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HomeMy WebLinkAbout08-3359 Maro & Maro, P.C. By: Robert A. Maro, Esquire Attorney I.D. No. 89585 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson :Docket No. Or- 35,5? Receivables origination, LLC and : Kathryn Martin : Civil Action - Law PETITION FOR CONSENT AND COURT APPROVAL TO PROCEED WITH A PARTIAL TRANSFER OF X STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEO. AND NOW comes your Petitioner, 321 Henderson Receivables Origination, LLC, by and through its attorneys, Maro & Maro, P.C. and joint Petitioner, Kathryn Martin, and in accordance with the applicable rules of Pennsylvania Civil Procedure, hereby represents as follows: 1. On or about March 11, 1998 an annuity was purchased on behalf of Kathryn Martin 2. Pursuant to the terms of the Annuity, Joint Petitioner, Kathryn Martin, is to receive periodical lump sum payments from a structured settlement annuity issued by Allstate Life Insurance Company ("Allstate") and owned by Allstate Assignment Corporation ("Allstate Owner"). 3. Joint Petitioner, Kathryn Martin has entered into a Purchase Agreement with Joint Petitioner, 321 Henderson Receivables Origination, LLC., wherein Kathryn Martin is transferring a partial amount of the payments from the aforementioned annuity. 4. Petitioner has filed, and has pending, a Petition for Partial Transfer of Structured Settlement in the Court of Common Pleas of Dauphin County, Pennsylvania, which action is of record at Docket No. 2008-CZ-4754-MT. A true and correct copy of the Petition is attached hereto, made a part hereof, and is marked as Exhibit "A." 5. Allstate Life Insurance Company and Allstate Assignment Company has raised an issue that need to be address by this Honorable Court, the Court of Common Pleas of Cumberland County. Specifically, Allstate is requiring that Petitioner, Kathryn Martin comply with 40 P.S. §4003(a)(5)(i)(B) of the Pennsylvania Structured Settlement Protection Act, which provides that if the transfer would contravene the terms of the structured settlement that the transfer be expressly approved in writing by the court that previously approved the structured settlement - - which is the Court of Common Pleas of CumberlandCounty, Pennsylvania. 6. Although Joint Petitioners, and their respective counsel, do not believe that such approval is necessary, in an effort to avoid the time, expense and litigation, Joint Petitioners have agreed to seek the express written approval of the Court of Common Pleas of Cumberland County pursuant to 40 P.S. § 4003(a)(5)(i)(B). 7. Joint Petitioners aver that upon the obtaining of approval by the Court of Common Pleas of Cumberland County, and such approval having been filed with the Court of Common Pleas of Dauphin County, Pennsylvania, that Allstate Life Insurance Company and Allstate Assignment Company will supply a Stipulation and/or Order in connection with the Petition for Partial Transfer of Structured Settlement and not oppose same. 8. No prejudice would be borne by this Honorable Court in granting the requested relief. i 9. Joint Petitioner's are not requesting the Court of Common Pleas of Cumberland County to conduct a best interests hearing, rather they are simply requesting the Court of Common Pleas of Cumberland County to give approval and consent to proceed in Dauphin County, the County in which Petitioner, Kathryn Martin is domiciled. It is at the hearing in Dauphin County, where a judge will hear the merits of the case and decide whether or not to approve the partial transfer of structured settlement pursuant to 40 P.S. § 4004 (Appropriate place of Jurisdiction is based upon the domicile of the Payee, Kathryn Martin). WHEREFORE, Joint Petitioners, 321 Henderson Receivables Origination, LLC. And Kathryn Martin, respectfully requests that this Honorable Court enter the relief requested in the proposed Order of Court which is attached hereto so that Joint Petitioner's are able to proceed with the action of record in Dauphin County, Pennsylvania. Respectfully submitted, Mar. &,4c?I?P.C. By: e A ARU, ESQUIRE o el for 321 Henderson Receivables Origination, LLC. 1115 W. Main Street Norristown, PA 19401 610-275-9600 VERIFICATION I, Robert A. Maro, Esquire, Attorney for 321 Henderson Receivables Origination LLC, have read the foregoing Petition for Consent to Proceed in Dauphin County between 321 Henderson Receivables Origination LLC and Kathryn Martin and hereby aver that the statements contained therein are true and correct to the best of my knowledge, information and belief. This Verification is made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to the unsworn falsification to authorities. / 01-41 k/u Date 0 Maro & Maro, P.C. By: Robert A. Maro, Esquire Attorney I.D. No. 89585 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson : Docket No. Receivables origination, LLC and : Kathryn Martin : Civil Action - Law CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, certify that I caused to be served a true and correct copy of the foregoing PETITION FOR CONSENT AND COURT APPROVAL TO PROCEED WITH A PARTIAL TRANSFER OF A STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. this 28 h day of May, 2008, via First Class, postage pre-paid United States mail, upon the following: Allstate Life Insurance Company 544 Lakeview Parkway L3F Vernon Hills, IL 60061 Attn: Lisa Sterner Allstate Assignment Company 544 Lakeview Parkway L3F Vernon Hills, IL 60061 Attn: Legal Dept/structured settlements Kathryn Martin 10329 Jonestown Road Grantville, PA 17028 E Lawrence Rosen, Esquire Attorney for Kathryn Martin 1101 N. Front Street Harrisburg, PA 17102-3324 MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson NO: Receivables Origination, LLC and ; Kathryn Martin Civil Action - Law Entry of Appearance TO THE PROTHONOTARY/CLERK OF SAID COURT Enter my appearance on behalf of 321 Henderson Receivables Origination LLC Papers may be served at the address set forth below. Maro &aro, Y.C. By: Attorney I.D. No 89585 Maro & Maro, P.C. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600(office) (610) 275-9666(Fax) Exhibit "A" T On this day of _ 2008) it is ordered that a hearing on this Pe ' ion to ans0-- er t Settlement Payment Rights will be held on AIJ -1 in Courtroom --R- at ;! 'clock. The payee shall bring income tax eturns for the prior two (2) years to the hearing. N_ IN THE COURT OF COMMON PLEAS OF DAUPHIN COUNTY. PENNSYLVANIA :m 'rte M RE: Joint Petition of 321 Henderson NO: 2008-CZ-47"T Xrn Receivables Origination, LLC and D c = ° o Kathryn Martin Z M INITIAL ORDER OF COURT Within sever (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. Allstate Life Insurance Company 544 Lakeview Parkway OF Vernon Hills, IL 60061 Attn: Lisa Sterner Allstate Settlement Corporation 544 Lakeview Parkway OF Vernon Hills, IL 60061 Attn: Legal Dept/structured settlements Robert A. Maro, Esquire Maro & Maro, P.C. 1115 W. Main Street Norristown, PA 19401 Lawrence Rosen, Esquire Attorney for Kathryn Martin 1101 North Front Street Harrisburg, PA 17102-3324 Grantville, PA 17028 r MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF DAUPHIN COUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson NO: Receivables Origination, LLC and Kathryn Martin NOTICE OF HEARING ON PETITION TO TRANSFER STRUCTURED SETTLEMENT PAYMENT RIGHTS To: Allstate Life Insurance Company 544 Lakeview Parkway L3F Vernon Hills, IL 60061 Attn: Lisa Sterner Allstate Settlement Corporation 544 Lakeview Parkway L3F Vernon Hills, IL 60061 Attn: Legal Dept/structured settlements You are hereby given notice that KATHRYN MARTIN has filed a petition to transfer structured settlement payment rights. A hearing in this matter has been scheduled on 2008 at o'clock in courtroom no. courthouse, Dauphin County Court of Common Pleas, Harrisburg, Pennsylvania, 17101. You are entitled to support, oppose or otherwise respond to the payee's petition, either in person or by counsel, by filing written comments with the court prior to the hearing or by attending the hearing. Kathryn Martin 10329 Jonestown Road Grantville, PA 17028 Lawrence Rosen, Esquire Attorney for Kathryn Martin 1101 North Front Street Harrisburg, PA 17102-3324 The Name, Address and Tax Identification number of the transfe ee is 321 H Receivables Origination, LLC. 40 Morris Avenue, Bryn MavrTA 1 10, T I.D. 4728885 Date BY: 'Robert A. Maid; wire Attorney for 321 Henderson Receivables Origination, LLC. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 (610) 275-9666(facsimile) IN THE COURT OF COMMON PLEAS OF DAUPHIN COUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson NO: Receivables Origination, LLC and Kathryn Martin INITIAL ORDER OF COURT On this day of 2008, it is ordered that a hearing on this Petition to Transfer Structured Settlement Payment Rights will be held on ---------------- in Courtroom at o'clock. The payee shall bring income tax returns for the prior two (2) years to the hearing. Within sever (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. BY THE COURT: J. IN THE COURT OF COMMON PLEAS OF DAUPHIN COUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson NO: Receivables Origination, LLC and Kathryn Martin FINAL ORDER OF COURT On this Day of , 2008, it is ordered that the Petition to Transfer of Structured Settlement Payment Rights is granted. The court specifically finds that: (1) the payee has established that the transfer is in the best interests of the payee or the payee's dependents; (2) based on the certification by an attorney for the transferee, and the court having not been made aware of any statute, regulation or order that would be incfedompatible with the proposed transfer, the transfer will not contravene any applicable eral or state statue or regulation, or the order of any court or administrative authority; (3) the transfer complies with the remaining requirements of the Structured Settlement Protection Act, including Sections 3(a)(2), 3(a)(4), 3(a)(5) and 3(a)(6); (4) the payments that are to be transferred are designated as follows: a. 1 payment of $15,000.00 on August 11, 2009; and b. 1 payment of $31,000.00 on August 11, 2014. (5) the terms of this order shall survive the death of the payee and shall be binding on the payee's heirs, beneficiaries and assigns; (6) the payee shall receive from the transferee, as of , the amount of $26,500.00, from which no funds are owed for counsel fees, administrative fees, or other costs, fees or expenses. BY THE COURT: J. IV MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF DAUPHIN COUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson NO: Receivables Origination, LLC and Kathryn Martin JOINT PETITION FOR PARTIAL TRANSFER OF STRUCTURED LEMENT PURCTTANT'rn Q rnrTr.TTTV1-- ACT, 40 P.S. 4000. ET SEO TO THE HONORABLE JUDGES OF SAID COURT: And now comes your petitioner, 321 Henderson Receivables Origination, LLC, by and through its attorneys, Maro & Maro, P.C., and joint petitioner, Kathryn Martin, and in accordance with the applicable rules of Pennsylvania Civil Procedure, hereby represents as follows: 1. Petitioner is 321 Henderson Receivables Originations, LLC. ("Buyer" or Transferee"), with an office address located at 40 Morris Avenue, Bryn Mawr, Pennsylvania, 19010. 2. Joint Petitioner is, Kathryn Martin ("Payee"), an adult individual who resides at 10329 Jonestown Road, Grantville, PA 17028. 3. This Joint Petition has been verified by the Transferee, 321 Henderson Receivables Origination, LLC. and the Petition includes all necessary information as prescribed by PA R.C.P. 229.2(d) et al and Section 3 of the Act, 40 P.S. §4001 et seq. 4. Pursuant to PA. R.C.P. No. 229.2(d)(3) there are four (4) attachments incorporated herein as follows: a. PA R.C.P. 229.2(d)(3)(i) Payee's Affidavit in Support of Petition. Please see Attachment/Exhibit "I"; and b. PA. R.C.P. 229.2(d)(3)(ii) An Initial Order of Court Scheduling Hearing; c. PA. R.C.P. 229.2(d)(3)(iii) A certification by Robert A. Maro, Esquire, attorney for transferee, 321 Henderson Receivables Originations, LLC.; and d. PA. R.C.P. 229.2(d)(3)(iv) A Final Order of Court Granting he Petition. 5. Joint Petitioner, Kathryn Martin, is the beneficiary of an annuity owned by Allstate Settlement Corporation and issued by Allstate Life Insurance Company. The structured settlement provides payment to the petitioner as described on Attachment/Exhibit "2". 6. Joint Petitioner, Kathryn Martin, was represented by independent counsel in this transaction. Joint Petitioner, Kathryn Martin and her attorney have reviewed and discussed the terms of this transaction together and fully understating the terms therein, freely and voluntarily executed the Purchase Agreement, Exhibit "A" to the Purchase Agreement and the Disclosure Statement. A letter of representation from the attorney for Kathryn Martin is attached hereto, incorporated herein and marked Attachment/Exhibit "399. 7. Joint Petitioner, Kathryn Martin, proposes to enter into a purchase agreement with 321 Henderson Receivables Origination LLC., its nominees, successors, or assigns, whose address is 40 Morris Avenue, Bryn Mawr, Pennsylvania, 19010, who will purchase the following from Petitioner's structured settlement as follows: a. 1 payment of $15,000.00 on August 11, 2009; and b. 1 payment of $31,000.00 on August 11, 2014. 8. The structured settlement is currently owned by Allstate Settlement Corporation and issued by Allstate Life Insurance Company, and the net amount in return payable to Kathryn Martin is $26,500.00 from Buyer. A copy of the Purchase Agreement, Exhibit "A' to the Purchase Agreement and Disclosure Statement is attached hereto, made apart hereof, and designated Attachment/Exhibit "4". 9. The net amount payable to the payee after deduction of all commissions, fees, costs, expenses, and charges is $26,500.00. 10. Based on the net amount that the payee will receive from this transaction $26,500.00 and the amounts and timing of the structured settlement payments that would be assigned, the payee is, in effect, paying interest at a rate of 13.20% per year. 11. The Buyer furnished Kathryn Martin with a Disclosure Statement pursuant to 40 P.S. 4003 See Attachment/Exhibit "4") at least ten (10) days prior to the date on which Kathryn Martin first incurred any obligation to the Buyer. 12. PA R.C.P. 229.2(b) requires the petition to be filed in the county in which the payee is domiciled See also Section 4 of the Act 40 P.S. §4004). PA.R.C.P. 229.2(c) also requires both the Transferee and Payee to be parties to the Joint Petition. Both requirements have been fulfilled herein. 13. Written notice of the Transferee's Names, address and taxpayer identification number has been given to the Annuity Issuer and Structured Settlement Obligor. A copy of the Notice to the structured settlement obligor is attached hereto as Attachment/Exhibit "5". Joint Petitioners wills also serve written notice as required by 40 P.S. 4004 upon all interested parties. 14. The Joint Petitioner's best interest would be served by granting the relief requested herein for the following reasons. Joint Petitioner is currently single and has one minor child, Julianna Fournier, age 2. Joint Petitioner is also expecting another child shortly. Joint petitioner is employed full time as a sales associate for Frystown Parts. The purpose of this transfer is to assist Ms. Martin with the purchase of a home for herself and her children. Ms. Martin has entered into negotiations to purchase a trailer for $17,000.00. The lot rent for the trailer is $300 per month, $3,600.00 per year. With the money received from this transfer, Ms. Martin would pay for the trailer and the first year of the lot rent. Secondarily, Ms. Martin has about $5,000.00 that she owes in debt. She would like to pay off all of her debts from this transfer. Based upon the foregoing which will be expanded upon at the time of hearing, this transfer is clearly in the best interest of Ms. Martin and her minor child. With the purchase of a home, her children and herself will be afforded stability and a better environment within which to live. WHEREFORE, Joint Petitioner's respectfully requests this Honorable Court to enter the Initial Order attached to this petition which shall schedule a hearing so that Transferee and Payee shall have the opportunity to discuss the purpose and reasons for the transfer and after hearing thereon, respectfully request that this Honorable Court enter a Final Order approving the Transfer of Structured Settlement Payments Rights as is mentioned herein. Respectfully / Ybmitte ;r BY Ir`` / f VERIFICATION I, Maureen Healy, Vice President of 321 Henderson Receivables Origination LLC, have read the foregoing Petition to Transfer Structured Settlement Payment Rights between 321 Henderson Receivables Origination LLC and and hereby aver that the statements contained therein are true and correct to the best of my knowledge, information and belief. This Verification is made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to the unsworn falsification to authorities. 4t Maureen Healy, VP 9 Date CERTIFICATION OF ATTORNEY FOR TRANSFEREE I, Robert A. Maro, Esquire, attorney for Transferee, 321 Henderson Receivables Originations, LLC., hereby certify to the best of my knowledge, information and belief, formed after reasonable inquiry, that the Transfer will comply with the requirements of the Act (40 P.S. § 4000 et seq.) and will not contravene any other applicable federal or state statute or regulation or the order of any court or administrative authority. I, Robert A. Maro, Esquire, attorney for Transferee, 321 Henderson Receivables Originations, LLC., hereby verify that the facts and statements set forth herein are true and correct to the best of my knowledge, information and belief. I understand that false statements made herein are subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn falsification of authorities. ? // ~L -,:,Z Date Rbbeft A. MaX,Xre Attorney for Transferee, 321 Henderson Receivables Originations, LLC. MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF DAUPHIN COUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson NO: Receivables Origination, LLC and Kathryn Martin Entry of Annearance TO THE PROTHONOTARY/CLERK OF SAID COURT Enter my appearance on behalf of. 321 Henderson Receivables Ori ination LLC. Papers may be served at the address set forth below. Respectfully Submitted: Maro & Mho, P. By:, AoM"• Moly, Ei?quire Attorney I.D. No 89585 Maro & Maro, P.C. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600(office) (610) 275-9666(Fax) MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF DAUPHIN COUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson NO: Receivables Origination, LLC and ; Kathryn Martin CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Petition for Transfer of Partial Structured Settlement has been served upon the following entities via first class mail and/or certified return receipt requested and/or email on : Allstate Life Insurance Company 544 Lakeview Parkway L3F Vernon Hills, IL 60061 Attn: Lisa Sterner Allstate Settlement Corporation 544 Lakeview Parkway OF Vernon Hills,lL 60061 Attn: Legal Dept/structured settlements Kathryn Martin 10329 Jonestown Road Grantville, PA 17028 Lawrence Rosen, Esquire Attorney for Kathryn Martin 1101 North Front Street Harrisburg, PA 17102-3324 Date: y , ,)- _ ,r, g By: Robed A: MV EsYuire Attorney for 321 Henderson Receivables Originations, LLC. ATTACHMENT/EXHIBIT "I" Payee's Affidavit in Support of Petition to Transfer Structured Settlement Rights I, Kathyrn Martin, the payee, verify that the statements below are true and correct: Payee's name, address and age: Kathyrn Martin, 10329 Jonestown Rd Grantville, PA 17028 1. Marital Status: X Never Married; Married; Separated; Divorced If married or separated, name of spouse: 3. Minor Children and other dependents: Julianne Fournier, age 2, resides with me 4. Income: Payee's monthly income and sources: I am currently employed by Frystown Truck Stop as a sales associate earning $18,000.00 annually. (a) If presently married, spouse's monthly income and sources: 5. Child support, alimony or alimony pendente lite: Obligation to pay: Yes X No If yes, state the amount of the obligation, to whom payable, and whether there are arrearages: 6. Previous transfers: Have you previously filed a petition to transfer payment rights under the structured settlement that is the subject of this petition? Yes X No If yes, for each petition that you filed, (a) If the transfer was submitted for court approval, list the court, the case caption and case number, and state whether the court approved or disapproved the transfer: (b) If the transfer was approved, (i) State the name of the transferee and identify (listing due dates and payment amount(s)) the payments involved in the transfer: (ii) State the amount of money and the manner in which the money was used: (c) Have you ever transferred payments without court approval? If so, please explain: No. 7. Reasons for transfer: Describe in detail you reasons for the proposed transfer, including an explanation as to why a sale of a lesser amount of the structured settlement amount will better serve your interests: I intend to use the proceeds from this transfer to purchase a trailer and pay off my debt. 8. Payment of debts: If you seek the transfer in order to pay debts, list each debt, including the name of the creditor and the amount presently owed: Debt Creditor Amount Owed N/A Verification I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904, relating to unsworn falsification to authorities. DATED: -00 A4fature ATTACHMENT/EXHIBIT 662" Uniform Qualified Assignment 4101- "Claimant" Kathryn Martin "Assignor' Allstate Insurance Company "Assignee" Allstate Settlement Corpora/ on "Annuity Issuer" Allstate Life Insurance Company "Effective Date, VV I l qq This Agreement is made and entered Into by and between the parties hereto as of the Effective Rate with refererice to the following facts; A. Claimant has exectAW a settiemertt agreement or release dated M-., 0 l1 018-3a (the "Settlement Agree tent") that provides for the Assignor to make certain periodic payments to or for the benM of the Claimant as stated in Addendum No.1 (the "Periodic Payrnents'J; and 3. The Assignee's liability to make the Periodic Payments is no greater than that of the Assignor immediately preceding this Agreement Assignee is .not required to set aside specific assets to secuis the Periodic Payments. The Clalmard has no rights against the Assignee greater than a general creditor. None of the Periodic Payments may be accelerated, deferred, increased or decreased and may not be anticipated, sold, assigned or encumbered. B. The parties desire to effect a "qualified assignment' 4. The obligation assumed by Assignee with respect to within the meaning and subject to the conditions of any required payment shall be discharged upon the Section 130(c) of the internal Revenue Code of 1986 mailing on or before the due date of a valid check in (the "Code'. the amount specified to the address of record. NOW, THEREFORE, In consideration of the foregoing and other good and valuable consideration, the parties degree as follows. 1. The Assignor hereby assigns and the Assignee hereby assumes d of the Assignors liability to make the Periodic Payments. The Assignee assumes no liability to make any payment not specified In Addendum No. 1. The Periodic Payments constitute damages on account of personal Injury or sickness in a case Involving Physical Injury or physical sickness within the meaning of Sections 104(a)(2) and 130(c) of the Code. 6. This Agreement shall be governed by and interpreted In accord with the laws of the i State of Re B: The Assignee may fund the Periodic Payments by purchasing a "qualUled funding assert" within the meaning of Section 130(d) of the Code in the form of an annuity contract Issued bythe Annuity Issuer. All rights of ownership and control of such annuity contract shall be and remain vested in the Assignee exclusively. F. The Assignee may have the Annuity Issuer send payments under any "qualify funding asset" purchased hereunder directly to the payee(s) specified In Addendum No. 1. Such direction of payments shall be solely for the Assignee's convenience and shall not provide the Claimant or any payee with any rights of ownership or control over the "qualffied funding asset" or against the Annuity Issuer. i 'd 71%1 nooa! I) 7ni r-00A-) i i doue ww i s ea7:1 I on M jew R. Assignee's gabgky to make the Periodic Payments shall continue without diminutlon regardless of any asset" purchased hereunder to Assignor, and Assignee's liability for the Periodic Payments shall bankruptcy or Insolvency of the Assignor, terminate. 9. In the word the Settlement Agreement Is declared terminated by a court of law or In the event that 10. ThisAgreement shall be binding upon the respective . Section 130(0) of the Code has not been satisfied, this Agreement shag terminate. The Assignee shall representatives, helm successors and assigns of the Claimant, the Assignor and the Assignee and upon then assign ownership of any "qualMed funding any person or entity that may assert any right hereunder or to any of the Periodic Payments; Assignor Al Atate Insurance Com)anv Title - - -epresenia ?. P w-1 PdntW1AUSA t`'ssrA National Structured Settlements Trade Association uoA ED. 4-85 7•d 7M (1000,1 ) 7ni n•Mg-i i i douc ww 14 ear. 1.1. On 9n JBIN Addendum No.1 Description of Periodic Payments Please make the following payments to Kathryn Martin: Beginning on August 11, 2002, $7,000.00 per year for four (4) years; 4,$15,000.00 paid on August 11, 2007; $15,000.00 paid on August 11,2009; /$31,000.00 paid on August 11, 2014. i OW$ Assignor. Assignee: Pclnled 1n USA UQA ED. 4-88 ?•• ^•,•••• 7n 1 n_nna ? 1 ? rlnl IL% WW I J nno• 1 I On Oft JGIAI Aflstate® m"TrIm INsuk wcE C01{rA?lY HOME OMCE, NORTTiBROOtt, D-LD4019 .? / Obligee: Kathryn Martin 90-302-861 %4aster Bond Number: 05-016 300 SB Date of Qualified Assignment: March 11, 1998 ? Know all men by these present, that we, ALLSTA7E SETTLEMENT CORpORA770N, a Nebraska corporation, as Principal, and ALLSTATE INSURANCE COMPANY, an Illinois corporation, as Surety, are held and firmly bound hereunder to the Obligee to make certain scheduled payments due from the Principal to the Obligee under the terms o: a Qualified Assignment, a copy of which is attached hereto and becomes a part hereof, for which mini, well and truly to be paid, Arc bind ourselves, our heirs, executors, administrators, successors and assigns, jointly and severally, firnily by these presents. The condition of this obligation is such, that: WHEREAS, the Principal has assumed, under a Qualified Assignment, the obligation to make oeitain scheduled papnents to the Obligee, and WHEREAS, the Principal's assumption of said payment obligation has been consented to by the Obligee and bas been accomplished witWn. the meaning of Section 130(c) of the internal Revenue Code of 1986, as amended, by means of aforesaid Qualified Assignment. and WHEREAS, the Principal has purchased a qualified fiutding asset within the meaning of Section 130(4) of the Code, the proceeds of which will apply to discharge said scheduled pt?yment obligation to the Obligee. NOW, THEREFORE, if the Principal shall fail to make any scheduled payments to the Obligee as assumed under said QUALIFIED ASSIGNMENT, then the Surety shall make such scheduled payment or payments within 10 days after receipt of notice by the Obligee. Notice to the Surety shall be by certified or registered mail seat to Allstate Insurance Company, 3075 Saunders Road, Suite 112A, Northbrook, IL 60062-7127. Any dispute with respect to the interpretation of this bond or performance of the obligation set forth hcrein shall be governed by the laws of the State of Nebraska, Sealed with our seals, and dated this 3rd day of November Ig 99 Countersigned: l% Jonathan A. Foremast UB IX.a•20 -A - n..nn, , , ALLSTATE SETTLBhtENT CO TION URA •N ALLSTATE INS COMPANY ?S r3•' c,000-144 • i -c ?