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Home My WebLink About08-4233 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff No: QO' k/ X 3 3 C1,1 4", vs. KRISTINA R HOAGLAND COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-79$,5 FAX: 412-338-7130 06579164 C N Pit SMI IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL, DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. Civil Action No KRISTINA R HOAGLAND Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the,plaintiff. You may lose money or property or other rights important to;you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLT_SLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK (USA),NA is a corporation with offices at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 . 2. Defendant is adult individual(s) residing at the address listed below: KRISTINA R HOAGLAND 15 S BALTIMORE AVE MOUNT HOLLY S, PA 17065 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXXXXXX0747 4. Defendant made use of said credit card and has a current balance due of $1130.59 , as of May 21, 2008 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.1000 per annum on the unpaid balance from May 21, 2008 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit I'll, and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , KRISTINA R HOAGLAND , INDIVIDUALLY , in the amount of $1130.59 with continuing interest thereon at the rate of 28.100% per annum from May 21, 2008 plus costs. WWEINBERG & REIS CO., L.P.A. JV7?)64 Warmbrodt,42524 4th Avenue, Suite 1400 Ph, PA 15219 (-7955 F 338-7130 0C N Pit SMI This law firm is adebt collector at pting to collect this debt for our client and any information obtai d will be used for that purpose. AV V One' what's in your wallet?? NOT PAYING YOUR DEBT 500013 DOESN'T MAKE IT GO AWAY. In fact, even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? We're here to help. Please contact us to find a solution that's right for you. You can make a payment with our &= check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due on your statement within 30 davs to keep your accDurd from being charged off. ® 2006 Capital One Seraica, Inc. Capital One b a federally registered service mark. All rights reserved 500013-08503 FINANCE Previous Balance Payments 3 Credits CHARGE Transactions New Balance Minimum Payment Due Date $764.22 - $0.00 + $18.51 + $29.00 = $811.73 $31173 Dec. 27, 2006 Oct. 28, 2006 - Nov. 27, 2006 Page 1 of 1 REAM PAY AT UAA THIS AatWK Your account is six payments behind. If we charge off your account due to late payments, we will report the Vb Plohlum m Account charged-off status to several national credit bureaus, and the Purchase APR as re8ecled on this statement wfll Ice" Phi 6?nu17 be applied to all your outstanding balances. Ace now to prevent this from happening. Please pay the amount due Your Account Information on your statement or give us a call at 1.800.955.6600. Well work with you so you can take control of your account and start rebuilding your credit with Capital One. TOTAL CREDIT LINE $500.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $500.00 AVAILABLE CREDIT FOR CASH $0.00 Finance Charges (Please see reverse for important information) ceded two ?lo APR i? CFKANCE HARGE Pa' Purchases $774.06 0.07712% D 28.15% $18.51 Cash $0.00 0.07712% D 28.15% $0.00 ANNUAL PERCENTAGE RATE appled tltis period: 28.15% ® At Your service 1400.903-9637 To car Cudane Relallons aria reports lost or stolen cad: ® Sand paymerrb to: capital One Bent -P.O. Box 70864 • Chetoae, NC 28272-M A Send Inquiries to: Capital One - P.O. Box 30285 - Soft Lake City. UT 84130-0265 6056 506 1 7 27 061127 PAGE 1 of 1 01BC6056 PLEASE RETURN PORTION BELOW WITH PAYMENT 0 4862362601870747 27 0811730345840311730 one' I what's in your wallet?' Account Number. 4862-3626-0187-0747 New Balance Minimum Payment Due Date C$811.73 $311.73 Dec. 27, 2006 PLEASE PAY AT LEAST THIS AMOUNT Amount Endosed Capital One Bank tlulullullunrll P.O. Box 70664 Charlotte, NC 26272-0664 Itrlellrtlrttloll ttrltrlrllltttlttlrlrtltIItell trlttlttllrtrll Phase print address or phone number changes below using blue or black ink. Address Home Wane Alternate Phone E-mail address nor a90332798340e0196a NAIL ID NUMBER KRISTINA R HOAGLAND 15 S BALTIMORE AVE MOUNT HOLLY SPRINGS, PA 17065-1333 r1 t 116u111 of n l butt t bun 11 11 11 11111 nr All I IInlrl unl It Please write your account number on your check or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope. -Important NoW Under the terms we previously disclosed to you, your account is now eligible for an increase in Annual Percentage Raise (APRs) effective immrs ly. However, Capital One has elected not to raise your APRs at this Him. Please be advised that'd you fail to keep your account in good sterd % Capital One reserves the right to raise your APRs in the future. Payments Credits 8 Adiustments Transactions 1 27 NOV PAST DUE FEE $29.00 You were assessed a past due fee because your minimum parent was not ntceived by the due doe. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. KRISTINA R HOAGLAND l t. r 1. Nine to "' M ¦ Finance Charge- t a. Grass PerloO. You will banes a minimum pram period of 25 days without tlnarne dirge on nors purchases, rive balance tnanatens, new spacial purchases and new other charges If you Pay your toW'New Balance', in ooocrdmm With the hnWWrA Notice for paymres babes. and In alma for bb be cte I byyonmoddsbrnrd closing data. Thera I. no gram pealed m cash advances and spatial Yrshs. In addition, Owns Y e gem Period on my transaction irym do not pay ale rnsl'Nm balance.' b. Aeeruing Finance Chap. Transactions which are not subject to a gram period w s eaassed finance carpe 1) frown t des d t uanssmon r 2) ken t due t Irorsadion is processed loyour Account w3) kin the firm calydar dry of t currentbNInp prod. AdNtlrhnly rym m not prythis 'New Balance from the praslous blltrg period in full, *wm dasgas continua to stories to ymr unpaid balance until to unpaid balance is paid in full. This mare that you may ale owe f wence changes, even r you pry Our entire New Sale ce Indicated on the Tee of your statement by t red statement olnlt dos, but did not do two for t pros morns, Urpaid Orter ce charges rm added to the applicable earnest of yawAOcsmt. t c. Mk*rw m Fit -- Charge. For each bBkt period that your actmu- Y subpd o a Nmra carp, s naransan oW FINANCE CHARGE dSD.50 wti be imposed. t d. TamponeryIMducidon In FInroa Chirps. Were rwe t rigs b not "asses arty rat finance chat" for any glen billing panbd. 2. Msraga Day Balance (opting Now Pedsaas4 Finance cage is mbAalad by muMWNnY t dally balance of each segment of your amount (e.g., hash e-varhoe, purchase, sped- hrisfis aced special purchase) by the mnospidfp daily pwm& ros(e) /cat has been pevbusy disclosed to you. At t and clench day dudrp t b¦ng period, we so* the daily , I I rats fat each saWent of yoursmount to to daily balance of sank opmasd. Than ant and of t b&V prod, w add up to results of doss dally oakukdons to srtive at your periodic franc e, chargs for each s.WnsK war add up t rarale from each segment to ads alt trial Periodic Nnence change for ymamrlR To Nsf t dory balrcafr each sapmrd of youracmwRw Watb.0 mubslrhos for each segment and add any hour transactions and any periodic fbance c erp calculated on no Previous days b" m for that esgrasm We then subbed any payments or credo posted as of OW day that are olorsod b that segmard. This gnsis us the twipariss ditty balance for each stipmert of your account. However. If yon paid the Now Balms down on your p-A" wWnent in but for If your nw balance was arc or a = 0 amount). new tramhsectitne, which pod to your paehnw or special purclhess segmrms A not added to the Only belances. We calulate the average dWy bounce by adding alt dally balances together rd dividing the sum by the number alt days in the current Wog cyds. To calculate your loud Imarn a charge. multiply your awraps ow tuaince oy me may pa oac ran re ay t number of drys In to bftq period. Due b henedbg W ar Mhw be" or due to minimum Ilreince charge ? may be a violence between urea calculation end the amourd d-novice dupe actually as slued. 3. AnrrW PrearMye Rahn (APn a. The term 'Annual Parcrdape Rabe may appear as 'APR' w t bud of thY statement b. alt code P (OurWly Prima). L (Ouariady USM), C (parody CD), r S (Brkead Prime) appears on the hv* of tnta treatment next to t Parbtlb rae(a), the 911-1 rasa and mrreaDrdrg ANNUAL PERCENTAGE RATES may very quarterly ad may truces r lovers baud an the slated insists. as loud in The Wall Stet Journal, plus the margin previously disclosed b you. Tbaas dsrgws wti be aaamum on the test day or your b" pedal mead by your periodic statement endkp in the months of Jerseary, April. July and Ocobr. c If Our code D (Monthly Prime), F (Monthly LIBOR), or G (TFeaeumy LIBOR) appears on the lined of your steWnrd nao to t periodic ete(a), the Panbd1 rates and corresponding ANNUAL PERCENTAGE RATES may