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Home My WebLink About08-5156ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. ANDREW SNELL CONCRETE CONSTRUCTION 490 Sample Bridge Rd Enola, Pa 17025 ANDREW E SNELL 490 Sample Bridge Rd Enola, Pa 17025 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. Defendant(s). Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. Ce -- S l.T? l.lu?C. t? CIVIL ACTION COMPLAINT AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demands y la notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Adernas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demands. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LAME POR TELEFONO A LA OFICtNA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff (21b) 789-7155 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY P.O. Box 6508 Mesa, Az 85216-6508 Plaintiff, V. ANDREW SNELL CONCRETE CONSTRUCTION 490 Sample Bridge Rd Enola, Pa 17025 ANDREW E SNELL 490 Sample Bridge Rd Enola, Pa 17025 Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Andrew Snell Concrete Construction, is an individual who resides at 490 Sample Bridge Rd Enola, Pa 17025. 3. Defendant, Andrew E Snell, is an individual who resides at 490 Sample Bridge Rd Enola, Pa 17025. 4. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 5. On or about March 19, 2003, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $30615.20 at an annual percentage rate of 2.900%, in order to purchase a certain motor vehicle, 2003 Ford F-150 more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 6. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $476.92 for a period of 60 months until the loan was paid in full all as is more fully set forth in the Contract. 7. Defendant(s) made monthly payments until November 29, 2004, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 8. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit B. 9. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $16800.00, however a balance of $4142.64 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 10. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 11. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $407.15 and which will continue to accrue. 12. The total amount due and owing at the time of the filing of this complaint is $4549.79. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $4549.79, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, IMAU ICE & NEEDLEMAN, P.C. ENE A. TAYLOR, ESQUIRE Attorney for Plaintiff Date: August 20, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. BY: C ENE A. AYLO , ESQUIRE DATED: August 20, 2008 PENNSYLVANUL SI/PLE INTEREST VEHICLE RETAIL INSTALMENT CONTRACT DATE 03/19/09 ? ?I te e ) CREOrMR (tercet Nora ad Addra s) JJA?, ScF 5 ANDES C SMCCLTL L B SMITH FORD INC melf ' LAND PA 17070 U98YP12KET STREET PA 17043-1654 MAR 2 12093 Yw+? eurr pw s.+.wc r.n» w.r wr r¦,.ta. ewaew e.a. r.e.n o. a? awr TM'Cnk Pnor awe. bdww to ooM pno. a s, vddit Mw Too amt ft dl babeslebwooprim IV is - 4iMwMvomMewsbWonsotm"WlM?rarM?enNNfo?tdWkefYM?aeMnel. NEN P D -150 1r7RxL 443MS374f)9 ? poemW O Aw%ukw O o m mcm Tsesdn WA _ WA INSURANCE Yew mows trims Normnm Amman om" YOU MAY OBTAIN VEHICLE IIIURANCE ITEMIZATION OF AMOUNT P9114601011111) FROM A PERSON OF YOUR CHOICE 1. cmn..lo._ 27000.00 (1) 2. Down Payrrnam Thkd Para PAM% Assigned to Ctrldler _ _ _._ 1000 S Calm ryturta_.._S _.NK...?