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HomeMy WebLinkAbout05-23-08 (2) IN RE: : IN THE COURT OF COMMON PLEAS ESTATE OF WARREN F. MOGEL, :CUMBERLAND COUNTY, DECEASED :PENNSYLVANIA ORPHANS' COURT DIVISION No. 0368 Year 2005 FAMILY SETTLEMENT AGREEMENT ~? r=' ~=.> -- ~~ `~ "v ~, .:gib ~_-. -c THIS AGREEMENT, dated this 14t'' day of April, 2008, ~ ~- ~ '~'' .. ~ _' WITNESSETH: ~ ` ~' =~ +~-~ _„ .. :, I. THE CIRCUMSTANCES leading up to the execution of this Agreement {$~-re as follows: 1. Warren F. Mogel (the "Decedent") died testate on March 31, 2005, a domiciliary of Cumberland County, Pennsylvania. 2. The Decedent was survived by his wife, Jean L. Mogel; three children, namely, Robert W. Mogel ("Robert"), Todd S. Mogel ("Todd") and Jill E. Morell ("Jill"); and, various grandchildren. 3. On April 20, 2005, Todd and Jill submitted for probate the Decedent's Last Will and Testament, dated December 19, 1996, (the "Will") to the Register of Wills of Cumberland County, Pennsylvania (the "Register"). At that time, the Register granted Letters Testamentary to Todd and Jill, who duly qualified as Executors of the Decedent's probate estate. A true and correct copy of the Will is attached hereto as Exhibit "A," and is incorporated herein by reference. 4. Pursuant to Item I of the Will, the Decedent bequeathed his tangible personal property to Jean. 5. Pursuant to Item II of the Will, the Decedent bequeathed the balance of his probate estate to the Trustees of Trust created under that certain Agreement of Trust which the Decedent signed and dated December 19, 1996, and thereafter amended on January 9, 2002 (collectively, the "Trust Agreement"). Pursuant to Paragraph 22 of the Trust Agreement, the Decedent, during his lifetime, could Page -1- amend and/or revoke the Trust Agreement in whole or in part. A true and correct copy of the Trust Agreement is attached hereto as Exhibit "B," and is incorporated herein by reference. 6. The Decedent was the sole Trustee of the Trust from December 19, 1999 through March 31, 2005. Pursuant to Paragraph 19 of the Trust Agreement, Todd and Jill (collectively, the "Trustee") became the Trustees of the Trust upon the death of the Decedent. 7. Pursuant to Paragraph 2 of the Trust Agreement, upon the death of the Decedent, "[a]11 the rest, reside and remainder of the Trust property shall be paid and/or distributed to ... Jean, subject to Jean's right to disclaim, as follows:". 8. Pursuant to Paragraph 5 of the Trust Agreement, the Trustee is directed to hold that amount not disclaimed by Jean, in a remainder trust, for the following purposes: (a) to pay the income of the Trust to Jean in, at least, quarter-annual installments; (b) to pay principal of the Trust to Jean, as the Trustee, in the Trustee's discretion, determines is reasonably necessary to permit Jean to maintain her ususal and normal standard of living or to meet the costs of any illness or accident which may affect her; and, (c) upon the death of Jean: (i) to pay the Executors of Jean's Estate the accrued but undistributed income of the Trust and any death taxes payable by reason of the inclusion of part or all of the Trust property in Jean L. Mogel's estate; and, (ii) to pay then remaining trust property to Robert, Todd, and Jill, per stirpes. 9. The Decedent, individually, owned stock in PNC Financial Services Group, Inc. (the "Stock") which was held in certificate form. The Decedent also held in an investment account with Oppenheimer cash and a mutual fund known as Seligam New Tech Fund, Inc. The Stock is the primary asset of the Decedent's probate estate. Page -2- • 10. The Decedent owed $19,984.98 to Brookside Mobile Home Park, Inc. (the "Corporation") (the "Loan"). There is no Promissory Note or collateral for this Loan. However, the Loan is carried on the books of the Corporation. 11. The property of the Trust consisted of encumbered, unimproved real property commonly known as 7920 Chapel Hill Road, Spring Township, Berks County, Pennsylvania (the "Real Estate") and 5 units (or, a .0083333% interest) in a limited partnership known First Capital Institutional Real Estate, LTD. The Real Estate appraised at $550,000 for death tax purposes. The face value of the Mortgage was $92,054.45. It is thought the above described limited partnership interest has little or no value. 12. The Executors and Trustee retained the law firm of Rupp and Meikle to assist them with the estate and trust administrations. Herbert G. Rupp, Esq. became ill, and was admitted to a nursing home. His son, Richard C. Rupp, Esq., assumed legal representation of the Executors and Trustee. Nevertheless, Richard C. Rupp, Esq. failed to effectively assist the Executors and Trustee in their fiduciary duties and failed to timely deliver the estate and trust files to the Executors and Trustee after being notified that his services were terminated. 13. Upon receiving and reviewing the files the firm of Rupp and Meikle delivered to the Executors and Trustee, the Executors promptly filed the Pennsylvania Inheritance Tax Return, which, by then, was significantly delinquent. Therefore, the Executors elected to defer the Pennsylvania Inheritance Tax on the Decedent's Trust until the death of Jean. The Commonwealth of Pennsylvania has accepted the Pennsylvania Inheritance Tax Return as filed. A true and correct copy of the Commonwealth's Appraisement/Assessment of Pennsylvania Inheritance Tax is attached hereto as Exhibit "C," and is incorporated herein by reference. 14. The Executors have sold some of the Stock in order to satisfy the Decedent's debts and funeral expenses, estate administration expenses, the Pennsylvania Inheritance Tax due on transfers the Decedent made within 1 year of his death, and in order to make interim cash distributions to the Trust. 15. The Trustee has made income distributions to Jean. The Trustee has also made discretionary principal distributions to Jean, which the Trustee determined were reasonably necessary to permit Jean to maintain her ususal and normal standard of living. Page -3- i 16. On June 8, 2006, the Trustee entered into a Sales Agreement with Jed C. Kerns and Vicki C. Kerns (the "Kerns") concerning the subdivision of the Real Estate and the sale of approximately 13 acres more or less to the Kerns for the sum of $250,000. The Trustee agreed to pay one-half of such subdivision costs as percolation and probe tests necessary for the installation of on lot sewage systems, surveys cots and township fees, provided the same did not exceed $20,000. 17. In and around October 2006, the Trustee timbered the Real Estate, and received $20,410 from Weaber Incorporated in exchanged thereof. The Trustee used $19,513.30 of the sale proceeds to pay for road improvements Spring Township required for subdivision approval. 18. In and around October/November of 2007, Spring Township approved the proposed subdivision of the Real Property, creating 7 lots. 19. On November 30, 2007, the Trustee sold a portion of the Real Estate (4 lots) to the Kerns; paid $20,000 for the above described subdivision costs; paid $2,500 in realty transfer taxes; paid $17,500 in realtor commissions; paid approximately $640.00 in miscellaneous settlement charges; and, satisfied, in full, the mortgage on the Real Estate ($92,054.45). The Trustee also paid about $9,600.00 to Berks County Tax Claim Bureau in rollback taxes for rescinding the Clean and Green covenant on the Real Estate. 20. The fair market value of the remaining Stock has declined over the last several months due to market conditions. The Executors and Trustee do not wish the Executors to sell the remaining Stock in order to satisfy the Loan and the remaining estate administration expenses. The Trustee is willing to pay the Loan and the remaining estate administration expenses in exchange for receiving the remaining Stock. 21. The Executors have prepared a First and Final Account of their administration of the Decedent's probate estate for the period beginning March 31, 2005 and ending February 29, 2009 (the "Executors' Account") in order to disclose their fiduciary transactions during the accounting period. A true and correct copy of the Executors' Account is attached hereto as Exhibit "D," and is incorporated herein by reference. 22. The Executors are willing to finalize the estate administration without the delay, formality and cost of a court confirmed accounting and to distribute the remaining assets as set forth on the proposed Schedule of Distribution, provided Page -4- • Jean, Robert, Todd and Jill provide the Executors with satisfactory release, refunding and indemnification protections. A true and correct copy of the Schedule of Distribution is attached hereto as Exhibit "E," and is incorporated herein by reference. 23. The Trustee has prepared a First and Interim Account of their administration of the Trust for the period beginning March 31, 2005 and ending March 31, 2008 (the "Trustee's First Interim Account") in order to disclose their fiduciary transactions during the accounting period. A true and correct copy of the Trustee's Interim Account is attached hereto as Exhibit "F," and is incorporated herein by reference. 