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Home My WebLink About01-6461 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA . COURT OF COMMON PLEAS as trustee : CIVIL DIVISION c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP : Cumberland County P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff v. Keith E. Miller P . 0 . Box 591 : NO. C)/ - l. 4(P J Boiling Springs, PA 17007-0591 Defendant(s) (2"t>;l '1~ COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in - the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 / AYJ:S~ Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO o SI NO TIENE EL DINERO St1FICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CtJYA DIRECCION SE ENCtJENTRA ESCRITA ABAJO PARA AVERIGt1AR DONCE SE Pt1EDE CONSEGt1IR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A 17013 717-249-3166 800-990-9108 / NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law fIrm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN Isl Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 / 1. Plaintiff is the Corporation designated as such in the caption on a preceding page. If Plaintiff is an assignee then it is such by virtue of the following recorded assignments: Assignor: Eagle National Bank Assignee: Delta Funding Corporation Recording Date: 9/16/96 Book: 530 Page: 138 Assignor: Delta Funding Assignee: Bankers Trust Recording Date: 7/20/98 Corporation Company of California Book: 583 Page: 49 Assignor: Assignee: Recording Delta Funding Corporation Wells Fargo Bank Minnesota, NA as trustee Date: LODGED FOR RECORDING 2. Defendant(s) is the individual designated as such on the caption on a preceding page, whose last known address is as set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mortgage hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) loaned to the Defendant (s) the sum appearing on said Mortgage, which Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herein by reference in accordance with PA.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed is as follows: MORTGAGED PREMISES: 40 North Middlesex Road MUNICIPALITY/TOWNSHIP/BOROUGH: Middlesex Township COUNTY: Cumberland DATE EXECUTED: 8/5/96 DATE RECORDED: 8/12/96 BOOK: 1335 PAGE: 855 The legal description of the mortgaged premises is attached hereto and made part hereof. 4. Said Mortgage is in default because the required payments / have not been made as set forth below, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with other charges authorized by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant (s) continues to fail or refuses to comply with the terms of the Note as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) by failing or refusing to pay other charges, if any, indicated below. 6. The following amounts are due on the said Mortgage as of 9/6/01: Principal of debt due and unpaid Interest at 11.875%* from 12/1/00 to 9/6/01 (the per diem interest accruing on this debt is $17.62 and that sum should be added each day after 9/6/01) $50,081.28 Title Report 9,390.07 250.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 280.00 Escrow Overdraft/(Balance) (The monthly escrow on this account is $0.00 and that sum should be added on the first of each month after 9/6/01) 1,413.40 Late Charges (monthly late charge of $30.85 should be added on the fifteenth of each month after 9/6/01) 238.60 Other Fees Quote Fee Satisfaction Fee 206.99 10.00 48.00 Attorneys Fees (anticipated and actual to 5% of principal) 2.504 on TOTAL $64,422.40 / * This Interest Rate is subject to adjustment as more fully set forth in the Mortgage and Note~ . 7. The attorney's fee set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged in accordance with the reduction provisions of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 1983 and Notice of Intention to Foreclose under Act 6 of 1974 has been sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the date appearing on the copy attached hereto as Exhibit "A", and made part hereof, and defendant(s) have failed to proceed within the time limits, or have been determined ineligible, or Plaintiff has not been notified in a timely manner of Defendant(s) eligibility. WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $64,422.40 plus interest, costs and attorneys fees as more fully set forth in the Complaint, and for foreclosure and sale of the Mortgaged premises. Mark J. MARK J. UDREN & ASSOCIATES Attorney for Plaintiff Attorney I.D. No. 04302 / {~~~:"'~ . w ~ / - COtlN'ry PARCJl:L' I. 21-17-2696_13. ...- .. ... .- ... .. OJ< - - -... 0' _ _.. .... ...._ __ _ ""-.. .-- ........... ... ........- ... -... AS ........ 11 .. .......... ..., ...... or...... - OJ< -. O. """" ...... ..... 73 "-..... 117.5 _ .. · '0_, ...... or ...... _ OJ< _. O. ._ O. _. ..... " _ ., _. .... U.. 5 - .. · "-, ...... or ....... _ OJ< _. O. ....... """" -.. " "- .... U'.5 - .. · .._ .. OJ< _ _ -... '0. _ ......... -.. ...., ...... or - -... or .... ....... .... ....... " _ .... .'.5 -......- .... -..... or ..._. ., .... .... -.... ... OJ< ..... or -- .... ___a _ _ .an.. .,. -... -.. .....-... -. .-.......... - ............. - AND DJl:SCRXBED AS POLLOWS. / . .1 ':.;i;jj + . ' .+ ; J .1 : ~ . f "-'.: September 18, 2001 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE / This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. :" The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (REMAP) may be able to help to save your home. This Notice explains how the program works. To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any question~ you may call the Pennsylvania Housing Finance Agency toll free at 1-800-342-2397. (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit. Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA,PUES AFECTA SU DERECHO A CONTINUAR VlVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (pENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGmLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SAL V AR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. ~ EXHfBJTA A "O"'f ., Page 1 of6 ,"~",_.-,.. .'.~ ,.'~' f'. ft<. -l' I .' : ,w".~, ~,,,-!,,,,,,,.- ~ ""':':"\i!":.""""':, HOMEOWNER'S NAME(S): PROPERTY ADDRESS: Keith E. Miller 40 North Middlesex Road Middlesex Twp., PA 17013 89717110 Eagle National Bank Wens Fargo Bank Minnesota, NA as Trustee LOAN ACCT. NO.: ORIGINAL LENDER: CURRENT LENDER: HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: . IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, ,'" . IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER, ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. . TEMPORARY STAY OF FORECLOSURE - Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date ofthls meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Your mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your Page 2 of6 J face- to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAll.. TO DO SO ORIF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LEITER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOUR\ / APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing . Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF TillS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATIEMP'{ TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) ," HOW TO CURE YOUR MORTGAGE DEFAULT (Brinl! it up to date). NATURE OF THE DEFAULT -.The MORTGAGE debt held by the above lender on your property located at: 40 North Middlesex Road Middlesex Twp., PA 17013 IS SERIOUSLY IN DEFAULT because: A. YOU HAVE NOT MADE MONTIILY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Monthly Payments of$617.02 for January 1, 2001 to September 1, 2001 = $5,553.18 . Monthly Late Charges of $30.85 = $238.60 Other charges (explain/itemize): Escrow Advance = $1,413.40 Property Inspection Fee = $7.75 Tax Backsearch = $75.00 BPO Fee = 110.00 Certified Mailing Fee = $4.29 Other Fee = $9.95 TOTAL AMOUNT PAST DUE: $7,412.17 B. YOU HAVE FAILED TO TAKE TIIE FOLLOWING ACTION (Do not use ifnot applicable): N/A HOW TO CURE THE DEFAULT - You may cure the default within TIIIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $7,412.17, PLUS ANY MORTGAGE PAYMENTS AND LAlE CHARGES WHICH BECOME DUE DURING TIlE 1HIRTY (30) . DAY PERIOD. Payments must be made either by cash. cashier's check. certified check or money order made payable and sent to: Mark J. Udren & Associates 1040 N. Kin2s Hi2hwav, Suite 500 Cherry Hill, NJ 08034 Page 3 of6 - , You can cure any other default by taking the following action within TIIIRTY (30) DAYS of the date of this letter: (Do not use ifnot applicable.): N/A IF YOU DO NOT CURE THE DEFAULT -- If you do not cure the default within TIIIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full paY)11ent of the total amount past due is not made within TIIIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON - The mortgaged property will be sold by the Sheriff to payoff the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If YOU cure the default within the THIRTY (30) DAY period, yOU will not be required to pay attorney's fees. OTHER LENDER REMEDIES - The lender may also sue you personally for the unpaid principal ,~ balance and all other sums due under the mortgage. If your debt has been discharged in bankruptcy without your having reaffirmed it, then lender cannot pursue this remedy. RIGHT TO CURE THE DEFAULT PRIOR TO SHERlFFDS SALE- If you have not cured the default within the TIIIRTY (30) DAY period and foreclosure proceedings have begun, you still have the ri t to cure the default and revent the sale at an time u to one hour before the Sheriffs Sale. You ma do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSffiLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately 6 months from the date oftbis Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of LenderlServicer: Address: Ocwen Federal Bank, FSB P.O. Box 24737 West Palm Beach, FL 33416-4737 800-310-9229 N/A Ed Van Sciver Phone Number: Fax Number: Contact Person: EFFECT OF SHERIFF'S SALE - You should realize that a Sheriffs Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriffs Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any time. ASSUMPTION OF MORTGAGE - You May not transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding paY)11ents, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. Page 4 of6 NOTICE / / The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. H you do notify us in writing of a dispute within the 30 day period, we Will obtain verification of the debt or a copy of a judgment against you, and mail it to you. H you do not dispute the debt, it is not an admission of liability on your part. Als~, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. .+ H you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. LAW OFFICES OF MARK J. UDREN Is! Mark J. Udren, Esquire 1040 N. Kings Highway, Suite 500 Cherry Hill, NJ 08034 (856) 482-6900 PageS of6 .J YOU MAY ALSO HAVE THE RIGHT: . TO SELL TIIE PROPERTY TO OBTAIN MONEY TO PAY OFF TIIE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTIIER LENDING INSTITUTION TO PAY OFF TIllS DEBT. . TO HAVE TIllS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. .. TO HAVE TIIE MORTGAGE RESTORED TO TIIE SAME POSmON AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE TIIE DEFAULT. (HOWEVER. YOU DO NOT HAVE TIllS RIGHT TO CURE YOUR DEFAULT MORE TIIAN TIIREE TIMES IN ANY CALENDAR YEAR.) . TO ASSERT TIIE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTIIER LA WSillT INSTITUTED UNDER TIIE MORTGAGE DOCUMENTS, . TO ASSERT ANY OTIIER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY TIIE LENDER. ,. . TO SEEK PROTECTION UNDER TIIE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY CUMBERLAND COUNTY CCCS of West em Pennsylvania, Inc. 2000 Linglestown Road Hanisburg, P A 171 02 (717) 541-1757 FAX (717) 541-4670 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, PA 17268 (717) 762-3285 FAXn/a Urban League of Metropolitan Hanisburg N. 6th Street Harrisburg, P A 171 0 I (717) 234-5925 FAX (717) 234-9459 YWCA of Carlisle 30 I G Street Carlisle, PA 17013 (717) 243-3818 FAX (717) 731-9589 Community Action Comm of the Capital Region 1514 Derry Street Hanisburg, P A 171 04 (717) 232-9757 FAX (717) 234-2227 Adams County Housing Authority 139-143 Carlisle St Gettysburg, P A 17325 (717) 334-1518 FAX (717) 334-8326 Page 60f6 2&~ :) o ~~ tt . ~ - ~7\) o SI.- J GJ' s: )> o -"::D :r o^ m ~c.... ::D . ::D ;zcr- -<(J)^CJJ> :cc-::DoC: _-zm< Fn:fG)zO _ O1en~=H ZO:r)>- c...oG)enO o :renm gg :EO(/) ~ )>0 -<~ m en Do IT"" ~ .,., ru IT"" .,., Do ~'L" - '70'".r' I . <;n" 'II I> tTl -....-C~I !/"- ~~\I \~ ~;':ii ;,,,'-_ - -1' ,.: ji !f~ti~J ~..~ f ~~: ~:.~ ./ ,: !.: i '-~ -} . ~"~:-;';:<)i'~::::~ ~~~ ;;.: 'f.80G.!N-96-!i6SGO~ (aSJ8ioBI:;J) OOOl t;eVll '0088 W.lO".:l Sd ::" "AJ!nbu! ue fiu!~,ew uaqm I! 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E-C e .:a S1!<D5E o 'if == >- Q) rn-or::'s-S . <( ~ ~"E o.~ M~~~-aE "c~"CQ)ml'J) r:::=-c.r::.c Q. mQ)m-Q)CD e\iC-o E..c 0 a"CC::J-m ,....!m-a;,S~ rnOQ)'--O~ ~I~~~g ~::!5;I!~ ..!E.-o_-~ Q.v>-m.c:- ~E~:5,~8 " Q) '- 0 =: '- ~""a.Ul<(p 1I . . '--- " " ., ., <:: ~ " '0 ., ~~~~ 0000 ~ E ii ~.2 ,- .8 ~ " - " c~ ,Pi '6 ~ ~ ~ '0'0 il$ ~ Iii :iffi '0>- !!l::= ci il J ~ . ~ at ~~4- II '6 ~ .J:: e " ::; " ~ o ~ " $ ~ m ~ N S! ,g Q. Om oas ::; &l Yiq a;q w () o 0 if u: ! <- ~ ~ :a ~ U~I::; ~ 'E,-~j ,,:q .g ()a:_ ,jj GlO ~. S: V E R I FIe A T I O-N Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so because of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because he has personal knowledge of some of the facts averred in the foregoing pleading; and that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief and the source of his information is public records and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Mark J. Udre, SQUIRE MARK J. UDREN & ASSOCIATES / 15:47 U.S. POSTAL SERVICE bl~ l:ft:f.:! .j44:!:> I"'.~l/~.:! Communications Exhibit 352.44a ExhIbU 352.44a . . Change o' Address or Boxholder In'ormafion (10 Serve Legal Process) Request Fotmat (suggesled) (Lenlthlael Opllonall .. UNITEDSTI1TES I!/IiII iOST-:4IT"EiiViCE I \ \ \- 0..\(') \ . . Oal8: patl/lllller .Bo', \ ~~~r--\ ~ PA \\001- Clly, Slilt, e J os:1 \ RE_UES1 FOR CIiANGE OF ADDRESS OR BOXHOlOER INFORMATION NEEDED FOR .SERVICE OF LEGAL PROCESS \ lhe lollOWln9 InlormalKln Is provided In accordance wilh 39 CFR 265.8(ct)(4IlU). There IS no 'Hlor pravldlnglloahlllcler Inlormal1on tnllee lor provldln9 CftaIIgI 01 acldrlalnlormatlon II waived In aceotelanca willr39 CFR 285.6(elllllanel cor",pondlng AdminlsUlI/i\f8 SlJppdtl MIInua/362.44a. 1. cepael~ 01 requ~s~"r (I. g., procell ,.....~. party reprlslnllllQ selll: ~Y" f\ ( ~ IIIUII or legulallcltllhel empowers ml 10 .eNI procell (1'01 requlf8d whln requelllr II an .namey or a party aCllng pto Ie - IXClIpl e eotporllllun 1Id1119 pro III mull eII8 $11I1\111'11; . 3. The nan'I' 01 aUknown pll/'lles 10 \hI tillgallOn: \,.)It, \5 ~<c3O ~ \.. \--\.\n",.(~ ~~ 0.-..\ 1(l6\r-t \./'"=> 'ki.. \~ G--, ~..^\ \ \~ y '4. tn_caull.n whlchlhl ca'l hilS Illen or will III nearel: c... 0",,", \ex ~ \ a. rv.,\ ~.TneelOCkllarolhllrlllontdYlI'9number"onenilSbllnll'Ued: --. ------- -- . ...---. ....-.- .--.--. 5. Thll eapacllY IrIwhlCl\ \I'lllNVlCluat IS 10 be SINod (I g .d118tlClllnl ar-wlltllNlS); _ ~ Q.~~Y\-~.. .- .',_. . .... ., . . . . . ..... . - - .---..--....-..-.-.-- , WARNING THE SUBMISSION OF FALS!~FORMATlON EITHER (1) TO OBTAIN AND USI! CHANGI OF'ADDRESS INFORMATlON OR BOXHOUJI!R INFORMATION FOR ANY PURPOSE OTHER THAN THE SeRVICE Of LaGAI. PROCESS IN CONNECTION wrtH ACTUAL OR PROSPECTIve LlTIGATlON OR 121 TO AVOID PAYMENT OF THE! FEE fOR CHANGE OF ADDRess INFOAMA- TlON COULD RESULT IN CRIMINAl. PlNALTlES INCLUDING A PINE OP UP TO $10,000 OR IMPRISONMENT OF NOT MORE THAN 5 YEARS. OR BOTH (Tm.e ,. U.S,C. SECTION 10011. I cer1lIy'll'Iallnl IIIlOV. .nfar 1/11 and \llal 'he addlllS InlO/malion 1$ nlllCled'enii will D. used solely lor .eNICI 01111911 prOClsl,n c:onjunCllOn Willi ptllll Uvl tiligalNltl. IQrlilUle ~y~~,' .0ctyo ;.... Prmleel Name lo'--tO N, \LInn'; \-\\.1->'1 'Sk5ro Addre.. --.::::::l c..h.Il..~(,\..\ ~ \ \ I t.J. ') n"?