_ a ?++ s? VW d ricer aro Ale Msimc t4 Told Down hyment __... .... »_ . __ _ ._.._. -- 2mom. 00 S 100 (g! L Unpmld Defence of Cosh Prim (1 minus 2)........_...._._ $ (9) 4. Amouwms paid on yeti behalf (Soler may be ratshdng s pordon of Owe amounts) To kmAu ae Oampsmbs for Crest Llfa bmwamm (for morn at =*ad?___..........- $ WA Credit DbabNly Inter oe (for Wm of aonbacl)__ _ _ W i - E ro ). 6 ro! w. M for M0 fs? = 1500.00 (D for Immas (rat in Caan Pflts) S 1551 50 S To for Mossmiger 8arvka....___ r S To for S To for $ 55.00 To w $ WA 1607.50 l? !L Amaral PNttrntad 13 Oka 4) ! 16607.50 Im FEDERAL DISCLOSURES 1 ANNUAL FRANCE Amount T01N of Tobd Solt PERCENTAGE CHARGE Fhnnoad ftymefft a RATE Th e wl TM a Irmamm Tk. W wa Tts mace o vow em w asst psrided p Yce wa haw of Your pwdseo oust d a yaady rob ON you yw or on your lrotram polo whm you odwWad saw. e do d privror s m*"r w of r-gmA c Payment 8dndlds N, ', r of Amoud of Tsdt wltes Payrwds ?cpayawre Payment w dfN Your payewm adedib ?? i 476.91 o=ajy oW*d wit bor. t fad S 476.92 )pm imm 113 Propepeeft Lab Paytmutb mYYou mW pay your d@M soly. you a kdo doW an ft pderitldr ? of sub payfw?nt ffic W mom gawky hospeft d 7 @*mp k 2 pa I - d ss bb atwmm or tE0A0 wNdtow b Iaes. Id" a -1411 1-rsab 2tr vehlde hft p odwed. Car - - Piaaaa eae sda ooatt ct for adAllorrl ttlareaton an sourly bm- dsfm,b. to dgM b Mgrba rapaymerm of your debt in fu l bet, . me ec 1*4 did, r COaraEPAUL VIDWA b TMr?e1?yYl?ia el m N as abW* bat br bb payaaams applila wfras ms refdds vW*dWW8W4If0.0WWWWsamatdywmrtpeAry&k%?ipa fr darh wi l Me tee 10 days bra 7Mdwoob4g , of1MWesmewmorOW hbb. myoudosemeetWapeaddNlemme you a"ImMVOWmenyouwe beraarpv1Areta0asat as aN m boll pre ma pasd pm an to va" om1 moray or pmde mcMed b tm vaNda mM dprsd by you TO BUYER Do not s hp this contract In blank. You we alp-11' b on exact mW of the n rxIr! lpai rights. J ms sum Buyer a You YOU AM NOT REQUIRED TO 05 CREDIT UFO, CREW DISABILfyY OTHER OPTIONAL mouRANco. CONTRACT MILL NOT INCLUM 7 UHLEW YOU SKIN AND AGREE TO THE PREMIUM. THIS CONTRACT DOES NOT NO LIABILITY ONKIRANCE COVERAGE BODILY INJURY AND PROPI DAMAGE CAUSED TO OTH EM ? Craft Lys Insursr $ ogam- Insured(s) Si9naMms Credit ? Dta Wty blaurer Pram Insured Soature p Type of Insurance Tenn Insurer t Pi Cradn INa std Arndt pkmbNltv hwranw m ror is tarn of so aanaraet tfr wamirm me b Youtl 1". In a tomes ar agrwarwm m w You meat blasts as gldela M a oltuys Is shown bvImk mice Oted0w wit tryub buyfM owm CorMylaMa will be brood an Vie cub b n of mta asNds at am of kaq but rM sow tlsn s1. Ibrdb d 11a pomq. E3 compr °: !DeducWle co"m ? Fire- ThWWArvftiml Addlbnd CoVerope ? To"V and Labor ? Tom Monts (Esnmla) PANrrtrrr? QUESTIONS? PLEASE CALL US AT 1-80111-717-7oll 12p01 co plainly tilled In copy of two By slgdq bd*% mssamar omspb amt owers r. ma, oMor Aaa?ma Y - - aodp mno aUo od fa lids omaaot, ms omf r on f ?Fd mb a Omt ?B , -- Iy to .rte rc rna7?00 ee V%Mm W &m mf NOW tovmy M