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HomeMy WebLinkAbout08-19-08 (2)i 'f 15056051047 REV-1500 EX (Oti-05) OFFICIAL USE ONLY PA Department of Revenue County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN 2 1 O ~_ S~ 0 4 6 9 PO Box 2sosol RESIDENT DECEDENT ~.,: Harrisburg, PA 17128-0601 ENTER DECEDENT INFORMATION BELOW 0 4 1 9 2 0 0 8 0 7 2 0 1 9 2 1 Decedent's Last Name Suffix Decedent's First Name MI C O N N O L L Y Decedent's First Name D O R O T H Y a ({f Applicable) Enter Spouse's Information Below Spouses Last Name Suffix Spouse's First Name MI Spouse's Social Securi Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE ~ ~ ~ ~ REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 1. Original Return ~ 2. Supplemental Return U 3. Remainder Return (date of death prior to 12-13-82) 4. Limited Estate ~ 4a. Future Interest Compromise (date of U 5. Federal Estate Tax Return Required death after 12-12-82) _ 6. Decedent Died Testate ~~~ 7. Decedent Maintained a Living Trust 0 8. Total Number of SDB's (Attach Copy of Will) (Attach a Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death U 11. Election to tax under Sec. 8113(A) between 12-31-91 and 1-1-95) (Attach Sch O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHALL BE DIRECTED TO: Name Daytime Telephone Number R O N A L D E J O H N S O N 7 1 7 2 4 3 0 1 2 3 Firm Name (If Applicable) line of address Second line of ~-~ ::__. ._~ C_ -_ ~ ri, -'_7 1'„ (^ -r `~ ~.`. _ r- _. ~~~ _-~ t~ ~t y r- Correspondent's a-mail address: relOhnSOnlQ~Da.net lL5 n er pena ies pequry, ec are a ave examme rs re um, me u rng accompanying s e u es an s a emen s, an o e es o my now a ge an ere , i rs rue, corre and complete. Declaration of preparer other than the personal representative is based on all the information of which the preparer has an :_ S~ l x'-08 c/o 78 West Pomfret Street, Carlisle, Side 1 15056051047 15056051047 r~ i~ 1 1 REV-1500 EX Decedent's Name: Real estate (Schedule A) 1 1 $0 0] . . . 2. Stocks and Bonds (Schedule B) 2. $0.0] ld Co r tion P rtn r hi r S l -Pr ri t r hi (Schedule C) Cl l H 3 3 rpo , p o p ose y e a a e s o e op e o s . . es 8 Notes Receivable {Schedule D) a 4 Mort a $0 0] g . g . . 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 5. $0.00] 6. Jointly Owned Property (Schedule F) Q Separate Billing Requested 6. $23,790.00] 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) Q Separate Billing Requested 7. $93,622.92 8. Total Gross Assets (total Lines 1-7) 8. $117,412.92] 9. Funeral Expenses & Administrative Costs (Schedule li) 9. $24,203.40, 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) 10. $0.00 l 11. Total Deductions (total Lines 9 $ 10) 11. $24,203.40 12. Net Value of Estate (Line 8 minus Line 11) 12. $93,209.52 13 Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) 13. $0.00 14. Net Value Subiect to Tax TAX COMPUTATION -SEE II 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) x .0 _ 16 Amount of Line 14 taxable at lineal rate x .045 17. Amount of Line 14 taxable at sibling rate x .12 18. Amount of Line 14 taxable at collateral rate x .15 19 TAX DUE ne 12 minus Line 1 15056052048 20 FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 15!156052048 Side 2 15. $0.00 16. $4,194.43 17. $0.00 18. $0.00 19 $4,194.43 15056052048 File Number REV-1500 EX Page 3 Decedent's Complete Address: Decedent's Name Dorothy Connolly STREET ADDRESS 39 Prickly Pear Drive CITY STATE ZIP Carlisle PA 17013 Tax Payments and Credits: 1, Tax Due 2, Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discounts (1) $4,194.43 Total Credits (A+B+C) (2) $~•0~ 3. Interest/Penalty if applicable D. Interest E. Penalty Total InterestlPentatty (D+E) (3) $0.00 4• If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4) Fi{I in oval on Page 2, Line 20 to request a refund 5- If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) $4,194.43 A. Enter the interest on the tax due. (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) $4,194.43 Make Check Payable to: REGISTER OF WILLS, AGENT __ ~_ PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: yeS n0 a. retain the use or income of the property transferred: b. retain the right to designate who shall use the property transerred or Rs income: c. retain a reversionary interest: or d. retain the promise for IIfe of either payments or care? 