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HomeMy WebLinkAbout08-4289Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, : IN THE COURT OF COMMON PLEAS Plaintiff V. MATTHEW A. STETTER, Defendant CUMBERLAND COUNTY, PENNSYLVANIA : NO. 6 ?- - y 1- ?- y c », J fc?M CIVIL ACTION - LAW IN DIVORCE NOTICE TO DEFEND AND CLAIM RIGHTS YOU HAVE BEEN SUED IN COURT, if you wish to defend against the claims set forth in the following pages, you must take prompt action. You are warned that if you fail to do so the case may proceed without you and a decree of divorce or annulment may be entered against you by the Court. A judgment may also be entered against you for any other claim or relief requested in these papers by the Plaintiff. You may lose money or property or other rights important to you, including custody and visitation of your children. When the grounds for a divorce is indignities or irretrievable breakdown of the marriage, you may request marriage counseling. A list of marriage counselors is available in the Domestic Relations Office at the County Courthouse. IF YOU DO NOT FILE A CLAIM FOR ALIMONY, DIVISION OF PROPERTY, LAWYER'S FEES OR EXPENSES BEFORE A DIVORCE OR ANNULMENT IS GRANTED, YOU MAY LOSE THE RIGHT TO CLAIM ANY OF THEM. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA v. NO. d ?! c .??? a f c r,.. MATTHEW A. STETTER, : CIVIL ACTION -LAW Defendant : IN DIVORCE COMPLAINT IN DIVORCE 1. Plaintiff is Christina A. Stetter, an adult individual residing at 341 E. Crestwood Drive, Camp Hill, Cumberland County, Pennsylvania 17011. 2. Defendant is Matthew A. Stetter, an adult individual residing at 1029 Kathryn Avenue, Dauphin, Dauphin County, Pennsylvania 17018. 3. Both Plaintiff and Defendant have been bona fide residents in the Commonwealth of Pennsylvania for at least six (6) months prior to filing this complaint. 4. The Plaintiff and Defendant were married on November 7, 1998 in Devenshire Memorial Church, Harrisburg, Dauphin County, Pennsylvania. 5. There are two (2) children born of this marriage being Ava L. Stetter (Born: July 20, 2002) and Grace L. Stetter (Born: August 30, 2004). 6. The parties separated on August 1, 2007. 7. There have been no prior actions for divorce or annulment between the parties. 8. Neither Plaintiff nor Defendant is in the military or naval service of the United States or its allies within the provisions of the Soldiers' and Sailors' Civil Relief Act of the Congress of 1940 and its amendments. 9. Plaintiff has been advised that counseling is available and that Plaintiff has the right to request that the court require the parties to participate in counseling. COUNT I - DIVORCE NO FAULT 10. The averments in paragraphs 1 through 9 of Plaintiffs Complaint are incorporated herein by reference thereto. 11. The marriage is irretrievably broken and no possibility of reconciliation exists. WHEREFORE, Plaintiff requests entry of a divorce decree in her favor in accordance with §3301 of the Pennsylvania Divorce Code. COUNT II EQUITABLE DISTRIBUTION 12. The averments in paragraphs 1 through 11 of Plaintiffs Complaint are incorporated herein by reference thereto. 13. The Plaintiff requests the Court to equitably divide, distribute or assign the marital property between the parties in such proportion as the Court deems just after consideration of all relevant factors. WHEREFORE, Plaintiff requests this Court to equitably divide said property in accordance with Section 401(d) of the Pennsylvania Divorce Code. WHEREFORE, Plaintiff, Christina A. Stetter, prays this Honorable Court to enter judgment: A. Awarding Plaintiff a decree in divorce; B. Equitably distributing the marital property; and C. Awarding other relief as the Court deems just and Dated: July 16, 2008 \Zzz:s ?V -- Barbara Sumple-Sullivan, Esquire Attorney for Plaintiff 549 Bridge Street New Cumberland, PA 17070-1931 (717) 774-1445 Supreme Court I.D. No. 32317 Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. MATTHEW A. STETTER, Defendant . NO. : CIVIL ACTION -LAW : IN DIVORCE AFFIDAVIT REGARDING COUNSELING I have been advised of the availability of marriage counseling and understand that I may request that the Court require that my spouse and I participate in counseling. 2. I understand that the Court maintains a list of marriage counselors in the Domestic Relations Office, which list is available to me upon request. 3. Being so advised, I do not require that the Court require that my spouse and I participate in counseling prior to a divorce decree being handed down by the Court. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A Section 4904 relating to unsworn falsification to authorities. Dated: 2008 CHRISTINA A. S R Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. MATTHEW A. STETTER, Defendant : NO. CIVIL ACTION -LAW IN DIVORCE VERIFICATION I, Christina A. Stetter, hereby certify that the facts set forth in the foregoing Pleading are true and correct to the best of my knowledge, information and belief. I understand that any false statements made herein are subject to penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities. Dated: , 2008 v C/ /a, 422 J- " ? C STINA A. STETTER N 0-- p _QL (r? W a o a a rl\ c C. no r : , c , y t as Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, : IN THE COURT OF COMMON PLEAS Plaintiff V. MATTHEW A. STETTER, Defendant CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08 - 4289 CIVIL ACTION -LAW IN DIVORCE ACCEPTANCE OF SERVICE I, Marianne E. Rudebusch, Esquire, hereby accepts service and acknowledges receipt of the above-captioned Complaint in Divorce on behalf of my client, Matthew A. Stetter, having received said Complaint on the 1( day of 2008. I hereby indicate I am authorized by my client l to accept service on his behalf /4?cm Marianne E. Rudebusch, Esquire Attorney for Defendant 4711 Locust Lane Harrisburg, PA 17109 (717) 657-0632 Supreme Court I.D.: ? ? ? i Gv r,.: _ r.1 t p 1 ry ? t?? i r.?.t,?^`F? . , .Sn' ? , ? ?- ..# ,r Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Attorney for Defendant CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08-4289 : CIVIL ACTION -LAW : IN DIVORCE/CUSTODY DEFENDANT. MATTHEW A. STETTER'S ANSWERS TO PLAINTIFF'S INTERROGATORIES TO: Barbara Sumple-Sullivan, Esquire 549 Bridge Street New Cumberland, PA 17070 Attorney for Plaintiff Attached hereto, please find Defendant, Matthew A. Stetter's Answers to Plaintiff's Interrogatories. Respectfully Submitted, Dated: Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 (717) 657-0632 Id. No. 63522 1. Are you employed? If so, for each employment which you hold, state: a. Name and address of employer; Northwestern Human Services 4391 Sturbridge Drive Harrisburg, PA 17110 Country Club of Harrisburg 401 Fishing Creek Valley Road Harrisburg, PA 17112 b. Date of commencement of employment; April 1995 April 2007 C. Name, title and address of your immediate supervisor; Adam Rossi, Chief of Staff 4391 Sturbridge Drive Harrisburg, PA 17110 James Castle 401 Fishing Creek Valley Road Harrisburg, PA 17112 d. Your job title and description of duties; Director of Contracts and Communications Duties include all coordination and management of a professional office environment; direct support of the Executive Management team, as well as Regional and site managers, initiation and execution of all professional service contracts on behalf of our region, as well as independent contractual agreements for professional and paraprofessional contractors for the regions programs (see Resume attached to Answer to Production of Documents). Chef 2 e. Your hours and rate of pay on earnings, specifying gross average weekly salary, wages, commission, overtime pay, bonuses. Monday - Friday; 9:00 a.m. to 5:00 p.m.; $63,000.00 per year Varied schedule by event or by need; $12.00 per hour 1) Identify the formula used by the employer to determine your specific bonuses or commissions. f. Expense and drawing accounts and allowances for transportation and other accommodation and expenses; and $45/month cell phone allowance None g. Your salary for the last five years. Current - $63,000.00 7/1/06 - $56,710.61 9/15/06 - $60,000.00 $12.00 per hour 3 2. Please list all employment held by you since November 7, 1998, the date of marriage. For each employment please identify the following: a. The dates you were employed; Employed with Northwestern April 2005 to present. Employed with Country Club of Harrisburg part-time from April 2007 to present. b. The reason for leaving; and N/A C. The compensation received See above, as well as income information attached to Answer to Production of Document. 4 3. For each employment which you hold or held during the marriage, state whether you participate, or have a right to participate, or have in the past participated in any of the following employment related benefits: a. Defined benefit retirement plan; b. Defined contribution retirement plan; C. Deferred compensation; d. Money purchase pension plan; e. Any other type of employee pension plan; f. Savings or thrift plan; g. Cash or deferred plan (401 K); h. Profit sharing plan; 1. Employee stock ownership (including tax credit or payroll tax credit employee stock ownership plan; j. Stock bonus plan; k. Tax deferred, 403, (b) annuities; 1. Non-qualified, deferred compensation plans, including excess benefit plans, whether or not refunded; in. Executive stock option plan, including incentive stock option plans; n. Welfare or insurance plans including group term life insurance and medical insurance; o. Voluntary employees' beneficiary association (VEBA); and p. Any other employment related benefit not disclosed in your Answers to these Interrogatories. ANSWER: See Benefits Statement, 401(k) Statement and 403(B) statement attached to Answer to Production of Documents. 5 4. For each benefit identified in Interrogatory No. 3 above in which you participate, identify: a. Your date of hire for the employment through which the plan is offered. April 2005 b. The nature and amount of any contributions that you have made in such plans as of (1) the date of marriage, (2) August 1,2007 and your date of separation, if different, and (3) currently; 1. Unknown. 2. 10% of annual salary 3. -0- c. The nature and amount of any contributions to the plan made by your employer as of (1) the date of marriage, (2) August 1,2007 and your date of separation, if different, and (3) currently; 1. Unknown. 2. Up to 5% employer match 3. -0- d. The date you began to participate in the plan; Unknown; will inquire with Benefits Manager. e. The date upon which your benefits in the plan are vested; Unknown; will inquire with Benefits Manager. f. The amount of vested benefits in the plan as of August 1, 2007 and your stated date of separation, if different, and currently; Unknown; will inquire with Benefits Manager. 6 g. The amount of non-vested benefits in the plan as of August 1, 2007 and your stated date of separation, if different, and currently; Unknown; will inquire with Benefits Manager. h. The name(s) of the person(s) other than yourself who has information relative to the details and amounts of your pension plan benefits; Barbara Beihl, Benefits Manager, Northwestern Human Services The presently named beneficiary of such benefits; and Christina A. Stetter, Beneficiary Please provide all documents to support your responses to this Interrogatory in accordance with the request for production of documents served simultaneously herewith. See rollover information attached to Answer to Production of Documents. 7 5. State the date of your separation from the Plaintiff and why you believe this date constituted final separation, if different from August 1, 2007. ANSWER: August 1, 2007 is the date of physical separation. 6. Identify any and all real estate which you have any interest in, whether it be for personal use or business use. For each piece of real estate, please identify: 1029 Kathryn Avenue, Dauphin, PA 17018 a. How the interest was acquired and the cost of same; Purchased 12/16/99; $110,000.00 b. The identity of any lien holder on said real estate and the present amount of said lien; Wells Fargo Home Mortgage; $104,381.52 C. Who has paid the lien since August 1, 2007 and your stated date of separation, if different, to the present; and Defendant has paid mortgage from August 2007 to present d. Your present estimate of value of said property. Present estimated market value is estimated to be $171,000.00 See appraisal completed and submitted previously by Mark Heckman already in Plaintiffs possession. 8 7. Please identify each vehicle owned by you. This should include, but not be limited to, the 2002 Ford Explorer and 2003 Honda Odyssey. For each vehicle, please provide: a. The year, make and model; 2003 Ford Explorer Sport Trac. 2003 Honda Odyssey b. Your estimate of value as ofAugust 1, 2007 and your stated date of separation, if different; and Unknown how to accomplish a retro valuation bac k to 8/1/07 Current estimated Kelley Blue Book value for 2003 Ford Explorer $8,000.00 C. Any liens encumbering each vehicle and the value of the lien as of August 1, 2007, your stated date of separation, if different, and currently. Balance on 8/1/07 for 2003 Ford Explorer was $12,702.26 Balance on 8/1/07 for 2003 Honda Odyssey was $17,605.55 Current PSECU loan balance for Ford Explorer is $6,359.24 Current PSECU loan balance for 2003 Honda Odyssey is $9,525.89 9 8. Please identify by account number and bank name or financial institution, each and every bank or financial account, whether savings, share or checking, that you have or had an interest in during the marriage, including but not limited to your PSECU accounts. For each, please provide: a. The name and address of the institution; PSECU P.O. Box 67013 Harrisburg, PA 17106-7013 b. The account number; 202507533 C. The balance as of August 1, 2007 and your stated date of separation, if different; and 8/1/07 checking acct. balance - $336.21; savings acct. balance - $5.05 d. The names, addresses and relationship of all owners or authorized users of each account. Matthew Stetter 1029 Kathryn Avenue Dauphin, PA 17018 10 9. List all cash you had in safekeeping as of August 1, 2007, your stated date of separation, if different, and presently. ANSWER: -0- 10. As of August 1, 2007, your stated date of separation, if different, and presently, list the value of any and all Certificates of Deposit and/or IRA. accounts in your name, held for your benefit, or over which you have ownership or signature power over. ANSWER: -0- 11 11. Please advise if you are or were you the owner or beneficiary of any policies of life insurance as of August 1,2007 and your stated date of separation, if different. For each such policy, state: a. The name of each owner of such policy; Northwestern Human Services b. The name of the beneficiary of each such policy; Christina A. Stetter C. The face amount of each such policy; Unknown. d. The accrued cash value of each such policy presently, as of August 1, 2007 and your stated date of separation, if different; Does not believe there is a cash value. e. The date each policy was purchased; Unknown. f. Whether the policy was whole life or term life; and Unknown. g. The nature and amount of any loan against any policy and the date any loan was incurred. None. ANSWER: Life Insurance is offered through employer. The amount of coverage is 2x the employee's annual salary. Defendant does not have the requested information in his possession and will supply the information at a later date. 12 12. Are you the grantor, beneficiary or holder of a power of appointment for any trust created by you, any member of your family or by any corporation? If so, for each such trust, state: a. The date of the trust instrument; b. The name of the settlor of each trust; C. The name of the beneficiary of such trust; d. The amount of each trust corpus; e. Any restrictions on alienation to which such corpus is subject; and f. The terms of each trust instrument. ANSWER: N/A 13 13. Have you received any inheritance prior to marriage, during marriage or after separation? If so, please identify the following: a. Description of inheritance received; b. Date of receipt; C. Disposition of inheritance as of the date of receipt; d. Disposition of inheritance as of August 1, 2007 and your stated date of separation, if different; C. Disposition of inheritance currently; and f. Name of decedent, date of death and county which the estate was probated. ANSWER: N/A 14 14. Do you own stocks, bonds, mutual funds or fund shares? If so, for each please state: a. The name of the corporation or the issuer; ING Direct/Sharebuilder b. The number of shares and the base amount of such security; 8 shares of Krispy Kreme Doughnuts, Inc., with a base share value of $2.95 per share, current value of all shares held is $23.60 8.04 shares of Oracle Corporation, with a base share value of $21.71 per share. Current value of all shares held is $174.55 1.26 shares of Soapstone Networks, Inc., with a base share value of .46 per share, current value of all shares held is .58 Money Market Cash Balance of $4.74. C. The date(s) such securities were purchased; Securities were purchased initially through "Buy and Hold" then were transferred to Sharebuilder/ING as of 2/26/03. d. The maturity date(s) of such securities, if applicable; N/A e. The market value of such securities as of August 1, 2007 and your stated date of separation, if different; Unknown. f. The current market value of such securities; and Total ING Direct/Sharebuilder Account Value is currently $203.47 15 g. The dividends paid by each such securities for each year for the last five (5) years. None. Securities have been losing value since inception. 