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HomeMy WebLinkAbout08-5015 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff /89-1 161 KIA FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. DONALD LIDDICK 25 Robin Court Mechanicsburg, Pa 17055 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. M - 5015 Civil Tetr'N't CIVIL ACTION COMPLAINT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. AVISO Le han demandado a usted en la torte. Si usted quiere defenderse de estas demandas expuestas en Ins paginas siguientes, usted tiene veinte (20) dies de plazo al partir de la fecha de la demanda y la notification. Hace fella asentar una comparencia escrita o en persona o can un abogado y erdregar a la torte en forma escrita sus defenses o sus objeciones a las demandas en contra de so persona. Sea avisado que si usted no se defiende, la torte tomara medidas y puede continuar la demands en contra suya sin previo aviso o notification. Adernas, la torte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demands. Usted puede perder dine o sus propiedades u otros derechos importantes pare usted. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SURCIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff ?L1J) /25y-/lbl KIA FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. DONALD LIDDICK 25 Robin Court Mechanicsburg, Pa 17055 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, Kia Financial Services, is a Corporation with its principal place ofbusiness at P.O. Box 6508, Mesa, State of Arizona. 2. Defendant, Donald Liddick, is an individual who resides at 25 Robin Court Mechanicsburg, Pa 17055. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about September 7, 2002, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $29890.72, at an annual percentage rate of 15.440%, in order to purchase a certain motor vehicle, a 2002 Kia Optima, more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $388.76 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made payments until September 7, 2007, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, all balances due on the Contract are subject to finance charges in the amount of 15.440% until such time that the balance is paid in full. 8. By reason of the default, the Defendant(s) is indebted to Plaintiff for the balance of $7499.26. 9. In addition to the foregoing, there is due from the Defendant(s) interest in the amount of $701.08. 10. The total amount due and owing is $8200.34. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $8200.34 as well as additional interest that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAU & NEEDLEMAN, P.C. ( yz ff CH ENE A. TAYLOR, ESQUIRE Attorney for Plaintiff Date: August 12, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: lzle??k CH NE . AY R, ESQUIRE DATED: August 12, 2008 L?i(ANIA.WAAR E vEHICLE RETAIL INSTALMENT CONTRACT DATE E9/E71W (.nd co ear tl Nrm std cal m r,g ap cods) CRMX n PA- Herms aAfteser - ,.. - MOM MOTDEBr INC D E'LIDDICK 1EI2-3e'MMN ST w ?J N -MwI sarE r FSEF?.' 12002 IIRIIAINUNS pot. p106 A lklill0l Rid aw?mr Im ..weft lmm-ft*Pdml•dlimidtwb atemb peel an v4WdLVw an* oPTINA .