\06Y ~i1y. Slall, ZIJS"CocII .. . ...... . --.. -. ....- .-.- FOFl POST OFPICE US! ONLY NEW ADDReSS OR BOXHOlDER'S POSTMARK , NAME AND STREET ADDRESS ~ No nng_ 01 addrlSS ardll on Id.. Movld, I." ndlOlWarcllng adelress No suen adelrlSs. 137 ASM 12. June 1998 ~ lq, (") c q (::) r; .-..1 7? ~ € ""~ z f~fTt ~ ""OeD ',::> \l b-t 52S8 -<: ."[1'1 8 ~:j ? (J . Z!);: + ~:~~ ~;?, 0 6 cn~.i'" lI} -<"'- ~o :1<"-'" -~,- f~ ~ \) ::r. s:? l:~ ~ , ~8 9 61"11 "\) ~ t =>c ;;;:! ~ ........ -U ~ c- :b 6' C/) .. -< f' p: ~ t ~ SHERIFF'S RETURN - REGULAR CASE NO: 2001-06461 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WELLS FARGO BANK MINNESOTA NA VS MILLER KEITH E RICHARD SMITH , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MILLER KEITH E the DEFENDANT , at 1440:00 HOURS, on the 16th day of November, 2001 at ABF FREIGHT SYSTEM, INC 2001 HARRISBURG PIKE CARLISLE, PA 17013-0591 by handing to KEITH E MILLER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 18.00 3.25 .00 10.00 .00 31.25 r~~ R. Thomas Kline day of 11/19/2001 MARK :~N_:;ll I Deputy --- Sworn and Subscribed to before me this .2L ~ Sheriff ~ ~I A.D. q.......... () ~ u..rlZ , Prothonotary , - r I MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire - ) ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, COdilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 " Bank Minnesota, NA "COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. " Keith E. Miller "NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff I s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 12/21/01 Late charges per Complaint From 9/7/01 to 12/21/01 Escrow payment per Complaint From 9/7/01 to 12/21/01 $64,422.40 1,871.96 123.40 .lL.Jl..Q TOTAL $66.417 76 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. & ASSOCIATES , ESQUIRE Plaintiff DAMAGES ARE HEREBY ASSESSED DATE:~ ,;)'7. ;;;cn I , AS INDICATED ~ (!n~ /12. PRO PROT'fh ~ MARX J. ODREN & ASSOCIATES BY: Mark J. UdreD, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss,Codilis, Stawiarski, Morris, Schneider & Prior, LLP Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Kei th E. Miller Defendant(s) NO. 01-6461 Civil Term DATED: TO: December 10, 2001 Kei th E. Miller 40 North Middlesex Road Middlesex Twp., PA 17013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFlCACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFlCACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DlNERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARX J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss, COdilis, Stawiarski, Morris, Schneider & Prior, LLP Plaintiff ATTORNEY FOR PLAINTIFF v. 1 COURT OF COMMON PLEAS 1 CIVIL DIVISION I Cumborland Coun'y ~ NO. 01-6461 Civil Term Keith E. Miller Defendant(s) DATED: TO: December 10, 2001 Keith E. Miller 13 Front Street Boiling Springs, PA 17007 IMPORTANT NOTICH YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTH US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THATTPURPOSE. MARX J. UDREN & ASSOCIATBS BY: Mark J. Udren, Bsquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITB 500 CHBRRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss,Codilis, Stawiarski, Morris, Schneider & Prior, LLP Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Keith E. Miller Defendant(s) NO. 01-6461 Civil Term DATED: TO: December 10, 2001 Kei th E. Miller P.O. Box 591 Boiling Springs, PA 17007-0591 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEB IDA DENTRO DE UN TERMINO DE DIEZ (10) DIAB DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DE BE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICB: PURSUANT TO THE FAIR DEBT COLLBCTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss,Codilis, Stawiarski, Morris, Schneider & Prior, LLP Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Keith E. Miller Defendant(s) NO. 01-6461 civil Term DATED: TO: December 10, 2001 Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg P1ke Carlisle, PA 17013 IMPORTANT NOTICH YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 HQTIFICACION IMPORTANTH US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEB IDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES . DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICB: PURSUANT TO THB FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DBEMED TO BH A DBBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARX J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 01-6461 civil Term v. Keith E. Miller P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE STATE OF AJ elA.J ::s e roS e'1' COUNTY OF Co-.Wl of.. e..--J 5S THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors Civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: Employment: Defendant: Age: Residence: Employment: Keith E. Miller Over 18 As captioned above Unknown . Over 18 As captioned Unknown ame: rno..rk. . CA.o.rc.-..J ESt; Ti tIe. /" L I. (' ) l,' ('I (1 C . '-VT1Q('''-l e", t<lr PICAIN r: 1-+ ompany: I fVlCArlc 1. uctrc~ a-as.sOC Sworn to and subscribed before me this;!. c:; day of fJ~c:e r 20 taryl?ubl~c JANiQVlll8llC" ..ell.ITJ 'lllll 8/N '.. ... >- s;;; ~m V,("l c.5:2: u::C' ';;.j,~ c~- '-,) ~:..., e' Ll'- l-L l,L o C") f' ~ ~ ~ ~ { () ~ ~ ~ ~1l1~ ~CJci..~ co ~ :::> 0::1: o~ o~ -::-'~ >- ''5 <!l ~.;;.Z ;CJ'Z ~ u.! (on... :E ::J (,) ~ <C co N <-. ~. L~J CJ Cl MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856"'482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : cumberland County : MORTGAGE FORECLOSURE v. Keith E. Miller . . NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg pike Carlisle, PA 17013 P.O. Box 591 Boiling springs, PA 17007-0591 Defendant(s) TO: Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary -X- Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Ma rk.1 Udren. Esqui re At this telephone number: 856-482-6900 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N.,KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856:482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff " COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE v. Keith E. Miller "NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's da~ages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 12/21/01 Late charges per Complaint From 9/7/01 to 12/21/01 Escrow payment per Complaint From 9/7/01 to 12/21/01 $64,422.40 1,871. 96 123.40 .a...JlJ1 TOTAL $66 417 76 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. nf\ REN & ASSOCIATES \ J ark J. Udr ,ESQUIRE ~ Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: PRO PROTHY MARK J..UDREN << ASSOCIATES BY: Mark J. Udren, Esquire ATTt .1.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION . Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller . . NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) TO: Keith E. Miller 40 North Middlesex Road Middlesex Twp., PA 17013 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary ~ Judgment by Default Money Judgment Judgment in Replevin Judgment for possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren ESqJli re At this telephone number: 856-482-6900 MARK J: UDREN & ASSOCIATES BY:. Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller .NO. 01-6461 civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's da~ages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 12/21/01 Late charges per Complaint From 9/7/01 to 12/21/01 Escrow payment per Complaint From 9/7/01 to 12/21/01 $64,422.40 1,871.96 123.40 .lL.ilil TOTAL $66.417 76 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. f', . REN & ASSOCIATES } K \ J ark J. Udr V Attorney for , ESQUIRE Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: PRO PRO THY MARK J. UDREN & ASSOCIATES BY: ~rk J. Udren, Esquire ATTY'I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE v. Keith E. Miller . . NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling springs, PA 17007-0591 Defendant(s) TO: Keith E. Miller 13 Front Street Boiling Springs, PA 17007-0591 NOTICE Pursuant to Rule 236 of the Supreme Court of pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary ~ Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J Udren. Esquire At this telephone number: 856-482-6900 MARK J. UDREN & ASSOCIATES BY: ,Mark J. Udren, Esquire ATfY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 ATTORNEY FOR PLAINTIFF . Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : CUmberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's da~ages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 12/21/01 Late charges per Complaint From 9/7/01 to 12/21/01 Escrow payment per Complaint From 9/7/01 to 12/21/01 $64,422.40 1,871. 96 123.40 .o...J1.Q TOTAL $66.417 76 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. & ASSOCIATES , ESQUIRE Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: PRO PROTHY MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, COdilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION . Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller . . NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due $66.417 76 Interest From Decembp.r 2/.. 2001 to Date of Sale June 5, 2002 Per diem @$17.66 2.931 56 (Costs to be added) $ MARK J. UDREN & ASSOCIATES ESQUIRE INTIFF MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, COdilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller . . NO. 01-6461 Civil Term C/o ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) C E R T I F I CAT E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: An FHA insured mortgage Non-owner occupied Vacant x Act 91 procedures have been fulfilled. Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. ESQUIRE PLAINTIFF >- M ~ ~ I-" co => ;,LIQ C)~ E~~ ::c u~ "'" .:-, ::1 ::) ~':'::':, 7'>- J.>::: co '5~ --i ;, N \..~ . ai(5 -~. , U W eno.. 1-. CJ "" ~ CL -::> 0 0 b ~ ..::r ~ ?/i, - ~~~:- '- ~ .. =>::;:; - 0 CO o~ ~ c- UI...:,,_. ::c -'. -J ...... ;~~-2 .a: o:::i 0J fV) <) 11_--, ',~>- c:"'u) ~j -...( N ()~-:':) co "':Jz '- ~ ~ '- <J .... .... , ........ C~: N ':r::iE , l,U'" C-> '.1J ....9 tJ1Q.. ~ i - w :::;; (): I I I ~ L~ CJ ! :::> ~ u_ 0 <.) ~ I 0 V:J () . ~ ~ ~ ~ ....... ~ C(l ~ \j ~ . Y.i 'V) .......~~o-~ () "b9 ~ MARK J. UDREN & ASSOCIATES B~: .Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County . : MORTGAGE FORECLOSURE v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank Minnesota, NA as trustee, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 40 North Middlesex Road, Middlesex Twp., PA 17013 1. Name and address of owner(s) or reputed Owner(s) : Name Address Keith E. Miller 13 Front Street, Boiling Springs, PA 17007 P.O. Box 591, Boiling Springs, PA 17007-0591 C/O ABF Freight System, Inc., 2001 Harrisburg Pike, Carlisle, PA 17013 40 North Middlesex Road, Middlesex Twp., PA 17013 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. Green Tree CDC Address to follow 5. Name and address of every other person who has any record lien on the property: Name Address Middlesex Township Municipal Authority Address to follow 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Sq., Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St, Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 40 North Middlesex Road, Middlesex Twp., PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. MARK J. UDREN & ASSOCIATES DATED: December 21, 2001 >- C") ~ ~ ~- co ::J::;; u.J9 0 Qr~ :r::: Cl:? ~,5f~~ <.L: (J~ 7'>- co :~,;;2 U) ~'.", ; :)2: ,--,- IN t~,,! ; iiJf.b CL c...' LJ.j 'Un.. c::; ~ Lt.. ::J C) a U 10 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 ~040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 334~6-4737 Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller . . NO. 0~-646~ Civil Term C/O ABF Freight System, Inc. 200~ Harrisburg pike Carlisle, PA ~70~3 P.O. Box 59~ Boiling Springs, PA ~7007-059~ Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Keith E. Miller ~3 Front Street Boiling Springs, PA ~7007 Your house (real estate) at 40 North Middlesex Road, Middlesex Twp., PA ~70~3 is scheduled to be sold at the Sheriff's Sale on June 5, 2002, at ~O:OO A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $66,4~7.76, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLF: TO PREVENT THTS SHERIFF'8 SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the charges, costs and reasonable attorney's fees. you may call: (8,0) 482-6900 mortgagee the back payment, late To find out how much you must pay, 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) ~ YQU~~ILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside 'the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evi~t you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance wich this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOllR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WIIERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 BOO-990-910B ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 >- C") E; ~ 1-" CO "5 IJ~lq C)~ QC~:' ~ O~ ~~f: <: C:J~ ">- ~j~~. CO ,:t~ N .,J ,r:Z .-.J (.) u.JW ,- W .cD 0- C:' ~ LL :::> C.; 0 <..) ,. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller . . NO. 01-6461 Civil Term C/O ABF Freight system, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Keith E. Miller 40 North Middlesex Road Middlesex Twp., PA 17013 Your house (real estate) at 40 North Middlesex Road, Middlesex Twp., PA 17013 is scheduled to be sold at the Sheriff's Sale on June 5, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $66,417.76, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SAT,E To prevent this Sheriff's Sale, you must take immediate action~ 1. The sale will be cancelled if you pay to the charges, costs and reasonable attorney's fees. you may call: (RS6l 482-6900 mortgagee the back payment, late To find out how much you must pay, 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside'the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evi~t you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 . ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 p ~ fRo; <9] 635: -< ;;,. f<:c:; ;E8 ~ $~ ; <::> - o ...,., C:J r" c--, "" OJ :;J -/,,::n -:_~ ./-.-; ;00 '~(1.. ._,.."'_..1 ~il (5 F;? -,., $ -.; ~ J. UDREN << ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller . . NO. 01-6461 civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 Your house (real estate) at 40 North Middlesex Road, Middlesex Twp., PA 17013 is scheduled to be sold at the Sheriff's Sale on June 5, 2002, at 10: 00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $66,417.76, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE AB!.!': TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immadiata action: 1. The sale will be cancelled if you pay to the charges, costs and reasonable attorney's fees. you may call: (856) 482-6900 mortgagee the back payment, late To find out how much you must pay, 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OllT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 D f;: fff~ :?~~' 0{''' ~;r:> ('-')< ~C5 ;;Ec' ~d $ , . <:::> -- [if <-> ~ 00 S; ~ -- (,,) ~ :,'-;1 ~<;~ .