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HomeMy WebLinkAbout08-13-08 (2)15056041125 REV-1500 Ex (06-05) OFFICIAL USE ONLY PA Department of Revenue Coun Code Year File Number Bureau of Individual Taxes ~ POBOx2806o1 INHERITANCE TAX RETURN 2 1 0 7 0 1 0 6 3 Harrisburg, PA 17128-OSOt RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 5~ 7 9 6 2 5 9 1 8 1 1 1 3 2 0 0 7 0 1 0 1 1 9 4 7 Decedent's Last Name Suffix Decedent's First Name MI D e n n e y E dw a n d P (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 1. Original Return ~ 2. Supplemental Return ~ 3. Remainder Return (date of death prior to 12-13-82) ^~ 4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Return Required death after 12-12-82) 6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFID ENTUIL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number E; R a l p h G o d f r e y E s q 7 1 7 2 3 3 6 6 3 3 r~~ Firm Name (If Applicable) I. a v e r y F a h e r t y Y o u n g First line of address c' 2 5 M a r k e t Second line of address F' 0 B o x 1 2 4 5 City or Post Office H a r r i s b u r g S t r e e t, State ZIP Code ~~ REG F~OF WILL3~5E ONLY - r --r7 - i = r, ~.-~ G"7 -- -: ':-r_i -_ ~ C..~ i . -. _ _ ~, _ ; ~?' =DATE FILED ~ P A 1 7 1 0 8 Correspondent's a-mail address: t'gOdffey@IaVI?rylaW.COm Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, ft is true, co complete. ration of preps other than the personal representative is based on all information of which preparer has any know e. SIGNATU ERS RE NSIB R LING RETURN ATE ~ a . ?j ADDRESS 110 Cra T race Fanwood NJ 0 023 SIG RE OF PR 9RER O N REPRESENTATI ~AfE ~ PO Box 1245 V Harrisburg PA 17108 PLEASE USE ORIGINAL FORM ONLY Side 1 15056041125 15056041125 15056042126 REV-1500 EX Decedent's Social Security Number Decedents Name: Edward P. Denney 5 7 9 6 2 5 9 1 8 RECAPITULATION 1 6 1 5 0 0 0. 0 0 1. Real estate (Schedule A) ........................................ 2. Stocks and Bonds (Schedule B) .................................. 2• • 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages & Notes Receivable (Schedule D) ........................ 4. 5 2 9 4 6 8 0 5~. Cash, Bank Deposits 8 Miscellaneous Personal Property (Schedule E) ....... 5. • 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested ....... 6• 7'. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) ^ Separate Billing Requested ....... 7. '7 3 4 1 3 • 3 6 g. Total Gross Assets (total Lines 1-7) ........................... 8. 7 4 1 3 6 0. 1 6 9. Funeral Ex enses 8 Administrative Costs Schedule H g, 4 3 5 2 6• 3 8 P ( ) ................ 1 q. Debts of Decedent, Mortgage Liabilities, 8~ Liens (Schedule I) ............ 10. 2 8 8 8 9 0 • 1 4 11. Total Deductions (total Lines 9 & 10) ........................... 11. 3 3 2 4 1 6. 5 2 12. Net Value of Estate (Line 8 minus Line 11) ..... .......... ... ....... 12. 4 0 8 9 4 3 , 6 4 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ........ ... ....... 13. 4 0 8 9 4 3 6 4 14. Net Value Subject to Tax (Line 12 minus Line 13) ........ .......... 14. • TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 0 0 0 15 0 0 0 (a)(1.2) x.o _ . . . 16. Amount of Line 14 taxable 4 0 8 9 4 3 6 4 1 8 4 0 2 4 6 at lineal rate X •045 . 16. . 1'7. Amount of Line 14 taxable 0 0 0 0 0 0 at sibling rate X .12 . 17. . 18. Amount of Line 14 taxable 0 0 0 0 0 0 at collateral rate X .15 . 1 g . 1~9.Tax Due ................................................19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 1 8 4 0 2. 4 6 Side 2 15056042126 15056042126 J REV-1500 EX Page 3 C'ecedPnt's Complete Address: File Number 21 07 01063 DECEDENTS NAME Edward P. Denney STREET ADDRESS 616 Sutton Drive CITY Carlisle STATE PA ZIP 17013 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount 3. InteresUPenalty if applicable D. Interest E. Penalty (1) $18,402.46 $12,000.00 $600.00 Total Credits (A +g +C) (2} $12,600.00 Total InteresUPenalty (D + E ) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Une 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. (3) $0.00 (4) $0.00 (5) $5, 802.46 (5A) B. Enter the total of Line 5 +5A. This is the BALANCE DUE. (56) $5,802.46 Make Check Payable fo: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred : ...................................................................... ^ b. retain the right to designate who shall use the property transferred or its income; ............................... ^ X^ c. retain a reversionary interest; or ................................................................................................ ^ X^ d. receive the promise for life of either payments, benefits or care? ....................................................... ^ Q 2. If death occurred after December 12,1982, did decedent transfer property within one year of death without receiving adequate consideration? ....................................................................................... ^ 3. Did decedent own an 'intrust for' or payable upon death bank account or security at his or her death? ......... X^ ^ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? .................................................................................................. ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1,1994 and before January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent (72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent (72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased childtwenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent p2 P.S. §9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)]. Asibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. OMB. NO. 2502-0265 r A. B. TYPE OF LOAN: U.S. DEPARTMENT OF HOUSING 8 URBAN DEVELOPMENT 1.^FHA 2.QFmHA 3. ~X CONV. UNINS. 4. QVA 5. ~CONV. INS. SETTLEMENT STATEMENT 6. FILE NUMBER: .a I R 7. LOAN NUMBER: 8. MORTGAGE INS CASE NUMBER: C. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked '(POCJ" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. 1.0 3/96 (10602.4 COZIER/10602.4 LOZIERI30) D. NAME AND ADDRESS OF BORROWER: Donald C. Cozier and Nancy C. Cozier 52 Wilson Street Carlisle, PA 1'7013 E. NAME AND ADDRESS OF SELLER: Estate of Edward P. Denney TIN: 26-6324771 F. NAME AND ADDRESS OF LENDER: Susquehanna Bank, PA 4185 W. Market Street York, PA 17408 G. PROPERTY LOCATION: 616 Sutton Drive Carlisle, PA 17013 H. SETTLEMENT AGENT: Martson Deardorff Williams Otto Gilroy & Faller I. SETTLEMENT DATE: Ma 29 2008 Cumberland County, Pennsylvania PLACE OF SETTLEMENT 10 East High Street Carlisle, PA 17013 y , J. SUMMARY OF BORROWER'S TRANSACTION K. SUMMARY OF SELLER'S TRA NSACTION 101. Contract Sales Price 340,000.00 401. Contract Sales Price 340,000.00 102. Personal Pro a 402. Personal Pro e 103. Settlement Char es to Borrower (Line 1400 6,611.30 403. 104. 404. 105. 405. A Frl m r I A m Frl Pi llrin vn 106. CountylTw .Taxes 05/30/08 to 01/01/09 885.97 406. Coun /Tw .Taxes 05/30/08 to 01/01/09 885.97 107. School Taxes 05/30/08 to 07/01/08 325.96 407. School Taxes 05/30/08 to 07/01/08 325.96 108. Assessments to 408. Assessments to 109. 409. 110. 410. 111. 411. 112. 412. 120. GROSS AMOUNT DUE FROM BORROWER 347,823.23 420. GROSS AMOUNT DUE TO SELLER 341,211.93 200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 500. REDUCTIONS IN AMOUNT DUE TO SELLER: 201. Deposit or earnest move 5,000.00 501. Excess De osit See Instructions 202. Princi al Amount of New Loans 114,000.00 502. Settlement Char es to Seller (Line 1400 3,453.42 203. Existing loans taken sub'ect to 503. Existin loans taken sub'ect to 204. 504. Payoff of first Mortgage to U.S.Bank Home Mortgage 226,721.18 205. 505. Pa off of second Mort a e 206. 506. 207. 507. De osit disb. as roceeds 208. 508. 209. 509. Ad'ustments or Items Un aid 8 Seller Ad'ustments For Items Un ai 8 Seller 210. County/Tw .Taxes to 510. Coun /Tw .Taxes to 211. School Taxes to 511. School Taxes to 212. Assessments to 512. Assessments to 213. 513. 214. 514, 215. 515. 216. 516. 217. 517. 218. 518. 219. 519. 220. TOTAL PAID BY/FOR BORROWER 119,000.00 520. TOTAL REDUCTION AMOUNT DUE SELLER 230,174.60 300. CASH AT SETTLEMENT FROM/TO BORROWER: 600. CASH AT SETTLEMENT TO/FROM SELLER: 301. Gross Amount Due From Borrower (Line 120 347,823.23 601. Gross Amount Due To Seller Line 420) 341,211.93 302. Less Amount Paid By/For Borrower (Line 220) ( 119,000.00) 602. Less Reductions Due Seller (Line 520) ( 230,174.60 '303. CASH (X, FROM) ( TO) BORROWER 228,823.23 603. CASH (X TO) ( FROM) SELLER 111,037.33 HUD-1 (3-86) RESPA, H04305 2 Pa°e 2 L. SETTLEMENT CHARGES 70J. TOTAL COMMISSION Based on Price ° PAID FROM PAID FROM Division of Commission line 700 aS FOIIOWS: BORROWER'S SELLER'S 701. $ t0 FUNDS AT FUNDS AT 702, $ t0 SETTLEMENT SETTLEMENT 703. Commission Paid at Settlement 704. to 800. ITEMS PAYABLE IN CONNECTION WITH LOAN 801. Loan Ori ination Fee 0.0000 % to 802. Loan Discount % to 803. Appraisal Fee to Robert Jones & Associates POC $330.00 -5.00 804. Credit Report to Kroll Factual Data Corp. POC $20.00 4.25 805. Lender's Inspection Fee to 806. MERS Fee to MERS 4.95 807. Commitment Fee to SBPA to Incl $21 FHLMC/LP Fee & UW/CLO/PC fee 595.00 808. Flood Certification Fee to First American Flood Data Services 18.00 809. Tax Service Fee to Tax Service Provider of: FAMC 75.00 810. Processing Fee to Susquehanna Bank, PA 245.00 811. Electronic Document Retrieval to Martson Deardorff Williams Otto Gilroy & Faller 50.00 90 .ITEM RE UIRED BY LENDER TO BE PAID IN ADVANCE 901. Interest From 05/29/08 to 06/01/08 @ $ 18.739700/day ( 3 days %) 56.22 902. Mortga a Insurance Premiumfor months to 903. Hazard Insurance Premium for 1.0 ears to Erie POC $305.00 904. 905. 1000. RESERVES DEPOSITED WITH LENDER 1001. Hazard Insurance months $ 25.42 er month 1002. Mort a e Insurance months $ er month 1003. Coun /Tw .Taxes months $ 125.10 er month 1004. School Taxes months $ er month 1005. Assessments months @ $ per month 1006. months $ er month 1007. months @ $ per month 1008. months $ er month 1100. TITLE CHARGES 1101. Settlement or Closin Fee to 1102. Abstract or Title Search to 1103. Title Examination to 1104. Title Insurance Binder to 1105. Document Pre aration to 1106. Nota Fees to 1107. Attorney's Fees to (includes above item numbers: ) 1108. Title Insurance to La ers Title Insurance Com an Reissue Rate 1 852.88 includes above item numbers: 1109. lender's Coverage $ 114,000.00 1110. Owner's Coverage $ 340,000.00 1111. Endorsements 100/300/8.1 to Lawyers Title Insurance Company 150.00 1112. Closing Service Letter to Lawyers Title Insurance Company 35.00 1113. 1200. GOVERNMENT RECORDING AND TRANSFER CHARGES 1201. Recording Fees: Deed $ 38.50; Mortgage $ 66.50; Releases $ 105.00 1202. Cit /Count Tax/Stam s: Deed 3,400.00 ~ Mort a e 1 % Transfer Tax 3,400.00 1203. State Tax/Stam s: Deed 3,400.00; Mort a e 1 % Transfer Tax 3,400.00 1204. 1205. 1300. ADDITIONAL SETTLEMENT CHARGES 1301. Surve to 1302. Pest Ins ection to 1303. UPS Overni ht Delive to Martson Deardorff Williams Otto Gilro & Faller Loan Pk /Mrt . Pa off 25.00 20.00 1304. 