24. The Trustee is willing to pay the Decedent's Loan and the remaining estate administration expenses (including, but not limited to attorneys' fees) and to accept the remaining Stock and estate assets without the formality and cost of a court confirmed accounting provided Jean, Robert, Todd and Jill provide the Trustee with satisfactory release, refunding, and indemnification protections. NOW THEREFORE, in consideration of the foregoing, and intending to be legally bound hereby, Jean, Robert, Todd, and Jill, individually and severally, but not jointly, as the present and remainder beneficiaries of the Decedent's Trust, for themselves, their heirs, personal representatives, successors, and assigns, hereby do as follows, to wit: A. Represent, warrant and agree that they: (i) Have read and understand this Agreement and confirm the fact set forth above are true, correct and complete to the best of their knowledge, information and belief, and hereby approve the same for all purposes; (ii) Acknowledges that they sought the advice of an attorney, prior to executing this Agreement or have voluntarily chosen not to consult with an attorney; (iii) Have entered into this Agreement of their own free will and choice without any compulsion, duress or undue influence from anyone. B. Declare that they have had the opportunity to examine the Executors' Account and the Trustee's First Interim Account, which are attached Page -5- • here to as Exhibit "D" and "F", an incorporated herein by reference, and based upon such examination (or their decision not to make such an examination), they are satisfied that they have sufficient information to make an informed waiver of their right to formal accountings and do hereby waive the filing and auditing of the same. C. Approve the Trustee's payment of the remaining estate administration expenses and Loan. D. Approve the Executors' Account, including but not limited to the interim income and principal distributions to the Trust as set forth therein, examined or not, as if the same had been duly filed with and audited, adjudicated and confirmed absolutely by the Orphans' Court Division of the Court of Common Pleas of Cumberland County, Pennsylvania (the "Court"). E. Approve the Executors' Schedule of Distribution, which is attached hereto as Exhibit "E," and incorporated herein by reference; direct the Trustee to pay the Loan and the remaining estate administration expenses; and, direct the Executor to distribute the remaining Stock and cash to the Trustee in accordance therewith. F. Approve the Trustee's First Interim Account (including, but not limited to, the income and principal distributions to Jean, the sale of timber, the subdivision of the Real Estate and all the costs associated therewith, and the above described sale of a portion of the Real Estate to the Kerns) examined or not, as if the same had been duly filed with and audited, adjudicated and confirmed absolutely by the Court. G. To the extent of the distributions set forth in the Executors' Account, the Schedule of Distributions, and the Trustee's First and Interim Account, absolutely, unconditionally and irrevocable release, remise and forever discharge Todd and Jill, individually, and in their fiduciary capacities as Executors of the Decedent's probate estate and as Trustee of the Decedent's Trust, from any and all manner of action, causes of action, suits, liens, debts, dues, sums of money, accounts, reckonings, bonds, bills, covenants, contracts, controversies, agreements, promises, claims, demands, losses and expenses whatsoever, in any way arising from or concerning the Decedent's probate estate and the Decedent's Trust, including any and all Page -6- • expenditures and distributions made in accordance with the Executors' Account and Schedule of Distribution and the Trustee's First and Interim Account, or otherwise in accordance with this Agreement. H. To the extent of the distributions set forth in the Executors' Account, the Schedule of Distributions, and the Trustee's First and Interim Account, agree to indemnify and hold harmless Todd and Jill, individually, and in the fiduciary capacities set forth above, with respect to any and all matters or liabilities which they may be subjected by reason of joining in this Agreement, and in carrying out the provision hereof. I. Agree this Agreement is intended to compromise and settle disputed claims, including, without limitations, claims and defenses asserted in connection with the creation, administration and distribution of the Decedent's probate estate and the Decedent's Trust or either of them. J. Agree that this Agreement constitutes the entire understanding between the Executors, Trustee, Jean, Robert, Todd, and Jill (individually and collectively, the "Parties") concerning the subject matter hereof, and supersedes any and all prior written agreements and any and all prior or contemporaneous oral agreements or understanding relating to the subject matter hereof. K. Agree that this Agreement may not be amended, modified, superseded, canceled, renewed or extended, nor may any term or condition hereof be waived, except by a written instrument or document signed by all the parties hereto or, in the case of a waiver, signed by the party sought to be charged therewith. No waiver by any party of the breach of any provision hereof shall be deemed to constitute a waiver of any continuing or subsequent breach of such provision or any other provision hereof. Except as otherwise provided herein, the rights and remedies expressly granted hereunder shall be cumulative with respect to, and shall not be deemed to exclude, any other rights and remedies to which any party shall be entitled at law or in equity. L. Agree that this Agreement shall be binding upon and inure to the benefit of the Parties and their respective heirs, successors, assigns, personal representatives, and those who may hereafter claim through any of the Parties. Page -7- • • M. Pursuant to 20 Pa.C.S. §3504, in the event of any litigation concerning this Agreement, the Court shall be requested to waive appointment of a guardian and/or trustee ad Iltem to represent the interest of any minor, unborn or unascertained beneficiaries. N. Agree that this Agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to choice-of--law provisions. The Court shall have exclusive jurisdiction over any action to enforce or interpret the terms of this Agreement. Jean, Robert, Todd, and Jill hereby consent to the Court exercising personal jurisdiction over each of them in any action or suit arising out of the enforcement of this Agreement. O. Agree that any references to person or things shall be deemed to refer to such persons or things in the singular or plural and in the masculine, feminine or neuter gender as the context shall require. P. Agree that this Agreement shall be deemed to be severable, so that if any provision hereof shall be determined by a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions hereof shall continue to remain valid and enforceable in accordance with their terms. Q. Agree that this Agreement may be executed in multiple counterparts, each of which may contain the signatures of one or more of the Parties, all of which, taken together, shall constitute one and the same document. IN WITNESS WHEREOF, the Parties have placed their hands and seals on the attached Consents to Family Settlement Agreement, with the same to be effective for all purposes as the date first above written. Page -8- IN RE: : IN THE COURT OF COMMON PLEAS ESTATE OF WARREN F. MOGEL, :CUMBERLAND COUNTY, DECEASED :PENNSYLVANIA ORPHANS' COURT DIVISION No. 0368 Year 2005 CONSENT TO FAMILY SETTLEMENT AGREEMENT TODD S. MOGEL, individually and in his fiduciary capacities set forth in the Agreement, hereby consents to the Family Settlement Agreement (the "Agreement'), and acknowledges that a copy of the Agreement, including all Exhibits thereto, has been provided to him. COMMONWEALTH O/F PENNSYLVANIA COUNTY OF C~~~~r~~ ~jn~+y(~ /' ~ TODD S. MOGEL, in ividually and in his fiduciary capacities set forth in the Agreement On this, the ~_ day of ~~ / , 2008, before me, the undersigned officer, personally appeared TODD S. MOGEL, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that he executed the same, in the capacities indicated, as his free and voluntary act for the purposes expressed therein. IN WITNESS WHEREOF, I have set my hand and official seal. ____-- o y P is COMMOfvWEt~.i.:l i-i `~= F~NNSYLVANI,~ Notarial Seal Jay M. Zimmerman, Notary Public Page -9- upper Allen Twp., Cumberland County My Commission Expires Mar. i 6, 2010 Member. P~nns~~=~~~~`ni~ A~sor~ation of Notaries IN RE: : IN THE COURT OF COMMON PLEAS ESTATE OF WARREN F. MOGEL, :CUMBERLAND COUNTY, DECEASED :PENNSYLVANIA ORPHANS' COURT DIVISION No. 0368 Year 2005 CONSENT TO FAMILY SETTLEMENT AGREEMENT JILL E. MORELL, individually and in her fiduciary capacities set forth in the Agreement, hereby consents to the Family Settlement Agreement (the "Agreement'), and acknowledges that a copy of the Agreement, including all Exhibits thereto, has been provided to her. COMMONWEALTH OF PENNSYLVANIA COUNTY OF ~G1/~OEr~~,+ o~ i ~, ~'~ g~~ ,, ` ~V c.S~_ JILL ORELL, individually and in her fiduciary capacities set forth in the Agreement On this, the ~ day of ~.or/ ~ , 2008, before me, the undersigned officer, personally appeared JILL E. MORELL, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same, in the capacities indicated, as her free and voluntary act for the purposes expressed therein. IN WITNESS WHEREOF, I have set my hand and official seal. o ry P 11C COMMOPvWEALTH ~~~ PENNSYLVANIA Notarial Seal Jay M. Zimmerman, Notary Public Upper Allen Twp., Cumberland County Page - IO- My Commission Expires Mar, t Ei, 2010 Member, ~'ennsy!vania Association of Notaries i IN RE: ESTATE OF WARREN F. MOGEL, DECEASED IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION No. 0368 Year 2005 CONSENT TO FAMILY SETTLEMENT AGREEMENT ROBERT W. MOGEL, hereby consents to the Family Settlement Agreement (the "Agreement'), and acknowledges that a copy of the Agreement, including all Exhibits thereto, has been provided to him. ROBERT W. MOGEL COMMONWEALTH OF PENNSYLVANIA COUNTY OF ~,r'~~~-~5 On this, the_ day of t ~ .> 6 1 , 2008, before me, the undersigned officer, personally appeared ROBERT W. MOGEL, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that he executed the same as his free and voluntary act for the purposes expressed therein. IN WITNESS WHEREOF, I have set my hand and official seal. w..... tMt AtMON M MCA MANN 1~OMINNNR ~ERKi C01~M11- M~-C~nw~Ndon Expires p~c Z~, ~d11 ~,.+ ~ , ~" ,~ , r. ~5,~~ Notary Public Page -11- ?A~ bAt*ATOM ~~ aM ~A rKiN1A ~/'!N{NS "~ ? 91A ~ itli~MMtQt ~iMl1t ~~~~.~e~mftK~+? ~ .~ ....r e ,.....~.•,.~ IN RE: : IN THE COURT OF COMMON PLEAS ESTATE OF WARREN F. MOGEL, :CUMBERLAND COUNTY, DECEASED :PENNSYLVANIA ORPHANS' COURT DIVISION No. 0368 Year 2005 CONSENT TO FAMILY SETTLEMENT AGREEMENT JEAN L. MOGEL, hereby consents to the Family Settlement Agreement (the "Agreement'), and acknowledges that a copy of the Agreement, including all Exhibits thereto, has been provided to her /~ ~-' ~- J L. MOGEL STATE OF ~. ~~~~`'-` f ~' COUNTY OF "G~-~~~~~~~ h _ On this, the ~'` ~ day of ~ ~~~ , 2008, before me, the „n.~ArcignPrl officer, personally appea.re~. JEAN L. MOCTEL, known to mP (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same, as her free and voluntary act for the purposes expressed therein. IN WITNESS WHEREOF, I have set my hand and official seal. ,~~~ _-~~. Page -12- ~ ~ KIM R. HEATH ~~`"0.Y P"B ~~~ Nota Public -State of Florida ' °. .`~ i ry '. ; ;My Commission Expires Feb 23, 20GF: vl Pd; Commission # DD 394927 ~''~0... ~~'~ Bonded By National Notary Assn. f. REGISTER OF WILLS CUMBERLAND Caounty, Pennsylvania • CERTIFIC~4TE OF GRANT OF LETTERS No . 2005- 00368 PA No . 