-;5?' , , ~:i'.r-, {;J ;[; (jP -,., '" .s ""<;' ALL THAT CERTAIN LOT OR PIECE OF GROUND WITH IMPROVEMENTS THEREON ERECTED SITUATE IN MIDDLESEX TOWNSHIP, CUMBERLAND COUNTy, PENNSYLVANIA MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN AT OR NEAR THE CENTER OF THE PUBLIC ROAD LEADING FROM THE' HIGHWAY BETWEEN CARLISLE AND HARRISBURG AND KNOWN AS ROUTE NO. 11 TO STERRETT'S GAP; THENCE BY LAND NOW OR FORMERLY OF JOHN GROSZ, SOUTH 73 DEGREES WEST 127.5 FEET TO A POINT; THENCE BY LAND NOW OR FORMERLY OF PAUL O. SUNDAY SOUTH 37 DEGREES 40 MINUTES EAST 119.5 FEET TO A POINT, THENCE BY LANDS NOW OR FORMERLY OF WILBUR WHITE NORTH 57 DEGREES EAST 119.5 FEET TO A POINT AT OR NEAR THE CENTER OF THE AFORESAID PUBLIC ROAD; THENCE BY THE CENTER OF SAID PUBLIC ROAD NORTH 37 DEGREES WEST 82.5 FEET TO AN IRON PIN, THE PLACE OF BEGINNING. BEING KNOWN AS 40 NORTH MIDDLESEX ROAD, MISSLESEX TWP., PA 17013 PROPERTY ID NO.: 21-17-2696-013 TITLE TO SAID PREMISES IS VESTED IN KEITH E. MILLER BY DEED FROM BETTY H. MILLER, DATED 8/5/96, RECORDED 8/12/96, IN DEED BOOK 143, PAGE 1188. . MARK J. UDREN << ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 01-6461 Civil Term v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) SUGGESTION OF BANKRUPTCY To the prothonotary: Kindly note on the record that the above Defendant, Keith E. Miller has filed Chapter 7 Bankruptcy in the Middle District of Pennsylvania on November 29, 2001, Bankruptcy Case No. 01-06350. ~ Mark J. Udren, Esquire MARK J. UDREN & ASSOCIATES Attorney for Plaintiff . , g 0 0 N '"'\") ;;:: .,., __I -00:: ,.., ~~1~~ n1fTI CO Z:C I "j ZC;' C.J (/.):"';; c.f~ 2" () <::0 ",. ,-, '-,-, ZO ::c: ;:) ...._() 'P. ('..jrn PC:: --1 ~ 'J'I 't-- (,,) :5l MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF . Wells Fargo Bank Minnesota, NA . COURT OF COMMON PLEAS as trustee : CIVIL DIVISION Plaintiff : Cumberland County v. Keith E. Miller Defendant(s) . NO. 01-6461 Civil Term PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached Verification for the Verification attached to the Complaint in Mortgage Foreclosure with regard to the captioned matter. DATED: May 3, 2002 & ASSOCIATES . . .. V E RTF TeA T ION The undersigned, an officer of the Corporation which is the Plaintiff in the foregoing Complaint or an officer of the Corporation which is the servicing agent of Plaintiff, and being authorized to make this verification on behalf of the Plaintiff, hereby verifies that the facts set forth in the foregoing Complaint are taken from records maintained by persons supervised by the undersigned who maintain the business records of the mortgage held by Plaintiff in the ordinary COurse of business and that those facts are true and correct to the best of the knowledge, information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. tiP Name: ~ i I \IQh') It ~~Q",d Title: \).v-~c..~.. L..ath ~ OS companY:~W~h ~ '.rat 8?f)kYs~ Date: O~lCt'i\ ~~f) \ '1 \ \0 o ~ ..::': ;-?; ~~~: :;~ :;~'r ZC ej), ' i~=' .,p. ('-0'- z~ " ...... .. .. o r-v ~ -c:::w :_.~ o ~11 I C). ~ ::;: (-.' j ;:5 =~j ~() '-_",\'1"\ ;:~ '1J =< ~ r- eo MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 5/3/02 Late charges per Complaint From 9/7/01 to 5/3/02 Escrow payment per Complaint From 9/7/01 to 5/3/02 $64,422.40 4,220.74 246.80 -'l....JlJl TOTAL $68.889 94 I hereby certify that Defendant are as shown above, accordance with Rule 237.1, a esses of the Plaintiff and notice has been given in 's attached hereto. ASSOCIATES DAMAGES ARE HEREBY ASSESSED DATE: f'Yl.';J...J /q ~('J:l l' ..... Ma k J. Udren, SQUIRE Attorney for Pla tiff AS "V;:ED .) JJr~ P PR~~ ' ij/V 297/7/10 IN THE UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA IN RE: Keith E. Miller CHAPTER 7 CASE NO. 01-06350 11 U.S.C. SEC. 362 Wells Fargo Bank Minnesota, N .A., As Trustee Movant vs. Keith E. Miller Debtor(s) and Leon P. Haller, Esquire Trustee . RESPONDENTS orJ:-l~OC\ ~lt ORDER MODIFY~NG SECTION 362 AUTOMATIC STAY AND NOW, this ~9'1:fday of ~ ,20 1O:l- Motion of Movant above, it is ,upon ORDERED AND DECREED THAT: The Automatic Stay of all proceedings, as provided under Section 362 of the Bankruptcy Reform ~ct of 1979, as amended (The Code), 11 U.S.C. 362, is modified with respect to premises: 40 North Middlesex Road Middlesex Township, PA 17013 as to allow the Movant to foreclose on its mortgage and allow the purchaser of said premises at Sheriff I s Sale (or purchaser 's assignee) to take any legal action for enforcement of its right to possession of said premises; and it is FURTHER ORDERED THAT: The relief granted by this order shall survive the conversion of this bankruptcy case to a case under any other Chapter of the Bankruptcy Code; and it is FURTHER ORDERED THAT: The relief granted by this order shall be effective immediately and shall not be subject to the ten day period set forth in Bankruptcy Rule 4001 (a) (3) . :1&1 Robert J. Woodside ----, Bankruptcy Judge F\LED r HARRISBURG PA ----, , MAR 20 2002 L~ Clerk, U.S. Bankruptcy Court ~ B ~~~; ~02~:J p, v. Y v .'-. .. "'_~--w'-- MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss,Codilis, Stawiarski, Morris, Schneider & Prior, LLP Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Keith E. Miller Defendant(s) NO. 01-6461 Civil Term DATED: TO: April 22, 2002 Keith E. Miller 40 North Middlesex Road Middlesex Twp., PA 17013 IMPORTANT HOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 HOTIFICACIOH IKPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEB IDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFlCACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER US TED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFlCACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DlNERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 ' 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORKATION OBTAIHED WILL BE USED FOR THAT PURPOSE. MARX J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Keith E. Miller Defendant(s} NO. 01-6461 Civil Term DATED: TO: April 22, 2002 Keith E. Miller 13 Front Street Boiling Springs, PA 17007 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFlCACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DE BE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAIN'ED WILL BE USED FOR THAT PURPOSE. KARl( J. WREN &: ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss,Codilis, Stawiarski, Morris, Schneider & Prior, LLP Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Keith E. Miller Defendant(s) NO. 01-6461 civil Term DATED: TO: April 22, 2002 Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg P1ke Carlisle, PA 17013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFlCACION IMPORTANTE US TED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER US TED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MARK J. UDREN &: ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o MOSS,Codilis, Stawiarski, Morris, Schneider & Prior, LLP Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County v. Kei th E. Miller Defendant(s) NO. 01-6461 Civil Term DATED: TO: April 22, 2002 Keith E. Miller P.o. Box 591 Boiling Springs, PA 17007-0591 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTB USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEB IDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFlCACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFlCACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, o SI NO TIENE DlNERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA o LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRK IS DBEMED TO BB A DBBT COLLBCTOR AND THIS IS AN ATTEMPT TO COLLBCT A DEBT. ANY IHPORKATION OBTAINED WILL BE USBD FOR THAT PURPOSE. . MARK J. UDRBN & ASSOCIATBS BY: Mark J. Udren, Bsquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITB 500 CHBRRY HILL, NJ 08034 856-482-6900 Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 01-6461 Civil Term v. Keith E. Miller P.O. Box 591 Boiling springs, PA 17007-0591 Defendant(s) AFFIDAVIT OF'NON-MILITARY STATE OF ~vV"\sy hJQh ; Q... COUNTY OF ltvn'c~ ...lQ.r\d SERVICE SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Soldiers and Sailors civil Relief Act of 1940, as amended, and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: Employment: Keith E. Miller Over 18 As captioned above Unknown Defendant: Age: Residence: Employment: Over 18 As captioned Unknown above t#- N~e: ~(Qtlt Ne-1.0l~ T~t1e: \r&:.\{).--- ~-~ ~~I'"\S Company: Y\ ~<ert{ r r&:-t k ut.I\OS h) 8 J~ES RlCn &09069 .1}~'~", M~ COM\JIs\~i~~~~~?1. 200;'" . . . E'AI'IRt:. ..olj public u...... B",de<l '!\II" Nu~ Sworn to and s~~~~ibed before me f~is H~~day f ~GU4 \8-l'- ' 20 . . ~ f:J p ~ ...0 ~ rz. g () 0 0 l".:) -n s;; :x: --I ~ ~:;:;~ r ~ -00' :r:- ~~ m[l! -<: -_)rn Ii) ~~: - 0 ~~;) .r:- ;'") .;0.) ~ ~ (f), ;,. '~:j ~t; ~ ~c :r- ''5 ~.. ~<"" ~t.), -...0 ~o "";''- "'-rn >;:-0 :5 S -'C- .' ~ f' z ::> :< (Xl '"" MARK J. UDREN << ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.o. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term / PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due $68.889 94 Interest From May 4. 2002 to Date of Sale september 4. 