HomeMy WebLinkAbout05-14-08 (2)
-I
REV-1500 EX(06-05)
P A Department of Revenue
Bureau of Individual Taxes
PO BOX 280601
Harrisburg, PA 17128-0601
15056041158
INHERITANCE TAX RETURN
RESIDENT DECEDENT
OFFICiAl USE ONLY
County Code Year
21 07
File Number
0320
ENTER DECEDENT INFORMATION BELOW
Social Security Number
Date of Death
Date of Birth
186-24-9500
03262007
10261919
Decedent's Last Name
Suffix
Decedent's First Name
MI
MANCINI
ELBA
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix
Spouse's First Name
MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE BOXES BELOW
[K] 1. Original Retum
o 4. Limited Estate
[K] 6. Decedent Died Testate
(Attach Copy of Will)
o 9. Litigation Proceeds Received
Supplemental Return
o
[]]
3. Remainder Return (date of death
prior to 12-13-82)
5. Federal Estate Tax Return Required
Spousal Poverty Credit (date of death
between 12-31-91 and 1-1-95) (Attach Sch. 0)
CORRESPONDENT. THIS SECTION MUST BE COMPLETED. AlL CORRESPONDENCE AND CONFIDENTiAl TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
02.
04a.
[K] 7.
010.
Future Interest Compromise (date of
death after 12-12-82)
Decedent Maintained a Living Trust
(Attach Copy of Trust)
L 8. Total Number of Safe Deposit Boxes
o 11. Election to tax under Sec. 9113(A)
LOWELL R. GATES, ESQUIRE
717-731-9600
Firm Name (If Applicable)
GATES, HALBRUNER & HATCH, P.C.
REGISTE~F WILLS US ,> L Y
,-' C'~.::J
-_. '':
:t:rjo
-J
1013 MUMMA ROAD, SUITE 100
n
1""-
:T1
-:;
;.><
-<
.0:.--
If
"0
First line of address
Second line of address
} C)
City or Post Office
State ZIP Code
LEMOYNE
PA 17043
o
Correspondent's e-mail address:
Under penalties of perjury, I declare that I have examined this retum, including accompanying schedules and statements, and to the best of my knowledge and belief,
it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATURE OF PERSON RESPONSIB FOR FILING RETURN DATE
ROSANNA M. ELLIS ~1n.
ADDRESS
11 WALNUT ST., CAMP HILL, PA 17011
SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE
GATES, HALBRUNER & HATCH, P.C.
ADDRESS
1013 MUMMA ROAD, SUITE
L.R.GATES@GATESLAWFIRM.(OM
9'
PA 17043
Side 1
L
15056041158
6M4647 3.000
15056041158
-I
~
....J
15056042159
REV-1500 EX
Decedent's NameM A N C I N I
RECAPITULATION
1. Real estate (Schedule A) .
2. Stocks and Bonds (Schedule B) .
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C).
4. Mortgages & Notes Receivable (Schedule D). . . . . . . . . . . . .
5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E).
6. Jointly Owned Property (Schedule F) D Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G) D Separate Billing Requested
8. Total Gross Assets (total Lines 1-7). . . . . . . . . .
9. Funeral Expenses & Administrative Costs (Schedule H).
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I).
11. Total Deductions (total Lines 9 & 10). . . .
12. Net Value of Estate (Line 8 minus Line 11) .
13. Charitable and Governmental Bequests/See 9113 Trusts for which
an election to tax has not been made (Schedule J) .
14. Net Value SubjecttoTax (Line 12 minus Line 13)
TAX COMPUTATION - SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116
(a)(1.2) X .0D- 0 . 00
16. Amount of Line 14 taxable
at lineal rate X .O~
17. Amount of Line 14 taxable
at sibling rate X .12
18. Amount of Line 14 taxable
at collateral rate X .15
2476703.04
0.00
0.00
19. TAX DUE . . . . . .
20. FILL IN THE BOX IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
Side 2
L
15056042159
6M4648 2.000
Decedent's Social Security Number
186-24-9500
ELBA
. 1. 0.00
. 2. 1005533.75
. 3. 0.00
.4. 0.00
. 5. 772749.46
. 6. 0.00
. 7. 886616.26
. 8. 2664899.47
. 9. 178771.81
10. 9424.61
11. 188196.42
12. 2476703.05
13. 0.00
14. 2476703.05
15. 0.00
16. 111451.64
17. 0.00
18. 0.00
19. 111451.64
W
15056042159
....J
REV-1500 EX Page 3
Decedent's Complete Address:
DECEDENT'S NAME
M NC NI
STREET ADDRESS
File Number
0320
A
CUM
CITY
NEW
AND
STATE
Tax Payments and Credits:
1. Tax Due (Page 2 line 19)
2. Credits/Payments
A. Spousal Poverty Credit
8. Prior Payments
C. Discount
(1 )
111451.64
0.00
107000.00
5631.58
Total Credits (A + B + C) (2)
3. Interest/Penalty if applicable
D. Interest
E. Penalty
0.00
0.00
1179.94
Totallnterest/Penatty (D + E) (3)
4. If line 2 is greater than line 1 + line 3, enter the difference. This is the OVERPAYMENT.
Fill in box on Page 2, Line 20 to request a refund. (4)
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
A. Enter the interest on the tax due.
(5A)
0.00
B. Enter the total of Line S + SA. This is the BALANCE DUE. (58)
Make Check Payable to: REGISTER OF WILLS, AGENT
112631.58
0.00
0.00
0.00
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1 . Did decedent make a transfer and:
a. retain the use or income of the property transferred; . . . . . . . . . . . . . .
b. retain the right to designate who shall use the property transferred or its income;
c. retain a reversionary interest; or . . . . . . . . . . . . . . . . . . . . . . . .
d. receive the promise for life of either payments, benefits or care? ........
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Yes
[X]
[X]
[K]
D
D
D
[K]
No
D
D
D
00
00
[X]
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
D
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is three (3) percent [72 P.S. 99116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent
[72 P.S. ~9116 (a) (1.1) (ii)). The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for use of a natural parent, an
adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. 99116(a)(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in
72 P.S. 99116(1.2) [72 P.S. 99116(a)(1)).
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. 89116(a)(1.3)]. A sibling is defined,
under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
6M4671 1.000
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE A
REAL ESTATE
REV-1502 EX + (6-98)
ESTATE OF
FILE NUMBER
Elba Mancini
21 07 0320
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts.
Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
1 . None
DESCRIPTION
VALUE AT DATE
OF DEATH
3W46951.000
TOTAL (Also enter on line 1, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
$
$0.00
REV-1503 EX + (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
SCHEDULE B
STOCKS & BONDS
FILE NUMBER
Elba Mancini
21 07 0320
All property jointly-owned with right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
DESCRlPllON
VALUE AT DATE
OF DEATH
1.234 Series E u.S. Savings Bonds
(See attached Inventory.)
Total Face Value: $10,125.00
Total Interest: $62,493.72
Total Date of Death Value: $72,618.72
$72,618.72
2
18,121 Shares
E.I. DuPont DeNemours & Company common stock
DOD High $51.44 per share; DOD Low $50.28 per share; DOD
Average $50.86 per share.
$921,634.06
3
825 Shares
Alcatel common stock
DOD High $12.05 per share; DOD Low $11.79 per share; DOD
Average $11.92 per share.
$9,834.00
4 91 Shares
Avaya, Inc., common stock
DOD High $8.84 per share; DOD Low $8.79 per share; DOD
AVG $8.815 per share.
$802.17
5
64 Shares
LSI Corporation, common stock
DOD High $10.21 per share; DOD Low $9.94 per share; DOD
AVG $10.075 per share.
$644.80
TOTAL (Also enter on line 2, Recapitulation) $
$1,005,533.75
3W4696 1.000
(If more space is needed, insert additional sheets of the same size)
REV-1508 EX + (6-98)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
FILE NUMBER
21 07 0320
ESTATE OF
Elba Mancini
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with the right of survivorship must be disclosed on Schedule F.
ITEM
NUMBER
DESCRIPTION
VALUE AT DATE
OF DEATH
1
1952 Jaguar
(Value per attached appraisal.)
$25,000.00
2
1994 Chevrolet Cavalier
(Value per attached appraisal.)
$2,200.00
3
Miscellaneous Personal Property
(Value per attached appraisal.)
$3,360.00
4
Citizens Bank
Savings Account
Acct. No. 6140-222648
$86,470.89
5
Citizens Bank
Checking Account
Acct. No. 6100682277
$6,642.19
6
Citizens Bank
Certificate of Deposit
Acct. No. 6241-044767
$11,011.48
7
Citizens Bank
Certificate of Deposit
Acct. No. 6140-792428
$18,241.68
8
Mancini Investments, LP
Community Trust Company, Investment Manager of Accounts
Account No. 3200010
(See attached statement of account holdings and value.)
Mancini Management is 52\ shareholder of Mancini
Investments, LP. Elba Mancini is sole owner of Mancini
Management. Total date of death value of account is
$1,181,117.55. The decedent's 52\ share is taxable
value.
$614,181. 13
9
Home Instead Senior Care
refund
$32.07
10
Medco
refund
$19.41
11
2007 first quarter income payable to decedent from Lloyd
Mancini By-Pass Trust.
$4,078.17
Total from continuation schedules
$1,512.44
3W46AD 1.000
TOTAL (Also enter on line 5 Recaoitulation\ $
(If more space is needed, insert additional sheets of the same size)
$772,749.46
Estate of: Elba Mancini
Item
No.
12
186-24-9500
Schedule E (Page 2)
Description
Value at Date
of Death
2007 first quarter income payable to decedent from the
Lloyd Mancini QTIP Trust.
$1,512.44
Total (Carry forward to main schedule)
$1,512.44
REV-1509 EX + (6-98)
COWMONWEA L TH OF PENNSY LV A NIA
It'oI-iERrrA NCE TAX RETURN
RESIDENT DEC8JENT
ESTATE OF
SCHEDULE F
JOINTL V-OWNED PROPERTY
FILE NUMBER
Elba Mancini 2107 0320
If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G.
SURVIVING JOINT Te-lANT(S) NAME
ADDRESS
RELA TIONSHIP TO DECEDENT
JOINTL y-oWNED PROPERTY:
LETTER DATE DESCRPllON OF PROPERTY %OF DA TE OF DEATH
rrEM F OR JOIN MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT DA TE OF DEA TH DECO'S VALUE OF
NUM3ER JOM NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR V ALUE OF ASSET INTEREST DECEDENT'S INTEREST
TENANT JOINTLY-HELD REAL ESTATE.
None
TnT.41 ... 11 no " O----'..'I"tinn\ ~ $0.00
(If rrore space is needed, insert add~ional sheets of the same size)
3W46AE 1.000
REV.1510 EX + (6-98)
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Elba Mancini
FILE NUMBER
21 07 0320
ITEM
NUMBEF
1.
3W46AF 1.000
This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes.
DESCRIPTION OF PROPERTY
INCLLIlE Tft NAME OF Tft TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND
TI-E DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE.
TransAmerica Life Insurance
Company
Annuity No. 27975873
OWner/Annuitant: Elba Mancini
Beneficiaries: children,
Rosanna M. Ellis and Louise M.
Dolson, in equal shares.
2
Two-story, single-family
dwelling; located at 713
Hilltop Road, New Cumberland,
Cumberland County, Pennsylvania
17070; being Tax Parcel No.
26-24-0809-44l.
The property was transferred to
Elba Mancini, Trustee of The
Elba Mancini Trust dated April
22, 1996, by deed dated August
29, 2000, and recorded on
September 6, 2000, in the
Office of the Recorder of Deeds
of Cumberland County,
Pennsylvania. Value per
appraisal.
3
Two-story, multi-family
dwelling; located at 322-324
Mill Street, Hershey, Dauphin
County, pennsylvania 17033;
being Tax Parcel No.
24-034-003.
The property was transferred to
Elba Mancini, Trustee of The
Elba Mancini Trust dated April
22, 1996, by deed dated August
29, 2000, and recorded on
September 8, 2000, in the
Office of the Recorder of Deeds
of Dauphin County,
Pennsylvania. Value per
appraisal.
DATE OF DEATH
VALUE OF ASSET
% OF DECO'S
INTEREST
$35,379.00 100.0000
$300,000.00 100.0000
$235,000.00 100.0000
Total from continuation sched les . . . . . . . . .
(If more space is needed, insert additional sheets of the same size)
TOTAL (Also enter on line 7, Recapitulation) $
EXCLUSION
IIF APPLICABLE)
$0.00
$0.00
$0.00
TAXABLE
VALUE
$35,379.00
$300,000.00
$235,000.00
$316,237.26
$886,616.26
Estate of: Elba Mancini
Schedule G (Page 2)
Item
~o. Description
DOD Value
of Asset \ Interest
4 Community Trust Company
Account No. 2200131
OWned by Elba Mancini Revocable
Trust dated April 22, 1996.
(See attached statement of account
holdings and value.) $314,270.90 100.0000
Account Title: The Elba Mancini
Revocable Trust dated April 22,
1996
Settlor: Elba Mancini
Trustee: Community Trust Company
Beneficiaries of Trust (in
Sepatate and Equal Shares): The
Rosanna M. Ellis Trust U/A dated
April 22, 1996, and The Louise M.
Dolson Trust U/A dated April 22,
1996.
5 Citizens Bank
Checking Account
Acct. No. 6216956062
(Account owned by The Lloyd
Mancini Trust UTA dated
04/22/1996. Elba Mancini was
Trustee of the Trust.)
$1,966.36 100.0000
Total (Carry forward to main schedule)
Exclusion
$0.00
$0.00
186-24-9500
Taxable
Value
$314,270.90
$1,966.36
$316,237.26
REV-1511 EX + (10-06)
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Elba Mancini
ITEM
NUMBER
A.
B.
1.
1.
FUNERAL EXPENSES:
Hershey Cemetery Company
marker foundation
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
Debts of decedent must be reported on Schedule I.
DESCRIPTION
Total from continuation schedules . . . . . . . . .
Claimant
Street Address
City
Relationship of Claimant to Decedent
4.
Probate Fees
ADMINISTRATIVE COSTS:
Personal Representative's Commissions
Name of Personal Representative(s) Louise M. Dolson and
Street Address Rosanna M. Dolson, Co-Executors
City Camp Hi 11
Year(s) Commission Paid: 2008
2.
Attorney Fees
State PA Zip 17011
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
7W46AG 1.000
5. Accountant's Fees
6. Tax Return Preparer's Fees
7.
1
Erie Insurance Group
insurance premium
2
Comcast
cable tv service
State
Zip
Total from continuation schedules . . . . . . . . .
FILE NUMBER
21 07 0320
TOTAL (Also enter on line 9, Recapitulation)
(If more space is needed, insert additional sheets of the same size)
$
AMOUNT
$135.00
$14,367.44
$110,000.00
$31,500.00
$412.00
$207.00
$449.56
$21,700.81
$178,771.81
Estate of: Elba Mancini
Item
No.
2
3
4
5
6
186-24-9500
Schedule H Part 1 (Page 2)
Description
Amount
Ficco Memorials, Inc.
gravesite marker & engraving
$750.00
Parthemore Funeral Home & Cremation Services, Inc.
funeral goods & services
$11,705.18
An Olde Towne Florist & Greenery, Inc.
flowers
$556.50
New Market Bistro
funeral luncheon
$799.26
Olde Towne Florist
funeral flowers
$556.50
Total (Carry forward to main schedule)
$14,367.44
Estate of: Elba Mancini
186-24-9500
Schedule H Part 7 (Page 2)
3
PA American Water
utility bill
$258.03
4
Premier Appraisals
Fee for appraisal of 322-324 Mill Street property
(See Schedule G.)
$525.00
5
Premier Appraisals
Fee for appraisal of 713 Hilltop Drive property (See
Schedule G.)
$300.00
6
PPL
utility bill
$942.53
7
Verizon
phone service
$181.15
8
Cumberland Law Journal
publication fee
$75.00
9
Patriot-News
publication fee
$306.54
10
Chuck Bricker, Auctioneer
Fee for appraisal of vehicles and personal property.
$150.00
11
David H. Clem
maintenance & repairs to 713 Hilltop Drive property
$1,950.00
12
AT&T
phone service
$150.89
13 G.T. Watts
home repair at 713 Hilltop Drive property
$185.00
14
Cropf Bros., Inc.
plumbing repair at 713 Hilltop Drive property
$139.00
15
Robin Gasperetti, Tax Collector
real estate taxes on 713 Hilltop Drive property
$2,439.43
16
Andrew J. Kline
property maintenance
$580.00
17
Miscellaneous Administrative Expenses
postage, faxes, etc.
$17.54
18
New Cumberland Borough
utility bill
$235.90
Total (Carry forward to main schedule)
$8,436.01
Estate of: Elba Mancini
186-24-9500
Schedule H Part 7 (Page 3)
19
Community Trust Company
Fees charged to Estate custody account.
$4,396.77
20
Community Trust Company
Management fees charged to Mancini Investments, LP.
$3,915.29
21
Community Trust Company
Trustee fees charged to The Elba Mancini Revocable
Trust dtd. 12/15/2003.
$641. 20
22
u.S. Post Office
postage
$17.54
23
Internal Revenue Service
2007 income tax liability for decedent's Estate.
$1,397.00
24
PA Department of Revenue
2007 income tax liability for decedent's Estate
$526.00
25
PA Department of Revenue
2007 income tax liability for Revocable Trust.
$729.00
26
Internal Revenue Service
2007 income tax liability for Revocable Trust.
$1,642.00
Total (Carry forward to main schedule)
$13,264.80
REV-1512 EX + (12-03)
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Elba Mancini
FILE NUMBER
21 07 0320
Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses.
ITEM
NUMBER
1.
DESCRIPTION
VALUE AT DATE
OF DEATH
$135.00
$49.56
$35.41
$32.17
$47.68
$370.37
$23.64
$39.84
$30.50
$3,358.00
$6.60
$38.82
$882.01
$74.13
$6.88
$4,294.00
$ $9,424.61
Erie Insurance Group
insurance premium
2
Comcast
cable tv service
3
PA American Water
utili ty bill
4
Camp Hill Emergency Physicians
medical bill
5
Holy Spirit Hospital
medical bill
6
PPL
utility bill
7
Verizon
phone service
8
Hanger Prosthetics & Orthotics
medical bill
9
Daily Harvey Eye Associates
medical bill
10
PA Department of Revenue
2006 income tax liability
11 AT&T
phone service
12 Medco
medical bill
13 Links 2 Care
home health care
14 Internists of Central PA
medical bill
15 Aetna
medical bill
Total from continuation schedules
3W46AH 2.000
TOTAL (Also enter on line 10. Recapitulation)
(If more space is needed. insert additional sheets of the same size)
Estate of: Elba Mancini
186-24-9500
Schedule I (Page 2)
Item
No. Description
Amount
16 PA Department of Revenue
decedent's 2007 income tax liability
$607.00
17 Internal Revenue Service
decedent's 2007 income tax liability
$3,687.00
Total (Carry forward to main schedule)
$4,294.00
REV-1513 EX+ (9-00)
SCHEDULE J
BENEFICIARIES
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Elba Mancini
NUMBER
I
1
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers
under Sec. 9116 (a) (1.2)]
Rosanna M. Ellis
11 Walnut Street
Camp Rill, PA 17011
$238,351.52
2 Louise M. Dolson
7 Walnut Street
Camp Rill, PA 17011
$238,351.52
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
Daughter
Daughter
FILE NUMBER
21 07 0320
AMOUNT OR SHARE
OF ESTATE
$238,351.52
$238,351.52
ENTER DOLLAR AMOUNTS FOR DISTRIBUTlONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTlONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
3W46AI1.000
TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
(If more space IS needed, Insert additional sheets of the same size)
$
$0.00
Wi x():' RE\ Ll1:'\
This is to certify that the information r
Local Registrar. The original certificatt.
given is correctly copied from an ongm;'
,ll be forwarded to the State Vital Recore
~rtificate of death duly filed with me as
ffice for permanent filing,
WARNING: It is illegal to duplicate this copy by photostat or photograph.
No.
,. '?yJ ~
~<~n_ /~. ~~~
1.
Fee for this certificate, $6.00
Local Registrar
p
13352679
MAR Z B Z007
Date
EV 11/2006
'flINT IN
\NENT
-<INK
COMMONWEALTH OF PENNSYLVANIA' DEPARTMENT OF HEALTH. VITAL RECORDS
CERTIFICATE OF DEATH
(See Instructions and examples on reverse)
STATE FtLE NUMBER
BO. Coonly of Death
Cumberland
New Cumberland
ad. Facility Name (If not instklSllon, give street and number)
713 Hilltop Drive
9500
4. Date of Death (Month, day, year)
March 26, 2007
1. Name 01 Decedenl (First, lTOOdIe, last, suffix)
Elba Mancini
Yo;.
6. Date of BIrth (Month, day, year)
87
October 26, 1919 Semproniano,
8a. Place of Death lCheck only ooe)
Hospilal' Other:
o 'opa'''' 0 ER I Culpa''''' 0 DOA 0 N,,,,"ll Home [Z! Reside"", 001he' . Specify'
9. Was Decedenl of Hispanic Origin? ~ No 0 Yes 10. Race: American Indian, Blad, White. etc.
(II yes. specify Cubao. (SpecIfy)
Mexican, Puerto Rican, etc.) whi te
5. Age (Last "rthda~
17b. County
Pennsylvania
Cumberland
Did Decedent
Live in 8
Township?
He. 0 Vas. Decedent lived in
17d. Ii1 No. Decedenl Uved within
Ac!ualUmilsol
Twp.
11. Decedenl's Usual 0cctJ lion ind 0( work done
KiM 01_
Homemaker
most of wortd IKe. Do not slate relir
Kind of Business / Induslry
Domestic
12. Was Decedent ever in the
U.S. Armed Forces?
DYes QgNo
Decedenl's
Ac1ualResidence 17a.State
13. Decedent's Education (Specify only highest grade completed)
Elementary I Secondary (0-12) College (1-4 Of 5+)
12
14. Marital Stalus: Married, NeYer Married,
Widowed. 0_ (SpecIfyj
Widowed
16. Decedenrs Mailing.a.ddress (Street, city I town, slate, zip code)
713 Hilltop Drive
New Cumberland, PA 17070
18. Father's Name (First, middle, Iasl, suffix)
Urbino Bianchi
208. lnlormanl's Name (Type I Print)
Rosanna
21 a. Method of Disposition
New Cumberland
City / 80m
19. Mother's Name (Fitst, midlk. maiden surname)
Eufrosia Scovaventi
200. Informant's Mailing Address (Stree~ ctty I town, slate, zip code)
11 Walnut Street, Camp Hill, PA 17011
21b. Dale of Disposition (Moolh, day. year) 21c_ Place of Disposition (Name of cemetery. cremalory or other place)
21d. location (CiIy flown, stale. zip code)
Hershey Cemetery
Derry Twp., PA 17033
22t. Name and Address of Facility
Parthemore FH & CS Inc.
o the best 01 my knowledge, death OCCtJrred al the lime, dale and place staled. (Signature al"ld title)
v..-' S' ouxt--1J..-v... JA-j)
~ ~ ...-
P.O. Box 431 New
23t. Ucense Number
J,{ tJ UY)!; Y Y C-
PA 17070
Items 24.26 must be completed by person
who pronounces death.
25. Dale Pronounced Dead (Month, day, VW'1/
"M. -'3 LG' ()}
CAUSE OF DEATH (See Instructions and examples)
Ilem 27. Part I: Enter the ~ - diseases, injuries, or complications -that drecIIy caused the death. 00 NOT enter Ierminal events such as cardiac arrest.
respiratOl)' arrest, or ventricular fibrilallon wittlouI showing the etiology. List only one cause on each line.
24. Tme of Death
App(Oximate interval: Part II: Enter other simificant conditions conlributina to death, 28. Did Tobacco Use Contribute to Death?
Onset to Death bul not resulting in the underlying cause given in PM L 0 Yes 0 Probably
oNo oUnl<oowr1
Sequentially list conditions. it any,
leadna 10 the cause Isted on Ioe a.
Enter lhe UNDERlYlNG CAUSE
(disease or injury !tlaliniIiatedlhe
events resulting II deathlLAST.
it.d . j.?J. -f..<,~'lL
0... 10 (0"" COIlSeQ\JOIlClllij: ~
b t:.l(GL-~ Q. J
OuetO(Ol'asa~:
/ ~~c.......
Due 10 (or as a consequence ~
:=-~~S:~~~~
oVes oNo
31. Manner of Death
gj Natural 0 Homicide
o Accidenl 0 Pending InV9Shgatioo
o Suicide 0 Could Not be Oelermined
29. II Female:
o No. pregMn' wflt;n past yee'
o Pregnant at lime 0/ death
o Not pregnant, but pr~ within 42 days
of death
o Nol pregnant, buI pregnant 43 days 10 1 year
Defore death
o Unknown it pregnant within the past year
32c. Place of lnjuty: Heme, Farm, Street, FactOI)'.
OlflCeBuilding,elc_ (Specify)
308. Was an Aulopsv
Perfoml8d?
:JOb. W"", AlrtoosY F<>dffigs
A.vailable Prior 10 Completion
ot Cause of Death?
M
321_ II Transportation Injury (Specify)
o ome, I Opera'''' 0 P=enger 0Pedes1""0
o O'he' . Specify:
33b. Signature and Title of Certifier
329 location oI!niury (Street, city I town. state)
DYes C8l No
32d. Time 01 Injury
33a. Certifier lcheck Oflly one)
Certifying physiCian (Physician certifying cause of death vmen another physician has pronounced death and oompleted Ilem 23) ....
To the best of mykl1OWtedge, death occurred due to the cause(s) and manner as stated.. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __ _ _ _ _ _ _ _ _ _ _ _ 0
~~o=:~~fa:~ ~n:~~J~~~a:c~~:a; 1~~I:~=;:=:~~~~~rt:~~iot~=Z~~:~ manner as staled_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 0
~ed::~sm~~:~~o;:: and I or investigation, in my opinion, death occurred at the time, date, and place, and due 10 the cause(s) and manner as stated_ 0
1,\J
I-<-j)
33c. License Number
~4D 01.{3 V Y
35. Registrar's Signal
~
, r.
I cZl II 0<1 / I I I
34. Name and Address 01 Person Who Completed Cause of Death (11sm 27) Type I Print
r t Ii, (,. JL", t ", I f.-A. f)
~~, )!--
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
COpy
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
I, ELBA MANCINI, now of 713 Hilltop Drive, New Cumberland,
Cumberland County, Pennsylvania 17070, do publish and declare
this to be my Last Will and Testament, hereby revoking all other
prior wills and codicils made by me.
FIRST: Familv Backqround and Appointment of Executor.
(A) Family and Backqround Information. I am married to
LLOYD MANCINI. I have not been previously married. The children
of our marriage are ROSANNA H. ELLIS and LOUISE H. DOLSON.
Throughout this Will, LLOYD MANCINI will be referred to as "my
husband" or "my spouse", and ROSANNA M. ELLIS and LOUISE M.
DOLSON will be referred to as "my children" or "my daughtersll.
The word "issue" will refer to my children as well as my other
descendants.
(B) Appointment of Executor. I appoint as my Executor and
Successor Executrices (all hereinafter referred to as Executor or
Executors) under this Will, the following named persons to serve
without bond and without being required to account to any court:
Execu tor: My husband, LLOYD MANCINI.
Successor Executrices:
My daughters, ROSANNA M. ELLIS
and LOUISE M. DOLSON, or the
survivor of them, to act
jointly.
(C) Inter Vivos Trust. The inter vivos trust agreement
referred to in this Will is entitled "THE ELBA MANCINI TRUST,"
dated April ~L , 1996, by and between ELBA MANCINI, as Settlor,
and LLOYD MANCINI and ELBA MANCINI, as Trustees, as now in effect
or as may hereafter be amended.
SECOND: Funeral and Last Illness ExPenses; Taxes.
(A) Expenses of Funeral and Last Illness. I direct my
Executor to pay my funeral expenses and the expenses of my last
illness from my estate. In addition, my Executor may notify th
Trustees of the Trust described in Paragraph FIRST (C), above, gf
any such expenses, and my Executor may accept reimbursement f 0'
such Trustees.
L '))7
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 2
(B) Taxes. I direct my Executor to pay any and all estate,
inheritance, succession, legacy, transfer and other death taxes
or duties, by whatever name called, including any and all
interest and penalties thereon, imposed under the laws of any
jurisdiction by reason of my death, upon or with respect to any
and all property included in my gross estate for the purpose of
such taxes, whether such property passes under or outside of this
Will. Without any apportionment otherwise required by law and
without being prorated or apportioned among or charged against
the respective devisees, legatees, beneficiaries, transferees or
other recipients of any such property or charged against any
property passing or which may have passed to any of them, I
direct that any taxes so paid shall be charged as follows:
(1) If my spouse survives me~ then I direct that
any taxes so paid shall be charged entirely against
that portion of my residuary estate, if any, which does
not qualify for the marital deduction from my taxable
estate under Internal Revenue Code of ~986 (hereinafter
"IRC") ~2056 or to the extent, if any, that said
portion is insufficient, then against that portion of
my residuary estate, if any, which does qualify for the
marital deduction from my taxable estate under IRC
92056.
(2) If my spouse does not survive me, then I
direct that any taxes so paid shall be charged against
my residuary estate.
My Executor shall not be entitled to reimbursement for any
portion of any such taxes from any such person. The foregoing
provisions of this Article SECOND shall not apply to the
following:
(1) The amount, if any, by which taxes, interest
and penalties thereon shall be increased as a result of
the inclusion in my gross estate of property (a) in
which I may have a qualifying income interest for life,
under IRC 92044 or corresponding provisions of state
law, or (b) over which I may have a general power of
appointment under IRC 92041 or corresponding provisions
of state law, or (c) over which I may have retained an
interest as defined in IRC 92036 or corresponding
provisions of state law, and any taxes, interest and
penalties on said incremental amount shall either be
paid from said property directly or shall be recovered
~. ,'\11,
,~ ~i~L-
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 3
by my Executor from the person holding or receiving
said property as provided in IRC ~~2207, 2207A or
2207B;
(2) The generation skipping tax imposed by
Chapter 13 or the additional estate tax imposed by
~2032A(c} (or corresponding provisions of state law
applicable to my estate and imposing said taxes), and
any and all interest and penalties on said Chapter 13
and s2032(c) and comparable state taxes; and
(3)
interest
paid, or
Trustees
above.
Such portion or portions of said taxes,
and penalties which may be required to be
are actually paid or reimbursed, by the
of the Trust described in'Paragraph FIRST
(C) ,
THIRD: Tangible Personal Property. Except for those items
excluded below and those items enumerated in the Letter of
Instruction, I bequeath all my tangible personal property,
including but not limited to clothing, jewelry, heirlooms,
furniture, household furnishings, personal effects, motor
vehicles and all other similar articles which I own, and the
insurance thereon, to my spouse, LLOYD MANCINI, if he survives
me. If my spouse does not survive me, then I leave such tangible
personal property to my children, or their surviving issue, per
stirpes, to be divided among them as they may select is as nearly
equal shares as is practical. Tangible personal property shall
not include: (l) any and all property used by me in any
business, (2) cash on hand or on deposit in banks, (3) stock or
securities, (4) any type of evidence of indebtedness and (5) any
life, health or accident insurance policies.
If there is any disagreement as to distribution, I direct my
Executor to make such distribution. The decision of my Executor
shall be final and binding. Any items not selected or any items
which my Executor considers unsuitable for my children may be
distributed or sold in the sole discretion of my Executor, and if
sold, the net proceeds therefrom shall be added to the residue of
my estate. Any such article allocated to a minor may, as my
Executor deems advisable, either be delivered to the minor or to
any person to safeguard on behalf of the minor.
Notwithstanding any other provisions in this
I may leave a separate, dated and unsigned Letter of Instruc 1
which I shall place with this Will, containing directions
/,
'c--, /}JJ.
----~-~
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 4
the ultimate disposition of certain of the property bequeathed
under this Article THIRD, and such Letter of Instruction shall
determine the distribution of such items.
FOURTH: Residuary Estate. Regardless of whether my spouse
survives, I devise and bequeath all of the rest, residue and
remainder of my estate, real, personal and mixed, of whatever
nature and wherever situated, to which I am legally or equitably
entitled, including the insurance thereon, to the then-acting
Trustees of the Trust described in Paragraph FIRST (C), above, to
be held, administered and distributed pursuant to the terms
thereof, as the same may be amended from time to time. By this
devise and bequest of my residuary estate, I hereby exercise all
powers of appointment I possess at the time of my death except
any powers of appointment which I possess under the Trust
described in Paragraph FIRST (C), above, or which I possess under
any trust created by my spouse during my spouse's life or under
my spouse's will.
FIFTH: Powers of Executor. In addition to the powers and
duties as may have been granted elsewhere in this Will, but
subject to any limitations stated elsewhere in this Will, the
Executor shall have and exercise exclusive management and control
of my estate and shall be vested with the following specific
powers and discretion, in addition to the powers as may be
generally conferred from time to time upon the Executor by law:
(A) In the management, care and disposition of my estate,
the Executor shall have the power to do all things and to execute
such instruments, deeds or other documents as may be deemed
necessary or proper, including the following powers, all of which
may be exercised without order of or report to any court:
(1) To sell, exchange or otherwise dispose of any
property, real, personal or mixed, at any time held or
acquired hereunder, at public or private sale, for cash
or on terms, without advertisement, including the right
to lease for any term notwithstanding the period of my
estate, and to grant options, including any option for
a period beyond the duration of my estate; except that,
in lieu of any binding shareholder agreement or
buy/sell agreement to the contrary, the Executor shall
not be permitted to sell the stock or any other
ownership interest in any business owned by me, or held
in trust, at my death, without first offering the same
for sale to my children, or without next offering the
(. )1).
-><1'___1~
_./
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 5
same to the corporation or business represented by such
ownership interest for redemption.
