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Home My WebLink About08-5643IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 02-51;q3 n tV?l T? V. GAYLE HANDE Defendant(s) COMPLAINT IN CIVIL ACTION Filed on behalf of. TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_I I Cmplt Cvr Sht P&F File No. 08-31343 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. GAYLE HANDE Defendant(s) NO. NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE OFFICE MAY BE ABLE TO PROVIDE YOU WITH UN. ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE INFORMATION ABOUT AGENCIES THAT MAY OFFER-`PUEDA PROVEER INFORMACION SOBRE AGENCIAS LEGAL SERVICES TO ELIGIBLE PERSONS AT A QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O REDUCED FEE OR NO FEE. BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR CUMBERLAND COUNTY BAR ASSOCIATION ASSOCIATION 32 SOUTH BEDFORD STREET 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 CARLISLE, PA 17013 717-249-3166 717-249-3166 PA_2INotice to Defend P&F File No. 08-31343 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA ) Plaintiff ) V. ) GAYLE HANDE ) Defendant(s) ) COMPLAINT IN CIVIL ACTION NO. O k- SG (13 AND NOW, comes Plaintiff, TARGET NATIONAL BANK/TARGET VISA, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: Plaintiff, TARGET NATIONAL BANK/TARGET VISA, is a corporation and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 East Main St Carnegie, Pennsylvania 15106. 2. Defendant is GAYLE HANDE, an adult individual, believed to currently reside at 411 N BALTIMORE AVE MOUNT HOLLY SPRINGS, PA 17065-1604. 3. Heretofore, the Defendant(s) opened a account with Plaintiff being Account No. 4352371718911721, for the purchase of good and services. 4. The Defendant(s) has/have made or authorized a number of purchases and as of April 25, 2008, Defendant(s) owes $2,547.47 on said account plus interest at 0.00 %. 5. Plaintiff maintains accurate books 'of account recording all credits and debits for PA-05 Civil Cmplt Crdt Crd P&F File No. 08-31343 this account. 6. The Defendant(s) have/has received monthly billing statements from Plaintiff setting forth the nature and amount of all charges made by Defendant(s), and the transactions between Plaintiff and Defendant(s) give rise to an account stated, upon which Plaintiff has relied. 7. The Defendant(s) made payments, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $2,547.47, plus interest and costs. 8. By failing to object or dispute the statements, Defendant(s) have/has assented to and agreed to the correctness of the balance due on the credit card account so as to constitute and account stated. 9. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. PA_05 Civil Cmplt Crdt Crd P&F File No. 08-31343 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $2,547.47, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. & Felik, A.P.C. Date: September 12, 2008 Gr g L. Morris, 2 M. Main Stre Varn?PA 412) 429-7675 PA-05 Civil Cmplt Crdt Crd P&F File No. 08-31343 TARGET. *00000* Account Number: 4352-3717-1891-1721 GAYLE HANDE Statement Closing Date: April 25, 2008 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $0 Cash Limit $0 Available Credit $0 Portion Available for Cash $0 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services 1-888-755-5856 TDD/TDY 1.800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights Previous Balance $2 512 47 Payments & Credits , . Purchases & Advances 0.00 Other Charges 0.00 FINANCE CHARGES 35.00 0.00 New Balance $2,547.47 Amount Past Due $716.03 Minimum Payment Due $2 547 47 (includes any Amount Past Due) , . vayment Due Date May 20, 2008 Payments & Credits No payments or credits were received last month. Other Charges Apr. 19 LATE PAYMENT FEE $35.00 Total Other Charges $35.00 IrV."?MUnn Kr" ew *11Y2Ie of Taper Sloes N071CE SEE REVERSE SIDE FOR IMPORTANT INFORMATION • W4CLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number 4352-3717-1891-1721 New Balance $2547.47 M inimum Payment Due $2,547.47 Payment Due Date May 20, 2008 NEW PHONE, HOME OR E-MAIL ADDRESS? Amount PLEASE UPDATE REVERSE SIDE. ON R SIDE. TARGET NATIONAL BANK Enclosed $ P O. BOX 59317 OFFICE COPY MINNEAPOLIS, MN 55459-0317 STATEMENT PAGE NOT PRINTED GAYLE HANDE 411 N BALTIMORE AVE MOUNT HOLLY SPRINGS, PA 17065-1604 r1llrrr111I rr111Irr111rIr11llrrlrrllrrllllrllrlllrrlllrrlllrlr 2004620254747025474790435237171891172171 TARGET. IIII???? *0000V Account Number: 43524717-1891-1721 GAYLE HANDE Statement Closing Date: April 25, 2008 Page 2 of 2 Finance Charges Days in Billing Period: 31 Daily Corresponding Average Periodic Annual Transaction Balance Type Periodic Rate Daily FINANCE Percentage Rate Balance FINANCE Purchases 0.00000% CHARGE 0 00% CHARGE Cash 0.0000096 . $0.00 $0.00 0.00% $0 00 $0.00 . $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Ch arge is imp osed. 30838903 In Court Judicial (Circuit/District) Original Creditor Name: TARGET NATIONAL BANK Debtor Name: HANDE, GAYLE Co-Debtor Name: Account Number: 4352371718911721 AFFIDAVIT OF ACCOUNT STATE OF MINNESOTA COUNTY OF HENNEPIN ss: The undersigned, ADAM GRIM states that: I am a representative of TARGET NATIONAL BANK and am authorized to Verify current balances due and owing to TARGET NATIONAL BANK on credit card accounts. As of the date of this affidavit I have reviewed the records of the above listed person and account, and that the amount due and owing to TARGET NATIONAL BANK on this account, over and above all known legal set offs is $2547.47. That reasonable inquiry has been made to determine if the defendant is in the military service of the United States of America, and to the best of my knowledge that defendant is not in such military service and is therefore not entitled to the rights and privileges provided under the Soldiers and Sailors Civil Relief Act of 1940, as amended. That the above information is true to the best of my knowledge, information and belief, and base on the books and business records o ARGE NLA, T BANK. Authorized Agent of TARGET NATIONAL BANK Subscribed and sworn to before Me on 6t day of May, 2008 tary Public My commission expires: JANICE L. LOKEN 4352371718911721 Z NOTARY PUBLIC-MINNESOTA A144 PATENAUDE & FELIX, A.?.C ?;: ?