2002 Per diem @$17.66 2.189 84 (Costs to be added) $ V ark J. Udre ATTORNEY FOR l::: "'- ~ w ~ ~ ,.tq, ~ w ~~ :-0 !') ~ - ~ t;J . 4 () ~ ? :--- ~ ~ 0 ~ ).) ~ & 0 0 C C 0 0) (') 0 0 C l'V '11 ~ ~ j rr :r:: ::x: -:::j I ""t)CO - 7,,, ~ 92[!' -< :np !j >""'Im _..A '-? ~~ ... 6S .;:- :-~~~ tv ... ... .. .. ~Cj ~-~{ C) " ... "'~~!J ... ~ ... %,.&;0 J;" -"'1 -4) ... ~~ =: 6(') ?2:c is am ~ ... ~ 5>8 .. " .... ~ .. ..., ~ :z: ::> ~ ~ =<! ro WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 01-6461 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO BANK MINNESOTA, NA AS TRUSTEE, Plaintiff (s) From KEITH E. MILLER, C/O ABF FREIGHT SYSTEM, INC., 2001 HARRISBURG PIKE, CARLISLE, PA 17013 AND P.0.80X 591, BOILING SPRINGS, PA 17007-0591 (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession I of GARNISHEE(S) as follows: and to notify the garnishee( s) that: (a) an attachment has been issued; (b) the garnishee( s) is enj oined from paying any debt to or for the account of the defendant (s) aIi.d from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify himlher that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $68,889.94 L.L. $.50 Interest FROM MAY 4,2002 TO DATE OF SALE SEPTEMBER 4, 2002 - PER DIEM @$17.66- $2,189.84 Atty's Comm % AttyPaid $133.25 Plaintiff Paid Date: MAY 14, 2002 Due Prothy $1.00 Other Costs CURTIS R. LONG Prothonotary, Civil Division ~ dt~, - 2 ~ 7?!/lA.N~ fDpzs REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE Address: MARK J. UDREN & ASSOCIATES 1040 N. KINGS mGHWAY, SUITE 500 CHERRY HILLS, NJ 08034 Attomeyfor: PLAINTIFF Telephone: 856-482-6900 Supreme Court ill No. 08034 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.o. Box 24737 West Palm Beach, FL 33416-4737 Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County . : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller . NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg pike Carlisle, PA 17013 P.O. Box 591 Boiling springs, PA 17007-0591 Defendant(s) C E R T I FIe ATE Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: An FHA insured mortgage Non-owner occupied Vacant x Act 91 procedures have been fulfilled. Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsificat' n to authorities. ASSOCIATES (") C ? -Oi"f !I1n, Z:c:; z'- C/) l': -<-"-. J:r-." ;<'-- "]>0 z. .--0 )>c Z =< C> N :!I: :0- -< o ''')') ?J . ,..i'll :')9 ,..-:~C) '"r-"'-, ,;_~:'!J 70 Om --l 5:i -< .~. j;:'I.. :Jl: CJ :::l CO MARK J. UDREN"&: ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County . : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 . . NO. 01-6461 Civil Term Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank Minnesota, NA as trustee, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the praecipe for the Writ of Execution was filed the following information concerning the real property located at: 40 North Middlesex Road Middlesex Twp., PA 17013 1. Name and address of Owner(s) or reputed Owner(s) : Name Address Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike, Carlisle, PA 17013 P.O. Box 591, Boiling Springs, PA 17007-0591 13 Front Street, Boiling Springs, PA 17007 40 North Middlesex Rd., Middlesex Twp., PA 17013 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. Green Tree CDC Address to follow 5. Name and address of every other person who has any record lien on the property: Name Address Middlesex Township Municipal Authority Address to follow 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Sq., Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St., Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest 'the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 40 North Middlesex Road Middlesex Twp., PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or inf ation and belief. I understand that false statements herein are m e s ject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn f lsific tion to authorities. DATED: May 3, 2002 SSOCIATES (") c ~ ""0 l,J.! mn', Z:X' zc U)", -<-~ ~C) ..;::- zC:; =0 ......c Z :~ o '" ::x "'" -< o "Tl --1 ~l~l pg ~~~; rn "'.0 .d _L :-~U ,~:B ,,,~C) iSm :;;! ~ .r. )::I. ::Jl: 9 :::> (:0 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY 1.0. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller .NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 Your house (real estate) at 40 North Middlesex Road, Middlesex Twp., PA 17013 is scheduled to be sold at the Sheriff's Sale on September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $68,889.94, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 482-6900 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE. GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland county Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 f (") 0 0 C I'.) --q <'" :x ,-; ~- ;cF~FJ "'TJn: :L"" mfT, -< ZI: 8~ zc .r:- (f) :I':.',~ :::) J ~6 :po. ~j~:B $:- -".. ~ ,..C) Zl,. a '/-m 5>8 0 --1 7' :::> ?5 ~ \0 -< MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 ~ 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. . Keith E. Miller 'NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Keith E. Miller P.O. Box 591 Boiling Springs, PA 17007-0591 ,Your house (real estate) at 40 North Middlesex Road, Middlesex Twp., PA 17013 is scheduled to be sold at the Sheriff's Sale on September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $68,889.94, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-482-6900 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482-6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCB. XF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFXCE LXSTBD BBLOW TO FXND OOT WHERE YOU CAN GET LEGAL HELP. LAWYBR REFERRAL SERVXCB Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 . l (") C> 0 C N -n s: :% -OW :t:>>o ::IJ mfn -< Z::r ... 'o~.n Z~:: 0'7 .i:'- :-:-'::) \, (n,,:~.. -."' rSc: ::~~~ 2:':: ---1t ~ - >')::IJ ~o -.... ~;. (') ~O 5 ISrn c:: ~ :z: ::l S:l ~ \.0 -< MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . Bank Minnesota, NA . COURT OF COMMON PLEAS . CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller . NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Keith E. Miller 13 Front Street Boiling springs, PA 17007 Your house (real estate) at 40 North Middlesex Road, Middlesex Twp., PA 17013 is scheduled to be sold at the Sheriff's Sale on September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $68,889.94, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 482-6900 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) Y~~ :;-Y STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER R H EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482- 6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE TH:IS PAPER TO YOUR LAWYER AT ONCE. :II" YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED' BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS DE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 .. .- 0 C) 0 c: N '''' s: :x ::;-J ""0 OJ J::>o :'1-1fIJ mrn --< Z :r:: -f:Jm Z~: -""" ~u6 (f) .." ~2 ) -<'::c, ~c J:>. ----'1. ;~;:- -n 'i>~ :1: ".)0 ZU c.")rn -"-Cl D )>C .--1 7" :::> :r-; ~ ::0 \0 -< MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 COURT OF COMMON PLEAS . CIVIL DIVISION : CUmberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Keith E. Miller 40 North Middlesex Road Middlesex Twp., PA 17013 Your house (real estate) at 40 North Middlesex Road, Middlesex Twp., PA 17013 is scheduled to be sold at the Sheriff's Sale on September 4, 2002, at 10:00 A.M. in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA , to enforce the court judgment of $68,889.94, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS yon MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-482-6900 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PRO:;T~LA~ YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES T . ~. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-482-6900. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-482- 6900. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (~O) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAXB THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA ~70~3 7l7-249-3~66 800-990-9~08 ASSOCIATION DE LICENCIDADOSDE FILADELFIA Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA ~70~3 7l7-249-3~66 800-990-9~08 ALL THAT CERTAIN LOT OR PIECE OF GROUND WITH IMPROVEMENTS THEREON ERECTED SITUATE IN MIDDLESEX TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA MORE PARTICULARLY BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN AT OR NEAR THE CENTER OF THE PUBLIC ROAD LEADING FROM THE HIGHWAY BETWEEN' CARLISLE AND HARRISBURG AND KNOWN AS ROUTE NO. 1.1. TO STERRETT 'S GAP I THENCE BY LAND NOW OR FORMERLY OF JOHN GROSZ, SOUTH 73 DEGREES WEST 1.27.5 FEET TO A POINT; THENCE BY LAND NOW OR FORMERLY OF PAUL O. SUNDAY SOUTH 37 DEGREES 40 MINUTES EAST 1.1.9. 5 FEET TO A POINT; THENCE BY LANDS NOW OR FORMERLY OF WILBUR WHITE NORTH 57 DEGREES EAST 1.1.9.5 FEET TO A POINT AT OR NEAR THE CENTER OF THE AFORESAID PUBLIC ROAD; THENCE BY THE CENTER OF SAID PUBLIC ROAD NORTH 37 DEGREES WEST 82.5 FEET TO AN IRON PIN, THE PLACE OF BEGINNING. TITLE TO SAID PREMISES IS VESTED IN KEITH E. MILLER, BY DEED FROM BETTY H. MILLER, DATED 8/5/96, RECORDED 8/12/96, IN DEED BOOK 143, PAGE 1188. BEING KNOWN AS 40 NORTH MIDDLESEX ROAD, MIDDLESEX TWP., PA 17013 PROPERTY ID NO.: 21-17-2696-013 (') 0 0 C N '1 <'" :r.: ~_:... ""On:; :-0- .." mrr-, -< f::"": -:7 -"!' I '''Df"-n 4_ ~....._ Zc: '? S?:2: .~ i:\..J ~C) ~j ~'f :t.~.. ~/5 I. ~o -~ 7(') ):;'2 S? (~')rn c_ -::'"" -,... :::> ~ ~- =< \0 -< .;.-'.... MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. :NO. 01-6461 Civil Term 2001 Harrisburg pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) TO: Keith E. Miller 40 North Middlesex Road Middelsex Twp., PA 17013 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary -X- Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren. Esquire At this telephone number: 856-482-6900 # MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 5/3/02 Late charges per Complaint From 9/7/01 to 5/3/02 Escrow payment per Complaint From 9/7/01 to 5/3/02 $64,422.40 4,220.74 246.80 .o....Jl..Q TOTAL $68.889 94 I hereby certify that Defendant are as shown above, accordance with Rule 237.1, a esses of the Plaintiff and notice has been given in 's attached hereto. ASSOCIATES '............. DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: PRO PROTHY MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007~0591 Defendant(s) . . NO. 01-6461 Civil Term TO: Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. ~ Judgment by Default Money Judgment Prothonotary Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J At this telephone number: Udren. Esquire 856-482-6900 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, as trustee c/o Moss, COdilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 5/3/02 Late charges per Complaint From 9/7/01 to 5/3/02 Escrow payment per Complaint From 9/7/01 to 5/3/02 $64,422.40 4,220.74 246.80 .Q...QQ TOTAL $68.889 94 I hereby certify that Defendant are as shown above, accordance with Rule 237.1, a esses of the Plaintiff and notice has been given in 's attached hereto. ASSOCIATES Ma k J. Udren, Attorney for DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: PRO PROTHY MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. :NO. 01-6461 Civil Term 2001 Harrisburg pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) TO: Keith E. Miller 13 Front Street Boiling Springs, PA 17007 NOTICE Pursuant to Rule 236 of the Supreme Court of pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary -X- Judgment by Default Money Judgment Judgment in Replevin Judgment for possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren, Esquire At this telephone number: 856-482-6900 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff I s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 5/3/02 Late charges per Complaint From 9/7/01 to 5/3/02 Escrow payment per Complaint From 9/7/01 to 5/3/02 $64,422.40 4,220.74 246.80 JL...O..O. TOTAL $68.889 94 I hereby certify that Defendant are as shown above, accordance with Rule 237.1, a esses of the Plaintiff and notice has been given in 's attached hereto. ASSOCIATES '...,,/ DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: PRO PROTHY MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : cumberland County : MORTGAGE FORECLOSURE v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term TO: Keith E. Miller P.O. Box 591 Boiling Springs, PA 17007-0591 NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary -X- Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE CALL: ATTORNEY Mark J. Udren. Esquire At this telephone number: 856-482-6900 MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County : MORTGAGE FORECLOSURE Plaintiff v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) for failure to file an Answer to Plaintiff I s Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint Interest Per Complaint From 9/7/01 to 5/3/02 Late charges per Complaint From 9/7/01 to 5/3/02 Escrow payment per Complaint From 9/7/01 to 5/3/02 $64,422.40 4,220.74 246.80 .!L.J1.Q TOTAL $68 889 94 I hereby certify that Defendant are as shown above, accordance with Rule 237.1, a esses of the Plaintiff and notice has been given in 's attached hereto. ASSOCIATES '-........ DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: PRO PROTHY MARK J. UDREN & ASSOCIATES BY: Mark J. Udren ATTY LD. NO. 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff . Bank Minnesota, NA . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County v. Keith E. Miller : NO. 01-6461 Civil Term C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said Order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the relating to unsworn falsification 18 Pa.C.S. Section 4904 Dated: August 9, 2002 & ASSOCIATES BY: rk J. Udren, Esquire Attorney for Plaintiff MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff . . COURT OF COMMON PLEAS : CIVIL DIVISION : Cumberland County . : MORTGAGE FORECLOSURE v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) . . NO. 01-6461 Civil Term AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 Wells Fargo Bank Minnesota, NA as trustee, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 40 North Middlesex Road, Middlesex Twp., PA 17013 1. Name and address of Owner(s) or reputed Owner(s) : Name Address Keith E. Miller 13 Front Street, Boiling Springs, PA 17007 2. Name and address of Defendant(s) in the judgment: Name Address Same as #1 above 3. ,Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. Green Tree CDC 332 Minnesota Street, Suite 610 ST. Paul, MN 55101 5. Name and address of every other person who has any record lien on the property: Name Address Middlesex Township Municipal Authority 350 N. Middle Sex Rd #1 Carlisle, PA 17013-8488 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept. 1 Courthouse Sq., Carlisle, PA 17013 Domestic Relations Section 13 N. Hanover St, Carlisle, PA 17013 Commonwealth of PA, Department of Revenue Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every knowledge who has any interest the sale: Name other person of whom the plaintiff has in the property which may be affected by Address Tenants/Occupants 40 North Middlesex Road, Middlesex Twp., PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herei ar made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to or falsification to authorities. DATED: August 9, 2002 J. UDREN & ASSOCIATES Mark J. Udren, ESQ. Attorney for Plaintiff MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION CUmberland County NO. 01-6461 Civil Term v. Keith E. Miller C/o ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) DATE: June 5, 2002 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Keith E. Miller c/o ABF Freight System, Inc. PROPERTY: 40 North Middlesex Road, Middlesex Twp., PA 17013 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriff's Sale on September 4, 2002, at 10:00 A.M., at the Commissioners Hearing Room, 2nd FI, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. 