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HomeMy WebLinkAbout03-0496Register of Wills of Cumberland County, Pennsylvania PETITION FOR GRANT OF LETTERS Estate of Russell E. Gainor No. ~/--~. ~/~g also known as , , Deceased Social Security No. 204- 03 - 5095 Jay E. Gainor Petitioner(s), who is/are 18 years of age or older, apply(les) for: (COMPLETE 'A' or 'B' BELOW:) A. Probate and Grant of Letters Testamentary and aver that Petitioner(s) is/are the execut or the Decedent, dated 06/04/2002 and codicil(s) dated None named in the last Will of State relevant circumstances, e.g., renunciation, death of executor, etc. Except as follows, Decedent did not marry, was not divorced, and did not have a child born or adopted after execution of the documents offered for probate; was not the victim of a killing and was never adjudicated incompetent: N/^ B. Grant of Letters of Administration (c.t.a.; d.b.n.c.t.a; pendente lite; durante absentia; durante minoritate) Petitioner(s) after a proper search has/have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs: I Name Relationship Residence (COMPLI: I h IN ALL CASES:) Attach additional sheets if necessary. Decedent was domiciled at death in Cumberland or principal residence at 230 Pennsylvania Avenue, Decedent, then 86 years of age, died 05/29/2003 Decedent at death owned property with estimated values as follows: (If domiciled in PA) All personal property (If not domiciled in PA) Personal property in Pennsylvania (If not domiciled in PA) Personal property in County Value of real estate in Pennsylvania County, Pennsylvania with his/her last family East Pennsboro Twp., West Fairview, PA 17025 (liststreet, number, and municipally) at West Fairview, East Pennsboro Twp., PA (Location) 12,000.00 40,000.00 situated as follows: 230 Pennsylvania Avenue, West Fairview, Cumberland Co. , PA Wherefore, Petitioner(s) respectfully request(s) the probate of the last Will and Codicil(s) presented with this Petition and the grant of letters in the appropriate form to the undersi~lned: ' ~t,j;,,h ~'~ j~re'~, I Jay E. Gainor Typed or printed name and residence d .---~/,~- :~ 1008 Havenwood Court, Mechanicsbur~, PA 17050 Prepared by the Pennsylvania Sar Association Copyright (c) 1996 form software only CPSystems, inc. Form RW-1 (1991) Oath of Personal Representative Commonwealth of Pennsylvania County of Cumberland The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that, as personal representative(s) of the Decedent, Petitioner(s) will well and truly administer ~,~state according t~law. Sworn to or affirmed and subscribed ~ before me thJs/~d~y o, ~m~E. Gainor Estate of Russell E. Gainor Deceased Social Security No: 204-03-5095 Date of Death: 05/29/2003 AND NOW, ~/j~__.~/~2 , in consideration of the Petition on the regse/~ side hereon, satisfactory proof having been presented before me,'~ IT IS DECREED that Letters ~ Testamentary [] Of Administration (c.t.a.; d.b.n.c.t.a.; pendente lite; durante absentia; durante minoritate) are hereby granted to Jay E. Gainor in the above estate and that the instrument(s) dated 06/04/2002 described in the Petition be admitted to probate and filed of record as the last Will of Decedent. FEES Letters ........... $ Short Certificate(s) ..... $ Renunciation ........ $ Affidavits ( ) .... $ g. oo y: Ua~es D. Bo~'arl~. Esquire I.D. No: 19475 Extra Pages ( ) .... $ /¢~, O0 Address: One West Main Street Shiremanstown, PA 17011 Codicil ........... $ JCP Fee .......... $ ~. 0~.~~) Telephone: 717/737-8761 Inventory .......... $ Other ........... $ TOTAL ......... * /'~/'~. ~C~) Prepared by the Pennsylvania Bar Association Copyright (c) 1996 form software only CPSystems, Inc. Form RW-1 (1991) 6~:~V ~t NFII' £0. REGISTER OF WILLS OF COUNTY OATH OF SUBSCRrRING ~TYNESS codicil (each) a subscribing witness to the will pr=ented herewith, (each) being duly qualified according to law, depose(s) and say(s) that pr~ent and saw the testat , ~ign the same and that signed az a wimps at the request of testat in h pr=once and (in the presence of each other) (in the pre, once of the other subscribing witness(es)). Sworn to or affwmed and subscribed before me this day of 20 (Name) (Address) (2¥ame) (Address) Reg~rer WILLS OF Cumberland COUNTY I3AIH~03' NON-SUBSCRIBING WITNESS Jay E. Gainor ~) a suksc~ber hereto, ~ being duly qu~Eed ac:ordinz_ :o law, de.~cse,.)'~ "~ ~d say(s) nba: he fa~dH~ with the siena ..... of Russell E. ~inor te~a~°r of .~ .... . ) the will presented here',vi;h and tka~ he behoves the signa~ur~ on the will is in ~e handw~:ing cf Russell E. C~inor 5wcrn te or afEmned and suL-sc,-.'~ed before mesN% /"g:P~ da,/ o ( (Name) Q~_/.~,ff 20 03 1008 Havenw~d Cou~, Mechanicsburg, PA 17050 ~VameJ (.4 ddrezs) Register of Wills of Cumberland County, Pennsylvania OATH OF SUBSCRIBING WITNESS Estate of Russell E. Gainor No. also known as , Deceased James D. Bo~ar, Esquire (each) a subscribing witness to the ~] codicil(s) ~ will(s) presented herewith, (each) being duly qualified according to law depose(s) and say(s) that she/he/they was/were present and saw the above Testator(rix) sign the same and that she/he/they signed as a witness at the req~l~t of Testatq~(rix)in his/her/their presence and r~ in the presence of each other ~ in the presence of the other subsdribing wit~ss(es). ' .~. (Address) (Signature) (Address) Sworn to or affirmed and subscribed before me this j ~ -/- ~ day of j uO¢ --'"~'~')/0 L~ ~, ! ' ') /'l/'). ' ~1'" ' NOTARIAL SEAL ~--~-~~/~71~ BONNIE L WILLIAMS_, NOTARY PUBLIC J Notary Public /SHIREMANSTOWN BORO., CUMBERLAND CO.I / MY COMMISSION EXPIRES APRIL My Commission Expires: · (signature and seal of Notary or ether official NOTE: To be taken by officer authorized to administer oaths. qualified to administer oaths. Show date of Please have present the original or copy of instrument(s) expiration of Notary's commission.) at time of notarization. Prepared by the Pennsylvania Bar Association Copyright (c) 1996 form software only CPSystems, Inc. Form tIJlRW-:; (1991) I,AST WILL AND TESTAMENT OF RUSSELL E. GAINOR I, RUSSELL E. GAINOR, of East Pennsboro Township, Cumberland County, Pennsylvania, make, publish and declare this as and for my Last Will and Testament, hereby revoking all other Wills and Codicils heretofore made by me. FIRST: I devise and bequeath all the rest, residue and remainder of my estate of whatever nature and wherever situate, including any property over which I hold power of appointment and together with any insurance policies thereon, unto my wife, HELEN J. GAINOR, provided she survives me by sixty (60) days. SECOND: Should my wife, HELEN J. GAINOR, predecease me or die on or before the sixty-first (61st) day following my death, I devise and bequeath all the rest, residue and remainder of my estate of whatever nature and wherever situate, including any property over which I hold power of appointment and together with any insurance policies thereon, in equal shares, to my children, JAY E. GAINOR, DONALD R. GAINOR and P~AY A. GAINOR, provided that should any of my children predecease me, I give and bequeath such child's share unto his issue per stirpes by representation, and if there be a failure of same, then I give and bequeath such deceased child's share to my surviving children as provided herein. THIRD: Should any of my grandchildren not have attained the age of twenty-two (22) years at the time for distri- bution to him or her, I give, devise and bequeath the share of each such grandchild to my hereinafter named Trustee or Trustees, IN SEPAP~ATE TRUSTS, to hold, manage, invest and reinvest the shares so received, and to use and apply from time to time such portion of income and principal for the said grandchild's post- high school education (including college, trade school or other similar training or education), as my Trustee or Trustees, in their sole discretion, deem advisable. The Trustee or Trustees, in exercising their discretionary authority with respect to the payment of income or principal of the within Trust to my grandchildren, shall take into consideration any income or other resources available to my grandchildren from sources outside this Trust. Any income or principal not so applied shall be dis- tributed to each grandchild when he or she attains the age of twenty-two (22) years. In the event any of my grandchildren die prior to the termination of the Trust established herein for their benefit, the interest of my grandchild in said Trust shall cease with any income and principal being divided evenly between or among that deceased grandchild,s brothers and sisters or the separate trusts established hereunder for their benefit and, in the absence of any brothers and sisters, to my other grandchil- dren in equal shares. FOURTH: In addition to all powers granted to them by law and by other provisions of this Will, I give the fiduciaries acting hereunder the following powers, applicable to all proper- ty, exercisable without court approval and effective until actual distribution of all property: (A) To sell at public or private sale, or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms (including credit, with or without security) or conditions as are deemed proper. This includes the power to give legally sufficient instruments for transfer of the property and to receive the proceeds of any disposition of it. (B) To partition, subdivide, or improve real estate and to enter into agreements concerning the partition, subdivi- 2 sion, improvement, zoning or management of real estate and to impose or extinguish restrictions on real estate. (C) To compromise any claim or controversy and to abandon any property which is of little or no value. (D) To invest