1305. Final Sewer & Water to Borough of Carlisle Acct. 06084 33.42 1400. TOTAL SETTLEMENT CHARGES (Enter on Lines 103, Section J and 502, Section ) 6,611.30 3,453.42 By signing page 1 of this statement, the signatories acknowledge receipt of Certified to be a true copy. a compiet c py t page t of tnis two page statement. Martson Deardorff Williams Otto Gilroy & Faller Settlement Agent ( 10602.4 COZIER / 10602.4 COZIER / 30 ) ACKNOWLEDGMENT OF RECEIPT OF SETTLEMENT STATEMENT Borrower: Donald C. Lozier and Nancy C. Lozier Seller: Estate of Edward P. Denney Lender: Susquehanna Bank, PA Settlement Agent: Martson Deardorff Williams Otto Gilroy & Faller (717)243-3341 Place of Settlement: 10 East High Street Carlisle, PA 17013 Settlement Date: May 29, 2008 Property Location: 616 Sutton Drive Carlisle, PA 17013 Cumberland County, Pennsylvania I have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction. I further certify that I have received a copy of the HUD-1 Settlement Statement. _~ Estate of Edward P. Denney Donald C. Lozier C~ ' Nancy C. Lozier BY: Christopher M. Denney, Executor To the best of my knowledge, the HUD-1 Settlement Statement whic I ha a prepared is a true and accurate account of the funds which were received and have been or will be disbursed by dersigned as part of the settlement of this transaction. Martson Deardorff Williams Otto Gilroy & Faller Settlement Agent WARNING: It is a crime to knowingly make false statements to the United States on this or any similar form. Penalties upon conviction can include a fine and imprisonment. For details see: Title 18 U.S. Code Section 1001 and Section 1010. HUD-1 (3-66) RESPA, H84306.2 ACKNOWLEDGMENT OF RECEIPT OF SETTLEMENT STATEMENT Borrower. Donald C. Lozier and Nancy %. io~se Setter. Estate of Edward P. Denney Lender. Susquehanna Bank, PA Settlement Agent: Manson Deardorff Williams Ofta Gilroy I~ Faller (717)243-3341 Place of Settlement: 10 East High Street Carlisle, PA 17013 Settlement Oa#e: May 29_, 20©8 Property Location: 616 Sutton Drive Carlisle,. PA 17013 Cumberland County, Pennsylvania i have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and acxurate statement of all receipts and disbursements made on my account or by me in this transaction. E further certify that }have received a campy of the HUD-1 Settlement Statement. Donald C. Lozier Nancy G. Lozier Estate of Edward P. Denney BY To the best of my knowleddge, the HUD-1 Settlement Statement which 1 have prepared is a true and accurate account of the funds which were received and have been or will be disbursed by the undersigned as part of the settlement of this transaction. Manson Deardorff Williams Otto Gilroy & Faller Settlement Agent WARNING: ft is a crime to knowingly make false statements to the United States on this or any similar form. rl~flt~,."~~1t'(1f~.t~:u~L:~da~a: ~j,1$. "`i °,~'t S. W. Barrett Real Estate & Appraisal Services SUMMARY REPORT Fre No. OS-0274 APPRAISAL OF ~ ~, _ . .: ,, „~'.'' y....ti_ "~ I _ ~~~_ , f _ , .-,, LOCATED AT: 1100 Walnut Street Carlisle, PA 17013 FOR: Lavery Faherty Young 8: Patterson PC 225 Market St, Ste 304, POBox 1245 Harrisburg, PA 17108-1245 AS OF: November 11, 2007 BY: Cassandra J. Crockett Certified Residential Appraiser S. W. Barrett Real Estate & Appraisal Services SUMMARY REPORT FBe No. 08-0274 08101!2008 Ralph Godfrey, Esquire Lavery Faherty Young 8 Patterson PC 225 Market St, Ste 304, POBox 1245 HaMsburg, PA 17108-1245 File Number: 08-0274 Dear Attorney Godfrey; In accordance with your request, I have appraised the real property at: 1100 Walnut Street Carlisle, PA 17013 The purpose of this appraisal is to develop an opinion of the defined value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the defined value of the property as of November 11, 2007 is: 5275,000 Two Hundred Seventy-Five Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final opinion of value, descriptive photographs, assignment conditions and appropriate certifications. Respectfully submitted, Cassandra J. Crockett Certifted Residential Apprelser SUMMARY REPORT Residential Appraisal Report File NO. 08-0274 The purpose d this appraisal repot is to provide the cliem with a credible opinion d the defined value d the wbject property, given the imended use of the appraisal. Giem Namellntended use Lave Fahe Youn 8 Patterson PC E-mail Cliax Address 225 Market St Ste 304 POBox 1245 Ci Harrisbu State PA zi 17108-1245 AdOitional lmerMetl us s The intended user of this re ort is the Client No additional Intended Users are ermitted without the ermission of the a raise s . Intended use The Intended Use is to evaluate the ro that is the sub ect of this a reisal to rovide the Client with an accurate and ad uate su orted o inion of value. Address 1100 Walnut Street Ci Carlisle State PA zi 17013 ownadPublicRecadDenne Edward P. Coup Cumberland Le I Desai 'on Deed Book 279• Pa a 4232 Assessors Parcel t 04-08-0579-001 Tax Year 07/08 RE. Taxes S 3 520.00 N ' hborttood Name Borou h Ma Reference 08-0579 Census Tract 0124.00 Ri X Fee Sim a Leasehold Otha describe research did dxf no[ reveal a ~ sales a transfers d rite s to the three ors 'a to the effel;Gve date d this a isal. Prig SakVTrartsfer. Date 5/3/2007 Price 265 000 Sourc s Courthouse records Arelysis of prix sale a transfer nistay of the wtyeq property (and comparabk: sales, it applicade) No furhter recent recorded transfers were found. Offerings, opttats and corxracts as d the effective date of the appraisal None known tJek~tibothood Characterisd r.s err-UnitHauing Trends orwUrct Fkx.,~ng F'r ~>sent Land Usa% Laadon Urban X Sudxban Rlral Pro Vakres X Irlaeasin Stable Dxlini PRICE AGE One-Unit 80 % Bull-U X Over 75% 25.75% Unda 25% DemanN5t1 X In Balance Over Su S 1100 2-4 Unit 0 % Growth Ra ' Stable Slow Marked Time Urxfer 3 mths 16 mths Ova 6 mths 125 Low New Multi-Fami 0 % Neighborhood Boundaries Sub ect is bounded on the north Rt11 • east b Rt34• sotrth b I- 500+ H' 100 Commerdal 10 % 81 • and west b Allen Road. 275 Pres. 25 Odra Vat:/inc 10 % Neighborhood Desaiptan Sub ect roe is located in an ex andin area of sin le famil homes both detached and attached within the Borou h of Carlisle. Sho in and other amenities are within welkin or short drivin distance. Schools stem is Carlisle District and local elements school is within .5 mile. SMSA 42-3240. Market Condition (mtluding support tar the above conchniom) See Attached Addendum Dimensions See le al desert tion/tax ma Area 1 Acre M/L Sho Irre ular ulew Residerttiai s iFit Zord CWSSifxadon R-1 Zorn Desai ion Low Densi Residential Zoro Com lance L al I Nonwnformi Grandfathered Use No Zoni III I describe K the highest and best use d the wbject property as improved (a as proposed per plans and specifications) the present use? Yes No n No, describe. Utilities Public Other describe Public Other describe OR-site I ts--T Public Private Electdt' X 200 am wale Well Street As halt X Gas sauna sews Se tic cal Lane site Carmerm WeIUSe cis acre ble within the Borou h for sites of one acre or more and has no adverse affect on marketabil Public water & sewer available the street There are no adverse easements encroachments or other adverse condkions. Gas line easement across drive to ad scent ro er fami member. GENER Urns One AIDESCWPtlonl One witlt Aces Unk fWNDATION Concrete Slab Crawl a EXTERIORDESCRIPTIDN rnalardlS Foundation Walls BIOCkiAv INTERtOR materials Floors Ca etMn UA-0 t d stories One X Ftdl Basement Partial Basemen[ Exterior wens AIum/Stone/A-G wens Plaster/A-G T Dnx ALL 5•DetlEnd Unn Basemen Area 1885 . R Roof Surface Shln IeIA-G TrkNFinish WOOdIA-G Exis' Pro ed Unda Cont. Desi n Ranch easerrlerx Fidsh 20°/s % amide En /Exit Pu Gutters a Aluminum/Av window r DHIAIum/Avers a Bath Fkwr Ca in UA-G Bath Wainca Plstr/Fb Ia/A-G Year &x1l 1959 Storm SasMrtsuWted StormslAv Car Staa None Effective rs 14-16 Screens Y es/Av X Drorewa rot Cars 2 Attic None Head FWA HWBB Radian[ Amerli0es WoodStoves i Dmrewa SufaceAs halt Star Stairs Odter Fuel Ges X Fke c s / 3 X Fence Wooden X Gana ! of Cars 2 Floc X Samle Cooli Cenbal A'r Cond'Idorti X PaddDetk Patio Porch / of Cars Fidstled Heated Irldvidual Olha Pod char All Del Btrik•in wnces to ire X Dishwasher X I Micraa2ve washer char describe Fidshed area above de tomain: 6 Rooms 3 Bedroans 2.5 Baths 1 885 re Feet d Gross ' ' Area Above Grade Additional Features Some redecorstin and u tJatin has been con leted since last urchase• double-faced stone fire lace with as to s between Iivin and font rooms• custom built-Ins in bedrooms and dinfn area• lower level reC room with additional fire lace• zoned heaUn water conditfonin and radon venttn s stems• slate aUo rail fencin care drive. Canmerm on the Improvements Im rovements are in avers a to Dori condition with no h sical or functional load uacies a anent nmoeumg aa>aaaaeaoz.,.emwe..oammn ins ermwP~rge~aen asrres.ac•Magr~a Pape 1 d 2 1GPM-~1 Generd Oupnse pppiekd Repot [7120D5 fiNneD1 650111]006 ~ Mm~upa-, u,»z,yx-w~u:a rcy~cr. SUMMARY REPORT Residential Appraisal Report File NO. 08-0274 FEATURE SUBJECT COMPARABLE SALE N0. 1 COMPARABLE SALE N0.2 COMPARABLE SALE N0. 3 1100 Walnut Street Address Carlisle 290 Dorwood Drive Carlisle 1206 Dickinson Drive Carlisle 114 S. Orenge Street Carlisle Prox' ' ro Su 'ect 1.8 MI NNW 0.90 MI SE 0.53 MI NNE sale Price s s 299.900 S 251 900 i 274 900 sale PricetGross Lw. sea S 0.00 s n s 136.07 . ft f 163.89 . h S 119.42 . ft. Datasarc s Multi-list Multi-list Multi-list verification soot s Courthouse Rec ords Courthouse Rec ords Courthouse Rec ords VALUEADIUSTMENTS DESCRIPTION DESCRIPTION .(- s DESCRIPTION .- s met DESCRIPTION .. s SaleaFinarKktg Caxessiars CIsg.Csts/Conv DOM 93 -8,997 None, Conv DOM 149 None, Conv DOM 6 Date of SaldTime 1/08 6/07 8/07 Location Suburban Suburban Suburban Suburban Leasehokllfee sim a Fee Sim le Fee Slm Ie Fee Sim le Fee Sim le She 1 Acre+/- 1 Acre+/- Lot/Av .29 14 000 LotlAv .48 10500 vltw Residerrtial Residential Residential Residerttial Deli n le Ranch Ranch Ranch Ranch Quay d Construction Averse Averse Averse Avers e Actisal A 49 Yrs 19 Yrs -8 500 35 Yre 17 Yrs $ 500 Condition Av !Good Av /Good Av /Good Av !Good AbWeGrade Taal aemt Batl¢ Tdd aernis aetln ieal BdM Trial Bdnns Betln Room Cam 6 3 2.5 6 3 2.5 7 3 2.5 7 2 2.5 Gress ' ' Ar~20.00 1 885 . h. 2 204 . ft -6 360 1 537 . h . 6 960 2 302 . tt -8 340 easemem & Firashed Rooms Below Grade Full BsmU Rec Room Full Bsmt/ 3 Rooms/Bath -2 000 Full Bsmt/ Unfinished 5 000 Futl Bsmt/ Unfinished 5 000 Functional util' Averse Averse Averse 2 Bedroom 2 000 Hears f GHW/CA OHW/CA HP/CA EBB/CA E Efficient Hems T ical T ical T ical T ical tiara 2 Car tiara e 3 Car tiara a -5 000 2 Car tiara e 2 Car tiara e PorcNPatiolDeck Patlo/FP's/Fnc PorchlDeck/ 0 Sun RoomIFP -1 000 En /Patio/FP 1 000 Gazebo Net mars aal X - S 30 877 X + S 24 960 X + S 1 660 Adjusted Sale Price Net Ag. -10.3% Net AQ1. 9.9% Nel Adj. 0.6% a ambles Gross 10.3% S 269 023 Grass 10.7% S 276 860 Cross .12.9% S 276 560 summa a sales c orison ch All tom arebles are similar ins le utili and location to the sub act ro are verified closed sales and are the best currerttl available. Clinked sales of one sto homes in sub act's value ran a have ratan occurred re uirin an ex ended search. Su lus land ad usted at 520 000/acre. Ad usted ran a of value Is 269 000 to 277 000. Akhou h sale #1 occurred after the effective date of this re there would have been no than a in market value in the interim and these would be the best tom arable sales available. cosr nPPRnACH ro vALUE she value Commerxs Site value from current assessment data and recent local land sales. ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SffE VALUE ......................................... 5 100 000 Sauce a cast data Dwellin . FL ~ S ............ - s Qlsal' ran from cost service EBectNe date a cost data . Ft. ~ S ............ = f Commems On Cost ch oss frvi area caknAatiors, eaation, etc. Cost A roach from MarshalllSwift Valuation Service Cara rJC . FL ~ s ............ - s handbook and local cost anal sis was wnsldered but Taal Estimate aCost-New ............ - s deemed not credible due to the a e of the im rovements. Less Functbnal Enema! Site value from Market Data. De reclatlon based on a e/Ilfe iatlan . s observed condition and Market Data Ana sis. Estimated ia[ed Cost of I ems ................................ - s remafnln Economic Life is 40-45 ears. •as-IS• value a site I ................................ - S INDICATED VALUE BY COST APPROACH ...................... - f NIA INCOME APPROACH TO VALUE ' Estimated Mon Market Rem f N/A X Gross Rent Multi ier NIA - f N/A kt6cated Value Income A Summry of Insane Approach (inclu6rg support fa market rem and GftFq Indicated Value Stiles Can rlson ch f 275 000 Cost da If level f NIA income ad, If morel S NIA Market Ana sis consistertU su its estimated market value. Cost and GRM ana sis were found ins ro [iota for this ana sis. Greatest wei ht fs a Iled to the Market Data Ana sis. Su rtin file Infotmatlon substantiates these estimates. This appraisal is made 'as Is,' subject ro completion per plans and specifications on the basis a a hypothetical condition that the improvements have been competed, ^ subject ro the fdkwaing repairs or afterenorts on the basis of a hypotlseticel condition that the repaks a akeretlats have been completed ^ subjed to the falowing: Based on the scope of work, assumptions, limiting conditions and appraiser's certification, my (our) opinion of [he defined value of the real property that is the subject of [his report is E 275,000 as of 11M 1/2007 ,which is the effective date of this appraisal. ,~, i~eeesoevg en aauva em.zaaam rar.ueeeme nua.capynpa•maszoosaao+dmarsoo.vrs se.ns. M.. as aeon reee..e. Page 2 d 2 tG7AR"I Genets Aapme Mpra'rsel Repro tL2fe5 craRraaasaaTama ,.~~rxs,e~»-~_~~-~~ S.W. Barrett Real Estate 8 Appraisal Services ADDENDUM Borrower Edward P. DENNEY (Estate) File No.: 08-0274 Property Address: 1100 WaaxA Street Case No.: SUMMARY REPORT CiM Carlisle State: PA Zro: 17013 Lender. Lavery Faherty Young & Patterson PC Neighborhood Market Conditions Property values have continued to appreciate In 2007, although at a slower pace than in previous years. Local multWist data indicates an appreciation rete of 2% for the past year in the subjects market area, with an average marketing time of 90-180 days. Economic trends and lending rates have remained favorable. Sales concessions are oecurtng more frequently. There are new homes under construction in surrounding developments, as well as resales available in the neighborhood. Addendrn Pape 1 d 1 SUMMARY REPORT File No. 08-0274 Scope of Work, Assumptions and Limiting Conditions Scope of work is defined in [he Uniform Standards of Professional Appraisal Practice as "the type and extent of research and analyses in an assignment." In short, scope of work is simply what the appraiser did and did not do during the course of the assignment. It includes, but is not limitetl to: the extent to which the property is identified and inspected, the type and extent of data researched, the type and eMent of analyses applied to arrive at opinions or conclusions. The scope of this appraisal and ensuing discussion in this report are specific to [he needs of the client other identified intended users and to the intended use of the report. This report was prepared for the sole and exclusive use of the client and other identified intended users for [he identified intended use and its use by any other parties is prohibited. The appraiser is not responsible for unauthorized use of the report. The appraiser's certification appearing in this appraisal report is subject to the following conditions and [o such other specific conditions as are set forth by the appraiser in [he report. All extraordinary assumptions and hypothetical conditions are stated in the report and might have affected the assignment results. 1. The appraiser assrarres m responsibility for matters of a legal nature affecting the property appraised a title thereto, nor does the appose render any opinion as to the title, which is assumed to be good and marketable. The property is appraised as though urMer resporuible ownership. 2. Arty sketch in this report may show approximate tlmensions and is included only to assist Ore reader in visualirirg the property. The appraiser has made no suvey d the property. 3. The appraiser is rat required to give testinarry a appear in court because d having made the appraisal with reference a Ore property in question, udess amarrgemeras have been previously made thereto. 4. Neither ap, nor arty part d the contem d tl95 repot copy a other media thereof (irrcktding conclusions as to the property value, Ore identity of the appraiser, prdessional designations, a Ore frcm wish which the appraiser B cenneaed), shall be used fa arty purposes by anyone but the diets and other interxfed users as idemified in this report, nor shall O be conveyed by anyone a Ore public Orwgtr advertising, publk reletions, news, sales, a other media, wiOrout the written conserO d the appraiser. 5. The appraiser will rat disclose the contents d Ovs appraisal report unless required ny appliwde law a as spedfiee in Ore Uniform Standards d professional Appraisal Practice. 6. Idarmation, estrmates, and opinions frmished a the appraiser, and contained in the report were obtained (tom sources considered rekable and believed to be true and correct. However, no resposibiliy for attaaty d wch items frrrrished to the appraiser is aswmed by the appraiser. 7. The appraiser assumes that there are ro hidden a unapparerx conditiau of dre property, subsdl, a strucnxes, wfrich would render d mere a less valuable. The appraiser aswmes ro resporsibiliy fa such conditions, a fa engineering a resting, which might Yx: requked to dnscever such factors. This appraisal is rat an errvrconmemal assessment d Ore property and should not be considered as wch. 8. The appraiser specializes in the valuation d real properly and is not a have inspector, buil6ng comraaa, stnx:Nal ergirreer, a similar expert nxdess dherwise noted, The appraise rid not condua Ore intensive type d fiehf observadorrs d the kind intended to seek and discover property defects. The viewing d the property and arty improvements is fa purposes d develeping an opinion d Ore defined vakre d the property, given the irxended use of this assignmena. Statemerds regarding tmdrom are based on surface observations only. The appraiser daims no sptvial expertise regarding issues including, but nor limited to: foundation settlement basement mdsture problems. wood destroying (a aher) irrsecs, pest idn:station, radon gas, lead based pairs, mold a erwironmenrol issues. Unless otherwise inufiwted, mechanical systems were not activated a tested. This appraisal report should not be used to disclose Ore condition d Ore property as it relates to the preserrce/absence ddefects. The client is invited and encoueaged to employ qualified experts to inspect and address areas d concern. It negatlve conditiau are discovered, Ore opinion d value may 6e affected. Unless otherwise noted, [he appraiser assumes the components that constitute the subject property improvement(s) are fundamentally sound and in working order. Arty viewing d Ore property by Ole appraiser was limted to really observable areas. UNess otherwise rated, attics and aawl space areas were nd accessed. The appraiser tld not move tumiture, fkar toverirgs a other items that may restrict the viewing d the propety. 9. Appraisals irnroMrg hypotlretiwl condtioru related a cempletion d new constnx:tion, repairs a alteration are based on the assumption Drat such cem(rletion, aheratiom a repairs will be conpetently pedamed. 10. Unless the inr[ended rue d Otls appraisal specifically includes iswes d propmy irsrrarnce wverage, this appraisal should rat be used fa such purposes. Reprodtction a Replacement cost figures rued in Ore cost approach are fa valuation purposes ony, given the imended use of the assignment The Definition d Value used in Orris assignmeru is unlikety to be torsistem with Ore definition d Irrsuable Value fa property irrwronce covnsageluse. 11. The ACI General Purpose Appraisal Report (GPAR'"") is not intended for use in transactions that require a Fannie Mae 1004/Freddie Mac 70 form, also known as [he Uniform Residential Appraisal Report (URAR). Additional Comments Related To Scope of Work, Assumptions and Limiting Conditions ~~w aim.~.e~:~yAaaa..eaonrnn.w..a..nm. n6a~.c~,qeoionsmocAaa~disoa.esa~.a~.NayK,xm.w. tGPAR`1 CenerM Pupose Appaoxl aequr [NZg15 crArax.~osanmoc v~ ~w~~,..,n..,~.~„~;,,r~„x SUMMARY REPORT File Ho. 08-0274 Appraiser's Certification The appraiser(s) certifies that. to the best of the appraiser's knowledge and belief: 7. The statements d fact cordairted in this repel are true and cameo. 2. The reported analyses. opiroons, and tbrrchniorrs are limited onty by the reported aswmptiats and limiting conditions and are the personal, impartial, and unbiased professional analyses, opinions. and txva:lusions. 3. Unless omerwise stared, the appreise has no presem a prospective interest in the property that is dre wbjea of this report and has no personal interest with respell to [he parties imrolved. 4. The appraise has ro bias with respell m the property That is the wbjtxt of this report w to the parties invdved with tlris assignment 5. The appraisers ergagemem in this assigrvnent was not coMingerd upon developing a reporting predetermined rewlts. 6. The appraisers compensation fa tbrtrpk4ing this assigrrnen[ is not contingent upon the development a reporting of a predeermined value a drection in value that favors the reuse of the diem. the amount of dte value opinoa the attainmera of a stipuWted resuh, a the otxxnmertce of a subsequera event directly reW[ed to dte imended use of this appraisal. 7. The appraisers analyses, opinions, and cortckuions wee developed. and this repot has been prepared, in wrdamity with the Uniform Standards M Professional Appraisal Practice. 8. Unless otherwise noted the appraise has made a personal inspection of the property that is the wtyed of this report 9. UNess noted blow, no one provided significant real property appraisal assiuance to the appraiser signing this certification. Significant real pmpety appraisal assistance provided by Additional Certiflrations: Definition of Value: ®Market Value ^ Other Value: Sam of Definition: USPAP The most probable price fn tetYns of money which a property should bring in competitive and open market under all conditions requisite to a fair sale, the btryer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. ADDRESS OF THE PROPERTY APPRAISED: 1100 Walnut Street Carlisle, PA 17013 EFFECTNE DATE OF THE APPRAISAL• NOVCmber 11, 2007 APPRAISED VALUE OF THE SUBJECT PROPERTY S 275,000 APPRAISER SUPERVISORY APPRAISER ~ ~ } Signatt[re: /~Q.