21- 05- 0368 Estate Of : WARREN F MOGEL (First, Middle, Lastl Late Of : UPPER ALLEN TOWNSHIP CUMBERLAND COUNTY Deceased Social Security No: 179-14-7677 WHEREAS, 071 the 20th day of April 2005 an instrument dated December 19t.h :_996 was admitted to probate as the last will of WARREN F MOGEL (First, Midd/e, Lastl Late of UPPER ALLEN TOWNSH/P, CUMBERLAND County, who died on the 3lst day of March 2005 and, WHEREAS, a true copy of the will as probated is annexed hereto. THEREFORE, I, GLENDA EARNER STRASBAUGH Register of Wills in and for CUMBERLAND County, in the Commonwealth of Pennsylvania, hereby certify that I have this day granted Letters TESTAMENTARY to: TODD S MOGEL and JILL E MORELL who have du1_y qualified as EXECUTOR(R/X1 and have agreed to administer the estate according to Iaw, aII of which fully appears of record in my office at CUMBERLAND COUNTY COURT HOUSE, CARLISLE, PENNSYLVANIA. IN TESTIi'~IONY WHEREOF, I have hereunto set my hand and affixed the seal of my office on the 20th day of April 2005. **NO'TE** ALL NAMES ABOVE APPEAR (FIRST, MIDDLE, LAST) LAW OFFICES '` - , RUPP AND MEIKLE , `'°'~ A PRc9PH99f@~IAL CORPORATION' THE WAGNER BUILDING -SUITE 303 355 NORTH 21ST STREET CAMP HILL, PA 170ll • LAST WILL AND TESTAMENT OF WARREN F. MODEL I, WARREN F. MODEL, of 7 West Winding Hill Road, Mechanicsburg, Pennsylvania, 17055, being of sound and disposing mind and memory, do hereby make, publish and declare this for and as my Last Will and Testament hereby revoking any and all Wills or Codicils by me at any time heretofore made. • ITEM I - I am married to JEAN L. MODEL, and all references to my wife in this Will are to her. I have three children: TODD S. MODEL, JILL E. MORELL and ROBERT W. MODEL, and they are described in this Will as "my children". ITEM II - I give my tangible personal property and all insurances thereon to my wife, JEAN L. MODEL, or if my wife does not survive me, I give my said property to my children who are living at my death to be divided equally among them as they determine or if they are unable to agree, as my Executor shall determine, after consulting the wishes of my children. I have complete confidence that my wife or my Executor will honor any written instructions that I may leave with regard to said tangible personal property. Any such property not so distributed should be sold and the proceeds added to my residuary estate and pass as hereafter described. • ITEM III - All the rest, residue and remainder of my Estate, real, personal and mixed I give to the Trustee of the Trust created under a Trust Agreement dated December ~_ 1996, by and between me, WARREN F. MOGEL as Grantor and WARREN F. MOGEL, as Trustee, to be held, administered, and distributed pursuant to the provisions of that Trust Instrument as a part of the Trusts created thereby. ITEM IV - If my wife and I should die under such circumstances as would render it doubtful whether my wife or I died first, then it shall be conclusively presumed for the purposes of this my Will that my wife predeceased me. • ITEM V - I name as my Co-Executors, my son, TODD S. MOGEL and my daughter, JILL E. MORELL. In the event my son Todd and daughter Jill predecease me, or in the event they refuse to accept the appointment, I name my son, ROBERT W. MOGEL, as Executor of my Last Will and Testament. (1) I give to my Executor-Executrix named in this Will or any Codicil hereto or to any substitute Executor-Executrix the power to sell real estate and all of the powers now applicable by law to fiduciaries in the Commonwealth of Pennsylvania and in particular to • • i • the Pennsylvania Probate Estates and Fiduciaries Code as effective and in effect on the date hereof during the administration and until the completion of the distribution of my Estate. (2) In determining the Federal Estate and income tax liabilities of my Estate, my Executor-Executrix shall have discretion to select the valuation date and to determine whether any or all of the allowable administration expenses in my estate shall be used as Federal Estate Tax deductions or as Federal Income Tax deductions and shall have the discretion to file a joint income tax return with my wife. (3) If there be any property located outside the Commonwealth of • Pennsylvania, in which I may have an interest at the time of my death, which cannot be conveniently administered as provided herein, then I authorize, but do not require, my Executrix- Executor to appoint a Bank or Trust Company with trust powers, to administer such property according to the terms of this Will. ITEM VI - No interest of any beneficiary under this Will, or any Codicil hereto, shall be subject to anticipation or to voluntary or involuntary alienation. ITEM VII - All estate, inheritance, succession and other death taxes imposed or payable by reason of my death and interest and penalties thereon with respect to all property comprising • 3 • my gross estate for death tax purposes, whether or not such property passes under this Will, shall be paid out of the residue of my estate, after collecting from my Trustee(s) of my Revocable Trust, the share of such taxes applicable to the assets of my Revocable Trust, as if such taxes were expenses of administration. I authorize my Executrix-Executor to pay all such taxes at such time or times as deemed advisable. ITEM VIII - Wherever appearing herein, masculine terms shall be understood to be feminine and feminine terms shall be understood to be masculine, singular terms shall be understood to be plural and plural terms shall be understood to be singular, all as the context may require. • IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~~ day of December 1996. WARREN F. M EL Witnesses: • 4 • COMMONWEALTH OF PENNSYLVANIA COUNTY OF ~~~~'~' ~~%~r~ . SS . WE, WARREN F. MOGEL, ==-~ c~,~ ~ /(u~j>, ~~ ,and /~)~ C~hC~CG~ G ~~,0~ ,the Testator and the witnesses, respectively, whose names are signed to the attached or foregoing will, being first duly sworn, do hereby declare to the undersigned authority that the Testator signed and executed the instrument as his Last Will and Testament and that he had signed willingly (or willingly directed another to sign for him), and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testator, signed the Will as witness and to the best of his or her knowledge the Testator was at the time eighteen (18) year of • age or older, of sound mind, and under no constraint or undue influence. WARREN F. M GEL, T for T SS ,vGl~ WITNESS Subscribed, sworn to, and acknowledged before me by WARREN F. MOGEL, the Testator, and subscribed and sworn to before me by ~~~z~ C~ /nom ~ ~,~ and /~'~C/~~~~ ~' ~(~;.~~~~ ,witnesses, this / g f~ day of December, 19~ . L~ ~ (,~~~~ ~- ~~~~-tip • Nota blic (SEAL) LEIGNAN4~t ~!#tt# +51~R' Notary Peblic 5 ~!i!! 6oro, C~urraberlorod County ,...., ~~~C'n 6 e4SSnn€+~~ agars, ^^.~t.'~ 15. ia`~ ..,....__ „.. exu s s ~~ ~~ AMENDMENT TO WARREN F. MOGEL REVOCABLE TRUST AGREEMENT DATED DECEMBER 19, 1996 This Amendment to the Warren F. Mogel Revocable Trust Agreement dated December 19, 1996 is made this `i~p-- day of January, 2002, by and between Warren F. Mogel, Grantor, and Warren F. Mogel, Trustee, as follows: Paragraphs 2,3, 4 and 5 are deleted in their entirety and the following paragraphs 2, 3, 4 and 5 are substituted therefor: 2. All of the rest, reside and remainder of the Trust property shall be paid and/or distributed to the Grantor's wife, Jean L. Mogel, subjecF to Jean's right to disclaim, as follows: 3. The Grantor's wife, Jean L. Mogel, may disclaim a dollar amount from the above rest, residue and remainder distribution into the Credit- Shelter (By-Pass) Trust hereinafter set forth as Paragraph 4. 4. My Trustees shall hold this disclaimed amount IN TRUST (the By-Pass Trust) during the life of the Grantor's wife, Jean, or until the earlier termination of the Trust, for the following purposes: (a) To pay to or apply for the benefit of the Grantor's wife, Jean, all of the net income from the Bypass Trust in convenient installments, but at least annually, as my Trustees in their sole discretion shall determine, but primarily for the medical care, support and maintenance in reasonable comfort of the Grantor's said wife, or to meet the costs of any illness or accident which may affect her. (b) To pay to or apply for the benefit of the Grantor's wife, Jean, such sums from the principal of the Bypass Trust as my Trustees in their sole discretion shall determine to be necessary or advisable from time to time for the medical care, support and maintenance in reasonable comfort of the Grantor's wife, Jean, taking into consideration to the extent my Trustees deem advisable, any other income or resources of the Grantor's wife, Jean, known to my Trustees. My Trustees may not invade principal for the benefit of the Grantor's wife, Jean, however, until they are reasonably satisfied that her other assets have been substantially depleted. '. (c) At the death of the Grantor's wife, Jean, to pay any principal remaining to the Grantor's children in equal shares. In the event a child of the Grantor predeceases the Grantor or in the event a child of the Grantor dies during the term of this Trust without children (grandchildren of the Grantor) his or her share shall be divided equally between the remaining children. In the event a child of the Grantor predeceases the Grantor or in the event a child of the Grantor dies during the term of this Trust and leaves children surviving him or her, his or her share shall continue in trust for the children surviving him or her (grandchildren of the Grantor). (d) The principal shall be held, invested and reinvested, preferably in tax-free municipal bonds. 