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HomeMy WebLinkAbout08-4315Our File No.: 162987 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esq. Attorney I.D.#38423 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 (215) 634-8920 Attorneys for Plaintiff LVNV FUNDING, LLC c/o Apothaker & Associates, P.C. 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 Plaintiff, VS. DELTA DAVIS 4 STATE HWY #2 ENOLA, PA 17025 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: c>$ - X131 5 Oi,?Lc7?L,,,n NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esq. Attorney I.D.# 38423 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 (215) 634-8920 Attorneys for Plaintiff LVNV FUNDING, LLC c/o Apothaker & Associates, P.C. 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 Plaintiff, vs. DELTA DAVIS 4 STATE HWY #2 ENOLA, PA 17025 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: d9 431S CIVIL ACTION COMPLAINT FIRST COUNT 1. Plaintiff is LVNV FUNDING, LLC c/o Apothaker & Associates, P.C., 2417 Welsh Road, Suite 21 #520, Philadelphia, PA 19114. 2. Defendant(s) is/are DELTA DAVIS, an adult individual residing at 4 STATE HWY #2 ENOLA, PA 17025. 3. Plaintiff, LVNV FUNDING, LLC, is the Assignee and Successor in Interest of Account #4559540301059855; and said account was issued to Defendant(s) by WASHINGTON MUTUAL, the Original creditor. 4. Defendant received, accepted and used the account to its benefit. 5. This account is in default and Defendant(s) has an unpaid balance of $9,494.97. A true and correct copy of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A". 6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account and are included in Exhibit "A". 7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as above. ' WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of $9,494.97 and requests this Court award Plaintiff attorney's fees and costs to the extent permitted by applicable law. APOTHAKER & A OCIATES, P.C. Attorney laintiff A Law Firm Enga a in Debt Collection BY: Dated: 7/14/2008 Apothaker Our File No.: 162987 VERIFICATION David J Apothaker Esq. hereby states that I am counsel for plaintiff in this action, and that I am authorized to take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to the best of my knowledge, information, and belief. The undersigned understands that the statements therein are made subject to the penalties of 18 Pa.C.S.A. 4904 relating t worn falsification to authorities. David J. othaker Attorney for Plaintiff DATE: 7/14/2008 DELTA DAVIS 4 STATE HWY #2 ENOLA, PA 17025 STATEMENT OF ACCOUNT Debtor's Name: LVNV FUNDING, LLC DELTA DAVIS Account Number: Original Creditor: Balance Due: Our File No.: 162987 4559540301059855 WASHINGTON MUTUAL $9,494.97 EXHIBIT "A" 0 --r f'fl' f° LVNV FUNDING, LLC. : COURT OF COMMON PLEAS Plaintiff : CUMBERLAND COUNTY vs. NO.08-4315 DELTA DAVIS, Defendant PRAECIPE FOR ENTRY OF APPEARANCE To Curtis R. Long, Prothonotary: Please enter my appearance on behalf of the Defendant, Delta Davis, in the above captioned case. MidPenn Legal Services 401 E. Louther Street Carlisle, PA 17013 (717) 243-9400 (717) . 8e1?af Respectfully submitted, Geoffrey Biringer, Esquire i r`' CO V 'Z n LVNV FUNDING, LLC Plaintiff VS. DELTA DAVIS, Defendant : IN THE COURT OF COMMON :PLEAS, CUMBERLAND COUNTY : No: 08-4315 Civil Term :CIVIL ACTION - LAW DEFENDANT'S PRELIMINARY OBJECTIONS TO PLAINTIFF'S COMPLAINT Pursuant to Pa.R.C.P. No's 1017(a) and 1028, Defendant, Delta Davis, by and through her attorneys, MidPenn Legal Services, preliminarily objects to Plaintiff's Complaint and moves for its dismissal as follows: 1. MOTION TO STRIKE/FAILURE OF PLEADING TO CONFORM TO LAW AND RULE OF COURT 1. Plaintiff filed a Complaint demanding damages in the amount of $9,494.97 plus interest, fees and costs. 