- . - . " .?Ngtb?d ?Mibilwat r NISI Kia 63?17 13 a mmaM ?. NYURAHIE Tmd?fn I YwaM PIMAND aa?taa Arnow Odra , YOU MAY OBTAIN VWWXE YMINR PISS ATION OF AMOONr FINANCED ANCE FROM A PERSON OF YOUR cam t. CaM irloa•........ .' ?'-? :............. i taelfa&M .. LPWM10aymmm _ - -• YOUARENOTROGUNIEDTOODITAN IbbdM ArrlPMi tr Chiller:; • e i t3Wr CRN11T LN% CREDIT DI NMITY Gab Down Payetaut •...... = ........ AND OTMOOFnONAL INSMANCL Tn de4n fi tut .1I„ Wh TIDY CONTRACT MALL NOT OCI Ia1E yrrwreet amNwnm Aawgo.ta TIDH1 UNLESS YOU* SM AND Taw oa`wm Pagamm i +? fift ASafftd TO PAY THE PREMIUM. i UvMdd Cash Pdw erbrwi ff idiom O ...... i_?7 tar 4 Amrenb 1?aN aR Ywr AaAslf fir amaY b talwwrq a portbn d Onaa arRetads) THM OONTRACJT DOES NOT INCLUDE To htarrartma CemyrmUs for. UAML TY MSURANCE OOVNtADE r , - 4fb Mm mrtai for ben d as *m4 ........ i A FOR D ODI V MJRYAND PROPERTY Credlt DbiEOlpr hermartm ON trm of ooimieq ..:`.. : Wa DAMASE CAUSED TO'OTHEIM ---LTmna_MatOafF.ahetalaD . : OUR To = oMdaia Q br Ianea (i • SO as su 0_22-5016 a ? CramM Lib 1-a". 0-36,,Yti ba:_ae sY; . htrrmr poor W4 bad wa i htLA fIN br trot 6tal b CaA Ptley s-1M1L.3Y $ r tad.- Y P?wtdtrn h "red(s) To---z.. - form It, To -for-- ------- WA To f TeYr ? s ' 11 r To Iw i ••r •p Credit Total ............................ i---41nAW ? DbabDty IL Anu and Phwaad (i plus 4) ................. i-.lEIYY.MN Utaum i 11/A room 111 TRUT"46LENDING DISCLOSURES Premium bsured ANNUAL FINANCE Amount Total of Toad Sub 3fertaWro PERCENTAGE CHARGE Plawmed Paybw" ?ihblN. RATE- - Ylw ddaerm ttab YM i was 1badwmw .. Ttu age of Yaw 'go ao&vm - d oadt YW wa haw /? ? am* mi a ywy mb - Rae Ya paw .fad ebtm mcmft byauar6a -? TypodMmrr>os Term J Sow emime scheaw IS p!tv d s htstrer Prarnhrn _ _ _s_1• _•' - - -?_ ?? NutnI of Amount of lawl ltaesn b+awwtls Pmwttwat Schedule - ? yrewda PR7mw mn dw ewwru. w ewer obawk wawo:im for so on of so w?- no amour ado Your pay, wtt schedule --=.1 aawa0o w aMdlwr to a Room or grommet M" ?ae TO be: I and s_ •aYD.? - - M_ ? 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Tom Mart Ornery sdtadtdme eels. a m p wla1aw prmtq, - ptenbma s ' -- ;/p • n yeu;o tint mote yam oarwt aww yw met 4!a Iw vmlbdm art yor w Itwrty inter sag blyma , " aawwt, wwdl as beat pwbww doodtig e Vms vdmoN end moay argoodswwirodddr at villein. .. ` • QUEST(ONS4 NO" MODltCATiON 011SfXOYURE Any dtrga in Oft core" must be ln,?&i ow dr se by you wd ow C.0IW. - al?ova . , NOTICE TO BUYER. saT . . Do not Sign Wo contract In Motet. You are *WUW to an exaet copy of Ow contract you sign. PLE?18E CALL US AT 1-e7 4n4iii "p it to protect your b fights. 87 002 eWdllmaaa l?