_.--? LIN O By (AttOpney-Li-Fact) •fn I ^ ^nc?- I I , Mini In vv t I nnn• I t nn On JAIAI ATTACHMENT/EXHIBIT 443" 0V31/2008 14:57 7172343650 KREVSKY AND ROSEN PC 'PAGE . 03 COUNSELORS AT LAW 1101 NORTH FRONT STREET HARRISBURG. PENNSYLVANIA 17102.3324 Sanford A. Krevsky Lawrence J. Rosen Joshua M. Goldberger March 31, 2008 J,a. WENTWORTH 40 MORRIS AVENUE BRYN MAWR, PA 19010 Re: Katherlne Martic? To Whom it May Concern: I have provided representation-to Katherine Martin on the structured settlement matter. I have provided her with legal, tax and financial advice regarding same. Sincerely, nce J. Rosen Tol. (717) 234-4683 Fax (717) 234-3850 LJR:alr ATTACHMENT/EXHIBIT 4649! Mar 45 08 08,38a FTAA Shop 717-933-0102 7179330102 p,9 Account ID: 349584 PURCHASE AGREEMENT This is a Purchase Agreement. The date of this Agreement is A 4L f ? 200_j Kathryn Martin is the Seller. 321 Henderson Receivables Origination LLC, a Nevada Limited Liability Company, its successors and/or assigns is the Buyer. In this Agreement, Kathryn Martin is referred to as "You" or "Your" and 321 Henderson Receivables Origination LLC or its nominee, is referred to as "We". "Us" or "Our". BACKGROUND OF THIS AGREEIVI NT 1. You or someone on your behalf signed a Settlement Agreement (the "Release" or the "Settlement Agreement"). in connection with the resolution of a personal injury claim. 2. The insurer funded the Payments by buying an annuity contract (the "Annuity") issued by Allstate Life Insurance Company (the "Annuity Company"). 3. A list of the Payments being sold under this Agreement is attached to this Agreement as Exhibit "A". 4. You desire to sell and assign to Us all of Your rights to receive all or a portion of the Payments under the Release, as described on Exhibit "A", ail of the other rights You have under the Release and the other rights as described in Section 1(a) below. We desire to purchase all of Your rights and benefits, on the terms and under the conditions described in this Agreement. You and We agree as follows: 1. Purchase and Sale, a. You now sell, transfer and assign to Us all of Your rights in the "Assigned Assets" as listed in Exhibit "A". By Our signing this Agreement, We are hereby purchasing and accepting the sale and assignment of all of the Assigned Assets described above. b. The Gross Purchase Mce is Twenty Nine Thousand Two Hundred Fift Dollars and 00/100 Cents ($29, 50.00). The Net Purchase Price payable to You is V6,500.00 (the "Purchase Price"). The Net Purchase Price will be paid to You when both You and We sign this Agreement and We have completed Our internal process. 2. Acknowledgment. a. You will agree after Your signing of this Agreement to deliver to Us, addressed as We may require, other notices, instructions or documents, and copies of them, as We think are necessary or proper to carry out this Agreement. b. When You and We sign this Agreement, You will also deliver to Us: (1) a letter addressed to the Annuity Company directing that all payments of the Assigned Assets after Your death gall be sent directly to Us, and (2) a Change of Beneficiary Form changing the beneficiary of the Assigned Assets, after Your death, to "321 Henderson Receivables Origination LLC", as sole beneficiary ((1) and (2) above are referred to as the Change of Beneficiary Form). The Change of Beneficiary Form will state that the instructions may never be revoked and that no change may be made in the instructions or @2007 321 Henderson Receivables Limited PartncaWp Ma?• 15 08 08:39a FTAA Shop 717-933-0102 7179330102 P.10 Account lD: 349584 in the mend wit ou tp ding as to the payee or the manner or place of making such p y ) prior written consent. Yost will also, when this A siagned by You and lis, deliver to Us, addressed as We may require, such othn7oti es, instructions or documents, and copies of them, as We think are necessary or proper to carry out this Agreement, c. Before You and We sign this Agreement, You will deliver to Us an acknowledgment of the Estate of Kathryn Martin, as primary beneficiary of the Assigned Assets, of the terms of this Agreement. the Estate of Kathryn Martin will agree that they are not entitled to any rights to any of the Assigned Assets. d. You agree to sign all other documents which We may request forever naming Us as the only beneficiary of the Assigned Assets, including but not limited to an agreement to provide in Your Last Will and Testament that all of Your rights to the Assigned Assets were sold to Us (a "Testamentary Agreement!). e. You acknowledge that We advised You to obtain independent professional tax advice to determine whether this transaction will result in any adverse federal and/or state tax consequences. f. You acknowledge that We advised You must obtain independent legal representation prior to executing this Agreement and that We have advised you that We may not refer You to any speck attorney for such purpose, 3. Your Representations and Warrantiea• You now represent and warrant to Us that: a. You own (and are selling and assigning to Us under this Agreement) all of the Assigned Assets, free and clear of all claims, liens, charges, security interests, encumbrances, and agreements of any nature (other than this Agreement), and when You and We sign this Agreement, no one other than Us shall have any present or future right to the Assigned Assets. b. This Agreement and all of the other documents signed In connection with this Agreement have been properly signed by You, and they represent Your legal, valid and binding obligation, enforceable against You in accordance with their terms. c. The signing and performance of this Agreement by You and the transactions described in this Agreement: i• do not conflict with any other obligations of Yours; will not cause a violation under (or create any right of termination, cancellation or acceleration or similar right under) any contract or agreement by which You or Your assets, including the Release, are bound or may be affected; will not create, or give any party (other than Us) the right to create, any lien, charge, security interest or encumbrance in, to or on any of the Assigned Assets; and Iv. will not create a present or future right in any other party to make any claim against You or your assets, or any of the Assigned Assets, @2007 321 HendeFSOn Receivables Limited Partnership Mar.15 08 08:39a FTAA Shop 717-933-0102 7179330102 p,11 Account ID: 349584 d. You understand the terms and provisions of this Agreement and You have been represented by tax and accounting advisors and a lawyer in the signing of this Agreement e. Neither You nor anyone else have to do anything else for (1) the proper signing and performance by You of this Agreement and any transactions intended to be done in this Agreement, or (2) the carrying out by Us of any of Our rights and remedies under this Agreement. No other person has made a claim in any rights in or to the Assigned Assets. f. You have valid reasons for selling Your interest in the Assigned Assets rather than obtaining a loan with the Assigned Assets as collateral, and You agree that the transaction set forth in this Agreement is not a loan or other financing transaction. g. This Agreement is a valid sale, transfer and assignment to Us of the Assigned Assets. h. Your residence and legal address is as described in Paragraph 11 of this Agreement. During the last years, You have lived at such address. I. No representation or warranty of Yours in this Agreement or in any of the documents delivered in connection with this Agreement or in any agreement required by this Agreement, is inaccurate or contains any untrue or misleading statement. J The signing by You of this Agreement will not violate any other promise or agreement you have made with anyone else. You understand that any and all restricdous on the assignability of the Scheduled Payments were included in the Release and/or Annuity at Your request, for Your benefit and not for the benefit of any other person. These restrictions, if any, were included by You as a precautionary measure to make sure You were allowed favorable tax treatment under the Internal Revenue Code. You understand that by entering into this Agreement, you may be giving up this favorable tax treatment You understand that any income earned by You on any investment or use of the Purchase Price may be taxable to you. You may have to pay more is taxes as a result of this Agreement. For Our benefit and the benefit of Our assigns or successors, You agree to WAIVE AND RELEASE all of Your rights in, to, or under, such restrictions on assignability, if any. k. You have not before the date of this Agreement, sold or assigned Your right to the Assigned Assets or any part of the Assigned Assets. You do not owe any money to Your present or former spouse for support maintenance or similar obligations, nor do You owe any money to any of Your children or guardians of Your children. The Assigned Assets are not subject to any community property or similar marital rights of any person. 