2. Plaintiff alleges it is owed certain funds pursuant to an assignment, from the "original creditor," Washington Mutual, to itself, which would form the very core of Plaintiff's standing to pursue this claim, but such writing has not been appended to the Complaint, nor its absence explained, as required by Pa.R.C.P.No. 10 19(h) and (i). 3. Plaintiff has also failed to attach to the Complaint any signed written contract between Defendant and the original Plaintiff or any assignee. Although this/these contracts would form the core of Plaintiff's case, such writing(s) have not been appended to the Complaint, nor their absence explained, as required by Pa.R.C.P. No. 1019(h) and (i) and No. 1028(a)(2) 4. Although Plaintiff avers that Defendant used the account for the purchase of products., goods, and services, no description of products, goods or services forming the basis for the Complaint were attached to the Complaint. 5. In addition, while Plaintiff claims in Paragraph 5 that Defendant has a balance due on the account, Plaintiff fails to attach any documentation of charges or payments which would evidence such a balance. WHEREFORE, Defendant Davis demands the Plaintiff's Complaint be stricken without prejudice to the filing of an Amended Complaint. H. MOTION TO STRIKEANSUFFICIENT SPECIFICITY OF PLEADING 6. Paragraph's 1-5 are incorporated herein by reference hereto. 7. As a whole, the Complaint is grossly vague and lacking in factual averments such that Defendant is without knowledge or information sufficient to form a meaningful response and prepare a defense. The Complaint fails to provide any documentation or accounting of charges allegedly made by Defendant, which would support Plaintiff's claim of damages, such as a breakdown of charges, payments, and interest, so that Defendant can properly formulate a response and assert any counterclaims. 9. Given the generality of Plaintiff's allegations and failure to attach any documentation to support its claim, the Complaint fails to satisfy the Pennsylvania Rules of Civil Procedure, Pa.R.C.P.No.1028(a)(3) and (4). WHEREFORE, Defendant Davis demands that Plaintiff's Complaint be stricken without prejudice to the filing by Plaintiff of an Amended Complaint. III. IMPROPER VERIFICATION 10. Paragraphs 1-9 are incorporated herein by reference hereto. 11. The verification is signed by the attorney for the Plaintiff, but fails to set forth the source of the information or a reason why the verification is not made by the party. WHEREFORE, Defendant Davis demands that Plaintiff's Complaint be stricken without prejudice to the filing of an Amended Complaint. Date: MIDPENN LEGAL SERVICES By Ge ffrey M. Biringer, Esquire 401 E. Louther Street Carlisle, PA 17013 (717) 243-9400 Sup. Ct. ID #18040 CERTIFICATE OF SERVICE I, Geoffrey M. Biringer, being a member in good standing of the Bar of Pennsylvania, hereby certify that I served a true and correct copy of the foregoing Preliminary Objections on this 18th day of August 2008, by placing same in the United States mail, first class, postage prepaid, addressed as follows: David J. Apothaker, Esquire 2417 Welsh Road, Suite 21, #520 Philadelphia,PA 19114 By: Geoffrey M. Biringer Attorney for the Plaintiff MidPenn Legal Services 401 E. Louther Carlisle, PA 17013 Supreme Court ID#18040 -rt SHERIFF'S RETURN - REGULAR CASE NO: 