in all forms of property, including stocks, common trust funds and mortgage investment funds, without restriction to investments authorized for Pennsylvania fiduci- aries, as are deemed proper, without regard to any principle of diversification, risk or productivity. (E) To exercise any option, right or privilege granted in insurance policies or in other investments. (F) To exercise any election or privilege given by the Federal and other tax laws, including, but not necessarily being limited to, personal income, gift and estate or inheritance tax laws. (G) To make distributions to my herein named benefici- aries in cash or in kind or partly in each. (H) To borrow money from themselves or others in order to pay debts, taxes, or estate or trust administration expenses, to protect or improve any property held under my will, and for investment purposes. (I) To select a mode of payment under any qualified retirement plan (pension plan, profit sharing plan, employee stock ownership plan, or any other type of qualified plan) to the extent the plan or the law permits them to do so, and to exercise any other rights which they may have under the plan, in whatever manner they consider advisable. FIFTH: I nominate and appoint JAY E. GAINOR, as Trustee of the hereinabove described trusts. In the event of the death, resignation or inability to serve for any reason whatso- ever of the said JAY E. GAINOR, I nominate and appoint, my grandson, RYAN M. GAINOR, as Trustee of the hereinabove described trusts. I direct that my Trustee or Trustees shall serve without bond and shall receive fair and reasonable compensation. SIXTH: I direct that all inheritance, estate, transfer, succession and death taxes, of any kind whatsoever, which may be payable by reason of my death, whether or not with respect to property passing under this Will, shall be paid out of the principal of my residuary estate. SEVENTH: All interests hereunder, whether principal or income, which are undistributed and in the possession of the fiduciaries acting hereunder, even though vested or distribut- able, shall not be subject to attachment, execution or sequestra- tion for any debt, contract, obligation or liability of any beneficiary, and furthermore, shall not be subject to pledge, assignment, conveyance or anticipation. EIGHTH: I nominate and appoint my wife, HELEN J. GAINOR, Executrix of this, my Last Will and Testament. In the event of the death, resignation or inability to serve for any reason whatsoever of the said HELEN J. GAINOR, I nominate and appoint JAY E. GAINOR, Executor of this, my Last Will and Testa- ment. I direct that my Executrix or Executor, Trustee or Trustees, as the case may be, and their successors, shall not be required to post security or a bond for the performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and Testament, this ,~ day of , 2002. RUSSELL E. GAINOR 4 Address Address Signed, sealed, published and declared by the above- named Testator as and for his Last Will and Testament in our presence, who, at his request, in his presence and in the presence of each other, have hereunto subscribed our names as attesting witnesses. OF RUSSELL E. GAINOR '03 JU¢'! 1 g !",8:39 JAMES D. bOGAR ATTORNEY AT LAW ONE WEST MAiN STREET SHIREMANSTOWN, PENNSYLVANia 17011 CERTIFICATION OF NOTICE UNDER RULE 5.6 (a) Name of Decedent: Russell E. Gainor Date of Death: May 29, 2003 Will No. 21-03-0496 Admin. No. To the Register: I certify that notice of estate administration required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on July 8, 2003: Name Address Jay E. Gainor Donald R. Gainor Ray A. Gainor 1008 Havenwood Court Mechanicsburg, PA 17050 4149 Beardsely Drive Montgomery, AL 36104-1622 2918 Brookwood Street Harrisburg, PA 17111 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except: None Date: 7/8/03 LTD Capacity: ~me~-D ogar, Esquire One Wes)~°~n Street Shiremanstown, PA 17011 (717) 737-8761 Personal Representative Counsel for Personal Representative COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 R~CEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. CD 003573 BOGAR JAMES D 1 W MAIN STREET SHIREMANSTOWN, PA 17011 'ESTATE INFORMATION: SSN: 204.-03-5095 FILE NUMBER: 2103-0496 DECEDENT NAME: GAINOR RUSSELL E DATE OF PAYMENT: 02/1 8/2004 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 05/29/2003 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 81,882.51 iREMARKS: SEAL JAMES BOGAR, ESQ CHECK# 1621 TOTAL AMOUNT PAID: 81,882.51 INITIALS: AC RECEIVED BY: GLENDA FARNER STRASBAUGH REGISTER OF WILLS DEPARTMENT OF REVENUE COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. REV-1162 EX(11-96) CD 003573 BOGAR JAMES D 1 W MAIN STREET SHIREMANSTOWN, PA 17011 ........ fold ESTATE INFORMATION: SSN: 204-03-5095 FILE NUMBER: 2103-0496 DECEDENT NAME: GAINOR RUSSELL E DATE OF PAYMENT: 02/18/2004 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 05/29/2003 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 $1,882.51 REMARKS: SEAL JAMES BOGAR, ESQ CHECK//1621 TOTAL AMOUNT PAID: $1,882.51 INITIALS: AC RECEIVED BY: GLENDA FARNER STRASBAUGH REGISTER OF WILLS REGISTER OF WILLS REV- 1500 EX + {6-00) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. Z80601 REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT OFFICIAL USE ONLY FILE NUMBER 21 - 03 - 0496 COUNTY CODE YEAR NUMBER CA HP EP CR KO C O R R E S R E C A P I T U L A T I 0 N C O M T I 0 HARRISBURG, PA 171Z8-0601 ED I DECEDENT'SNAME(LAST'FIRST'ANiMtDDLEINITIAL)Gainor Russell E. CE DATEOFDEATH(MM-DD-YEAR) DATEOFBIRTH(MM-DD-YEAR) D 05/29/2003 07/14/1916 E (IF APPLICABLE) SURVIVING SPOUSE S NAME (LAST, FIRST, AND MIDDLE INITIAL) N ' T Ir 1. Original Return ~ 247! Supplemental Return P B 4. Limited Estate Futurelnterest Compromise (date of deathafter 1Z-12-8Z) RL ' ~ O 6. Decedent Died Testate Decedent Maintained a Living Trust ATKC (Attach copy of Will) (Attach copy of Trust) E S 9. Litigation Proceeds Received r-'] 10. Spousal Poverty Credit (date of death between 1Z-31-91 and 1-1 SOCIAL SECURITY NUMBER 204-03-5095 THIS RETURN MUST BE FILED IN OUPUCATE WITH THE REGISTER OF WILLS sOCIAL SECURITY NUMBER J (date of death 3. Remainder Return prior to 12-13-82) 5. Federal Estate Tax Return Required 0 8. Total Number of Safe Deposit Boxes ---] 11. Election to tax under Sec. 9113(A) (Attach Sch O) NAME James D. Bo~ar Esquire FIRM NAME (If Applicable) TELEPHONE NUM8ER 717./737- 8761 Street PA 17011 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) 3. Closely Held Corporation, Partnership or (3) Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Property (5) (Schedule E) 6. Jointly Owned Property (Schedule F) (6) E~ Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11 ) 13. 14. COMPLETEMAILINGADDRESS One West Main Shiremanstown, 40,000. No~ No~.~ 11,983 584.8~ 600.05 10,410.14 924.46 (8) 53,168.22 (11) 11,334.60 (12) 41,833.62 (13) (14) 41,833.62 Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) Net Value Subject to Tax (Line 12 minus Line 13) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116(aX1.2) 16. Amount of Line 14 taxable at lineal rate 17. Amount of Line 14 taxable at sibling rate 18. Amount of Line 14 taxable at collateral rate 19. Tax Due 41,833.62 X .00 X .045 X .12 X .15 (15) 0.00 (16) 1,882.51 (17) 0.00 (18) 0.00 (19) 1,882.51 Copyright (c) ZOO0 form software only The Lackner Group, Inc. Form REV- 1500 EX (Rev. 6-00) Decedent's Complete Address: STREET ADDRESS 230 Pennsylvania Avenue CI~ Enola Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount 3. Interest/Penalty if applicable D. Interest E. Penalty STATE ?A ZIP Total Credits ( A + B + C ) (2) Total Interest/Penalty ( O + E ) (3) If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to re~tuest a refund (4) If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (SA) B. Enter the total of Line 5 + SA. This is the BALANCE DUE. (SB) 17025 (1) 1,882.51 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred: ......................... ~ r-~ b. retain the right to designate who shall use the property transferred or its income; ........... c. retain a reversionary interest; or .................................... d. receive the promise for life of either payments, benefits or care? ............... 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ................................ ~ ~'] 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ................................ ~ ~ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Under penalties of perjury, [ declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, 0.00 0.00 0.00 1,882.51 0.00 1,882.51 correct and complete. Declaration of preparer other than the personal representative is based on ail Information of which preparer has any knowledge. SIGNA~ PERSON RESPO~SLE ~OR FLUNG RETURN Jay E Cainor DATE ~ /- ~) ~ ' -~ 1008 ~avenwood Court c ,. ..................................................... ~ Mechanicsbur~, PA 17050 SIGN~PREPARE~THER THAN REPRESENTATIVE J~es D Bogar Esquire ~- --- / / ~ ~ One West Main Street , 7- -'kVdik- .................... surviving spouse is 3% [72 P.S. 9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. 9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. 9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 9116(1.2) [72 P.S. 9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. 