~~' Signature: ~~ `"~ ' L=~ Name: Cassandra J. C Name: Steven W. Barrett, SRPA, SRA, ASA state Certification a RL001348L State Cetdication r GA000298L a Ucerse ~ a license t R6026921A a Other (desaibe): state:: State: PA State: PA Expiraton Date of Certification a license: 06/30/2009 Expiration Date of Certir¢atim a License: 06!30/2009 Date of Signatiae: 08/01/2008 Date d Signature and Report 08/01/2008 Date of Property Viewing: Date of Propety Viewing: 11/11/2007 Degree of property viewing: Degree of property viewing: ^ Interia and Exteda ^ Exteria Only ®ad not pesataly view ®Interia and Exterior ^ Exteior Only ^ Did na personaly view ,~, rmaoairs:g liO Sdnaaem.zHarzrww.eu.v,.m~ nnewr~gromasmoc~c~~ ~~ Se.+ceR. NitlglK ty~2005 ~~~~ gnaws ,,,~:..w„y,Y~,~-.,r3~,~,.+. S.W. Barrett Real Estate & Appraisal Services SUBJECT PROPERTY PHOTO ADDENDUM _1___ _ = 9i°Mb, o - .. ~ ~: ,. a .°°[°A' ~ Its _.~ i'~ ~,. ~ • ~ dRz • •p„ ,.E •. F: ,q ~, yw• '> WY-" .?m P 'A @ ~8.. T X ~R FRONT VIEW OF SUBJECT PROPERTY Appraised Date: November 11, 2007 Appraised Value: S 276,000 REAR VIEW OF SUBJECT PROPERTY STREET SCENE COMPARABLE PROPERTY PHOTO ADDENDUM COMPARABLE SALE #1 290 Dorwood Drive Carlisle Sale Date: vo8 Sale Price: S 299,900 COMPARABLE SALE #2 1206 Dickinson Drive Carlisle Sale Date: 8107 Sale Price: $ 251,900 COMPARABLE SALE #3 114 S. Orange Street Carlisle Sale Date: 8/07 Sale Price: $ 274,900 Client: Lavery Faherty Young & Patterson PC File No.: OS-0274 PfOpertV Addre55:1100 Walnut SVeet Case No.: SUMMARY REPORT City: Carlisle State: PA Zip: 17013 public lane to site NQ Walnut Lane FLOORPLAN Client: Lavery Faherty Young & Patterson PC File No.: 08-0274 Property Addre55:1100 Walnut Street Case No.: SUMMARY REPORT Cit :Carlisle State: PA Zi :17013 18.7 { o P800 N 23.0' 80.0' ~ Clsf. Mstr ~ BaOr KitcAen a Mstr iP Famiy Room °• ° 'E Bedroom Garage ° 3 Bath N ® IV 23.0' 9 U LivinO Room Bedroom Bedroom Foyer 5 B. 7.0' 7.0' n 48.0' Skeldt by Apex N Wmdavs^' Corti AREA CALCULATIONS SUMMARY Dasaiptfon SW Totals OLAS Airat floor 1995.00 1985.00 p/P Patio 192.00 192.00 OAR Oaraq~ 529.00 529.00 TOTAL ENABLE (rounded) 1885 LMNG AREA BREAKL)OWN Breakdown. Subcotala Pirai Ploer 29.0 z 60.0 1710.00 1.0 : 7.0 7.00 3.0 z 46.0 139.00 3 Areas Total (rounded) 1885 LOCATION MAP Client: Denney. Edward P. File No.: 08-0274 ProOertY Address: 1100 Walnut Street Case No ~ SUMMARY REPORT Cft :Carlisle State: PA Zi :17013 __. ~- Nail R8 J . iyhion ~ ~ oa©,~ ~ ., Sons ~~ M ~~ate ~ ~ to ~..,• saw ~ ~ v ~~ -- m ~ h ~ ~ ~ ,~°`~ ~ a u cn~T~r ct d' •ranodcy^;ahe: Gr+1s1; +~`+ Od Dt 3' St a ,; ~ (: ~r .oa DS ex p bat Rd ~ O S U ~, {~ripce!°h r n Nesbit D ~ ~ tv,, ~ Shannon In -~ Rd m !~ ~ r Sts ~ b m St m ~ F des R ~'• f 'c a OYarman Rd «~ ~ ~~ ~ ~ ¢ '°e _ j ~ •p 5~ ~ Ns~} ~ .Gpc;, r ~ Dr m ~ ~ gam,,:. w w ~ ~smirr<, .. F'Main ~ ;c fl ~o e ~ other r rA xs.s.zax+r~ m t1 r d ~ W ~ °~, m a h t ~ ~3 ~ ~ e1°wp G ~' `--~ er R~~er ~ ~eoi9 sp,i~ ; ~ o ~' ~ c es~n °° h sr ~ Wp~egUc 1 ~ ~ ~ ~ys1°` a v a4 1 r ~Q a~ k ~ y ~ ` ~ bM r St . ~ Dze ~ e ~~ ' ~ ~ ~ ~~~ _ ~ ~ ~ ~ ~ '( ~ 0 7 ~~ a m e ~ ~ <~ pAz~de ~ 7 ~ m i o ~ ~'s ~ m ~ Q, ~ m ~ ~ a °, )e 3h-,y ~ :~' '~ ~ r ~ ~ ° ~ s 'n t ~ ~' : ~ ./1 ,o,, d ~': C~u1~. Je ~:. 8r GomYO¢ic0 Aue ~~5 pd 'a ~pgpd 'a ~ ~~ ~r G 7 p~ N n o m s ~ o „ r m r L U ~~ Z ~ ~ m n O ~', 1 O m „ L ii0~ ~ O ~ 3 `L j ~o s~ ~ r 7 dR S ~a~ ~~'~ ~'nt~ ~ i 46., O4f ~pdcr°ft G Hs~ktn d ~ ~ ~ Map C)196~-2008 Tele 7 laa NA t rnw,~, e~•t~? car 95 ~ Rd ~: 3.83 miles Prepared by. 5levan W. Barred R.E. Appr. Svt. (717)2-03-Bfs48 .g f~~!",::3F ~E....'~ a>~~x~atlS~s+3„ ~ 2.W~ , v~~ ~. u: vP[IC~ W~«. , .:, x.- r;- BR:+3s+. BiifN~' ~ , t~. ~,'s, .EMX ^ S 1100 Waln°t 5t 6 3 2.5 1885 0.00 MI 3 290 Dozuood Dz 1/O8 299800. 6 3 2.5 2204 1.8 MI NNii 2 - 1206 D1eklnaon Dz 9f07 25190Q 7 3 2.5 1537 0.90 !!I S£ -3 114, S Oranq• St 8107 274900 7 2 2.5 2302 0..53 MI NNt: SUMMARY REPORT kt.r•.Rii QUALIFICATIONS """"' The following checked kerns are SPECIFIC SPECIAL CONDITIONS that were identifted by this appraiser during the inspection of the subject property, the comparebles sales, and their neighborhoods and locations. Unless otherwise noted, the conditions that appy to the subject property or the comparable sales used DO NOT AFFECT THE MARKET VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home Inspection service. This is an appreisal to estimate market value. _1. The subject is located in a rural area and is less than 25°/. buck-up. _x_2. CommerciaUlndustrial uses are located within the subject's neighborhood. These uses are typical of similar neighborhoods. _x_3. Vacant and undeveloped land uses are located within the subject's neighborhood. These uses are typical for the area. _4. The predominant value in the neighborhood is less than that of the market value of the subject properly. This is due to the very wide range of value of properties in the area and superior quality of the subject property. _5. The subject property is located in a F.E.M.A. Identifted Flood Zone. Flood insurance coverage is required and suggested. _6. Dampness is noted in the basement of the subject Standing or running water was not present on basement floor. This condition is considered typical in dwellings of this style. x_7. The subject property is serviced by private well and/or septic systems which is common for the area. x_8. The subject is older than ftve(5) years. All mechanical systems Including the heating, electrical and plumbing systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement _9. Repair items were noted in the comments section of the report. These comments on repair items are for descriptive purposes only and are not required repairs. The items listed are cosmetic in nature. _10. The basement floor Is a dirt floor. This condition is common and typical for the area. and does not pose a health or safety hazard. _11. The subject property does contain functional obsolescence as noted in the report This condition is considered typical and common for the area and this style dwelling. _x_12. The land value exceeds 30°/. of total value due to the high demand for vacant land in this neighborhood. This condition is considered common and typical for the neighborhood. x_13. The land value exceeds 30Y. of total value. This Is due to the large size of the site. This condition is considered to be typical and common. _14. Individual adjustments were required that exceed 15%. These adjustments were required due to lack of more similar comparebles on that individual rating. All comparebles used are the best available. _15. Total adjustments exceed 25%. This is due to the lack of comparable sales that were more similar in the subjects market area. All comparebles used are the best available. x 16. One or more comparable sales are older than six(5) months. Although there are comparable properties in the subject's area, none have sold recently; therefore, sales in excess of six(8) months have to be used. All comparebles used are the best available. x 17. One or more comparebles used were in excess of one (1) mile from the subject property. Although there are comparable properties in the Immediate area, none have solo recently. Therefore, it was necessary to use comparable sales outside of the immediate area. All comparebles used are located in similar neighborhoods and within the same marketing area. All comparebles used are the best available. _18. The electrical system was not connected during inspection. _19. The water service was not connected during inspection. _20. The heating system was shut down during inspection. _21. Rooftng_Plumbing_Electrical_Heating_certification(s) is/are suggested. _22. Inground swimming pool-, out buildings are Included .not included according to lender's guidelines. _23. According to lender's guidelines a maximum of acres were considered for this valuation. Remaining acreage was given no value. SUMMARY REPORT rv0. U6-UL/4 """"` QUALIFICATIONS """"` _24. The subject property is located on a private road. _25. Wood infestation inspection is suggested. x 26. Last recorded deed transfer. Date_5/3/2007 .Consideration: 5265,000 _27. Proposed construction/renovation in accordance to plans and specifications to be completed in a workman-like manner. _28. Seller is paying part or all of closing costs. x 29. Ail comparable sales are verified closed sales. _x 30. There are no special conditions or other requirements that would affect market value or future marketability in the Appraisal Report SUMMARY REPORT me 4t4kk""` QUALIFICATIONS 444444444 Confidentiality and Security Policy We consider privacy to be fundamental to our relationship with clients. We are committed to maintaining the confldentiality, Integrity and security of clients' personal information. Internal policies have been developed to protect this confidentiality, while allowing client needs to be served. We restrict access to personal information to authorized individuals who need to know this information to comply with federal standards to protect your nonpublic personal information. We do not disclose this information about you or any former consumers or customers to anyone, except as permitted by law. The law permits us to share this information wkh our afflliates. The law also permits us to share this information with companies that perform marketing. When we share nonpublic information referred to above, the information is made available for limited purposes and under controlled circumstances. We require third parties to comply with our standards for security and conflentiality. We do not permit use of consumer/customer information for any other purpose nor do we permit third parties to rent, sell, trade or otherwise release or disclose Information to any other party. Education As of the date of this report, land/or Steven W. Barrett, SRPA, SRA, ASA have completed the requirements under the continuing education program of the Appraisal Institute. ~~ i ,asa ~ ' ~rou te-M ~ ~+a!'~ ~ ~ n ~ '~ d a ~~ s 9 S~*y 3 `'.-~ 9 r ~ ~ F ~i ~~~ d ,,~ ~ ~ ~ ~ ~ a ~. ~ ~ a/ ~4 aP ~ ~ ~,4 ugg a 4 REV-1508 EX + (8-98) SCHEDULE E COMMONWEALTH OF PENNSYLVANIA CASH BANK DEPOSITS & MISC IN REST DENTEDE EDENTRN , , . PERSONAL PROPERTY ESTATE OF FILE NUMBER Edward P. Denney 21 07 01063 Indude the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1. PNC Bank -Checking Account 5004992898 $6,072.92 (See attached date of death letter from PNC Bank) 2 SunTrust -Checking 40104648 $715.08 (See attached date of death letter from SunTrust) 3. SunTrust -Money Market Account $44.68 (see attached date of death letter from SunTrust) 4. 