HomeMy WebLinkAbout08-4020MATTLEMAN, WEINROTH & MILLER
BY: JOHN C. MILLER III, ESQUIRE
ATTORNEY I.D. NO. 46450
401 ROUTE 70 EAST, SUITE 100
CHERRY HILL, NJ 08034
(856) 429-5507, ATTORNEY FOR PLAINTIFF
Our File No: 965.72326
THE BANK OF NEW YORK, AS SUCCESSOR COURT OF COMMON PLEAS
TRUSTEE UNDER NOVASTAR MORTGAGE CUMBERLAND COUNTY
FUNDING TRUST, SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
PLAINTIFF
DOCKET NO.: 0 1(- ?f O 0 C Sv, 'f-"K
vs.
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT
COMPLAINT - CIVIL ACTION
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this compliant and notice are served, by entering a
written appearance personally or by attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the compliant or for any other claim or relief requested by the Plaintiff. You my
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH THE INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT
AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCE FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las
paginas siguientes, usted tiene veinte (20) dias de plazo a partir de la fecha de la demanda y la
notiticacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la
corte en forma escrita sus defensas o sus objeciones a las demadadas en contra de su persona. Sea
avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya
sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandato y requiere que
usted crumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades o
otros dereches importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE, SI NO TIENE AHOGADO O SI
NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O
LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO
PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIAL LEGAL.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
MATTLEMAN, WEINROTH & MILLER
BY: JOHN C. MILLER III, ESQUIRE
ATTORNEY I.D. NO. 46450
401 ROUTE 70 EAST, SUITE 100
CHERRY HILL, NJ 08034
(856) 429-5507, ATTORNEY FOR PLAINTIFF
Our File No: 965.72326
1tir, 15AIN& Ur NNW YUKK, AS SUCCESSOR
TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST, SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
PLAINTIFF
VS.
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.: q6 a-4
COMPLAINT IN MORTGAGE FORECLOSURE
2.
4
Plaintiff is The Bank of New York, as Successor Trustee under Novastar Mortgage Funding
Trust, Series 2006-3, authorized to do business in the Commonwealth of Pennsylvania with its
principal place of business located at 4708 Mercantile Drive North, Ft. Worth, TX 76137.
The name and last known address of the Defendant(s) is: Thomas G. Painter, 75 Nittany Drive,
Mechanicsburg, PA 17055 and Cathy D. Painter, 75 Nittany Drive, Mechanicsburg, PA 17055.
The interest of each individual Defendant(s) is as mortgagor, and/or real owner of the real
property subject to the mortgage described below, or both.
On or about May 12, 2006 in consideration of their indebtedness Novastar Mortgage, Inc.,
Thomas G. Painter and Cathy D. Painter made, executed and delivered to Novastar Mortgage,
Inc., a Promissory Note in the original principal amount of $ 158,650.00.
On or about May 16, 2006 Mortgagor(s) made, executed and delivered a Mortgage upon the
premises hereinafter described to MFRS, Inc., acting solely as nominee for Novastar Mortgage
Inc., subject Mortgage is recorded as follows:
Office of the Recorder of Deeds in and for Cumberland County
DATE OF MORTGAGE: May 12, 2006
DATE RECORDED: May 16, 2006
BOOK: 1950 PAGE: 4022, which was subsequently modified on November 20, 2007
and recorded December 26, 2007 as Instrument No. 200747228, referring to lien recorded
in Volume 1950 Page 1022, adding an interest rate of 9.00%
The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P.
1019(g). A true and correct copy of said Mortgage is attached hereto as Exhibit "A" and
incorporated herein by reference.
Plaintiff is the legal holder of the Mortgage by virtue of being either the original Mortgagee, the
legal successor in interest to the original Mortgagee, or the present holder of the Mortgage by
virtue of the following assignments:
ASSIGNOR: MERS, Inc., acting solely as nominee for Novastar Mortgage Inc.
ASSIGNEE: The Bank of New York, as Successor Trustee under Novastar Mortgage
Funding Trust, Series 2006-3
DATE OF ASSIGNMENT: June 27, 2008
RECORDING DATE: Currently being recorded in the Office of the Recorder in and for
Cumberland County.
7. The Mortgage is secured by property located at 75 Nittany Drive, Mechanicsburg, PA 17055
which is more particularly described in the legal description attached hereto as Exhibit "B" and
incorporated herein by reference.
8. The Mortgage is in default because the monthly installments of principal and interest and other
charges stated below, all as authorized by the Mortgage, due November 1, 2007 and monthly
thereafter have not been paid, whereby the whole balance of principal and all interest due thereon
have become immediately due and payable forthwith together with late charges, escrow deficit (if
any), and costs of collection including title search fees and reasonable attorney's fees.
9. The following amounts are due on the Mortgage:
Principal Balance: $157,279.84
10.250% interest from October 1, 2007 $12,031.20
through June 27, 2008 at $44.56 per day
Other Fees $283.30
Late Charges $638.60
Default Interest $0.00
Prepayment Penalty $0.00
Recording Fees $27.00
Attorney's Fees and Costs $10,151.50
TOTAL AMOUNT DUE $180,411.44
10
11.
12.
13
Interest continues to accrue at the per diem rate of $44.56 for every day after June 27, 2008 that
the debt remains unpaid.
During the course of this litigation costs may continue to accrue, including but not limited to
escrow advances, late charges, attorney's fees, and any other lawful foreclosure cost and fees
expended by the plaintiff.
The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania Law, and will be collected in the event of a third party purchaser at Sheriff's Sale.
