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HomeMy WebLinkAbout08-3773~ i ~ y 7 MID PENN BANK, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. NO. D$ - 3'7'13 WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, Defendants Civil TerM ENTRY OF APPEARANCE AND CONFESSION OF JUDGMENT DEAR CLERK: Please docket this case by consent and enter the appearance of Marc. W. Witzig, Esquire and Kelly M. Knight, Esquire, Cunningham & Chernicoff, P.C., for the Defendants William Kaldes d/b/a The Spot Restaurant and Stephanie N. Kaldes. With respect to Count I, and pursuant to the authority contained in the Warrant of Attorney, the original or a copy of which is attached to the Complaint filed in this action, we appear for the Defendant, William Kaldes d/b/a The Spot Restaurant, and confess judgment in favor of the Plaintiff and against Defendant, William Kaldes d/b/a The Spot Restaurant, in the amount of: Principal: Attorney Fees $ 3,931.49 ~ 3,500.00 $ 7,431.49 Plus continuing pre judgment interest of 7.0% per annum from June 10, 2008; continuing post judgment interest of 12.0% per annum; continuing costs, continuing late charges and continuing attorney fees With respect to Count II, and pursuant to the authority contained in the Warrant of Attorney, the original or a copy of which is attached to the Complaint filed in this action, we appear for the Defendant, Stephanie N. Kaldes, and confess judgment in favor of the Plaintiff and against Defendant, Stephanie Kaldes, in the amount of: Principal: $ 3 931.49 Attorney Fees 3 500.00 $ 7,431.49 Plus continuing pre judgment interest of 7.0% per annum from June 10, 2008; continuing post judgment interest of 12.0% per annum; continuing costs, continuing late charges and continuing attorney fees Date: June 25, 2008 Harrisburg, PA 17110 (717) 238-6570 Attorneys for Defendants PA Attorney Identification No. 87365 2320 North Second Street x ~ ~ : Marc W. Witzig, Esquire PA Attorney Identification No.29929 Kelly M. Knight, Esquire PA Attorney Identification No. 87365 CUNNINGHAM & CHERNICOFF, P.C. 2320 North Second Street Harrisburg, PA 17110 Mailing Address: P.O. Box 60457 Harrisburg, PA 17106-0457 (717) 238-6570 Attorneys for Plaintiff MID PENN BANK, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff NO. d ~- 3"77 3 ~hll~ ~-~~~ v. WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, ; Defendants COMPLAINT FOR CONFESSION OF JUDGMENT NOW COMES, the Plaintiff, Mid Penn Bank, by and through its counsel, Cunningham & w ~ Y Chernicoff, P.C., and files its Complaint for Confession of Judgment, and in support thereof avers as follows: PARTIES AND JURISDICTION 1. Plaintiff, Mid Penn Bank (the "Plaintiff' or "Bank"), is a Pennsylvania banking institution with a place of business located at Market Square Plaza, 17 North Second Street, Harrisburg, Dauphin County, Pennsylvania 17101. 2. Defendant, William Kaldes d/b/a The Spot Restaurant, ("William Kaldes") is an adult individual with a last known address of 5908 Stephens Crossing, Mechanicsburg, Cumberland County, Pennsylvania 17050. 3. Defendant, Stephanie N. Kaldes ("Stephanie Kaldes") is an adult individual with a last known address of 5908 Stephens Crossing, Mechanicsburg, Cumberland County, Pennsylvania 17050. 4. Jurisdiction and venue aze proper in this county. COUNTI Plaintiff Mid Penn Bank v. Defendant William Kaldes d/b/a The S of Restaurant 5. The Bank incorporates Pazagraphs 1 through 4 as if more fully set forth herein. 6. On or about February 8, 2007, William Kaldes executed his certain Promissory Note (the "Promissory Note" or the "Note") for the principal sum of $31,700.00, together with a variable interest rate at an initial rate of 10.25% per annum. A true and correct copy of the Promissory Note is attached hereto as Exhibit "A" and is incorporated herein by reference. 