16 15. List all personal credit cards, debts, liabilities or claims against you individually or jointly with another person as of August 1,2007 and your stated date of separation, if different. For each such debt, state: a. The name of the creditor of such obligation PSECU b. The amount of credit line for each obligator; $8,000.00 - line of credit $2,000.00 $3,500.00 C. Any current balance owed upon each such obligation; and d. The balance as of August 1,2007 and your stated date of separation, if different, and whether you believe said obligation is marital debt. $4,862.23 (See 8/2007 PSECU Statement) - Loan for roof replacement and other work on marital home Used to repair vehicles following accident caused by Plaintiff, as well as for brakes and tires on 2003 Ford Explorer. Incurred for home repair (kitchen sink) balance as of 8/1/07 - $904.24 17 16. Identify any safety deposit box or similar depository which you have or are utilizing. For each, please include: a. The location; b. The owners, custodians or registered owners and renters; C. The number or designation; d. The contents thereof including date, acquisition and value; and e. The identity of all persons with access thereto. ANSWER: N/A 17. Identify any and all personal property which you have an interest in and which you believe has a value in excess of $250.00. For each, please provide: a. A description; b. The location of same as of August 1, 2007, your stated date of separation, if different, and presently; C. The date of purchase and purchase price; and d. Your estimated current value. ANSWER: N/A 18 Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Attorney for Defendant CHRISTINA A. STETTER, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 08-4289 MATTHEW A. STETTER, : CIVIL ACTION -LAW Defendant : IN DIVORCE CERTIFICATE OF SERVICE AND NOW, this day of , 2009, I, Katherine A. Frey, Secretary to Marianne E. Rudebusch, Esquire, Attorney for the Defendant, hereby certify that a copy of the within document has been served, by depositing a copy of the same in the United States mail, first class, postage prepaid, delivery at Harrisburg, Pennsylvania, to the following addressee: Barbara Sumple-Sullivan, Esquire 549 Bridge Street New Cumberland, PA 17070-1931 By: Katherine A. Frey or Th f', ;10TARY 1 7.1-1 nr, js,' i "", 2• ? Uv? NvJ ! C• $ ?.; '!Y CHRISTINA A. L-,M ER, Vs. MATTHEW A. STEITER, Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA Docket No. 08 - 4289 Defendant MOTION FOR APPOINTMENT OF MASTER Christina A. Stetter (Plaintiff) (Defendant), moves the court to appoint a master with respect to the following claims: (50 Divorce ( Distribution of Property () Annulment () Support O Alimony O Counsel Fees () Alimony Pendente Lite () Costs and Expenses and in support of the motion states: (1) Discovery is complete as to the claims (s) for which the appointment of a master is requested. (2) The defendant (has) \0hea-set) appeared in the action (psmeaa1l) (by his attorney, Marianne E. Rudebusch , Esquire). (3) The Staturory ground (s) for divorce ( (are) 3301(c) and 3301(d) (4) Delete the inapplicable paragraph(s): a. The action is not contested. b. An agreement has been reached with respect to the following claims: c. The action is contested with respect to the following claims: Distribution of property (5) The action (iiweWes) (does not involve) complex issues of law or fact (6) The hearing is expected to take One (1) (heum) (days). (7) Additional information, if y, relevapt to, the motion: Date: August 4 ? 1, 2009 Attorney for (Plaintiff) (Be€en ) Print Attorney Name ......... Barbara Sumple-Sullivan, Esquire ORDER APPOINTING MASTER AND NOW, , 20 O9 , Esquire is appointed master with respect to the following claims: By the Court: J. FILE - ""',i-F-k E OF THE p--^: 3 ?-,' `) fOTARY 2009 AUG 28 PH 2: 10 SEP 012009a 4;? CHRISTINA A. STEITER, Plaintiff Vs. MATTHEW A. STEiTER, : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA Docket No. 08 - 4289 Defendant MOTION FOR APPOINTMENT OF MASTER Christina A. Stetter (Plaintiff) (Defendant), moves the court to appoint a master with respect to the following claims: (} Divorce W Distribution of Property () Annulment ( ) Support O Alimony O Counsel Fees () Alimony Pendente Lite () Costs and Expenses and in support of the motion states: (1) Discovery is complete as to the claims (s) for which the appointment of a master is requested. (2) The defendant (has) (has -ae) appeared in the action ?psneiW13+? (by his attorney, Marianne E. Rudebusch , Esquire). (3) The Staturory ground (s) for divorce ( (are) 3301(c) and 3301(d) (4) Delete the inapplicable paragraph(s): a. The action is not contested. b. An agreement has been reached with respect to the following claims: c. The action is contested with respect to the following claims: Distribution of property (5) The action (iiwelves) (does not involve) complex issues of law or fact (6) The hearing is expected to take one (1) _ (days). (7) Additional information, if y, reieyapt to, the motion: Date: August C? 1, 2009 dtttomey for (Plaintiff) Pefmd&PA) Print Attorney Name ......... Barbara Sumple-Sullivan, Esquire WX%"MIt 1Mr X- Wll\ 1 i 'I %N iVj_'%0 X L` A AND NOW, , 20M___, Esquire is appointed maste with respect to the following claims: Q 4 A*6 Zzd1 '0-4-7_ FILED-- CHRiCiE OF 1K PR, ,-!l Fig 2609 SEP -I FM 3: 48 2009 AUG 28 PM 2: 10 CUB r_,+ i ?F Y 17,. 4 ;L oq- Canis rr'' CL? 16 Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Attorney for Defendant CHRISTINA A. STETTER, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 08-4289 MATTHEW A. STETTER, : CIVIL ACTION -LAW Defendant : IN DIVORCE DEFENDANT'S PRE-TRIAL STATEMENT 1. a. PLAINTIFF'S BACKGROUND Christina Stetter 341 E. Crestwood Drive Camp Hill, PA 17011 DOB: 6/10/74 Age: 35 Education: High School Graduate Occupation: Tech Business Analyst Highmark Blue Shield b. DEFENDANT'S BACKGROUND Matthew Stetter 1029 Kathryn Avenue Dauphin, PA 17018 D DOB: 10/4/71 Age: 38 Education: California University of Pennsylvania Harrisburg Area Community College/Shippensburg University Business Administration (no degree obtained) Occupation: Director of Contracts and Communication Northwestern Human Services C. Date of marriage: 11/7/98 d. Place of marriage: Harrisburg, PA e. Date of separation: 8/1/07 L Children: Ava L. Stetter (born 7/20/02) Grace L. Stetter (born 8/30/04) Both children reside with Plaintiff/Mother g. Grounds for Divorce: 3301(c)/3301(d) h. Issues for determination: Equitable Distribution II. PERTINENT PROCEDURAL HISTORY Complaint in Divorce filed: 7/17/08 Acceptance of Service dated: 7/21/08; filed 7/24/08 Motion for Appointment of Master: 8/28/09 Appointment of Master: 9/1/09 Plaintiff's Affidavit of Consent/Waiver of Notice: N/A Defendant's Affidavit of Consent/Waiver of Notice: N/A III. INVENTORY APPRAISAL To be supplied. 2 IV. WITNESSES a. Lay: Defendant Plaintiff, on cross b. Expert: Mark Heckman, Real Estate Appraiser, if necessary. Defendant reserves the right to identify additional witnesses. V. EXHIBITS a. Appraisal of Marital home. b. Wells Fargo Statements dated 9/20/07 and 4/7/09 C. NADA value of 2003 Honda Odyssey d. PSECU Statement dated 8/31/07 e. NADA value of 2003 Ford Explorer f. ING Statement dated 8/14/09 g. Historical Price statement for Krispy Kreme Doughnuts dated 8/1/07 h. Historical Price statement for Oracle Corp. Dated 8/1/07 i. Historical Price statement for Soapstone Networks, Inc. Dated 9/1/07 j. Member's I" statement for Wife dated 7/24/07 k. Wife's Retirement Savings Statement w/ Highmark dated 9/30/07 1. Wife's Retirement Savings Statement w/ Highmark dated 3/31/09 M. Husband's Retirement Portfolio Statement w/ Northwestern dated 6/30/09 n. World Points Visa statement dated 8/1/07 o. Member's First Visa Statement dated 8/24/07 P. Loan statement for roof dated 2/7/08 q. Husband's Income & Expense Statement (to be supplied) r. Husband's Inventory Statement (to be supplied) S. Support Order dated 2/12/08 t. Husband's 2008 W2 Defendant reserves the right to identify additional exhibits. 3 VI. INCOME INFORMATION See Defendant's Income & Expense Statement (to be supplied) See Support Order dated 2/12/08. VII. EXPENSE INFORMATION See Defendant's Income & Expense Statement (to be supplied). VII. PROPOSED ECONOMIC RESOLUTION: Defendant proposes a 50150 division of the marital estate between the parties. Defendant shall retain the marital home and refinance the joint mortgage in his name alone within 12 months from the date of the issuance of a Decree in divorce. Respectfully Submitted, i uuwtknn +,? e. ZU4 OL, Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Dated: 4 EXHIBIT A - I Mark Heckman Real Estate Appraisers Property Description UNIFOF RESIDENTIAL APPRAISAL REP' 'T File No. 1029Kathrvn Property Address 1U29 Kathryn Avenue - City Dauphin -- State PA Code 17018 Legal Description Deed Book: 3576 Pa e: 531 County Dauphin Assessors Parcel No. 430160430000000 Tax Year 08/09 R.E. Taxes $ 2,192.00 S ecial Assessments $ None Kwn Borrower N/A Current owner Christina A & Matthew A Stetter occupant X owner Tenant Vacant „ Property a raised X Fee Simple Leasehold Project Type F] PUD Condorninium UDNA only) HOA$ N/A /Mo. - Neighborhood or Project Name Middle Paxton Township Ma Reference See Assessors Parcel Census Tres 247 Sale Price $ WA Date of Sale N/A Description and $ amount of ban cha siconcessions to be paid by seler N/A Lender/client Barbara Sum le Sullivan, Es q. Address 549 Bridge Street, New Cumberland, PA 17070 Appraiser Mark W. Heckman Address 1309 Bri a Street New Cumberland PA 17070 Location Urban Suburban X Rural Predominant Single family housing Present land use % Land use change Bull[ up ? Over 75% X 25 75% CD Under 25% occupancy $ PRICE E One family 45% ? Not likely ? Likely Growth rate ? Rapid X Stable ? Slow X? Owner 70 Low New 24 family 3% X In process Property values ? Increasing X? Stable ? Declining ? Tenant 860 High 75 Multi4m* 2% To: Residential from Demandlsupply Shortage X? In balance ? Ova Oversupply X Vacant ( ? 65°,6) ''"' ' -,: ' '" ;: Predominant itn?9 Commercial vacant. Marketin time Linder 3 mos. X 3.6 mos. Over 6 mos. v.m.r (a. % 160 35 Vacant i 50% Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: The subject property is located in Middle Paxton Township. Insufficient sales in close proximity to the subject property require the appraiser to extend search parameters. • Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.): j The sub ect property is in a rural portion of this r ion. A substantial portion of the surrounding land in the area is agricultural and - woodlands. Market activity indicates average or better acceptance in the market lace. No unfavorable factors were observed which would adverse) affect marketability. Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time -- such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): See Attached Addendum. Project Information for PUDs (If applicable) -- Is the developer/builder in control of the Home Owners' Association (HOA)? YES NO Approximate total number of units in the subject project Approximate total number of units for sale in the subject project Describe common elements and recreational facilities: Dimensions See Legal Description Topography Basically Level Site area 3.20 Acres Comer Lot Yes X No Size Typical for area Specific zoning classification and description Agricultural-Rural Residential Shape Rectangular Zoning compliance Q Legal ? Legal norxoftmwg (Grandfathereftse) Illegal No zoning Drainage Appears adequate Highest & best use as ' roved: X Present use Other use (explain) View Average Utilities Public Other Off-site Improvements Type Public Private Landscaping Typical Electricity X? 200 AMPS Street Asphalt X? ? Driveway Surface Asphalt Gas ? Curb/gutter Asphalt X? ? Apparent easements None a arent Water ? Well Sidewalk None ? ? FEMA Special Flood Hazard Area Yes X No Sanitary sewer ? Septic Street lights None ? ? FEMA Zone C Map Date 08/15/1979 Storm sewer Alle None FEMA Ma No. 4203870015B Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal no nconforming zoning, use, etc.): See Attached Addendum. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No. of Units 1 Foundation Concrete Blk Stab 40 Area Sq.Ft. 719 Roof ? No. of Stories 1 Exterior Walls Vinyl Craef Space 10 % Finished 0 Ceiling ? Type (Det./Att.) Detached Roof Surface As h. Sh. Basement 50 Ceiling Unfinished Walls ? Design (Style) Ranch Gutters & Dwnspts. Aluminium Sump Pump None Wails Conc. Block Floor ? Existing/Proposed Existin Window Type Dbl Insul. Dampness None noted Floor Concrete None ? Age (Yrs.) 59 Storm/Screens No/Yes Settlement None noted outside Entry Yes Uri- X? Effective Acie (Yrs.) 18 Manufactured House No Infestation None noted ROOMS Foyer Living Dinin Kitchen Den Fermi Rrn. Rec. Rm. Bedrooms # Baths t ' Basement Level1 1 Area 1 1 3 1 M 1,4 7 3 • Leve12 0 Finished area above oracle contains: 6 Rooms; 3 Bedroom si; 1 Baths ; 1.437 S w are Feet of Gross Livin Area INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE: Floors Vi, HW, CT C UAv Type FA Refrigerator ? None ? Fireplace(s) X? N ? Walls Plstr DW/Avers a Fuel Oil Range/Oven X? Stairs ? Patio Rear X? one G s Trtm/Finish Wood/Average Condi6DnAV Disposal ? Drop Stair ? D-ck ? arage #ofcars Attach d 1 Bath Floor Vinyl/Average COOLING Dishwasher ? Scuttle X? Porch ? e Detached Bath Wainscot Ceramic Tile/Ay Central Yes Fan/Hood ? Floor ? Fence ? Built-In Doors HOllowcore/Av Other None Microwave ? Heated Pool ? Carport CorditionAv . Washer/Dryer Finished Driveway 2 Additional features (special energy efficient items, etc.): New ro of and soffits; sta ined wood work; a portion of the second gar age has been d to a added to the family room. Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction remodeling/additions etc.: These , improvements are of average quality frame design and reflect average maintenance. ProRerty reflects normal physical depreciation and no deficiencies are noted. No unusual functional obsolescence or external inadequacies were observed. Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements on the site or in the , , immediate vicinity of the subject property: No adverse environmental conditions were observed in the improvements, on the site, on in the immediate vicinity of the subject ro erty. Rye Uac Fa 70 653 PAGE 1 OF 2 F- V- Form Tau G93 PIOEUZG,a^q.1 so .. awD ,Sm ww.aoreemn Mark Heckman Real Estate Appraisers Valuation Section. UNIFOF RESIDENTIAL APPRAISAL REP' T Fir. hu„ 1n9gKnfh- ESTIMATED SITE VALUE, , ,,,,, , ,, , , , , , , , , , , , ,,-: $ ESTIMATED REPRODUCTION COST-NEW OF IMPROVEMENTS: Dwelling Sq. Ft. @ $ _ $ 0 Sq. Ft. @ $ = 0 Comments on Cost Apprbach (such as, source of cost estimate, site value, square foot calculation and for HUD, VA and FmHA, the estimated remaining economic life of the property): In view of the age of these improvements, the Cost Approach F/P, Patio = cannot be considered an accurate indicator of value. Garage/Carport Sq. Ft. @ $ = 0 Total Estimated Cost New , , _ , , , , • , , • , • . • . = $ 0 Less Physical I Functional External Est. Remaining Econ. Life: 32 Depredation = $ 0 Depredated Value of Improvements , , , , , . , ... , • , • , , , . • = $ 0 "As-is" Value of Site Improvements • , , , , , , . , , • , . , .. , .. = $ INDICATED VALUE BY COST APPROAC H . . .... • = s 0 ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO. 3 1029 Kathryn Avenue Address Dauphin 3511 Fishing Creek Valley Rd Harrisburg 1287 Adams Lane Dau hin 1863 Valley Road Ma sville Proximity to Subject Sales Price $ N/A 8.5 Miles IN w . ' E 159,900 .75 Miles A_.. =t$ 150,000 3.2 Miles : t $ 180,000 PricelCross Liv. Area Data and/or Verification Sources $ 0.00 0 Inspection AssesRec & MLS $ 154.34 In R= V0 Assessment Records & MLS Assessment Records & MLS 4 s 116.55 m t -' I; I Assessment Records & MLS Assessment Records & MLS ; s 156.79 0 f Assessment Records & MLS Assessment Records & MLS VALUEAMJSTMEim DESCRIPTION DESCRIPTION Adp-ht DESCRIPTION t->s DESCRIPTION (_)snaNSn?a Sales or Financing Concessions 151 Conventional None Known Cash None Known Conventional None Known Date of sale rime s a:. N.. -. ' 10/26/2007 9/24/2007 ; 3/11/2008 ; Location RuraUAvera a Rural/Good -5,000 Rural/Averse Rural/Avers e IoldlFee Fee Simple Fee Simple Fee Simple Fee Simple Site 3.20 Acres 2.10 Acres +5,000 1 Acre +11,000 2.45 Acres +4,000 View Averse Averse Averse Avers e Design and Appeal Ranch/Average Ranch/Average Ranch/Average Ranch/Average ofCosarstion Averse Averse Averse Avers e e 59 Years 69 Years 56 Years 49 Years Condition Averse Averse Averse Average Above Grade Tad ; Beano ' aft Tsai ; Bdam awry ' Tww ; edam ' eaft a raw ' edn u ' awns Room Count 2 6 3 1.00 7 3 1.00 6; 1; 1.00 ' 5; 3 1 00 ; Gross Living Area 1,437 S .Ft. 1,036 S .Ft. +10,000 1,287 S .Ft. 1 +3,800 . 1.148 5 .Ft. +7,200 Basement &Fihished Rooms Below Grade Partial Basement Unfinished Full Basement Unfinished Full Basement Unfinished Full Basement Rec, BR, F-8th, Off15 000 Functional Utili Typical for Age T ical for A e T ical for A e Typical for Age Heating/Cooling Oil FA, CAir Oil FA, EBB, No CA +3,000 Oil HW CAir Oil HW CAir Energy EfficientItens Re I. Windows None +3,000 Re I. Windows Re I. Windows Garage/Carport 1 Aft. Garage 2 Car Det. Gar -3,000 None +4,000 1 Car Det Geri An croon -2,000 Porch, Patio, Deck, Fre laces , etc. Patio 1 Fireplace Deck, End. Par. -4,000 None +2,000 None +2,000 1 Fireplace Similar None +2,000 Fence, Pool, etc. None Ina. Pool -3,000 None In g. Pool -3,000 Other None None None None i Net Ad'. total ". f Adjusted Sales Price Of Comparable wit:, x X + - E 8,000 fiirss s?+' °ev t y? c? E 167 900 X + ; s 20,800, ; „- -9 t $ 170.800 + X ; E 6,800 tom"" 8°jo A m.8rz E 173,200 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc. ): See Attached Addendum. ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO. 3 Date, Price and Data None within the None within the prior year of None within the prior year of None within the prior year of Source for prior sales past 3 years. above sale date. above sale date. above sale date. within year ofappraisal Coun Records County Records County Records Coun Records Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and mmparables withcl one year of the date of appraisal: According to the records provided b the county assessment office the subject roe HAS NOT transferred in the past three ears. According to the information in the r ional MLS, the subject property HAS NOT transferred in the past three ears. INDICATED VALUE BY SALES COMPARISON APPROACH , , , , , , , ..... , ..... • , $ 171,000 INDICATED VALUE BY INCOME APPROACH ff le Estimated Market Rent s N/A /Mo. x Gross Rent Mu W ' N/A = $ N/A This appraisal is made X "as Is" subject to the repairs, alterations, inspections or conditions listed below subject to completion per plans and specifications. ConditronsofAppratsal: See Attached Addendum. Final Reconciliation: See Attached Addendum. The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the cartiBcetion, contingent and limiting conditions, and market value definition that are stated in the attached Freddie Mac Form 439/Fannie Mae Form 1004B(Revised ), 1(WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OFTHIS REPORT, As OF Februa 5, 2009 (WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ 171,000 APPRAIS R: SUPERVtS IS R (O 1 ); SS nature ? Signature , [JDid Not Name Raetta Souders, Asst. to Certified Appraiser Name M k W. Heckman, General Appraiser Inspect Property Date Report Signed 02/27/2009 Date Report Signed 02127/2009 State e Certification # Assistant to the certified appraiser. State State Certification # GA000666L St t PA a e Or State License # State Or State License # Freddie Mac Fain 70 sin PAGE 2 OF 2 Fame Mae F.