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary disignation? IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Far dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72P.S. Sec, 9116{a)(~1.1)(I)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 % [72 P.S . Sec. 9116(a)(1.1){ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements far disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: Tha tax rate imposed on the net value of transfers from a deseased child twentyone years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0 % [72 P.S. Sac. 9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedenYS lineal beneficiaries is 4.5%, except as noted in 72 P.S. Sec. 9116(1.2) j72 P.S. Sec.9116(a)(1). The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 % [72 P.S. Sec.9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. LAST WILL AND TESTAMENT OF c~ `~~' DOROTHY M. CONNOLLY , ~- ~ , -.~- '~ `- n-~ r.~ _ ~ ..~ ~~~ :.._7~j(7 t_.~ _ r+. I, DOROTHY M. CONNOLLY, of Lee County, Florida, deGlare~`this;=,~'-! to be my Last Will and Testament, and I revoke all former ~lls~'~-' and Codicils. I dispose of my property in the following manner: ITEM I I may leave a written statement or list disposing of certain items of my tangible personal property not otherwise disposed of herein. In the event that more than one such written statement or list is found by my Personal Representative, then the written statement or list with the latest date after the execution of this Will shall control. Such statement or list shall be determinative with respect to all devises made therein only i.f it specifically refers to this Will, is signed by me, is dated and describes the items and devisees therein with reasonable certainty. If no written statement or list is found and properly identified by my Personal Representative within thirty (30) ~9ays after my Personal Representative's qualification, it shall. be presumed that there is no such statement or list and any subsequently discovered statement or list shall be ignored. ITEM II I give all of the remainder of my property to the Successor Trustee under that certain Revocable Trust dated the 31st day of May, 1989, between DOROTHY M. CONNOLLY as Grantor and DOROTHY M. CONNOLLY as Trustee and SUSAN LEE DAVIS as Successor Trustee. ITEM III I hereby nominate and appoint my said daughter, SUSAN LEE DAVIS, Personal Representative hereof, but if he shall not act or continue to act, I appoint my son, RAYMOND JOHN CONNOL.LY, as Alternate Personal Representative of this, my Last Will and Testament. I authorize my Personal Representative to serve without bond. I hereby give to my Personal Representative full r ~iJ 7 ,% f r~ . power and authority, at any time or times, to sell, mortgage, pledge, exchange or otherwise deal with or dispose of the property comprising my estate, upon such terms as shall be deemed best; to set~le and compromise any and all claims in favor of or against my estate as shall be deemed advisable and for any of the foregoing purposes to make, execute and deliver all deeds, contracts, mortgages, bills of sale or other instruments necessary or designate therefore. My Personal Representative is expressly authorized to postpone final distribution of my estate, pending final determination of tax liabilities in connection therewith. IN WITNESS WHEREOF, I have hereunto set my hand and seal -~, this _'+~`~° :~~day of ~,'.