9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Copyright (c) 2000 form software only The Lackner Group, Inc. Form REV- 1500 EX (Rev. 6-00) REV-1502 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE A REAL ESTATE FILE NUMBER Russell E. Gainor SS# 204-03-5095 05/29/2003 21-03-0496 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which prope~ would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1 Ail those certain two (2) pieces or tracts of land situate in East Pennsboro Township, (formerly the Borough of West Fairview), Cumberland County, Pennsylvania, having placed thereon a mobile home being known and numbered as 230 Pennsylvania Avenue, West Fairview, Pennsylvania. The property was acquired by Russell E. Gainor and Helen J. Gainor, his wife, by Deed dated May 23, 1969 and recorded May 23, 1969 in the Cumberland County Recorder of Deeds Office and by Deed dated November 13, 1987 and recorded November 18, 1987 in the Cumberland County Recorder of Deeds Office, a copy of the said Deeds are attached hereto and incorporated herein. The said Helen J. Gainor died January 16, 2003, whereupon full and complete title to the above-described properties became vested solely in Russell E. Gainor, the Decedent herein. The above-described real estate was sold pursuant to an Agreement of Sale for Real Estate dated December 29, 2003, a copy of which is attached hereto and incorporated herein. Final settlement took place on January 28, 2004. A copy of the Deed conveying said real estate, along with a copy of the Settlement Sheet, are attached hereto and incorporated herein. The sale price of the real estate was $40,000.00. TOTAL (Also enter on line 1, Recap~ulation) $ 40,000.00 (If more space is needed, inse~ additional sheer of the same size) Form REV-1502 EX (Rev. 1-9~ Copyright (c) 1996 form software only CPSystems, Inc. 40,000.00 our Lord oas I~ou~nd nln~ I~undr~d aixty-~lne (1969) · ~I~.TSVEEN HAR~ARET I. SANDS, single, of the Borough of West Fait-view, CoJn.y of Cumberland, and State of Pennsylvaltia, Party of the F~rst Pert. RUSSKLL E. CAll, OR and HELEN J. C~.INOR. hle wife, Cra,h-as: in Aand ~id, th~ re.pt w~o~ ~ ~ ~ :..~:='~ed~d, t~ sa~ ~ra.tor does hereb~ V~ut ~L TI~T.C~TA~N p~ece or parce~ ~f~and, 8~ua~e in ~he ~rough of Fai~iew, ~un~y o~ C~berland ~d S~a~a of Pennsy~vaniae bonded ~d aa foXlovs: BEGI~ING at a spike on the sout[~ side of Pennsylvania ~venue aC the line of ~he ~rs~ alley west of ~ola ~ad; ~hence along Pennsylvania Avenuc South ~3 degrees ~2 m~nutes ~esK ~e Uundred Seven~y-gight and SevenVy-E~gbc One-hundredths (178.78) feec ~o a spik~ ~ ~he sou~h side of ~oCher alley; thence along ~he laK~er South 70 degrees ~8 minu~es ~es~, Nine~y-T~ (92) gee~, ~re or less~ ~o a point; ~l;ence North ~3 degrees ~2 ~lnu~es E~'.~; along other property of ~be Grantor ~ I[undred ~en~y-$even (127) fee~, or lees, ~o a bol~ on the ~es~ s~de of a 15-~oo~ alley~ ~hence along ~be~atd all~y North 38 degrees 11 sinuses Eas~, Seventy-Five (7~) leek ~o ~he pta_= ~E~NG Khe nor~he~ Seventy-Five (7~) ~ee~ of Lots 22~ 23, 2~, 25, and 26 =s shown on the A~ended Connected P~an of A. R. RupXey, aa recorded tn .~he Cumberland County Recorder~a O[f~ce ~tt Plan ~ook ~, Page 56. BEING pnr~ of th~ ~ame premlnea ~h~ch ~he Orphann~ Cour~ D~vtaton of Cour~ o~ Go~n P~eaa of Cumberland Coun~y~ on Hay 6~ ~969~ a~arded ~o ~r~r=~ t. Sandn and Th~aa P; ~sers ~ copy of ~ald decre~ being recorded ~n Deed Book E, VoL 23, Png~ 87~, ~berXand County Records, ~he undivided one-h.~ lnteren~ ~n ~h~ch ~he aa~d Thorn P. ~e~er~ and Lurn IleXene~ h~a ~fe~ by ~d dated Hay ~9, ~969~ and duXy recordeR~ conveyed Ko Hargnre~ ]. Sanda, Grantor heretn. 604 f. ene~all7 ~e ~,~lf h~re~ con,.. ~N WITNESS WHEREOF, eai~ ~r~ntoe the dnlt and vear ~rst above written. ~sacet: I. Sands S~ate of PENNSYLVAN L~ /'ee' Counl~ of CURBERLAHD - gas undersized o~e~r, per~l~ a~d ~rgaret I. Sands ~.~k/or satbfacfo~i~ p~en) fo be ~it,. ~trs~ ~se Mind la ~bs~bed to the ,~in i~t~g, a~ ael~wled~ that ..he e~e~ted ~ms f~ the pu~osc~ therein State of ~oung~ On gh~, ~s da~ of ,1~ , be/ore me, ~own to me (or sut~/agtor~ proven) ~ be Re person whose n~me eubse~bed to the ~ithin instrument, and ~knomled~d fh~ eze~ted ~ms f~ th~ pu~ost~ therein c~tains~ Pee Simple Deed: Individual or COrl~rale November 19~7 (hereinafTer called the Gramurls). of the one part and RusseLl. E. (~alnor ~nH Helen J. G&Inor, his wire {hereinaftes called the Grantee/s). of lite other part. ]J~]IIU~TI:II! :q,.t ~. eonMde,atlon of Dollars. In ~nd p~d~ the receipt whefeo~ la hefby a~owledpd, the ~d G~&ntor/g do/does hereby ~ant and eon~y unto the said Osantee/s, ~he~r heirs, ~L ~T CE~T~ lot o~ i~d situate in the ~,~x'ough of ~eet Falryiev, C~berl~d C~nty, Pe~sylv~nla, bonded and denerlb~ B~INNINO ab a potn~ on ~he westerly line or a 15 foot a~ey, being the first alley ven~ or ~ola Road, a~ ~he southerly line oIi, ro~rty o~ ~he Or~teel ~hence alor,~ said ~ley, south 38 degrees ~ ~nutes east 133.67 fee~ to a m~ke on the northerly line or another 1~ ~ a~eyl ~henee by the ~t~er line, south 55 degrees 17 ~nut.~s ven~ ~3 fee~ ~o a s~e on ~he northeas~ line the ~ter line, north 70 degrees ~6 ~nu~es west 1~9.87 ree~, more or less. to a poln~ on the southerly line of other property or ~he Grates; thence by the latter line, north ~3 degrees ~2 ~nutes east 127 BEIHG the southern portion or ~ta 22 ~ougL a6, Inclusive, on the ~ended connected ,//)Plan of A. E. Eupley, recorded In ~he C~berlu.d C~nty Eecorder's Office In Plan Book 1, Page 56. ~EIH~ ~IE 8~ PII~ whXch Narg~e~ Chile, Potta, her husband, by deed dat~ ~ebru~ 9, 1973 and recorded la the C~berl~d County OEfiee o~ the Recorder of Deeds In Deed Book Z-2~, P~e 1077. granted and conveyed Unto Runee~ g. Ga~nor. ~115 I8 A COHVEY~CE from husb~4 and wife to huab~d ~d wife. UNDER AND SUBJECT to all Acts BE Assembly, Cou:.ty and Township ordinances, rlghLs OE Public Utilities and Public Service Companies. existing restrictions, and easements, visible o~ o[ record, to the extent that any persona or entitles have acquired legal ~'~1~ t~e sai(J ~{,ntqr~,d./does.lT]rteby.co/Iyengpt to ~nd will, the said G*a.tee/s tim he/ehe e~; ~ GO Geu~ *' ' SIIALLANI)WlI.L , W~ttant aud[or~vef I}c[cml the I:=tein above described i. emises, with the beredltaments a.d appurtenances, unto Ibc ~ld Gfnntee/! ~heLF he2~ ~ hud nssiK .... galnst ti .... Id Grnntor/s i~([~}~%~ ~thef pa, Ion lawfully clalnlinK or who shall hereafter clehu the ...... or any part I ~ereof, by, from of under ~ ~ or any of them. IN WI~S WI~OF, the ~ld Grantofls has/have c.used these p*e~.tl to ~ duly executed, the day and y~at first above written. Sealed and IJellvered in the presence of: Euneell E. O~nor il®Ion J. t~L~l/nor CummunweaJth uf Pennsylvania: County or : O. Ods. Ihe day of 19 ,befure me, the undersigned ofli~,.f, i~etsonally ,ppeated wh~ acknowledaed Idmselflhe.el~ to be the of a co,potation, and that hc/she as such , being authmized to do so, execuled the foregoing instfument faf the pufpose thefeln contained by sigumg the name of the cmpmation by Idn~elflhefself as Notary Public Commonwealth of Pennsylvania: Cool~ty of York : -....'".. On this, lite .~3 tl~J~lx aL ~v~mber . 1~.87 , be[oreA, e. lite umJet~iRoe~ ~lown to me (or salisfaclor~y proven) to be the ~tn..,.'/s whose name/s ~/are subscribed to the~lUgu instzutnwnt lcknow edged that he/she/they executed the ~me for fl ,. purport therein contained ' . ........ ~__' . ' ' MY C~MISS~ E~IIIES J~Y ~, 1~1 .... ' ..... F~W~P.,PA Y~IY THIS Tax Parcel No. 45-16-1050-023 & 4S-!6-!050-24 INDENTURE. MADE THE BETWEE,¥ day of ' ~ , two thousand four (2004) JAY E. GAiNOR, ExecutOr of the Last Will and Tes- 5ament of RUSSELL E. GAINOR, late of East Permsboro Township, Pennsylvania, party of tko first part, and I~%RL A. GOBBEL, of Worm!eysburg, Pennsylvania, party of the second part: WHEREAS, the said RUSSELL E. GAiNOR by his Last Will and Testa- men5, duly proved and recorded in the Cumberland County Register of Wills Office, Pennsylvania, in Docket Book 21-03-0496, Letters Tes5amen~ary being issued on June 18, 2003, provided, in perti- nen~ part, as follows: FOURTH: in addinion to all powers granted to them by law and by osher provisions of this Will, I give the fiduciaries ne_~.~e_ the following powers, applicable to a__~ prop- er~y, ~ ~ ~x .... o=o=e without court approval and effective until actual dis;ribu~ion of all property: (A) To sell at public or private sale, or to lease, for any_period of time, a~v... --__~=~ o~_ _persona! property and to give opticns for sales, exchanges or leases, for such prices and upon such. tez.-ms (including credit, with or without security)or condi- 5zons as are deemed Drouer This includes _ _ · t..e power to give legally sufficient instruments for transfer of the property and .... =v~ the proceeds o~ any disgosition of it. EIGHTH: I nominate and appoint my wife, HELEN j. GAiNOR, Executrix of this, my Last Will and Testament. In the event of the death, resignation or inability to serve for any reason whansoever of the said HELEN J. GA!NOR, I nominate and appoint JAY E. GAiNOR, Executor of this, my.Last Will and Testa- merit... NOW THIS INDENTURE WITNESSETH, that the said party of the first part, by virtue of the power and authority aforesaid, in said Will contained, and in consideration of the sum of Forty Thousand Dollars ($40,000.00) to him paid by the said party of the second part, at and before the ensealing and delivery of these presents, the receipt whereof is hereby acknowledged, has granted, bar- calned sold and conveyed and does he, eoy grant, bargain, sell and convey to the said party of the second part, his heirs and assigns forever: ''? THOSE CER~ArN two (2) pieces or t.ac=s o~ land situase in Easn Pennsboro Township (formerly the Borough of West Fairview), Cumberland County, Pennsylvania, bounded and described as follows, to wit: TRACT NO. 1: BEGiS~iNG at a spike on the ~ sou=~ side of Pennsylvania Avenue at 5he western line of the first alley wesn of Eno!a Road; thence along Pennsylvania Avenue South 53 degrees 42 minutes Wes5 One Hundred Seventy-Eight and Seventy-Eight One-hundredths (178.78) _ee_ to a spike at the south side of another !5-foot alley; nhence along the latter South 70 degrees 48 minutes West, Ninety- Two (92) feet more or less, to a point; thence North 53 degrees 42 minutes Easn along another property of the Grantor One Hundred ~y-Seven (127) feet, more or less, to a bolt on the west side o= a !5-fo05 alley; thence along the said a!!ev North ~8 degrees -- m-~,u~s East, Seventy-Five (75) feet to the place of BEGi5DIiNG. BEING the northern Seventy-Five (75) feet of Lots 22, 23, 24, 25 and 26 as shown on the A=~ended Connected Plan of A.R Rup!ey, as ..... ==u in the Cumberland Count,.; R~co~c~_ s Office in P~a~ Book ~ °=ce 56 - - " BEING the same premises which w~=~=~ . .... =~-~ i Sands, single person, by deed dated May 23, 1969 and recorded May 23, 1969 in the ~.