HomeMy WebLinkAbout08-6097IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
RBS CITIZENS, N.A.
Plaintiff No. D$ - ?0pq7 C' i v i l Ier w
vs.
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER
Defendant
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#6959829
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
RBS CITIZENS, N.A.
Plaintiff
VS.
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER
Defendant
Civil Action No.
COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff is a corporation having offices in 480 JEFFERSON BLVD #RJE350
WARWICK, RI 02886-0000.
2. Defendant is an adult individual residing at 805 FRONT STREET NEW
CUMBERLAND,PA 17070.
3. On or about JANUARY 13 2005, Defendant duly executed a RETAIL INSTALLMENT
CONTACT (hereinafter the "Contract") in favor of E-TOWN DODGE, a true and correct copy of said
Contract is attached hereto, marked as Exhibit "1" and made a part hereof.
4. Pursuant to said Contract, Defendant took possession of the vehicle more particularly
identified in the Contract as a USED 2001 DODGE DAKOTA.
5. Pursuant to the terms and conditions provided by the Contract, the Contract was assigned
from E-TOWN DODGE to Plaintiff.
6. Plaintiff avers that Defendant is in default of the Contract by having not made payment to
Plaintiff as promised, thereby rendering the entire balance immediately due and payable.
7. Plaintiff avers that a balance of $11,961.69 is due from Defendant as of JULY 30 2008.
8. Plaintiff avers that the Contract between the parties provides that Plaintiff is entitled to
interest at the rate of 7.64% per annum.
9. Plaintiff avers that the Contract between the parties provides that Defendant will pay
Plaintiffs reasonable attorneys' fees.
10. Plaintiff avers that such attorneys' fees amount to $1500.00.
11. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or
refused to pay the principal balance, attorneys' fees, interest, or any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands judgment against Defendant, REBEKAH L LAUGHMAN
AND BRINKLEY L TUCKER, jointly and severally, in the amount of $11,961.69 with continuing
interest thereon at the Contract rate of 7.64% per annum from JULY 30 2008, plus attorneys' fees of
$1500.00 and costs.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
SHALL BE USED FOR THAT PURPOSE.
WELTMAN, WEINBERG & REIS, CO., L.P.A.
William T. Molc , Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
b Wnzl!m AUTOMOOUB!'INANCE WRP.
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The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4944 relating to
unsworn falsifications to authorities, that he/she is
(Name)
24:014?157 of 2155 C/ 7/ 652?Ss plaintiff herein, that
(Title) (Company)
he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint
in Civil Action are true and correct to the best of'his/her knowledge, information and belief.
7
(Signature)
WWR#JA5? S)q
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SHERIFF'S RETURN - REGULAR
CASE NO: 2008-06097 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
RBS CITIZENS N A
VS
LAUGHMAN REBEKAH L ET AL
MARK CONKLIN
LAUGHMAN REBEKAH L; the
DEFENDANT , at 0810:00 HOURS, on the 18th day of October , 2008
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
at 805 FRONT STREET
NEW CUMBERLAND, PA 17070
REBEKAH LAUGHMAN TUCKER
Sheriff or Deputy Sheriff of
by handing to
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs: So Answers:
Docketing
Service
Affidavit
Surcharge 18.00
17.00
00
10.00
`
°
R. Thomas Kline
/?/?Z?GB, ? .00
45.00
10/20/2008
WELTMAN WEINBERG REIS
Sworn and Subscibed to By:
before me this day D uty She iff
of , A. D.
SHERIFF'S RETURN - REGULAR
` "w?
CASE NO: 2008-06097 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
RBS CITIZENS N A
VS
LAUGHMAN REBEKAH L ET AL
MARK CONKLIN
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
TUCKER BRINKLEY L
DEFENDANT
the
at 0810:00 HOURS, on the 18th day of October , 2008
at 805 FRONT STREET
NEW CUMBERLAND, PA 17070
REBEKAH LAUGHMAN TUCKER, WIFE
by handing to
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16. 0 0
Sworn and Subscibed to
before me this day
of ,
So Answers:
r;
R. Thomas Kline
10/20/2008
WELTMAN WEINBERG REIS
By.
Deputy Sh iff
A.D.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
RBS CITIZENS, N.A.
Plaintiff
vs.
Rebekah L. Laughman
Brinkley L. Tucker
Defendants
No. 08 -6097
Civil Action Law
ANSWER TO
COMPLAINT
Now comes the Defendants, Rebekah L. Laughman and Brinkley L.
Tucker, Husband and Wife, Defendants, and answers the Complaint as follows:
1-3. Admitted on information and belief.
4. Denied. Plaintiff has stated a conclusion of law to which no
responsive pleading is required.
5. Denied. The contract speaks for itself. Strict proof of the
assignment is demanded at the time of trial.
6. Denied. Strict proof of default at the time of repossession is
demanded at trial.
7. Denied. It is denied that the balance of the loan was 11,961.69 on
July 30, 2008. Strict proof of any amounts due is demanded at the time of trial.
8. Admitted on information and belief.
9. Denied. Strict proof of liability of any attorney fees due is
demanded at trial. By way of further answer, the note filed with the complaint is
not legible.
10. It is denied that Defendants agreed to pay counsel fees or that
$1,500 is a reasonable fee.
11. It is denied that Plaintiff repeatedly requested payment due or that
they refused to pay the balance, counsel fees or costs.
WHEREFORE, Defendants pray this Honorable Court to dismiss the
complaint filed against them, or in the alternative find in favor of the Defendants
that no amount is due.
Date: //_ /7-08"'-'
eiaee Cr?vis
3904 Trindle Road
Camp Hill, PA 17011
717-731-9502
mst@mtravislaw.com
Attorney for Defendants
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
RBS CITIZENS, N.A.
Plaintiff
vs.
Rebekah L. Laughman
Brinkley L. Tucker
Defendants
No. 08 -6097
Civil Action Law
VERIFICATION
The statements made in this Answer are true and correct to the best of our
knowledge, information and belief. We understand that false statements made
herein are subject to the penalties of 18 Pa.C.S. Sect. 4904 relating to unsworn
falsification to authorities.
Rebekah LBrinkle 4 L. Tucker
Date: I I - 17 - o ?
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
RBS CITIZENS, N.A. )
Plaintiff ) No-08-6097
vs. )
Rebekah L. Laughman ) Civil Action Law
Brinkley L. Tucker )
Defendants )
CERTIFICATE OF SERVICE
I certify that a true and correct copy of the foregoing document was served
on the below persons by first class U.S. Mail, postage prepaid:
William T. Molczan, Esquire
Weltman, Weinberge & Reis Co
2718 Koppers Building
436 Seventh Ave
Pittsburgh, PA 15219
//- /?Z-a 8"
Attorney for Defendants
3904 Trindle Road
Camp Hill, PA 17011
r1l
3
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rri
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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
RBS CITIZEN, N.A.
Plaintiff
No. 08-6097
vs.
Rebekah L. Laughman
Brinkley L. Tucker
Defendants
Civil Action Law
NOTICE OF SERVICE OF DEFENDANTS' FIRST SET OF
INTERROGATORIES AND REQUEST FOR PRODUCTION OF
DOCUMENTS DIRECTED TO PLAINTIFF
TO THE PROTHONOTARY:
Please take notice that Defendants have served Interrogatories and a
Request for Production of Documents upon FIBS, Citizen' , to its counsel,
William T. Molczan, Esquire.
ael S. Travis
3904 Trindle Road
Camp Hill, PA 17011
717-731-9502
mst@mtravislaw.com
Attorney for Defendants
Date: 1044"
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
RBS CITIZEN, N.A.
