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Home My WebLink About08-3383IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 08 -3.383 Civi t TQ-r (`` v. TRACEY BOWERMASTER Defendant(s) COMPLAINT IN CIVIL ACTION Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_1 I Cmplt Cvr Sht P&F File No. 08-24894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. TRACEY BOWERMASTER Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA-2 I Notice to Defend P&F File No. 08-24894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. TRACEY BOWERMASTER Defendant(s) COMPLAINT IN CIVIL ACTION NO. U S-- 33,F-3 6 ;J 7?u AND NOW, comes Plaintiff, TARGET NATIONAL BANK, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, TARGET NATIONAL BANK, is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is TRACEY BOWERMASTER, an adult individual, believed to currently reside at 207 SOUTHSIDE DR NEWVILLE, PA 17241-8910. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352376680557980, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of March 25, 2008, Defendant(s) owes $3,661.90 on said account plus interest at 0.00 %. 5. Plaintiff maintains accurate books of account recording all credits and debits for this account. PA-05 Civil Cmplt Crdt Crd P&F File No. 08-24894 6. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied. 7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $3,661.90, plus interest and costs. 8. By failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 9. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA-05 Civil Cmplt Crdt Crd P&F File No. 08-24894 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount.of $3,661.90, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Respectfully submitted: Patenaud" Felix, ASP Date: gg L. orris, Esquire E -Main Street Carnegie, PA 15106 (412) 429-7675 PA-05 Civil Cmplt Crdt Crd P&F File No. 08-24894 (i) - TARGET. Account Number: 4352-3766-8055-7980 Statement Closing Date: March 25, 2008 TRACEY L BOWERMASTER Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $0 Cash Limit $0 Available Credit $0 Portion Available for Cash $0 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Previous Balance $3,626.90 Payments & Credits 0.00 Purchases & Advances 0.00 Other Charges 35.00 FINANCE CHARGES 0.00 New Balance $3,661.90 Amount Past Due $928.27 Minimum Payment Due $3,661.90 (includes any Amount Past Due) Payment Due Date April 19, 2008 Payments & Credits No payments or credits were received last month. Other Charges Mar. 21 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 Target National Bank, an afiliate of Target Stores NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION TARGEIF NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY STATEMENT PAGE NOT PRINTED INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 TRACEY L BOWERMASTER 207 SOUTHSIDE DR NEWVILLE, PA 17241-8910 Account Number 4352-3766-8055-7980 New Balance $3,661.90 Minimum Payment Due $3,661.90 Payment Due Date April 19, 2008 Amount Enclosed $ 1000900366190036619090435237668055798071 O II?I???V??? 100000* Account Number: 4352-3766-8055-7980 Statement Closing Date: March 25, 2008 TRACEY L BOWERMASTER Page 2 of 2 Finance Charges Days in Billing Period: 29 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.00000% 0.00% 0.00000% 0.00% Average Periodic Daily FINANCE Balance CHARGE $0.00 $0.00 $0.00 $0.00 Transaction FINANCE CHARGE $0.00 $0.00 $0.00 0.00% Total FINANCE CHARGES Actual ANNUAL PERCENTAGE RATE There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. 13037813 In Court Judicial (Circuit/District) Original Creditor Name: TARGET NATIONAL BANK Debtor Name: BOWERMASTER, TRACEY L Co-Debtor Name: Account Number: 4352376680557980 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA COUNTY OF HENNEPIN ss: The undersigned, TIFFANY LEWIS states that: I am a representative of TARGET NATIONAL BANK and am authorized to Verify current balances due and owing to TARGET NATIONAL BANK on credit card accounts. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to TARGET NATIONAL BANK on this account, over and above all known legal set offs is $3661.90. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belief, and based upon the books and business recor of TAR T NATIONAL BANK. f Authorized A ent of E ATIONAL BANK Subscribed and sworn to before Me on I st day of April, 2008 ary Public My commission expires: ?.wwya+yve.?vvn,rea*rw?dw?i; vvwV+MV??i? a, 4352376680557980 jANif;E L. LOKEN A144 PATENAUDE & FELIX, A.P.C?1 NO1ARv PUBLIC MINNESOTA m+ Cm intwor, Expires Jan 31.2013 r r 1 The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he is, TIFFANY LEWIS, Assistant Secretary, of Target National Bank, Plaintiff Herein, that he is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. of Target National Bank/Target Visa 4352376680557980 A144 PATENAUDE & FELIX, ARC -6Q. t 171 D N SHERIFF'S RETURN - REGULAR CASE NO: 2008-03383 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND TARGET NATIONAL BANK VS BOWERMASTER TRACEY ROBERT BITNER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BOWERMASTER TRACEY the DEFENDANT , at 0017:55 HOURS, on the 9th day of June , 2008 at 207 SOUTHSIDE DRIVE NEWVILLE, PA 17241 OWEN BOWERMASTER by handing to HUSBAND OF DEFENDANT a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 12.00 Affidavit .00 Surcharge 10.00 .00 40.00 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 06/10/2008 PATENAUDE & FELIX By: D puty She--riff of A. D. r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 08-3383 V. TRACEY BOWERMASTER Defendant(s) PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Moms, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_119 Prcp Def Jg Both P&F File No. 08-24894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 08-3383 V. TRACEY BOWERMASTER Defendant(s) PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT TO:PROTHONOTARY Please enter a judgment against the defendant, above named, for failure to file an Answer to Plaintiffs complaint. Amount claimed in Complaint Interest from March 25, 2008 Less payments received Attorney's fees TOTAL $3,661.90 $0.00 $0.00 $0.00 $3,661.90 With continuing interest on the principal amount of $3,661.90, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the defendants and defendants' counsel (if known), after the default had occurred and at least ten (10) days prior to the date of the filing of this praecipe. A copy of the Notice is attached. submitted: & Felix, A.P.C. Date: July 14, 2008 PA_119 Prcp Def Jg Both Gregg L. Morris, Esquire 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 08-24894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA . TARGET NATIONAL BANK Plaintiff V. TRACEY BOWERMASTER Defendant(s) NO. 08-3383 PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA.ILC.P.1037(b) COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS. Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), TRACEY BOWERMASTER, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by the attached copy. Respectfully Felix, A.P.C. Date: July 14, 2008 Sworn to and 1& day of Notary me this 200?' OMMONWEALTH OF PENNSYLVANIA Notarial Seal Carolyn J. Stewart, Notary Public Comegle Boro, Amy County My Onmrnhalon E*m Aug. 14, 2011 Member, Pennsylvania Association of Notaries Morris, Esquire ;A 3 If. Main Street Carnegie, PA 15106 (412) 429-7675 PA-1 20 Aff of Non Mil P&F File No. 08-24894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 08-3383 V. TRACEY BOWERMASTER Defendant(s) IMPORTANT NOTICE Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_111 10 Day Dl P&F File No. 08-24894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v ' TARGET NATIONAL BANK Plaintiff V. TRACEY BOWERMASTER Defendant(s) To: Tracey Bowermaster 207 Southside Dr Newville Pennsylvania 17241-8910 Date of Notice: July 01, 2008 NO. 08-3383 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle PA 17013 717-249-3166 Respectfully submitted: Patenaude & Felix, A.P.C. Date: July 01, 2008 PA-1 l 1 10 Day Dl Gregg L. Morris, Esquire 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 08-24894 I, GREGG MORRIS, attorney for Plaintiff, TARGET NATIONAL BANK, hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Tracey Bowermaster 207 Southside Dr Newville PA 17241-8910 Date: July 01, 2008 Gregg L. Morris, Esquire Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA-1 l 1 10 Day Dl P&F File No. 08-24894 C . ;k b ILIA 91> IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff NO. 08-3383 V. TRACEY BOWERMASTER Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA-123 Ntc Jgmt Both P&F File No. 08-24894 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK Plaintiff V. TRACEY BOWERMASTER NO. 08-3383 Defendant(s) TO:( )Plaintiff (x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on 7/ai & ( ) Decree Nisi in Equity ( ) Final Decree in Equity ( X ) Judgment of ( ) Confession ( ) Verdict ( ) Court Order ( X) Default ( ) Non-suit ( ) Non-Pros ( ) Arbitration Award ( X ) Judgment in the amount of $3,661.90, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ , plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Department of Transpo tion o4t4oLn o By Deputy If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (412)-429-7675 PA_ 123 Ntc Jgmt Both P&F File No. 08-24894