- ~ •~% 1989. - - - _~. Dorothy M, Connolly •- __ ~.. The foregoing typewritten instrument was, on the date thereof, signed by the said DOROTHY M. CONNOLLY, in our presence and by her declared to be her Last Will; and we, at her request and in her presence, and in the presence of each other, have hereunto set our names as attesting witnesses thereto. ' '~ /'+ / . ~_ ~~ .-~- STA'PE OF FLORIDA COUNTY OF LEE _ ~j _. ` ._ WE, DOROTHY M. CONNOLLY, ~-Yi.,71t? ~. ~-~ ~-~=~c:i r~"~7!'r.~ and 7 _~~~/ ~+;/fJ,~_,1y7jF~' , the Testatrix and Witnesses respectively, whose names are signed to the attached or foz•egoing instrument, being first duly, sworn, do hereby declare to the undersigned officer that the Testatrix signed the instrument as her Last Will and that she signed voluntarily (or directed another to sign for her and did so voluntarily) and that each of the witnesses in the presence of the Testatrix at her request, and in the presence of each other signed the Will as a witness and that to the best of the knowledge of each witness the Testatrix was at that time twenty-one (21) or more years oi: age, of sound mind and under no constraint•or undue influence. ~. Testatrix ;.r -._"_.......__` _ ,: SWORN TO and subscribed before me this ~~! da:y of ii'?c~.~ 1989. My commission _expires: `7f-'~ '~ ~,. Notary Public SCHEDULE F JOINTLY-OWNED PROPERTY ESTATE OF FILE NUMBER Dorothy Connolly 2I-08-046 if an asset was made joint within one year of the decedent's death, it must be reported on Schedule G Surviving Joint Tenant (s): NAME ADDRESS RELATIONSHIP TO DECEDENT A Susan Lee Davis 39 Prickly Pear Drive, Carlisle, PA 17013 daughter B Raymond J. Connolly 6 Willow Trails, Collinsville, IN b2234 son Jointly-owned property: ITEM NUMBER LETTER FOR JOIMI TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLUDE NAME OF MSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY•HELD REAL ESTATE TOTAL VALUE OF ASSET DECD'S % 7NT. DOLLAR VALUE OF DECEDENT'S INTEREST 1 A&B 01-Sep-b? checking account no. 407917 M&T Bank $23,638.25 113 $7,879.42 (see letter attached} 2 A&B 20-Aug-93 Savings account no. 015004200117338-M&T Bank $47,731.73 1/3 $15,910.58 (see letter attached) TOTAL (also on line 6, Recapitulation) $23,790.00 p ~s~ 499 Mitchell Road, Millsboro, DE ]9966 Mail Code DE-MB-]2 Andrews & Johnson Attorneys At Law 78 West Pomfret Street Carlisle, Pennsylvania 17013 Phone (888) 502-4349 Fax (302)934-2955 June 2, 2008 Re: Estate of Dorothy M Connally Date of Death: April 19 2008 Dear Sir or Madam: Per your inquiry dated May 21, 2008, please be advised that at the time of death, the above-named decedent had on deposit with this bank the following: 1. Type ofAccount Checking Account Account Number 407917 Ownership (Names ofJ Opening Date Balance on Date of Death Accrued Interest Total 2. Type ofAccounf Account Number Ownership (Names o~ Opening Date Balance on Date of Death Accrued Interest Total Dorothy M Connolly, Susan Lee Davis, Raymond J Connolly 09/01/67 $23,637.70 $ 0.55 ------------------------------------ -- -- --- -- $23, 638.25 Savings Account 015004200117338 Dorothy M Connolly, Susan Lee Davis, Raymond J Connolly 08/20/93 $47, 704.17 $ 27.56 $47, 731.73 Please be advised, there was no safe deposit box found for the above decedent. * If upon reviewing the information above, you believe there are additional accounts not referenced, please provide us with an account number and/or name of any possible joint account holder. For any additional information on the above accounts, including ownership and any changes, closures and/or reimbursement of funds, etc., please contact our Stonehedge Office # 717-240-4524. Sincerely, Jy } .' -~ i Nancy Clagett Records Management SCHEDULE G TRANSFERS ESTATE OF FILE NUMBER This schedule to be completed and filed if the answer of the question on the reverse of the cover is ves. ITEM NUMBER DESCRIPTION OF PROPERTY INCLUDE THE NAME OF TH£ TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. TOTAL VALUE OF ASSET DECD.