2006 Toyota Avalon Sedan Limited $24,700.00 (See attached appraisal for value) 5 Personal Property $3,903.00 (See Estate Appraisal Report from IBIS Appraisal Services) 6 1998 Nissan Pathfinder SE $3,500.00 (See attached Kelly Blue Book report) 7 Refund NJ EZPASS $15.55 8 Refund -Patriot News $5.20 9 Geico -Car Insurance Refund $530.80 10 2007 Federal Tax Refund $3,371.00 11 2008 US Treasury 2008 Economic Stimulus $1,200.00 12 US Bank Escrow Refund for 616 Sutton Drive, Carlisle Pennsylvania $3,734.48 13 Income from parent's farm estate $1,674.71 14 Refund from Hagerstown Trust $37.00 15 State of Maryland 2007 tax refund $1,200.00 16 Verizon Wireless refund $41.77 TOTAL (Also enter on line 5, Recapitulation) ; 52 946.80 (If more space is needed, insert additional sheets of the same size) Continuation of REV-1500 Inheritance Tax Return Resident Decedent Edward P. Denney 21 07 01063 Decedent's Name Page 1 File Number Schedule E -Cash, Bank Deposits, 8~ Misc. Personal Property ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 17 SunTrust -Interest Check $24.68 18. Refund for County/School Tax from Sale of 616 Sutton Drive, Carlisle PA $1,211.93 (See HUD-1 attached to return) 19. Erie Insurance Homeowners Insurance Refund $964.00 SUBTOTAL SCHEDULE E $2,200.61 GRAND TOTAL SCHEDULE E S 52, 946.80 ESTATE APPRAISAL REPORT OF PERSONAL PROPERTY OF Edward Denney, deceased date of death (d.o.d.) November 13, 2007 616 Sutton Dr. Carlisle, PA 17013 for: Christopher Denney, Executor Ralph Godfrey, Esq. Lavery, Faherty, Young & Patterson 225 Market St., P.O. Box 1245 Harrisburg, PA 17108-1245 AS OF: d.o.d. November 13, 2007 Reported on April 14, 2008 BY: ~I~is A raisa~ ~~ ~~ Ser~'ces z¢S N. Hanover St. P.O. Boer 2¢ Carlsle PA z~or3 (717) 243-3474 Info@lbisappraisals. com wwtivibrsapptalsals.cnm TABLE OF CONTENTS Table of Contents 2 Appraisal Certificate 3 Appraisal Summary 4 Photograph & CD-ROM Instructions 5 Personal Property Listing 6 Appraisal Summary (Copy) 15 References 16 Privacy Notice 17 Statement of Qualifications 18 Assumptions and Limiting Conditions 19 APPRAISAL CERTIFICATE I hereby certify that, upon the request for the estate appraisal of the personal property of Edward Denney, deceased, 616 Sutton Dr. Carlisle, PA 17013, I have personally and physically inspected the listed personal property. The personal property was appraised to determine the FAIR MARKET VALUE, AS OF d.o.d. November 13, 2007 & reported on April 14, 2008. The date of inspection was April 10, 2008. The information and values contained in this report are based upon my experience as an appraiser and other reliable sources. The personal property was found to be in EXCELLENT condition, unless otherwise noted. Values are reported piece-by-piece, and/or as a whole. All values reported have been determined with consideration to the condition of the item, market conditions, and salability factors. -is A~~raisa~ ~e~~ices . ~, ~ ~~ss L. ones C.A. Director 3 APPRAISAL SUMMARY It is in my opinion, that as of d.o.d November 13, 2007, the Fair Market Value of the personal property of Edward Denney, deceased, 616 Sutton Dr. Carlisle, PA 17013: (Three Thousand Nine Hundred Three Dollars and Zero Cents) ($3,903.00) Appvaisa~ The report must be read in its entirety. The Appraisal Summary ONLY is not the appraisal report. Photograph and CD-ROM Instructions Ibis Appraisal Services has provided you with a CD-ROM that houses all of the digital photographs of all of the items appraised. The CD-ROM also contains a saved copy of the appraisal report. This CD-ROM may be kept with the paper copy of the appraisal report or kept off-site, such as a safety deposit box. The photographs are saved in the JPEG picture format, meaning that all of the file names end with a ".JPG". The file names correspond to the written appraisal report's Corresponding Photograph File that is included at the end of each item appraised. Getting started with your CD-ROM 1. Insert the CD-ROM into your computer's CD-ROM Drive. If you do not have a computer or access to a CD-ROM Drive--a copy store, office supply store, or public library will be able to help you view and/or print your pictures. 2. Your computer may contain one or several different software programs that will allow you to view your pictures. Examples of these programs are Draw, Photo Editor, Picture It! Express, Photo Suite, My Photo Center, Photo Studio Lite, Photo Shop Pro, Picture CD, or Photo Deluxe. The program that is included with a digital camera is another way to view your pictures. • Select the program for viewing photographs and open the program. 3. Click FILE, and Click OPEN. 4. Use the Pull-Down, "Look in" Menu and select the D Drive (D:) or whichever drive is designated as your CD-ROM (sometimes this may be the E Drive (E:) on your computer). ~ NOTE • Your CD-ROM Drive is designated with a small CD-ROM graphic Icon or a cartoon representing the drive. • The drives of your computer can be found under My Computer section of the Pull- Down "Look in" Menu. Common Drives are: A Drive (floppy disc drive), the C Drive (hard disc drive), the D Drive (CD-ROM Drive), and the E Drive (sometimes CD-ROM Drive; sometimes an external drive, like a CD-ROM Writer, Zip, or Jazz Drive). 5. Double-click on the photograph you wish to view. Personal Property Listing 1 Sofa & Chairs. Set of modern plush sofa and $350.00 two chairs. Location: Television Room. Corresponding Digital Photograph File: r0329747jpg 2 _ Coffee Table. Modern coffee table. $10.00 Location: Television Room. Corresponding Digital Photograph File: r0329748 jpg ~. ~...~ 3 - Mirror. Modern wall mirror with painted $12.00 metallic frame. Location: Television Room. Corresponding Digital Photograph File: r0329749 jpg 4 Floor Lama. Modern floor lamp. $8.00 Location: Television Room. Corresponding Digital Photograph File: r0329750 jpg 5 ~_ - Table. Two modem hardwood end tables. $16.00 Location: Television Room & Living Room. Corresponding Digital Photograph File: r0329751 jpg 6 Lamas. Two modern table lamps. $8.00 Location: Television Room & Living Room. Corresponding Digital Photograph File: r0329751jpg '7 --' Television. Wide screen Sanyo Vizon $500.00 television. Location: Television Room. Corresponding Digital Photograph File: r0329752jpg 8 Chair. Modern plush chair. $25.00 Location: Television Room. Corresponding Digital Photograph File: r0329754 jpg 9 Porch Set. Modern wicker porch set including $45.00 two chairs, settee and table. Location: Back Porch. Corresponding Digital Photograph File: r0329753. " 10 Dining Suite. Modem blonde wood dining $150.00 suite. Suite includes hutch, table and six chairs. Location: Dining Room. Corresponding Digital Photograph Files: r0329755 & r0329756jpg 11 ~ `,;; - F^ ~~~. Table. Modern wood sofa table. Location: Living Room. Corresponding Digital Photograph File: $35.00 r0329757 jpg 12 Sofas. Two modern plush sofas. $60.00 Location: Living Room. Corresponding Digital Photograph File: r0329758 jpg 13 Table. Modern glass and brass coffee table. $10.00 Location: Living Room. Corresponding Digital Photograph File: r0329759jpg 14 Carpet. Modern oriental type area carpet. $60.00 Location: Living Room. Corresponding Digital Photograph File: -`- , r0329760 jpg 15 = Table. Modern sofa table. $20.00 Location: Living Room. " `' Corresponding Digital Photograph File: r0329761jpg 16 ~ ~~. : ~ Chairs. Two matching caned and wood chairs $30.00 ~. .. ~. with plush seats. Location: Living Room & Basement. ~ Corresponding Digital Photograph File: r0329762 jpg j 17 ~ ~ ~~` ,.~ ' Mirror. Modern wall mirror with gold gilt $15.00 ~ frame. Location: Living Room. ~~' Corresponding Digital Photograph File: r0329763 jpg 18 Cabinet. Modern wood display cabinet with two $125.00 ('<; .-E~ ~ doors over two doors cabinet. ' Location: Front Foyer. j Corresponding Digital Photograph File: r0329764 jpg 19 Cabinet. Modern cabinet with wine cubbies. $45.00 Location: Front Foyer. Corresponding Digital Photograph File: r0329765jpg 20 Mirror. Modern wood framed mirror. $30.00 Location: Front Foyer. Corresponding Digital Photograph File: ~T r0329766 jpg 21 - - Television. Toshiba DVD/VHS television. $40.00 Location: Office. Corresponding Digital Photograph File: s~„.;.... -.- r0329767jpg 22 Printer. Epson Picture Mate photograph printer. $40.00 Location: Office. Corresponding Digital Photograph File: r0329768jpg 23 Shredder. Fellowes DMBC shredder. $30.00 Location: Office. Corresponding Digital Photograph File: r0329769jpg 24 Desk. Modern office desk. $30.00 Location: Office. Corresponding Digital Photograph File: r0329770 jpg 25 Chair. Modern office chair. $35.00 Location: Office. Corresponding Digital Photograph File: r0329771 jpg 26 Computer. Newer model Sony Vaio lap top $450.00 computer. Location: Office. Corresponding Digital Photograph File: ~- " r0329785 jpg _~ 27 ~' Bedroom Suite. Modern bedroom suite. Suite $550.00 includes chest, mirror, chest-on-chest and nightstand. Maker: American Craftsman by Stanley. Location: Master Bedroom. Corresponding Digital Photograph File: r0329772. ' 28 Crock. Vintage blue and gray salt glazed crock $75.00 ~- with floral decoration. Location: Basement. Corresponding Digital Photograph File: __ ~~_ r0329773 jpg 10 29 Christmas Decoration. Miscellaneous selection $50.00 of modern Christmas decorations. Location: Basement. ~. Corresponding Digital Photograph File: r0329774jpg 30 = Grill. Small portable Weber grill. $35.00 - - Location: Basement. Corresponding Digital Photograph File: r0329777. ' 31 ~ Microwave. Microwave oven. $2.00 Location: Basement. Corresponding Digital Photograph File: r0329778jpg 32 - Tool Chest. Modern black metal Craftsman- $25.00 type tool chest. Location: Basement. Corresponding Digital Photograph File: r0329780.' 33 Tools. Small selection of miscellaneous tools. $35.00 Location: Basement. _ Corresponding Digital Photograph File: r0329781 jpg 34 •~ Books. Selection of modern hardback and $45.00 paperback books. Location: Basement. ~.: '~ Corresponding Digital Photograph File: r0329782 jpg 11 35 Weights. Olympic Surge weights, Marcy $60.00 Diamond Elite weight lifting set. Location: Basement. Corresponding Digital Photograph File: r0329783jpg 36 Shelvine. Modern wicker shelving. $5.00 Location: Second Floor Back Bedroom. Corresponding Digital Photograph File: r0329786 jpg 37 Bedroom Suite. Modern mid-twentieth century $100.00 bedroom suite. Suite includes chest, nightstand and queen-sized bed. Location: Second Floor Back Bedroom. Corresponding Digital Photograph Fide: r0329787. ' 38 Crib. Modern white painted crib. $20.00 Location: Second Floor Back Bedroom. Corresponding Digital Photograph File: r0329789jpg 39 Bedroom suite. Modern mid-twentieth century $100.00 bedroom suite. Suite includes chest, nightstand and double brass bed. Location: Second Floor Front Bedroom. Corresponding Digital Photograph File: r0329790.' 40 Kitchenette Set. Modern pine table, two modern $40.00 Windsor chairs and modern bench. Location: Kitchen. Corresponding Digital Photograph File: r0329791jpg 12 41 Television. Magnavox 12" flat screen $45.00 television. Location: Kitchen. Corresponding Digital Photograph File: r0329792 jpg 42 Glassware. Miscellaneous selection of modem $20.00 glassware and drinking glasses. Location: Kitchen. Corresponding Digital Photograph File: r0329793 jpg 43 '~' Flatware. Selection of stainless steel flatware $2.00 and utensils. Location: Kitchen. Corresponding Digital Photograph File: r0329796JPg 44 _ __ - China. Miscellaneous selection of modern $10.00 plates and china. Location: Kitchen. Corresponding Digital Photograph Files: r0329794 & r0329795 jpg 45 - Wine Refrigerator. Hafer wine refrigerator. $40.00 Location: Garage. Corresponding Digital Photograph File: r0329798jpg 13 46 Mountain Bike. Modern mountain bike with no $35.00 name. Location: Garage. Corresponding Digital Photograph File: r0329799 jpg 47 Blower. Toro Ultra 2251eaf blower. $40.00 Location: Garage. Corresponding Digital Photograph File: r032800jpg 48 Hedge Trimmer. Black & Decker pole hedge $40.00 trimmer, Location: Garage. Corresponding Digital Photograph File: r032801.' 