HomeMy WebLinkAbout05-20-08 (2)
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15056041147
REV-1500 EX (06-05)
PA Departmentof Revenue
. Bureau of Individual Taxes
PO BOX.280601
Harrisburg, PA 17128-0601
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death
OFFICIAL USE ONLY
County Gode Year
INHERITANCE TAX RETURN
RESIDENT DECEDENT 2 1 0 7
File Number
0810
Date of Birth
207 09 1877
08 20 2007
07 06 1920
Decedent's Last Name
Suffix
Decedent's First Name
MI
FRY
JR.
CHESTER
W
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name
Suffix
Spouse's First Name
MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL INAPPROPRIATE OVALS BELOW
~ 1. Original Return
2. Supplemental Return
o
o
3. Remainder Return (date of death
prior to 12-13-82)
5. Federal Estate Tax Return Required
4. Limited Estate
o
o
D
D
4a. F uiure Interest. Compromise
(date of death after 12-12-82)
D
[!J
D
6. Decedent Died Testate
(Attach Copy of Will)
7 Decedent Maintained a Living Trust
. (Attach Copy of Trust)
o
8. Total Number of Safe Deposit Boxes
9. Litigation Proceeds Received
1 0 Spousal povert)! Credit (date of death
. between 12-31-91 and 1-1-95)
D
11.Election to tax under Sec. 9113(A)
(Attach Sch. 0)
CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
JAMES D. BOGAR 717 737 8761
ONE WEST MAIN STREET
REGISTER ~~LLS US~L Y "
. +.0 __;.J ~Jt
1 -"\ '1 :~,;;;~
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N
o
-0
::r:
Ul
Firm Name (If Applicable)
BOGAR & HIPP LAW OFFICES
First line of address
Second line of address
- <'C)
i_oJ 11
City or Post Office
SHIREMANSTOWN
State
PA
ZIP Code
17011
~'O
DA T~FiCeD
'>
o
Correspondent's e-mail address: j bog a r@boga r I a w . com
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief
it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. '
SIGNATURE OF PERSON NSIB R G RETURN DATE
David Brian Rhoads
o~ J1.~
o,?
ADDRESS
02494
DATE
James D. Bogar
One West Main Stree , Shiremanstown, PA 17011
Side 1
L
15056041147
15056041147
.-J
t\
-~
15056042148
REV-1500 EX
Decedent's Name: Chester Willard Fry Jr.
RECAPITUUTlON
1. Real Estate (Schedule A)............,............................................................................. 1.
2. Stocks and Bonds (Schedule B)............................................................................... 2.
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C).......... 3.
4. Mortgages & Notes Receivable (Schedule D).......................................................... 4.
5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E)................ 5.
6. Jointly Owned Property (Schedule F) 0 Separate Billing Requested............. 6.
7. Inter-VIVos Transfers & Miscellaneous Non-Probate Property
(Schedule G) 0 Separate Billing Requested............. 7.
a. Total Gross Assets (total Unes 1-7)....................................................................... a.
9. Funeral Expenses & Administrative Costs (Schedule H)......................................... 9.
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)................................ 10.
11. Total Deductions (total Lines 9 & 10)...................................................................... 11.
12. Net Value of Estate (Line a minus Line 11)............................................................. 12.
13. Charitable and Govemmental BequestslSec 9113 Trusts for which
an election to tax has not been made (Schedule J)................................................. 13.
14. Net Value Subject to Tax (Une 12 minus Line 13)................................................. 14.
TAX COMPUTATION. SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, of
transfers under Sec. 9116
(a)(1.2) X ~
16. Amount of Line 14 taxable
at lineal rate X .045
17. Amount of Line 14'taXable
at sibling rate X .12
18. Amount of Line 14 taxable
at collateral rate X .15
0.00
15.
0.00
16.
0.00
17.
474,306.13
18.
19. Tax Due..................................................................................................................... 19.
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT.
Side 2
L
15056042148
Decedent's Social Security Number
207 09 1877
165,000.00
383,484.57
548,484.57
51,556'.07
22,582.37
74,138.44
474,346.13
40.00
474,306.13
0.00
0.00
0.00
71,145.92
71,145.92
o
15056042148
-.J
REV:1500 EX Page 3
Decedent's Complete Address:
DECEDENT'S NAME
Chester Willard Fry Jr.
STREET ADDRESS
43 Circle Drive
File Number 21-07 -0810
CITY
Camp Hill
I STATE
PA
IZIP
17011
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. CreditslPayments
A Spousal Poverty Credit
8. Prior Payments
C. Discount
(1) 71,145.92
0.00
3. InterestlPenalty if applicable
D. Interest
E. Penalty
Total Credits (A + 8 + C)
(2) 0.00
Total InterestlPenalty (0 + E)
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 2 L.lne 20 to request a refund
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
A. Enter the interest on the tax due.
8. Enter the total of Line 5 + 5A This is the BALANCE DUE.
(3)
(4)
(5) 71 , 145 . 92
(SA)
(58) 71 , 145 . 92
Make Check Payable to: REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and:
a. retain the use or income of the property transferred;..................................................................................
b. retain the right to designate who shall use the property transferred or its income;....................................
c. retain a reversionary interest; or..................................................................................................................
d. receive the promise for life of either payments, benefits or care?.............................................................
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration? ............................................................ ........................................................... 0
3. Did decedent own an "in trust for' or payable upon death bank account or security at his or her death?......... 0
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation?..................................................................................................................... 0 [!]
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Yes No
~ ~
[!]
[!]
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the
surviving spouse is three (3) percent [72 P.S. ~9116 (a) (1.1) @
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero
(0) percent [72 P.S. ~9116 (a) (1.1) (Ii)]. The statute does not exemota transfer to a surviving spouse from tax, and the statutory requirements
for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1 , 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a
natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. ~9116 (a) (1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent,
except as noted in 72 P.S. S9116 1.2) [72 P.S. ~9116 (a) (1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. ~9116 (a) (1.3)]. A
sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
Rev-1502 EX+ (6-98)
*'
SCHEDULE A
REAL ESTATE
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
All real property owned solely or as . tenant In common must be reported at fair market velue. Fair market value is defined as the price at which property would be
exchanged between a willing buyer end a willing seller, nenher being compelled to buy or sell, both having reasonable knowiedge of the relevant facts.
Real property which Is joInt1y-owned with right of survivorship must be disclosed on schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Real Estate - All that certain piece or parcel of land situate in Camp Hill, East 165.000.00
Pennsboro Township, Cumberland County, Pennsylvania, being known and
numbered as 43 Circle Drive, Camp Hill, Pennsylvania 17011. Being tax parcel no.
09-20-1850-192. The property was acquired by Chester Willard Fry, Jr. and Robena
C. Fry, his wife, by Deed dated September 21,1983 and recorded September 29,
1983 in the Cumberland County Recorder of Deeds Office in Deed Book J, Vol. 30,
Page 1082, a copy of said Deed being attached hereto and incorporated herein. The
said Robena C. Fry died June 14, 2007, whereupon full and complete title to the
within described real property became vested solely in Chester Willard Fry, Jr., the
Decedent herein. Date of death value is listed as per the attached appraisal.
TOTAL (Also enter on Line 1, Recapitulation)
165.000.00
(If more space is needed, additional pages of the same size)
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule A (Rev. 6-98)
RECORDED - OFFICE OF THE
RECORDER OF DEEDS
OI.lMBERUflD GOUNTY - PA.
COMMONWEALTH OF l'EI'lf'4S'tI.W\HII-I :::;
DEPARTMENT OF REVENUE .,.
/~ ,__m".'..I_
REAlTY ;::~..-I,~ I ::::
". :~~NSfl:R 5f.W'03 \ . 6 7 0, n o~ ~~
..,........,~........... l -~-
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'83 SfP 29 AN 8 56
No. 536
I"EE.!'BJ PLE lJEED-'1'ypewriter
7lbtg 3Jnbruturr 1 i$lullP mIlt
,;(1 day 0/ .4-a"Yl...Jt~ in the yeer of our Lord 0..,
rhousand NiM Hu,,,lred and Eighty-Three
ilttWFtlt PHYLLIS M. GAETANO, Single Woman, GRANTOR,
A
N
D
CHESTER WILLARD FRY, JR. and ROBENA C. FRY, His Wife, GRANTEES,
'Jf thr BPc,md ,."re. mttnr.5.5rt~ That the Baid",rrt "t the first part, for and in canRideratie..
./ the.um of SIXTY-SEVEN THOUSAND DOLLARS AND 00/100-----------($67,000.00)------
{lo[wrB. laW/Ill money of the United St"tp8 0/ ArHeri"ll. u'ell u"d tl'uly paid by the aaid part of Ih,
HPoond part to the ~id part of the first part. .rl 'lIId hp/ore the sealing .lnd delil't'ry of thr"
,.resents, the reoeipt whereof la hereby acknowledged.
f)f"lnled. bargained, sold, aliened, enfeo/Jed, releaud. ct>tlf:eyed and continned and by th.e3e prl'l381lt3 db
gmnt. hnrQIJln. opll. nliPl1, eflf('f)tf, release, concey, and c,m/irm Ilt/tn thp onid pnrl ..,
t h,. lfPCfHJd pll.rt n.M,., tln.d 4lflti(/fl.
1\11 that certain piece or parcel of land, situate in the Township of East
Pennsboro, County of Cumberland and State of Pennsylvania, taken from a survey
dated June 4, 1970, prepared by D. P. Raffensperger Assoc. and more particularly
bounded and described as follows, to wit:
BEGINNING at a point on the western line of Circle Drive which point is five
(5) feet South of the dividing line between Lots Nos. 23 and 24 on Plan of Lots
hereinafter mentioned, and which point is also the extreme Southeast corner of
the property of Frank V. Stadler et ux; thence South twelve degrees twenty-two
minutes East (S 120 22' E) and along the western line of Circle Drive a
distance of forty-eight and eighty-one hundredths (48.81) feet to a point;
THENCE continuing along the western line of Circle Drive on a curve to the
right whose radius is one hundred fifty (150) feet, a distance of fifty-one
and nineteen hundredths (51.19) feet to a point;
THENCE South fifty-six degrees one minute fifteen seconds West (S 560 01' IS" W)
and along a line parallel with. the dividing line between Lots 21 and 22 on Plan
of Lots hereinafter mentioned, a distance of one hundred thirty-three (133)
feet to a point at lands now or late of Joseph Wagner;
THENCE North twelve degrees twenty-two minutes West (N 120 22' W) and along
aforesaid land now or late of Joseph Wagner, a distance of one undred forty-
seven and sixty-nine hundredths (147.69) feet to a point;
'"TO ''''1082
THENCE North seventy-seven degrees thirty-eight minutes East (N 770 38' E)
and along the southern line of land or Frank V. Stadler et ux a distance of
one hundred fifteen (115) to a point, the place of BEGINNING.
BEING the southern fifty-five (55) feet of Lot No. 23 and the northern forty-
five (45) feet of Lot No. 22 on Plan of Lots of Country Club Park, which Plan
is recorded.in the office of the Recorder of Deeds in and for Cumberland
County in Plan Book 8, Page 40.
HAVING theron erected a one story brick dwelling known as and numbered 4.3
Circle Drive, Camp Hill, Pennsylvania.
BEING the same premises which Edna P. Baer, single woman by her deed dated
June 8, 1970 and is recorded in the Office of the Recorder of Deeds Book
in and for Cumberland County in Deed Book Q, Vol. 23, Page 913 granted
and conveyed to Charles P. Gaetano and Phyllis M. Gaetano, his wife. The
said Charles P. Gaetano died August 27, 1982.
Ed .5 ?, fl"/I$ .to"'~
~- School Disl Cumb.Co.. Pa.
.' J,. Real t.stat8 Transfer Tall
-L- '3 .,.~...-. 02
Dat,. 7--:2.'l4 Amt" ~ -
~~~_~d'--'
Cumbo Co. Dist. Col. kgt. ~
. ):. :;1 j:."'-ts/'v.
Township crf
Cumb Co.. Pa.
-k"i Real t stale Transfer Tax
L.. f :1 .., 3"S' ClC'
r ~,'- ->-j:-v t.rnt. c?__-
~fr'!...~_~~
'..;,) l-->I~(. (:..iL ;....~l .d3
6ootao pm1083
Wngrtqrr with all and 3ingular, the tenement3, hereditamenta and appurtenanoe. to the 111m.
belonging or in anywi8e appertaining, and the rever8ion and rever8ion3, remainder and r.-maindpr3.
rent8, i88ue8, and profit8 therpof,. }"oo a.hiD all the e8tate, right, title, intere3t, property, olai,a
"Rd demand what.,oe1Jer, both in la,r and equity, of the RfI.;d part "f th" fir.t part. of, in, In
..r out of thp. "aid prp.miBp., and 1'1''''11 part and parae1 th"r""f
IDn quur anD to 11U1b the .aid premi.e., with ,,1I ',n,1 ..ngular the appurtenanoe8, unt..
the8aid part of the 3eeond part, hdr, rmd a..iflrl3. to and for the only proper
lUe and behoff of the .aid part of the .lmond part, h."ir. and auif]'"
forever,
Aun
THE BAlLJ
lo.p.jr3. p.a:eoutor" and (ldminiBtrator,T, do
with the .aid part of the .p.cond p"rt,
."lign3, that the .aUi
by th.ue pre.....t.. oot'enant, grant and a,,,rp6 to and
hp.ir. anti
"ein all and .ingular the hereditam""t. al&d I'rtmJiBe. hereinabo~'e deloribed and granted tJ1' mentifmed
'1lld intended 80 to be, with appurtenance8, unto the .aifl part of the .econd part,
"llira (J.lld a83iglls, against the said part of the fir8t part alld heir" and agtlinat all
rind every other per,.on or p,'r301l3 whomsoever, lawfully claiming or to claim the 3ame or al&Y plJrt
thereof, .hall and will, by th"",,, prlwmt., WARRANT AND FOR
EVER DEFEND
]11 liDUur.5!i D!lhrr.rof
~ er6unto .et
hand
tli" .aid pari
"nd II'a1
of the firat pat't
the day ana year first above writt_n.
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~i!{lled, Sealed and Delivered
in the Presence of
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ifO-O~O PAGE1084
......................................................................-
IRM.H,\
OOlJMONWIULTB or PENN8YLY ANIA (
IJOUNTY OF ....t!.ud!.td.@.J......................) 1i.'I
On thi8, the .........~L...... 1aM. 01 ..... .!.!!.~7.~-.-: ~~........................... 1!l.S?a betore ....
/') rY?~"U .pJ~1.V!;,... ~/y.1'JM. th ' .'. .
.............k':.......\".u;.s.or:.w"j::...'i .~'. ,.j.,.,,~.";'";...........................l;;................................_.........., e u"..ernll!U'n
o ttICer, personally appeM-ed ....... ;..~.~O.&./..l,......fl}...,J!d.a,gj4:-Y.I.b.'I":-Sk;r...p-..(),.tmY.t.~...
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l...own'to me (or satisfactarily proven) to be the perRo II ................ who..e mlllle................ sub8cribed t~
Ihe w'ithin instrUml'llt. olld ol'kno1J'lnlfll'd that ............ he ............ p",el'utpd the .wlne for the pt'rpo.e
I h I't'pin contained.
TN WTTNESS WHEREOF'. I herelJn to. set my ~a~o ii iill 8IMI~. me. .............:..'1..~..:";:.~'~.".:"'".:.~...