If the Mortgage is reinstated prior to the sheriff sale, reasonable attorney's fees will be charged.
The original principal balance of the Mortgage is in excess of $50,000.00 and therefore, Notice of
Intention to Foreclose Mortgage, Pursuant Act 6, 41 P.S. 403, is not applicable.
Pursuant to the notice provisions of Act 91, 35 P.S.1680.403 (c) and the notice provisions of Act
6, 41 P.S. 403, as governed by 12 Pa code Section 31.201 et seq. as amended by Act 160 of 1998
effective February 19, 1999, Plaintiff sent the combined Notice of Intention to Foreclose
Mortgage and Act 91 notice to Defendant(s), Thomas G. Painter and Cathy D. Painter on April 1,
2008 attached hereto as Exhibit "C".
14. Defendant(s) has failed to cure the default and Defendant(s) has failed to meet with the plaintiff
or any of the consumer credit counseling agencies listed in the notice and/or have further failed to
meet the time limitations specified in the notice and/or have been denied assistance from the
Pennsylvania Housing Finance Agency.
15. Notice pursuant to the Fair Debt Collection Practices Act is attached as Exhibit "D".
WHEREFORE, Plaintiff respectfully requests this court to enter judgment IN REM in favor of
Plaintiff and against the within named property of the Defendants in the amount set forth in paragraph
nine (9) of this complaint $180,411.44, plus additional fees and costs expended by the Plaintiff in
payment of taxes, sewer and water rents, claims or charges for insurance costs or repairs and any and all
other advances hereafter made by the Plaintiff, pursuant to the rights and privileges granted under the
terms of the subject mortgage, and for foreclosure and sale of the Mortgaged property, plus 6% legal rate
of interest, from the date of Judgment to the time of sale.
MATTT,SMAN),,d9EIWTH & MILLER
,L'd?R III, ESQUIRE
I.D. NO. 46450
VERIFICATION
The undersigned, John C. Miller III, Esquire, being duly sworn according to law, deposes and says that
he is the attorney for Plaintiff and that he is authorized to make this Verification on behalf of Plaintiff,
and that the facts set forth in the foregoing Complaint are true and correct to the best of his knowledge,
information and belief.
THE UNDERSIGNED UNDERSTANDS THAT FALSE STATEMENTS HEREIN ARE
MADE SUBJECT TO THE PENALTIES OF 18 PA.C.S. SECTION 4904 RELATING TO
UNSWORN FALSIFICATION TO AUTHORTTTFc
Date:
Exhibit "A"
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laMed it mmk it *wft ii Ve vwkdA t pal f/. Luder w! iia ?ttrowi i
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AboO mmom Elmomme dome" sa/wINMi 26&pu s son
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ar arloRaerr..
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tcaoo?i?i?? Mraiwa t 1s i I
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=MW fie ie atr¦ata d #a *4 PEW iR tstir Nr/a>rtaa
kowu iaetaea ?, aid L4"W /a'od y? ate iteert adMd ' r &Ww "M
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amt twit at?raaeb i awilfa ataiilRi Iaaa w
p9m irtoee mt
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Ia?tw.r+s ftrwo-w .. ! ! ?"?'ti?ee yt !ip!. yr1r? a a,trid aMbb I-
`lNlit?tlr ad?1a tet ar?ittl0wit-40ofa *w Ift ? ?? dirbm ? ja00
i
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coat am tie LM 0 gw'W- IN-own b foot ?f? an ?e aerit 1w s It afej rear
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wears. W f„?wf a?e??Maew?rt? ?w? s?w?rw? wws
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r MINA
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•neciti it i dr
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alder Amt IN *I= L M teUtr? ? w? ei` ? ??b d? • ?? I• dre
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de• ertdre ntiee di aswweMee d ifte ti ! u
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et>foeeewer. Y?e1te eldl gel v ? r ae?etlepe "ft ar ew sm ma1e ieMtm
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Exhibit "B"
gad= Uncle e r 0000!0861
Rai -Aaess S. MtsWle< 78 ¦ITEM DRIVE
COW 0. 0040ee m m0001IC , 1% 3705
COKSCRU11111 Colmty
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in 71" book 14, PAgo 30, Ceebeclund County Rmmxdar'm afflee.
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Exhibit "C"
April 1, 2008
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
This Notice contains important legal Information. If you have any questions,
representatives at the Consumer Credit Counseling Agency may be able to kelp explain It
You may also want to contact an attorney iu your area. The local bar association may be able
to help you find a lawyer.
LA NOTIFICACION EN ADJUNTO ES DE SUMA MPORTANCIA, DUES AFECTA SU
DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL
CONTENDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION
INMEDTTAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING
FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES
SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO
11HOMEOWNERDS EMERGENCY MORTGAGE ASSISTANCE PROGRAMB EL CUAL
PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDEWW SU
HIPOTECA.
n4p 1 of 1
HOMEOWNER'S NAME(S):
PROPERTY ADDRESS:
LOAN ACCT. NO.:
ORIGINAL LENDER:
CURRENT LENDER:
Thomas G. Painter
Cathy D. Painter
75 Nibtany Drive
Meth Hjcsbaum PA 17055
X74107
Namuter Mortgage loc.