2008-04315 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND LVNV FUNDING LLC VS DAVIS DELTA STEVE BENDER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE DAVIS DELTA DEFENDANT the DEFENDANT , at 0019:15 HOURS, on the 1st day of August , 2008 at 4 STATE ROAD #2 ENOLA, PA 17025 DELTA DAVIS was served upon by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 16.00 Affidavit .00 Surcharge 10.00 .00 alb x/08 44.00- Sworn and Subscibed to before me this day So Answers: r R. Thomas Kline 08/04/2008 APOTHAKER & ASSOCIATES By. 57 Deputy Sheriff of A. D. Our File No.: 162987 APOTHAKER & ASSOCIATES, P.C. BY: Kimberly F. Scian, Esquire Attorney I.D.455140 520 Fellowship Road C306 Mount Laurel, NJ, 08054 (800) 672-6215 Attorneys for Plaintiff LVNV FUNDING, LLC c/o Apothaker & Associates, P.C. 520 Fellowship Road C306 Mount Laurel, NJ 08054 Plaintiff, VS. DELTA DAVIS 4 STATE HWY #2 ENOLA, PA 17025 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: 08-4315 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or. for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 717-249-3166 z r Our File No.: 162987 APOTHAKER & ASSOCIATES, P.C. BY: Kimberly F. Scian, Esquire Attorney I.D.#55140 520 Fellowship Road C306 Mount La el, NJ, 08054 (800) 672215 Attorneys for Plaintiff LVNV FUNDING, LLC c/o Apothaker & Associates, P.C. 520 Fellowship Road C306 Mount Laurel, NJ 08054 Plaintiff, VS. DELTA DAVIS 4 STATE HWY #2 ENOLA, PA 17025 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: 08-4315 AMENDED COMPLAINT FIRST COUNT 1. Plaintiff, LVNV FUNDING, LLC, is a company with its principal place of business located at 15 South Main Street, Suite 500, Greenville, South Carolina 29601. 2. Defendant is DELTA DAVIS, an adult individual residing at 4 STATE HWY #2 ENOLA, PA 17025 3. Defendant applied for and received a credit card from WASHINGTON MUTUAL account number 4559540301059855. 4. Defendant used the credit card, account number 4559540301059855, and as of August 07, 2008 there was an outstanding balance due and owing in the amount of $9,494.97. 5. Plaintiff purchased this account and presently owns and holds this account. 6. When Plaintiff purchased this account there was an outstanding balance due and owing of $9,494.97. Attached hereto as Exhibit "A" are the Application and Statements. WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of $9,494.97 and requests this Court award Plaintiff attorney's fees and costs to the extent permitted by applicable law. APOTHAKER & ASSOCIATES, P.C. Attorney for Plaintiff A Law Firm Enaaaed in Debt Collection Esquire Dated: 11/17/2008 Our File No.: 162987 VERIFICATION Kimberly t. Scian, Esquire hereby states that I am counsel for plaintiff in this action, and that I am authorized to take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to the best of my knowledge, information, and belief. The undersigned understands that the statements therein are made subject to the penalties of 18 Pa.C.S.A. 4904 relating to w?sworn falsification to authorities. K mberly clan, Esquire Attorney for laintiff DATE: 11/17/2008 Our File No.: 162987 APOTHAKER & ASSOCIATES, P.C. BY: Kimberly F. Scian, Esquire Attorney I.D.#55140 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-`0215 Attorneys for Plaintiff LVNV FUNDING, LLC Plaintiff, VS. DELTA DAVIS Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: 08-4315 CERTIFICATION OF SERVICE I, Kimberly F. Scian, Esquire, attorney for Plaintiff, certify that on 11/17/2008, I mailed a copy of the Amended Complaint by Regular mail to GEOFFREY M WRINGER, ESQUIRE 401 E LOUTHER ST, STE 103 CARLISLE, PA 17013 Date: 11/17/2008 Our File No.: 162987 .? 