5. The Trustee shall hold the amount not disclaimed by the Grantor's wife, Jean, in a remainder trust, for the following purposes: (a) To pay the income to the Grantor's wife, Jean, in convenient installments at least quarter-annually. (b) To pay to the Grantor's wife, Jean, at any time or times such sums from or any part or all of the principal as the Trustees may, in their sole discretion, determine to be reasonably necessary to permit her to maintain her usual and normal standard of living or to meet the costs of any illness or accident which may affect her. (c) Upon the death of Grantor's wife, Jean, to pay to the Executors of the Grantor's wife's estate all income accrued but undistributed at the date of the Grantor's wife's death. The Trustees shall then dispose of the remaining principal of the trust as follows: to pay to the Executors of the Grantor's estate, out of the trust, an amount equal to the estate, inheritance, transfer, succession or other death taxes ("death taxes") federal, state and other, payable by reason of the inclusion of part or all of the trust property in her estate. Such payment shall be equal to the amount by which (1) the total of such death taxes paid by Grantor's 2 wife's estate exceeds (2) the total death taxes which would have been payable if such part or all of the trust property had not been included in his estate. The determination by Grantor's wife`s Executor(s) of the amount payable hereunder shall be final; the Trustees shall pay such amount promptly upon written request of Grantor's wife's Executor(s). The final determination of the amount due hereunder shall be based upon the values as finally determined for federal estate tax purposes in Grantor's wife's estate. After payment of the amount finally determined to be due hereunder, Grantor's Trustees shall be discharged from any further liability with respect to such payment. Grantor's wife may waive her estate's right to payment under this subparagraph by a will, executed after Grantor's death, in which she specifically refers to the right to payment hereby given to her estate. (d) At the death of the Grantor's wife, Jean, to pay any principal remaining to the Grantor's children in equal shares. In the event a child of the Grantor predeceases the Grantor or in the event a child of the Grantor dies during the term of this Trust without children (grandchildren of the Grantor) his or her share shall be divided among the remaining children. In the event a child of the Grantor predeceases the Grantor or in the event a child of the Grantor dies during the term of this Trust and leaves children surviving him or her, his or her share shall continue in trust for the children surviving him or her (grandchildren of the Grantor). (e) The principal shall be held, invested and reinvested, preferably in tax-free municipal bonds. Except as amended hereinabove, the Revocable Trust of December 19, 199b is ratified and continued in effect. IN WITNESS WHEREOF, the parties have hereunto set their hands and seals, this ~ day of January, 2002. Witness: i ~' V~ .~_ WARREN F. MO EL, Grantor ~~ WARREN F. MO EL, Tr stee 4 L COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND On this, the ~1 day of January, 2002, before me, a Notary Public, personal{y appeared Warren F. Mogel, Grantor, known to me (or satisfactorily proven) to be the person whose name is subscribed to the foregoing instrument and also acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have hereunto set my hand and official seal. NOTARY PUB IC NOTARIAL SEAL BARBARA J. KOCHER, Notary Public (NOTARY SEAL) Camp Hill Boro, Cumberland County My Commission Expires Oct. 22, 2005 My Commission Expires: MEAAORY TRANSMI SS I ON REPORT TIME 04-21-2008 16:37 TEL NUMBER :7176125805 NAME KEEFER,WOOD,ALLEN & RAHAL FILE NUMBER DATE TO DOCUMENT PAGES START TIME END TIME SENT PAGES STATUS FILE NUMBER Keefer wooer Allen Ra11a1 LLP AT'T'ORNEYS a t LAW 873 04-21 16:36 16106706310 006 04-21 16:36 04-21 16:37 006 OK *** SUCCESSFUL TX NOTICE *** 873 FAX COVER SHEET 635 N. 12"' Street ~~ Suite 400 ~ Lemoyne, PA 17043 (717) 612-5800 - Main # -~ (717) 612-5805 - Fax # DATE April 21, 2008 To Gregory S_ Ghen, Esq. FAX: X610) 670-6310 Faorvt Stephanie Kleinfelter, Esquire PHONE (717) 901-7786 FAX: (717) 612-5805 No. Sheets Being Sent: 6 Including Cover Sheet RE: Warren F_ Mogel Revocable Trust Amendment Dated 01/09/2002 Dear Gregory, [ have attached for your records a copy of the above referenced Amendment. Stephanie .3® Any problems with this telecopy, please contact Kelly at (717) 612-5809 OO """""""'CONFIDENTIALITY NOTE"`°""°"°'~ The doc~~ments accompanying this telecopy transmission contain information From the law firm of Keefer Wood Allen Sc Rahal, LLP which is confidential and/or legally privileged. The information is intended only for the use of the Individual or entity named on this transmission sheet. If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or the to king of any action in reliance on the contents of this telecopied information is strictly prohibited, and that the documents should be returned to this firm immediately- In this regard, if you h:~,ve received this telecopy in error, please notify us by telephone immediately so that we can arrange for the return of the original documents to us at no cost to you_ • C:1WP601VYILLSIMOGFI.WAR.TRT DECEIVER 18, 1996 C~ ~ Y ~ ~ ~ THIS AGREEMENT made this -~ day of December, 1996, by and between WARREN F. MOGEL of 7 West Winding Hill Road, Mechanicsburg, Pennsylvania, hereinafter referred to as the "Grantor" and WARREN F. MOGEL, hereinafter referred to as the "Trustee" . 1. The Grantor hereby transfers to the Trustee the property listed in Schedule A annexed hereto, IN TRUST, for the following purposes: (a) To pay the income to the Grantor inconvenient installments at least quarter- annually. (b) To pay the Grantor, at any time or times during his life, such sums from or any part or all of the principal as he may request in a written instrument delivered to the Trustee. (c) To pay to the Grantor, at any time or times during his life, such sums from or any part or all of the principal as the Trustee may, in his discretion, determine to be reasonably necessary for his support, maintenance, comfort or other benefit, or to meet the costs of any illness or accident which may affect him. (d) Upon the death of the Grantor, to pay the then remaining principal, if any, as the Grantor may appoint in favor of his estate or in favor of others, such power to be exercisable by him in a will in which he expressly refers to this power. (e) If or to the extent to which the Grantor fails effectively to exercise the power granted to him in (d) above, to dispose of the principal, if any, remaining on his death as provided in paragraph 3, if the Grantor's wife, Jean L. Mogel, survives the Grantor. If the Grantor's wife does not survive him, such principal shall be paid to the Grantor's issue surviving him. 2. Upon the Grantor's death, the Trustees shall pay to the Grantor's estate an amount equal to the trust's fair share, determined as provided below, of all estate, inheritance and other death taxes (including any interest thereon and penalties with respect thereto), federal, state and other, imposed by reason of the Grantor's death in respect of property held by the trust or otherwise. The trust's fair share of such taxes shall be determined by the executors or administrators for each tax separately and, for each tax, shall be the proportion of the tax which the value of the property held by the trust in respect to which the tax is imposed bears to the value 2 ~ ~ of all property in respect to which the tax is imposed. A tax shall not be considered imposed in respect to property to the extent of any deduction, credit, exemption or exclusion allowed in respect to such property. The determination by the executors or administrators of the amount payable under this article shall be final, and the Trustees shall pay such sums without making inquiry into their accuracy. Upon making payment of the amounts determined, the Trustees shall be discharged from any liability with respect to such payments and from further accountability therefor. Such payments shall be made out of the principal of the trust. If the Grantor's wife, Jean L. Mogel, survives the Grantor, in no event shall such payments be made out of Share B as defined in (b) of paragraph 3 of this agreement. 3. If the Grantor's wife, Jean L. Mogel, survives the Grantor, any property directed to be disposed of pursuant to the provisions of this article shall be divided into two shares, herein respectively designated as "Share A" and "Share B", which shall be constituted as follows: (a) Share A shall consist of a sum equal to the largest amount, if any, which can pass free of federal estate tax in the Grantor's estate by reason of the unified credit against federal estate tax allowable to the Grantor's estate and the state death tax credit allowable to the Grantor's estate (provided that use of this credit does not result in increasing the amount of state death taxes paid), reduced by the aggregate of (1) any items passing outside of this agreement which are required to be 3 included in the Grantor's gross estate and which do not qualify for the federal estate tax marital or charitable deductions, (2) the amount of any administration expenses of the Grantor's estate which are clauned as income tax rather than as estate tax deductions, and (3) the amount of any state death taxes payable by the Grantor's estate, including the trust's fair share of such taxes payable under Paragraph 2 hereof. (b) Share B shall consist of the balance of the property directed to be disposed of pursuant to the provisions of this paragraph. Share A shall be disposed of as provided in paragraph 4, and Share B as provided in paragraph 5. 4. The Trustees shall hold Share A, during the life of the Grantor's wife, Jean L. Mogel, for the following purposes: (a) In the discretion of the Trustees, to pay any part or all of the income to, or accumulate any part or all of such income for the benefit of, any one or more of the Grantor's wife and his issue in any degree, or add any part or all of such income to the principal of the trust. 4 (b) To pay to any one or more of the Grantor's wife and his issue in any degree at any time or tunes such sums from or any part or all of the principal as the Trustees may, in their discretion, determine to be reasonably necessary to permit the person to whom the distribution is made to maintain her usual and normal standard of living, or to meet the costs of any illness or accident which may affect such person; except that no amount shall be paid to the Grantor's wife from the principal of Share A until the principal Share of B, disposed of pursuant to paragraph 5, has been completely exhausted. (c) At the death of the Grantor's wife to pay any principal remaining to the Grantor's children in equal shares. In the event a child of the Grantor predeceases the Grantor or in the event a child of the Grantor dies during the term of this Trust without children (grandchildren of the Grantor) his or her share shall be divided equally between the remaining children. In the event a child of the Grantor predeceases the Grantor or in the event a child of the Grantor dies during the term of this Trust and leaves children surviving him or her, his or her share shall continue in trust for the children surviving him or her (grandchildren of the Grantor). 5 • (d) The principal shall be held, invested and reinvested, preferably in tax-free municipal bonds. 