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HomeMy WebLinkAbout08-53551 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), N h Plaintiff No: 02 - 5355 CivtL (erw• vs. SHANE WELLS COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06782322 C N Pit KLA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), N. Plaintiff VS. Civil Action No SHANE WELLS Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK (USA), Nh is a corporation with offices at 15000 CAPITAL ONE DRIVE RICHMOND , VA 23238 . 2. Defendant is adult individual(s) residing at the address listed below: SHANE WELLS 885 MOUNT ROCK RD CARLISLE, PA 17015 3. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXXXXXX7512 . 4. Defendant made use of said credit card and has a current balance due of $1316.45 , as of July 29, 2008 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 28.100 per annum on the unpaid balance from July 29, 2008 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , SHANE WELLS , INDIVIDUALLY , in the amount of $1316.45 with continuing interest thereon at the rate of 28.100% per annum from July 29, 2008 plus costs. James C Warmbrodt,42524 WELTMAky, EINBERG & REIS CO., L.P.A. h Avenue, Suite 1400 Pit, PA 15219 436 #4-7955 (41FAX38-7130 067 N Pit KLA This law firm is a debt collector atte ing to collect this debt for our client and any information obtaineld will be used for that purpose. cadta10ne° NOT PAYING YOUR DEBT 50D013 1 what's in your wallet?* DOESN'T MAKE IT GO AWAY. In fact, even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? We're here to help. Please contact us to find a solution that's right for you. You can make a payment with our &= check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due on your statement within 30 davs to keep your account from being drarged off. 0 2006 Capital One Services. Int. Capital One is a federally registered service mark. All righss reserved 500013-08503 FINANCE Previous Balance Payments 3 Credits CHARGE Transactions New Balance Minimum Payment Due Data $845.44 - $0.00 $19.80 $29.00 = $894.24 $394.24 Mar. 01, 2007 .w. Jan. 03, 2007 - Feb. 01, 2007 Page 1 of 1 REME n1Y AT VAR THIS AMOUNT Visa Platinum Account 4a822J624-6881-7512 Your Account Information TOTAL CREDIT LINE $500.00 TOTAL AVAILABLE CREDIT $0.00 CREDIT LINE FOR CASH $500.00 AVAILABLE CREDIT FOR CASH $0.00 Finance Charges (Pieaeeseereverseforimportantimon, ation) %laraerate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $855.92 0.07712%D 28.15% $19.80 Cash $0.00 0.07712%D 28.15% $0.00 ANNUAL PERCENTAGE RATE applied this period: 28.15% ® At Your Service1a084+83-M7 Toed CustwWRelaUo mtDmpatabetasaiencard: ® sowpaymentsto: Capital One Bank P.O. Box 70884- Chwbsa.NC 28272.0884 A Send Inquiries to: Capkal One P.O. Box 30285- Set Lake CRY, UT 54130.0285 Your accountis sin psymentsbxehind. If we charge o8 youraeeountdue to late payments,we will report the chargedoffstatus to several nationalcredl bureaus, and the Purchase APR as reflected on this statementwil be applied to all youroutstarding balances.Act now to preventthis from happening. Please pay the amountdue on yourstatementor give us a cal at 1.800.955.680O.We'll work with you so you can take control of your accountard start rebuildingyourcredl with CapitalOne. " ImportentNotice-Underthe terms we previouslydWelosedto you, your aeoountis now eligiblefor an increase in Annual PercenlageRalea (APRs)eaectlre Immediately. However, CepitdOne has elected not to raise your APRs st this time. Pleasebe advisedthat if you fail to keep youraccount in good standing, Capital One reserves the right to raise yourAPRs in the future. Payments, Credits 8 Adjustments Transactions 1 01 FEE PAST DUE FEE $29.00 Your amountis 90 days past due and your PaymentProtectioncoveragehas been suspended.As stated in your PaynmdProtectionagnwm nt.yowcoverageandmouthychargewit be reinsfatedonce youraaarntis no kager90 days pastdue. You may still be eBgib lefor beneftto be paid to youracoountfor low events describedin your PaymrentProtectionagreement. Cal StbnebridgeBeneffi Servicesat 1-BW527.6904to see If your sluationquallfissfor benefits. You were asseawda past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we remmmendthat you allow at bast 7 business days for your minimum payment to reach Capital One. - Please Note - Some of the terms of your account are changing. Please read the enclosed notification. `!'L!! IT -1 am we 1 7 1 070201 PAGE 1 of 2 olscsosa asasaswrs : ar..«.N « PLEASE RETURN PORTION BELOW WITH PAYMENT c.