10 @2007 321 Henderson Receivables Limited Psane.hip Mar 1:5 08 08;40a FTAA Shop 717-933-0102 7179330102 p.12 Account ID: 349584 1. Your right to the Assigned Assets is not affected by any mortgage, pledge, lien, charge, security lnteresr, encumbrance, restriction or adverse claim of any nature. You understand that any violation of any of Your representations in this agreement will result In an act of fraud by You which could result in You being held responsible for damages In favor of Us, with money to be paid by You to Us. m. You are not in violation of any obligations concerning child-care, alimony or support. n. You now give up forever all Your rights in any agreement that says that you cannot assign or sell Your rights in the Assigned Assets to Us. You have not requested and You do not expect to receive from Us, a Form 1099 or any other domunentation which could make the transaction described by this Agreement taxable to You in any way. You further understand that We have not given to You any advice about any of your taxes in this transaction. You have relied on Your own professional advisors concerning taxes. o. As of the date of this Agreement, You are of legal age in the state noted as Your address in Section I l of this Agreement, mentally sane, and of a sound mind. You have never been convicted of a felony or any other crime involving dishonesty. p. You are very familiar with Your financial affairs and condition. With that full understanding, You certify that (1) on the date We pay You the Purchase Price and You sell to Us the Assigned Assets, the fair value of Your assets are and will be greater than all of Your debts, (2) You presently intend to pay all of Your creditors when such payments are due; and (3) You have not intentionally hidden the fact from any creditor of Yours that You have entered into this Agreement and the other documents referred to in this Agreement. q. You do not intend to file for bankruptcy and there are no lawsuits or other efforts by any of Your creditors to put You into bankruptcy or to take the Assigned Assets. r. The Purchase Price is not Your only or most important source of income and You do not have any mental or physical problems that would prevent You from having a paying,job. s. You promise to us that no broker, finder, or other person other than those persons named in the broker statement signed by you in connection with this Agreement was involved in or important in arranging the purchase transaction in this Agreement No other person has a right to any fee, payment, commission, or other compensation because of this Agreement. You agree that We have not forced You to give to Us copies of any confidential documents. You agree that We told You that We only needed to see those documents which described the Assigned Assets so we could buy from You the Assigned Assets. You agree that We do not intend to tell any other party about what is included in those documents. You understand that if We do so, it will only be for the sole purpose of buying the Assigned Assets. 11 @2007 321 Madman Rexirables Limited Partnership Mar f5 08 08:40a FTAA Shop 717-933-0102 7179330102 p.13 Account ID: 349584 U. You understand that it usually takes six to eight weeks to complete this process, but that it could take longer. You understand that you have to obtain court approval of this transfer. YOU UNDERSTAND THAT, DUE TO OCCASIONAL DELAYS, WE WILL HOLD BACK THE AMOUNT EQUAL TO THE NEXT TWO MONTHLY PAYMENTS - DUE TO YOU FROM THE ANNUITY COMPANY TO INSURE THAT WE RECEIVE ALL OF THE PAYMENTS THAT WE PURCHASE. YOU UNDERSTAND THAT WE MAY EITHER PAY OR HOLD BACK FUNDS TO SATISFY ANY JUDGMENTS, TAX LIENS OR CHILD SUPPORT AGAINST YOU OR THE ASSIGNED ASSETS AND DEDUCT THOSE AMOUNTS FROM THE PURCHASE PRICE. YOU UNDERSTAND THAT WE WILL DEDUCT FROM THE PURCHASE PRICE ANY AMOUNTS OF PAYMENTS RECEIVED BY YOU PRIOR TO FUNDING, IF SUCH AMOUNTS ARE NOT COVERED BY THE HOLD BACK FUNDS. 4. You promise Us that a. You will not, and will not allow any other party (except Us or Our assignee, if applicable) to take funds away from the Assigned Assets. You will not do anything else to affect the Assigned Assets. You will not say You still own the Assigned Assets. You will not do anything or allow anyone else to do anything that could in any way interfere with or lessen Our rights in the Assigned Assets. b. You will not do anything that will, or could in the future, violate the Release, or any of the agreements required to be executed by this Agreement. You also agree to cooperate with Us to help Us to obtain all of the rights that We are buying from You in this Agreement and in the Release. c. You will give to Us at least thirty (30) days written notice of Your intention to move Your residence or change Your legal address from the address in Paragraph l t of this Agreement. d. You will not make any change in Your instructions to the Annuity Company regarding payments to be made to You. 12 @2007 321 Hardcrsm Receivables Limited Parin"ip Mar "5 08 08:40a FTAA Shop 717-933-0102 7179330102 p.14 Account ID: 349584 e. You understand that the Annuity and the Release may say that You agree not to sell Your rights to the Assigned Assets. f. You agree to continue to cooperate with Us. This includes Your obligation to immediately deliver to Us any checks, funds or other form of Payment received after the date of this Agreement by You or anyone other than Us. If any Payment is ever denied, delayed, or withheld from Us, as determined by Us in our reasonable discretion, directly or indirectly on account of any act or omission by You or any person acting for You, then You shall be in default under this Agreement (and an Event of Default under §8 shall be deemed to have occurred). Immediately upon such default, and without any further notice to You, You will pay to Us the following amounts: (i) the full, dollar value of all remaining Assigned Assets as they become due after the date of the default; All of the remedies specified under this section shall be cumulative with all of the remedies for default pursuant to se. g. If You learn before or after the signing of this Agreement of the threat or actual beginning of any lawsuit or proceeding that has anything to do with Our rights under this Agreement or the Assigned Assets, then You will immediately notify Us of that and You will give Us copies of all notices and other writings relating to it promptly after You receive them. h. If You receive any notice relating to any supposedly unpaid claim affecting the Armuity or the Assigned Assets or to any other claim against the Annuity or the Assigned Assets, then You will promptly notify Us and will promptly give Us copies of all notices and other writings relating to it received by You promptly after You receive them. 5. 12IGHT TO ANCELLATiON YOU MAY CANCEL THIS CONTRACT QIII ,I WITHOUT PENALTY OR FURTHER OBLIGATION WITHIN TWENTY-ONE DAYS FROM THE DATE YOU RECEIVE PAYMENT FROM 321 HENDERSON. In order for the cancellation to be effective, You must mail a notice of cancellation by registered or certified U.S. mail, postmarked within twenty-one (21) days of receipt of the Purchase Price to Us, c/o Manager of Operations at 3993 Howard Hughes Parkway, Suite 250, Las Vegas, NV 8 9 1 6 9-6754. Furthermore, in order for Your notice of cancellation to be effective, Your registered or certified U.S. mail package to us must include a bank or certified check for the full Purchase Price that We paid You under this Purchase Agreement. Any failure to comply with the above procedure shall be a waiver of Your right to cancel this transaction. 