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HomeMy WebLinkAbout08-3547COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS, INC. Plaintiff . D$- 354-1 : No. Civil Term VS. JENNIFER TESSIER, Defendant : CIVIL ACTION NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEYS AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO, THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED NY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 TELEPHONE (717) 249-3166 Al ege, q. Attorney ID o. 81288 Attorney for Plaintiff Law Offices of Alan R. Mege, Esq. P.O. Box 1426 Bethlehem, PA 18016-1426 (610) 954-5393 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS, INC. Plaintiff No. Civil Term A6, aF J-5-qr7 VS. JENNIFER TESSIER, Defendant CIVIL ACTION COMPLAINT 1. The Plaintiff is Commonwealth Financial Systems, Inc. ("CFSI"), a corporation with an address of 120 North Keyser Avenue, Scranton, PA 18504. 2. The Defendant is Jennifer Tessier ("Tessier"), an individual with an address of 1101 Lindham Court, Apt. 809, Mechanicsburg, PA 17055. Count I - Breach of Contract 3. Defendant applied for and received a First USA - Wachovia credit card, account number 4118-1602-1746-8670. 4. Use of the First USA credit card was subject to the terms of the Cardmember Agreement ("Agreement"), a copy of which was sent to the Defendant along with the credit card. A true and correct copy of the Agreement is attached hereto, made a part hereof and marked as Exhibit "A". 5. Defendant used the First USA credit card account number 4118-1602-1746-8670 for purchases, cash advances, and/or balance transfers. 6. Defendant was mailed account statements relative to Defendant's use of the First USA credit card. 7. The Defendant has defaulted under the terms of the Agreement by failing to make monthly payments as they became due and owing. 8. The within account was sold by Chase Bank USA, N.A (as successor through merger with Bank One, Delaware, N.A., parent corporation of First USA Bank) to Unifund CCR Partners ("Unifund") for valuable consideration and all rights under said account were assigned to Unifund, whereupon Unifund sold the within account for valuable consideration to Plaintiff CFSI and all rights under said account were assigned to CFSI. A true and correct copy of the Bill Of Sale and Bill Of Sale are attached hereto, made a part hereof and marked collectively as Exhibit "B". 9. Pursuant to the terms of the Agreement, Plaintiff, upon default in payment, may declare the entire unpaid balance immediately due and payable without notice or demand. 10. Pursuant to the terms of the Agreement, Defendant, is liable for interest on the unpaid balance. 11. Pursuant to the terms of the Agreement, Defendant, is liable for Plaintiffs court costs and reasonable attorneys fees. 12. As ofApril 10, 2008, the balance due and owing to Plaintiff from Defendant was $23,297.86. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant, in the amount of $23,297.86 plus costs and interest at the rate of 9.00% per annum from April 10, 2008 as well as reasonable attorneys fees of $5,824.47 and such other and further relief as the Court may deem just and appropriate. Count II - Account Stated 13. Plaintiff incorporates the allegations of every paragraph enumerated above of this Complaint as if said paragraphs were fully set forth here at length. 14. The within account was an account in writing and expressly or impliedly accepted by both parties. 15. The amounts due and owing to Plaintiff by Defendant are based on a subsisting debt and arise from a preexisting account or course of dealing between the parties. 2 16. This account is an Account Stated, thereby operating to foreclose any dispute over the amounts due. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant, in the amount of $23,297.86 plus costs and interest at the rate of 9.00% per annum from April 10, 2008 as well as reasonable attorneys fees of $5,824.47 and such other and further relief as the Court may deem just and appropriate. Count III - Quantum Meruit 17. Plaintiff incorporates the allegations of every paragraph enumerated above of this Complaint as if said paragraphs were fully set forth here at length. 18. The services provided by Plaintiff, described above, were received by the Defendant, and the Defendant received and accepted the benefit of said services provided by Plaintiff. 19. At all times material hereto, Defendant was aware that Plaintiff was providing the aforesaid services to Defendant and expected to be paid for such. 20. At all times material hereto, Defendant, with the aforesaid knowledge, permitted Plaintiff to provide the aforementioned services and incur damages. 21. At all time material hereto, the Defendant was unjustly enriched by retaining the benefit of receiving said services without paying Plaintiff fair and reasonable compensation. 22.By reason of the aforesaid unjust enrichment of Defendant at Plaintiff s expense, an implied contract exists between the Plaintiff and the Defendant, and the Defendant is obligated to pay Plaintiff the value of the services described above and in the exhibits attached hereto, in the amount of $23,297.86 plus costs and interest from April 10, 2008. 3 WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant, in the amount of $23,297.86 plus costs and interest at the rate of 9.00% per annum from April 10, 2008 as well as reasonable attorneys fees of $5,824.47 and such other and further relief as the Court may deem just and appropriate. Count IV - Breach of Contract 23. Defendant applied for and received a First USA - Chase credit card, account number 5490-9224-2900-1358. 24. Use of the First USA credit card was subject to the terms of the Cardmember Agreement ("Agreement"), a copy of which was sent to the Defendant along with the credit card. A true and correct copy of the Agreement is attached hereto, made a part hereof and marked as Exhibit "A". 25. Defendant used the First USA credit card account number 5490-9224-2900-1358 for purchases, cash advances, and/or balance transfers. 26. Defendant was mailed account statements relative to Defendant's use ofthe First USA credit card. 27. The Defendant has defaulted under the terms of the Agreement by failing to make monthly payments as they became due and owing. 28. The within account was sold by Chase Bank USA, N.A (as successor through merger with Bank One, Delaware, N.A., parent corporation of First USA Bank) to Unifund CCR Partners ("Unifund") for valuable consideration and all rights under said account were assigned to Unifund, whereupon Unifund sold the within account for valuable consideration to Plaintiff CFSI and all rights under said account were assigned to CFSI. A true and correct copy of the Bill Of Sale and Bill Of Sale are attached hereto, made a part hereof and marked collectively as Exhibit "B". 29. Pursuant to the terms of the Agreement, Plaintiff, upon default in payment, may declare the entire unpaid balance immediately due and payable without notice or demand. 4 30. Pursuant to the terms of the Agreement, Defendant, is liable for interest on the unpaid balance. 31. Pursuant to the terms of the Agreement, Defendant, is liable for Plaintiff's court costs and reasonable attorneys fees. 32. As ofApril 10, 2008, the balance due and owing to Plaintiff from Defendant was $10,032.57. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant, in the amount of $10,032.57 plus costs and interest from April 10, 2008 as well as reasonable attorneys fees of $2,508.14 and such other and further relief as the Court may deem just and appropriate. Count V - Account Stated 33. Plaintiff incorporates the allegations of every paragraph enumerated above of this Complaint as if said paragraphs were fully set forth here at length. 34. The within account was an account in writing and expressly or impliedly accepted by both parties. 35. The amounts due and owing to Plaintiff by Defendant are based on a subsisting debt and arise from a preexisting account or course of dealing between the parties. 36. This account is an Account Stated, thereby operating to foreclose any dispute over the amounts due. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant, in the amount of $10,032.57 plus costs and interest from April 10, 2008 as well as reasonable attorneys fees of $2,508.14 and such other and further relief as the Court may deem just and appropriate. 5 Count VI - Quantum Meruit 37. Plaintiff incorporates the allegations of every paragraph enumerated above of this Complaint as if said paragraphs were fully set forth here at length. 38. The services provided by Plaintiff, described above, were received by the Defendant, and the Defendant received and accepted the benefit of said services provided by Plaintiff. 39. At all times material hereto, Defendant was aware that Plaintiff was providing the aforesaid services to Defendant and expected to be paid for such. 40. At all times material hereto, Defendant, with the aforesaid knowledge, permitted Plaintiff to provide the aforementioned services and incur damages. 41. At all time material hereto, the Defendant was unjustly enriched by retaining the benefit of receiving said services without paying Plaintiff fair and reasonable compensation. 42. By reason of the aforesaid unjust enrichment of Defendant at Plaintiff s expense, an implied contract exists between the Plaintiff and the Defendant, and the Defendant is obligated to pay Plaintiff the value of the services described above and in the exhibits attached hereto, in the amount of $2,508.14 plus costs and interest from April 10, 2008. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant, in the amount of $10,032.57 plus costs and interest from April 10, 2008 as well as reasonable attorneys fees of $2,508.14 and such other and further relief as the Court may deem just and appropriate. By: Al 6ge, Es e Atty. I.D. #81288 Attorney for Plaintiff P.O. Box 1426 Bethlehem, PA 18016-1426 (610) 954-5393 6 i C• 9- -- ig. i . it?Fl L R .•yt-er a. 4. .. 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TIM A TAND YOUR AC CMW WAL U COVMW BYTHE IAW OF THE STATE OF DMAWARE A ND. AS APPLIOWA FE V AL LAW. lagaiows Or (Zaessmase You tray aehirw any ?• rses ar yaeviom which Boa haw about your Aawt at Kest USA Beak NA. P.O. Boa Mi. WYmleaEtoa.Oelamm 198"401. W you may cd sty 140"7I IOL lr)m tdephom to eoatatd of writia6, roe stay tole cmutin rWm the law biro rdu to dispute WKS - (see Your Bilturg R%hul. ' yUUK 1tll,Lfa?u ?•v. • • o . R+ne4Ylis 4ta? For Futsre lhn ' Ebis ootiae atoms t w ma,iaa aixwrt nxir r+t w std emir rewmOV40 r the Fur Cie& zMq Act: [ Wyjkkoj.o(FiewsOrQaetbeeaAbo?Yoari? di Fk rwb6! it w er F y?oauu need== ibaration abort s tsumctioo en)ww biL vaete OIL a septsate:baIatE'att (9 &.* NA. PA smg%LWiwt qm DdOWC 19699• SaLWdte w = arm= at We aft hOr GOtd]oiNO lO SiO! pam dxSrst ba oa which du: mror er ptQMM VP_CL Yq! "`T pma P-roft In)atltle4G. ,m' Catd1Cf06aM? • • Yow=mcaodaaooWAWW KC Thedo9aramonettordae Q7°? 