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HomeMy WebLinkAbout04-0838 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ELIZABETH SUE ROSS, ) NO. (")j,J - P:3 J> Qic>L '-r~ Plaintiff ) ) v. ) ) BYRON E. ROSS, ) CIVIL ACTION - LAW Defendant ) IN DIVORCE NOTICE TO DEFEND AND CLAIM RIGHTS You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take prompt action. You are warned that if you fail to do so, the case may proceed without you and a decree of divorce or annulment may be entered against you by the court. A judgment may also be entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you, including custody or visitation of your children. When the ground for divorce is indignities or irretrievable breakdown ofthe marriage, you may request marriage counseling. A list of marriage counselors is available in the Office of the Prothonotary, Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013- 3387. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD, ONE, GO TO OR TELEPHONEcTHR'~ ,., ~...,' OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. x~ .... -r, b~; Cumberland County Lawyer Referral Service 32 South Bedford Street Carlisle, P A 17013 Telephone: (717) 249-3166 r.) c'. () -n ~----i --c- 0......,., r: ": f''':''~ -n',:l,~ :'.) "i) ( f_'- -~., \,-) ~,I-~~ (11 r-,) -~~ r:-'l \.D AMERICANS WITH DISABILITIES ACT OF 1990 The Court of Common Pleas of Cumberland County is required by law to comply with the Americans with Disabilities Act of 1990. For information about accessible facilities and reasonable accommodations available to disabled individuals having business before the court, please contact our office. All arrangements must be made at least 72 hours prior to any hearing or business before the court. You must attend the scheduled conference or hearing. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA ELIZABETH SUE ROSS, Plaintiff v. ) ) ) ) ) ) ) NO. 64,I'Jrf G'ud..'-r~ Defendant CIVIL ACTION - LAW IN DIVORCE BYRON E. ROSS, COMPLAINT IN DIVORCE AND NOW, comes Plaintiff, Elizabeth Sue Ross, by and through her counsel, Howett, Kissinger & Conley, P.C., who hereby files the instant Complaint in Divorce and in support thereof avers as follows: I. Plaintiff is Elizabeth Sue Ross, an adult individual currently residing at 4000 Market Street, Camp Hill, Cumberland County, Pennsylvania 17011. 2. Defendant is Byron E. Ross, an adult individual currently residing 2150 Sir Lancelot Drive, Harrisburg, Dauphin County, Pennsylvania 17110. 3. Both Plaintiff and Defendant have been bona fide residents of the Commonwealth of Pennsylvania for at least six (6) months immediately preceding the filing of this Complaint. 4. Plaintiff and Defendant were married on September 4, 1963 in Alger, Ohio. 5. Neither Plaintiff nor Defendant is in the military or naval service of the United States or its allies within the provisions of the Soldiers' and Sailors' Civil Relief Act of the Congress of 1940 and its amendments. 6. Defendant has filed an action for divorce with the Court of Common Pleas of Dauphin County, Pennsylvania, at action number 2004-CV-0382-DV, which Complaint was filed January 28,2004 by Defendant's attorney, Debra Denison Cantor, Esquire. 7. Plaintiff has been advised that counseling is available and that Plaintiff may have the right to request that the court require the parties to participate in counseling. COUNT I - DIVORCE PURSUANT TO ~3301(c) OR (d) OF THE DIVORCE CODE 8. The prior paragraphs ofthis Complaint are incorporated herein by reference thereto. 9. The marriage of the parties is irretrievably broken. 10. Plaintiff and Defendant separated on September 26, 2003. WHEREFORE, Plaintiff respectfully requests the Court enter a Decree of Divorce pursuant to 93301 of the Divorce Code. COUNT II - EQUITABLE DISTRIBUTION II. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 12. Plaintiff and Defendant have legally and beneficially acquired property, both real and personal, during their marriage, which property constitutes "marital property" as defined by the Divorce Code. WHEREFORE, Plaintiff respectfully requests the Court equitably divide all marital property. COUNT III - ALIMONY AND ALIMONY PENDENTE LITE 13. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 14. Plaintifflacks sufficient property to provide for her reasonable means and is unable to support herselfthrough appropriate employment and, thus, requires reasonable support to adequately maintain herself in accordance with the standard of living established during the marriage. 15. Plaintiff is unable to sustain herself during the course of this litigation. WHEREFORE, Plaintiff respectfully requests the Court enter an award of reasonable temporary alimony until final hearing and permanently thereafter. COUNT IV - COUNSEL FEES. EXPENSES AND COSTS OF SUIT 16. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 17. Plaintiff has retained an attorney to bring this action and has agreed to pay him a reasonable fee. 18. Plaintiff has incurred and will incur costs and expenses in prosecuting this action. 