very monthly ad cosy Inrasas or dweses based on the wed Indices, as filed In Tae WON Stst Journal, plus the margin previously dwosed to you. Tbaoe Ganges vA be alledw on this first dry of your bdit Period each mode. 4. A=Ns nraW ON Las, Ovrtinik ale R"- Pgmenl Fees. Under t tams of your ctWomar apelrent, we reserve t nice b wmhe or not 10 awes any Has wrbut primnodtk byouwMWwAIAtortightoawest err r sf nilrHas /t a IalarNme. t5.11 rneanlnt Vow Account. k a membership fee opposes on the front of ypw statemra, you how 30 dayskrn t debar Ob /wermmit v m nualed o you b!veld psyfup t foe or to bawe such ke dredNd to you N you =nod your account without hawarv to pay the membership his, To nnrml your smouK you must ndSy us by =" our Cusboner Relations Dspaltment and pay yetr'Nw Balance In full (exdudkV the membership foe) pror to the anal alt #*b w pariod. S. N Yon Cleft Nsw Aeseunl. You can request to do" your account by atinp our Customer Relations Department. You must destroy your craftcatl(s) and account access distills. consist all Prwawtlortrid Well and cause Wirt your scmunl. After your request to dose, S you canons to tarred r do not easW presuthaleed WON rtrtarerme we will hnelderraeeys of a daspp yarrMrsatm to keep your accourd open. Additionally. yaw account will not be .Dead urd you pay M mute ym ow us fhddirg: ry, traneaooprs you hew audv~. than charges, past due tees. rr1Mi less, reeved payment hiss, cash advance teas and any other laws asaesaed to your account. You ere rasporsbte for tlhsn amounts wlrtlwty appear on yon account ant km you rsqusat to does t amountrty are framed subsequent to yar equal to dose the aomurs. Thi meryroedtIndrgas sppesntg ion youraomum ale you hive requested t account to barked. 7. Uaftg Yaw AtaserR Your card or account cannot be used in ounnection elh airy intrust geniM p bnwaiwa. a. Italics About Bsaaroafe Check Cameraer, When you p , I a dark as payment, you ¦uthortra us ~ to case informaion them your dhed to make a rra4im electronic Mal brefarkan your bank ammld or to process the paymwm as a crack transaction. Warn we use vdrrnaaan them yea-hark b make as eocaonc lund banwr. funds may be wMhdrasm from your bank sccoum as soon as One sane dry we reoal w yew payment, end you M not emive yow.edc back from your bransW hstlydon. SILLING RIGHTS SUMMARY (In Cass of Emoe or QuaWrs about Now Sti) If you pubic your bill Y wrong, or If you need more fACnnaean on ¦ tlrantrSen or bill, writs to us an a separate shad as son as pond" at t address for Inquiries shown ant front of gds rVAnwtt We cur her from you two later fien SO days fir w arm you t first 611 on wNAcih t shear r pnobWn appeerod. You can alt our Cuatrrsr Relators ntmnbar, but daft so will rot preserve your riphle. In your killer, give to to loNoshg IntmruMon: your rat and adoore rd~,, the dollar amount of the suspected error, a description of the error and sh ex*mdm. S possible, of why you bel ews thM is an and: r r you need move information, a deaeipiton of the item you Its uns se about lam do not have to tidy my mutt In question vMS w are W -alp- k. but you erabdil ob igwd to pay t parts d yaw bill that rs not in question. Vita we Invedgas your quaabon, w reset sport you M delinquent or We any action to collect the amrad you question. t. t SpecW Rule for Credit Card Purchases rym taws s pnobiss witht quolly d propertyr srwicee that you purchased with a =0 card and you news trial in good erth to coned the problem with t merdM, you may haws the right not to pay the rlnalnkhp mum due on the property r aerdees. You hew rile Protection onywasn to purchase palm was more to SW.00 send to purchase was cads in your hrne sb s or within 100 mass -your nft address. (If w own or operate the mrdsnC r If we mated you the dvwgr tfatt property or srviw, all purchases m covered regardless of arrurd r location of purchase) Plwe emrnbr to air an t Dora not apoy to faraurrlriv r en•crad' card accounts S Does not soplyb business nrheedt card amounts Capital One supports oormstoh privacy protection: w art eseeto at napltil faoWjg0a.sM Capital One Y a federally regYfrad seMm mark of C40W Cite Financial Co milon. N rWda reserved.0 20Ob Capital One TCd/ flprtarttWYr: Paymaryou met b N W bon oa-Id b yon Gores r offs buarmrdeywerla d, puneldd (1) You sand ft boos potion of ft aWemrdant! your dhedu In teserfosed w/Wda smebpe Its Q)YcR pNMYeels-incur dwagnalver by 3 pm. Er (12 eat Ff). Resat drat MW to (5) kn aMdsyafw prfid&wy. Poynnan atrMd by a r dry oar lorallen