6dk+edraekmertac • Desasbctlreerrvcaeda1'0te ??10° areaotsn:cabeut. ' .. ft?otineedoaooeiokraodos.daCribt: pat Yaw" Arad Ch Be+Foa66&sAfkr eRiaodaYe:W ki=tW- 1Re MMK jWidler*idaia SO &1% uo}at *e Ime oxvtt2A die mrorby daea f k at 9,?p?,*e alnmdeearaora?hm+?6fwebe5eaedrebffix:taonett. .. -Artawea+or?relan'letta.weoo?at acogariaraftesoont}atm"?mpvnaodr?e V e!t We as ooatinue b Ea'6 pa for die amoeoat pta tpttsdotq coed ? apply Uty unpaid aaoooo 1 392%K laor Credit Nail. T40 do sot bane to p q aauotmtahltcwe sre Uwamip , bare sm AS oVgd d b par da parts f r. ba se rat in 4tl°?01L - Ehre6atd dmvm code aWIC&m 1- b$fou vA potbme m Eol soy5mom choW othad to aarryy TM6011ed ameuat lfweddat aaoFi a aniadtre, 20o mq ba+m b Pry = ? am ru aCrid wi bate a MAC up asq siow papn . m dm: ytreaBosed aanoaot (n too s sdtomeet d dte smoasgom nee and dae date dnd k it do e. ff ym 5i to dte a wmd dot we diet }at ow¢ we mq aeport l'm as fiovicrea: f auor a?tn6oa Boa aaot ?dylaa sod Jane eo rswi' ten dqs td6agat dntpu sdV adae• mpa? we navy[ le6 sea?out we s'pt?o" b t?at?on fas+eaquo6oat abootpnr 691. ? ti?ewtt- zrm &eenmearate}maeeeapoatod7ootaWeemetaka* re mponla ` a<tbasbeatsemWb?areeumolaeak re IL Eruedaa't fa9awdaeseerdu.«eae'taoRea dx6tst$Oafdaegae?oeed>?°1??° ?F°isbt?l t sosaoneiet. - .. Zp.M RedoFarQaM Cwd E .,.,?,,,,,N?.......? gtsfnr d ptapmyr a aowars dtts *ith a esedit egad, . ? bOlrCrhfO? al?DOd ? b Oi1lCL dM: pto6kto till daC ? ? ? ? ? ,s??ot?t``o pay the ta?trugaaiomat due as tlae propdga aQtiors. tllete ate lao imita6oos ott . W Yaa®ottbaw:ttraded?et+md+ssebt?outbOmettaiaar?IEtotsiedairt pm; boime lb?omr,E?Pe1a arloottrr gsddxem WA The armtbaiebeaiaaoredmt?L ' ';lase'immta6oeudoootapp?FreosaorOpmstedtetq?ntsori[wets7eB]oodfead+e:ti+e• mentfexdseptvpmgarsct? , FIRSrUl M-24275 9.90NAEMPFUSA-QCC r f } i r r `e i T rest USA Bault RU6rd W. Vague e= office Box 8650 Presidrnt Wiritington, DE 19899-8650 Chief Executive Officer FIMUSA Dear Cardmernber. We would like to express our pleasure in having you as a valued Cardmember of First USA Bank. We ace looking forward to providing you the superior seryiee and exceptional benefits you deserve. In this booklet, you will fiiid your C Lrdanernbet Agreement. Please take the tirde to read your Agreement and k;mp it in a safe place for future reference. Before you start using your account and enjoying its many pcivtaeges, please be sure to sign the back of your card. Our Cardrnentber service rtprescntatives are at your service 24 hours a day, 36S days a year at 1-800-955-9900,. Please feel free to call us at your convenience, or write us at the above referenced address if we can assist you in any way. Again, thank you for the opportunity to serve you. Sinacrely?, . Richard W. Vagu A Firrt-USA Company Member FDIC .1 0 CHAS E O BU L OF SAGE Chase Bank USA, N.A. ("Seller"}, for value received and pursuant to the terms and conditions of Credit Card Account Purchase Agreement dated January 25, 2007 between Seller and Unifund Pottfoho 53, LL.C (` Purcbaseel, its successors and assigns MrCdit Card Account Purchase Agreement". hereby assigns effective as of the File Creation Date of March 29, 2007 all rights, title and interest of seller in and to those certain receivables, ,judgments or evidences of debt -described in ExWr 1 attached hereto and made part hereof for all purposes. Amounts due to Seller by Purchaser in bereunder shall be paid U.S. Dollars by a wire transfer to be received by Seller on April 4, 2007 (the "Closing DoWl by 2:00 p.m. Seller's time, as follows: • . Chase Bank USA, N.A ABA *021d00021 Boneflciary Name. Chase Bank USA, N.A. Benetisiary Account; "04.256420 This Hill of Sale is executed withoutrecourse except as stated in the Credit Card Account Purchase Agreement to which this is an Exhibit. No other representation of or warranty of title or enforceability is expressed or implied. Chase Bank US N.A. By: Date: March 30.2007 Title _Yice President Un?fnnd urtfoHo , By: [a.?