~me,_anc County Recorder of Deeds Office in Deed Book Vcl'mme 23, Page 604, granted and conveyed unto Russell E. Gainor and Helen j. Gainor, his wife. The said Helen J. Gainor died January 16, 2003, whereupon title to the within described prop- erty became vested s61ely in Russell E. Gainor. The said Russell E. Gainor died May 29, 2003. TRACT NO. 2: BEGiNiqiNG at a point on the westerly line of a 15 foot alley, being the first alley west of Eno!a Road, at the southerly line of property of the Grantee; thence along said alley, south 38 degrees il minutes east 133.87 feet to a stake on the northerly line of another 15 zoot alley; thence by the latter line, south 55 degrees 17 minutes west 43 feet to a stake on the northeast line of another 15 foot alley; thence along the latter line, north 70 degrees 48 minutes west 159.87 feet, more or less, to a point on the southerly line of other property of the Grantee; thence by the ia~ter line, north 53 degrees 42 minutes east 127 feet, more or less, to a bolt, the place of BEGI~N-NING. BEING the southern portion of Lots 22 through 26, inclusive, on the amended connected Plan of A.R. Rup!ey, recorded in the Cumberland County Recorder's Office in Plan Book 1, .Page 56. BEING the same premises which Russell E. Gainor and Helen j. Gainor, his wife, by deed dated November 13, 1987 and recorded November 18, 1987 in the Cumberland County Recorder of Deeds Office in Deed Book "B", Vol. 33, Page 112, granted and conveyed unto Russell E. Gainor and Helen j. Gainor, his wife. The said Helen J. Gainor died January.!~, 2003, whereupon title to the within described property became vested solely in Russell E. Gainor. The said Russell E. Gainor died May 29, 2003. TOGETHER with all and singular the righus, liberties, privileges, hereditaments and appur5enances whatsoever thereunto belonging or in anywise apperUaining, and the reversions and remainders, terms, issues and profits thereof, and all the estate, right, title, interest, property, claim and demand whatsoever cf the said RUSSELL E. GAiNOR at and immediane!y before the time of his decease in law or e~ity o_ ' ~ ~ ' ~ otne_,~.se howsoever, of, in, to or out of the same: TO ~VE A~ArD TO HOLD the said granted premises to the said party of the second part, his heirs and assigns forever. ~ND the said party of the first part, does covenant, promise, grant and agree, to and with the said party of the second part, his heirs and assigns, by these presents, that the said party of the first part, has not done, committed, or knowingly or willingly suffered t~ be done, any act, matter or thing what- soever, whereby the premises aforesaid, or any part thereof, is, are, shall or may be charged or encumbered, in title, charge or estate, or otherwise howsoever. IN WITNESS WHEREOF, nhe said party of 5he first part has here- unto set his hand and seal the day and year above written. Signed, Sealed and Delivered '7 in the Presence of / J&Y'-~. Gai.~or Executor oF the Estate of Russell E. Gainor COPA~-ONWEALTH OF ~=~r~Tcv~ ~r~m'-~ .. CO0~'TY OF CG~ERLA~ND : SS. On this the , undersigned officer, personally aDoe~red Jay E. Gainor, known to me (or satisfacnori!y proven) to be the person described in the foregoing '~ z,.sz~me.,~ and acknowledged that he executed the same in the capacity therein s:a:ed and for the purposes therein con:ained. - IN WITNESS ~HERE0? ? ~=~= ...... ~- ........... o sen my na=~c and official seal. Notary Public My Commission Exp_ires: ( SEAL ) ~ONtflE L ~LLIA,~,~S, NOTARY MJ'BUC ~ COMMISS;ON ~Pt~'~ APRIl l~, CERTIFICATE OF RESIDENCE I do hereby certify nka: the precise residence and complete uos~ office address of 5ke ~ ,~:~nzn named grantee is 107 N. 2nd Street, Worm!eysburg, PA 17~'43. January 28, 2004 J~mes D ogar, Esquire Attorney ~ Grantee CO~iM-ONWEALTH OF PEN~SYLVA~NiA : : SS. COUNTY OF CUP!BERLAND : RECORDED on this day of 200.. , in the Recorder's Office of the said Counuy, in Deed Book , Page Given under my hand and the seal of the said office the date above ~- ' , Recorder. AGREEMENT OF SALE FOR REAL ESTATE THiS AGREEMENT is entered into this ~4~ day of ~j~, 2003, by and between JAY E. GAiNOR, Executor of the Estate of Russell E. Gainor, late of East Pennsboro To~.~ship, Cumberland County, Pennsylvania, hereinafter called "SELLER" KARL A. GOBBEL, of 107 N. 2~ Street,Worm!eysburg, hereinafter called "PURCHASER". iT iS MUTUALLY AGREED AS FOLLOWS: Pennsylvania, Being all those two (2 certain pieces or parcels of real estate having erected thereon a mobile home being know~.~ and numbered as 230 Pennsylvania Avenue, West Fairview, Cumberland County, Pennsylvania, a copy of said Deeds being attached hereto, co!!ect~ve~¥ marked E~tibit "A" and incorporated herein. - -- Tax Parcel No.: 45-16-1050-023 2. PURCHASE PRICE. The Purchaser agrees to pay the sum of $~0,000.00 to the Seller, as the full purchase price and consideration for the premises, payable as follows: $i,000.00 on the signing of this Agreement, receipt of which is hereby acknowledged; and $39,000.00 in cash unless otherwise herein ! D~=~rc=c The Seller agrees to sell, granz and convey to the Purchaser, and the Purchaser agrees to purchase and accept the conveyance of the following described real estaze situate in the East Perm. sboro Tow~_.,ship Cumberland County, Pennsylvania, described as follows: provided at settlement of this transaction as scheduled and provided hereinbe!ow. 3. SETTLEMENT. Final settlement of this transaction shall be made at the Law Office of James D. Bogar, 1 West Main Snreet, Shiremanstown, Pennsylvania, or any other mutually agreed upon location, and shall be made on or before January 23, 2004, an which time of settlement the Seller shall tender to the Purchaser a properly drawn and executed deed cf special warranty, conveying to the Purchaser a good and marketable title in fee simple, clear of all liens and encumbrances, except easements or building and use restrictions visible on the ground or of prior record, 5is!e to be such as will be insured by a reputable title insurance company in the central Pennsylvania geographical area without exception cr reservation at regular rates. Should Seller be unable to deliver such title, Purchaser shall have the opnicn of either cancelling this Agreement of Sale for Real Estate and receiving back any monies paid as a deposit or accepting such title as Seller can give without offset, adjustment, or abatement of the purchase price. Time is of the essence of this of Sale for Real Estate. 4. TP~_NSFER TA~ES A~ APPORTiO.~rH_ENT OF REAL ESTATE T.LXES, RENTS A/ND EXPENSES. Ail realty transfer taxes shall be paid e.cfual!y by the Seller and Purchaser, with Purchaser paying one percent (1%) and Seller paying one percent (1%). Current real estate taxes, utility charges and any municipal service fees or rents will be prorated at and to the date of settlement. 5. POSSESSION. Seller shall deliver possession of the said premises to Purchaser at the ~ime of final settlement. 6. CONDITION OF PROPERTY AND RiSK OF LOSS. The Seller agrees that the property shall remain in substantially its present condition until date of seZtlemens, and if it is not, the Purchaser may rescind this contract. Seller shall bear the risk of loss from fire or other casua!~y un5i! 5ime of settlemenz. 7. DEFAULT. Should Purchaser default in performing this Agreement, any sum or sums paid on accoun5 of the purchase price, by way of dowr.-paymenU or otherwise, shall be retained by Seller, as liquidated damages, whereupon this Agreement shall become null and void. Should Seller default in performing this AgreemenU, Purchaser shall have t~= right of having ~ --~ ~s Agreement declared null and void and, further, having any s.~ or sums paid on accounZ of the purchase price, by way of down-payment or o~herwise, returned in full or Purchaser. 8. CONTiNGENCiES. This Agreement of Sale for Real Estate is subject to and contingent upon the occurrence or nonoccurrence of the following events, as the case may be: NONE 9. SURVEY. If the Purchaser should determine the need for a current survey of the ~ ~ - .~em, ses, the cost and expense thereof shall be borne exc!usi~e!y by the Purchaser. !0. STATUS OF SEWER .AND WATEr. The property is served by public sewer and public water. i!. ~JN'iCiPAL IMPROVEMENTS. Seller has no notice of municipal improvements including, but not being limited to, sidewalk and curbing. 12. ~ONING OR DEED RESTRiCTiON. Seller warrants than the present use of the proDerty vio!a5es no exis~l=_g zoning ordinance or regulation or deed restrictions. Furthermore, Seller has no no5ice of any proposed zoning change or change in use or restricSions. 13. .