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Home My WebLink About08-3660IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Commonwealth Financial Systems, Inc 120 N. Keyser Ave. CIVIL ACTION Scranton PA 18504 Plaintiff vs. NO: L7$ • 3(oLop l?tv i l ??'-r'r" VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 Defendant : NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice to Defend are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE. MIDPENN LEGAL SERVICES 401 EAST LOUTHER STREET CARLISLE, PA 17013 717-243-9400 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Commonwealth Financial Systems, Inc 120 N. Keyser Ave. CIVIL ACTION Scranton PA 18504 Plaintiff VS. VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 NO: 09, 3 (-Vu L `t e1,? Defendant COMPLAINT Plaintiff, Commonwealth Financial Systems, Inc, by and through its attorneys, Edwin A. Abrahamsen & Associates, P.C., complains of the Defendant as follows: 1. Plaintiff, Commonwealth Financial Systems, Inc, (hereinafter "Plaintiff") is a Pennsylvania corporation with a principal place of business located at 120 North Keyser Avenue Scranton, PA 18504. 2. The Defendant VIRGINIA T. DAY (hereinafter "Defendant") is an adult individual residing at 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055. 3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase and collection. 4. Defendant applied for and received a credit card issued by FIRST CARD CONVERSION with the account number 4366163028109268. 5. The within account was sold by FIRST CARD CONVERSION to Unifund for valuable consideration and all rights under said accounts were assigned to Unifund. (See, Bill of Sale, Affidavit and Assignment attached hereto as Exhibit "A.") 6. On or about April 30, 2007 Plaintiff was assigned all rights to certain credit card accounts from Unifund, including the account opened by Defendant with account number 4366163028109268. (See, Bill of Sale, Affidavit, and Assignment attached hereto as Exhibit "B.") 7. Use of the FIRST CARD CONVERSION credit card was subject to the terms of the Cardmember Agreement, a copy of which was sent to the Defendant along with the credit card. (See, Copy of Cardmember Agreement, attached hereto and marked Exhibit "C.") 8. Defendant used the FIRST CARD CONVERSION credit card account number 4366163028109268, for purchases, cash advances and/or balance transfers. 9. The Defendant was mailed account statements relative to the Defendant's use of the subject credit card. 10. The Defendant defaulted under the terms of the Agreement by failing and refusing to make monthly payments on the account as they became due. 11. The account became delinquent on February 28, 2005. 12. The principal amount was $10,047.18 at the time it was received by Plaintiff. 13. Pursuant to the account agreement, any unpaid balance accrues interest at the rate of 6%. 14. The total amount due and owing the Plaintiff including interest, is $12,014.65. 15. Pursuant to the terms of the Agreement, Defendant is liable to Plaintiff for court costs and reasonable attorney's fees. WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the amount of $12,014.65 plus costs of suit, reasonable attorneys' fees and any other relief as the Court deems just and appropriate. Respectfully submitted, 1?"dwin A. Abrah n & Assoc. Michael F. Rat ord, Esquire Heather K. inas, Esquire Attorney I. . Nos.: 86285/207805 1729 Pittston Avenue Scranton, PA 18505 mratchford@eaa-law.com hchukinas@eaa-law.com ?vhibor A EXSIBrT A BILL OF SALE Chase Bank USA, N.A. (as swzewor through atcrger with Bank One, Delaware, N.A.) ("Seller"), for value received and pursuant to flee tams and conditions of Credit Card Account Purchase Agreement dated October 26, 2004 between Salter and Unifund CCR Partners ("Purim'), its successors and assigns ("Credit Card Account Purchase Agreemart"), hereby assigns effective, as of the Cut-off Date of October 18, 2005, elf rights, title and interest of Sailer in and to those certain recahmbles, judgments or evidences of debt described in Exhibit t attached hereto and made part hereof for all purposes. Amounts due to Seller by Purchaser in berounder shall be ,paid U.S. Dollars by a wire transfer to be received by Seller on October 26, 2005 (tire "Closing Daod') by 2:00 p.m. Seller's time, as follows: JP'Morpan Chase Bank ABA 0021000021 Beneftlery Name: Chase Manhattan Bank USA,N.A. BwwWory Aecowtt: 0304-268420 This Bill of Sale is executed without recourse except as stated in the Credit Card Account Purchase Agreement to which this is an Exhibit. No other representation of or warranty of title or enforceability is expressed or implied. Chase Bttnk USA, N.A. Unhand By: By: Data: t?tober 19. 