5. The Trustees shall hold Share B IN TRUST, during the life of the Grantor's wife, Jean L. Mogel, for the following purposes: (a) To pay the income to her in convenient installments at least quarter- annually. (b) To pay to her at any time or times such sums from or any part or all of the principal as the Trustees may, in their sole discretion, determine to be reasonably necessary to permit her to maintain her usual and normal standard of living or to meet the costs of any illness or accident which may affect her. (c) Upon the death of Grantor's wife, Jean L. Mogel, to pay to the Executors of the Grantor's wife's estate all income accrued but undistributed at the date of the Grantor's wife's death. The Trustee shall then dispose of the the remaining principal of the trust as follows: to pay the Executors of the Grantor's estate, out of the trust, an amount equal to the estate, inheritance, transfer, succession or other death taxes ("death taxes") federal, state and other, payable by reason of the 6 inclusion of part or all of the trust property in her estate. Such payment shall be equal to the amount by which (1) the total of such death taxes paid by Grantor's wife's estate exceeds (2) the total death taxes which would have been payable if such part or all of the trust property had not been included in her estate. The determination by Grantor's wife's Executor(s) of the amount payable hereunder shall be final; the Trustees shall pay such amount promptly upon written request of Grantor's wife's Executor(s). The final determination of the amount due hereunder shall be based upon the values as finally determined for federal estate tax purposes in Grantor's wife's estate. After payment of the amount finally determined to be due hereunder, Grantor's Trustee(s) shall be discharged from any further liability with respect to such payment. Grantor's wife may waive her estate's right to payment under this subparagraph by a will, executed after my death, in which she specifically refers to the right to payment hereby given to her estate. (d) At the death of the Grantor's wife to pay any principal remaining to the Grantor's children in equal shares. In the event a child of the Grantor predeceases the Grantor or in the event a child of the Grantor dies during the term of this Trust without children (grandchildren of the Grantor) his or her share shall be divided among the remaining children. In the event a child of the Grantor predeceases the 7 ~~ w ~ ~ ! Grantor or in the event a child of the Grantor dies during the term of this Trust and leaves children surviving him or her, his or her share shall continue in trust for the children surviving him or her (grandchildren of the Grantor). e. The principal shall be held, invested and reinvested, preferably in tax-free municipal bonds. 6. A separate trust shall be established for each person who has not attained age 30 and for each disabled person. 7. If under the terms of other provisions of this trust, any money or other property is required to be distributed to a person who is a minor or who is otherwise under a disability (such as incompetency), such money or other property shall not be so distributed, but instead shall be held by the Trustees, IN TRUST, for the following purposes: (a) During the period of minority or other disability, the Trustees shall pay to the minor or other person under a disability any part or all of the income or principal as the Trustees may, in their discretion, determine to be reasonably necessary for such person's support, maintenance, education, or health or to meet the costs of any illness or accident affecting such person. 8 (b) During the period of minority or other disability, the Trustees may accumulate any part of the income not disposed of pursuant to (a) of this paragraph, or they may add such income to principal. (c) During the period after the person attains majority, but has not attained 30 years of age, the respective income shall be paid to such person at least semi- annually. (d) When a minor attains the age of 30 years or when the disabled person's disability terminates, the Trustees shall pay all respective remaining property to the person who has attained age 30 or whose disability has terminated, or in the event such person has died before attaining age 30 or without termination of the disability, the Trustees shall distribute such property to such person's estate. 8. Any property which the Trustees are authorized to pay to a person who is a minor or otherwise under a disability, may, in the discretion of the Trustees, be paid for the benefit of such person to a guardian or to another individual who is not under a disability with whom the minor or otherwise disabled person resides. If the Trustees obtain a receipt for any payment made in accordance with this provision, such receipt shall fully discharge them from liability with respect to such payment and from further accountability therefor. 9 ~ ~ 9. Whenever the Trustees are directed or authorized to make payments to a person, the Trustees are authorized, in their discretion, to apply such payments to or for the use of such person. 10. Any income which has been accumulated by the Trustees for the benefit of a specified person may be paid to such person at any time prior to the termination of the trust which earned the income and shall be paid to such person upon such termination. In the event that such person dies prior to the termination of such trust, any such accumulated income shall be paid to his or her estate. 11. Wherever the Trustees, except Warren L. Mogel, are given the discretionary power to make payments from the principal of a trust, no Trustee who is a potential recipient of such a payment may exercise his or her discretion in his or her own favor. 12. The Trustees, in exercising any discretionary powers given to them under any provisions of this trust, need not take into consideration any other assets or income owned by or available to the person to whom a discretionary payment is under consideration, except that the Trustees shall be prohibited from making any payment in reimbursement to any governmental entity which may have incurred expense for the benefit of a beneficiary, and the Trustees shall not pay any obligation of a beneficiary which obligation is otherwise payable by any governmental 10 • + entity or pursuant to any governmental program of reimbursement or payment. It is the Grantor's primary purpose in creating the trusts provided for in this agreement to benefit the beneficiaries of the income and not to preserve the principal for the benefit of the remaindermen; this purpose shall be carried out in determining any questions which may arise between the interests of the beneficiaries of the income and the interests of the beneficiaries of the remainders. 13. The word "issue" as used in this agreement (i) shall mean issue per stirpes and (ii) shall include those born after the date of this agreement. The word "minor" as used in this agreement shall mean a person under the age of majority in the jurisdiction in which such person is domiciled, and the word "minority" shall mean that period before such person attains the age of majority. The words "Trustee" and "Trustees" apply to and include not only the Trustees named herein to act in the first instance, but also, unless otherwise specifically provided, any additional or successor Trustee. The word "discretion" means "sole, exclusive and unrestricted discretion." Unless the context otherwise requires, the masculine shall be deemed to include the feminine and neuter, and the use of the singular and plural shall be interchangeable. 14. Without limiting the authority which the Trustees would otherwise have pursuant to law or pursuant to other provisions of this agreement, they are hereby vested with the following discretionary powers which they shall have until the final distribution of all assets in their hands: 11 • • (a) To retain for as long a period of time as they may consider advisable or proper any property which may at any time be in their hands. (b) To sell at public or private sale or to exchange any property which may at any time be in their hands, without application to court, on any terms which they may consider advisable or proper, including terms involving an extension of credit for any period of time and with or without security. (c) To invest in or otherwise acquire any property, without being bound by any provision of law restricting investments by trustees, including but not limited to common and preferred stocks, secured and unsecured obligations, mutual and common funds, other securities, mortgages, and interests and options in any of the foregoing. (d) To acquire and retain property without regard to any principles of diversification. (e) To acquire, exercise, sell or abandon conversion, subscription and other rights and options in connection with securities or any other property, and to grant options for any period of time. 12 • (f) To operate, repair, alter, improve, insure, grant options upon, mortgage, partition, or lease for any period of time any real property or interest in real property which at any time forms part of any trust herein created. (g) To employ and pay investment advisers, accountants, attorneys, bookkeepers, clerks, stenographers and other assistants. (h) To borrow money for any purpose, including but not limited to the payment of taxes; this power (except with respect to the Share B trust for the benefit of the Grantor's wife) to include the power to borrow from income for the benefit of principal or from principal for the benefit of income, with or without interest, and to pledge or mortgage property as security for money borrowed. (i) To lend money or other property to any person, corporation, partnership, trust or other entity, including a beneficiary hereunder. (j) To make any division or distribution hereunder in kind or in cash or partly in each. 13 • (k) To determine, in case of reasonable doubt on their part, whether any property coming into their hands constitutes income or principal, and whether any payment or expenditure made by them shall be charged to income or to principal, but any distribution by a corporation or association made to the Trustees (except to the Trustees of the Share B trust for the benefit of the Grantor's wife) in the shares of the distributing corporation or association, whether in the form of a stock split or stock dividend, shall be allocated wholly to principal. (1) To place the assets of the trust or any part of them in one or more bank, brokerage, custodian or other accounts with any banks, trust companies, or stock brokerage firms, and to pay the cost of maintaining such accounts. (m) To maintain bank, brokerage, custodian and other accounts under the title of WARREN F. MOGEL REVOCABLE TRUST, or in the name of the Trustees or any of them, followed by the words "SPECIAL ACCOUNT" (n) To keep property of the trust in any convenient place of safekeeping, without limitation, provided that such property is at all times earmarked as being the property of the trust. 