~NSPECT!ON/WAR~LNTy. It is understood that Purchaser has inspected the above-referred to property and is not relying upcn any representations made by Seller or by Seller's agent(s). Seller agrees to sell and Purchaser agrees to purchase the above- described property "as is", there being no warranties, either expressed or im~!ied, as to the condition of the property. Fur%hermore, Purchaser expressly represents that Purchaser has had ample opportunity to inspec5 ~he above-referred to property and to investigate and have answered by third parties any questions Purchaser has regarding 5he property and the present condition of same and that Purchaser has not, in entering into this Agreement of Sale for Real Estate~ accepted or relied upon any statements or representations made to Purchaser by Seller. Purchaser acknowledges-that Seller, who is an Executor of an esnate, is not obligated and, in fact, has not completed a Seller's Property Disclosure Statement. This provision shall s~_vlve settlement. 14. PERSONALTY. The following specifically enumerated items of personalty or personal property are included in the within sa~=: a washer, dryer, and -~ -~ - =~! window treatments. 15. BROKERS A_ND AGENTS. Seller and Purchaser both represent ~= they have dealt w~t~ no real estate .... ~-oke. s or agents in connection with this sale and tha~ no brokers or real estate agent's commission is due any person on account of this sale. Each party shall indemm, ify and hold harmless the other par~y from the claim or demand of any broker or agen~ for any commission which any such ~ ...... or agent may claim no be due him or her as a resu!~ of this 16 _.UNDERSTA_~DiNG n~ TO ~== Gn~AGr It is understood and agreed by and between Seller and Purchaser that Jay E. Gainor, ~-~c-v!cua!!y, will have the right to use the garage, for the purpose of storing construction ma5eria!s and tools, for a period of =~fteen (!5) years from the date of settlement as set forth herein. Jay E. Ga!nor will not be obligated to pay rent to Purchaser. Jay E. Gainor agrees to vacate the garage no later than fifteen (15) years from the dane of settlement as set forth herein, in addition, Jay E. Gainor agrees to obtain contents insurance and liability insurance coverage in an amount or amounts that are mutually agreeable by and between Jay E. Gainor and the Purchaser herein, naming purchaser as additional in~ured. Purchaser is not responsible for Jay E. Gainor's personal property or other items placed on the property in _cfuestion. Jay E. Gainor and the Purchaser agree, upon the re.cfuest of the other, to enter into a lease reflecting these terms prior to or'at settlement as set = ~ =o~~h herein. For the performance of this Agreement and intending to be legally bound hereby, the Parties bind themselves, their heirs, personal representatives, successors and assigns, as witness their hands and seals the day and year firsn above ~ - _ w~ _tten. WITNESS: Estate of Russell E. Gainor JAY ~. ~-'kINOR~ individually (SEAL) of the SEAL) (SEAL) ~unacLi ~. O~incr ~:d Helm: j. G<~incr, .~l: O~lZ ,~[D 00/i00 ~n ~nd ~d Ihe rcc:q~ '~heteoF!~her~v ~c~owied~:d,. ...... C°un:7. P~r~yiv~la, bonded and deacrlbed a:: fo~ows: ~i:~?~2~;G a~ a pu!:~ om ~he w~erly ll== of ~ l~ foo~ a~-,, being ~he 3EZ:;G ~he ~outhern per,Aaa of Lo~a ~2 ~=ug!. ~j, Inclusive, om %he ~endcd Ch~!es Fot~s, her husba:d, bM de~d dat~j Y~br'aa~ ~, iPT3 and ret:tried i= the Z~b~rl~ud CecUM Cfflc~ of the Recorder of Deeds In Deed Book Z-~, ?n~e 1077, ~i~ i~ A CC~F;iT,~CZ fr=m hu~b~d and vI/e to hu~b~ud ~ud vile. U:lOE~ A:;D 3UOJECT ~= all ,%c~= of Aa=emoi.f, C~u:.:,/ and Township o=dinanc~, C:Jmlnv, wc:~ilh ul' ."C:lnSViv:ni,:; ~.JuIl:)' '.~[ : On Ibis, thc ~a'/' ~' ~9 . ~c:'urc mc, :he undc:si~nc~ u~.~. a :orp,?ralion, and :hat Nolary i'ublic A B. TYPE OF LOAN: U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT t.[~FHA 2.[-~FmHA 3.~'ICONV. UNINS. 4.~-'~VA 5.~--]CONV. INS. 6. FILE NUMBER: J 7. LOAN NUMBER: SETI'LEMENT STATEMENT 3669-1 I 8. MORTGAGE INS CASE NUMBER: C. NOTE: This form is furnished to give you a statement of actual setllement costs. Amounts paid to and by the settlement agent are shown. Items marked "[POCI" were paid outside the closing; they are shown here for informational puq~o$es and are not included in the Iotals. D NAME AND ADDRESS OF BORROWER: E. NAME AND ADDRESS OF SELLER: F. NAME AND ADDRESS OF LENDER: Karl A. Gobbel Waypoinl Bank IO7 N. 2nd Slreel Eslale ut Russell E. Galnor P.O. Box 1711 Worm eysburg, PA t 7043 c./o Jay E. Gainor, Execulor Harrisburg, PA 17105- t 711 1008 Havenwood Court Mechanicsburg, PA 17050 G. PROPERTY LOCATION: H. SETTLEMENT AGENT: 23-2048775 I. SETTLEMENT DATE: 230 Pennsylvania Avenue James D. Sugar Law Offices PA2 t 50 Weal Fai~view, PA 17025 Jam~.~ry 28, 2004 PLACE OF SETTLEMENT One Weal Main SI. Shiromanstown, PA 17011 J. SUMMARY OF BORROWER'S TRANSACTION K. SUMMARY OF SELLER'S TRANSACTION :100. GROSS AMOUNT DUE FROM BORROWER: 400. GROSS AMOUNT DUE TO SELLER: 101. Conlract Sales Price 40,000.00 401. Contract Sales Price 40,000.00 102. Personal Property 402. Personal Property 103, Seltlement Charges to Borrower (Line 1400) 1~620.75 403. t04. 404. 105. 405. Adjustments For Items Paid By Seller in advance Adjustments For Items Paid B~/ Seller in advance t06. Counly/Twp Taxes to 406. Counly/'rwp Taxes Io 107. School Taxes 01/28/04 Io 07/01/04 388.50 407. School Taxes 01/28/04 Io 07/01/04 388.50 108. Assessments to 408. Assessments Io 109. Sewer 01/28/04 1o 04/01/04 67.52 409. Sewer 01/28/04 lo 04/01/04 67.52 1 t0. 410. 111. 411. 112. 412. 120. GROSS AMOUNT DUE FROM BORROWER 42,076.77 ! 420. GROSS AMOUNT DUE TO SELLER 40,45602 200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 50g. REDUCTIONS IN AMOUNT DUE TO SELLER: 20 I. Deposil or eamest money 1,000.00 501. Ex~e_~_~ De~n,~__~!! (See Instructions) 202. Principal Amount ol New Loan(s) 26r000.00 502. $elfiemen! Charges to Seller (Line 1400) 1,750.03 203. Exisling loan(s) laken subject Io 503. Exisfing loan(s) taken subject Io 204. 504. Payolf ol first Mortgage 205. 505. Payoff of second Modgage ~06' 506. Deposit or earnesl money 207. 208. 507. (Deposit dish. as proceeds) 209. 509. Ac~'ustmenls For Items Unpaid By Seller Ad/uslmenta For Items Unpaid By Seller 210. Counly/1'wp Taxes 01/01/04 Io 01/28/04 17.01 510. County/'rwl3 Taxes 01/01/04 to 01/28/04 17.01 21 t. School Taxes lo 511. School Taxes to 212. Assessments to 512. Aasessrnents to 213. 513. 214. 514. 215. 515. 216. 516. _217. 517. 218. 518. 219. 519. 220. TOTAL PAIO BY/FOR BORROWER 27,017.01 520. TOTAL REDUCTION AMOUNT DUE SELLER 1,767.04 , .300. CASH AT ~e.i ~ t. EMENT FROM/TO BORROWER: 600. CA~N AT S~ ~ ~ LEMENT TO/FROM -_~:; ~ FR: 301. Gross Amounl Due From Borrower (Erie 120) 42,076.77 601. Gross Amount Due To Seller (Line 420) 40,456.02 302. Less Amount Paid By/For Borrower ILine 220) ~( 27,017.01 602. Less Reductions Due Seller {Line 5201 ( 1,767.0a 303. CASH( X FROM)( TO)BORROWER 15,059.76 603. CASH( X TO)( FROM)SELLER 38,688.98 undersigned hereby acknowledge receipt of a completed copy of pages 1&2 of this stalement & any altachments referred to herein. I HAVE CAREFULLY REVIEWED THE HUD-1 SE'FTLEMENT STATEMENT AND TO THE BEST OF MY KNOWLEDG AN ~ACCURATE STATEMENT OF ALL RECEIPTS AND DISBURSEMENTS MA~ ................... E O BELIEF, IT IS A TRUE AND ~.~C= ~Jl~l M~ RL~L~UUN/UH BY ME IN THIS TRANS TION. I FURTHER CERTIFY THAT. H;oVrEroRwEerCEIVED A GOPY O*T~-IE HUQ..t SE'I-FLEMENT STATEMENT. TO TH Ja ainor, Execulor E BEST OF MY K~LEDGE~, ~tE HUD-1 SETI'LEMENT STATEMENT WHICH, HAVE PREPAR~ED~S A TRUE AND ACCURATE ACCOUNT OF THE FUNDS WHICH WE~E~RE~EIVED/~J;~R_VE BEEN OR WILL BE DISBURSED BY THE UNDERSIGNED AS PART OF THE SETTLEMENT OF THIS TRANSACTION. ~[a .r~'O~. Sugar La)~e'l~f~ices ' :)ellTement Agenl [ WARNING: IT IS A CRIME TO KNOWII~L~' MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM. PENALTIES UPON CONVICTION CAN INCLUDE A FINE AND'~I~IIPRISONMENT. FOR DETAILS SEE; TITLE 18 U.B. CODE SECTION 1001 & SECTION 1010. L. SETTLEMENT CHARGES 700. TOTAL COMMISSION Based on Price $ Division of Commission (line 700) as Follows: soRnowErrs 701. $ Io 703. Commission Paid al Setllemenl S~TTLI~M~NT SE~FLIEM~NT ~04. to .8,00. ITEMS PAYABLE IN CONNECTION WITH LOAN 801. Loan Origination Fee 1,00OO % 1o Waypoinl Bank 260,00 802. Loan Dlscounl % to 803. Loan Documentalion Fee Io Waypoinl Bank 200.00 ~(~4, Credit Report to 805. Flood Cerlificalion Fee Io Waypoinl Bank 20,0(~ 806. Mortgage App. Fee Io 807. Assumplion Fee Io 808. Document Preparalion 809. Tax Service Fee 810. Courier Fee 811. 900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE '90t. lnlereslFrom 01/28/04 Io 02/01/04 @ $ /day ( 4days %) 1000. RESERVES DEPOSITED WITH LENDER 100t. Hazard Insurance monlhs O $ per monlh 1002. Mortgage Insurance months {~ $ per monlh 1003. Counly/TwpTaxes monlhs ~ $ per monlh 1004. SchooITaxes monlhs ~ $ per month 1005. Assessmenls months {~ $ per monlh 1006. monlhs ~, $ per month 1007. monlhs O $ per monlh t008. Af]~l. Escrow Ad~. months ~ $ per month t 100. TITLE CHARGES I t01. Seltlemenl or Closin~ Fee Io 1102. Abslracl or Title Search to 103. Tills Examinalion 1o 104. TiUe Insurance Binder to 105. Document Preparation lo 106. Notary Fees to B. Williams 4.00 107. Atlomey's Fees Io James D. Bogar Law Offices __..____~includes above item numbers.1101; 1105 1108. Title Insurance io James D. B ar Law OIIIces ) ~ 649.7.r . (includes above ilea numbers.1103; 1104 - End.-100.300.8.1 ) - 1109. Lender's Coverage $ 26,000.00 1110. Owner's Coverage $ 40,000.00 1111. Tax Certificalion Fee to James D. Bogar Law Offices advanced cost 4.0(~ 1112. 1113. 1200. GOVERNMENT RECORDING AND TRANSFER CHARGES 1201. Recording Fees: Deed $ 40.50; Morlgage $ 46.50; Releases $ 87.00 1 202. CJI /C~x/Slam s: Deed 400.0(~ MoH.,.._~.~q.