% INT EXCLUSION (if applicable) TAMABLE VALUE 1 Annuity -The Lincoln National Life Insurance Company. Contract/Policy No. JP5190090. $34,942.74 100.0% 0.0% $34,942.74 Contract issued June 27, 2001 Beneficiary: Susan L. Davis (daughter) 2 Annuity -Western Southern Life Assurance Company. Contract no. W0020570691. Contract $22,010.27 100.0% 0.0% $22,010.27 issued November 15, 2000 Beneficiary: Raymond J. Connolly (son) 3 Annuity -Western Southern Life Assurance Company. Contract no. W0020570692. Contract $36,669.91 100.0% 0.0% $36,669.91 issued November 15, 2000 Beneficiary: Susan L. Davis (daughter) (see letters attached) TOTAL (also online 7, Recapitulation) $93,622.92 u Western-Southern Life July 14, 2008 RONALD E JOHNSON 78 WEST POMFRET ST CARLISLE PA 17013 Subject: Annuity Contract #W0020570691 AND W0020570692 To Whom It May Concern: Thank you for contacting Western-Southern Life. We recently received your request for information regarding the annuity referenced above. The information you have requested is listed below: W0020570691 Value as of April 19, 2008 $22,010.27 Contract Date 11-15-2000 W0020570692 Value as of April 19, 2008 $36,669.91 Contract Date 11-15-2000 If you have any questions, please contact our Annuity Operations Department at 1-800-~ 926-~1~, a representative will be happy to assist you. Si J. Ad rrii n i stra~.,~~---- Operations Department Western-Southern Life Assurance Company Member, Western & Southern Financial Group® 400 Broadway • Cincinnati, Ohio 45202-3341 • (513} 629-1800 C~ Lincoln Financial Group® July 10, 2008 RONALD E JOHNSON ATTORNEY AT LAW 78 WEST POMFRET ST CARLISLE PA 17013-3216 RE: Dorothy M. Connolly The Lincoln National Life Insurance Company, Contract/Policy Number JP5190090 Claim Number 579145 Dear Mr. Johnson: Lincoln Financial Group PO Box 21008 Greensboro NC 27420 bus 336 691 3000 We are in receipt of your request as received from Susan L. Davis, Executrix, for the value as of the date of death of Ms. Connolly and also the date the contract was issued. The value as of the date of death, April 19, 2008, was $34,942.74. The contract was issued June 27, 2001. Thank you for the opportunity to be of service. If you have any questions, please contact us in writing or call toll free (800) 487-1485, ext. 8584. Sincerely, ~ ~~~'~~ Karen H Srown Claims Examiner Greensboro Clairns Department Enc. cc: SUSAN L DAVIS 39 PRICKLY PEAR DRIVE CARLISLE PA 17013 www.LFG.com Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. SCHEDULE H FUNERAL EXPENSES, ADMINISTRATIVE COSTS AND MISCELLANEOUS EXPENSES A. B ESTATE OF FILE NUMBER Dorothy Connolly 21-08-0469 _ Debts of decedent must be reported on Schedule I. ITEM DESCRIPTION AMOUNT NUMBER Funeral Expenses: 1 Hoffinan-Roth Funeral Home $10,285.86 2 Carlisle Memorial - $3,416.50 3 Ewing Brothers Funeral Home -burial plot $1,790.00 4 Ewing Brothers Funeral Home -footer $550.00 5 Donna Hurley -hairdresser $50.00 6 Georges Flowers -funeral flowers $212.00 7 Sunnyside Restaurant -funeral luncheon $488.63 Administrative Costs: 1 Personal Representive Commissions Name of Personal Representative(s) Social Security Number of Personal Representative: Street Address: City: State: Zip: Year(s) commissions paid: 2 Attorney fees to Andrews & Johnson $1,800.00 3 Family Exemption Claimant Street: City: State & Zip Relationship of Claimant to Decedent: 4 Probate Fees to Register