49 Knick Knacks. Miscellaneous selection of knick $200.00 knacks including candlesticks, picture frames, figurines and faux plants. Location: Throughout Household. Corresponding Digital Photograph File: r0329776. jpg 50 Kitchenwares. Selection of kitchenwares $150.00 including pots, pans, Tupperware and trays. Location: Throughout Household. ~'` Corresponding Digital Photograph Files: r0329779 & r0329797jpg Total $3,903.00 14 APPRAISAL SUMMARY (COPY) It is in my opinion, that as of d.o.d November 13, 2007, the Fair Market Value of the personal property of Edward Denney, deceased, 616 Sutton Dr. Carlisle, PA 17013: (Three Thousand Nine Hundred Three Dollars and Zero Cents) ($3,903.00) pis A~~Yaisa~ S~~v~ice~ C.A. iirectar The report must be read in its entirety. The Appraisal Summary O1VLY is not the appraisal report. 15 Appraisal References Alderfer's Auction. 501 Fairground Rd. Hatfield, PA 19440. 215-393-3003. http: //www. alderferfinearts. com/ Brickers, Chuck E. Auction. 93 Texaco Rd. Mechanicsburg, PA 17050. 717-776-5785. Conestoga Auction Company, Inc. 768 Graystone Rd. Manheim, PA 17545. 717-898- 7284. http://www.conestogaauction.com/auctions/ eBay. http://www.ebay.com Gottshall, Jr., Roy Auctions. 113 Forge Rd. Boiling Springs, PA 17007. 717-258-6222. Hershey, Dan Auctioneerin~ Service. 3 Brown Rd. Shippensburg, PA 17257. 717-532- 4647. F. Loney, C.A.P.P., L.P.I. 2007. Personal Communication Ocker, Carl E. Auction. 4401 Philadelphia Ave. Chambersburg, PA 17201. 717-264- 6578. http://www.kennysauction.comi Pook &Pook. 463 East Lancaster Ave. Downingtown, PA ]9335. 610-296-4040. http:/lwww.pookandpook.com York Town Auction, Inc. 1625 Haviland Rd. York, PA 17404. 16 PRIVACY NOTICE Pursuant to the Gramm-Leach-Billey Act of 1999, effective July 1, 2001, appraisers, along with all providers of personal financial services are now required by federal law to inform their clients of the policies of the firm with regard to the privacy of client nonpublic personal information. As professionals, we understand that your privacy is very important to you and are pleased to provide you with this information. In the course of performing appraisals, we may collect what is known as "nonpublic personal information" about you. This information is used to facilitate the services that we provide to you and may include the information provided to us by you directly or received by us from others with your authorization. We do not disclose any nonpublic personal information obtained in the course of our engagement with our clients to nonaffiliated third parties, except as necessary or as required by law. By way of example, a necessary disclosure would be to our independent contractors, and in certain situations, to unrelated third party consultants who need to know that information to assist us in providing appraisal services to you. All of our independent contractors and any third party consultants we engage are informed that any information they see as part of an appraisal assignment is to be maintained by strict confidence within the firm. A disclosure required by law would be a disclosure by us that is ordered by a court of competent jurisdiction with regard to a legal action to which you are a party. We will retain records relating to professional services that we have provided to you for a reasonable time so that we are better able to assist you with your needs. In order to protect your nonpublic personal information from unauthorized access by third parties, we maintain physical, electronic, and procedural safeguards that comply with our professional standards to insure the security and integrity of your information. 1~ Statement of Qualifications Alyssa L. Loney, C.A.P.P. Professional Designations and Certifications C.A.P.P. -Certified ApQraiser of Personal Property designation earned through course work and classes provided by the Institute of Appraisal of Personal Property. Archaeological Resources Protection Act -Certified to conduct investigations and damage assessment that pertains to violations of the United States federal, state, and local laws pertaining to archaeological sites and cultural properties. Including by not limited to the Archaeological Resources Protection Act of 1979, National Historic Preservation Act of 1966, the Native American Graves Protection and Repatriation Act and the American Antiquities Act of 1906. Professional Accomplishments ~ State Historical and Underwater Archaeologist for the State of Louisiana. ~ Attended the Conservation of Indian Artifacts Symposium sponsored by the Smithsonian Institution and the Tunica-Biloxi Indian Reservation, Marksville, Louisiana. ~ Director of the West Virginia University Historical Costume Museum. ~ Research Archaeologist/ Artifact Instructor for CADW (Welsh Historic Monuments)/ University of York, England. ~ Research and Preservation Specialist for the Maryland Historical Trust. ~ Presented and published works for national and international organizations including the Society for Historical Archaeology, Middle-Atlantic Archaeology Conference, Southeastern Archaeological Conference, Louisiana Archaeological Society, and the Maryland Historical Trust. Education B.Sc. Historical Textiles and Clothing, 1992, West Virginia University, Morgantown, West Virginia, United States. M.A. Medieval Archaeology, 1995, University of York, York, England. C.A.P.P. Certified Appraiser of Personal Property, 2001, Institute of Appraisal of Personal Property, York, Pennsylvania, United States. A.R.P.A. Certified to conduct investigations and damage assessment that pertains to violations of the United States federal, state, and local laws pertaining to archaeological sites and cultural properties. S.B.D.C. First Step Entrepreneurial Series, 2001, Kutztown University of Pennsylvania, Small Business Development Center. Presently Director and Founder of Ibis Appraisal Services. Member of Institute of Appraisal of Personal Property, American Society of Appraisers, Appraisers Association of America, International Society of Appraisers, and Professional Coin Grading Service. Conducts extensive on-site appraisals, assessments, analyses, and authentication of personal and cultural property. Operates on local, national, and international levels. Conducts research on all objects considered personal and cultural property. 18 Assumptions and Limiting Conditions The term "Fair Market Value", as used in this report, is defined as follows: The highest price an item would bring if the sale occurred under normal market conditions providing 1. neither the buyer or seller is acting under duress, 2. the property has been exposed on the open market for a reasonable length of time, 3. both the buyer and the seller are aware of the potential assets and defects, 4. no unusual circumstances are present. This appraisal was based upon the following assumptions, limitations, and conditions: 1. The information contained in this report was gathered from sources considered reliable, personal examination, research of authenticity and comparable sales and/or auction prices. 2. No responsibility is assumed for matters that are legal in nature, including, but not limited to: the representation of others concerning the value, authenticity, condition, origin, or provenance of an item appraised. 3. The appraiser assumed that a normal and careful examination of the property was sufficient to determine its quality and condition and that no extraordinary examination procedures were to be utilized, unless these were specially requested and the expenditure of funds therefore authorized. 4. The appraiser's court attendance and expert testimony report, if required, are not included as part of this report. The appraiser does have the right to refuse testimony. THE UNDERSIGNED HEREBY CERTIFIES; 1. That I have no interest now, nor have I had an interest in the past, nor shall I contemplate an interest in the future, in the property covered by this appraisal. 2. That to the best of my knowledge and belief, all statements and information included in this appraisal are true and based upon objective findings and that no pertinent information has been knowingly withheld or deleted in this report. 3. That neither the employment to make this appraisal or compensation for doing so is contingent upon the value of the property. It is the firm belief of the appraiser that the information furnished in this appraisal report and the conclusions drawn from this information are true and correct, but they are not guaranteed. pis A~~raisa~ Lv~ssa ~,. Lc~rl~v~i~ C.A. -irectov 19 SunTrust Banks Mai] Code GA-ATL-5134 Post Office Box 4418 Atlanta, GA 30302-4418 ~~ SU11f I~2UST' Return Letter Verification of DepositlLoans Salzmann Hughes, P.C. Attorneys At Law 354 Alexander Spring Rd, Ste 1 Carlisle, PA 17015 RE: Account# 0000040104648_ Non-Interest Checking Date of Death Balance is $715.08 Ownership didn't change within the year of Date of Death RE: Account# 1000029248696 Money Market Account Closed 11-5-07 Applicant Edward P Denney Patricia S Denney 616 Sutton Dr Carlisle, PA 17013 Ownership of Account is the same as above in the "Applicant" section of this letter Closing Balance is $44.68 Barry Yalnter Title Date Please direct inquires: SU1~tUST Credit Verification Department GA-ATLANTA-5134 /Post Office Box 4418 Atlanta, tJA 3u3u2-=1418 Request Number Contact Number: 1-877-841-8443 This letter is confidential and written without prejudice as a matter of business courtesy with the understanding that its source and contents will not be divulged and that no responsibility is to attach to this Bank or any of its officers or agents for information herein. It contains information solely as to transactions or experience between the designated customer and this Bank. `"`~ ~-" ~( f~~ ~~~ Y ~ Fb -,a''3' ~`~i - n:_. Signature of Depository Official Feb. 4. 2008 3.~8PM PNC BANK 412-70-2747 ~~~~~ 1'he Thinking Bchind The Moncy Pebrgary 4, 2008 Salzmann & Hughes PC Attorneys at Law E Ralph Godfrey Esq 354 Alexander Spring Rd Suite 1 Carlistie, PA 170 i 5 RE: Edward P Denney (Deceased) SSN: 579-62-5918 ' DO0:11-13-2007 Dear Mr. Godfrey: No, 8999 P. 1 In response to your request for Date df Death balances for the customer noted above, our records show the following: Checking Account Account # 5004992898 EDWARD P DENNEY DOD balance: $6,072.92 non interest bearing Ssr+kngs Acrnnnt Account # 5005286362 EDWARD P DENNEY ITF CHRISTOPHER M DENNEX d~ MARY ELI EN EHRSAM DOD balance: $73,227.00 + 186.36 accrued interest Established 07-07-2006 Established 10-23-2007 Page 1 of 2 Feb. 4. 2008 3:38PM PNC BANK 412-705-2747 No. 8999 P, 2 Please note that ties office only provides date of death balances for deposit accounts (IltAs, CDs, Checking and Savings accounts). We do not process aay financial transactions ar provide statements. Ifyou need assistance with any ofthese items, please call 1-888-PNC-BANK (1-8$8762-2265} or stogy by your local PNC Bank branoh office. lino ly, Colleen Crowder 1-800-762-1775 P7-PFSC-04-F 500 First Ave Pittsburgh, PA 15219 Member FDIC Fags 2 of 2 Kelley Blue Book -Trade-In Pricing Report -Nissan, Pathfinder -Official Kelley Blue B... Page 1 of 3 Ketiey Blt~ Bottlt THE TRUSTED RESOURCE .