~q~ ~ 400.00 1203. Slale Tax/Slamps: Revenue Slamps 400.00; Mortgage 400.'-~-'-~ ~~' 1204. Assignmenl of Mortgage ,!205. Stipulalion vs. Liens Prolhonota~ 1300. ADDITIONAL SETTLEMENT CHARGES ~ to 1302. Pesl Insj:)ecllon to 1303. Sewer/Trash ~ to East Pennsboro Township. 230 PA Avenue 96.00 1304. Sewer/Trash(past due balance) Io Easl Pennsboro Township. 230 PA Avenue __ 204.0'~ 1305. Delinquent School Tax to Cumberland County Tax Claim Bureau ~ 1,045.9~ 1400. TOTAL SETTLEMENT CHARGES (Enter on Lines 103, Section J and 502, Section K} 1,620.75 1,750.03 Cerlified 1o be a true copy - . ~o'gar Law p~icss Settlement Agent '~J REV-1508 EX + (1-97) SCHEDULE E COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS, & MISC. INHERITANCE TAX RETURN RES,OENT DECEDE.T PERSONAL PROPERTY ESTATE OF FILE NUMBER Russell E. Gainor SS# 204-03-5095 05/29/2003 21-03-0496 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION Prudential Securities Inc. Alliance Account No. KZE-316175-01 date of death balance $11,305.40, accrued interest $27.91 1987 Pontiac, VIN 1G2JB51K4H7504652 Sold at Private Sale Contents of home and personal property - Sold at Private Sale VALUE AT DATE OF DEATH 11,333.31 200.00 450.00 TOTAL (Also enter on line 5, Recapitulation) $ 11,983.31 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1508 EX (Rev. 1-97) FOR THE PERIOD: May I -May 31, 2003 ACCOUNT NUMBER: KZE-316175~01 Alliance Balance $11,305.40 Ac, coun~ Servic~g Ird'mrrmllo~q: Tolal Net Worfh Avatlabfe For CheckwfJllng $1t,30fj. 40 Alliance I~deresl Paid Since Incepllon Aliance lalerest Rate For Current 8talomefll Ped~d'. Your VRU ~coesm I~Jmber: PAGE ! of 2 $11,333.31 Fei* a~counl balance and &cfivily informatlo~ 24 ho.m a day $11.333.31 $11,333,31 397.38 3.00% 4351001115471 call Ihe Alliance Servioe Center al 1-877-ALLIANCE (255-4262). RUSSELL E GAINOR :230 PEN NSYLVANIA AVE ENOLA PA 17025-3030 Que$1ioflo? Cell qJs at 1-877-ALLIANCE (1-877-255-4262). (MRAfl 1998-A033468) Interesl Tolal Income $27.9li $27.~1 $97.38 Opening Nlbflce Balance Income & DistribuUons In Cash Funds Added C~ckb~g Miscellaneous Cbslng Nlarice B~lance $11.3D5.40 527.9t $.00 · ,$.00 $11,333.31 $07.38 1,235.93 $ FOR THE PERIOD: ACCOUNT May 1 -May 31, 2003 RUgSELL E GAINOR KZE-316175.01 INCOME & DISTRIBUTION8 ALLIANCE INTEREST FOR THE PERIOD 04130-05/30 tIATE 05/30 Int~oel PRICE/COM M ENT8 AhIOUflT DEBITED PAGE 2of2 AMOUNT CREDO'ED $27.91 A2AA 360 CERTIFICATE OF TITLE FOR A VEHICLE RECONSTRUCTE0 0317 00~1000~589,.001~ ~ ~;i . ZECONSTRUCTE0 1G2J ~_qlK 4H750146;52 i i9817 PONTIAC VEHICLE IOENTIFtCATION NUMBER y~ k~ C~ V~MiCL~ ~OY ~PE I DUP S~T CAP PRIOR TITLE STATE ~M PR~D. OATE OATE PA ~D DAT~ OF ISSUE ' UN~OEN wEIGHT GVWR REGI~STEREO OWNER(S) 629 N HARKET DUNG ANJ'~I2N PA FIRST WEN FAVOR OF: SECOND UEN FAVOR OF: RECONSTRUCTED RECONSTRUCTED t 3906310750~ HA TIRE NUMEER 08fl:6411 0 O~M. MILES ODD STA~ FIRST UEN RELEASED 8Y MAIUN~ ADDRESS AUTHORIZED REPRESENTATIVE DALE M HAYES 629 N MARKET OUHCANNON PA ST APT 307 17020 SECON0 UEN RELEASED Dy 0ATE AUTHORIZED REPRESENTATIVE official ,'eco~ M ~le P~n~ylvan~a 0e~l.ment AIL_.. SUBSCRIBED N~lO SWORN TO BEFORE ME: Il a co-purchaser o~ner man your spouse is Eslecl and you w~ ~ tis~ ~ 'Join[ Ten~m ~ ~g~t of S~nip' (On ~a~ ~ner, .u/la g~s to su~ivi~ ~ner.) CHECK HERE Q. O~e, ~11 be ~ssu~ ~ "Tenants rn ~mmon' (On a~ o~ ~ owner, { ~e~ owner goes ~o ni~er ~ei~ or estate). ~ST LIENHOLDER STREET j FINANC;AL ~N~TITUTION NUMEER 2140 UEN DATE: ~ IF NO UEN. CHECk( [] 2NO UENHOI.DER STREET CITY STATE Z~ REV- 1509 EX ~- (1-97) SCHEDULE F JOINTLY-OWNED PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Russell E. Gainor SS~; 204-03-5095 05/29/2003 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. FILE NUMBER 21-03-0496 SURVIVING JOINT TENANT(S) NAME A. Jay E. Gainor *Note: Helen J. Gainor predeceased Decedent havin9 died on January 16, 2003. ADDRESS 1008 Havenwood Court Mechanicsburg, 17050 RELATIONSHIP TO DECEDENT Son JOINTLY-OWNED PROPERTY: L~- i i ~-H DATE DESCRIPTION OF PROPERTY % OF DATE OF DEATH ITEM =OR JOINT MADE Include name of financial institution and bank account number or similar Identifying number. DATE OF DEATH DECD'S VALUE OF NUMBER TENANT JOINT Attachdeed forJointly-heldrealestate. VALUE OF ASSET INTEREST DECEDENT'S INTERE$ 1 A 10/01/78 PNC Bank, N.A. - Checking 1,169.71 50.00% 584.86 Account No. 5140022191, date of death balance $1,169.71 TOTAL (Also enter on line 6, Recapitulation) $ 584.86 (If more space Is needed insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form R£V-1509 EX (Rev. 1-97) PNCBAN August 14, 2003 Sarnes D. Bogar One West Main Street Sh/rernanstown, PA 17011 Estate of RttsselI E. Gainor, deceased SSN: 204-03-5095 DOD: 5/29/2003 Dear Mr. Bogar: In response to your request for Date of Death balances for the customer noted above, our records show the following: Checking Account Account #5140022191 RUSSELL E GAINOR HELEN I GAINOR /AY E GAINOR DOD balance: $1,169.71 (non-interest bearing) Established 01/01/I 978 For Loan informatior~ please call 1-800-762-2265. (Account) RCA #4003048005411752 Please note that this office only provides date of death balances for deposit accounts (IRAs, CDs, Checking and Savings accounts). We do not proems any financial transactions or provide statements. If you need assistance with any of these items, please call 1-888-PNC-BANK (I-888-762-2265) or ~top by your local PNC Bauk brauch office. Sincerely, Rachelle Wells 1-800-762-I775 PT-PF$C-0a-F 50o fir~ Ave~ Pittsburgh PA 152 ~ 9 Member FDIC TOTAL P.01 REV-1510 EX * (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Russell E. Gainor SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY 204-03-5095 05/29/2003 FILENUMBER 21-03-0496 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes. DESCRIPTION OF PROPERTY % OF ITEM INCLUDETHE NAME OF THE TRANSFEREE. THEIR DATE OF DEATH DECD'S EXCLUSION TAXABLE VALUE RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER. NUMBER ATTACH A COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF ~PLICABLE) 1 Waypoint Bank - Savings 3,600.05 3,000.00i 600.05 Account No. 8978002868, date of death value $3599.22, accrued interest $0.83. *(AN EXEMPTION IN THE AMOUNT OF $3,000.00 IS CLAIMED IN ACCORDANCE WITH THE PROVISIONS OF THE INHERITANCE AND ESTATE TAX ACT, BEING 72 P.S. SECTION 9108(c) AND 72 P.S. SECTION 9107(c)(3)) TOTAL(Alsoenteronline7, Recapitulafion) $ 600.05 (If more space is needed, insert additional sheets of the same raze) Copyright (c) 1996 form software only CPSystems, Inc. Form R£V-I$10 EX (Rev. 1-97) 07/22/2003 [Wau LOOK FOR US. WE'LL GET YOU THERE. JAMES BOGAR ONE WEST MAIN ST SHIRESMANTOWN PA 17011 Account Number Class of Account Date Opened Principal Balance Accrued Interest Balance at Date of Death The information which you requested on the account(s) of RUSSELL GAl-NOR (Social Security Number 204-03-5095) is/are as follows: 8978002868 SAVINGS 01~I/03 3599.22 .83 3600.05 Account Ownership JTO Name of Joint JAY GAINOR Owner, if any Date Ownership 01/21/03 Was Established Account Number Class of Account Date Opened Principal Balance Accrued Interest Balance at Date of Death Account Ownership Name of Joint Owner, if any Date Ownership Was Established Additional Information Requested S.,~.terely, SENIOR SERVICES REP. ...... RO. Box 171 !. HARRISaURG. PENNSYLVANIA 1710r;-1711 REV- 1511 EX *(1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Russell E. Gainor SS~ SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS 204-03-5095 05/29/2003 FILE NUMBER 21-03-0496 Debts of decedent must be reported on Schedule I. ITEM NUMBER AD 1 2 3 ao 2° 3 4 5 6 DESCRIPTION FUNERALEXPENSES: Baughman Memorial Works - Monument Pamela's Flowers Funeral Flowers Pastor Gettins Eulogy ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s) / EIN Number of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid: Attorney's Fees James D. Bogar Esquire Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent Probate Fees Accountant's Fees Register of Wills Tax Return Preparer's Fees Other Administrative Costs Aegis Insurance Company - Mobile Home Insurance Alicia D. Stine, Tax Collector - Tax Certification for Sale Real Estate of Ail Pro Rental - Truck Rental-Personal Property Removal Boyd E. Diller - Trash Removal Cumberland County Tax Claim Bureau - Real Estate School Taxes East Pennsboro Township - Sewer/Trash Final Bill Total of Continuation Schedule(s) TOTAL (Also enter on line 9, Recapitulation) (If more space is needed, insert additional sheets of the same size) AMOUNT 1,554.60 210.04 100.00 4,812.50 146.00 120.50 4.00 106.00 149.50 1,045.99 300.04 1,860.97 $ 10,410.14 Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1511 EX (Rev. 1-97) Estate of: Russell E. Gainor Soc Sec #: 204-03-5095 Date of Death: 05/29/2003 Continuation of Schedule H-B7 (Other Administrative Costs) Item Description Amount 7 8 9 10 11 12 13 Pa. American Water Company - Water Bill-Final Pennsylvania Department of Transportation - Vehicle Title Transfer PP&L Electric Bill-Final Recorder of Deeds Realty Transfer Tax RESERVES: Costs to conclude administration of Estate including filing fee for PA Inheritance Tax Return, Inventory and First & Final Account; preparation of Personal and Fiduciary Income Tax Returns West Shore Oil Oil Bill-Final Worley Motors - Vehicle Transfer 73.18 58.50 234.35 400.00 850.00 209.94 35.00 1,860.97 REV-151Z EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Russell E. Gainor SS~; SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, AND LIENS 204-03-5095 05/29/2003 FILE NUMBER 21-03-0496 Include unreimbursed medical expenses. ITEM NUMBER 1 DESCRIPTION Holy Spirit Hospital Bill-Final PNC Bank, N.A. Visa Payoff, Account No. 5490 9990 1845 4289 R. Lynn