19. Plaintiff is not financially able to meet with either of the expenses and costs of prosecuting this action or the fees to which her attorney will be entitled in this case. WHEREFORE, Plaintiff respectfully requests the Court enter an award of interim counsel fees, costs and expenses until final hearing and thereupon award such additional counsel fees, cost and expenses as deemed appropriate. COUNT V- CONTINUED MAINTENANCE AND BENEFICIARY DESIGNATIONS OF EXISTING POLICIES INSURING LIFE AND HEALTH OF DEFENDANT AND OF RETIREMENT FUNDS. 20. The prior paragraphs of this Complaint are incorporated herein by reference thereto. 21. During the course of the marriage, Defendant has maintained certain life and health insurance policies and retirement funds for the benefit of Plaintiff. WHEREFORE, Plaintiff respectfully requests the Court enter an order directing Defendant to continue to maintain policies of life and health insurance and retirement funds for the benefit of Plaintiff. Respectfully submitted, Date: ;1/~~,/ ~~~. ~ ~~. Donald T. Kissinger, Esquire HOWETT, KISSINGER & CONLEY, P.e. 130 Walnut Street P.O. Box 810 Harrisburg, P A 17108 Telephone: (717) 234-2616 Counsel for Plaintiff, Elizabeth Sue Ross VERIFICATION I, Elizabeth S. Ross, hereby swear and affirm that the facts contained in the foregoing Complaint in Divorce are true and correct to the best of my knowledge, information and belief and are made subject to the penalties of 18 Pa.C.S. 94904 relating to unsworn falsification to authorities. Date: 2/25/04 FP--7OA1ed ~< ~ Elizabet~. Ross (J ~ 1 '!l ~ '- ~ ~ ~ ~ 1 ~ - ~ j ~ ( ~, :; ,1 ., ""8 '.. " " . .......'.'. ""D t, ._'. --, I r-.:" .. -' r :. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ELIZABETH SUE ROSS, Plaintiff v. ) ) ) ) ) ) ) NO.04-838-CV-2004-DV BYRON E. ROSS, Defendant CIVIL ACTION - LAW IN DIVORCE ACCEPTANCE OF SERVICE I, Debra Denison Cantor, Esquire, accept service of the Complaint in Divorce on behalf of Byron E. Ross, Defendant in the above-captioned action, and certify that I am authorized to do so. Date:~ ....., C:::J C:;;;:l .r:- ::r.: .-.", :.:0 o -1'1 --, ~~@ 06 '~-T~ 5Z:5 <~ ;T1 " ) ~"::l ::.~~ ..'.... C"> .) r:? OJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ELIZABETH SUE ROSS, Plaintiff v. ) ) ) ) ) ) ) NO. 04-838-CV-2004-DV BYRON E. ROSS, Defendant CNIL ACTION - LAW IN DNORCE PRAECIPE WITHDRAWING ATTORNEY'S APPEARANCE AND ENTERING PLAINTIFF'S APPEARANCE PRO SE TO THE PROTHONOTARY: Please withdraw the appearance ofthe undersigned on behalf of Elizabeth S. Ross, and enter Elizabeth S. Ross's appearance pro se. / . Date: /2/ 10 Cf i ~ . -- ~' .. ...... " - ~~ /' ~ Donald T. Kissinger, ~ HOWETT, KISSINGER & e0NLEY, P.c. 130 Walnut Street P. O. Box 810 Harrisburg, PA 17108 Telephone: (717) 234.2616 Counsel for Plaintiff, E1izaheth S. Ross Date: l~ '-/.A~-OY: /) ~ ;j;:/ '. <.. .:> ~ Elizab S. Ross, Plaintiff, Pro se 4000 Market Street Camp Hill, PA 17011 -,', (.':; pc": (,n M:\Client Dircctory\Ross, B)'Ton\MSA #l.doc 3/3/05 MARITAL SETTLEMENT AGREEMENT ,Hh '---11{. { l THIS AGREEMENT, made this ~ day of # t JIll. {,.'-;-1005, by and between Elizabeth S. Ross (hereinafter "WIFE") and Byron E. Ross, (hereinafter "HUSBAND"); WIT N E SSE T H: WHEREAS, the parties hereto were married on September 4, 1965, in Alger, Ohio; and separated on December 31, 2003; and WHEREAS, the parties have no minor children of this marriage; and WHEREAS, difficulties have arisen between the parties and it is therefore their intention to live separate and apart for the rest of their lives and the parties are desirous of settling completely the economic and other rights and obligations betwf'en each other, including, but not limited to: the equitable distribution of the marital property; past, present and future support; alimony, alimony pendente lite; and, in general, any and all other claims and possible claims by one against the other or against their respective estates; and NOW THEREFORE, in consideration of the covenants and promises hereinafter to be kept and performed by each party and intending to be legally bound hereby, the parties do hereby agree as follows: 1. ADVICE OF COUNSEL. The provisions of this Agreement and their legal effect have been fully explained to the parties by their respective counsel. WIFE was previously represented by Donald T. Kissinger, Esquire of HOWETT, KISSINGER & CONLEY, PC but has now elected to represent herself. HUSBAND is represented by Debra Denison Cantor, Esquire of REi\GER & ADLER, Pc. The parties further declare that each is executing the Agreement freely and voluntarily having either obtained sufficient knowledge and disclosure of their respective legal rights and obligations, or if counsel has not been consulted, expressly waiving the right to obtain such knowledge. The parties each M:\Client Dircctory\Ross, Byron\MSA #l.doc 3/3/05 acknowledge that this Agreement is fair and equitable and is not the result of any fraud, coercion, duress, undue influence or collusion. 