-1001 6-M P?,eox .soozw.erzlw.weaaaaae, Mark Heckman Real Estate Appraisers EXHIBIT B Return Mail O, PO Box 14411 Des Moines, lA 503063411 050992 1 AT 0.334 2992/050992MD2992 165 01 ACMDBO 665 MATTHEW A STETTER CHRISTINA A STETTER 341 E CRESTWOOD DR CAMP HILL PA 17011-1211 nunnunun?nnunnunnuuunnu?nnuunnn Summary Payment (Principal and/or Interest, Escrow) $1,042.23 Optional Product(s) $0.00 Current Monthly Payment $1,042.23 Overdue Payments $1,042.23 Unpaid Late Charge(s) $37.78 Other Charges $0.00 Ll?bb ?a i a[a? P? vl? ement Monthly Mortg?9/20/07 Statement Date LLoan Number 2751637 Customer Se 0 Online wellsfargo.com g Telephone TTY Deaf/Hard of He (800) 262-5294 (800) 934-9998 O- Fax (866) 278-1179 n Payments Correspondence PO Box 6427 PO Box 10335 Carol Stream IL 60197 Des Moines IA 50306 Important Messages Our records indicate your monthly payment is delinquent and a late charge has been assessed. In the future, please make your payment on or before the due date to avoid la charges and adverse credit bureau reporting. If your payment has been sent, please disregard this notice. Property Addre&z 1029 KATHRYN AVENUE DAUPHIN PA 17018 Unpaid Principal Balance $107,858.60 (Contact Customer Service for your payoff balance) Interest Rate 6.750% Interest Paid Year-to-Date $5,497.29 i Taxes Paid Year-to-Date $2,158.99 j TOTAL PAYMENT DUE 10/01/07 $2,122.24 crow Balance $190.58 Activity Since Your Last Statement Late Date Description Total Principal Interest Escrow Charge Other 09/17 LATE FEE $37.78- 09/10 SCHOOL TAX PMT $1,396.64- $1,396.64- CENTRAL DAUPHIN SD (2) 09/10 MTG INS PMT $70.87- $70.87- RADIAN GUARANTY INC Late charges are assessed after the close of business on the assessment date and only after all pavments received have been applied. Please detach and return with your payment Loan Number 2751637 Current Monthly Payment Due $1,042.23 Total Payment Due 10101107 $2,122.24 After 10116107 Add Late Fee $37.78 Total Amount Due After 10116107 $2,160.02 Automatic Mortgage Payment: To enroll, Check & sign here Signature MATTHEW A STETTER CHRISTINA A STETTER 2 9 92/05 0992A02992 165 01 ACM060 665 WELLS FARGO HOME MORTGAGE PO BOX 6427 CAROL STREAM IL 60197-6427 Yt In[u11uu1nurnloll nnnrnIgill uIunruunnuu p,ni srn" 101 Please spenlry ? aSt°v4Ral additional funds. Any additional funds not secified %%1!1 be :applied first to AddiY?or I D ar; outsandino O her a o 4\ = a e e E Return Mail Operations • PO sox 14411 ?. • ' + Des Moines, lA 50306-3411 Monthly Mortgage Statement Statement Date 04!07/09 Loan Number 2751637 Customer Service 000 01 AM27 6+S MATTHEW A STETTER CHRISTINA A STETTER 1029 KATHRYN AVENUE DAUPHIN PA 17018-9748 IIIIi[Jill i11111111u111ofgill i111111111FIr?111i1?i1i111111 X Online welisfargo.com -aclr Fax (866) 278-1179 Correspondence PO Box 10335 Des Moines IA 50306 Q Payments PO Box 6427 Carol.Stream IL 60197 + wr Telephone (800) 262-5294 Hours of Operation Mon - Fri, 6 AM -10 PM Sat, 8 AM - 2 PM TTY Deaf/Hard of Hearin (800) 934-9998 Important Messages Summary Payment (Principal and/or Interest, Escrow) Optional Product(s) Current Monthly Payment 05/01/09 Overdue Payments 04/01109 Unpaid Late Charge(s) Other Charges Property Address $1,024.18 1029 KATHRYN AVENUE $0.00 DAUPHIN PA 17018 $11024.18 Unpaid Principal Balance $104,881.30 (C011rad CustomerSen*9 foryDwpayaRbatanw) $1,024.18 $37'78 Irderest Rate 6.750% $0'00 Irrtarest Paid Year-to-Date $1,775.41 Taxes Paid Year-to-Date $747.10 TOTAL PAYMENT DUE 05101/09 $21086.14 Escrow Balance $627.07 Activity Since Your Last Statement Date Description Total Principal Interest Escrow Late Charbe Other 04/07 PAYMENT $1,061.96 $164.74 $5900.88 $268.56 Unappled $37.78 03117 MTG INS PMT $70.87- $70.87- RADIAN GUARANTY INC Please detach and rrdum wfth your psymant 1=11111111111111M EI111111111 Loan Number CurrenE Monthly Payment Due Total Payment Due 05101109 After 05116109 Add Late Fee Total Amount Due After 05116109 Cheolr hereand see reverse for address MATTHEW A STETTER correetlom CHRISTINA A STETTER 33=00000100= 00001 ANr27 885 2751637 $1,024.18 $2,086.14 $37.78 $2,123.92 WELLS FARGO HOME MORTGAGE PO BOX 6427 CAROL STREAM IL 601917-6427 !! tt '1"11"111!1/"II111'IIII1 ?1111'II?11'1"111(I1'f I?111!'1'It' •?+j^tn flnritdliy f'axlne n1 ?; X ptl.i ant, Prin1:1p al Y>_.r?? :i.ttrde r.tly? •.::•ii.-r,.` f.hargr :rL r•,Jta,....R.•rr [=l!;tn3r ,Q<f!#?ii=:;sari t. Enmrr,w Tot-:I Amovnl Enrla-Estj iPirl sc do riot "Ild CgeII I " 0000WAKI a AUM SU2 - - - - - - - - - - - - - - - - -- a c 11?? V? 4 . 685 0002751637 1 07000102418010619602086140204836 000000002933263523 3 EXHIBIT C Summary Used http://www.nada,o ides.com/print.aspx?LI=1-21-1-5014-710-1254-6 NADA; ro,.! T.u Il? !' JA€7Aqui,des.com 10/21/2009 Vans 2003 Honda Odyssey-V6 Wagon 5D EX PRICING Rough Average Clean Clean Trade-In Trade-In Trade-In Retail Base Price $5,525 $6,550 $7,400 $9,925 Options Aluminum/Alloy Wheels N/A N/A N/A N/A TOTAL PRICE $5,525 $6,550 $7,400 $9,925* Rough Trade-In The Rough Trade-in values on nadaguides.com are meant to reflect a vehicle in rough condition. A vehicle with significant mechanical defects requiring repairs in order to restore reasonable running condition; Paint, body and wheel surfaces have considerable damage to their finish, which may include dull or faded (oxidized) paint, small to medium size dents, frame damage, rust, or obvious signs of previous repairs; Interior reflects above average wear, with inoperable equipment, damaged or missing trim, and heavily soiled /permanent imperfections on the headliner, carpet, and upholstery; May have a branded title and un-true mileage; Vehicle will need substantial reconditioning and repair to be made ready for resale; Some existing issues may be difficult to restore. Because individual vehicle condition varies greatly, users of nadaguides.com may need to make independent adjustments for actual vehicle condition. Average Trade-In The Average Trade-In values on nadaguides.com are meant to reflect a vehicle in average condition. A vehicle that is mechanically sound but may require some repairs/servicing to pass all necessary inspections; Paint, body and wheel surfaces have moderate imperfections and an average finish and shine which can be improved with restorative repair; Interior reflects some soiling and wear in relation to vehicle age, with all equipment operable or requiring minimal effort to make operable; Clean title history; Vehicle will need a fair degree of reconditioning to be made ready for resale. Because individual vehicle condition varies greatly, users of nadaguides.com may need to make independent adjustments for actual vehicle condition. Clean Trade-In The Clean Trade-In values on nadaguides.com are meant to reflect a vehicle in clean condition. A vehicle with no mechanical defects and passes all necessary inspections with ease; Paint, body and wheels have minor surface scratching with a high gloss finish and shine; Interior reflects minimal soiling and wear, with all equipment in complete working order; Vehicle has a clean title history; Vehicle will need minimal reconditioning to be made ready for resale. Because individual vehicle condition varies greatly, users of nadaguides.com may need to make independent adjustments for actual vehicle condition. Clean Retail The Clean Retail values on nadaguides.com are meant to reflect a vehicle in clean condition. A vehicle with no mechanical defects and passes all necessary inspections with ease; Paint, body and wheels have minor surface scratching with a high gloss ? _r? Vehicle Evaluation http://nada'3.nada.com/UCGWeb/VehicleEvaluation.aspx?fn=2&uid Used Cars/Trucks Period: X2007 August Region: Eastern VIN: Decode] Reference Year: 2003 Make: HONDA Series: Odyssey-V6 Body: Wagon 5D EX Mileage: ]62,500 Adjustment: $0 MSRP: $26,900 Weight: 4,365 {'+CLYd1u05 P,7nt pel-tS Get fa .ru Ch.?cl Y9rHCJn History Lie?ort New! New! Rough Average Clean Clean Clean Trade-In Trade-In Trade-In Loan Retail Base: $0 $0 $12,725 $11,475 $15,275 Mileage $0 $0 $0 $0 $0 Adjustment: Options $0 $0 $0 $0 $0 Adjustment: ue: a usted V alue: V 0 $0 $12,725 11,475 $15,275 At NADA valves are reMited wth permssion of NADA Used Car Gude, NADASC. Trade-In Loan Retail Aluminum/Alloy Wheels 0 0 0 ?- Luggage Rack 50 5o 75 F Theft Recovery Sys 75 75 100 Towing/Camper Pkg 125 125 150 EXHIBIT D P0. Box 67013 (717) 234-8484 (Harrisburg) Harrisburg, PA 17106-7013 (800) 237-7328 (Nationwide) website - http://www.psecu.com 6 MATTHEW A STETTER CHRISTINA A STETTER 1029 KATHRYN AVE DAUPHIN PA 17018-9748 JOINT OWNER MEMBER NUMBER ! STATEMENT DATE i 0202XXXXXX 08/31/07 08/31 Payment: Dividend 0.250% 0.09 173.34 Annual Percentage Yield Earned 0.260% from 08/01/07 through 08/31/07 Based on Average Daily Balance of 412.11 08/31 Ending Balance Dividend YTD: Year to Date 173.34 0.92 Number 002674 Amount Number Amount 58 57 002683 23 08 Number Amount Number Amount 002679* . . 30.00 002684 83.36 002687 002688 20.00 002691 35 96 002693* 40.00 002680 100.00 002685 40.00 002689 . 20 00 20.00 002682* * 495.00 002686 20.21 002690 . 61 70 Asterisk next to number indicates skip . in number sequence *** ANNUAL PERCENTAGE RATE 9.900% Post Eff Description *** Periodic Rate (Daily) 027123% 08/01 ID 21 SIGNATURE LOAN Beginning Balance Principal FIN CHG Fees Balanc e ff 08/31 Ending Balance 4862.23 A Payment of 200.00 is due on 08/30/07 4862.23 $ -- YTD Finance Charge: Year to Date 340 79 ----- * ------ ** ANNUAL PERCENTAGE RATE 5 740% . *** Post . Eff Description Periodic Rate (Daily) _015726% 08/01 ID 22 2003 FORD EXPLORER Beginning Balance Principal FIN CHG Fees Balance 08/11 Payments via Home Banking Transfer From Share 04 12816.75 08/31 Ending Balance 114.49- 30.23 12702.26 A Payment of 144.72 is due on 08/17/07 12702.26 YTD Finance Charge: Year to Date 481.68 *** ANNUAL PERCENTAGE RATE 5.740% Post Eff Description *** Periodic Rate (Daily) 015726% 08/01 ID 24 2003 HONDA ODYSSEY Beginning Balance Principal FIN CHG Fees Balance 08/10 Payments Transfer From Share 04 17605.55 08/24 Payments Transfer From Share 04 147.65- 38.76 17457.90 --- Continued on following page --- 147.97- 38.44 17309.93 EXHIBIT E J Summary Used http://www.nadaguides.com/print.aspx?LI=1-21-1-5014-710-1254- r?.o. ;sas _ NADAgvides. co 10/21/2009 suvs 2003 Ford Explorer Sport Trac-1/2 Tan-V6 Utility 4D XLT (4WD) PRICING Rough Average Clean Clean Trade-In Trade-In Trade-In Retail Base Price $6,750 $7,825 $8,700 $11,875 Options TOTAL PRICE $6,750 $7,825 $8,700 $11,875- Rough Trade-In The Rough Trade-in values on nadaguides.com are meant to reflect a vehicle in rough condition. A vehicle with significant mechanical defects requiring repairs in order to restore reasonable running condition; Paint, body and wheel surfaces have considerable damage to their finish, which may include dull or faded (oxidized) paint, small to medium size dents, frame damage, rust, or obvious signs of previous repairs; Interior reflects above average wear, with inoperable equipment, damaged or missing trim, and heavily soiled /permanent imperfections on the headliner, carpet, and upholstery; May have a branded title and un-true mileage; Vehicle will need substantial reconditioning and repair to be made ready for resale; Some existing issues may be difficult to restore. Because individual vehicle condition varies greatly, users of nadaguides.com may need to make independent adjustments for actual vehicle condition. Average Trade-In The Average Trade-In values on nadaguides.com are meant to reflect a vehicle in average condition. A vehicle that is mechanically sound but may require some repairs/servicing to pass all necessary inspections; Paint, body and wheel surfaces have moderate imperfections and an average finish and shine which can be improved with restorative repair; Interior reflects some soiling and wear in relation to vehicle age, with all equipment operable or requiring minimal effort to make operable; Clean title history; Vehicle will need a fair degree of reconditioning to be made ready for resale. Because individual vehicle condition varies greatly, users of nadaguides.com may need to make independent adjustments for actual vehicle condition. Clean Trade-In The Clean Trade-In values on nadaguides.com are meant to reflect a vehicle in clean condition. A vehicle with no mechanical defects and passes all necessary inspections with ease; Paint, body and wheels have minor surface scratching with a high gloss finish and shine; Interior reflects minimal soiling and wear, with all equipment in complete working order; Vehicle has a clean title history; Vehicle will need minimal reconditioning to be made ready for resale. Because individual vehicle condition varies greatly, users of nadaguides.com may need to make independent adjustments for actual vehicle condition. Clean Retail The Clean Retail values on nadaguides.com are meant to reflect a vehicle in clean condition, A vehicle with no mechanical defects and passes all necessary inspections with ease; Paint, body and wheels have minor surface scratching with a high gloss finish and shine; Interior reflects minimal soiling and wear, with all equipment in complete working order; Vehicle has a clean title history. Because individual vehicle if 2 Vehicle Evaluation http://nada3.nada.corri/UCG Web/VehicleEvaluation.aspx?fn=2&uic Used Cars/Trucks Period: 2007 Au ust g ......... .......... Region: Eastern r3rd Row Seat Trade-In Loan Retail ........... VIN: F Bed Liner 125 SZS 150 ? Reference r Bed Liner-Spray On 75 75 75 100 Leather Seats 75 100 Year. Luggage Rack 300 50 300 350 Make: FORD TRUCK NBX Pkg. r' Pioneer/Audiophile Stereo 550 50 550 75 600 Sergi: Explorer Sport Trac f-' Power Seat - 175 175 200 Body: Utility 4D XLT 4WD F Power Sunroof 150 150 vs , Mileage: +62 500 Adjustment: $0 r Rear Air Conditioning 375 100 375 100 425 ....._. ............: MSRP: $26,885 Weight: 4,342 F Rear Entertainment System F Running Boards 400 400 125 450 GeLYalues pri : F Snow Plow Pkg./plow 75 900 75 9 100 nt Re3soris. ??i ,/..,:rocn? ver,rd« nic7ory Report (-. Theft Recovery Sys 00 1,000 F Towing/Camper Pkg 75 75 100 New! New! V8 Gas Engine 125 125 150 Rough Average Clean Clean Clean F W/out Auto Trans 350 350 400 Trade-In Trade-In Trade-In Loan Retail . . F W/out Cruise Control -525 -525 -525 Base: $0 $D $13,350 $12,025 $15,925 F Winch -125 250 -125 250 125 300 Mileage $0 $0 $0 Adjustment: $0 $0 Options $0 $0 $0 Adjustment $D $0 Adjusted ------------ Value: $0 $0 $13,350 ------....-- $12,025 $15,925 AI NADA valres are reprmed wth per sson of NADA Used Car Guide, NADASr- of 1 EXHIBIT F QperLlrn Account I? Out dg)g ] .. Search I Trade sharepulLper Overview Portfolio Transaction History Transfer Money Records & Statements Forms & Applications I Portfolio Positions gains & Losses Balances Dividend Reinvestment Positions Stott & ETF Positions Symbol Name Quote' Change Quantity Market Value KKD KRISPY KREME DOUGHNUTS INC $2.95 40.06 8.0000 $23.60 Buy ? Sell ORCL ORACLE CORP $21.71 -$0.28 8.0400 $174.55 Buy Sell SOAP SOAPSTONE NETWORKS INC COM $0.46 $0.02 1.2649 -- $0.58 Buy Sell Stock and ETF Market Value $198.73 _-?- ~ Money Market Cash Balance $4.74 Deposit Money Total Account Value $203.47 Switch Account 2077-00004B039b-01 - indlvtdual ice. About Us Contact Us Site Map i Privacy & Securely Agreements Pricing & Rates Careers Cafds ( The Shop Mobile I ingdvect.com ' Market value is calculated based on delayed quote data. Tell a All quotes are delayed: NYSE and Amex - at least 20 minutes, NASDAQ -15 minutes. Research Disclosure Friend Research Disclaimer: Some research material provided by MarketWatch. 0 MaricetWatch, Inc_ 2008. All rights reserved. Subject to SW the Terms of Use. Designed and powered by Dow Jones Client Solutions. MarketWatch. the MarketWatch logo, BigCharts and the BigCharts logo are registered trademarks of MarketWatch, Inc. Dow Jones is the registered trademark of Dow Jones & Company, inc. Intraday data provided by Interactive Date Real Time Services and subject to the Terms of Use. Intraday data is at least 20-minutes delayed. All tunes are ET. Historical and current end-of-day data provided by Interactive Data Pricing and Reference Data. The Dow Jones Indexess" are proprietary to and distributed by Dow Jones & Company, Inc., and have been licensed for use. Securities products are offered by ShareBulkter Securities Corporation, a registered broker-dealer and Member FINRA/SIPC. ShareBuilder Securities Corporation is a subsidiary of ING Bank, fsb. Brokerage Financial Statement Securities products are: Not FDIC Insured • Not Bank guaranteed • May lose value https://www.sharebuilder.com/shuebuilder/Account/Portfolio/Positions.aspx R/1 A/7nnn EXHIBIT G + KKD: Historical Prices for KRISPY KREME DOUGHNT - Yahoo! Krispy Kreme Doughnuts Inc. (KKD) Trade Now Historical Prices http://finance.yahoo. c.om/q/hp?s=KKD&a=07&b= I &c=2007&d=0 ?Ayt?,2:32PM Ef: 3.02 t 0.06 (2.03%) RpfRAGet Historical Prices for: ?- j SET DATE RANGE Start Date: F7 I: Daily F7 ? I Eg. Jan 1, 2003 (`, Weekly End Date: f- F F777 (; Monthly C Dividends Only First I Prev Next I Last PRICES Date Open High Low Close Volume Add Close' 1-Aug-07 7.27 7.33 6.65 6.94 794,400 6.94 " Close price adjusted for dividends and splits. First I Prev Next Last 1t Download To Spreadsheet ?1,q4 x g = #tss 5a of I EXHIBIT H ' ORCL: Historical Prices for Oracle Corporation - Yahoo! Finance Oracle Corp. (ORCL) http: //finance.yahoo. rom/q/hp?s=ORCL& a=07&b= ] &c=2007&d At 2:33PM ET: 22,23 0.00 (0.00%) It j Trade IVow Historical Prices Get Histo SET DATE RANGE (?--- !:. Daily Start Date: Eg. Jan 1, 2003 y L C Weekly End Date: F Monthly .......... ( Dividends Only PRICES First Prev Next Last Date Open High Low Close Volume Adj Close" 1-Aug-07 18.93 19.82 18.83 19.79 54,798,800 19.69 Close price adjusted for dividends and splits. First Prev Next I Last _Downioad To Spreadsheet I* I CI `7 x rical Prices for: ?- ,a 15TI1 I 1 of 1 EXHIBIT I SOAP.PK: Historical Prices for SOAPSTONE NETWORKS - Yahoo... http://finance.yahoo.cn iVq/hp?s=SOAP.PK&a=07&b=1&c=2007& Soapstone Networks Inc. (SOAP.PK) d.. ,.. ..,, At 2:14PM ET: 0.46* 0.01 (2.17%) ,iv++Nan'In Trade IVow Historical Prices Get Historical Prices for: ?'- i SET DATE RANGE Start Date: F7 F- r- i> Daily Eg. Jan 1, 2003 (7 Weekly End Date: ?