Magargle, M.D. - Bill-Final TOTAL (Also enter on line 10, Recapitulation) AMOUNT 18.66 782.24 123.56 924.46 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1512 EX (Rev. 1-97) REV- 1513 EX *(9-00) SCHEDULE J COMMONWE^LTH OF PENNSYLV^N~^ BENEFICIARIES INHERITANCE T^X RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Russell E. Gainor SS~/ 204-03-5095 05/29/2003 21-03-0496 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I. TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116(a){l.Z)] 1 Donald R. Cainor Son One-Third 4145 Beardsley Drive (1/3) of Rest, Montgomery, AL 36104 Residue and Remainder 2 Helen J. Cainor Spouse Predeceased Predeceased Decedent Decedent 3 Jay E. Gainor Son One-Third 1008 I~avenwood Court (1/3) of Rest, Mechanicsburg, 17050 Residue and Remainder 4 Ray A. Gainor Son One-Third 2918 Brookwood Street (1/3) of Rest, I~arrisburg, PA 17111 Residue and Remainder ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU 18, AS APPROPRIATE, ON REV 1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SI-ti=Er $ 0.00 (If more space is needed, insert additional sheets of the same size) Copyright (c) ZOO0 form software only The Lackner Group, Inc. Form REV-1513 EX {Rev. 9-00) LAST WILL AND TESTA ViENT OF RUSSELL E. GAINOR I, RUSSELL E. GAINOR, of East Pennsboro Township, Cumberland County, Pennsylvania, make, publish and declare this as and for my Last Will and Tes5ament k~_~£y revoking all other Wills and Codicils heretofore made by me. FIRST: I devise and bequeath all the rest, residue and remainder of my estate of whatever nature and wherever situate, l..clu~_..g any property over wnzcn I hold power cf appointment and 5cgether with any insurance policies thereon, unto my wlfe, HELEN J. GA!NOR, provided she survives me by sixty (g0) days. SECOND: Shcu!d my wife, HELEN J. GAINOR, predecease me or die cn or before the sixty-first (g!s~ day following my deauh, i devise and bequeath all the rest residue and remainder ~= mY es~aT= of ¼~ ' ~ w~.=~ever nature and - - .... =¥~- s~tuat=, including -~y ~_~ue_~/ over whi~ I hold power of a~pointmenU and together with any ~ ~ ~ ~ -~.su~=.~c~ policies thereon, in equal shares, to my G .... , JAY E. GAINOR, DONALD R. GAINOR and P_AY A. GA!NOR, p_cz_s .... should an,/ of my child~e., uredecease me, I give and bequeath such child's share unto his issue per stirpes by representation, and if there be a failure of same, then I give and bequeath such deceased child's share To my surviving children as provided herein. THIRD: Should any of my grandchildren not have attained the age of twenty-two (22) years at the time for distri- bution to him or her, I give, devise and bequeath the share of each such grandchild to my hereinafter named Trustee or Trustees, IN SEPA2~ATE TRUSTS, to hold, manage, invest and reinvest the shares so received, and to use and apply from time to time such portion of income and principal for the said grandchild's post- high school education (including college, trade school or other similar training or education), as my Trustee or Trustees, in their sole discretion, deem advisao_e.~ ] The Trustee or Trustees, in exercising their discretionary authority with respect to the payment of income or principal of the within Trust to my grandchildren, shall take into consideration any income or other resources available to my grandcki!dren from sources outside this Trust. Any income or principal not so applied shall be dis- tributed to each grandchild when he cr she attains the age of twenty-two (22) years. In the event any of my grandchildren die prior to the termination of the Trust ~ ~ es~as!ished herein for their benefit, the interest of my crandc~id in said Trust shall cease with any income and~_n~~-~...~_==_ beinc_ divided evenly between or among that deceased grandchild's brothers and sisters cr the separate trusts established he ...... e_ Ecr their benefit and, in the absence cf any brothers and sisters, to my other grandchi!- ~ shares. FOL~TE: In addition tc all powers granted tc them by law and by cnher ~~- ' ~ u~~vzs_ons of this Wzzz, I give the fiduciaries actinc hereunder t..e fc!!cwing powers, applicable to all proper- ty, =~ ~=~] without ex~~c~.=~_e court apprcva! axc effective until actual c_s~rzbutzcn of all properny: (A) To sell at ~' ~' _ pUD±lC cr Dr~' ~ _ -~=.e sa]e, or to lease, for any period of time, any rea! cr persona! property and tc options for sales, exchanges cr leases, for such prices and upon such terms (~c!uding credit, --- wz~,, or without security) or conditions as are deemed pro~er This includes the power legally sufficient instruments for transfer of the property and to receive the proceeds of any disposition of it. (B) To partition, subdivide, or improve real estate and to enter into agreements concerning the partition, subdivi- sion, improvement, zoning or management of real estate and impose or extinguish restrictions on rea! estate. (C) To compromise any claim or controversy and to abandon any property which is of little or no value. (D) To invest in all forms cf property, includinc stocks, common trust funds and mortgage investment funds, without restriction tc investments authorized for Pennsylvania fiduci- aries, as are deemed proper, without regard to any principle cf diversification, risk or productivity. (E) To exercise any option, right or privilege granted in insurance pc!icies or in other investments. (F) To exercise any election cr privilege given by the Federal and other tax laws, inc!udinc, but not ~= ~"!y _ ne~ssa, l keinc limited to, personal_ income, cift_ and estate or lnhe__~ance' ~ tax laws. (G> To make distributions to my herein named benefici- arie= in ca=% or in kind or partly in (H} To borrow m~n~3 ~rom ....... =~_~== o:.:=,~ ~* crder to pay debts taxes or estate or t~'~=~ =s ~-~ .... ~ ' ' ...... m-~=o~_a=_c~ expenses, =~t or zmurcve any properUy held under my will, and for investment purposes. (r) To select a mode of payment - u~.c~_ any qualified retirement plan (~e.~sion plan, profi~ sharing plan, employee stock owne~=..z~ plan, or any other tl~e cf qualified plan) to the exten~ the plan or the law permits them to dc sc, and to ex~..__se any other right= which they may have -'-~ ' - u~c=_ the plan, in whatever manner they consider advisable. FIFTH: I ' . nominate and appoint JAY E. GAINOR, as Trustee of the hereinabove described trusts. In the event of the death, resignation or inability to serve for any reason whatso- ever of the said JAY E. GAINOR, I nominate and appoint, my grandson, RYA~ M. GAINOR, as Trustee of the hereinabcve described trusts. I direct that my Trustee or Trustees shall serve without bond and shall receive fair and reasonable compensation. SIXTH: I direct that all inheritance, estate, transfer, succession and death taxes, of any kind whatsoever, which may be payable by reason cf my death, whether or not with respect to property passing under this Will, shall be paid out of the principal of my residuary estate. SEVENTH: Ail interests hereunder, whether principal or income, which are undistributed and in the possession of the fiduciaries acting hereunder, even though vested or distribut- able , s~===~ not be subject to attachment, execution cr se.c/uestra- ticn for any debt, contract, obligation cr liability cf any beneficiary, and furthermore, sna±_~ ~ not be subject to pledge, assignment, conveyance cr anticipation. ~IGETK: I nominate and appoint my wife, HELEN J. GAINCR, Executrix of this, my Lasm Will and TesUament. In the event cf the death, resignation cr inability to serve for any reason whatsoever cf the said HELEN j GAiNOR I · , ncm,~=~e and appoint JAY E. GAINOR, Executor cf this, my Last Will and Testa- ment. I direct that my Executrix or Executor, Trustee or Trustees, as the case may be, and their successors,=~=-~a~]__ not be -~=~=~~=-~~ tc post security, or a bond for the performance c== their duuies in any jurisdiction. iN WITNESS WHEREOF, I have h=~=~o set my hand and seal to this, my Last Will and Testament, this ~'~-~.~ day of ' ' 2002 RUSSELL E. GAINOR Address Address Signed, sealed, published and declared by the above- named Testator as and for his Last Will and Testament in our presence, who, at his request, in his presence and in the presence of each other, have hereunto subscribed cur names as attesting witnesses. - "~. // L~''- r'~z ~., '-- .