2. DIVORCE ACTION. The parties acknowledge that their marriage is irretrievably broken and that they shall secure a mutual consent no fault divorce pursuant to S 3301(c) of the Divorce Code. A divorce action was filed by WIFE with the Court of Common Pleas of Cumberland County, Pennsylvania at Civil Action No. 04-838 on February 26,2004. The parties agree to execute Affidavits of Consent for divorce and Waivers of Notice of Intention to Request Entry of a Divorce Decree concurrently with the execution of this Agreement or upon expiration of ninety (90) days after the service of said complaint on Husband. This Agreement shall remain in full force and effect after such time as a final decree in divorce may be entered with respect to the parties. The parties agree that the terms of this Agreement shall be incorporated into any Divorce Decree which may be entered with respect to them and specifically referenced in the Divorce Decree. This Agreement shall not merge with the divorce decree, but shall continue to have independent contractual significance. 3. DATE OF EXECUTION. The "date of execution" and "execution date" of this Agreement shall be defined as the date upon which it is executed by the parties if they have each executed the Agreement on the same date. Otherwise, the "date of execution" or "execution date" of this Agreement shall be defined as the date of execution by the party last executing this Agreement. 4. MUTUAL RELEASES. Each party absolutely and unconditionally release the other and the estate of the other from any and all rights and obligations which either may have for past, present, or future obligations, arising out of the marital relationship or otherwise, including all rights and benefits under the Pennsylvania Divorce Code of 1980, and amendments except as described herein. Each party absolutely and unconditionally releases the other and his or her heirs, executors, and estate from any claims arising by virtue of the marital 2 M:\Client Directory\Ross, Byron\MSA #l.doc 3/3/05 relationship of the parties. The above release shall be effective whether such claims arise by way of widow's or widower's rights, family exemption, or under the intestate laws, or the right to take against the spouse's will, or the right to treat a lifetime conveyance by the other as testamentary or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether arising under the laws of Pelillsylvania, any state, Commonwealth, or territory of the United States, or any other country. Except for any cause of action for divorce which either party may have or claim to have, each party gives to the other by the execution of this Agreement an absolute and unconditional release from all claims whatsoever, in law or in equity which either party now has against the other. 5. FINANCIAL AND PROCEDURAL DISCLOSURE. The parties confirm that each has relied on the accuracy of the financial disclosure of the other as an inducement to the execution of this Agreement. Each party understands that he/she had the right to obtain from the other party a complete inventory or list of all property that either or both parties owned at the time of separation or currently and that each party had the right to have all such property valued by means of appraisals or otherwise. Both parties understand that they have right to have a court hold hearings and make decisions on the matters covered by this Agreement. Both parties hereby acknowledge that this Agreement is fair and equitable, and that the terms adequately provide for his or her interests, and that this Agreement is not a result of fraud, duress or undue influence exercised by either party upon the other or by any person or persons upon either party. 6. SEPARATIONjNON-INTERFERENCE. WIFE and HUSBAND may and shall, at all times hereafter, live separate and apart. They shall be free from any interference, direct or indirect, by the other in all respects as fully as if they were unmarried. Each may, for his or her separate use or benefit, conduct, carryon and engage in any business, occupation, profession or employment which to him or her may seem advisable. WIFE and HUSBAND shall not harass, disturb, or malign each other or the respective families of each other. 3 M:\Client Directory\Ross, Byron\MSA #l.doc 3/3/05 7. REAL PROPERTYjBUSINESS INTEREST. The parties are the owners of real property located at 4000 Market Street, Camp Hill, Pennsylvania 17011. This real property houses the parties' marital residence as well as WIFE's business known as "Impressions by Elizabeth",(a sole proprietorship). The parties have entered into a sales agreement with their son Mark Ross for the sale of the property and business interests for a total of $660,000. However, the parties have gifted $40,000 to their son and daughter in law with a net owing of $620,000. This property is encumbered by two mortgages with Citizens National Bank with an approximate overall balance of $200,000. In addition, the parties have an outstanding indebtedness to HUSBAND'S mother in the amount of $110,000 after consideration of capital gains, estimated business expenses and outstanding mortgage consequences. The net value of this property is approximately $302,000. Closing on the sale of this property shall be completed within ninety (90) days of this Agreement. The