~.~ ~n.,:. 'rhe Zoos Nissan Pathfinnder asl~r_.iarrrw .,..r~.a r.cw a.nr>i urea a.ars ecesearcn ag explore News & Reviews Classifieds Loans & Insurance KBBe Green Used Car Values I Classifieds I Certified Pre-Owned I Compare Vehicles I Perfect Car Finder I Mos[ Researched Vehicles I CARFAX Vehicle History Welcome Back I My KBB Recently Viewed You Might Also LI!ce Home > Usetl Grs > 142@ > Nissan > Pathfinder > SE Sport Utility 4D 1998 Nissan Pathfinder SE Sport Utility 4D _ Trade-In Value _ _ _ _ _ _. __ ___ Private Party Value B10E BDOi(~ TRADE-IN YAWE <;;„~..~-~;:~> .._...- Suggested Retail Value ' _.. Photo Gallery I Condition «;,,>-s ;.,;, Value Compare Vehicles t+awe Blue Book. Review Excellent $3,900 Consumer Ratings Good $3,500 Find Your Next Car Fair $2r850 Specifications More Photos ', :oc+ Shopping Tools Free CARFAX Record Check I. Auto Loan fmm 5.19% APR (:ompare Insurance Rates Payment Calculator : Find a Dealer SELL rDUR USED CAR On Blue Book Classifieds° ' -' Reach millions of '14! shoppers on kbb.mm, :............_..__; AutoTrader.com, and other popular sites. To Sell It Now, CIIck our A USED (AR on Biue Book Classifieds'' Nissan Pathfinder -. 30 Miles or less . ZIP Code!17013 To Visw Ads, Click FIND THE R16NT CAR Compare used vs. New Under;5,000 - Both New and used - _...._ _......_......__..... SUV - To View List, Clfck VIEW ANOiNER YEHICLF Select Year... ~ .. -it?(i,~~i. - Or Search by Category Or Change ZIP Code NEXT STEP « Price New Cars Local Listings: '.~. {%r View Nissan Pathfinder -; search all Classifieds in 17013 Sell Your Nissan Pathfinder Average Consumer Rating (225 Reviews) Read Reviews 4.6 out of 5 Review This Vehicle ' Similar New Vehicles 2008 Nissen Pathfinder 2008 Isuzu Ascender I Photos Photos ~ Review Review PHdna n I ~ '.. E -- More Results Vehicle Highlights Mileage: 90,300 Engine: V6 3.3 Liter Trartsmissfon: Automatic Drivetrsin: 4WD Selected Equipmert Change Equipment Standard --- advertisement ---- Ready to Buy Free Dealer Price Quote Print ~ Email http://www.kbb.com/KBB/LTsedCars/PricingReport.aspx?Yearld=1998&Mileage=90300&... 8/4/2008 Kelley Blue Book -Trade-In Pricing Report -Nissan, Pathfinder -Official Kelley Blue B... Page 2 of 3 Air Conditioning Cruise Control Roof Rack ' Power steering AM/FM Stereo Privacy Glass Power Windows Single Compact Disc Alloy Wheels Power Door Locks Dual Front Air Bags Tilt Wheel ABS (4Wheeq Blue Book Trade-In Yalue Trade-In Value Is what consumers can expect to receive from a dealer fora trade-in vehicle assuming an accurate appraisal of condition. This value will likely be less than [he Private Party Value because [he reselling dealer incurs '. tl+e cost of safety inspections, recondidoning and other costs of doing business. ', Vehicle Condition Ratings Check Vehice Title History ', Excellent #3,900 • Looks new, Is in excellent mechanical condtion and needs no reconditioning. • Never had any paint or lady work and Is free of rust. • Clean title history and will pass a smog and safety Inspection. • Engine compartment is clean, with no fluid leaks and is free of any ', wear or visible defects. • Complete and verifiable service records. Less than 5% of all used vehices fall into this category. Good :` $3.500 • Free of any major defects. • Cizan title history, the paints, body, and Interior have only minor (if any) blemishes, and there are no major mechanical problems. '. • Uttle or no mst on this vehicle. • Tires math and have substantial tread wear left. • A "good- vehicle will need some reconditioning to be ~€d at retail. i Most consumer owned vehicles fall into this category. Fair ~ 32,850 • Same mechanical ar cosmetic defects and needs servicing but is still in reasonable running condition. • Clean title history, the paint, body andjor interior need work pertormed by a professional, • Tires .ray need to be replaced. • There may be some repairable rust damage. Poor ~; rijA - • Severe mechanical and; or cosmetic defects and is in poor running cond'rion. • f4ay have pmbiems that cannot be readily fixed such as a damagzd frame or crusted-through body. • Branded title (salvage, flood, etc.) or Un5ub5tant(ated m!leage. Kelley Blue Book does not attempt tp report a value on a "poor" vehicle because the valve of these vehicles varies greatly. A veh€cle in pcor condition may require an independent appraisal to determine its value. ' PennsYh'anla 8(4/2U08 Accurate Conditon Appraisal Change Condition i Accurately appraising the condition of a vehicle is an important aspect in i determining Its Blue Book value. TaWng our 16 question wndition quiz will '. ensure you know the wrrect conditbn rating. ~~ ~ l ~ 1 • Price New Cars ® 2008 Keeey Bfue Book Co., fnc All rights ..served. May-Aug 2008 Edition. The speUlic lnformatlon nyulred [o Oe[ermine the value for this partcular vehicle was suppllad by the person gerx2tlrry this repot Vehlde vaWalfons are opinions and may vary from vehicle [o vehlde. Actual valuations w8l very based upon market candltlons, speUficatlorrs, vehlUe mndltiort or other particular tlrtumstsnoes pnilnem to this http://www.kbb.com/KBB/LTsedCarslPricingReport.aspx?Yearld=1998&Mileage=90300&... 8!4/2008 Kelley Blue Book -Trade-In Pricing Report -Nissan, Pathfinder -Official Kelley Blue B... Page 3 of 3 particular vehicle or the transaction or Me partles to the trenseclion. This report is intended for tM Mdlvldual use of Nre person generating this report only arW shat! not tre sold or transmitted to another party. KNley 81ue Book aswmes no responslbllRy for errors or omissions. (v.08076) Home I New ("ors i Used Cars I Research & Explore I pews & Reviews I Classifieds ( Loans S Insuranre ( Find a Dealer y KBB~Green About Us Careers FAQ ConwG Us Site Map Media Center Advertising linking Policy R55 Privacy Polrcy Copyright &. Trademarks Terms of Service F: 1995-2008 Kelley Blue Flock Co., Inc http://www.kbb.com/KBB/UsedCars/PricingReport.aspx?Yearld=1998&Mileage=903 00&... 8/4/2008 Vehicle Information Sheet Wednesday, December 26, 2007 VIN Number: 4T16K36BX6U152717 Vehicle: TOY5093H -USED 2006 TOYOTA AVALON * 4D SEDAN L/M/TED Book's Vehicle: 2006 TOYOTA Avalon-V6 Sedan 4D Limited Model Year: 2006 Mileage: 10,000 Condition: Extra Clean Market: New Jersey Book's Market: Eastern Book Type: NADA Used Car Guide Clean Trade-In Clean Retail Base Vehicle Value - $23,700.00 $27,100.00 Power Sunroof $0.00 $0.00 Theft Recovery Sys $100.00 $125.00 Total Equipment Value $100.00 $125.00 Base Vehicle Value $23,700.00 $27,100.00 Vehicle Value With Equipment $23,800.00 $27,225.00 Mileage Adjustment For 10,000 Miles $900.00 $900.00 ~fehicle Book Value $24,700.00 $28,125.00 Vehicle Reconditioning $0.00 $0.00 Total Vehicle Value $24.700.00 $28.125.00 Manually Verify All Data Before Contracting ~ Delivery Page i of 1 Copyright ©2004 Market Scan Informatlon Systems, Inc. All rights reserved. http://www.marketscan.wm REV-1510 EX + (8-98) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE G INTER-VIVOS TRANSFERS 8~ MISC. NON•PROBATE PROPERTY FILE NUMBER Edward P Denney 21 07 01063 This schedule must be completed and filedif the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. ITEM NUMBER DESCRIPTION OF PROPERTY INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIPTO DECEDENT AND TME°ArE°FTw'"sFERArrAC"ncoPr~vTHEDEEDFORRExESTA1E. DATE OF DEATH VALUE OF ASSET % OF DECD'S INTEREST EXCLUSION QFAPPLICd18LE) TAXABLE VALUE 1. PNC -Savings Account - ITF Christopher M. Denney and $73,413.36 100. $73,413.36 Mary Ellen Ersham -son and daughter (See attached PNC bank letter dated 2/4/2008 TOTAL (Also enter on fine 7 Recapitulation) ~ S 73,413.36 (If more space is needed, insert additional sheets of the same size) REV-1511 EX + (10-06) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE H FUNERAL EXPENSES 8~ ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Edward P. Denney 21 07 01063 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Visaggio's Restaurant -Funeral Meal $2,224.00 2. Myers Funeral Home $12,953.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative (s) Street Address City State Zip Year(s) Commission Paid: 2, Attorney Fees Lavery, Faherty, Young & Patterson, P.C. 3. Family Exemption: (If decedents address is not the same as daimanYs, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4• Probate Fees To Cumberland County Register of Wills 5 I Accountants Fees to Pat Rosendale 6. I Tax Return Preparers Fees 7. Legal Advertisement -The Sentinel 8. Bond -Miller Insurance 9. IBIS appraisal on Personal property 10. SW Barrett Real Estate 8~ Appraisal -appraisal on 1100 Walnut street Property 11 Gingrich Memorials -headstone 12 Legal Advertisement -Cumberland Law Journal 13 Cumberland Register of Wills -additional short letters $25, 990.80 $557.00 $575.00 $174.58 $110.00 $240.00 $325.00 $250.00 $75.00 $52.00 TOTAL (Also enter on line 9, Recapitulation) I S (If more space is needed, inseR additional sheets of fhe same size) 526. e Visaggio's 6990 Wentzville Road Enola PA ~a7025' ~~,.-' ~~.~ ~ .Q G r R 15 T U R A N T F :INVOICE Customer Name Address City Phone Myers Funeral Home 37 East main Street Mechanicsburg State PA ZIP 17055 Misc t~ Date 11/1~L/2007 Order No. Rep FOB Q ' Description Unit Price TOTAL 1 it i li L Funeral Lucheon For Edward Denny I i $ 2,224.00 $ 2,224.00 SubTotal $ 2,224.00 Shipping Payment Select One... Tax Rate(s) ~ i ~ Comments ~ TOTAL $ 2,224.00 Name CC # Once Use Only Expires Fmv Generations... Celehraring 1 ire, Hormriag TraAirions ~1~~T ~ BOYD L. MYERS, JR., Supervisor K 37 E. MAIN STREET MECHAN]CSBURCi, PA 17055 uneral C~e6me, ~nC (717) 766-3421 STATEMENT OF FUNERAL GOODS AND SERVICES SELECTED Charges are only for those items that you selected or that are required. If we are required b}' law or by a cemetery or crematory to use any items, we will explain in writing below. If you selected a Funeral that may require embalming, such as a eral with v wing, you may have to pay for embalming. You do not have to }~ay for balming you did not approve if yo lest d arran ement,s~ 1such as a ect cremaryo~ tm a taf~ 1. if a•e charged for embalming, we wil e p ty below For the Service of ~ ~ ~i11 ~ r?/S/ ,,, Its ~F ~ Date of Death ~ Lvo 7 Charge to: A. CHARGE FOR SERVICES SELECTED: 1. PROFESSIONAL SERVICES Sen•ices of Funeral Director/Staff .... S~~ Embalming ...................... S~ Other preparation of body ............................... S ~ SUB-TOTAL OF PROFESSIONAL SERVICES......... Alf -~"~- ?. FACILITIES AND SERVICES Llse of facilities and sen•ices for ' L I/ ake)...... viewing (VisitationlIX ... S - Gse of facilities and services ,,, ~ (or funeral ceremony ......... ... 5 -~ Use of fa~,cilities and services for Memorial Service ............ ... S L'se of equipment and sen•ices ~` for graveside sen•icr .......... ... Other use of facilities ............................... S f'~~~ ~ SUB-TOTAL OF FACILITIES/EQUIPMENT .......... A2 fr/~"' 3. AUTOMOTIVE EQUIPMENT Vehicle to transfer remains to Funeral Ho-toe j, Local .......................... *~ Hearse (Casket Coach) r-+ ~ Local ............ .... ..... S~ Limousine Local .......... .............. ,.