2005 pate: Titt mice idntt Title t,?t kit 114 uniwnd Unifund CCR Partners BILL OF SALE Unifund CCR Partners, for value received and in accordance with the terms of the Accounts Receivable Purchase Agreement by and among Unif ind CCR Partners and Commonwealth Financial Systems, Inc. ("Purchaser"}, dated as of February 20th, 2007 (the "Agreement', does hereby sell, assign, and transfer to Purchaser all of its good and marketable title, free and clean of all liens, claims and encumbrances in and to the Accounts listed in the Account Schedule attached as Appendix A to the .Agreement, without recourse and without ieprmentation or warranty of collectibility, or otherwise, except to the extent stated in the Agreement. Executed on February 20th, 2007. 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Ratchford, attorney for Plaintiff,Commonwealth Financial Systems, Inc, am fully familiar with the facts set forth in the within Complaint and am authorized to make this Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are true and correct to the best of my knowledge, knowing that any false statements are punishable by law pursuant to 18 C.S.A. 4904. oa '? r? {c?j !La v w 6 - -r -? Cl) b n A ..t ?. CASE NO: 2008-03660 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND COMMONWEALTH FINANCIAL SYSTEM VS DAY VIRGINIA T SHANNON SHERTZER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon DAY VIRGINIA T DEFENDANT , at 1321:00 HOURS, on the 21st day of June , 2008 at 1550 WILLIAMS GROVE ROAD LOT 61 the MECHANICSBURG, PA 17055 VIRGINIA DAY by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 11.00 Affidavit .00 Surcharge 10.00 J .00 3? 9 0 0 Sworn and Subscibed to before me this day of , So Answers: ,;0AS00? R. Thomas Kline 06/23/2008 ABRAHAMSEN & ASSOCIATES By : I, Deputy Sheriff A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS INC CIVIL DIVISION Plaintiff VS. NO: 08-3660-CIVILTERM VIRGINIA T. DAY Defendant PRAECIPE FOR ENTRY OF DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default for failure to respond to Plaintiff's Complaint in the amount of $12,014.65, which includes reasonable attorneys' fees. Notice of the intent to file a default judgment was served upon the Defendant on July 25, 2008. A copy of the Notice of Intent to Take Default Judgment is attached hereto and marked Exhibit "A." Edwin A. Abrahamsen & Associates, P.C. Michael F. Ratchfor , Esqui Attorney I.D. N 86285 Attorney for aintiff JUDGMENT AND NOW, this day of , 20(a, Judgment is hereby entered in favor of the Plaintiff and against the Defendant in the amount of $12,014.65, which includes reasonable attorneys' fees for failure to respond to Plaintiff's Complaint. PROTHONOTARY s dv,,- ?P, " A'rg J. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS INC : CIVIL DIVISION Plaintiff NO: 08-3660-CIVILTERM VS. VIRGINIA T. DAY . Defendant CERIFICATE OF SERVICE I, Michael F. Ratchford, Esquire, hereby certify that on the date indicated below, I served a copy of the Praecipe for Entry of Default Judgment in the above captioned matter by mailing the same via First Class United States mail, postage prepaid addressed as follows: VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 Edwin A. Abrahamsen & Associates, P.C. Date: September 18, 2008 Michael F. Ratchford, Attorney I.D. No.: $ 120 Keyser Aven Scranton, PA 18504 (570) 558-5510 COMMONWEALTH FINANCIAL SYSTEMS INC VS. VIRGINIA T. DAY Plaintiff Defendant In the Court of Common Pleas of CUMBERLAND County, Pennsylvania Civil Division NO: 08-3660-CIVILTERM AFFIDAVIT UNDER SOLDIERS AND SAILORS RELIEF CIVIL RELIEF ACT OF 1940 AS AMENDED State of Pennsylvania County of CUMBERLAND SS: Michael F. Ratchford, Esquire being duly sworn according to law deposes and says that the above named defendant(s): VIRGINIA T. DAY; is(are) not in the military service of the United States of America as defined by the Soldiers' and Sailors' Civil Relief Act of 1940 as amended; That the defendant(s): VIRGINIA T. DAY; is(are) older than eighteen years of age; That the employment status of the defendant(s): VIRGINIA T. DAY; is(are) unknown. Subscribed before me this day of Sep):!