7. According to the Promissory Note, William Kaldes was to pay the loan in one principal payment of $31,700.00 plus interest on February 8, 2008. Such payment was to consist of all principal and accrued unpaid interest not yet paid. 8. The interest rate applicable to the Note is a variable interest rate. 9. As set forth in the Promissory Note, if any payment is fifteen (15) days or more late, then William Kaldes is charged 10% of the regularly scheduled payment or $25.00, whichever is greater. 10. As set forth in the Promissory Note, any failure by William Kaldes to make any payment when due under the Note constitutes a default under the Note. 11. Upon a default under the Note, the interest rate on the Note shall be increased by adding a 5.00 percentage margin. 12. The Promissory Note states that the Bank may, after giving notice, declare the entire unpaid principal balance and all accrued unpaid interest to be immediately due. 13. The Bank is permitted, under the Promissory Note, to hire or pay someone else to help collect under the Promissory Note if William Kaldes defaults in payment, and William Kaldes agrees to pay the Bank the costs of such. Such amount is to include attorneys fees and legal expenses. 14. The Promissory Note states that if Judgment is entered against William Kaldes in connection with the Promissory Note, interest will continue to accrue after the date of judgment at the rate in effect at the time such judgment is entered. 15. William Kaldes is in default under the Promissory Note because he has failed to make full timely payments to the Bank as set forth in the Promissory Note. 16. The sum due and owing under the Promissory Note is $3,931.49 plus continuing pre judgment interest at a rate of 7.0% per annum from June 10, 2008; continuing .. , post-Judgment interest at a rate of 12.0% per annum; continuing costs; continuing late charges and continuing attorneys fees. 17. The Promissory Note authorizes the Bank to confess judgment against the William Kaldes after default under the Note. 18. Judgment on the Promissory Note has not been entered in any jurisdiction. 19. The Promissory Note has not been assigned. 20. Judgment is not being entered by a confession against a natural person in connection with a consumer credit transaction. 21. The failure of William Kaldes to pay the Promissory Note and continuing default thereunder provide Plaintiff with the authority to file this Complaint. 22. All conditions precedent to the Bank's recovery hereunder and/or entry of judgment by confession, in favor of Plaintiff, have been satisfied and/or waived. 23. On February 8, 2007, William Kaldes executed that certain Disclosure for Confession of Judgment (the "Disclosure"), containing William Kaldes' express acknowledgment that the provision within the Note providing for confession of judgment specifically was brought to the attention of William Kaldes; and that William Kaldes knowingly, intelligently, and voluntarily signed the Note containing the confession of judgment provision and made the other waiver of rights contained in the Note. A true and correct copy of the Disclosure is attached hereto as Exhibit "B" and is incorporated herein by reference. WHEREFORE, Plaintiff, Mid Penn Bank hereby respectfully requests that this Honorable Court enter Judgment by Confession against the Defendant, William Kaldes d/b/a The Spot Restaurant, in the amount of: Principal: $ 3,931.49 Attorney Fees 3 500.00 $ 7,431.49 Plus continuing pre judgment interest of 7.0% per annum from June 10, 2008; continuing post judgment interest of 12.0% per annum; continuing costs, continuing late charges and continuing attorney fees. COUNT II Plaintiff Mid Penn Bank v. Defendant Ste hanie N. Kaldes 24. The Bank incorporates Paragraphs 1 through 23 as if more fully set forth herein. 