VS.
Plaintiff
Rebekah L. Laughman
Brinkley L. Tucker
Defendants
No. 08-6097
Civil Action Law
CERTIFICATE OF SERVICE
I certify that a true and correct copy of the foregoing document was served
on the below persons by first class U.S. Mail, postage prepaid:
William T. Molczan, Esquire
Weltman, Weinberg & Reis Co
2718 Koppers Building
436 Seventh Ave
Pittsburgh, PA 15219
1/ / ?'L)
Attorney for Defendants
3904 Trindle Road
Camp Hill, PA 17011
t 7f
?y
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
RBS CITIZENS, N.A.
Plaintiff
vs.
Rebekah L. Laughman
Brinkley L. Tucker
Defendants
To the Prothonotary:
No. 08 -6097
Civil Action Law
ENTRY OF APPEARANCE
Please enter my appearance on behalf of the Defendants, Rebekah L.
Laughman (Tucker) and Brinkley L. Tucker.
is ravis
3904 Trindle Road
Camp Hill, PA 17011
717-731-9502
mst@mtravislaw.com
Attorney for Defendants
Date: 1 41V
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
RBS CITIZENS, N.A.
Plaintiff
VS.
Rebekah L. Laughman
Brinkley L. Tucker
Defendants
No. 08 -6097
Civil Action Law
CERTIFICATE OF SERVICE
I certify that a true and correct copy of the foregoing document was served
on the below persons by first class U.S. Mail, postage prepaid:
William T. Molczan, Esquire
Weltman, Weinberg & Reis Co
2718 Koppers Building
436 Seventh Ave
Pittsburgh, PA 15219
Attorney for Defendants
Date: 111)-11,K
3904 Trindle Road
Camp Hill, PA 17011
`''
t rs
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CIVIL DIVISION
RBS CITIZENS, N.A.,
Plaintiff,
VS.
No. 08-6097
TYPE OF PLEADING:
PLAINTIFF'S ANSWERS TO
DEFENDANTS' INTERROGATORIES
AND REQUEST FOR PRODUCTION
OF DOCUMENTS
REBEKAH L. LAUGHMAN and
BRINKLEY L. TUCKER,
Defendants.
FILED ON BEHALF OF
Plaintiff:
James C. Warmbrodt, Esquire
PA I.D.# 42524
Weltman, Weinberg & Reis, Co., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7995
WWR# 6959829
IN THE COURT OF COMMON PLEAS OF BLAIR COUNTY, PENNSYLVANIA
CIVIL DIVISION
CACH, LLC,
Plaintiff,
VS.
DAVID BARGER and
RITA BARGER,
Defendants.
No. 2007-GN-991
PLAINTIFF'S ANSWERS TO DEFENDANTS' INTERROGATORIES AND REQUEST
FOR PRODUCTION OF DOCUMENTS
INTERROGATORIES
1. December 11, 2006.
2. The vehicle was sold at private auction on January 24, 2007.
3. Please refer to the letter of February 16, 2007 addressed to the Defendants, a copy
of which is attached.
4. An account summary containing an account history is attached.
REQUESTS FOR PRODUCTION OF DOCUMENTS
1. A copy of the Retail Installment Agreement dated January 13, 2005 is
attached.
2. Not applicable. Effective September 1, 2007, Citizens Automobile Finance
Corp. merged into RBS Citizens, N.A.
3. A copy of the letter of February 16, 2007 addressed to the Defendants is
attached.
4. Copies of letters from Plaintiff to Defendants, dated November 15, 2006,
December 11, 2006 and February 16, 2007, respectively, are attached.
Respectfully submitted,
James C. armbrodt, Esquire
PA I.D. 524
Weltm einberg & Reis, Co., L.P.A.
1400 o Pei Building
436 v nth Avenue
Pitts gh, PA 15219
(41 34-7995
W # 6959829
CERTIFICATE OF SERVICE
A true and correct copy of the within Plaintiff's Answers To Defendants'
Interrogatories and Request for Production of Documents has been served by U.S. Mail,
Postage Pre-Paid, on of O , 2009 upon the following:
Michael S. Travis, Esquire
3904 Trindle Road
Camp Hill, PA 17011
BY:
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa. C.S. §4904
relating to unworn falsification to authorities, that he is an attorney for the Plaintiff
herein and makes this Verification based upon the facts as supplied to him by the Plaintiff
because the Plaintiff is outside the jurisdiction of the court and the Plaintiff's Verification
cannot be obtained within the time allowed for the filing of this pleading; and that the
facts and circumstances set forth in this pleading, are true and correct to the best of his
knowledge, information and belief.
James C'Parmbrodt, Esquire
t;( lnZ1'SRs AUTOMOnU.E1.7NANCE CORP
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NOTICETO BUYER.
PO NOT SIGN THIS CONTRACT IN Ol!!3/2005
?r ARE TOPR?OTWrYOUR ECONTRACTYOUSIGN.
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BY 81QNN10 BELONI YQU fY Dom! GE THAT YOU HAI READ BOTH SID OF THIS CONTRACT. YpU
ALSO ACKBOWLEBGE RECEIPT OF A TRUE AND COMPLETELY RUED DT COPY OF TIRE CONTRACT AHD A
COPY OF THE CITIZENS FINANCIAL GROUP, INC. PRIVACY NOTICE AT T NE TIME YOU SIGN THE CONTRACT
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DATE: 11/15/06
REBEKAH L LAUGRNAN
BRINKLEY L TUCKER
805 FRONT ST
NEW CUMBERLAND, PA 17070
RE: ACCOUNT NUMBER: 271 2711120150
AMOUNT PAST DUE: 1,006..60
LATE CHARGES DUE: 39.30
TOTAL AMOUNT PAST DUE: 1,044.90
DEAR CUSTOMER:
AS OF THIS DATE, YOU HAVE NOT RESPONDED TO ANY OF OUR ATTEMPTS TO ASSIST YOU WITH REPAYMENT OF YOUR
DELINQUENT ACCOUNT.
IF YOU DO NOT BRING YOUR ACCOUNT CURRENT BY PAYING THE TOTAL AMOUNT PAST DUE OR BY CONTACTING US AT THE
NUMBER BELOW WITHIN FIVE (5) DAYS OF RECEIPT OF THIS LETTER, WE WILL TAKE FURTHER ACTION TO SECURE
PAYMENT, WHICH MAY INCLUDE ACCELERATION OF THIS LOAN. WE HOPE THIS SITUATION IS RESOLVED PRIOR TO OUR
TAKING ANY SUCH ACTION.
THANK YOU.