closing will pay in full both obligations of Citizens National Bank and the $110,000 family obligation. The balance owed will be made payable by a note to WIFE alone. Pending the sale, WIFE shall be solely responsible for all costs and expenses associated with the building and its assets. WIFE shall indemnify and hold HUSBAND harmless from said obligations. WIFE is also entitled to receive any and all income derived from the rental of this property to the purchaser. HUSBAND hereby waives any right, title and interest he may have to said income and shall execute all documents necessary to effectuate his transfer of the building and its interests to WIFE upon the refinance or payment in full of the outstanding indebtedness associated with the property, including the $110,000.00 loan. If this property has not been sold or refinanced within ninety (90) days of this Agreement, the property shall be immediately listed for sale and WIFE shall be entitled to all proceeds from the sale. WIFE shall be responsible for all tax ramifications of this sale and agrees to indemnify and hold HUSBAND harmless from said tax consequences. 8. RETIREMENT. HUSBAND is an owner of a Thrift Savings Plan through his employment. This plan has been valued at $64,000.00. Within forty-five (45) days of the execution of this Agreement, WIFE shall elect whether to receive $30,000.00 as a rollover from 4 M:\Cliem Directory\Ross, Byron\MSA #l.doc 3/3/05 the TSP or in lieu of said rollover, receive $30,000.00 in cash from HUSBAND. Should WIFE elect to take the TSP rollover, HUSBAND agrees to be responsible for the drafting of all documentation necessary to effectuate this transfer. WIFE is the owner of an IRA Account No. 875-5779903. This IRA has a value of approximately $4,000.00. HUSBAND hereby waives any right, title and interest he may have to said IRA. HUSBAND is the owner of an IRA. Account No. 875-5779993. This IRA has an approximate value of $8,000.00. WIFE hereby waives any right, title and interest she may have to said IRA. HUSBAND is the owner of a CSRS Pension. It is agreed that WIFE shall be entitled to receive $67,986.38 of the pension which equates to $756 per month upon Husband's retirement. WIFE elects to take the survivor benefit. However, the cost of said benefit shall be paid from her share of the pension. HUSBAND shall be responsible for the cost of the preparation of the Qualified Domestic Relations Order. The proposed QDRO is attached hereto as Exhibit" An. 9. BANK ACCOUNTS. WIFE has a business checking account with an estimated balance of $10,000.00. HUSBAND hereby waives any right, title and interest that he may have in said account. The parties are the owners of a joint account which is comprised of tax refund checks with a balance of approximately $29,000.00. HUSBAND hereby waives any right, title and interest that he may have to said cash. 10. PERSONAL PROPERTY. Except as set forth here below, the parties hereto mutually agree that they have divided all furniture, household furnishings and personal property between them in a manner agreeable to both parties. The parties mutually agree that each party shall from and after the date of this Agreement be the sole and separate owner of all tangible personal property in his or her possession. WIFE is the owner of a Microderm machine with a value of $5,000.00. This asset is subject to a HHD loan in the amount of $5,000.00. WIFE shall retain both the 5 M:\Client Directory\Ross, Byron\MSA #l.doc 3/3/05 Microderm machine and the associated debt and agrees to indemnify and hold HUSBAND harmless from such. HUSBAND is the owner of Dynegy stock with an approximate value of $3,000.00. Within forty-five (45) days of the execution of this Agreement, HUSBAND shall execute all documents necessary to transfer this stock to WIFE. WIFE is the owner of a Nationwide Insurance Policy on Husband's life with a cash value of $178.00. WIFE shall retain said policy and HUSBAND hereby waives any right, title and interest that he may have to said policy. WIFE has the right to maintain this policy on HUSBAND'S life at her cost and to collect the proceeds upon HUSBAND'S death. As long as HUSBAND is provided basic term life insurance through his employer ( which is currently valued at 1 times his salary plus $2,000), through his employer, WIFE shall be designated an irrevocable ten (10) percent beneficiary on such policy. HUSBAND shall be free to designate beneficiaries for the balance of the policy and any other policies held by him and WIFE hereby waives any right to future designations. 11. VEHICLES. WIFE is the owner of a 2001 Nissan Maxima. WIFE shall retain said vehicle, HUSBAND hereby waives any right, title and interest that he may have in said vehicle. The parties also have 2003 Pontiac Grand Prix. HUSBAND shall bear sole responsibility for the payment of the lease and any costs associated with the expiration or termination of the lease. 