US Bank
HOMEOWNEROS EMERGENCY MORTGAGE ASSISTANCE PROGRAM
VOIT MAY SF VIFJGIIILF W)R TirNANCTA,i. ASSISTANCE
WRICA CAN SAVE VOiTR ROMP FROM FO ii:C7.QW7RF A14M
RFi.P VOiT MAKE F[TTITRF MORTGAC.F PAVMFN"
IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER%
EMERGENCY MORTGAGE ASSL4TANCE ACT OF 1483 (THE QACTO), YOU MAY BE
ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE:
IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR
CONTROL,
IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR
MORTGAGE PAYMENTS, AND
IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE
PENNSYLVANIA HOUSING FINANCE AGENCY.
MPORARV ST Y OF FORF.CT? ,(hCIIRF - Under the Act, you are entitled to a temporary
stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that
time you must arrange and attend a Office-to-faceO meeting with one of the consumer credit
counseling agencies listed at the end of this Notice. 3M MRFTiNG MITST OCCiTR Wrrm N
THE NM OM DAYS_ IF YCNT DO NOT APPLY FOR Eh4Eg(:FNC`Y M0RT(tAC:F
ARRISTANCFy Y(?iI MUST RRING V01 MORTGAG TIP TO DATF THE PART (IF TRM
N MCI- _C'AI T.Rn DHOW TO CITRR YC)TTR MORTOACCF DFFAi ITTd FXPT ATNS HOW To
HRiNC VOTJR MORTGAOR TTP TO rl ATF_
CONSITMRR CREDIT CO INSFI INC. A[IFNC'WN _ If you meet with one of the consumer
credit counseling agencies listed at the end of this notice, the lender may NOT take action against
you for thirty (30) days after the date of this meeting. The names and elephnne nLm+h?c
are net forth id Bic end of thin Nafim- It is only necessary to schedule one face-to-face meeting.
Advise your lender immediate]T of your intentions.
APPLICATION i+YIR MORTGAGE ASMSTANCF. _ 'your mortgage is in default for the
reasons set forth later in this Notice (see following pages for specific information about the nature
of your default) If you have tried and are unable to resolve this problem with the lender, you have
the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance
Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency
Assistance Program Application with one of the designated consumer credit counseling agencies
listed at the end of this Notice. Only consumer credit counseling agencies have applications for the
program and they will assist you in submitting a complete application to the Pennsylvania Housing
Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your
Pale 2 of 2
' face- to-face meeting.
YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU
DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER,
FORECLOSURE MAY PROCEED AGAINST YOUR HOME 1104[EDIATELY AND YOUR
APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED.
AGR NCY if-n N _ Available funds for ealergency mortgage assistance are very limited. They will
be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing
Finance Agency has sixty (60) days to make a decision after it receives your application. During that time,
no foreclosure proceedings will be pined against you if you have met the time requirements set forth
above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your
application.
NOTE: IF YOU ARE CURRENILY PROTECTED BY THE FILING OF A PETITION IN
BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION
PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO
COLLECT THE DEBT.
(If you have filed banlu aptcy you can still apply for Emergency Mortgage Assistance.)
NATIM OF TAF. DFFAIT/.T _ Mw MORTGAGE debt held by the above fader on your property
located at:
75 NW&ny Drive
Mechanicsburg, PA 17055
IS SERIOUSLY IN DEFAULT because:
A YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for tie following months and the
following amounts are now past due:
Mgmft tmots of 5127730 for No"nber )„ 2007 tltrough Apd 1 2008 = 57663.10
Mooft Late of 50 for November L 2007 through March 1, 2008 = SLgQ
Other charges (esphdnRteHSfize): Other-573.00
UuvAkcted Late Charge-6191S8
E=peense Advanee=S133.00
Uawl ed Fuld(5122.70)
TOTAL AMOUNT PAST DUE: S79MA
B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION (D" not use if not p licahlr): h U
HAW In CURE T1W, T)WATE T _ You may cure the default within THIRTY (30) DAYS ofthe date of
this notice BY PAYING TSE TOTAL AMOUNT PAST DUE TO THE LENDzR, WHICH IS S720A. PLUS
ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30)
DAY PERIOD. P 3mentia ust he made either by eh cubseeg chwk. omtifwd chrnk nr amm a mdw ands pghlp
and Amt tn•
ITdren IAw QMc M P=C-
Woodcreid Caxporsk _enter
I I I Wandcreat Rn?d' C?n.M 2D0
Cbz= HM. NJ
You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of
this letter. Mine ifTa apgilieahle_1 BU
Page 3 at3
IF VD IT DO NOT MIKE THY. DREAM ,T _ If you do not cure the default within TINY (30) DAYS
of the date of this Notice, This
means that the entire oWAanding balance of this debt will be i?nsidered due immediately and you may lose
the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not
made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to
IF THE. MOKEGArF IS FORECT USED UPON _. IU mortgaged property will be sold by the Sheriff
to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency
before the lender begins legal proceedings against you, you will still be required to pay the reasonable
attorney's fees that ware actually incurred, up to $50.00. However, if legal proceedings are started against
you, you will have to pay all reasonable attorney's fees actually incurred by the leader even if they exceed
$50.00. Any attorney's fees will be added to the amount you owe the leader, which may also include other
reasonable costs. If yM mre the def l* avkb'u the T MTY M DAY lcdWr M WM not 6e
OTHER T.FNDFR RFMTi'DTFQ - The lender may also sue you personally for the unpaid principal
balanoe and allother sums due under the mortgage. If your debt has been discharged in banlavpt<y without
your having reaffirmed it, then lender cannot pursue this remedy.
