HomeMy WebLinkAbout08-3960ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
Attorneys for Plaintiff
15) /tSy-/161
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
ROBERT J TOWER
425 Garden Dr
Mechanicsburg, Pa 17055
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
Case No. 08 - gtoO Civi l -';
NOTICE
You have been sued in court. If you wish to defend
against the claims set forth in the following pages,
you must take action within twenty (20) days after
this complaint and notice are served, by entering
a written appearance personally or by attorney and
filing in writing with the court your defenses or
objections to the claims set forth against you.
You are warned that if you fail to do so the case
may proceed without you and a judgment may be
entered against you by the court without further
notice for any money claimed in the complaint or
for any other claim or relief requested by the
plaintiff. You may lose money or property or
other rights important to you.
CIVIL ACTION COMPLAINT
AVISO
Le ban demandado a usted en In corte. Si usted quiere defenderse
de estas demandas expuestas en las paginas siguientes, usted tiene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta asentar una comparencia escrita o en
persona o can un abogado y entregar a la cone en forma escrita sus
defensas o sus objeciones a ]as demandas en contra de so persona.
Sea avisado que si usted no se deftende, la corte tomara medidas y
puede continuar la demanda en contra suya sin previo aviso o
notificacion. Adernas, la corte puede decidir a favor del demandante
y requiere que usted cumpla con todas bas provisions de esta demanda.
Usted puede perder dinero o sus propiedades u otros derechos
importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE.
SI NO TIENE ABOGADO O SI NO TIENE EL DINERO
SURCIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION
SE ENCUENTRA ESCRITA ABA10 PARA AVERIGUAR DONDE
SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.
IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral Service
2 Liberty Avenue,
Carlisle, PA 17013
(717) 249-3166
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
Charlene A. Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
ARBITRATION MATTER
ASSESSMENT OF DAMAGES
HEARING NOT REQUIRED
Attorneys for Plaintiff
(21!)) /Z59- / 101
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
P.O. Box 6508
Mesa, Az 85216-6508
Plaintiff,
V.
ROBERT J TOWER
425 Garden Dr
Mechanicsburg, Pa 17055
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. OP- .396'0 Cc4 ? 7:;-
CIVIL ACTION COMPLAINT
1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability
Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508.
2. Defendant, Robert J Tower, is an individual who resides at 425 Garden Dr
Mechanicsburg, Pa 17055.
3. At all times relevant, the Plaintiff was in the business of loaning money on motor
vehicle installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described.
4. On or about November 21, 2005, the Defendant(s) entered into a written Motor
Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of
obtaining financing in the amount of $34265.44 at an annual percentage rate of 11.990%, in
order to purchase a certain motor vehicle, 2005 Forester Suburu more particularly described in
the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and
marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in
the amount of $437.02 for a period of 72 months until the loan was paid in full all as is more
fully set forth in the Contract.
6. Defendant(s) made monthly payments until May 22, 2007, but has failed to make
any further payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the
Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to
the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice
of the sale date. A copy of the notice of repossession and notice of sale date are attached and
marked as Exhibit B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at
auction with a credit given to the Defendant in the amount of $13100.00, however a balance of
$7211.29 is still due and owing, and a notice of the deficiency balance was sent to the
Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due
and owing, including any balance that may remain after the sale of the vehicle, and the
Defendant failed to do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency
balance which at this time amounts to $509.30 and which will continue to accrue.
11. The total amount due and owing at the time of the filing of this complaint is
$7720.59.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in
the amount of $7720.59, well as any additional interest and costs that may accrue and such other
and further relief as this Court may deem equitable and just.
Respectfy4y submitted,
MAURACH & NEEDkWAN, P.C.
CHAW-tENE A. TAYLOR, ESQUIRE
Attorney for Plaintiff
Date: June 16, 2008
VERIFICATION
I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for
Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED
LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that
statements made in the foregoing Complaint are true and correct to the best of my knowledge,
information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to
unsworn falsification to authorities.