of Wills $298.00 5 Accountant Fees to Patricia Rosendale, CPA 6 Tax Return Preparer's Fees 7 Register of Wills - PA Inheritance Tax Return -filing fee $15.00 8 Sarah Todd Memorial Home -nursing home $4,825.79 9 Millenium Pharmacy $400.00 10 2007 personal taxes $36.00 11 Embarq -phone bill $26.74 12 Disover Card -balance due $8.88 13 TOTAL (also on line 9, Recapitulation) _ _ _ $24,203.40 SCHEDULE J BENEFICIARIES ESTATE OF FILE NUM~3ER Doroth Connoll 21-08-01469 ITEM NAME AND ADDRESS OF BENEFICIARY RELATIONSHIP AMOUNT OR SHARE NUMBER Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS (includc outright spousal distributions, and transfers undo Sa. 9I IG(aj(1.2j] 1 Susan Lee Davis, successor Trustee of the Dorothy M. Connolly Trust. Distribution under the terms of the Trust is as follows: Raymond John Connolly son 1!2 6 Willow Trails, Collinsville, ILL 62234 Susan Lee Davis daughter ll2 39 Prickly Pear Drive, Carlisle, PA 17013 II (See copy of Trust Agreement attached) )N-TAXABLE DISTRIBUTIONS: SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 fOR WHICH AN ELECTION TO TAX IS NOT BEING MADE Charitable and Governmental Bequests: TOTAL CHARITABLE AND GOVERNMENTAL BEQUESTS (also enter on line 13, Recapitulation) $0 THE DOROZ"tiY" iw. COi~T4~~OLLY itEVUCAoLE r.US'.^c DATUD I~ItY 3l., 19it9 MiaGe on Niay .ii, itits9, between DOR43•ia1 ?i. CJNi4CJLLY, a~ liarrtor, ct rort ~iyzrs, i:ee County, Florida, and DCRCTIdY ;" . ~u'.~1CiLt Y, as Trustee, nrxd S{IS~ti 7.8~ UAVIS, as Succassor `Lra:stc--::. ~i:r iOnVCRicnC@, Lrle 'i'rll:i'teL'S arE Called `!'rliStc@ or 'lru5tc2,a, riiiiC'il t2rrii anall refer to whomever snail ua acting as Prustee is:;u~r Liil~ inatrw;,i:nt. T'li`s+f I ST~'!'E6;B[dT Ol' PUxPUSG: 6GI~7EF3.CIhiclr5 X,. Grantor Hera astat,iis»zri tnio trust in order to prcvia~: u Beans for ti;e tuaztage,Tlent of certain of Grantur's properti~s5, ..i:e ;ranae.Itent oz such fart»er property interests as rtay be deaosit;u ;aita 'i'ru5tae oy Grantor, ana for the itiaintenancs, comfort afzd support oY Grantor during Grantor's lifer any dispc5itian after the daat» oz the Grantor, all in tha r,:annar hareai:ter provid,zri. u. Grantor has created this trust Dy azpo~iting :aiti~ "~'Y=.iv tcE ti'i t' ,NrC)p2rLf* J. C':>Cr1U2Q In SCtli:dule H, 54t1iCi7 i3 ar1IlEs:i: Ci. i'YOiu tlRiir LG thud dclil~itlOiial prOp2rty, perttap5 inciudiug i;G3.icias or ill:c ;nsurance, ,ztay ne aapvsltad with Trustee ii accep`~ed ~1 ~1'r:.ataa for ad;~,il;>.stratiorz under this instru:uznt. GranLOr, ay Gra.:LOr'~ riiil, may dirzct tnat a part of dll of vraliltOT'S agitate ar;~li :,2 iiClivarcd to 't'rustee YGr d~Zi1RlStrat1G11 by 1'r us tae ur,:iez tats agr€ea+Ent aitzr the azatiz of Grantor. C. 'rre uepoait of anaiticrlai prop=rty uittt Truer=ere an[i tEIL vassing ai_ proi~atty to 'Prustae under t»e tarllls Gi i:rantur's rill shall be erf2ctiva regardless oi: t»e jurisdiction in wt,icii Gra:ita: :r:uy be than dcsl:i;:ile:I, un;Y all G1 that property rec:<:iv:a Ly Trustee shall be addad to sn3 administered as a part of t»@ L'1'ii5t. T'I' Ei-1 T I RE:CETPi' tliv'~ COVH<9AtV1'S QY' i'i?U'P~"*.: !.. !'rustec ::c;~[.o:~ledyea recaipt of tn~ Nroperty sa.~cribyu lfi Sl:uCituic A. /s/ Dorothy M. Connolly B. Trustee will manage, invest and reinvest the property described in Schedule A and will rold 'any policies of life inaurancG deposited: with Trustee, and will receive, manage, invent and reinvest the proceeds and will hold, manage, invest and reinvest such additional property as may be deposited with Trustee and accepted by Trustee, and all of the proceeds of that property, uNon the uses and for the purposes hereafter set forth. C. Trustee will accept and will administer as part of the treat estate whatever property is to be delivered co Trustee under the provisions