RLGM TO ORE THE DFFAIII ERWE TO SAF.RiFrq CAT F. - If you have not cured the defimh
within the THIRTY (30) DAY period and foreclosure proeeodings have begun, 3mu atill have thr right to
nun the d_ef rift and?prioer_nt the sale at anytime nn to erne how Mfcme the Sherif 's Sale_ Ynn may n an by
dag the tnrtal anuind then late or other c a o?ae- ti-hem iitJr masonsWc a 'a faux and
?S rnnnrrtrri with he fnrrrlniaira sale add mmy her , a W with the Monff a Sat . e _ .ifird
in writing thn heeler and by pesfcmningany nth=: MWijU=Wta nnder the nWIr afar` your
default in the muaner set forth in this notice will restore your mortgage to the same position as ff you
had never defaulted.
F.ARi.TM POSu+TRT.F SHb:RiFF'S sax DATE -.. It is estimated that the earliest date that such a
Sheriff's Sale of the mortgaged property could be held would be approximately 6 months firm
the date of this Node. A notice of the actual date of the Sheriffs Sale will be seat to you before the sale.
Of course, the amount needed to cause the default will increase the longer you wait. You may find out at any
time exactly what the acquired payment or action will be by contacting the lender
.
Name of Leader/Servicer:
Address: 4708 Mercantile Drive North
Fort Worth. TX 76137
Phone Number: 1-888-325-3502
Fax Number: _1-817-6664613
Contact Person: Lou Mitigation
LORMh con
RFRECT OF STIRRiFF'S SAT .>? -You should realize that a Sheriff s Sale will end your ownership of the
mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff s
Sale, a lawsuit to remove your and your furnishings and other belongings could be started by the lender at
anytime.
ASSOMP m or BIQM MA(R - You may not transfer your home to a buyer or transferee who will
assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and Costs
are paid prior to or at the sale and that the other requirements of the mortgage are satisfied.
Pale 4 of 4
NOTICE
The amount of your debt is as stated in the attached document The name of the creditor
to whom the debt is owed is as named in the attached document Unless you notify us within
30 days after receipt of this Notice and the attached document that the validity of the stated
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us
in writing of a dispute within the 30 day period, we will obtain verification of the debt or a
copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an
admission of Hab0ity on your part Also, upon your written request within the 30 day period,
we will provide you with the name sad address of the original creditor if different from the
current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease collection
of your debt, or any disputed portion of it, until we obtain the information that is required
and mail it to you. Once we have mailed to you the required information, we will then
continue the collection of your debt
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that purpose.
UDREN LAW OFFICES, P.C.
Is/ Mark J. Udren, Esquire
Woodcrest Corporate Center
Ill Wooderest Road, Suite 200
Cherry Hill, NJ 08003-3620
(856) 669-5400
rage s ers
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR
TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS
DEBT.
TO HAVE THIS DEFAULT-CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT
HAD OCCURRED, IF YOU CURE THE DEFAULT. {HOWEVER, YOU DO NOT HAVE
THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY
CALENDAR YEAR)
TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE
PROCEEDING OR ANY OTHER LAWSUIT INSTTTC m UNDER THE MORTGAGE
DOCUMENTS,
TO ASSERT ANY OTHER DFMSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION
BY THE LENDER.
TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW.
CCCS of West an Pennsylvania, Inc.
2000 Lingkstown Road
Harrkburg. PA 17102
(717)541-1757
FAX (717) 541-4670
Urban League of Metropolitan Harrisburg
N. 6th Street
Harrisburg, PA 17101
(717) 234-5925
FAX (717) 234-9459
Community Action Comm of the Capital Region
1514 Derry Street
Harrisburg, PA 17104
(717) 232-9757
FAX (717) 234-2227 .
Financial Counseling Services of Franklin
31 West 3rd Street
Waynesboro, PA 17268
(717) 762-3285
FAX n/a
YWCA of Carlisle
301 G Street
Carlisle, PA 17013
(717) 243-3818
FAX (717) 731-9589
Adams County Housing Authority
139-143 Carlisle St
Gettysburg, PA 17325
(717) 334-1518
FAX (717) 334-8326
Pavw6
Exhibit "D"
NOTICE REQUIRED BY THE FAIR DEBT COLLECTION PRACTICES ACT,
- . _ .. - (the Act) 15 U.S.C. SECTION 1692 AS AMENDED
The law firm maybe deemed a "debt collector" under the Fair Debt Collection Practices Act.
Any and all information obtained during the prosecution of this lawsuit may be used for the
purpose of collecting a debt.
2. The amount of the debt is stated in the attached letter, or Complaint.
3. The Plaintiff named in the attached letter or complaint is the creditor to whom the debt is
owed, or is the servicing agent for the creditor to whom the debt is owed. The undersigned
attorney represents the interests of the Plaintiff.
4. The debt described in the letter or complaint will be assumed to be valid by the creditor's
law firm unless the debtor, within thirty (30) days after the receipt of this notice, disputes in
writing the validity of the debt or some portion thereof.
5. If the debtor notifies the creditor's law firm in writing within thirty (30) days of the receipt of
this notice that the debt or any portion thereof is disputed, the creditor's law fine will obtain
a verification of the debt and a copy of the verification will be mailed to the debtor by the
creditor's law firm.
6. If the creditor named as Plaintiff in the attached letter or complaint is not the original
creditor, and if the debtor makes a written request to the creditor's law firm within the thirty
(30) days from the receipt of this notice, the name and address of the original creditor will
be mailed to the debtor by the creditor's law firm.