SINCERELY,
MARIO SOUSA-LOSS PREVENTION
800-555-2975
PLEASE NOTE THAT THIS LETTER IS DESIGNED TO COLLECT A DEBT, AND ANY INFORMATION YOU GIVE MAY BE UStD
FOR THAT PURPOSE.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS.. LATE PAYMENTS, MISSED PAYMENTS, OR
OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
rK RatHfR YR
ILH• 1i/ll/K
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DATE. 02/16/07
REBEEAH L LAUGH"Aff
BRIMCLBY L TUCE8R
805 FROM ST
HIM COI®ERLAND. PA 17070
Dear Customer,
You are hereby advised that because of your default under the terala of our retail installment contract
for our loan account number 00002711120150 your motor vehicle, 2001 DODOS DAEOTA,
1MG2AN712123B96 was lawfully repossessed and sold at a private auction on 01/24107.
The cat proceeds of sale wore figured this ways To the extent permitted by law, charges for taking,
storing. cleaning, selling the vehicle, and other charges permitted by law were subtracted from the
Palling price. The remaining proceeds were than applied to the outstanding loan balance.
Please see detail below.
Principal Balance on Contract prior to repossessions 16,885.40
Interests 546.61
Leto Charges. 69.59
Current Balance Dust 19,501.62
Repossession face. 360.00
Legal feast 0.00
Other chargess Auction You E other expmseor 346.00
Total 1xPenneol 706.00
Total Net Due Prior to Creditat 20,207.62
Sale proceedst 9,400.00
Other creditas 0.00
Total Credits. 91400.00
Remaining Deficiency DDet 10,607.62
According to applicable State law and your Contract, if the sale proceeds are not sufficient to pay off
your obligations to us under the Contract. where permitted and as long as a petition in bankruptcy
bas sot been filed. you .ball be liable for Pay deficiency.
If applicable. please contact us at 800-720-1443 lmmdiately to make arrangements for prompt
payment. If suitable arraagements are not made within the (5) business dare, legal proceedings, an
permitted by law may be instituted against you.
Sincerely.
Asset Recovery Dopartmant
480 Jefferson Boulevard, M-150
Warwick, RI 01886
We may report information about your account to credit bureaus. Late payments, misood payments, or
other defaults on your account may be reflected in your credit report.
1 MUSE NOTE THAT THIS I$TTER 28 DRSIGM TO COl•LECT A DEBT AND ANY INFORMATION YOU PROVIDE MAY BE l
t I
1 USED FOR THAT PURPOSE. HOWISM. IF YOU ARE CURRENTLY PROTSCTED BY THE PILING OF A PETITION IN I
1 1
1 BAMCRUPTCY. THIS NOTICS IS FOR INFOR7AIMN PURPOSES ONLY AND SHOULD TARN NOT 08 CONSIOMM AS All I
1 t
1 ATTEMPT TO COLLECT THE DEBT. I
1
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PRAECIPE FOR LISTING CASE FOR ARGUMENT
(Must be typewritten and submitted in duplicate)
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
Please list the within matter for the next Argument Court-
CAPTION OF CASE
(entire caption must be stated in full)
XIDJ Cx:?S
(plaintiff)
V5.
b&ah L L 'Ihmao
(Defendant)
?Noo..1(J?- Civil AQ?
ed 1 e., plaintiff's motion for new trial, defendant's
1. State matter to be argu ( -
demurrer to complaint, etc.):
2. Identify counsel who will argue case:
(a) for plaintiff'. 0 h1( n b , C31 VL
Address : JNe we (n ber.
JZe 5
(b) for defendant: Utoe?
Address: P #S??'C]
V\iChWQ 1 (61 Qts <'
0Y / ? (r?ca(Q ZC1, L
3. I will not es in writing within two days that this case has
( a.f vy '?all parti
been listed for argument.
4. Argument Court Date: Q Q c)
a
CERTIFICATE OF SERVICE
The undersigned hereby certifies that a true and correct copy of Praecipe for Listing Case for Argument was
served on the following on this 13 day of by first class, U.S. Mail, postage pre-paid:
Michael Travis,Esquire
Michael Travis Law Office
3904 Trindle Rd
Camp Hill Pa 17011
WELTMAN, WEINBERG & REIS CO., L.P.A.
By:
BenjfamKioffible Esquire
PA ID# 598
Weltman,Weinberg & Reis CO L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
WWR No. 6807541
? rr;RY
-14 AJI f f ,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
RBS CITIZENS, N.A.,
Plaintiff,
vs.
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER
Defendants.
Case No.: 08-6097 CIVIL TERM
MOTION FOR SUMMARY JUDGMENT
FILED ON BEHALF OF:
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Benjamin R. Bibler,Esquire
PA ID# 93598
Weltman,Weinberg & Reis CO L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
WWR No. 6959829
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
RBS CITIZENS, N.A.,
Plaintiff, Case No.: 08-6097 CIVIL TERM
vs. MOTION FOR SUMMARY JUDGMENT
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER
Defendants.
MOTION FOR SUMMARY JUDGMENT
AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co.,
L.P.A., and hereby files this Motion for Summary Judgment against the Defendants. In support thereof,
Plaintiff avers as follows:
1. Plaintiff filed a Complaint against Defendants seeking judgment in the amount of
$11,961.69 with interest at the interest rate of 7.64% per annum from July 30 2008, Attorneys Fees and
costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof.
2. Attached to the Complaint was Verification from an authorized representative of Plaintiff
verifying the accuracy of the amount sought. See Exhibit "A".
3. Defendants filed an Answer to Plaintiffs Complaint. A true and correct copy of the
Answer is attached hereto as Exhibit "B" and made a part hereof.
4. On or March 12 2009, Plaintiff served upon Defendants a set of requests for admissions
and requests for production of documents. A true and correct copy of same is attached hereto as Exhibit
"C" and made a part hereof.
5. Defendant served upon Plaintiff her Answers to the discovery demands. A true and
correct copy of the same is attached hereto as Exhibit "D" and made a part hereof.
WWR No. 6959829
6. The Defendant admits all of Plaintiff's request for admissions. Thus Defendants have
admitted to taking possession of the 2001 Dodge Dakota Truck on January 13 2005; that the Defendants
agreed to pay 60 monthly payments of $521.50 beginning February 17 2005 and they have admitted to
failing to make all the required payments; The Defendants have admitted that the 2001 Dodge Dakota
Truck was repossessed on December 11 2006; Defendants have admitted to receiving the Notice of
Repossession that was mailed on February 16 2007; they have admitted that the 2001 Dodge Dakota
Truck was sold on January 24 2007 for $9400.00; that the net proceeds of the sale were applied to the
balance owed under the terms of the Retail Installment Contract and that Plaintiff mailed Defendants a
notice of the balance due dated February 16 2007;-Defendants-admitted to not submitting-any written
dispute to any accounting inaccuracy concerning the amounts owed to Plaintiff under the Retail
Installment Contract; and that the amount owed to Plaintiff as of July 30 2008 was $11961.69.
7. The Defendants have therefore admitted the material facts in the Complaint and the
requests for admissions and verified the amount of debt owed. There are no meritorious defenses against
this action and Plaintiff is entitled to summary judgment as a matter of Law against defendant.
WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant summary judgment
in favor of Plaintiff and against Defendants for $11,961.69 with interest at the legal interest rate of 7.64%
per annum from July 30 2008, Attorneys Fees and costs.
Respectfully Submitted:
By:
;2-7
Benj . 'n R ibler,Esquire
PAID 98
Weltman,Weinberg & Reis CO L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
WWR No. 6959829
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
RBS CITIZENS, N.A.
Plaintiff
vs.
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER
Defendant
No.
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#6959829
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
RBS CITIZENS, N.A.