12. HEALTH INSURANCE. HUSBAND agrees that he shall be responsible for the payment of all premiums associated with the maintenance of WIFE's health insurance premiums until such time as he retires from federal employment. HUSBAND shall be financially responsible for the payment of a premium to provide WIFE like insurance to his own. Should WIFE elect to maintain insurance that provides a greater and/or different benefit than HUSBAND's premium, she shall be responsible for the cost of the premium which is attributable to the additional coverage. 6 M :\Client Directory\Ross, Byron\MSA #l.doc 3/3/05 13. TAX FILING. The parties agree to file jointly for 2004. The parties shall share equal cost of the preparation of the tax return. In the event the parties are entitled to any proceeds or liability, said proceeds or liability shall be divided proportionally to the parties' income. For this provision alone, HUSBAND's income is defined as wages through his federal employment. WIFE's income is defined as her wages, and all rent and income derived from the business and real property. 14. DEBTS. If a party has acquired debt, the parties agree that each shall assume full and complete responsibility for his or her own debts. HUSBAND represents and warrants to WIFE that since the separation he has not, and in the future he will not, contract or incur any debt or liability for which WIFE or her estate might be responsible, and he shall indemnify and save WIFE harmless from any and all claims or demands made against her by reason of such debts or obligations incurred by him since the date of said separation, except as otherwise set forth herein. WIFE represents and warrants to HUSBAND that since the separation she has not, and in the future she will not, contract or incur any debt or liability for which HUSBAND or his estate might be responsible, and he shall indemnify and save HUSBAND harmless from any and all claims or demands made against him by reason of such debts or obligations incurred by her since the date of said separation, except as otherwise set forth herein. 15. BANKRUPTCY OR REORGANIZATION PROCEEDINGS. In the event that either party becomes a debtor in any bankruptcy or financial reorganization proceedings of any kind while any obligations remain to be performed by that party for the benefit of the other party pursuant to the provisions of this Agreement, the debtor spouse hereby waives, releases and relinquishes any right to claim any exemption (whether granted under State or Federal law) to any property remaining in the debtor as a defense to any claim made pursuant hereto by the creditor-spouse as set forth herein, including all attorney fees and costs incurred in the enforcement of this paragraph or any other provision of this Agreement. No obligation created by this Agreement shall be discharged or dischargeable, 7 M:\Client Directory\Ross, Byron\MSA #Ldoc 3/3/05 regardless of Federal or State law to the contrary, and each party waives any and all right to assert that obligation hereunder is discharged or dischargeable. The parties mutually agree that in the event of bankruptcy or financial reorganization proceedings by either party in the future, any monies to be paid to the other party, or to a third party, pursuant to the terms of this Agreement shall constitute support and maintenance and shall not be discharged in bankruptcy. 16. ALIMONY, SPOUSAL SUPPORT, AND ALIMONY PENDENTE LITE. The parties hereby expressly waive, release, discharge and give up any and all rights or claims which either may now or hereafter have for spousal support, alimony pendente lite, alimony, or maintenance. The parties further release any rights that they may have to seek modification of the terms of this Agreement in a court of law or equity, with the understanding that this Agreement constitutes a final determination for all time of either party's obligations to contribute to the support or maintenance of the other. 17. ATTORNEY FEES, COURT COSTS. Each party hereby agrees to be solely responsible for his or her own counsel fees, costs and expenses. Neither shall seek any contribution thereto from the other except as otherwise expressly provided herein. 18. ATTORNEYS' FEES FOR ENFORCEMENT. In the event that either party breaches any provision of this Agreement and the other party retains counsel to assist in enforcing the terms thereof, the breaching party will pay all reasonable attorneys' fees, court costs and expenses (including interest and travel costs, if applicable) which are incurred by the other party in enforcing the Agreement, whether enforcement is ultimately achieved by litigation or by amicable resolution. It is the specific Agreement and intent of the parties that a breaching or wrongdoing party shall bear the obligation of any and all costs, expenses and reasonable counsel fees incurred by the nonbreaching party in protecting and enforcing his or her rights under this Agreement. 19. WAIVER OF RIGHTS. Both parties hereby waive the following procedural rights: 8 .' M:\Client Directory\Ross, B)'Ton\MSA #l.doc 3/3/05 (a.) The right to obtain an inventory and the appraisement of all marital and non-marital property; (b.) The right to obtain an income and expense statement of either party; (c.) The right to have all property identified and appraised; (d.) The right to discovery as provided by the Pennsylvania Rules of Civil Procedure; and (e.) The right to have the court make all determinations regarding marital and non-marital property, equitable distribution, spousal support, alimony pendente lite, alimony, counsel fees and costs and expenses. 