25. On or about February 8, 2007, Stephanie Kaldes, executed and delivered her certain Commercial Guaranty (the "Commercial Guazanty") by which she absolutely and unconditionally guaranteed full and punctual payment and satisfaction of the indebtedness owed to the Bank by William Kaldes under the Promissory Note. A true and correct copy of the Commercial Guazanty signed by Stephanie Kaldes is attached hereto as Exhibit "C" and is incorporated herein by reference. 26. As set forth in the Commercial Guazanty, Stephanie Kaldes absolutely and unconditionally guaranteed full and punctual payment and satisfaction of the indebtedness of William Kaldes to the Bank, and the performance and dischazge of all of William Kaldes' obligations under the Promissory Note and related documents. 27. As set forth in the Commercial Guaranty, Stephanie Kaldes promised to make due under the Note to the Plaintiff, or its order, on demand, in legal tender of the United States of America, in same-day funds, without setoffs or deduction or counterclaim, and promised otherwise to perform William Kaldes' obligations under the Promissory Note and any related documents. 28. As set forth in the Commercial Guaranty, Stephanie Kaldes agreed to pay all outstanding principal, all accrued but unpaid interest thereon, and all collection costs and legal expenses related thereto, attorneys fees, arising for any and all debts, liabilities and obligations that William Kaldes owes or will owe Plaintiff under the Promissory Note and any other related documents. 29. Following default of William Kaldes under the Note, the Bank made demand upon Stephanie Kaldes that she pay in full the indebtedness owed by William Kaldes to the Bank under the Note. Stephanie Kaldes has refused to pay such sum to Plaintiff. Said refusal and failure are continuing and are without excuse. 30. The Commercial Guaranty authorizes the Plaintiff to confess judgment against Stephanie Kaldes for the entire principal balance of and owed under the Commercial Guaranty as well as all accrued interest, late charges, costs of suit, and attorneys' fees. 31. The Commercial Guaranty authorizes the Bank to obtain judgment by confession against Stephanie Kaldes after a default under the Commercial Guaranty. Stephanie Kaldes properly executed and delivered her certain Disclosure of Confession of Judgment, dated February 7, 2007, containing her express acknowledgment that the provision within the Note providing for confession of judgment specifically was brought to her attention; and that she knowingly, intelligently, and voluntarily signed the Commercial Guaranty containing the confession of judgment provision and made the other waiver of rights contained in the Commercial Guaranty. A true and correct copy of Stephanie Kaldes' . i Disclosure of Confession of Judgment, is attached hereto as Exhibit "D" and is incorporated herein by reference. 32. Judgment on the Commercial Guazanty against Stephanie Kaldes has not been entered in any jurisdiction. 33. The Commercial Guazanty has not been assigned. 34. Judgment is not being entered by confession against a natural person in connection with a consumer credit transaction. 35. Stephanie Kaldes' failure to cure William Kaldes' default under the Promissory Note, and Stephanie Kaldes' continuing default under the Commercial Guaranty, provide Plaintiff with the authority to file this Complaint pursuant to the Commercial Guaranty. 