7. FEDERAL LAW GIVES YOU THIRTY (30) DAYS AFTER YOU RECEIVE THIS NOTICE
TO DISPUTE THE VALIDITY OF THE DEBT OR.ANY PART OF IT. THE LAW DOES
NOT REQUIRE THAT WE WAIT UNTIL THE END OF THE THIRTY-DAY PERIOD TO
CONTINUE WITH THE SUBJECT LEGAL ACTION. IF, HOWEVER, YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR
WITHIN THE THIRTY-DAY PERIOD THAT BEGINS WITH YOUR RECEIPT OF THIS
LETTER, THE LAW REQUIRES THAT WE SUSPEND OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE MORTGAGE AND NOTE,
INCLUDING SEEKING A DEFAULT IN THE FORECLOSURE SUIT FORYOUR FAILURE
TO RESPOND TO THE ATTACHED COMPLAINT WITHIN THE TIME REQUIRED UNDER
THE SUMMONS, UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. IF YOU
REQUEST VALIDATION OF THE DEBT, AS STATED HEREIN, YOU ARE UNDER NO
OBLIGATION TO RESPOND TO THE SUMMONS AND COMPLAINT UNTIL WE
RESPOND WITH THE REQUESTED INFORMATION
8. Written requests should addressed to Law Offices of Mattleman, Weinroth & Miller, 401
Route 70 East, Suite 100, Cherry Hill, NJ 08034, Attn: Foreclosure Department.
9. This is attempt to collect a debt, and any information obtained will be used for that purpose.
However, if you have previously received a discharge in Bankruptcy, this correspondence
is not and should not be construed as an attempt to collect a debt, but only enforcement
of a lien against your property.
C-)
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CASE NO: 2008-04020 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BANK OF NEW YORK THE
VS
PAINTER THOMAS G ET AL
SHAWN HARRISON
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
PAINTER THOMAS G
was served upon
the
DEFENDANT , at 0019:35 HOURS, on the 24th day of July , 2008
at 75 NITTANY DRIVE
MECHANICSBURG, PA 17055
CATHY PAINTER
by handing to
WIFE OF DEFENDANT
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 12.00
Affidavit .00
Surcharge 10.00
.00
7/;9/nf 4'-), 40.00
Sworn and Subscibed to
before me this
day
of ,
So Answers:
R. Thomas Kline
07/25/2008
MATTLEMAN WEI ROTS ILLER
By:
De uty Sheriff
A.D.
-.._ %4
CASE NO: 2008-04020 P
SHERIFF'S RETURN - REGULAR
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BANK OF NEW YORK THE
VS
PAINTER THOMAS G ET AL
SHAWN HARRISON
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
PAINTER CATHY D
DEFENDANT
the
, at 0019:35 HOURS, on the 24th day of July , 2008
at 75 NITTANY DRIVE
MECHANICSBURG, PA 17055 by handing to
CATHY PAINTER DEFENDANT
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
7/d R ?D f 9, .00
16.00
Sworn and Subscibed to
before me this day
So Answers:
R./,Thomas Kline
07/25/2008
1ATTLEMAN WEI OTH MILLERS
By: /
eputy Sheriff
of A. D.
MATTLEMAN, WEINROTH & MILLER
BY: MARTIN S. WEISBERG, ESQUIRE
Attorney I.D. No.: 51520
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
(856) 429-5507
Attorneys for Plaintiff
Our File No.: 965.72326
THE BANK OF NEW YORK AS SUCCESSOR
TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
VS.
PLAINTIFF
THOMAS G. PAINTER
CATHY D. PAINTER
75 NTTTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT(S)
TO THE PROTHONOTARY:
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
DOCKET NO. 08-4020 CIVIL TERM
PRAECIPE TO ENTER
DEFAULT JUDGMENT
Kindly enter Default Judgment in favor of Plaintiff, The Bank of New York as Successor
Trustee Under Novastar Mortgage Funding Trust Series 2006-3, and against the Defendants, Thomas G.
Painter and Cathy D. Painter, for failure to Answer the Complaint in Civil Action Mortgage Foreclosure.
I hereby certify that notice has been given in accordance with Rule 237.1, a copy of which is
attached hereto.
Assess Damages as follows:
Principal Balance: $157,279.84
10.250% interest from October 1, 2007 $15,838.48
through August 29, 2008 at $44.56 per day
Other Fees $302.30
Late Charges $766.32
Escrow Balance $4,861.40
Default Interest $0.00
Prepayment Penalty $0.00
Recording Fees $27.00
Attorney's Fees and Costs $10,151.50
Total Amount of Judgment $189,226.84
DEFAULT JUDGMENT ENTERED AS INDICATED ABOVE:
DATE: %*Loa PRO PROTHY: S /?
MATTLEMAN, WEINROTH & MILLER
BY: MARTIN S. WEISBERG, ESQUIRE
Attorney I.D. No.: 51520
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
(856) 429-5507
Attorneys for Plaintiff
Our File No.: 965.72326
THE BANK OF NEW YORK AS SUCCESSOR
TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
VS.
PLAINTIFF
THOMAS G. PAINTER
CATHY D. PAINTER
75 NTTTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT(S)
STATE OF NEW JERSEY
COUNTY OF CAMDEN
SS
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
DOCKET NO. 084020 CIVIL TERM
AFFIDAVIT OF ADDRESS
I, Martin S. Weisberg, III, Esquire, being duly sworn according to law, upon my oath, depose and
say:
1. I certify that the Plaintiff s address is 4708 Mercantile Drive North, Fort Worth, TX 76137
2. I certify that the,Defendant's address for Thomas G. Painter is 75 Nittany Drive
Mechanicsburg, PA 17055
3. I certify that the Defendant's address for Cathy D. Painter is is 75 Nittany Drive
Mechanicsburg, PA 17055
4. I certify that the foregoing information is true and correct to the best of my knowledge,
information and belief.
