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08-3484
Our File No.: 158666 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esq. Attorney I.D.#38423 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 (215) 634-8920 Attorneys for Plaintiff ATLANTIC CREDIT & FINANCE INC ASSIGNEE FROM HSBC c/o Apothaker & Associates, P.C. 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 Plaintiff, VS. STEVEN G KENNEDY 1873 HOLLY PIKE CARLISLE, PA 17013-9118 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: 01 - 3q 8'/ NOTICE e i V;( Ter-*, You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral and Information Service 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse do estas demandas expuestas en las pagmas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o con un abogado v entregar a la corte en forma escrita sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del edemandante y requiere que usted compla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pare usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral and Information Service 800-990-9108 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esq. Attorney I.D.# 38423 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 (215) 634-8920 Attorneys for Plaintiff ATLANTIC CREDIT & FINANCE INC ASSIGNEE FROM HSBC c/o Apothaker & Associates, P.C. 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 Plaintiff, VS. STEVEN G KENNEDY 1873 HOLLY PIKE CARLISLE, PA 17013-9118 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL ACTION COMPLAINT FIRST COUNT 1. Plaintiff is ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC c/o Apothaker & Associates, P.C., 2417 Welsh Road, Suite 21 #520, Philadelphia, PA 19114. 2. Defendant(s) is/are STEVEN G KENNEDY, an adult individual residing at 1873 HOLLY PIKE CARLISLE, PA 17013-9118. 3. Plaintiff, ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC, is the Assignee and Successor in Interest of Account #5480420023057688; and said account was issued to Defendant(s) by HSBC, the Original creditor. 4. Defendant received, accepted and used the account to its benefit. 5. This account is in default and Defendant(s) has an unpaid balance of $2,761.88. A true and correct copy of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A". 6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are included in Exhibit "A". 7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as above. WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of $2,761.88 and requests this Court award Plaintiff attorney's fees and costs to the extent permitted by applicable law. APOTHAKER & ASSOCIATES, P.C. Attorney Plaintiff A Law Firm Eng4cyin Debt Collectioi BY: Dated: 6/3/2008 David Our File No.: 158666 w ? v VERIFICATION David J. Apothaker, Esq. hereby states that I am counsel for plaintiff in this action, and that I am authorized to take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to the best of my knowledge, information, and belief. The undersigned understands that the statements therein are made subject to the penalties of 18 Pa.C.S.A. 4904 relating to unworn falsification to authorities. David J. Apothaker Attorney for Plaintiff DATE: 6/3/2008 ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC c/o Apothaker & Associates, P.C. 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 STEVEN G KENNEDY 1873 HOLLY PIKE CARLISLE, PA 17013-9118 STATEMENT OF ACCOUNT Debtor's Name: STEVEN G KENNEDY Account Number: 5480420023057688 Original Creditor: HSBC Balance Due: $2,761.88 Our File No.: 158666 EXHIBIT "A" J oa W 'p T7 t 9 co O SHERIFF'S RETURN - REGULAR CASE NO: 2008-03484 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND ATLANTIC CREDIT & FINANCE INC VS KENNEDY STEVEN G SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE KENNEDY STEVEN G was served upon the DEFENDANT , at 0851:00 HOURS, on the 14th day of June , 2008 at 1873 HOLLY PIKE CARLISLE, PA 17013-9118 EDWARD KENNEDY, FATHER by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 _ Service 6.00 Affidavit . 00 Surcharge 10.00 R. Thomas Kline 00 4?I?it?B 34 00 06/16/2008 APOTHAKER & ASSOCIATES Sworn and Subscibed to By: Q?, ? before me this day Deputy Syferiff of A.D. Our File No.: 158666 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker Attorney I.D.# 38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC Plaintiff, VS. STEVEN G KENNEDY Defendant. Attorney for Plaintiff COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 08-3484 Civil Action PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment against Defendant, STEVEN G KENNEDY, in the default of an Answer, in the amount of $2,990.30 computed as follows: Amount claimed in complaint: $2,761.88 Amount Paid: - $(0.00) Interest from June 03, 2008 to 03/20/09 at the legal interest rate of 6.000 per annum $115.92 Attorney fees $0.00 TOTAL $2,877.80 I hereby certify that the appropriate Notices of Default, as attached have been mailed in accordance with Pa.R.Civ.P. 237.1 on the dates indicated on the Notices. I certify Defendant, STEVEN G KENNEDY, last know address is 1873 HOLLY PIKE CARLISLE, PA 17013-9118. APOTHAKER & A Law Firm By: RTES, P.C. Debt Collection Dated: 3/20/2009 Our File No.: 158666 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker Attorney I.D.