/talr®eaerl8 ®wa"`''?'r+' B.Uyer ndcl0lwWd9W recOlpt of a h1N Old COnlpi0t01y filled in copy of 11th contract at the time of SWAMg. :-i• deb hew: aw Ogle weoyb 90 em roc. a me sour Mlwawb. mmrAd In e aswMd a tMs eetwaaL M err..dm. k b/1neAwtt ... n ' - r.?er7W2?awwgw.tw.rmtrRwemwrra aHaAatFdt ii i..' - -- ADOMON4 AGREIMOn -- - A mow! M4 &rmwy Nolen: You merit nab Y pgmMnb R. DebulR You will be In d0milt M Am am we dm. You may papNy your debt at any NNts wWa t permety. This is a tbpb Iareo oort& T)p a" Ngalerafprpn you W" b FR: W dWWd an your pytN2rM s - !p OM ROO flrtabm ohrpa nay eaasod M dad" WM ft,"faqu slab Pour PIPWAt War Ow M•PaladMpidrya or l"4" M scheduled aewuM. The Godhoi win soppy yo r p yRwm to ft a2rrtea art ubrpald part of M F>tWM mer" arb inn b to erpald AmWA*FbWmsA TM a1r06 srte M Pkmme Chrge by Ily'"llosAmmuld was M apak7?ruoin bPNanoed b _ M' n vahlole is rpmsosoed yWWN not Iw?Mi??M 6snM1" 'lain mrrsol urA m to CeuNlar spars IL SWROY btlaraab You On M Crawlor a soolaly kubrI at I. The vOcis lard d plats o aNw goods put on a* vahicle. 2 A0 matst o prods rsonhed for M vsNde rd Ri .: zas: g Al kwran ce prnkm rd ervhm oceff" Misatcad far YOU. a\H This seaxai pelam t Of M rowan you owe In rile mafta A•*o swim your maw aprssrasras hale sorb, , 1. 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N M CrsdNor abbke a eNm1 orb l?anbos;; o sen a onnhada M Cedlor wll rmbhaol M road km who you OVAL wllwuna ar mat I Ve6bb Is lmmx= , you nwsl pay for N I IN Is look dxrAp k or dmboyed FTC NOTICE$ N rt dwW b adds' ruaerroe b el m" en #w bond, M Cedbor WE M W by M OWAM M dnacbd for Wm altowrl The Ced1or bnollelMe,largltiRho ofdoao.gwOmaorrapiscantace inn 0141 aabooa ahoan br Paarrm M Cmdlar may by tmm for 4,1111 gin IMat oar layer you eedt bin atttolauf ihotwr N M cii" buy lay ktsbaarboa, he will On you or lq,}ma2a Moen. Ttr aedltt trN the mods b M hat Aus? t 81 E Lain Cba@r You trN haw b py a Mb ahrg41 on le poAon a as* pynbsnM raoahed mac Man l41n drys leas lledmpa le ahotwb an ft out Ao 1 0 , of a,ho payrasra doss nd ranee Y. d~ or halal No you can hoop rMMrp pelenre41 ahMr Mat am dm.TtaGAsoamyWaMaapOsowmInftconft ff" Is lay d411rR NOTICE - ANY MOLDER OF TM ODNNIII®1 CHIM CONTRACTWMUM,IECTTOALL.CLAMAMnO MON WNW" THE DEBTOR CO" now "MM THE MUM OF DOOM OR AERVICIII OIWAMW PURKW T Homo OR WITH THE PRmum IOIMOF VAM MKN MY D HEWJNDW Wad Motor VaMCM Murata OWda.1(,you we bu tin a used vwlache wMfttlds Oorlbaat, Rderal regublam my ragtrka a NMW MWM Guido b be r spfepad an @te %V&w of tuts athM& THE INFORMATION VW MEE ON TT! WINDOW FORM FOR TM VIIHME Nh PART OF nn LwNTRACi. IIPORMATNIN ON THE WINDOW POW OVWW&* MANY CONTRARY PROVNiK M M THE CONTRACT OF MALE. OUAPJWIT Tooftisafteftlorlossift _ ?r i gratin ftpqvmWof Oanb _ oMe?iMtawM r?at?.amtPrartl#b 2MwY &W Amft awforMwdcj oaredMaNwie aoPy In llsooorIn part waat rbid any MAN /ioOM?aMo1w 7 M aso eawwd oarplelid abase y at duaft c -Vft IN Sam*. -0 to r 'or espraletr• Page <#eraabr M. eluraer bad w y is -m awry our rwsww aeaee may mur to not 00 ? U1 CID D D .. 4" t f t'_ " 4 • ? Y ts ? f ? ?{ ry ?tl SHERIFF'S RETURN - NOT FOUND • CASE NO: 2008-05015 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND KIA FINANCIAL SERVICES VS LIDDICK DONALD R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LIDDICK DONALD but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE the within named DEFENDANT , LIDDICK DONALD 25 ROBIN COURT NOT FOUND , as to MECHANICSBURG, PA 17055 CURRENT RESIDENT HAS BEEN THERE FOR A YEAR. ? So answers : --? Sheriff's Costs: $_ Docketing 18.00 Service py,? 