_ 20 A CGV O? 4? EDWIN A. ABRAHAMBEN MICHAEL F. RATCHFORD HEATHER K. WOODRUFF" "ALSO MEMBER OF FL BAR THE LAW OFFICE OF EDWIN A. ABRANAMSEN & ASSOCIATES. P.C. WWW.EAA-LAW. COM July 25, 2008 VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 Re: COMMONWEALTH FINANCIAL SYSTEMS INC v. VIRGINIA T. DAY CUMBERLAND County Civil Action No.:08-3660-CIVILTERM Our file No.: 08-00891 Dear VIRGINIA T. DAY : Enclosed please find the Ten Day Notice of Intent to Take Default in regard to the above- noted matter. Please act accordingly. If you have any questions or wish to discuss your outstanding account, please contact me at (570) 558-5510. Edwin A. Abrahamsen & Associates, Enclosure /;Michael ord, Esquire This is a communication from a debt collector in an attempt to collect a debt. Any information will be used for that purpose. 1 729 PITTSTON AVE. 0 SCRANTON. PA 1 8505 • (P) 570.558.551 0 • (F) 570.556.551 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS CIVIL ACTION INC Plaintiff : VS. : NO:08-3660-CIVILTERM VIRGINIA T. DAY Defendant : TEN DAY NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT To: VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 Date of Notice: July 25, 2008 IMPORTANT NOTICE PURSUANT TO PA.R.C.P. 237.I(a)(2) YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER AN APPEARANCE PERSONALLY OR BY AN ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. MIDPENN LEGAL SERVICES 401 EAST LOUTHER STREET CARLISLE. PA 17013 717-243-9400 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA COMMONWEALTH FINANCIAL SYSTEMS CIVIL ACTION INC Plaintiff vs. : NO:08-3660-CIVILTERM VIRGINIA T. DAY Defendant CERIFICATE OF SERVIC I, Michael F. Ratchford, Esquire, hereby certify that on July 25, 2008 I served a copy of the Ten Day Notice of Intent to Take Default in the above captioned matter by mailing the same via First Class United States mail, postage prepaid addressed as follows: VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 Edwin A. Abrahamsen & Associates, P.C. BY / Michael F. Ratchfor . Attorney I.D. N901-16 1729 Pittston venue Scranton, PA 18505 (570) 558-5510 C? ks CP _ O W W c7 t-c:; cn fl7 ?? . ? Y 7 COMMONWEALTH FINANCIAL SYSTEMS INC Plaintiff In the Court of Common Pleas of CUMBERLAND County, Pennsylvania Civil Division VS. VIRGINIA T. DAY NO: 08-3660-CIVILTERM Defendant NOTICE OF FILING JUDGMENT Notice is hereby given that a money judgment in the above-captioned matter has been entered against you in the amount of $ /a 014, (a6 on qbq&g By: s " P. " 01Cg If you have any questions regarding this notice, please contact the filing parry: Edwin A. Abrahamsen & Associates 1729 Pittston Avenue Scranton, PA 18505 Telephone: (570)-558-5510 (Notice is given in accordance with PA Supreme Court Rule of Civil Procedure No. 236) .. A PRAECIPE FOR WRIT OF EXECUTION - (MONEY JUDGMENT) RULES PA. R.C.P. 3252,3111 (a) Commonwealth Financial Systems, Inc 120 N. Keyser Ave. In the Court of Common Pleas of Scranton PA 18504 CUMBERLAND County, Pennsylvania Plaintiff Civil Division vs. VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 Defendant vs. COMMERCE BANK 5032 SIMPSON FERRY RD MECHANICSBURG PA NO: 08-3660 PRAECIPE FOR WRIT OF EXECUTION AND ATTACHMENT (MONEY JUDGMENT) Garnishee To the Prothonotary: TO SATISFY THE JUDGMENT, ISSUE WRIT OF EXECUTON IN THE ABOVE MATTER (1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania; (2) Against: VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 (3) And against: COMMERCE BANK 5032 SIMPSON FERRY RD MECHANICSBURG PA (4) and index this writ (a) against Defendant(s) (b) against Garnishee(s), as a lis pendens against the real property of the defendant(s) in the name of the Garnishee(s), any and all accounts of the defendant(s), in the possession of Garnishee, including but not limited to savings account balances; checking account balances; Certificates of Deposit; Money Market Accounts; contents of Safety Deposit Boxes. Defendant's SSN(s): 173-54-9609; (5) Judgment Amount $12,014.65 Interest $ Clerks Fee $ Sheriff $ Poundage $ Total $ Date: January 20, 2009 Michael F. Ratchfor squire Edwin A. Abrah & Associates, P.C. Attorney for Pl lff law.com CA o 0 ? ' 0 ? 