(2) To invest all monies in such stocks, bonds,
securities, mortgages, notes, choses in action, real
estate or improvements thereon, and any other property
as the Executor may deem best, without regard to any
law now or hereafter enforced limiting investments of
fiduciaries.
(3) To retain for investment any property
deposited with the Executor hereunder.
(4) To vote in person or by proxy any corporate
stock or other security and to agree to or take any
other action in regard to any reorganization, merger,
consolidation, liquidation, bankruptcy or other
procedure or proceedings affecting any stock, bond,
note or other security.
(S) To use attorneys, real estate brokers,
accountants and other agents if such employment is
deemed necessary or desirable, and to pay reasonable
compensation for their services.
(6) To compromise, settle or adjust any claim or
demand by or against my estate and to agree to any
rescission or modification of any contract or agreement
affecting my estate.
(7) To renew any indebtedness, as well as to
borrow money, and to secure the same by mortgaging,
pledging or conveying any property of my estate.
(8) To retain and carry on any business in which
my estate may acquire an interest, to acquire
additional interest in any such business, to agree to
the liquidation in kind of any corporation in which my
estate may have an interest and to carryon the
business thereof, to join with other owners in adopting
any form of management for any business or property in
which my estate may have an interest, to become or
remain a partner, general or limited, in regard to any
such business or property and to hold the stock or
other securities as an investment, and to employ agents
and confer on them authority to manage and operate the
c
(j, /111,
_~0-
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 6
business, property or corporation, without liability
for the acts of such agent or for any loss, liability
or indebtedness of such business if the management is
selected or retained with reasonable care.
(9) To register any stock, bond or other security
in the name of a nominee, without the addition of words
indicating that such security is held in a fiduciary
capacity, but accurate records shall be maintained
showing that such security is an estate asset, and the
Executor shall be responsible for the acts of such
nominee.
(B) Whenever the Executor is directed to distribute any
estate assets in fee simple to a person'who is then under twenty-
one (21) years of age, the Executor shall be authorized to hold
such property in trust for such person until he/she becomes
twenty-one (21) years of age, and in the meantime the Executor
shall use such part of the income and the principal of my estate
as the Executor may deem necessary to provide for the proper
support and education of such person. If such person should die
before becoming twenty-one (21) years of age, the property then
remaining in trust shall be distributed to the personal
representative of such person's estate.
(C) In making distributions from my estate to or for the
benefit of any minor or other person under a legal disability,
the Executor need not require the appointment of a guardian, but
shall be authorized to payor deliver the same to the custodian
of such person, to payor deliver the same to such person without
the intervention of a guardian, to payor deliver the same to a
legal guardian of such person if one has already been appointed,
or to use the same for the benefit of such person.
(D) In the disbursement of my estate and any division into
separate trusts or shares, the Executor shall be authorized to
make the distribution and division in money or in kind, or both,
regardless of the basis for income tax purposes of any property
distributed or divided in kind, and the distribution and division
made and the values established by the Executor shall be binding
and conclusive on all persons taking hereunder. The Executor may
in making such distribution or division allot undivided interests
in the same property to several trusts or shares.
(E) The Executor shall be authorized to lend or borrow,
including the right to lend to or borrow from any trusts wh'
r, ,111.
~{~
--
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 7
or my spouse may have established during life or by will at an
adequate rate of interest and with adequate security, and upon
such terms and conditions as the Executor shall deem fair and
equitable.
(F) The Executor shall be authorized to sell or purchase at
the fair market value as determined by the Executor, any property
to or from any trust created by me or my spouse during life or by
will, even though the same person or corporation may be acting as
Executor of my estate or as trustee of any of my other trusts.
(G) The Executor shall have discretion to determine whether
items should be charged or credited to income or principal or
allocated between income and principal as the Executor may deem
equitable and fair under all the circumstances, including the
power to amortize or fail to amortize any part or all of any
premium or discount, to treat any part or all of the profit
resulting from the maturity or sale of any asset, whether
purchased at a premium or at a discount, as income or principal
or apportion the same between income and principal, to apportion
the sales price of any asset between income and principal, to
treat any dividend or other distribution of any investment as
income or principal, or apportion the same between income and
principal, to charge any expense against income or principal or
apportion the same, and to provide or fail to provide a
reasonable reserve against depreciation or obsolescence on any
assets subject to depreciation or obsolescence, all as the
Executor may reasonably deem equitable and just under all the
circumstances. If the Executor does not exercise the above
discretionary power, the cash or accrual allocation shall be in
accordance with Chapter 81 of Title 20 of the Pennsylvania
Consolidated Statutes, or the corresponding provisions of
subsequent state law.
SIXTH: Riqhts and Liabilities of Executor.
(A) No bond or other security shall be required of the
Executor.
(B) This instrument always shall be construed in favor of
the validity of any act or omission by the Executor, and the
Executor shall not be liable for any act or omission except in
the case of gross negligence, bad faith or fraud. Specifically,
in assessing the propriety of any investment, the overall
performance of my entire estate shall be taken into account.
,,-
l. ,lV7(
/~c--
---
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 8
(C) The Executor shall be entitled to receive reasonable
compensation for services actually rendered to my estate in an
amount the Executor normally charges for performing similar
services during the time which he performs the services.
SEVENTH: Tax Elections.
(A) Except as otherwise provided in this Article SEVENTH,
in determining the estate, inheritance and income tax liability
relating to my estate, the Executor shall, with the advice of the
Trustees of the Trust described in Paragraph FIRST (C), above,
determine all available tax elections, which shall be conclusive
on all concerned. If the Executor joins with my spouse in filing
income tax returns, or consenting for gift tax purposes to having
gifts made by either of us during my life considered as having
been made one-half by each of us, any resulting liability shall
be borne by my estate and my spouse in such proportions as they
may agree. In accordance with IRC ~2632(a) and without regard to
whether a federal estate tax return is actually filed, the
Executor shall allocate so much of the federal Generation
Skipping Transfer (GST) exemption amount as will fully exempt any
generation skipping transfer which may occur under this Will.
(B) The Executor may, with the advice of the Trustees of
the Trust described in Paragraph FIRST (C), above, determine the
date as of which my gross estate shall be valued for the purpose
of determining the federal estate tax payable by reason of my
death.
(C) The Executor may, with the advice of the Trustees of
the Trust described in Paragraph FIRST (C), above, decide whether
all or any part of certain deductions shall be taken as income
tax deductions (even though they may equal or exceed the taxable
income of my estate and whether or not claimed or of benefit on
my estate's income tax return) or as estate tax deductions when a
choice is available; and in the event that all or any part of
such deductions are taken as income tax deductions, no adjustment
of income and principal accounts in my estate shall be made as a
result of such decisions.
(D) The Trust described in Paragraph FIRST (C), above, into
which a portion of my probate estate is added under Article
FOURTH, above, may contain a marital deduction amount for my
spouse. The Executor shall, with the advice and consent of the
Trustees of the Trust described in Paragraph FIRST (C), abov ,
determine whether to elect to qualify part or all of said 0
[ })7.
~ 4~L'----
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 9
for the federal estate tax marital deduction. I hereby exculpate
and exonerate the Executor from any and all liability for
following the direction of the Trustees in making the election.
EIGHTH: Spendthrift Provision. No beneficiary shall have
the power to anticipate, encumber or transfer his/her interest in
my estate in any manner other than by the valid exercise of a
power of appointment. No part of my estate shall be liable for
or charged with any debts, contracts, liabilities or torts of a
beneficiary or subject to seizure or other process by any
creditor of a beneficiary.
NINTH: Definitions and General Provisions.
(A) Survival. Any beneficiary who dies within sixty (60)
days after my death shall be considered not to have survived me.
(B) Captions. The captions set forth in this Will at the
beginning of the various articles hereof are for convenience of
reference only and shall not be deemed to define or limit the
provisions hereof or to affect in any way their construction and
application.
(C) Children. As used in this Will, the words "child" and
"children" shall include persons who are legally adopted and the
issue of said persons, whether born in or out of wedlock, so long
as any person born out of wedlock is acknowledged in a written
instrument executed by the one of their natural parents who is a
descendant of mine to be the child of said descendant. The word
l1issue" shall include descendants of all generations including
adopted persons. A posthumous child shall be considered as
living at the death of his parent. The birth to me or the
adoption by me of a child or children subsequent to the execution
of this Will shall not operate to revoke this Will. Except for
discretionary distributions which may be made unequally among a
group of persons and distributions pursuant to a valid exercise
of a power of appointment, in making a distribution to the
children of any person, the property to be distributed shall be
divided into as many shares as there are living children of the
person and deceased children of the person who left children who
are then living. Each living child shall take one share, and the
share of each deceased child shall be divided among his/her then-
living descendants in the same manner.
(D) Code. Unless otherwise stated, all references in
Will to section and chapter numbers are to those of the lnt
f 0\1
'-'
~L-<---
L./'
LAST WILL AND TESTAMENT
OF
ELBA MANCINI
PAGE 10
Revenue Code of 1986, as amended, or the corresponding provisions
of any subsequent federal tax laws applicable to my estate.
(E) Other terms. The use of any gender includes the other
genders, and the use of either the singular or the plural
includes the other.
(F) Powers of Appointment. By this Will, I do not exercise
any powers of appointment I possess under the Trust described in
Paragraph FIRST (C), above, or which I possess under any trust
created by my spouse during my spouse's life or under my spouse's
will.
IN WITNESS WHEREOF, I, ELBA MANCINI, the Testatrix, have to
this my Last Will and Testament, typewritten on eleven (11)
pages, including the Acknowledgment and Affidavit, set my hand
and seal this ~A.. day of April, 1996.
~ ~1~PY
Ut)-{)~ ,011 UtA-Ce..... L
ELBA MANCINI'
Signed, sealed, published and declared by the above-named
Testatrix, as and for her Last Will and Testament, in the
presence of us, who have hereunto subscribed our names at her
request, as witnesses hereto, in the presence of the said
Testatrix, and in the presence of each other. Each of us further
declares that he/she believes the Testatrix to be of sound mind
and memory. e preceding instrument consists of this and ten
(10) other co secutively numbered typewritten pages including the
Acknowle e t and Affidavit.
residing at
;;tYe~~ I 14-
<-_/if/a~J1- 7h ~ residing at
c57ae<-J/ L ' /lftlCA:--
(print name)
-1l1f1t1~ Inv/? , h9
I
. ACKNOWLEDGMENT AND AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF elL h1 k r )6-- ^- ci
SS:
The Testatrix and the witnesses whose names are signed and
subscribed to the attached or foregoing instrument, being first
duly sworn and qualified according to law, do hereby acknowledge,
depose and say to the undersigned authority, that the Testatrix
signed and executed the instrument as her Last Will in the
presence of the witnesses; that she signed it willingly or
willingly directed another to sign it for her; that she executed
it as her free and voluntary act for the purposes therein
expressed; that each of the witnesses were present and saw the
Testatrix sign and execute the instrument as her Last Will; that
each subscribing witness in the hearing and sight of the
Testatrix signed the will as witnesses; and that to the best of
their knowledge the Testatrix was at that time eighteen years of
age or older, of sound mind and under no constraint or undue
influence.
Sworn to or affirmed, subscribed to, and acknowledged, GL
before me ~ the. rove-named Testatrix and witnesses, this <<,z" -
day of-(J r I , 1996.
I
_ C1, ~/L(}1::;___
ot ry Public
My Commission Expires:
Notarial Seal
Janet C. Naclerio, Notary Public
Lemoyne Bora, Cumberland County
My Commission Expires April 19, 1999
Member, Pennsylvania Assodation of Notarles
THE
ELBA MANCINI
REVOCABLE TRUST
dated April 22, 1996
THE
ELBA MANCINI
TRUST
THIS TRUST AGREEMENT is executed in triplicate on this ~2~
day of April, 1996, by and between ELBA MANCINI, now of 713 Hilltop
Drive, New Cumberland, Cumberland County, Pennsylvania 17070
(herein called "Settlortl), and LLOYD MANCINI and ELBA MANCINI, now
of 713 Hilltop Drive, New Cumberland, CUmberland County,
Pennsylvania 17070 (herein called "Trustees") .
ARTICLE I.
PARTIES, PERSONAL DAT.A AND TABLE OF CONTENTS
1.01. Parties and Personal Data. The Settlor is married to
LLOYD MANCINI. The Settlor's children are ROSANNA M. ELLIS and
LOUISE M. DOLSON. The children of ROSANNA M. ELLIS are ANNALISA M.
ELLIS and MATTHEW M. ELLIS, and the children of LOUISE M. DOLSON
are ERICA M. DOLSON and ANGELA M. DOLSON. Throughout this
Agreement: (a) ELBA MANCINI will be referred to as the Settlor;
(b) LLOYD MANCINI will be referred to as Settlor's spouse;
(c) ROSANNA M. ELLIS and LOUISE M. DOLSON will be referred to as
the children of the Settlor or the Settlor's children; (d) ANNALISA
M. ELLIS, MATTHEW M. ELLIS, ERICA M. DOLSON and ANGELA M. DOLSON
will be referred to as the grandchildren of the Settlor or the
Settlor's grandchildren; and (e) the word "issue" will refer to all
of the Settlor's children and grandchildren as well as Settlor's
other descendants.
1.02. Table of Contents. PAGE
ARTICLE I. PARTIES, PERSONAL DATA AND TABLE OF CONTENTS
1.01 Parties and Personal Data 1
1.02 Table of Contents 1
ARTICLE II. TRUST ESTATE
2.01 Transfer to Trust 2
2.02 Additional Transfers to Trust 3
ARTICLE III. DISTRIBUTIONS FROM TRUST
3.01 Distributions During Settlor's Life 3
3.02 Formula Division into GST Exemption
Amount and Non-GST Exemption Amount
upon Settlor's Death 3
3.03 Distributions If Settlor's Spouse
Survives Settlor 3
3.04 Distributions If Settlor's Spouse Does
Not Survive Settlor 7
3.05 Disposition of Non-Marital Portion;
the By-Pass Trust 7
QI( I ') I n ,,^ n n t"'\ -
3.06 Disposition of Marital Portion;
the QTIP Trust
3.07 Generation Skipping Trusts
ARTICLE IV.
POWERS OF TRUSTEES
4.01 General Powers
4.02 Voting by Trustees
ARTICLE V.
SPENDTHRIFT PROVISION
5.01 General Provisions
ARTICLE VI.
CONSTRUCTION OF TRUST
6.01 Choice of Law
6.02 Code
6.03 Other Terms
6.04 Captions and Table of Contents
6.05 Situs of Trust
8
11
14
17
17
17
17
17
18
18
OF
ARTICLE VII. COMPENSATION OF TRUSTEES AND APPOINTMENT
SUCCESSOR TRUSTEES
7.01 Compensation 18
7.02 Removal or Resignation of Trustees 18
7.03 Successor Trustees 18
ARTICLE VIII. PERPETUITIES CLAUSE
8.01 General Provisions 20
ARTICLE IX. REVOCATION AND AMENDMENTS
9.01 Reservation and Powers 21
9.02 Effect of Settlor's Incapacity 21
ARTICLE X. ACQUISITION OF UNITED STATES TREASURY BONDS
ELIGIBLE FOR TAX PAYMENT; PAYMENT OF TAXES,
FUNERAL EXPENSES AND EXPENSES OF
ADMINISTRATION
10.01 Acquisition of Bonds 22
10.02 Payment of United State Estate
Tax by Bond Redemption 22
10.03 Payment of Death Taxes and Other
Estate Settlement Costs 22
ARTICLE II.
TRUST ESTATE
2.01. Transfer to Trust. Settlor does hereby assign,
transfer and deliver to the Trustees and their successors and
assigns the property described in Schedule "All attached hereto and
made a part hereof, or as Schedule "A" may be amended. As further
evidence of such assignment, the Settlor has executed or will
execute or cause to be executed such other instruments as may be
required for the purpose of completing the assignment or transfer
of title to such property to the Trustees- The Trustees accept
2
aK I 3 i 0 PG 0 2 8 6
such transfer and assignment to themselves as Trustees, and the
Trustees undertake to hold, manage, invest and reinvest the assets
of this Trust and to distribute the income and principal of the
Trust in accordance with the provisions of this Agreement.
2.02. Additional Transfers to Trust. The Settlor and any
other person, with the consent of the Trustees, shall have the
right at any time to make additions to the corpus of this Trust or
any shares thereof hereby established. All such additions shall be
held, controlled and distributed by the Trustees in accordance with
the terms and conditions of this Agreement.
ARTICLE III.
DISTRIBUTIONS FROM TRUST
3.01. Distributions Durinq Settlor's Life. If more than ONE
HUNDRED DOLLARS ($100.00) worth of cash, property or other assets
is added to the Trust during the Settlor's life, then the Trustees
shall pay to, or apply for the benefit o~, the Settlor: (1) so much
of or all of the income and so much of or all of the principal as
the Trustees deem desirable for the most comfortable care, support,
maintenance, welfare, education, happiness, luxuries and any needs
arising from illness, accidents or other emergencies of the Settlor
and/or Settlor's spouse; and, (2) 50 much of or all of the income
and so much of or all of the principal as the Settlor shall
request.
3.02. Formula Division into GST Exemption Amount and Non-GST
Exemption Amount Upon Settlor's Death. Upon the Settlor's death,
the remaining trust estate shall be divided into a GST Exemption
Amount and a Non-GST Exemption Amount as follows:
(1) GST Exemption Amount. The GST Exemption Amount
shall be an amount equal to the largest amount that can
pass from the Settlor's taxable eState free of any
federal generation-skipping transfer tax as a result of
the allowance of the GST Exemption under Internal Revenue
Code (hereinafter OIRell) ~2631 et gg".... (i. e., the largest
amount that can pa5s with a resulting inclusion ratio of
zero), without regard to whether the estate is required
to pay any or additional federal estate tax.
(2) Non-GST Exemption Amount. The Non-GST
Exemption Amount shall be the amount remaining after
reducing the entire remaining trust estate by the GST
Exemption Amount.
3.03. Distributions If Settlor's Spouse Survives Settlor.
(A) Formula Division of GST Exemption Amount into Non-Marital
and Marital Portions. If the Settlor's spouse survives the
Settlor, then upon the Settlor's death: the Trustees shall divide
3
BK I 3 I fl PG n ? R 7
the GST Exemption Amount into Non-Marital and Marital Portions as
follows:
(1) Non-Marital Portion. The Non-Marital Portion of the
GST Exemption Amount shall be an amount equal to the largest
amount that can pass from the Settlor's estate free of any
federal estate tax as a result of the allowance of the Unified
Credit under IRC ~2010 and the State Death Tax Credit under
IRC ~2011 but only to the extent that the use of such Death
Tax Credit does not incur or increase any state death taxes
otherwise payable by Settlor's estate. The Non-Marital
Portion shall be determined after taking into consideration,
among other things, the following: (i) the value of any and
all bequests or transfers from the Settlor's estate or this
Trust which do not qualify for the marital or charitable
deduction; (ii) all charges against principal in the Settlor's
estate or this Trust that are not allowed as deductions in
computing the federal estate tax; (iii) all administration and
other expenses claimed on the Settlor's estate tax return;
(iv) any prior adjusted taxable gifts made by Settlor; (v) all
disclaimers, renunciations and elections (except any elections
under IRC ~2056(b) (7) which may be available with respect to
the disposition in this Article III); and (vi) any available
elections under IRe ~2056(b) (7) with respect to any interests
in property other than the disposition under this Article III
shall, for purposes of computing the fraction, be conclusively
presumed to have been made, whether or not any such election
is in fact made.
(2) Marital Portion. The Marital Portion of the GST
Exemption Amount shall be the portion remaining after reducing
the entire GST Exemption Amount by the Non-Marital Portion.
(3) Valuation Elections, Meaninq of Terms and Date of
Distribution Values to Govern. For the purpose of determining
the amount of the Marital Portion, values shall be those which
are finally determined for federal estate tax purposes.
Elections nmde by the Settlor's fiduciaries with respect to an
alternate valuation date and with respect to taking certain
deductions for income tax purposes (rather than estate tax
purposes) shall determine the values and thus the formula
amount as computed in this Subparagraph 3.03. Throughout this
instrument, the words "marital deduction,ll llgross estate" and
"alternate valuation date" shall have the same meanings as
such words have for marital deduction purposes under the
federal tax laws applicable at the time of Settlor's death.
Subject to the requirements of Subparagraphs 3.03(A) (4) and
(5), below, the Trustees are authorized, in their sole
discretion, to satisfy the Marital Portion in cash or in kind,
or partly in each; and if wholly or partly in kind, to place
in the Marital Portion the specific asset (s) so selected;
provided, however, that any assets placed in the Marital
4
BK I 3 I 0 PG 0 2 8 8
Portion in kind shall be valued for the purpose of being
placed in the Marital Portion at their fair market value as
determined as of their respective dates of distribution to the
Marital Portion. The Trustees are further authorized, in
their sole discretion, to estimate the size of the Marital
Portion and to fund that portion subject, however, to any
adjustments which may be required upon final determination of
the federal estate tax on the Settlor's estate.
(4) Assets to qO into the Marital Portion. Unless and
except to the extent that other assets of the Settlor's estate
which qualify for the marital deduction are not sufficient to
satisfy the amount to be placed in the Marital Portion in
full, the Marital Portion shall not be satisfied with assets
which are includable in the Settlor's gross estate for federal
estate tax purposes and which are also ,subject, by reason of
the Settlor's death, to any estate, transfer, inheritance,
legacy, succession or other death tax or duty imposed by any
foreign country or a possession or political subdi vision
thereof, or the proceeds from such assets. The Marital
Portion shall not, under any circumstances, be satisfied with
assets which would not qualify for the marital deduction. Any
reference in this Agreement to a distribution of an asset not
includable in the decedent's gross estate for federal estate
tax purposes shall be deemed to include that portion of any
asset partially includable in the decedent's estate that is
not so includable.
(S) Special Treatment for Certain Other Assets. If any
distributions which are includable in the Settlor's gross
estate are made from any pension, stock bonus, profit sharing
or other plan or trust funds, retirement annuity contract,
self-employed retirement plan or individual retirement
account, annuity or bond qualified for special tax treatment
under ~~401, 403, 408 or 409, or Chapter 73 of Title 10 of the
United States Code, or corresponding provisions of applicable
laws I or any death benefits paid by an employer which are
distributions not includable in the Settlor's gross estate
shall be payable to the Trustees, then such distributions
shall be added to the Non-Marital Portion after being
segregated, as provided herein, if the Settlor's spouse
survives the Settlor, and administered in the same manner as
is the Non-Marital Portion. If the Settlor's spouse does not
survive the Settlor, then such distributions shall be held
under the tenus of this Agreement as any other property
received from the Settlor's estate. However, where any
distributions not includable in the Settlor's gross estate are
received by the Trustees hereunder from any such qualified
plan, trust, contract, account, annuity or bond, or received
as death benefits paid by an employer not includable in the
Settlor's gross estate, such distributions shall be segregated
until such time as all of the death taxes on the Settlor's
5
BK i 3 I n PG n ? H q
estate are paid in full. The Trustees are prohibited from
using any portion of such distributions for the payment of the
Settlor's death taxes, debts, administration expenses of his
estate or his funeral expenses. The provisions of this
Subparagraph 3.03 (A) (5) shall not apply to distributions
includable in the Settlor's gross estate, except insofar as
the Trustees, in their sole discretion, desire to make some or
all of said provisions applicable, and the term "distributions
not includable in the Settlor's gross estate" includes a
distribution received by the Trustees where the recipient may
elect whether to include or exclude said distribution and has
elected to exclude it.
(B) Non-Marital Portion to Pass to the By-Pass Trust. The
Non-Marital Portion of the GST Exemption Amount shall pass into a
trust (herein referred to as the -Elba Mancini By-Pass Trust") to
be held and disposed of as provided in Paragraph 3.05, below.
(C) Marital Portion to Pass to the QTIP Trust. The Marital
Portion of the GST Exemption Amount shall pass into a qualified
terminable interest property trust (herein referred to as the "Elba
Mancini QTIP Trust") to be held and disposed of in accordance with
the terms set forth in Paragraph 3.06, below.
(D) Non-GST Exemption Amount to be Distributed to Settlor's
Spouse's Revocable Trust. The Non-GST Exemption Amount shall be
distributed to the then-acting Trustee (s) of the LLOYD MANCINI
TRUST, dated April~, 1996, to be held and distributed in
accordance with the terms thereof, as the same may be amended from
time to time.
3.04.
Settlor.
Distributions If Settlor's Spouse Does Not Survive
(A) GST Exemption Amount To Be Held in Generation-Skippinq
Trust. If the Settlor's spouse does not survive the Settlor, then
upon the Settlor's death, the GST Exemption Amount shall be held in
further trust for the benefit of Settlor's issue as provided in
Paragraph 3.07, below.
(B) Non-GST Exemption Amount To Be Distributed To Settlor's
Children. If the Settlor's spouse does not survive the Settlor,
then upon the Settlor's death, the Non-GST Exemption Amount shall
be distributed in equal shares to Settlor's children, provided that
the share of any predeceased child shall be distributed to the
predeceased child's then-living issue in equal shares, per stirpes.
3.05. Disposition of Non-Marital Portion: the By-Pass Trust.
After compliance with Paragraph 3.03, above, the Non-Marit.al
Portion shall be placed in a trust called the "Elba Mancini By-Pass
Trust" t.o be held and disposed of as follows:
6
r... __ r.. .t""'... ~ ..-;.
(A) Hold By-Pass Trust Undivided Until Death of Spouse. The
Trustees shall hold the By-Pass Trust undivided until the death of
the Settlor's spouse.
(B) Income Distributions. During the life of Settlor's
spouse, LLOYD MANCINI, the Trustees shall distribute to, or for the
benefit of, Settlor's spouse all of the Trust's net income in such
periodic installments as the Trustees and Settlor's spouse shall
agree.
(C) Principal Distributions. During the life of Settlor's
spouse, LLOYD MANCINI, the Trustees shall distribute to, or for the
benefit of, Settlor's spouse so much of or all of the Trust
principal as the Trustees, in their sole discretion, deem advisable
for the health, maintenance and support of Settlor's spouse.
(D) Spouse's Special Power of Appointment. The Settlor's
spouse, LLOYD MANCINI, shall have the power at any time,
exercisable either {i} by instrument(s) in writing delivered to the
Trustees during the spouse's life, or (ii) by the spouse's will,
admitted to probate within three hundred and sixty-five (365) days
from the spouse's death, specifically referring to this
Subparagraph 3.03{D), to appoint all or any portion of the By-Pass
Trust principal, except any policies of insurance on the life of
the Settlor's spouse. Any appointment made under this Subparagraph
3.05{D) may be upon any terms and conditions (including further
trusts) to or for the benefit of anyone or more of the Settlor'p
issue and spouses of the Settlor's issue. However, no such
appointment may be made to the Settlor's spouse, the spouse's
estate, the spouse's creditors or the creditors of the spouse's
estate, or to anyone other than the Settlor's issue and spouses of
the Settlor's issue, nor may any such appointment be made for the
health, education, support or maintenance of any children of the
Settlor whom the Settlor or the Settlor's spouse is legally
obligated to support or maintain, nor may any general powers of
appointment be created by the exercise of the special power of
appointment created herein.
(E) Disposition of Remainder of By-Pass Trust. Upon the
death of Settlor's spouse, the remaining By-Pass Trust estate shall
be held 1.n further trust for the benefit of Settlor's issue as
provided in Paragraph 3.07, below.
3.06. Disposition of Marital Portion; the QTIP Trust. After
compliance with Paragraph 3.03, above, the Marital Portion shall be
placed in a qualified terminable interest property trust called the
"Elba Mancini QTIP Trust" to be held and disposed of as follows:
(A) All Income to Spouse For Life. During the life of the
Settlor's spouse, LLOYD MANCINI, the Trustees shall, at annual or
more frequent intervals, pay to the spouse, or apply for the
spouse's benefit, all of the net income of the QTIP Trust,
7
Otl ')! nn~ n 6") ()
beginning as of the date of the Settlor's death. Settlor's spouse
shall be entitled to all of the income from and after the date of
Settlor's death, and upon the death of Settlor's spouse, the
Trustees shall pay "all accrued income therefrom to the executor or
administrator of the spouse's estate. Because the Settlor intends
that no property unproductive of income be held in the QTIPTrust
unless Settlor's spouse does not object to such property being so
held, Settlor's spouse may direct the Trustees to sell any property
held in the QTIP Trust and reinvest the proceeds therefrom. If a
QTIP Trust is created, the Trustees shall have a reasonable time
after the Settlor's death within which to set aside assets for the
purpose of funding the QTIP Trust, and any income received from the
Settlor's estate shall be considered to be income of the QTIP Trust
property to the extent the income is finally determined to be
allocable to the QTIP Trust. The Trustees are authorized to
estimate the amount of income allocable to the QTIP Trust subject
to final adjustment upon the final settlement of the federal estate
tax proceeding on the Settlor's estate.
(B) Full or Partial Election to Qualify QTIP Trust for
Marital Deduction. The Trustees shall, in their sole discretion
(bue after consulting with the Settlor's spouse and other
interested individuals) determine whether to direct the Settlor's
executor to elect to qualify all, part, or none of the QTIP Trust
for the federal estate tax marital deduction. If permissible under
applicable law, regulations or rulings, for the purpose of
detennining the amount of any partial election to be made, all
values shall be those which are finally determined for federal
estate tax purposes. Generally, the Settlor anticipates that the
Trustees will direct the Settlor's executor to minimize the federal
estate tax payable by the Settlor's estate by electing to qualify
all or most of the QTIP Trust, while considering the estate tax
that will be payable by the Settlor's spouse's estate upon the
death of the Settlor's spouse, and the state of the spouse's health
and life expectancy at the time of the election. The detennination
of the Trustees with respect to the exercise of the election shall
be binding and conclusive upon all affected persons, and the
determination shall be communicated to the Settlor's executor in
writing as a direction from the Trustees to the executor either to
make the election or not to make the election, in whole or in part.
(Only the executor has the power to make the election under the
IRe, and the Settlor's will directs the Settlor's executor to
follow the instructions of the Settlor's Trustees whether to make
the election.) If an election is made to qualify only part of the
QTIP Trust, then the QTIP Trust shall be divided into two (2)
separate trusts and the portion with respect to which the marital
deduction is elected shall be constituted into one such trust known
as QTIP Trust A and the portion with respect to which the marital
deduction is not elected shall be constituted into another such
trust known as QTIP Trust B. In such event, both QTIP Trusts shall
be administered together.
B
Rt( ~ () Or"' n 0 n !"j:
(C) Tax Payment From QTIP Trust.
(l) If QTIP Trust Is Not Fullv Qualified For Marital
Deduction. If the Trustees elect not to qualify any portion
of the QTIP Trust for the marital deduction, or if the
Trustees elect to so qualify only part of the QTIP Trust,
resulting in the creation of QTIP Trusts A and B, then the
Trustees shall pay from the principal of the QTIP Trust or
from QTIP Trust B, as the case may be, that portion of any
legacy, succession, inheritance, transfer, estate and other
death tax or duty or anyone or more of them as finally
determined (including any interest and penalties thereon)
levied or assessed against the Settlor's estate which would
not have been so levied or assessed had the Trustees elected
to qualify the entire QTIP Trust for the marital deduction.
(2) At Spouse r s Death if QTIP Trust Is Included in
Spouse's Estate. Upon the death of the Settlor's spouse if
all of the QTIP Trust, or if QTIP ~rust A, has been included
in the spouse's estate, then the Trustees shall pay from the
principal of the QTIP Trust or the QTIP Trust A. as the case
may be, directly to the appropriate taxing authorities, that
portion of any legacy, succession, inheritance, transfer,
estate and other death tax or duty or anyone or more of them
as finally determined in the tax proceedings in the Settlor's
estate (including any interest and penalties thereon) levied
or assessed against the spouse's estate, which would not have
been levied or assessed had the QTIP Trust not been included
in the spouse's gross estate.
(D) Invasion of Principal. The Trustee shall pay to or apply
for the benefit of the Settlor's spouse, LLOYD MANCINI, so much of
the principal as the Trustee, in its sole discretion, deems
advisable for the spouse ' s happiness, comfort, welfare,
maintenance, support, and health (including medical, dental,
hospital, surgical, nursing and other similar expenses as well as
premiums on health insurance policies for the spouse's sole
benefit), as well as to maintain the spouse's accustomed standard
of living and provide the spouse with adequate housing. If the
QTIP trust has been divided into QTIP Trusts A and B, the Trustee
shall exhaust the principal of QTIP Trust A before using any of the
principal of QTIP Trust B.
{E} Disposition of QTIP Trust in Event of Disclaimer bv
Spouse or Spouse's Fiduciarv. Notwithstanding anything to the
contrary contained in this Agreement, the Settlor's spouse may
disclaim the spouse's rights to all or any part of the QTIP Trust.
If the Settlor's spouse dies or has a fiduciary (which term
includes, for purposes of this Paragraph 3.06, but is not limited
to, an executor, administrator or guardian) appointed by a court to
act for the spouse within nine {9} months after the Settlor's death
and if the spouse has not fully exercised the spouse's disclaimer
9
Off r") r" __ r\. ,... ,.... -
rights, then the spouse's fiduciary may, within the nine (9)
months, file one or more disclaimers on behalf of the spouse and
the estate of the spouse in the same manner as the spouse could
have disclaimed had the spouse been then living without a fiduciary
acting for the spouse. A disclaimer by the spouse or the spouse's
fiduciary shall be made in one or more written instruments, . signed
by the spouse or the spouse's fiduciary, as the case may be, and
delivered to the Trustees within nine (9) months after the
Settlor's death, and in such event, the portion or all of the
disclaimed QTIP Trust shall pass to the By-pass Trust more fully
described in Paragraph 3.05, above.
(F) Disposition of Remainder of QTIP Trust.
of Settlor's spouse, the remaining principal of
shall be held in further trust for the benefit of
as provided in Paragraph 3.07, below.