6. Your Further Promises You agree that, from time to time, at Your expense, You will promptly sip and give to Us any and all documents to help Us realize our rights and benefits under this Agreement. This promise includes signing, filing or allowing Us to file financing or continuation statements, or amendments or assignments of those documents. You permit Us or others acting for Us to sign our name and/or your name and file tvithout Your signature such financing statements, if that is permitted in Your state of residence. When You sign this Agreement, You will also sign and deliver to Us a "Special Irrevocable Power of Attorney" You must retain the services of an attorney and deliver an opinion of Your attorney about the sale of Assigned Assets to Us, In a form acceptable to Us. D C-2007321 HCadc mn Receivables Limited ParnrerAip Mar 15 08 08:41a FTAA Shop 717-933-0102 7179330102 p.15 Account 1D: 349584 7. Continuation of M1presentatians. Warranties and Covenants. All of Your representations, warranties and promises made in this Agreement will continue to be relied on by Us after this Agreement is signed. 8• Fr,YSlJt of Default, Your failure to comply with any tern of this Agreement or Your breach of any of Your representations in this Agreement will mean that you will be in default. We refer to this as an "Event of Defluilt." If there is an Event of Default, We have the right to sue You in court to make You perform Your promises or to get money from You. Your failure to comply with any material terms of this Agreement will be a default. In Paragraph 4 (c) You agree to give US at least thirty (30) days written notice after Your move to a new residence or change of Your legal address from the address in Paragraph 11 of this Agreement If we are purchasing from You certain lump sum payments, We will contact you at least 3 months before the scheduled payment is due to determine if the address change We have effected with the annuity company is in place and to determine if Your legal address has remained the same. If We cannot contact you because You have changed Your legal address or moved Your residence and failed to notify Us, We will consider such failure to notify Us to be an EVENT OF DEFAULT and We will exercise all of our legal rights under this Agreement. OLM RIGHT TO PROCEED AGAINST YOU UNDER THIS AGREEMENT SHALL BE SOLELY LIMITED TO WHEN YOU HAVE COMMITTED AN EVENT OF DEFAULT. WE SHALL NOT HAVE THE RIGHT TO SUE YOU IF OR BECAI:SE THE ANNUITY COMPANY IS NOT ABLE TO MAKE PAYMENTS BECAUSE IT IS NOT FINANCIALLY ABLE TO DO SO. 9. Controlling Law. This Agreement shall be governed, construed and enforced in accordance with the internal laws of the State of your domicile without regard for the conflicts of law rules thereof or elsewhere. (For Court Orders or Notice Transfers obtained in the following jurisdictions: AK, AR, AL, AZ, CA, CO, CT, DE, FL, GA, HI, ]A, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NJ, NM, NV, OH OK, OR. RI, SC, SD, TN, TX, UT, VA, WA, IYV and WY the laws of those jurisdictions shall be applied in the event of it dispute regarding the transfer.) Your domicile is the proper place of venue to bring any action arising out of a breach of this Agreement. 10. RMonsibility for this Agreement This Agreement will hold responsible Your heirs, executors, successors and assigns and will benefit Our representatives, successors, beneficiaries and permitted assigns. Nothing in this Agreement Is Intended to give anyone other than You or Us or each of Our successors or assigns any benefits. If. Notices . All notices and other communications under this Agreement will be in writing and will be wade by delivery by means by which the sender obtains a receipt of delivery from the carrier (including without limitation, certified mail return receipt requested or overnight courier services), addressed to the party to whom a request or demand is to be made. Such demand or notice or request shall be deemed given on the date which is one business day after the date sent by overnight mail or three days after the date sent by certified mail. The addresses of the parties are as follows: If to You: Kathryn Martin 10329 Jonestown Rd Grarttville, PA 17028 14 (x)2007 321 Hen&tson Receivables Limited Partnership . ' Mar'1b 08 08;42a FfAA Shop 717-933-0102 7179330102 p.16 Account ID: 349584 If to Us: 321 Henderson Receivables Origination LLC 3993 Howard Hughes Parkway Suite 250 Las Vegas, NV 89169-6754 Attention: Manager -- Operations 12. Past Actions. Anything either You or We did or said before this Agreement was signed will not affect Your or Our rights under this Agreement in any way. 13. Expenses. Except as otherwise affirmatively set forth in this Agreement, You and We agree that we will each pay our respective costs and expenses in connection with the carrying out of this Agreement. 14. Hea in s. The section and subsection headings contained in this Agreement are for reference purposes only and will not affect In any way the meaning or interpretation of this Agreement. 15. Qunte arts. One or more originals of this Agreement may be signed with Your or Our signature. When put together they will make one agreement and the Agreement will be considered signed by all parties that need to sign. A facsimile signature will be considered an original. 16. A,ssi¢nment. We and anyone to whom We assign this Agreement may assign Our right, title and interest in and to this Agreement, the Annuity and the Assigned Assets without Your approval. You and We agree that if there is an assignment by Us to someone else, We shall not be responsible to You. You must look only to the person or company that We assign this Agreement to for any payment (for example, of the Purchase Price) and performance of this Agreement. When asked by Us or any assignee, You will sign and deliver any such documents as We may require to perform this transaction, as assigned. 17. Your spouse. You and Your spouse are fully aware of Your rights in the Assigned Assets. You and Your spouse fully give up those rights. You and Your spouse understand that by selling the Assigned Assets to Us, You and Your spouse are not receiving the same amount of money as You would if You waited for all of the scheduled Payments of the Assigned Assets but, rather, are receiving a discounted value in return for receipt of the Purchase Price immediately. You and Your spouse have valid reasons for selling the Assigned Assets. You and Your spouse fully understand the terms of the Purchase Agreement and understand that the sale of the Assigned Assets is final. You also understand that Your spouse gives up any property right he or she may have in the Assigned Assets that Your spouse could claim because of Your marriage. 18. Entire Agreement. This Agreement and the Exhibits and other documents You signed make up the entire understanding and agreement between You and Us about this Agreement. This Agreement replaces all prior agreements, whether written or oral, about this Agreement. This Agreement may not be changed unless in a writing signed by You and Us. 19. Limitatloa 2f Liability of Bayer You understand that Our liability to You under this Agreement is strictly limited to the requirement to pay the Purchase Price and under no circumstances will We be responsible for consequential damages. 20. Court Aaarovnl. You understand that court approval is required for this transfer. You agree that you will obtain such court approval. 15 GZOD7 321 H011(IMat RecdYAW3 Limited Putnetship Mar •15 08 08:42a FTAA Shop 717-933-0102 7179330102 p.17 AccountlD: 349584 21. 9xhibits. Attached to this Purchase Agreement are the following Exhibits: Exhibit "A" List of What Payments We are Buying. Intending to be legally bound, You and We have signed this Agreement as of the date at the top of the first page of this Agreement. 32114ENDERSON RECEIVABLES ORIGINATION LLC By: Vito President-Operations Kathryn Mart SIGN HERE Sworn to and subscribed C before we this nn day o _Ojtg?, 200 1 If:. At W, Notary Notadal Seal I MU W9 P. Neal. Notary Put*c IN OM CRY TWP . i ebenan Ca any I :.YOMriftba E::plrasapr. 