14 • (o) To delegate to any one of the Trustees, or to others, any nondiscretionary power, including but not limited to the power, singly or with others, to sign checks, withdrawal slips, instructions for the receipt or delivery of securities or other property, and instructions for the payment or receipt of money, and the power, singly or with others, to have access to any safe deposit box or other place where property of any trust created pursuant to this agreement is deposited. 15. No Trustee shall be required to furnish any bond, undertaking or other security for the faithful discharge of his duties as Trustee, nor shall any Trustee be required to file any interim account of his proceedings in any court in any jurisdiction in which he may be called upon to act. No Trustee shall be responsible or liable for the manner in which any discretion is exercised pursuant hereto, or for any misinterpretation of this agreement, or for any act or omission of any other Trustee, or, unless his conduct amounts to fraud or willful misconduct, for any act or omission of his own. 16. Any person, including the Grantor, may, at any time and from time to time, add additional property by will or otherwise to the trust, providing such property is acceptable to the Trustees. Any property so added shall become a part of the trust estate and be subject in all respects to the terms and conditions of this agreement. 15 • 17. Any statement sent by registered mail or delivered by any Trustee to, or any release to a Trustee signed by any beneficiary who is living and of full age and sound mind, or any statement so sent or delivered to, or any release signed on behalf of any beneficiary by the executor or administrator of any beneficiary if the beneficiary is not living, or a parent, guardian or committee of a beneficiary who is living but not of full age and sound mind, shall conclusively discharge the Trustees from any and every claim and demand of any such beneficiary with respect to any matter contained in such statement or release, except with respect to any matters in such statement as to which written objection is made to and received by the Trustee rendering the statement within sixty days after the statement has been sent or delivered. Any such release, if given with respect to all matters relating to the trust and the administration thereof, with or without formal or informal accounting or the rendition of any statement shall conclusively discharge such Trustee from all claims of the beneficiary by whom or on whose behalf the release was signed, and from all claims of the then living descendants of such beneficiary having no interest in the trust conflicting with that of such beneficiary, and from all claims of such beneficiary's unborn issue, with respect to all matters relating to the trust or the administration thereof, including claims which were not disclosed to or not known by such beneficiary or the person signing the release on such beneficiary's behalf. 16 18. A Trustee may resign by executing and acknowledging a written resignation and delivering it to an acting Trustee, if there is a Trustee acting, or if not, the Grantor if he is then living, or if not, to the then income beneficiary of the trust. 19. The successor Trustees shall be Jill E. Morell and Todd S. Mogel, or the survivor of them. The Grantor shall have power to remove any Trustee and to designate additional Trustees or successor Trustees. Any designation shall be revocable at any time prior to the qualification of the person so designated. After the death of the Grantor, the Trustee or Trustees acting from time to time shall have the power to designate additional Trustees to serve with them or successor Trustees to serve upon the occurrence of a further vacancy if the successors named herein or designated as provided herein are unable to act. The powers provided for by this paragraph shall include the power to designate different Trustees for different trusts created herein. The Trustees acting from time to time shall have the power to deliver any or all of the assets of the trust to any Trustee or Trustees then acting in any jurisdiction. This power shall include the power to administer separate trusts created herein as separate entities with different 17 Trustees in different jurisdictions. It is the Grantor's intention that if the assets of the trust are delivered to another jurisdiction, they be administered in and subject to the laws of that jurisdiction. Each of the powers granted by this paragraph shall be exercisable by a written and acknowledged instrument. A designation shall become effective upon the delivery thereof to the person so designated and the qualification of such person in the manner hereinafter provided. A revocation of a designation shall become effective upon delivery thereof to the person whose designation is revoked, except that a revocation to be effective need not be delivered to the person designated if the designation has not been delivered to such person. A removal shall become effective upon the delivery of the instrument of removal to the Trustee so removed. Additional and successor Trustees shall be vested with all the discretion, authority, rights and immunities and be subject to all of the duties of Trustees named pursuant to this agreement. 20. Any additional or successor Trustee shall qualify by delivering a written and acknowledged acceptance of the trust to an acting Trustee, if there is a Trustee acting, or if not to the Grantor, if he is then living, or if not to the then income beneficiary of the trust. 18 21. Warren F. Mogel hereby accepts the trust and agrees to execute the same as Trustee to the best of his ability. 22. The trust shall be revocable by the Grantor, at any time, and either in whole or in part. The Grantor may, in addition, amend or modify this agreement, at any time, in any way whatever. Any such revocation, amendment or modification shall be made by a written and acknowledged instrument delivered to the acting Trustees. After the death of the Grantor, the trust cannot be revoked or amended, and no part of the income or principal of the trust can be transferred, pledged or otherwise alienated by any beneficiary, or become subject to the debts of any beneficiary. 23. Unless the governing law has been changed by removal of assets to another jurisdiction, this agreement and each trust created hereunder shall be construed and r~:gulated by the laws of the Commonwealth of Pennsylvania. IN WITNESS WHEREOF, the parties have executed this agreement as of the day and year first above written. WARREN F. M EL, G~ for v WARREN F. OG ,Trustee 19 COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF Cr,~rr, flu ~/'"~-- . • On this, the ~ y day of December, 1996, before me, a Notary Public, personally appeared Warren F. Mogel, Grantor, known to me (or satisfactorily proven) to be the person whose name is subscribed to the foregoing instrument and also acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I have hereunto set my hand and off cial seal. (NOTARY SEAL) ~;' NOTARY PUBLIC / NG1Ti;~lkl SEA1 My Commission Expires L~{(~HANN yCH~uSSeR, No/ery ~~~~ Camp NHI Boro. Cumberland CouMp, P My Commission Expires Nov 1 S. 1994 20 .~ ~ ~ ~ WARREN F. MOGEL REVOCABLE TRUST AGREEMENT SCHEDULE "A" ~'~~1~--4,6 ~ ~ oo ~- BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION PO BOX 280601 HARRISBURG PA 17128-0601 COMMONWEALTH OF PENNSYL~A DEPARTMENT OF REVENU INHERITANCE TAX STATEMENT OF ACCOUNT STEPHANIE KLEINFELTER KEEPER ETAL 635 N 12TH ST STE 400 LEMOYNE PA 17043 REV-1607 EX AfP (03-05) DATE 01-22-2008 ESTATE OF MOGEL WARREN F DATE OF DEATH 03-31-2005 FILE NUMBER 21 05-0368 COUNTY CUMBERLAND ACN 101 Amount Remitted MAKE CHECK PAYABLE AND REMIT PAYMENT T0: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTE: To insure proper credit to your account, submit the upper portion of this form with your tax payment. CUT ALONG THIS LINE -- RETAIN LOWER PORTION FOR YOUR RECORDS !-- --------------------------------------------------------------------------- REV-1607 EX AFP C03-05) *** INHERITANCE TAX STATEMENT OF ACCOUNT *** ESTATE OF MOGEL WARREN F FILE N0. 21 05-0368 ACN 101 DATE 01-22-2008 THIS STATEMENT IS PROVIDED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACN IN THE NAMED ESTATE. SHOWN BELOW IS A SUMMARY OF THE PRINCIPAL TAX DUE, APPLICATION OF ALL PAYMENTS, THE CURRENT BALANCE, AND, IF APPLICABLE, A PROJECTED INTEREST FIGURE. DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT: 12-17-2007 PRINCIPAL TAX DUE: PAYMENTS CTAX CREDITS): 1,222.56 PAYMENT DATE RECEIPT NUMBER DISCOUNT C+) INTEREST/PEN PAID (-) AMOUNT PAID 09-14-2007 CD008689 145.84- 1,368.40 12-28-2007 CD009128 8.65- 8.65 TOTAL TAX CREDIT BALANCE OF TAX DUE INTEREST AND PEN. * IF PAID AFTER THIS DATE, SEE REVERSE I TOTAL DUE SIDE FOR CALCULATION OF ADDITIONAL INTEREST. C IF TOTAL DUE IS LE S`6 THAN S1, NO PAYMENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" CCR), vnn uwv ar nnr w nrrn.~„ ..rr .,rvr....r ....,r ..~ ~... .. .-,..... ~,, ., -.......-..-_--"- _ 1,222.56 .00 .00 .00 • COMMONWEALTH OF PENNSYLV~- DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION PO BOX 280601 HARRISBURG PA 17128-0601 STEPHANIE KLEINFELTER KEEPER ETAL 635 N 12TH ST STE 400 LEMOYNE PA 17043 NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX REV-1547 EX AFP C06-05) DATE 12-24-2007 ESTATE OF MOGEL WARREN F DATE OF DEATH 03-31-2005 FILE NUMBER 21 05-0368 COUNTY CUMBERLAND ACN 101 APPEAL DATE: 02-22-2008 (See reverse side under Objections) Amount Remitted MAKE CHECK PAYABLE AND REMIT PAYMENT T0: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 CUT ALONG THIS LINE --- RETAIN LOWER PORTION FOR YOUR RECORDS ~ ------------------------------------------------------------------------------------------- REV-1547 EX AFP C03-05) NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF MOGEL WARREN F FILE N0. 21 05-0368 ACN 101 DATE 12-24-2007 TAX RETURN WAS: C X) ACCEPTED AS FILED ( ) CHANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Estate (Schedule A) (1) .00 NOTE: To insure proper credit to Your account, 2. Stocks and Bonds (Schedule B7 C2) 133,218.32 3. Closely Held Stock/Partnership Interest (Schedule C) (3) .DO submit the upper portion of this form with your 4. Mortgages/Notes Receivable (Schedule D) C4) .00 tax payment. 