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Home My WebLink About08-3930IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff No: os -.3Q,b VS. TRACEY L BUDINE COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06578746 C N Pit BLK IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. Civil Action No TRACEY L BUDINE Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 2. Defendant is adult individual(s) residing at the address listed below: TRACEY L BUDINE 6789 CARLISLE PIKE MECHANICSBURG, PA 17050 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXXXXXX6215 . 4. Defendant made use of said credit card and has a current balance due of $1443.13 , as of May 02, 2008 . S. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.9001 per annum on the unpaid balance from May 02, 2008 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit 11111 and made a part hereof. 7. Although repeatedly requested to des so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , TRACEY L BUDINE , INDIVIDUALLY , in the amount of $1443.13 with continuing interest thereon at the rate of 25.900% per annum from May 02, 2008 plus costs. James G. mbt,42524 WELTMAN, NBERG & REIS CO., L.P.A. 436 Seve th venue, Suite 1400 Pittsbu gh, A 15219 (412) 4 4,7 55 FAX: 4 2-33 -7130 065787 6 C Pit BLK This law firm is a debt collector attemp ing to collect this debt for our client and any information obtained i be used for that purpose. In fact, even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? We're here to help. Please contact us to find a solution that's right for you. You can make a payment with our &= check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due on your statement within 30 davs to keep your acownt from being charged off. 0 2006 Capita! One &-mires, Inc. Capital One is a federally registered service ma,*. AU rights nsenud 500013-09503 ?FIliftwom, NOT PAYING YOUR DEBT 500013 what's in your wallet?? DOESN7 MAKE IT GO AWAY. FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Date $1,017.85 - $0.00 + $21.92 + $35.00 = $1,074.77 $524.77 Jan. 07, 2007 Nov. 08, 2006 - Dec. 07, 2006 Page 1 of 1 PLEASE nn AT IEAA TMS AMOUNT Visa Platinum Account Your account is six payments behind. If we charge off your account due to late payments, we will report the 4882-3 latinu charged-of status to several national credit bureaus, and the Purchase APR as reflected on this statement will be applied to all your outstanding balances. Act now to prevent this from happening. Please pay the amount due Your Account Information on your statement or give us a call at 1.800.955.6600. We'll work with you so you can take control of your account and start rebuilding your credit with Capital One. TOTAL CREDIT LINE $550.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $550.00 AVAILABLE CREDIT FOR CASH $0.00 Finance Charges (Please see reverse for important irdormafion) Balance rate Periodic Cone?nd applied to rate APR FRANCE CHARGE Purchases $1,029.56 0.07096% 25.90% $21.82 Cash $0.00 0.07096% 25.90% $0.00 ANNUAL PERCENTAGE RATE applied We period: 25.90% ® At Your Service 1. gM3. 637 To cd Cust w Relations or to report a bet or stolen card ® Sand payments to: Capital One Flank • P.O. Box 70884 • Chadaae, NC 28272-M A Sant Inquiries to: Capltal One - P.O. Box 30295 - Ball Lake City, UT 94130-0285 6056 506 1 7 Caowol,L I what's in your wallet?' 0 4862362406846215 07 1074770100000524771 New Balance Minimum Payment Due Date C$1,074.77 $524.77 Jan. 07, 2007 PLEASE PAY AT LEAST THIS AMOUNT Amount Enclosed Capital One Bank P.O. Box 70664 Irlralllatallaarlarall Charlotte, NC 26272-0664 IRl1 11 nlnalallntlnlalllurlnlrln611 1111 11 6E1 11 11 au11 "Important Notice" Under the terms we previously disclosed to you, your account is now eligible for an increase in Annual Percentage Rates (APRs) effective immediately. However, Capital One has ebded not to raise your APRs at this time. Please be advised that if you fail to keep your account in good standing, Capital One reserves the right to raise your APRs in tine future. Payments, Credits & Adiusttnents Transactions 1 07 DEC PAST DUE FEE $35.00 Your account is 90 days past due and your Payment Protection coverage has been suspended. As stated in Your Payment Protection agreerthem, your coverage and monlhy charge will be reinstated once your ecrcunt is no longer 90 days past due. You may still be eligible for benefits to be paid to your account for loss events described in Your Payment Protection agreement. Call Stonebridge Bena9t Services at 1896-52746904 to see 9 your situation qualifies for benefits. You were assessed a past due fee because your minimum payment was rot received by the due data. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital one. EXHIM 061207 PAGE 1 of 1 01BC6056 PLEASE RETURN PORTION BELOW WITH PAYMENT Account Number: 4862-3624-0684-6215 Please print address or phone number changes below using blue or black ink. Address Horne Phone Alternate Phone Finad address @ •9034296729753536• RAIL ID NUMBER TRACEY L BUDINE 6769 CARLISLE PIKE MECHANICSBUR6, PA 17050-3712 urlllnallluu1TlrllunnlllualuIIIII I I I I I I IIIIITrla6a Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope. TRACEY L BUDINE . . I J 1. Hahn m Aveld a Fknenes Charge. t a. Grace Paled. You will have a nsYmum pace period of 25 days whew limems deep on new purdwes, new balance irarWars, new apwW p rcaaes and nw other charges, N you pay your lafa'N- Balance'. in ? eI accorrdsm with the cradar Notice for payments below, y your mad aaahmehd long dam. Them is no grace period on can aMsraa ad specs kwwbM. In aedllan, due a W grace period on any transaction if you do not pay the burl lNaw balance.' b. Accruing Finance Chants. Trannclae which we not ehb)ed to a grace period am screwed finance shape 1) from M dam or the transaction or 2) horn the data M banrdion is processed to you Account w 3) hm the find calendar day of the current bli g period. Adolk nWy, If you did not payM'Now Balance from M prMtess billing period in fut, lirrnde doges connmaa to soma to you paid tmWw urM M unpaid balance Is paid in fug. The msare that you may trial owe Rhace chaegn, even If you pay am entice New Balance Incanted on to trot of your aetunent by the mad atataaad doming date, but did not do r for M weviaus enordK Urpsd finance Barges we added b M appllcehta segrrard of your Account. t c. lBnkmen Finance Charge. For each blip period to you amid s subject b a lyre charge, a rnink" tda I'MANCE CHARGE elf 60.50 wg be. knposed. t d. Temporary (eduction In Finance Charge, Via reserve the right b not nun any or all glance charges fa ant given blip period. 2. Ahrarege Daft Bslatce (including New PrRdmaea)_ FYSrnca darga is nWtsed by mtilpyhg M daily bsWwa of each segment of your accotmt (sq., cash whain e, ptahw, coeds troller, aid special purhees) by the corresponding daily periodb rake(s) Via hes been pr*Wft4dy disclosed berg period, we. ?Y At the and of each e day f during the cpmmofyouraanudmM?bmia of6uh ah n sagmseL Thin atM and elM blip paled, we add up to rewle of tees duty WmAmd e b arive at you pwmk finance charge Mach seginrl. We add hp the rests from each esprrtml to ardvs at the keW parlgde senor charge M yowaocaam.lo gat M duty luWioe M srih esgnem of your account we rake M Mgirerg lipase M sash seg.wt wW add ry mewtonesd wm sad cry pvbdt fi to sagrearet We then nance charga mkaladanM oche dyk balance fa any ported es of that ted b es day that era alopastl b tot s .g egmewnt. Th'r gives us M coney defy baWrce for each aspnwt of your abmum However, If you paid ft Now Bab rue shown on your previous aatament In ful (a tyour new balance was zero or a walk anour), nee trresettwe. which paid to your purchase a spacial purchase tegmehts w not added to M dally balarcas. Wa taWft ft averts daily bales ce by adding al the duly belre es kogsdar and dividing the cum by the men1w of Vie days In the current bfhvg cycle. To cekrnete your total fern charge. mrllipiy Your average daiy balance by the dely periodic raft and by the Member of dyer In the btng paled. Due to rounding on a defy bulk a due to mNnum hence dmge essessrrank them n" be a valance batww tilt lculatlan and M amoral of f-- large many „wand. 3. Anmrat PerCardaga Raba (AMq, a. The se m'MnuW Paoadage Ram' may appear es'APW on go here of the swasmem b. N M code P (oualaty Prim iJ L (Quarterly LIBOR), C (OuarWly CD), a 8 (Ba kcend Prams) epprrs on M from of Via s1eWMnt Ml to the parbdb rate(s), the pedo t suer and corresponding ANNUAL PERCENTAGE RATES my vary Waaryand mry nwwe a decraw Oaaed on am staked indices, es bud in The Yet Street Journal, past the urge pmousy dedicated to you. Thw ciaapn will be efectne on to fiat day of yap bBYg period dpMW by your pwbdc Me me d ending In M mOntla of January, Apra, Judy and Odsha. c N M code D (Minty Prhhhe), F (Monty LOOR), or 0 (Traaaay LIBOR) apps , on the from of yaw fketrmm red to Vie periods rob(s), the periodic mass and corresponding ANNUAL PERCENTAGE RATES may wry money and may hnoeaes or lases based on the attract radon, n lownd In The Wall Soar Jaunts, pka to margin Previously dedicated in you. Thw dages wt be atad ve on the find day of yaw bBhg paled each monVi. 