SACK FOR A001fpNAL AO1bO40aB ORIGINAL A. Poppeep UM 80" NOW You OW Mdw d pgewnN edtenrMMl1 Ivey M 4Ya TOO Rla Fa F. Dsft* You WMA, In MOM N: . y P PaY yoUr d?bl at alry MA psredy. Thk N a dff4ft MkrNt OMWw* The kiaab WIMA do" you Me, payllm paprna The knaebioe ah wg:dmpwW an yaw M e0(OOed ft t. YOU do not mdr a paymrk whoa k k due; or 2 Vau p?va 1YNa a n?IMnOYpirMrren an your 6120 sPPkaetiare F b ft aw ytiesrNS N nNft 1'? P01 Mtu s No edieddad dak a ar Nee I= NO aohadd d ' OOR waot or & Yaw wade Is eshed by any bed sift or 1 6 a irnowk. The pCMdl tba Fl y-1, 1M b to*wmad and wpald r ia Mga M i%aYM ad ww M4 b p b yyw no _ The Glaser wnO rO wr b y g FMadgAfWA a Rob b rw uNtpffd /tat it no-" " ecerd 4. You Aa a badoupby peNbn ar a w is mod "ONl yav; a?, S. You de not Iwtp aey akOr prahdee b fds aorlbaot w?wo "d ? N fa f ratrenr• r lea wNflaM N Aom pM tNs wt oorereG spew. r you wWW A sdeRmA w FrrrNCadlor d, y0tl b pay t al anop dm=md No wig pN d lu err IL asou ft beMNOOe You Ove MO CraAw a searky l- lp br Fbw papa and elalrr Wald dua under rb ao ' -- tM my rspanpa lake beak) NO vN O IM Fla N t T bpoochfound N aon Me vNdda when npoaeaN and hold dam br you . M wrdde and ale garb or seer goods pul on the veMde: Al ,?0oods a' lifr Mo vehkls sod pewrrbrse end serMw aanOaaN knarwd tar ou . r the velkle leMom best, he wA mA you a ndaa, • The odes A y Thy senses perysNSN d m amorelr oss ti Mde aonbeot. it aleo eeeww yew owe agresnOnM N Male oontea V by wN yar may mlew (bLy WM Me wldale k wA ow dOw the amours rNSded b radosse You New ndeae the wldde up b do IYw ft Codker eds k or agrees b wk R N you do not redsao tlw vahkik k wA be sold. M. We d1Mdab -WAWLWM : You must No era d ft whale end may d Ness h ve tg L You may not sd or red Tlo Abby wA uw Mn morwy km to tale, less lie dosed fle ?? end o nwK keep k the from 0n aI I of swan pamot Mee use d Mw veldnk outrid t t apwmft b ply Mw areowd M awed an wN sordnat Mover w s pdd w a dhat re u t of bm ft b mWe Ire while e a w Disked llgss, arospt kr up b 90 days In Caeada or Memo, yrigrad ova plor wefts aeswrtl d rn CMdlor r No % Md ls hold k for sde, ahd ask k aw, w penAMd by leer, mco ed aspyN -. Lw,y? Nee ud Ild by Nov are ? oosls p . e K e two ge"'s wad r pnm d eerand So C__fw, ar_ _ _ _ Mte rakMM's rrwwktskaar wleit i rNtkw wnatrty ar m ekoesd, too. The Abler w wW wey _4w?1 _. YnuwA pay aw mow am" aft as a" b M C dlt deaf ?brr Ma veldab wDkb M days *om yes ooetrast you IN kepkrrd VOWMAke of n or. r you do not psy We Maws whrr an Aeaft asb, Ire asaw may dregs you krtseet at kn Now Mwkd mM ==wmdi L4 ~CNeswIM, you tndwwwwd: rP Meay?w tlwt wen urm you pay. Q M 00 WO bepMsd waNradiw, D b tpsrlsfeb To coedeat Fad kfolsr Aedk Ctrrepary about aft aooand, ad 1 7rV- K The Nw of Mump-, appkw 0 Vu oatkaot N INt hw dosa net d ' . Naraws: You naNtbesera yawwN sod rw Aedkor egekNt law ar dree 0 M ft vNd a The AecMW maW approve 0o N Vu . slw a0 of lia igr s. n rest oo t ekaeesd wA be veld. no ? t dl a type and anawt of Nsaaeae. rtlw Aealor abtdns ¦ raked an mum ball -&? 