5. Cash/Bank Deposits/Misc. Personal Property (Schedule E) C5) .00 6. Jointly Owned Property (Schedule F) C6) .00 7. Transfers (Schedule G) [7) 577,868.00 8. Total Assets CS) 711 , 086.32 APPROVED DEDUCTIONS AND EXEMPTIONS: 46,481 .00 9. Funeral Expenses/Adm. Costs/Misc. Expenses (Schedule H) (9) 10. Debts/Mortgage Liabilities/Liens (Schedule I) C10) 214 .74 11. Total Deductions (11) 46.695.74 12. Net Value of Tax Return C12) 664,390.58 13. Charitable/Governmental Bequests; Non-elected 9113 Trus ts (Schedule J) C13) .00 14. Net Value of Estate Subject to Tax C14) 664,390.58 NOTE: If an assessment was issued previously, lines 14, 15 and/or 16, 17, 18 and 19 will reflect figures that include the total of ALL returns assessed to date. ASSESSMENT OF TAX: 15. Amount of Line 14 at Spousal rate C15) 637,222.58 X OD = .00 16. Amount of Line 14 taxable at Lineal/Class A rate (16) 27, 168.00 X 045 = 1,222.56 17. Amount of Line 14 at Sibling rate (17) .0 0 X 12 = .00 18. Amount of Line 14 taxable at Collateral/Class B rate C18) .00 X 15 _ .00 19. Principal Tax Due C19)= 1,222.56 rex rQCnrrc. PAYMENT DATE RECEIPT NUMBER DISCOUNT C+) INTEREST/PEN PAID C-) AMOUNT PAID 09-14-2007 CD008689 145.84- 1,368.40 BALANCE OF UNPAID INTEREST/PENALTY AS OF ~ IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. 09-15-2007 TOTAL TAX CREDIT 1,222.56 BALANCE DF TAX DUE .DO INTEREST AND PEN. 8.65 TOTAL DUE 8.65 ( IF TOTAL DUE IS LESS THAN 81, NO PAYMENT IS REgUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" CCR), YOU MAY BE DUE • SUMMARY OF ACCOUNT Estate of Warren F. Mogel For Period 3/31/2005 Through 02/29/2008 Principal Receipts Net Gain (or Loss) on Sales or Other Dispositions Other Receipts Less Disbursements Administration Expenses (Prin) Fees and Commissions (Prin) Funeral Expenses (Prin) Other Expenses (Prin) ~___ 1-2 3 4 4 5 5 $ 1,928.46 28,866.50 15,638.00 32,353.38 Fiduciary Acquisition Value $ 149,188.10 5,936.17 0.00 .p I JJ, I L'+.G I 78,786.34 Balance before Distributions Distributions to Beneficiaries Principal Balance on Hand For Information: Changes in Investment Holdings 6 7 8 •v , ~,~~, .~~ 17,350.88 $ 58,987.05 Income Receipts Less Disbursements Administration Expenses Balance before Distributions Distributions to Beneficiaries Income Balance on Hand Combined Balance on Hand 9-12 13 14 $ 13,344.16 60.00 .p I J,LO°F. ~ V 4,910.36 $ 8,373.80 m '.-~ .,..., ., RECEIPTS OF PRINCIPAL Estate of Warren F. Mogel As of 02/29/2008 Assets Listed in Inventory (Valued as of date of death) Money Market Accounts Oppenheimer -Advantage Primary Liq. Fund $ 6,784.12 Miscellaneous Deposit Oppenheimer Account $ 235.90 Common Stocks Page 1 Fiduciary Acquisition Value $ 7,020.02 PNC Financial Services Group, Inc. 133,218.32 2,581 Units Mutual Funds Seligman New Tech Fd Inc. 1,449.76 499.916 Units TOTAL INVENTORY $ 141,688.10 • RECEIPTS OF PRINCIPAL ~ Page 2 Estate of Warren F. Mogel As of 02/29/2008 Receipts Subsequent to Inventory (Valued when received) 06/06/2005 Cash Advance From Jean Mogel $ 7,500.00 TOTAL RECEIPTS SUBSEQUENT TO INVENTORY $ 7,500.00 SUMMARY Totallnventory $ 141,688.10 Total Receipts Subsequent To Inventory 7,500.00 TOTAL RECEIPTS OF PRINCIPAL $ 149,188.10 GAINS At~LOSSES ON SALES OR OTHER~SPOSITIONS Estate of Warren F. Mogel For Period 3/31/2005 Through 02/29/2008 10/28/2005 Sale of 846 Shares Of PNC Financial Services 846 Units Net Proceeds $ 49,833.85 Fiduciary Acquisition Value d~ ~~~ ~Q Net Gain 10/28/2005 Sale of 3 Shares Of PNC Financial Services 3 Units Net Proceeds $ Fiduciary Acquisition Value Net Gain 12/10/2007 Sold 499.916 Shares Seligman New Tech Fd, Inc. 499.916 Units Net Proceeds $ Fiduciary Acquisition Value Net Loss Total Gains and Losses Less Loss Net Gain 172.43 154.85 Gain $ 6,167.56 17.58 49.99 7QR QR 6,185.14 (~4R 971 5,936.1 ~ Page 3 Loss ~dR A7 248.97 DISBURSEMENTS OF PRINCIP~ Estate of Warren F. Mogel For Period 3/31/2005 Through 02/29/2008 Administration Expenses (Prin) 06/06/2005 Cumberland County Law Journal -Legal Advertisement $ 75.00 06/07/2005 Register of Wills -Short Certficates 8.00 06/21/2005 M&T Bank -Charge For Deluxe Checks 12.50 07/07/2005 Jason Stacknick -Real Estate Search 75.00 07/20/2005 Appraisal of Car 100.00 07/21/2005 Appraisal of FL Condominium (owned tenants by the entireties) 300.00 07/21/2005 Century 21 -Appraisal of Unimproved Real Estate Located In Berks County, Pennsylvania (owned by Revocable Trust) 640.00 07/22/2005 Notary Fee 5.00 08/18/2005 Apex Appraisal, Inc. -Appraisal of Pennsylvania Residence 300.00 09/22/2006 Wachovia Securities -Annual Investment Fee 60.00 01/17/2008 Keefer Wood Allen & Rahal, LLP -Miscellaneous Disbursements (i.e., photocopy charges, postage, filing fees, telecopier charges, etc.) 256.20 02/08/2008 M&T Bank -Charges For Duplicate Statements 65.00 02/22/2008 Keefer Wood Allen & Rahal, LLP Miscellaneous Disbursements (i.e., postage, photocopy charges, telecopier charges. etc.) 31.76 Fees and Commissions (Prin) 06/06/2005 Rupp and Meikle -Retainer To Commence Litigation $ 3,500.00 11/03/2005 Rupp and Meikle -Legal Fees 10,000.00 11/03/2005 Rupp and Meikle -Legal Fees 3,500.00 01/17/2008 Keefer Wood Allen & Rahsl, LLP -Legal Fees 9,204.50 02/22/2008 Keefer Wood Allen & Rahal, LLP -Legal Fees 2,662.00 Page 4 $ 1,928.46 28,866.50 • DISBURSEMENTS OF PRINCIP~ Estate of Warren F. Mogel For Period 3/31/2005 Through 02/29/2008 Funeral Expenses (Prin) 11/03/2005 Rolling Green Cemetary $ 4,138.00 11/16/2005 Jean L. Mogel - Parital Payment Of Advanced Funeral Expenses Malpezzi Funeral Home $7,845 Sun Clty Center Funeral Home $1,440 Rolling Green Cemetery Lot $2,215 01/12/2006 Jean L. Mogel - Parital Payment Of Advanced Funeral Expenses Malpezzi Funeral Home $7,845 Sun Clty Center Funeral Home $1,440 Rolling Green Cemetery Lot $2,215 Other Expenses (Prin) 11/09/2005 Jean L. Mogel - Partial Payment Of Cash Advanced The Estate 11/16/2005 Jean L. Mogel -Family Exemption 12/11 /2005 Jean L. Mogel - Partial Payment of Cash Advanced The Estate (Paid Life Insurance Premium To Mass Mutual On Behalf Of Jean L. Mogel) 01/03/2007 Jean L. Mogel - Partial Payment of Cash Advanced The Estate (Paid Life Insurance Premium To Mass Mutual On Behalf Of Jean L. Mogel) 03/09/2007 Jean L. Mogel - Partial Payment of Cash Advanced The Estate (Paid Life Insurance Premium To Mass Mutual On Behalf Of Jean L. Mogel) 09/14/2007 Register of Wills, Agent -Pennsylvania Inheritance Tax 02/29/2008 Brookside Mobile Home Park, Inc. - Decedent's Loan(s) 3,000.00 8,500.00 $ 238.76 3,500.00 3,627.12 1,820.56 1,813.56 1,368.40 19,984.98 Page 5 $ 15,638.00 32,353.38 TOTAL DISBURSEMENTS OF PRINCIPAL $ 78,786.34 DISTR~UTIONS OF PRINCIPAL TO BENEFICIARIES Page 6 Estate of Warren F. Mogel For Period 3/31 /2005 Through 02/29/2008 To: Warren F. Mogel Trust U/A Dtd 12/19/1996 Interim Residual Distribution 11 /09/2005 Cash $ 1,891.09 01/12/2006 Cash 1,389.40 04/17/2006 Cash 14,070.39 Total for Warren F. Mogel Trust U/A Dtd 12/19/1996 $17,350.88 TOTAL DISTRIBUTIONS OF PRINCIPAL TO BENEFICIARIES $ 17,350.88 • PRINCIPAL BALANCE ON HAN~ Estate of Warren F. Mogel As of 02/29/2008 Checking Accounts Estate's Checking Account Money Market Accounts Estate's Wachovia Securities Money Market Account Oppenheimer -Advantage Primary Liq. Fund Common Stocks PNC Financial Services Group, Inc. 1,732 Units Less: Income balance on hand PRINCIPAL BALANCE ON HAND Current Carrying Value Value $(30,269.00) $(30,269.00) 8,162.80 8,162.80 69.87 69.87 106,396.76 89,397.18 $ 84,360.43 $ 67,360.85 8.373.80 8.373.80 $ 75,986.63 $ 58,987.05 Page 7 INFORMATION SCHEDULES Estate of Warren F. Mogel For Period 3/31 /2005 Through 02/29/2008 Changes in Investment Holdings PNC Financial Services Group, Inc. $ 133,218.32 10/28/2005 Sale of 846 Shares Of PNC Financial Services 846 Units (43,666.29) 10/28/2005 Sale of 3 Shares Of PNC Financial Services 3 Units (154.851 Seligman New Tech Fd Inc. $ 1,449.76 12/26/2006 Seligman New Tech Fd, Inc. Liquidating Interest (99.98) 07/31/2007 Seligman New Tech Fd Inc. 2007 Form 1099 Shows $1,050.82 in Cash Liquidations and 08/31/07 Oppenheimer Statements Shows $874.85 in Dividends (874.85) 12/10/2007 Seligman New Tech Fd Inc. 2007 Form 1099 Shows $1,050.82 in Cash Liquidations and 12/31/07 Oppenheimer Statements Shows $175.97 in Dividends (175.97) 12/10/2007 Sold 499.916 Shares Seligman New Tech Fd, Inc. 499.916 Units (~9~i 9F1 Page 8 $ 89,397.18 0.00 RECEIPTS OF INCOME Estate of Warren F. Mogel For Period 3/31/2005 Through 02/29/2008 Dividends Oppenheimer -Advantage Primary Liq. Fund 09/30/2005 Dividends 10/21/2005 Dividends 11/18/2005 Dividends 12/16/2005 Dividends 12/30/2005 Dividends 01/20/2006 Dividends 02/17/2006 Dividends 03/17/2006 Dividends 04/21 /2006 Dividends 05/19/2006 Dividends 06/12/2006 Dividends 07/21/2006 Dividends 08/18/2006 Dividends 09/22/2006 Dividends 12/31/2006 Dividends 01/19/2007 Dividends 02!16/2007 Dividends 03/16/2007 Dividends 04/20/2007 Dividends 05/18/2007 Dividends 06/25/2007 Dividends 07/20/2007 Dividends 08/17/2007 Dividends 15.45 18.72 16.13 17.17 10.23 12.39 19.03 19.73 25.64 21.55 19.08 0.03 0.04 0.05 0.15 0.02 0.04 0.04 0.05 0.04 0.05 0.04 0.04 Page 9 RECEIPTS OF INCOME Estate of Warren F. Mogel For Period 3/31 /2005 Through 02/29/2008 08/31/2007 Dividends 09/21/2007 Dividends 10/19/2007 Dividends 11/16/2007 Dividends 12/21/2007 Dividends 12/31/2007 Dividends PNC Financial Services Group, Inc. 04/24/2005 Dividends (Depoisted In Estate's Checking Account 08/31/05) 07/24/2005 Dividends (Depoisted In Estate's Checking Account 08/31/05) 10/24/2005 Dividends 01/24/2006 Dividends 04/24/2006 Dividends 07/24/2006 Dividends 10/24/2006 Dividends 01/24/2007 Dividends 04/24/2007 Dividends 07/24/2007 Dividends 10/24/2007 Dividends 01/24/2008 Dividends 0.22 0.05 0.04 0.04 0.05 n ns 1 yFi.14 1,290.50 1,290.50 1,290.50 866.00 952.60 952.60 952.60 952.60 1,091.16 1,091.16 1,091.16 1,091.16 12,912.54 Page 10 Total Dividends $ 13,108.68 RECEIPTS OF INCOME Estate of Warren F. Mogel For Period 3/31/2005 Through 02/29/2008 Interest Wachovia Securities Money Market Account 11/30/2005 Interest Income 12/30/2005 Interest Income 01/31/2006 Interest Income 02/28/2006 Interest Income 03/31/2006 Interest Income 04/28/2006 Interest Income 05/31/2006 Interest Income 06/30/2006 Interest Income 07/31/2006 Interest Income 08/31/2006 Interest Income 09/29/2006 Interest Income 10/31/2006 Interest Income 11/30/2006 Interest Income 12/29/2006 Interest Income 01/31/2007 Interest Income 02/28/2007 Interest Income 03/30/2007 Interest Income 04/30/2007 Interest Income 05/31/2007 Interest Income 06/29/2007 Interest Income 07/31/2007 Interest Income 08/31/2007 Interest Income 09/28/2007 Interest Income 59.50 51.10 33.44 13.58 16.59 9.33 1.11 1.08 1.35 2.17 2.09 1.72 2.35 2.43 2.49 2.20 2.33 2.33 2.93 2.83 3.08 3.58 3.21 Page 11 10/31/2007 Interest Income 11/30/2007 Interest Income 12/31/2007 Interest Income 01/31/2008 Interest Income 2/29/2008 Interest Income Total Interest TOTAL RECEIPTS OF INCOME RECEIPTS OF INCOME Estate of Warren F. Mogel For Period 3/31 /2005 Through 02/29/2008 2.90 2.91 3.00 2.28 1 .ri7 1~b.4tf Page 12 