of Grantor's Will to ba so administered. ITEM III COVENNcVT RY GRANTORS of FORTflER r"1SSUftr~N<;,S vrantur agrees with Trustee that upon request Grantor .,ill execute nut! deliver 3uci-i furti,er instrument or lr,strunlants as the TYUdteB may seem necessary or desirabie hereafter to vest the title at the crust property in Trustees or to evidence "loyal title. ITN.iN IV l~IFETIf~fE RESERVhTIc?cJ5 A. During Grantor's life, the Grantor shall have the righc to be exercised from time to time by writing or writings signed an6 acknowledged by Grantor to be effective when delivered to L-he Trustee or to any beneficiary of it if for any reason there shall be no Trusteee A.l. To revoke this instrument entirely and to receive fr~n Trustee all of the trust property remaining after making payment or provision for payment of all expenses connected with the s:L,--iiniatration or tni~ roust. a.e. From time to time to amend thin instrument in any and every yattlcuiar. A.3. rroni time to time to change the identity or number, or uoth, o= ti;e Trustee. A.4. From time to tune to withdraw from the operation o tt,iy trust any part of all or the trust property. /s/ Dorothy M. Connolly S, pith respect to all policies of life insurance at any tirn2 depoaite3 with Trustee by Grantor and made subject to the tc:ra~s or this trubt, Grantor zeserves the right and autrlority to ue zxarci,ea by Grantor's act alone in the manner and during the period state3 in Paragrapr2 A of this item and without tr,e consent oY approval of Trustee: 1~.1. To sell, assign or hypothecates any or all of those policies. E.2. ~'o e:cercise any option or privilege granted by the policies, including the right to change the beneficiaries of any policy. 8.3. To borrow any sum from the insurer or any individual, partnership, corporation or association, and to pledge the policies as security fcr those loam , 8.~1. I'o receive all payments, dividends, surrender values, benefits or privilegas of any hind that may accrue on account of tna policies. ii.7. To in&pact freely and to withdraw frol:i the trout any of ail Oi the policies. C. During the life of Grantor, Trustee shall pay over to tha Grantor whatever part or parts or all of the income a.nci o2 the principal oP the trust fund that Grantor shall direct frola tide to time in writing. C.1. Tf the Grantor, in the opinion of two t2?dice=used physicians, one <13 of which may be the family physician, becaraes incompetent and incapable of u~anaginq her affairs, then the Grantor hereby appoints SUSAN LEE DAVYS as Trustee anti Guardian over the property of the incompetent Grantor and shall have the same duties :;a3 obligatiol;s as provided above to provide for th:: genaral welfare of the ineoulpetent Grantor. ITEM V AllASItiIST'RiyTIO'ai AFTL'R GE2AYv'TdR' S DEH'i'H F-fter cne death of the Grantor, then tree trust zsi:ate shall oe u~anaged dIlc! dlatributed in tna fo1lo;aing manner: /s/ Dorothy t1. Connolly A. Gift of Rasiduary Trust Estate. The rest of the trust estate, hereinafter called the Rasiduary Trust Estate, together with any and all property received frau the surviving Grantor's i+till and all other property received by the Trustee, shall be adre~inistered and its principal and incoa;e, if any, shall be distributed in the following manner: A.l. 