Upon the death
the QTIP Trust
Settlor's issue
(G) Restrictions Reqardinq Marital Portion. It is the
intention of the Settlor that the Marital Portion established by
Paragraph 3.03, above, shall qualify for the marital deduction
allowed under the IRC. All questions relating to the
administration of the marital portion shall be resolved
accordingly. The Trustees shall have no power to purchase
insurance or annuity contracts or pay premiums thereon from any of
the funds in the Marital Portion. If any property unproductive of
income is acquired or held in any trusts set up to qualify for the.
marital deduction, the Trustees shall, upon request made at any
time by the Settlor's spouse, sell, exchange or otherwise dispose
of said property and acquire income producing property in lieu
thereof. Following an election to qualify only part of the QTIP
Trust for the marital deduction, division into two (2) separate
trusts, payment (after the Settlor's death) from the principal of
QTIP Trust B of any portion of the taxes described in Subparagraph
3.06(C) (1), above, payment from the principal of QTIP Trust A of
said taxes (after the death of the Settlor's spouse) and the
requirement that the principal of QTIP Trust A be exhausted before
using any of the principal of QTIP Trust B or anyone or more of
the above provisions of Subparagraphs 3.03 or 3.06 shall apply only
if they will not cause disqualification for the marital deduction
of the portion of the QTIP Trust as to which the marital deduction
is elected (i.e., QTIP Trust A). Notwithstanding any provisions to
the contrary contained in or incorporated into this Trust
Agreement, no one shall have the power to make any equitable
adjustments (adjustments to trust corpus or income, or both, which
involve a reallocation of assets from the account. of one
beneficiary to that of another to compensate for disproportionate
sharing of a tax burden resulting from a tax election) .
3.07. Generation-Skippinq Trusts. Upon the death of the
sU1\Tivor of Settlor and Settlor's spouse, the remainder of the GST
Exemption Amount (including the remaining estates of any By-Pass
and QTIP Trusts created from the GST Exemption Amo~~t) shall be
10
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divided into two equal shares, and one such share shall be held and
administered IN FURTHER SEPARATE TRUST for each of Settlor's
children and their respective surviving issue in accordance with
the following provisions:
(A) Income Distributions. The Trustees shall distribute to,
or for the benefit of, each of Settlor's children all of the net
income from the child's separate trust in such periodic
installments as the Trustees and the child shall agree.
(B) Principal Distributions. The Trustees shall distribute
to, or for the benefit of, each of Settlor's children so much of
the principal from the child's separate trust as the Trustees, in
their sole discretion, shall deem advisable for the health,
maintenance, support and education of the child and/or the child's
issue.
(C) Limited General Power of Appointment. Each child is
hereby granted the power to appoint a maximum amount of the
principal of her separate trust to herseif, her estate or any other
individual, in such proportions and upon such terms (in trust or
outright gifts), as the child deems advisable. The maximum amount
which each child may appoint under this Subparagraph 3.07(C) per
calendar year shall be the greater of five thousand dollars
($5,000) and five percent (5%) of the entire principal of the
child's separate trust. At the end of each calendar year the
child's right to appoint the maximum amount shall lapse if not
exercised, and the unused maximum amounts shall not accumulate.
This power of appointment shall not be exercisable under the
child's will. If the child fails, either in whole or in part, to
exercise the power of appointment herein granted, the unappointed
principal shall continue in trust and shall be administered in
accordance with the terms of this Paragraph 3.07.
(D) Broad Soecial Power of Appointment. Each child shall
have the power at any time, exercisable either (i) by instrument (s)
in writing delivered to the Trustees during the child's life or
(ii) by the child's will, admitted to probate within three hundred
and sixty-five (365) days from the child's death, specifically
referring to this Subparagraph 3.07 (D), to appoint all or any
portion of the principal of the child's separate trust. Any
appointment made under this Subparagraph 3.07(D) may be upon any
tenns and conditions (including further trusts) to or for the
benefit of anyone or more of the child's issue and spouses of the
child's issue. However, no such appointment may be made to the
child, the child's estate, the child's creditors or the creditors
of the child's estate, or to anyone other than the child's issue
and spouses of the child's issue, nor may any such appointment be
made for the health, education, support or maintenance of any
children of the child whom the child or the child's spouse is
legally obligated to support or maintain, nor may any general
powers of appointment be created by the exercise of the special
11
BK I 3 I 0 PG n ? Q c
power of appointment created herein.
(E) Division of Children's Separate Trusts into Separate
Trusts for Settlor's Grandchildren. Upon the death of Settlor's
child, ROSANNA M. ELLIS (or upon the death of the survivor of
Settlor and Settlor's spouse if said child has predeceased said
survivor), the remaining principal of her separate trust shall be
di vided into two equal shares, and one such share shall be held and
administered IN FURTHER SEPARATE TRUST for each of Settlor's
grandchildren, ANNALISA M. ELLIS and MATTHEW M. ELLIS, provided
that the share of any predeceased grandchild shall be held and
administered IN FURTHER SEPARATE TRUST for the predeceased
grandchild's surviving issue as provided in Subparagraph 3.07(F),
below. Upon the death of Settlor's child, LOUISE M. DOLSON (or
upon the death of the survivor of Settlor and Settlor's spouse if
said child has predeceased said survivor), the remaining principal
of her separate trust shall be divided into two equal shares, and
one such share shall be held and administered IN FURTHER SEPARATE
TRUST for each of Settlor's grandchildren, ERICA M. DOLSON and
ANGELA M. DOLSON, provided that the share of any predeceased
grandchild shall be held and administered IN FURTHER SEPARATE TRUST
for the predeceased grandchild's surviving issue as provided in
Subparagraph 3.07(F), below. The share of any grandchild who has
died without issue prior to the creation of his/her separate trust
hereunder shall be distributed in equal shares, per stirpes, to the
deceased grandchild's closest living relative(s) descended from
Settlor, provided that any distribution(s) made hereunder shall be
added to the separate trust(s), if any, then in existence for the
benefit of the distributee (s) . The Trustees shall, during the
lifetime of each grandchild, hold each grandchild's separate trust
for the same uses and purposes described in Subparagraphs 3.07(A)-
(D), above (relating to the separate trusts established for the
Settlor's children), provided, however, that:
(1) During the minority of the grandchild, which Settlor
defines as not having attained the age of twenty-two (22)
years, the Trustees shall not be required to pay to, or for
the benefit of, the grandchild any or all of the net income
from the grandchild's separate trust, but the Trustees may pay
any part or all of such income to, or for the benefit of, the
grandchild, which the Trustees, in their sole discretion,
determine to be reasonably necessary for the grandchild's
needs for health, education, support and maintenance. Any
income not so paid shall be added to the principal of the
grandchild's separate trust. To the extent possible, all
payments of income shall be paid directly to the third-party
for the benefit of the grandchild rather than directly to the
grandchild. Any income not so expended during the
grandchild's minority shall be accumulated and added to the
principal of the grandchild's separate trust.
(2) During the minority of the grandchild, which
12
BK / .1 I n 0,. r. '"' -
~ ....., . .. .._,- .. ...-
Settlor defines as not having attained the age of twenty-two
(22) years, the grandchild shall not be permitted to exercise
ei ther of the powers of appointment described in Subparagraphs
3.07(C) and (D), above.
(F) Division of Grandchildren's Separate Trusts into Separate
Trusts for Settlor's Great-Grandchildren. Upon the deaths of each
of Settlor's grandchildren, the remaining principal of the deceased
grandchild's separate trust shall be divided into equal shares, and
one such share shall be held IN FURTHER SEPARATE TRUST for each of
the deceased grandchild's children. The remaining trust estate of
any grandchild who dies without surviving issue shall be
distributed in equal shares, per stirpes, to the deceased
grandchild's closest living relative(s) descended from Settlor,
provided that any distribution(s) made hereunder shall be added to
the separate trust(s), if any, then in existence for the benefit of
the distributee(s). Each child of any deceased grandchild will be
referred to herein as the Ilgreat-grandchild." The Trustees shall,
during the lifetime of each great-grandchild, hold each great-
grandchild's separate trust for the - same uses and purposes
described in Subparagraphs 3.07 (A) - (D), above (relating to the
separate tru~t8 established fOL- the Settlor's children), subj ect to
the same provisos set forth in Subparagraphs 3.07(E) (1) and (2),
above (relating to the separate trusts established for the
Settlor's grandchildren), and further provided that:
(1) Upon the great-grandchild's attaining the age
of twenty-five (25) years, the great-grandchild's
separate trust shall terminate, and the Trustees shall
pay to the great-grandchild the entire remaining
principal of his/her separate trust.
(2) Upon the death of a great -grandchild prior to
his/her twenty-fifth (25th) birthday, the great-grandchild's
separate trust shall terminate, and the Trustees shall pay the
remaining principal of the great-grandchild's separate trust
to his/her then-living issue in equal shares, per stirpes, or
if the great-grandchild has no then-living issue, then in
equal shares, per stirpes, to the great-grandchild's closest
living relative(s) descended from Settlor, provided that any
distribution(s) made hereunder shall be added to the separate
trust(s), if any, then in existence for the benefit of the
distributee(s) .
ARTICLE IV.
POWERS OF TRUSTEES
4.01. General Powers. In addition to such other powers and
duties as may have been granted else\l1here in this Trust, but
subject to any limitations contained elsewhere in this Trust, the
Trustees shall have the following powers and duties:
13
(A) In the management, care and disposition of this Trust,
the Trustees shall have the power to do all things and to execute
such deeds, mortgages, instruments and documents as may be deemed
necessary and proper, including the following powers, all of which
may be exercised without order of or report to any court:
(1) To sell, exchange or otherwise dispose of any
property, real, personal or mixed, at any time held or
acquired hereunder, at public or private sale, for cash
or on terms, without advertisement, including the right
to lease for any term notwithstanding the period of the
Trust, and to grant options, including an option for a
period beyond the duration of the Trust; and to execute
such deeds or other instruments as are necessary.
{2} To invest all monies in such stocks, bonds,
securities, investment companies or trust shares,
mortgages, notes, choses in action, real estate,
improvements thereon, and other property as the Trustees
may deem best, without regard to any law now or hereafter
in force limiting investments of fiduciaries.
(3) To retain for investment any property deposited
with the Trustees hereunder.
(4) To vote in person or by proxy any corporate
stock or other security and to agree to or take any other
action in regard to any reorganization, merger,
consolidation, liquidation, bankruptcy or other procedure
or proceedings affecting any stock, bond, note or other
security held by this Trust.
(5) To use lawyers, real estate brokers,
accountants and other agents if such employment is deemed
necessary or desirable, and to pay reasonable
compensation for their services.
(6) To compromise, settle or adjust any claim or
demand by or against the Trust and to agree to any
rescission or modification of any contract or agreement
affecting the Trust.
(7) To renew any indebtedness, as well as to borrow
money, and to secure the same by mortgaging, pledging or
conveying any property of the Trust, including the power
to borrow from the Trustees {in the Trustees' individual
capacities} at a reasonable rate of interest.
(8) To retain and carryon any business in which
the Trust may acquire any interest, to acquire additional
interests in any such business, to agree to the
liquidation in kind of any corporation in which the Trust
14
may have any interest and to carry on the business
thereof, to join with other owners in adopting any form
of management for any business or property in which the
Trust may have an interest, to become or remain a
partner, general or limited, in regard to any such
business or property and to hold the stock or other
securities as an investment, and to employ agents and
confer on them authority to manage and operate the
business, property or corporation, without liability for
the acts of any such agent or for any loss, liability or
indebtedness of such business if the management is
selected or retained with reasonable care.
(9) To register any stock, bond or other security
in the name of a nominee, without the addition of words
indicating that such security is held in a fiduciary
capacity, but accurate records shall be maintained
showing that the stock, bond or other security is a trust
asset, and the Trustees shall be responsible for the acts
of the nominee. .
{B} ~'~heneveL the TrusteeS are directed to distribute any
trust principal in fee simple to a person who is then under twenty-
one (21) years of age, the Trustees shall be authorized to hold
such property in trust for such person until he becomes twenty-one
(21) years of age, and in the meantime shall use such part of the
income and the principal of the Trust as the Trustees may deem
necessary to provide for the proper support and education of such
person in the standard of living to which he has become accustomed.
If such person should die before becoming twenty-one (21) years of
age, the property then remaining in trust shall be distributed to
the personal representative of such person's estate.
(C) In making distributions from the Trust to or for the
benefit of any minor or other person under a legal disability, the
Trustees need not require the appointment of a guardian, but shall
be authorized to payor deliver the distribution to the custodian
of such person, to payor deliver the distribution to such person
wi thout the intervention of a guardian, to pay or deliver the
distribution to the legal guardian of such person if a guardian has
already been appointed, or to use the distribution for the benefit
of such person.
(D) Subject to the limitations in Article III, above, in the
distribution of the Trust and any division into separate trusts and
shares, the Trustees shall be authorized to make the distribution
and division in money or in kind or in both, regardless of the
basis for income tax purposes of any property distributed or
divided in kind, and the distribution and division made and the
values established by the Trustees shall be binding and conclusive
on all persons taking hereunder. The Trustees may, in making such
distribution or division, allot undivided interests in the same
15
~I. , r'\ t n _"'" {\ ~ f"\ r-.
property to several trusts or shares.
(E) If at any time after Settlor's death the total fair
market value of the assets of any trust established or to be
established hereunder is so small that the Corporate Trustee's
annual fee for administering the trust would be equal to or less
than the minimum annual fee set forth in the Corporate Trustee's
regularly published fee schedule then in effect, the Trustees in
their discretion shall be authorized to terminate such trust or to
decide not to establish such trust, and in such event the property
then held in or to be distributed to such trust shall be
distributed to the persons who are then or would be entitled to the
income of such trust. If the amount of income to be received by
such persons is to be determined in the discretion of the Trustees,
then the Trustees shall distribute the property among such of the
persons to whom the Trustees are authorized to distribute income,
and in such proportions, as the TD2stees in their discretion shall
determine.
(F) Subject to the limitations in Article III, above, the
Trustees shall have discretion to determine whether items should be
charged or credited to income 01:- principal or a.L.Located between
income and principal as the Trustees may deem equitable and fair
under all the circumstances, including the power to amortize or
fail to amortize any part or all of any premium or discount, to
treat any part or all of the profit resulting from the maturity or
sale of any asset, whether purchased at a premium or at a discount,
as income or principal or apportion the same between income and
principal, to apportion the sales price of any asset between income
and principal, to treat any dividend or other distribution on any
investment as income or principal or to apportion the same between
income and principal, to charge any expense against income or
principal or apportion the same, and to provide or fail to provide
a reasonable reserve against depreciation or obsolescence on any
asset subject to depreciation or obsolescence, all as the Trustees
may reasonably deem equitable and just under all of the
circumstances.
4.02. Votinq by Trustees. Except for the authority and power
exercised by LLOYD MANCINI and ELBA MANCINI as Trustees for so long
as they shall both be Trustees, which authority and power shall be
exercised by them individually or jointly, when the authority and
power under this Trust are vested in two (2) or more Trustees, the
authority and powers are to be held jointly by the Trustees. A
majority of the Trustees may act on behalf of the Trust by
exercising any authority or power granted under this Trust or
granted by law. Any attempt by one such Trustee to act for the
Trust on other than ministerial acts shall be void. The action of
one such Trustee on behalf of the Trust may be validated by a
subsequent ratification of the act by a majority of the Trustees.
16
C!l '1 I () D~ n t) n n
ARTICLE V.
SPENDTHRIFT PROVISION
5. OJ.. General Provisions. No beneficiary shall have the
power to anticipate, encumber or transfer his/her interest in the
trust estate in any manner other than by the valid exercise of a
power of appointment. No part of the trust estate shall be liable
for or charged with any debts, contracts, liabilities or torts of
a beneficiary or subj ect to seizure or other process by any
creditor of a beneficiary.
ARTICLE VI.
CONSTRUCTION OF TRUST
6.0~. Choice of Law. This Trust shall be administered and
interpreted in accordance with the laws of the Commonwealth of
Pennsylvania.
6.02. Code. Unless otherwise stated, all references in this
Trust to section and chapter numbers are to those of the Internal
Revenue Code of 1986, as amended, or corresponding provisions of
any zub3equent federal tax laws applicable to this Trust.
6.03. Other Ter.ms. Unless the context otherwise requires,
the use of one or more genders in the text includes all other
genders, and the use of either the singular or the plural in the
text includes both the singular and the plural. Settlor hereby
absolutely, unconditionally and irrevocably releases and
discharges, and agrees to indenmify and hold harmless, any Trustee,
and its successors and assigns, from and against any and all
actions, liabilities, claims and demands whatsoever (including
reasonable attorney's fees and other costs and expenses incident to
the same) resulting from, arising out of or relating in any way to
the investment decisions-made by the Settlor in his capacity as a
Trustee hereunder.
6.04. Captions and Table of Contents. The underlined
captions ;:>t::L. forth in this Agreement at the beginning of the
various divisions hereof and the Table of Contents appearing at the
beginning of this Agreement are for convenience of reference only
and shall not be deemed to define or limit the provisions hereof or
to affect in any way their construction and application.
6.05. Situs of Trust. The Trust shall have its legal situs
at Cumberland County, Pennsylvania.
ARTICLE VII.
COMPENSATION OF TRUSTEES AND
APPOINTMENT OF SUCCESSOR TRUSTEES
7 . OJ.. Compensation. The Trustees shall receive as their
compensation for the services performed hereunder that sum of money
17
Rfl ~ I n DC" n ') (\ I
which the Trustees normally and customarily charge for performing
similar services during the time which they perform these services.
7.02. Removal or Resiqnation of Trustee. Settlor may remove
the Trustees, or any of them, at any time or times, with or without
cause, upon thirty (30) days written notice given to the Trustees.
After the Settlor's death, no Trustee may be removed without the
approval of a court of competent jurisdiction. The Trustees, or
any of them, may resign at any time upon thirty (30) days written
notice given to the Settlor, or after Settlor's death, upon thirty
(30) days written notice given to the current income beneficiaries.
Upon the removal or resignation of the Trustees, or any of them, a
successor trustee shall be appointed in accordance with the terms
set forth in Paragraph 7.03, below.
7.03. Successor Trustees. Successor Trustees for this Trust
and all trusts created hereunder shall be appointed as follows:
(A) Survivor of Initial Trustees to Act as Sole Trustee.
Upon the death, resignation, removal or incapacity of either LLOYD
MANCINI or ELBA MANCINI as Trustee, the remaining Trustee shall
continue to act as sole TLu::;tee of the initial Trust and any
subsequent trusts created hereunder.
(B) Settlor's Children to Act Jointly as Successor Trustees.
Upon the death, resignation, removal or incapacity of both LLOYD
MANCINI and ELBA MANCINI as Trustees, Settlor's children, ROSANNA
M. ELLIS and LOUISE M. DOLSON, are hereby appointed to act jointly
only as Co-Trustees of the initial Trust and any subsequent trusts
created hereunder.
(C) Appointment of Corporate Trustee. Upon the death,
resignation, removal or incapacity of either of Settlor's children,
ROSANNA M. ELLIS and LOUISE M. DOLSON, as Trustee, then the
survivor of ROSANNA M. ELLIS and LOUISE M. DOLSON shall appoint a
Successor Trustee (herein referred to as the "Corporate Fiduciary")
to act as sole Trustee of the initial Trust, the By-Pass Trust, the
QTIP Trust and any separate trusts created hereunder for the
Settlor's child (and the issue of the Settlor's child) who has
died, resigned, been removed or been declared incapacitated. In
such event, the Settlor's remaining child shall cease to act as
Trustee of the initial Trust, the By-Pass Trust, the QTIP Trust and
any separate trusts created hereunder for the Settlor's child (and
the issue of the Settlor's child) who has died, resigned, been
removed or been declared incapacitated, but the remaining child
shall act as sole Trustee of the separate trust, if any, created
hereunder for the remaining child. Upon the remaining child's
death, resignation, removal or incapacity, then the same Corporate
Fiduciary as appointed above, in this paragraph 7.03 (C), or any
subsequently appointed corporate fiduciary, is hereby appointed to
act as sole Trustee of the separate trust(s} created hereunder for
the remaining child or her issue.
18
01/ I I') I () n~ () "" i"'\ ^
(D) Settlor's Grandchildren to Act as Successor Trustees.
(1) Trust{s) for Rosanna M. Ellis and Her Issue.
With regard to the Trust(s) for Rosanna M. Ellis, when
ANNALISA M. ELLIS attains the age of twenty-one (21)
years, she shall act jointly with the Corporate Fiduciary
as appointed above in paragraph 7.03(C), or any
subsequently appointed corporate fiduciary, as Trustees
of the separate trust (s) created hereunder for ROSANNA M.
ELLIS and her issue. When MATTHEW H. ELLIS attains the
age of twenty-one (21) years, the Corporate Fiduciary
shall cease to act as Trustee of the separate trust(s)
created hereunder for ROSANNA M. ELLIS and her issue, and
ANNALISA M. ELLIS and MAT~HEW M. ELLIS shall act jointly
as Trustees of such trust(s).
(2) Trust(s) for Louise M. Dolson and Her Issue.
When ERICA M. DOLSON attains the age of twenty-one (21)
years, she shall act jointly with the Corporate Fiduciary
as appointed above in paragraph 7.03(C), or any
subsequently appointed corporate fiduciary, as Trustees
of the separate trJ~t(s} created hereUlldeL- for LOUISE M.
DOLSON and her issue. When ANGELA M. DOLSON attains the
age of twenty-one (21) years, the Corporate Fiduciary
shall cease to act as Trustee of the separate trust(s)
created hereunder for LOUISE M. DOLSON and her issue, and
ERICA M. DOLSON and ANGELA H. DOLSON shall act jointly as
Trustees of such trust(s).
(E) Reinstatement of Corporate Trustee. When a grandchild of
Settlor has died, resigned, been removed or been declared
incapacitated, then the surviving grandchild (of Settlor's either
child, respectively) shall appoint a Corporate Fiduciary to act as
sole Trustee of the separate trust(s) created hereunder for the
grandchild who has died, resigned, been removed or been declared
incapacitated, or for the mother or issue of said grandchild. In
such event, the sibling of said grandchild shall cease to act as
Trustee of any separate t~~sts created hereunder for said
grandchild or said grandchild's mother or issue, but the sibling
shall act as sole Trustee of the separate trust, if any, created
hereunder for the sibling. Upon the sibling's death, resignation,
removal or incapacity, then the Corporate Fiduciary is hereby
appointed to act as sole Trustee of the separate trust(s) created
hereunder for the sibling or the sibling'S issue.
(F) Settlor's Great-Grandchildren to Act as Successor
Trustees. When one of Settlor's great-grandchildren attains the
age of twenty-one (21) years, the great-grandchild shall act
jointly with the Corporate Fiduciary as Co-Trustees of the separate
trust(s) created hereunder for the great-grandchild, the great-
grandchild's parent and the great-grandchild's siblings. When one
of said great-grandchild's siblings attains the age of twenty-one
19
Oil I I') I l"\ 1"\'" ('\ #'"\ r. ,..
(2l) years, the Corporate Fiduciary shall cease to act as Trustee
of the separate trust(s} created hereunder for the great-
grandchild, the great-grandchild's parent and the great-
grandchild's siblings, and the great-grandchild and his/her sibling
shall act jointly as Trustees of such trust (s) . If the great-
grandchild has more than one sibling, then as each addi tional
sibling attains the age of twenty-one (2l) years he/she shall
become an additional Trustee of such trust(s}.
(G) Corporate Trustee to Fill Vacancies. If for any reason,
there shall be vacancy in the trusteeship for any of the trusts
created hereunder and none of the Settlor's issue qualifies to
serve as Trustee under the foregoing provisions, then a Corporate
Fiduciary shall be appointed by the closest living relative of the
Settlor to fill such vacancy as sole Trustee.
(H) General Provisions. Any Successor Trustee shall be a
financially sound and competent corporate Trustee. Any Successor
Trustee, or if the Corporate Successor Trustee shall merge with or
be consolidated with another corporate fiduciary, then such
corporate fiduciary, shall succeed to all the duties and powers,
including discretionary pm-lers, herein granted to tlle Trustees.
Except as otherwise provided herein, Settlor prohibits the
appointment of any beneficiary's natural or legal guardian or legal
representative as successor trustee, and any attempt to do so shall
be without authority under this Trust Agreement.
ARTICLE VIII.
PERPETUITIES CLAUSE
8.01. General Provisions. Notwithstanding anything to the
contrary in this Trust, each disposition Settlor has made herein,
legal or equitable, to the extent it can be referred in its
postponement of becoming a vested interest to a duration measured
by some life or lives in being at the time of Settlor's death is
definitely to vest in interest, although not necessarily in
possession, not later than twenty-one (2l) years after such lives
(and any period of gestation involved) i or to the extent it cannot
be referred in any such postponement to such lives, is to so vest
not later than twenty-one {2l} years from the time of Settlor's
death.
ARTICLE IX.
REVOCATION AND AMENDMENTS
9.01. Reservation of Powers. The Settlor expressly reserves
the powers to: (i) revoke this Agreement by an instrument in
writing delivered to the Trustees while the Settlor is alive; (ii)
to alter, amend or modify this Agreement at any time or from time
to time by instrument{s} in writing delivered to the Trustees while
the Settlor is alive, but no such alteration, amendment or
modification shall increase the duties nor change the basis for
20
~IC I ~ I n C~ n ~ n f.
compensation of the Trustees without the Trustees' written consent;
and (iii) withdraw from this Trust any life insurance policy or
other property forming a part of this Trust, which property or the
proceeds therefrom was added to this Trust by Settlor. Any such
withdrawal by the Settlor shall be considered a revocation of this
Trust solely with respect to the policy or other property
withdrawn.
9.02. Effect of Settlor's Incapacitv.
(A) If Settlor Incapacitated. If at the time of any
attempted exercise of (a) the powers reserved to the Settlor or (b)
any other powers to demand and receive the principal of this Trust
(if any are granted in this Agreement), the Settlor is
incapacitated (as defined in Subparagraph 9.02{C), below) through
illness, age or other cause, then the Trustees shall disregard any
instructions from the Settlor which have the effect of remaking,
altering, amending or modifying this Agreement in whole or in part
or enabling the Settlor to withdraw from the Trust any life
insurance policy or any other property fonning a part of this
Trust.
(B) Settlor's Retained General Power of Appointment.
Notwithstanding the above provisions, the Settlor shall always have
the right to exercise a general power of appointment, by a will
specifically referring to the reservation of the general power of
appointment in this Subparagraph 9.02(B), to appoint all of the
Trust property to the estate of the Settlor, the creditors of the
Settlor, or the creditors of the Settlor's estate.
(C) Definition of Incapacity.
the Settlor or a Trustee shall
incapacitated upon the happening of
events:
For purposes of this Trust,
be deemed to have become
either one of the following
(J.) Admission of Incapacity. Delivery, by hand or
by mail, to the Trustees then serving, of a written
instrument from the Settlor or a Trustee declaring that
said person no longer considers that he or she should
possess the power (as Settlor) to exercise any of the
powers reserved by the Settlor in this Article IX or any
other powers to demand and receive the principal of this
Trust, except the general power of appointment reserved
in Subparagraph 9.02 (B), above, or the power (as Trustee)
to continue to serve as Trustee, or
(2) Medical Certification of Lack of Capaci tv.
Delivery, by hand or by mail, to the Trustees then
serving, of written instruments by two physicians
licensed to practice medicine, one of whom must be a
board certified psychiatrist and the other of whom may be
the attending physician, that the Settlor or a Trustee no
21
Qf:{ I ') I () nl" n 'i n r-
longer has the capacity, as a result of illness, age or
other cause: (i) in the case of the Settlor, to exercise
any powers rese~ved by the Settlor over the Trust under
the terms of. this Article IX or any other powers to
demand and receive the principal of this Trust, except
that notwithstanding any other provision to the contrary,
the reserved general power of appointment of the Settlor,
as set forth in Subparagraph 9.02 (B), above, shall always
be exercisable by the Settlor, or (ii) in the case of a
Trustee, to continue to serve as a Trustee.
(D) Powers Personal to Settlor. The powers reserved by and
to the Settlor in this Article IX shall be personal to the Settlor
and shall not be exercisable by any conservator, committee,
guardian or like fiduciary, except a valid durable power of
attorney, nor shall they be assignable to nor extend to the
executor or administrator of the Settlor's estate, nor to any
beneficiary named herein. Upon the death of the Settlor, this
Trust shall be deemed irrevocable.
ARTICLE X.
ACQUIS!T!O~T OF mUTED STATES TR.EASURY BO~lJS
ELIGIBLE FOR TAX PAYMENT; PAYMENT OF TAXES,
FUNERAL EXPENSES AND EXPENSES OF ADMINISTRATION
10.01. Acauisition of Bonds. The Trustees may at any time,
without the prior approval or direction of the Settlor and whether
or not the Settlor is able to manage his own affairs, acquire
United States Treasury Bonds selling at a discount, which bonds are
redeemable at their par value plus accrued interest thereon for the
purposes of applying the proceeds to the payment of the United
States estate tax on the Settlor's estate; and the Trustees may
borrow from any lender, including themselves, with or without
security, to so acquire these bonds.
10.02. Payment of United States Estate Tax bv Bond
Redemption. After the Trustees have complied with the provisions
of Paragraph 3.03, above, by establishing Marital and Non-Marital
Portions, the Settlor directs that any United States Treasury Bonds
which may be redeemed at their par value plus accrued interest
thereon for the purpose of applying the proceeds to the paYment of
the United States estate tax imposed on the Settlor's estate, and
which are held by the Trustees, shall, to the extent of the amount
determined to be required for paYffient of the estate tax, be
distributed to the legal representative of the Settlor's estate to
be used by the legal representative ahead of any other assets and
to the fullest extent possible to pay the estate tax.
10.03. Payment of Death Taxes and Other Estate Settlement
Costs. After the Trustees have complied with Paragraph 10.02,
above, and ascertained from the legal representative that all such
bonds have been redeemed in payment of the United States estate
22
QI{ I ') I n Dr' (l ') n r
tax, the Trustees shall also ascertain from the legal
representative whether the legal representative has sufficient
assets to pay the remaining inheritance, estate and other death
taxes or duties (except the additional estate tax imposed by
~2032{c)) I levied or assessed against the Settlor's estate
(including all interest and penalties thereon) I all of which taxes,
interest and penalties are hereinafter referred to as the death
taxes I interest and penalties. If the legal representative advises
the Trustees that insufficient funds exist to pay all the death
taxes, interest and penalties, the Trustees shall then pay to the
legal representative from the trust property remaining after
compliance with those provisions of Paragraphs 3.03 and 3.06,
above, an amount equal to all the death taxes, interest and
penalties in excess of the funds available to the legal
representative for these purposes, which payments are to be made
without apportionment. In making the payments, the Trustees shall
use only those assets or their proceeds which are includable in the
Settlor's gross estate for purposes of the United States estate tax
and shall not impair the Marital Portion without first exhausting
the entire Non-Marital Portion. '
If the Settlor's legal representative aaV1.ses the Trustees
that there are sufficient funds available to pay the death taxes,
interest and penalties, then the Trustees may nonetheless pay to
the legal representative from the trust property remaining after
compliance with the provisions of Paragraphs 3.03 and 3.06, above,
which sets aside the Marital Portion, all or any portion, as the
Trustees in their sole discretion deem advisable and in the best
interests of the Settlor's beneficiaries named in this Trust, of
(a) any such death taxes, interest and penalties, whether or not on
property held in or payable to the Trust, said payments to be made
without apportionment, (b) the Settlor's funeral expenses, {c}
claims and other debts of the Settlor, whether allowed against the
Settlor's estate or not, (d) expenses of administering the
Settlor's estate, and (e) bequests under any will or codicil
executed by the Settlor. In making any such payments, other than
to satisfy bequests under any will or codicil executed by the
Settlor, the Trustees shall use only those assets or their proceeds
which are includable in the Settlor's gross estate for purposes of
the United States estate tax and shall not impair the Marital
Portion without first exhausting the entire Non-Marital Portion.
IN WITNESS WHEREOF, the Settlor and Trustees have hereunto set
their hands and seals as of the day and year first written above.
WITNESS:
El/~,<--~1n~?L--l-&~L''''~
ELBA MANCINI, SETTLOR
(SEAL)
/j
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23
Bv I ~ I n 01" n ') (') 7
l\ v I U ru U J U
COMIvIONWEALTH OF PENNSYLVANIA
COUNTY OF CI.Llnbz > k /1d
On this, the ~"d day of April, 1996, before me, a Notary
Public, the undersigned officer, personally appeared ELBA MANCINI,
known to me (or satisfactorily proven) to be the person whose name
is subscribed to the within Trust Agreement, and acknowledged that
she executed the same for the purposes therein contained.
5S:
IN WITNESS WHEREOF, I hereunto set my hand and official Seal.
). ~,\I,\\""HIJIIJ'",
-Ii \~.. (\. l).J, ..
([I /, /Y-1k'~'f'~:.';C'<
'--- d ~~ --u..~...::..v.. -. .' _
,'" otary" lJublic fj I~) "..;~,-'.;- ,". ~
My Commission E~re~: J~ ~
~~_.~ ~ .~, '~).: .:: ~
NotanalSeal ,:<~'.-.~ .......t "/.
r J;}:1etC.N;}derio,Nm:1r'i?~..rnlc,';; '.: ,,:'
Lemoyne Bora, Cumberland CbtJntY . .....
My Commission Expires April 19, 1999
Member, Pennsylvania Association of Notaries
The foreg9in9 Trust Agreement was delivered, and is/J hereby
accepted, at bPiVlO~ ' Pennsylvania, on the '2zj..../l' day of
April, 1996.
'~~H ~ z1 i'-,--
.----w!'TNES S
----
~<<;/f 71a~
--WITNESS
&e~ Ell! t2 u...-4'~
ELBA MANCINI, TRUSTEE
:,IlY ( 'E;~ f[FY
. r ~lS dr>:e:)~c:nt is ",\\\\\1I1U'''''''''II"
r, . . ....1,.',1 ill ~i]e office """ \)t:.t:DS SCftt/"'",
\ \ I" I .$,... oS: ...........-.......'..... 'h ~-:.