0 b 6 A sokN res rt oomract w be good you awe. MrNNnr ar sot we "Al Is rust pay fw R N It M toot, damaged; or rA: d for ehykM YNwanee is ahowi on Mn treed; 0n The M WINatysbbwwt OsbN, Msugh, r Oro aomot?ddo so, N mesa ova"" ant seen tiOS rO srrrotart vlwM Nr Nora ov Mee CradRor NW b weO for a sI a 1 ft an or he mey -%% you abt tr ous, .-- shows, r is oerred bye age kmxww , he s. Nexd dare. The abtwli be Hesse b 1MsNstywpsI is dinae E Lob ChwW You wA hM b pay a NM barge on go Pcd- Of ohapa e-0 p ? eta nM rose lea days bib, The AoospI - d i leb paynrad does not Mere yaw debt or moan Mot qqer pen rasa neekerp paymeerMs dNrlhq we des. Tye Aed wZy MIN Mrs MR sat '. fares in thN aonbsot, If pan le any dafat. i s . lhker M elk kw vddaM da eanawpbsemiswey guMrd aorraaat and ft a-wt/ N kn rises d e Qewraa? Oulwardor CfMWa oaq VWA. *WlMa pWb.-u QUARAWWY aq 4n bad d"conr a I *-I* Mont Thy mom to N to 1 WWo olMr Gums . lI Y ssawky. Eaah 4riranlor oleo e b ppr ON MINNOW 6*6 "mwddm tin a his baleagOaati wthowA be kabb bravo woo. pq IN *0 M Mee fMo b pay ore rnkn w b MkebM ewe ewe CredArdaes 0 ?Owes 4 ?yleew MAN er lp pet b he oonplNsd espy of erle ?g0 ... PRN•.. Ford Motor CreM Company P.O. BOX 3079 COLUMBIA, MD21045.6076 (800) 677-0730 ANDREW SNELL CONCRETE CONSTR 30 UMBERTO ST NEWCUMBERLAND, PA 17070 Dafso(Repoesessbn 01.19-2005 Dale of Notice Dais of Contraot 01-21-2005 103-19-2003 Account Number: 034198299 BtW ANDREW SNELL CONCRETE CONSTR CobtW ANDREW E SNELL DESCRIPTION OF PROPERTY Year Make 2003 FORD 0 New ? Used Vdkb IdentlIcalon Number: 1FfRx18W43N837449 Model F150 Body 4x,4 NOTICE OF OUR PLAN TO SELL PROPERTY We have your pro" des , H above because you broke proaises in our agraosea ?x PRIVATE SALE: WswN00111 epropaiydsscmbedaborsst Privrle $sls$Oro&* ON is daysirom 9r Dais of Notice shown above urdees radssmed by you prior to such sale. PUBLIC SALE We wN she 11re property described above a, pubic wis to to Ndder an the dab below any adiournmeed (a dress} The alowE be hold se flows: Dab of SW Titus of tials Play of Sob You may aUernd to sate and bring bidders 9 you want The money t from the sale (after paying our costs, indudm reasonable adomey% fees and "al permitted by law) will reduce the amount expenses P you OlAle. If we get less matey Olen you owe. you will SUN owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else. YOU can get the properly back at any time before we sell it by Paying Us the fug 8010M you owe (not just the past due Pere K inc*Iding our expenses. See How To Get Your Property Back for an Itemizntion of amount owing. To teem the exact an110M You must Pay, call us at the telephone number above. If you need more Information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you awe us, you may call tai at the telephone number above, or Writs us at the address above and request a written explanation. We are sending this notice to the following people who have an interest In the property described above or who owe money unde your agreement: 1) The buyer and any c obeyer named above, 2) Any deakWaligtnel creditor named below, 3) M there are other people, they are named on an attachment sent with this notice. NOTICE OF REPOSSESSION The property is presently stored at: STEALTH RECOVERY HOW TO GET YOUR PROPERTY BACK T000 your plc wly hack pay us this amount