10.00 Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County 43.00 MAURICE & NEEDLEMAN 08/27/2008 Sworn and Subscribed to before me this day of A. D. t I- MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff ('115) /2Sy-/lbl KIA FINANCIAL SERVICES Plaintiff V. DONALD LIDDICK CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08-5015 Civil Term Defendant(s). PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, Kia Financial Services, for that of the verification previously filed. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. Date: September 22, 2008 Attorney for Plaintiff N CERTIFICATE OF SERVICE I, Charlene A. Taylor, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Substitute Verification on behalf of Kia Financial Services, to be served by regular, first class mail, postage pre-paid upon: DONALD LIDDICK 25 Robin Court Mechanicsburg, Pa 17055 Respectfully Submitted, MAU E & NEEDLEMAN, P.C. BY: / /JA/' Charl A. Taylor, Esquire Attorney for Plaintiff DATED: September 22, 2008 1 VERIFICATION I, Judy Aden , verify that I am the Authorized Representative for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unworn falsification to authorities. BY: FO OTOR REDIT COMPANY LL C, A Delaware Limited Liability Company DATE: AUG 11 2006 DONALD LIDDICK Our file no. 7963 48043000000031804625 ri r?a ? `t7 E::' V7 X -r1 1 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) "/89-7161 KIA FINANCIAL SERVICES Plaintiff, V. CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08-5015 Civil Term DONALD LIDDICK Defendant(s). TO THE PROTHONOTARY: PRAECIPE TO REINSTATE Kindly reinstate the attached Complaint originally filed with the Court on 08/20/2008. MAURICE t4EEDLEMAN, P.C. r BY: Char ene A. Taylor, Esq. Attorney for Plaintiff Date: November 4, 2008 el MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 215) 789-7161 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff KIA FINANCIAL SERVICES CUMBERLAND COUNTY COURT OF P.O. Box 6508 COMMON PLEAS Mesa, Az 85216-6508 0,iya Plaintiff, Case No. 5016 Ter>h V. DONALD LIDDICK 25 Robin Court Mechanicsburg, Pa 17055 r, o C Defendant(s)." - '' G LJ v -C CIVIL ACTION COMPLAINT NOTICE You have been sued in court If you wish to defend against the claim set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that ifyou fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintitC You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. AV ISO Le ban demandado a usted en la torte.. Si usted quieve defenderse de estas demandas expuestas en las pagiaas siguientes, used tiene vehae (20) dies de plazo at partir de la recha de la demands y la notification. Hace faha asentar una comparencia escrita o en persona o can un abogado y entregar a la torte en forma escrite sus defencas o sus objeciones a las demardas en contra de su persona Sea avisado que si usted no se defiende, la torte tomara medidas y puede continuar la demanda en contra suya son previo aviso o notification. Adernas, la torte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Used puede perder dinero o sus propiedades u otros derechos importantes pars usted. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. St NO TIENE ABOGADO O SI NO TIENE EL DINERO SURCIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 liberty Avenue, Carlisle, PA 17013 (717) 249-3166 l- 0 rl s rn j rn c 4 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 KIA FINANCIAL SERVICES P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. DONALD LIDDICK 25 Robin Court Mechanicsburg, Pa 17055 Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT Plaintiff, Kia Financial Services, is a Corporation with its principal place ofbusiness at P.O. Box 6508, Mesa, State of Arizona. 2. Defendant, Donald Liddick, is an individual who resides at 25 Robin Court Mechanicsburg, Pa 17055. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about September 7, 2002, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $29890.72, at an annual percentage rate of 15.440%, in order to purchase a certain motor vehicle, a 2002 Kia Optima, more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $388.76 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made payments until September 7, 2007, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, all balances due on the Contract are subject to finance charges in the amount of 15.440% until such time that the balance is paid in full. 8. By reason of the default, the Defendant(s) is indebted to Plaintiff for the balance of $7499.26. 9. In addition to the foregoing, there is due from the Defendant(s) interest in the amount of $701.08. 10. The total amount due and owing is $8200.34. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $ 8200.34 as well as additional interest that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MAU & NEEDLEMAN, P.C. CH ENE 4A.TAAYYLOR, ESQUIRE Attorney for Plaintiff Date: August 12, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unworn falsification to authorities. BY: CHAR -d NE AY R, ESQUIRE DATED: August 12, 2008 t r p k _2- VV^NIA SIMPLE INTEREST VEHICLE RETAIL INSTALMENT CONTRACT DATE 09/07/02 (gnd CaBUyeq Name and Addres.{ (Innhttltng•C?oMy and IJp Coda1 CREDROR ("ley Name and Addrosal' E IIDOitxt 0 DINER ,MOTORS. INC L9 N IppIIET STRFET StP 1.2002 1812-30 ARxTON ST t .. HRRRIS/URti WI.I7.ta5 Yeu,wiwwor(aidc.AtyinIt ay),low We fo+ aoawsatnom-05wprta^rboiwtatrwMowC."Woaatovria dwr "tar $* a frNa1' O&MAww lil a aado to twj an WOO aMar es egiwotwrb an ea toot good *fob mom Nwy/UBb ev BV1Y II T Vafdde Numbw Uaa For Wttldt Ptrhaeed 2pP OPTIMA " d)pDreoW ?AprkWwd r r N •• Kin v IVNtIBp E341T ,- ll Ctapm rid Trdwwu • '>: Nlf-_ N/ INBURI4NCE Yew wA Mdo ,Omss.AHarmce Aaoue oaep YOU MAY OBTAIN VELMCLE nEMIZATM OF AMOUNT FNANCED ANCE FROM A PERSON OF YOUR CMCI- 2. Down PSYRN* YOU ARE NOT REQUIRED iOl OBTAIN ReeafNS AasllnTe b Cre314r;- .. `.: •..:.:'e_ S f -MIL O CREDIT LIFE. CREDIT DMABRAT cuts. Down Pw.twr •. ... ! ... ' S 4?- r AND OTHER OPTIONAL DIBtlRANCE. Trod®•In ..a" i weave rw "t u Af! ' tl? I -TW CONTRA& WILL NOT INCLUDE THEM UNLESS YOU' SIGN AND Totes Dtrert FeYaeal :' ............. ' - . S 1?? t AGREE TO PAY THE PREMIUM. 