" '" ;.'.:("or(.l.:r of y "- .,,~ '. '-1-; "
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., 'll :.md for the 2 ij / !k ,v- ~
(, ;l)")f:-:;chuylkill ~ ~ i ~~~9 \ 8 ;
~"" ( "")''lltillweallh of ; <.) \ t:;-<;S.-w':>n J c i
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/l./i1a-::ttiuv/l. 1',,( ~~, ..o~~......._.....:\\~ ~.l
A '1' h '~1. ""J IVSYL',/t<\' "-,,
~ . IV att ew Dudish I"" "",
Recorder of Deeds """""""
24
Rtl I ~ I n Ot' n ') n rT.
,'-
.
SCHEDULE "A II
SCHEDULE
REFERRED TO IN THE ANNEXED
TRUST AGREEMENT
DATED APRIL ~, 1996
FROM ELBA MANCINI, SETTLOR
TO LLOYD MANCINI AND ELBA MANCINI, TRUSTEES
-----------------------------------------------------------------
PROPERTY DESCRIPTION:
200100017502
ASSURED REALTY TRANSFERS
MANCINI TR/NELSON DEED/MTG/
ASG
SIGN OUT,
2001000175Cl2
Filed for Record in
SCHUYLKILL COUNTY PA
A M8TTHEW DUDISH '
09-~4-2001 02:05 pm.
AGR 57 '="{)
OR Bk 1310 Page 285 - 309
25
Of! I I) I i1 01' n 0") Ii. f'I
OPERATING AGREEMENT
OF
MANCINI MANAGEMENT, LLC
This Operating Agreement (the "Agreement") has been adopted by Elba Mancini, as the
sole member (the "Member") of Mancini Management, LLC, a Pennsylvania limited liability
company (the "Company").
1. Purpose. The object and purpose of, and the nature of the business to be
conducted and promoted by, the Company is engaging in investing in certain securities and other
investments and any lawful act or activity for which limited liability companies may be formed
under the Pennsylvania Limited Liability Company Act, 15 Pa. c.s. 98901, et seq., as amended
from time to time (the "Act"), and engaging in any and all lawful activities necessary or
incidental to the foregoing.
2. Member. The name and address of the Member are:
Elba Mancini
713 Hilltop Drive
New Cumberland, P A 17070
3. Mana~ement.
(a) The business and affairs of the Company shall be managed by the
Member. The Member, on behalf of the Company, shall have the power to do any and all
acts necessary or convenient to, or for the furtherance of, the business and affairs of the
Company.
(b) The Member may appoint by written resolution officers and agents of the
Company to which the Member may delegate by written resolution whatever duties,
responsibilities, and authority the Member may desire, Any officer or agent may be
removed by the Member at any time by written resolution.
(c) If an officer of the Company is appointed by the Member and given a title
that is used by officers of a business corporation, the Member shall be deemed to have
delegated to the officer the duties, responsibilities, and authority that would be exercised
by an officer of a business corporation with the same title, unless the Member provides
otherwise by written resolution.
-1-
4. Title to Company Property. All real and personal property shall be acquired in
the name of the Company and title to any property so acquired shall vest in the Company itself
rather than in the Member.
5. Compensation of Member. The Member may be reimbursed for all expenses
incurred in managing the Company and may, at the election of the Member, be entitled to
compensation for management sef\l'ices rendered, in an amount to be determined from time to
time by the Member.
6. Distributions. Distributions shall be made to the Member (in cash or in kind) at
the times and in the aggregate amounts determined by the Member and as permitted by
applicable law.
7. Elections. The Member may make any tax elections for the Company allowed
under the Internal Revenue Code of 1986, as amended, or the tax laws of any state or other
jurisdiction having taxing jurisdiction over the Company.
8. Assignability of Membership Interest. The economic interest of the Member in
the Company is assignable, in whole or in part, either voluntarily or by operation oflaw.
9. Admission of Additional Members. Additional members of the Company may
be admitted to the Company at the direction of the Member only if a new operating agreement or
an amendment and restatement of this Agreement is executed.
10. Liability of the Member. The Member shall not have any liability for the debts,
obligations or liabilities of the Company or for the acts or omissions of any other member,
officer, agent, or employee of the Company except to the extent provided in the Act The failure
of the Member to observe any formalities or requirements relating to the exercise of the powers
of the Member or the management of the business and affairs of the Company under this
Agreement or the Act shall not be grounds for imposing liability on the Member for liabilities of
the Company.
11. Indemnification. The Company shall indemnify the Member and those
authorized officers, agents, and employees of the Company identified in writing by the Member
as entitled to be indemnified under this section for all costs, losses., liabilities and damages paid
or accrued by the Member (as the Member or as an officer, agent, or employee) or any such
officer, agent, or employee in connection with the business of the Company, except to the extent
prohibited by the laws of the Commonwealth of Pennsylvania. In addition, the Company may
advance costs of defense of any proceeding to the Member or any such officer, agent, or
employee upon receipt by the Company of an undertaking by or on behalf of such person to repay
such amount if it shall ultimately be determined that the person is not entitled to be indemnified
by the Company.
-2-
12. Dissolution.
(a) The Company shall dissolve, and its affairs shall be would up, upon the
first to occur of the following: (1) the written direction of the Member, of (ii) the entry of
decree of judicial dissolution under Section 8972 of the Act. The death (or dissolution in
the case of a member that is not a natural person), retirement, insanity, resignation, or
bankruptcy of the Member or the occurrence of any other event that terminates the
continued membership of the Member shall not cause a dissolution of the Company.
(b) Upon dissolution, the Company shall cease carrying on any and all
business other than the winding up of the Company business, but the Company is not
terminated and shall continue until the winding up of the affairs of the Company is
completed and certificate of dissolution has been filed pursuant to the Act. Upon the
winding up of the Company, the Company's property shall be distributed (i) first to
creditors, including the Member if the Member is a creditor, to the extent permitted by
law, in satisfaction of the Company's liabilities; and (ii) then to the Member. Such
distributions shan be in cash or property or partly in both, as determined by the Member.
13. Conflicts of Interest. Nothing in this Agreement shall be construed to limit the
right of the Member to enter into any transaction that may be considered to be competitive with,
or a business opportunity that may be beneficial to, the Company. The Member does not violate
a duty or obligation to the Company merely because the conduct of the Member furthers the
interests of the Member. The Member may lend money to and transact other business with the
Company. The rights and obligations of the Member upon lending money to or transacting
business with the Company are the same as those of a person who is not the Member, subject to
other applicable law. No transaction with the Company shall be void or voidable solely because
the Member has a direct or indirect interest in the transaction.
14. Governing Law. This Agreement shall be governed by, and interpreted and
enforced in accordance with, the substantive laws ofthe Commonwealth of Pennsylvania,
without reference to the conflicts oflaw rules of that or any other jurisdiction.
15. Entire Agreement. This Agreement constitutes the entire agreement of the
Member with respect to the subject matter hereof and supersedes all prior agreements, express or
implied, oral or written, with respect thereto. The express terms of this Agreement control and
supersede any course of performance or usage of trade inconsistent with any of the terms hereof.
16. Amendment. This Agreement may be amended or modified from time to time
only by a written instrument executed by the Member.
17. Rights of Creditors and Third Parties. This Agreement is entered into by the
Member solely to govern the operation of the Company. This Agreement is expressly not
intended for the benefit of any creditor of the Company or any other person other than the heirs,
-3-
personal representative, successors and assigns of the Member. Except and only to the extent
provided by applicable statute, no creditor or third party shall have any right sunder this
Agreement or any agreement between the Company and the Member, with respect to the subject
matter hereof
IN WITNESS WHEREOF, the undersigned, intending to be legally bound, has adopted
this Operating Agreement on February / ,2004, to be effective for all purposes as of the
filing of the Certificate of Organization.
WITNESS:
\
I
\
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, / I
~~
MEMBER:
.-.:.-.-/
/ /,_'_. ~_-_c;. -,,-, , ,. ,- - -
'"--<... f ;_-:.,.... .-' j'j.-) cc-::............_-____. ;-._':- _ --'. ..
Elba Mancilli
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PA REV-1500
SCHEDULE B
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At 11:58AM ET: 48.90 .... I
TRADE FREE FOR
45 DAYS.. GET 5100
W AM~RITRAD~
Active Traders
.
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Historical Prices
Get Historical Prices for:
GO
SET DATE RANGE
Start Date: Mar
End Date: Mar
22
30
2007
2007
Eg. Jan 1, 2003
Daily
Weekly
Monthly
Dividends Only
Get Prices
First I Prey I Next I Last
PRICES
Date Open High Low Close Volume Adj Close*
29-Mar-07 49.56 50.15 48.83 49.38 5,375,600 49.38
28-Mar -07 49.46 49.81 48.94 49.29 6,136,900 49.29
27 -Mar -07 51.30 51.30 49.73 49.81 10,067,000 49.81
.~ 26-Mar -07 51.03 51.44 50.28 51.36 4,544,300 51.36
23-Mar-07 51.06 51.53 50.62 51.03 4,410,000 51.03
22-Mar-07 51.00 51.51 51.00 51.35 4,744,700 51.35
* Close price adjusted for dividends and splits.
First I Prey I Next I Last
A DownlQ~d ToSpreaq~heet
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http://finance.vahoo.com/Q/hp?s=DD&a=02&b=22&c=2007 &d=02&e=30&f=2007 &g=d
3/30/2007
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ALU: 111SIOTICal .t'TIces tor ALCAl.tL LUCENT - Yahoo! Finance
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lE:nterl:>ymbol(s)
( ~~~~TES) Symbol Lookup
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Alcatel-Lucent (ALU)
At 1:52PM ET: 13.42 't 0.12 (0.90%)
Historical Prices
Get Historical Prices for: I
001
~
SET DATE RANGE
ADVERTISEMENT
Eg. Jan 1,
, 2003
r. Daily
C Weekly
C Monthly
C Dividends Only
Start Date: I~<:lr 3126
End Date: I Mar .!I 126
12007
,. 12007
C J h' (A.s at 4 II' UcL/-.r iLaJ--'~ J!/ Cj tJ Y 0 cJ
r vi J - .' , I First I Prey I Next I Last
PRICES
Date
Open
High
Low
Close
Volume
Adj
Close*
26-Mar-07
12.05
12.05
11.79
11.92 20,309,800
11.73
* Close price adjusted for dividends and splits.
First I Prey I Next I Last
~ Download To Spreadsheet
h~ Add to Portfolio '~' Set Alert Email to a Friend
Get Historical Prices for Another Symbol: I GOI Symbol Lookup
http://finance. yahoo.com/q/hp?s= ALU &a=02&b=26&c=2007 &d=02&e=26&~2007 &g=d
6/14/2007
LSI
~ "-? TM
~U~
October 24, 2007
008953
LLOYD MANCINI
ELBA MANCINI JT TEN,
713 HILL TOP RD
NEW CUMBERLAND PA 17070-1723
I." 111",111..,1",111"""111,,,1,,1 J I, J II J J ,,111.11,1'11,1
Account Number:
C3002467908
=
-
----
----
-
=
-
Please indicate any changes to your
address in the allotted space on the
back of the Acceptance Card.
Opportunity to Sell 64.0000 or Purchase 36.0000 Shares of LSI Corporation
Dear Stockholder:
While we value all of our stockholders, we realize that it is often inconvenient and uneconomical
to sell a small number of shares. With this in mind, following our recent merger with Agere
Systems, we offered stockholders owning fewer than 100 shares an opportunity to sell their LSI
Corporation stock. We continue to receive inquiries from stockholders and are now offering a new
voluntary program that will give stockholders owning less than 100 shares the opportunity to sell
all their shares or purchase enough additional shares to increase their holdings to 100 shares.
To sell your shares, you may either visit www.oddlotprogram.com/LSI. call 1-866-590-4693 or
return your properly completed Acceptance Card. To purchase shares, return your completed
Acceptance Card and enclose a check for the amount shown below. If the actual price you pay,
including processing fees, as described in question 3, is less than what you send in, you will
receive a refund for the difference. Your shares will be purchased in the market or from
stockholders electing to sell their shares. LSI will not receive any money from your purchase. Your
authorization to participate must be received in good order no later than NOVEMBER 3D. 2007.
All terms of the program are contained in this letter and the Questions and Answers on the back
of this letter. If you have any further questions or would like public information about LSI, please
call Georgeson Inc., the program manager, at 1-866-590-4693.
Sincerely,
Sujal Shah
Vice President, Investor Relations
001CD40021
DETACH ALONG PERFORATION
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YAHeOtFINANCE
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Finance Search
LSI Corp (LSI)
At 2:16PM ET: 5.055 l' 0.055 (1.10%)
Historical Prices
Get Historical Prices for: I
~rim
;.~-~
_ : '::'x";;:~n,.':':".:.:.,....
SET DATE RANGE
ADVERTISEMENT
Start Date: I Mar .If 126
End Date: I Mar ..If 12{)
Eg. Jan 1,
2003
~ Daily
C Weekly
C Monthly
C Dividends Only
12007
12007
First I Prev I Next I Last
PRICES
Date
Open
High
Low
Close
Volume
Adj
Close*
26-Mar-07
10.02
10.21
9.94
10.18 30,265,300
10.18
* Close price adjusted for dividends and splits.
First I Pre v I Next I Last
rUi Download To Spreadsheet
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Gel Svmbol Lookup
http://finance. yahoo.comlqlhp?a=02&b=26&c=2007 &d=02&e=26&f=2007 &g=d&s=lsi
2/19/2008
PA REV-1500
SCHEDULE E
CASH, BANK DEPOSITS &
MISCELLANEOUS PERSONAL
PROPERTY
)t" .c........... ..t. ..
~<< ..1 Izen,
Bank ,w
525 William Penn Place
Suite 153-2618
Pittsburgh, P A 15219
January 6, 2008
TRACI L SEPKOVIC
GATES HALBRUNER & HATCH PC
1013 MUMMA RD SUITE 100
LEMOYNE P A 17043
Estate of ELBA MANCINI
Date of Death: March 26, 2007
SSN: 186-24-9500
Dear SirlMadam:
In accordance with your request, the attached information sheet has been provided in the above decedent's
name as of her date of death.
The decedent had 5 active accounts at the time of her death and she had no Safe Deposit Box.
For IL or LC accounts, contact our Loan Department at 1-800-708-6680. For all other inquiries, please
call 1-888-999-6884
Sincerely,
Phillip Lynch
Operations Services
~~ Citizens Bank
Account Number 6100682277
Account Title ELBA MANCINI
Date Opened 6/6/1966
Account Type Checking
Principal Balance as ofDOD $6,642.19
Interest from Last Posting to DOD $.00
Account Balance as ofDOD $6,642.19
YTD Interest to DOD $.00
K~ ,Citizens Banik
Account Number 6140-222648
Account Title ELBA MANCINI
Date Opened 4/16/2001
Account Type Savings
Principal Balance as ofDOD $86,409.34
Interest from Last Posting to DOD $61.55
Account Balance as ofDOD $86,470.89
YTD Interest to DOD $123.30
I~ Citizens Bank
Account Number 6140-792428
Account Title ELBA MANCINI
Date Opened 4/16/2001
Account Type Time Deposits
Principal Balance as ofDOD $18,231.63
Interest from Last Posting to DOD $10.05
Account Balance as ofDOD $18,241.68
YTD Interest to DOD $132.42
J::E Citizens Bank
Account Number 6241-044767
Account Title ELBA MANCINI
Date Opened 8/13/2002
Account Type Time Deposits
Principal Balance as ofDOD $11,000.00
Interest from Last Posting to DOD $11.48
Account Balance as of DaD $11,011.48
YTD Interest to DOD $73.77
REPORT OF ASSETS
COMMUNITY TRUST COMPANY INVESTMENT
MANAGER OF THE MANCINI INVESTMENTS,
LP DATED FEBRUARY 1, 2004
ACCOUNT 6200010 AS OF 03/26/2007
PAGE
1
Market Value
Units Price 03/26/2007 Book Value
BONDS
U.S. GOVT & AGENCY OBLIGATIONS
1. FEDERATED INCOME 7.411.5860
TRUST FUND #36
2. VANGUARD SHORT-TERM 3,958.0940
FEDERAL FUND #049
OTHER OBLIGATIONS
3. VANGUARD TOTAL BOND 8,682.9270
MARKET FUND #84
4. VANGUARD WELLESLEY 3,718.0320
INCOME FUND #027
TOTAL BONDS
10.2400 75,894.64 77,835.91
10.3200 40,847.53 40,887.11
10.0300 87,089.76 89,000.00
22.0800 82,094.15 81,742.89
285,926.08 289,465.91
STOCKS
COMMON STOCKS
5. Et DUPONT DE NEMOURS 15,000.0000 50.7300 760,950.00 850,350.00
& COMPANY
MUTUAL FUNDS
6. FED STOCK TRUST FUND 1.059.5950 31.9700 33,875.25 32,709.69
#019
7. FED MID-CAP FUND 1,215.8450 24.4500 29,727.41 28,620.98
#151
8. VANGUARD EXPLORER 216.9940 78.3000 16.990.63 16.354.84
FUND #024
9. VANGUARD 500 INDEX 223.2350 132.2000 29,511.67 28.620.98
FUND #40
TOTAL STOCKS
871,054.96
956,656.49
TOTAL INVESTMENTS
"INCOME CASH ON HAND
"PRINCIPAL CASH ON HAND
TOTAL ASSETS
1,156,981.04
9,244.44
14,892.07
1,181,117.55
1.246,122.40
9,244.44
14.892.07
1,270,258.91
TOTAL CASH: 24,136.51
.. Income and principal cash are held in
FEDERATED GOV'T OBLIGATIONS FD #395
Interest rate as of 03126/07 is 4.881182 percent.
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REFUND OF MAIL SERM~fsQmIT BALANCE
'. . ." .......lVIerrtberNOrnb~fr 03 -116765727
:... ..d........>.... POI
..... Reference Number:
GrolJPf-Illrnp,r: DUPTMED
.....:\y.St.Jl>Ur()lIPS 09/06/07 3284712
Cl1edtDatelCl1eckl\iq,.; $19.41
.....Ct)eckAmQunt:
rnedco@
100 Parsons POl'd Orive, Mall Slap F 1-3
Franklin Lakes, New Jersey 07417-2603
Medea Health Solutions, Inc.
O-E-284712-001-01-0 I
ELBA MANCINI
713 HILLTOP DR
NEW CUMBERLAND, PA 170701723
Dear Member:
Attached is a refund of the credit balance left on your Mail Service Benefit Account. Please
deposit or cash this check promptly.
To prevent credits on your account in the future, you may choose to utilize our Credit Card
Autocharge Program. For further information or questions, please contact Customer
Service at 800-282-2881.
Sincerely,
~~l~
DebiFunk
Senior Dir tor of Customer Service
'-K..
~~-.yJ 'I
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#" .
Medea is a registered trademark of Medea Health Solutions, Inc.
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SCHEDULE G
INTER-VIVOS TRANSFERS and
MISCELLANEOUS NON-PROBATE
PROPERTY
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TAX PARCEL NO. 26-24-0809-441
NEW CUMBERLAND BOROUGH
;U 3EHiJ,'U COU!HY-PA
'00 SEP 6 p~@ W>V
DEED
THIS DEED is made the -;jj f"..day of ~ ' in the year two thousand (2000).
BETWEEN ELBA MANCINI, widow, now of713 Hilltop Drive, New Cumberland, Cumberland
County, Pennsylvania 17070, party of the first part, GRANTOR,
AND
ELBA MANCINL Trustee of THE ELBA MANCINI TRUST dated April 22, 1996, party of the
second part, GRANTEE.
WITNESSETH that said party of the first part, for and in consideration ofthe sum of ONE AND
00/100 DOLLAR ($1.00), lawful money ofthe United States of America, well and truly paid by the
said party of the second part to the said party of the first part, at or before the sealing and delivery
of these presents, the receipt whereof is hereby acknowledged, has hereby granted, bargained, sold,
aliened, enfeoffed, released, conveyed and confirmed, and by these presents does grant, bargain, sell,
alien, enfeoff, release, convey and confirm unto the said party of the second part, her heirs, successors
and assigns, a fifty percent (50%) tenant-in-common interest in,
ALL THAT CERTAIN piece or parcel ofland, situate in the Borough of New Cumberland, Lower
Allen Township School District, Cumberland County, Pennsylvania, bounded and described as
follows:
BEGI:NNING at a point on the northerly line of Hilltop Drive, said point being located five hundred
shay-seven and forty-two one-hundredths (567.42) feet measured westwardly along said line from
the westerly line of Harrison Drive; thence continuing westwardly along said line of Hilltop Drive
nineteen and eighty-three one-hundredths (19.83) feet to a point of curve; thence continuing
westwardly along said line, by a curve to the left having a radius of eleven hundred ten (1,110) feet,
an arc distance of sixty-five and seventeen one-hundredths (65.17) feet to a point; thence northwardly
along the easterly line of Lot No. 21, Block "K", on the hereinafter mentioned plan, one hundred
seventy-nine and three one-hundredths (179.03) feet to a point; thence eastwardly along the southerly
lines of Lots 43 and 44 in Block "K", one hundred and two one-hundredths (100.02) feet to a point;
thence southwardly along the westerly line of Lot No. 19, Block "K", two hundred three and twenty-
two one-hundredths (203.22) feet to a point on the northerly line of Hilltop Drive, the Place of
BEGINNING.
BEING Lot No. 20, Block "K", on the Plan of Section 4, Drexel Hills, said plan being recorded in
Plan Book 11, Page 11, Cumberland County Records.
UNDER AND SUBJECT to building and use restrictions as set forth in instrument recorded in
Miscellaneous Book 128, Page 569, which said restrictions are by reference herein incorporated, and
to easements for public utility service lines in favor of Bell Telephone Company and Pennsylvania
Power and Light Company as created by instruments of prior record.
BEING the same fifty percent (50%) tenant-in-common interest which Rosanna M. Ellis, Louise M.
Dolson and Community Trust Company, Co-Trustees of the Lloyd Mancini QTIP Trust, by their deed
of even date herewith and intended to be recorded simultaneously herewith in the Cumberland County
Recorder of Deeds Office, granted and conveyed unto Elba Mancini, widow, Grantor herein.
THIS IS A TRANSFER FOR NOMINAL CONSIDERATION TO THE TRUSTEE OF A
LIVING TRUST AND IS THEREFORE EXCLUDED FROM THE PAYMENT OF REALTY
TRANSFER TAX. 72 P.S. SECTION 8102-C.3(8.1).
TOGETHER with all and singular the buildings and improvements, ways, streets, alleys, driveways,
passages, waters, watercourses, rights, liberties, privileges, hereditaments and appurtenances,
whatsoever unto the hereby granted premises belonging, or in any wise appertaining, and the
reversions and remainders, rents, issues and profits thereot'; and all the estate, right, title, interest,
property, claim and demand whatsoever of the said Grantor, as well at law as in equity, of, in and to
the same.
TO HA VE AND TO HOLD the said lot or piece of ground above-described, with all and singular
the buildings and improvements thereon erected, hereditaments and premises hereby granted, or
mentioned and intended so to be, with the appurtenances, unto the said Grantee, her heirs and assigns,
to and for the only proper use and behoof of the said Grantee, her heirs and assigns forever.
AND the said Grantor, for herself, her heirs, executors and administrators, does covenant, promise
and agree, to and with the said Grantee, her heirs and assigns, by these presents, that they, the said
Grantor and her heirs, all and singular the hereditaments and premises hereby granted or mentioned
and intended so to be, with the appurtenances, unto the said Grantee, her heirs and assigns, against
them, the said Grantor and her heirs, and against all and every person and persons whomsoever
lawfully claiming or to claim the same or any part thereof, by, from or under him, her, them or any
of them, shall and will, subject as aforesaid, SPECIALLY WARRANT AND FOREVER
DEFEND.
IN WITNESS WHEREOF, the said party of the first part has hereunto set her hand and seal, the
day and year first written above.
UL~ 1YJ ~~
ELBA MANCINI
1Il1ddc! ~
COMMONWEALTH OF PENNSYLVANIA
SS:
COUNTY OF CUMBERLAND
On this, the :1Lf1aay of CU(J tJv<Jt , 2000, belOre me, a Notary Public fur the
Commonwealth of Pennsylvania, the und signed officer,. personally appeared ELBA MANCINI,
widow, known to me (or satisfactorily proven) to be the person whose name is subscribed to the
within instrument, and acknowledged that she executed the same for the purpose therein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
fA If tl Ii. 4rAJ Iit0( L
Notary Public ' I
My Commission Expires:
. Notarial Seal
Tracl L. Sepkovic, Notary Public
Lemoyne ,80.ro, Cumberland County
My Commission Expires July 7, 2003
Member, Pennsylvania ASSOCiation of Notaries
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
SS:
RECORDED in the Office for Recording of Deeds , etc., in and for said County, inDeed Book
No. , Page
WITNESS my hand and official seal this _ day of
, 2000.
Recorder of Deeds
CERTIFICATE OF RESIDENCE
I hereby certify that the present residence of the Grantee herein is as follows:
RETURN DEED TO:
The Elba Mancini Trust
c/o Elba Mancini, Trustee
713 Hilltop Drive
New Cumberland, PA 17070
The Elba Mancini Trust
c/o Elba Mancini, Trustee
713 Hilltop Drive
New Cumberland, P A 17070
APPRAISAL REPORT
OF
713 Hilltop Road
New Cumberland. PA 17070
PREPARED FOR
Mancini Estate
713 Hilltop Road
New Cumberland. PA 17070
AS OF
06-13-07
PREPARED BY
Premier Appraisals
3015 Harvard Ave.
Camp Hill. PA 17011
Premier Appraisals
File No. 706005
Case No
Page Title
Residential Appraisal Page 1
Residential Appraisal Page 2
Residential Appraisal Page 3
Extra Comps 4-5-6
Certification Page 1
Certification Page 2
Certification Page3
Sketch
Sketch
Location Map
Photo Subject
Photo Com parables 1-2-3
Photo Comparables 4-5-<3
Appraiser Ucense Certificate
Table of Contents
Page #
2
3
4
5
6
7
8
9
10
11
12
13
14
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Case No.
75 %
1 %
1 %
3 %
Tile WW/Av
2
No If No describe
NL - Residential 5/2007
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R "d f IA
File No. 706005
Case No.
IR
rt
eSI en la ~ppralsa epo
There are 8 comparable properties culTel1Uy offered for sale in the subject neiQhborhood ranQinQ in price from $ 196 900 to $ 284 900
There are 13 comparable sales in the sub'ect neiahborhood within the past twelve months ranaina in sale price from $ 214 000 to $ 350 000
FEATURE I SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3
Address 713 Hilltop Road 406 Blacklalch lane 422 Blacklatch lane 132 Fineview Road
New Cumberland PA 17070 Camo Hill PA 17011 Camo Hill PA 17011 Camo Hill PA 17011
Proximilv to Sub'eet 0.36 miles Illriles 0.61 miles
Sale Price $ N/A ,'" $ 305 500 $ 258 900 $ 300,000
Sale PricelGross Liv. Area $ 0.00 s . fl. $ 121.42 sQ. fl. $ 105.50 sa. fl. $ 117.55 sa.1\.
Data Sourcels) Public RecordslEx\. Inso Public Records/Ex\. Inso Public RecordslExt. Inso
Verification Source(sl Multi list/Realtor Multi list/Realtor Multi list/Realtor
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION -<{ -j $ Adiustment DESCRIPTION -<{-) $ Adiustment DESCRIPTION -<{-) $ Adiustmen
Sale or FinancirKl Conventional Conventional Conv. $1 500
Concessions 15 Davs Mkt 33 Davs Mkt 5 Davs Mkt
Date of Salemme 04-{)3-07 06-{)8-{)7 01-{)3-{)7
Location Suburban/Ava Suburban/Ava Suburban/Ava Suburban/Ava
Leasehold/Fee Simple Fee Simole Fee Simole Fee Simole Fee Simole
Site .39 Ac/Ava .37 AcJAva .41 AcJAvQ .24 AclAvo
View Residential/Avo Residential/Ava Residential/Ava Residential/Ava
Desian (SMel Solit Level/Avo Split level/Ava Splitlevel/AvQ 2 Story/Ava
Qualitv of Construction Stone Aluminum/Avo Brick Vinvl/Ava Brick Vinvl/Ava Vinvl.Brick/Ava
Actual AQe 42 Yrs Est 49 Yrs Est 47 Yrs Est 30 Yrs Est
Condition Averaae Averaae+ -5ooe Averaoe++ -10000 A veraQe+ -5,00C
Above Grade T olal I Bdrmsl Baths Total IBdrmsJ Baths T olal IBdrmsJ Baths Total IBdrmsJ Baths
Room Count 9 I 4 I 2.50 8 1 4 I 2.50 8 I 4 I 3.50 -200C 8 4 I 3.50 -200C
Gross UviOQ Area 2933 SQ. fI 2516 SQ. ft. +8,34( 2454 sa. ft. +9 58C 2,552 sa. ft. +7 62C
Basement & Finished Full Basement Partial Basement +7,50e None +15,000 Full Basement
Rooms Below Grade am Rm Br Kit Bathrr Unfinished +1200e N/A +1200C Fam Rm Rec Rm +3 OOC
Functional Utility Averaoe Averaae Averaoe A veraoe
HeatinQ/CooliOQ Electric Radiant/CA Oil,HWBBlCA Oil HWBB/CA Gas FWAlCA
. Enemy Efficient lIems Storm Windows Storm Windows Insulated Windows Storm Windows
. GaraoelCaroort 2 Car Gar At! 2 Car Gar At! 2 Car Gar Att 2 Car Gar At!
. Porch/PatiolDeck rch Patio 3 Baloonie Dorch Screened Pali un Rm Stmp Pat,Prc Porch Palio Deck
A Firenlaces 2 Fireolaces 1 Fireolace +150 1 Fireolace +1,5OC 1 Fireolace +1,5OC
M lnaround Pool None None None None
R
. Net Adiustment (T alaI) rxl +11- $ 24,340 IX 1 + r 1 - $ 26 080 xl.j 1- $5120
Adjusted Sale Price NetAdJ:8% Net Adj: 10% Net Adj: 2%
of Comoarables Gross Adi : 11% $ 329 840 Gtoss Adi: 19% $ 284 980 Gross Adi: 6% $ 305120
. I I X I did I I did not research the sale or transfer history of the subiect property and comparable sales. If no~ exp ain Three vear sale/transfer histories were
researched for all properties.
My research I I did I X I did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal.
Data source(s) Public Records
My research I X I did I I did not reveal any prior sales or transfers of the comoarable sales for the year prior to the date of sale of the comparable sale.
Data source(s) Public Records
Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales (report additional prior sales on DaQe 3).
ITEM SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3
Date of Prior Salerr ransfer No Known Sales In The No Known Sales In The No Known Sales In The No Known Sales In The
Price of Prior SaIelT ransler Past Three Years. Past Three Years. Past Three Years_ Past Three Years.
Data Sourcels) Source: Public Records. Source: Public Records. Source: Public ReOOrds. Source: Public Records.
Effective Date of Data Source(sl 06-22-{)7 06-22-07 06-22-{)7 06-22-{)7
Analvsis of prior sale or transfer history of the subieet prooerIY and comparable sales The orior $1.00 transfer of sale four had no affect on it's recent sale orice,
Summary of Sales Comparison Approach All sales are detached dwellinas located in the sub'ect's market area and are considered the best available for comnarison a
value indicators. The selected comoarables are closed transactions. The soecified dates of sale for the utilized comoarables are the actual settlement dates or date
of deed transfer. Verification is with the Cumberland Countv Courthouse. See the attached comment section for an explanation of the adjustments.
Indicated Value bv Sales Comoarison Aooroach $ 300 000
Indicated Value bv: Sales Comparison Approach $ 300 000 Cost Approach (if develooedl $ NI A Income APoroach (if deve/ooedl $ N/ A
Three aonroaches to value were considered in develooina the ooinion of value. Due to the reliabilitv of the data, emohasis was olaced an the sales comoarison
. aooroach. The cost and income approaches were considered as not applicable due to the aae of the home and the lack of reliable rental data resoectivelv.
IT"' ....,..... l>J "~,: U,"""". 00.._......., ........00' 00" "',.. .-.. """'000 .... '-' .~ """
completed, 0 subject to the toIlowng repairs or alterations on the baSIS of a hypothetical condition that the repairs or alteratIOns have been completed, or 0 subject to 1he
. followinQ required inspection based on the extraordinary assumotion that the condition or deficiencv does not reauire alteration or repair.
. Based on a complete visual inspection of the interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limitin9
conditions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is
$ 300 000 as of 06-13-07 which is the date of insoection and the effective date of this aDOraisal.
NL - Residential 5/2007
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raisa
Additional Features: Finished Basement: Fami! Room with Wet Bar and Fire lace Bedroom Bathroom Laund Room with Kitchenette' Some Stained Glass
Windows' Water Conditioner' Two Hot Water Heaters' Cedar Closet. Laund Chute' Vaulted Ceilin . MarblefTerrazzo Tile Floors' Gara e Finished with
PlasterlD all and E ui ed with Electric Door 0 ener' Electric Radianlln-Floor Heat with Su Jemental Solar Panels' Central Air Conditioner for One Floo~ Whole
House Fan' Master BedroomlBathroom with Bidet. Three Rear Balconies' Lar e Rear Patio with Built-In Grill" Front Porch' Basement Area Under Gara e'Storm
Windows.
uidelines. Therefore
andlor amenit and were selected as reliabie value indicators.
amenities and conditions.
=$
=$
=$
=$ 0
=$ 0
0
0
=$ 0
unit.
No If No, describe the status of com lelion.
Are the common elements leased to or b the Homeowner's Association?
No If Yes, describe the rental terms and 0 lions.
Describe common elements and recreational facilities.