by cagled cheek or money order bloreto vdkb Is sold. Unpaid Balance Pkrs Coals: Repo Expenses Plus Late Charges Less France Charge Rebels Less I ONNIM Premum Rebels TOTAL $ 20.549.32 a 150.00 a a i $4.32 i i 20,750.64 (Piss w0awes incurred K default at the turns of repossession esessded 1S days and tees resale received after lne date d this mlew) You property woM be sold udg 16 days after the date of Sate notice at the EARUEST. After that yw can sG get it begs wry timp bdore ire acw* sold. If you des we7 have no further daim on It But the WW you wait the n>orecale 0-lun9 mpeka) you may hms to pay. If you have wryquesdons about this, curse cal us. U The property has been (or will be) returned to (deslwkrigi w credbr) under ors egrewmwdv tr yonx dselwke4nsi asdbr,1hedeslorkriginal eredbr Is b eel ON prop" and pay you any money left over. It you owe money agar tine Selo, You wi Pay It to the dselwkrVrW rxsdtor. ? PERSONAL PROPERTY: Any personal property found In the vetdcle may be reeteimed by you wiWn the nwd 60 daft or, in accordance wile stab taw, -Wk* this Am Thersefter, the personal properly shag be disposed of acroordngy. ? C-dr- has -*ad to ib qu~ Irderrne taryr (QI F_)tchange, LLC) 6 righte (but not ite obNadons) wilt respect to the ace of each vehicle bled above PAYMENTS: Al payment to us must be by cwWed check or money order. MILEAGE DISCLOSURE If you am aware that the mflerge mlteated on the vehicles odometer Is not accurate fa any reason, plans cordact to so ow we can wxurstaty report to v4*"9 mieage. INSURANCE RIGHTS- If you don't word to get your property beck, cog the Ins x company or the dsabr/odgind credtar to make sure that any Insurance has bsm eaodho& You have a right to get awft for el Premium rehxnds. A M. PAPARAZZO FWIA11eee4r.rno2Peensae' msyNarbewed PriMW In U.SA CUSTOaERlCl137OMERFILE . ...PRN- Ford Motor Credit Company P.O. Box 3076 COLUMBIA, MD 21045-6075 (800) W4)730 ANDREW ESNELL 30 UMBERTO ST NEW CUMBERLAND, PA 17070 DsbdRepossesslon 01-19-2005 Dab of Notice Dab of Co dnact 01-21-21)05 103-11),-2003 Auoarnt Number: 034198269 ANDREW SNELL CONCRETE CONSTR ANDREW E SEELL DEBCR IPTION OF PROPERTY Yes Make 0 New 2008 FORD ? Used Vehkm kbnlMkaton Number 1FTRX1eW43NB37449 Model F150 Body 4X4 NOTICE OF OUR PLAN TO SELL PROPERTY We have Your Propsrq described above because you broke prows" in our agrs no nL Mx PRIVATE SALE: WewillsetittogopstydmerI laboved PAvabeabaosrstnwafbrlSdabsfaamtroDAbdrldks, - - shown Above urka redso med by you prior to such sob ? PUBLIC BALE: Wewip sw the property daserbed Atovs at pubic deb} The alls will be hold so follow- Dab of Sale Ties of Bab Race of Sam You may aaend tns salt and bdrg blddera r you vaunt. The money that we get from the sale (after paying our costs, including reasonable attomey/s fees and legal expenses if Permitted by law) will reduce the amount you are. 9 we get less money than you are, you will still owe us the difference. if we get more money, than you Owe, you will get the extra money, unless we must pay it to someone else. You can get the property back at any time before we sell it by pelt Lis the full amount you owe (not just the past due payments), Including