36. All conditions precedent to the Plaintiffs recovery hereunder and entry of Judgment by Confession, in favor of the Bank, have been satisfied and/or waived. WHEREFORE, Plaintiff, Mid Penn Bank hereby respectfully requests that this Honorable Court enter Judgment by Confession against the Defendant, Stephanie N. Kaldes in the amount of Principal: $ 3 931.49 Attorney Fees 3 500.00 $ 7,431.49 Plus continuing pre judgment interest of 7.0% per annum from June 10, 2008; continuing post judgment interest of 12.0% per annum; continuing costs, continuing late charges and continuing attorney fees ,. submitted, C. Date: June 25, 2008 gy; PA At~orney I~i~ntific~tion No. 29929 PA Attorney Identification No. 87365 2320 North Second Street Harrisburg, PA 17110 (717) 238-6570 Attorneys for Plaintiff ,, MID PENN BANK, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, Defendants AFFIDAVIT OF LAST KNOWN ADDRESS I, Gregory C. Scheer, Collection Manager of Mid Penn Bank, hereby certify that the last known address of the Defendant, William Kaldes d/b/a The Spot Restaurant is 5908 Stephens Crossing, Mechanicsburg, Cumberland County, Pennsylvania 17050. MID PENN BANK ((~~ Date: t9 a ~ 0 ~ By. ~ ~ c>G~s..~~1,. Grego . Sc r Collection Manager COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS. On this, the ~ day of ~Jv12 2008, before me, a Notary Public, the undersigned officer, personally appeared Gregory C. Scheer, known to me (or satisfactorily proven) to be the person described in the within instrument, and acknowledged that he executed the same in the capacity therein stated and for the purposes therein contained. TN WITNESS WHEREOF, I hereunto s y hand and eal. S COMMONWEALTH OF PENNSYLVANIA Notarial Seal Notary Pu liC &odc J. Glasstord, Notary Public Lower Paxton Twp., Dauphin County My Commission Expires Mar. 27, 2010 Member, Pennsylvania Asspciation of Notaries ~ ~ i MID PENN BANK, Plaintiff v. WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA AFFIDAVIT OF LAST KNOWN ADDRESS I, Gregory C. Scheer, Collection Manager of Mid Penn Bank, hereby certify that the last known address of the Defendant, Stephanie N. Kaldes, is 5908 Stephens Crossing, Mechanicsburg, Cumberland County, Pennsylvania 17050. MID PENN BANK Date: ~ 2~0 Q ~S' B _ ~, ~ C~ Y~ Grego C. S er Collection Manager COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS. On this, the ~ day of th'l ~ , 2008, before me, a Notary Public, the undersigned officer, personally appeared Gregory C. Scheer, known to me (or satisfactorily proven) to be the person described in the within instrument, and acknowledged that he executed the same in the capacity therein stated and for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set m hand an 1, Notary Pub 'c COMMONWEALTH OF PENNSYLVANIA Notarial Seal Brock J. Glassford, Notary Public Lower Paxton Twp., Dauphin County My Commission Expires Mar. 27, 2010 Member, Pennsylvania Association of Notaries 1 . ~ I MID PENN BANK, Plaintiff v. WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. d~,~ 7 7 3 c 1v, l f"uti.. AFFIDAVIT OF KELLY M. KNIGHT, ESQUIRE I, Kelly M. Knight, Esquire, attorney for Plaintiff, Mid Penn Bank, swear and aver as follows: 1. That the Judgment against Defendant, William Kaldes d/b/a The Spot Restaurant, is not being entered by confession against a natural person in connection with a consumer credit transaction. Date: June 25, 2008 Harrisburg, PA 17110 (717) 238-6570 1 ~ ~ Y COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF DAUPHIN On this, the a~ day of ~~~--' , 2008, before me, a Notary Public, the undersigned officer, personally appeared Kelly M. Knight, Esquire, known to me (or satisfactorily proven) to be the person described in the within instrument, and acknowledged that he executed