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('UMMON'W8.ALTH UF PENNSYLV.ANI.tl }'
......................&~~.L COUNTY, ss:
~h'rortJl'll In the~fice for Recording of Deeds, MOI,tgages, etc., in and
~:::e.2z,~J~.Of . ?t??~d in Deed Book 7- . .. VoL $//...
. ,~N~riHl.. My Hand and Seal of Office, this ............. r2?7day of
. ::..~:.-::~~..:~::;;;;:::~<.;:~....._......................... . ./..~Anno Domini 197J
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ARCHIBALD REAL ESTATE APPRAISALS
File No.
Case No.
FRY
43 CIRCLE
Uniform Residential Aooraisal Reoort
The puroose of this summa'" annraisal renort is to orovide the lender/dient wrth an accurate, and adeauatelv supoorted, opinion of the market value of the sub'ect prop;';;;:
PropertY Address 43 CIRCLE DR. Citv CAMP HILL State PA. Zio Code 17011
Borrower FRY CHESTER & ROBENA Owner of Public Recon:! SAME Countv CUMBERLAND
Leoal Descriotion AS FOUND IN RECORD BOOK 30J PAGE 1082
Assessors Parcel # 9-20-1850-192 Tax Year 2008 R.E. Taxes $ 2 822.77
Neiahborhood Name EAST PENNSBORO TOWSHIP Mac Reference 9-20-1850-192 Census Tract 42-41-102
: Occuoant ilOwner r l Tenant iXlVacant SoecialAssessments$ N/A I I PUD HOA$ N/A r lDervear r l Der month
" Prooertv RiDhts Annraised r X I Fee SimDle r l Leasehold r lather (describe\
Assianment Tvoe l Purchase Transaction I I Refinance Transaction I X I Other (describe\ FOR VALUE
Lender/Client DAVID RHOADS Address 94 SALEM RD, NEEDHAM MA 02494
Is the subiect Drooertv currentlv offered for sale or has it been offered for sale in the twelve months nrior to the effective date Df this annraisal? I I Yes r l No
Reoort data source(s) used offerinns nricer5l and daters\. N/A
I U did LJ, did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis Dfthe contract for sale or\\l1y the analysis was not
erformed. N/ A
Contract Price $ N/A Date of Contract N/A Is the orooertv seller the owner of nublic record? r l Yes r l No Data Souce(s) N/A
.. Is there any financial assistance (loan charges, sale concessions, gift or down payment assistance, etc.) to be paid by any party on behalf of the borrower? uOYesDNo
IIYes, neportthe total dollar amount and describe the items tD be oaid. N/A
Note: Race and the racial comoosrtlon of the neiahborhood are not aooraisal factors.
::~~:~~!f!flIf~~~@~~~~~~!:!~~~;::l:f!!:):f ff~~~:~:~~:!t~~f!fBi!~~~~~m~~:::ftt:!F4:~~~;~i!~;i::)~~f~~IU1ii~~~:i:: ~g!~~~@:g!)i:i~ff
* Bufft-Up r xl Over 75% r l25-75%' r l Under 25% Demand/Suoolv r l Shortaoe r X lln Balance r lOverSUllDlv $ (000) fVlS\ 2-4 Unit %
.;. Growth I I Raoid , X I Stable T TSlow MarketinoTIme I IUnder3mlhs I X 13-6mths IIOver6mths 125 10 Muit~FamiiV
.. Low 5 %
Neiohborhood Boundaries I HAVE CONSIDERED THE NEIGHBORHOOD TO CONSIST OF A 4 400+ Hich 60+ Commerciai 20 %
.. BLOCK RADIUS AROUND THE SUBJECT PROPERTY. 225 Pned. 30 Other 10 %
.. Nela hborhood Descripton
MOST AMENITIES ARE LOCATEO WITHIN A REASONABLE COMMUTING DISTANCE TO THE NEIGHBORHOOD. THE
~ COMMERCIAL LAND USES WITHIN THE NEIGHBORHOOD CONSIST OF A PRIVATE GOLF COURSE OFFICES AND SMALL BUSINESSES. IN MY
OPINION THESE COMMERCIAL LAND USES DO NOT ADVERSELY AFFECT ITS PRESENT MARKET VALUE OR FUTURE MARKETABILITY.
Mari<et.Cenditions lincfudinn sunnort for the above conclusions) THERE ARE NO FORESEEABLE ECONOMIC FACTORS THAT MAY
ADVERSELY AFFECT THE PRESENT MARKET VALUE OR THE FUTURE MARKET ABILITY OF THE SUBJECT PROPERTY.
Dimensions 0.32 ACRES (AS PER TAX MAP) Area 0.32 ACRES Shane RECTANGULAR View RESIDENTIAL
Soedfic Zonino Classilicaton R1 Zoninn Descriotion SINGLE FAMILY RESIDENTIAL
Zonino Como/lance r xl LeoaiT I Lenal Nonconformino IGrandfathered Use)' 'I No Zoninn 1 lillenal (describe\
Is the hichest and best use of subiect nronertv as imoroved for as orooosed oer olans and soecilicationsl the Dresent use? r lYes r l No If No, describe.
Utilities Public Other fdescrib;! Public Other fdescribel T Off-site Imnrovements-Tvoe Public Private
8ectricilv I X I il Water r xl il I Street ASPHAL T Ixl II
Gas r l rl Sanda'" Sewer I X I I I I Allev NONE r l II
FEMASoecialFloodHazardArea Ilyes Ix INo FEMA Flood Zone ZONE C FEMA Man # 420359 FEMA Mac Date 4/15/77
Are the utilities and/or off-site imorovements \voical for the market area? r xl Yes r l No ~ No, describe.
Are there any adverse site cond~ions or external factolS (easements, encroachments, environmental condrtions, land uses, etc. I? r l Yes r xl No If Yes, describe.
!,:,::,,::::!,::::':::::tiG~~ilii:n.~ci!t;;;lfijli,r!:!{:f,:::(:::f::,,:: '}::!:!,}:,:(:f:!:::!:!::;F.1Iffildiiiihii(:::::!,!:}::!:!::,}::::::! Elil&fi.ilif::fl~scli~ii~nf::.::f:::::!fulitiif:ilii$1MliiliijQIi fiii'ieiliii{::}}::::!:!:fmamtaliili:lliiiliiilli!!,
Un~s r X lOnel I One w~h Accesso'" Unit IConcrete Slab 11Crawl Seace Foundation Walls BLOCK/AVG FloolS HDWD/AVG
# of Stories 1 Xl Full Basement r lparlal Basement Exterior Walls BRICK/ALUM/AVG Walls DRYWALUAVG
Tvpe Ix I Detl I All I I S-DeUEnd Un~ Basement Area 1254 so. ft. Roof Su riace COMP SHING/AVG Trim/Finish WOOD/AVG
!r X lExistino I I Prooosedl IUnder Censt. Basement Rnish 75 % Gutters & Downsnouts ALUM/AVG Bath Floor TILE/AVG
Desion (SMe I RANCH xl Outside Entrv/Exitr lSumo Pumo Window Tvne AWNING/AVG Bath Wainscot TILElAVG
ear Built 1959 Evidence of r Infestation Stonm Sash/Insulated STORMS/AVG Car Storane I 1 None
ective Ace (Yrsl 15-20 If l Dameness I Settlement Screens SCREENS/AVG r xl Drivewav # of Cars
Attic None Heatinn r FWA X IHWBR r lRadiant Amenities Woodstove(Sl# Drivewav Suriace CONCRETE
I Dron Stair Stairs lO1her I Fuel OIL X IFiren~ce(sl # 1 Fence X I Garaoe #ofCars 1
I Floor X Scuttle Cooline -r xl Central Air Conditionino IPatio/Oeck PDrch ENCLOSED l Careor! #CfCars
l Finished Heated lindividualll I Other X lPool IN-GRND Other XlAtt. I IDet. I I Built-in
~ Aooliances I I Refrioerator r xl Ranne/Oven r X lDishwasherr X lDisoosal1 I Microwavel lWasher/Drver r lOtier (describe)
. FInished area above orade contains: 4 Rooms 2 Bedrooms 2.0 Bathls) 1 .254 Sauare Feet of Gross Livina Area Above Grade
f.li. Additional features (special enerov efficient ~ems, etc.1 FINISHED FAMILY ROOM DEN CEDAR CLOSET AND 1/2 BATH IN BASEMENT.
1tZ24.5 X 15 UTILITY STORAGE GARAGE.
~ DescMbe the conditiDn of the oronertv f!ndudinn needed reoairs, deterioration, renovations. remnd~inn. etd THE SUBJECT PROPERTY APPEARS TO BE
TYPICAL FOR THE NEIGHBORHOOD. THE SUBJECT PROPERTY HAS BEEN MAINTAINED IN AVERAGE CONDITION.
Are there any Dhvsical deficiencies or adverse cDnditions that affect the livab~itv, sDundness. or structural intecrifv of the nronertv? r l Yes r xl ND If Yes, describe
'*
I Does the orooertv cenerallv confDnn to the neiohborhoDd (functional utilitv, stvle, condition, use, construction, etc.)? r X TYes I INo If No, describe
Freddie Mac Form 70 March 2005
ClickFORMS Appraisal Software 800-622-8727
Fannie Mae FDnn 1004 March 2005
Page 1 of 16
Uniform Residentla ~ppralsa eoor
There are 6 comoarable properties currentlv offered for sale in the subiect neiQhborhood ranging in price from $ 140 000 to $ 200 000
There are 10 comoarable sales in the subject neiohborhood wnhin the cast twelve months ranoino in sale Dlice from $ 140000 to $ 200.000
FEATURE I SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3
Address 43 CIRCLE DR. 706 MEADOW DR. 24 COUNTRY CLUB PL. W. 29 FARGREEN RD.
CAMP HILL CAMP HILL CAMP HILL CAMP HILL
Proximttv to Sub'ect 1.5 MILES NORTHEAST 1 BLOCKS EAST SAME BLOCK
Sale Price 1$ N/A 163 000 155000 155 900
Sale Price/Gross Uv. Mea 0.00 156.73 so. ft. ~::::::::::)::::::::::!:) ::: $ 106.75 so. ft. ::::::::!??::??// $ 130.35 ft...................................
$ so. ft. $ so. . ::::::::::::;::::::::::::::::::::::
Data Source/sl CENTRAL PENN MLS CENTRAL PENN MLS CENTRAL PENN MLS
Verification Sourcels) CUMBERLAND COUNTY CH CUMBERLAND COUNTY CH CUMBERLAND COUNTY CH
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +1-) $ Adiustment DESCRIPTION +(.1 $ Adiustment DESCRIPTION +(.1 $ Adiustmen
Sale or FinancinQ CONVENTIONL CONVENTIONL CONVENTIONL
Concessions CLOSING COSTS -4 890 CLOSING COSTS -4 65C NONE KNOWN
Date of Salemme 9/2006 - 100M 1/2007 - 6 DOM 11/2006 -1 DOM
Location SUBURBAN SUBURBAN SUBURBAN SUBURBAN
LeaseholdlFee Simole FEE SIMPLE FEE SIMPLE FEE SIMPLE FEE SIMPLE
Sne 0.32 ACRES 0.31 ACRES 0.17 ACRES +4 DOC 0.16 ACRES +4 DOC
View RESIDENTIAL RESIDENTIAL RESIDENTIAL RESIDENTIAL
Desion (SMe) RANCH RANCH RANCH RANCH
Qualnv of Construction AVG/FRlBRK AVG/BRICK -2 DOC AVG/FRlSTN A VG/FR/BRK
Actual Aoe 49 YEARS 49 YEARS 52 YEARS 49 YEARS
CondITion AVERAGE AVERAGE AVERAGE AVERAGE
Above Grade Total I Bd rrnsl Baths Total IBdrmsJ Baths Total IBdrrnsJ Ba1hs Total IBdrmsJ Ba1hs
Room Count 4 I 2 I 2.0 5 I 2 I 1.00 +2 DOC 6 I 3 I 1.00 +2,00C 5 I 3 I 1.00 +200
Gross Livino Area 1254 so. ft 1040 so. It +321C 1452 so. ft. -2 97C 1 196 so. ft. +87
Basement & Finished FULL BSMT FULL BSMT FULL BSMT FULL BSMT
Rooms Below Grade FAM RM,DEN.1/2E FAM RM BATH UNFINISHED +3 DOC FAM RM +50C
Functional UtBitv AVERAGE AVERAGE AVERAGE AVERAGE
HeatinolCoolino HWBB/CA HWBB/CA FWAlNONE +3 DOC FW AlCA
Enerov Efficierit Items NONE NONE NONE NONE
Garaoe/CalPort 1 CAR ATT 1 CAR ATT 1 CAR ATT 1 CAR ATT
PorchlPatio/Deck ENCL PORCH PATIO +200 PATIO +200( PATIO +200
! FIREPLACE +200 FIREPLACE FIREPLACE
IN-GNRD POOL +3 DOl +3 DOC +3 DOC
F.-.I APPLIANCES APPLIANCES APPLIANCES APPLIANCES
Net Adiustment ITotall xl + r 1- $ 5320 I xl+ I I. $ 9380 X I +1 I. $ 12370
Adjusted Sale Price N!ltM~:l% ~t'!\i:lj:Ei%:" NefAdl;:s%> .
.. of Comoarables Grd~!iAdi;1z.k > $ 168320 .G~6~~Adk16o/l :.. $ 164.380 GiiiiiiiAi:iWS% ::,::. $ 168270
:<' I r xl did I I did not research the sale or transfer history of the subiect property and comparable sales. If not, exolain
,
-
.
~ My research I did I X I did not reveal anv prior sales or transfers of the subiect prooerty for the three vears prior to the effective date of this appraisal.
ii Data source(s COUNTY INFORMATION
- My research I did I X I did not reveal anv prior sales or transfers of the comparable sales for the year prior to the date of sale of the comparable sale.
Data source(s COUNTY INFORMATION
Report the results of the research and analvsis of the prior sale or transfer historY of the subiect orooerty and comoarable sales (reoort additional prior sales on oaoe 31.
ITEM SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3
Date of Prior SalelTransfer NONE PAST 3 NONE PAST YEAR NONE PAST YEAR NONE PAST YEAR
Price of Prior SalelTransfer YEARS
Data Sourcels)
Effective Date of Data Source(s) .
Analysis of prior sale or transfer history of the sUbiect oropertv and comoara~e sales NONE KNOWN
Summary of Sales Comparison Approach I HAVE CONSIDERED ALL OF THE COMPARABLES IN ESTIMATING THE MOST PROBABLE
SALES PRICE OF THE SUBJECT PROPERTY. SEE NOTES ATTACHED. THIS APPRAISAL REPORT IS FOR THE
INTENDED USER ONLY AND IS NOT INTENDED FOR ANY OTHER USERS.
Indicated Value bv Sales Comoarison Approach $ 165.000
Indicated Value bv: Sales Comparison Aooroach $ 165 000 Cost APoroach lif develooed] S N/A Income Aooroach (if develooed) $ N/A
,INSU FFICIENT RENTAL DATA WAS AVAILABLE TO ACCURA TEL Y DEVELOP THE INCOME APPROACH TO VALUE.
,
This appraisal is made W "as is," U subject to completion per plans and specifications on the basis of a hypothetical condITion that the improvements have been
completed, 0 subject to the following repairs or aiterations on the basis of a hypothetical condITion that the repairs or alterations have been completed, or 0 subject to the
followino reouired insoection based on the extraordinary assumotion that the condITion or defiCiency does not reouire alteration or reoair: THIS APPRAISAL IS
COMPLETED WITH AN EFFECTIVE DATE OF AUGUST 20 2007. THE ACTUAL PHYSICAL INSPECTION WAS 4/16/2008.