our expenses. See How To Get Your Property Back for an Nernb2tion of amount owing. To lean the exact amount you must pay, call us at the teleptnone number above. If you need more kftmation about the sale call us at the telephale number above, or write us at the address above. If you want us to explain to you in writing brow we have figured the amount it* you owe us, you may call to at the telephone number above, or wrote us at the address above and request a written explanation. We are sending this notice to the following people who have an Interest In the property described above or who owe IrlOnGy tilde your agreement 1) The buyer and any cobuyer named above; 2) Any dealiarkriginet creditor named below,, 3) If there are other people, May are named on an attachment sent with this notice. NOTICE OF The property IS presonfly stored at: STEALTH RECOVERY HOW TO GET YOUR PROHARRISBURG PA BACK To yet You properly back pay us inns en , byeartiktd check or mousy ads before the veNde is sold. Plus Costa Repo 6lpswse Plus LeleCherges Lass Finance QWW Rebels Less Insurance Premium Rebels TOTAL $ 20.549.32 s IM A s s $ 54.32 s s 20,750.54 (Plus OPWO es Incurred It defauk at the tmro Of repossession a cooded 15 days and less rebels Moolvad Arts till deb d tune notice,) Your proprtywanl be sold una 15 days acs tau dab d tNa ndke at IM EARLIEST. Abler trot you can sal yet it beck any nitro before Ira acbaary sold. If you do, well have no fwtror dakn on IL But Ihs to gar you wail, to mono ootb (kKtiudny repairs) You may have b pay. N you Irow any questions about ids, please call us. LJ The property hm been (or will be) returned to: Urger our 1% oremenest you VA pal ya+ded deck rol Cre Ike dasler/oriyfrai eredilor b b sell tat property and pay bar any money lea ova. (dederH youlooweriginal amoneyadhor) alts 1114, sole. you vve pay it b the dedrkdykal crodh editor. ? PERSONAL PROPERTY: Any personal property fowl in rib veWcie may be rocleir ned by you within to nod W daye or, in accordance with stab few. by O-factirg this office. M -d* the personal property Mhdl be disposed of atcerdnglyc ? Credbor has smfyned to its qudkhd intermediary (CH Endwnpa: LLC) its rVft (but not its obiips8pro) with romped to the sale or each vale, WAd above. PAYMENTS: At pWnorft to us mast be by artfled dock or money order. MILEAGE DISCLOSURE: If you are avmre go the mileage rollected on the vaWda's odyrnler Is not mccurals for any remora, please canted us so that we can acc relely report the vW*** milsaye. INSURANCE RIGHTS: H you don't went to yet your property back ar the insurance company or to dsdedorfyl W Creditor to make errs the arty insurance has been cancelled. You have a righi b yet auk ran air premium rdwds. A N. PAPARAZZO FFW I IBU47 JM102 PWA*m .demos mw NOTbe Ward, Prw.d in u sn. CUSTOMER/CUSTOMER FILE A' Tali}t -•'3:..lrr• _ ..l T:". .? - -::6 "J?('' . 7i A• ? A .. Wanly ¦Ix1WbNx0?$Nlxlf CihKklyQ! Or aalWCa: .. •. •• __-•-••_ ii A& f" f* I ??n ` ?'°"i0 ?q?a+?roarawal.o ?w?otl.apr}?aft 38120 anrhein a 00" a?"""'"