NL - Residential 512007
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EXTRA COMPARABLES 4-5~
File No. 706005
Case No.
Borrower
Property Address 713 Hilltop Road
City New Cumberland
Lender/Client
County
Mancini Estate
Cumberland State PA Zip Code
Address 713 Hilltop Road. New Cumberland, PA 17070
17070
FEATURE I SUBJECT I COMPARABLE SALE # 4 COMPARABLE SALE # 5 COMPARABLE SALE # 6
Address 713 Hilltop Road 625 Hilltop Road 700 Hilltop Drive
New Cumb d PA 17 70 New Cumberland, PA 17070 New Cumberland PA 17070
Proximitv to Subiect 0.20 miles 0.11 miles
Sale Price $ $ 239 900 $ 350 000 $
Sale Price/Gross Liv. Area $ 0.00 s . fl. $ 128.77 so. fl. $ 185.19 so. fl. $ sa. ft.
Data Sourcelsl Public RecordslExt. Inso Public Records/Ext. Inso
Verification Sourcelsl Multi UstlRealtor Multi UstlRealtor
VALUE ACUUSTMENTS DESCRIPTION DESCRIPTION I+/.T $ Adiustment DESCRIPTION ->i-I $ Adiustmen DESCRIPTION ->i-\ $ Adiustmen
Sale or Financina Conventional Conventional
Concessions 7 Davs Mkt 39 Davs Mkt
Date of Salemme 02-16-07 09-22-06
Location Suburban/Ava Suburban/Avo Suburban/Avo
Leasehold/Fee Simole Fee Simole Fee Simnle Fee Simole
Site .39 Ac/Avo .38 Ac/Avn .40 Ac/Ava
View Residential! Avo Residential/Avn Residential/Avo
Desian (Style) Solil Level/Ava 2 Storv/Ava Solit Level/Avo
Qualitv of Construction Stone Aluminum/Avo Alum BricklAvn Alum Vnl Br1<IAva
Actual Aae 42 Yrs Est 44 Yrs Est 45 Yrs Est
Condition A veraoe A verane Goad -250Q(
Above Grade Total IBdrmsl Baths Total IBdrmsJ Baths T alai IBdrmsJ Baths T alai IBdrmsJ Baths
Room Count 91412.50 8 I 4 I 2.50 7 I 41 2f 2h -100 I I
Gross Uvina Area 2933 sQ. fl. 1863 sa. fl. +2140( 1890 sa. fl. +20 86r SQ. ft.
Basement & Finished Full Basement Full Basement Full Basement
Rooms Below Grade am Rm Br,Kit Bathr Unfinished +12oor Fam Rm Rec Rm PI +2 00l
Functional Utility Averaae A veraae Averaoe
HeatinalCoolina Electric Radiant/CA Oil FWA/CA Gas FWA/CA
Enerav Efficient Items Storm Windows Storm Windows Insulated Windows
. GaraaeiCarnort 2 Car Gar At! 1+ Car Gar At! +100C 2 Car Gar At!
PorchlPatiolDeck Prch Patio 3 Balconie Sun Rm Patio Stoon un Rm Deck Pat Prc
. Fireolaces 1 Firenlace +1",()( +2 50<
2 Fireolaces None
. Innround Pool None None Inaround Pool -500
EI
r:;I Net Adiustment IT alan r xl + r 1- $ 35 900 r l+rxl- $ -5640 I 1+1 1- $ 0
Adjusted Sale Price Net Adj: 15% Net Adj: .2% Net Adj: 0%
· of Cornoarables Gross Adi : 15% $ 275 800 Gross Adl: 16% $ 344 360 Gross Ad!: 0% $ 0
. I Reoort the results of the research and analvsis of the orior sale or transfer historv of the subiect orooertv and comparable sales
ITEM SUBJECT COMPARABLE SALE # 4 COMPARABLE SALE # 5 COMPARABLE SALE # 6
Dale of Prior SalelT ransfer No Known Sales In The 11-08-06 No Known Sales In The
Priee of Prior SalefT ranster Past Three Years. $1.00 Past Three Years.
Data Sou!Ce(sl Source: Public Records. Source: Public Records. Source: Public Records.
Effective Date of Data Soureelsl 06-22-07 06-22-07 06-22-07
Analvsis of prior sale or transfer history of the subject OlOOOrtv and comoarable sales The orior $1.00 transfer of sale four had no affect on it's recent sale orice.
Summary of Sales Comparison Approach Additional comnarables are nrovided as suonortino data.
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This appraisal report is subject to the scope of work, intended use, intended user, definition of market value, statement of assumptions
and limiting conditions, and certifications. The Appraiser may expand the scope of work to include any additional research or analysis
necessary based on the complexity of this appraisal assignment.
SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the
reporting requirements of this appraisal report form, including the following definition of market value, statement of
assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perlorm a complete visual
inspection of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street,
(4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis, opinions, and
conclusions in this appraisal report.
DEFINITION OF MARKET VALUE: As per Fannie Mae the definition of market value is the most probable price which
a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each
acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the
consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and
seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his
or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash
in U. S. dollars or in tenns of financial arrangements comparable thereto; and (5) the price represents the normal consideration for
the property sold unaffected by special or creative financing or sales concessions" granted by anyone associated with the sale.
"Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are
readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing
adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional
lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical
dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's
reaction to the financing or concessions based on the appraiser's judgment
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is
subject to the following assumptions and limiting conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title
to it, except for information that he or she became aware of during the research involved in performing this appraisal. The
appraiser assumes that the title is good and marketable and will not render any opinions about the title.
2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements.
The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination
of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency
(or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an
identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or
implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,
unless specific arrangements to do so have been made beforehand, or as otherwise required by law.
5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or
she became aware of during the research involved in performing this appraisal. Unless otherwise stated in this appraisal
report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the
property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances,
adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such
conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such
conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist.
Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as
an environmental assessment of the property.
6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory
completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will
be performed in a professional manner.
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APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that:
1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in
this appraisal report.
2. I performed a visual inspection of the interior and exterior areas of the subject property. I reported the condition
of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the
livability, soundness, or structural integrity of the property.
3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal
Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in
place at the time this appraisal report was prepared.
4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales
comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach
for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop
them, unless otherwise indicated in this report.
5. I researched. verified, analyzed, and reported on any current agreement for sale for the subject property. any offering for
sale of the subject property in the twelve months prior to the effective date of this appraisal. and the prior sales of the subject
property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report.
6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior
to the date of sale of the comparable sale, unless otherwise indicated in this report.
7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property.
8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that
has been built or will be built on the land.
9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject
property and the comparable sales.
10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in
the sale or financing of the subject property.
11. I have knowledge and experience in appraising this type of property in this market area.
12. I am aware of, and have access to. the necessary and appropriate public and private data sources, such as multiple listing
services, tax assessment records, public land records and other such data sources for the area in which the property is located.
13. I obtained the information. estimates, and opinions fumished by other parties and expressed in this appraisal report from
reliable sources that I believe to be true and correct.
14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject
property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I
have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, adverse environmental conditions. etc.) observed during the inspection of the
subject property or that I became aware of during the research involved in performing this appraisal. I have considered these
adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and
marketability of the subject property.
15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all
statements and information in this appraisal report are true and correct.
16. I stated in this appraisal report my own personal, unbiased, and professional analysis. opinions. and conclusions, which
are subject only to the assumptions and limiting conditions in this appraisal report.
17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or
prospective personal interest or bias with respect to the participants in the transaction. I did not base. either partially or
completely, my analysis and/or opinion of market value in this appraisal report on the race. color, religion, sex, age. marital
status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the
present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law.
18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned
on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific
value, a predetermined minimum value. a range or direction in value, a value that favors the cause of any party. or the attainment of a
specific result or occurrence of a specific subsequent event.
19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on
significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the
preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report.
I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item
in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it.
20. I identified the client in this appraisal report who is the individual, organization, or agent for the organization that
ordered and will receive this aooraisal reoort.
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21. I am aware that any disclosure or distribution of this appraisal report by me or the client may be subject to certain
laws and regulations. Further. I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice
that pertain to disclosure or distribution by me.
22. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature." as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature. the appraisal report shall be as effective. enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that:
1. I directly supervised the appraiser for this appraisal assignment. have read the appraisal report. and agree with the appraiser's
analysis. opinions. statements. conclusions, and the appraiser's certification.
2. I accept full responsibility for the contents of this appraisal report including. but not limited to. the appraiser's analysis. opinions.
statements. conclusions. and the appraiser's certification.
3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the
appraisal firm). is qualified to perform this appraisal. and is acceptable to perform this appraisal under the applicable state law.
4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
report was prepared.
5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature." as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings). or a facsimile transmission of this
appraisal report containing a copy or representation of my signature. the appraisal report shall be as effective. enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED)
Signature tuJt-. M. Ll~ Signature
Name William M. Davis - PA Certified Residential RE. Appraiser Name
Company Name Premier Appraisals Company Name
Company Address 3015 Harvard Ave. Company Address
Camp Hill. PA 17011
Telephone Number 717-730-9586 Telephone Number
Email Address wdavis5853@laol.com Email Address
Date of Signature and Report 06-25-07 Date of Signature
Effective Date of Appraisal 06-13-07 State Certification #
State Certification # RL-003418-L or State License #
or State License # State
or Other (describe) State # Expiration Date of Certification or License
State PA
Expiration Date of Certification or License 06-30-1)7
SUBJECT PROPERTY
ADDRESS OF PROPERTY APPRAISED
713 Hilltop Road 80id not inspect subject property
New Cumberland. PA 17070 Did inspect exterior of subject property from street
Date of Inspection
APPRAISED VALUE OF SUBJECT PROPERTY $ 300.000 ODid inspect interior and exterior of subject property
CLIENT Date of Inspection
Name
Company Name Mancini Estate COMPARABLE SALES
Company Address 713 Hilltop Road 8 Did not inspect exterior of comparable sales from street
New Cumberland. PA 17070 Did inspect exterior of comparable sales from street
Email Address Date of Inspection
NL - General Certification 5/2007
This form may be reproduced unmodi1ie<l without wotten permission. however. Bradford Technologies. Inc. must be acknowledged and credited.
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Paoe 7 of 14
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SKETCH ADDENOUM
File No. 706005
Case No.
Borrower
Properly Address 713 HJlUOll Road
City New Cumberland
Lender/Client Mancini Estate
County
Cumberland State PA Zip Code
Address 713 Hilltop Road, New Cumberland, PA 17070
17070
34.00' Balcony Balcony /Patio
38.00'
14.00' Den Rec Room
Dining
Fp Liv ing Room Room
29.00'
9.00' Stairs
2.50'
2 Car Garage - Kitchen
22.00' Stoop
8.00' Foyer Stairs Dining Pwdr
Area Rm
9.00'
Porch
25.00'
34.00' Bale on y
Dressing
Area
Bathroom Bedroom
Closet
36.00' Bath 36.00'
Room
Stairs
Bedroom Bedroom Bedroom
34.00'
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Page 8 of 14
Premier Appraisals
Borrower
Property Address 713 Hilltop Road
City New Cumberland
Lender/Client
County
Mancini Estate
SKETCH ADDENDUM
File No. 706005
Case No.
Cumberland
Address
State PI'. Zip Code 17070
713 Hilltop Road, New Cumberland, PI'. 17070
SKETCH CALCULATIONS Perimeter Alt.
C=d 11.1: 31.5 x 14.0 = 441.0
A2:6.5x9.0= 56.5
A3: 9.0x6.0= 72.0
First Floor 571.5
[=~J A4 : 36.0 x 29.0 = 1102.0
Second Floor 1102.0
D A5: 34.0 x 36.0 = 1224.0
Third Floor 1224.0
T atal L Ivina Area 2697.5
.. I
A6:25.0x9.0= 225.0
I A7: 22.5 x 13.0 = 2925
A7
Attached Garage 517.5
T atal Garage Area 517.5
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lOCATION MAP ADDENDUM
File No. 706005
Case No.
Borrower
Property Address 713 Hilltop Road
Ci New Cumberland
Lender/Client Mancini Estate
Coun
Cumberland State PA Zi Code
Address 713 Hilltop Road, New Cumberland, PA 17070
17070
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Premier Appraisals
SUBJECT PHOTO ADDENDUM
Borrower
Property Address 713 Hilltop Road
City New Cumberland
Lender/Client Manc;ni Estate
File No. 706005
Case No.
County
Cumberland State PI'. Zip Code
Address 713 Hilltop Road, New Cumberland, PI'. 17070
17070
FRONT OF
SUBJECT PROPERTY
713 Hilltop Road
New Cumberland. PI'. 17070
REAR OF
SUBJECT PROPERTY
STREET SCENE
Page 11 of 14
Premier Appraisals
COMPARABLES 1-2-3
Borrower
Property Address 713 Hilltop Road
City New Cumberland
Lender/Oient Mancini Estate
File No. 706005
Case No.
County
Cumberland State PA Zip Code
Address 713 Hilltop Road, New Cumbe~and, PA 17070
17070
COMPARABLE SALE #
406 Blacklatch Lane
Camp Hill, PA 17011
COMPARABLE SALE # 2
422 Blacklatch Lane
Camp Hill, PA 17011
COMPARABLE SALE # 3
132 Fineview Road
Camp Hill, PA 17011
Page 12 of 14
Premier Appraisals
COMPARABLES 4-5-6
Borrower
Property Address 713 Hilltop Road
City New Cumberland
Lender/Client Mancini Estate
File No. 706005
Case No.
County
Cumberland Slate PA Zip Code
Address 713 Hilltop Road, New Cumberland, PA 17070
17070
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COMPARABLE SALE # 4
625 Hilltop Road
New Cumberland, PA 17070
COMPARABLE SALE # 5
700 Hilltop Drive
New Cumberland, PA 17070
COMPARABLE SALE # 6
Page 13 of 14
Premier Appraisals
Appraiser License Certificate
File No. 706005
Case No.
Cnlbntonwt'.alttlofPetmtylvanill
Departmeuc of State
8ureau Or Profe3$lOftllhnd OtoIp.t.loallJ Aff~tlrSl
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P~nD 1" "I ..~
TAX PARCEL NO. 24034003
DERRY TOWNSHIP
~CQ5~V RECEIVED
luna SEP -8 P 12: 3b
DEED
C:JRD ~ nr::~-
:~Pill!Tv nL~'1" ,
"')3 E'l,' ,j S':T~L vX' .
~.~.
THIS DEED is made the ...LL day of
owrr
, in the year two thousand (2000).
BETWEEN ELBA MANCINI, widow, now of713 Hilltop Drive, New Cumberland, Cumberland
County, Pennsylvania 17070, party of the first part, GRANTOR,
AND
ELBA MANCINL Trustee of THE ELBA MANCINI TRUST dated April 22, 1996, party of the
second part, GRANTEE.
WITNESSETH that said party of the first part, for and in consideration of the sum of ONE AND
00/100 DOLLAR (Sl.OO), lawful money of the United States of America, well and truly paid by the
said party of the second part to the said party of the first part, at or before the sealing and delivery
of these presents, the receipt whereof is hereby acknowledged, has hereby granted, bargained, sold,
aliened, enfeoffed, released, conveyed and confirmed, and by these presents does grant, bargain, sell,
alien, enfeoff, release, convey and confirm unto the said party of the second part, her heirs, successors
and assigns,
ALL THAT CERTAIN lot or piece of land, and improvements thereon, situate on the West side
of Mill Street, in Derry Township, Dauphin County, Pennsylvania, bounded and described as follows,
to wit:
CONTAINING in front on Mill Street eighty (80) feet and extending in depth of that width
southwestwardly one hundred twenty (120) feet to a fifteen (15) feet wide alley in the rear; being lots
Nos. 24 and 25 on Plan of Lots duly recorded in the Recorder's Office of Dauphin County, in Plan
Book "H", Page 30.
HA VING THEREON ERECTED a double two-story concrete block dwelling house.
BOUNDED on the North by a fifteen (15) feet wide alley; on the South by Lot No. 23 on said Plan,
property now or late of Sarafina Ramaciotti; on the East by Mill Street aforesaid and on the West by
a fifteen (15) feet wide alley.
BEING the same premises which Rosanna M. Ellis, Louise M. Dolson and Community Trust
Company, Co-Trustees of the Lloyd Mancini QTIP Trust, by their deed of even date herewith and
intended to be recorded simultaneously herewith in the Dauphin County Recorder of Deeds Office,
granted and conveyed unto Elba Mancini, widow, Grantor herein.
THIS IS A TRANSFER FOR NOMINAL CONSIDERATION TO THE TRUSTEE OF A
LIVING TRUST AND IS THEREFORE EXCLUDED FROM THE PAYMENT OF REAL TY
TRANSFER TAX. 72 P.S. SECTION 8102-C.3(8.1).
TOGETHER with all and singular the buildings and improvements, ways, streets, alleys, driveways,
passages, waters, watercourses, rights, liberties, privileges, hereditaments and appurtenances,
whatsoever unto the hereby granted premises belonging, or in any wise appertaining, and the
reversions and remainders, rents, issues and profits thereof; and all the estate, right, title, interest,
property, claim and demand whatsoever of the said Grantor, as well at law as in equity, ot: in and to
the same.
TO HA VE AND TO HOLD the said lot or piece of ground above-described, with all and singular
the buildings and improvements thereon erected, hereditaments and premises hereby granted, or
mentioned and intended so to be, with the appurtenances, unto the said Grantee, her heirs and assigns,
to and for the only proper use and behoof of the said Grantee, her heirs and assigns forever.
AND the said Grantor, for herselt: her heirs, executors and administrators, does covenant, promise
and agree, to and with the said Grantee, her heirs and assigns, by these presents, that they, the said
Grantor and her heirs, all and singular the hereditaments and premises hereby granted or mentioned
and intended so to be, with the appurtenances, unto the said Grantee, her heirs and assigns, against
them, the said Grantor and her heirs, and against all and every person and persons whomsoever
lawfully claiming or to claim the same or any part thereot: by, from or under him, her, them or any
of them, shall and will, subject as aforesaid, SPECIALLY WARRANT AND FOREVER
DEFEND.
IN WITNESS WHEREOF, the said party of the first part has hereunto set her hand and seal, the
day and year first written above.
SIGNED, S ALED AND DELIVERED
IN THE P 'ENCE OF
~ ~{{Af-
~ fY11 ~-^-<~
ELBA MANCINI
~;:~~
COMMONWEALTH OF PENNSYLVANIA
ss:
COUNTY OF CUMBERLAND
On this, the Jiqfd;,y of r1.,uffVlf- , 2000, before me, a Notary Public for the
Commonwealth of Pennsylvania, the und. signed officer, personally appeared ELBA MANCINI,
widow, known to me (or satisfactorily proven) to be the person whose name is subscribed to the
within instrument, and acknowledged that she executed the same for the purpose therein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
ttr; Li j~k/vI <:
Notary Public
My Commission Expires:
Notarial Seal
Traci L. Sepkovic. Notary Public
lemoyne Boro. Cumberland County
My Commission Expires July 7, 2003
Member. PennsylvaOlaAssociation ot Notaries
COMNlONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN
ss:
RECORDED in the Office for Recording of Deeds, etc., in and for said County, in Record
Book No. , Page
WITNESS my hand and official seal this
day of
, 2000.
Recorder of Deeds
CERTIFICATE OF RESIDENCE
I hereby certify that the present residence of the Grantee herein is as follows:
The Elba Mancini Trust
c/o Elba Mancini, Trustee
713 Hilltop Drive
New Cumberland, P A 17070
RETURN DEED TO:
The Elba Mancini Trust
c/o Elba Mancini,. Trustee
713 Hilltop DiDe
New Cumberland, PA 17070
)(~
Attomer for Grantee
.
~ ~~RANSFER TAX
T STATEMENT OF VAWE
REV.I83 EX (0.961
RECORDER'S USE ONLY
~=
DEPT. 280603
HARRISBURG. PA 17128-0603 see Reverse for Instructions
Complete each section and file in duplicate with R~ of Deeds when (1) the full value/GOnsideratioo is not set forth in the deed, (2) when the deed
is without consideration, or by gift, or (3) a tax exelI!Pfion is daimed. A Statement of Value is not required if the transfer is wholly exempt from tax
based on: (1) folnt1y relationship or (2) public utlTdy easement. If more space is needed, attach additional sheet(s).
A CORRESPONDENT - All inquiries may be directed to the following penon:
Name . T.a.phaM Number:
Lowell R. Gates, Esquire c/o Gates & Associates, P.c. Nea Code ( 717
Street Adclreu Slate
IOl3 Mumma Road, Suite 100 PA
B TRANSFER DATA
Grantar(sJllessor(s
Elba Mancini
Street A u
713 Hilltop Drive
City
New Cumberland -
StaN
PA
Zip Code
17070
731-9600
Zip Cade
17043
D-.m
State
Ca.
PA
17070
C . PROPERTY LOCATION
Slreet A reu
324 Mill Street
County
Dauphin
D VALUATION DATA
1. Actuol Cosh Consideration
1.00
4. County Au Va ue
67,400
E EXEMPTION DATA
la. Amount of Exemption oj
100%
Diarict
Hershey
2. Olher Consideration
+ O.
5. Cammon odor
X 1.87
3. T ota Cansi eration
= 1.00
= 126,038.00
2. Check Appropriate Box Below for Exempfioa Qalmed
r-)
_OJ 7~i~ $ ;0
o 1""'1'1
":..-oi ';.;: a c..n t I ~
I~~~~ q; ()
(J\; 01 ;.... rn
_<. -...,.., -;''j vv -<
,- 'U)
~.:: CJ ~ -0
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o Transfer between principal and agent. (Attach GOmplete GOpy of agency/straw party agr~.)::~ ~ -" i9 0
o Transfers to the Commonwealth, the United States and Instrumentalities by" gift, dedication, condemn~o~~~~ lieu ~ondemnolion.
(If condemnation or in lieu of GOncMmnatioA, attach copy of resolution.)-~'
Interest CoRveyed
o Will or intestate succession
o Transfer to Industrial Development Agency.
[]f. Transfer to a trust. (Attach complete copy 01 trust agreement identifying all beneficiaries.)
IN- 01 IH...IenII
o
o
o
o
Transfer from mortgagor to a holder of a mortgage-in default. Mortgage Book Number
I
, Page Number
Corrective or confirmatory deed. (Attam complete copy of the prior deed being corrected or GOnfirmed.)
Statutory corporate GOnsolidation, merger or division. (Attach copy of arodes.)
This is a transfer to a Trustee of a Living Trust.
Other (Please explain exemption daimed, if ather than listed above.)
72 P.S. Section 8102-C.3(8.1).
, I ~... that I have exCllllillecl this Statement, Including accompanying iBfonnaflon, _d to the best of my knowledge
, COJNct critcI _pJete.
.", Party Date
v/{ B.~ ,
FAILURE TO C MPLm THIS-FORM PROPERLY OR An ACH APPUCABLE DOCUMENTAnON MAY RESULT IN THE RECORDER'S REFUSAL
TO RECORD TNE DEED.
I
i
APPRAISAL REPORT
OF
\
1
322-24 Mill Street
Hershey, PA 17033
PREPARED FOR
Mancini Estate
713 Hilltop Road
New Cumberland, PA 17070
AS OF
06-20-07
PREPARED BY
Premier Appraisals
3015 Harvard Ave.
Camp Hill, PA 17011
Premier Appraisals
File No. 706006
Case No
Table of Contents
Page Title
Residential Income Page 1
Residential Income Page 2
Residential Income Page 3
Residential Income Page 4
Extra Com ps 4-5-6
Certification Page 1
Certification Page 2
Certification Page3
Sketch
location Map
Photo Subject
Photo Comparables 1-2-3
Photo Comparables 4-5-6
Page #
2
3
4
5
6
7
8
9
10
11
12
13
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File No. 706006
Case No.
nor to the effective date of this a
75 %
1 %
1 %
20 %
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File No. 706006
Case No.
Small Residential Income Property Appraisal Report
Are there any Dhvsical deficiencies or adverse oonditions that affect the livabilitv, soundness, or structural inteoritv of the nrnoP.rtv? r lves r xl No If Ves, describe
Does the
erally conform to the neiohborhood (functional ulilitv, stvle, oondition, use, oons1ruction, etc. I? r xlves r l No If No, describe
.
.
IS the orooertv subiect to rent control? lives I X I No If Ves, describe
The following properties represent the most curren~ similar, and proximate comparable rental properties to the subject property. This analysis is intended to support the
oQinion of the marllet rent for subiect nronertv.
FEATURE I SUBJECT I COMPARABLE RENTAL # 1 COMPARABLERENTAL#2 COMPARABLE RENTAL # 3
Address 322-24 Mill Street ~09 W. Granada Ave. 124 Cocoa Ave. 213-15 W. Areba Ave.
Hershev. PA 17033 Hershev, PA 17033 Hershev. PA 17033 Hershev. PA 17033
Proximity to subiect 0.54 miles ~iles 0.51 miles
CurrentMonthlvRenl $ 1,100 $ 1,600 $ 1200 J!I!:!$ 2,700
RenUGross BIOO. Area $ 0.31 SQ. fl. 0.71 so. fl. 0.75 so. ft. 0.81 so. fl
Rent Control lves r X1No Ves X No Ves X No Ves X No
Data Source(sl InsoOOion Pub. Reed. Multi UstlRealtor Pub. Records Multi UstlRealtor Pub. Records Multi UstlReaijor Pub. Records
... Dale ofLease{s) NlA NlA N/A NlA
. Location Suburban/Ava Suburban/Avn Suburban/Avn Suburban/Avn
I Actual Age 57 Vrs Est 80 Yrs Est 97 Yrs Est 71 Yrs Est
Condition Averaae Averaae Averane Averane
. Gross Building Area 3,596 2 250 1 598 3 313
Rm Count Size Rm Count Size Monthly Rent Rm Count Size Monthly Rent Rm Count Size Monthly Rent
': Unit Breakdown SQ. Ft. SO. Ft. Sa. Fl. SO. Fl.
. Tot Br Ba Tot Br Ba Tot Br Ba Tot Br Ba
. Vnit#1 6 4 1.5C 1798 6 3 1,<;( 1550 $ +1,00( 3 1 1.00 774 $ +55( 3 1 1.0r 660 $ +50C
. Unit #2 3 1 1.0( 899 3 2 1.0C 700 $ +60C 3 1 1.00 824 $ +S5( 3 1 1.0r 660 I +6OC
Unit #3 3 1 1.0C 899 N/A NlA NlA NlA $ N/A NlA NlA N/A $ 3 2 1.01: 673 $ +SOC
Unit #4 N/A N/A NlA NlA N/A NlA N/A NlA $ NIA NlA N/A N/A I 5 3 1.OC 1320 $ +1 OOC
Utilities Included Heat,Water,Sewer No Utilities Included Heat, Water Sewer Trash Heat Water Sewer Trash
and Trash 'Unit Size Sn. Ft. Estimated
Analysis of rental data and support for estimated marllet rents for the individual subject units reported below (including the adequacy of the comparables, rental concessions,
etc.l The ooinion of market rent was reconciled based unon the best available rental data and the aooraisefs knowledoe and exoerience. There are no knowr
rental concessions and rental concessions are not !voical for the market area.
Rent Schedule: The aporaiser must reconcile the aPI icable indicated monthlv marllet rents to orovide an ooinion of the marllet rent for each unit in the subiect orooertv.
Leases Actual Rent Ooinion Of Marllet Rent
Lease Date Per Vnit Total Per Vnit
Unit No. Booin End Unfurnished Furnished Rent Vnfurnished Furnished
1 N/A N/A $ 650 $ NIA $ 650 $ 1 000 $ N/A
2 N/A NIA $ 450 $ N/A $ 450 $ 600 $ N/A
3 N/A NlA $ Vacant $ NIA $ 0 $ 600 $ NlA
4 N/A NlA $ N/A $ N/A $ 0 $ N/A $ N/A
Comment on lease data The leases were not Total Actual Monthlv Rent $ 1 100 Total Gross Monthlv Rent
. available to the aooraiser for review and are Other Monthlv Income /itemize) $ N/A Other Monthlv Income (itemizel
assumed to be tvoical for the market area. Total Actual Monthly Income $ 1 100 Total Estimated Monthlv Income
Utilitiesincludedinestimatedrentsr Electric xlWater rxlSewer r lGas rxl Oilr lCable rxlTrashcollection rlOther
.. Comments on actual or estimated rents and other monthlv inoome (including oersonal orooortvl The actual rents for units one and two were verified with relatives 0
the owner. Unil three has been vacant for aooroximatelv two vears. The tenant in unit #2 is a verY lono term lenant and has lived there since 1956. The renls ar
a billow for the market, orimarilv due to 1000 term tenants, therefore the aooraisefs ooinion of market rent was utilized for analvsis. Nso the narane could be
rented seoaratelv for additional income. The rents for units one and two each currentl include the use of one bay of the oaraoe.
Total
Rent
$ 1,000
$600
$ 600
$ 0
$ 2 200 est. ml mt.
$ 100
$2300
I r xl did r l did not research the sale or transfer history of the subiect orooertv and cornnarable sales. If not exnlain Three vear sale/transfer histories were
researched for all orooerties.
Mv research I did I X I did not reveal any prior sales or transfers of the subiect OfOoerlv for the three years orior to the effective date of this aooraisal.
Data source(s) Public Records
:. Mv research xl did r I did not reveal any orior sales or transfers of the comoarable sales for the vear prior to the date 01 sale of the oomparable sale.
Data source{s) Public Records
Reoort the results of the research and analvsis of the OIior sale or transfer historv of the subiect 0f0ll< mv and comoarable saleSlrP.OOrt additional nrior sales on ""ne 4 l.
ITEM SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3
. Date 01 Prior Saleff ransler No Known Sales In The No Known Sales In The 11-04-04 No Known Sales In The
, Price of Prior SalelTransfer Past Three Years. Past Three Years. $1 t4 000 Past Three Years.
· Data Source/s\ Source: Public Records. Source: Public Records. Source: Public Records. Source: Public Records.
I' Effective Date of Data Sourcels 06-20-07 06-20-07 06-20-07 06-20-07
Analvsis of orior sale or transler history of the subiect propertv and comnarable sales The nrior sales of the noted comnarables had no aonarent affect on lheir recen
sale prices.
NL - Income 2-4 5/2007 This form may be reproduced unmodified wilhout written permission, however, Bradford Technologies, Inc. must be acknowledged and credited.
Page 2 of 13
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File No 706006
Small Residential Income Property Appraisal Report Case No.
There are 7 comoarable oroOOrties currentlv offered for sale in the subiect neillhbomood ranoino in orice from $ 149,900 to $ 295 000
There are 7 comoarable sales in the subiect neiahborhood within the Dast twelve months ranoino in sale orice from $ 160 000 to $ 255 000
FEATURE I SUBJECT I COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3
Addnass 322-24 Mill Street 213-15 W. Areba Ave. 209 W. Granada Ave. 68-70 W. Caracas Ave.
Hershev. PA 17033 Hershev. PA 17033 Hershev. PA 17033 Hershev. PA 17033
Proximitv to Subiect 0.37 miles 0.72 miles
Sale Price $ N1A $ 0
Sale PricelGross Blda. Area $ 0.00 sa. ft $ 76.97 sa. ft $ 82.22 so. ft $ 68.12 sa. ft
Gross Monthlv Rent $ 2,200 es\. mkt m $ 2,700 $ 1600 $ 1650
Gross Rent MultiDlier 115.00 94.44 115.63 136.36
Price Per Unit $ $ 63 750 $ 92 500 $ 75 000
Price Per Room $ $ 17000 $ 20 556 $ 18750
Price Per Bedroom $ $ 36 429 $ 37,000 $ 45,000
Rent Control Yes X No II I Yes r X lNo lYes r x-INo f lYesfxlNo
Dala Sourcels1 Public Records/Ex!. Inso Public Records/Ex!. Inso Public Records/Ex\. Inso
Verification Source(s\ Mulli List/Realtor Multi List/Realtor Mulli List/Realtor
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION -t{-\ Adiustment DESCRIPTION +/-) Adiustment DESCRIPTION +/-\ Adiustment
Sale or Financing Conventional Conventional FHA
Concessions Davs Mkt Unk 17 Davs Mkt 18 Davs Mkt
Date of Salemme 05-09-07 05-17-07 04-24-06 +70OC
Location Suburban/Ava Suburban/Avo Suburban/Avo Suburban/Avo
LeaseholdIFee sinl~ Fee Simnle Fee Simole Fee Simole Fee Simnle
Sire .22 Ac/A va .14 Ac/Ava .14 Ac/Ava 15 Ac/Ava
VieW es/Commercial/Av Residential/Ava Residential/Avn ResidentiallAvo
Desion (Stvlel 2 Ston, 3 Unit/Avn 2 StonlA Unit/Avo 2 Storv,2 Unit/Ava 2 Storv.3 Unit/Ava
Quality of Construction Brick/Avo Brick/Avo Brick/Avo Brick/Avo
Actual AlJe 57 Yrs Est 71 Yrs Est 80 Yrs Est 74 Yrs Est
a Condition Averaoe Averaoe A veraae Averane
M Gross Buildina Area 3596 so. ft 3313 so. ft +4 245 2250 SO. ft. +2019 3303 so. ft +4 395
g Unit Breakdown Tolal Bdrms Baths Total Bdrms Baths Total Bdrms Baths Total Bdrms Baths
HUnit#1 6 4 1.50 3 1 1.00 5 3 1.50 6 3 1.00
nUnit#2 3 1 1.00 3 1 1.00 4 2 1.00 3 1 1.00
. Unit # 3 3 1 1.00 4 2 1.00 N1A NIA N/A +15,ooC 3 1 1.00
Unit#4 N1A NIA NIA 5 3 1.00 -1500C N/A N/A N/A N/A N/A N1A
Basement Descriotion Partial/930 sf Partial Basement Partial Basement Partial Basement
. Basement Finished Rooms Unfinished Unfinished Unfinished Unfinished
Functional UtilitY Averaoe A veraoe A veraae Avprane
HeatinalCoolino Owner Paid Owner Paid Tenant Paid -200C Tenant Paid -2 DOC
EfleI!lY Efficient Items Storm Windows Storm Windows Storm Windows Storm Windows
Parkina On/Off Site 2 Car Gar Oet None +400 None +4,OOC 2 Car Gar Del
Porch/PatiolOeck Porch Patio Balconv Porch Porches
"''''''''''''"'''" .' '.'x'. ,.,,, rxl.rl. $ 37190 Ixl+fl- $ 9395
Adjusted Sale PriceEl~ !'<It_::~~__.~.et ,lI.dJ,: 2QolO_ ~i~';~~t/~o/~
of Comoarables rass Adi. ; 9% 45 rass Adi. : 22% 22 $ 2
",,,,,P,,um ,~~~.~_ , """.' "'."" $ 78132
Adj. Price Per Room IAd.spComnHtotComnRaomsl $ 16550 $ 24688 $ 19533
Adi. Price Per Bdnn. lAd SP Comol#of('nnoBedroomslT$ 35464 $ 44 438 $ 46 879
Value Per Unit $ X 3 Units = $ Value Per GBA $ X 3596 GBA=$
Value Per Rm. $ X 12 Rooms = $ I Value Per Bdnns. $ X6 Bdnns. = $
Summary of Sales Comoarison Arloroach includino reconciliation of the above indicators of value. All sales are multi Ie familv dwellinns located in the subject's market
area and are considered the best available for comoarison as value indicators. The selected comoarables are closed transactions. The soecified dates of sale fo
the utilized comaarables are the actual settlement dates or dates of deed transfer. Verification is with the Daunhin Countv Courthouse. See the attached commen
addendum for an exnlanation of the adiustments.