0 •it at EDWARDiTEDESCO 373 SHAKER BLVD t RIDGE FtELD?, NJ 07657 Its a 1 A i2: 01 eta t+t July 9TM', 2t1?8 u? t? SEARS/ IM P4 80X 189° cis SIOUX FjkLLS, SD 57117 0 RE. Accou,t 512107501209 0 bear SEA?LWBSD, I I have recently roxived a copy of `my crest report. The Experian report had an account listed fromjyour company as a CHARGE OFF account. I disputed the account with the credit bureau as'?at mite' but it recently came back as verified, I ant priti this letter to you in an effort to get this removed. Please delete your informatt from' itty credit reports. If there is any paperwork that I need to sign to confirm t. t this a:caunt is not mint, please send me the required documents. I am requ ittg halt you notify all of credit bureaus that this account is "disputed" or that you delcte? this av.-aunt until this natter is resolved. This is required by the Fair Credit Reporting E Act.- This is a ritten ilispwte of this account per the fair Credit Reporting Act, the Fair Debt Collection, Practices Act and the Fair Credit Billing Act. Ple"s be aware that I am exercising all of my rights per these kw and all other applicable laws protecting me. $In C 0 ITEDESTEDES 157-82-7168 Print ReUv,,, q Site: ? Set sales buyer . rr corr rnal NOV - 6 2008 nil shermlan Instruct ns: malt corn to shermarl t a1es/kct2004/pleaSe us aS I I i ; Total paces: 2 { Po. %x at+ m,ows. Tot lawn" wows, c ww of Addtat 0 , Naa wuo a halt ink) Adars: Mom. Phan: rr ??????yy E G'lnP1i s FT-1E IC-C-.1CI N Malts Checks Pays6b to WahkWon Mutual 000 WASHINGTON MUTI)AL CARD SERVICES DELTA DAVIS 719,241 P.O.BOX 8$W7 310 8 ENOLA OR DALLAS TX 7828E-0187 ENOLA PA 17025-2808 Its,.t,l,l,??I>,t?tt??,16?N«,„t,?!l,,t,t«„II,,Id,?dlG,?t I,,,IlL?«!!l,,,?,I,I?I?L?,I?Il?«!dL?d,l?«,??Illt„??I?LI 4559540301059855 0057600 0646116 0008900 20 mR B41.UNQ ERRS AND ?4RORTANT Qr?oRMATtON, SEE REVERSE sIDE. 6"08 C4"0 ! Averne Dally Perlodle Annual % Finance brace n2Hw Halanra Rah Ratr(APR1 Chaeaea Terms Standard Pooh - Cummt Cycto $8,087.52 082276' 29.9974' ljiS0,i3 Term A Standard Cash "M CycM $156.12 .0822'X' 28.99%' $4.11 Term 8 Promctiond Oihr Curte,ht Cycle ;182.05 0164% 5.99% ;0.85 Term A ANNUAL PERC AGE RATE that bftm ovde: 20.422% 'These rat" may vary For 24-hour Auk shed Aoaount Information, plow" oa111.800-280-0581 or via5 us at www.Prov{Oar,.oom Your aceount (, Issued by Washington Mutual Bank, Hendamu, W. PAYMENT MINIMUM BALANCE AS OF ACCOUNT OUE DATE PAYMENT 1112112005 NUMBER 1 11 6 s437s s41 sa l 1 455+4-M3.010"SN 1? i 0 . RYOW EKLOW0 (wo Mn or black imkl 33976 (1)3107} N(MNOOQ2 P.Q. Box O N33.OWs. T) (?&M-0M a dtoxi. Chwp of Addxiw DOW two Is" Or Made hfkl Addrmo: Oily. Hwm Phone ; wade Pharr_ E-"! PAYMENT MINIMW BALANCE AS OF ACCOUNT DUE DATE PAYMENT 1242aM NUMBER atneroe 1067.00 is,set a< 4559-5403.0105.91355 AfXXMT 60CLOSED lu+o blue or block wo rADDDDD.00 N Make Checks Payable to Waehtnplon Mutual 000 WASHINGTON MUT * CARD SERVICES DELTA DAVIS 71155 PA. WX 660467 i 810 S ENOLA DR +D!ALLLAS.. Tx {{7626d-t*T ! + ENOLA PA 17025-21645 [ + {lt11?t{!{i??