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HomeMy WebLinkAbout08-4017I TTIE COU ZT. :)F '""MIZON PLE?kS O_ii CUMBE LAIRD COUNTY, PENNSYLVANIA .. A. V'TL DIVIS IGN T CAr:II'Aa: 0 ?`7:r i_i?'K (USr? , V3. TYA'IT A A HILLS Defendant No. C v I 4e- A 1.. O:"1L 1:AI.i?7 f. i. ill I.IVI?J !l(- - }ilk FILED ON BEHALF OF Plains-- i f f COUNSEL OF RECORD OF THIS PARTY : Ja.mtes- C. Tla.rmbrodt, 4: 524 WELTINM , WEINDERG R17,1;S CO. , L. P . A. 43?: S<<,:?:r, -Avenue, Suite 1.4400 P=ctsb._rcg_h, PA -1-52.1.9 (,=12) 43-11-75,55 T-`A.X: 412--138-7130 0667712E _ N Pit JM L IN THE COURT OF (?CNMCI`i PLE.PS 01?' M31 T.Lr,ll COUNTY, PEI3N1"YLVANIA c l,;111, D-J-71ST_CN CAPITAL ONE BANK (USA), N. Plaintiff VS. !'ivi.l x.ct ion No 0 _ q6 7 G rJ? 1 -?C<M TYAUNI7A F HILLS De f endan.t COMPLAI=NT .? IIP NC`.I'ICE TO DEFEND, You have been sued in court. If you -vvish tc? defend against the claims et forth in the following pages, you. must. take action wichin twenty (20) days after this complai.-.t and 17.0tice are served, by entering a written appearance personally or by an atc.orney and fi.l.ng in writing with the court your d.efen.:es or o; l ections to the claims set for+-11 again&t yoc__ 'Y'ou are warned that -!-J. You f?zi1 to do so the case may proceed without yoij aTid a J udg- enL may be E::itered against y: a by the court. without. further nrt .L- ? is^r wrti iitc,ney claimed in the 'c'o6pl- int or for any other claim or relief :-requested bl the plaintiff. Ycu may lose money or n.roperty or other. rig ht.s important to you. YOU SHOT.ILD. Ti-K.E THIS PAPER 'O Y010R. I,.Y.^. i''ER ',AT ONCE. IF YOU DO NOT HAVE A .L•AWI'ER Ok CAN14OT AFFORD ONE, GO TO O-A TELEPHONE THE OFFICE SET LEGAL HELP. FORTH BELOW TO FIND OUT WHERE YOU CAN GET T IF YOU CANNOT AFFORD TO HIRE: A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE; YOU WITH INFORMATION ?iBorTT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED IF:rE OR NO FEE. LAWYER RT'FERRAU SERVICE CUMBERLAND COUNTY•BAR AS.S.OCIATION 32 SOUTH BEDFORD S'PIREET CZ?RL:?SLE, PA 17013 (,17). 249-316E 1. Plaint-i_ff, CAPITAL ONE BAN'S (USA) , N. is a corporation with offices at 15000 CAPITAL ONE DRIVE RTC'HMOND 23238 2. Defendant is adult individual(s) residing at the address listed below: TYAUNNA A HILLS 2209 CEDAR RUN RIVE #rG CAMP HILL, PA 17011 3. De.fendanc applied for and received a cr -dit card bear.-:ing t lie account number XX XXXXXXXXyXXXX4079 4. Dei Qndant made use of sai d..credit card a<'_d has, a .current balance due of $1968;56 as.of May 21;. 2008 5. Defendant is in default by failing to make monthly paymenvs.when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 19 . 30.C a per annum on the unna_ id balance froTp,May 21, X008 A. coby of Plaintiff's _ST.,!%TEMENT is attacbed hereto, r:,arked as Exhibit "1" and made a part hereof. 7. Although z.-tpeaLE'..;l,v- requus; "d C d r.5 .-o i7}! 1',,Iai1tiff, Defendant has willfully aile(? and/or re.fu:,&.`-, t,:D ay the bsl.a-xe due to P-11aintiff. Wherefore, the Plaintiff rrays for ,ju Igrrent in its -favor and against Defendant TYATJNNA A FILLS INDIVIDUALLY in the amount of $19613.56 with r_.ontinu ng interest thereon at the rate of -9.300= *acr annum from May 21, 2008 plus c sta. James-- -- armbrodt, rx2524 --- ygr'LT . ;N, FTNBERG & REIS CO., L . P . A. 436 S v:nn h A,,re uc, Sui.:;e 1400 Pitt. bUr PA 15%:1.9 (411.? 13 -7955 1"17x 43_ _- 338-71.30 nrE7 .".' C N Pit 1,01 Th-is _La fj:rrn is a der•t col]-eetrr ;.?tte ?T? - i! to c o j 16c' r- ;-iiis debt for our client and any information ob-cair. ? wil II be use( f, cn° that purpose. capital0ne• NOT PAYING YOUR DEBT 500013 what's in your wallet?