Indicated Value bv: Sales Comoarison Analvsis $ 235 000
Total cross monthlv rent $ 2200 est. mkt rnp':arOSS rent multiolier (GRM) 115.00 =$ 253,000 Indicated value bv Income Anomach
. Comments on income aooroach includino reconciliation of the GRM Data for the income aonroach was obtained from multi list anents involved and nublic records.
The aross rent multiolier was based on the best data available in the market.
Indicated Value bv: Sales ComDarison Analvsis $ 235,000 Income ADDroach $ 253 000 Cost Aooroach-11t develaoedl $ N/ A
Three aooroaches to value were considered in develoaino the ooinion of value. Due to the reliabilitv 01 the data most emohasis was alaced an the sales comoariso
aooroach. The income aooroach was netformed and niven weioht as a check aaainst the sales comDarison aODroach. The cost annroach was considered as n
annlicable due to the aoe of the sub'ect's imoTQvements.
r;.
This appraisal is made W "as is," Dubject to completion per plans and specifICations on the basis of a hypothetical condition that Ihe improvements have been
. completed, 0 subject to the following repairs or alterations On the basis of a hypothetical condition that Ihe repairs or anerations have been oornpleted, or 0 subject to the
following reauired insoection based on the extraordinary assumotion that the condition or deficiencv does not reauire alteration or reoair
.
Based on a complete visual inspection of the interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limiting
conditions, and appraiser'S certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is
$ 235000 as of 06-20-07 which is the date of insnection and the effective date of this aooraisal.
NL - Income 2-4 512007
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are similar in location utilit and/or amen~ and were selected as reliable vatu
· The ad'ustments were calculated for the markers reaction to the differin amenities and conditions.
OPINION OF SITE VALUE
Dwelli
Bsm\. 930
=$
=$
=$
=$ N/A
No If No, describe the status of com Ietioo,
Are the common elements leased to or b the Homeowne~s Association?
No If Yes, describe the rental terms and 0 tioos,
Describe common elements and recreationallacilities.
NL - Income 2-4 512007
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EXTRACOMPARABLES 4-5~
File No. 706000
Case No.
Borrower
Property Address 322-24 Mill Street
City Hershey
Lender/Client
County
Mancini Estate
Dauphin
Address
State PA Zip Code 17033
713 Hilltop Road, New Cumberland, PA 17070
FEATURE I SUBJECT COMPARABLE SALE # 4 COMPARABLE SALE # 5 COMPARABLE SALE # 6
Address 322-24 Mill Street 48-50 W. Granada Ave. 53 W. Granada Ave.
Hershe PA 17033 Hershev, PA 17033 Hershev, PA 17033
Proximity to Subiect 0.72 miles 0.72 miles
Sale Price $ N/A 236,00 $
Sale Plice/Gross Blda. Area $ 0.00 $ 72.55 $ 58.87 $
Gross Monthlv Rent $ 2 200 est. mkt m $ 1985 $ 1685
Gross Rent Mumolier 115.00 118.89 94.96
Price Per Unit $ $ 59,000 $ 53 333 $
Price Per Room $ $ 16857 $ 14545 $
Price Per Bedroom $ $ 39 333 $ 32 000 $
Rent Control Yes X No lves r xl No lves r lNo lVes r lNo
Data Source(s) Public Records/Ex!. Insn Public Records/Ext. Inso
Verificafion Sourcels\ Mum Ust/Realtor Multi Ust/Realtor
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION i...::\Adiustment DESCRIPTION -+f-) Adiustment DESCRIPTION -+f-) Adjustment
Sale or Financinn Conventional Conventional
Concessions 61 Davs Mkt 98 Davs Mkt
Date 01 SalelTime 06-1N)6 +7,oor 04-21-06 +5 oor
Location Suburban/Ava Suburban/Ava Suburban/Ava
LeaseholdlFee Simole Fee Simple Fee Simnle Fee Simole
Site .22 Ac/Ava .14 AclAva .13 Ac/Avo
Vraw es/Commercial/Av ResidentiallAvn ResidentiallAvQ
Desinn ISMel 2 Story 3 Unit/Ava 2 StorvA UnitlAva 2 Storv.3 Unit/Avo
Qualilv of Construction Brick/Ava Brick Vnl Frm/Avo Brick,Vnl/Avo
AclualAoe 57 Yrs Est 89 Yrs Est 79 Yrs Est
Condition Averaae Averaae A veraae
Gross Buildino Area 3,596 sa.ft 3253 sa. It +514! 2718 SQ. It +1317 sn.ft
Unil Breakdown Total Bdrms Baths Total Bdrms Baths Total Bdrms Baths Total Bdrms Baths
Unil#l 6 4 1.50 3 1 1.00 3 1 1.00
Unil#2 3 1 1.00 4 2 1.00 4 2 1.00
. Unil#3 3 1 1.00 3 1 1.00 4 2 1.00
. Unil#4 N/A N1A NIA 4 2 1.00 -1500 N1A N1A N1A
Basement Descrinfion Partial/930 sf Full Basement Partial Basement
. Basement Finished Rooms Unfinished Unfinished Unfinished
F.iI Functional utiiiiV A veraoe Averaae A veraae
Y HeafinalCoolina Owner Paid Tenant Paid -2,00 Owner Paid
B Enemv EtflCient Items Storm Windows Storm Windows Storm Windows
· Parkino On/Off Site 2 Car Gar Det None +4,oor None +40111
Porch/Patio/Deck Porch Patio Porch Porch Patio
.
..._m,,,,, _11,1,1- $ -855 I xl + I I- $ 22,170 r l ..: r l- $ 0
Adjusted Sale Price ..!'!~ t4L()~_._.. ~~~dLjio/.o__ ~tML':'Q"I!'.___
of Comoarables ross Adi. : 14% 5145 ross Adi. : 14% $ 182170 rass Adi. : 0% $ 0
Adi. Price Per Unit 'M. SPComnl#ofComolhlilsJ $ 58,786 1$ 60 723 $
Adi.PricePerRoom IAd.SPComol#ofComoRoomsl 1$ 16796 $ 16,561 $
Adi. Plice Per Bdrm. 1M. SP r~nItl o! Cane Bed",oms\ 1$ 39191 $ 36 434 $
ReOOrt-the results of the research and analvsis of !he prior sale or transfer historY of the su . t and comoarable sales
ITEM SUBJECT COMPARABLE SALE # 4 COMPARABLE SALE # 5 COMPARABLE SALE # 6
Dale of Prior SatelT ransler No Known Sales In The 11-Q3-o3 No Known Sales In The
Price of Prior SalefT ransler Past Three Years. $150 000 Past Three Years.
Data SourcirSl Source: Public Records. Source: Public Records. Source: Public Records.
Elilctive Date of Data Source(s\ 06-20-07 06-20-07 06-20-07
SummarY of Sales Comoarison Aooroach includina reconciliation of the above indicators of value. Additional comoarable sales are nrovided as sunnortinn data.
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This appraisal report is subject to the scope of work. intended use, intended user, definition of market value. statement of assumptions
and limiting conditions. and certifications. The Appraiser may expand the scope of work to include any additional research or analysis
necessary based on the complexity of this appraisal assignment.
SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the
reporting requirements of this appraisal report form, including the following definition of market value, statement of
assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual
inspection of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street.
(4) research, verify, and analyze data from reliable public and/or private sources. and (5) report his or her analysis, opinions. and
conclusions in this appraisal report.
DEFINITION OF MARKET VALUE: As per Fannie Mae the definition of market value is the most probable price which
a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each
acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the
consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and
seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his
or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash
in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for
the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with the sale.
. Adjustments to the com parables must be made for special or creative financing or sales concessions. No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are
readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing
adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional
lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical
dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's
reaction to the financing or concessions based on the appraiser's judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is
subject to the following assumptions and limiting conditions:
1. The appraiser will not be responsible for mailers of a legal nature that affect either the property being appraised or the title
to it, except for information that he or she became aware of during the research involved in performing this appraisal. The
appraiser assumes that the title is good and marketable and will not render any opinions about the title.
2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements.
The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination
of its size.
3. The appraiser has examined the available fiood maps that are provided by the Federal Emergency Management Agency
(or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an
identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or
implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,
unless speCific arrangements to do so have been made beforehand, or as otherwise required by law.
5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or
she became aware of during the research involved in performing this appraisal. Unless otherwise stated in this appraisal
report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the
property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances,
adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such
conditions and makes no guarantees or warranties, express or implied. The appraiser will not be responsible for any such
conditions thai do exist or for any engineering or testing that might be required to discover whether such conditions exist.
Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as
an environmental assessment of the property.
6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory
completion. repairs. or alterations on the assumption that the completion, repairs, or alterations of the subject property will
be performed in a profeSSional manner.
NL - General Certification 5/2007
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APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that:
1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in
this appraisal report.
2. I performed a visual inspection of the interior and exterior areas of the subject property. I reported the condition
of the improvements in factual, specifIC terms. I identified and reported the physical deficiencies that could affect the
livability, soundness, or structural integrity of the property.
3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal
Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in
place at the time this appraisal report was prepared.
4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales
comparison approach to value. I have adequate comparable market data to develOp a reliable sales comparison approach
for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop
them, unless otherwise indicated in this report.
5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for
sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject
property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report.
6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior
to the date of sale of the comparable sale, unless otherwise indicated in this report.
7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property.
8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that
has been built or will be built on the land.
9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject
property and the comparable sales.
10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in
the sale or financing of the subject property.
11 . I have knowledge and experience in appraising this type of property in this market area.
12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing
services, tax assessment records, public land records and other such data sources for the area in which the property is located.
13. I obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from
reliable sources that I believe to be true and correct.
14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject
property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I
have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the
subject property or that I became aware of during the research involved in performing this appraisal. I have considered these
adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and
marketability of the subject property.
15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all
statements and information in this appraisal report are true and correct.
16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which
are subject only to the assumptions and limiting conditions in this appraisal report.
17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or
prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or
completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital
status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the
present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law.
18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisalS was not conditioned
on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a predetermined specific
value, a predetermined minimum value, a range or direction in value, a value that favors the cause of any party, or the attainment of a
specific result or occurrence of a speCific subsequent event.
19. , personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal report. If I relied on
significant real property appraisal assistance from any individual or individuals in the performance of this appraisal or the
preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report.
I certify that any individual so named is qualified to perform the tasks. , have not authorized anyone to make a change to any item
in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it.
20. I identified the client in this appraisal report who is the individual, organization, or agent for the organization that
ordered and will receive this aooraisal reoort.
NL _ General Certification 5/2007 This form may be reproduced unmodi1ie<l wilhout written permission, however, Bradford Technologies, Inc. must be acknowledged and credited.
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21. I am aware that any disclosure or distribution of this appraisal report by me or the client may be subject to certain
laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice
that pertain to disclosure or distribution by me.
Z2. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal andlor state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that:
1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's
analysis. opinions, statements, conclusions, and the appraiser's certification.
2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions,
statements. conclusions, and the appraiser's certification.
3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the
appraisal firm). is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law.
4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
promUlgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
report was prepared.
5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal andlor state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective. enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED)
Signature /)/J1,-. M. Ll~ Signature
Name William M. Davis - PA Certified Residential R.E. Appraiser Name
Company Name Premier Appraisals Company Name
Company Address 3015 Harvard Ave. Company Address
Camp Hill, PA 17011
Telephone N urn ber 71 7-730-9586 Telephone Number
Email Address wdavis5B53@laol.com Email Address
Date of Signature and Report 06-26-07 Date of Signature
Effective Date of Appraisal 06-20-07 State Certification #
State Certification # RL-00341B-L or State License #
or State License # State
or Other (describe) State # Expiration Date of Certification or License
State PA
Expiration Date of Certification or License 06-30-09
SUBJECT PROPERTY
ADDRESS OF PROPERTY APPRAISED
322-24 Mill Street 8 Did not inspect subject property
Hershey, PA 17033 Did inspect exterior of subject property from street
Date of Inspection
APPRAISED VALUE OF SUBJECT PROPERTY $ 235,000 o Did inspect interior and exterior of subject property
CLIENT Date of Inspection
Name
Company Name Mancini Estate COMPARABLE SAlES
Company Address 713 Hilllop Road 8 Did not inspect exterior of comparable sales from street
New Cumberland, PA 17070 Did inspect exterior of comparable sales from street
Email Address Date of Inspection
NL - General Certification 5/2007
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SKETCH ADDENDUM
File No. 700006
Case No.
Borrower
Property Address 322-24 Mill Street
City Hershey
lender/Client Mancini Estate
County
Dauphin State PA Zip Code
Address 713 Hilltop Road, New Cumberland, PA 17070
17033
Unit 1 - 1st Floor Unit 2 Unit 1 - 2nd Floor Unit 3
Bedroom Bedroom Bedroom Bedroom
Powder Ba1h Bath Bath
Room Room Room
Room
Stairs Stairs Stairs Stairs
58.00' 58.00'
Kitc hen Kitchen Bedroom Kitchen
Liv Ing living Living
Bedroom Room
Room Room
15.50' 15.50' 15.50' 15.50'
Covered Porch
SKETCH CALCULATIONS Perimeter Area
[j A 1 : 15.5 x 58.0 " 899.0
Unit1 899.0
[] A2: 15.5 x58.0" 899.0
Unit 1a 899.0
G A3: 15.5.58.0" 899.0
Unit2 899.0
tl A4 : 15.5 .58.0 " 899.0
Unit3 899.0
Total Building Area 3596.0
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LOCATION MAP ADDENDUM
File No. 706006
Case No.
Borrower
Property Address 322-24 Mill Street
City Hershe
Lender/Client Mancini Estate
State PA Zi Code
713 Hilltop Road, New Cumberland, PA 17070
17033
$4;'
,~Jf
, <~;~~~~;~\
'i/i~
J<' \~~'.)i-':~( ....
:@2007: MiclOsoft C~Ip,@606jjAQTEQ.;ilndlohele
.-........ ..- '-..-.."-". _.-'.,w'-',"" .- ,.,.\
"1:_I.L'r'\nl/lli"' ^_~__:__I C"_.&:L...___ ann c....... n-..",\-,.
Premier Appraisals
SUBJECT PHOTO ADDENDUM
Borrower
Property Address 322-24 Mill Street
City Hershe
Lender/Client Mancini Estate
S~re PA Zi ~e
Address 713 Hilltop Road, New Cumberland. PA 17070
17033
File No. 706006
Case No.
FRONT OF
SUBJECT PROPERTY
322-24 Mill Street
Hershey, PA 17033
REAR OF
SUBJECT PROPERTY
STREET SCENE
Page 11 of 13
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COMPARABLES 1-2-3
Borrower
Property Address 322-24 Mill Street
City Hershey
lender/Client Mancini Estate
Coun
Dau hin State PA Zi Code
Address 713 Hillto Road New Cumberland PA 17070
17033
File No. 706006
Case No.
COMPARABLE SALE #
213-15 W. Areba Ave.
Hershey, PA 17033
COMPARABLE SAlE # 2
209 W. Granada Ave.
Hershey, PA 17033
COMPARABLE SALE # 3
68-70 W. Caracas Ave.
Hershey, PA 17033
Page 12 of 13
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COMPARABLES 4-5-6
Borrower
~rty Address
Ci Hershe
Lender/Client Mancini Estate
Slate PA Zi Code
713 Hilltop Road, New Cumberland, PA 17070
17033
322-24 Mill Street
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COMPARABLE SALE # 4
48-50 W. Granada Ave.
Hershey, PA 17033
COMPARABLE SALE # 5
53 W. Granada Ave.
Hershey, PA 17033
COMPARABLE SALE # 6
Page 13 of 13
~.l( c. ......t. B k
,.tiC ...llzensan.
---
Account Number 6213956062
Account Title THE LLOYD MANCINI TRUST
UTA DATED 04221996
ELBA MANCINI TTEE
Date Opened 3/1012006
Account Type Checking
Principal Balance as of DOD $1,966.36
Interest from Last Posting to DOD $.00
Account Balance as of DOD $1,966.36
YTD Interest to DOD $.00
REPORT OF ASSETS
COMMUNITY TRUST COMPANY TRUSTEE FOR
THE ELBA MANCINI REVOCABLE TRUST
DTD DECEMBER 15, 2003
ACCOUNT 2200131 AS OF 03/26/2007
PAGE
1
Units
Market Value
Price 03/26/2007
Book Value
BONDS
U.S. GOVT & AGENCY OBLIGATIONS
1. FEDERAL HOME LN BK 75,000.0000 .9959 74,695.50 72,989.72
CONS BOS
2.56% 04/27/2007
2. FEDERAL HOME LOAN 100,000.0000 .9944 99,438.00 99,635.27
MTG CORP DEB
4.375% 11/16/2007
3. FEDERAL HOME LN BKS 100,000.0000 1.0013 100.125.00 99,899.42
CONS BDS
5.125% 03/14/2008
4. FEDERAL HOME LN BKS 40,000.0000 1.0003 40,012.40 40,075.13
CONS BDS
5.48% 09/29/2008
TOTAL BONDS
314,270.90 312,599.54
314,270.90 312,599.54
4,270.52 4,270.52
0.00 0.00
318,541.42 316,870.06
TOTAL INVESTMENTS
*INCOME CASH ON HAND
"PRINCIPAL CASH ON HAND
TOTAL ASSETS
TOTAL CASH:
4,270.52
... Income and principal cash are held in
FEDERATED GOV'T OBLIGATIONS FD #395
Interest rate as of 03/26/07 is 4.881182 percent.
i.T~~~8\
Transamerica Life Insurance Company
4333 Edgewood Road NE
PO Box 3183
Cedar Rapids, Iowa 52406-3183
July 20, 2007
Estate of Elba Mancini
Attn Traci L Sepkovic
c/o Gates, Halbruner & Hatch PC
1013 Mumma Road Suite 100
Lemoyne PA 17043
RE: Annuity Number 27975873
Dear Administrators:
Our office has received your request concerning the above listed non-
qualified tax deferred annuity.
A Form 712 is not issued on tax deferred annuities. The taxable
portion of this policy will be reported on a Form 1099-R as taxable to
the beneficiary upon receipt of the funds. The value as of
03/26/2007, the date of death for Elba Mancini is $35,379.00.
This is a non~qualified annuity. The title of this annuity product lS
Select Value Plus.
There are no joint owners. Elba Mancini was the sole owner and
annuitant.
The designated beneficiaries are Rosanna Ellis and Louise Dolson, each
entitled to 50% of the policy proceeds.
This annuity was established on 02/07/2000.
There have never been any ownership changes to this annuity.
The amount of interest earned on this annuity between 01/01/2007 and
03/26/2007 was $253.61
Member of the _EGON. Group
/
V
Any additional questions regarding this annuity can be directed to the
Annuity Service Center at 1-800-553-5957. A Transamerica Life
Insurance Company representative will gladly assist you with any
questions you may have regarding this annuity and help you meet your
financial goals.
Sincerely,
~~ /~~
Nicholas Hayes
Transamerica Life Insurance Company
Claims
PA REV-1500
SCHEDULE H
FUNERAL EXPENSES and
ADMINISTRATIVE COSTS
UAIt: HtJ-I::HcNCE iTEM AMOUNT T/\X =r=I9TAl" . I IQTi\! DU
1000038350 I I I
3/2SI07 FUNERAL ARk -.JEMENT, CASKET $250.00 I _SOO $15.30 $270.30 i $270.30
I
I SPIU... Y I I I I
I I
Occasion: EVERYDAY I
ELBA MANCINI
I
:V28/07 flfIfIf\lQl<;l Funeral Arrangement (to,",,^ A^ $0.00 $7.20 :tin.20 I $i27.20
\J"V'J~.'U_'~' 1 I ;p lLV.VV I I
I
Occasion: EVERYDAY
ELBA MANCINI
I
3:28/07 000038377 FUNERALARRANGEMENT-EASEL $150.00 $0.00 $9.00 $159.00 I $159.00
SPRAY, FUNERAL ARRANGEMENT ..
Occasion: EVERYDAY
ELBA MANCINI
u j/rlo
J. h _ diD /
C f.-tF
I
"
:
$0.00
$0.00
$0.00
.',j.
120+ DAYS
$0.00
TOTAL DUE
$556.50
,7 ACCOUNT NUMBER
0000003295
CURRENT
$556.50
30+ DAYS
60+ DAYS
90+ DAYS
'--
r'
.....~..
:'r :- ' - 'O~_, .._y;,'>;:-;~.
.-" '--':i'.~~:~-,
APRIL SPECIAL - AFRICAN VIOLET BASKET WITH A SPRING BOW - $25.00 - CASH &
CARRY - DELIVERY EXTRA
VISIT US AT OUR WEBSITE -www.oldetowneflorist.com
. .
'./v
Parthenl0re Fr-"'eral Home & Cremat;"D Services, Inc.
P.O. Box 43]
1303 Bridge Street
New Cumberland, P A 17070-0431
(717) 774-772l
Mrs. Rosanna Mancini Ellis
II Walnut Street
Camp Hill. PA 17011
Statement
For the services of Elba Mancini
DATE
5/9/2007
AMOUNT DUE AMOUNT ENe.
$0.00
DATE TRANSACTION AMOUNT BALANCE
03/18/2007 Balance forward 0.00
03/27/2007 INV #1157. Due 04/26/2007. 11.705.18 1\,705.\8
03/28/2007 PMT cash -1.400.00 10,305.18
04/20/2007 PMT #116. Louise Dolson -10.30518 0.00
05/0 I /2007 PMT #663892. County of Cumberland VA Benefit -100.00 -100.00
05/09/2007 CHK 100.00 0.00
CURRENT 1-30 DAYS PAST 31-60 DAYS PAST 61-90 DAYS PAST OVER 90 DAYS AMOUNT DUE
DUE DUE DUE PAST DUE
0.00 000 000 000 000 $0.00
Please don't hesitate to call our office if we may be of assistance. Thank you.
J\rtirl~ of J\Br~~m~nt
between
FICCO MEMORIALS, INC. 240 Chestnut Street, Lebanon, PA 17042-6134 (717) 272-6308 / 7Di I
, ~ '1' . /)-
and ,., ,/..-.o.t{{ '? '~;-:... );J~\} ~ p,~",."".....,.,.... Of.".7.. ./1/1 !~l.~t.S.t.... (~!1Jt!.JfI:!I), .t!-f:..
For c.onsid.eration here.inafter mentioned, F^I~~~MEMORIALS, INC" agrees,to turn,iSh a~d 1; up in a substantial .
and workmanlike manner In .,......", Hr.i..::>J .f.{.. . , . ... . . .. .. 0 Cemetery In .oo.;Jje /':1.'0 ;1.. .. . . .. .., . .. ..
the following specified memorial, 'J
Material:. . . . Boot r.r.c . {-r-r:~J- ,. . . . . 0 . 0.0.0. .. .. . . .. . " Design:... .&-:.'7-:. .. . . r" . . . .., . oPo./.-.I8.(,u"~T:.Y.'.. .
~ (Y<:t.s~ ~
. __ ---~-~~-B 7_[)Vj-o)( 0'-
Ole. . . , . . . . . . . . , . . . , . 0 . , . Slant. , . . . , . , . .~. . . 0 0 . . , 0 . ., ase,... 0 . 0 . . .0 . 0 . 0 0 , . , 0 . . . Marker .<;>?. , . .~ . . . . . . . , 0 .. .
Foundation to be furnished by. , . , , . .0 . . . . , . . . .. Location of Lot. . . . . . . . . . . . . . . . . . . . . . .0. . . . . . 0 .0' . . . . . , 0 . . . .
Monument is to be centered over.. " .1... . graves. How many graves do you own? . o. .. .....
.A~/). l) iJ
MEMORIAL J
FOUNDATION ~1 Cll.5~",/(1'"
NAME ON BACK
VET. INSC
TAX
TOTAL
'-~ rJ . t'-O
DEPOSIT
BALANCE ~tJ 11. ~) D
/~::> - '-1'/ / I
.t-
./ .
.~ ElBA mlfNC: J JI J
~DJ KRE L3 l/tweN j
Ot;, c:2t /7/1
)
m.4Jf. 02 b) ;LIJiJ 7
1'/,% interest added per month on unpaid balance, 30 days after completion of work.
Final payment is to be made within one year of purchase.
Only the lettering herein specified is included in the agreed price.
Any changes on monument must be approved by Ficco Memorials. Inc. within 5 days.
This order is subject to any delay caused by any strike. lockout, fire or other condition beyond our control.
There is no agreement regarding this order other than contained herein.
All vases must be protected from freezing by purchaser.
This order is not subject to cancellation after acceptance.
This monument may be used for advertising purposes.
Title to the within personal property to remain in First Party and not to pass to Second Party until full purchase price is paid to said First
Party. In the event of failure of party of Second Part to pay purchase price in full according to the terms of this contract then said First Party is
hereby granted the right and privilege of entering on cemetery lot and removing above specified memorial, which shall remain the property of
Ficco Memorials. Inc. Any monies paid on account. shall be retained by Ficco Memorials, Inc.
Witness our hand
. and seal this ........................(~:fr---f0~~~-!...1........ ,.., 20..t.Z...
J " .'l ." ('" ~
...:-.:~.:: ::~:.':~~~. J:t.:!:/I~:C:::'~:,:--:. ~~.................... ....... ISEA L)
k:~.Yf'.~..~~~............ (SEAl)
~C~E:~OR FICC~/ME~~LS. INC
oy ~.... ::7'"'--. .,,"-rt<?i/:;.J.. .,.. .I.~ .Y-L...-c-G'-t...)~... ...
\'_/ ./
WE A 1.S0 FEATURE BRONZE MARKERS
[[ I ,'[~~ ,--;[ r[~'\' ('(;',,\ p\"['L;' f< \-'l -, .', \( :[) \-"-., \"
. _1.- _." .l. _, .'l -_l ,l- _ L, .LJ _ _~ _,l _ lJ.L- .le .l. _\. l
] 00 ]\L\NS/O~ ROAD EAST · PO. Box -+-1-5
HERSHEY, PENNSYLVANIA 17033
TO: Lou i se Do 1 S8n
7 Walnut S~reet
Camp H~ 11, PA 17011
DATE: 9/19/07
Description
N~
1068,
1
Foo~marker Foundation - Elba Mancini
PLEASE RETURN YELLOW COPY WITH CHECK
THANK YOU!
$135.00
tf I ~ \ 01
\ "l
(1
~~
Illl ;,t\~MAR~,li tlL,IKlJ
CAMP HILL
OOf3BblBL ~ 1 llParty 8
,JILLIANR Syrek: 412:5Sp03/2'3/07
~)epM(ite checks: 1--of-2
1 SCOTCH, *rock~ 5.00
1 l;LS PEPPER PINUl GR' SO
: JACK DAtHELS. *rccks D.511
2- YUENGLING l11~AFT 13.50
3 SODA 6.00
2 FLAVllktU ..l.ll rEA 5.00
4 MOSCOW ~lULE 24.00
2 RIESLING LOOSEN 14.00
;LS HARDY MFRl Ci! 6.50
ILS [ll ~~ If{\, 7.00
1 CPEN FOOD, :.!C.I',,: '50.00 550.00
Sub rota 1: 638.00
fAX: 33.66
20% GRATUIT 127.60
)3/;:; ':07pTOT AL : 799.26
PLEASE PAY , ' i Ik :)H~VtR
RECEIPT FOR PAYMENT
-------------------
-------------------
GLENDA FARNER STRASBAUGH
Cumberland County - Register of Wills
One Courthouse Square
Carlisle, PA 17013
Rece~pt Date:
Rece~pt Time:
Recelpt No. :
6/29/2007
15:09:33
1048998
MANCINI ELBA
Estate File No. :
Paid By Remarks:
2007-00320
GATES HALBRUNER & HATCH
AJW
------------------------ Receipt Distribution ------------------------
Fee/Tax Description Payment Amount Payee Name
SHORT CERTIFICATE
Check# 9808
Total Received.........
32.00
----------------
$32.00
$32.00
CUMBERLAND COUNTY GENERAL FUN
PPL Electric
Utilities
Electric
Service
For:
LLOYD Jl,iANCINI
7 n HILLTOP DR
NEW CUMBERLAND P A ] 7070
Questions about
this bill? Please
contact us by Nov 26
at 1-800-342-5775
(J -800-DIAL-PPL)
or write tu:
Customer Servke
827 Hausman Rd.
Allentown, PA
18lO4-9392
www.ppJeleetriu;om
.~_"~:'~:.l/:
ppf:\
~, ''''
Page 1
. .::Y<,~d3nt,ni1::Niiffi~!
87645-20576
::::::::..1
I
Summary Page
Balance as of No v 2,2007
Charf,cs:
TotafPPL ELECTRIC UTILITIES Charges
Total Charges
1J-i#:.1'flii:A~.~RiNij::L~t~fjijiij:iNW:.~~~..~oot::..:
Account Balance
$0.00
$72.99
$ 72. 99
$7Z.j~
$72.99
Electric
Use
This graph shows
your electric use
over the last 13
months.
Tvpes of
Meter Readings:
Actual .
Estimated 1:1
Customer D
KWH - Average Per Day Meter Reading Information
252 Meter #84615439
Nov 2 Actual 3%72
210 Oct 4 Actual 38985
29 Days KWH Billed 687
168
Average - Nov 2006 2007
126 T~erature 52F 6JF
K Per Day 74 24
84 Yearly Use: Total Avera~e
42 Use Month y
Dee 2005 - Nov 2006 32350 2696
Dee 2006 - Nov 2007 32799 2733
0
N D J F MAM J J A SON
2006 Months 2007
---------------------------------------------------------------------------------------------------
- - - .
Other important information on back ..
t/
PPL Electric
Utilities
Electric
Service
For:
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLAND P A J 7070
Questions about
this bill? Please
contact us by Oct 25
at 1-800-342-5775
(1-800-DIAL-PPL)
or write to:
Customer Service
827 J-Iausman Rd.
Allentown, P A
18104-9392
www.pplelectric.com
1. f '
. j
Page 1
ppl ~u
>!>.-..
,
":Y(tjjl..-...J:~t;~'Nu1i;i6ei:::'.:
~7645-2U576
Summary Page
Balance as of Oct 4, 2007
$0.00
Charges:
TotafPPL ELECTRIC UTILITIES Charges $84.54
Total Charges $84.54
Irfi..X~.^m;ijitN6.(#tif.~ij~"'Qa:.~r~~(V:::rrr..}:::::::m.:.::.::..::..:::::.}.....$iji~
Account Balance $84.54
-it 1"1 D . 01
\'V1I\
\ii
Electric
Use
This graph shows
yom electric use
over the last 13
months.
Tvpes of
Meter Readings:
Actual .
Estimated t"j
Customer D
KWH - Average Per Day Meter Reading Information
252 Meter #84615439
Oct 4 Actual 38985
210 Sep 5 Actual 38170
?9 Days KWH Billed 8T5
168
Average - Oct 2006 2007
126 T ~erature 64F 69F
K Per Day 29 28
84 Yearly Use: Total Averhie
42 Use Mont 7
Nov 2005 - Oct 2006 31878 265
Nov 2006 - Oct 2007 34246 2854
0
ONDJFMAMJJASO
2006 Months 2007
-------------------------------------------------------------------- -
Other important information on back ..
/
/
\j
PL Electric
Utilities
~Iectric
, .
,erVlce
:or:
:LBA MANCINI
m MILL ST UNIT A
HERSHEY PA 17033
Final 8i1l
Questions about
Ihis bill? Please
contact us by Sep 27
at 1-800-342-5175
(1-8110-DlAL-PPL)
or write to:
Customer Service
827 Hausman Rd.
Allentown, P A
18104-9392
www.pplclectric.com
Page I
:-:::>:.:.::::?::::J'~ltifj3jifj~:~~:;~'.-:<"N:11."i~f::::::::::::.:::".0,
25260-1.- Al
"::::::P:se\vhcit2::liHnatiiW'Hti. . .::::....:1
Summary Page
Balance as of Sep 6, 2007
Charges:
TotafPPL ELECTRIC UTILITIES Charges
$0.00
$10.98
$10.98
Total Charges
~.... ......... .... ............ .