7, 2 8 '? ?.?:.Y?3:ine`ri•..:r:111..Anf.'li ?r!fll ilf l?0:£i:ti.. spouse lb 02007 321 Hen&Am Receivables Limited Pmtnasbip Mar 4 08 08;43a FTAA Shop 717-933-0102 7179330102 p.18 Account ED: 349584 xb Ibit We are hereby purchasing from You under the Annuity: 0-- 01' A) 1 payment of $15,000.00 on August 11, 2009 B) 1 payment of $31,000.00 on August 11, 02 14 Kathryn Martin SKIN I38IZE STATE OF COUNTY OF -L On this day of (yba6\ , 206?, before me, the above signed personally appeared before me, personally known to me to he the person whose name is subscribed to the within instrument and acknowledged to me that lie executed it. Notary i c rrk.! Seal R h ?Notary Public j -' ??nrtar:?T%p., LebwonUa•r;^ I .',vt Mar 16 08 08;36a FTAA Shop 717-933-0102 7179330102 p,4 Account ID' 349584 SCHEDULE1 DISCLOSURE STATEMENT PLEASE BE ADVISED THAT THE PROPOSED TRANSACTION IS A SALE, NOT A LOAN, AND THAT YOU WILL BE SELLING ALL RIGHTS AND TITLE TO THE ASSIGNED ASSETS ONCE THIS TRANSACTION IS CONSUMMATED. PLEASE BE ADVISED THAT YOU MAY BE SUBJECT TO ADVERSE FEDERAL AND STATE INCOME TAX CONSEQUENCES AS A RESULT OF THE PROPOSED TRANSACTION. YOU SHOULD CONSULT YOUR OWN COUNSEL, ACCOUNTANT, OR FINANCIAL ADVISOR REGARDING ANY FEDERAL OR STATE INCOME TAX CONSEQUENCES ARISING FROM THE PROPOSED TRANSFER. YOUR PURCHASE PRICE WAS DERIVED ASSUMING A DISCOUNT RATE SIGNIFICANTLY HIGHER THAN THE PRIME INTEREST RATES CHARGED BY COMMERCIAL BANKS, THEREFORE, WE URGE YOU TO EXPLORE ALL FINANCIAL OPTIONS. WE WILL PURCHASE FRONJ YOU A) 1 payWnt of $15,000.00 on August 11, 2009 B) payment of $31,000.00 on August 11, 2014 [THE REMAINDER OF THIS PAGE LEFT BLANK INTENTIONALLY] Mar 1'5 08 08;37a FTAA Shop 717-933-0102 7179330102 p.5 SCHEDULE 1. PAGE 2 Account ID: 349584 THE AgGREGATE AMOUNT OF THE PURCHASED PAYMENTS IS $46,000.00. THE DISCOUNTED PRESENT VALUE OF THE AGGREGATE PAYMENTS AT 3.60% IS $38,942.78. THE DISCOUNTED PRESENT VALUE IS THE CALCULATION OF THE CURRENT VALUE OF THE TRANSFERRED STRUCTURED SETTLEMENT PAYMENTS UNDER FEDERAL STANDARDS FOR VALUING !PMITIRS. THE GROSS AMOUNT PAYABLE TO SELLER IS $29,25 .00. THE FOLLOWING EXPENSES ARE INCURRED BY. THE SELLER (YOU) AND WILL BE DEDUCTED FROM THE PURCHASE PRICE: r COMPLIANCE AND ADMINISTRATIVE FEE: $750.00 LEGAL FEES TO PROCURE COURT APPROVAL (THIS IS AN ESTIMATE OF WHAT YOUR ATTORNEY WILL CHARGE YOU TO OBTAIN COURT APPROVAL) : $500.00 FILING AND RELATED EXPENSES FEE: $1,500.00 THE NET AMOUNT PAYABLE TO THE SELLER(YOU) IS $26,500.00. NO OTHER EXPENSES ARE INCURRED BY YOU. THE DISCOUNTED PRESENT VALUE OF PAYMENTS SHALL BE CALCULATED AS FOLLOWS: THE APPLICABLE FEDERAL RATE USED IN CALCULATING THE DISCOUNTED PRESENT VALUE IS 3.60%. THE EFFECTIVE AN LAVAL DISCOUNT RATE FOR THIS TRANSACTION IS 13. 0%. THE CASH PAYMENT YOU RECEIVE IN THIS TRANSACTION FROM US WAS DETERMINED BY APPLYING THE SPECIFIED EFFECTIVE ANNUAL DISCOUNT RATE, COMPOUNDED MONTHLY, TO THE TOTAL AMOUNT OF FUTURE PAYMENTS TO BE RECEIVED BY US, LESS THE TOTAL AMOUNT OF COMMISSIONS, FEES, COSTS, EXPENSES AND CHARGES PAYABLE BY YOU. ' r Mar 16 08 08:37a FTAA Shop 717-933-0102 7179330102 p,6 Account ID; 349584 SCHEDULE is PAGE 3 THE NET AMOUNT THAT YOU WILL RECEIVE FROM US IN EXCHANGE FOR YOUR FUTURE STRUCTURED SETTLEMENT PAYMENTS REPRESENTS 68.00% OF THE ESTIMATED CURRENT VALUE OF THE PAYMENTS BASED UPON THE DISCOUNTED VALUE USING THE APPLICABLE FEDERAL RATE. THE QUOTIENT OBTAINED BY DIVIDING THE NET PAYMENT BY THE DISCOUNTED PRESENT VALUE IS 68.00%. BASED ON THE NET AMOUNT THAT YOU WILL RECEIVE FROM US AND THE AMOUNTS AND TIMING OF THE STRUCTURED- SETTLEMENT PAYMENTS THAT YOU ARE TURNING OVER TO US, YOU WILL, IN EFFECT, BE PAYING INTEREST TO US AT A RATE OF 13.20% PER YEAR. THE NET AMOUNT PAID TO YOU (THE PAYEE) BY US (THE TRANSFEREE) REPRESENTS AN ESTIMATE OF THE FAIR MARKET VALUE OF THE FUTURE PERIODIC PAYMENTS TRANSFERRED UNDER THE STRUCTURED SETTLEMENT AGREEMENT. NOTICE OF CANCELLATION RIGHTS: YOU MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO 5:00 P.M. OF THE TWENTY-FIRST DAY FOLLOWING THE LATER OF THE EXECUTION OF THE PURCHASE AGREEMENT, OR THE DATE THE PAYEE BECOMES OBLIGATED UNDER THE PURCHASE AGREEMENT WITHOUT PENALTY OR FURTHER OBLIGATION. THIS CANCELLATION RIGHT CANNOT BE WAIVED IN ANY MANNER. TO CANCEL, YOU MUST PROVIDE WRITTEN NOTICE TO THE TRANSFEREE. WRITTEN NOTICE SHOULD BE MAILED OR DELIVERED TO THE ADDRESS BELOW BY 5:00 P.M. OF (THE TWENTY-FIRST DAY FOLLOWING THE TRANSACTION). IT IS BEST TO MAIL IT BY CERTIFIED MAIL, RETURN RECEIPT 0 4 Mar 15 08 08:38a FTAA Shop 717-933-0102 7179330102 p.7 Account ID: 349584 SCHEDULE 1. PAGE 4 REQUESTED, AND TO KEEP A PHOTOCOPY OF THE SIGNED FORM AND YOUR POST OFFICE RECEIPT. ADDRESS TO WHICH CANCELLATION IS TO BE RETURNED: 321 HENDERSON RECEIVABLES ORIGINATION LLC 3993 HOWARD HUGHES PARKWAY SUITE 250 LAS VEGAS, NV 89169-6754 ATTENTION: MANAGER -OPERATIONS IMPORTANT NOTICE: YOU ARE STRONGLY URGED TO CONSULT WITH AN ATTORNEY WHO CAN ADVISE YOU OF THE POTENTIAL TAX CONSEQUENCES OF THIS TRANSACTION. PLEASE BE ADVISED THERE ARE NO PENALTIES OR LIQUIDATED DAMAGES PAYABLE BY YOU IN THE EVENT OF ANY BREACH OF THE TRANSFER AGREEMENT BY YOU. THERE ARE NO BROKERS COMMISSIONS, SERVICE CHARGES, APPLICATION FEES, PROCESSING FEES, CLOSING COSTS, FILING FEES, ADMINISTRATIVE FEES, LEGAL FEES, NOTARY FEES AND OTHER COMMISSIONS, FEES, COSTS, EXPENSES AND CHARGES PAYABLE BY YOU OR DEDUCTED FROM GROSS AMOUNT OTHERWISE PAYABLE TO YOU OTHER THAN THE COMPLIANCE AND ADMINISTRATIVE FEE AND THE FILING AND RELATED EXPENSES FEE. IF YOU BELIEVE YOU WERE TREATED UNFAIRLY OR WERE MISLED AS TO THE NATURE OF THE OBLIGATIONS YOU ASSUMED UPON ENTERING INTO THIS AGREEMENT, YOU SHOULD REPORT THOSE CIRCUMSTANCES TO YOUR LOCAL DISTRICT ATTORNEY OR THE OFFICE OF THE ATTORNEY GENERAL. THE EFFECTIVE DATE OF THE TRANSFER AGREEMENT SHALL BE DEEMED TO BE THE DATE THAT THE AGREEMENT WAS SIGNED BY THE YOU (PAYEE). PLEASE BE ADVISED THAT PAYMENT TO YOU PURSUANT TO THE TRANSFER AGREEMENT IS CONTINGENT UPON COURT APPROVAL OF THE TRANSFER AGREEMENT, WHICH YOU MUST OBTAIN. Mar 1fi 08 08:38a FTAA Shop 717-933-0102 7179330102 p.8 Account ID: 349584 SCHEDULE 1, PAGE 5 PLEASE BE ADVISED THAT PAYMENT TO YOU WILL BE DELAYED UP TO 30 DAYS OR MORE IN ORDER FOR THE COURT TO REVIEW AND APPROVE THE TRANSFER AGREEMENT. BY SIGNING BELOW YOU ARE CONFIRMING RECEIPT OF THIS DISCLOSURE AT LEAST 10 DAYS PRIOR TO RECEIPT OF THIS CONTRACT. 0 KATH N MARTIN sicN ATTACHMENT/EXHIBIT 465" 321 HENDERSON RECEIVABLES ORIGINATION, LLC April 17, 2008 Allstate Life Insurance Company 544 Lakeview Parkway, L3F Vernon Hills, IL 60061 Attn: Legal Department/Structured Settlements Allstate Settlement Corporation 544 Lakeview Parkway, OF Vernon Hills, IL 60061 Attn: Legal Department/Structured Settlements RE: Notice of Sale/Assignment of Payment Rights Your Contract #: 90-302-861 Payee: Kathryn Martin SS #: 191-70-7387 Dear Insurer: Please be advised that 321 Henderson Receivables Origination LLC and/or its successors and assigns, have entered into a transaction with the above-referenced annuitant who is seeking to transfer certain of his/her rights to the payments scheduled to be received under the above- referenced annuity policy. We are currently seeking court approval pursuant to the applicable structured settlement transfer statute. Pursuant to the statute, please note the following information about the Purchaser: 321 Henderson Receivables Origination LLC 40 Morris Ave Bryn Mawr PA 19010 Tax ID # 20-4728885 PLEASE NOTE: No payments under this annuity should be held until the courts have entered a final order and we have forwarded this order to you. Very truly yours, 321 Henderson Receivables Origination LLC By: Maureen Healy, Vice P ent 3993 Howard Hughes parkway • Suite 250 • Las Vegas, NV 89169-6754 PHONE: (800) 454-9368 • FAX: (215) 567-7525 • E-MAIL: JGW@JGWFUNDING.COM WEB SITE: WWW.JGWFUNDING.COM t"l v-,z 00 ? SU p _ i to t :. / ? 1 Y ,1UN 0 3 20 IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY. PENNSYLVANIA RE: Joint Petition of 321 Henderson : Docket No. 0$ -3 9 Civil (e-?' Receivables origination, LLC and : Kathryn Martin : Civil Action - Law ORDER OF COURT AND NOW, to-wit, this day of 2008, upon consideration of the within PETITION FOR CONSENT AND COURT APPROVAL TO PROCEED WITH A PARTIAL TRANSFER OF A STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. and upon consideration of the Joint Petition for Partial Transfer of Structured Settlement by Joint Petitioner's 321 Henderson Receivables Origination, LLC and Kathryn Martin of record in the Court of Common Pleas of Dauphin County, Pennsylvania at Docket No. 2008-CZ-4754-MT, and upon consideration that the proposed transfer would allegedly contravene the terms of the structured settlement which was previously approved by this Honorable Court, it is hereby ORDERED, ADJUDGED and DECREED that express approval is hereby granted to KATHRYN MARTIN pursuant to 40 P.S. §4003(a)(5)(i)(B) to proceed in the Court of Common Pleas of Dauphin County, Pennsylvania with the Joint Petition for Partial Transfer of Structured Settlement. y. -- cv cu Ca- .... CL, 0 M Maro & Maro, P.C. By: Robert A. Maro, Esquire Attorney I.D. No. 89585 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson : Docket No. 08-3359 Receivables origination, LLC and : Kathryn Martin : Civil Action - Law EMERGENCY AMENDED PETITION FOR CONSENT AND COURT APPROVAL TO PROCEED WITH A PARTIAL TRANSFER OF A STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. AND NOW comes your Petitioner, 321 Henderson Receivables Origination, LLC, by and through its attorneys, Maro & Maro, P.C. and joint Petitioner, Kathryn Martin, and in accordance with the applicable rules of Pennsylvania Civil Procedure, hereby represents as follows: 1. Joint Petitioner's hereby incorporate their Original Petition for consent and court approval to proceed with a partial transfer of structured settlement pursuant to Structured Settlement Protection Act which was filed with the Court of Common Pleas of Cumberland County on May 30, 2008 as if same were set forth herein at length 2. By this emergency amended Petition, Joint Petitioner's are seeking to amend and modify the original petition filed on May 30, 2008. 