~..aa,,,a 0 4862362468617512 01 0894240014000394241 ..Rw¦o.?' I ~sin your wallet? Account Number: 486236246861-7512 New Balance Minimum Payment Due Date Pans piss xWes or pawn n ffbw dw" below wars boa a slack ink $894.24 $394.24 Mar. 01, 2007 Address PLEASE PAY AT LEAST THIS AMOUNT House Phone Aaemate Phone Hneaaddress ? Amount Enclosed #90033048578264605 MAIL ID NUMBER SHANE WELLS 10 CHERRYST Capital One Bank NEWVILLE, PA 17241-1530 P.O. Box 70884 11111111111111111111.1 111.11111111111111.1lrrr1111.1111111111111111rr1r111111rr11111 Charlotte, NC 28272-ON4 11811110111111 111111111181111111 111111111111111118 111111 111111111 Rees write your amount number on your aleck or money order made payable to Capital One Bank and mail with this coupon in the enclosed envelope. SHANE WELLS 1. How a Avoid a Finance Change. } e. Grace Period. You will have a mirinwm pate period of 25 days wWW 8ruaae Grange W new purchases, new bounce Wanton, new spacial purchases and new, ccow daps if you pay your lo0al?Nw Balance, in oocordenei with the Important Naiu for psymmunts balsa. and In tme for it to be aedW by your nerd statement closing date. Theme Is no grace pMOd m cash advances annd spadal rare fans. In addion, mane isno grateparbd m mytrw=ction if you do m pay tine MI'New balance' h. Accruing Flnsrwa Charge. Tramadtlorrs wivdt are not sub)eo to s grace period are assumed finance change 1) from the data of Me transaction or 2) from Me dealt On lmmectiun is pmc ssed to your Account or 3) from am first calendar dry of the Gantt b&V pwW. Additionally IF you did not pay the "New Balance' from the peviow filling pried in full, firenca charges mldinre to scone to your unpaid balance uMg the unpaid laftrpe is paid in full. This means that you may dig owe anrnce changes. even IF you pay am mire New Balance indicated on the front of your sfaarant by the rand slMmant tloelnp dote. but did not do so for to pronctis monM. Urpid firante charges am added to the applicable segment of Your Accent. } c. W d ann Fnrwa Charge, Forsdh blig parind to your emamd k ¦kod b a anrnoe daps, ¦ mlNmum bbl FINANCE CKARGE of $0.50 will be snouted. } d. Temporary %Wood= in Finance charge. wwe reserve dos dgiw b not aaeses my oral finance charge for any given Meng period. 2. Manage Daly ll ho oe (kcluding llew Purch-). Finance charge a caloaaled by rlwNlplyi g the daily balance of each segment of your account (e.g., cash advance, prmlussu, epecW barwfa. and special purchase) by der comosPmdenO daily f+uradb ms(s) mat has been previously disclosed te you. At the and of each day dukV the bang period, we apply the daily Pwb& raft for sch segment of your aoccum to the daily balance of such sepraa. Than at the and of to blip period, we add Lip the made an tlwa dally calculations to arrive at your periodic nave charge for each segment VVa add up V. results from each sepnem to row of tie MW pMo" francs, charge for you account. To go the daily burro for each ssgnan of your accost, we lake dos be-1 1 balance for each segmentad add any new, transactions and any porladic finance doge calculated on the peviae days balance for thatespurt WC Man auhasrtaay psy nerM a credo posed as chat dry Mot am allocated to MO saQlMlit. This gives w the emperats daily telrce fasts s ont of your account. However, N you paid the New Beano shown on your previous surnmerlt in full (or If your new balance was zero or a credit moment). now kwmwbom which pate to your purchase or special pudleae augments re not added to the daily balances. V% WW M cue average daily bela ce by adding al the dally balances logelher and dMdng the sum by the number of am days In the current billing cycle. To calculate you total finance charge, multiply your average daily balance by M/ duty po iodic foe and by tiro nnhbw of days in the Ming period. Due b narrng on a defy bae4 or due to rv a d, . fbgnte dage ussurnen% Mere may be a wfahce between this calculation and the amourd of finance dwge amrlly assessed. 3. Anmuet Paroernsage Wale (APR). a. The tem'Arnual Percentage Rule" may ap{war w'APR' on to hart of this statement. b. If the coda P (Ouartsry Pdrra), L (Quarterly UBORL C (Quarterly CD), or S (Batkcwd Plans) Appears w the fmm of cob akdatmM nod to the periodic rule(s), dos periodic rats and corresponding ANNUAL PERCENTAGE RATES may wry away, and may increase a decrease based on to MAW indices, as found n The Wall SesM Journal, pins IN magin previously disclosed to you. Thus dumps wig be efibWve on to net day dyer billing parlod covered by your periodic statement ending In the mentlw of Japery, Aprg, July aid October. c If the cods D (Monthly Prima), F (Mon0ty LIBOR), a O 01restry LIBOR) appeens on 0a from of your assfurnfors men w the periodic m*sL the periodic rebak arid camapadng ANNUAL PERCENTAGE RATES may wry monthly and may Increase or decrease based on the stated indos, as found in The Walt Susan Journal, Oka the mrgim previowly disdsed fo you. Them dwgee all he effective on Mann day of your billing period each moron. 