{Iltiiitl{{t1{?ttet{!liilltl{III{itl{f{taliitrli ifxti{lfrflli?illiifii{lilir{f?iilillitf{!?1{firill{/{Ir{rli,{ 4559540301059655 0066700 0659434 0008900 20 Thin Post -- Date DAB ; D"Oipll" Referawa Number Amoun Dec 12 Dee 12 PAYMENT RECEIVED - THANK YOU OODOODWOM71BE5MTM 0000 09.01 Des 19 0.0101 LATE PAYMENT CHARGE 0000 391 FOR BILLING E ORS AND IMPORTANT INFORMATION, SEE REVERSE SIDE. Balance Catepa Average Lady Paioelk Annual % Finance Grace I Ron Bohm" Rate Rate APR Cha"W Terms Standard Pumh Current Gyole $6211.32 .0822%` 29.99%' $156.26 Term A Standard Cash - nnt Cyr;I. ;160.21 .0822'4' 29.99X' $4.06 Term 8 Promotional - Current Cycle $161.58 .0164% 5.99% $0.62 Term A ANNUAL AGE RATE this bil in0 ovals: 29.97% 'These rates may very For 24-hots Atdo4nated Account information, pieass call 1-600.280.0561 or visit us at www.ptavtdlan.oam Your account is Issued by Washington N itual Bank, Henderson, NV. 33976(03107) NMN0002 PAYMENT MINIMUM BALANCE AS OF ACCOUNT DUE DATE PAYMENT 1011012085 NUMBER pd.ae?erwesa.o.a. 7e2uieaaa t1MS/05 347188 ss,9at.o7 4SH440"105.98A,f1 0 t„dteW Cr>? u,t Ad6?u aNew i? btw a ? Ne;) AMOUNT ENCLOSED tam blue or b(ek Intl Addrom; i Jioc Mohr ph"; 64AO: - $CIQCIDCJ.LJLJ to Make Cheeks Payable to Washington Mutual 000 WASHINGTON MUTUAL CARO SERVICES DELTA DAVIS 72292 P.O. BOX 860487 310 8 ENOLA DR DALLAS TX 75266-0487 ENOLA PA 17025.2805 1!?„1,h!„1lddlr,1111111,,,G111111411r,!l1,L1,,,1111„1 11r/1111H111411,1l1111,111fill 1111,111,11111111111!11,1,11111 45595463010596SS 0047200 0633107 0006900 20 DETACH HERE C WLal001 6442 0261 9f•0 7 051020 Rps I of 1 N 000 722&2 ra Important u-m- as You are reaponsl for iwping track of your Account tlelanos, induuAruq finance charges and tee. Ct1s1:k your Account balance roo tarty o ensure that it remains below your Credt Line. IF YOUR ACCOUNT BALANCE EXCEEDS YOUR no CREDIT LINE ATANY TIME, EVEN IF ONLY FOR ONE DAY, WE MAY CHARGE AN OVERLIMIT FEE OF $35. a YOUR A=UN f IS PAST DUE AND OVER ITS CREDIT LIMIT. Phase pay the minimum payment listed above along with the overlin* immediately or ad us at 1-800.280-9441. Your account ssd. Any balance you have will continue to accrue finance (hangs and fees and you will continue to mceW bllgrp rnb until your belarwr is paid in full. Pieserr destroy any checks and orsdtl cards relaft to this t aunt. You wig nerd to carloel all automatic charges that am billed its this account. Cloeing your account does not stop cco tml these chw9m beIng submitted by the merchant. ? Aoaount Swam N M I Q Statement Data -- ' 1064M Credits A Pa nts - $89.00 im 111 UNARM 111111111 Crsdd tints 000.00 Cash Advarwtns t 0.00 AVWWPW C" Cash Advanma as of I OMM5 $0.00 NEW BALANCE ? 11 $8,331.07 mom 1 TransacGorte FOR BILU140 EFI tORB AND WORTANT INFORMIATKK SEE REVERSE SIDL Balari m Catepor?[r[ Average batty PerkWo Annual % Finance Grace Oaft Bohm" Rate Rste AP Charges Tema Standard Purch Current Cycle $5,945.51 .0822%' 281974' $146.62 Tam A Standard Cash ant Cycle X152.19 0822%` 29.997E #3.75 Term S Promotional Otter • Current Cycle $162.06 .0164% 5.98% 40.80 Term A ANNUAL PERC AGE RATE this bilrmo ovols: 212.117% 'There rates May vary. For 24-hax Automate Account tnImugon, pteaas call 1-800-280.0551 or visit us at www.providiart.com Your aloc I unt 4 lasuad by Washtngtcn NubW Bank Henderson, NV. 33476 (03107) NMN0002 Payment fAgtlmuan Balers as of Account Due Dow Payment 0712MAN Number P©. Bat U0433, Usus. Tit 75290.0439 ? rqA2??A? !7,&W Alt 37,5 w eO 4SS9•S4U 10S•98'$t ~ve of Yddrn" ott bade t _ _? J i AMOUNT EMCLOBEt (use Mu• at bleak !me ) reJ $ M????.?t?J I 000 Mske Checks payable to Wnhtngton Mutual 0 WASHINGTON MUTUAL CARD SERVICES DELTA DAVIS PO BOX 6SO487 310 8 ENOLA DR DALLAS TX 75266-047 ENOLA PA 170252545 ??ra?u?t?rtr?r?r??tetj?tlitt?rr?r???u?r?uii?trtt?ttr???tru? ?tttj??ta?+?rtrtr?t?r?r'rrt?r??u?