3. Included in the original petition filed on May 30, 2008, the Joint Petitioner's were essentially requesting that this court, the Court of Cumberland County who originally approved the structured settlement in this matter, grant consent and approval for Joint Petitioner's to proceed in the Court of Common Pleas of Dauphin County, which action is of record at Docket No. 2008-CZ-4754-MT. 4. Joint Petitioner's requested this consent from Cumberland County because it was believed that Joint Petitioner, Kathryn Martin, resided in the County of Dauphin. 5. On June 13, 2008, this Court, the Court of Common Pleas of Cumberland County, did grant consent to proceed in Dauphin County. A copy of the approval order signed by the Honorable Edgar B. Bayley is attached hereto as exhibit "A". 6. After this Order was executed, Joint Petitioner, Kathryn Martin, informed Joint Petitioner 321 Henderson Receivables Origination, LLC., that the city in which she resides, Grantville, PA, is divided between both Dauphin County and Lebanon County. Further, Kathyrn Martin, informed 321 Henderson Receivables Origination, LLC, that she resides in Lebanon County. 7. As a result of Joint Petitioner Kathryn Martin residing in Lebanon County, jurisdiction to determine the best interest of the transfer of structured settlement is proper in Lebanon County and not Dauphin County. 40 P.S. § 8. As a result of this, a Petition for Partial Transfer of structured settlement was filed with the court of Common Pleas of Lebanon County, docketed at 2008-01442 on July 7, 2008. A copy of the Initial Order of Court from Lebanon County is attached hereto as Exhibit "B". 9. The Petition for Partial Transfer of Structured Settlement which was filed in Lebanon County is identical to the Petition that was filed in Dauphin County, the only difference being the Court/County in which the Petition was filed. 10. A hearing on the Partial Transfer of structured settlement in Lebanon County is scheduled for August 1, 2008 at 8:30 a.m. in the Chambers of the Honorable Bradford H. Charles. 11. The structured settlement annuity is issued by Allstate Life Insurance Company ("Allstate") and owned by Allstate Assignment Corporation ("Allstate Owner"). 12. On July 29, 2008, Allstate and Allstate Owner requested that we again obtain consent from Cumberland County to proceed in Lebanon County. Allstate and Allstate Owner stated that the original order signed by Judge Bayley on June 13, 2008 granting consent to proceed was only for consent to proceed in Dauphin County and therefore not valid to proceed in Lebanon County. 13. At this time, Joint Petitioner's are essentially asking the Court of Common Pleas of Cumberland County to modify its order dated June 13, 2008 by removing references to Dauphin County and inserting Lebanon County. All of the terms of the transaction are exactly the same, the only difference is the County is which the Petitioner will be heard. 14. Joint Petitioner's require this modified order as soon as possible so that the order can be forwarded to Allstate and Allstate Owner so that the hearing scheduled in Lebanon County for August 1, 2008 at 8:30 a.m. can proceed as scheduled. 15. Joint Petitioners aver that upon the obtaining of approval by the Court of Common Pleas of Cumberland County, and such approval having been filed with the Court of Common Pleas of Lebanon County, Pennsylvania, that Allstate and Allstate Owner will supply a Stipulation and/or Order in connection with the Petition for Partial Transfer of Structured Settlement and not oppose same. 16. No prejudice would be borne by this Honorable Court in granting the requested relief. 17. Joint Petitioner's are not requesting the Court of Common Pleas of Cumberland County to conduct a best interests hearing, rather they are simply requesting the Court of Common Pleas of Cumberland County to give approval and consent to proceed in Lebabon County, the same approval and consent that was previously granted on June 13, 2008, however for the incorrect county. It is at the hearing in Lebanon County, where a judge will hear the merits of the case and decide whether or not to approve the partial transfer of structured settlement pursuant to 40 P.S. § 4004 (Appropriate place of Jurisdiction is based upon the domicile of the Payee, Kathryn Martin). WHEREFORE, Joint Petitioners, 321 Henderson Receivables Origination, LLC. And Kathryn Martin, respectfully requests that this Honorable Court enter the relief requested in the proposed Order of Court which is attached hereto so that Joint Petitioner's are able to proceed with the action of record in Lebanon County, Pennsylvania. Maro By: "Counsel for 321 Henderson Receivables Origination, LLC. 1115 W. Main Street Norristown, PA 19401 610-275-9600 Maro & Maro, P.C. By: Robert A. Maro, Esquire Attorney I.D. No. 89585 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson : Docket No. 08-3359 Receivables origination, LLC and : Kathryn Martin : Civil Action - Law CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, certify that I caused to be served a true and correct copy of the foregoing PETITION FOR CONSENT AND COURT APPROVAL TO PROCEED WITH A PARTIAL TRANSFER OF A STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. this 28 h day of -5 k 2008, via First Class, postage pre-paid United States mail, upon the following: Allstate Life Insurance Company 544 Lakeview Parkway L3F Vernon Hills, IL 60061 Attn: Lisa Sterner Kathryn Martin 814 Lincoln Avenue Northampton, PA 18067 Allstate Assignment Company 544 Lakeview Parkway OF Vernon Hills, IL 60061 Attn: Legal Dept/structured settlements Sean M. McDonough, Esquire Attorney for Kathryn Martin 22 Risk Avenue Summit, NJ 07901 MARO &MAAR(YP.C. BY: V V , ESQUIRE EXHIBIT "A" Y T? . IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY. PENNSYLVANIA RE: Joint Petition of 321 Henderson : Docket No. 63 - 3 35q (2i v t i u-w% Receivables origination, LLC and : Kathryn Martin : Civil Action - Law RDER OF COURT AND Now, to-wit, this 1- day of JU.-) ¢ . 2008, upon consideration of the within PETITION FOR CONSENT AND COURT APPROVAL TO PROCEED WITH A PARTIAL TRANSFER OF A STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. and upon consideration of the Joint Petition for Partial Transfer of Structured Settlement by Joint Petitioner's 321 Henderson Receivables Origination, LLC and Kathryn Martin of record in the Court of Common Pleas of Dauphin County, Pennsylvania at Docket No. 2008-CZ4754-MT, and upon consideration that the proposed transfer would allegedly contravene the terms of the structured settlement which was previously approved by this Honorable Court, it is hereby ORDERED, ADJUDGED and DECREED that express approval is hereby granted to KATHRYN MARTIN pursuant to 40 P.S. §4003(a)(5)(i)(B) to proceed in the Court of Common Pleas of Dauphin County, Pennsylvania with the Joint Petition for Partial Transfer of Structured Settlement. BY THE COURT: a J. 'RUE COPY FRCS p:..??OPU 1'et!y'1'rot, I here". 5:-$Y t+?! in nd the WW ;1' w4a 3ronowy EXHIBIT `B" r ,r',CT•EREL) It- t71 LC) ?Lx C, S J 7 t? ??? 7 J? &e-4 /?illiC?iL, , 1 ,? IN THE COURT OF COMMON PLEAS OF LEBANON COUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson NO: Receivables Origination, LLC and Kathryn Martin INITIAL ORDER OF COURT On this 8 th day of July 2008, it is ordered that a hearing on this Petition to Transfer Structured Settlement Payment Rights will be held on August 1. 2008 INIt at8 : 3 0 o'clock. The payee shall bring income tax returns for the prior two (2) years to the hearing. Within sever (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the ----_.------______certifruat"-service -"l-bbe fled with the court prior to the hearing. BY THE COURT: J. BRADFORD H. CHARLES l A C?" "r7 t J-) of AUG 0 5 2008P IN THE COURT OF COMMON PLEAS OF CUMBERLANDCOUNTY, PENNSYLVANIA RE: Joint Petition of 321 Henderson : Docket No. 08-3359 Receivables origination, LLC and : Kathryn Martin : Civil Action - Law ORDER OF COURT AND NOW to-wit this --*-day of 2008, upon .? consideration of the within PETITION FOR CONSENT AND COURT APPROVAL TO PROCEED WITH A PARTIAL TRANSFER OF A STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. and upon consideration of the Joint Petition for Partial Transfer of Structured Settlement by Joint Petitioner's 321 Henderson Receivables Origination, LLC and Kathryn Martin of record in the Court of Common Pleas of Lebanon County, Pennsylvania at Docket No. 2008-01442, and upon consideration that the proposed transfer would allegedly contravene the terms of the structured settlement which was previously approved by this Honorable Court, it is hereby ORDERED, ADJUDGED and DECREED that express approval is hereby granted to KATHRYN MARTIN pursuant to 40 P.S. 43(a)(5)(i (B) to proceed in the Court of Common Pleas of Lebanon CA- - ? County, Pennsylvania with the Joint Petition for Partial Transfer of Structured Settlement. BY THE CO J. a cv C ^? erg t ca `? r .a