4. Assessment of Lam, OvMhdt aid Released Paymanrt Fees. Under the sums; of your oaamar apesmed, we reserve aM right to wale or not to aoes ay less veox" prig nmdkeem b you waiwut wahirg our right teases the aama a smsrfes .(a Waname. T S. Renewing YeurAcceure. If a membership fee appears on the front ofyour statement, you have 30 days from the dos cub statement was msNed to you to avoid paying the fee or b have such ft. ored cad to you b you tan al your award wNnmt having to pay ft membership fee. To crnoel your scowl, you must notify w by calling our hrstomer Relations Depernnent and pay your •New BatrKe• In cue (excluding the membership fee) prior to tlo and doe fhimyday pried. d. If You Class Your Account. You can request to dos your account by ceing or Customer Relations DepartmisaL You must deaaoy your credit card(s) and accouint access check., csrosl of prseuaedzed blip and ass using yoursooctInt, After your rsaaq to does, 0 you conlore to sauced a do not onoel preaWaized bEN tomngsas, w0 %II cmalderreea4 asdwgeyea&Ahwhadonfokeepyes acmmt open. AdNioaby, your account will not be dosed undo you pry 20 amounts you awe us Including; any Owomt ms you law authorized, finance shags, pad dos fees, avwkmk fees, rekaned payrsrt fas, cash advance fees and any dMrfaas messed to your amount You m rspon" for ties amounts whether they appear on you occdiad at the time you request to dos the account or May ame Marred a ibsequad to your request to doe tlu amount. This may result In longs appearing on youraomount after you have mMwftd Me accent to be dosed. 7. UnIM Your Acoce L Your cad or amount cannot be wed in connection with any Internet gambling transactions. 8. Nelics Abaft Eladra k Check Converalm When Year provide a cl 4 s payment, you oulMtre w sibnNto use in(ormabw from you check to make a onsame Nachowkfund senator fro. your bw* soct nt a to process ft payment as a check tranuction. Woman we use I tonnstialh from you check to make an electronic fund VorwlK saws may be werdrsn tam your bank account as soon an to sans day we raosiw your payment, and you will not receive you check book from your finsnoai institution. BILLING RIGHTS SUMMARY (In Case of Enos or Qa0atiane about Your Bill) M you Mink you bill I. wrahg, or It you need mss information on e tmeacam or bill, write to w on ¦ seperote sheet as soon as possible at the address for inquiries shown on On front of Mss alotanat We must hear from you no hour amen 60 days after we sant you ft and bill on which the after a problem appeared. You ten CO our Cwloner Relations number, but defog so will no preserve your rights. in your looks. give w the following irdonrollion: your name anti amoolt nadw, Me do * amont of the suspaded amr, a description of the ems and an elplonallm, 1 possible, of why you believe there is an error, a a you need mare nfomwgn, a description of the berm you am uses sbouL You 60 not haw to pay any amount n Wasson while we am nwagaWg it. but you am erB obligated lo pay One pate of you bill that are not In question. Whoa we Investigate you question, ova rand report you as denhquent or take any sctim to WWI ate amoral you question. _. } BDedal Rite for :rodk Card Purchases If you have a problem worm the quality of property or services that you purchased with a aaat cord and you have hied n good faitil to owed the prohMn with One married, you may haw On right not to pay the mmWeng amo eat der on the properly or eenkes. Vote have ads protWlon only wan cue phrUwe prim was more then MOD and to purchase was made in your horns rata or wiadn 100 rails of your neleg address. (If we own or operate ft merdem, a awns maead you tea advrMsument for the property or services, all purchases ra COVWW regardless of amend or location of purchase.) PWsu remember to sign all cannsponndenroa. } Does not apply b mnsunw r4n-creoW card accounts Does not apply b baenafe mKwdif card aOWems Capital One supports infomnstion privacy proiedton: son our wwbaal at www.reokaten.ean. Capital One k e federally reg%WW servo. man of Capitol One Financial Corporation. AN rights maowtl. 