4. Annaaem of La* OwrBrml and Returned Payresnt Fees Undr the lama of yow attomsr aveeart, we. reserve to rights to wales or not to awes ay bet without prior notlrMloe to you uhlmw waiving our right to anew M rmea atmtafw ate laarnrne. T S. Renew, View Aneant If a rmnlrwaNp fee appeem on M front of your statarment, you hew 30 drys from M dam this stwean en was melad to you b avoid prykg M fee or b have such fors credited b you if you cancel your account willcu hean0 to pay the mar6aehip fee. To creel your aroni, you moat notify ce by celing our Customer Relations Doperbnem and pay your "Ne. Balance n bl (excluding ft MnhhereNp fee) prior b M and or M 6M"* period. 8. If you Car Year Aowum. You ran regrat to does your account by calling our C uslorner RWem Department You mua deWOy yw welt nod(s) and accord areas I ' , canal sit preestwozed biitg ad owe tWng your account After your NOW" to Car, If you continue to haled w do rot canal pmuMM»tl burg sera gsmate, war will cameiderrrtlpt of a charge your SUMMasNon b lamp your account open. Addaonaly, your account will not be closed until you pry all mauls you oast us ncludng; any Memadbns you hew auViOrUed, firearm cargae, past due fw, Mel M Ica, mead Pay ASM (w, cash advance fen and any other ken assessed to your amount. You are responsba for these ansoua whether lay appear on your account at the tM you request to close ft account or they am mourned subsequent to your request b class ft atrpas Ths may mall In shsrgr apprrkg on your accoum after you new requested the amid to be dwd. 7. Using Year AasauaL Your card oracmuln cannot be used in connection with any nsmat gambling transactions. 8. Netase Abeat Ell asona Check Cenvemlon. When you Wwids a dhadt es psylmenl, you auMorRe w saber to ues kdamalan from your shack to rah" a or"nw electronic frud harwterfmm your be* account or to prows the parnent as a deck tnmaption. Main we use bnfoe Mot from your duck be make an electronic kind irareM, funds may be Wittman from you bank account as soon n the same day wa racahaa Your peyMrd, and you wM not meals you checc bade from Yo f)naidal nor lull- BsLWG RIGHTS SUMMARY (In Care of Errors or ataYas obted Your Bt) Of you a" your bill s wrong, cr If you need more imorrnslen on a IrnmedlDn a bR, was b us on a aapras ifnaet es soon n potable at ft addraaa for inqu irm shown an ft font of tts slaterrnent Wa hest hnr bons you no star Om 60 days after we Bent you ft wm bill on which ft error w pniblrn appeared. You can call our Customer Relatons number. bug dot so will not pmarw ycw rigift in your W ate. pw es if* (Dewing InVma*on: your rums and scoonrd mathber. M dollar amain of the suspeWd error, a description of the error and an explanation, N poo@ M, of why you Wave them Is an era; or If you need more wolon,rrelon, a description of the item you are unsure about You do not have to pay cry amoaa in grasson while We are MVM§W rig k. but you are sell oWgamd to pay the pars of yaw bill bat as net in gsWon. White we nvgtyake your itundi0n, M Dead report you es deb.Wwd a take any adton to naftd M amount you question. S, t SpedW Rule M Cradl Card Purcharies N you have a problem with ft gesRy of property a Services that you pihrchar ed w ilh a a m& card ad you have hied n good faith to wvmcl M probam.0 M madlYd, you may have the right not to pay ft mhahdng amount due on ft property or services. Yaur have to Pectsc I only Wan M purdws prim wes more Mn MOD and the prMw wee nude In your home stem or within 100 miss or Your MNrg eldest. Qf caw own r operate M-dam. or NM WW you Madvwftwa gfarM property a asrvime, sit purhaese ars cowered regardless of smart or lomlon of Purchase.) Plwe mr-bar b agn MI cormspodahaa. t Dees not appy to consanRr noncne* card accounts 2 Coss rdtappy to business non.creai card entente Capitol Ome supports namstkah privacy prolaWon: w our wnsbstm at WELL tiftl2tat,MM Capital One Is a federally regstvad service mark of Capita Oro Rnandel Corporation. All rights reserved. 02006 Capital One 01 BCWW - 6 - 12 2117 6 haporbd Nola: PsPiab yW mat b a hA b Dedad b yarhnDawt tldtlr htmta aY we. ncae N. paesetl (1) you cad tea bcken DortondMSstebmenand gar cockntlw rdoeat wnaurws am>Mpe and R)yohrPeynsc h elvedncur photesanp Caw by 3pm.ET(12 noon PT). Piwe dW-IMWt.