# 38423 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorney for Plaintiff ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC Plaintiff, VS. STEVEN G KENNEDY Defendant. Civil Action AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA : SS. COUNTY OF CUMBERLAND David J. Apothaker, being duly sworn according to law, deposes and says that I am the attorney for Plaintiff, and authorized to make this affidavit; that Defendant(s) resides at 1873 HOLLY PIKE CARLISLE, PA 17013-9118. We inquired with the web site of the Defense wer Data Center, located at 1600 Wilson Boulevard, Suite 400, Arlington, VA 22209-2593, if th of ndant(s) is/are in any branch of the military. Mary M. Snavely-Dixon, Director of the Defe se anpower Data Center has sent back our inquiry indicated that the Defendant(s) is/are not in the mili David J. Apothaker Attorney for Plaintiff COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 08-3484 The above signed understands that the statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Depabac t a£DcO ma bar Da#a Center ) luny static Repoct pars"a to *e s bam Ci.miw RcW A,ct Ka-20-2M 115614 BAma m die mfosmation you have;Ba =bcd, the DIOC doss not possess xv uiaridicatatta *AA 1bg andividud is * cn sicM duty, MmyX Snrrv*-I. amai, Director Depatnea afDe6eme - Mmpawer Data Carder 1600 Wilson Blvd, Suie 4414 A&Sask VA 22209-2593 The Defimm Msnpawer Data Cemkr (D)XC is an ogpmisation of the Degniftent arDef me drat minum the Def me Brarobae s: and BO&y ReparerR Sydesa (DES) databarm which is die official so=e of data on a li t' &r OUNY medical case and other eligldity system, The Depmt t o(De&m stroagip svpporta the enforcement afdte SavAemembees C"?r`#tRddAct [30 USCS A}spx 501 et aer] (SSA) ftmerly the Sd&m' and Sailad Coi RehdAct of 19444). DI MC bm sd hviu&*& +cf awmam b of 'does not possess soft' a rforamimindicaticgthat the iitdividuai a ctaxu* on awe duty" responses, amd hes cWerienced a small error rate. In the event the i*iidud r ced abom or my fie* member, fib or repmentative mats in my nmmner that the mdimAW is oat as time duty, or as o&erwm a Wed to the p cbm of flue SCRk you we strat>* eam raged to obtain fzdm vericaos of flue person's wive ditty std by cow that person's Sake vA the "defearsek*m r M proeidrd below If you have er A mce the person a on aretivre•drrgr and pan Ed to obtain this additm d Whtacy Se vice meay6c3tion. prooiiirians ofdw SCRA maybe invoked alga nstyott. $f you obtam further of xmima about doe pam (e g:, sat SM. aeapraved wo raay ofD©B, a coidd a same). You can submit your mqwg agaim at this Web site and we wA provi& a new csart&ate far that q,retp. Thal response reflects m mat active duty don oadp. For fps xwol wkmwAm p1me contact die t ry Service SCRA p*mb- asf-casataict. See; i:4e5eaktainka(piAC49Stl WAXWO Tlrs cadcm?-- wwt :ptova+dad based on a mm and Social Secueitp maim (S provided by t e redness, p'rvvicl~tag im monaousa name or S wig sirs an atrm ae as caf&aaae to be prom AqmtID,Bj,WZCFMMW TJp m seam the obammOa 4sim ba *o olfdte Depaetat ofD to Matgioarer Data Cdr, basis osi dare i ntsr4ion that You P"" dw above is dw cvs status afihc indrvi W as to A babes ofdwr MHUY. SHERIFF'S RETURN - REGULAR CASE NO: 2008-03484 P COMMONWEALTH OF PENNSYLVANIA: + 1 COUNTY OF CUMBERLAND ATLANTIC CREDIT & FINANCE INC VS rJUtNv2$ ?.J KENNEDY STEVEN G SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon KENNEDY STEVEN G the DEFENDANT , at 0851:00 HOURS, on the 14th day of June 200-8 at 1873 HOLLY PIKE CARLISLE, PA 17013-5118 by handing to EDWARD KENNEDY, FATHER a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 6.00 Affidavit .00 Surcharge 10.00 .00 34.00 Sworn and Subscibed to before me this day So Answers: r fl ./I?-4-1 R. Thomas .Kline 06/16/2008 APOTHAKER & ASSOCIATES By: 4"', k I Deputy erff of A. D. 158666 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY ATLANTIC CREDIT & FINANCE INC. ASSIGNEE ) COURT OF COMMON PLEAS FROM HSBC ) CUMBERLAND COUNTY VS. ) NO. 08-3484 STEVEN G KENNEDY ) To: STEVEN G KENNEDY 1873 HOLLY PIKE CARLISLE, PA 17013-9118 NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT Date of Notice: July 14, 2008 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR D9FENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN` DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD. TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, 'GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH-INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 BAR DAVID J. APOTHAKER, ESQUIRE APOTHAKER & ASSOCIATES, PC A Law Firm Engaged in Debt Collection 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 (215) 634-8920 Attorney for Plaintiff Attorney ID #38423 O ?r Ly 0 4 9,a vt! ID ? --rt 4?y r •F 4r OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS TO: STEVEN G KENNEDY 1873 HOLLY PIKE CARLISLE, PA 17013-9118 ATLANTIC CREDIT & FINANCE INC. ASSIGNEE FROM HSBC Plaintiff, VS. STEVEN G KENNEDY Defendant. NOTICE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY NO.: 08-3484 Civil Action ) Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. XX JUDGMENT BY DEFAULT JUDGMENT IN REPLEVIN JUDGMENT BY CONFESSION JUDGMENT FOR POSSESSION JUDGMENT ON AWARD OF ARBITRATORS JUDGMENT ON VERDICT JUDGMENT ON COURT FINDINGS JUDGMENT ON WRIT OF REVIVAL IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY David J. Apothaker, Esq. at this telephone number: 215-634-8920 ATLANTIC CREDIT & FINANCE INC., ASSIGNEE FROM HSBC, PLAINTIFF V. STEVEN G. KENNEDY, DEFENDANT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PEN NSLLVVIA MW m a. s w O ?G s ?a S 08-3484 CIVIL TERM _-MC Z'' 00 4 ORDER OF COURT AND NOW, this day of April, 2011, the motion to amend caption filed by Plaintiff, Atlantic Credit & Finance, Inc., Assignee from HSBC is DENIED. A motion to amend a caption "cannot be utilized to add or substitute a new party." Claudio v. Dean Machine Co., 831 A.2d 140,146 (Pa. Super. 2003). By the Court, /Kimberly F. Scian, Esquire For Plaintiff ? Steven G. Kennedy 1873 Holly Pike Carlisle, PA 17013-9118 Albert H. Ma and, J. a? le5 ODPI :saa