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N M ~ '" <0 ,... co '" ..... ..... ..... ..... ..... TA Wells Fargo Bank: Minnesota, NA As Trustee VS Keith E. Miller In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-6461 Civil Term Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, states that on June 21, 2002 at 9:12 o'clock AM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Keith E. Miller, by making known unto Keith Miller personally, at 13 Front Street, Boiling Springs, Cumberland County, Penn,<;ylvania, its contents and at the same time handing to him personally the said true and correct copy of the same. Ronald Hoover, Deputy Sheriff, who being duly sworn according to law, states that on July 8,2002 at 2:25 o'clock P.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Keith E. Miller located at 40 North Middlesex Road, Carlisle, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law says he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to one of the within named defendants to wit: Keith E. Miller, by regular mail to his last known address of2001 Harrisburg Pike, Carlisle, PA 17013. This letter was mailed under the date ofJuly09, 2002 and never returned to the Sheriffs Office. Sworn and subscribed to before me This _ day of 2002, A.D. Prothonotary ", . . ~JJfZ~}~-t: ~~ R. Thomas Kline, Sheriff By~~kt(t Real Esta eputy EXHIBIT B o c: <- ""'Oell rnr:' Z:x 2C' U)<<:-:: ~6 ~ .'- Z:\---~? -""U >-c -7 ~ o N en rT1 >:l t G.) o -n ~;; ~!J , , I ..~ t'"q '.~.J :;po -.... .- c': C) ;}..::H ::>0 :~::: rn 8 ~ -< ="" ~ "" .j:"" Wells Fargo Bank Minnesota, NA as Trustee VS Keith E. Miller In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2001-6461 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned S T A YED pursuant to instructions from Attorney Mark J. U dren. Sheriff's Costs: Docketing Surcharge Law Library Prothonotary Mileage Levy Advertising Posting Handbills Share of Bills Poundage Postpone Sale Law Journal Patriot News Certified Mail 30.00 20.00 .50 1.00 6.90 15.00 15.00 15.00 25.20 I 1.46 20.00 228.20 193.75 2.67 $ 584.68 paid by attorney 12/1 1/02 Sworn and subscribed to before me S~~~ This .2 7 tP day of 1.Au....~. ) 2002, A.D.Cj.'r' () 'M.d'#h~, ~ Prothonotary R. Thomas Kline, Sheriff ByJO ~ Jrwlft Real Est te Deputy \ .60 c..k.. .3 '/1 'f,1.... tL )3!}O'l5' r--= ,.~, THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Frank J. Epler being duly sworn according to law, deposes and says: PUBLICATION COPY S ALE #62 REAL ESTATE SALE No. 82 Writ No. 2001-41481 CIvllTerm Wella Fargo Bank Mlnneaota, NA as Truatee va K8Ith E. Miller AttY: Mark J. Udren IDESCRIPTION " AlL THAT CBRI'AIN lot or piece Qf ground with' improvements !hetoon erected situate in . ' Middlesex Towtlshlp, Cumberland County, Pennsylvania more patticularly bounded and', described as follows: h BEGINNING at an iron pin at or near the center of the public rood leading from the bigbway. between Carliale and HarrishufB and known as Route No. IT to Slen'etl's Gap; thence by land now or formerly of JoIm Grosz, SO\Ith 73 degrees west. 127.5 feet to a point; thence by land now or" fonnedy of Paul O. Sunday "",th 37 degrees .w' minutes easll19 j feet to a point, thence by lands. IKlW or formerly of W'dbur White ootth 57 degrees' east 1I9.Sfeet to a point'at or near the center of .. C !be aforesaid public road; thence by the center of r A dye rt I sing ost :~::=:J1~82.sfeetl<>,?, publisher of The Patriot-News and The Sunday Patriot.News, newspapers of general TIlLE to said premiBes is vested in Keith E,.'lge receipt of the aforesaid notice and publication costs and certifies that the same have Miller, by .d<od from Betty H. Miller, dated Sf ' 5196, lllCOIded 8112196, in Deed Book 143, Page 1188.; BEING known as 40 Nortb Middlesex Road; MiddlesexTwp., PA 17013.' PROPERl'YID No.: 21-17-2696-013. That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot. News and~ Sundav Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and!or Sunday! Metro editions which appeared on the 23rd and 30th day(s) of July and the 6th day(s) of August 2002. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. , g.> ~....~..................................................... . e . 14th da0Aug 002 A.D. Nolarial Seal Terry L. Russell. Notary Public City Of Harrisburg. Dauphin County :r My Commission Expires June 6,2006 NO ARY PUBLIC Member. Pennsylvania Association Of Notaries M .. . J 6 2006 Y commiSSion expires une , CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERlAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Probating same Notary Fee(s) Total $ $ $ 192.00 1.75 193.75 B~................................................................... r PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16,1929), P. L.1784 STATEOFPENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues ofthe said Cumberland Law Journal on the following dates, V1Z: JULY 26, AUGUST 2, 9, 2002 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SALE NO. 62 ~ Writ No. 2001-6461 Civil Wells Fargo Bank Minnesota. NA as Trustee vs. Keith E. Miller SWORN TO AND SUBSCRIBED before me this 9 day of AUGUST, 2002 Atty.: Mark J. Udren ALL TIlAT CERTAIN lot or piece of ground with improvements thereon erected situate in Middlesex Township, Cumberland County, Pennsylvania more particularly bounded and described as follows: BEGINNING at an iron pin at or near the center of the public road leading from the highway between Carlisle and Harrisburg and known as Route No. 11 to Sterrett's Gap; thence by land now or formerly of John Grosz. South 73 degrees West 1?7 ~ f.......t tn !:I nnint. th...nf'p hv l!:1nn NOTARIAL LOIS E. SNYDER. NotaIY PublIc C8Itlsle Boro. Cumber\aIld CoonlY My QAMlia&lon ExpireI M8R:h 5, 2005 r . '-' ....'-'5.1 c;es West 127.S feet to a point; thence by land now or formerly of Paul O. Sunday South 37 degrees 40 minutes East l19.5 feet to a point; thence by lands now or formerly of Wilbur White North 57 degrees East 119.5 feet to a point at or near the center of the aforesaid pUblic road; thence by the center of Said public road North 37 degrees West 82.5 feet to an iron pin, the place of beginning, T1TLE TO SAID PREM1SES 1S VESTED iN Keith E. Miller. by Deed from Betty H. Miller. dated 8/5/96. recorded 8/12/96. in Deed Book 143, Page 1188. BEiNG known as 40 North Mid- dlesex Road. Middlesex Twp., PA 17013. PROPER1Y 10 NO.: 21-17-2696_ 013. MARK J. UDREN & ASSOCIATES BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 1040 N. KINGS HIGHWAY, SUITE 500 CHERRY HILL, NJ 08034 856-482-6900 ATTORNEY FOR PLAINTIFF Wells Fargo Bank Minnesota, NA as trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider & Prior, LLP P.O. Box 24737 West Palm Beach, FL 33416-4737 Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 01-6461 Civil Term v. Keith E. Miller C/O ABF Freight System, Inc. 2001 Harrisburg Pike Carlisle, PA 17013 P.O. Box 591 Boiling Springs, PA 17007-0591 Defendant(s) SUGGESTION OF BANKRUPTCY To the Prothonotary: Kindly note on the record that the above Defendant, Keith E. Miller has filed Chapter 13 Bankruptcy in the Middle District of Pennsylvania on September 3, 2002, Bankruptcy Case No. #02-04771. Ma~dren, Esquire MARK J. UDREN & ASSOCIATES Attorney for Plaintiff o c ~ -rJ c~r: f1lrr Z::r; ZC en,,'; ~t, :s::: -- --""0 ~() C 2.:: =< a 1'\.) D ,...." !-;) r:. ~cTi ~f. '!- -'iT'; ~ - , ~...i :)(1) i~;B c,.;.() ::~cn --, -,,. :0. -< ~ UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esguire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 11J. WOODCREST ROAD, SUITE 200 CHERRY BILL, NJ 08003-3620 856-669-5400 ATTORNEY POR PLAINTIPP Wells Fargo Bank Minnesota, NA as Trustee c/o Moss, Codilis, Stawiarski, Morris, Schneider, & Prior, LLP COURT OF COMMON PLEAS CIVIL DIVISION County plaintiff NO. 01-6461 civil Term v. Keith E. Miller Defendant PRAECIPE TO WITHDRAW JUDGMENT AND DISCONTINUE WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly mark the above captioned matter JUDGMENT WITHDRAWN and ACTION DISCO~INUED WITHOUT PREJUDICE, upon payment of your costs only. Mark J. Udren, Esquire UDREN LAW OFFICES, P.C. Attorney for Plaintiff DATED: Julv 10. 2006 ~r'\ .-1 \ r'v 1'.' c_': f'