Based on a complete visual inspection of the interior and exterior areas of the subject property, defined scope of work, statement of assumptions and limiting
"' condHions, and appraiser's certification, my (our) opinion of the market value, as defined, of the real property that is the subject of this report is
S 165,000 . as of AUGUST 20, 2007 . which is the date ofinsoeetion and the effective date of this aooraisal.
Fredole Mac Form 70 March 2005
ARCHIBALD REAL ESTATE APPRAISALS
. fA IR
File No.
Case No.
FRY
43 CIRCLE
ClickFORMS Appraisal Software BOO-622-8727
Fannte Mae Fonn 1004 March 2005
Page 2 of 16
ARCHIBALD REAL ESTATE APPRAISALS
Uniform Residential A
.COMPLETE APPRAISAL - SUMMARY REPORT
File No.
Case No.
FRY
43 CIRCLE
SALES COMPARISON ANALYSIS -IT WAS NECESSARY TO EXCEED THE NORMAL MARKETING PARAMETER OF TIME
TO LOCATE COMPARABLES WHICH ARE LOCATED WITHIN THE SAME COMPETITIVE MARKET AREA. IN SEARCHING
FOR COMPARABLES I HAVE UTILIZED THE CENTRAL-PENN MULTI LIST COMPARABLE SALES INFORMATION FOR
THE PERIOD FROM ONE YEAR TO PRESENT. I HAVE LOCATED COMPARABLES OF TI'JE MOST SIMILAR IN AGE
STYLE LOCATION AND CONDITION THAT WERE THE BEST AVAILABLE AT THIS TIME.
ADJUSTMENTS - SITE ADJUSTMENTS WERE MADE TO COMPARABLES 2. 3 AND 4 AS THEY HAD SMALLER SITES
THAN DID THE SUBJECT PROPERTY. THESE ADJUSTMENTS WERE MINIMAL AS LARGER SITES REQUIRE MORE
MAINTENANCE AND HIGHER REAL ESTATE TAXES. QUALITY OF CONSTRUCTION ADJUSTMENTS WERE MADE TO
COMPARABLES 1 AND 5 AS THEY UTILIZED MORE MASONRY WORK IN THEIR EXTERIOR FINISHES. ADJUSTMENTS
WERE MADE FOR THE DIFFERENCES IN GROSS LIVING AREA ADDITIONAL ADJUSTMENTS WERE MADE FOR THE
DIFFERENCES IN THE NUMBER OF BATHROOMS WHICH INCREASES THEIR UTILITY. ADJUSTMENTS WERE MADE
FOR THE SIZE AND AMOUNT OF FINISHED BELOW GRADE LIVING AREA THIS ADJUSTMENT WAS MINIMAL AS BELOW
GRADE LIVING SPACE IS A MATTER OF PERSONAL PREFERENCE. I BELIEVE THE BALANCE OF THE ADJUSTMENTS
TO BE SELF-EXPLANATORY.
THE SUBJECT PROPERTY IS PRESENTLY VACANT. AT THE TIME OF MY INSPECTION ALL OF THE MAJOR
MECHANICAL COMPONENTS WERE ON AND APPEARED TO BE IN PROPER WORKING ORDER.
, THIS APPRAISAL WAS PREPARED WITHOUT THE BENEFIT OF A LEGAL DESCRIPTION. THE SIZE HAS BEEN
DETERMINED AS PER THE COUNTY TAX MAP.
=$
=$
=$
=$
=$
External
=$ I
=$
=$
=$ N/A
....... . '; ,';',
unrt.
No If No, describe the status of completion.
Are the common elements leased to or bv the Homeowner's Association?
No If Yes. describe the rental terms and ootions.
. Describe common elements and recreational facilities.
Freddie Mac Form 70 March 2005
ClickFORMS Appraisal Software 800-622-8727
Fannie Mae Fomn 1004 March 2005
Page 3 of 16
ARCHIBALD REAL ESTATE APPRAISALS
EXTRA COMPARABLES 4-5.6
File No.
Case No.
FRY
43 CIRCLE
Borrower
Properly Address
City CAMP HILL County
Lender/Client " DAVID RHOADS
FRY, CHESTER & ROBENA
43 CIRCLE DR.
CUMBERLAND State PA. Zip Code 17011
Address 94 SALEM RD., NEEDHAM, 'MA. 02494
FEA TURE I SUBJECT I COMPARABLE SALE # 4 COMPARABLE SALE # 5 COMPARABLE SALE # 6
Address 43 CIRCLE DR. 3 BRENTWOOD RD. 37 CIRCLE DR.
CAMP HILL CAMP HILL CAMP HILL
ProximitY to SUbiect 1.5 MILES NORTHEAST SAME BLOCK
Sale Price 1$ N/A 156 000 ... .. 156,900 $
':.::.':': .,'.",,: ",":.::.::.:,.':'$
Sale Price/Gross Uv, .Atea I $ 0.00 sq. ft. $ 134.48 sa. ft, ~t:(ft:?:)? $ 136.91 sa. ft. :::::!::,ttt::!,}t: $ sa. ft. :~~t::tt?((?
Data Source(sl l:::,,:::~:}::}:::,::::':::::::}::'::::,:::::(:::r CENTRAL PENN MLS CENTRAL PENN MLS
Verification Source(s! CUMBERLAND COUNTY CH CUMBERLAND COUNTY CH
V"~A="~ ~ D~~::'~:" I D~~'~~V +(.) $ Adiustment DESCRIPTION +(.) $ Adiustment DESCRIPTION +(.) $ Adiustmen
Sale or Financing CONVENTIONL CONVENTIONL
Concessions NONE KNOWN CLOSING COSTS -3 DOC
Date of SalelTime 12/2006 - 1 DOM 10/2006- 1 DOM
Location SUBURBAN SUBURBAN SUBURBAN
Leasehold/Fee Simple FEE SIMPLE FEE SIMPLE FEE SIMPLE
Sile 0.32 ACRES 0.19 ACRES +3,OOC 0.28 ACRES
View RESIDENTIAL RESIDENTIAL RESIDENTIAL
Desian (SMe) RANCH RANCH RANCH
Qualny of ConstNeUon AVG/FR/BRK AVG/FR/BRK AVG/BRICK -2 DOC
Actual Age 49 YEARS 46 YEARS 48 YEARS
Condnion AVERAGE AVERAGE AVERAGE
Above Grade Total IBdnmsJ Baths Total IBdnnsJ Batl1s Total IBdnnsJ Batl1s Total IBdrmsl Baths
Room Count 41 2 I 2.0 5 I 2 I 1.00 6 I 3 I 1.00 I I
Gross Livina Area 1254 sa. ft. 1 160 sa, ft. +141( 1146 sa. ft. +162( sa. ft.
Basement & Finished FULL BSMT FULL BSMT FULL BSMT
Rooms Below Grade FAM RM DEN 1/2E FAM DENS BT -1 DOC UNFINISHED +3 DOC
FuneUonalutiitv AVERAGE AVERAGE AVERAGE
HeatinalCoolina HWBB/CA FW AlCA FWAlNONE +3 DOC
Enerov Efficient Items NONE NONE NONE
ii;1! Garaae/Canoort 1 CAR ATT 1 CARPORT +100 1 CAR ATT
t:.'j PorchlPatiolDeck ENCL PORCH PATIO +2 DOC PATIO +2 DOC
~ FIREPLACE FIREPLACE FIREPLACE
.. IN-GNRD POOL +3 DOC +3 DOC
.,
. APPLIANCES APPLIANCES APPLIANCES
.. Net Adiustment IT otal! r xl + r l- $ 9410 Ix 1+ I I- $ 7620 I x 1+ I I- $ 0
.
.. Adjusted Sale Price NeiAi:lj:60/0 '., :.:: NetAi:lY!5%"~'" NetAdfa%<
"
of Comparables O-rOssAdi,7% ;:':, $ 165,410 O-rossAdi:.'11% ::;$ 164 520 Gioss,Adi~ll%':':" :: $ 0
11'
.. Report the results of the research and anaivsis of the prior sale or transfer history of the sUbiect oroperIY and comoarable sales
ITEM SUBJECT COMPARABLE SALE # 4 COMPARABLE SALE # 5 COMPARABLE SALE # 6
Date of Prior SelelTransfer NONE PAST 3 NONE PAST YEAR NONE PAST YEAR
Price of Prior SalelTransfer YEARS
Data Source(s)
Effective Date of Data Source(s!
Analysis of prior sale or transfer hisloiY of the subiect property and comparable sales
Summary of Sales Comoarison Approach
"
ClickFORMS Appraisal Software 800-622.8727
Page 4 01 16
ARCHIBALD REAL ESTATE APPRAISALS
Uniform Residential Appraisal Report
File No,
Case No,
FRY
43 CIRCLE
This report form is designed to report an appraisai of a one-unit property or a one-unit property with an accessory unit;
including a unit in a planned unit development (PUD), This report form is not designed to report an appraisal of a
manufactured home or a unit in a condominium or cooperative project.
This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value,
statement of assumptions and limiting condilions, and certifications, Modifications, additions, or deletions to the intended
use, intended user, definition of market value, or assumptions and limiting conditions are not permitted, The appraiser may
expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal
assignment. Modifications or deletions to the certifications are also not permitted, However, additional certifications that do
not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's
continuing education or membership in an appraisal organization, are permitted,
SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the
reporting requirements of this appraisal report form, including the following definition of market value, statement of
assumptions and limiting conditions, and certifications, The appraiser must, at a minimum: (1) perform a complete visual
inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the
comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources,
and (5) report his or her analysis, opinions, and conclusions in this appraisal report,
I NTENDED US E: The intended use of this appraisal report is forthe lender/client to evaluate the prope~ that is the
subject of this appraisal for a mortgage finance transaction,
INTENDED USER: The intended user of this appraisal report is the lender/client.
DEFINITION OF MARKET VALUE: The most probable pncewhich a property should bring in a competitive and open
market under all conditions requisite to a fair sale, the 'buyer and seller, each acting prudenliy, knowledgeably and assuming
the price is not affected by undue stimulus, Implicit in this definition is the consummation of a sale as of a specified date and
the passing oftille from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both
parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a
reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U, S, dollars or in terms
of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold
unaffected by special or creative financing or sales concessions' granted by anyone associated with the sale,
'Adjustments to the comparables must be made for special or creative financing or sales concessions, No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are
readily identifiable since the seller pays these costs in virtually all sales transactions, Special or creative financing
adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional
lender that is not already involved in the property or transaction, Any adjustment should not be calculated on a mechanical
dolla r for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's
reaction to the financing or concessions based on the appraise~s judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is
subject to the following assumptions and limiting conditions:
1, The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the tilie
to it, except for information that he or she became aware of during the research involved in performing this appraisal. The
appraiser assumes that the titie is good and marketable and will not render any opinions about the title,
2, The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements,
The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination
of its size,
3, The appraiser has examined the available fiood maps that are provided by the Federal Emergency Management Agency
(or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an
identified Special Flood Hazard Area, Because the appraiser is not a surveyor, he or she makes no guarantees, express or
implied, regarding this determination, ..
4, The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,
unless specific arrangements to do so have been made beforehand, or as otherwise required By law,
5, The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, etc,) observed during the inspection of the subject property or that he or
she became aware of during the research Involved in performing this appraisal. Unless otherwise stated in this appraisal
report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the
property (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances,
adverse environmental conditions, etc,) that would make the property less valuable, and has assumed that there are no such
conditions and makes no guarantees or warranties, express or implied, The appraiser will not be responsible for any such
conditions that do exist or for any engineering or testing that might be required to discover whether such condiUons exist.
Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as
an environmental assessment of the property,
6, The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory
completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will
be performed in a professional manner,
Freddie Mac Fonn 70 March 2005
ClickFORMS Appraisal Software 800-622-8727
Fannie Mae Fonn 1004 March 2005
Page 5 of 16
ARCHIBALD REAL ESTATE APPRAISALS
Uniform Residential Appraisal Report
File No.
Case No.
FRY
43 CIRCLE
APPRAISER'S CERTIFiCATION: The Appraiser certifies and agrees that:
1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in
this appraisal report.
2. I performed a complete visual inspection of the interior and exterior areas of the subject property. I reported the condition
of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the
livability, soundness, or structural integrity of the property.
3. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal
Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in
place at the time this appraisal report was prepared.
4. I developed my opinion of the market value of the real property that is the subject of this report based on the sales
comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach
for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop
them, unless otherwise indicated in this report.
5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for
sale of the subject property in the twelve months prior to the effective dale of this appraisal, and the prior sales of the subject
property for a minimum of three years prior to the effective date ofthis appraisal, unless otherwise indicated in this report.
6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior
to the date of sale of the comparable sale, unless otherwise indicated in this report.
7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property.
8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that
has been built or will be built on the land.
9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject
property and the comparable sales.
10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in
the sale or financing of the subject property.
11. I have knowledge and experience in appraising this type of property in this market area.
12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing
services, tax assessment records, public land records and other such data sources for the area in which the property is located.
13. I obtained the information, estimates, and opinions fumlshed by other parties and expressed in this appraisal report from
reliable sources that I believe to be true and correct.
14. I have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject
property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. I
have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the
subject property or that I became aware of during the research involved in performing this appraisal. I have considered these
adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and
marketability of the subject property.
15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all
statements and infonmation in this appraisal report are true and correct.
16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which
are subject only to the assumptions and limiting conditions in this appraisal report.
17. I have no present or prospective interest in the property that is the subject of this report, and I have no present or
prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or
completely, my analysis and/or opinion of market value in this appraisai report on the race, color, religion, sex, age, marital
status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the
present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law.
18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not conditioned
on any agreement or understanding, written or otherwise, that I would report (or present anaiysis supporting) a predetermined specific
value, a predetermined minimum value, a range or direction in vaiue, a value that favors the cause of any party, or the attainment of a
specific result or occurrence of a specific subsequent event (such as approval of a pending mortgage loan application).
19. I personally prepared all conclusions and opinions about the reai estate that were set forth in this appraisal report. If I relied on
significant real property appraisal assistance from any individual or individuais in the performance of this appraisal or the
preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks performed in this appraisal report
I certify that any individual so named is quaiified to perform the tasks. I have not authorized anyone to make a change to any item
in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will take no responsibility for it.
20. I identified the iender/client in this appraisal report who is the individual, organization, or agent for the organization that
ordered and will receive this appraisal report.
Freddie Mac Form 70 March 2005
ClickFORMS Appraisal Software 800-622-8727
Fannie Mae Form 1004 March 2005
Page 6 of 16
ARCHIBALD REAL ESTATE APPRAISALS
FRY
43 CIRCLE
File No.
Case No.
Uniform Residential Appraisal Reoort
21. The lender/client may disclose or distribute this appraisal report to: the borrower; another lender at the request of the
borrower; the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other
secondary market participants; data collec~on or reporting services; professional appraisal organiza~ons; any department,
agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to
obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal
report may be disclosed or distributed to any other party (including,'but not limitecf to, the public through advertising, pubiic
relations, news, sales, or other media).
22. I am aware that any disclosure or distribu~on of this appraisal report by me or the lender/client may be subject to certain
laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice
that pertain to disclosure or distribution by me.