• DOESN'T MAKE IT GO AWAY. In fact, even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? We're here to help. Please contact us to find a solution that's right for you. You can make a payment with our ¢= check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due on your statement within 30 days to keep your account from being charged off. ® 2006 Capital One Services, Inc. Capital One it a federally registered service mark. All rights reserved 500013-06503 FINANCE Previous Balance Payments & Credits CHARGE Transactions New Balance Minimum Payment Due Date $1,599.23 - $0.00 + $27.25 + $74.00 = $1,700.48 $1,400.48 Oct. 12, 2007 Aug. 18, 2007 - Sep. 17, 2007 Page 1 of 1 PLEASE PAY AT LEAST INS AMOUNT Visa Platinum Account 1882-$87143914079 Your Account Infomlation TOTAL CREDIT LINE $300.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $300.00 AVAILABLE CREDIT FOR CASH $0:00 Finance Charges (Please see reverse for important information) Balance MW Periodic Correring FINANCE applied to rate APR CHARGE Purchases $1,005.67 0.05425% P 19.80% $16.91 Cash $614.55 0.05425% P 19.80% $10.34 ANNUAL PERCENTAGE RATE applied this period: 19.80% ® At Your Service 1.800903.3637 To call Customer Relations or to report a bst or stden card: ® Send payments to: Capital One Bark - P.O. Box 70884 - Chailo te, NC 26272-0884 A Send inquiries to: Capital One • P.O. Box 30285 - Salt take CRY, UT 841N-M ® Have a question about a charge on your statement? Please refer to the Billing Rights Swnmary on the back of your statement or visit wormy.caphakinexpirridiscules Your account is six payments behind. If we charge off you account duce to late payments, we will report the charged-off status to several national credit bureaus, and the Purchase APR as reflected on this statement will be applied to all your outstanding balances. Ad now to prevent this from happening. Please pay the amount due on your statement or give us a all at 1.800.955.6600. Well work with you so you can take control of your account and start rebuilding your credit with Capital One. 'Important Notice- Under the terms we previously diadosed to you, your account is now eligible for an increase in Annual Percentage Rates (APRs) effective immediately. However, Capital One has elected not to raise your APRs atthis time. Please be advised that I you fall to keep your account in good standing, Capital One reserves the right to raise your APRs in the future. Payments Credits & Adiustments Transactions 1 11 SEP PAST DUE FEE $35.00 2 17 SEP OVERLIMIT FEE SEP 17, 2007 $39.00 You were assessed a past due fee because your minimum payment was not received by the due data. To avoid this fee in the future, we recommend Dtat you allow at least 7 business days for your minimum payment to mach Capital One. DWB? 6056 506 1 07 17 070917 PAGE 1 of 1 O1DM6056 PLEASE RETURN PORTION BELOW WRH PAYMENT OR LOG ON TO wWw.cAPRALONE.COM TO MAID: YOUR PAYMENT ONLINE 0 4862367143814079 17 1700480010001400481 Caplla 0m,I what's in your walW Account Number. 4862-3671-4381-4079 New Balance Minimum Payment Due Date Please print address or phone number changes below using blue or black ink. C$1,700.48 $1,400.48 Oct. 12, 2007 Address PLEASE PAY AT LEAST Home Phone Aftemate Phone THIS AMOUNT E-mail address @ Amount Endosed #9026264133649742# MAIL ID NUMBER TYAUNNA A HILLS 2209 CEDAR RUN DRIVE EXT APT 6 Capital One Bank I.I..I.rIr11..1..1.1.1 CAMP HILL, PA 17011-741.2 P.O. Box 70884 1111111 11 111114 11 11 11111 III III I II II 1Il1111111111111111.1111111 Charlotte, NC 28272-0884 111 1.1 1 1.111.1,1111.11111111.11111111..6.I..1111 