+ttrr?t?r?r?rErr?r?rr?ri?il 4559S4001059855 0754080 0754080 0008900 28 DETACH HERE N92 JPGV 1 7 26 e6172A RAGE 1 of 1 COM24190 Vaal O1AA?492 Your account is closed. Any balance you have will continue to swu? finance charge* and tees and you will continue to receive billing staWe wts until your balance is paid in full. Pheass destroy any checks and crawl cards relating to this account, You will also need m canal all automatic charges that are billed to this account. toeing your account doss not stop these charpe? from beingsubnWed by the merchant. Acaouftt Suwwwy $6,000.00 CAsh Advances + 1F4.00 of 0712Sf1]t3 $040 NEW BALANCE 7,640.86 !Sate PAGE 1. Average Dally Pododtc Cornseponding Mews Grace Dally Balartce Rd* APR Cham" Terms Purchase - Current Cycle $7,140.26 .0326% 41.99% WAS Term A Cash - Curmrtl a $190.21 .0328% 11.89% $2.31 Term a Promotional Offer Current Cycle (1163.52 .0328% 11.99% $1,98 Term A Effft iva ANNU PERCENTAGE RATE: (APR1: 11.90% The Canepondnp A R 0 the rakes of 1111111,44 YOU PAY WheA you carry a balance an purchases or each advenon. This Effaotlv? APR represents your halal fnenoe ea - inch?Ahs treasaWan fen suab n cash 4*0w And ba lama traneMr tees - *Wms?d as A pwaentape. For 244"r Auto sled Account Intormatlon, please call or visit us at Your socount Is sued by Weitrington MuhW Bank, Henderson, NV. 33576 (03107) tdMN0W2 :T- C?? i I tER VM MT PAMMT INFORM ROO •T4 nwNa eMk?r NY>rtrdEiN your memo. rtarr aakr owtiNd yeu pyraaat rorcba ur by NN raYm+nt daa Ors iatlicaw al tM wo w you st""at, Pymows roovwod d IM addrasDadapyawNaa gaby1!pP.m..aaM*tMokoF(*(aarolbpd!bet{dayai.wpbwdNadbyawaxeunlasof1Mdauraaiwd.Pbaaadiewar/titbplaaN Orm adh tb MffMM ooupm M iho aadotrt rdur a maNpN b Nw W dr at inrdatad. 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CD rm fi Mo r co QW r0 S . 9 A o ?6 m ?Q ID c -n 0 3 .J QD LVNV FUNDING : IN THE COURT OF COMMON LLC, Plaintiff :PLEAS, CUMBERLAND COUNTY vs. DELTA DAVIS, Defendant No: 08-4315 Civil Term :CIVIL ACTION - LAW DEFENDANT'S PRELIMINARY OBJECTIONS TO PLAINTIFF'S AMENDED COMPLAINT Pursuant to Pa.R.C.P. No's 1017(a) and 1028, Defendant, Delta Davis, by and through her attorneys, MidPenn Legal Services, preliminarily objects to Plaintiff's Amended Complaint and moves for its dismissal as follows: 1. MOTION TO STRIKENAILURE OF PLEADING TO CONFORM TO LAW AND RULE OF COURT Plaintiff filed an Amended Complaint demanding damages in the amount of $9, 494.97 plus interest, fees and costs. 2. Plaintiff alleges it is owed certain funds pursuant to an assignment, from the "original creditor," Washington Mutual, to itself, which would form the very core of Plaintiff's standing to pursue this claim, but such writing has not been appended to the Complaint, nor its absence explained, as required by Pa.R.C.P.No.1019(h) and (1). 3. Plaintiff has also failed to attach to the Complaint any signed written contract between Defendant and the original Plaintiff or any assignee. Although this/these contracts would form the core of Plaintiff's case, such writing(s) have not been appended to the Complaint, nor their absence explained, as required by Pa.R.C.P. No.1019(h) and (i) and No. 1028(a)(2) 4. In addition, while Plaintiff claims in Paragraph 4 that Defendant has a balance due on the account, Plaintiff fails to attach any documentation of charges or payments which would evidence such a balance. WHEREFORE, Defendant Davis demands the Plaintiff's Complaint be stricken without prejudice to the filing of an Amended Complaint. II. MOTION TO STRIKEANSUFFICIENT SPECIFICITY OF PLEADING Paragraph's 1-4 are incorporated herein by reference hereto. 6. As a whole, the Complaint is grossly vague and lacking in factual averments such that Defendant is without knowledge or information sufficient to form a meaningful response and prepare a defense. 