-=-~-+~-.","~' /'. ~'~ / " · '": . : ~' , I' '-,:" "' I " 5 Register of Wills of CUMBERLAND INVENTORY County, Pennsylvania Estate of Russell E. Cainor also known as Jay E. Gainor, , Deceased No. 21-03-0496 Date of Death 05/29/2003 Social Security No. 204- 03 - 5095 Personal Representative(s) of the above Estate, deceased, verify that the items appearing in the following Inventory include all of the personal assets wherever situate and all of the real estate in the Commonwealth of Pennsylvania of said Decedent, that the valuation placed opposite each item of said Inventory represents its fair value as of the date of the Decedent's death, and that Decedent owned no real estate outside of the Commonwealth of Pennsylvania except that which appears in a memorandum at the end of this Inventory. I ANe verify that the statements made in this Inventory are true and correct. I/~Ve understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relatin9 to unsworn falsification to authorities. Name of Attorney: Ja~es D. Bo~ar Esquire I.D. No.: 19475 Personal Representa~ Signature: Jay ~. G~inor Signature: Address: One West Main Street Address: 1008 Havenwood Court Shiremanstown, PA 17011 Mechanicsbur~, PA 17050 Telephone: 717/737- 8761 Telephone: 717/763- 9616 Dated: Description (See continuation page(s) attached) (Attach additional sheets if necessary) Total: 51,983.31 ~IOTE: The Memorandum of real estate outside the Commonwealth of Pennsylvania may, at the election of the personal representative, include the value of each item, but such figures should not be extended into the total of the Inventory. Prepared by the Pennsylvania Bar Association Copyright (c) 1996 form software only CPSystems, Inc. Form #Ri-7 (1992) Estate of: Date of Death: County: INVENTORY Russell E. Gainor 05/29/2003 Cumberland CASH: Prudential Securities Inc. - Alliance Account No. KZE-316175-01, date of death balance $11,305.40, accrued interest $27.91 11,333.31 PERSONAL PROPERTY: 1987 Pontiac, VIN 1G2JB51K4H7504652 - Sold at Private Sale Contents of home and personal property - Sold at Private Sale 200.00 450.00 11,333.31 REAL ESTATE/PA: Ail those certain two (2) pieces or tracts of land situate in East Pennsboro Township, - (formerly the Borough of West Fairview), Cumberland County, Pennsylvania, having placed thereon a mobile home being known and numbered as 230 Pennsylvania Avenue, West Fairview, Pennsylvania. The property was acquired by Russell E. Gainor and Helen J. Gainor, his wife, by Deed dated May 23, 1969 and recorded May 23, 1969 in the 40,000.00 650.00 -1- Cumberland County Recorder of Deeds Office and by Deed dated November 13, 1987 and recorded November 18, 1987 in the Cumberland County Recorder of Deeds Office, a copy of the said Deeds are attached hereto and incorporated herein. The said Helen J. Gainor died January 16, 2003, whereupon full and complete title to the above-described properties became vested solely in Russell E. Gainor, the Decedent herein. The above-described real estate was sold pursuant to an Agreement of Sale for Real Estate dated December 29, 2003, a copy of which is attached hereto and incorporated herein. Final settlement took place on January 28, 2004. A copy of the Deed conveying said real estate, along with a copy of the Settlement Sheet, are attached hereto and incorporated herein. The sale price of the real estate was $40,000.00. 40,000.00 TOTAL RECEIPTS OF PRINCIPAL ............... 51,983.31 -2- BUREAU OF ZNDZVZDUAL TAXES INHERITANCE TAX DIVISTON DEPT. 280601 HARRISBURG, PA 17128-0601 JAMES D BOGAR ESQ I W HAIN ST SHIRENANSTOWN COMHONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAZSEHENT, ALLOHANCE OR DZSALLO#ANCE OF DEDUCTZONS AND ASSESSHENT OF TAX Re ~,.'~:~_::, :. :-; ~ DATE 04-05-2004 RF?!~ ESTATE OF GAINOR DATE OF DEATH 05-29-2005 FILE NUMDER 21 05-0496 ~ :',-ii:~ i~_~!~ COUNTY CUMBERLAND ACN 101 PA 1~7011 Amount Rem J.'l:'l:ed RUSSELL E HAKE CHECK PAYADLE AND REHZT PAYHENT TO: REGISTER OF WILLS CUNBERLAND CO COURT HOUSE ~Z.~2~ THZS LINE ~'* RETAZN LOW"" ......... C~RLISLE, PA 17015 ~ ~u~uN FOR YOUR RECORDS REV- zs~? ~-~p~--~i=~-~¥~E~p-~~k~_~A~_~~k~_~k~_~- ................. ESTATE OF GAINOR DZSALLO#ANCE OF DEDUCTIONS AND ASSESSHENT OF TAX RUSSELL EFZLE NO. 21 05-0496 ACN 101 DATE 04-05-2004 TAX RETURN NAS: ( X} ACCEPTED AS F/LED ( ) CHANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN DASED ON: ORIGINAL RETURN Z. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) (1)_ 40;000.00 (2) .00 $. Closely Held Stock/Partnership Znterest (Schedule C) ($) .00 ~. Nortgagas/Notes Receivable (Schedule D) (4) .00 5. Cash/Bank Doposits/Hisc. Persona/ Property (Schedule E) ($)_ 11 ;985 51 6. Jointly Owned Property (Schedule F} ' 7. Transfers (Schedule G) (6). 584.86 8. Total Assets (7). 600.05 (8) 55,168.22 APPROVED DEDUCTIONS AND EXEMPTZONS: 9. Funeral Expensas/Adm. Costs/NJsc. Expanses (Schedule H) (9). 10,410.14 10. Debts/Hortgage LiabiZities/Limns (Schedule Z) 11. Total Deductions (10) 924.46 12. Net Value of Tax Return (11) (12) 41,833.62 13. CharitabZa/Govarnmmntal Bequests; Non-elected 911~ Trusts (Schedule J) (13) .00 1~. Net Value of Esta*e Sub~mct to Tax (Z~) 41,833.62 NOTE: Zf an assessment was issued previousZy, lines 14, 15 and/or 16, 17, 18 and 19 #ill reflect figures that include the total of ALL returns assessed to date. ASSESSMENT OF TAX: 15. Amount of L/ne lq a* Spouse1 rate (15). .00 X O0 = .00 16. Amount of Line 1~ ~axabZa at LineaZ/Class A rata (16) 41,855.62 X 045 1,882 51 17. Amount of L/ne 1~ at SibZing rate = · (17) .00 X 12 = .00 18. Amount of Line 1~ taxable at CoZZatmraZ/C1ass B ra~e (18)_ .00 X 15 19. Principal Tax Due = .00 rAX ~REDZTS: (19)~ 1,882.5] ~ NU~ ~ ~-----~HOUNT PAZO .0§ ZNTEREST AND PEN. TOTAL DUE NOTE: To insure proper credit to your account, submit the upper por~ion of this fore w/th your ~ax Payment. 1,882.51 .00 .00 .00 ZF PATD AFTER DATE INDICATED, SEE REVERSE ( ZF TOTAL DUE ZS LESS THAN $1, NO PAYHENT ZS REQUIRED. FOR CALCULATZON OF ADDITIONAL INTEREST. ZF TOTAL DUE ZS REFLECTED AS A 'CREDZT" (CR), YOU NAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORN FOR TNSTRUCTZONS.) RESERYATIOR: Estates of decedents dying on or before December 1Z, [gSZ -- iF any futura interest in the estate is transferred in possession er enjoyment to Class B (collateral) beneficiaries of the decadent after the expiration of any as[ate for life or for years, the Coeeonaealth hereby expressly reserves the right to appraise and assess transfer Inheritance Taxes at the lawful Class B (collateral) rate on any such future interest. Tax Act, Act 23 of 2000. (?Z P.S. PURPOSE OF NOTICE: To RJlfill the requirements of Section ZlqO of the Inheritance and Estate Section 91qO). pAYNENT: Detach the top portion of this Notice and submit with your payment to the Register of #ills printed on the reverse side. --Make check or money order payable to: REGISTER OF RILLS, AGENT REFUND [CR): A refund of a tax credit, which was not requested on the Tax Return, may be requested by completing an -Application for Re~und of Pennsylvania Inheritance and Estate Tax" [REV-1313)- Applications are available at the Office of the Register of Rills, any of the 23 Revenue District Offices) or by calling the special Zq-hour answering service for fores ordering: 1-800-36Z-ZOSO; services for taxpayers with special hearing and / er speaking needs: 1-SO0-~q7-30ZO iTT only). OBJECTIONS: Any party in interest not satisfied with the appraisement, allowance, or disallowance of deductions, or assessment of tax (including discount or interest) as shown on this Notice must object within sixty [60) days of receipt of this Notice bY: --written protest to the PA Department of Revenue, Board of Appeals) Dept. Z&IOZI, Harrisburg, PA 17IZ&-IOZI, OR --election to have the matter determined at audit of the account of the personal representative, OR --appeal to the Orphans' Court. ABMIN- to: PA Department of Revenue~ [STRAT[VE CORRECTIONS: Factual errors discovered on this assessment should be addressed in writing Bureau of Individual TaxeS, ATTN: Post Assessment Review Unit~ Dept. ZB060[, Harrisburg) PA 17128-060[ _ 5 of the booklet -instructions for Inheritance Tax Return for a Resident Phone (717) 787 6505. See page __.:__ ~ administratively correctable errors. Decadent" (REV-IS01) for an expland~.v., -f If any tax due is paid within three (3) calendar months after the decedent's death, a five percent (SI) discount of DISCOUNT: the tax paid is allowed. PENALTY: The lex tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and not paid before January 18, 1996, the first day after the end of the tax amnesty period. This non-participation penalty is appealable in the same manner and in the the same time period as you would appeal the tax and interest that has been assessed as indicated on this notice. INTEREST: Interest is charged beginning with first day of delinquency~ or nine (9) months and one [1} day from the date of death, to the date of payment. Taxes which became delinquent before January l, 198Z bear interest at the rate of six (SI) percent par annum calculated at a daily rate of .00016q. All taxes which became delinquent on and after January 1, 198Z will bear interest at a rate which will vary from calendar year to calendar year eith that rate announced by the PA Department of Revenue. The applicable interest rates for 198Z through ZgOq are: Interest Daily Interest Daily Factor Interest Daily Factor Year Rate Year Rate Factor Year Rate l~S3 lSZ .OOO~3S [99Z 9Z .O00Z~7 ZOOZ 6X .00016~ 198q llZ .000301 1993-199~ 72 .O0019Z 2003 5Z .000137 rgB5 13Z .000356 199S-199B 9Z .0002q7 ZOO~ qX .gO0110 1986 lOX .O00Z7q 1999 7Z .O0019Z 19B? lOX .O0oz?* ZO0O ?X .Oool~Z --Interest is calculated as folloes: INTEREST = BALANCE OF TAX UNPAID X NUNBER OF DAYS DELINQUENT X DATLY INTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect an interest calculation to ~ifteen (15) days beyond the date of the assessment. If payment is made after the interest computation date shoan on the Notice, additional interest must be calculated. STATUS REPORT UNDER RULE 6.12 Name of Decedent: RUSSELL E. GAINOR Date of Death: 5/29/03 Will No. 21-03-0496 Admin. No. Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: State whether administration of the estate is complete: Yes x No 2. If the answer is No, state when the personal representative reasonably believes that the administration will be complete: 3. If the answer to No. 1 is Yes, state the following: a. Did the personal representative file a final account with the Court? Yes No X b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account informally to the parties in interest? Yes X No d. Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed with the Cerk of the Orphans' Court and may be attached to this report. Date: S[gnatur~/- James D. ~Bogar, Esquire Name (Please type or print) One West Main St. ~'...~ Shiremanstown, PA 17011 Address ~ c~ ~-'~ {717 ) 737-8761 Tel. No. Capacity: __Personal Representative x __Counsel for personal representative (MAH:rmf/AM3)