°" -- Uf CJ ? Mr p ? m n .,,? JAN 21 20Q5 iNii°" •P&,m xiaf, ok 0% S apox* HOW"' AMr11Mia MOO 07$-* e xH AD RA Not ww. I xeao r« , fr I rx._ F., r, _ P-031 7004 2510 DODS 9604 2614 TAE V. KIM W12W20404701 7004 2510 0005 9604 2664 i 20820CNVIEWAVE.M EE08IM70 ONTARIO CA 41701 KEITH L ItEINHARDT - I- _? YW280 CM RD A IJ01 40M?7 _ _ MONDOVI VA 54755 IIAOEL4p? 7004 2530 COOS 4604 2621 - RIOlGIIOM.lIIEY U812WA409M 7004 2510 0005 9604 2676 - 4115MLANERO am 906771 COW*M VN 64510 PMLLIP d. 61840N PITMURGH M2011111141110011 7004 2510 0005 4604 2638 PA I MM P4E4046066 1M YM?HDAPTS21 u 1 70134 2510 0005 9604 2683 HYATTEIf41E IID 20745.5461 E BNELL Ir0 8T ul"awaomm ERLANO PA 17070 7="m* " M 7004 2510 GODS 4604 2645 I VENAL AUXBON 3714&MWAVSHM ! } 4ALTIOIORE ND 21204 I I U01=4 044470p -- EA441412E16 7004 2510 DOGS 9604 2652 12101111111, INE P'n m- LANE - - -• - ---- LEVITTIOVM PA 14064 , --? - - Talc Mwrraraf Teri wla.arrw -ai(M?,.a„w},?,v.,,p?oj;?J --•-- - -' ----L'-!- tMr6yxan`r eas?.aatraloxa I I I PS fam 9077, Fob,---, 2M POOP T QF4 CampMa by TrxawrNw. b*- or Sax Cnim P- -C v OG? `c m ' R.t 3- Pd-Y Ad 3U M M on Rovono . 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JAN 2 12Q05 150 CG ? w 001, Ca"b"""°" Fbruaatal MOW 4NDREW SMELL CON 30 UMBERTO ST NEW CUMBERLAND, P ANDREW E SMELL 30 UM9ERT0 ST NEW CUMBERLAND, STATEMENT C I Deb: 313012005 RETE CONSTRUC cwoi msr'eNane +w gffw 8MLL CONCRETE CONSTRt cnaiU 17070 3419e2110Accorart Number 17070 Left ldsnrl.dom Number 11'APP34PS W=7M IF SALE Account Numbs: 341ti M The f ikwln o properly has been sold. YM hmE ftwd Y2" Number 2003 FORD F1S0 1FAFP34P5SW227648 Oros babnce owtrp on your oar>4set (1) 20,010.81 Deduct l9nmw Charge Rsbals (2) 0.00 Belsnas owing paarb We Deduct Dross proceeds of sde (3) 21,tl00.84 (4) 1500.00 Balance Iws gross pamods of 6w "a (3-4 ) Add: . Moines cf misi ng ens aborhrg, (8) 3,800.64 and any smarroW fees dwmw by 1 , and aboam s arrsoorAftning and (6) 308.5 Deduct: Insurance Prernkirn Rebels (7) 0 y ar+r k (0) 4,100.14 p ls Dsdwt Arrounis PMd (10) 0.00 subardlneb (11) 0 A*W d Surpkrs (12) 0 00 The vm . bend an nrartaes rsmdood trs IG- Cr -011 W #Aw*vd m lp Is d bltl/set • ' Surplus Any s dtaaer on fns 12 w• be paid to you. 0 Dwkiww The eats VWW In s deibiency. hmwdlelsly rm* to mwurtt shMn on Yrw g . 0 Deibsrroy Wecorm Banlou loy t ooNeat the dsAdency sbown an one & You w not liable for t" doWency. 0 Surplus The Sur; ®wAmPby us vMi be peld b tln l3wft pbcy Tmsiss tar disHbAm in oompllanoe wNh Wei bankWft law. 0 n RFA oy The wN be MffK ed In berkuplay law ?? wkh ? 0 Pdd Surplus The . an Ens 10 wN be pold For addlttarrd kdwa Mon call or walb : Nellonal Reocwry Otter PO Banc e51R ' Men, Az 8W 6-MS (800) 792-2254 FFHA 1119" AJL 01 PREVIpUb edM om mo NOT be used 8'd ZTZEZTEOTV lI113m3 (1803 WH9E-101 SOOZ OE Jew Aocount ANDREW SNELL C0h 30 UMSERTO ST NEW CUMBERLAND, ANDREW E SNELL 30 UMBERTO ST NEW CUMBERLAND, WATUMIN T Thefolam" propertyhae been add. YAK b4m 2008 FORD Dots: V30f1006 ETE CONSTRUC c usbmw'sName AMMW 8NBLL CONCIITE CONTlNCTION 17070 - AaaamtNurdmr 341102N 17070 Vshkis Ildwdramillon Number 1FAIR34iP03W227020 F180 1FAFP34P81W327= Gross bden4a OA ft on your conlraot (1) 20,800.04 Deduct : FYwmChmpsRdmft (2) 0.00 Balumm owl np poor to eels - (3) 20.000.04 Deduct : Gross proceeds cf sale (4) 1 