Plaintiff
vs.
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER
Defendant
Civil Action No.
COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may
lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff is a corporation having offices in 480 JEFFERSON BLVD #RJE350
WARWICK, RI 02886-0000.
2. Defendant is an adult individual residing at 805 FRONT STREET NEW
CUMBERLAND,PA 17070.
3. On or about JANUARY 13 2005, Defendant duly executed a RETAIL INSTALLMENT
CONTACT (hereinafter the "Contract") in favor of E-TOWN DODGE, a true and correct copy of said
Contract is attached hereto, marked as Exhibit "1" and made a part hereof.
4. Pursuant to said Contract, Defendant took possession of the vehicle more particularly
identified in the Contract as a USED 2001 DODGE DAKOTA.
5. Pursuant to the terms and conditions provided by the Contract, the Contract was assigned
from E-TOWN DODGE to Plaintiff.
6. Plaintiff avers that Defendant is in default of the Contract by having not made payment to
Plaintiff as promised, thereby rendering the entire balance immediately due and payable.
7. Plaintiff avers that a balance of $11,961.69 is due from Defendant as of JULY 30 2008.
8. Plaintiff avers that the Contract between the parties provides that Plaintiff is entitled to
interest at the rate of 7.64% per annum.
9. Plaintiff avers that the Contract between the parties provides that Defendant will pay
Plaintiff's reasonable attorneys' fees.
10. Plaintiff avers that such attorneys' fees amount to $1500.00.
11. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or
refused to pay the principal balance, attorneys' fees, interest, or any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands judgment against Defendant, REBEKAH L LAUGHMAN
AND BRINKLEY L TUCKER, jointly and severally, in the amount of $11,961.69 with continuing
interest thereon at the Contract rate of 7.64% per annum from JULY 30 2008, plus attorneys' fees of
$1500.00 and costs.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
SHALL BE USED FOR THAT PURPOSE.
WELTMAN, WEINBERG & REIS, CO., L.P.A.
r
William T. Molc , Esquire
PA I.D. #47437
WELTMAN, WEINBERG & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
?o L.1T[ZENS AUTOMOU11t mNANCE L;ORH PA
nETA1L INSTALUAEM CONTRACT
D.a'r N.iM.r __- .OSL13/2005
o,y, _.MEL •a I I W5IDIA"R Ta F Nil l DH ST rl I7AmEUUDVII PA 17077 __
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A
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'$P UT" 10 LE R
ANNUAL FIHAHLB CHARON AMDUxI FVRRNCFD TOTAL OF PPAYMEMe TOTALSAIEPHICE
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~ iF YDU OD NOT MEET YOUR CONTRACT OBLIGATIONS YOU MAY LOSE THE VEHICLE.
ITEMIZATIDH OF THE AMOUNT RNA-
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CREDIT INSURANCE: YOU CANNOT BE DENIED CREDIT SIMPLY BECAUSE YOU CHOOSE NOT TO BUY
CREDIT INSURANCE- CREDIT LIFE INSURANCE AND CREDIT ACCIDENT AND HEALTH INSURANCE ARE
HOT REQUIRED TO OBTAIN CREDIT. INSURANCE YALL NOT BE PROVIDED UNLESS YOU SIGN AND
AGREE TO PAY THE ADDITIONAL CHARGE. Tw Pardn d ,:Necn.. f.w.e h Or I..w ..r s.ww M r..Y .nd_.
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may assign thld: Contract and roia/n Its right to mcolvo a part of the Finance Charge.
NOTICE TO BUYEFL
DO NOT SIGN THIS CONTRACT IN 01 /1312005
YOU ARE ENTITLED TO AN E CONTRACT YOU SIGN.
KEEP IT TO PROTECT YOUR LM%Rjqff%
way.
13Y SIGNING DELDW, YDU 4I(HDW?I DGE 7HAtYOU HA R DDTN SID : OF THIS CONTRACT. YOU
ALSO ACKNOWLEDGE RECEIPT OF A TRUE AND COMPLETELY FILLED IH COPY OF THIS CONTRACT AND A
CDPY OF THE CITIZENS FINANCIAL GROUP, INC. PRIVACY NOTICE AT THE TIME YOU SIGN THE CONTRACT
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WHICN THE DEBTOR COULD ASSENT AOAMST THE SELL cR OF o7o`o OR SERYICE4 O6TAtNED
FURS MO FEnrWEED ro AI wffS .a DY S IiE OR H79LEUCNDEA. HEBEUNDER BY THE DEBTOR
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VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to
unsworn falsifications to authorities, that he/she is. Z&CLI -
(Name)
=G/?'L /' /?C lS7 of A!??S piaintiff'herein, that
(Title) (Company)
he/she is duly authorized to make this Verification., and that the facts set forth in the foregoing Complaint
in Civil Action are true and correct to the best of-his/her knowledge, information and belief.
j
(Signature)
ww?-A5? ?'
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
RBS CITIZENS, N.A.
Plaintiff ) No. 08 -6097 F? ^'
C
Vs.
Civil Action Law - -- -?
Rebekah L. Laughman ) e: >;
Brinkley L. Tucker )
Defendants
ANSWER TO
COMPLAINT
Now comes the Defendants, Rebekah L. Laughman and Brinkley L.
Tucker, Husband and Wife, Defendants, and answers the Complaint as follows:
1-3. Admitted on information and belief.
4. Denied. Plaintiff has stated a conclusion of law to which no
responsive pleading is required.
5. Denied. The contract speaks for itself. Strict proof of the
assignment is demanded at the time of trial.
6. Denied. Strict proof of default at the time of repossession is
demanded at trial.
7. Denied. It is denied that the balance of the loan was 11,961.69 on
July 30, 2008. Strict proof of any amounts due is demanded at the time of trial.
8. Admitted on information and belief.
9. Denied. Strict proof of liability of any attorney fees due is
demanded at trial. By way of further answer, the note filed with the complaint is
not legible.
10. It is denied that Defendants agreed to pay counsel fees or that
$1,500 is a reasonable fee.
11. It is denied that Plaintiff repeatedly requested payment due or that
they refused to pay the balance, counsel fees or costs.
WHEREFORE, Defendants pray this Honorable Court to dismiss the
complaint filed against them, or in the alternative find in favor of the Defendants
that no amount is due.
i ae ravis
3904 Trindle Road
Camp Hill, PA 17011
717-731-9502
mst @mtra visla w. com
2--Attorney for Defendants
Date: / -
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
RBS CITIZENS, N.A.
Plaintiff
vs.
Rebekah L. Laughman
Brinkley L. Tucker
Defendants
No. 08 -6097
Civil Action Law
VERIFICATION
The statements made in this Answer are true and correct to the best of our
knowledge, information and belief. We understand that false statements made
herein are subject to the penalties of 18 Pa.C.S. Sect. 4904 relating to unsworn
falsification to authorities.
Rebekah L. Laughman (Tucker)
ZBrinkle L. LTucker
Date: I I - I7? '
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY,
PENNSYLVANIA
RBS CITIZENS, N.A.