7~~ dR $ 13,344.16 • DISBURSEMENTS OF INCOM~ Page 13 Estate of Warren F. Mogel For Period 3/31/2005 Through 02/29/2008 Administration Expenses 09/21/2007 Wachovia Securities -Annual Investment Fee 60.00 TOTAL DISBURSEMENTS OF INCOME $ 60.00 DIST~BUTIONS OF INCOME TO BENE~IAIRIES Page 14 Estate of Warren F. Mogel For Period 3/31/2005 Through 02/29/2008 To: Warren F. Mogel Trust U/A Dtd 12/19/1996 Income Distribution 11 /09/2005 Cash $ 3,870.15 01 /12/2006 Cash 110.60 04/17/2006 Cash 929.61 Total for Warren F. Mogel Trust U/A Dtd 12/19/1996 $4,910.36 TOTAL DISTRIBUTIONS OF INCOME TO BENEFICIARIES $ 4,910.36 EXHIBIT E • BALANCE ON HAN~ Current Carrying Value Value Checking Accounts Estate's Checking Account $(30,269.00) ${30,269.00) Money Market Accounts Estate's Wachovia Securities Money Market Account 8,162.E30 8,162.80 Oppenheimer -Advantage Primary Liq. Fund 69.1:37 69.87 Common Stocks PNC Financial Services Group, Inc. 106,396.76 89,397.18 1,732 Units $ 84,360.43 $ 67,360.85 EXHIBIT F SUMMARY OF ACCOUNT The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 Fiduciary Acquisition Page Value Principal Receipts 1-2 $ 568,079.05 Net Gain (or Loss) on Sales or Other Dispositions 3-4 (60,770.76) Other Receipts 0.00 $ 507,308.29 Less Disbursements Administration Expenses (Prin) 5 $ 39,680.75 Other Expenses (Prin) 5 92,054.45 131,735.20 Balance before Distributions $ 375,573.09 Distributions to Beneficiaries 6 17,350.88 Principal Balance on Hand 7 $ 358,222.21 For Information: Investments Made 8 Changes in Investment Holdings 8-10 Income Receipts 11 $ 4,910.36 Less Disbursements Other Taxes 12 6,369.57 Balance before Distributions $ (1,459.21) Distributions to Beneficiaries 13 4,910.36 Income Balance on Hand $ (6,369.57) Combined Balance on Hand ~ 351.852f4 RECEIPTS OF PRINCIPAL • The Trust U/A Of Warren F. Mogel As of 03/31 /2008 Assets Listed in Inventory (Valued as of date received) Other Real Property Unimproved Real Property Commonly Known As 7920 Chapel Hill Road, Spring Township, Berks County, Pennsylvania 19608 Deed Book 2954 Page 273 Appraised Value Miscellaneous Property 5 Units in First Capital Institutional Real Estate, Ltd-1 (a .0083333% interest) TOTAL INVENTORY Page 1 Fiduciary Acquisition Value $ 550,000.00 $ 700.00 $ 550,700.00 RECEIPTS OF PRINCIPAL • Page 2 The Trust U/A Of Warren F. Mogel As of 03/31 /2008 Receipts Subsequent to Inventory (Valued when received) 11/09/2005 Interim Residual Distribution From The Estate of Warren F. Mogel $ 1,891.09 01/12/2006 Second Interim Residual Distribution FromThe Estate Of Warren F. Mogel $ 1,389.40 04/17/2006 Third Interim Residual Distribution From The Estate Of Warren F. Mogel $ 14,070.39 11 /30/2007 Refund Of Prepayment Of Real Estate Taxes Paid By Kerns At Settlement $ 28.17 TOTAL RECEIPTS SUBSEQUENT TO INVENTORY $ 17,379.05 SUMMARY Totallnventory $ 550,700.00 Total Receipts Subsequent To Inventory 17,379.05 TOTAL RECEIPTS OF PRINCIPAL $ 568,079.05 GAINS A~LOSSES ON SALES OR OTHER 61SP(~SITIONS The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31 /2008 10/02/2006 Timber Sale Proceeds Net Proceeds $ 20,410.00 Fiduciary Acquisition Value 0.00 Net Gain 11/30/2007 Gross Sale Proceeds $64,725 Less Realtor Commissions ($4,530.75) Realty Transfer Tax ($647.25) Miscellaneous Closing Costs ($165.37) Clean & Green Costs ($1,383.80) Net Sale Proceeds $57,997.83 Net Proceeds $ 57,997.83 Fiduciary Acquisition Value 79,025.00 Net Loss 11/30/2007 Gross Sale Proceeds $65,600 Less Realtor Commissions ($4,592) Realty Transfer Tax ($650.60) Miscellaneous Closing Costs ($167.61) Clean & Green Costs ($1,402.33) Net Sale Proceeds $58,787.46 Net Proceeds $ 58,787.46 Fiduciary Acquisition Value 80,083.00 Net Loss 11/30/2007 Gross Sale Proceeds $62,125 Less Realtor Commissions ($4,348.75) Realty Transfer Tax ($621.25) Miscellaneous Closing Costs ($158.73) Clean & Green Costs ($1,328.23) Net Sale Proceeds $55,668.04 Net Proceeds $ 55,668.04 Fiduciary Acquisition Value 75,851.00 Net Loss 11/30/2007 Gross Sale Proceeds $57,550 Less Realtor Commissions ($4,028.50) Gain $ 20,410.00 Page 3 Loss $ 21,027.17 21,295.54 20,182.96 GAINS AN~LOSSES ON SALES OR OTHER DISPOSITIONS Page 4 The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 Realty Transfer Tax ($575.50) Miscellaneous Closing Costs ($147.04) Clean & Green Costs ($1,230.05) Net Sale Proceeds $51,568.91 Gain Loss Net Proceeds $ 51,568.91 Fiduciary Acquisition Value 70,244.00 Net Loss Total Gains and Losses Less Gain 18,675.09 20,410.00 81,180.76 20,410.00 Net Loss $ 60,770.76 DISBURSEMENTS OF PRINCIP~ The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 Administration Expenses (Prin) 08/22/2007 Berks County Real Property Taxes 11/29/2007 Spring Township -Road Improvement For Subdivision Of Berks County Real Estate 11/30/2007 1/2 of Various Subdivision Costs/Improvements 12/31/2007 Notary Fee 02/27/2008 Vicki Kerns -Additional Subdivision Costs Other Expenses (Prin) 11/30/2007 Tammac Corporations - Face Value of Mortgage On Berks County Real Estate TOTAL DISBURSEMENTS OF PRINCIPAL $ 45.45 19,513.30 20,000.00 10.00 ~~~nn Page 5 $ 39,680.75 a~ n~a as 131, (~b.1U DISTR~UTIONS OF PRINCIPAL TO BENEFICIi~RIES The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 To: Jean L. Mogel Discretionary Principal Distribution Reasonably Necessary For Usual & Normal Standard Of Living 11 /09/2005 Cash $ 1,891.09 01/12/2006 Cash 1,389.40 04/17/2006 Cash 14,070.39 Total for Jean L. Mogel Page 6 $17,350.88 TOTAL DISTRIBUTIONS OF PRINCIPAL TO BENEFICIARIES $ 17,350.88 • PRINCIPAL BALANCE ON HAN~ The Trust U/A Of Warren F. Mogel As of 03/31 /2008 Current Carrying Value Value Checking Accounts Trust Money Market/Checking Account $106,355.(14 $106,355.64 Other Real Property Subdivided Lot 4, Spring Township, Berks County, Pennsylvania 75,534.00 75,534.00 Subdivided Lot 5, Spring Township, Berks County, Pennsylvania 78,601.00 78,601.00 Subdivided Lot 6, Spring Township, Berks County, Pennsylvania 90,662.00 90,662.00 Miscellaneous Property 5 Units in First Capital Institutional Real Estate, Ltd-1 (a .0083333% interest) 700.00 700.00 $351,852.(14 $351,852.64 Less: Income balance on hand (6,369.fi7) (6,369.57) PRINCIPAL BALANCE ON HAND $358,222.:?1 $358,222.21 Page 7 • INFORMATION SCHEDULES The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 Investments Made Subdivided Lot 1, Spring Township, Berks County, PA 11/30/2007 Subdivided Lot 1, Spring Township, Berks County, Pennsylvania Subdivided Lot 2, Spring Township, Berks County, PA 11/30/2007 Subdivided Lot 2, Spring Township, Berks County, Pennsylvania Subdivided Lot 3, Spring Township, Berks County, PA 11/30/2007 Subdivided Lot 3, Spring Township, Berks County, Pennsylvania Subdivided Lot 4, Spring Township, Berks County, 11/30/2007 Subdivided Lot 4, Spring Township, Berks County, Pennsylvania Subdivided Lot 5, Spring Township, Berks County, 11/30/2007 Subdivided Lot 5, Spring Township, Berks County, Pennsylvania Subdivided Lot 6, Spring Township, Berks County, 11/30/2007 Subdivided Lot 6, Spring Township, Berks County, Pennsylvania Subdivided Lot 7, Spring Township, Berks County, 11/30/2007 Subdivided Lot 7, Spring Township, Berks County, Pennsylvania Changes in Investment Holdings Berks County Real Property 11/30/2007 Subdivided Lot 1, Spring Township, Berks County, Pennsylvania 11/30/2007 Subdivided Lot 2, Spring Township, Berks County, Pennsylvania 11/30/2007 Subdivided Lot 3, Spring Township, Berks County, Pennsylvania $ 550,000.00 (79,025.00) (80,083.00) (75,851.00) Page 8 $ 79,025.00 $ 80,083.00 $ 75,851.00 $ 75,534.00 $ 78,601.00 $ 90,662.00 $ 70,244.00 • INFORMATION SCHEDULES The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 11/30/2007 Subdivided Lot 4, Spring Township, Berks County, Pennsylvania $ (75,534.00) 11/30/2007 Subdivided Lot 5, Spring Township, Berks County, Pennsylvania $ (78,601.00) 11/30/2007 Subdivided Lot 6, Spring Township, Berks County, Pennsylvania $ (90,662.00) 11/30/2007 Subdivided Lot 7, Spring Township, Berks County, Pennsylvania $ (70,244.00) Subdivided Lot 1, Spring Township, Berks County, PA $ 79,025.00 11/30/2007 Gross Sale Proceeds $64,725 Less Realtor Commissions ($4,530.75) Realty Transfer Tax ($647.25) Miscellaneous Closing Costs ($165.37) Clean & Green Costs ($1,383.80) Net Sale Proceeds $57,997.83 (79,025.00) Subdivided Lot 2, Spring Township, Berks County, PA $ 80,083.00 11/30/2007 Gross Sale Proceeds $65,600 Less Realtor Commissions ($4,592) Realty Transfer Tax ($650.60) Miscellaneous Closing Costs ($167.61) Clean & Green Costs ($1,402.33) Net Sale Proceeds $58,787.46 (80,083.00) Subdivided Lot 3, Spring Township, Berks County, PA $ 75,851.00 11/30/2007 Gross Sale Proceeds $62,125 Less Realtor Commissions ($4,348.75) Realty Transfer Tax ($621.25) Miscellaneous Closing Costs ($158.73) Clean & Green Costs ($1,328.23) Net Sale Proceeds $55,668.04 (75,851.00) Page 9 0.00 0.00 0.00 0.00 INFORMATION SCHEDULES The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 Subdivided Lot 7, Spring Township, Berks County, 11/30/2007 Gross Sale Proceeds $57,550 Less Realtor Commissions ($4,028.50) Realty Transfer Tax ($575.50) Miscellaneous Closing Costs ($147.04) Clean & Green Costs ($1,230.05) Net Sale Proceeds $51,568.91 Refund Of Prepayment Of Real Estate Taxes 11/30/2007 Refund of Taxes Paid by Kerns At Settlement $ 70,244.00 (70,244.00) $ 28.17 (28.17) Page 10 $ 0.00 0.00 RECEIPTS OF INCOME The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 Other Income Interim Residual Distribution From The Estate 11/09/2005 Income Distribution From The Estate of Warren F. Mogel 01/12/2006 Income Distribution From The Estate of Warren F. Mogel 04/17/2006 Income Distribution From The Estate of Warren F. Mogel Total Other Income TOTAL RECEIPTS OF INCOME 3,870.15 110.60 Q7Q F1 4,910.36 Page 11 $ 4,910.36 $ 4,910.36 DISBURSEMENTS OF INCOM~ Page 12 The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 Other Taxes 11 /30/2007 Berks County Tax Claim Bureau Rescission Of Clean and Green Taxes On Lot 4 $ 1,322.68 11/30/2007 Berks County Tax Claim Bureau Rescission Of Clean and Green Taxes On Lot 5 1,376.40 11/30/2007 Berks County Tax Claim Bureau Rescission Of Clean and Green Taxes On Lot 6 1,587.58 03/24/2008 Lillian B. Cransey, Tax Collector - Real Property Taxes Spring Township, Berks County - Retained 3 Lots 2,082.91 $ 6,369.57 TOTAL DISBURSEMENTS OF INCOME $ 6,369.57 DIS~BUTIONS OF INCOME TO BENE~IARIES Page 13 The Trust U/A Of Warren F. Mogel For Period 12/19/1996 Through 03/31/2008 To: Jean L. Mogel Mandatory Income Distribution 11!09/2005 Cash $ 3,870.15 01/12/2006 Cash 110.60 04/17/2006 Cash 929.61 Total for Jean L. Mogel $4,910.36 TOTAL DISTRIBUTIONS OF INCOME TO BENEFICIARIES $ 4,910.36