O,OD0.00 Bdwn:e less prop proceeds of the sale ( ) (8) 3000.04 Add: EVerm or relakinq end atwft, and any attorneys' fees dkswad by , and arcpwrass of tsoonditlantnp erd (0) 308.5 Deduct : Innusnos Premium Rebels (7) D Other: 0 (8) 0 DuflcNnay (8) 4,100-14 &NOK {10) 0.00 Deduct Amoun4 pdd subordkndsIm (11) 0 Ad&MW Buron (12) 0.00 The WWII baged cn movies mash- us oradit crsddMordl alowad doges se &"I 0 SwVkn Any hm shown an Ise 12 vA be pdd to yeu. 0 DMciency The rswdlsd in a ddidenoy. ImmwMsly rash 0» amount shown online it. 0 UnooNotsbte De#anay Ws 0101 mt Dolled the ddbleney shown an Ilm P. You we not Iablsior this ddblencyR Bsnlaupby D Surplus Trio will be prod b Des Barkuptcy ThOm for dW budon In compUnce aMh I if beMsuplay law. 0 • dMkMncy The l vA be hwxlled in eompYwrce with lederd baMsupby Nw. 0 Pdd Surplus The awn Ins 10 will be pdd b you. For edtlos d fuhmmllon and or writs: Nedond Recovery Center PO Boca" himes, AZ Ot321&eam (!00)132-2204 FFNA 1199" AJL 01 g•d edMww sways NOT be used ZTZEZTEOTir iia3uo amoA WH9E;OT SOOa OE jaw Vv 1 V r t 0 3 IV MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 85248 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (LlJ) /Ny-/161 FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. ANDREW SNELL CONCRETE CONSTRUCTION ANDREW E SNELL CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08-5156 Civil Term Defendant(s). PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the verification of the Plaintiff, FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, for that of the verification previously filed. Respectfully submitted, MAURICE & NEEDLEMAN, P.C. Date: September 22, 2008 Attorney for Plaintiff V CERTIFICATE OF SERVICE I, Charlene A. Taylor, Esq. hereby certify that on this date I have caused a true and correct copy of the foregoing Praecipe to Substitute Verification on behalf of FORD MOTOR CREDIT COMPANY, A Delaware Limited Liability Company, to be served by regular, first class mail, postage pre-paid upon: ANDREW SNELL CONCRETE CONSTRUCTION 30 Umberto St New Cumberland, Pa 17070 ANDREW E SNELL 30 Umberto St New Cumberland, Pa 17070 Respectfully Submitted, MAUR C t A NEEIJ?LEMAN, P.C. BY: V Charl A. Taylor, F Attorney for Plaintiff DATED: September 22, 2008 J VERIFICATION I, Aden , verify that I am the Authorized Representative for -Ji* Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unworn falsification to authorities. BY: Repres n ative laintiff, FORD TOR REDIT COMPANYLLC, A Dela are Limited Liability Company DATE: AUG 18 200 ANDREW SNELL CONCRETE CONSTRUCTION Our file no. 8002 48063000000034198269 q), ' c 5 ? v C.? '" 4 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 BY: Charlene Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7155 Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff, v. ANDREW SNELL CONCRETE CONSTRUCTION AND ANDREW E SNELL Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS Case No. 08-5156 Civil Term PRAECIPE TO WITHDRAW COMPLAINT TO THE PROTHONOTARY: Kindly Withdraw the Complaint originally filed with the Court on 08/27/2008. MAURICE EEDLEMAN, P.C. BY: Ch OA.Taylor, sq. Attorney for Plaintiff Date: November 7, 2008 Q fir; c.n cry