23. The borrower, another lender at the request of the borrower, the mortgagee or ~s successors and assigns, mortgage
insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisai report as part
of any mortgage finance transaction that involves anyone or more of these parties.
24. If this appraisal report was transm~ed as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or
criminal penalUes including, but not limited to, fine or impnsonment or both under the provisions of Title 18, United States
Code, Section 1001, et seq., or similar state laws.
SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that:
1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree w~h the appraise~s
analysis, opinions, statements, conclusions, and the appraiser's certification.
2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions,
statements, conclusions, and the appraiser's certification.
3. The appraiser identified in this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the
appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law.
4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
report was prepared.
5. If this appraisal report was transm~ed as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimiie transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED)
Signature ~~~ Signature
Name P. SCOTT ARCHIBALD Name
Company Name ARCHIBALD REAL ESTATE APPRAISALS Company Name
Company Address 4454 DUNMORE DR. Company Address
HARRISBURG, PA 17112
Telephone Number 717-541-5005 Telephone Number
Email Address scotta rch iba Id @verizon.net Email Address
Date of Signature and Report APRIL 21 , 2008 Date of Signature
Effective Date of Appraisal AUGUST 20, 2007 State Certification #
State Certification # PARL-000060-L or State License #
or State License # State
or Other (describe) State # - Expiration Date of Certification or License
State PENNSYLVANIA
Expiration Date of Certification or License 06/30/09
SUBJECT PROPERTY
ADDRESS OF PROPERTY APPRAISED
43 CIRCLE DR. BDid not inspect subject property
CAMP HILL, PA. 17011 Did inspect exterior of subject property from street
APPRAISED VALUE OF SUBJECT PROPERTY $ Date of Ins pection
165.000 ODid inspect interior and exterior of subject property
LENDER/CLIENT Date of Inspection
Name
Company Name DAVID RHOADS COMPARABLE SALES
Company Address 94 SALEM RD. BDid not inspect exterior of comparable sales from street
NEEDHAM, MA. 02494 Did inspect exterior of comparable sales from street
Emaii Address Date of Inspection
Freddie Mac Form 70 March 2005
ClickFORMS Appraisal Software 800-622-8727
Fannie Mae Form 1004 March 2005
Page 7 of 16
ARCHIBALD REAL ESTATE APPRAISALS
SKETCH ADDENDUM
File No.
Case No.
FRY
43 CIRCLE
Borrower
Property Address
City CAMP HILL County
LenderlClient DAVID RHOADS
FRY, CHESTER & ROBENA
43 CIRCLE DR.
CUMBERLAND State PA. Zip Code 17011
Address 94 SALEM RD" NEEDHAM, MA. 02494
44.0'
BATH
BEDROOM KITCHEN
D/A
BATH 1-CAR
28.5' 28.5' 28.5'
GARAGE
BEDROOM LIVING ROOM i ENCLOSED
PORCH
44.0' 14' 12'
SKETCH Ci>LCULATIONS Are.
D A1 : 44.Dx 28.5 = 1254.0
First Floor 1254.0
Total Living He. 1254.0
CllckFORMS Appraisal Software 800-622-8727
Page 8 of 16
ARCHIBALD REAL ESTATE APPRAISALS
LOCATION MAP ADDENDUM
File No.
Case No.
FRY
43 CIRCLE
Borrower
Property Address
Cill' CAMP HILL County
Lender/Client DAVID RHOADS
FRY, CHESTER & ROBENA
43 CIRCLE DR.
CUMBERLAND State PA. Zip Code 17011
Address 94 SALEM RD., NEEDHAM, MA. 02494
. .
ClickFORMS Appraisal Software B00-622-8727
Page 9 of 16
ARCHIBALD REAL ESTATE APPRAISALS
SUBJECT PHOTO ADDENDUM
File No.
Case No.
FRY
43 CIRCLE
Borrower
Properly Address
City CAM PHI LL County
Lender/Client DAVID RHOADS
FRY, CHESTER & ROBENA
43 CIRCLE DR.
CUMBERLAND State PA. Zip Code 17011
Address 94 SALEM RD., NEEDHAM, MA. 02494
~IJj~j~ii~i~li""'!j.i::i!:~;i';:~j:::)?:;::;::::;:::
FRONT OF
SUBJECT PROPERTY
43 CIRCLE DR.
CAMP Hlll,pA. 17011
REAR OF
SUBJECT PROPERTY
STREET SCENE
Page 10 of 16
ARCHIBALD REAL ESTATE APPRAISALS
SUBJECT PHOTO ADDENDUM
Borrower FRY, CHESTER & ROBENA
Property Address 43 CIRCLE DR.
Ci1y CAMP HILL County
Lender/Client DAVID RHOADS
File No. FRY
Case No. 43 CIRCLE
CUMBERLAND State PA. Zip Code
Address 94 SALEM RD., NEEDHAM, MA. 02494
17011
ClickFORMS Appraisal Software 800-622-8727
DETACHED SHED
IN-GROUND POOL
Page 11 of 16
ARCHIBALD REAL ESTATE APPRAISALS
COMPARABLES 1.2.3
Borrower
Property Address
City CAMP HILL County
Lender/Client DAVID RHOADS
File No.
Case No.
FRY
43 CIRCLE
FRY, CHESTER & ROBENA
43 CIRCLE DR.
CUMBERLAND State PA. Zip Code 17011
Address 94 SALEM RD., NEEDHAM, MA. 02494
ClickFORMS Appraisal Software 800-622-8727
COMPARABLE SALE #
706 MEADOW DR.
CAMP HILL
COMPARABLE SALE # 2
24 COUNTRY CLUB PL. W.
CAMP HILL
COMPARABLE SALE # 3
29 FAR GREEN RD.
CAMP HILL
Page 12 of 16
ARCHIBALD REAL ESTATE APPRAISALS
COMPARABLES 4.5.6
FileNo.
Case No.
FRY
43 CIRCLE
Borrower
Property Address
City CAMP HILL County
Lender/Client DAVID RHOADS
FRY. CHESTER & ROBENA
43 CIRCLE DR.
CUMBERLAND State PA. Zip Code 17011
Address 94 SALEM RD" NEEDHAM. MA. 02494
ClickFORMS Appraisal Software 800-622-8727
COMPARABLE SALE # 4
3 BRENlWOOD RD.
CAMP HILL
COMPARABLE SALE # 5
37 CIRCLE DR.
CAMP HILL
COMPARABLE SALE # 6
Page 13 of 16
ARCHIBALD REAL ESTATE APPRAISALS
USPAP COMPLIANCE ADDENDUM
FileNo.
Case No
FRY
43 CIRCLE
APPRAISER'S CERTIFICATION:
The following Certification statements are in addition to and may supercede the signed Appraiser's Certification attached to this appraisal report.
This Appraiser's Certification is compliant with the current edition of the Uniform Standards of Professional Appraisal Practice.
I certify that, to the best of my kn~wledge and belief:
The statements of fact contained in this report are true and correct.
The reported analyses, opinions, and conciusions are limited only by the reported assumptions and limiting conditions and are my personal,
impartial, and unbiased professional analyses, opinions, and conclusions.
I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties invoived.
I have no bias with respect to the property that is the subject of this report or to the parties invoved with this assignment
My engagement in this assignment was not contingent upon developing or reporting predetermined results.
My compensation for completing this assignement is not contingent upon the development or reporting of a predetermined value or direction in
value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent
event directly reiated to the intended use of this appraisal.
My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of
Professional Appraisal Practice.
I 0 have 0 have not made a personai inspection of the property that is the subject of this report. (If more than one person signs this certification,
the certification must clearly specify which individuals did and which individuals did not make a personal inspection of the appraised property.)
No one provided significant real property appraisal assistance to the person signing this certification. (If there are exceptions, the name of each
individual providing significant real property appraisal assistance must be stated.)
PURPOSE, INTENDED USE, AND INTENDED USER OF THE APPRAISAL:
The purpose of the appraisal is to estimate the market value of the subjectproperty, as defined in this report, as of the effective date of this report.
The intended use of the appraisal is to assist the client and any other intended users in the undeMTiting, approval, and funding of the mortgage loan.
The intended users of this report are the stated client and any other institutions involved in the underwriting, approval, and funding of the mortgage
loan. No one else, including the purchaser and seller, should rely on the eslimate of value or any other conclusions contained in this appraisal report.
ANALYSIS AND REPORT FORM:
The appraisal is based on the infomnation gathered by the appraiser from public records, other identified sources, inspection of the subject property
and neighborhood, and selection of comparable sales, listings, and/or rentals within the subject market area.
The original source of the comparable data described in the Data Source section of the market grid along with the source of confirmation provided,
where available, the original source is presented first The sources and data are considered reliable. When conflicting information was provided,
source deemed most reliable has been used. Data believed to be unreliable was not included in the report or used as a basis for the value
conclusion. The extent of the analysis to this assignment is stated in the Appraiser's Certification included above and attached to this report.
DEFINITION OF INSPECTION:
The term "Inspection", as used In this report, is not the same level of inspection that is required for a "Professional Home Inspection". The appraiser
does not fully inspect the electrical system, plumbing systems, mechanical systems, foundation system, floor structure, or subfloor. The appraiser is
not an expert in construction materials and the purpose of the appraisal is to make an economic evaluation of the subject property. If the client
needs a more detailed inspection of the property, a home inspection, by a Professional Home Inspector, is suggested.
DIGITAL SIGNATURES:
The signature(s) affixed to this report, and certification, were applied by the original appraiser(s) or supervisory appraiser and represent their
acknowledgements of the facts, opinions and conclusions found in the report. Each appraiser(s) applied his or her signature electronically using a
password encrypted method. Hence these signatures have more safeguards and carry the same validity as the individual's hand applied signature.
If the report has a hand-applied signature, this cpmment does not apply.
OPINION OF MARKET VALUE VS ESTIMATE OF MARKET VALUE:
The current Uniform Standards of Professional Appraisal Practice defines the market value conclusion as an opinion of market value and not an
estimate of market value.
THREE YEAR SALES HISTORY FOR THE SUBJECT PROPERTY:
The appraiser has complied with Standards Rule 1-5b and 2.2b (ix) requiring the appraiser to analyze and report all sa les of the subject property
that occurred within the three (3) years prior to the effective date of the appraisal. If this information was available to the appraiser(s), it is reported
in the subject column of Sales Comparison Analysis section of the appraisal report.
EXPOSURE PERIOD:
By studying the sales of similar comparabie re~idential properties with value ranges as identified in the Neighborhood section oflhis reP9rt and
discussions with individuals knowledgeable of current neighborhood trends in the subject area, the appraiser feels that the exposure time for the
subject property is equal to the indicated Marketing Time identified in the Neighborhood section of this appraisal report.
~~~
P. SCOTT ARCHIBALD
APRIL 21 , 2008
PARL-000060-L
Siqnature
Name
Date Report Siqned
State Certification #
Or State License #
Siqnature
Name
Date Report Siqned
State Certification #
Or State License #
ODid DDid Not
Inspect Property
State P A.
State
State
State
ClickFORMS Appraisal Software 800-622-8727
Page 14 of 16
P. SCOTT ARCHIBALD APPRAISAL LICENSE
FileNo.
Case No.
FRY
43 CIRCLE
Borrower
Property Address
City CAMP HILL
Lender/Client DAVID RHOADS
County
FRY, CHESTER & ROBENA
43 CIRCLE DR.
CUMBERLAND State PA. Zip Code
Address 94 SALEM RD., NEEDHAM, MA. 02494
17011
."
ClickFORMS Appraisal Software 800-622-8727
Page 15 of 16
ERRORS AND OMMISION INSURANCE
File No.
Case No.
FRY
43 CIRCLE
Borrower
Properly Address
City CAMP HILL County
lender/Client DAVID RHOADS
FRY, CHESTER & ROBENA
43 CIRCLE DR.
CUMBERLAND
Address
State PA. Zip Code 17011
94 SALEM RD., NEEDHAM. MA. 02494
l~nlVI nl,::,'~l<Ll.~'EN~E}).~\r,~.lH.AJ~!n~.:\.f:'~:~Ji.;'!::~SIbNALLlA f~H"lPt.
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ClickFORMS Appraisal Software 800-622-8727
Page 16 of 16
Rev-1508 EX+ (6-98)
.
*'
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property joInt1y-owned wtth the right of survivorship must be dleclosed on echedule F.
ITEM
NUMBER DESCRIPTION
1 Cash - Silver Certificates
VALUE AT DATE
OF DEATH
730.00
2 Citizen's Bank - Certificate of Deposit No. 6140742412; date of death balance
$6,502.29; accrued Interest $24.03
6.526.32
3 Citizen's Bank - Certificate of Deposit No. 6140702216; date of death balance
$7,413.23; accrued Interest $11.99
7.425.22
4 Citizen's Bank - Certificate of Deposit No. 6140728810; date of death balance
$10,690.95; accrued interest $28.77
10.719.72
5 Citizen's Bank - Certificate of Deposit No. 6140722837; date of death balance
$16,233.26; accrued interest $48.94
16.282.20
6 Citizen's Bank - Checking Account No. 6100582426; date of death balance
$24,964.07; accrued interest $0.00
24.964.07
7 Comcast - Refund
25.60
8 Good Housekeeping - Refund
2.66
9 M & T Bank - Checking Account No. 34526803; date of death balance $56,943.18;
accrued interest $1.24
56.944.42
10 M & T Bank - Checking Account No. 98122037; date of death balance $68,689.99;
accrued interest $3.30
68.693.29
11 MetLife - Proceeds from Robena C. Fry policy received after date of death. The
Decedent herein was the beneficiary of this policy.
6.279.81
Total of Continuation Schedules
See attached
caaes
TOTAL (Also enter on Line 5, Recapitulation)
383.484.57
(If more space is needed, additional pages of the same size)
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule E (Rev. 6-98)
Rev.1508 EX+ (6-98)
.
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
continued
COMMONVl.l;AL TH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
ITEM
NUMBER
VALUE AT DATE
OF DEATH
20
21
22
12
DESCRIPTION
New Cumberland Federal Credit Union - Savings Account No. 4259; date of death
balance $5,921.59; accrued Interest $21.97
5,943.56
13
New Cumberland Federal Credit Union - Savings Account No. 1949; date of death
balance $53.89; accrued interest $3.89
57.78
14
Ohio Casualty Group - Auto accident insurance claim - payment for totalled 1993
Oldsmobile
2,656.17
15
Pennsylvania Employees Benefits Trust Fund - Refund of prepaid health insurance
premiums
602.80
16
Pinnacle Health - Refund of overpayment of medical bill
181.00
17
PSECU - Regular Share Account No. 0207 - 801; date of death balance $3,793.40;
accrued interest $2.45
3,795.85
18
PSECU - Certificate of Deposit No. 0207 -C50; date of death balance $9,392.94;
accrued interest $25.08
9,418.02
19
PSECU - Certificate of Deposit No. 0207-C53; date of death balance $38,094.67;
accrued interest $106.49
38,201.16
PSECU - Certificate of Deposit No. 0207-C56; date of death balance $8,807.31;
accrued interest $23.52
8,830.83
PSECU - Certificate of Deposit No. 0207-C57; date of death balance $35,229.32;
accrued interest $94.07
35,229.32
PSECU - Certificate of Deposit No. 0207-C58; date of death balance $6,950.23;
accrued interest $18.88
6,969.11
Copyright (c) 2002 form software only The Lackner Group. Inc.
Form PA-1500 Schedule E (Rev. 6-98)
Rev-1508 ~+ (6-98)
.