1..I11 1111111 Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope. TYALINNA A HILLS 1. Nakr to Avoid a Finance Charge. t a. Gress Period. Vou will have a mini n im grace Period of 25 days without *a- deep on row purchases, new bsenco traaten. new special purchases and new other charges l you pay your Wall 'Now 8earme. In accordance with the Imporard Notice forpsymarb below, aid In tkm for It to be aodled by your payment due data. There Is no Wake Pfd on ash advances and special transfers. In sodBom taro is no grace Period 'New on any haseacnon bye do not pay the total I'll.. R Accruing Finance Change. Transactions hatch arm rho t fi t) ham the dab after berveslivh or 2) from ft dab the transaction is Processed to yon Amount or 3) horn the find calendar day of the agars billing Period. Addgornly, If you did not pay the "Now BalskoW from the previous billing period in full, Inarhca chases continue to accrue to your unpaid Merge Led the ahpold bmare is paid in Out. This msers that you may 60 over bhrha on*", "van IF you pay to ange New B"M YMkaad on to front of your elalemsnt by me payment due tae, but old not do r for the feevba month. Unpaid finenca dages are added to the applicable segment of your Acciourit. t e. Minimum Rance Charge. For each big period the your MCCOM Is alb)sd to m bmnerha charge, a mintrraim total FNANCE CHARGE dS0.50 wi ha im I . t d. Temporary Reduction in Finance Change, Via reserve the right b not Soma any or al finance charges for any given bWgpwW. 2. Average Deily Belence Ors: g Now Purchases). Firers carte Is calodWd by multiplying the doily bO n of each segment of your amount (e.g., ash advance, p arc hene, rpacsl trarsfa, ad special) Purchase) by the carapeMaro daily pafada shie(s) that has been previously disclosed to you. At the Mid of each day during the Willing period, we apply ft daily pedodlc raft for each sagmrs of your smarm to the day belanca of each segnMrht Than at the and of to big period, we add up to reads of tines day caladmbm to arrive a your periodic anaha charge for each seWmm. We add hp the results from each rgrnera to anlve at the used periodic row charge for youracreuM. To gat M day balance for each seWnMnd your smart we take the beg re ng balance for each segment and add My MAN VW dAMa Ma any pMkbdio flnarm mhage akaASted on the Vwvkus days balance for tW aegrra yea than Mueaed any p rymade or credits posted a of that day that ere .loathed to tut segment. The lines us the sopearobe dolly bslsr= foresch sagnest of your acorn n. However, If you paid to New Bsience shown on your prevlmue aaement in full (or IF your now balance, was are or a credit erred), now summations. which post to your purchase wspecial purchase eaprneras w not added to the dally balances. We CMWaa the average doily balance by adding all the day balances; oogetlr and dividing the cum by the amber of the days in the ourrent billing cycle. To cakvl.e your used finance large, multiply your Message defy Mona byte dilly Pedodk role wed by the member of days In im bgeg period. Due to romdhp on a day bask or due b n*lkrm Ilnare charge agoess ant two may be a vartenca between this coleulaion and the amount of Biker" cargo aeLwly assessed. 