02006 Capital One TC-06 0 1BC8056 - e -12/21108 ftg0ldtfbedr: I`Wreraybu analw avr In aeaedk your ecrrrua of lie bewradeywe abshe e, wmWMd(1)Y. a mot hie bdknhpalbnrtlw W Wnrrraywrrtwdh descbeadmrhwhosemvkpar+d (2) yarpaymrtw raulradk ovprrerkaomer by 3p.m.ET(12 noon FT). FhwaMOrrkwlM(a)rrrorWya# pa"daMly.Peymwarsrindbyar Moeerbo.onain aymawr mayndbsoadWwddedmymaonwnem.Orbusl s dopm NaksyplrrphSabsdry,eniudghold. a. Pbardonr use napba,papw dW ak. ~ Wpwnpy W peymwa. . •• ., CAPITAL ONE BANK (USA), N.A., Plaintiff, V. SHANE WELLS Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is an authorized agent of Capital One Services, Inc., an affiliate of and service provider to CAPITAL ONE BANK (USA), N.A., Plaintiff herein, and that he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Dated: -, od % Sao Antho y th A049 WELTMAN, WEINBERG & REIS CO., L.P.A. -o 4 i4- `T"' C/3 w y ? _r , SHERIFF'S RETURN - REGULAR CASE NO: 2008-05355 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK USA N A VS WELLS SHANE BRIAN BARRICK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon WELLS SHANE the DEFENDANT , at 1205:00 HOURS, on the 13th day of August 2008 at 885 MOUNT ROCK ROAD CARLISLE, PA 17015 by handing to VANCE KITNER, ROOMMATE, ADULT IN CHARGE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 9.00 Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 37.00 09/15/2008 WELTMAN WEINBERQ REIS Sworn and Subscibed to By: before me this day Deputy S of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. SHANE WELLS Defendant No. 08-5355 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLCZAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6782322 Judgment Amount $ 1392.31 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE _1-'7SED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff VS. SHANE WELLS Defendant TO THE PROTHONOTARY: Civil Action No. 08-5355 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, SHANE WELLS above named, in the default of an Answer, in the amount of $1392.31 computed as follows: Amount claimed in Complaint $1316.45 Interest from JULY 29, 2008 TO NOVEMBER 18, 2008 at the legal interest rate of 28.1% per annum $75.86 TOTAL $1392.31 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: " WILLIAM T. MO/UZAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6782322 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 885 MOUNT ROCK RD, CARLISLE, PA 17015 a, IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff vs. SHANE WELLS Defendant Case no: 08-5355 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, SHANE WELLS is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, SHANE WELLS is not in the military service. Further Affiant sayeth naught. "Z?_ AFFIANT SWOR tO D' UBSCRIBE in presence thi day of COMMONWEALTH OF PENNSYLVANIA Notarial Seal Wendy L. Gault, Notary Public NOTARY PU IC City Of Pittsburgh, Allegheny County my commission Expires July 15, 2010 Member, Pennsylvania Association of Notaries This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Zequest for Military Status department of Defense Manpower Data Center 4D Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 1 AUG-11-2008 11:31:26 < Last Name FirsbMiddle Begin Date Active Duty Status Service/Agency WELLS SHANE Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. 7pon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you ,rovided, the above is the current status of the individual as to all branches of the Military. Alt Mary M. Snavely-Dixon, Director 3epartment of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 'he Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and ?ligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other ligibility systems. 'he Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any iformation indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the idividual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is ,therwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status y contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty nd you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. f you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request gain at this Web site and we will provide a new certificate for that query. 'his response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink_milifaais/PC09SLDR._htm] VARNING: This certificate was provided based on a name and Social Security number (SSN) provided by the requester. Providing an rroneous name or SSN will cause an erroneous certificate to be provided. report ID: QVZLZPVHSH Lttps://www.dmdc.osd.mil/scra/owa/scra.prc_Select 8/11/2008 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff SHANE WELLS Defendant(s) IMPORTANT NOTICE TO: SHANE WELLS 885 MOUNT ROCK RD CARLISLE,PA 17015 //;; Date of Notice: j 17?"? WWR#: 06782322 Case # YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 BY : tM-U-?- PATRICK THOMAS WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 (412) 434-7955 ?0 D U??° D 0 .v_ . I " . crs ,.M" n, cn f c.n n C's < IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA Plaintiff vs. SHANE WELLS Defendant Civil Action No. 08-5355 CIVIL TERM NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Jud ent was entered against you on (xx) Assumpsit Judgment in the amount of $1392.31 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: PR HONOTAOTY) SHANE WELLS 885 MOUNT ROCK RD CARLISLE, PA 17015 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219 1-888-434-0085