7. The Complaint fails to provide any documentation or accounting of charges allegedly made by Defendant, which would support Plaintiff's claim of damages, such as a breakdown of charges, payments, and interest, so that Defendant can properly formulate a response and assert any counterclaims. 8. Given the generality of Plaintiff's allegations and failure to attach any documentation to support its claim, the Complaint fails to satisfy the Pennsylvania Rules of Civil Procedure, Pa.R.C.P.No.1028(a)(3) and (4). WHEREFORE, Defendant Davis demands that Plaintiff's Complaint be stricken without prejudice to the filing by Plaintiff of an Amended Complaint. III. IMPROPER VERIFICATION 9. Paragraphs 1-8 are incorporated herein by reference hereto. 10. The verification is signed by the attorney for the Plaintiff, but fails to set forth the source of the information or a reason why the verification is not made by the party. WHEREFORE, Defendant Davis demands that Plaintiff's Complaint be stricken without prejudice to the filing of an Amended Complaint. Date: ??/10??(JG MIDP NN LEGAL SERVICES By. Geoffrey M. Biringer, Esquire 401 E. Louther Street Carlisle, PA 17013 (717) 243-9400 Sup. Ct. ID #18040 CERTIFICATE OF SERVICE I, Geoffrey M. Biringer, being a member in good standing of the Bar of Pennsylvania, hereby certify that I served a true and correct copy of the foregoing Preliminary Objections on this 10th day of December, 2008, by placing same in the United States mail, first class, postage prepaid, addressed as follows: Kimberly F. Scian, Esquire 520 Fellowship Road, C306 Mount Laurel, NJ 08054 MIDPENN LEGAL SERVICES By: " . "'* -?? Geoffrey M. Biringer Attorney for the Defendant 401 E. Louther Street Carlisle, PA 17013 (717)243-9400 Supreme Court ID#18040 ? < . rat ?p jia Our File No.: 162987 LVNV FUNDING, LLC Plaintiff DELTA DAVIS NO.: 08-4315 Defendant FILED-OEEIC= THE r PT THn- p1, 0 Y 2011 APR 25 PH 3: 25 CUMBERLAND COUNTY PENNSYLVANIA PRAECIPE FOR LISTING CASE FOR ARGUMENT TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. 1. Matter to be Argued: Defendant's Preliminary Objections. 2. Counsel who will argue cases: Ben' in J. Cavallaro Esquire GEOFFREY BIRINGER Attornely Plaintiff Attorney for Defendant 520 Fel owship Road C306 Mount Laurel, NJ 08054 (800) 6'72-0215 3 4 Court Date: May 27, 2011 BY: Benj n/J. Avallaro, Esquire (A,>;t/ornev for Plaintiff Dated: jApril 19, 2011 TIONS: Original and two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) before argument. The moving party shall file and serve their brief 12 days prior to argument. The responding party shall file their brief 5 days prior to argument. . If argument is continued new briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) after the case is relisted. 401 E LOUTHER ST STE 103 CARLISLE, PA 17013 will notify all parties in writing within two days that this case has been listed for Our File No.: 162987 APOTHAKER & ASSOCIATES, P.C. BY: Kimberly F. Scian, Esquire Attorney I.D.# 55140 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorney for Plaintiff LVNV FUNDING, LLC Plaintiff, vs. DELTA DAVIS F1!Lcu-0Ff o ?r? raj ?I I JON 15 AM 10: t, CUMBERLAND u"O N I PENNSYLVANIA COURT OF COMMON PLEAS CUMBERLAND COUNTY NO. 08-4315 Defendant. PRAECIPE TO DISMISS WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly dismiss this action without prejudice. APOTHAKER & ASSOCIATES, P.C. Attorneys for Plaintiff A Law Firm Engaged in I?ebt Collection By: G. Kimberly F. Scian, Esquire Dated: June 8, 2011