Sworn and Subsc 'bed to
before me this i day
of S?-V*M.?tf , 2008.
KERRI K. HOLIDAY
NOT commWo EXPW u/2010
MATTLEMAN, WEE-TROTH & MILLER
BY: MARTIN S. WEISBERG, ESQUIRE
Attorney I.D. No.: 51520
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
(856) 429-5507
Attorneys for Plaintiff
Our File No.: 965.72326
THE BANK OF NEW YORK AS SUCCESSOR
TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
VS.
PLAINTIFF
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
STATE OF NEW JERSEY
DEFENDANT(S)
SS
COUNTY OF CAMDEN
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
DOCKET NO. 08-4020 CIVIL TERM
AFFIDAVIT OF
NON-MILITARY SERVICE
I, Martin S. Weisberg, Esquire, Attorney at Law, being duly sworn according to law, upon my oath,
depose and say:
1. That the Defendant(s) is not in the Military Services of the United States of America or any
other Country within the provision of the Soldiers' and Sailors' Civil Relief Act of Congress,
as amended; and
2. That the Defendant(s) is at least 21 years of age and reside at:
(a). Thomas G. Painter - 75 Nittany Drive, Mechanicsburg, PA 17055
(b). Cathy D. Painter - - 75 Nittany Drive, Mechanicsburg, PA 17055
The Affidant has ascertained the foregoing information by personal inquiry and knowledge and
makes this Affidavit with the authority.
Sworn and Subscrikd to
befort'me this 0,t%0 day
of '5-?W2008.
WARY RIM, OF
CQa w : aM J/ M10
MATTLEMAN, WEINROTH & MILLER
BY: MARTIN S. WEISBERG, ESQUIRE
Attorney I.D. No. 51520
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
(856) 429-5507
File No.: 965.72326
TO: Thomas G. Painter
75 Nittany Drive
Mechanicsburg, PA 17055
Date of Notice: August 18, 2008
THE BANK OF NEW YORK AS SUCCESSOR COURT OF COMMON PLEAS
TRUSTEE UNDER NOVASTAR MORTGAGE CUMBERLAND COUNTY
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH DOCKET NO.: 08-4020 CIVIL TERM
FORT WORTH, TX 76137
PLAINTIFF
VS.
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT
NOTICE, RULE 237.1
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESSYOU ACT WITHIN TEN DAYS
FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
ILLER
MATTLEMAN, WEINROTH & MILLER
BY: MARTIN S. WEISBERG, ESQUIRE
Attorney I.D. No. 51520
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
(856) 429-5507
File No.: 965.72326
TO: Cathy D. Painter
75 Nittany Drive
Mechanicsburg, PA 17055
Date of Notice: August 18, 2008
THE BANK OF NEW YORK AS SUCCESSOR
TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
PLAINTIFF
VS.
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO.: 08-4020 CIVIL TERM
NOTICE, RULE 237.1
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESSYOU ACT WITHIN TEN DAYS
FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A
HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
MILLER
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
THE BANK OF NEW YORK AS
SUCCESSOR
TRUSTEE UNDER NOVASTAR
MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
DOCKET NO. 08-4020 CIVIL TERM
PLAINTIFF
VS.
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT(S)
PRAECIPE FOR WRIT OF EXECUTION
TO THE PROTHONOTARY:
Issue Writ of Execution in the above referenced matter:
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
(LEGAL DESCRIPTION ATTACHED)
Amount Due $ 189,226.84
Interest from 08/30/08 to 03/04/09 $ 5.785.67
TOTAL: $ 195,012.51
(Costs to be added) /J !! // _ G-.
RTIN'S-NVAMBERG, ESQYIRE
omey ID: 51520
attleman, Weinroth & Miller
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
Attorney for Plaintiff
(856) 429-5507
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MATTLEMAN, WEINROTH & MILLER
BY: MARTINS. WEISBERG, ESQUIRE
Attorney I.D. No.: 51520
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
(856) 429-5507
Attorneys for Plaintiff
Our File No.: 965.72326
THE BANK OF NEW YORK AS
SUCCESSOR
TRUSTEE UNDER NOVASTAR
MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
PLAINTIFF
VS.
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT(S)
STATE OF NEW JERSEY :
SS
COUNTY OF CAMDEN
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
DOCKET NO. 08-4020 CIVIL TERM
AFFIDAVIT PURSUANT TO RULE 3129.1
The Bank of New York, As Successor Trustee Under Novastar Mortgage Funding
Trust Series 2006-3, Plaintiff in the above entitled cause of action, sets forth as of the date the
Praecipe for Writ of Execution was filed the following information concerning the real property
located at 75 Nittany Drive, Mechanicsburg, PA 17055:
1. Name and address of Owner(s) or Reputed Owner(s):
Thomas G. Painter
75 Nittany Drive
Mechanicsburg, PA 17055
Cathy D. Painter
75 Nittany Drive
Mechanicsburg, PA 17055
2. Name and address of Defendant(s) in the Judgment:
Thomas G. Painter
75 Nittany Drive
Mechanicsburg, PA 17055
Cathy D. Painter
75 Nittany Drive
Mechanicsburg, PA 17055
3. Name and address of every judgment creditor whose judgment is a record lien on the
real property to be sold:
The Bank of New York, As Successor Trustee Under Novastar Mortgage Funding
Trust Series 2006-3
(Plaintiff herein)
4708 Mercantile Drive North
Fort Worth, TX 76137
Unemployment Compensation Fund
le Floor L and I Building
Harrisburg, PA 17121
Unemployment Compensation Fund
Department 280946
Harrisburg, PA 17128
United States Treasury Department
P.O. Box 12051
Philadelphia, PA 19105
Domestic Relations Court
13 North Hanover Road
Carlisle, Pa 17013
Pennsylvania Department of Revenue
Bureau of Compliance
Atn: Keith Richardson
4"' & Walnut Sts.