- ( Monthly t Dividends Only PRICES First Prev Next I Last Date Open High Low Close Volume Add Close" 1-Aug-07 10.15 10.33 9.90 10.16 380,500 10.16 ' Close price adjusted for dividends and splits. First I Prev Next I Last Download To Spreadsheet 19- T, Ili X (?Uy q = ?Id ES l of I EXHIBIT J V St MEMBERS 1St FEDERAL CREDIT UNION CHRISTINA A STETTER 1029 KATHRYN AVE DAUPHIN PA 17018-9748 Send Inquires to: 5000 Louise Drive PO Box 40 Mechanicsburg, PA 17055 www.memberslst.org Main Switchboard: (717) 697-1161 or (800) 283-2328 EZ Call: (717) 697 4372 or (800) 283.4372 TDD: (717) 697-5312 or (800) 283-2328 ext. 5312 TeleBranch: (717) 795-6049 or (800) 237-7288 Statement of Accounts Jun 25, 2007 thru Jul 24, 2007 Account Number: 150825 Account Balances at a Glance: Checking: Savings: Certificates: Loans: Money Management: Your current Member Loyalty Reward level is Silver. Page: 409.29 46.72 0.00 0.00 0.00 1 of 3 Tell anyone you know who isn't a m ember of Members 1st that it only takes a $5 minimum deposit in a regular savings account to become a member. Use our Cash4U referral program and when your referral opens an account you'll receive $51 CHECKING ACCOUNTS 11 -CHECKING Date Transaction Description Jun 25 Balance Forward Additions Subtractions Balance Jun 25 Withdrawal Debit Card Debit Card 623.52 06/24/07 2389 JCPENNEY STORE 2389 YORK PA 24.83- 598.69 Jun 25 Withdrawal Debit Card Debit Card 06/24/07 011000060010204 TOM S 20 60010204 ENOLA P 46.89- 551.80 Jun 25 A Check 000598 Tracer 0025785727 Processed Check - VERIZON ARC TYPE: CHECK PYMT ID 2 54,49- 497.31 Jun 26 : 005022221 Withdrawal POS #799282 POS TOYS R US 3500 CAPITAL CTY M CAMP HILL PA 33.29- 464.02 Jun 26 Check 000600 Tracer 0027897941 Processed Check - WFNNB CREDITCARD TYPE` CHECK PYMT ID 50.00- 414.02 Jun 27 : 9311 Check 000597 Tracer 0627001474 429215 Jun 27 Check 000601 Tracer 0627011076 48.60- 365.42 Jun 27 Check 000599 Tracer 0627015878 100.00- 265.42 Jun 28 Deposit Transfer From Share 00 121.01- 144.41 Jun 28 Check 000602 Tracer 0628011107 50.00 194.41 Jun 30 Withdrawal Debit Card Debit Card 54.75- 139.66 06/29/07 0006384270 ORIENTAL TRADING CO 800 22 54'80- 84.86 Jun 30 - 80475 Deposit Swipe 5 Rebate Jul 02 Check 000603 Tracer 0702017366 0'20 85.06 Jul 05 Check 000604 Tracer 0705004966 30.48- 54.58 Jul 06 Deposit Transfer From Share 00 41.41- 13.17 Jul 06 Withdrawal POS #293023 830.77 843.94 POS GROVERS RIVERV 4401 N. FRONT STRE HARRISBUR 22'23 821.71 Jul 06 G PA Withdrawal at ATM #000023 ATM MEMBERS 1ST FCU 3512 MARKET ST CAMP HILL PA 120.00- 701.71 Jul 06 Withdrawal EZ Call Transfer To Share 00 Jul 07 Withdrawal POS #406088 200.00- 501.71 POS GROVERS RIVERV 4401 N. FRONT SIRE HARRISBURG P 7.59- 494.12 Jul 07 A Withdrawal at ATM #067275 ATM COMMUNITYBANKS 800 PETERS MOUNTAIN DAUPHIN PA 42'00- 452.12 Jul 09 Withdrawal Debit Card Debit Card 07/08/07 049800000002287 SHEETZ 00002287 HALIF 48'19- 403.93 Jul 09 AX PA Withdrawal at ATM #008004 ATM RGNUMAC 4401 N FRONT STREE HARRISBURG PA 20.00- 383.93 Jul 09 Check 000605 Tracer 0709008915 123.96- 259.97 -- Continued on following page - I St Send Inquires to: 5000 Louise Drive Main Switchboard: (717) 697-1161 or (800) 283-2328 Jun 25, 2007 thru Jul 24, 2007 PO Box 40 EZ Call: (717) 697 4372 or (800) 283-4372 Account Number: 150825 MEMBERS P Mechanicsburg, PA 17055 TDD: (717) 697-5312 or (800) 283-2328 ext. 5312 www.memberslst.org TeleBranch: (717) 795-6049 or (800) 237-7288 Page: 2 of3 Date Transaction Description Additions Subtractions Balance Jul 10 Withdrawal POS #676509 11.65- 248.32 POS RITE AID CORP. 1137 MARKET STREET LEMOYNE PA Jul 11 Withdrawal POS #077675 29.99- 218.33 POS BON-TON CAMP H 3525 GETTSBURG RD CAMP HILL PA Jul 11 Deposit by Check 20.00 238.33 Jul 11 Check 000609 Tracer 0711012452 35.00- 203.33 Jul 12 Withdrawal Debit Card Debit Card 12.25- 191.08 07/11/07 094500000011726 ARBY'S #1172 00011726 CAMP Jul 12 Deposit EZ Call Transfer From Share 00 200.00 391.08 Jul 12 Check 000608 Tracer 0712008742 63.41- 327.67 Jul 12 Check 000607 Tracer 0712006059 100.00- 227.67 Jul 13 Withdrawal at ATM #002454 140.00- 87.67 ATM MEMBERS 1 ST FCU 3512 MARKET ST CAMP HILL PA Jul 16 Check 000606 Tracer 0716003649 23.08- 64.59 Jul 17 Withdrawal at ATM #057916 22.00- 42.59 ATM COMMUNITYBANKS 800 PETERS MOUNTAIN DAUPHIN PA Jul 18 Withdrawal Debit Card Debit Card 20.07- 22.52 07/17/07 037800042103325 EXXONMOBIL 42103325 HARRIS Jul 20 Deposit Transfer From Share 00 830.77 853.29 Jul 20 Wthdrawal at ATM #004937 140.00- 713.29 ATM MEMBERS 1ST FCU 3512 MARKET ST CAMP HILL PA Jul 20 Withdrawal Debit Card Debit Card 10.03- 703.26 07119/07 079900006954747 AMOCO OIL 06954747 LEMOYNE Jul 21 Withdrawal POS #315271 56.94- 646.32 POS GROVERS RIVERV 4401 N. FRONT STRE HARRISBURG PA Jul 23 Check 000613 Tracer 0028211321 49.29- 597.03 Processed Check - VERIZON ARC TYPE: CHECK PYMT ID: 2005022221 Jul 23 Check 000611 Tracer 0497739612 90.00- 507.03 Processed Check - FIA CardServices TYPE: CHECK PYMT ID: 2200000001 DATA: 18004212110 Jul 24 Withdrawal POS #211113 15.26- 491.77 POS ERFORD RD BP RTE 11 & ERFORD RD LEMOYNE PA Jul 24 Withdrawal Debit Card Debit Card 32.48- 459.29 07/23/07 4445042419176 CVS PHARMACY #1917 003 HARRI Jul 24 Withdrawal at ATM #009751 40.00- 419.29 ATM RGNL/MAC 4401 N FRONT STREE HARRISBURG PA Jul 24 Check 000610 Tracer 0027498598 10.00- 409.29 Processed Check - W NNB CREDITCARD TYPE: CHECK PYMT ID: 9311429215 Jul 24 Ending Balance 409.29 Courtesy Pay and NSF Fee Summary Courtesy Pay Fees Year- to- Date CHECK SUMMARY Check # Amount Date 000597 48.60 Jun 27 000598 54.49 Jun 25 000599 121.01 Jun 27 000600 50.00 Jun 26 000601 100.00 Jun 27 000602 54.75 Jun 28 000603 30.48 Jul 02 000604 41.41 Jul 05 Asterisk next to number indicates skip in nu mber sequence. 16 Checks Cleared for $995.48 60.00 Check # Amount Date 000605 123.96 Jul 09 000606 23.08 Jul 16 000607 100.00 Jul 12 000608 63.41 Jul 12 000609 35.00 Jul 11 000610 10.00 Jul 24 000611 90.00 Jul 23 000613' 49.29 Jul 23 WITHDRAWALS AND OTHER CHARGES Date Amount Description Date Amount Description Jun 25 24.83 Withdrawal Debit Card Debit Card Jul 11 29.99 Withdrawal POS #077675 Jun 25 46.89 Withdrawal Debit Card Debit Card Jul 12 12.25 Withdrawal Debit Card Debit Card Jun 26 33.29 Withdrawal POS #799282 Jul 13 140.00 Withdrawal at ATM #002454 -- Continued on following page -- St Send Inquires to: 1. PO 5000 Box 40 Louise Drive Main Switchboard: (717) 697-1161 or (800) 283-2328 M Jun 25, 2007 thru Jul 24, 2007 EZ Call: (717) 697 4372 or (800) 283-4372 EMBERS 11 Mechanicsburg, PA 17055 TDD: (717) 697-5312 or (800) 283-2328 ext. 5312 Account Number: 150825 www.memberslst.org TeleBranch: (717) 795.6049 or (800) 237-7288 Page: 3 of 3 WITHDRAWALS AND OTHER CHARGES Date Amount Description Date Jun 30 54.80 Withdrawal Debit Card Debit Card Jul 17 Amoun t Descri tion Jul 06 22.23 Withdrawal POS #293023 22.00 Withdrawal at ATM #057916 Jul 06 120.00 Withdrawal at ATM #000023 Jul 18 20.07 Withdrawal Debit Card Debit Card Jul 06 200.00 Withdrawal EZ Call Transfer T Jul 20 140.00 Withdrawal at ATM #004937 o Share 00 Jul 20 10.03 Withdrawal Debit Card Debit Card Jul 07 7.59 Withdrawal POS #406088 Jul 21 Jul 07 42.00 Withdrawal at ATM #067275 56.94 Withdrawal POS #315271 Jul 09 48.19 Withdrawal Debit Card Debit Card Jul 24 Jul 24 15.26 Withdrawal POS #211113 Jul 09 20.00 Withdrawal at ATM #008004 32.48 Withdrawal Debit Card Debit Card Jul 10 11.65 Withdrawal POS #676509 Jul 24 40.00 Withdrawal at ATM #009751 23 Withdrawals and Other Charges for $1,150.49 DEPOSITS AND OTHER CREDITS Date Amount Description Date Jun 28 50.00 Deposit Transfer From Share 00 Jul 11 20.00 Amount Descri by Jun 30 0.20 Deposit Swipe 5 Rebate Deposit by Check Jul 12 200.00 Deposit EZ Call Transfer From Jul 06 830.77 Deposit Transfer From Share 00 Jul 20 Share 00 6 Deposits and Other Credits for $1,931.74 830.77 Deposit Transfer From Share 00 SAVINGS ACCOUNTS 00 - REGULAR SAVINGS Date Transaction Description Jun 25 Balance Forward Additions Subtractions Balance Jun 27 Withdrawal at ATM #009500 436.54 ATM MEMBERS 1 ST FCU 392 E PENN DR ENOLA PA 100.00- 336.54 Jun 28 Withdrawal Jun 28 Withdrawal Transfer To Share 11 140.00- 196.54 Jun 30 Deposit Dividend 1.000% 50.00- 146.54 Annual Percentage Yield Earned 1.010% from 61112007 through 613012007 0.16 146.72 Jul 02 Deposit Members 1st Online Transfer From MORRIS,PATRICIA XXXXXXXXXX Share 00 300.00 446 72 Jul 02 Withdrawal Members 1 st Online Transfer To Loan 4121449991508255 VISA PAYMENT TO 4121449991508255 300.00- 146.72 Jul 03 Withdrawal at ATM #002046 ATM MEMBERS 1 ST FCU 392 E PENN DR ENOtA PA 100.00- 46.72 Jul 06 Deposit ACH HIGHMARK INC TYPE: DEPOSIT ID: 3000000100 830'77 877.49 Jul 06 Withdrawal Transfer To Share 11 Jul 06 Deposit EZ Call Transfer From Share 11 830.77- 46.72 Jul 12 Withdrawal EZ Call Transfer To Share 11 200.00 246.72 Jul 20 Deposit ACH HIGHMARK INC 200.00- 46.72 TYPE: DEPOSIT ID: 3000000100 CO: HIGHMARK INC 830.77 877.49 Jul 20 Withdrawal Transfer To Share 11 Jul 24 Ending Balance 830.77- 46.72 YTD SUMMARIES 4s.7z TOTAL DIVIDENDS PAID 00 REGULAR SAVINGS $0.74 11 CHECKING $0.00 Total Year to Date Dividends Paid NOTE: Total includes closed shares 0.74 EXHIBIT K 'r YOUR RETIREMENT SAS ?o..^aS STATEMENT HighMark Investment Plan i IGHMMK,M 07/01/2007 to 09/30/2007 Page 1 of 5 0002362 11411457 CHRISTINA A STETTER 341 E. CRESTWOOD DRIVE CAMP HILL PA 17011 ACCOUNT SUMMARY Your vested balance rs based on your account balance, which does not include Beginning Balance on 07/01/2007 Contributions $14,835.18 any loan balance. Your loan balance equals 77.45% of your account balance Other Additions Dividends & Interest $637.07 $846.44 on 0-913012007. Unrealized Gain/Loss $0.04 $976 Ending Balance on 09/30/2007 $17,295.65 65 Net Change Vested Balance $2,460.47 Loan Balance $17,295.65 Balance Including Loans $3,656.93 $20,952.58 Year to Date Contributions $1 863 76 Your Personal Rate of Return , . 6.28% All the data you need to track your retirement investment is here. This statement is designed to keep you up to date on the status of your account so you can effectively plan and invest for your future. Take a minute to review your statement carefully and report any incorrect information immediately. ACCOUNT GROWTH 21,000 13,500 6,000 03/06 09/06 03/07 09/07 T- Account Balance Account Internal Rate of Return from 10/01/2006 to 09/30/2007: 18.02% 03/31/2006 09/30/2006 03/31/2007 09/30/2007 14,958.83 $9,562.72 $13,132.75 $17,295.65 The growth of your account can be influenced by a number of factors, including the specific investment options selected, the diversification of your investment among asset classes and the contributions to your account. Past performance does not guarantee future results. If ou would like to make changes to any of these areas, contact a representative or go online to wm..wachovia.comlmyretireplan. CONTRIBUTION SUMMARY By saving through your pion you can add contribution Rate to the financial nest egg you will need in This Period Year-to Date the future. All Contribution Sources EE PreTax EE PreTax Supplemental CHRISTINA A STETTER 026709 AMP 11411457 PBS 000019560 200710141449 C J39526 20071014 NNNNNN DFLT ACTV $637.07 $1,133.80 $78.12 $651.84 $1,863.76 Total Contributions 4.00% $404.53 4.00% $0.00 n /a c'l7'1 CA EXHIBIT L YOUR RETIREMENT SAVINGS STATEMENT HighMark Investment Plan 11MM 00EIT13K 1141147 6„111 U111111 ,„I I, n i 6, d 1„L 1,,, l f,„i h l x,1,1, I l l b„I .rte CHRISTINA A STETTER 34 _I= &ES31nrnOD DRIVE ???--CAMP HILL PA 17011 ACCOUNT SUMMARY Beginning Balance on 01101/2009 $16,678.60 Contributions $987.01 Unrealized Gaintl.ass -$1,400.49 Ending Balance on 03131!2009 $16,265.12 Net Change . -$413.48 Vested Balance $16,265.12 Year to Date ConMbutions $9flZ01 Your Personal Rate of Return r &M K- 0110.1120Q9. to.03131/200 Page 1 of AD the data you need to brack your retirement investment 1s here. This *tement is designed to keep you up to date on the status of your account so you can effectively plan and invest for your future. Take a minute to review your statement carefully and report any incorrect information immediately. ACCOUNT GROWTH 2D.= _ w. Your Personal Rate of Return ?-? From 04/4/12008 t0 03131/2009: -36.07-A 15.000 D9N3M7 0313112008 09/3012008 03/314009 $17,295.65 $18,309.86 $19,115.76 $16,265.12 .? 111,000 - The growth of your acrxlunt taro be influenced by a number of tactars,.;ncrudung the specific investment options selected os?ol 03M 09= 0= r.. , the dlversiflcatfon of your hves e-nt among asset classes mud the contributions to your account. Past perfonn awe does '- • Accoant Bd3m not guanantse futine rr d s. If you world Ike t0 make duwxjes to any ofthese areas, c wdact a representafive or go ar w - to www.wachowacom/myreflreplan. =. CONTRIBUTION SUMMARY -,?• By _saving ffinw h your plan you can add to the rmanclat crest egg you wNl Contribution Rate This Period Year to Date . need/in the biros. Ali Contribution Sources _ EE PreTax A*ft $556.15 $556.15 EE PreTax Supplemental 4.00% $111.10 $111.10 Em wer match n/a $319.76 $319.76 Total Contributions $987.01 $987.01 CHRISTINA A 8TETTEP 694777 ODElT13C 058880 10320574401-f NNNNY NNNNN NN NNNNN NNNNN NNN 000001 304,063 EXHIBIT M ItJMAN SERVICES PIKE 'A 19444-1810 Your Company Contact: LBC, Participant Services at 1-800-826-7859 11 on yawShk MATTHEW STETTER 1029 KATHRYN AVE. DAUPHIN PA 17018-9748 SSN: XXX-XX-7533 NORTHWESTERN HUMAN SERVICES 430 - 70106 Important note from LBG: Please read your statement, check it for accuracy, and calf us with any concerns so we can investigate for you. Errors must be reported in writing within 30 days of your receipt of this statement to be addressed. YOUR.TOTAL ACCOUNT VALU>r.tS: $53,262:48 'AS OF 06/30/2009: 0 T O « sip YOUR RETIREMENT PORTFOLIO FROM 04/01/2009 TO 06/30/2009 Your Recent Retirement Account History* ???1hiM::?"CClli?Ett'?`R?-`''?19a„??;??.•?-:r,.?_..?. _ _ Opening Value on 04f0112009 Contributions Investment Gain/(Loss) Total Account Value on 06/3012009 High Davisny Venture Fd Class A Drey S&P 500 -index Fund Jenisn Mdcap Gr A Putnam Equtpty Income Fd A Thornburg Irrrtrtlt Value Fd 1 LOW Blkrck Govt Inc Port Inv A Total Account Value $45;2.00 $7,978.87 $53.262.48 94.21% $4,949.95 1.066511 $9,341.00 0.683319 $7,748.39 1.320029 $10,993.41 1.315182 $17,145.62 2.072289 6.79% $3,084.11 1.224857 100°l0 $53,262.48 Due to rounding, Total Account Value percentage may not equal 100%. Your actual balance may be different If you are not yet fully vested with your employer. Please contact your employer for details. $62.085 $0 $62,085 $49.646 $45,284 $53262 SeP30, 2008 Dec 31, 2008 Mar 31,200!) Jun 30, 2009 'COrreatlons made after the close of past periods are not reflected in this representattan. Low High 00428213 ? Page 1 of 8 EXHIBIT N Summarv of Transactions Previous Balance ' 1-$6,356.45 Payments and Credits $90.00 Cash Advances +. " Purchases and Adjustments + $0.00 Periodic Rate Finance' Charges + $25.97 Transaction Fee Finance Charges + $0.00 New Balance Total $6,292.42 August 2007 Statement Credit Line: $8,000.00 _?.`a ? vailable: ?ling Cycle and Paymi Pays in Billing Cycle Closing Date Payment Due Date Current Payment Due Past-Due Amount Total Minimum Payment Due t Information 30 08/01/07 08/27/07 $88.00 $0:00 077 , Worl(Woints OE Forlnformation on YourAccount Visit www.bankofamerica.com Mail Payments to- BANK.OF AMERICA P.O. BOX 15721 WILMINGTON, DE 19886-5721 Mail BiNing Inquiries to. BANK OF. AMERICA P.O. BOX 15026 WILMINGTON, DE 19850-5026 Call toll-free 1-800-789-6685 TDD hearing-impaired 1-800-346-3178 Posting Transaction Reference Account Payments and Credits Date Date Number Number Category Amount PAYMENT - THANK YOU 07/21 90.00 C R 3E f ii L g F3Fy 71, 7 x ?LA _ Corresponding Annual Balance Subject to Category Periodic Rate Percentage Rate Finance Charge Cash Advances A. Balance Transfers, Checks 0.013671 % DLY 4.99% $0.00 B. ATM, Bank 0.013671 % DLY 4.99% $0.00 C. Purchases 0.013671% DLY 4.99% $0.00 4.99% VIEW UP-TO-THE-MINUTE ACCOUNT ACTIVITY, YOUR STATEMENT ONLINE, AND MORE WITH OUR FREE ONLINE BANKING SERVICE. VISIT BANKOFAMERICA.COM TODAY TO ENROLLI EXHIBIT 0 T AUG_22-2008 FRI 09_44 AM MEMRERS IST VISA DEPT Ln Ln o? Q1 N Q GA m rlrllil t I f,rr'. I ? i ? ,N U N U f ' I , r i; t ' ??;?1 ' i I+ NTr , ? ?? ti I , r I w? , O r ? o ? k9 rNO w ALL-- 7-G''yil 7GJ54 (fi l?dl% iWl?•1, i I i pp Q O I o! j o CV I O A 1: O I Q fA b3 fA 160 69 i V} 2 21 IP mC 3 N N m E T c G ca J E a I t i 1 o I o ; ° I ° 0 ' 0 t ? !ary O ff} N m O ? U 0 FAX NO, 71'7Q55208 P. 02 00 0 N 1 N N Do Kl o? h O? Prt r? ooo en O ?f7 W W) Q v a'ya U a? U -d 0 b DO h_ N N C71 DO N EXHIBIT P • C CD 0000000 o :E o 0 0 0 0 0 0 N x 0 0 0 0 0 0 ti 'co CD Q N > O 0 d 000000 0 a) a? a? 0 (D a) a) 0 _ cv m cv ca c? cc c`a Q U) ( r = = ?mco U) U) m " E E E E E E E a) x 0 0 0 0 0 0 O U- Li ti ti ri li ti N Nu7NIn NMQO - CO Cl) N O oou')`cMr-- ?CYj ? cl! IC) r? a O "T "t ?t I- Lo m z L 0 0 0 0 0 0 0 0 0 0 0 0 0 0 x 0 0r0 0 0 0 E a- 7 cn 2:1 tiM?MCA InN E Nf W OJc?-7 a N M r LO CC) 6) 0 CO M l(7 CO In r M O V - N O Mr-Mr`rl.)C0 U tivrrCOCOI. R r-.: O os 4- t 0 0 L CU O CD CO CD -}' co CO '„U r ? ?- r r r c Z Co QCD - m O J Cl o 0 0 0 0 0 LU Q Oo000o0 0000000 n o 0 0 0 0 0 0 ?_" c NNNNNNN Q ~ Z \ .. C C C C C C C V- C Y2 YYYY..1 N o M c c c c c c Y`\` C cu mmmmmmm 0 ca E E E E E E E J W I- 2222222 K0t-- r- r- r-?n 'V o oo °0 00 00 0° o° o p N N N N N N Q "T CCD LO ti M ?- w _ O O N e- 0) z O O O O W F- W r <- r r F- p NNNNNNN cn - JJJJJJJ M M 0 0 r? r? r- r, n In 0000000 ti m O o 0 0 0 0 0 p Q N N N N N N LO ?7?? j N 0 ?? o O N r N C) 0 0 0 CD (i) 0 ZT f0 a EXHIBIT Q EXHIBIT R EXHIBIT S In the Court of Common Pleas of CUMBERLAND County, Pennsylvania DOMESTIC RELATIONS SECTION CHRISTINA A. STETTER ) Order Number 01054 S 2007 Plaintiff ) vs. ) PACSES Case Number 866109706 MATTHEW A. STETTER ) Docket Number 01054 S 2007 Defendant ) Other State ID Number ORDER OF COURT ® Final Q Interim O Modified AND NOW, 12TH DAY OF FEBRUARY, 2008 based upon the Court's determination that the Payee's monthly net income is $ 3,338.40 and the Payor's monthly net income is $ 3, 884.87 , it is hereby ordered that the Payor pay to the Pennsylvania State Collection and Disbursement Unit ONE THOUSAND SEVENTY ONE AND 67/00 Dollars ($1, 071.67 ) a month payable BI-WEEKLY as follows: first payment due FEBRUARY 2008, AT RATE OF $484.62, FOR CURRENT SUPPORT AND $10. FOR ARREARS The effective date of the order is o i / o 1 / o s . Arrears set at $ 213 5. 0 0 as of FEBRUARY 12, 2 o o 8 are due in ful l IMMEDIATELY. All terms of this Order are subject to collection and/or enforcement by contempt proceedings, credit bureau reporting, tax refund offset certification, driver's license revocation, and the freeze and seize of financial assets. These enforcement/collection mechanisms will not be initiated as long as obligor does not owe overdue support. Failure to make each payment on time and in full will cause all arrears to become subject to immediate collection by all the means listed above. For the Support of: Name Birth Date AVA L. STETTER 07/20/02 GRACE L. STETTER -08/30/04 Form OE-518 Rev.4 Service Type M Worker ID 21103 STETTER V- STETTER PACSES Case Number: 666109706 The defendant owes a total of $1, 071.67 per month payable BI-WEEKLY ; $1, 050 . 00 for current support and $ 21.6 7 for arrears. The defendant must also pay fees/costs as indicated below. This order is allocated and monies are to be applied as follows: Frequency Codes: 1 =One Time M =Monthly Payment Amount/ Frequency D bt T D i i $ 525.00 e vn c r l on Beneficiary /M CS ALLOC/MED AVA L. STETTER $525.00 /M CS ALLOC/MED GRACE L. STETTER $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / $ 0.00 / Said money to be turned over by the Pa SCDU to: CHRISTINA A. STETTER . Payments must be made by check or money order. All checks and money orders must be made payable to Pa SCDU and mailed to: Pa SCDU P.O. Box 69110 Harrisburg, Pa 17106-9110 Payments must include the defendant's PACSES Member Number or Social Security Number in order to be processed. Do not send cash by mail. Page 2 of 4 Form OE-518 Rev.4 Service Type M Worker ID 21103 STETTER V- STETTER PACSES Case Number: 866109706 The monthly support obligation includes cash medical support in the amount of $250 annually for unreimbursed medical expenses incurred for each child and/or spouse. Unreimbursed medical expenses of the obligee or children that exceed $250 annually shall be allocated between the parties. The party seeking allocation of unreimbursed medical expenses must provide documentation of expenses to the other party no later than March 31 st of the year following the calendar year in which the final medical bill to be allocated was received. The unreimbursed medical expenses are to be paid as follows: 55 % by defendant and 45 % by plaintiff. O Defendant O Plaintiff O Neither party to provide medical insurance coverage. Within thirty (30) days after the entry of this order, the (j)Plaintiff O Defendant shall submit to the person having custody of the child(ren) written proof that medical insurance coverage has been obtained or that application for coverage has been made. Proof of coverage shall consist, at a minimum, of : 1) the name of the health care coverage provider(s); 2) any applicable identification numbers; 3) any cards evidencing coverage; 4) the address to which claims should be made; 5) a description of any restrictions on usage, such as prior approval for hospital admissions, and the manner of obtaining approval; 6) a copy of the benefit booklet or coverage contract; 7) a description of all deductibles and co-payments; and 8) five copies of any claim forms. Other Conditions: 1. ORDER AND THE EFFECTIVE DATE OF THE ORDER ARE BASED ON PARTIES AGREEMENT. Defendant shall pay the following fees: Fee Total $ 10.oo $ 25.00 $ 0.00 $ 0.00 $ 0.00 Fee Description for JUDICIAL COMPUTER FEE for COURT COSTS for for for Payment Freauenc Payable at $ 10 . o o Payable at $ 2 5.0 0 Payable at $ 0. 