Plaintiff ) No. 08 -6097
vs. )
Civil Action Law
Rebekah L. Laughman )
Brinkley L. Tucker )
Defendants )
CERTIFICATE OF SERVICE
I certify that a true and correct copy of the foregoing document was served
on the below persons by first class U.S. Mail, postage prepaid:
William T. Molczan, Esquire
Weltman, Weinberge & Reis Co
2718 Koppers Building
436 Seventh Ave
Pittsburgh, PA 15219
Attorney for Defendants
3904 Trindle Road
Camp Hill, PA 17011
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
RBS CITIZENS NA, )
Plaintiff, )
V. )
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER, )
Defendants. )
CASE NO: 08-6097 CIVIL TERM
PLAINTIFF'S REQUEST FOR ADMISSIONS
Plaintiff demands that defendant answers and respond to the following Request for Admissions pursuant
to Pa. Rules of Civil Procedure 4014.
You are requested to admit the truth of each of the statements of fact hereinafter stated. You are
instructed that:
1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of
these matters of which an admission is requested shall be deemed admitted unless your sworn statement in
compliance with such Rules is timely made.
2. If you do not admit each of such statements, you must specifically deny each one not admitted or
set forth in detail the reasons why you cannot truthfully either admit or deny each such matter.
3. Your answer, signed and properly verified, must be delivered to the undersigned attorney of
record for the Plaintiff within thirty (30) days after delivery hereof
4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter
proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof,
including attorneys' fees, witness expenses, etc.
5. If, in response to any of the following statements of fact, it is your position that the statement is
true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or
item.
6. If you have been sued in more than one capacity or if your answers would be different if
answered in any different capacity, such as partner, agent, corporate officer or director or the like, then you are
requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such
capacity.
W WR# 5468251
7. In these Requests for Admissions:
A. The word "person(s)" means all entities, and, without limiting the generality of the
foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts,
and estates;
B. The word "document(s)" means all written, printed, recorded, graphic, or photographic
matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject
matter indicated;
C. The words "identity", "identify", "identification", when used with respect to a person(s)
means to state the full name and present or last known address and business address of such person(s) and, if an
actual person, his present or last known job title, and the name and address of his present or last known
employers;
D. The words "identity", "identify" "identification", when used with respect to a date,
subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the
creation of the same, the name(s) of the addressee or addressees if any and the name(s) and address(es) of each
ep rson who have possession, custody, and control of said document(s). If any such document was, but is no
longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and
E. The word "identi ', when used with respect to an act (including an alleged offense),
occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of
the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and
every person(s) participating in such an act; (3) identify all other person(s) (if any) present when such act
occurred. (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state
whether such record now exists; and (6) identi the person(s) presently having possession, custody or control
of such record.
8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period
of time more fully described in the pleading in this case.
9. These requests are of a continuous nature.
REQUEST FOR ADMISSION NO 1
Attached hereto as Exhibit "1" is a true and correct copy of the Retail Installment Contract signed by the
Defendants on January 13, 2005.
Admitted
Denied
If the answer to Request for Admissions No. 1 is "denied", then supply specific written documentation
supporting the denial.
WWR# 5468251
REQUEST FOR ADMISSION NO. 2:
Defendant took possession of the 2001 Dodge Dakota Truck Serial no. IB7GG2AN71S123896, on or about
January 13, 2005.
Admitted
Denied
If the answer to Request for Admissions No. 2 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO. 3:
Pursuant to the terms of the Retail Installment Contract, Defendant agreed to pay to Plaintiff 60 monthly
payments of $521.50 each, which payments were to begin February 17, 2005.
Admitted
Denied
If the answer to Request for Admissions No. 3 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO. 4:
Defendant failed to make all of the payments required under the Retail Installment Contract.
Admitted
Denied
If the answer to Request for Admissions No. 4 is "denied", then supply specific written documentation
supporting the denial.
WWR# 5468251
REQUEST FOR ADMISSION NO 5•
Pursuant to the terms of the Retail Installment Contract, Defendant granted a security interest to Plaintiff in the
2001 Dodge Dakota Truck, Serial no. 1 B7GG2AN71 S 123896.
Admitted
Denied
If the answer to Request for Admissions No. 5 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO.6•
The 2001 Dodge Dakota Truck, Serial no. 1B7GG2AN71S123896, was repossessed in or around December 11,
2006.
Admitted
Denied
If the answer to Request for Admissions No. 6 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO 7:
Attached hereto as Exhibit "2" is a true and correct copy of the Notice of Repossession mailed to the
Defendants on February 16, 2007
Admitted
Denied
If the answer to Request for Admissions No. 7 is "denied", then supply specific written documentation
supporting the denial.
WWR# 5468251
REQUEST FOR ADMISSION NO.8:
The 2001 Dodge Dakota Truck, Serial no. 1 B7GG2AN71 S 123 896, was sold on or about January 24, 2007 for
$9400.00.
Admitted
Denied
If the answer to Request for Admissions No. 8 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO.9:
The net proceeds of the sale of the vehicle were applied to the balance owed under the terms of the Retail
Installment Contract.
Admitted
Denied
If the answer to Request for Admissions No.9 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO. 10:
Plaintiff mailed to Defendants and Defendants received notice of the balance due under the Retail Installment
Contract dated February 16, 2007, a copy of which notice is attached hereto as Exhibit "3".
Admitted
Denied
If the answer to Request for Admissions No. 10 is "denied", then supply specific written documentation
supporting the denial.
WWR# 5468251
REQUEST FOR ADMISSION NO. 11:
Defendant has not submitted any written dispute as to any accounting inaccuracy concerning the amounts owed
to the Plaintiff pursuant to the Retail Installment Contract.
Admitted
Denied
If the answer to Request for Admissions No. 11 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO. 12:
The balance owed pursuant to the Retail Installment Contract as of July 30, 2008 was $11961.69
Admitted
Denied
If the answer to the Request for Admissions No. 12 is "denied", then supply specific written documentation
supporting the denial.
Respectfully submitted,
James . Warmbrodt, Esquire
PA I 42524
T , WEINBERG & REIS CO., L.P.A.
14 0 Ko ers Building
4 6 Sev nth Avenue
ittsb gh, PA 15219
412 434-79555
W #6959829
WWR# 5468251
VERIFICATION
I, , (please print) under penalty of perjury and subject
to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsificgtion to authorities verify
that the foregoing Responses are true and correct to the best of my knowledge, information and
belief.
Date
Signature
WWR# 5468251
CERTIFICATE OF SERVICE
I, James C. Warmbrodt, hereby certify that a true and correct copy of the Request for Admissions was
served on Defendant's attorney by regular U. S. Mail, postage prepaid, this R#1 day of
2009, addressed as follows:
MICHAEL TRAVIS ESQ.
3904 TRINDLE ROAD
CAMP HILL PA 17011
WWR# 5468251
tp GInZENS ALJTMIOUILEI-INA14CE CORP.
RETAIL INSTAL.AD'NT CONTRACT PA
.0113/1005
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CVALESDUV. UT"LI oII CD ~A Ell EL CONTRATD DE VEMI1l
A N W A
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IF YOU DO NOT MEET YOUR CONTRACT OBLIGATIONS YOU MAY LOSE THE VEHICLE
ITEMIZATION OF THE AMOUNT FINANCED
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CREDIT INSURANCE YOU CANNOT BE DENIED CREDIT SIMPLY BECAUSE YOU CHOOSE NOT TO BUY
CREDIT INSURANCE CREDIT LIFE INSURANCE AND CREDIT ACCIDENT AND HEALTH INSURANCE ARE
NOT REQUIRED TO OBTAIN CREDIT. INSURANCE VAL. NOT BE PROVIDED UNLESS VDU SIGN AND
ADnEE TO PAY THE ADDITIONAL CHARGE. 11+ Peed.. a eaun.x.. 4rN ep 4 An.....i. Mra.» p.. 4m ..x,
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THIS CONTRACT DOES NOT PROVIDE FOR AUTOMOBILE UABAM INSURANCE COVERAOE FOR
BODILY IKJURY AND PROPERTY DAMAGE CAUSED TO OTHERS.