-r---- Date: 3 200 Title IRJaw?? U r_ \\ Q h • Iu.h ' U?d C? ?R2'tt1GY3 - . LUL Q SALE Uni[urtid CCR pa?ncrs, for valve received, nd in accordance with the terms of the A. Pu?? Agrcement by and among ifund CCR Partners' and Comoro; gcteivrble Un ruw6al Sysfcros (°PuRlusern), dated as of June I , 2007 (the Yfigrecmcnt•dots; here rsfcr to ruin all of its good and marketable ti11c, free and c)csn of z ass'sgan, and trad cnc sf er t ncu in and to .the Accounts listed in the Account Schedule attz claims ,{pp-d ix A to the Agirxmetat, without recourse and without represcntatio7 or warn collcehbotY, or otherwisc, except to the extent stated in the Agreement. Executed an une 11, 2007. UNMJND CCR P . ' joYeTRosa?tha,t pi br, Sides* ling VERIFICATION I, Danny Venditti, Vice President of Commonwealth Financial Systems, Inc., Plaintiff herein, do hereby verify that I am the keeper of records of the Plaintiff in the foregoing civil action and that I am fully authorized to make this verification and that the facts set forth in the Complaint are true and correct to the best of my knowledge, information, and belief. Verifier understands that false statements herein are made subject to the penalties of 18 Pa.C.S.A.§4904, relating to unsworn falsification to authorities. Date:- 0 y itti CFSI File No]9 M26-10? F4. 00 .O -jeocil J 00 'O ? Q 14 SHERIFF'S RETURN - NOT FOUND CASE NO: 2008-03547 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND COMMONWEALTH FINANCIAL SYSTEMS VS TESSIER JENNIFER R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT TESSIER JENNIFER but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE the within named DEFENDANT , TESSIER JENNIFER 1101 LINDHAM COURT APT 809 NOT FOUND , as to MECHANICSBURG, PA 17055 PER CURRENT TENANT, TESSIER MOVED OUT IN MAY 2005 - NO FURTHER INFO AVAILABLE FROM POST OFFICE. Sheriff's Costs: Sc answers- Docketing 18.00 Service 11.00 Affidavit .00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County Not Found 5.00 713rlap ?- 44.00- ALAN MEGE 07/28/2008 Sworn and Subscribed to before me this day of , A. D. COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS, INC. Plaintiff VS. JENNIFER TESSIER, Defendant No. 08-3547-Civil Term CIVIL ACTION PLAINTIFF'S PRAECIPE TO REINSTATE COMPLAINT PURSUANT TO PARCP 401 TO THE CLERK OF SAID COURT: Please reinstate the complaint filed in the above-captioned matter. Date: August 7. 2008 R. Mege, . Attorney ID o?8811288 Attorney for Plaintiff P.O. Box 1426 Bethlehem, PA 18016 (610) 954-5393 a C:) j 4 © Cc N X 00 ri p SHERIFF'S RETURN - REGULAR CASE NO: 2008-03547 P COMMONWEALTH OF PENNSYLVANIA: ..r. COUNTY OF CUMBERLAND COMMONWEALTH FINANCIAL SYSTEMS VS TESSIER JENNIFER SHAWN HARRISON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon TESSIER JENNIFER the DEFENDANT at 0810:00 HOURS, on the 6th day of September, 2008 at 733 COLONIAL COURT MECHANICSBURG, PA 17055 by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 41 9/f// o g 18.00 9.00 .00 10.00 .00 Y 37.00 Sworn and Subscibed to before me this of day So Answers: R. Thomas Kline 09/08/2008 ALAN MEGE By. Dep y Sheriff A. D. David 1D.. Bueff 1tothonotary KirkS. Sohonage, ESQ Soh'citor Wgnee X Simpson 1" Deputy ftothonotary Irene E. 9Yorrow 2"n Deputy Pyothonotary Office of the 1TYOt`onotary Cum6er(and County, Pennsy(vania ) 2 '3.5?T / CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 25T" DAY OF OCTOBER, 2011, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE -THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA . R.C.P 230.2 BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthouse Square 0 Suite 100 • Carfisfe, PA 17013 0 (717)240-6195 0 Fa.X (717 240-6573