*y Comtmsafon Fimes ion 31.2013 The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he is, ADAM GRIM, Assistant Secretary, of Target National Bank, Plaintiff Herein, that he is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his knowledge, information and belief. ADAM GRIM Authorized Agent of Target National Bank/Target Visa 4352371718911721 A144 PATENAUDE & FELIX, A.P.C 0 - 9 O ? -J Fr OQ ' ? f1"! ?7 ! N SHERIFF'S RETURN - REGULAR CASE NO: 2008-05643 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND TARGET NATIONAL BANK VS HANDE GAYLE MICHELLE GUTSHALL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon HANDE GAYLE the DEFENDANT at 0841:00 HOURS, on the 4th day of October , 2008 at 508 N WEST STREET 42 CARLISLE, PA 17013-1604 GAYLE HANDE by'handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Additional Comments 411 N BALTIMORE AVENUE MT HOLLY SPRINGS IS VACANT. Sheriff's Costs: Docketing 18.00 Service 11.00 Postage .42 Surcharge 10.00 ) ( )0104108 7~ .00 39.42 Sworn and Subscibed to before me this day So Answers: R. Thomas K ine 10/07/2008 PATENAUDE & FELIX By: Deputy Sheriff of A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. GAYLE HANDE Defendant(s) NO. 08-5643 PLAINTIFF'S PRAECIPE FOR CONSENT TO ENTRY OF JUDGMENT Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_181 Consent Judgment Terms P&F File No. 08-31343 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. GAYLE HANDE Defendant(s) NO. 08-5643 CONSENT TO ENTRY OF JUDGMENT The undersigned Defendant, having been served with a Complaint in Civil Action in the matter captioned above, hereby admits the averments contained in said Complaint, waives any defect of service, waives any applicable time period for the filing of.a responsive pleading, waives service of a Ten Day Notice or Notice of Default, and hereby consents to the entry of judgment against him/her in the amount VO of $2,547.47 including pre judgment interest at the contract rate, and the costs of suit. The parties agree 10, that execution will be stayed, and the judgment will be satisfied provided Defendant pays the total amount of $2,725.97, plus post judgment interest at the rate of 6%, as follows: One Time Payment made via: Personal Check for $115.00 on: 10/14/2008 THEN Monthly Payments made via: Personal Check for $115.00 beginning: 11/14/2008 until paid. Time is of the essence. Defendant hereby waives Notice of Entry of Judgment. Date: _ D ?t not ?1 VC/' v1ifi i Yl ande ? o-a-7- 0 8 PRAECIPE TO ENTER JUDGMENT To the Prothonotary: Please enter judgment against the Defendant(s) in the amo t $2,725.97, which includes pre judgment interest, attorney fees, and costs of suit. Resvec llv s itted: Date: October 06, 2008 A.P.C. Gr g . M is, Esquire 21 E. ai Street C negi , A 15106 (4 2) 42 -7675 PA- 181 Consent Judgment Terms P&F File No. 08-31343 v •a? x a O? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 08-5643 V. GAYLE HANDE Defendant(s) PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA.R.C.P. 1037(b) COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), GAYLE HANDE, is not in the military service of the United States of America to the best of his knowledge, information and belief. Patenake dfe-lix, A.P.C. Date: October 30, 2008 reg Morris, Esquire 13 .Main Street eie, PA 15106 Sworn to and subscribed b9fore me this day of , 20= Notary PAlic COMMONWEALTH OF PENNSYLVANIA Notarial Seal Carolyn J. Stewart , Notary Public Carnegie Bao, Allegheny Counly MV Cornmbsion E Aug. 14, 2011 Member, Pennsylvania Assodation of Notaries (412) 429-7675 PA 120 Aff of Non Mil P&F File No. 08-31343 a C? r-? z SO ns ca C? cr% ?.fl ;L) -n ti rTl w? .r M IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff NO. 08-5643 V. GAYLE HANDE Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: TARGET NATIONAL BANK/TARGET VISA Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_l21 Ntc Jgmt D1 P&F File No. 08-31343 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TARGET NATIONAL BANK/TARGET VISA Plaintiff V. GAYLE HANDE Defendant(s) NO. 08-5643 NOTICE OF ORDER, DECREE OR JUDGMENT TO:( )Plaintiff ( x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on 11 ot og ( ) Decree Nisi in Equity ( ) Final Decree in Equity (X) Judgment of ( ) Confession ( ) Verdict ( ) Court Order ( X) Default ( ) Non-suit ( ) Non-Pros ( ) Arbitration Award ( X ) Judgment in the amount of $2725.97, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ , plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Department of Transportation. Prothonotary By Deputy If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (412)-429-7675 PA_121 Ntc Jgmt D1 P&F File No. 08-31343