DAPWITAHil THE TERMa OF THM CONTRACT ARE CONTAINED ON 00711 MDET OF THIS RIDE REAL THE ADDMONAL
TERMS ON REVERSE SIDE BEFORE S1ONIND BELOW
OW TO THE PALE AOE OFIUe. NBA IATNOT ALT-WE ME XOMMW TO Nanry DVn CUaTDID,s LATHE Fou wma
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The Annual Perconlagga Rote may bo negotiable with the Cradltor-Sollar.Tho Creditor-Sollor
may assign this Can/' act and rDtoln Its right to receive a part of rho Finance Charge.
NOTICETO BUYER.
DO NOT SIGN THUS CONTRACT
YOU ARE ENTME12 TO AN EILACPOOPT`BP UJ?J?q?t???THE CONTRACT YOU SIGN. 0111312005
KEEP IT T TO PROTECT YOUR LEGA?IC?
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DY SIGNING BELOW. YOU SiLLI(NOW 0- L? GE THAT YOU HA R 00TH SIO OF THIS CONTRACT. YOU
ALSO ACKNOWLEDGE RECEIPT OF A TRUE AND COMPLETELY FILLED IN COPT OF THIS CONTRACT AND A
CDPY OF THE CITIZENS FINANCIAL GROUP, INC. PRIVACY NOTICE AT THE TIME YOU SIGN THE CONTRACT
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NOTICE: Ny TAY HOLDER O r HIS CONSUMER a EDrr ••
NOTICE WHICH TH DEB OR COULD ASSERTAOADIST7 HE SEI I Ell OF GOODS OR SERVICES OBTAINED
PURSUAhIT HFAETD OR WLTH THE PROCEEDS HEREOF RECOVERY HEREUNDER BY THE DEBTOR
I- VAM nY THE DEBTOR HEREUNDER.
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DATE, 02/16/07
R88EKAH 1, LAUGHMAN
DRINKLEY L TUCKER
BDS FRONT ST
NEW CUMBERLAND. PA 17070
Dear Customer,
you are hereby advised that bocauna O! your default under the torata of our retail inatallaont contract
for our loan account uunbor 00002711120150 your motor vehicle, 2001 DODGE DAKOTA,
3E7GC2AX715123896 wan lawfully ropona...ad and cold at a private auction on 01/24/07.
rho not proceeds of sale were figured thin way, To the extent permitted by law, charge. for taking,
storing. cleaning, calling the vehicle, and other charges permitted by law were subtracted from the
calling price. The remaiaing proceeds warn then applied to the outstanding loan balance.
Please sea detail below.
Principal Balance on Contract prior to ropoovoanion, 101895.40
Internet, 546.63
Late Charge", 69.59
Currant Balance Duo, 19,501.62
Ropo..... is. fmo., 360.D0
Legal fame, 0.00
Other cb.rq.m, Auction Pea G other .xpe...., 316-DO
Total Expense., 706.00
Total Not Due Prior to Credit., 20,207.62
Sale proceed., 9,4D0_00
Other credits, 0.00
Total Credit., 91400.00
Romaining Deficiency Duo, 10,907.62
According to applicable State law and your Contract, if the vale proceeds arm not sufficient to pay off
your obligations to us under the Contract. whore permitted and an long am a petition in bankruptcy
ban not boon filed. you shell be liable for any deficiency-
It applicable. ploa.o contact us at 800-720-2443 iamtodlatoly to make arrangomouto for prompt
payment- If suitable arrangamehto or. not made within the (S) hu.ine.o days, legal proceedings, as
permitted by law may he in.titutod against you.
?•
Sincerely.
Ascot Recovery Department
400 .7aftorson Boulevard, RJE-350
Warwick, , Rr RI 02906
We may report information about your account to credit bureaus. Late paymvnty, minsed paymonts, or
other defaults on your account may be reflected in your credit report.
I PLEASE NOTE THAT THIS LETTER IS DESIGNED TO COLLECT A DEBT AND ANY INFORMATION YOU PROVIDE MAY BE I
1 1
I USED FOR THAT PURPOSE. HOWEVER' IF YOU ARE CURRENTLY PROTECTED eY THE FILING OF A PETITION IN 1
1 I
1 BANKRUPTCY, THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD THEN NOT BE CONSIDERED AS NI
1 I
1 ATTEMPT TO COLLECT THE DEBT.
! t
D ff...
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
RBS CITIZENS NA, )
Plaintiff, )
V. )
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER, )
Defendants. )
CASE NO: 08-6097 CIVIL TERM
PLAINTIFF'S REQUEST FOR ADMISSIONS
Plaintiff demands that defendant answers and respond to the following Request for Admissions pursuant
to Pa. Rules of Civil Procedure 4014.
You are requested to admit the truth of each of the statements of fact hereinafter stated. You are
instructed that:
1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of
these matters of which an admission is requested shall be deemed admitted unless your sworn statement in
compliance with such Rules is timely made.
2. If you do not admit each of such statements, you must specifically deny each one not admitted or
set forth in detail the reasons why you cannot truthfully either admit or deny each such matter.
3. Your answer, signed and properly verified, must be delivered to the undersigned attorney of
record for the Plaintiff within thirty (30) days after delivery hereof.
4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter
proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof,
including attorneys' fees, witness expenses, etc.
5. If, in response to any of the following statements of fact, it is your position that the statement is
true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or
item.
6. If you have been sued in more than one capacity or if your answers would be different if
answered in any different capacity, such as partner, agent, corporate officer or director or the like, then you are
requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such
capacity.
WWR# 5468251
7. In these Requests for Admissions:
A. The word "person(s)" means all entities, and, without limiting the generality of the
foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts,
and estates;
B. The word "document(s)" means all written, printed, recorded, graphic, or photographic
matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject
matter indicated;
C. The words "identity" "identify" "identification", when used with respect to a person(s)
means to state the full name and present or last known address and business address of such person(s) and, if an
actual person, his present or last known job title, and the name and address of his present or last known
employers;
D. The words "identity" "identify" "identification", when used with respect to a date,
subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the
creation of the same, the name(s) of the addressee or addressees if any and the name(s) and address(es) of each
erson who have possession, custody, and control of said document(s). If any such document was, but is no
longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and
E. The word "identify", when used with respect to an act (including an alleged offense),
occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of
the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and
every person(s) participating in such an act; (3) identify all other person(s) (if any) present when such act
occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state
whether such record now exists; and (6) identi the person(s) presently having possession, custody or control
of such record.
8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period
of time more fully described in the pleading in this case.
9. These requests are of a continuous nature.
REQUEST FOR ADMISSION NO 1
Attached hereto as Exhibit "1" is a true and correct copy of the Retail Installment Contract signed by the
Defendants on January 13, 2005.