Harrisburg, PA 17128
Christopher D. Weidenhammer
3 Farm House Lane
Camp Hill, PA 17011
Mr. John Roller
Chief Probation and Parole Officer
Cumberland County Courthouse
One Courthouse Square, Third Floor
Carlisle, PA 17013
Cumberland County Tax Claim Bureau
1 Courthouse Square
Carlisle, PA 17013
Upper Allen Township
100 Gettysburg Pike
Mechanicsburg, PA 17055
4. Name and address of the last recorded holder of every mortgage of record:
The Bank of New York, As Successor Trustee Under Novastar Mortgage Funding
Trust Series 2006-3
(Plaintiff herein)
4708 Mercantile Drive North
Fort Worth, TX 76137
Christopher D. Weidenhammer
3 Farm House Lane
Camp Hill, PA 17011
5. Name and address of every other person who has any record lien on the property:
None known.
6. Name and address of every other person who has any record interest in the property and
whose interest may be affected by the sale:
Occupant
75 Nittany Drive
Mechanicsburg, PA 17055
7. Name and address of every person of whom the plaintiff has knowledge who has any
interest in the property which may be affected by the sale:
Occupant
75 Nittany Drive
Mechanicsburg, PA 17055
1 verify that the statements made in this Affidavit a true and correct t he best of my
personal knowledge or information and belief. I understan me herein are made
subject to the penalties of 18 Pa. C. S. Section 4904 to authorities.
N*RTIN S. )NEISSEKG, ESQUIRE
ATTORNEY I.D. NO.: 515 0
Sworn and Subscribed to
me this 15TH Day
of September, 2008.
C
Notary Public
1r K.14OUDAY
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MATTLEMAN, WEINROTH & MILLER
BY: MARTINS. WEISBERG, ESQUIRE
Attorney I.D. No.: 51520
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
(856) 429-5507
Attorneys for Plaintiff
Our File No.: 965.72326
THE BANK OF NEW YORK AS
SUCCESSOR
TRUSTEE UNDER NOVASTAR
MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
PLAINTIFF
VS.
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
DOCKET NO. 08-4020 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL
PROPERTY PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT(S)
TAKE NOTICE:
Your house (real estate) at 75 Nittany Drive, Mechanicsburg, PA 17055 is scheduled to
be sold at Sheriffs Sale on March 4, 2009 at 10:00am in Cumberland County Courthouse, One
Courthouse Square, Carlisle, PA 17013 to enforce the Court Judgment of $189,226.84 obtained
by THE BANK OF NEW YORK AS SUCCESSOR TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST SERIES 2006-3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff s Sale you must take immediate action:
1. The Sale will be canceled if you pay to MARTIN S. WEISBERG, Esquire, Attorney for
Plaintiff, back payments, late charges, costs and reasonable attorneys fees due. To find out how
much you must pay, you may call MARTIN S. WEISBERG, Esquire, at (856) 429-5507.
2. You may be able to stop the Sale by filing a petition asking the Court to strike or open
the Judgment, if the Judgment was improperly entered. You may also ask the Court to postpone
the Sale for good cause.
3. You may also be able to stop the Sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more
chance you will have of stopping the sale.
w 4.
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You
may find out the bid price by calling MARTIN S. WEISBERG, Esquire, at (856) 429-5507.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the market value of your property.
3. The Sale will go through only if the Buyer pays the Sheriff the full amount due on the
Sale. To find out if this has happened you may call MARTIN S. WEISBERG, Esquire, at (856) 429-
5507.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of
the property as if the Sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a Deed to the Buyer. At that time, the Buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was paid for your house. A Schedule
of Distribution of the money bid for your house will be filed by the Sheriff on April 4, 2009. This
Schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed Distribution is wrong) are filed with the
Sheriff ten (10) days after.
7. You may also have other rights and defenses, or ways of getting your house back, if you
act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
MATTLEMAN, WEINROTH & MILLER
BY: MARTIN S. WEISBERG, ESQUIRE
Attorney I.D. No.: 51520
401 Route 70 East, Suite 100
Chevy Hill, NJ 08034
(856) 429-5507
Attorneys for Plaintiff
Our File No.: 965.72326
THE BANK OF NEW YORK AS
SUCCESSOR
TRUSTEE UNDER NOVASTAR
MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
PLAINTIFF
VS.
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
DOCKET NO. 08-4020 CIVIL TERM
NOTICE OF SHERIFF'S SALE OF REAL
PROPERTY PURSUANT TO
PENNSYLVANIA RULE OF CIVIL
PROCEDURE 3129
DEFENDANT(S)
TAKE NOTICE:
Your house (real estate) at 75 Nittany Drive, Mechanicsburg, PA 17055 is scheduled to
..be sold at Sheriff's Sale on March 4, 2009 at 10:00am in Cumberland County. Courthouse, One
Courthouse Square, Carlisle, PA 17013 to enforce the Court Judgment of $189,226.84 obtained
by THE BANK OF NEW YORK AS SUCCESSOR TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST SERIES 2006-3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale you must take immediate action:
1. The Sale will be canceled if you pay to MARTIN S. WEISBERG, Esquire, Attorney for
Plaintiff, back payments, late charges, costs and reasonable attorneys fees due. To find out how
much you must pay, you may call MARTIN S. WEISBERG, Esquire, at (856) 429-5507.