04 C'a cw ra _TI ctco Commonwealth Financial Systems, Inc 120 N. Keyser Ave. In the Court of Common Pleas of Scranton PA 18504 CUMBERLAND County, Pennsylvania Plaintiff Civil Division vs. VIRGINIA T. DAY : NO: 08-3660 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 vs. COMMERCE BANK 5032 SIMPSON FERRY RD MECHANICSBURG PA Defendant Garnishee . Praecipe for Entry of Appearance Kindly enter my appearance on behalf of Commonwealth Financial Systems, Inc in the above-captioned matter. Date: January 20, 2009 Print Name: Address: 17: Telephone No: (570) 558-5510 Ext. 120 Supreme Court ID No: 86285 7i t!j ; 15 Commonwealth Financial Systems, Inc 120 N. Keyser Ave. Scranton PA 18504 In the Court of Common Pleas of CUMBERLAND County, Pennsylvania Plaintiff Civil Division vs. VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 Defendant vs. COMMERCE BANK 5032 SIMPSON FERRY RD MECHANICSBURG PA State of Pennsylvania County of CUMBERLAND SS: Garnishee NO: 08-3660 AFFIDAVIT UNDER SOLDIERS AND SAILORS RELIEF CIVIL RELIEF ACT OF 1940 AS AMENDED Michael F. Ratchford, Esquire being duly sworn according to law deposes and says that the above named defendant(s): VIRGINIA T. DAY; is(are) not in the military service of the United States of America as defined by the Soldiers' and Sailors' Civil Relief Act of 1940 as amended; That the defendant(s): VIRGINIA T. DAY; is(are) older than eighteen years of age; That the employment status of the defendant(s): VIRGINIA T. DAY: is(are) unknown. C? c?,.a ? ? - '' ? ?. - ? _, r-r ? N ::?{=5 ?, - • = ? WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-3660 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due COMMONWEALTH FINANCIAL SYSTEMS, INC., Plaintiff (s) From VIRGINIA T. DAY, 1550 Williams Grove Rd. Lot 61, Mechanicsburg, PA 17055 (1) You are directed to levy upon the property of the defendant (s)and to sell any and all accounts of the defendants . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: COMMERCE BANK, 5032 Simpson Ferry Rd, Mechanicsburg, PA Any and all accounts of the defendants in the possession of Garnishee, including but not limited to savings account balances; checking account balances ; Certificates of Deposit; Money Market Accounts; contents of Safety Deposit Boxes. Defendant's SSN: 173-54-9609 and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $12,014.65 Interest Atty's Comm % Arty Paid $158.50 Plaintiff Paid Date: 1/22/09 L.L. $.50 Due Prothy $2.00 Other Costs C is R. Lon , r thono ry (Seal) REQUESTING PARTY: Name MICHAEL F. RATCHFORD, ESQUIRE Address: EDWIN A. ABRAHAMSEN & ASSOCIATES, P.C. 1729 PITTSTON AVENUE SCRANTON, PA 18505 Attorney for: PLAINTIFF Telephone: 570.558.5510 By: Deputy Supreme Court ID No. 86285 SHERIFF'S RETURN - GARNISHEE CASE NO: 2008-03660 P COMMONWEALTH OF PENNSLYVANIA COUNTY OF CUMBERLAND COMMONWEALTH FINANCIAL SYSTEM VS DAY VIRGINIA T And now ROBERT BITNER Sheriff or Deputy Sheriff of Cumberland County of Pennsylvania, who being duly sworn according to law, at 0015:46 Hours, on the 27th day of January , 2009, attached as herein commanded all goods, chattels, rights, debts, credits, and moneys of the within named DEFENDANT , DAY VIRGINIA T hands, possession, or control of the within named Garnishee COMMERCE BANK 20 NOBLE BLVD CARLISLE, PA 17013 Cumberland County, Pennsylvania, by handing to , in the KRISTIN EGOLF (ASST. MANAGER) , personally three copies of interogatories together with 3 true and attested copies of the within WRIT OF EXECUTION and made the contents there of known to Her . Sheriff's Costs: So answers: Docketing .00 ,.?,/• Service .00 Affidavit .00 R. Thomas Kline Surcharge .00 Sheriff of Cumberland County .00 00 02/06/2009 Sworn and Subscribed to before me this day of By- Deputy Sheriff A.D ti? f ? 