3. UnIps" Cash Peas Belo" (t mlmm O i u 7teOR tear 4 Atugatata Y1atd ea Maur aMtaa (sellw af?y be tslahrintg • poMon M rhea aaernfy THIS CONTRACTDOEIS HOrINCL.UDE To (trasurance Cewpwees for LUMNI tY INSURANCE COVERAGE Cteailt I Na btnuenei por ben of tbfibadj ......- . S NSA FOR BODY INJURYAND PROPERTY CredB DlsibeltyhWlrartea prrbra d oniarea) ..:':. S u?A • DAMAGE CAUSED TO.OTHERS. [rata-fdordlro tI i wA T. P.IoNa 00deb a f.r tteata. (i-2p.BD. h'Ya a - 4Ob i - ? G18dk LOB repfwraion 111_36,a0) boa sr 78 sR Insurer (O bralgberS- . : WR i 111A P) fatWasIngbCwhpaep)i-10N.3a i ef9?.aa Premium Isvred(s) To < ter fiepenger Suaylce... i WO To for i WA Slgnalure(s) To NIOC rA _ i To for S_ ••?b Credit TOW... ............... . ........ S -S1IZ.900 a DlsaWhy B.AaouMFlnenadppbeA ................. S__"Map.M(O Insurer SAL DISCLOSURES i Premium iota Insured ANNUAL FpJNLNCE Amount Total of row sale gore PERCENTAGE CHARGE F)aartoed Payments Prke- RATE- - Ter ddwei wA The woowe Tfr eoto.nt m4 uofr o.r .. Thy nest d Year • ft "&we - .l eve you will have M . oaatray..ryr wb 4w Yee - -Put ratan m • byoUaan ?yeaMrs yowhies s • per Type of Insurance S Term wr/nwde .f S Insurer Premium Im?htwaboo of Amour of Each When PayawOa PWJMNR Schedule - 13 due Payment montld iA Ci§WUb wrd Cwdt aeabWy Naweaotiiis for so IBM Of °p Y Y psyrnew wire" . ....1 n a "we oswawn = wB be: f flad 3/874 --liAII0l00- a you aW loam on vWeW a a doW N - shorn babel me C n w Will try le bey an - wwnNS d ___adbror Ira ', -Crw- R b b epee w e rut on Me out Value of Ne vol" at rare of 10M bet as awe ttwr ar lompoya eft a yW pay ON your debt early. you wx ivot Fisvi b pill a penally. baas.t tfr petq. Lab PayrweaC You mud per a low dcwoae at to psttion of saoh payaw o raeelvad raeN sMnlfldaysbusTM7dar0 b2perowdofBabbemuntaS? o0.wtitlaI bles Q Ccawnhown O f -N/palkimb n C lbl . s Sw rlyr Iraaea - You an oft a secor4 tnbrsnd h IM vablds bOV padaad. o o R FvwTbeh Cemhbad AdOtuarr Corww,p CMWS* Plsew me 1ho cw*W far &*Ww W I maegwt on sectn* Wer@A ? Taxing as Labor nwlP nL dek ate dBne b rarltin repeyme t of yourdobt in Jul belm ft SdearAiad dele. and ptepgaeet PWWIV. - Q Twr ;ruanr,. (Ess.r77N • preniirrt L-------- -N%A • • If you do net wont your e.mea att)gatlwr• y.r ary foie tr vWdo tent you 0 r , tr wM as boll penaatd'sowliputttetr VeNcls and MW or goods r viract.. = =5 - - -'QUESTIONS? NON-NODWMTiON DISCLOSURE Any chomps h the.enprift asst 6.ie r7'?pe ead rend by yon wd the Credbor_ . eKfN6 7 &e_:4d=6mw-n s) f11 k F S l NOTICE TO BUYER: e v ery ces Do not algal We conkact In blank . You are andW to an exact copy of the contract you sign. PLEAS CALL US AT T 877 ¢71-9tT4 - tteep it to protect your rights. t - 97.002 (Cc) MAIM awn 9uyer acknowledges reveW al a Due and completely filled In copy of tits contract at the time of slwng. • "TM?