3. Annual laaeeesage Races (AM a. The Mom "Annual Plareentage Rate" may appear as 'APR' on the from of to statement. b. d the code P (Ouamaily Primal L (MMWIy LIBOR), C (Ouaeriy C% ore (B.hirmard Prime) opprrs on the from of this statement next to the perbdb rate(s), the periodic raft and maropordnp ANNUAL PERCENTAGE RATES may very quarry and may InveMes or decreer bated on the swe d indicas, as toad in The Wall Based Journal. due tine nwgn previously disclosed to Ym. Thar chop" will be effective on to that day dyer Willing pried covered by , your palace stsemmnt adng in the months of January April, July ear October. a If to code D (Monthly Prim.), F (Monthly LIBORI or G Mooney LIBORyappaers on the from of your armament mid to lho periodic rae(sl to periodic raise and corresponding ANNUAL PERCENTAGE RATES may very monthly and may noraeasa or decrease based on the stared indices, Me four in Th. WWI Stroad Journal, plus the margin previously disclosed to you. Thar dhng"s will be attache on the first day of your big porlM web mat. 4. Aeeeeemad of Lae. OwrarnN and Returned Payment Feces. Under the tomm of your aWmar epreer ent, war mates tha right to Mtn or not m Armes any to" without priorrhog csomte you salhorawwivig ourrightte ass"" der am* or eniterbasme lmwwm. t ae30 your gawneM. you rMw days the front of on dare the sMftffaM was mated to you No avoid paying to fee ato have such Mor I to you if you conical your &occur& witout having to pay the monflooddlip fee. To cancel your so melt you and nobly us by COMB our Custom RaWkm Department and pay your 'New Balsa' In full (excluding the rmmbershb far) Prior to the mid die thiriyWay period. 6. N haw Cbea Your Amount You can request to dose your arced by calling our Customer Relations D"peMart You must destroy yaw credltCordial and account cocas dada, rahost all m wthrzed biting Md Casa wag your am unt Alter your request to Clow, 0 you continue to barred a do not cancel peamadaed big arrangements. we all consider raapt da charge your autlartratlm in keep your amount open. Additionally, your amount will rot be dosed until you pay all amounts you owe w mdudng: ay transactions you have authorized. bnMhca charges, past due fees, mvMlivit less, returned payment New, cash advance fir and any dhsrfeet aseared to your accounL You one responsible for thus amourds whsanr they appear w your smout at the Was you request to dose the around or hey am Incurred rbapusrt to your request to dose It account This may result in clergies appearing on your account after you have requested the soma" to be dosed. 7. UWg Yaw Account Your and or amount cannot be used in oonnacbon vim arty lnemet ganbli transactions. b. Notice About FJacoro is Chodt ConeaaloR When you provide a chock as payment, you aumorW us cuts to use information from your chock to mom a one-tone di c ronie fwd installer from your bank account or to process to paylw"nt as • chock transaction. VAW ws use nleu MOM from your cock to make an elomenle find transfor. funds my be WftW m from your bank amount as sot as tie acne day we -.W your payment, and you will nct mo.1ve your chooA book from yourtkencial I sgWtlon. BILLING RIGHTS SUMMARY (n Card Errs orGueaBOrs abour Tbur Bld) If you think your bill In wmng, or It you need more information on a transaction or bill, Welt le us on e separate steal as sour as possible at the address for npunas shoal on the front dais sWamnL We must has from you no lea man 00 days offer we Bard you the brat bR on which the anor orpidift appeared. You an cold our Customer Roki lcoa number. but daft r will not preserve your "UMLL. In your later, We w the laldowaig Inlomnason: your rams aM account number, the dollar amount of the suspected amr, a desctpten of ma smar and an eptemllm If possible, of hay you bake" mace is an amr. or If you need moo ktcrmabon, a desimpbon of the tam you Me umurs about You do not have to pay any amount in question while wo as nhowIPOht 4 bur You we Mal obligated m pay tiro pea d your bit that roe not