0 o Payable at $ 0.0 o Payable at $ o . o o X per ONE TIME per ONE TIME per per per Page 3 of 4 Form OE-518 Rev.4 Service Type M Worker ID 21103 STETTER V. . rETTER PACSF- ? -ase Number: 8 6 610 9 7 0 6 IMPORTANT LEGAL NOTICE PARTIES MUST WITHIN SEVEN DAYS INFORM THE DOMESTIC RELATIONS SECTION AND THE OTHER PARTIES, IN WRITING, OF ANY MATERIAL CHANGE IN CIRCUMSTANCES RELEVANT TO THE LEVEL OF SUPPORT OR THE ADMINISTRATION OF THE SUPPORT ORDER, INCLUDING, BUT NOT LIMITED TO, LOSS OR CHANGE OF INCOME OR EMPLOYMENT AND CHANGE OF PERSONAL ADDRESS OR CHANGE OF ADDRESS OF ANY CHILD RECEIVING SUPPORT. A PARTY WHO WILLFULLY FAILS TO REPORT A MATERIAL CHANGE IN CIRCUMSTANCES MAY BE ADJUDGED IN CONTEMPT OF COURT, AND MAYBE FINED OR IMPRISONED. PENNSYLVANIA LAW PROVIDES THAT ALL SUPPORT ORDERS SHALL BE REVIEWED AT LEAST ONCE EVERY THREE (3) YEARS IF SUCH REVIEW IS REQUESTED BY ONE OF THE PARTIES. IF YOU WISH TO REQUEST A REVIEW AND ADJUSTMENT OF YOUR ORDER, YOU MUST DO THE FOLLOWING: CALL YOUR ATTORNEY. AN UNREPRESENTED PERSON WHO WANTS TO MODIFY (ADJUST) A SUPPORT ORDER SHOULD CONTACT THE DOMESTIC RELATIONS SECTION. ALL CHARGING ORDERS FOR SPOUSAL SUPPORT AND ALIMONY PENDENTE LITE, INCLUDING UNALLOCATED ORDERS FOR CHILD AND SPOUSAL SUPPORT OR CHILD SUPPORT AND ALIMONY PENDENTE LITE, SHALL TERMINATE UPON DEATH OF THE PAYEE. A MANDATORY INCOME ATTACHMENT WILL ISSUE UNLESS THE DEFENDANT IS NOT IN ARREARS IN PAYMENT IN AN AMOUNT EQUAL TO OR GREATER THAN ONE MONTH'S SUPPORT OBLIGATION AND (1) THE COURT FINDS THAT THERE IS GOOD CAUSE NOT TO REQUIRE IMMEDIATE INCOME WITHHOLDING; OR (2) A WRITTEN AGREEMENT IS REACHED BETWEEN THE PARTIES WHICH PROVIDES FOR AN ALTERNATE ARRANGEMENT. UNPAID ARREARAGE BALANCES MAY BE REPORTED TO CREDIT AGENCIES. ON AND AFTER THE DATE IT IS DUE, EACH UNPAID SUPPORT PAYMENT SHALL CONSTITUTE, BY OPERATION OF LAW, A JUDGMENT AGAINST YOU, AS WELL AS A LIEN AGAINST REAL PROPERTY. IT IS FURTHER ORDERED that, upon payor's failure to comply with this order, payor may be arrested and brought before the Court for a Contempt hearing; payor's wages, salary, commissions, and/or income may be attached in accordance with law; this Order will be increased without further hearing by o % a month until all arrearages are paid in full. Payor is responsible for court costs and fees. Copies delivered to parties Date V Plaintiff's Attomey Defdnd nt's Attorney . BY 1 COURT: 12TH DAY OF FEBRUARY, 2008 Date Service Type M Page 4 of 4 Judge Form OE-518 Rev.4 Worker ID 21103 Consented: EXHIBIT T isle, sccurate, , -site 2008 W-2 and EARNINGS SUMMARY - 1 , wit the 11,13 Web °ASTt use at wwrvlrs pov/eBle. r ,: , , Et1i $Ibyeo;Reforonog Cop TMs Blue Ear" lags Summary geotlen !s Included wfth.your W 2 to help desotfbe,portlons In more data L Wegq and' Tax Q t The tevdese eldalnoludes"ileoeral lriforj tl`oq thaf you.may aHolfuh1 W.e?. 2 Q 1, The following Iriformatfoneliecri Your lflna12008 'Pay Stub pllre'ahY aditistrilerr(ti iubmltted {iY vrour employe d Control number ytt Cote, twployw ass on 700859 70/F4P 47001 A 4322 r Employer's name, address, end ZIP code NORTHWESTERN HUMAN SERVICES OF PENNSYLVANIA 620 EAST GERMANTOWN PIKE LAFAYETTE HILL- PA 19444 Batch #02100 41 Employee's name, ad**", wA ZIP code MATTHEW STETTER 1029 KATHRYN AVE. )AUPHIN,PA 17018 Employer's FeD 10 number 23- • m • SGA r *=.50.7533 Wages, Ups, other oomp Pedsral income tax wRhheld 64217.79 4792.97 Social security wages 4 Soolol esaarttytax wIthhetd 64455.48 3996.24 Medloare wages, and tips M ciloare tat wllh 64455.48 934.60 Seol•I securlty tips a Aitoeabd Upe Advance EIC payment 10 Dependent ogre Ns, 1 Nonquallfted plans es, IwAractionat 1 er L, 179 - 7-19 1 Other 1 5 r NE is wMdot i State Employer's, scats, ID no. 18 Stets wages, spa, etc PA 1553 0793 84375.86 stato Income tax S Looal wages,11^ eta. 1976.38 04373.66 Local Income tax 20 Loeallfy nams, 1267.60 SSQUEfiNA Oro$$'pay: ` `66992, 58 ' $dclM 8w-.4r 3998.24 ` PA: SIAN (ncotnej Tax: ` 1928:38 . Tax.With Id l Btix 17 of *2 ' ft 4 of YV ..' f Local Incoriw Tax 1287 60 Fed. fneome t' 97 Medlcan Tax t s 934 80 BOX 1,9 01 w 2 '? 4792 ' TarF Wkhheld , . Wlthhefal $i1l(BDi -,3060 . Box 2 of Vii 2 j Box 8 of W 2 ?ao(:14 of w 2 .. 2. Your Orosi Pay weie adlpstpd as, follows to produce your W-2 8tat4m6e Wages l'tpKother 8gelel Secui l if Medicare f?A. state Wages, S$Q(IEHNA Compansat!on .. Wages Wages Tips, Eto. Local Wage Bbx 1. of W!-2 Boz 3 of W-2 Box-5 of W.2 'Box 16 of W-2 1'Ipe; Etc: Box 18 Of VV Orods F'ay : 65,992.58 86,892;68 8$,992;;68' 65 892 b6 ;.65832: Plus OTL (C-Box 14 79:82 79:82 79:82 N/Al N Le$s 401". (D-Bp02) 237:69 NIA N/A 1 N/A N Less Mockal F3A : 300.04 - 300.04 , 300.04 300:04 300.1 Less Oter h Cafe.126 1,318.88 1, 316.86 316.88 ; 1, 31688 1, 3.18: Reported W-2 Wages 84,217.79 ` 84 458. 5.4 6 64r .75,E 64,455.40:'64'375. 6 3. Employee W-4 Pronle. To chance your Employee W-4 Profile Information.1119 a now. W-4.with your payroll dept MATTHEW STETTER 1029 KATHRYN AVE DAUPHIN,PA 17018 o xo" ADP. tnlo. - ' Social Security, Number.. 20250-7533 TAxable:Mwltel Status: MARRIED ' Exempdons/Allowances: FEDERAL' STATE:: ' LOCAL: 6 ---------------------- - ----------------- Copy _? ?4 - .m!irras+numu- - C, for emplayass neoeds Fwm M2 Waae and Tax S"mod 2008 0 Control mflufter 0426 -8479 oye s name, addron. and zip a s 8apertmet of The Tre"ury - Intsmal Revenue Imtos 000094-000011 COUNTRY CLUB OF HARRISBURG OMB Me. 15411-MB b 401 FISHING CREEK VALLEY RD 202-30-7533 23-0496560 r HARRISBURG PA 17112 ZF0011101111 nsaas utwl 5316,84 , Mean $mpg 500141 SM811Y 11-K =*11 1 8916.84 515.65 17 a rs- w, ox 12 74 K s Employ Ws name, addiess.'and Mrs care wages am Medicare PASUI 4.98 MATTHEW A ST8TT4R 120.62 . 1029 KATHRYN AVUB 7 oci a•curily tips B Allocated UPI DAUPHIN PA 11020 Advance EIC payment sps m we benefits n plans 16 Bbte Empioyer's slab 10 No. iB 6pb wagon. Bps, ato. 17 2kie leoome tax 10 Loaf wages, tips. sto. 10 Local lnaotne x la 20 Load" name PA 11474509 8316.84 253.36 8316.84 66.31 1 PA ytDPAX-CTCB filslafameaat wB•Y1g foMMdd blbebYtrsl Reaatale eerie Copy 0, to he filed with employees FEDERAL tax rotum Farm W-2 Waaa and Tax statement 2008 ' a one* number 9426-8473 Vold a mployor's name. address, and ZIP code Department of IM treasury - Internal Revenue Service '000094-000011 COUNTRY CLUB OF HARRISBURG ' ONBNo.1646-0008 m syws e s secs ne new 401 FISHING CREEK VALLEY RD - 7 HARRISBURG PA 17112 gas. UK o er as>oeasaeos 68 14 2 e noome lax wowd oegryM pha° M*d boom t"curity wagsa T= taw {yZax • 8316.84 515.65 12 es, strs. or ox 12 14 other s mp se's name, addrass. and ZIP code Medicare wages and tips cars x e 98 PASUI 4 MATTHEW A STETTER $316.84 120.62 . 1029 KATHRYN AVEN.pE 7 Social security tips 8 Adopted tips DAUPHIN PA 17018• Advance IC payment 10 gem ant are benefits 11 nil ant 16 Stan Employer's wte 10 No. 10 Stab wag". Bps. Mo. 17 state incomo,tax 18 Local wage, tips. •te. iB Local income tax 20 Locality name PA 11474509 8316.84 X235.36 8316.84 166.31 PA NDPAX-CTCB t Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Attorney for Defendant CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08-4289 : CIVIL ACTION -LAW : IN DIVORCE CERTIFICATE OF SERVICE AND NOW, this day of , 2009, I, Katherine A. Frey, Secretary to Marianne E. Rudebusch, Esquire, Attorney for the Defendant, hereby certify that a copy of the within document has been served, by depositing a copy of the same in the United States mail, first class, postage prepaid, delivery at Harrisburg, Pennsylvania, to the following addressee: Barbara Sumple-Sullivan, Esquire 549 Bridge Street New Cumberland, PA 17070-1931 Attorney for Plaintiff By: Katherine A. Frey ?? ?, ?. , ?? :f ! v i i i f' +?,. v ?_ ?..? J Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Attorney for Defendant CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08-4289 : CIVIL ACTION -LAW : IN DIVORCE DEFENDANT 's _ INCOME AND EXPENSE STATEMENT UNDER RULE 1920.31 I hereby file the Statement of Income and Expenses required under Rule 1920.31 and verify that the information therein contained is true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. 4904, relating to unsworn falsification to authorities. Date: Ma hew A. tt 0 INCOME AND EXPENSE STATEMENT OF MATTHEW A. STETTER Employer: NHS Human Services Address: 4391 Sturbridge Drive, Harrisburg, PA 17110 Type of Work: Human Services Payroll Number: 700859 Pay Period (weekly, bi-weekly, etc): bi-weekly Gross Pay Per Pay Period: Itemized Payroll Deductions: $2,424.47 Federal Withholding -$367.59 Social Security -$146.39 Local Wage Tax -$47.16 State Income Tax -$72.39 Unemployment -$1.45 Medicare Tax -$34.24 Retirement (401 k) Savings Bonds Credit Union Life Insurance -$2.00 Health Insurance -$47.37 Dental -$4.31 Vision -$1.25 Med Flex Spend -$13.47 U-Way -$12.00 Pension Contribution Support -$494.61 Net Pay Per Pay Period: $1,180.24 Other Income: Monthly Interest - CD & Bonds Dividends Yearly Pension Annuity Social Security Rents Royalties Expense Account Unemployment Compensaion Workmen's Comp. Gifts Child Support Spousal Support/Alimony TOTAL $2,555.22 $30,662.64 EXPENSES Monthly Yearly HOME: Mortgage/Rent $1,038.00 $12,456.00 Maintenance & Lawn Utilities: Electric $135.00 $1,620.00 Gas/Coal $23.33 $280.00 Oil $54.00 $648.00 Sewer $25.00 $300.00 Telephone Cell Phone $50.00 $600.00 Water Refuse City $18.75 $225.00 EMPLOYMENT: Public Transportation Lunch TAXES: Real Estate Personal Property 2008 Tax Liability INSURANCE: Homeowners Automobile(s) Life Accident Health Other AUTOMOBILES: Payments Fuel (all vehicles) Repairs MEDICAL: Doctor Dentist Orthodontist Hospital Medicine Special Needs (glasses braces, etc.) $120.00 $1,440.00 $166.67 $2,000.04 $416.66 $5,000.00 $35.00 $420.00 $70.00 $840.00 $313.56 $3,762.72 $160.00 $1,920.00 $150.00 $1,800.00 $30.00 $360.00 EDUCATION: Private School Parochial School College Religious PERSONAL: Clothing Food Barber/Hair Dresser Credit Card Charge Accounts Memberships LOANS: Roof Line of Credit MISCELLANEOUS: Child Care/Babysitting Papers/Books/Magazines Entertainment Pay TV - Cable Vacation Gifts Legal Fees Charitable Contributions Child Support Alimony/Spousal Support $50.00 $600.00 $30.00 $360.00 $300.00 $3,600.00 $200.00 $2,400.00 $80.00 $960.00 $55.00 $660.00 $167.00 $2,004.00 $0.00 $1,050.00 $12,600.00 Tax Preparation $1.75 $21.00 Pet Expenses $50.00 $600.00 TOTAL EXPENSES $4,789.72 $57,476.76 NHS PENNSYLVANIA 620 GERMANTOWN PIKE LAFAYETTE HILL, PA 19444 Taxable Markel Status: Exsmpdor%WAilowances, Federal: 1 PA: N/A Earnings Statement Period Ending: 10p4ow Pay • Date: 10/16/2009 MATTHEW STETTER 1029 KATHRYN AVE. DAUPHIN, PA 17018 Social Security Number: XXX XX 7533 arnlnns ........, Y y ., z Period year .t0 date omet Beneft a d H,;:.e . i. .'•4 Y' ... -.... y H 's. . ^.M legUl@r < ,9424 _ z- 7 d%.4 4.47 ' • 50.._-_-_.__ ?.. ,913.87 n Information /. y. If' A~„ , , ttl to dit f lac Or Pto k'. zyy? ,.,7. 0 s ?.. G T L -_.. z A H .ell Phone . . . ?. ...,a . ?...4 k. 405.00 y y 4 5f , 318 :87 ?1 Perio" Sal a 7/ . • H 0. .% /?/? y? JV//?. 00 . , . 61ck ` 450 .00 )eduotione Statutory Vacation ft. 24. ?7 - Federal Income Tax" -'367. bS 5,947405 social sect#* Tax -114639 3 ,10d. 56 Medicare. TOx -34.24 725.13 PA State Income Tax -7g.'39 1, 533.34 . Susquehanna Income Tax * -47.16 333,33 PA SUMDI Tax . -1 .'43 30.79 Other . • Check -1,180.23 Dental. .4.31,* 90.51 .' Lst_ .. -2.00 42:00. Mod Flex Spend =13.47* 282.87. Pretax Medical -47.37* 943.41 Support -494.62 10;387.02 U - Way ,..: .. 12.00 :... .252.00 Vision,.. =1.25* 57.52 ?.:rvr. y, -.. ?++/•y.?' .' Hiw•sk1v...:.h O?w,y .a . - *f'iEXQtu "h?Atti foftlii ti X" 4 A4 wag" .x i. d' 7 %f N . y ? :YOu( Use 1&W' tfa)wNQ wakes' this Penal are S '368 . dr: k gg% 6 • ? f N. 4 9di(Eit?lIFClstIPY,?F +PXn3'?!l1?18Pp {n . ? r,J??P11?YFfu?1FK?'iYt3lsi41rsrda:imriQat {r,?yiipt???stti?Rre:°?•t! . cri?;nM. Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Attorney for Defendant CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08-4289 : CIVIL ACTION -LAW : IN DIVORCE CERTIFICATE OF SERVICE AND NOW, this c2 day of , 2009, I, Katherine A. Frey, Secretary to Marianne E. Rudebusch, Esquire, Attorney for the Defendant, hereby certify that a copy of the within document has been served, by depositing a copy of the same in the United States mail, first class, postage prepaid, delivery at Harrisburg, Pennsylvania, to the following addressee: Barbara Sumple-Sullivan, Esquire 549 Bridge Street New Cumberland, PA 17070-1931 Attorney for Plaintiff By. _ ?- Katherine A. Frey "j, II F P.- TAPY 2 P 01 d 25 F N 2= 5 l Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Attorney for Defendant CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA NO. 08-4289 CIVIL ACTION -LAW IN DIVORCE INVENTORY UNDER RULE 1920.33 Defendant, Matthew A. Stetter, files the following inventory of all property owned or possessed by either party at the time this action was commenced and all property transferred within the preceding three years. Defendant verifies that the statements made in this inventory are true and correct. Defendant understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Matthq4v A. Stetta Date: B2- ASSETS OF PARTIES DEFENDANT MARKS ON THE LIST BELOW THOSE ITEMS APPLICABLE TO THE CASE AT BAR AND ITEMIZES THE ASSETS ON THE FOLLOWING PAGES. (X) I. Real Property (X) 2. Motor Vehicles (X) 3. Stocks, bonds, securities and options ( ) 4. Certificates of Deposit (X) 5. Checking accounts, cash (X) 6. Savings accounts, money market and savings certificates () 7. Contents of safe deposit box(s) () 8. Trusts () 9. Life insurance policies (indicate face value, cash surrender value and current beneficiaries) () 10. Annuities () 11. Gifts () 12. Inheritances () 13. Patents, copyrights, inventions, royalties () 14. Personal property outside the home () 15. Businesses (list all owners, including percentage of ownership, and officer/director positions held by a party with company) () 16. Employment termination benefits - severance pay, worker's compensation claim/award () 17. Profit sharing plans () 18. Pension plans (indicate employee contribution and date plan vests) (X) 19. Retirement plans, Individual Retirement Accounts () 20. Disability payments () 21. Litigation claims (matured and unmatured) () 22. MilitaryN.A. benefits () 23. Education benefits (X) 24. Debts due, including loans, mortgages held (X) 25. Household furnishings and personalty (include as a total category and attach itemized list if distri- bution of such assets is in dispute) ( ) 26. Other MARITAL PROPERTY DEFENDANT LISTS ALL MARITAL PROPERTY IN WHICH EITHER OR BOTH SPOUSES HAVE A LEGAL OR EQUITABLE INTEREST INDIVIDUALLY OR WITH ANY OTHER PERSON AS OF THE DATE OF THE SEPARATION OF THE PARTIES: ITEM NUMBER DESCRIPTION NAMES OF OF PROPERTY ALL OWNERS 1. 1029 Kathryn Avenue Husband and Wife Dauphin, PA 17018 2. 2003 Honda Odyssey Husband and Wife 2. 2003 Ford Explorer Sport Trac Husband and Wife 3. ING Direct/Sharebuilder Husband 5. PSECU Checking Acct. Husband and Wife 5. Members 1 st Checking Acct. Wife 6. PSECU Savings Acct. Husband and Wife 6. Member's 1 st Checking Acct. Wife 19. Retirement w/ Northwestern Husband 19. Retirement w/ Highmark Wife 25. Household goods and furnishings Husband and Wife NON-MARITAL PROPERTY DEFENDANT LISTS ALL PROPERTY IN WHICH A SPOUSE HAS A LEGAL OR EQUITABLE INTEREST WHICH IS CLAIMED TO BE EXCLUDED FROM MARITAL PROPERTY: ITEM NUMBER DESCRIPTION REASON FOR OF PROPERTY EXCLUSION PROPERTY TRANSFERRED DEFENDANT LISTS ALL MARITAL PROPERTY IN WHICH EITHER OR BOTH SPOUSES HAD A LEGAL OR EQUITABLE INTEREST INDIVIDUALLY OR WITH ANY OTHER PERSON AND WHICH HAS BEEN TRANSFERRED WITHIN THE PRECEDING THREE YEARS: ITEM DESCRIPTION DATE OF CONSIDER- PERSON TO NUMBER OF PROPERTY TRANSFER ATION WHOM TRANSFERRED LIABILITIES DEFENDANT LISTS ALL LIABILITIES OF EITHER OR BOTH SPOUSES ALONE OR WITH ANY PERSON AS OF THE DATE OF SEPARATION: ITEM DESCRIPTION NAMES OF NUMBER OF PROPERTY ALL CREDITORS 24. 1029 Kathryn Avenue Wells Fargo Dauphin, PA 17018 24. 2003 Honda Odyssey PSECU Loan No. 0202507533:24 24. 2003 Ford Explorer Sport PSECU Loan No. 020507533:22 24. Loan for Roof PSECU Loan No. 202507533:21 24. Credit card Bank of America No.5490352874405427 24. Credit card Member's 1 st Visa No.4121449991508255 NAMES OF ALL DEBTORS Husband & Wife Husband & Wife Husband & Wife Husband & Wife Wife Wife Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 717-657-0632 Id. No. 63522 Attorney for Defendant CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08-4289 : CIVIL ACTION -LAW : IN DIVORCE CERTIFICATE OF SERVICE AND NOW, this JP?_day of , 2009, I, Katherine A. Frey, Secretary to Marianne E. Rudebusch, Esquire, Attorney for the Defendant, hereby certify that a copy of the within document has been served, by depositing a copy of the same in the United States mail, first class, postage prepaid, delivery at Harrisburg, Pennsylvania, to the following addressee: Barbara Sumple-Sullivan, Esquire 549 Bridge Street New Cumberland, PA 17070-1931 Attorney for Plaintiff By: 4,(4, 9?" Katherine A. Frey P.1 FF'L tr7 :F 2 009 KOY 25 P , 2. Iri i Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 08 - 4289 MATTHEW A. STETTER, CIVIL ACTION -LAW (7 , Q 4.3 Defendant IN DIVORCE r.: M ?M AFFIDAVIT OF CONSENT - ,. = ` 71 ' A Complaint in Divorce under Section 3301(c) of the Divorce Code as fiTFd on" July 17, 2008. 2. The marriage of the Plaintiff and Defendant is irretrievably broken and ninety days have elapsed from the filing and service of the Complaint. 3. I consent to the entry of a final decree of divorce after service of notice of intention to request entry of the decree. I verify that the statements made in this affidavit are true and correct. I understand that false statements are made subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities. DATE: 2010 CHRISTINA A. ST TTER Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant I. 2. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08 - 4289 CIVIL ACTION -LAW IN DIVORCE n k_ WAIVER OF NOTICE OF INTENTION TO REQUEST ENTRY OF A DIVORCE DECREE UNDER 43301(c) OF THE DIVORCE CODE I consent to the entry of a final decree of divorce without notice. N Q C= M W t? ?m ?? ca y c' I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this affidavit are true and correct. I understand that false statement herein are made subject to the penalties of 18 Pa.C.S.§4904 relating to unsworn falsification to authorities. DATE: 4/(4 1G , 2010 r CHRISTINA A. STET R 2 CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08-4289 : CIVIL ACTION -LAW : IN DIVORCE c? c?- N a o` s?i W v Q z C) 2-; jM AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under Section 3301(c) of the Divorce Code was filed on July 17, 2008. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing and service of the Complaint. 3. I consent to the entry of a final decree of divorce after service of Notice of Intention to Request Entry of the Decree. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn falsification to authorities. Date: a2 1 110 Ma ew A. S CHRISTINA A. STETTER, : IN THE COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 08-4289 MATTHEW A. STETTER, : CIVIL ACTION -LAW Defendant : IN DIVORCE _ nip WAIVER OF NOTICE OF INTENTION TO RE UEST EN _ i ~ OF A DIVORCE DECREE UNDER §3301(c) OF THE DIVORCE DIED 1. I consent to the entry of a Final Decree of Divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. §4904, relating to unsworn falsification to authorities. i Date: M hew CHRISTINA A. STETTER, IN THE COURT OF COMMON PLE Z Plaintiff : CUMBERLAND COUNTY, PENNS' ? NO. 08-4289 _r r r MATTHEW A. STETTER, : CIVIL ACTION -LAW Defendant : IN DIVORCE AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under Section 3301(c) of the Divorce Code was filed on July 17, 2008. 2. The marriage of Plaintiff and Defendant is irretrievably broken and ninety (90) days have elapsed from the date of filing and service of the Complaint. 3. I consent to the entry of a final decree of divorce after service of Notice of Intention to Request Entry of the Decree. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn falsification to authorities. Date: ` 4 CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA n NO. 08-4289 C CIVIL ACTION -LAW IN DIVORCE c. r 00 r.. WAIVER OF NOTICE OF INTENTION TO REQUEST ENTR7? 4"=`> OF A DIVORCE DECREE UNDER 63301(c) OF THE DIVORCE CODE 1. I consent to the entry of a Final Decree of Divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this Affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. §4904, relating to unsworn falsification to authorities. Date: /-/-& 40 att tetter -?; rrz 2C MARITAL SETTLEMENT AGREEMENT „ THIS AGREEMENT, made this day of , 2010, by and between Matthew A. Stetter, hereinafter referred to as "HUSBAND", and Christina A. Stetter, hereinafter referred to as "WIFE". WITNESSETH, That: WHEREAS, the parties hereto are husband and wife, having been lawfully joined in marriage on November 7, 1998, in Harrisburg, Dauphin County, Pennsylvania; WHEREAS, two (2) children were born of this marriage being Ava L. Stetter (born July 20, 2002) and Grace L. Stetter (Born August 30, 2004); WHEREAS, it is the intention of the parties to settle fully and finally their respective financial and property rights and obligations as between each other arising out of the marriage relationship or otherwise, including without limitation (1) the settling of all matters between them relating to the ownership of real and personal property; (2) the settling of all matters between them relating to the past, present and future support and/or maintenance of HUSBAND and WIFE; and (3) the settling of all matters between them relating to any and all rights, titles and interests, claims and possible claims in or against the estate of the other. NOW THEREFORE, with the foregoing recitals being hereinafter incorporated by reference and deemed an essential part hereof in consideration of the foregoing recitals, the mutual promises, covenants and undertakings herein set forth, and for good and valuable 3/19/2010 1 -TV consideration, receipt of which is hereby acknowledged by each of the parties hereto, HUSBAND and WIFE, each intending to be legally bound hereby, covenant and agree as follows: SECTION I GENERAL PROVISIONS 1. ADVICE OF COUNSEL HUSBAND and WIFE declare that they have each had a full and fair opportunity to obtain independent legal advice of counsel of their selection. WIFE has been independently represented by Barbara Sumple-Sullivan, Esquire. HUSBAND has been independently represented by Marianne E. Rudebusch, Esquire. Each party further declares that they are executing this Agreement freely and voluntarily, having obtained such knowledge and disclosure of their legal rights and obligations. Each party acknowledges that this Agreement is fair and equitable and is not the result of any fraud, coercion, duress, undue influence or collusion. Both parties further acknowledge and agree that each has fully disclosed their respective financial situations to the other, including their assets, liabilities and income. Each of the parties acknowledge and agree that, after having received such information and with such knowledge, this Agreement is fair, reasonable and equitable and that it is being entered into freely, voluntarily and in good faith and that the execution of this Agreement is not the result of any duress, undue influence, coercion, collusion and/or improper or illegal Agreement. 3/19/2010 2 r . 2. PERSONAL RIGHTS HUSBAND and WIFE may and shall, at all times hereafter, live separate and apart. Each shall be free from all control, restraint, interference or authority, direct or indirect, by the other in all respects as if she or he were unmarried, except as may be necessary to carry out the provisions of this Agreement. Each may reside at such place or places as she or he may select. Each may, for his or her separate use or benefit, conduct, carry on and engage in any business, occupation, profession or employment which to him or her may seem advisable. This provision shall not be taken, however, to be an admission on the part of either HUSBAND or WIFE of the lawfulness of the causes which led to, or resulted in, the continuation of their living apart. HUSBAND and WIFE shall not molest, harass, or malign the other or the respective families of each other, nor compel the other to cohabit or dwell in any manner with him or her, nor in any way interfere with the peaceful existence, separate from each other. 3. FINANCIAL DISCLOSURE The parties have fully disclosed to each other the extent of each other's income, assets, liabilities, holdings and estate. Each party warrants that the information provided has fully and accurately described the extent of his or her holdings. Each of the parties acknowledge that he or she is aware of his or her right to seek discovery including, but not limited to, written interrogatories, motions for document production, depositions, and other means of discovery available through the Pennsylvania Rules of Civil Procedure. The parties acknowledge that they have had the right to have property fully appraised. Each party is fully satisfied that no additional information is necessary for the execution of this Agreement. 3/19/2010 3 4. MUTUAL CONSENT DIVORCE The parties intend to secure a mutual consent, no-fault divorce pursuant to the provisions of Section 3301(c) of the Divorce Code of 1980, as amended and will execute the documents necessary to effectuate a divorce under those provisions simultaneously with the execution of this Agreement. 5. SUBSEQUENT DIVORCE A decree in divorce, entered by the court of Cumberland County, shall not suspend, supersede or affect the terms of this Agreement. This Agreement, and the terms and conditions contained herein, as well as the enforcement of said terms and conditions, shall not be contingent upon the granting of a Divorce Decree to either party by the Court of Common Pleas of Cumberland County, Pennsylvania, or any other Court of competent jurisdiction. This Agreement shall remain in full force and effect even if the parties reconcile, cohabit as HUSBAND and WIFE, or attempt a reconciliation. This Agreement shall continue in full force and effect and there shall not be a modification or waiver of any of the terms hereof unless the parties, in a writing signed by both parties, execute a statement declaring this Agreement or any term of this Agreement to be null and void. Both parties hereto agree that this Agreement shall be incorporated by reference but shall not be deemed merged into any judgment or decree for divorce obtained by either party. 3/19/2010 4 v€ 5 6. OTHER DOCUMENTATION HUSBAND and WIFE covenant and agree that upon request of the other party, they will forthwith execute and deliver to the other parry, any and all written instruments, assignments, releases, satisfactions, deeds, notes or such other writings as may be necessary or desirable for the proper effectuation of this Agreement. 7. MUTUAL RELEASES Except as otherwise expressly provided by this Agreement, A. Each party hereby absolutely and unconditionally releases and forever discharges the other and the estate of the other for all purposes from any and all rights and obligations which either may have or at any time hereafter have for past, present or future support or maintenance, alimony pendente lite, alimony, equitable distribution, counsel fees, costs, expenses and any other right or obligation, economic or otherwise, whether arising out of the marital relationship or otherwise, including all rights and benefits under the Pennsylvania Divorce Code of 1980, its supplements and amendments, as well as under any other law of any other jurisdiction, except and only except all rights, agreements and obligations of whatsoever nature arising or which may arise under this Agreement or for the breach of any provision thereof Neither party shall have any obligation to the other not expressly set forth herein. B. Each party hereby absolutely and unconditionally releases and forever discharges the other and his or her heirs, executors, administrators, assigns, property and estate from any and all rights, claims, demands or obligations arising out of or by virtue of the marital relationship of the parties or otherwise, whether now existing or hereafter arising. The above release shall be effective regardless of whether such claims arise out of any former or future acts, contracts, engagements or liabilities or the other or by way of dower, curtesy, widow's rights, family exemption or similar allowance, or under the intestate laws, or the right to take against the spouse's will, or the right to treat a lifetime conveyance by the other as testamentary, or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether arising under the laws of Pennsylvania, any state, commonwealth or territory or the United States, or any other country. It is expressly understood, however, that neither the provisions of this release nor the subsequent entry of a divorce decree are intended to defeat the right of either party to receive any insurance proceeds at the death of the other of which she or he is the named beneficiary (whether the beneficiary designation was made prior or subsequent to execution hereof), nor to defeat the right of either party to receive any legacy, bequest or residuary portion of the other's estate under his or her will, or to act as personal representative or executor if so named by the will of the other, whether such will was executed prior or subsequent to this Agreement. 3/19/2010 5 C. Except for any cause of action for divorce which either party may have or claim to have, and except for the obligations of the parties contained in this Agreement and such rights as are expressly reserved herein, each party gives to the other by the execution of this Agreement an absolute and unconditional release and discharge from all causes of action, claims, rights or demands whatsoever, in law or in equity, which either party ever had or now has against the other. 8. SUCCESSOR'S RIGHTS AND LIABILITIES This Agreement shall, except as otherwise provided herein, be binding upon and inure to the benefit of the parties hereto, their respective heirs, executors, administrators, successors or assigns. 9. SEVERABILITY If any provision in this Agreement is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remaining provisions shall nevertheless continue in full force and effect without being impaired or invalidated in any way. 10. ENTIRE AGREEMENT HUSBAND and WIFE do hereby covenant and warrant that this Agreement contains all of the representations, promises and Agreements made by either of them to the other for the purposes set forth in the preamble hereinabove; that there are no claims, promises or representations not herein contained, either oral or written, which shall or may be charged or enforced or enforceable unless reduced to writing and signed by both of the parties hereto. 3/19/2010 6 '. 4e. ?4f 11. BINDING EFFECT OF AGREEMENTIWAIVER This Agreement shall remain in full force and effect unless and until terminated under and pursuant to the terms of this Agreement. The failure of either party to insist upon strict performance of the provisions of this Agreement shall not be construed as a waiver of any subsequent default of the same or similar nature, nor shall such failure be construed as a waiver of any other term, condition, clause or provision of this Agreement. 12. BREACH If either party breaches any provision of this Agreement, the other party shall have the right, at his or her election, to sue for damages for such breach or seek such other remedies or relief as may be available to him or her, and the party breaching this contract shall be responsible for payment of reasonable legal fees and costs incurred by the other in enforcing their rights under this Agreement. 13. CONTROLLING LAW This Agreement shall be construed and governed in accordance with the laws of the Commonwealth of Pennsylvania. 14. TAX RETURNS The parties agree that in the future if any penalties or interest or any liability for failure to 3/19/2010 7 declare income or the wrongful claiming of any deduction shall be assessed by the United States Internal Revenue Service or the Commonwealth of Pennsylvania, or any other state as a consequence of the parties' Federal and State income tax returns which were filed jointly by the parties, said tax, penalties or interest shall be the sole responsibility of the party found to be responsible for the mistake or failure. The party responsible for the mistake or failure shall suffer the consequences solely and hold the opposite party harmless. However, if the liability is the result of a computation error or an error not attributable to an intentional act or grossly negligent conduct of either party, the parties shall share equally in all future tax liability or tax assessment, penalties and interest. SECTION H EQUITABLE DISTRIBUTION During the marriage, the parties have accumulated various assets and liabilities, the disposition of which is intended as follows: 1. ASSETS A. PERSONAL and HOUSEHOLD PROPERTY HUSBAND and WIFE do hereby acknowledge that they have heretofore divided the non- marital and marital personal and household property, including but without limitation, jewelry, clothes, furniture, and other assets. HUSBAND agrees that all assets in the present possession of WIFE shall be the sole and separate property of WIFE and, WIFE agrees that all assets in the present possession of HUSBAND shall be the sole and separate property of HUSBAND. Each of the parties do hereby specifically waive, release, renounce and forever abandon whatever claims, 3/19/2010 8 if any, he or she may have with respect to any of the above said items which are the sole and separate property of the other. This document shall constitute a bill of sale for said sole property. B. REAL ESTATE The parties jointly own property at 1029 Kathryn Avenue, Dauphin, Dauphin County, Pennsylvania 17018. Said house is encumbered by a mortgage held by Wells Fargo in the approximate amount of One Hundred Three Thousand Dollars ($103,000.00). The property shall be sold. The parties agree that they shall list the property with Robert Hamilton of ReMax. The house shall be listed for the asking price suggested by the realtor. HUSBAND shall be required to actively promote the sale by: a) Maintaining the house in good repair and condition; b) Making the house available for showings with three (3) hours notice from any realtor; C) Allowing open houses and signage as suggested by realtors; and d) Agree to reduce the listing price for the home as recommended by the realtor and agreed to by WIFE until a contract for sale is secured. The parties shall work together to evaluate what repairs are necessary to maximize the sale price and shall make such repairs as may be required and which are mutually agreed upon by 3/19/2010 9 the parties. HUSBAND shall be solely responsible for any past, present and future mortgage principal, interest, penalties and costs as well as any taxes, insurance and/or any debts associated with the real estate. HUSBAND agrees to indemnify and save WIFE harmless from all such expenses, including attorney fees, she may incur in defense of any action against her relative to said expenses. Pending sale, HUSBAND shall make these payments in a timely manner. Upon sale, WIFE shall receive fifty-two and one-half (52.5%) percent of the net proceeds and HUSBAND shall receive forty-seven and one-half (47.5%) percent of the net proceeds in full and final equitable distribution of the marital home. C. MOTOR VEHICLES The parties acquired two (2) vehicles during the marriage being a 2003 Honda Odyssey which is driven by WIFE and a 2003 Ford Explorer Sport Trac driven by HUSBAND. Both vehicles are encumbered with loans due and owing to the Pennsylvania State Employees Credit Union. The parties agree that each party shall maintain as his or her sole or separate property the vehicle which he or she drives. Each party hereby waives, relinquishes and releases any claim in the vehicle which shall be the'sole and separate property of the other. Each party agrees to assume and be solely responsible for the loan encumbering his or her vehicle. If the Pennsylvania State Employees Credit Union car loans are in joint names, both parties shall be immediately obligated to use the proceeds from the sale of the home to satisfy any outstanding balance on the loans encumbering his or her respective vehicles. Each party agrees to promptly coordinate and cooperate in the transfer of titles to the vehicles. 3/19/2010 10 D. FINANCIAL ASSETS: The parties acknowledge that the marital financial accounts which existed during the marriage have been divided to the satisfaction of the parties. All jointly titled accounts have been closed. Each party hereby waives, relinquishes and releases any claims to the financial accounts in the possession of the other. E. PENSION AND RETIREMENT ACCOUNTS: During the marriage, WIFE accumulated certain retirement benefits through her employment. These benefits consisted of a Highmark Investment Plan which was encumbered with a loan at the time of separation. WIFE shall be the sole owner of said asset and HUSBAND waives any and all claims thereto. WIFE shall be solely responsible for payment of the loan against said plan and indemnifies and holds HUSBAND harmless from said debt. HUSBAND has accumulated a pension account with the Northwestern Human Services Account. HUSBAND confirms that he has neither made nor will make any withdrawals from the account. WIFE shall receive the sum of Thirty-four Thousand Two Hundred Ninety-nine Dollars and 21/100 ($34,299.21) which represents fifty-two and one-half (52.5%) percent of the account. It is the intention of the parties that the rollover shall occur by a Qualified Domestic Relations Order or such similar authorized method to effectuate a tax free rollover so that said transfer shall not result in the imposition of any tax liability to either party. This paperwork shall be prepared by HUSBAND's counsel at his sole cost and expense. The rollover shall be accomplished not 3/19/2010 11 ?.t2 later than sixty (60) days from the date of entry of the divorce decree. Each party further warrants that he or she has earned no retirement or other deferred employment benefits during the marriage. 