2. You may be able to stop the Sale by filing a petition asking the Court to strike or open
the Judgment, if the Judgment was improperly entered. You may also ask the Court to postpone
the Sale for good cause.
3. You may also be able to stop the Sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more
chance you will have of stopping the sale.
k
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS
EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE
1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You
may find out the bid price by calling MARTIN S. WEISBERG, Esquire, at (856) 429-5507.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the market value of your property.
3. The Sale will go through only if the Buyer pays the Sheriff the full amount due on the
Sale. To find out if.this has happened you may call MARTIN S. WEISBERG, Esquire, at (856) 429-
5507.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of
the property as if the Sale never happened.
5. You have a right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a Deed to the Buyer. At that time, the Buyer may bring legal proceedings to
evict you.
6. You may be entitled to a share of the money which was paid for your house. A Schedule
of Distribution of the money bid for your house will be filed by the Sheriff on April 4, 2009. This
Schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed Distribution is wrong) are filed with the
Sheriff ten (10) days after.
7. You may also have other rights and defenses, or ways of getting your house back, if you
act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW
TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
OWNER(S): THOMAS G. PAINTER
CATHY D. PAINTER
PLAINTIFF/SELLER: THE BANK OF NEW YORK AS SUCCESSOR
TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST SERIES 2006-3
DEFENDANT(S): THOMAS G. PAINTER
CATHY D. PAINTER
PROPERTY: 75 NITTANY DRIVE
MECHANICSBURG, PA 17055
NO.: 08-4020 CIVIL TERM
The above captioned property is scheduled to be sold at Sheriff s Sale on MARCH 4. 2009 at 10:00
A.M. in the Cumberland County Courthouse, One Courthouse Square, Carlisle, Pennsylvania
17013. You may hold a mortgage or judgment on the property which will be extinguished by the
sale. You may wish to attend the sale to protect your interest.
A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff no later than
-30 days after the sale. Distribution will be made in accordan with -the schedule, unless exceptions
are filed thereto within 10 days after the filing of the sche ule.
MATTLEMAN, WEINROTO & MILLER
Attorney ID.: 46450
401 Route 70 East, Suite 100
Cherry Hill, NJ 08034
(856) 429-5507
File No.: 965.72326
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
N0084020 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due THE BANK OF NEW YORK, As Successor Trustee
Under NOVASTAR MORTGAGE FUNDING TRUST SERIES 2006-3, Plaintiff (s)
From THOMAS G. PAINTER and CATHY D. PAINTER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof,
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $189,226.84 L.L.$ 0.50
Interest from 8/30/08 to 3/04/09 - $5,785.67
Atty's Comm % Due Prothy $2.00
Atty Paid $175.00 Other Costs to be Added
Plaintiff Paid
Date: 10/02/08
Prothonotary
(Seal) By:
Deputy
REQUESTING PARTY:
Name: MARTIN S. WEISBERG, ESQUIRE
Address: MATTLEMAN, WEINROTH & MILLER
401 ROUTE 70 EAST, SUITE 100
CHERRY HILL, NJ 08034
Attorney for: PLAINTIFF
Telephone: 856429-5507
Supreme Court ID No. 51520
MATTLEMAN, WEINROTH & MILLER
BY: MARTIN S. WEISBERG, ESQUIRE
ATTORNEY I.D. NO. 51520
401 ROUTE 70 EAST, SUITE 100
CHERRY HILL, NJ 08034
(856) 429-5507
ATTORNEY FOR PLAINTIFF
Our File No.: 965.72326
THE BANK OF NEW YORK AS SUCCESSOR
TRUSTEE UNDER NOVASTAR MORTGAGE
FUNDING TRUST SERIES 2006-3
4708 MERCANTILE DRIVE NORTH
FORT WORTH, TX 76137
VS.
PLAINTIFF
THOMAS G. PAINTER
CATHY D. PAINTER
75 NITTANY DRIVE
MECHANICSBURG, PA 17055
DEFENDANT(S)
STATE OF NEW JERSEY
COUNTY OF CAMDEN
COURT OF COMMON PLEAS
CIVIL DIVISION
CUMBERLAND COUNTY
DOCKET NO. 08-4020 CIVIL TERM
AFFIDAVIT PURSUANT
TO RULE 3129.2
SS
I, Martin S. Weisberg, Esquire, of full age, being duly sworn according to law, upon
my oath, depose and say:
I am a member of the firm of Mattleman, Weinroth & Miller, attorneys for the Plaintiff
in the above entitled cause of action.
2. This matter is scheduled for sheriff sale on March 4, 2009
On December 2, 2008 the Notice of Sheriff s Sale of Real Property was served on the
defendants, via personal service.
4. On January 9, 2009, the Handbill/Sheriff s Sale Bill was posted on the subject property.
5. On September 24, 2008, a copy of the Notice of Sheriff s Sale of Real Property was sent
to all parties in interest and claimants by registered mail. A copy of the receipt of
I ? ? J
registered mail is attached hereto and made a part hereof as Exhibit "A."
Sworn and Subscribed to
before me this Day
of 2009
DIANA HEWITT
NOCY Public
&W bt New JerW
My CNOUIP6 E*ft SOK 30, 2013
T??!:?:'?t? r ' 2:
Exhibit "A "
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