- NenrfreMWaraaeerye0r0aaaa MMMFWADOn,1DNALAOREB KM ORIGKVAL .. I j V ADDITIONAL A. POynents a4p,Wnmery NUUM. You muit make d Paymnta wfW th" an dus. You may prepay your debt at any We WN"I p6rolly. This Is a ample Imenar congaot trg wF1a1 W janc "rgs year Was to pry w19 depend on your psynw Vobma. The pctyal 8n>nxs charge may ow-d the dloclolstt Mpce GherAgayu flats ycw Pay0f14nla toter Man breF hld0"dFtas 0r jr Nym Ufa adpedWed amwnl. The Crodtor wB Wpy your paymami Ant to Wr eurwd and unpab pen of sa Fbsnos Charge art bw1 to be wroxid /ur mmU*wmd. Trw aadbr earns the Pdwoa O-P by spoyfnpba Amps PowntapeRate b11wwpsd Arnim Moved for 1MACNaltliaebaunpekYaSnantRnonadM..... xdte "t*b In repowussd, yotf vAA not lavO KPRpla?bs? bra cor*U wools M Creditor sw ess. IL Security ltttwsat You glue the Cndkor a security Interest Inc AGREEMENTS F. Default: You will be In default It 1. You do not make any pgM" when x Is due: or 2. You pave false or misleading information on YOUP it- appbcatlan rNaft to this oonbaok a z 3. Yaw wMde is adud by any local, stela, or.fa W*L autborlq and is nol promptly end uncondlCnily rehmwd to you; or 4. You Ate a bnbaptoy PWWA or one 14 MMd against twc or 5. Y. do I k,!.T rat ter Wu." 4 ,el WO-a It you are In dskAt, arc Creditor IQ A;Uwwi pay starer the repaid Arwod Ra wwd, the flamed and W"M pert Of 1110 Fhana VO*% l and all often anrolmb due WKW rise aaNnA. He may rapr i CoMbadoVtoveNdo,too.titmaysbattdogoodslaund in me vw* whop repossessed and hafd 111em for you 1. The vahl* and ail part or dater goods put on the vehldo.' 2. At money w 9daa reoaNW br Ate vMbolat and 0l .:?3j' x the w*i* 14 taken bads, he w1 l tend you a notice. The notice will 3, At insurance prom m and servioa corkntob Financed for stop tat you may room ftW bait Ms vehlde. it vAA afro dww You. A\ti roe smowa needed to redsem. You may redeem *w V0111010 W to me ame ris Qed or SON k or agreed to sell It M you do not redeem This WAM*i Pageant M all soma you owe in bas contract !!?? inp ryhlow It wa be$* asaaws your ad* agreements In this w*W. r. • r t , • The Credtor wB use On money from Mw ads, Mss tre allowed a Ussr of VaMcle - WARRANTIES: You must take cam of dot vi", a>WOMM b pay the mom so cared on Inds contract stpwes and obey all Ian In aft a. You may not tot or not tie velilctt% paid a a direct result of haulm to mWe the vdd to. hold A for sate, and you met leap It bee from tlp itdatoa of ores. You v A not use and ant a ar, a permitted by law. allowed artpwwa. Lwmyerd Mss or parts[ ft 1as of to Yd" cuWde of the United Steles, and taW? caW pemA14d by paw an aftowsd low The CrWb?ww for are to 30 don h Canada at t OAM Wlnatd ft prior . MYyouawrw"tell(a wtpkr).VauvaP"anyMo*toowq earogrt of to Creditor. N as vat N of a tyres rronr?'lisd after ft sob to ate Creditor. M allowed by dew. x you do rot pay oft for parsons wend so Crodsor, or she VOW* monwao4 , amount stwi No *editor Wb.111s fasUtor sag d+a? gsyou klpreat - oldonda a as-, vwrraMy or teaks cosiest sewday no you pay h4ho itolreK k ft fi6." vabadm wrM fM says it= to data of 14x0 ootMract goo 11af9r i .aa .- SP! ' S9.A' ?.2r Rapabd vertrOaMOof manlxmhbft sad 1Mme"llw a parxeubr 6. Gswentlt To confect M AwWd $arvksa abut Ws axed cW paapow earerlry Nw v&skw OYwrtstee, you wldwwand ww3 1-(1177) 6M-W I IC W46v of PormsybwAa appaa b ads caarwx agrres atsl Maw ens as tuck tmpaed wartw0w ozeept.ae a that Mw does no Mow as of ow aria mQnwb ail oonkad, su old wrwlw povtbd by state low. ones mar are r"aftioad VA be Vold •711a4es at 11114 0"" will 01-37 sW I»?oodrxP- '%,7nT ? i Dr". .