2. DEBTS Each party represents that they have not contracted any debt or liability for the other for which the estate of the other party may be responsible or liable except as otherwise provided herein, and that except only for the rights arising out of this Agreement, neither party will hereafter incur any liability whatsoever for which the other party or the estate of the other party will be liable. Each party agrees to indemnify and hold harmless from and against all future obligations of every kind incurred by them, including those for necessities. WIFE shall be liable and solely responsible for the following debts and will indemnify and hold HUSBAND harmless from the same: Bank of America Credit Card, Account No. 05427; and 2. Members First Visa, Account No. 8255. WIFE agrees to indemnify and hold HUSBAND harmless from each of the aforementioned debts and agrees to be responsible for all attorneys' fees incurred by HUSBAND in defense of any claim or suit brought against him arising from any debt incurred during the marriage. 3/19/2010 12 ,_ , HUSBAND shall be liable and solely responsible for the following debts and will indemnify and hold WIFE harmless from the same: PSECU Loan, Account No. 533:21; 2. Any loan due and owing by HUSBAND for his musical equipment; and 3. Any debts advanced post-separation on any marital credit card including, but not limited to Lowes. HUSBAND agrees to indemnify and hold WIFE harmless from each of the aforementioned debts and agrees to be responsible for all attorneys' fees incurred by WIFE in defense of any claim or suit brought against him arising from any debt incurred during the marriage. To the best of the parties' knowledge, the parties affirm no other joint debts exist and all joint credit cards are terminated. SECTION III 1. ALIMONY, ALIMONY PENDENTE LITE, SUPPORT, MAINTENANCE AND COUNSEL FEES Both parties acknowledge and agree that the provisions of this Agreement providing for equitable distribution of marital property are fair, adequate and satisfactory to them and are accepted by them in lieu of and in full and final satisfaction of any claims or demands that either 3/19/2010 13 may now or hereafter have against the other for support, maintenance, alimony, alimony pendente lite or counsel fees. HUSBAND and WIFE further, voluntarily and intelligently, waive and relinquish any right to seek from the other any payment for spousal support, alimony, alimony pendente lite, maintenance or counsel fees. SECTION IV CHILD SUPPORT AND CUSTODY 1. CHILD CUSTODY The parties mutually agree with respect to their minor children as follows: A. Legal Custody: The parties agree that major decisions concerning their children's health, welfare, education, religious training and upbringing shall be made by the parents jointly, after discussion and consultation with each other, with a view towards obtaining and following a harmonious policy to arrive at a decision that is in their children's best interest. Each party agrees to keep the other informed of the progress of their children's education and social adjustments. Each party agrees not to impair the other parties' right to share legal custody of their children. Further, each party agrees to give support to one another in the role as parents and to take into account the consensus of the other parent for the physical and emotional well being of the children. The parties agree not to either attempt or alienate the affections of their children for the other parent. Each party shall notify the other of any activity that could reasonably be expected to be of significant concern to the other. The parties agree that the children will be encouraged to contact the other parent by telephone and e-mail at all reasonable times. B. Physical Custody: 1. Mother shall enjoy primary physical custody of the parties' minor children; and 2. Father shall enjoy periods of partial physical custody as follows: Alternating Weekends: Father shall have physical custody of the children on alternating weekends from Friday school to Sunday at 6:00 p.m. 3/19/2010 14 All Weekdays: Father shall have physical custody of the children on a mutually agreed upon day agreed upon by the parties from after school or 4:30 p.m. to 8:00 p.m. The day of the week shall be agreed upon by the parties based on the children's and parents' schedules each Sunday. C. Holidays: The parties shall share the major holidays in accordance with the following plan: Thanksgiving. In odd numbered years, Mother shall have from 10:00 a.m. on Thanksgiving Day to Sunday at 6:00 p.m.. In even numbered years, Father shall, have from 10:00 a.m. on Thanksgiving Day to Sunday at 6:00 p.m. Christmas and Christmas Eve: In even numbered years, Mother shall have custody of the minor children from 9:00 a.m. December 20 until 1:00 p.m. December 250` and Father shall have custody of the minor children from 1:00 p.m. on December 25th until 5:00 p.m. December 26th. In odd numbered years, Father shall have custody of the minor children from 9:00 a.m. December 24 h until 1:00 p.m. December 25th and Mother shall have custody of the minor children from 1:00 p.m. on December 25th until 5:00 p.m. December 26th. Easter: In even numbered years, Mother shall have custody of the minor children from 6:00 p.m. the day before Easter through 2:00 p.m. Easter Day and Father shall have custody of the minor children from 2:00 p.m. Easter Day until the day following Easter Sunday at 9:00 a.m. In odd numbered years, Father shall have the minor children from 6:00 p.m. the day before Easter Day through 2:00 p.m. Easter Day and Mother shall have custody of the minor children from 2:00 p.m. Easter Day until the day following Easter Sunday at 9:00 a.m. Mother's Day and Father's Day: Mother shall always have Mother's Day and Father shall always have Father's Day. These holidays shall be from 9:00 a.m. until 8:00 p.m. the day of that holiday. D. Vacation: Mother and Father shall each have the right to have two (2) nonconsecutive seven (7) day periods for vacation. This shall include his or her regularly scheduled week. Father shall give notice of his periods of custody by May 1 st each year. E. Transportation: Father shall continue to provide transportation for his periods of partial custody. 3/19/2010 15 SECTION V CONDITION PRECEDENT TO THE AGREEMENT'S EFFECTIVENESS The parties acknowledge that this Agreement shall become effective when actually signed by both parties a"k--e WITNESS WITNESS 3/19/2010 TT W STETTER C TINA A. ST&TW 16 ll1? COMMONWEALTH OF PENNSYLVANIA ) ) SS. COUNTY OF CUMBERLAND ) Before me, the undersigned officer, a Notary Public in and for said Commonwealth and County, personally appeared Matthew A. Stetter, who being duly affirmed according to law, deposes and says that the facts and matter set forth in the within and foregoing Marital Settlement Agreement are true and correct to the best of his knowledge, information and belief. Affirmed and subscribed to before me this day of 52010. :?.?'• ? ??''? NOMIIIIA?I iEAE NOTARY PUBLIC ?- auawewwr-TW... DAWIN GWJW My commission expires: 8012 (SEAL)' lllrpew i IAN>a1.?Ni COMMONWEALTH OF PENNSYLVANIA ) ) SS. COUNTY OF CUMBERLAND ) Before me, the undersigned officer, a Notary Public in and for said Commonwealth and County, personally appeared Christina A. Stetter, who being duly affirmed according to law, deposes and says that the facts and matter set forth in the within and foregoing Marital Settlement Agreement are true and correct to the best of her knowledge, information and belief scribed to before me this day of 034!5a , 2010. NOTARY PUBLIC My commission expires: (SEAL) COMMONWEALTH OF PENNSYLVANIA Nolaft Seal Barbara Sample-Suilhan, Notary Public New QmbmIand Born. Cumberlamd Carry My Oom"11I Nnn Expha:Nov.1612011 Member. Pennsyivanis Asaosistlan of Nfiria` 3/19/2010 1 CHRISTINA A. STETTER, Plaintiff VS. MATTHEW A. STETTER, Defendant THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 08 - 4289 CIVIL IN DIVORCE ORDER OF COURT AND NOW, this /99-w day of - , 2010, the economic claims raised in the proceedings having been resolved in accordance with a marital settlement agreement dated April 7, 2010, the appointment of the Master is vacated and counsel can file a praecipe transmitting the record to the Court requesting a final decree in divorce. BY THE COURT, ---4, O1,--II.L Kevi Hess, P.J. cc: Barbara Sumple-Sullivan Attorney for Plaintiff N Marianne E. Rudebusch Attorney for Defendant i/? ? f 1V ? ' Je ? oB Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 OF t?? OTAW 2010 APR IS PM 3: 25 CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant IN THE COUftft (M PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08 - 4289 CIVIL ACTION -LAW IN DIVORCE AFFIDAVIT OF CONSENT 1. A Complaint in Divorce under Section 3301(c) of the Divorce Code was filed on July 17, 2008. 2. The marriage of the Plaintiff and Defendant is irretrievably broken and ninety days have elapsed from the filing and service of the Complaint. 3. I consent to the entry of a final decree of divorce after service of notice of intention to request entry of the decree. I verify that the statements made in this affidavit are true and correct. I understand that false statements are made subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities. DATE: ? , 2010 C STINA A. ST R OF THE PPMOORY Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant 2010 APR 15 Pty 3: 25 4u * N1Y IN THE COURT OF COW?' Of Ks CUMBERLAND COUNTY, PENNSYLVANIA : NO. 08 - 4289 : CIVIL ACTION -LAW IN DIVORCE WAIVER OF NOTICE OF INTENTION TO REQUEST ENTRY OF A DIVORCE DECREE UNDER 43301(c) OF THE DIVORCE CODE I . I consent to the entry of a final decree of divorce without notice. 2. I understand that I may lose rights concerning alimony, division of property, lawyer's fees or expenses if I do not claim them before a divorce is granted. 3. I understand that I will not be divorced until a divorce decree is entered by the Court and that a copy of the decree will be sent to me immediately after it is filed with the Prothonotary. I verify that the statements made in this affidavit are true and correct. I understand that false statement herein are made subject to the penalties of 18 Pa.C.S.§4904 relating to unsworn falsification to authorities. r DATE: 1. 13 , 2010 CH STINA A. STETTER RaKffpu OF THE P O TARy THIS AGREEMENT, made this day of , 2010, by and between Matthew A. Stetter, hereinafter referred to as "HUSBAND", and Christina A. Stetter, hereinafter referred to as "WIFE". WITNESSETH, That: WHEREAS, the parties hereto are husband and wife, having been lawfully joined in marriage on November 7, 1998, in Harrisburg, Dauphin County, Pennsylvania; WHEREAS, two (2) children were born of this marriage being Ava L. Stetter (born July 20, 2002) and Grace L. Stetter (Born August 30, 2004); WHEREAS, it is the intention of the parties to settle fully and finally their respective financial and property rights and obligations as between each other arising out of the marriage relationship or otherwise, including without limitation (1) the settling of all matters between them relating to the ownership of real and personal property; (2) the settling of all matters between them relating to the past, present and future support and/or maintenance of HUSBAND and WIFE; and (3) the settling of all matters between them relating to any and all rights, titles and interests, claims and possible claims in or against the estate of the other. NOW THEREFORE, with the foregoing recitals being hereinafter incorporated by reference and deemed an essential part hereof in consideration of the foregoing recitals, the mutual promises, covenants and undertakings herein set forth, and for good and valuable 3/19/2010 -x 4ij 1010 APR IS PM 3: 25 consideration, receipt of which is hereby acknowledged by each of the parties hereto, HUSBAND and WIFE, each intending to be legally bound hereby, covenant and agree as follows: SECTION I GENERAL PROVISIONS 1. ADVICE OF COUNSEL HUSBAND and WIFE declare that they have each had a full and fair opportunity to obtain independent legal advice of counsel of their selection. WIFE has been independently represented by Barbara Sumple-Sullivan, Esquire. HUSBAND has been independently represented by Marianne E. Rudebusch, Esquire. Each party further declares that they are executing this Agreement freely and voluntarily, having obtained such knowledge and disclosure of their legal rights and obligations. Each party acknowledges that this Agreement is fair and equitable and is not the result of any fraud, coercion, duress, undue influence or collusion. Both parties further acknowledge and agree that each has fully disclosed their respective financial situations to the other, including their assets, liabilities and income. Each of the parties acknowledge and agree that, after having received such information and with such knowledge, this Agreement is fair, reasonable and equitable and that it is being entered into freely, voluntarily and in good faith and that the execution of this Agreement is not the result of any duress, undue influence, coercion, collusion and/or improper or illegal Agreement. 3/19/2010 2 L 2. PERSONAL RIGHTS HUSBAND and WIFE may and shall, at all times hereafter, live separate and apart. Each shall be free from all control, restraint, interference or authority, direct or indirect, by the other in all respects as if she or he were unmarried, except as may be necessary to carry out the provisions of this Agreement. Each may reside at such place or places as she or he may select. Each may, for his or her separate use or benefit, conduct, carry on and engage in any business, occupation, profession or employment which to him or her may seem advisable. This provision shall not be taken, however, to be an admission on the part of either HUSBAND or WIFE of the lawfulness of the causes which led to, or resulted in, the continuation of their living apart. HUSBAND and WIFE shall not molest, harass, or malign the other or the respective families of each other, nor compel the other to cohabit or dwell in any manner with him or her, nor in any way interfere with the peaceful existence, separate from each other. 3. FINANCIAL DISCLOSURE The parties have fully disclosed to each other the extent of each other's income, assets, liabilities, holdings and estate. Each party warrants that the information provided has fully and accurately described the extent of his or her holdings. Each of the parties acknowledge that he or she is aware of his or her right to seek discovery including, but not limited to, written interrogatories, motions for document production, depositions, and other means of discovery available through the Pennsylvania Rules of Civil Procedure. The parties acknowledge that they have had the right to have property fully appraised. Each party is fully satisfied that no additional information is necessary for the execution of this Agreement. 3/19/2010 3 0 0 4. MUTUAL CONSENT DIVORCE The parties intend to secure a mutual consent, no-fault divorce pursuant to the provisions of Section 3301(c) of the Divorce Code of 1980, as amended and will execute the documents necessary to effectuate a divorce under those provisions simultaneously with the execution of this Agreement. 5. SUBSEQUENT DIVORCE A decree in divorce, entered by the court of Cumberland County, shall not suspend, supersede or affect the terms of this Agreement. This Agreement, and the terms and conditions contained herein, as well as the enforcement of said terms and conditions, shall not be contingent upon the granting of a Divorce Decree to either party by the Court of Common Pleas of Cumberland County, Pennsylvania, or any other Court of competent jurisdiction. This Agreement shall remain in full force and effect even if the parties reconcile, cohabit as HUSBAND and WIFE, or attempt a reconciliation. This Agreement shall continue in full force and effect and there shall not be a modification or waiver of any of the terms hereof unless the parties, in a writing signed by both parties, execute a statement declaring this Agreement or any term of this Agreement to be null and void. Both parties hereto agree that this Agreement shall be incorporated by reference but shall not be deemed merged into any judgment or decree for divorce obtained by either party. 3/19/2010 4 05 1(11? 0 0 6. OTHER DOCUMENTATION HUSBAND and WIFE covenant and agree that upon request of the other party, they will forthwith execute and deliver to the other party, any and all written instruments, assignments, releases, satisfactions, deeds, notes or such other writings as may be necessary or desirable for the proper effectuation of this Agreement. 7. MUTUAL RELEASES Except as otherwise expressly provided by this Agreement, A. Each party hereby absolutely and unconditionally releases and forever discharges the other and the estate of the other for all purposes from any and all rights and obligations which either may have or at any time hereafter have for past, present or future support or maintenance, alimony pendente lite, alimony, equitable distribution, counsel fees, costs, expenses and any other right or obligation, economic or otherwise, whether arising out of the marital relationship or otherwise, including all rights and benefits under the Pennsylvania Divorce Code of 1980, its supplements and amendments, as well as under any other law of any other jurisdiction, except and only except all rights, agreements and obligations of whatsoever nature arising or which may arise under this Agreement or for the breach of any provision thereof. Neither party shall have any obligation to the other not expressly set forth herein. B. Each party hereby absolutely and unconditionally releases and forever discharges the other and his or her heirs, executors, administrators, assigns, property and estate from any and all rights, claims, demands or obligations arising out of or by virtue of the marital relationship of the parties or otherwise, whether now existing or hereafter arising. The above release shall be effective regardless of whether such claims arise out of any former or future acts, contracts, engagements or liabilities or the other or by way of dower, curtesy, widow's rights, family exemption or similar allowance, or under the intestate laws, or the right to take against the spouse's will, or the right to treat a lifetime conveyance by the other as testamentary, or all other rights of a surviving spouse to participate in a deceased spouse's estate, whether arising under the laws of Pennsylvania, any state, commonwealth or territory or the United States, or any other country. It is expressly understood, however, that neither the provisions of this release nor the subsequent entry of a divorce decree are intended to defeat the right of either party to receive any insurance proceeds at the death of the other of which she or he is the named beneficiary (whether the beneficiary designation was made prior or subsequent to execution hereof), nor to defeat the right of either party to receive any legacy, bequest or residuary portion of the other's estate under his or her will, or to act as personal representative or executor if so named by the will of the other, whether such will was executed prior or subsequent to this Agreement. 3/19/2010 5 ?y UT7 e4(- C. Except for any cause of action for divorce which either party may have or claim to have, and except for the obligations of the parties contained in this Agreement and such rights as are expressly reserved herein, each party gives to the other by the execution of this Agreement an absolute and unconditional release and discharge from all causes of action, claims, rights or demands whatsoever, in law or in equity, which either party ever had or now has against the other. 