4 ??k C?? G N L/ Commonwealth Financial Systems, Inc 120 N. Keyser Ave. In the Court of Common Pleas of Scranton PA 18504 CUMBERLAND County, Pennsylvania Plaintiff Civil Division VS. VIRGINIA T. DAY NO: 08-3660 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg burg PA 17055 Defendant i INTERROGATORIES IN ATTACHMENT vs. COMMERCE BANK 5032 SIMPSON FERRY RD MECHANICSBURG PA Garnishee RE: Execution of Judgment against your depositor VIRGINIA T. DAY SSN # 173-54-9609 You are required to file answers to the following interrogatories within twenty (20) days after service upon you. Failure to do so may result in judgment against you: 1) At the time you were served or at any subseqent time, did the Defendant possess any bank accounts, joint or individual, that were in your custody or control? Please specify joint or individual account. Please list the legal title of any such account(s) an dthe primary account holder and if known whether joint account is entireties property. Defendant had account 536970445 held individually with a balance of $44.81. Defendant did not receive $300 exemption. 2) At the time you were served or at any subsequent time, what was the balance and account number of the bank accounts(s) identified in Interrogatory #I? see answer to question 1 3) At the time you were served or at any subsequent time, please list the average daily balance in the past five (5) months for each such account identified in your answer to Interrogatories number one (1) and two (2) above. Average quarterly balance for account 536970445 is $83.07 4) At the time you were served or at any subsequent time, did the bank account(s) that the Defendant possessed contain fund derived solely from social security funds and/or disability funds? Not to the knowledge of Commerce bank 0 5) At any time before or after you were served, did the Defendant(s) transfer or deliver any property or money to you or to any person or place pursuant to your direction or consent, and if so, what was the consideration therefore? No 6) At any time after you were served, did you pay, transfer or deliver any money or property to the Defendant(s) or to any person or place pursuant to the Depositor's direction or otherwise discharge any claim of the Depositor against you? No 7) At the time you were served or any subsequent time, did you have, share, or utilize any safe-deposit boxes, pledges, documents of title, securities, notes, coupons, receivable, license, or collateral in which there was an interest claimed by Defendant(s)? See answer to question 1 8) At the time you were served or at any subsequent time did the Defendant(s)accoount contain funds deposited electronically on a recurring basis and which are identified as being exempt from execution, levy or attachment. If so, state the reason for the exemption, the amount being withheld and the entity electronically depositing those funds on a recurring basis. see answer to question 1 9) At the time you were served or at any subsequent time did the defendant have funds on deposit in an accoun in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. Section 8123? If so, identify each account. See answer to question 1 9) Identify every other account (not previously noted) titled in the name of the Defendant(s) in which you believe the Defendant(s) have an interest in whole of part, whether or not styled as a payroll account, individual retirement account, tax acocunt, lottery account, partnership account, joint or tenants by entirety account, insurance account, trust or escrow account, attorney's account, or otherwise. See answer to question 1 10) To the extent that you're above answers depend in whole or part on documents, account records, or other papers or electronic data, describe each in exact detail (or attach a copy of the same). Edwin A. Abrahamsen & Associates, P.C. Michael F. Batch d, Esquire 1729 Pittston nue Scranton, P 8505 (570) 558-5 10 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. § 4904 relating to unworn falsifications to authorities, that he/she is Jennifer Hilbish (Name) Levy Specialist of Commerce Bank/Harrisburg, garnishee herein, (Title) (Company) that he/she duly