r h any oow ftrn maynot bar mdud rolthadryas IanaM ken. pa ssher cps n Mossy Bergh Smwq, rd ft llAsI Plans do not hea stops/, paper cta, at. what PaPdtigp,_. Yos assradrsdda), yams rAaorirrbmarsahalFYlle droracsrrer dsoshan your had acmes br1M amM albs dud. TIe rssrbatim elPesa b r dnetia Isakes desu0 tlr bStq eydowen1MbyrmsaseM.1m Carrotpussthevddid. yesrAh1Yerbcaseadrge gWWYurbalm KMWY Ingdid dunk a Pq w*d rrahw Inn. .. '? i VERIFICATION CAPITAL ONE BANK (USA), N.A., successor-in-interest to Capital One Bank vs HOAGLAND, KRISTINA R The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is, TRACY TAYLOR, Authorized Agent, of CAPITAL ONE BANK (USA), N.A., successor-in-interest to Capital One Bank, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. TRACY T L Notary Public 4862362601870747 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. Q C ? 'ty4s 73 fz? 24 J CD -37G ?` +C F SHERIFF'S RETURN - REGULAR CASE NO: 2008-04233 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK (USA) NA VS HOAGLAND KRISTINA R MARK CONKLIN Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE T4nAnTANT) KRISTINA R was served upon the DEFENDANT at 0014:15 HOURS, on the 1st day of August 2008 at 15 S BALTIMORE AVE MT HOLLY SPRINGS, PA 17065 KRISTINA HOAGLAND DEFENDANT by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 16.00 Affidavit .00 Surcharge 10.00 n .00 i14,510 P 44.00' Sworn and Subscibed to before me this day So Answers: R.'Thomas Kline 08/04/2008 WELTMAN WEINBERG & REIS By. Deputy Sheriff of A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. KRISTINA R HOAGLAND Defendant No. 08-4233 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06579164 Judgment Amount $ 1,199.87 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 08-4233 CIVIL TERM KRISTINA R HOAGLAND Defendant TO THE PROTHONOTARY: PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, KRISTINA R HOAGLAND above named, in the default of an Answer, in the amount of $1,199.87 computed as follows: Amount claimed in Complaint $1,130.59 Interest from May 21, 2008 to September 17, 2008 at the legal interest rate of 28.10% per annum $69.28 TOTAL $1,199.87 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. B Y• William T. Molcz squire PA I.D. #474 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06579164 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7d' Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 15 S BALTIMORE AVE, MOUNT HOLLY S, PA 17065 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No. 08-4233 CIVIL TERM KRISTINA R HOAGLAND Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on /V 1/0!2110 7 (xx) Assumpsit Judgment in the amount of $1,199.87 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: PRO A TARY Y) KRISTINA R HOAGLAND 15 S BALTIMORE AVE MOUNT HOLLY S, PA 17065 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219 1-888-434-0085 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. KRISTINA R HOAGLAND Defendant Case no: 08-4233 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, KRISTINA R HOAGLAND is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, KRISTINA R HOAGLAND is not in the military service. Further Affiant sayeth naught. AFFIANT SWORN TO AND SUBSCRIBED in my presence this day of q4zz--? COMMONWEALTH OF PE VMS`s LVAN!.A OTARY PUBLIC Notari:Li Seal Wendy L. Gaut, Notary Public City Of Pittsburgh, hk gheny County *Commission Exl?ires.'uly 15, 2010 Member, Pennsylw nL . k-1 :jclu ion of NoteAes This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Req*st for Military Status Department of Defense Manpower Data Center 40 Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 1 JUN-04-2008 13:10:28 "< Last Name First/Middle Begin Date Active Duty Status Service/Agency HOAGLAND KRISTINA Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. 01 Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: hft://www.defenselink.mil/faq/pis/PC09SLDR.htm1 WARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: BKAWVRBZIPP https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 6/4/2008 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff Case # Qy - L{a33 c?v)L IEF-y"' KRISTINA R HOAGLAND Defendant(s) IMPORTANT NOTICE TO: KRISTINA R HOAGLAND 15 S BALTIMORE AVE MOUNT HOLLY S,PA 17065 Date of Notice: 09 166la WWR#: 06579164 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 BY: 'Gxk. hAUA. ()I-XnWA" PATRICK THOMAS WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 '^47 TTS wit .,? --?, _ -_ Vim.. .- E