In question. While we Invaslgme, you question, war curet report you as dinghsn or tetra any action to coved the aneuri you Modern. t. t Special Rule for Credit Cam Purchases If you have a pmblean with to qusby of Property or services that you purdwad with a edit cad and you have bed in good both to mad ft Woblam with to nerdaM, you may have the right not fe pay is na nng atom clue on tha property orservi as. You have the protection only whsn the purchase price was toe ten $60.00 aM tie purchase vas made in your has stale or within 100 mhsa of your mating adtlrese. Of M own or operate tiro marohant or t we rtaiea you the atlwrsawnant for the property w services, all purchases ere covered agadleea of amount a location of purchase.) Placer Mors mber to sign all correspondence. t Does not apply to consumer noncadl card amounts t Does not apply b business rr?oedlt card smourds Capitol One supports information prnwty peoadion: was nor wabWM ate. Capital One to a federally registered service man of Caphal One Financial Corporation. M ages rase wed. O 200B Capital Care TCAB alpmrfrt Nodw Pwpwb you mat e w wd be mdW la War KWld acts burasar tlay roe MM* t PMorbb (1) Yru Mara to bcrNrn patbn MAIN alearlastam Warsuedehtla entlaat mlaorlw enesbpa tea RI Yoe PTru IBM . ampmo•M 0 cows by 3 p.m. Er (12 tape PT). Rea" An M IrIM(S) Nedra drysfapc"ddmY. Paplbb I.Ohed by a M say stnu Maim cra shy cttatmn mayW beaaia a die dyes much tan. Ow baasa drys m MmdlY tempi Saadry, Mmu*ig OddeYa. Pleas do not use a"=, paper chp. ink. When phpr, your paynaa. VERIFICATION CAPITAL ONE BANK (USA), N.A. vs HILLS, TYAUNNA A The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, TRACY TAYLOR, Authorized Agent, of CAPITAL ONE BANK (USA), N.A., Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. TRACY T OR ? /J?? Notary u is Dudiev'i^- Notary Public, Dekalb county, Georgia My Commission Ex :res January 19, 2009 4862367143814079 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. D? 1 F r ? 's ? ? ?6 SHERIFF'S RETURN - REGULAR CASE NO: 2008-04017 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK (USA) VS HILLS TYAUNNA A WILLIAM CLINE Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon HILLS TYAUNNA A the DEFENDANT , at 0011:20 HOURS, on the 12th day of July 2008 at 2209 CEDAR RUN DRIVE #G CAMP HILL, PA 17011 by handing to CHANEL HUEITT MOTHER OF DEFENDANT a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 7f/ 18.00 14.00 .00 10.00 .00 42.00 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 07/14/2008 WELTMAN, WEINBERG & REIS By e Deputy Sheriff of A. D. 40, * IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), N.A Plaintiff vs. TYAUNNA A HILLS No.: 08-4017-CIVIL TERM PRAECIPE TO SETTLE, DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6677128 ""`* T IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), N.A Plaintiff vs. Civil Action No.: 08-4017-CIVIL TERM TYAUNNA A HILLS Defendant PRAECIPE TO SETTLE, DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE TO THE PROTHONOTARY OF CUMBERLAND COUNTY: SIR: Settle, Discontinue and End the above-captioned matter upon the records of the Court without prejudice to refile and mark the costs paid. WELTMAN, WEINBERG & REIS CO., L.P.A. By: Attorney for Plaintiff' / 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6677128 SWORN TO AND SUBSCRIBED before me this day of WAV-ST / , 2008 NPTARY adbLIC ce!VIN1214W : M ft?E^„ KNN YWANIA Notarial ??el Wsiynfl A, Jones, Neftry Public CRY Of Pittsburgh, Allegheny County My Commission Expires June 29, 2oio Member, Pennsylvania Association of Notaries ? 3k. r7 C13 ?r... .~ ? Q cri