the same in the capacity therein stated and for the purposes therein contained. IN WITNESS WHEREOF, I hereunto s t my hand and offic'al seal. Public COMMONWEALTH OF PENNSYLVANIA JULIEANNE AMETRAANO EN to tc City of Harriaburg, 7auphin County My Commission Expires r•eb. 22, 2011 MID PENN BANK, Plaintiff v. WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA No. 6 g, 3 7~ 3 c a ~; I f ~r,~ AFFIDAVIT OF KELLY M. KNIGHT, ESQUIRE I, Kelly M. Knight, Esquire, attorney for Plaintiff, Mid Penn Bank, swear and aver as follows: 1. That the Judgment against Defendant, Stephanie Kaldes, is not being entered by confession against a natural person in connection with a consumer credit transaction. Respectfully submitted, CUNNIN Date: June 25, 2008 By: ' Harrisburg, PA 17110 (717) 238-6570 .,a COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF DAUPHIN . On this, the ~J day of ~~/w , 2008, before me, a Notary Public, the undersigned officer, personally appeared Kelly M. Knight, Esquire, known to me (or satisfactorily proven) to be the person described in the within instrument, and acknowledged that he executed the same in the capacity therein stated and for the purposes therein contained. 1N WITNESS WHEREOF, I hereunto ~ my handandOfficial seal. Public COMMONWEALTH OF PENNSYLVANIq NOTARIAL SEAL JULiEANNE AMETRANO, Nota City of Harrisburg, Dauphin County My Omission Expires Feb, 22, 2011 . , ~. MID PENN BANK, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff . NO. ~ ~, 3 7 7 3 c N, ~ t"c tom. v. WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, ; Defendants ; CERTIFICATE OF RESIDENCE The address of the Plaintiff, Mid Penn Bank, is Market Square Plaza, 17 North Second Street, Harrisburg, Dauphin County, Pennsylvania 17101. The address of Defendant, William Kaldes d/b/a The Spot Restaurant is 5908 Stephens Crossing, Mechanicsburg, Cumberland County, Pennsylvania 17050. Respectfully sul~lni C~F'F, P.C. Date: June 25, 2008 Maz W: W~' ' e P Attorney entif ation No. 29929 Kelly M. Knig rt, quire PA Attorney Identification No. 87365 2320 North Second Street Harrisburg, PA 17110 (717) 238-6570 Attorneys for Plaintiff 1 • ~~ ~ MID PENN BANK, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff v. : No. 6 g , 3 7 ~ 3 ~ : ~: I -f ~~~. WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and . STEPHANIE N. KALDES, ; Defendants CERTIFICATE OF RESIDENCE The address of the Plaintiff, Mid Penn Bank, is Market Square Plaza, 17 North Second Street, Harrisburg, Dauphin County, Pennsylvania 17101. The address of Defendant, Stephanie N. Kaldes, is 5908 Stephens Crossing, Mechanicsburg, Cumberland County, Pennsylvania 17050. Respectfully submitted, CU] Date: June 25, 2008 By; PA Attorney Identification No. 87365 2320 North Second Street Harrisburg, PA 17110 (717) 238-6570 Attorneys for Plaintiff ,.. VERIFICATION I, Gregory C. Scheer, Collection Manager of Mid Penn Bank, verify that the statements made in the foregoing COMPLAINT FOR CONFESSION OF JUDGMENT are true and correct to the best of my knowledge, information and belief. I understand that false statements are made subject to the penalties of 18 Pa.C.S.§ 4904 relating to unsworn falsification to authorities. MID PENN BANK Date: (,Q~~,pf Og ~~ S By: Gi gory C. 'cheer Collection Manager # ~ 0 ~ ~ v C? "' ~.' ~ -,~ c_:. ~~ ~x ~~ ~ t`m, t 1== R) _ ,1 .