(5)busedapforp=Wdairy.Payn- Melvabfwscryede,khmlm an ay dhafav May net be called tl afaa ayw 0006 ter. Drrbuses drys we Moray eroaal Ssrdy, adudbg holders. Ptw do mes, dyke, Papa ISM se, dinpmpvyhp yaw POPzsa. wanicu Provide a dad a per M You auhoraa u Web Me Msralon hen yardhaA b tuft t aadim aacsoNofrrd hsaerfran younc?mua a b proms Ira peyrsttl a dhad tarecasn. When ea ua rensalln tent your drat b hake en dauode bed ovate, lass May be agtimen from Y==arn dM econ n to tlme ayesm "your paytaL ud you all rttmwlna YwrChick tartlam YwrimaW natlrla. VERIFICATION CAPITAL ONE BANK (USA), N.A., successor-in-interest to Capital One Bank vs BUDINE, TRACEY L The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is, TRACY TAYLOR, Authorized Agent, of CAPITAL ONE BANK (USA), N.A., successor-in-interest to Capital One Bank, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. TRAC OR Notary Public 4862362406846215 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. 1 ; -r`_. ?,V , ., . . X?IRS it M? W rv -r CXD C? ? U r? f`J j(,f) 0 SHERIFF'S RETURN - REGULAR CASE NO: 2008-03930 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK (USA) NA VS BUDINE TRACEY L ROBERT BITNER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BUDINE TRACEY L the DEFENDANT , at 0009:50 HOURS, on the 24th day of July 2008 at 6789 CARLISLE PIKE MECHANICSBURG, PA 17050 by handing to TRACY BUDINE DEFENDANT a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 7/.a 0, /or So Answers: 18.00 10.00 .00 10.00 Thomas Klin .00 ? 38.00 07/25/2008 WELTMAN WEINBERG & REIS Sworn and Subscibed to before me this of By: day eputy Sheri f A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. TRACEY L BUDINE Defendant No.08-3930-CIVIL TERM PRAECIPE FOR ENTRY OF JUDGMENT BY CONSENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Matthew D Urban, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6578746 $1480.00 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff vs. Civil Action No. 08-3930-CIVIL TERM TRACEY L BUDINE Defendant PRAECIPE FOR JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment against Defendant, TRACEY L BUDINE, in the amount of $1480.00 plus costs, based upon the consent of the parties. CONSENTED TO: WELTMAN, WEINBERG & REIS CO., L.P.A., By: Attorney for Plaintiff TRACEY L BUDINE, By'?nnre? • ea.,AL D. 1bigdorr Defendant WWR#6578746 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. Civil Action No. 08-3930-CIVIL TERM TRACEY L BUDINE Defendant STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment in favor of Plaintiff and against the Defendant, TRACEY L BUDINE, above-named, in the amount of $1480.00 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent, as follows: 1. Defendant admits indebtedness to Plaintiff in the amount of $1480.00 with continuing interest thereon at a rate of 6.0% per annum plus costs from date of judgment. 2. To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be entered in favor of the Plaintiff and against the Defendant, 'IRACEY L BUDINE, in the amount of $1480.00 plus continuing interest thereon at the rate of 6.0% per annum from date of judgment and costs. 3. Plaintiff agrees not to execute on its Judgment so long as Defendant causes to be delivered to Plaintiff the following payments in full by 12:00 NOON on the following dates: (a) $75.00 due by 10/20/08; (b) $75.00 due on the 20TH day of each consecutive month thereafter until the Judgment amount plus accrued interest and costs are paid in full. 4. All payments are to be made payable to the order of "CAPITAL ONE BANK" 5. All payments due under this agreement are to be received at the offices of Weltman, Weinberg & Reis, Co., L.P.A., P.O. BOX 5430, Cleveland, OH 44101-0430. In the event of default, each payment received shall be first attributed to costs, interest and then to principal. 7. Time is of the essence of this agreement and should the Defendant fail to have in the hands of Plaintiff or Plaintiff's counsel any payment in full within five (5) calendar days of the stated due date, then Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance of the Judgment entered hereunder plus appropriate additional interest and costs. 8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation which the parties agree is final and complete. 9. Intending to be legally bound, the parties set their hands and seals thisl day oA 20O'? WELTMAN, WEINBERG & REIS CO., L.P.A. By: Matthew D Urban, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 6578746 .o L Olt By: Defendant, T EY L BUDINE I ?? ?? ? ? ? C? £ n G ? _..? ? - ? ? -_ -mac. r "S + ? ^ ( ' j X +?^'? .? j F ? ,u?:J? ' R LM ?'t M'J 1 a ?+ N , ' - `fit .. ?' ?r s IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. Civil Action No. 08-3930-CIVIL TERM TRACEY L BUDINE Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on o (xx) Assumpsit Judgment in the amount of $1480.00 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration ( ) Award (XX) By Consent Prothonotary TRACEY L BUDINE 6789 CARLISLE PIKE MECHANICSBURG, PA 17050 By: PU PR HONO'Al