20. MUTUAL COOPERATION. WIFE and HUSBAND shall mutually cooperate with each other in order to carry through the terms of this Agreement, including but not limited to, the signing of documents. 21. VOID CLAUSES. If any term, condition, clause or provIsIOn of this Agreement shall be determined or declared to be void or invalid in law or otherwise, then only that term, condition, clause or provision shall be stricken from this Agreement, and in all other respects this Agreement shall be valid and continue in full force, effect and opera tion. 22. APPLICABLE LAW. This Agreement shall be construed under the laws of the Commonwealth of Pennsylvania. 23. ENTIRE AGREEMENT. This Agreement contains the entire understanding of the parties, and there are no representations, warranties, covenants or undertakings other than those expressly set forth herein. 24. CONTRACT INTERPRETATION. 9 M:\C1ienl: Dircctory\Ross, Byron\MSA #l.doc 3/3/05 For purposes of contract interpretation and for the purpose in resolving any ambiguity herein, the parties agree that this Agreement was prepared jointly by the parties. IN WITNESS WHEREOF, the parties hereto have set their hands and seals of the day first above written. This Agreement is executed in duplicate, and in counterparts. WIFE and HUSBAND acknowledge the receipt of a duly executed copy hereof. . ll~_~ ~ ~~Ss €~-d ~,(j?1Lld- Elizabe S. Ross /1 U!ii~~ t ~U~~- 0itness {;?~>-7 ~~ Byron E. Ross 10 " . M:\Cliem Directory\Ross, Byron\MSA #l.doc 3/3/05 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CU.1tJQ.e'rLA-"V"ct ,I+i- '--1/1 On the '-t - day of r IZIL{ t 1. ,/ , 2005, before me, a Notary Public in and for the Commonwealth of Pennsylvania, the undersigned officer, personally appeared Elizabeth S. Ross, known to me (or satisfactory proven) to be one of the parties executing the foregoing instrument, and she acknowledges the foregoing instrument to be her free act and deed. : SS. IN WITNESS WHEREOF, I have hereunto set my hand and notarial seal the day and year first above written. COMMONWEALTH OF PENNSYLVANIA , NoIarlal Seal c;assandra T. RoSOObalIII, NotaIY pldo CamP Hill Boro, ClI1lbel\al1d CountY My()QPllllii8lClO ElcpIres DeC. 4. 200ll M8mbef. Plnnsylvania .i~O{llIil~l@n Of Netan.. Ii ~-- /J J lAAA~.iLd{c I .1-J..~ILtLt'~<--1-/~ Notary Public My Commission Expires: ;'d'! '-1/D"6 COMMONWEALTH OF PENNSYLVANIA COUNTY OF 04.A'1",-/l.~_A.l-i./J(d On the 0/1- day of nCtvLc,l'------" , 2005, before me, a Notary Public in and for the Commonwealth of Pennsylvania, the undersigned officer, personally appeared Byron E. Ross, known to me (or satisfactory proven) to be on of the parties executing the foregoing instrument, and he acknowledges the foregoing instrument to be his free act and deed. : SS. IN WITNESS WHEREOF, I have hereunto set my hand and notarial seal the day and year first above written. COMMONWEALTH OF PENNSYLVANIA Notarial Seal Cassandra T. Rosenball1l, Notary PIIJIIc Camp HiD BolO, Cumberland Cotrty My CoPlmi'lskln ExpIres Dec. 4, 2008 Member, Pennsylvania Ai$elOII:U10" Of Notarl.. /I ...---- ,'/) ( _' /A4LfiI.d{~ Ij.,l-J.U L hc{.c h ~ Notary Public ( / My Commission Expires: I ~/ "-I D <(; 11 ORIGINAL ELIZABETH SUE ROSS Plaintiff, IN THE COURT OF COMMON PLEAS CUMBERLAND, PENNSYLVANIA v. NO. 2004-CV-838-DV BYRON E. ROSS Defendant CIVIL ACTION - LAW IN DIVORCE AFFIDAVIT OF CONSENT 1. A Complaint in divorce under section 3301( c) ofthe Divorce Code was filed on February 26, 2004. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing and service of the Complaint. 3. I consent to the entry of a final decree of divorce after service of notice of intention to request entry of the decree. I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. S 4904 relating to unsworn falsification to authorities. Dated: 3 - 10 - 0.:) ~~~uEfo~ Cf?~- ORIGINAL ELIZABETH SUE ROSS Plaintiff, IN THE COURT OF COMMON PLEAS CUMBERLAND, PENNSYLVANIA v. NO. 2004-CV-838-DV BYRON E. ROSS Defendant CIVIL ACTION - LAW IN DIVORCE WAIVER OF NOTICE OF INTENTION TO REQUEST ENTRY OF DIVORCE DECREE UNDER !l3301(c) OF THE DIVORCE CODE I. I consent to the entry of a final Decree of Divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a Divorce Decree is entered by the Court and that a copy of the Decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. S 4904 relating to unsworn falsification to authorities. DATE: '3 -IO-OS- &1~06~> J, <<~ ELIZ ETH SUE ROSS ORIGINAL ELIZABETH SUE ROSS Plaintiff, IN THE COURT OF COMMON PLEAS CUMBERLAND, PENNSYLVANIA v. NO. 2004-CV-838-DV BYRON E. ROSS Defendant CIVIL ACTION - LAW IN DIVORCE AFFIDAVIT OF CONSENT 1. A Complaint in divorce under section 3301(c) ofthe Divorce Code was filed on February 26, 2004. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing and service of the Complaint. 