. .:.lff:XW$AijWijij(Nijt~t~~::~1I~ij'$t$~1{~QQ1::::.:"::::.:.::
Account Balance
.....1
.'.$OJ)? .
$10.98
. ,1
ltlll<blu c-\
"~ 10 I
Electric
Use
This graph. shows
yom electnc use
over the last 13
months.
Tvpes of
l\1~eter Readings:
Actual .
Estimated IJ
Customer D
Meter Reading Information
KWH - Average Per Day
6
Total Average
Use Month71lY
952 9
34 3
Meter #88956571
Sep 5 Actual
Aug 6 Actual
30 Days KWH Billed
34
13
21
5
4
Yearly Use:
Oct 2005 - Sep 2006
Oct 2006 - Sep 2007
3
2
o
SONDJFMAMJJAS
2006 Months 2007
Other important information on back +
J
/
: !
PPL Electric
Utilities
Electric
Service
For:
LLOYD !'vlANCINI
7 U HILLTOP DR
NEW CUMBERlAND PA 17070
Questions about
this hill? Please
contact us bv Scp 26
at 1-800-342-5775
( I-HOO-DlAL-PPL)
or- write to:
Customer Service
827 Hausman Rd,
Allentown, }) A
18104-9:192
www,pplelectriccom
Balance as of Sep 5, 2007
Char~es:
T otafPPL ELECTRIC UTILITIES Charges
Total Cbarges
,ilY.ij.i$'<~fu#.lIi~Nj:tit~i'.lI#ij:$.,pi:M~mti:
Account Balance
ppl
Summary Page
Page I
..,.,.......".,y.....'--B-"
. ::":'::::::::: :i\1:l1.:. ,1~1':f
8764
:Jj1ie\vtip.a:~
$0.01
$113.2'
$113.2'
'__....__...d_,
.................
............._-.
......--".....
" ,"
\ ,,"
, "1..' ,\ \
\ (, I.'J,
, I' ,
'j \ U ~ .
L\., '\. ~~ \ \r)
",(.' Jr', l
i ,"'-
'\.,....---
Electric
Use
Thisgrapn,shows
your electnc use
over the last 13
months,
Types of
Meter RC"cldings:
Actual .
Estimated 1--1
Customer D
KWH - Average Per Day Meter Reading Informan
252 Meter #84615439
Sep 5 Actual
210 Aug 3 Actual
33 Da s KWHBiHtXl
168
Average - Sep 200
126 T W1Ierature 73
K Per Day 3
84 Yearly Use:
42 Oct 2005 - Sep 2006
0 Oct 2006 - Sep 2007
SONDJFMAMJJAS
2006 Months 2007
Other important information on b
----------------------------------------------------------------------------------------.
/
''-----------....
PPL Electric
Utilities
Electric
Service
For:
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLAND P A 17070
QuestioBs about
this bill? Please
contact us by Aug 24
at 1-800-342-5775
(1-800-DlAL-PPL)
or write to:
Customer Service
827 Hausman Rd.
Allentown, P A
18104-9392
www.pplelectric.com
ppl
Page I
c:""::
~.~~-~ ~
, m
Summary Page
Balance as of Aug 3, 2007
Cbar~s:
TotarpPL ELECTRIC UTILITIES Charges
Total Charges
$ O.t
$ 94.1
$ 94J
Account Balance
c\ \0"1 /
'() \ ~\ \ {:;'J
~
Electric
Use
This graph shows
your electric use
over the last 13
months.
Types of
Meter ReadiRgs:
Actual _
Estimated _
Customer D
246 KWH - Average Per Day Meter ReadiRg Iaforll
eter
205 Aug 3 Actual
Jul 5 Actual
164 29 Da s KWH Bill
123 Average - Aug
TWRJrature
K Per Day
82
Yearly Use:
41 Sep 2005 - Aug 2006
0 Sep 2006 - Aug 2007
ASOND J FMAMJ J A
2006 Months 2007
Other important information 01
PPL IElectric
Utiiities
Electric
Service
For:
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLAND PA 17070
Questions about
thIS bill? Please
contact us by Jul 26
at t -800-342-5775
(1-800-DlAL-PPL)
or write to:
Cllstomer Service
827 Hausman Rd.
Allentown, P A
18104-9392
www.pplelectric.com
Summary Page
Balance as of Jul 5,2007
Char~s:
TotafPPL ELECTRIC UTILITIES Charges
Total Charges
I hyTbi!lJ\.tJl()lll1t NO,Laterthah J"126, 2007
Account Balance
pp.
Page I
f<>Y' 87:~:;~~7:1~{ ,
I>. .... . 'Us~wbeil>panin~ oi'iNrltini
so.oo
$ 88.23
$ 88.23
s 88.2jl
$ 88.23
.~
j
d L.., ,
\~! F \ C)' i
<{ \
1"\\\</\
Electric
Use
This graph shows
your electric use
over the last 13- .
months.
Types of
Meter Readings:
Actual _
Estimated 1+.;1
Customer D
KWH - Average Per Day Meter Reading Information
246
eter
205 Jul 5 Actual 36055
Jun 5 Actual 35157
164 30 Da s KWH Billed --m
Average - Jul 2006 2007
123 T em~erature 72F 73F
KW Per Day 32 30
82
Yearly Use: Total Avera~
41 Use Month
Aug 2005 - Jul 2006 32281 269
0 Aug 2006 - Jut 2007 34558 2880
J AS 0 N D J F MAM J J
2006 Months 2007
Other impl)rtant information on back ...
,//1
t, .
\./
--_...-'"
PPL Electric
Utilities
Electric
Se rvice
For:
LLOYD MANCINI
713 HILLTOP DR
"iEW CUMBERLAND P A 17070
Questions about
this bill'! Please
contact us by Jun 26
all-800-342-5775
(1-800-DL\.L-PPL)
or write to:
Customer Service
~27 Hausman Rd.
Allentown, P A
18104-9392
www.pplelectric.com
'."0 "",
';"l"'c .
pp C'"
Summary Page
Balance as of Jun 5,2007
Page 1
r:::::-::YOW'P'l't'I:JnlNaiHh<i:!::" ','
87645-20576
" :>.:>:::O~e:",lICin\.;
$ 0.00
Charoes:
T otaf'PPL ELECTRlC UTILITIES Charges
Total Charges
$ 82.69
$ 82.69
Account Balance
.... .ftljji;Jijii~~~~b~m;f~fu;
----
;:";-;.:;~:~~::'~,,,,: .-. --'
$82~(?9
. - ,. .
$ 82.69
j \1 ?\o 1 ./
tJ '. 01,/ ( 3 ~
G\:Jf'f
Electric
Use
This graph shows
your electric use
over the last 13
months.
Types of
Meter Readings:
Actual _
Estimated t",:c~
Customer D
246 KWH - Average Per Day Meter Reading Information
eter
205 JUll 5 Actual 35157
, ~af)a4 s Actual 34327
164 KWH BIlled 830
123 Average - Jun 2006 2007
T e~1iJr.lture 63F 67F
KW Per Day 40 26
82
Yearly Use: Total Avera~
41 Use Mouth.
Jul 2005 - Jun 2006 32291 269
0 Jul2006 - Jun 2007 34615 2885
J J ASOND J FMAMJ
2006 Months 2007
Other important information on back ...
/
l I
V
PPL Electric
Utilities
Electric
Service
For:
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLA1"lD PA 17070
Questions about
this bill? Please
contact us by May 25
at 1-800-342-5715
(l-800-DL<\L-PPL)
or write to:
Customer Sen'ice
827 Hausman Rd.
Allentown, P A
18104-9392
www.pplelectric.com
(
~c! ,,~ ,
ppl .~"--
- ,,:..........
Page 1
fee: ".:Yi.lw. \q;,(i!mtNilj;I~ ....,
87645-20576 I
I. ......:'..'tJseWhotica1ilii~&~tiiiiili :..:..:d
Summary Page
Balance as of May 4. 2007
CharMs:
TotafPPL ELECTRIC UTlLITIES Charges
Total Charges
$0.00
$ 127.39
$ 127.39
Account Balance
$ 127.39
(.1 /
r"'11 0 11 JJ.-')
J .\', ;p
(,:10
Electric
Use
This graph shows
your electric use
over the last 13
months.
Tvpes of
Meter Readings:
Actual _
Estimated t",,,,il1
Customer D
246 KWH - Average Per Day Meter Reading Information
eter
205 May 4 Actual 34327
~r4 Actual 32948
164 3 Da s KWH Billed 1379
Average - May 2006 2007
123 T wmrature 55F 50F
K Per Day 61 46
82
Yearly Use: Total Avera~
41 Use Month
Jun 2005 - May 2006 32951 2746
0 Jun 2006 - May 2007 35075 2923
MJ J ASOND J FMAM
2006 Months 2007
other imoortant information on hark -+
./
, /
1/
254581
STATEMENT
)
(Dl\ TE
If- :1S-a?
rAPf
TO
J- (J Lu ,E L-L.. .;.-
ADDRESS
J() 13
.IN ACCOUNT WITH .
CIi u c.f(. B f<--( CKE)<.... .AUC-r(D1JG~r2.....
q 3TEXJ\-co (<-d
M CeJ(f-).] le.5 A3\)i~ P.41"/ b r:;u
.E L/:. 'A- I 11..4 ((J C / AI I ~5;;;7c: /l /'I ''11")/~ :SAL
-rrrK.
/2J; {)()
!\ 1-1
( lP\ 0
~\ ~) ,
'Of.}- '))
'I "\ . In J\:. (/
C ~
/~5 CD
DCSB 12
. ,\7)7\'/\
tJXc \ \--"
\jJ
STATEMENT
From _ r- '"Ill / L-/-<- -13? I L I~ E ,L--J L 'G-~TI C.A.., c-:': t- /7__
C;.3 / t:::-t-4 ~~ C' ;2-,d
)-/ EcJ/ /39 /~l ' / ;; L-. -.i-a 20 J1L
To ..!-(C-..)ELL C;"A-fE.5 ..--'f-TT/
Address / () /.3 /1 t->'-;/I-I /1- Ie/
City .L: E//c/)'). L":' /~"f ( /""J{: 'f 3
~e(,ms ,,/J /9;-) jLrr;.4 /
, t-
I I
E. '- 13 /~ Jf-t1- A,-i C / Iv ; L 5/~;.;t k 11/ f;elJ
,1 CElli [Le' I
I ~
1
I I
I
I I
I
I 1/ / I
I I I V ,73t C;t.-
I I ,+
I I
L-
Billing Period & Meter Information
Billing Date: Nov 05, 2007
Billing Period: Oct 01 to Oct 30 (29 days)
Next reading onlabout: Nov 29, 2007
Rate Type: Residential
---------- Prior Ba la nce------------------------
Prior Water Balance
Payments prior to Nov 05, 2007. Thanks!
Total prior balance, Nov 05, 2007
---------Current Water Charges--------
Service Charge
Water Volume ($.005735 x 5,800)
STAS PAWC Water -0.44%
DSI - PAWC Charge 7.50%
Total water charges, Nav 05, 2007
For Service To: Lloyd Mancini
713 Hilltop Dr
Account Number: 240629690-1
Premise Number: 24-0372069
Meter readings in current billing period:
Meter Number N000149822 is a 5lB-inch meter.
Present-actual 869500
Last-actual 863700
Gallons used 5800
-m------AMOUNT DUE ------------------
Water Usage Comparison
b5
flAnnthlu IIL"nru~ in hllhrlron nn,IIAI",C'
.".........~..., ....""......'t:I..... "' .......~........ ~-.............
:S9
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Messages to you from Pennsylvania American Water
Any portion of the water charges which is not paid as of 12/03/07 will be subject to a 1.50% penalty.
II . Customers may use their credit card, debit card or pay by electronic check only by caffing toll free: 1-866-271-5522.
Customers may also pay on-line at www.waterpaymybiff.com. A service fee will appr..
I * Approximately 4.72 percent or $2.26, of State taxes are included in your current bil.
* Effective January 1, 2007, the State Tax Adjustment Surcharge (STAS) decreased from -0.33% to -0.44%.
. Save time and money by signing up for Pennsylvania American Water's automatic payment program. Your
biff will be paid directly from your checking or savings account. If you are interested in this service and would like
to sign up, call 1-800-565-7292.
. Have you moved or changed your phone number? Please let us know, so that we can update our
customer records. To update your information, caff us tof/-free, 24 hours a day at 800-565-7292.
* Effective October 1, 2007, the Distribution System Improvement Charge (DSIC) has increased from 6.42%
to 7.5%. This charge funds the replacement of water distribution facilities.
~
000OO5.00OQ05 PCDEF5 TAV06 123
Customer Service & Emergencies 1-800-565-7292 (24 Hours)
For Hearing Impaired Customers TOO 1-800-300-6202 (24 Hours)
Visit us on the INTERNET: www.pawc.com
RAW 1UOAMWO~IAlvlW231
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For Service To: Lloyd Mancini
713 Hilltop Dr
Account Number: 24-0629690-1
Premise Number: 24-0372069
Billing Period & Meter Information
Billing Date: Oct 04, 2007
Billing Period: Aug 30 to Oct 01 (32 days)
Next reading on/about: Oct 31, 2007
Rate Type: Residential
Meter readings in current billing period:
Meter Number N000149B22 is a 5lB-inch meter.
Present-actual 863700
Last-actual 857300
Gallons used 6400
Water Usage Comparison
Monthly usage in hundred gallons
~ ~
::~ ii
-------Prior Balance-----------------
Prior Water Balance
Payments prior to Oct 04, 2007. Thanks!
Total prior balance, Oct 04, 2007
----a-a-Current Water Charges--------
Service Charge
Water Volume ($.005735 x 6.400)
STAS PAWC Water -0.44%
DS! - PAWC Charge 7.50%
Total water charges, Oct 04, 2007
--------AMOUNT DUE -------------
-:# 1'1\ .
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Jnn,( 1(1 ot.c nA~~V~ J~^.:::31l IIIA>\ 11 .n..."''''.rfllln........
$31. 98
-31. 98
.00
11.50
36.70
-.21
3.62
51. 61
$51.611
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For Service To: Lloyd Mancini
713 Hilltop Dr
Account Number: 24-0629690-1
Premise Number: 24-0372069
Billing Period & Meter Information
Billing Date: Sep 07, 2007
Billing Period: Jul 30 to Aug 30 (31 days)
Next reading on/about: Oct 01, 2007
Rate Type: Residential
Meter readings in current billing period:
Meter Number NG00149822 is a 5/B-inch meter.
Present-actual 857300
Last-actual 854100
Gallons used 3200
Water Usage Comparison
:15
~..4cnthfy usage in hundred g.:l!!c~~.
:.-
:[ J
SONDJ
ecoea
p I v c n
FMAMJ
eapau
b r r y n
.......... Pr io r Ba la nce-...------------------.
Pnor Water Balance
Payments prior to Sep 07, 2007. Thanks!
Total prior balance, Sep 07, 2007
------Current Water Charges--------
Service Charge
Water Volume ($.005735 x 3,200)
STAS PAWC Water -0.44%
oSI- PAWC Charge 6.42%
Total water charges, Sep 07, 2007
---------Other Current Charges---------
Late Payment Charge
Total other charges, Sep 07, 2007
---$22~1'1
-22.81
.00
11. 50
18.35
-.13
1. 92
31.64
.34
.34
I
II
$31. 981
---------AMOUNT DUE ------------------
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Messages to you from Pennsylvania American Water
Any portion of the water charges which is not paid as of 10102/07 will be subject to a 1.50%, penalty.
. Effective August 25, 2007, the ~istribution System Improvement Charge (oSIC) has increased from 5%
to 6.42%. This charge funds the replacement of water distribution facilities.
. Customers may use their credit card, debit card or pay by electronic check only by calling toll free: 1-866-271-5522.
Customers may also pay on-line at www.water.paymybill.c.om. A service fee will appro
. Approximately 4.72 percent or $1.49, of State taxes are Included In your current bll.
. Effective January 1,2007, the State Tax Adjustment Surcharge (STAS) decreased from -0.33% to -0.44%.
. Have you moved or changed your phone number? Please let us know, so that we can update our
customer records. To update your information, call us toll-free, 24 hours a day at 800-565-7292.
J
(}(}?i;,45GU~b45 PCCYSM TAVTTl13
Customer Service & Emergencies 1-800-565-7292 (24 Hours)
For Hearing Impaired Customers TOO 1-800-300-6202 (24 Hours)
Visit us on the INTERNET: www.pawc.com
RAW 10U.~MW08IAMW071
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For Service To: Lloyd Mancini
713 Hilltop Dr
Account Number: 24-0629690-1
Premise Number: 24-0372069
Billing Period & Meter Information
Billing Date: Aug 03. 2007
Billing Period: Jun 28 to Jul30 (32 days)
Next reading on/about: Aug 31. 2007
Rate Type: Residential
--------- Pr io r Sa la n c e------------------------
Prior Water Balance
Payments prior to Aug 03, 2007. Thanks!
Total prior balance, Aug 03, 2007
---------Current Water Charges----------
Service Charge
Water Volume ($.005735 x 1,800)
STAS PAWC Water -0.44'.!{,
OSI- PAWC Charge 5.00%
Total water charges, Aug 03, 2007
$22.22
-22.22
,00
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1.09 I
22.81 I
$22.8111
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11.50
10.32
-.10
Meter readings in current billing period:
Meter Number NOOO 149822 is a 5lB-inch meter.
Present-actual 854100
Last-actual 852300
Gallons used 1800
----------AMOUNT DUE --------------------
Lb\'9~O\~<\
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Water Usage Comparison
Monthly usage in hundred gallons.
55
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0 9 P t v c n b T T Y n I 9 0
6 7
Messages to you from Pennsylvania American Water
Any portion of the water charges which is not paid as of 8/28/07 will be subject to a 1.50% penalty.
. Customers may use their credit card, debit card or pay by electronic check only by calling toll free: 1-866-271-5522.
Customers may also pay on-line at www.water.paymybill.com. A service fee will apply.
. Approximately 4.72 percent or $1.07, of State taxes are included in your current bill.
. Effective July 1,2007, the Distribution System Improvement Charge (DSIC) remains unchanged at 5%.
This charge funds the replacement of water distribution facilities.
* Effective January 1,2007, the State Tax Adjustment Surcharge (STAS) decreased from -0.33% to -044%.
* Have you moved or changed your phone number? Please let us know, so that we can update our
customer records. To update your information, call us toll-free, 24 hours a day at 800-565-7292-
* Attention Customers on the West Shore: Beginning the week of August 12, Pennsylvania American Water will
be changing its treatment process from chlorine to chloramines. NOTE for kidney dialysis patients
and fish owners: Chlorammes. like chlorine, must be removed from water used in the kidney dialysis
process and from water used in fish tanks and ponds. Customers were mailed a brochure with commonly asked
questions and answers in July. A copy of the brochure can also be found on the website at
www.pawc.com. under "Important Customer Alerts".
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Customer SelVice & Emergencies 1-800-565-7292 (24 Hours)
For Hearing Impaired Customers TOO 1-800-300-6202 (24 Hours)
Visit us Dn the INTERNET: wwwpawc.com
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For Service To: Lloyd Mancini
713 Hilltop Dr
Account Number: 24-0629690-1
Premise Number: 24-0372069
Billing Period & Meter Information
Billing Date: Jul 05, 2007
Billing Period: May 31 to Jun 28 (28 days)
Next reading on/about: Ju131, 2007
Rate Type: Residential
Meter readings in current billing period:
Meter Number N000149822 is a 5/8-inch meter.
Present-actual 852300
Last-actual 850600
Gallons used 1700
Water Usage Comparison
Monthly usage in hundred gallons.
55
~'.
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--------Prior Balance-----------------
Prior Water Balance
Payments prior to Jul 05, 2007. Thanks!
Total prior balance, Jul 05, 2007
--------Current Water Charges-------
Service Charge
Water Volume ($.005735 x 1,700)
STAS PAWC Water -0.44%
OSI- PAWC Charge 5.00%
Total water charges, Jul 05, 2007
-------AMOUNT DUE ---------------
~.
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$17.42 1
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11.50
9.75
-.09
1.06
22.22
$22.221
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...... Ar A - -., -'- -.-.., --. .nn._ - --- .-- n ---. -.. -- - .., -. --., n"'n h. --... -- n. ._n___ ___ _.' __ _ _ _ _. n_ __ _ _ _ __ __ _ __ _ _. _ _ _ _.
Cusrou.: . .:C:o':.mt Information Billing Summary
For Service To: Lloyd Mancini
713 Hilltop Dr
Account Number: 24-0629690-1
Premise Number: 24-0372069
Billing Period & Meter Information
Billing Date: Jun 05, 2007
Billing Period: May 01 to May 31 (30 days)
Next reading on/about: Jun 29, 2007
Rate Type: Residential
-------Prior Balance----------------
Prior Water Balance
Payments prior to Jun OS, 2007. Thanks/
Total prior balance, Jun 05, 2001
--------Current Water Charges------
Service Charge
Water Volume ($.005735 x 900)
STAS PAWC Water-0,44%
OSI. PAWC Charge 5.00%
Total water charges, Jun 05, 2001
Meter readings in current billing period:
Meter Number N000149822 is a S/8-inch meter.
Present-actual 850600
Last-actual 849700
Gallons used 900
-------AMOUNT DUE ------------
~\\?J\\)l ~
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Water Usage Comparison
Monthly usage in hundred gallons,
I"
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. -- --.---- --- _.-J-'~'-'.-""
713 Hilltop Dr
Account Number: 24-0629690-1
Premise Number: 24-0372069
Balance from last bill
Payments prior to May 04, 2007. Thanks
Total prior balance. May 04, 2007
---------Current Water Charges----------
Service Charge
Water Volume ($.005735 x 1,300)
STAS PAWC Water -0.44%
OSI- PAWC Charge 5.00%
Total water charges, May 04, 2007
Billing Period & Meter Information
Billing Date: May 04,2007
Billing Period: Mar 29 to May 01 (33 days)
Next reading on/about: JUIl 04, 2007
Rate Type: Residential
Meter readings in current billing period:
Meter Number N000149822 is a S/8-inch meter.
Present-actual 849700
Last-actual 848400
Gallons used 1300
---------AMOUNT DUE -------------------
/,' \1 '1 101 ;} tv
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Water Usage Comparison
Monthly usage in hundred gallons.
55
.....
........
2
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6
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$35.41 II
- 35 . 41
.00
I
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11. SO
7.46
- .08
.95
19.83
$19.831
Messages to you from Pennsylvania American Water
Any portion of the water charges which is not paid as of 5/29/07 will be subject to a 1.50% penalty.
. Customers may use their credit card, debit card or Dav bv eJer:trnnir rh"",k nnJ" hll ,."lIi",. .,./1 ~.__. . r"",. ""'4 rrnn
"'. ~ .
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Your AT&T Statem~nt
September 20 - October 19) 2007
#BWNCJFM
#09040016896018#B
1.1111111111111111111111111111111111111111111.1111111111111111
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLND PA 17070-1723
Summary of charges
Previous balance.. .... ........... ..... ............... .................. ....... ......... ....33.73
Payment received Sep 22 - Thank you...........................................-16.76
UNPAID BALANCE DUE UPON RECEIPT ...................................$16.97
A T&T True Reach International(sm) Savings.................p 2...............4.00
Other charges and credits ...........................................p 2..............11.17
Taxes and surcharges.................................................p 2...............1.75
Current charges due Noy 13, 2007............................................$16.92
Total amount due
(t~~
Failure to pay the balance due may result in negative reporting
_ to the credit bureau.
Customer ID: 717 774-2063 0016896
Page 1 of 3
Customer Service: 1 800 222-0300
Text Phone (TTY): 1800855-2880
Internet Address: www.att.com
4Jf Extra! Extra!
For collect calls just dial down the
center 1 800 C-A-L -L -A- T - T.
at&t
Al"11
~ \0-"'"
\\1
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ltiI Benefit news
Sign up for AT&T Online Billing and you
won't get another paper bill! To sign up
just visit WWIN.att.comJonline
Why more customers are choosing
online billing! Simply visit
WWIN. customerservice. att. com to
manage or set up your online account.
\/
Your AT&T Statement
August 20 - September 19, 2007
#BWNCJFM
110904001689601811 B
1111111,11111111111111111",,11 11111.,1,1 "11.11,,,11 '" "I,ll
LLOYD MANCINI
713 HilLTOP DR
NEW CUMBERLND PA 17070-1723
Summary of charges
Previous balance.. .... ...", ...,..,.. ..... ......... ,.... ........ ............,.... .......', .16.76
Payments.,.................................................................................... .0.00
UNPAID BALANCE DUE UPON RECEIPT ...................................$16.76
AT&T True Reach International(sm) Savings.................p 2...............4.00
Other charges and credits ...........................................p 2..............11.21
Taxes and surcharges.................................................p 2 ...............1.76
Current charges due Oct 14, 2007.............................................$16.97
Total amount due
$33.73
Failure to pay the balance due may result in negative reporting
to the credit bureau.
Your savings and benefits
Never Mail Another Check to Pay Your AT&T Bill.
For the ultimate convenience, enroll in AT&T Automatic Bill
Payment (ABP) and have your future payments automatically
deducted from your enclosed check. To enrcH, check the bex
and sign on the line on the back of the remittance coupon, and
return with your payment. Or sign. up for online billing to review
and pay your bill each month by logging onto your AT&T Online
Billing account at www.att.com/remitdoc
~ Extra! Extra!
Dial 1 800 CALL A TT for Collect calls
1 800 CALL ATT for Collect calls is one flat rate, 24
hours a day. Dial down the center 1 BOO
C-A-L-L-A- T - T. It's free for you.
at&t
Customer 10: 717 774-2063 0016896
Page 1 of 3
Customer Service: 1 800 222-0300
Text Phone (TTY): 1 800855-2880
Internet Address: www.att.com
~ Extra! Extra!
For collect calls just dial down the
center 1 800 C-A-L-L-A-T-T.
~ Benefit news
Sign up for AT&T Online Billing and you
won't get another paper bill! To sign up
just visit www.att.com/online
Why more customers are choosing
online billing! Simply visit
www.customerservice.att.com to
manage or set up your online account.
;\t \ \"\'0"1
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/
II
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Your AT&T Statement
July 20 - August 19,2007
#BWNCJFM
#D9D4DOlb89bD18# B
'111'11111111111'11111'111111111111111'11111'111111"111I11II1
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLND PA 17070-1723
Summary of charges
Previous balance................. ..................... ...................................... .0.45
Payments...................................................................................... .0.00
Adjustments and credits..............................................p 3 ..............-0.45
AT&T True Reach International(sm) Savings.................p 2 ...............4.00
Other charges and credits ...........................................p 2..............11.00
Taxes and surcharges.................................................p 2...............1.76
Total amount due
$16.16
Date due
September 13, 2007
Your savings and benefits
Never Mail Another Check to Pay Your AT&T Bill.
For the ultimate convenience, enroll in AT&T Automatic Bill
Payment (ABP) and have your future payments automatically
deducted from your enclosed check. To enroll, check the box
and sign on the line on the back of the remittance coupon, and
return with your payment. Or sign up for online billing to review
and pay your bill each month by logging onto your A T& T Online
Billing account at www.att.com/remitdoc
4J;-:" Extra! Extra!
The AT&T Store for One-Stop Shopping
Buy all your telephone and DSL network equipment at
one place, www.att.com/buy.
Dial 1 800 CALL ATT for Collect calls
1 800 CALL ATT for Collect calls is one flat rate, 24
hours a day. Dial down the center 1 800
C-A-L-L-A-T-T. It's free for you.
" t,! \ f,""\
"" - -j \
c\.\\. > ',\ \ \ ~D!.-
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\-.
Customer 10: 717 774-2063 0016896
Page 1 of 3
at&1
Customer Service: 1 800 222-0300
Text Phone (TTY): 1800833-3232
Internet Address: www.att.com
~ Extra! Extra!
Get your telephone and DSL network
equipment at one place,
www.att.com/buy.
~ Benefit news
Sign up for AT&T Online Billing and you
won't get another paper bill! To sign up
just visit www.att.com/online
Why more customers are choosing
online billing! Simply visit
www.customerservice.att.com to
manage or set up your online account.
/
\/
#BWNCJFM
#09040016896018# 6214.8.326.691481 AVO.312
111.1'1"11'1'11"'1"1'1111.11 "11'..111..11 ,11.1'.."1'..'.1
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLNO PA 17070-1723
. \/\ /:8
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Customer 10: 717 774-2063 0016896
Page 1 of 5
~
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~~:
Your AT&T Staten. nt
May 20 - June 19,2007
Customer Service: 1 800 222-0300
Text Phone (TTY): 1800833-3232
Internet Address: www.att.com
/11111111111111'11.11..1111.111..111..111111..11111.11.1./."1..'1"1111
Summary of charges
<P-
Extra! Extra!
Get your telephone and
DSL network equipment at
one place,
'V'-I'Iffl. att. com/buy.
Previous balance.............. _........................................ ..16.31
Payments........... ....................... _. _..................... ........... 0.00
UNPAID BALANCE DUE UPON RECEIPT ...................$16.31
AT&T True Reach International(sm) Savings ...p 3.............4.00
AT&T direct dialed calls ................................p 3.............1.47
Other charges and credits .............................p 4.............9.33
Taxes and surcharges...................................p 4.............1.71
Current charges due Ju114. 2007 .............................$16.51
Total amount due
$32.82
Failure to pay the balance due may result in negative reporting
to the credit bureau.
/
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Your AT &T Statement
April 20 - May 19, 2007
#BWNCJFM
lt09040016896018# 2541.15.596.1090661 AVO.312
1..111111I111.11111I11111111.111...1..1.1" II" ..11..11.1111.1
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLND PA 17070-1723
1..111111..,,111,1,11,.1111.11...111..111111..1..11.11.1.1.111..1111,111
Summary of charges
Previous balance...................................................... ...17. 38
Payment received May 8 - Thank you..... ......... ........ ..... -17.38
AT&T True Reach International(sm) Savings ...p 3.............4.00
Other charges and credits .............................p 3...........10.60
Taxes and surcharges.. ...... ................... ........p 3....... ..... .1.71
Total. amount due
Date due
$16.31
June 13, 2007
Your savings and benefits
"lever Mail Another Check to Pay Your AT&T Bill.
=or the ultimate convenience, enroll in AT&T Automatic Bill
=>ayment (ABP) and have your future payments automatically
leducted from your enclosed check. To enroll, check the box
'nd sign on the line on the back of the remittance coupon, and
3turn with your payment. Or sign up for online billing to review
nd pay your bill each month by logging onto your AT&T Online
illing account at WWW.att.com/remitdoc
:>ur AT&T savings
.er the last 3 months you saved ...................................... $116.94
Ivings are compared to AT&T standard rates.
4r
~
at&t
Customer 10: 717 774-2063 0016896
Page 1 of 4
Customer Service: 1 800 222-0300
Text Phone (TTY): 1 800 833-3232
Internet Address: www.att.com
Extra! Extra!
For collect calls just dial
down the center 1 800
C-A-L -L -A- T - 1.
Benefit news
Sign up for AT&T Online
Billing and you won't get
another paper bill! To sign
up just visit
www.att.com/online
Why more customers are
choosing online billing!
Simply visit
www.customerservice.att.c
om to manage or set up
your online account.
.:Ut
I
f
!
! :/
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,.-----
Your AT&T Statement
March 20 - April 19, 2007
#BWNCJFM
#090400168960181 6997.1.29.64611 AV0.293
1,"111'11111,"1,"111"'111111,"1..1.11111"11111.11.1..1.1
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLND PA 17070-1723
11.1111111", 111.1,11..1111,11,..111..1111111.1..11.11.1.1.11111111..1II
Summary of charges
Previous balance.... .......... ...... ..... .......................... ........6.60
Payment received Apr 14 - Thank you. ........ ...... ..... ..... ... -6.60
AT&T True Reach International(sm) Savings ...p 3.............4.00
AT&T direct dialed calls .. .... .......... ................ P 4........ .... .6.30
Other charges and credits ............................. P 4. .......... ..5.26
Taxes and surcharges........... ......... ..... .......... P 4... ...... ....1.82
Total amount due
$17.38
May 14, 2007
Date due
~
:.~~
at&t
Customer 10: 717 774.;2063 0016896
Page 1 of 5
Customer Service: 1 800 222-0300
Text Phone (TTY): 1 800 833-3232
Internet Address: www.att.com
Extra! Extra!
New AT&T PrePaid Phone
Cards help you stay
connected the world over.
Low rates and now
cards are available for
each branch of the
Military.
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Now you know
Order Confirmation
Payer
Payer Account Number
41052
Ad Order Number 0001687970
Sales Rep. jnorth
Order Taker jnorth
Order Source Phone
Customer
GATES, HALBRUNER & HATCH, P.C.
Orderer Account Number
41052
GATES, HALBRUNER & HATCH, P.C.
ATTN: CLIFTON R. GUISE, ESa.,1013 MUMMA
ROAD,SUITE 100
Lemoyne PA 17043 USA
Special PricinQ None
PO Number
Ordered By
Customer Fax
mail
Customer EMail
Customer Phone 717 -731-9600
Payer Phone 717 -731-9600
Tear Sheets
o
Proofs
o
Affidavits
1
Blind Box
Promo Type
Invoice Text
Materials
Total Ad Cost
$306.54
Payment Amount
$0.00
Payment Method
Amount Due
$306.54
Ad Number Ad Type
0001687970-0' Legal Liners
Ad Size
: 1.0 X 22 Li
Color
<NONE>
Production Method Production Notes
Ad Booker
Product Information
Classification
# Inserts
Run Dates
PNCO: :Full Run
806-Estate Notices
3
5/18/2007,5/25/2007,6/1/2007
Run Schedule Invoice Text
LETTERS TESTAMENTARY for the Estate of Elba Mancini, deceased, I
6/1/20079:14:55AM
1
92l,lH::;t; 11/U1
" EriE5lnsurance
~ Group
100 En. Ins PI. . Erie, PA 16530
AA7634
717-763-7631
CONSUMERS INS AGY INC.