'Phe said Residuary trust Estate shall be distributea to SOSAN LBE DAVIS, as Successor Trustee hereunder, and in trust, nevertneless, ror the following aces and purposes: A.l.a, ply 'i•rustee is directed to distrioute all truest assets in equal snares to itr~Y:~OtvD JOriN COh1NuLLY ans SiiSAT3 LEE DAVl9 outright free of any trust. Should any of the icreyoing Rut bl1rVlVe me, thG srSare Qf 3a1C1 b6neflClary ~t)ali Le distributed to the lineal descendants of paid beneficiary per stirpes. B. While in the hands of my firustee, and to the extent permitted by law, neither the principal ncr the income c;f tha trust created hereunder shall be liable fur the debts of any beneficiary hereunder, nor shall the same be subject to s~aizurs or atta:.hment by any creditor or any beneficiary undar a;ny writ or proceadinq at law ur in equity, and no beneficiary heraunder shall nave any por~er to sell, assign, ancuu~ber or in any ~z~annzr to anticipate or dispose of his or hest interest in any trust or in ~ciie incomes praduced therevy, or ~ucn interest scull terminate anti pass as ii such person predecaased the Grantor. ITEM VI TRUS!'6;G' S POWERS Af~D DISC72E't IONS In addition to the powers conferred by law, s,y fiduciaries named herein or any successor therato shall have tha following discretionary powers: A. To retain any invvstwents and property received by it in kind, including any stock; to purchase invest and reinvest, and otherwise aoyuira security anti investinant, investrtient companies, investment trust or any other property, real or personal, of /s/ Dorothy M. Connolly wnatsaever nature ana wheresoever situate, without duty to divarsiiy and without being confined in its ci~oice at investment to su-Callao legal investment for trust funds under any present or future applicable law, rule of court or court decision. ii. 2c deposit funds in the commercial or savings department in a bank or savings ana loan association witY,aut li.a~it as to duration. C. `PO sell at public or private sale, exchange, mortgage, lease with or Without statutory or other limitation as tc duration, partition, grant options on, alter, improve, demolish ouildings or otherwise deal with property, real or personal, as fully as I iniyht and upon any terms and whether for cash or Cre:llt. D. I'o u,ok8 distribution oJ: my Residuary Z'rust Estata ana trust to any person entitled th.reto in kind, in cash o.r partly in klnd ana Qartly in ease, as aeemeci advisanle, and to this end allocwtion of assets In kind shall be in the sole discrs:tion ci wy fiduciary. ... Io register or carry any investments held hereunder in their own name or in the name of a nominee; provided, however, that all such investments shall be so designated upon the reccrd of my fiduciaries that the trusts or estate to which said investments belong shall appear clearly at all times, F. Ro vote by person or proxy any and all stock he 1,3 in my trust or the trusts created herein and to participate in any reorganization or uieryer of cowpanies cr corporations chose stock i~ so held. u. To oorrow from any source, which si,all include ti,e authority to vorrow frog any trust created herein, and a:: security for repayment to hold or pledge the whole or any part or u;y trust e~tata. ,y, eta person in any spanner dealing with .z,y fiuuciaries or with the trusts e~tablisheci hereunder shall be required to /s/ Dorothy M. Connolly inqul rc 1ntG the FIUtnOYl.ty Gr the r1dUC larlr?a tG E'n tc.l' 1rit0 ar,:.' tTdnaa: tlOR Or t0 account tGY the appl lCatlGn O)` auy 810 t]lt'3 ~ dliJ by rty fi~uciarie3 on any account. 7. 'ply tiduciaria,> shall 'nave the pacaar tG :leteraiik]e, 1rYCa~; c:Ct1V2 OZ statutory rule OT laW, f14W all r°Cr1PL"5 :nr:ice iSiaiiurSE:GIPr.tS 41 till LL'tid L' 6tataUll&hed hereon Ger, Or any .a SiaL~~.o L'rt~r tut, lACI UCIlYi .~. dYky Lt::UC1a:iY le.a' is GYii ~i~li6a~t2i7n, 3i]nll ut: crt3iten, charted or apportioned as bztWe2n income sad p.rinci~~al c,'il ii "L"i;2 ucC 161011 UY ttk :; 13.QUClary Hndll Dl': ili]dI cind r1G"t'". SUU~E3Ct to YuEotia[i by any ::eneficlary hereof. 