3. I consent to the entry of a final decree of divorce after service of notice of intention to request entry of the decree. I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. S 4904 relating to unsworn falsification to authorities. Dated: 3/ q/m---~ ~~Y7c;i;2- BY N E. ROSS ORIGINAL ELIZABETH SUE ROSS Plaintiff, IN THE COURT OF COMMON PLEAS CUMBERLAND, PENNSYL VANIA v. NO. 2004-CV-838-DV BYRON E. ROSS Defendant CIVIL ACTION - LAW IN DIVORCE WAIVER OF N.OTICE OF INTENTION TO REQUEST ENTRY OF DIVORCE DECREE UNDER !l3301(c) OF THE DIVORCE CODE I. I consent to the entry of a final Decree of Divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a Divorce Decree is entered by tbe Court and that a copy of the Decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. S 4904 relating to unsworn falsification to authorities. DATE: 5/YDj- ~0'f ~. BY ON E. ROSS . --.. ELIZABETH SUE ROSS Plaintiff, IN THE COURT OF COMMON PLEAS CUMBERLAND, PENNSYLVANIA v. NO. 2004-CV-838-DV BYRON E. ROSS Defendant CIVIL ACTION - LAW IN DIVORCE PRAECIPE TO TRANSMIT RECORD TO THE PROTHONOTARY: Transmit the record, together with the following information, to the Court for entry of a divorce decree: 1. Ground for divorce: Irretrievable breakdown under S 3301(c) of the Divorce Code. 2. Date and marrner of service of the Complaint: Service was accepted by the Defendant's attorney on March 1, 2004 by signing an Acceptance of Service. Acceptance of Service was filed with the court on March 16, 2004. 3. Date of execution of the Affidavit of Consent required by S 3301(c) of the Divorce Code: by Elizabeth Sue Ross, Plaintiff, on March 10,2005; by Byron E. Ross, Defendant, on March 9,2005. 4. Related claims pending: Settled by Marital Settlement Agreement dated March 4, 2005. . . 5. Date Plaintiff's Waiver of Notice in S 3301(c) Divorce was filed with the Prothonotary: March 16, 2005 Date Defendant's Waiver of Notice in S 3301(c) Divorce was filed with the Prothonotary: March 16, 2005 Respectfully submitted, REAGER & ADLER, PC /1 ~ DATED: ~ 11'-> D'J 1 D LD. No. 66378 2331 Market Street Camp Hill, PA 17011 (717) 763-1383 Attorneys for Defendant ;t,if.:f.:f.i+.:f.;+:;+::f.;+;:+;;': . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . :':'f.:+:;+;if. . .. :f.";;+;;+' ;+;;+;;+,:+:;+;:f. if. ;t;;+;;+:;+;;+;;+,;+;;+;;+;;+; ;ti;+;;+,;+;;+;;+::f.i+.i+.;+;;+:;+; ;+;;+;;+:;+;i+.;+;f.;t;;+;;+,;+;:f.;+:i+.~ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY STATE OF PENNA. ELIZABETH SUE ROSS No. 2004-CV-838-DV VERSUS BYRON E. ROSS DECREE IN DIVORCE AND NOW, V1A D L-~ 2i 2- ~ c,~ IT IS ORDERED AND DECREED THAT ELIZABETH SUE ROSS , PLAI NTI FF, AND BYRON E. ROSS , DEFENDANT, ARE DIVORCED FROM THE BONDS OF MATRIMONY. THE COURT RETAINS JURISDICTION OF THE FOLLOWING CLAIMS WHICH HAVE BEEN RAISED OF RECORD IN THIS ACTION FOR WHICH A FINAL ORDER HAS NOT YET BEEN ENTERED; The terms of the parties' Marital Settlement Agreement dated March 4, 2005 and attached hereto are incorpor~ted herein hut not mergprl hprpwith. By THE COURT: ! 7 .. '" '" '" ",;F.'" "'''' "'''' ;F. Of"''''''''''+; . . . . . . '10"''''''''10''''10,..;''' . .. . J. ~-9 fr.- .~ ~y" ~o/lh j;/ff .?J. ~ 4-rtW P?J 50 (? r ~ ,-:;0' ,yf' ;;- /7'- ., Byron Ross Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. CIVIL ACT'ION - LAW Elizabeth Sue Ross Defendant NO. 04-838 DOMESTIC RELATIONS ORmm L This Domestic Relations Order ("DRO") creates and r,ecognizes the existence of the Alternate Payee's right to receive a portion of the benefits payable with respect to the Participant. It is intended to constitute a DRO Acceptable For Processing under final regulations issued by the Office of Personnel Management ("OPM"), 2. This DRO is entered pursuant to authority granted under the applicable domestic relations laws of the State of Pennsylvania. 3, This DRO relates to the provision of marit10perty rights to the Alternate Payee pursuant to a Marriage Settlement Agreement dated OJ c.h "1/ ,00 S' . 4. This DRO applies to the Civil Service Retirement System ("Plan") and any successor thereto. Byron Ross ("Participant") is a Participant in the Plan. Elizabeth Sue Ross ("Alternate Payee"), the former spouse, is the Alternate Payee for the purposes ofthis DRO. 5. The Participant's name, mailing address, Social Security number and date of birth are: Byron Ross 2150 Sir Lancelot Drive, Apt. A3 Harrisburg, PA 17I10 Social Security No.: 283-40-4016 Date of Birth: November 18,1945 6. The Alternate Payee's name, mailing address, Social Security number and date of birth are: >- ~ b UJ->, 05 IT- :r" 1..L.t-_-:= '7Q aO. UJO- -'UJ t:Cx I- u... o r- (") ::c ....: co I .-J -:> -., "" = = <'" f'::: 8~; ~,~ '..~- _:~~w i:-~J Q...., ....-':;. "'i <) T DRO Page 2 of 5 Elizabeth Sue Ross 4000 Market Street Camp Hill, P A 17011 Social Security No.: 283-40-3615 Date of Birth: It is the responsibility of the Alternate Payee to keep a current mailing address on file with the Plan at all times. 7. The Alternate Payee is entitled to a portion of the Participant's Gross Monthly Annuity under the Plan as set forth below. The OPM is hereby directed to pay Alternate Payee's share directly to Alternate Payee. 