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
continued
COMMONWEAl.TH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
ITEM
NUMBER
VALUE AT DATE
OF DEATH
29
30
31
32
33
23
DESCRIPTION
PSECU - Regular Share Account No. 0172-501; date of death balance $775.96;
accrued interest $0.50
776.46
24
PSECU - Certificate of Deposit No. 017.2-C52; date of death balance $11,304.69;
accrued interest $30.72
11.335.41
25
PSECU - Certificate of Deposit No. 0172-C53; date of death balance $4050.13;
accrued Interest $10.82
4.060.95
26
PSECU - Certificate of Deposit No. 0172-C54; date of death balance $13,318.41;
accrued interest $37.23
13.355.64
27
Reader's Digest - Refund
32.40
28
U.S. Treasury - Refund for overpayment of 2006 Personal Income Taxes
131.25
Verizon - Refund
0.94
York Legal Group - Return of Patriot News Refund
100.00
Coins - Per attached appraisal
17,748.95
Personal Property - Per appraisal
6,660.00
MetLife Annuity No. M5010061 - The named beneficiary of this annuity policy was
Robena C. Fry, wife ofthe Decedent herein. Mrs. Fry died on June 14,2007. As
there were no alternate named beneficiaries, the Estate of Chester Willard Fry, Jr. is
the beneficiary.
18,803.66
Chester Willard Fry, Jr., the Decedent herein, was married to
Robena C. Fry. Robena C. Fry died June 14, 2007, whereupon
Chester Willard Fry, Jr., became the sole owner of all of the
above-listed jointly owned bank accounts.
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule E (Rev. 6-98)
rl'1~ i" 1.3 E~~. ~~.~.'...~._':.~.~..'.' ~1.'".J_,i,.'1lI'
~~ ~"~~~l~ ~~~ __~
525 William Penn Place
Suite 153-2618
Pittsburgh, PA 15219
October 11, 2007
JOHN DELORENZO
3511 NORTH FRONT ST
HARRISBURG PA 17110-1438
Estate of CHESTER W FRY
Date of Death: Aug 20, 2007
SSN: 207-09-1877
Dear SirlMadam:
In accordance' with your request, the attached information sheet has been provided in the above decedent's
name as of hi s/h er date of death.
For 1L or LC accounts, contact our Loan Department at 1-800-708-6680. For all other inquiries, 'please
call 888-999-6884
Sinc.erely,
Pfeil, Mamie
Operations Services
. CitizensB'ank~
Account Number
Account Title
Date 0 ened
Account T e
Princi al Balance as ofDOD
Interest from Last Postllig to DOD
Account Balance as ofDOD
YTD Interest to DOD
6140742412
CVv'ILLARDFRY ROBENACFRY
6/30/1999
Time De osits
$6502.29
$24.03
$6526.32
$156.27
:(.' , 'I-.t'! '-e" 'n' .", s' B''- ~ n~' rN
,,',' ,&, ':,It ' "Qld\
Account Number '6140702216
Account Title C WILLARD FRY ROBENA C FRY
Date Opened 1/5/1996
Account Type Time Deposits
Principal Balance as ofDOD $7413.23
Interest from Last Posting to DOD $11.99
Account Balance as ofDOD $742522
Y1D Interest to DOD $193.93
r'l~ ~7-;' ~ '. B..,:: '.".~" " \r ""
~~ tl..ellfSLanr\;
. Account Number
Account Title
Date 0 ened
Account T e
Princi al Balance as ofDOD
Interest from Last Posting to DOD
Account Balance as ofDOD
YTD Interest to DOD
6140728810
C WILLARD FRY ROBENA C FRY
1/27/1998
Time De osits
$10690.95
$28.77
$10719.72
$240.89
r;tize"e'S"'a'n..1,,,o
~ ~ I a. . . i !;.'If. . '....: U\
Account Number 6140722837
Account Title CWILLARDFRY ROBENA C FRY
Date Opened 1/24/1998
Account Type Time Deposits
Principal Balance as ofDOD $16233.26
Interest from Last Posting to DOD $48.94
Account Balance as ofDOD $16282.20
YTD Interest to DOD $365.75
Citizens Bank~
Account Number 6100582426
Account Title C WILLARD FRY ROBENA C FRY
Date Opened 2/6/1996
Account Type Checking
Principal Balance as ofDOD $24964.07
Interest from Last Posting to DOD $.00
Account Balance as of DOD $24964:07
YTD Interest to DOD $31.10
r!J M&TBank
499 Mitchell Road, Millsboro, DE 19966 Mail Code DE-MB-12
Phone (888) 502-4349
Fax (302) 934-2955
September 27, 2007
John DeLorenzo, Esquire
Attorney At Law
York Legal Group, LLC
3511 North Front Street
Harrisburg, Pennsylvania 1711 0
Re: Estate of: Chester W Fry Jr
Social Securitv: 207-09-1877
Date of Death: August 20,2007
Dear Sir or Madam:
Per your inquiry dated September 19, 2007, please be advised that at the time of death, the above-named decedent bad on
deposit with this bank the following:
1.
Type of Account
Checking Account
Account Number
34526803
Ownership (Names of)
Chester W Fry Jr, Robena C Fry *
Opening Date
08/28164
Balance on Date of Death
$56,943.18
Accrued Interest
$
1.24
Total
$56,944.42
2.
Type of Account
Checking Account
Account Number
98122037
Ownership (Names of)
Chester W Fry Jr, Robena C Fry *
Opening Date
05/07197
Balance on Date of Death
$68,689.99
Accrued Interest
$
3.30
Total
$68,693.29
-------
Please be advised, there was no safe deposit box found for the above decedent * If upon reviewing the information
above, you believe there are additional accounts not referenced, please provide us with an account number and/or
the name of any possible joint account holder. For any additional information on the above accounts, including
ownership and any changes, closures and/or reimbursement of funds, please call the West Shore Plaza Office # 717-
255-2271.
Sincerely,
/t?W~.~//
Nancy Clagett
Records Management
New Cumberland Federal Credit Union
Your Community Credit Union
P.o. Box 658, New Cumberland, PA 17070-0658
Phone: (7] 7) 774-7706 · 1-800-716-2328' Fax: (717) 774-7996 . Web: www.ncfcuonline.org
October 18, 2007
The York Legal Group,LLC
3511 North Front Street
Harrisburg, PA 17110
RE: Estate Chester W. Fry, Jr., deceased
Dear Mr. DeLorenzo,
Pursuant to your letter dated October 10,2007, pertaining to the
above referenced member the information that you requested is as folJows:
Account Number:
Owner(s) on Account:
Date acct opened:
Date of Death Balances:
Dividends as of Date of Death:
4259
Chester W. Fry, Jr. and Robena Fry
9/29/1967
Savings $5,921.59
21.97
Account Number:
1949
Robena Fry and Chester W. Fry, Jr.
01/10/1964
Savings
$
53.89
3.89
Date acct opened:
Date of Death Balances:
Dividends as of Date of Death:
If you need anything additional in regards to this information, please feel
free to contact me directly.
1iSinc,erel~Y', ~
.i ,;. ,
. ':l;J~ I 0' ;'.; .
Barbra J. Wrigh~
Branch Manager
PSE
I
-' ......1~.......'. -'-
October 24, 2007
JOHN DELORENZO
3511 NORTH FRONT ST
HARRISBURG, PA 17110-1438
Dear MR. DELORENZO:
The following is the status of CHESTER FRY JR's account (0207XXXXXX) with PSECU as of the date of
death.
Joint Owner's Name ROBENA C FRY, JOINT TENANT WIROS -DIED 06.14.2007
Date of Death 08.20.2007
Date of Birth . 07.06.1920
Share Description Open date Balance Accrued Dividend
S 01 Regular Shares 12.15.1977 $ 3,793.40 $ 2.45
S 04 MoneyHandler 0.00 0.00
C 50 12 Month Certificate-1 04.14.1999 9,392.94 25.08
C 53 24 Month Certificate-4 07.26.1998 38,094.67 106.49.
C 56 12 MonthCertificate-7 01.30.1999 8,807.31 23.52
C 57 12 Month Certificate-8 01.30.1999 35,229.32 94.07
C 58 12 Month Certificate-9 12.15.1998 6,950.23 18.88
Tbe dividend earned from January 1, 2007 through the date of death was $3,174.70. TIle decedent had no loans with
us. We do not have safe deposit boxes for our members.
The following is the status of ROBENA C. FRY's account (0172XXXXXX) with PSECU as of the date of
death of Chester Fry Jr. on August 20,200.7.
Joint O'WIler's Name CHESTER W. FRY, JOINT TENANT WIROS
Share Description Open date Balance Accrued Dividend
S 01 Regular Shares 09.07.1995 $ 775.96 $ 0.50
C 51 12 Month Certificate-2 01.30.1999 CLOSED 03.22.2007
C 52 12 Month Certificate-3 10.30.1998 11,304.69 30.72
C 53 12 Month Certificate-4 03.08.1999 4,050.13 10.82
C 54 24 Month Certificate 08.07.2000 13,318.41 37.23
The dividend earned from January 1, 2007 through the date of death was $1,032.54. For our records, we need a
copy of the death certificate for Robena C. Fry. We need the executors to sign, date and retrun the enclosed
Authorization to Close Accounts.
If you have any questions, please ca11234-8484 in Harrisburg or our taU-free number, (800) 237-7328. At the menu
prompt, enter 6 and then extension 2227.
Sincerely,
I. -I \ l
I 1't48-t.1 J.Y i
Vi' ~I-:"
,'I' '--J Ii vY
Meacie ~airfax Ii
Member Service Representative
Finance Support Unit
Pennsylvania State Employees Credit Union
Main Address: 1 Credii Union Place, Harrisburg, PA 17110-2990 . 717.234.8484 . 800.237.7328
~ Moiling Address: P.O. Box 67013, Harrisburg, PA 17106.7013 . 717.777.2100 (TDD) . 800.472.1967 (TOO)
Thi! credit union is rederclly insured by the Notional Credil Union Adminisfrolion. Equal OpPOlilJnily Lender v..fww.psecu.com
CORDIER
ANTIQ!lES
& fine art
AUCTIONS
APPRAISALS
ESTATES
Appraisal
Report
-
The Estate of Chester W. Fry
clo Linda J. Dinsmore
242 Stetler Road
New Cumberlan~ Pennsylvania 17070
Prepared by:
David J. Cordier
Ellen E. Miller
Cordier Antiques & Fine Art
2151 Market Street
Camp Hill, Pennsylvania 17011
Phone: (717) 731-8662
Fax: (717) 731~9830
Table of Contents
Title Page
Table of Contents
Summary
Analysis
Conditions of Appraisal
Certification
Purpose of Report
Method of Valuation
Definition of Value
Basis of Appraisal
Description
Appraiser Qualifications
Value Listings
1
2
3
4
5
5
6
6
6
6
6
7
Appendix A
Page: 20f9
Summary
On May 13, 2008, at the request of The Estate ofChc::ster W. Fry, c/o Linda J. Dinsmore, we
inspected the assets of The Estate of Chester W. Fry, 242 Stetler Road, New Cumberland,
Pennsylvania.
Value
Fair Market Value
The Fair Market Value for the property in total is:
$17.748.95
This is not the appraisal report. The appraisal report must be read in its entirety.
Page: 3 of 9
Analysis
Analysis
The coins evaluated in this appraisal were inspected by David F. Birmingham.. a Pennsylvania
licensed auctioneer and appraiser with extensive experience in evaluating United States coins.
Page: 4 of 9
Conditions of Appraisal
The value stated in this Appraisal Report is based on the best judgment of the appraiser given the
facts and conditions available at the date of the valuation.
The use of the report is limited to the purpose of determining the value of personal property for
Estate Tax pUIpases.
Any additional research or testimony required by the client or the court will be billed at the current
rates.
Disclosure of the contents of the report is governed by the Standards and Practices of the Certified
Appraisers Guild of the America.
Certification of Report
No prohibited fee was accessed for this report.
David J. Cordier and Ellen E. Miller of Cordier Antiques & Fine .Art have successfully completed
the personal property appraisal certification program with the Certified Appraisers Guild of America
and are members in good standing. This report was prepared in accordance 'With the Uniform
Standards of Professional Appraisal Practice and with the Standards and Practices of the Certified
Appraisers Guild of America which has review authority of this report.
The statements of fact contained in this report are true arid correct to the best knowledge and believe
of the appraiser.
~
By: David 1. Cordier, C.A.G.A.
Cordier Antiques & Fine Art
~~q.~
By: en E. Miller, C.A.G.A
Cordier Antiques & Fine Art
Page: 50f9
Purpose of the Report
The pwpose of this report is to determine the value for Estate Tax purposes for The Estate of
Chester W. Fry, New Cumberland, Pennsylvania.
Method of Valuation
The method of valuation used for this appraisal is the Fair Market Value.
Definition of Valoe
Fair Market Value
Under the United States Treasury regulation l.l70-lc Fair Market value is defmed as:
The price at which the property would change hands between a willing buyer and a willing seller,
neither being under compulsion to buy or compulsion to sell and both having reasonable
knowledge.
Basis of Appraisal
Valuation Date
The date of valuation for determining the value estimation is August 20, 2007. .
Date AooraisaI Conducted
This appraisal was conducted on May 13,2008.
Limitations of Pronerty
There were no limitations on use or disposition of this property.
Description
An itemized list with descriptions is in Appendix A.
Page: 6of9
CORDIER ANTIOUES & FINE ART
Cordier Antiques & Fine Art was established in 1984. The company specializes in appraisals of antiques, fine
art and personal property, estate liquidations and the auction and sale of fine antiques, art and real estate.
Cordier Antiques & Fine Art maintains memberships in the Certified Appraisers Guild of America, the
Antiques and Collectibles Dealers Association, Inc., the Antique Dealers Association of Pennsylvania, the
Pennsylvania Auctioneers Association and tbe National Auctioneers Association.
Cordier Antiques & Fine Art has conducted appraisal clinics for such organizations as the Harrisburg Area
Community College's Older American Days, the Questers, Rohrer Bus Antiquing Road Show Tour.
MiIlersburg Historical Society, Friends of Fort Hunter, West Shore CountIy Club and the Friends of the
Pennsylvania State Museum.
Cordier Antiques & Fine Art is an underwriter for the Antiques Road Show on WITF Public Television.
DA vm J. CORDmR. C.A.G.A. CERTIFIED APPRAISER
David J. Cordier is C<H>wner ofCordicr Antiques & Fine Art located in Camp Hill, Pennsylvania. Mr.
Cordier has been an antiques and jewelry dealer since 1980 and an appraiser since 1990.
David Cordier of Cordier Antiques & Fine Art has successfully completed the personal property appraisal
certification program with the Certified Appraisers Guild of America.
Mr. Cordier is a graduate of Winterthur Museum's Winter Institute, a graduate level program in American
Decorative Arts. David Cordier has attended classes in the fine and decorative arts at George Washington
University, Washington D.C. and the appraisal studies program at New York University, New York. Mr.
Cordier studied the arts and decorative arts in Pennsylvania at Penn State University arid holds a Master's
degree in Business Administration from Penn State Capital Campus.
Mr. Cordier is a writer for the Harrisburg Patriot News reporting on antiques and related events in central
pennsylvania. He also wrote a bi-weekly feature column "Eye on Antiques" for the Sunday Patriot News
from 200 I to 2006.