•~ ~ i~ _~ ~ ~: ,_~ • MID PENN BANK, Plaintiff v. WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. ~~, 3 7 ~ 3 c t~ , ~ -Ft ~ti, NOTICE OF ENTRY OF JUDGMENT TO: Mr. William Kaldes d/b/a The Spot Restaurant 5908 Stephens Crossing Mechanicsburg, PA 17050 YOU ARE HEREBY NOTIFIED THAT ON WoZI~/o8 THE FOLLOWING JUDGMENT HAS BEEN ENTERED AGAIN T OU IN THE ABOVE- CAPTIONED CASE IN THE FOLLOWING AMOUNT: PRINCIPAL: $ 3,931.49 ATTORNEY FEES $ 3.500.00 $ 7,431.49 PLUS CONTINUING PRE-JUDGMENT INTEREST OF 7.0% PER ANNUM FROM JUNE 10, 2008; CONTINUING POST-JUDGMENT INTEREST OF 12.0% PER ANNUM; CONTINUING COSTS, CONTINUING LATE CHARGES AND CONTINUING ATTORNEY FEES Pro9ionotary i I HEREBY CERTIFY THAT THE NAME AND ADDRESS OF THE PROPER PERSON TO RECEIVE THIS NOTICE UNDER PA. R.C.P. §236 IS: Mr. William Kaldes d/b/a The Spot Restaurant 5908 Stephens Crossing Mechanicsburg, PA 17050 _ ,. Por este medio se le esta notificando que el de de12008, el/la siguiente Fallo he sido anotado en contra suya en el caso mencionado en el epigrafe. FECHA: Protonotario Certifico que la siguiente direccion es la del defendido/a segun indicada en el certificado de residencia: Mr. William Kaldes d/b/a The Spot Restaurant 5908 Stephens Crossing Mechanicsburg, PA 17050 ~ ~ it MID PENN BANK, Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA . NO. ~g•3?~3 c,~;I ~-~.M- ~. Defendants NOTICE OF ENTRY OF JUDGMENT WILLIAM KALDES d/b/a THE SPOT RESTAURANT, and STEPHANIE N. KALDES, TO: Ms. Stephanie N. Kaldes 5908 Stephens Crossing Mechanicsburg, PA 17050 YOU ARE HEREBY NOTIFIED THAT ON ~olcZ(o~08 THE FOLLOWING JUDGMENT HAS BEEN ENTERED AGA S YOU IN THE ABOVE- CAPTIONED CASE IN THE FOLLOWING AMOUNT: PRINCIPAL: $ 3,931.49 ATTORNEY FEES $ 3.500.00 $ 7,431.49 PLUS CONTINUING PRE-JUDGMENT INTEREST OF 7.0% PER ANNUM FROM JUNE 10, 2008; CONTINUING POST-JUDGMENT INTEREST OF 12.0% PER ANNUM; CONTINUING COSTS, CONTINUING LATE CHARGES AND CONTINUING ATTORNEY FEES Protfionotary I HEREBY CERTIFY THAT THE NAME AND ADDRESS OF THE PROPER PERSON TO RECEIVE THIS NOTICE UNDER PA. R.C.P. §236 IS: Ms. Stephanie N. Kaldes 5908 Stephens Crossing Mechanicsburg, PA 17050 _. , - Por este medio se le esta notificando que el de de12OO8, el/la siguiente Fallo he sido anotado en contra suya en el caso mencionado en el epigrafe. FECHA: Protonotario Certifico que la siguiente direccion es la del defendido/a segun indicada en el certificado de residencia: Ms. Stephanie N. Kaldes 5908 Stephens Crossing Mechanicsburg, PA 17050 F:\Home\KKNIGH7IDOCS\Midpenn\Kaldes\The Spot\BIdg.Loan.Complaint 6.12.08.wpd MID PENN.BANK, IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff V. NO: 0.8-3773 WILLIAM KALDES d/b/a., , THE SPOT RESTAURANT, and Civil Action- Law --- STEPHANIE N. KALDES, ra r,, ? Defendants C C� 3:xb rn PRAECIPE TO SATISFY JUDGMENT AND DISCONTINUEL l b � ; TO THE PROTHONOTARY: Having received satisfaction in full of the judgment entered in the above-docketed matter, you are hereby authorized and directed to mark the judgment satisfied. Please also mark the matter settled, discontinued, and ended. Respectfully Submitted, C HA CH ICOFF, P.C. Date: May_[( , 2013 By: Mark W. Witzig, Esquire PA Attorney ID No. 29929 Gina L. Lauffer, Esquire PA Attorney ID No. 313863 2320 North Second Street Harrisburg, PA 17110 Telephone: (717) 238-6570 Attorneys for Plaintiff CERTIFICATE OF SERVICE I, Julieanne Ametrano, Legal Assistant with the law firm of Cunningham& Chernicoff, P.C., hereby certify that a true and correct copy of the PRAECIPE TO SATISFY JUDGMENT AND DISCONTINUE will be served by first class U.S. Mail on the following parties indicated: Mr. William Kaldes Ms. Stephanie N. Kaldes d/b/a The Spot Restaurant 5908 Stephens Crossing 5908 Stephens Crossing Mechanicsburg, PA 17050 Mechanicsburg, PA 17050 Ms. Amy M. Custer Mid Penn Bank 5500 Allentown Boulevard Harrisburg, PA 17112 CUNNINGHAM & CHERNICOFF, P.C. Date: May 16 2013 B lAw-4D � :Y ulieanne Ametrano 320 North Second Street Harrisburg, PA 17110 Telephone: (717) 238-6570 FAH ome\GLAUFFER\DOCSWIidPenn Bank\Kaldes\Praecipe to Satisfy Judgment.wpd