
Street2:
City, State Zip: LEMOYNE, PA 17043-1954
SSN-Last 4 Digits: 1959
IiomePhone:7173192631
WorkPhone:
Date a Matched Check No Invoiced Amount Comment
No
Payments
Received
Payment Type 'PU','PA','Pc' - Payment page Not 1
Payment Type 'PURI,'PAR','PCR' - Returned Payment NSF
Confidential property of Atlantic Credit & Finance Inc.
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CASE NO: 2008-02921 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
ATLANTIC CREDIT & FINANCE INC
VS
BESHORE MATTHEW
DENNIS FRY , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
BESHORE MATTHEW the
DEFENDANT , at 1609:00 HOURS, on the 30th day of May , 2008
at 412 HUMMEL AVE
LEMOYNE, PA 17043-1954 by handing to
GEOFF MORROW, ROOMMATE ADULT IN CHARGE
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge 7
Sworn and Subscibed to
before me this
of
So Answers:
18.00
48.00
.00
10.00 R. Thomas Kline p
.00
76.00 06/02/2008
GORODN & WEINBERG
By: ?-- --?
day Deputy eriff
A. D.
r1
a
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 81894
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
2046704
Atlantic Credit & Finance Inc
Assignee from Washington
Mutual
VS.
MATTHEW BESHORE
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 08-2921
PRAECIPE FOR ENTRY OF JUDGMENT FOR WANT OF AN ANSWER ASSESSMENT
OF DAMAGES, VERIFICATION OF ADDRESS AND NON-MILITARY SERVICE
TO THE PROTHONOTARY:
Enter judgment for want of an answer for plaintiff and
against defendant(s) above named only and assess damages
certified to be calculable as a sum certain from the complaint,
as follows:
Principal
Total:
$14,566.91
$14,566.91
Understanding the false statements made herein are subject to
penalty under 18 Pa.C.S.A. §4904, Unsworn Falsification to
Authorities, I verify that:
1. The last known addresses of the parties are: Atlantic
Credit & Finance Inc.Assignee from Washington Mutual and that the
last known address of defendant, MATTHEW BESHORE, 412 HUMMEL AVE,
LEMOYNE PA 17043-1954.
2. The annexed notice(s) of intention to file this
praecipe was (were) mailed to all parties, defendant and to their
record attorneys, if any, after default occurred, and at least
ten days prior to the date of filing of this praecipe.
3. The said defendant(s) is (are) not in the military
service of the United States or otherwise within the coverage of
the Soldiers and Sailors Civil Relief Act and is (are) over 18
years of age.
AND NOW, this a444' day of , 200$ Judgment
is entered in favor of the plaintiff(s) and gainst defendant(s) by
default for want of an answer and damages assessed at the sum of ,
$14,566.91 as per the above,gertificati(A.
Prothonota
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. EI ERG, ESQUIRE
JOEL M. FLI SQUIRE
Attorney for Plaintiff
1 r
2046704
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc.
Assignee from Washington Mutual
vs.
MATTHEW BESHORE
TO/PARA
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 08-2921
NOTICE OF INTENTION TO TAKE DEFAULT
MATTHEW BESHORE
412 HUMMEL AVE
LEMOYNE PA 17043-1954
DATE OF NOTICE/FECHA DEL AVISO: June 23, 2008
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES
OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN
DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU
WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE
YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
GORDON & WEINBERG, P.C.
BY:
FREDER/ f (f I. WEINBERG, ESQUIRE
JOEL M,. FLINK, ESQUIRE
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GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc.
Assignee from Washington
Mutual
Vs.
MATTHEW BESHORE
2046704
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 08-2921
NOTICE
Pursuant to Pa.R.Civ.P.
you are hereby notified
you in the above proceei
?L
?L
236 of the Supreme Court of Pennsylvania,
that a judgment has been entered against
ling as indicated below.
Judgment by Default $14,566.91
Money Judgment $
Judgment on Award of Arbitrators$
Judgment on Verdict$
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL
ATTORNEYS: FREDERIC I. WEINBERG OR JOEL M. FLINK, ESQUIRES AT THIS
TELEPHONE NUMBER: 484/351-0500
PRO 0NOTARY