8. SUCCESSOR'S RIGHTS AND LIABILITIES This Agreement shall, except as otherwise provided herein, be binding upon and inure to the benefit of the parties hereto, their respective heirs, executors, administrators, successors or assigns. 9. SEVERABILITY If any provision in this Agreement is held by a court of competent jurisdiction to be invalid, void, or unenforceable, the remaining provisions shall nevertheless continue in full force and effect without being impaired or invalidated in any way. 10. ENTIRE AGREEMENT HUSBAND and WIFE do hereby covenant and warrant that this Agreement contains all of the representations, promises and Agreements made by either of them to the other for the purposes set forth in the preamble hereinabove; that there are no claims, promises or representations not herein contained, either oral or written, which shall or may be charged or enforced or enforceable unless reduced to writing and signed by both of the parties hereto. 3/19/2010 6 0 0 11. BINDING EFFECT OF AGREEMENT/WAIVER This Agreement shall remain in full force and effect unless and until terminated under and pursuant to the terms of this Agreement. The failure of either party to insist upon strict performance of the provisions of this Agreement shall not be construed as a waiver of any subsequent default of the same or similar nature, nor shall such failure be construed as a waiver of any other term, condition, clause or provision of this Agreement. 12. BREACH If either party breaches any provision of this Agreement, the other party shall have the right, at his or her election, to sue for damages for such breach or seek such other remedies or relief as may be available to him or her, and the party breaching this contract shall be responsible for payment of reasonable legal fees and costs incurred by the other in enforcing their rights under this Agreement. 13. CONTROLLING LAW This Agreement shall be construed and governed in accordance with the laws of the Commonwealth of Pennsylvania. 14. TAX RETURNS The parties agree that in the future if any penalties or interest or any liability for failure to 3/19/2010 7 • • declare income or the wrongful claiming of any deduction shall be assessed by the United States Internal Revenue Service or the Commonwealth of Pennsylvania, or any other state as a consequence of the parties' Federal and State income tax returns which were filed jointly by the parties, said tax, penalties or interest shall be the sole responsibility of the party found to be responsible for the mistake or failure. The party responsible for the mistake or failure shall suffer the consequences solely and hold the opposite party harmless. However, if the liability is the result of a computation error or an error not attributable to an intentional act or grossly negligent conduct of either party, the parties shall share equally in all future tax liability or tax assessment, penalties and interest. SECTION II EQUITABLE DISTRIBUTION During the marriage, the parties have accumulated various assets and liabilities, the disposition of which is intended as follows: 1. ASSETS A. PERSONAL and HOUSEHOLD PROPERTY HUSBAND and WIFE do hereby acknowledge that they have heretofore divided the non- marital and marital personal and household property, including but without limitation, jewelry, clothes, furniture, and other assets. HUSBAND agrees that all assets in the present possession of WIFE shall be the sole and separate property of WIFE and, WIFE agrees that all assets in the present possession of HUSBAND shall be the sole and separate property of HUSBAND. Each of the parties do hereby specifically waive, release, renounce and forever abandon whatever claims, 3/19/2010 8 0 0 if any, he or she may have with respect to any of the above said items which are the sole and separate property of the other. This document shall constitute a bill of sale for said sole property. B. REAL ESTATE The parties jointly own property at 1029 Kathryn Avenue, Dauphin, Dauphin County, Pennsylvania 17018. Said house is encumbered by a mortgage held by Wells Fargo in the approximate amount of One Hundred Three Thousand Dollars ($103,000.00). The property shall be sold. The parties agree that they shall list the property with Robert Hamilton of ReMax. The house shall be listed for the asking price suggested by the realtor. HUSBAND shall be required to actively promote the sale by: a) Maintaining the house in good repair and condition; b) Making the house available for showings with three (3) hours notice from any realtor; C) Allowing open houses and signage as suggested by realtors; and d) Agree to reduce the listing price for the home as recommended by the realtor and agreed to by WIFE until a contract for sale is secured. The parties shall work together to evaluate what repairs are necessary to maximize the sale price and shall make such repairs as may be required and which are mutually agreed upon by 3/19/2010 9 t • 0 the parties. HUSBAND shall be solely responsible for any past, present and future mortgage principal, interest, penalties and costs as well as any taxes, insurance and/or any debts associated with the real estate. HUSBAND agrees to indemnify and save WIFE harmless from all such expenses, including attorney fees, she may incur in defense of any action against her relative to said expenses. Pending sale, HUSBAND shall make these payments in a timely manner. Upon sale, WIFE shall receive fifty-two and one-half (52.5%) percent of the net proceeds and HUSBAND shall receive forty-seven and one-half (47.5%) percent of the net proceeds in full and final equitable distribution of the marital home. C. MOTOR VEHICLES The parties acquired two (2) vehicles during the marriage being a 2003 Honda Odyssey which is driven by WIFE and a 2003 Ford Explorer Sport Trac driven by HUSBAND. Both vehicles are encumbered with loans due and owing to the Pennsylvania State Employees Credit Union. The parties agree that each party shall maintain as his or her sole or separate property the vehicle which he or she drives. Each parry hereby waives, relinquishes and releases any claim in the vehicle which shall be the sole and separate property of the other. Each party agrees to assume and be solely responsible for the loan encumbering his or her vehicle. If the Pennsylvania State Employees Credit Union car loans are in joint names, both parties shall be immediately obligated to use the proceeds from the sale of the home to satisfy any outstanding balance on the loans encumbering his or her respective vehicles. Each party agrees to promptly coordinate and cooperate in the transfer of titles to the vehicles. 3/19/2010 10 06 ' ? 0 0 D. FINANCIAL ASSETS: The parties acknowledge that the marital financial accounts which existed during the marriage have been divided to the satisfaction of the parties. All jointly titled accounts have been closed. Each party hereby waives, relinquishes and releases any claims to the financial accounts in the possession of the other. E. PENSION AND RETIREMENT ACCOUNTS: During the marriage, WIFE accumulated certain retirement benefits through her employment. These benefits consisted of a Highmark Investment Plan which was encumbered with a loan at the time of separation. WIFE shall be the sole owner of said asset and HUSBAND waives any and all claims thereto. WIFE shall be solely responsible for payment of the loan against said plan and indemnifies and holds HUSBAND harmless from said debt. HUSBAND has accumulated a pension account with the Northwestern Human Services Account. HUSBAND confirms that he has neither made nor will make any withdrawals from the account. WIFE shall receive the sum of Thirty-four Thousand Two Hundred Ninety-nine Dollars and 21/100 ($34,299.21) which represents fifty-two and one-half (52.5%) percent of the account. It is the intention of the parties that the rollover shall occur by a Qualified Domestic Relations Order or such similar authorized method to effectuate a tax free rollover so that said transfer shall not result in the imposition of any tax liability to either party. This paperwork shall be prepared by HUSBAND's counsel at his sole cost and expense. The rollover shall be accomplished not 3/19/2010 11 OE2 0 0 later than sixty (60) days from the date of entry of the divorce decree. Each party further warrants that he or she has earned no retirement or other deferred employment benefits during the marriage. 2. DEBTS Each party represents that they have not contracted any debt or liability for the other for which the estate of the other party may be responsible or liable except as otherwise provided herein, and that except only for the rights arising out of this Agreement, neither party will hereafter incur any liability whatsoever for which the other party or the estate of the other party will be liable. Each party agrees to indemnify and hold harmless from and against all future obligations of every kind incurred by them, including those for necessities. WIFE shall be liable and solely responsible for the following debts and will indemnify and hold HUSBAND harmless from the same: 1. Bank of America Credit Card, Account No. 05427; and 2. Members First Visa, Account No. 8255. WIFE agrees to indemnify and hold HUSBAND harmless from each of the aforementioned debts and agrees to be responsible for all attorneys' fees incurred by HUSBAND in defense of any claim or suit brought against him arising from any debt incurred during the mamage. 3/19/2010 12 • • HUSBAND shall be liable and solely responsible for the following debts and will indemnify and hold WIFE harmless from the same: PSECU Loan, Account No. 533:21; 2. Any loan due and owing by HUSBAND for his musical equipment; and Any debts advanced post-separation on any marital credit card including, but not limited to Lowes. HUSBAND agrees to indemnify and hold WIFE harmless from each of the aforementioned debts and agrees to be responsible for all attorneys' fees incurred by WIFE in defense of any claim or suit brought against him arising from any debt incurred during the mamage. To the best of the parties' knowledge, the parties affirm no other joint debts exist and all joint credit cards are terminated. SECTION III 1. ALIMONY, ALIMONY PENDENTE LITE, SUPPORT, MAINTENANCE AND COUNSEL FEES Both parties acknowledge and agree that the provisions of this Agreement providing for equitable distribution of marital property are fair, adequate and satisfactory to them and are accepted by them in lieu of and in full and final satisfaction of any claims or demands that either 3/19/2010 13 r? 117 • • may now or hereafter have against the other for support, maintenance, alimony, alimony pendente lite or counsel fees. HUSBAND and WIFE further, voluntarily and intelligently, waive and relinquish any right to seek from the other any payment for spousal support, alimony, alimony pendente lite, maintenance or counsel fees. SECTION IV CHILD SUPPORT AND CUSTODY 1. CHILD CUSTODY The parties mutually agree with respect to their minor children as follows: A. Legal Custody: The parties agree that major decisions concerning their children's health, welfare, education, religious training and upbringing shall be made by the parents jointly, after discussion and consultation with each other, with a view towards obtaining and following a harmonious policy to arrive at a decision that is in their children's best interest. Each party agrees to keep the other informed of the progress of their children's education and social adjustments. Each party agrees not to impair the other parties' right to share legal custody of their children. Further, each party agrees to give support to one another in the role as parents and to take into account the consensus of the other parent for the physical and emotional well being of the children. The parties agree not to either attempt or alienate the affections of their children for the other parent. Each party shall notify the other of any activity that could reasonably be expected to be of significant concern to the other. The parties agree that the children will be encouraged to contact the other parent by telephone and e-mail at all reasonable times. B. Physical Custody: 1. Mother shall enjoy primary physical custody of the parties' minor children; and 2. Father shall enjoy periods of partial physical custody as follows: Alternating Weekends: Father shall have physical custody of the children on alternating weekends from Friday school to Sunday at 6:00 p.m. 3/19/2010 14 %e -J- 0 0 Weekdays: Father shall have physical custody of the children on a mutually agreed upon day agreed upon by the parties from after school or 4:30 p.m. to 8:00 p.m. The day of the week shall be agreed upon by the parties based on the children's and parents' schedules each Sunday. C. Holidays: The parties shall share the major holidays in accordance with the following plan: Thanksgiving. In odd numbered years, Mother shall have from 10:00 a.m. on Thanksgiving Day to Sunday at 6:00 p.m.. In even numbered years, Father shall have from 10:00 a.m. on Thanksgiving Day to Sunday at 6:00 p.m. Christmas and Christmas Eve: In even numbered years, Mother shall have custody of the minor children from 9:00 a.m. December 240' until 1:00 p.m. December 25th and Father shall have custody of the minor children from 1:00 p.m. on December 250' until 5:00 p.m. December 26th. In odd numbered years, Father shall have custody of the minor children from 9:00 a.m. December 24th until 1:00 p.m. December 25th and Mother shall have custody of the minor children from 1:00 p.m. on December 25th until 5:00 p.m. December 26th. Easter: In even numbered years, Mother shall have custody of the minor children from 6:00 p.m. the day before Easter through 2:00 p.m. Easter Day and Father shall have custody of the minor children from 2:00 p.m. Easter Day until the day following Easter Sunday at 9:00 a.m. In odd numbered years, Father shall have the minor children from 6:00 p.m. the day before Easter Day through 2:00 p.m. Easter Day and Mother shall have custody of the minor children from 2:00 p.m. Easter Day until the day following Easter Sunday at 9:00 a.m. Mother's Day and Father's Day: Mother shall always have Mother's Day and Father shall always have Father's Day. These holidays shall be from 9:00 a.m. until 8:00 p.m. the day of that holiday. D. Vacation: Mother and Father shall each have the right to have two (2) nonconsecutive seven (7) day periods for vacation. This shall include his or her regularly scheduled week. Father shall give notice of his periods of custody by May 1" each year. E. Transportation: Father shall continue to provide transportation for his periods of partial custody. 3/19/2010 15 E SECTION V 0 CONDITION PRECEDENT TO THE AGREEMENT'S EFFECTIVENESS The parties acknowledge that this Agreement shall become effective when actually signed by both parties a"?C. ?k, WITNESS WITNESS 3/19/2010 M TT W .STETTER C STINA A. STE 16 COMMONWEALTH OF PENNSYLVANIA ) ) SS. COUNTY OF CUMBERLAND ) • Before me, the undersigned officer, a Notary Public in and for said Commonwealth and County, personally appeared Matthew A. Stetter, who being duly affirmed according to law, deposes and says that the facts and matter set forth in the within and foregoing Marital Settlement Agreement are true and correct to the best of his knowledge, information and belief. Affirmed and subscribed to before me this day of _, 2010. ?4'm? Ap AW-1 -11 -- IWNNK NOTARY PUBLIC "MM K L= 6UNL INMMA 1 OA1N W OOYMW a?i a0/3 (SEAL) NIr GWAN" ftb is Mf My commission expires: A , `7 COMMONWEALTH OF PENNSYLVANIA ) ) SS. COUNTY OF CUMBERLAND ) Before me, the undersigned officer, a Notary Public in and for said Commonwealth and County, personally appeared Christina A. Stetter, who being duly affirmed according to law, deposes and says that the facts and matter set forth in the within and foregoing Marital Settlement Agreement are true and correct to the best of her knowledge, information and belief. fore me this day of , 2010. (SEAL) COMMONWEALTH OF PENNSYLVANIA Notarial Seal Barbara Sumpl"Whm, Notary Ptblc NowCtmbarland Boro , Curnberland County My CommNNat lupi ar.Nw, llf,2011 Member. Pennsylvania Assocladcn of t4ga/lae 3/19/2010 17 My commission expires: Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 rf(;kE i 1010 APR 15 PM 3: 25 CHRISTINA A. STETTER, Plaintiff V. MATTHEW A. STETTER, Defendant IN THE COURT OF COMMUN44MW CUMBERLAND COUNTY, PENNSYLVANIA NO. 08 - 4289 CIVIL ACTION -LAW IN DIVORCE PRAECIPE TO TRANSMIT RECORD Transmit the record, together with the following information, to the court for entry of a divorce decree: 1. Ground for Divorce: Irretrievable breakdown under 3301(c) of the Divorce Code. 2. Date and manner of service of the complaint: Acceptance of Service on July 21, 2008. 3. Date of execution of the affidavit of consent required by 3301(c) of the Divorce Code: by Plaintiff April 13, 2010; by Defendant April 6, 2010. 4. Related claims pending: All matters have been resolved between the parties pursuant to the Marital Settlement Agreement dated April 7, 2010 and incorporated, but not merged, into the Decree. See paragraph 5, page 4. 5. Date Plaintiff's Waiver of Notice in 3301(c) Divorce was filed with Prothonotary: April 15, 2010. Date Defendant's Waiver of Notice in 3301(c) Divorce was filed with Prothonotary: April 8, 2010. tted, DATE: April 14, 2010 Barbara Sumple-Sullivan, Esquire 549 Bridge Street New Cumberland, PA 17070-1931 (717) 774-1445 Supreme Court I.D. 32317 Attorney for Plaintiff Barbara Sumple-Sullivan, Esquire Supreme Court #32317 549 Bridge Street New Cumberland, PA 17070 (717) 774-1445 CHRISTINA A. STETTER, IN THE COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. NO. 08 - 4289 MATTHEW A. STETTER, CIVIL ACTION -LAW Defendant IN DIVORCE CERTIFICATE OF SERVICE I, Barbara Sumple-Sullivan, Esquire, do hereby certify that on this date, I served a true and correct copy of the foregoing Praecipe to Transmit Record in the above- captioned matter upon the following individual(s) by first class mail, postage prepaid, addressed as follows: Marianne E. Rudebusch, Esquire 4711 Locust Lane Harrisburg, PA 17109 DATED: April 14, 2010 L. Barbara Sumple-Sullivan, Esquire Attorney for Plaintiff 549 Bridge Street New Cumberland, PA 17070-1931 (717) 774-1445 Supreme Court I.D. No. 32317 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CHRISTINA A. STETTER V. MATTHEW A. STETTER NO., 08 - 4289 DIVORCE DECREE 14 AND NOW, 16 , it is ordered and decreed that CHRISTINA A. STETTER plaintiff, and MATTHEW A. STETTER , defendant, are divorced from the bonds of matrimony. Any existing spousal support order shall hereafter be deemed an order for alimony pendente lite if any economic claims remain pending. The court retains jurisdiction of any claims raised by the parties to this action for which a final order has not yet been entered. Those claims are as follows: (If no claims remain indicate "None.") None. All matters have been resolved between the parties pursuant to the Marital Settlement Agreement dated April 7, 2010 and incorporated, but not merged, into the Decree. By the Court, est: J P thonotary k6 +:?o 1?111? voun L4-;Lk -to ?`