3. TG carry on for such ti~:e as tYley si;all d~eia attvisabia during the aami:]istrai:iGn of the trust established hereu.ndcr axis- r,s~inass conducted by us at the ti;lte of Seats]. I'PEyi VII `PRUSTEE'S CERTIFICA`PE` A certiTicate siynetz by tt]e Trustee under this inatruluant and act.nowledgad by it uefore a notary puhllc stall ue conclusive ev1::2ncz upon all persons and i4r aii uurpGSea oC thE: iact:, st;lced in cn= certificate respecting "the t~r.Iu of L"ilifi inatruale;]t iiAu tlc l~lei]tl L"y JI= tf'!c `Yrti:S Ct;@ WriO LrJi:1 t1A`tc L.U i.lfstd l:: 'i t'Y v'i:i~ U:iudr it. I'1'S:1i VII I r'1vi~10A L~iW CihuSE This lnstruluent i,a;. begin prepared and ai;NCLLte3 iki the at3ta OT L'lOr lOa, and isr:intGZ' an:i Trlle tc~. ilr2 r251~~ritS OT ''IGY i!:1. :111 ~ueatiol]s concerning the weaning and intention of the terms of t:~is inatrul~ent anu COI1C2ri]1F1CJ its validity snd ail gaasci.uns relating to i;_ricrr.;ance under it shall ez judg•~d anal r~sGlved in accordance with the Iaws o= Floriaa. ITRAi IX_ StiCCESSOR TRDSTEES Should StJSA~v :.RE DAVIS not act or cantinLe to act a.; J11CCE5.iO"s ~.i`t i1SLc3U, 1 a~pOlnt ~tiYP3Q"f ~+ .S `ti)f5~ ail ~I ?~i E_]i 1.iY d5 SUCCt-'S:; <: 1" Prilnt:t, WI:C 3Cid1L e,Vc all [~Gw+~rs UL 'PrU:;teN a~ he2'Clfi conerr~u. ild +41`!'LUC.~S waER$GP', OOxtO'S'.iSi' ti. C6vli\:UL;.,Y .;ci.-, 5i~i^a2d i:i:..~ 1:,~Ci U:GCi,t cto i~L'aIl'tvY, 2tik it l7O.t U'L''si~ k+l. i:; l7 ~iNOS. i+l iinu bil :7 t~l ~+ i...~ /s/ Dorothy M. Connolly ~ • Gr.VIS nave slynad thin inatrun;ent a5 'Pr us tae and SllCC:LbdOr 'T`rustee to evidence their acceL cance of the trust. 1 Jlidii i.n the pr23ellCe aL /s/ Janice B. Stanford /s/ Beth Ann Daniels /s/ Janice B. Stanford /s/ Beth Ann Daniels /s/ Dorothy i$. Connally, Grantor /s/ Dorothy i+~. Cennoily, 'Pru~tee Susan Laa Ja-vi:s, Succeasur Trustee '!'he iOregCiln[j :dr1.tL'en ].n5LY11iCivrit Wh1Ch CGilalStS UY C131ci rage ant six tu) other tyi;ewritten paares (excluding tiie page dasiynate3 as 5enedule A) wan suuscribed at the eau ~~i' the urantar td:erein naue3, and her signature was acknowledged. i;y ner aria in the presence of aach of us, wrto were aii _}rr?ser.t at the same (ilia; anti tlien we, anti each of us, at her raquast, in r,~r ~~r c'~s ::n f.e tlnci in thr ~DX~.3 nCc Qf UnB an Ot neY, L11 Cj at ti3St y~;i~l Cri15L 3nq subseribea OIIr ndri~eu thcret0 d3 W1tne93c3 s7 rl tii= Icy an~:i year at~ove written as the irate or this instrument. fs/ Janice B. Stanford rESiallig at Fort Myers, Florida /s/ Beth Ann Daniels reyi~li.lg at Fort Myers, Florid S'i'asC Or' r'LORIDA ~O:,N'PY OF LE:N six, DiikU3•tiY ii. CG:d[vOuLi,. Janice B. Stanford ann Beth Ann Daniels the ;:~runtor and witn2~~as r~::r;::ctiveiy, whose rainaa are :~lynacl tc the a:.tacneu or toreyoi:iy 11i:1i.Ztlal~'nt, i;E1nG LiT~t tXLtly 5'wOrn, do iie.r~:uy ticcltsl'~. tC t13~ undersigned o€ficar that the Grantor signed the i.;st,ruaner,z a„ t;ai; t,e si~n2ci voluntarily (or directed -another to siy^ r"or ;er and did eo voluntarily) and that each of tine wirneases in tia presence of the rrantor, at liar re~ueat, and in the ~~ra~enca of teach other signed the trus*_ as a witness an3 that to tiie i;est or triz knoNle~3ye at each witness, the Grantor •.ras at tl;e ti:r,e twenty-one (11) or ~aora years of age. of so3,ic1 lciridc.c,Ci uriaer ric constraint or undue niluenca. /s/ Dorothy ~4, Connolly Dorothy ~. Connolly, C:ra:,tur /s/ Janice B. Stanford witness /s/ Beth Ann Daniels witness S'~r'OR'J TO and subscribed before ire this 31 _ aa_~ of aY , 1989. /s/ ~9illiam E, Shenko, Jr.. Notary Public ziy cca,l:;lssion _.c„iraa: ~ r LCli$'DULE "A" Ttte ?'YU5tee of the AG1tGTHY ~i. CGAEr~GLLY P.~'VOCiis~:.E'; "PkGST acxnowledgea receipt from the Grantor the following i+.ea~~ untier the terns of the rru~t ?~c~reement slated ~aav 31 _, 19dy. ';tie real ~~roperty descrioed in the unit Cl.dllt, Jee~'„ a copy or which i5 atL-ached hereto, and sll ~ers~anal property iccaLea therei~i. /s/ Dorothy f',. Curinoliy. ~'ru:;cae