-~ f. ~~ Family car Local ........................... S ` Flower car or Ooral disposition L l ~ 5~`' ... .............. .. oca Lead cad r~>./• far_ 11 Local...~l1V" "lt!'ll~c$J.. j ~--r. ~,( S .11~`^-~ Car (or pallbearers Local ........................... Out of town transportation ......... f S~~ l+ f ~ _ S SUB•TOTAIL OF AUTOMOTIVE EQUIPMENT TOTAL OF PROFESSIONAL SERVICES, FACILITIES AND AUTOMOTIVE EQUIPMENT .......................... /l0 C iC.f 1l ~' ~,t~[.t• c6 7-ilrsa ~~ /Y/. City State ' Other clothing 5 Cremation urn ................. .. f (Description) OTHER f S f ~f TOTAL MERCHANDISE SELECTED . .......... ~ ....... B fv C. SPECIAL CHARGES: Forwarding of remains to S (Funeral Home) Receiving of remains from S (Funeral Home) Immediate Burial ................ . f Direct Cremation ................ . S 8 SUB-TOTAL OF SPECIAL CHARGES . ............... C f QN~ D. CASH ADVANCED ~ ~ ~ l d O Opening Grave ................. ~ . g Cemeten• Equipmen[ ............. . fi /.S~ ".~ Lot and Deed .......... .... News a er Notices-Local S S~ p p ........ Newspaper Notices-Out-of-town... . . . 3~~4 ~~ Telephone & Telegrams .. ....... . S AlrfarC .................. . f Clergy+.Llaw:Offering ....... f240~ ~ Pallbearea .................. . f Certified Copies of the D th y,.,~ : ~ ~ 6 ~ )'r, ~.+ Certificate ..... Z .. , S~~ Police Escort ........ Flowers ... .. S S ?G C . ~ Vault Service Charge ............. . S •- S S S f ~ 3613 SUB-TOTAL OF ADVANCES ......... , D s ....... A; S~ W'e charge you for our services in obtaining: (specifyrT~an~ces thpr~/h marked-up) '~~f~ 1 /' A f~- B. CHARGE FOR MERCHANDISE SELECTED:/~~ Casket .......... ..... S (Description] 1,t1>i~s~F.~ s0 Other Receptacle ................. r (Description) Outer burial c twiner ..~ ./ ~" / S ~ (Description t ~y Acknowledgementcards ...........~ Register book(s) .............. S Memory folders ............... Prayer cards ..................... S Temporary grave marker ........... 5 Burial clothing ................... S SUMMARY OF CHARGES A. Professional Services, Facilities and Equipment, and Automotive y o,,, Equipment ...................... S S pf B. Merchandise ..................... ,~ C. Special Charges .................. f ""~ D. Cash Advances ................... S ~ Jt 3. r ~J TOTAL OF ALL SECTIONS........ ..... SL2~S,1' PAID AT TIME OF OR PRIOR TO ARRANGEMENTS ...................... '-"'~ .......... S BALANCE DUE .............................. .. 5~ ~iC REQ~ FOit EMBAL G / ~ o I any law, cem y, or crematory requirements have required the pure se of any o(the ice + listed above a ~aw or requirement is expl ' ed below. Q~~~1. ~' 1 agree that I have examined the items of goods and services selected above and found them to be correct and according to the arnngemen[s 1 have requested. l acknowledge receipt of a copy of this Statement of Funeral Goods and Services Selected. I represent that 1 have sufficient funds available for payment of the cash price for the goods and services selected. 1 also agree to make payment of f within days. I agree to he jointly and severally liable with anyone else who signs below. A Tate charge of per month amounting to per year will be applied m the unpaid balance be 'nning days from the date of this agreement. 1 will also pay to the Funeral Director all reasonable costs paid by the Funeral Director to collect amounts we under this agreement. Those costs may include attorneys' fees, court costs and other costs. Any additional services or merchandise ordered or requ ed after date of this agreement will be considered ar this a reement a the cost ereof will be reflected on the final bill or statement. / /~ 2~ (Seap p~~ g -~ - rch tel/ _ (Sealy-I-(L {x~°4 - ~J-~i~-M/r+w ~~/~ (Purchaser) t neral Dire r N'H(TE-Fnn al Dircclnr YELLOW-Cu.lnmcr REV-1512 EX + (12-03) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN SCHEDULE 1 DEBTS OF DECEDENT, MORTGAGE LIABILITIES, 8~ LIENS ESTATE OF FILE NUMBER Edward P. Denney 21 07 01063 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. US Bank -Mortgage on 616 Sutton Drive, Carlisle, PA 17013 $228,484.42 2. Hagerstown Trust -Car Loan for Toyota Avalon $20,098.47 3. Verizon Wireless Phone bill $353.42 4. Mortgage payments to US Bank for 616 Sutton Drive, Carlisle, PA (November, 2007 through May, 2008) 5. PP&L Electric -utility bill (November, 2007 through May, 2008) 6. (Property insurance for 1100 Walnut Street, Carlisle, PA to Miller Insurance 7. ~ Herman Plumbing -water leak 8. Car Payment -Toyota Avalon to Hagerstown Trust (December, 2007 through May, 2008) 9. Geico -Car Insurance -Pathfinder and Avalon (December, 2007 through May, 2008) 10 Embarq phone bill (December, 2007 through May, 2008) 11 Culligan water softener lease monthly payment (January, 2008 through May, 2008) 12. CitiCard -credit card payment 13. Borough of Carlisle -Water/Sewer 14. Bath Fitter -payment on contract entered into prior to death for bathroom 15. ABC Refrigeration, Inc. - repair at 616 Sutton Drive Property TOTAL (Also enter on line 10, Recapitulation) I S 288.890.14 (If more space is needed, insert addfional sheets of the same size) H A G E R S T O W N T R U S T Member FDIC 83 West Washington Street Hagerstown, MD 21740 ~1 Telephone 301-739-0850 February 20, 2008 E. Ralph Godfrey Salzmann Hughes PC 354 Alexander Spring Rd. Suite 1 Carlisle, PA 17015 Dear Mr. Godfrey: RE: Edward P. Denney, deceased 11/13/2007 In response to your recent inquiry concerning the accounts maintained in the name of the decedent, please be advised that the following account was open at the date of death: Installment Loan #6016007461, open 7/22/06, date of death principal balance $20,056.22 plus accrued interest $42.25, secured by an auto. The loan in his name only. There is no credit life insurance on this loan. A copy of your request has been forwarded to our Special Assets- Consumer Dept regarding any future correspondence. Someone will be in contact with you regarding the final payment and subsequent closing of the loan. If you should have any further questions, please do not hesitate to contact me at (717) 291- 2589. Very truly yours, r~. L' / Christine Putt Smith Credit Confirmation Processor ~~ ~.-. ~ G .. .. ...... .......... • _ - s .a .~ bank® Five Star Service Gvarantced C~`* ~ HOME MORTGAGE 4801 Frederica Street P.0. Box 20005 Owensboro, KY 42304-0005 June 11, 2008 Edward P Denney Patricia S Denney 2?.5 Market St Suite 304 PO Box 1245 Harrisburg PA 17108 RE: Loan Number 6800052053 Property Address 616 Sutton Dr Carlisle PA 17013 Dear Edward P Denney and Patricia S Denney Thank you for your recent inquiry regarding your mortgage loan. En<:losed is a Customer Account Activity Statement from U. S. Bank Home Mortgage. U. S. Bank Home Mortgage is continuously striving to achieve the highest level of customer service possible. If you should have any questions, please contact our Customer Service Center by dialing 1-800-365-7772 or if you would prefer visit our website at www.usbankhomemortgage.com. Sincerely, Debbie Shepher Customer Service P.ep Customer Service Center Enc. CS052-030/DSR c U.S. BANK HOME MORTGAGE P.O. BOX 20005 OWENSBORO, KENTUCKY 42304-0005 REQ BY GAN CUSTOMER ACCOUNT ACTIVITY STATEMENT EDWARD P DENNEY LOAN NUMBER: 6800052053 DATE Q6/10/08 PAGE 2 ACTIVITY FOR PERIOD 01/01/07 - 06/09/08 PROCESS DUE TRANSACTION TRANSACTION EFFECTIVE DATE DATE DATE CODE DESCRIPTION OF TRANSACTION ------------------------------------------------------------------------------- TRANSACTION PRIN. PAID/ ESCROW PAID] ------------OTHER------------- AMOUNT BALANCE INTEREST BALANCE AMOUNT CODE/DESCRIPTION ------------------------------------------------------------------------------- 04-18-08 04-08 313 CITY TAX DISBURSEMEiJT 1,501.22- 0.00 0.00 1501.22- 3558.37 NEW PRINCIPAL/ESCROW BALANCES 04-08-08 05-08 147 MISAPPLICATION REVERSAL 0.00 230.36- 1,255.17- 508.36- 227,351.44 5059.59 NEW PRINCIPAL/ESCROW BALANCES 04-07-08 05-08 172 PAYMENT 1,993.89 -.230.36 1,255.17 508.36. 227,121.08 5567.95 NEW PRINCIPAL/ESCROW BALANCES 04-07-08 04-08 172 PAYMENT 1,993.89 229.10 1,256.43 508.36 227,351.44 5059.59 NEW PRINCIPAL/ESCROW BALANCES 03-20-08 03-08 172 PAYMENT 1,993.89 227.84 1,257.69 508.36 227,580.54 4551.23 NEW PRINCIPAL/ESCROW BALANCES 03-17-08 03-08 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 74.28-1 LATE CHARGE 03-10-08 02-08 172 PAYMENT 1,993.89 226.59 1,258.94 508.36 227,808.38 4042.87 NEW PRINCIPAL/ESCROW BALANCES 02-19-08 02-08 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 74.28-1 LATE CHARGE 02-08-08 01-08 172 PAYMENT 1,993.89 225.34 1,260.19 508.36 228,034.97 3534.51 NEW PRINCIPAL/ESCROW BALANCES 01-16-08 01-08 152 LATE CHARGE ASSESSMENT 0.00 0.00 0.00 0.00 74.28-1 LATE CHARGE 12-04-07 12-07 172 PAYMENT 1,993.89 224.11 1,261.42 508.36 228 X60 '~1 11-05-07 12-07 175 PRINCIPAL PAYT 24.07 24.07 0.00 11-05-07 11-0 1,981.31 2 2 8, 4 8 4 .4 2 __-,-~-- 7 172 PAYMENT 222.74 1,262.79 228,508.49 3026.15 0.00 495.78 2517.79 NEW PRINCIPAL/ESCROW BALANCES NEW PRINCIPAL/ESCROW BALANCES NEW PRINCIPAL/ESCROW BALANCES PAYABLE TO STEPHEN HIETSCH, TAX COLLECTOR 53 WEST SOUTH STREET CARLISLE PA 17013 oESCgIPTwri ASSESS.NO - 04000001 MAP NO: 04-08-0579-001 1100 WALNUT STREET ACRES 1.000 DEED 00279!04232 LOT 2 PB 86 PG 134 Residential Building RESIDENTIAL TAX PAYER DENNEY, EDWARD P 818 SUTTON DRIVE CARLISLE PA 17013 OFFICE HWgS 1GR5R6AYi=RIDAY 8AM-4PM PHONE (717) 249-4422 CLOSED SAT, SUN & HOLIDAYS CASH ONLY AFTER 12/15/08 T T TAX PAYER COPY BIII No: 1382 ConVol No: 004- 000001 zww state ment or IRe;81 estate razes tam uate: 7iovzWs ASSe3se Land Values 44 000 Improvement 147 590 Mineral 0 Total 191 590 CARLISLE AREA S.D. DiseouM Face Aaea Rates 13.80000 ~ 13 .80000 SCHOOL R E 607.20 2 036.74 13.80000 2 & 2 591.06 2 643.94 10 ~ 2 908.33 TAX AMOUNT DUE --> t2,slsi.oa ~,ena.sa sz,soe.33 I! Paid Oa or 11ltar I! Paid Oa or Halora 7 O1 2008 8 31 2008 9 01 2008 10 31 2008 11 O1 2008 12 31 2008 1F NOT PAID BY 12131A8 7'FIIS BILP_ VYILL BE RETURNED TO TAX CLAIM BUREAU FOR COLLECTIOC~ AND FlLING OF A LIEN AC,AINST YOUR PROPERTY RETAIN TAX PAYERS COPY FOR YOUR RECORDS ~ ~ a m ° -~ o'' ~ m ~ ~ v -~ ~ ~ (~ ~ \\~ !,. y ~ 5^ ~'i two m O '9 ~ o~C g '.37~r O ~'-`yN ~O~° "~ C7 DOS" ~ ~ "' TO -oc)~ p(nOZ rnz ~cnZ NQ ~ L7mN m umi`zZCn O p U1~Cr ~v 9m S~ fZTtOpb CM m~~ ~~.o ~~ m cn y Z p r~ ' v °omW c m mo r ~~= DZO ~~~ o ~C-I~a - Dw~ ~N O. ~yr7.~ jv y, ~:~ °~~r,g og~ ~~ ~mDb ~ omp `° ~ m~o° °'0= ~~ ~yN m m -p o ~ps C-~ -~~ oD c~ j N 0 0 ~ ~ p ~n 7 ~z m 1 n 9- ~ o --~ O ~ N m Z w N co c 3 z '~ m 3 m h -n 0 a~ D m :y N N'~.. ~`` ro N a 3 M LL 7 N U N H m <~;, m g~ZQ N 9 '~Mi m ~C;pi O ~~~~ '~! M ~C<O ~ ~' n O ~K 9 u a ~~ "~ ~ ~ h m oz ~1 D$ r~_ ~r m m '" o ~n ~ '~ c a~ t7 C G~i V X v n ..0 REV-1513 EX + ('3-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE) BENEFICIARIES ESTATE OF riot numrstrc Edward P. Denne 21 07 01063 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [include outright sppoousal distributions, and transfers under Sec. 9116 (a) (1.2)) 1. Chris M. Denney -Son Lineal 50% 2. ~ Mary Ellen Ersham -Daughter Lineal 50% ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET U, NON-TAXABLE DISTRIBUTIONS: ,A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1 TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET I S (If more space is needed, insert additional sheets of the same size)