ELLEN E. Mil ,T .ER. C.A.G.A. CERTIFIED APPRAISER
Ellen E. Miller joined Cordier Antiques & Fine Art in 2000. Ms. Miller holds a Bachelor's degree in
Marketing from Shippensburg University and a Master's degree in Business Administration from Temple
University.
Since joining Cordier Antiques & Fine Art, Ms. Miller has been the Director of Internet Sales, conducting
research and documentation of inventory, maintaining client relationships and managing an international
customer base. She has been responsible for the sale of several large collections via Internet auction
including classic automobiles, antique toys, sports memorabilia and autographs.
Ms. Miller has successfully completed the personal property appraisal certification program with the Certified
Appraisers Guild of America.
Prior ~o joining Cordier Antiques & Fine Art, Ms. Miller worked in the printing industry in sales and
administration.
. Page: 7 of9
Appendix A
Fair Market Value
1. $248.00 248 US Indian Head cents. Various dates.
2. $63.00 2,100 US Wheat cents. Various dates.
3. $59.00 59 US Liberty nickels. Various dates.
4. $4.00 16 US Buffalo nickels. Various dates.
5. SO.55 11 US steel cents. Various dates.
6. $8.50 17 US War nickels. Various dates.
7. $4,129.00 4,129 US 90% silver dimes. Various dates.
8. $10,197.50 4,079 US 90% silver quarters. Various dates.
9. $750.00 150 US 90% silver half dollars. Various dates.
10. $48.00 32 US 40% silver half dollars. Various dates.
11. $390.00 30 US Morgan silver dollars.
12. $781.00 71 US Peace silver dollars.
13. $8.25 Canadian 80% silver coinage ($1.65 face).
14. $5.00 1 922-D Lincoln head cent.
15. $36.00 18533 cent silver coin. Very Good.
16. $28.00 1882 Shield nickel. Very Flne.
17. $7.00 1883 Liberty head nickel. Fine to Very Fine.
18. $75.00 1839 Bust half dollar. Fine.
19. $6.00 1839 Columbian half dollar. Fine to Very Fine.
20. $8.00 1948 Franklin half dollar. About Uncirculated.
21. $8.00 1949-S Franklin half dollar. Fine.
22. $100.00 1893-0 Morgan silver dollar. Good to Very Good.
Page: 8 of 9
23. $7.00 1964 Philadelphia mint set. Uncirculated.
24. $20.00 78 pieces ofmiscellanous US and foreign coins with silver.
25. $220.00 11 1000 grains sterling (.925) silver bars.
26. $10.00 500 grain sterling (.925) silver bar.
27. $18.00 6 sterling coins.
28. $10.00 500 grain sterling (.925) coin.
29. $225.40 161 US small size silver certificates. Various series.
30. $69.75 31 US red seal small size $2.00 notes.
31. $189.00 36 US red seal small si~ $5.00 notes.
32. $20.00 Franklin Mint State of the Union mini..coin s~t.
$17.748.95 Total
Page: 9 of 9
ESTATE OF C W FRY JR
Speeific bequests
... _.~~rne I ~p...~n. photo#) .y'al.~_.;. . ~
Claw foot table _1 .W~ marble top, living !~m (#1.1) _._,;.:: :,: ... 1_
Spool table i.....~aster bedroom (#192: !3~ or~O?. 1
Semina sewing machine ; Basement (#14) -' _ i 1
. '-Rocklng chair --. :.' ..:::.. Boy's bedroom (#~5) i __-1D.~_ ____~_ .
Jewelry (Robe.oa's) i Various (Itemized below) .. .L., _ _. lot
Co~~~. ~bu~k) __ : Variou~ cT~ ~ appraised ~~e~~ . .. .. .... ... __
Currency._.. . _ Si~~ certificate~ (To ~ 8l?eraised separatelyt _ . .....; .
Additional coins Gold ch.~!!1,_~r1in!1 0.:0 be appraised ~~;tY1. ")';
Ef~ chair (Ro~!:~a~) Elec~~~~ reclin=!..~ .Iiving room ~ i
_ Singer sew~n~. ".:'8chine~ Basement '
Yard ~d:> ,. ._..... Fabrics (vi~~e 60's & 70's~... .
Bequests Total (Excluding coins and arrrency)
Collectibles and glassware
. ~~.!!' (JW pho~_~l...
I-!~~~~~'d,. ~~~tive (#1) ..
Some pressed, 2 partia~~. s~_
Pres~~lters (#3).
J~nese ~~~) .
Cera~!C,~ .
_..___ . ':'.Ius m~I~.!Ieous g~r!'l (#5)
RS Pruss;a._~glnal ~~~~~maged (~
.. .~apanese ~e~......,.
Glass &. ce,,!~i~ ~. .
p~, boy's be~m (~~.~.L
LaDque, 12 pi~ ~Iued $2()..1~5J#20)
Name
.~--_._.. .
Items, miscellaneous
Glassware, mise
------.
Glassware, mise
---.......
Glassware, mise
MiniaturElS . ----.;
Candlewick
Ch~~late.~._
D~tive piece~
. D~!3tive pieces
Chamber pots
Glass .fig~!les
Total
Jewelry"
Name 1 DescriptiDn
=!.OK~:_::.::;?'935 _ _
.. ._~-- .--+---. -......-.- '-'.---"
_~Iet .. .. 1. Sterfi~.~~ a~yst, cfram,!nd ~ip
Medal : Franklin Mint, sterling
Di~iW ring:'ciiamond . '---:14ki goid. 9 diamonds'tola,".j:3id-' .
Ring. diamond-_. __'.',1'cikt gold, ~.~EHnOnds O.751d + 2xo:25kt
. Bro~.ch. '_'__.. . ....~terling, fl~1 desi~!l .. .
"Ro_bens" pin _... ..__1. W11:tl.!methysl . .._ ..
S~~pin ... "'_ .~terling .. __..
Photo locket Gold
-. - --- -_... . ..---.
Necklace Jade with sterling chain & setting
'-'Neckla?:.. bracelet . Scarab. 22..~.nes . .-=-=-___._.
Charm bracelet Sterling, 11 charms
., "1' '--- .-.
Wri~~.,~.~4kt90,I.,d 1- ""'Y~, ,.- - ondchips...
,Man'sring.... .._..1~ktgold.~~og~~med.._
Class ring, 10K John Harris HS, 1938, onyx
Ladies ring ..' . Steiti~g. amethyst' . .-...-
'Necklace, crucif~ : 14kt gold, 12 diamond chips. signed
NeCkiace, Crucifix . '-wdgOJd, sig~' . "--. .
Neckl~~ pear!... ~.~ $7oi)'purcha~ ~- 80's 'iN<?".~PPfaised)'
Total
Page 1 of 4
i Total
, .1,.2 7.5'.<~{) .;f-
: -/f.D_.,;ro ~
~~*
40..~~
$
Valu!._ _ -,-__l?~ --.!...~_'..
; lot $ 10.00
--:} ~-,~ ]g
40.~i'.~'.. r ~.. ..~.Oo
- lot $ 10.00
.... I .-
lot $ 25.00
..- -- ..-
lot $ 10.00
lot $ 475.00
i $ ...
Value Qty Total
$ 25.00 1 $ 25.00
$ 20.00 1 j $ ...?O.oo
. $ 15.00 1 . $ 15.00
~..I..- .___
j $ 75.00 1 1 $ 75.00
_.~-ihi~~.; ~ ~. 9:~~
I $'-425....OO_~1 1 $ 425.00
-... 1$' 40.00 1 1 $ '-40.00
I $ 20.00 1 . f"-20:00
. ': ~:i~ 'L[. ;~:~
, $ 40.00 1 $ 40.00
..- $ 100.00. -1' ! $' 100.00
$ 100.00 j "-~"100.00
- .. -- -.--.- -
$ 85.00 1 $ 85.00
-..... --- .-
$ 70.00 1 $ 70.00
-....... -..- "-
$ 35.00 1 $ 35.00
I $' 75.00 _... ~. i .~:~90
$ 350.00 1 $ 350.00
-- .' -
$ 125.00: 1 $ 125.00
. '"i".2'r-! -{~
_ v.., .... 1$ .' ~:-
11 May 2008
ESTATE OF C W FRY JR
Name
-_.. -. --... -.---.. ....
Hidley, Charles, signed
Hidley, Charles, signed
Hidley, Charles, signed
Hidley, Charles, signed
Hidley, Charles, signed
Winer. D~IE_ (s~~
Magni, Rita (signed)
Feeser, Marg (un~i~ned)
Oil painting ___
Total
Name
Desk
f--
Desk
Couch
---
TV stand
Television, color
-'--'-
End table
Patio table
.-
Cabinet
-
~.~ble
Recliner
-.
Wheek:hair
Total
Name
- ..--.'
Credenza
Display~~
Serving caddy
-I~!'Ie & chairs (6).
China dinnerware
Silver service
__ Silver sery!ng pieces
Desk lamp. decorative
f---.-
Total
Page 2 of 4
John Wesley, Appraiser
Smart Move Makers
Original art
Description (~1!h~_~. ..........' ....'y"~I~~._ _ ..._~._l.. Total
A1pin~_F~.!.!.~ X 24" (#8) $ 60.00 1 : $ 60.00
Shad~ of the Door, 14"x32" (#8) $ 75.00 1 : $ 75.00
Prospero's Isle, 24"x28n (#18) . $ 90.00 1 i $ 90.00
Equiilox,12"x14-(#12) $ 40.00 1 :$-....40.00
----.-.-.--....- ... -...-.--..- - .-----.-;..-....- ---
UntiUed Qn hallway to bedrooms) . ._.. __ .... _.. '_. ._... --..-.5Zl.:::.. ___ ~..".l 4\'C'D
Autumn Martha's Vineyard (bathroom) J./.n.. - 1 ; (uw'rJ
._..~Day(rowboatinhaibOr;in~.?~L._...... ......... ..5D....-:-- .-I~T._. <:::f-..err;
Sogna Fjord, Norway (master bedroom) .!? h.. - 1 .., ^ .:1Z;
Stm life, landscapes (#10) ~ /'). - 3 ~~, c/i)
-....-- $(iz;.t(~
I
Miscellaneous items
Value
I $ 140_00
i $ 50.00 I
- ""'" ....:" -- JJIl
.n. - 'r' Ai /J
J\JJ/
..? -5"../"
:2~--
- . -}.. ..."....
!
Ze~I~, 21"1
Value
.&l. -:I
... -h III !
u_" A.1.1L j
K--
Ai LI
~ =-_n _ ..
.../.D _ -
JJ LI
. ~ ".-- ..
A,I,L.(.
~-~-
L..... ..
Name ...... Descri~ (JWphoto#)
Bookcase,oil 3 ~~s, hallway to bedrooms ~n.._
__~mps, Ni-plated ! Rayo, original milk shades (#1)
Books .. __._.._ r Misc, hardcover & paper (#7)
Vacuum deaner : Front closet
Card table : Front closet
Propane grill, ~~_yard
Wan hangings : Assorted
_ ., --J
Knick-knacks ! Assorted
II A;" (". 'li/r-...,.,:- ! /11 _ =ff;-Jj /) .lV..R~ --(1'-)
/Total '
florida Room (enclosed breezeway)
. ....~on ._
Small, wood, with chair ". .. _"
Metal, with file cabinet and safe
!
Glass top, wi!~ ~rs .
_ ~.IJ.I8II, wood, tool & C!temical stora~ _' . .
Electric-powered (2nd one-)
I Motorized . . -.-
r. '_'
Y ./ J.U
Dining Room
Description (JW PJ.!~ #)
..._-f-___yalue
. n?.s/"
I ~--S;.-'!
"t/'J -!
.. $ 30.00 i
Glass front
Glas~top .. ....
Q!!1i!,9 room, ca 1960 (#4) _
In credenza
In credenza
In credenza ( :- fl. 0 .
..Green stiade,~ginal (#4t.~
.At::;t/__ . ( .)
)
.\
.. (JC/.:It:.M.. J
I. $ 26.00
I --
I
-~..
1
3
lot
1
1
1
1ot:)$:.. ~
lot ...;) S- oi:J
1r~' /7/\ dJ
,~._-
$.'")."1" a:Co:
Total
---
$ 140,00
$ 150.00
$ 25.00
.-
Qty
1
1
1
~__,~_ 5' bV
1i ~
1 ...;. 5:.rti
1 ~ A .:-"CI
1 ' ~ ;Y-r.-;r-
1 .~~
1 .
-'--
1 .?~..ri)
-,.-
Total
5:0'e>
.-.. ~,..-
$ ,~: O"O.n
Qty
1
1
1
1
lot
lot
lot
1
Total
_?<ui>
..:'J_<:' "'0
_./{!).~'
$ 30.00
-.~,~
",('\ oc,
t......::; co
$ 20.:.C!Q.
$.2<<:("50
11 May 2008
ESTATE OF C W FRY JR
NV'- No ~~V~
John Wesley, Appraiser
Smart Move Makers
Kitchen
Name Description (Ph~~. . Value Qty Total
--- )
Microwave (~ L... JJ_{' Aftr 1
"_'0.. , - Arl/ ! lot
Pots & ~~____.. ,~ , . .., ~
--- -. ~- - .~ .,. -...
Cooking ~~~Is' __If.{.... ___ " If/ #[/ lot -
~-L--~. --. --'
Dishes, everyday -~.---- /, ". - ._- -~
~-_.-
Ratware. everyday .___ ......... .-Lt:............. ,. 'r ._..~~.+_.~_..
--.---
Appliances, small Miscellaneous r; "" -
.. -_.-. ... ,
Total $ ("')
living Room
Name Description (JW pho~!l.... .____ . Value ! Qty Total
---- .".- ..-_.. -.--- ~_._._-
Claw foot table With !!1!rt.?1e top, living room (#11) $ 275.00 1 $ 275.00
'-'---- r-'-
Electric chair (Robena's) _!?ectric--powered recliner in I~~~ ~ . . -.----- _..-1~ 1 l.e:r ro
'-.. ---
CredenZa/dIsplay case IA 1 J,/, ..IZ'~
_.- -. All/ -
Easy ~in; 2 I ..
- .. ....-... I ---iu...'
Couch -/J.-iI- 1 -
.,. . .. . -~ .. .. .-----... -- L_ /t.>~
TV table /(!) 1
....-- ., .-
End tables k" 2 .._./A ~
Cabinet Small. hexa~!!al --fJOjJ-- 1 /1"1 ere.
--...--... ---
Recliner Manual 1
-" .. . . ..-
Plant stand Marble top, rep~u~!!. (#1_1) $ 20.00 1 $ 20.00
.....- . .
Windsor chairs -'-ffJ7 2 ,2CJM:
- _. -. - _. ..-_. -,.. - .. .. -. ..
Lamps . .GIass body 3
-- . . ."~' . ..-_& . _.
Television, (lOlor Zenith,21'"1 A1-Jf_ 1 ~
-,-- .. - . ..._~ -.
I
... ......-..-.- -- - ..-.. ..- . j-. ___.a'__ I $ ~ 70 ..1"D
Tota, !
Master Bedroom
Name I Descri~orr (JW photo #) ; -)~I~-._..I.--~ Total
I
Chest of drawers -'-"j Taft 6D 1 L~.o..~
I ...... - -. ....
Vanity I With mirror ~~ 1 u t.. 5-<rt)
SPOOltable* . .. 4t') ~.,oz
Master bedroom (#!~): $.35 or $40? _.3tL~~_ 1
----'-- ,......- --.
_.~aB phones, crank Oalc, Kellogg, oTig.inaJ condition (#14) '$ 125.00 2 $ 250.00
.. ..-..." ,.