BY: r?&&
C RLENE A. T OR, ESQUIRE
DATED: June 16, 2008
-------------- .-
NEW JERSEY SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE NOV 21ST 2005
1.600.727.7000 ca-OrVM NPM ene naOen Ibd"I' Caws ilLLEptnmNOR (SdNr Nam me Aedrea)
OASIS SUBARU LLC
EODERT J TONER 7696 ROUTE 0 9 S
215 CORIELL AVE OLD BRIDGE Nd00657
FANWOOD NJ 07023
UNION O?
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2. Do mi POym.M I SOD, Op THIS DOES NOT INCLUDE WSUPANCE
Third Pady Rebsm A10igned M Craditbr
C.0 -P.ym.M_,___.__--......-..._.__.__.._..__. ON YOUR LIABILITY FOR BODILY
INJURV oR PROPERTY DAMAGE.
radwn(aarlmi- DOw1.-__........-__._..-.___...__...5- WITHOUT SUCH INSIMAHM YOU MAY Taal DOrm Peymat_.-.._._..__._...__._.__....__.__.._..._ - gf1) ON NOT OPERATE THIS VEHICLE
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Ford Motor Credit Company
P.O.Box 31111
TAMPA, FL 33631-3111
(877) 349-5260
POCZDJ00200010
ROBERT J. TOWER
425 GARDEN DR
MECHANICSBURG PA 17055
Date of Repossession 09-11-2007
Date of Notice
08.13-2007 Date of Contract
11-21-2005
Account Number: 039892595
Buyer ROBERT J. TOWER
Cobuyar
DESCRIPTION OF PROPERTY
Year
2005 Make
SUBAR ?x New
? Used
Vehicle Identification Number.
JFISG6963SG710576
ffFORSTR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
ExI PRIVATE SALE: We will sent the property descried above at
private sale sometime altar 15 days from the Date of Notice
shown above unless redeemed by you prior to such sale.
c
? PUBLIC SALE We will sell the property deaobed above at puMlo
sale to the highest bidder on the date below (or my adf oumnrcnt
date). The sale will be held as follows:
Date of Sete Tkne of Sale Place of sale_ You may attend the sale and bring bidders if you ward.
The money that we get from the sale (after paying our costs,
including reasonable attorneys fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you awe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses- See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you inwrttiM ffow-we-have figured
the amount that you owe its, you may call us at the telephone
number above, or write us at the address above and request a
written explanation. _
We are sending this notice to the following people who have an
Interest in the property described above or who owe money under
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
NOTICE OF REPOSSESSION
The property is presently stored at MANHEIM AUTO AUCTION
HOW TO GET YOUR PR®RWaK18ACK
To get your properly back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 19,671.29
Plus Costs: Repo Expsmses $ 400.00
$
a
Plus Late Charges $ So.oo
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 20,12129
(Phis expenses uhctmred if default at the time of repossession exceeded
15 days and loss rebate received after the date of this notice.)
Your property won't be sold until 15 days after the date of this notice at
the EARLIEST. After that you can still get it back any fime before I's
actually sold
If you do, vW11 have no further claim on A. But the lager you wait, the
more costs (irhekrding repairs) you may have to pay.
N you have any questions about this, please call us.
? The property has been (orwii be) returned to:
(deelaNalginal aedito)
Under our agreement with your deeleftiginal creditor, the dealer/original creditor is to sell the property and pay you arhy money left over. If you am money
after the sale, you win pay I to the deaW&lgkel creditor.
El PERSONAL PROPERTY: Arhy personal property found in the vehicle may be reclaimed by you within the nerd 60 days or, In accordance with slate law, by
contacting this office. Thereafter. the personal property shall be deposed of accordingly.
[] Creditor has assigned to is qu0iled intemedsry (01 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to to anal be by certified check or money order.
MILEAGE DISCLOSURE: If yore are aware tat the mileage reflected on the vaNde's odometer's not accurate for any reason, please carted us so that we
can accurately report the vehicles missile.