Admitte
Denied -q WIM
If the answer to Request for Admissions No. 1 is "denied", then supply specific written documentation
supporting the denial.
WWR# 5468251
REQUEST FOR ADMISSION NO 2:
Defendant took possession of the 2001 Dodge Dakota Truck Serial no. 1 B7GG2AN71 S123896, on or about
January 13, 2005.
Admitted f
Deniedls_
If the answer to Request for Admissions No. 2 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO 3
Pursuant to the terms of the Retail Installment Contract, Defendant agreed to pay to Plaintiff 60 monthly
payments of $521.50 each, which payments were to begin February 17, 2005.
Admitted
Denied
lS??
If the answer to Request for Admissions No. 3 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO 4•
Defendant failed to make all of the payments required under the Retail Installment Contract.
AdmittedjD dE
Denied 6IL11
If the answer to Request for Admissions No. 4 is "denied", then supply specific written documentation
supporting the denial.
WWR# 5468251
REQUEST FOR ADMISSION NO 5
Pursuant to the terms of the Retail Installment Contract, Defendant granted a security interest to Plaintiff in the
2001 Dodge Dakota Truck, Serial no. 1B7GG2AN71S123896.
Admitted
Denied A S
If the answer to Request for Admissions No. 5 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO 6•
The 2001 Dodge Dakota Truck, Serial no. 1B7GG2AN71S123896, was repossessed in or around December 11,
2006.
Admitted
Denied tAIVIN
If the answer to Request for Admissions No. 6 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO 7•
Attached hereto as Exhibit "2" is a true and correct copy of the Notice of Repossession mailed to the
Defendants on February 16, 2007
Admitted
Denied LAa{
`Qq
If the answer to Request for Admissions No. 7 is "denied", then supply specific written documentation
supporting the denial.
WWR# 5468251
REQUEST FOR ADMISSION NO 8•
The 2001, Dodge Dakota Truck, Serial no. 1B7GG2AN71S123896, was sold on or about January 24, 2007 for
$9400.00.
Admitted
Denied (A (S
If the answer to Request for Admissions No. 8 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO 9•
The net proceeds of the sale of the vehicle were applied to the balance owed under the terms of the Retail
Installment Contract.
Admitted
Denied 4
If the answer to Request for Admissions No.9 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO 10•
Plaintiff mailed to Defendants and Defendants received notice of the balance due under the Retail Installment
Contract dated February 16, 2007, a copy of which notice is attached hereto as Exhibit "3".
Admitted
Denied
If the answer to Request for Admissions No. 10 is "denied", then supply specific written documentation
supporting the denial.
W WR# 5468251
REQUEST FOR ADMISSION NO 11
Defendant has not submitted any written dispute as to any accounting inaccuracy concerning the amounts owed
to the Plaintiff pursuant to the Retail Installment Contract.
Admitted
Denied Lij(C "
If the answer to Request for Admissions No. 11 is "denied", then supply specific written documentation
supporting the denial.
REQUEST FOR ADMISSION NO 12•
The balance owed pursuant to the Retail Installment Contract as of July 30, 2008 was $11961.69
Admitted
Denied ?1
If the answer to the Request for Admissions No. 12 is "denied", then supply specific written documentation
supporting the denial.
Respectfully submitted,
James Warmbrodt, Esquire
PA I 42524
wr WEINBERG & REIS CO., L.P.A.
14 0 Ko ers Building
4 6 Sev nth Avenue
i tsb gh, PA 15219
2 434-79555
V,XR#6959829
WWR# 5468251
VERIFICATION
1, Z-Ia-- T??cay /Bno4N li ,r,(please print) under penalty of perjury and subject
to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities verify
that the foregoing Responses are true and correct to the best of my knowledge, information and
belief.
4ILiI(J1
Date
Signature
WWR# 5468251
CERTIFICATE OF SERVICE
I, James C. Warmbrodt, hereby certify that a true and correct copy of the Request for Admissions was
served on Defendant's attorney by regular U. S. Mail, postage prepaid, this day of lrl'
2009, addressed as follows:
MICHAEL TRAVIS ESQ.
3904 TRINDLE ROAD
CAMP HILL PA 17011
James CX Warmbrodt, Esquire
WWR# 5468251
V(1iiZENSAUTOMODD.EElNANCE V DAP
RETAIL INSTALLMENT cohm cT PA
-- .011.13/2001
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OREOrr INSURANCE YOU CANNOT BE DENIED CREDIT SIMPLY BECAUSE YOU CHOOSE NOT TO BUY
CREDIT INSURANCE CREDIT LIFE INSURANCE AND CREDIT ACCIDENT AND HEALTH INSURANCE ARE
NOT REQUIRED TO OBTAIN CREDIT, INSURANCE MILL NOT BE PROVIDED UNLESS YOU SIGN AND
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WHICH THE DFSTOR CDULD ASSERT AONHYT THE SELLFJi OF GOODS OR SERVICES OB7AfHE0
PURSUANT HFAETO OR WfTH THE PROCEEDS HEREOF. itECOVEA'/ HEnEUNDER OY THE DEOTOR
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n j
DATE, 02116/07
RRBEKAII L LAUGIQ4AN
DRI)MLZY L TUCKER
005 FRONT ST
NEW CI8UIERLAND. PA 17070
Dear Customer,
You are hereby advised that because of your default under the torms of our retail installment contract
for our loan account aur,bor 00002711120150 your vctor vehicle, 2101 DODGE DAKOTA,
IH7GG2AN7191231196 was lawfully ropon.,...d and cold at A private auction on 01/24/07.
The not proceeds of nalo were figured this way, To the extent permitted by law, charges for taking,
storing. cleaning, Belling the vehicle, and other charges permitted by law were subtracted from tbo
selling price. The remaining proceeds were then applied to the outstanding loan balance.
Please Bee detail below.
Principal Balance on contract prior to rmpoo.o.sion.
Interest, 10,805.40
1•ate Charges, S46.61
Currant Balance Duo, 69_59
19,501.62
Ropoeoossion fns.,
Legal fees, 360.00
other charges, Auction Pao t. other expenses, 0.00
Total Expenooo, 346.00
706.00
7ata1 Not Due Prior to Credit.,
20,207_62
Sale proceed.,
Other credits, 9,400.00
Total Credits, O.DO
Remaining Deficienc
D 9,400.00
y
uo,
10,007-62
According to applicable State law and your Contract, if the bola proceeds or. not sufficient to pay off
your obligations to no under the Contract. whore permitted and an long as a petition in bankruptcy
hen not been filed. you shall be liable for any deficiency..
If applicable. please contact us at 800-720-2443 laodiatoly to make orrangamonte for prompt
payment- If suitable arrangements Ciro not made within the (5) buoinens days, legal proceedings, as
permitted by law may be inotitutod against you.