Dolls, ~n , Original clothing (#15) .$ 17.50 2 $ 35.00
....... -.------ . ,..-
Treadle Singer'", furniture ~ Workman's table, EasUake chair(#14) ~ lot $ 100.00
.... -- -.' ._....~.__._-
Chair Can~,.~,!~. spoke missing c;:- 1 ___ X_~
-----.,. 0" .....__
Rocker, wicker With arms (#15) $ 65.00 1 $ 65.00
~-_... . .N_n
Chair Sman, boy's ." I..f)~.~_ 1 /b.o.:o'lJ
--- ... --......
Cushion chair Old A/V 1
.. "'- - _. '-' .. .. . "... '-
UphOlste~ .~i!!.r AlJ/ 1 .-
.. ....--
Mantle clock, ebony Pendulum, spring escapement (#13) $ 55.00 1 $ 55.00
,-----' . . --'.
Typewriter Manual I All/' i 1
.- .
Addin~.!"achine ~ectric, with tape j A) iI! 1
.- ...."'--
Work box Machinisfs ! /to -j 1 /(!).lJZ)
,
...... .....-- ....- ._--..
!
""""_.. - ...... ...-.,'-" I $795. .:~
Total i
2nd Bedroom (Boy's Bedroom)
Name _ .~escription (JW photo #) Value Co/ ! Total
Chest of drawers Oak veneer, 5 dr~!_!!I1JTOr (#19) $ 160.00 1 $ 160.00
.. -- .. . ----. . - -. .- ---
Poster bed, brass Circa 1900 (~_9) $ 125.00 1 :$ 125.00
.- '-'"
Washstand Victorian, ma~anyloak (#12) $ 140.00 ... . ~_....1 $ 140.00
.- i -
Chest of drawers Tall 1 ,
t'age ;j or 4
I I lVIay ~UU/j
ESTATE OF C W FRY JR
John Wesley, Appraiser
Smart Move Makers
'\
(13 95!E:. ~ *Specific bequests ~/J (I ~ mt <!L. )
"
To the best of rri know)edge, the values given to the above items represent their fair market values as of 20 August 2007,
Mr. Fry's date ~ deathl /'1
m_, X gJ () f2 A __ s- /;~8-
/~' /_J //
~ 0.1 ~ -&:~~ ~ ..~~_. _\% ~ ~~A;~~-<zJ
~DO/ ~'r-:'~' r/
r-age 4 or 4
Cabinet
Bureau
Rocking ~il_lr_
T alevis/on. color
---.
Mink stole
---
Felt hats, hIgh qu~!~__ .
Short. ..._'-_. .5. i 1
Wdhmirror ..... ........ _____._.__. .7L;. -j 1
Boy'sbedrool!!,,<#15) $ ---~v+--+-, ~
Zenith, 21"1 _n__." __._M__+-.
In closet ." /'l I ~. cd 1
In closet, several (-i;'''1~ ,/) s.A. ~ LJ/ J 1 J 1/ 1
I. '7
Total
Name
Berrina sewing machj~e.:_
Singer sewing machine"
Yard goods-
Chaise lounge
Mattresslbox springs
~ ~f drawers
.. Safes, combination
.._.~ewing desk
Table, round
Steamer trunks
PhonogJ3p!'. records
Cedar chest
011 painting ~plie.s _
I-Modeltrains
~d_~_~ions
_w..asher
Dryer
Refrigerator
Basement
Description..... ___ __ _ __.._~~, QIy
i ...:J.5" - 1
Fabrics (vintage 60's & 70'S; - . ...... ---" --.----~ -3...9ir I~ '
Blue ._..... A),) 1
A J 1/ 1
/^ - 2
I~ r: 2
AJ 1/ 1
/~ - 1
.....,,:1/} - 2
1/ J/ lot
;'/S" ,.- 1
~ './\ - lot
'n. - lot
'A7 i/
.,),/ )/
--- '~Jb
SentrySafe, with Wood hideaway covers I
. - . .--.-----T
......- -~ ...-.....--'"-.-..-
Drop-leaf
Vinyl; shows, classical, seasonal
lane
--
PkJs frames and stretched canvases
Hp.gauge; some pieces in ~ _.. .
Miscellaneous
.Utility room
! Utility room
Utility room
i
Total !
r
Name
Shed
Descri~.E_
Value Qly
//) ~ 1
/ I'i~ -::=... f--1'-'
- - 1
7-Ji7 lot
~ J i/ 1m
A./ J/ lot
I //).-! 1
I
t
Tools
Table saw
Foot locker
Lawn tooJs
PoolfumHUre
~!i_ccessories
Coal stove
M-
__.~ LA (:. .
/l' -
-'-~ .
.AI ~.:.JII' .
.tv L:....
Total
GRAND TOTAL
S6b
..<.--
~5'.e
40.00
AJV
:J1'l.<~
j,/,/
I $ .5"/5 L"li>
: Totat
: ...:J.~ 0'0
! 20 ('I"[)
-
~Q,.~-
.~f)_~
AJI/
/ I") ...-c
. ~ ire.
~...-a
.'?A .bO
-.. /6 t....e:.
--
. $..2:2.D, LlI)
Total
//iC;V-
/.a..~.
c-c.?"()
/ ~ . ~""!
$35 r aD
~~l:t
r'
I I May ;::UUI:l
METROPOLITAN I..lJ~E INSURANCE COl't'IPANY
1'0 BOX 10344
Df'.5 MOINES IA 5030G-0342
Lif
DA VIO RHOADS
94 SACHEM RD
NEEDHAM HE.GHTS MA 02494 2150
May 2. 2008
RE ANNUITY DEATH CLAIM
CONTRACT M50100a1
DECEASED CHESTER FRY JR
Dear Mr Rhoads
We are very sorry to Jearn of your recent loss. Please accept our sincere condolences.
The beneficiary of the above contract is the Estate of Chester Fry Jr. In order to process
the settlement, we will need the enclosed claim forms completed and signed by one of the
executors. We will also need the Estate Tax Identification number. If a social security
number is to be use for tax reporting there is a mandatory 10% withholding of the taxable
gain. If a Federal Tax Identification number provided. there is no mandatory 10%
withholding.
Contract M5010061 is non-qualified and all monies over the cost basis are taxable in the
year received. The cost basis Is $5.000.00. The date of death vaIue as of August 20,
200715 $18.803.66. The current value is $19.243.45.
If you have any questions. please contact your representative or call our Customer Service
Center at '-800-638-7732 Monday through Friday between 9 a.m. and 6 p.m., ET.
Sincerely
Linda Blackwell
Post Issue
MetUfe Annuity Operations and Services
METROPOLITAN LIFE INSURANCE COMPANY
. PO BOX 10342
DES MOINES IA 50306-0342
NletLife"
Statement of Value of Annuity Contract
1. Name and address of Insurance Company
Metropolitan Life Insurance Company, One Madison Avenue, New York, NY 10010
2. Name of Annuitant 3. Date of Annuitant's Death 4. Annuitant's Social Sec. No.
CHESTER FRY JR 08/20/2007 207 09 1877
5. Contract Number 6. Type of Annuity 7. Date of Issue
M5010061 DEFERRED ANNUITY 10/03/1985
8. Owner's Name 9. Assignee's Name 10. Date Assigned
(Attach copy of assignment)
CHESTER FRY JR
11. Name(s) of Beneficiary(ies)
ESTATE
1 2. Description of Contract
DEFERRED ANNUITY
13. Value of annuity contract on date of death of Annuitant
This represents the death benefit as follows:
Accumulation Value on Date of Death $18,803.66
Cost Basis/Return of Payments $5,000.00
Interest $14,252.49
Total Payout $HJ,252.49
14. How payable: One Sum
:J See Remarks
15. Remarks
The undersigned hereby certifies that this statement sets forth true and correct information.
16. Date of Certification Signature Title
May 8,2008 h'v-OQ ~f
CLAIM APPROVER
REV-1151 EX+ (12-99)
*'
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
COMMONWEALTH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
Debts of decedent must be reported on Schedule I.
FILE NUMBER
21-07-0810
ITEM DESCRIPTION AMOUNT
NUMBER
A FUNERAL EXPENSES:
See continuation schedule(s) attached 9,835.05
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Social Security Number(s) I EIN Number of Personal Representative(s):
Street Address
City State Zip
-
Year(s) Commission paid
2. Attomey's Fees Bogar & Hipp Law Offices 20,200.00
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees 430.00
5. Accountant's Fees
6. Tax Return Preparer's Fees
7. Other Administrative Costs 21,091.02
See continuation schedule(s) attached
TOTAL (Also enter on line 9, Recapitulation) 51,556.07
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA.1500 Schedule H (Rev. 6-98)
Rev-1502 EX+ (6-98)
, .
*'
SCHEDULE H.A
FUNERAL EXPENSES
continued
COMMONWEAlTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
ITEM
NUMBER
1
DESCRIPTION
Hunter-Warfield - Neill Funeral Home bill for Chester W. Fry, Jr.
AMOUNT
9.835.05
Subtotal
9.835.05
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule H-A (Rev. 6-98)
Rev-1502 EX+ (6-98)
*'
SCHEDULE H.87
OTHER
ADMINISTRATIVE COSTS
continued
COMMONWEALTH OF PENNSYLVANIA
INHERrrANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
ITEM
NUMBER DESCRIPTION
1 Aqua Specialists - Pool care
2 AT&T - Final long distance bill
.
AMOUNT
573.48
21.51
375.00
2,476.12
622.24
327.74
126.50
236.85
434.60
4,000.00
50.00
400.00
900.00
350.00
36.81
38.34
37.36
3 Cordier Antiques - Fee for coin appraisal
4 Cumberland County Tax Claim Bureau - 2007/2008 School Taxes
5 Debbie Lupoid, Treasurer - 2008 CountylTownship Real Estate Taxes
6 Duty's Key and Lock - change locks
7 East Pennsboro Township - Sewer and trash bill (4th quarter 2007)
8 East Pennsboro Township - Sewer and trash bill (1st and 2nd quarter 2008)
9 James C. Lutz - Landscaping and mowing
10 Jeanette Davis -Interior cleaning, trash and carpet removal and painting
11 Jim the Computer Guy - Computer Analysis
12 Julian Rhoads - Reimbursement for moving expenses
13 McClure Heating - Oil bill
14 P. Scott Archibald - Real Estate Appraisal
15 PA American Water - Water bill
16 PA American Water - Water bill
17 PA American Water - Water bill
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-15DD Schedule H-B7 (Rev. 6-98)
Rev-1502 EX+ (6-98)
*'
SCHEDULE H.B7
OTHER
ADMINISTRATIVE COSTS
continued
COMMONWEALTH OF PENNS)'lVANIA
INHERITANCE TAX RETURN
RESlOENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
ITEM
NUMBER
DESCRIPTION
AMOUNT
35 RESERVES: - Costs to conclude administration of Estate, including filing of PA
Inheritance Tax Return and Inventory, Accounting and fiduciary Income tax returns
3.000.00
36 Robert "Doug" Howard - Bill for repairs to home exterior
4.600.00
37 Sentry Safe Company - Safe #1 - fee to obtain combination .
12.00
38 Sentry Safe Company - Safe #2 - fee to obtain combination
12.00
39 Smart Move Makers - John Wesley personal property appraisal
245.00
40 Smart Move Makers - John Wesley bill for trash removal
1.000.00
41 State Employees Retirement System. Return of overpayment of annuity
398.56
42 Vital Records - Cost to obtain additional death certificates for Chester Willard Fry,
Jr. and Robena C. Fry.
62.00
43 Camp Hill Animal Hospital - veterinarian bill for
Decedent's cat
100.00
Su~oml 21,091.02
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA.1500 Schedule H-B7 (Rev. 6-9B)
Rev-1512 EX+ (5-98)
*'
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERrrANCETAXRETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
Include unrelmbursed medlCBI expen-.
ITEM
NUMBER DESCRIPTION
1 Golden Living Center - Haircut
VALUE AT DATE
OF DEATH
11.00
2 Griswold Special Care
1.681.00
3 Hunter-Warfield - Neill Funeral Home bill for Robena C. Fry, date of death June 14,
2007. This bill was unpaid as ofthe date of Decedent's death.
9.839.44
4 Quantum Imaging - Medical bill
10.69
5 Susquehanna Township EMS - Ambulance bill
40.00
6 U.S. Treasury - Payment of 2006 Personal Income Taxes
3.013.00
7 U.S. Treasury - Payment of balance of 2006 Personal Income Taxes due
6.080.74
8 U.S Treasury - 2007 Personal Income Tax
1.053.00
9 West Shore EMS - ALS - Paramedic bill
853.50
TOTAL (Also enter on Line 10, Recapitulation)
22,582.37
(If more space is needed, additional pages of the same size)
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule I (Rev. 6-98)
REV-1513 EX+ (9-00)
*'
SCHEDULE J
BENEFICIARIES
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
NUMBER
Fry, Chester Willard Jr.
NAME AND ADDRESS OF
PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal
aistributions, and transfers
under Sec. 9116(a)(1.2)]
RELATIONSHIP TO
DECEDENT
Do Not UBt Truatee(s\
FILE NUMBER
21-07-0810
SHARE OF ESTATE AMOUNT OF ESTATE
(Words) ($$$)
I.
See attached schedule
Total
Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate, on Rev 1500 cover sheet
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT
BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
See continuation schedule(s) attached
40.00
TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
40.00
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule J (Rev. 6-98)
, ,
SCHEDULE"
BENEFICIARIES
(Part I, Taxable Distributions)
ESTATE OF:
Chester Willard Fry Jr. 08/20/2007 207-09-1877
Item Name and Address of Person(s) Share of Estate Amount of Estate
Number Receiving Property Relationship (Words) ($$$)
1 Linda Jo Dinsmore Niece One-half of rest.
242 Stetler Road residue and
New Cumberland, PA 17070 remainder and
specific bequest of
1/4 of Robena Fry's
jewelry , Bernina
sewing machine.,
spool.table, claw
foot table
2 David B. Rhoads Nephew One-half of rest,
94 Sea hem Road residue and
Needham Heights, MA 02494 remainder and
specific bequest of
rocking chair
3 Andrew Dinsmore Grand Nephew Sepecific bequest-
957 Route 113 1/4 of coins of value
Sellersville, PA 18960
4 Daniel Dinsmore Grand Nephew Specific bequest -1/4
3225 Green Forest Court of coins of value
Ellicott City, MD 21042
5 Jennifer Dinsmore Grand Niece Specific bequest - 1/4
3225 Green Forest Court of Robena's jewelry
Ellicott City, MD 21042
6 Kimberly Dinsmore Grand Niece Specific bequest -1/4
957 Route 113 of Robena's jewelry
Sellersville, PA 18960
1
. .
SCHEDULE ..
BENEFICIARIES
(Part I, Taxable Distributions)
ESTATE OF:
Chester Willard Fry Jr. 08/20/2007 207-09-1877
Item Name and Address of Person(s) Share of Estate Amount of Estate
Number Receiving Property Relationship (Words) ($$$)
7 C. Gabriel Rhoads Grand Nephew Specific bequest - 1/4
202 S. 2nd Street, Apt. 15 of coins of value
Brooklyn, NY 11211
8 Julian C. Rhoads Grand Nephew Specific bequest - 1/4
190 Norfolk St., Apt. 7 of coins of value
New York, NY 10002
9 Mary E. Rhoads Sister-in-Law Specific bequest -
1171 Shoreham Drive Robena's electric
Camp Hill, PA 17011 chair
10 Linda Rhoads Niece by Marriage 1/4 of Robena Fry's
94 Sachem Road jewelry
Needham Heights, MA 02494
2
Rev-1502 EX+ (6-98)
t' .