authorized to make this verification, and that the facts set forth in the foregoing Answers to Interrogatories are true and correct to the best of his/her knowledge, information and belief. ?. ?? ? \ ?? ? ` ? !. _ ^ yy ?"1? { , ! f.? S .. ? '. ?y L? i _'a `• COMMONWEALTH FINANCIAL SYSTEMS INC VS. In the Court of Common Pleas of CUMBERLAND County, Pennsylvania Plaintiff Civil Division VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 vs. COMMERCE BANK 5032 SIMPSON FERRY RD MECHANICSBURG PA Defendant Garnishee : Praecipe to Dissolve the Attachment against Garnishee To the Prothonotary of CUMBERLAND County Pennsylvania: Please enter the above Praecipe to Dissolve the Attachment against Garnishee. Thank you, Michael F. Ratchford, Edwin A. Abraham Lawyer ID # 862 Sworn and su Associates, P.C. on this, day of J 20 DN ?f- c?Cr r'y NO: 08-3660 VI'l 3 ,? COMMONWEALTH FINANCIAL SYSTEMS INC vs. In the Court of Common Pleas of CUMBERLAND County, Pennsylvania Plaintiff Civil Division NO: 08-3660 VIRGINIA T. DAY 1550 WILLIAMS GROVE RD. LOT 61 Mechanicsburg PA 17055 Defendant Praecipe to Discontinue the Personal Property Levy VS. COMMERCE BANK 5032 SIMPSON FERRY RD MECHANICSBURG PA Garnishee To the Prothonotary of CUMBERLAND County Pennsylvania: Please enter the above Praecipe to Discontinue the Personal Property Levy. Michael FlftatcM ord, E's Edwin A. Abrahamsen & Lawyer ID # 86285 Sworn and fates, P.C. t?- day of 20 Thank you, N C O Co o8-aw"o R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED, Sheriff's Costs: Advance Costs: 150.00 Sheriff s Costs: 124.54 Docketing 18.00 25.46 Poundage 2.44 Advertising Law Library .50 Prothonotary 2.00 Refunded to Atty on 03/09/09 Mileage 12.60 Surcharge 40.00 Levy 40.00 Certified Mail Post Pone Sale Garnishee 9.00 Postage TOTAL $ 124.54 /0 j So Answers; R. Thomas Kline, Sheriff' Gl?$ Bn y laudia A. Brewbaker 0 7 o'60 4 to$ 9,00 ?aa WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-3660 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due COMMONWEALTH FINANCIAL SYSTEMS, INC., Plaintiff (s) From VIRGINIA T. DAY, 1550 Williams Grove Rd. Lot 61, Mechanicsburg, PA 17055 (1) You are directed to levy upon the property of the defendant (s)and to sell any and all accounts of the defendants . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: COMMERCE BANK, 5032 Simpson Ferry Rd, Mechanicsburg, PA Any and all accounts of the defendants in the possession of Garnishee, including but not limited to savings account balances; checking account balances ; Certificates of Deposit; Money Market Accounts; contents of Safety Deposit Boxes. Defendant's SSN: 173-54-9609 and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $12,014.65 Interest Arty's Comm % Arty Paid $158.50 Plaintiff Paid Date: 1/22/09 (Seal) L.L. $.50 Due Prothy $2.00 Other Costs A.Z<7z'. Curti . Long, Proth otary By: Deputy REQUESTING PARTY: Name MICHAEL F. RATCHFORD, ESQUIRE Address: EDWIN A. A$RAHAMSEN & ASSOCIATES, P.C. 1729 PITTSTON AVENUE SCRANTON, PA 18505 Attorney for: PLAINTIFF Telephone: 570.558.5510 Supreme Court ID No. 86285 IN THE UNITED STATES BANKRUPTCY COi� 28 F}• FOR THE MIDDLE DISTRICT OF PENNSYLVAI SRL �� COUHT`l IN RE: VIRGINIA TARA DAY, Debtor VIRGINIA TARA DAY, Movant v. COMMONWEALTH FINANCIAL SYSTEMS INC, Respondent . CHAPTER 13 . CASE NO. 1:09-bk-01207 ORDER CERTIFIED FROM THE RECORD day of 44' , 20 Clerk, U.S. Bankrup Per UPON consideration of the foregoing Motion to Avoid Judgment of Respondent under Section 522(f) of the Bankruptcy Code , it is hereby ORDERED AND DECREED that the relief prayed for in the Motion be, and hereby is granted, to wit, the judgment of COMMONWEALTH FINANCIAL SYSTEMS INC in the approximate amount of $12,014.65 entered in Cumberland County at docket number # 2008-3660 be and hereby is avoided; it is further ORDERED AND DECREED that a certified copy of this Order may be filed with the Prothonotary of Cumberland County and the Prothonotary is directed to terminate the judgment in the judgment indices. Dated: April 14, 2014 By the Court, c: U. 4 Robert N. Opel, II, Bankruptcy Judge (a» lerk Case 1:09-bk-01207-RNO Doc 33 Filed 04/14/14 Entered 04/14/14 16:48:02 Desc Main Document Page 1 of 1