8. This DRO assigns to Alternate Payee an amount equal to $-1'5 ~.roof the Participant's Gross Monthly Annuity accrued under the plan. Any cost-of-living increase applied to the Participant's retirement benefits shall not apply to the Alternate Payee's share. 9. Payments to Alternate Payee shall commence the date payments commence to the Participant. Participant agrees to arrange or to execute all fonns necessary for the OPM to commence payments to the Alternate Payee in accordance with the terms of the DRO. 10. Payments shall continue to Alternate Payee for the remainder of the Participant's lifetime. If the Alternate Payee dies before the Participant, thE! Alternate Payee's share of the Participant's pension shall revert to the Participant. 11. The Alternate Payee is awarded a former spouse sw~vor annuity. The amount of the former spouse survivor annuity will be equal to the maximum survivor annuity based upon the portion of the Participant's gross monthly annuity assigned to the Alternate Payee. This former spouse survivor annuity applies if the Participant dies before his benefits commence or if the Participant dies after his benefits commence. The costs associated with providing this former spouse survivor annuity coverage shall be deducted solely from the Alternate Payee's benefits. Participant agrees to take all necessary steps to elect Alternabe Payee as designated beneficiary for the purposes of establishing and sustaining such former spouse coverage for Alternate Payee. DRO Page 3 of 5 12. If Participant leaves Federal service before retirement and applies for a refund of employee contributions under the Plan, the OPM is directed not to pay the Participant a refund of such employee contributions. 13. In no event shall the Altemate Payee have greater benefits or rights other than those which are available to the Participant. The Alternate Payee is not entitled to any benefit not otherwise provided by the Plan. The Alternate Payee is only entitled to the specific benefits offered by the Plan as provided in this Order. All other rights, privileges and options offered by thc Plan not granted to Alternate Payee are preserved for the Participant. 14. The Plan shall issue individual tax forms to the Participant and Alternate Payee for amounts paid to each such person. 15. In the event that the Plan inadvertently pays to the Participant any benefits that are assigned to the Alternate Payee pursuant to the terms of this DRO, the Participant shall immediately reimburse the Alternate Payee to the extent that he has received such benefit payments, and shall forthwith pay such amounts so received directly to the Alternate Payee within ten (10) days of receipt. In the event the Plan inadvertently pays to the Alternate Payee any benefits that are not assigned to her pursuant to the terms of this DRO, the Alternate Payee shall immediately reimburse the Participant to the extent she has received such benefit payments and shall forthwith pay such amounts so received directly to the Participant within ten (10) days of receipt. 16. In the event the Participant makes a one-time irrevocable election to transfer into the Federal Employees Retirement System (nFERsn) before his retirement, then Alternate Payee shall be entitled to a portion of the Participant's Basic Annuity and/or a Refund of employee contributions under FERS calculated in a manner similar to that which is enumerated in Sections 8, 9, 10, 11 and 12 above for the annuity and refund, respectively, and payable directly from FERS. Additionally, Alternate Payee shall be entitled to a former spouse survivor annuity payable under FERS and determined in a similar manner to the survivor benefits set forth under Section 11 above. Further, such former spouse survivor annuity shall be payable directly from FERS. DRO Page 4 of 5 17. If Participant takes any action that prevents, decreases, or limits the collection by Alternate Payee of the sums to be paid hereunder, he shall make, payments to Alternate Payee directly in an amount sufficient to neutralize, as to Alternate Payee, the effects of the actions taken by Participant. 18. The OPM shall notify the Alternate Payee and her legal representative when the Participant makes an application for any benefit payments or withdrawals from the Plan. " ' >. DRO Page 5 of 5 19. The Court of Co=on Pleas of Cumberland County, Pennsylvania shall retain jurisdiction to amend this Order, but only for the purpose of establishing it or maintaining it as a Domestic Relations Order, provided, however, that no such amendment shall require the Plan to provide any form of benefit or any option not otherwise provided by the Plan, and further provide that no such amendment or right of the Court to so amend will invalidate this Order. Accepted and Ordered this ~tl day of s v (l ,2005. BY THE COURT tVL-fviZ J ge CONSENT TO ORDER: PLAINTIFFIPARTICIPANT DEFENDANT/ALTERNATE PAYEE ~~ c;;'t~ ~/;?3/0 b Date ' r~>... I -zA ~e A1. ~~<- . (., ~ I ~ - ~') Date A'ITORNEY FOR PLAINTIFF/ PARTICIPANT A'ITORl'rEY FOR DEFENDANT/ ALTERNATE PAYEE l.~~L s~ure D~/~4lJ \ ne~~{ic~ Signature Date