*'
SCHEDULE J.IIB
CHARITABLE AND GOVERNMENTAL
DISTRIBUTIONS
continued
COMMONWEALTH OF PENNSYlVANIA
NHERrrANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Fry, Chester Willard Jr.
FILE NUMBER
21-07-0810
ITEM
NUMBER
1
DESCRIPTION
Paxton Presbyterian Church - 3500 Sharon Street
Harrisburg, PA 17111
AMOUNT
40.00
Specific bequest of Singer sewing machines and yard goods
Subtotal
40.00
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule J-IIB (Rev. 6-98)
. ,
LAST WILL AND TESTAMENT OF
Chester Willard Fry, Jr.
BE IT KNOWN THIS DAY THAT,
I, Chester Fry, of Cumberland County, Pennsylvania, being of legal age and of sound and
disposing mind and memory, and not acting under duress, menace, fraud, or undue influence of
any person, do make, declare and publish this to be my Will and hereby revoke any Will or
Codicil I may have made.
ARTICLE ONE
Marriage and Children
I was married to Robena C. Fry, now deceased, and have no children.
ARTICLE TWO
Debts and Expenses
I direct my Personal Representative to pay all costs and expenses of my last illness and funeral
expenses. I further direct my Personal Representative to pay all of my just debts that may be
probated, registered and allowed against my estate. However, this provision shall not extend
the statute of limitations for the payment of debts, or enlarge upon my legal obligation or any
statutory duty of my Personal Representative to pay debts.
ARTICLE THREE
Specific Bequests of Real and/or Personal Property
I will, give and bequeath unto the persons named below, if he or she survives me, the Property
described below:
Address
242 Stetler Road
New Cumberland, PA 17070
Property: Claw foot table with marble top in living room, Spool table in master bedroom,
Semina sewing machine
Name
Linda J. Dinsmore
Relationship
Niece
Name
David B. Rhoads
Address
94 Sachem Road
Needham, MA 02494
Property: Rocking chair in boy's bedroom
Relationship
Nephew
Name Address
Linda Dinsmore, Lynn Rhoads,
Kimberly Dinsmore, Jennifer
Dinsmore
Property: Are to divide equally Robena's jewelry by taking turns
Relationship
~I~..J ,....t'1.81.\LS
n! C[ cs
Signed by TestatorfTestatrix:
t1~. Vv',- 1'1; ~~
-1-
Name Address
Andrew Dinsmore, Daniel
Dinsmore, Gabriel Rhoads,
Julian Rhoads
Property: Are to divide equally the coins of value
Relationship
Grand-nephews
Name
Mary Rhoads
Address
Relationship
~n; ~qph.o"'f
6iS+et.~ in -1/1;';';
Property: Robena's electric chair
Name
Paxton Presbyterian Church
Address
3500 Sharon Street
Harrisburg, PA 17111
Relationship
Property: Singer sewing machines, yard goods
All other property shall be sold at auction except for books of value as indicated below.
In the event I name a person in this Article and said person predeceases me, the bequest to
such person shall lapse and the property shall pass under the other provisions of this Will. In
the event that I do not possess or own any property listed above on the date of my death, the
bequest of that property shall lapse.
ARTICLE FOUR
Homestead or Primary Residence
I will, devise and bequeath all my interest in my homestead or primary residence, if lawn a
homestead or primary residence on the date of my death that passes through this Will, to Linda
Jo Dinsmore and David Brian Rhoads. If I name more than one person, they are to receive the
property r8J equally, per stirpes, or 0 equally, or the survivor.
ARTICLE FIVE
All Remaining Property - Residuary Clause
I will, devise, bequeath and give all the rest and remainder of my property and estate of every
kind and character, including, but not limited to, real and personal property in which I may have
an interest at the date of my death and which is not otherwise effectively disposed of, to
Linda Jo Dinsmore and David Brian Rhoads. If I name more than one person, they are to
receive the property r8J equally, per stirpes, or 0 equally, or the survivor. Clothing is to be
donated to Daily Bread and nothing is to go to the Salvation Army. Any valuable books (as
deemed by Lynn Rhoads) are to be sold separately, not at auction.
Signed by TestatorfTestatrix:
CL~ftV' l!v<, :r""A}~ ~(
-2-
ARTICLE SIX
Appointment of Personal Representative, Executor or Executrix
I hereby appoint Linda Jo Dinsmore and David Brian Rhoads, as Personal Representatives of
my estate and this Will. In the event either of my Personal Representatives shall predecease
me, or, for any reason, shall fail to qualify or cease to act as my Personal Representative, then I
hereby appoint the other to serve as sole successor Personal Representative of my estate and
Will.
The term "Personal Representatives", as used in this Will, shall be deemed to mean and include
"Personal Representatives", "Executors" or "Executrixs".
ARTICLE SEVEN
Waiver of Bond, Inventory, Accounting, Reporting and Approval
My Personal Representatives and successor Personal Representative shall serve without any
bond, and I hereby waive the necessity of preparing or filing any inventory, accounting,
appraisal, reporting, approvals or final appraisement of my estate.
ARTICLE EIGHT
Powers of Personal Representative, Executor and Executrix
I direct that my Personal Representatives shall have broad discretion in the administration of my
Estate, without the necessity of Court approval. I grant unto my Personal Representatives, all
powers that are allowed to be exercised by Personal Representatives by the laws of the State of
Pennsylvania and to the extent not prohibited by the laws of Pennsylvania, the following
additional powers:
1. To exercise all of the powers, rights and discretions granted by virtue of any
"Uniform Trustees' Powers Law," and/or "Probate Code" adopted by the State of Pennsylvania.
2. To compromise claims and to abandon property which, in my Executors' opinion
is of little or no value.
3. To purchase or otherwise acquire and to retain any and all stocks, bonds, notes
or other securities, or shares or interests in investment trusts and common trust funds, or in any
other property, real, personal or mixed, as my Personal Representatives may deem advisable,
whether or not such investments or property be of the character permissible by fiduciaries,
without being liable to any person for such retention or investment.
4. To settle, adjust, dissolve, windup or continue any partnership or other entity in
which I may own a partnership or equity interest at the time of my death, subject, however, to
the terms of any partnership or other agreement to which I am a party at the time of my death. I
authorize my Personal Representatives to continue in any partnership or other entity for such
periods and upon such terms as they shall determine. My Personal Representatives shall not be
disqualified by reason of being a partner, equity owner or title holder in such firm from
participating on behalf of my estate in any dealings herein authorized to be carried on between
my Personal Representatives and the partners or equity owners of any such partnership or
other entity.
Signed by TestatorfTestatrix:
(~4./.f"r ~\
-3-
5. To lease, sale, or offer on a lease purchase, any real or personal property for
such time and upon such terms and conditions in such manner as may be deemed advisable by
my Personal Representatives, all without court approval.
6. To sell, exchange, assign, transfer and convey any security or property, real or
personal, held in my estate, or in any trust, at public or private sale, at such time and price and
upon such terms and conditions (including credit) as my Personal Representatives may deem
advisable and for the best interest of my estate, or any trust. I hereby waive any requirement of
issuing summons, giving notice of any hearing, conducting or holding any such hearing, filing
bond or other security, or in any way obtaining court authority or approval for any such sale,
exchange, assignment, transfer or conveyance of any real or personal property.
7. To pay all necessary expenses of administering the estate and any trust
including taxes, trustees' fees, fees for the services of accountants, agents and attorneys, and
to reimburse said parties for expenses incurred on behalf of the estate or any trust hereunder.
8. Unless otherwise specifically provided, to make distributions (including the
satisfaction of any pecuniary bequest) in cash or in specific property, real or personal, or in an
undivided interest therein, or partly in cash and partly in other property, and to do so with or
without regard to the income tax basis of specific property allocated to any beneficiary and
without making pro rata distributions of specific assets.
9. To determine what is principal and what is income with respect to all receipts and
disbursements; to establish and maintain reserves for depreciation, depletion, obsolescence,
taxes, insurance premiums, and any other purpose deemed necessary and proper by them and
to partite and to distribute property of the estate or trust in kind or in undivided interests, and to
determine the value of such property.
10. To participate in any plan of reorganization, consolidation, dissolution,
redemption, or similar proceedings involving assets comprising my estate or any trust created
hereunder, and to deposit or withdraw securities under any such proceedings.
11. To perform such acts, to participate in such proceedings and to exercise such
other rights and privileges in respect to any property, as if she or he were the absolute owner
thereof, and in connection therewith to enter into and execute any and all agreements binding
my estate and any trust created hereunder.
12. To compromise, settle or adjust any claim or demand by or against my estate, or
any trust, to litigate any such claims, including, without limitation, any claims relating to estate or
income taxes, and to agree to rescind or modify any contract or agreement.
13. To borrow money from such source or sources and upon such terms and
conditions as my Personal Representatives shall determine, and to give such security therefor
as my Personal Representatives may determine.
All authorities and powers hereinabove granted unto my Personal Representatives shall be
exercised from time to time in her or his sole and absolute discretion and without prior authority
or approval of any Court, and I intend that such powers be construed in the broadest possible
extent.
Signed by Testatorrrestatrix:
(lttv~ vi/, ~1hj
-4-
..
ARTICLE NINE
Construction Intentions
It is my intent that this Will be interpreted according to the following provisions:
The masculine gender shall be deemed to include the feminine as well as the neuter, and vice
versa, as to each of them; the singular shall be deemed to include the plural, and vice versa.
The term "testator" as used herein is deemed to include me as Testator or Testatrix.
This Will is not a result of a contract between myself and any beneficiary, fiduciary or third party
and I may revoke this Will at any time.
If any part of this Will shall be declared invalid, illegal, or inoperative for any reason, it is my
expressed intent that the remaining parts shall be effective and fully operative and it is my intent
that any Court so interpreting same construct this Will and any provision in favor of survival.
ARTICLE TEN
Misc. Provisions
I direct that this Will and the construction thereof shall be governed by the Laws of the State of
Pennsylvania.
(I have placed my initials next to the provisions below that I desire to adopt. Unmarked
provisions are not adopted by me and are not a part of this Will)
C:"v}
If any person named herein is indebted to me at the time of my death and such
indebtedness be evidenced by a valid Promissory Note payable to me, then such
person's portion of my estate shall be diminished by the amount of such debt.
Signed if Selected:
[\A/~Y
Any and all debts of my estate shall first be paid from my residuary estate. Any
debts on any real property left herein shall be assumed by the person to receive
such real property and not paid by my Personal Representative.
Signed if Selected:
C\AI)"
I desire to be buried in the Shoop's cemetery in Dauphin County, Pennsylvania.
Signed if Selected:
'( ~' , '\
I, Chester Fry, having signed this Will in the presence of"- ~:(_L i (ltL Tlfe J a.. A. t.U /> &~L.1--
and ----..- ------ -. who attested it at my request on this the t.j-+-A-V
day. r. of , .~;.)!.J-m ' . 20 () 7 at
34);\ N. /),'ot'/liJ ,.;:j...l. !JifJriJ 'il "1'\ I Pli (address), declare
this to be my Last Will and Testament. u
Ch~~~~~r;';:1'~(
T estatorrr estatrix
Signed by Testatorrrestatrix:
C~~/~AAr<}t 1
-5-
'"
..
The above and foregoing Will of Chester Fry (name of testator/testatrix) was declared by
Chester Fry (name of testator/testatrix) in our view and presence to be his/her Will and was
signed and subscribed by the said Chester Fry (name of testator/testatrix) in our view and
presence and at his/her request and in the view and presence of Chester Fry (name of
testatorltestatrix) and in the view and presence of each other, we, the undersigned, witnessed
and attested the due execution of the Will of Chester Fry (name of testatorltestatrix) on this the
~daY~f~ ,20Q1.
0<<- .
Witness Signa ute. ~ Witness Signature
__~_ ___u~~:::me: . j~~{ ~C.~~~~~:t~(:7~_:~~e~:~~___uuu__________u____.__
City, State, ZiP:'-rYlJth.Ii-i..IUburj J;fJ 11{)~City, State, Zip:
Phone: '7 ) 1 - 7 c,~.- 060 j , Phone:
Signed by Testatorrrestatrix:
-6-
.- ..
PENNSYLVANIA SELF AUTHENTICATING AFFIDAVIT
Commonw~alth 9f Pennsy1vanla, " '. ~.;:}-
County of Litl nt/r I If r..;L:... t)iLi'~P-L
I, Chester Willard Fry, Jr., the testator/testatrix whose name is signed to the attached or
foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I
signed and executed the instrument as my Last Will; and that I signed it willingly and as my free
and voluntary act for the purposes therein expressed.
NOTARIA!;-SI;I""-
MARY E SMItH
Notary Public
CllY OF HARRISBURG. DAUPHIN COUNtY
My Commission expires May 11. 2008
Sworn to or affirmed and acknowledged before me by
the testator/testatrix, this q...r.?1 day of ~ / v
~ ./
/ (I .-..y-A- vI\yN\t~
TestatorfTestatrix \\JvV"- . ~
r-yped--Name-ChesteI"-W~lIar:d-~ry.J.h-------_.
./;?--7::' J .<c .: /'
Signature of officer or attorney /'./,,::;f;:l';t,.?g.i"-)f;./J..--CC[/""
/t.._........7" ....... ~
A L / 1'1 : .,- .-
v,Y1 C.5 /&J"- tV 1"'1')C J ,(.
20 /7 .r; t
, 'tI..
~eal and official capacity of officer ,r
or state of admission of attorney /..,<r1:~r 1/
l
,/:~i.~Yf .:( ,,'
Commonwealth of Pennsylvania
'";--;. I'
County ,Of JJt:'-,</hHfl '.
"'J f' . AI'~" "dr;~ c.. , -
We, ~'J I ~ Ie. il... ,N- r.x.1i I' / . rJ., c} a,~ and '.-..-... , the
witnesses whose 'names are signed to e attached or foregoing instrument, being duly qualified
according to law, do depose and say that we were present and saw the testator/testatrix sign
and execute the instrument as hislher Last Will; that the testator /testatrix signed willingly and
executed it as hislher free and voluntary act for the purposes therein expressed; that each
subscribing witness in the hearing and sight of the testator /testatrix signed the will as a witness;
and that to the best of our knowledge the testator/testatrix was at that time 18 or more years of
age, of sound mind, and under no constraint or undue influence.
NOTARIAl SEAL
MARY E SMITH
Notary Public
CllY OF HARRISBURG. DAUPHIN COUNlY
My Commission Expires May 11. 2008
Sworn to or affirmed and subscribed before me by :::!::P,G ,6:; 1'/ /&~J1d,..r ..p::/Z' f and
, witnesses, this .:j "'II? day of J~ ~~ (
2011 ~/ r--.. j ", /'\ r, ./
\.._V{ ." ' V (pi -tJ ~
Witness-'~-'>L. 11--.) .....<..~~---;
'--./
Witness ----- .--...-._-~
Signature of officer or attorney ..' ,,~..$;'~ <;~/:,,/""Z:?L
(:p ..,!7 .
Seal and official capacity of officer ,I i ..P ,t../.,'
or state of admission of attorney /1./t/7u// h".i> /~/
I
20 Pa.C.SA S 3132.1 Pennsylvania Self AuthenticatinQ Affidavit