^ r- "T;., D. kwuwrrawt Yau no kw" youreex and 11w Creditor agalt*'loss, or damage to 11w vshW& TM Coeditor awl app me UW4w_NW arnrosmlt of kovoin s. If 114 psdttar obtaft a relnatd an b wtanae;: or soM s oontrada, sw Crsdor w/ subtract ft relau/ from v" you owe. Wbolh r or eat W Vahlofe Is Insured, you met pay ear a M It Is bet eowsg, or deeVoysd, it TO $ N ? edlargs IorveNde trunrarlte 14 aflorwt on 111 trend, 111o Creditor will by to buy M owns" dwdlad for term Ntownt. The creditor bnotaabb,f o*tM do so. If lowowArequeosmore Man Ufa wwdakwst br awe, so Creditor may buy t" b r gshosMr pas erlo may 06 You credit W"alIIO wat.hovel. "he camrd buy any In wens, he VdA give you Or000 11*.Fntomd sewn The cwdt wil be mode to the last pepwnis B-. E Lore Cbww You will law b pay a late charge w the pardon of each pr wawmo*Ad saw Marl ten days Wa The a mw 14 altown on the horn. AoapWOS of a.lab pageant does not ewaraa yam deMtM or mwa liaryou cen deep mehi g paymwao after they we • d1w. TT1a psdbrragr tats Aa steps sit lath In Inds oontrad#I?is ": Is wy data%& NOTICE-- ANY HOLDER OF THIS CONSUFAM CRJU T CONTMCTISSUBJECTTOALi.CLAMIBAAAf Ei WH{CH THE OEBTON COULD ASSERT AMWW THE SEILEtt OF GOODS OR SERYOMS OBTAWW PURSUANT HERETO oR wm THE PRocEm Mw=F. RKOVW4*RBN#M eY314E 017TT"SHALL NOT EXCEED AAWUNTS PAW BY THE DEBTOR llERGAIMCM1. Ups Motor YaltkTS Boyars tiuld0 R ya, are buAm a owed vefdafe wIa1W1k oortbact Word reM all w may "ke a bpecW &NM Qkb to be dbpWW on an widow of the veww THE WOIM4ATION YOU SEE ON TIRE wmow FORM MR ren VWM IS PART OF TAMS CONTRACT. YfFORMATWN OH THE WIHT)OW FOTMTOVERRI = ANY CONTRARY PROVISIONS Alf THE CONTRACT OF ME. i'M GUARANTY To own to Sdw toes ft oaMars desonbod cm tw bow of tits contract to the Suyar.om aedt eachomn who dgrm below as o'etawantor guamrdesa"on""of11Atcorb0otTN rosons hat11srebYwtells topy ntorayso feoaedataNaWlRatGo*onsvf 4%m an ag?rasvnotitsyltwtiwtass0.ESOhparsonwhoaprwbelow a UwtllsiVB aabMfaaswhysnawAoa+dsunkasarrasasaw pease afro s w 11fa Gu@rv*. Hs draapsaa to b0 M6M awn t Na Qsdbr dos tow ar mare of are follawkW W dtw0 Mbe aywwow tlmo b parr oM ertws yayws?s a (b) piss a ialeaeo In hL or In part to d Uk aMw Qaraaow, or (e) nlww any eeaaay. Eedt t Amftr afro saba that he asi taoetaM a oonplakd copy of Mla contract and Ift Guww y at tha awe f little GwraNa(a) sus stgn each pegs sepraMty . a#araeasr Addroa Gusrawor Ad*M - IffS 17aST•BI Jun fMFradarr edtlaa and NDTta used. °cxr ?,. ? i ?? ! ? ? y ? ' ? y? Q cu. x_ ??," ? t , c ? © ?` ? ? ? ? MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 BY: Charlene Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 Attorneys for Plaintiff KIA FINANCIAL SERVICES Plaintiff, V. DONALD LIDDICK Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08-5015 Civil Term PRAECIPE TO WITHDRAW COMPLAINT TO THE PROTHONOTARY: Kindly Withdraw the Complaint originally filed with the Court on 08/20/2008 MAURIC NEEDLEMAN, P.C. BY: lene Taylor, Esq. Attorney for Plaintiff Date: November 20, 2008 . ? ,.?. . ?:t -?? ?? ? , ? _ .> - ';,,