INSURANCE RIGHTS: If you don't want to gat your property bait, call the Insurance comp" or the dealer/original creditor to make sure that any insurance
has been cancelled. You have a right to get oredi for all premium refunds.
CAROLYN L CASSICK
FFNA 119ee47.hn 02 Prrvtous.anima-v NOT be used. CUSTOMERICUSTOMER FJLE
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Ford Motor Credit Company
P O BOX 31111
TAMPA FL 33631-3111
877 3495260
DATE: 2007-11-14
POEa3E00000060
ROBERT J. TOWER
425 GARDEN DR
MECHANICSBURG PA 17055
STATEMENT OF SALE
C_
Account Number: 039892595
The following property has been sold.
Year Make Model
Vehicle Identification Number.
2005 SUBAR FORSTR JF1SG69635G710576
Balance owing on your contract_ (1) $ 19,721.29
Deduct: Finance Charge Rebate (2) $ 0.00
Balance less Finance Charge Rebate (1 - 2) (3) $ 19.721.29
Deduct: gross proceeds of the sale (4) $ 13,100:00
Balance less gross proceeds of the sale (3 - 4) (5) $ 6,621.29
Add: Expenses of retaking and storing, and (6),$ _590.00 ,. -
any attomeys' fees allowed by law, and
expenses of reconditioning and selling.
(7) $ 0.00
Deduct: Insurance Premium Rebate
(8) $ 0.00
Other:
(9) $ 7211.29
Deficiency"
(10) $ N/A
Surplus*
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses 8t interest
added to your account (debits).
Surplus* or Deficiency**
* If the sale resulted in a surplus, a refund for the difference will beinailed t_o you. - -
if the sale resulted in a deficiency, you should immediately remit the amount shown on line 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to:
Ford Motor Credit Company Ford Motor Credit Company
P.O. BOX 6508 DEPT 194101
MESA ARIZONA 85216-6506 P.O. BOX 55000
(800) 732-2264 DETROIT MI 48255-1941 (? I
FFNA11990 01/14 Previous editions may NOT be used.
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SHERIFF'S RETURN - NOT FOUND
CASE NO: 2008-03960 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
FORD MOTOR CREDIT COMPANY
VS
TOWER ROBERT J
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
TOWER ROBERT J but was
unable to locate Him in his bailiwick.
COMPLAINT & NOTICE
He therefore returns the
the within named DEFENDANT , TOWER ROBERT J
425 GARDEN DR
NOT FOUND , as to
MECHANICSBURG, PA 17055
PER CURRENT TENANT, RICHARD J. TOWER, HE DOES NOT KNOW OF A
ROBERT J. TOWER AND RICHARD HAS LIVED AT THIS ADDRESS FOR 3 YEARS.
Sheriff's Costs: So answers:
Docketing 18.00
Service 20.00
Affidavit .00 r R. Thomas Kline
Surcharge 10.00 Sheriff of Cumberland County
Not Found 5.00
53.00 MAURICE & NEEDLEMAN
07/24/2008
Sworn and Subscribed to before
me this day of ,
A.D.
MAURICE & NEEDLEMAN, P.C.
BY: Joann Needleman, Esq.
Identification No. 74276
BY: Charlene Taylor, Esq.
Identification No. 203920
935 One Penn Center
1617 John F. Kennedy Blvd
Philadelphia, PA 19103
(215) 789-7155
Attorneys for Plaintiff
FORD MOTOR CREDIT COMPANY, A
DELAWARE LIMITED LIABILITY
COMPANY
Plaintiff,
V.
ROBERT J TOWER
Defendant(s).
CUMBERLAND COUNTY COURT OF
COMMON PLEAS
Case No. 08-3960 Civil Term
PRAECIPE TO WITHDRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly Withdraw the Complaint originally filed with the Court on 07/03/2008.
MAURICE & NEEDLEMAN, P.C.
BY:
Jo eedleman, Esq.
t ev for Plaintiff
Date: August 6, 2008
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