HOMEPROTECTOR POLICY NUMBER
Q56 1501696
NAMED INSURED OTHER INTERESTS
ELBA MANCINI
713 HILLTOP DRIVE
NEW CUMBERLAND PA 17070-1723
SEE INVOICE BELOW
SEE REVERSE SIDE FOR CLAIMS DIRECTORY INFORMATION
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CUMBERLAND LAW JOURNAL
32 SOUTH BEDFORD STREET
CARLISLE, P A 17013
June 8, 2007
Cumberland Law Journal is published every Friday by the Cumberland County Bar
Association and is designated by the Court of Common Pleas as the official legal publication for
Cumberland County and the legal newspaper for publication of legal notices.
TO:
Lowell R. Gates, Esquire
Elba Mancini, Estate
RE:
Legal advertisements must be received by Friday Noon. All legal advertising must be
paid in advance. Make all checks payable to: Cumberland Law Journal.
Advertisement inserted on following dates:
May 25, June 1, 8, 2007
Advertising Cost
75.00
Proof of Publication
$ 0.00
Second Proof Request
$ 0.00
Payment received
$ 75.00
Total Amount Due
$
0.00
-------
------
Becky H. Morgenthal, Executive Director
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LLOYD MANCINI
Account Summary
Previous Charges
~~ment Received Oct 25. Thank You.
Balance
New Charges
Verizon (page 3)
Total New Charges Due Nov 20
Total Due: (Past Due + New)
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$ 22.29
$ 22.29
$ 22.29
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See page 2 for all other Verizon contact information.
Change of billing address?
Go ta verizancam/billingaddress ar see page 2.
l:SlIlIng uate: 1U/:.!5/U7 Page 1 of 4
Telephone Number: 717 '-2063
Account Number: 717 77.. J63 805 56Y
Moving?
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Subj. 10 availability & restrictions.
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LLOYD MANCINI
Account Summary
Previous ~harges
Payment Received Sep 21. Thank You.
Balance
New Charges
Verizon (page 3)
Total New Charges Due Oct 22
Total Due: (Past Due + New)
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$ 22.31
- 22.31
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$ 22,31
$ 22.31
$ 22.31
Billing Date: 09/25/07 PaQe 1 of 4
Telephone Number: 717 - ~063
Account Number: 717 774-..."'03 805 56Y
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LLOYD MANCINI
Account Summary
Pre~i~us~~r~~~___~_____ ____~___J_ 22. 73
Payment~~~ived Ju~~ Tha~k Yo~:_______-=-?~J3
Balance $ .00
New Ch~~_~______________________.__
Ve~iz_c>nJE~ge 3_L $ 21.97
!otaL!'Ie~ Cha!Jl~~ ~,:,_!_Aug 20 _~_~!~~?
Total Due: (Past Due + New) $ 21.97
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Billing Date: 07/25/07 Page 1 of 4
Telephone Number: 71"'74-2063
Account Number: 7177. L063 805 56Y
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Sub}. /0 availability & res/fictions.
1-866-Vl-MOVES
Moving? f-866-VZ-MOVES
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Account Summary
Previous Charges
Payment Received Jun 18. Thank You.
Balance
New Charges
Verizon (page 3)
!otal New Charges Due Jul 23
Total Due: (Past Due + New)
$ 23.53
- 23,53
$ .00
$ 22.73
$ 22.73
$ 22.73
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Telephone Number: 717 774-;>'"'1.::3
Account Number: 717 774-20t J5 56Y
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Unlimited Calling For $69.99IMo
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FiGS Internet and talk all you want
with unlimited calling. All for $69. 99
a month (plus taxes & fees) with a
24-month agreement. Call
1-888-563-6577 to sign up.
Sub). to availability & restJictions.
-
Moving? 1.866.VZ.MOVfS
Across the street or across the
nation, one call can do it all.
Call us for Internet, phone and
entertainment in your
new home.
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Account Summary
P,=-e"'!l:)u~_~h<!9_~~_ ". ._____ ___.__ _____~?3.~
PaY.rTlent Rec_eiv~~p~~_~.!!J.:J~~ _V:()~'. ________-=~~:6~
Balance $ .00
New Charges
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V~rizon ( E..ag~}l_________n ______________$?~:~!
!()!~!.~~!' ~11~rg_e~ue_~ay 21 _~_ ?_3~~
Total Due: (Past Due + New) $ 23.71
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Billing Date: 04/25/07 ~ '1e 1 of 6
Telephone Number: 71 4-2063
Account Number: 717 774-2063 805 56Y
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Moving? 1-866-VZ-MOVES
Across the street or across the
nation, one call can do it al/,
Call us for internet, phone and
entertainment in your new
home.
ONE-BILL"
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LLOYD MANCINI
Account Summary
Previou~GI1~ges
Payment Received May 21. Thank You.
Balance
$ 23.71
- 23.71
$ .00
New Charges
yerizon (yage 3)
!,ot,!~New Charges Due Jun 21
Total Due: (Past Due + New)
$ 23.53
$ 23.53
$ 23.53
Billing Date: OS/25/07 Page 1 of 6
Telephone Number: 71 74-2063
Account Number: 717 7. .2063805 56Y
--
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INVOICE
Date: 06-25-07 File No. 706005
Case No.
Prepared for:
Mancini Estate
713 Hilltop Road
New Cumberland, PA 17070
Property Appraised:
713 Hilltop Road
New Cumberland, PA 17070
Work Performed:
Full Appraisal Report - 1004 URAR $ 300.00
$
$
$
$
$
Total Amount Due: $ 300.00
Please make checks payable to:
Prem ier Appraisals
3015 Harvard Ave.
Camp Hill, PA 17011
ClickFORMS Appraisal Software 800-622-8727
INVOICE
Date: 06-26-07 FileNo. 706006
Case No.
Prepared for:
Mancini Estate
713 Hilltop Road
New Cumberland. PA 17070
Property Appraised:
322-24 Mill Street
Hershey. PA 17033
Work Performed:
Small Residential Income Property Appraisal Report $ 525.00
$
$
$
$
$
Total Amount Due: $ 525.00
Please make checks payable to:
Premier Appraisals
3015 Harvard Ave.
Camp Hill. PA 17011
ClickFORMS Appraisal Software 800-622-8727
Mechanicsburg Main Post Office
MECHANICSBURG. Pennsylvania
170553459
4134870055 -0096
06/18/2007 (800)275-8777 05:03:38 PM
Sales Receipt
Product Sale Unit Final
Description Qty Price Price
Uti 1 ity 1 $0.99 $0.99
Mai ler
10.5x16-RP
PITTSBURGH PA 15230 $4.90
Zone-3 Priority Mail
1 lb. 9.40 02.
Return Rcpt (Green Card) $2.15
Registered $9.50
Insured Value $0.00
Article Value $0.00
Label #: RA095857944US
--------
--------
Issue PVI: $16.55
Total: $17.54
Paid by: L
Cash $20.00
Change Due: -$2.46
Order stamps at USPS.com/shop or call
1-800-Stamp24. Go to USPS.com/clicknship
to print shipping labels with postage.
For other information call 1-800-ASK-USPS.
Bill#: 1000401607857
Clerk: 18
All sales final on stamps and postage.
Refunds for guaranteed services only.
Thank you for your business.
~~~~~~~~~~~~~~~~x~xx~xx~xx~xx~x~xxxx~xxx
xxxxxxxxxxxxxx~xxxxxxxxxxxxxxxxxxx~xx~~~
HELP US SERVE YOU BETTER
Go to: http://gx.gallup.com/pos
TELL US ABOUT YOUR RECENT
POSTAL EXPERIENCE
YOUR OPINION COUNTS
xxxxxxxxx~xxxxxxxxxxxxxxxxxxxxxxxxx~xxxx
xxxxxx~xxxxxxxxxxxxxxxxxxxxxxxxx~xxxxxxx
Customer Copy
5" .?-30 -
DatJ'
PS Form 3806 Receipt fo R . I /
May 2004 (7530-02-000-9051) registered Mail Copy 1 . Customer
For domestIc delIVery information "t . (See InformatIOn on Reverse)
, v/s/ our webs/te at WWW.Usps.com"
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Transsetion Ledger
COMMtlN1:T". 'rRUST COHP;u,-f
Account, 6000036 ELBA MAlIC:!:II:!: ESTATE CUSTODY
Both visible and invisibls transsetion code ZZ41
All CUS:!:Ps
por all payees
From 01/01/2007 to latast
For Ye~rs, LrvR
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CUSIP
Asset Description
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05/05/2000
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07/09/07 2241
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453.35-
07/10/07 V 0000170957
Tr~ntas Fees - Regular 0.000000
Comment: 'POR 1 MONTHeS) IlNDING 06/30/07
0.00
08/07/07 2241
-----~~---~-----------------*----------_._-----------------------------------------------------------------------------------------
0.00
Trustee Pees. Regular 0.000000
Comment: POR 1 MONTHls) IlNDING 07/31/07
428.63-
08/08/07 V 000017Z018
09/07/01 2241
--------------------------------------------------------------------------------------------------------------------~--------------
0.00
Trustee Feea - Reguler 0.000000
Comment, FOR 1 MONTSIS) ENDING 08/31/07
HO.86-
09/10/07 V 0000173047
10/09/07 2241
-----------------------------------------------------------------------------------------------------------------------------------
0.00
Trustee Pees - Regular 0.000000
COmment, POR 1 MONTS(S) ENDING 09/30/07
H8.n.
10/10/07 V 0000174452
11/06/01 Z241
-----------------------------------------------------------------------------------------------------------------------------------
0.00
12/01/07 Z241
Trustee Peea - Ragu1er 0.000000
Comment. YOR 1 MONTH(sl ENDING 10/31/07
Truatae Pees - Regular 0.000000
Co....ent. POR 1 MONTHIB) IlNDING 11/30/07
448.19.
11/07/07 V 0000115503
434.98-
0.00
12/10/07 V 000017711Z
01/10/08 2241
--------------------------------------------------------------------------------~--~---~-~-----------------------------------------
01/11/08 V 0000119381
Trustee Yees - Regular 0.000000
Comment. POR 1 MONTH (B) ENDING 12/31/01
425.13-
0.00
OZl08/08 Z241
----_.~---~--~-------~---------------------~--~------------------------------------------------------------------------------------
0.00
Trustee Pees - Regular 0.000000
Comment: POR 1 MONTH(B) ENDING 01/31/08
431. 90-
02/08/08 V 0000180164
03/12/00 2241
----------------------.------------------------------------------------------~------~----------------------------------------------
0.00
04/11/08 2241
True tee Pees - Regular 0.000000
Comment. FOR 1 HONTH(SI IDIDDfG 02/29/08
Trustee Pees - Regular 0.000000
Comment. POR 1 MONTH(S) ENDING 03/31/00
Total for selected tronoactioDS
0.000000
439.38-
03/13/08 V 0000182106
U4.8Z-
0.00
04/14/08 V 0000183561
4,396.77-
0.00
Por further details, see spreadsheet file: P:\TNET\RESEARCH\TRAllHIST-6000036-PAW.CSV
10 traasactionls) printed on 05/05/08 at 14:21 by PAW from y.\TlmT\
RPFILll06 "4.09
TransAction Ledger
COHHllNITY TRUST COMPANY
Account. llOo~J1 ELBA MANCIla REV TRUST
60th visible and invisible traooBcticn code 2241
All CUSI(>s
For all payees
Prom 03/l8/l007 to latest
For Years; LIV'B
Long Fol:tllllt
Transaction
Date Code
hasst DODcription
Uni tD
CUSIP
tlst
Proceeds
Book R Pouting Inv
Value C Date PIg
TNET vl.OO PAGE 1
05/05/2008
Edit
Ref#
========~:=~e=~=Dc~~=~_~~=_="=Q~~=__=____..~~a~~~~~==..=_LrvB==~==a=amcc===a=======~=C=CD=~CDDCC=======c============ses
04/17/07 2241
Trustee Fees - Rogular 0.000000
Comment: POR 1 MONTH(SI ENDING 03/31/07
ll1.97-
0.00
04/18/07 V 0000167589
05/09/07 2241
--------------~--------------------------------------------------------------------------------------------------------------------
Trustee Peo. - Regular 0.000000
Comment: FOR 1 HONTR(SI BNDING 04/30/07
213.84-
0.00
05/10/07 V 0000168539
06/07/07 l:241
Trustee Pees - Regular 0.000000
Comment. POR 1 MONTH(S) ENDING 05/31/07
-----------------------------------------------------------------------------------------------------------------------------------
07/09/07 l241
TruDtee Fee. - Regular
0.000000
Tax year. DODD
Comment: FOR 1 MONTH(SI ENDrNG 06/30/07
07/09/07 l241 Trustee Pee. - Regular
Tax year: 0000
0.000000
Comment. Automated revereal ot edit ref # 170931
Rev. Date. 07/~1/07 Transaction. 2241
Total for selected transactions
0.000000
l15.3!l-
03.33-
83.33
641.20-
Por further detailo. see oproadsheet file. P.\TNBT\RBSBARCH\TRANHIST-2l00~J1-PAW.CSV
5 transaction(s) printed on 05/05/00 at 14:26 by PAW from P:\TKBT\
0.00
06/00/07 V 0000169547
0.00
07/10/07 r 0000170931
0.00
07/1:2/07 I 0000171099
0.00
RPFILB06 #4.09
Tranoaction Ledger
ccr.a.sUUI'ri TROST COHPAiiY
Long ?ormat
Account. 6200010 MANCINI: I1IVBSTMBNTS LP IHA
Both visible and inviuible transaction code 4511
All CUSIPS
For a11 payees
From 03/27/2007 to lateut
For years, LIVE
Transaction
Date Code
CUSIP
Asset Desoription
Unita
THBT v2.00 PAGB 1
05/05/2008
lIet
proceeds
nook R posting Iav
Value C Date FIg
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M!O~!07 4511
Trustee Fees 0.000000
Comment, POll. 1 MONTHtSl BNDING 03/31/07
"'105.6&-
0.00
04;10;07 V 0000167163
05/09/07 4511
____~_____________~_____________w_____________________-----------------------------------------------------------------------------
703.8g.
0.00
05/10/07 V 0000160569
Trustee Feus 0.000000
Comment' FOR 1 HOlnni(S) BIIDING 04/30/07
06/07/07 4511
~---------------------------------~------------------------------------------------------------------------------------------------
729.02-
0.00
06/08/07 V 0000169577
TruDtae PeOD 0.000000
ComDlent. POR 1. M01ITHIS) EllD:ING 05/l1/01
07/09/07 4511
-------~---------------------------------------------------------------------------------------------------------------------------
718.57.
0.00
01/1Q/07 V 0000110960
TrUstee Pees 0.000000
comment. POR 1 HONTHI!!) BNDING 06/30/07
OB/07/07 4511
-----------------------------------------------------------------------------------.-----------------------------------------------
681. 79-
0.00
OB/OB/07 V 0000172001
Truutae Peee 0.000000
co~ent: FOR 1 MOlnni(S) ENDING 07/31/07
09/07/07 4511
--------------------------------------------------------~------_._-------------------------_.-------------------------------~------
699.04-
0.00
0~/10/07 V 0000173050
Trustee Peee 0.000000
Comment. FOR 1 MONTH(S) BIIDIllG 08/31/07
10/09/07 4511
-----------------------------------------------------------------------------------------------------------------------------------
710.63.
0.00
10/10/07 V 0000174455
Trustee VaeD 0.000000
comment. PDR 1 MORTalsl KHOING 09/30/07
1.1/06/07 4511
-----------------------------------------------------------------------------------------------------------------------------------
712.19.
0.00
11/07/07 V 0000175506
TruDtee PeoB 0.000000
Comment, FOR 1 MONTRt!!1 BllDING 10/31/07
1~/07/07 4511
-----------------------------------------------------------------------------------------------------------------------------------
315.59-
0.00
12/10/07 V 0000177115
TruDtes Vees 0.000000
Comment. POR 1 KONTHIS) KHOING 11/30/07
01/10/00 4511
---------------------------------------------------------------------------------------~----------------------------------------
367.99-
0.00
01/11/08 V 00001793B4
Truetea Pe~s 0.000000
Co~ent, FOR 1 MONTHIS) ENDING 12/31/01
02/00/09 4511
--------------------~---------_._---------------------------------------------------------------------------------------~----------
371.53.
0.00
02/08/08 V 0000190767
Trustee Feco 0.000000
Co=ment. FOR 1 MDN71IIS) ENDINO 01/31/0B
03/12/00 4511
-------------------------------------------------------------------------------------------------------------~---------------------
375.35-
0.00
03/13/08 V 0000102~09
Trustee Vees 0.000000
Comment: POR 1 MONTH Is) ENDIllG 02/29/0B
-----------------------------------------------------------------------------------------------------------------------------------
RPPl:LEO 6 #4.09
Transaction Ledger
COJ.lHUi..J:Tf TRUST COMP1\N'~
Account. 6200010 ~ICnU l:llVES~mllTS LP l:HA
Both visib1e and invisible transaction code 4511
All CUSIPn
For all paysoo
From 03/27/2007 to latest
For Years t LIVE
LonEl Format
Tranoaction
Date Code
CUSl:P
Asoet Description
Units
04/11/08 4511
Trustee Foes 0.000000
Comment' POR 1 MOnT~(S) BNDING 03/31/0B
Net
Proceeds
37B.16-
nOOK R Pontine l:av
value COate P1g
~nrr v2.00 PAGE
05/05/2008
Bdit
Refll
0.00
04/14/08 V 0000193564
Total for aelBcted transactions
a.tloooctI
---.---------------------y---------------------------------------------.--------------------------------------.-------------------.
7 .52S .4~-
13 transaction(s) printed on tlS/OS/DB at 14;SO by PAW from P;\TNBT\
Par further details. SBe spreadsheet file; F'\TNBT\RESBAR~\TRMlIIIST-6200010-PAW.CSV
0.00
Account Number:
Service Address:
Customer Name:
ACCOUNT SUMMARY
(Please keep this portion for your rec(
375100-375100
713 HILLTOP RD
MANCINI, ELBA
Billing Period
JUL AUG SEP
OCT NOV DEC
Sewer
Trash
Usage
11 ,400
Units
12/15/2007~
I
BILL DATE:
DUE DATE:
11/15/2007
I
'--
IF PAID ON OR BEFORE DUE DATE
BAL FWD
Sewer
Trash
TOTAL DUE
i Make check payable to:
I Payment Drop Box:
I Sewp.rffrash Payments:
I
I Non-sufficient Funds:
Delinquent Charges:
$0.00
$46.08
$38.60
IF PAID AFTER DUE DATE
BAL FWD
Sewer
Trash
$0.00
$48.38
$40.53
i
I
I
~
$84.67
TOTAL DUE
$88.91
~
~
New Cumberland Borough 1120 Market Street, PO Box 220, New Cumberland PA 17070
Located next to the main entrance of the Borough Office. Payments placed in the drop box
after 4:30 PM will not be credited until the next business day.
All payments are due by 4:30 PM on the due date. Payments received after that date are
considered late and are subject to a 5 % penalty. This includes the drop box payments and
u.S. Mail postmarked after the due date.
,I'!., fee of $20.00 will be charged for checks returned due to insufficient funds.
A civil claim will be filed and additional costs, fees and charges will be assessed if account is
not paid within 90 days of due date.
If you have any questions, please contact our office at (717) 774-0404. Our office hours are
Monday through Friday, 8:30 AM to 4:30 PM. This office is closed on Saturday, Sunday and
Holidays.
E-mail: info@newcumberlandboro.com
Special Messages:
Upcoming Events:
798
NOV 22 & 23 THANKSGIVING DA Y HOLIDAY -BORO OFFICE WILL BE CLOSED
DEC 2 CHRISTMAS TREE LIGHTING AT 6PM
DEC 25 CHRISTMAS HOLIDAY - OFFICE CLOSED
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Customer Name:
""\J\JVUI'I I ,;;)UIVIIVII-\" ,
(Please keep this por1ion for your reeo'
375100-375100
713 HILLTOP ROAD
ELBA MANCINI TRUST
Billing Period
Jan - Mar
Apr - Jun
Sewer
Trash
Usage
11 ,900
Units
6/18/2007 i
DUE DATE:
IF PAID ON OR BEFORE DUE DATE
BAL FWD
Sewer
Trash
TOTAL DUE
L-
$0.00
$47.83
$38.60
IF PAID AFTER DUE DATE
BAL FWD
Sewer
Trash
$0.00
$50.22
$40.53
$86.43
TOTAL DUE
$90.75
, Make check payable to:
Payment Drop Box:
SewerfTrash Payments:
Non-sufficient Funds:
\ Delinquent Charges:
I Questions:
I
I
I
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[
!
New Cumberland Borough 1120 Market Street, PO Box 220, New Cumberland PA 17070
Located next to the main entrance of the Borough Office. Payments placed in the drop box
atter 4:30 PM will not be credited until the next business day.
All payments are due by 4:30 PM on the due date. Payments received after that date are
considered late and are subject to a 5 % penalty. This includes the drop box payments and
U.S. Mail Dostmarked after the due date.
A fee of $20.00 will be charged for checks returned due to insufficient funds.
A civil claim will be filed and additional costs, fees and charges will be assessed if account is
not paid within 90 days of due date.
If you have any questions, please contact our office at (717) 774-0404. Our office hours are
Monday through Friday, 8:30 AM to 4:30 PM. This office is closed on Saturday, Sunday and
Holidays.
E-mail: info@newcumberlandboro.com
Speical Message Area
This is your new Sewer J Trash bill. Please notify the office of any account changes.
(
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CROl~FBROS., I.;VC.
P.O. .BO-"r 243
C./L.;lIL~HILL, P.ll L700L
In voice
Invoice Number:
6317
Invoice Date:
Jun 4, 2007
Voice: 717/761-2124
Fax: 717/591-1239
Page:
1
Sold To:
E11is, MS. Rosanna
11 Wa1nut Street
Camp Hi11, PA 17011-6661
Work At:
713 Hilltop Drive
New Cwnberland
!
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Customer 10
EllisR
Reference
713 Hilltop, NC
Payment Terms
Net 15 Days
I
-----!
Work Done
Open sink drain
Job Date
611/07
Unit Price
Due Date
6/19/07
Extension
Sales Rep ID
ta
1
;
i
Epen kitchen
,Service call
I
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Description
sink drain
Quantity
139.001
I
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13 9 . 001
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TOTAL
139.00
~\
t;~j.'_"~~~
G. T. Watts, Ine
108 Altoona Avenue
Enola, P A 17025
Phone (717) 732-1111
Fax (717) 732-0709
Invoice
Date
Invoice #
7/6/2007
314
Bill To
Elba Mancini
713 Hilltop Drive
Drexel Hills
New Cumberland, Pa. 17070
Terms Install Date
Due on receipt 7/6/2007
n"",ntinl f"'\,..,.."'..;......=_..... Raie Amount
---......., &...Jv~\JIIt-'LlVI .
Spring Rehang of tie-down canopy 90.00 90.00
Fuel sur-charge 2.50 2.50
Sales Tax 6.00% 0.00
. ....\
I I ~t~ \ 0'" i.': \
.' \v
\ \ ':; ,
'1 \.
Thank you for your business. Total
$92.50
There is a $20.00 charge for all returned checks. Payments/Credits $0.00
A tlnance charged of 1.5% interest will be assessed on all outstanding invoices greater than Balance Due
30 days. $92.50
./
"'~ 108 Altoona Avenue
Enola, P A 17025
.~ Phone (717) 732-1111
G. T. Watts, Inc Fax (717) 732-0709
Invoice
Date Invoice #
11/19/2007 553
Bill To
Elba Mancini
713 Hilltop Drive
Drexel Hills
New Cumberland, Pa. 17070
Terms Install Date
Due on receipt 11/19/2007
A, .,........,.;...... Description Rate Amount
\",otuc:unuy
Fall Take Down of tie canopy 90.00 90.00
Fuel sur-charge 2.50 2.50
Sales Tax 6.00% 0.00
~ (l~ \01
...,
\V',~
I I
Thank you for your business. Total
$92.50
There is a $20.00 charge for all returned checks. Payments/Credits $0.00
A finance charged of 1.5% interest will be assessed on all outstanding invoices greater than Balance Due
30 days. $92.50
./
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SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES
and LIENS
if,
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1-800-862-6200
Call Citizens' PhoneBank anytime for account information,
current rates and answers to your questions.
Images for account 621395-692-5
Commercial Account
Statement
O' OF 4
Beginning May 01, 2007
through May 31, 2007
117
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OSi09/2007
$250.00
$30.50
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05110/2007
$19.41
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05f23/2007
$1 25.00
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05130/2007
$32.17
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current rates and answers to your questions.
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Statement
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Beginning May 01, 2007
through May 31, 2007
-
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fico DOlLAf'S I a:
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05,'24/2007
$49.56
I
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PPL Electric
Utilities
Electric
Service
For:
LLOYD MANCINI
713 HILLTOP DR
NEW CUMBERLAND PA 17070
Questions about
this bill? Please
contact us by Apr 25
at 1-800-342-5775
(1-800-DLJ\L-PPL)
or write to:
Customer Service
827 Hausman Rd.
Allentown, P A
18104-9392
wVoiw.pplelectnc.com
'....~\..~:i./~</ ~ '"
+ .~
.-
Page 1
I>
87645-20576
pp~
>:)'pi ~Ai;c;(itjiilNui:Ii~::-------
.&t;:~"
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Summary Page
Balance as of Apr 4, 2007
Charaes:
T otaf'PPL ELECTRlC UTILITIES Charges
Total Charges
$0.00
$ 370.37
$ 370.37
Account Balance
if/t,(b1
t/e-P-- } D d-
Electric
Use
This graph_shows
your electnc use
over the last 13
months.
Types of
Meter Readings:
Actual _
Estimated k'~'~
Customer 0
KWH - Average Per Day Meter Reading Information
246
eter
205 tfar 4 Actual 32948
ar 6 Actual 28585
164 29 Da s KWH Billed ----:rnJ
123 Average - Apr 2006 2007
TWKJrature 46F 43F
K Per Day 110 150
82 Yearly Use:
Total Aver~
41 Use Mont
May 2005 - Apr2006 33427 2786
0 May 2006 - Apr 2007 35533 2961
AMJ J ASOND J FMA
2006 Months 2007
Other important information on back -+
/
@omcast~
ACCOUNT
NUMBER
DATE
DUE
TOTAL
AMOUNT DUE
Visit us on the web at
www.comcast.c~m
09547 176825-02-0
04/25/07
$49.56
LL YOD MANCINI
How to reach us...
How to reach us:
4830 Carlisle Pike, Suite 0-14
Mechanicsburg, Pa 17055
(717)540-8900
Telephone Customer Service
24 hours a day, seven days a week
~@~v
For service at:
713 HILLTOP DR
NEW CUMBERLAND PA 17070-1723
Summary of Charges
Statement Prepared 03/29/07
Billed from 04/11/07 to 05/10/07
49.56
~._.._-
49.56 cr
--'-'--'-
47.00
2.56
$49.56
Detail of Charges on back
Pr~~Q!ls Bal~n~e
t:.~men!~(L~@de.~2ayments received by 03/29/07)
Comcasl Cable Television
Taxes, Surchar@s, & Fees
T olal Due
News from Corneasl
Thank you for your prompt payment. For your convenience, we now accept regular
and automatic monthly credit card payments and direct debit.
,\ \\) ~
j '\ \\ \ . 0)
/(\ 4 \
cY
,/
/ '
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For Service To: Lloyd Mancini
713 Hilltop Dr
Account Number: 24-0629690-'
Premise Number: 24-0372069
BiJling Period & Meter Information
Billing Date: Apr 03, 2007
Billing Period: Feb 2B to Mar 29 (29 days)
Next reading on/about: May 01.2007
Rate Type: Residential
Meter readings in current billing period:
Meter Number NOOD149822 is a 5lB-inch meter.
Present-actual 848400
Last-actual 844500
Gallons used 3900
Water Usage Comparison
Monthly usage in hundred gallons.
~i :-i
4. ,:
7 ..
.' .)
--------- Prior Sa la nce-----------------------
Ba/ance from last bill
Payments prior to Apr 03,2007. Thanks!
Total prior balance, Apr 03. 2007
--------Current Water Charges--------
Se/vice Charge
Water Volume ($.005735 x 3,900)
STAS PAWC Water -0.44%
OSI- PAWC Charge 5.00%
Total water charges, Apr 03, 2007
----------AMOUNT DUE --------------------
, \ V -1 !
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2
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MJ JASONDJ FMA 2
~~P~~r~~~~ap R
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$37.81
-37.81
.00
11. 50
22.37
-.15
1.69
35.41
c,___~
Your AT&T Statement
Febmary 20 - March 19, 2007
#BWNCJFM
#09040016896018# 7473,13.515.1111211 AV0.293
1111'11...1"11.1'11'"11I11.'1""'1,',""'1'1.1'..11.'..1.1
LLOYD MANCINI
713 HilLTOP DR
NEW CUMBERLND PA 17070-1723
I. J 1111111...11I.1.11..11I1.1111 J 11I..111I11111..11.11.1.1.11I1111111111
Summary of charges
Previous balance....... ....... ........ .............. .......... ......... .-62.98
Payments.......... ..... .... ....................................... ... ... .....0.00
Credit balance as of March 19 .................................-$62.98
AT&T True Reach@ Savings calls...................p 3.............3.64
AT&T True Reach International(sm) Savings ...p 4...........49.34
Other charges and credits .............................p 4.............9.27
Taxes and surcharges................................... p 4.............7.33
Current charges.... ..................... ........... ................. ..$69.58
Total amount due
$6.60
April 13, 2007
Date due
^~j
:''''~;, at&t
\'~~;/
Customer 10: 717 774-2063 0016896
Page 1 of 5
Customer Service: 1 800 222-0300
Text Phone (TTY): 1 800 833-3232
Internet Address: www.att.com
~
Extra! Extra!
For collect calls just dial
down the center 1 800
C-A-L-L-A-T-T.
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NOTICE OF PAYMENT DUE
BILLING DATE
04-02-07
FAMILY AUTO POLICY NUMBER
Q02 2803670
AGENT NUMBER
AA7634
CONSUMERS INS AGY INC.
717-763-7631
ELBA MANCINI
713 HILLTOP DRIVE
NEW CUMBERLAND PA
17070-1723
POl-ICY TRANSACTIONs
OUR LIBERAL PAYMENT PLANS DO
NOT ALLOW FOR A GRACE PERIOD
02-28-07 PREMIUM $
02-24-07 PAYMENT $
03-09-07 PAYMENT $
404.00
134.00CR
135.00CR
FL.rri.Jfi$ ..INS'rALLMENTS
CURRENT BALANCE $
135.00
NONE
1\\1\101
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(JL .
13606
TRANSACTIONS OCCURRING IN THE LAST 10 DAYS MAY NOT APPEAR ON THIS STATEMENT.
IF THERE IS AN ERROR, PLEASE CONTACT YOUR AGENT OR THE HOME OFFICE.
RETURNED CHECK FEES WILL ~t ADDED TO YOUR ACCOUNT.
)(EEP THI:::, j.)UH! lL'~'~ FOR ycun i~;b' UiDS
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LLOYD MANCINI
Account Summary
~~evio~~<:::h~rll~~____._._~
Payment Received Mar 09. Thank You.
Balance
$ 26.69
- 26.69
$ .00
r-J~W Cha~~!~____~_
Verizon (page 3)
T..c:l~~! N~~Gharge~s D~e Apr 19
Total Due: (Past Due + New)
$ 23.64
$ 23.64
$ 23.64
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Billing Date: 03/25/07 P~f1e 1 of 6
Telephone Number: 717 -2063
Account Number: 717 774-.:.063805 56Y
ONE-BILL"
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charges on a single bill each month'
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changes in the "For Your
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Get Venzon High Speed Internet
Service, based on DSL Technology,
with connection speeds up to 768 Kbps
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for a year. Call1~866~544-3303
Se,n/!ce net at'ai!eb!c en sf! fj.'1C~.
Subject to nnal velfflcation by
Velizon. Other restJictions apply.
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LAW OFFICES OF
GATES, HALBRUNER &- HATCH, P.C.
LOWELL R. GATES, LL. M.
LL. M. in Taxation
Also Admitted to Massachusetts Bar
MARK E. HALBRUNER
CRAIG A. HATCH, CELA
Certified as an Elder Law Attorney by
the National Elder Law Foundation
CLIFTON R. GUISE
Also Admitted to practice before the
U.S. Patent & Trademark Office
SARAH E. McCARROLL
1013 MUMMA ROAD' SUITE 100 . LEMOYNE, PENNSYLVANIA 17043
(717) 731-9600' FAX: (717) 731-9627
CORRESPONDENCE ADDRESS:
Lemoyne Office
WEB SITE:
www.GatesLawFirm.com
BRANCH OFFICE:
3 WEST MONUMENT SQUARE, SUITE 304
LEWISTOWN, PA 17044
(717) 248.6909
STACEY L. NACE
Paralegal/Office Manager
TRACI L. SEPKOVIC
Paralegal
VALERIE LONG
Paralegal
TRACI L. SHERIDAN
Paralegal
May 12, 2008
RE: Estate of Elba Mancini
File No. 2107-0320
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Cumberland County Courthouse
Office of the Register of Wills
One Courthouse Square
Carlisle, P A 17013
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Dear Register of Wills:
Enclosed for filing are the Pennsylvania inheritance tax return (in duplicate), copy of the
federal estate tax return (IRS Form 706) and Inventory for the Estate of Elba Mancini. A check in
the amount of$30.00 is enclosed as the filing fees for the inheritance tax return and Inventory. Please
notify our office if any additional probate fees are owed with the filing of the Inventory. Please time-
stamp the additional photocopy of each document and return them to our office in the enclosed
envelope.
Please notify me if you need any additional information to process the enclosed documents.
Thank you for your assistance in this matter.
LRG/tls
Enclosures
cc: Rosanna M. Ellis, Co-Executor
Louise M. Dolson, Co-Executor