Sincerely. ?p
Assot Recovery Department
480 Jefferson Boulevard, RJE-350
Warwick, RI 02886
We MAY report information about your account to credit buroaua. Later poyma°to, ndanad a +
other defaults on your account say be reflected in your credit report. P ymOgtO, or
1 PLEASE NOTE THAT THIS LETTER IS DESIGNED TO COI•LECr A DEBT AND ANY I
1 1IPORHATION YOU PROVIDE HAY BE 1
I USED FOR TKAT PURPOSE. HOWEVER, IF YOU ARE CURRENTLY PROTECTED BY T11E PILING OF A PETITION IN
1 1
1 BANKRUPTCY, THIS NOTICE IS POR INFORH,ITION pDRPOSES ONLY AHD SHOOED 711EN NOT BE CONSIDERED AS AJ7
I 1
I ATTEMPT To COLLECT THE DEBT.
t
I
1 t
1
CERTIFICATE OF SERVICE
A true and correct copy of the within Plaintiff's Motion for Summary Judgment has been served
by U.S. Mail, Postage Pre-Paid, on,-13 ay of_3;, l 2009 upon the following:
Michael Travis,Esquire
Michael Travis Law Office
3904 Trindle Rd
Camp Hill, Pa 17011
By:
Benjam' R. ibler,Esquire
PA 1D# 8
Weltman,Weinberg & Reis CO L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
WWR No. 6959829
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
RBS CITIZENS, N.A.,
Plaintiff, Case No.: 08-6097 CIVIL TERM
vs.
REBEKAH L LAUGHMAN
BRINKLEY L TUCKER
Defendants.
ORDER OF COURT
AND NOW, to-wit, this day of , 2009, upon Plaintiff's Motion for
Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is
GRANTED and Judgment is entered in favor of Plaintiff for $11,961.69 with interest at the legal interest
rate of 7.64% per annum from July 30 2008, Attorneys Fees of $1500.00, plus costs.
BY THE COURT
I.
WWR No. 6959829
FILL' }
OF THE t'ApY
2ul 11!v` r 4 t?'i 1 f ?:
RBS CITIZENS, N.A., IN THE COURT OF COMMON PLEAS OF
PLAINTIFF CUMBERLAND COUNTY, PENNSYLVANIA
V.
REBEKAH L. LAUGHMAN AND
BRINKLEY L. TUCKER,
DEFENDANTS 08-6097 CIVIL TERM
ORDER OF COURT
AND NOW, this
L4)
day of September, 2009, summary judgment
is entered in favor of plaintiff, RBS Citizens, N.A., against Rebekah L. Laughman and
Brinkley L. Tucker, in the amount of $11,961.69.
By the Lift,
(///Benjamin R. Bibler, Esquire
1400 Koppers Building
436 Seventh Avenue
Zwichael Pittsburgh, PA 15215
Travis, Esquire
3904 Trindle Road
Camp Hill, PA 17011
sal
Edgar B. Bayley, J.
OF THEf 4 T'r-??'?TA€Y
2009 SEP 10 Pry 3: 2 5
CV1YFv4'.:` :_ri iL, 6,.;UNTY
PEN SYLVANIA
IN THE COURT OF COMMON PLEAS FOR CUMBERLAND COUNTY, PA
CIVIL DIVISION
RBS Citizens, NA
Case No. 08-6097 Civil Term
Plaintiff, Judge:
Vs.
Rebekah L. Laughman
Brinkley L. Tucker, Jr.
Defendant(s)
NOTICE OF BANKRUPTCY FILING
AND OPERATION OF THE AUTOMATIC STAY
Now comes, Brinkley and Rebekah Tucker, hereinafter "Defendant(s)", and
hereby NOTIFIES this Court and all interested parties that Defendant(s) have filed a
Chapter 13 Bankruptcy proceeding. The Defendant's case was filed on October 26,
2009 in the Southern District of Ohio, Eastern Division, bearing Case No. 09-62426. 11
U.S.C. §362 requires the cessation of all civil proceedings of type herein filed.
Respectfully submitted,
Scott R. Needleman (0055533)
The Needleman Law Office, LLC
5300 E Main St., Suite 109
Columbus, OH 43213
(614) 575-1188
(614) 575-1186 fax
srneedleman@sbcglobal.net
Certificate Of Service
The undersigned counsel hereby certifies that a true and correct copy of this
document was served on the below identified individuals by regular U.S. mail, postage
pre-paid, this 12th day of November, 2009: Weltman, Weinberg & Reis Co. LPA, 1400
Koppers Building, 436 Seventh Ave., Pittsburgh, PA 15219.
Scott R. Needleman (0055533)
f.CF
United States Bankruptcy Court
Southern District of Ohio
Notice of Bankruptcy Case Filing
A bankruptcy case concerning the debtor(s) listed
below was filed under Chapter 13 of the United
States Bankruptcy Code, entered on 10/26/2009 at
1:13 PM and filed on 10/26/2009.
Brinkley L Tucker, Jr
5326 Belgrado Drive
Canal Winchester, OH 43110
SSN / ITIN: xxx-xx-5191 rj?
aka
Brian Tucker
Rebekah L Tucker
5326 Belgrado Drive
Canal Winchester, OH 43110
SSN / ITIN: xxx-xx-7194
aka
Rebekah Laughman
aka
Rebekah Blackstone
Page 1 of 2
Pi
The case was filed by the debtor's attorney: The bankruptcy trustee is:
Scott R Needleman Frank M Pees
5300 E Main St 130 East Wilson Bridge Road
Suite 109
Columbus, OH 43213 Suite 200
(614) 575-1188 Worthington, OH 43085
(614) 436-6700
The case was assigned case number 2:09-bk-62426 to Judge John E. Hoffinan.
In most instances, the filing of the bankruptcy case automatically stays certain collection and other
actions against the debtor and the debtor's property. Under certain circumstances, the stay may be
limited to 30 days or not exist at all, although the debtor can request the court to extend or impose a stay.
If you attempt to collect a debt or take other action in violation of the Bankruptcy Code, you may be
penalized. Consult a lawyer to determine your rights in this case.
If you would like to view the bankruptcy petition and other documents filed by the debtor, they are
available at our Internet home page http://ecf.ohsb.uscourts.gov/ or at the Clerk's Office, 170 North High
Street, Columbus, OH 43215-2414.
You may be a creditor of the debtor. If so, you will receive an additional notice from the court setting
forth important deadlines.
https://ecf.ohsb.uscourts.gov/cgi-bin/NoticeOfFiling.pl?571029 11/11/2009
11 (Official Form 110 1081
United States Bankruptcy Court
Voluntary Petition
Southern District of Ohio
Name of Debtor (if individual, enter Last, First, Middle): Name of Joint Debtor (Spouse) (Last, First, Middle):
Tucker, Brinkley L Jr Tucker, Rebekah L
All Other Names used by the Debtor in the last 8 years All Other Names used by the Joint Debtor in the last 8 years
(include married, maiden, and trade names): (include married, maiden, and trade names):
AKA Rebekah Laughman; AKA Rebekah Blackstone
AKA Brian Tucker
Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN) No./Complete EIN Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN) No./Complete EIN
(if more than one, state all) (if more than one, state all)
xxx-xx-5191 xxx-xx-7194
Street Address of Debtor (No. and Street, City, and State): Street Address of Joint Debtor (No. and Street, City, and State):
5326 Belgrado Drive 5326 Belgrado Drive
OH
Canal Winchester Canal Winchester, OH
,
ZIP Code ZIP Code
43110 43110
County of Residence or of the Principal Place of Business: County of Residence or of the Principal Place of Business:
Franklin Franklin
Mailing Address of Debtor (if different from street address): Mailing Address of Joint Debtor (if different from street address):
ZIP Code ZIP Code
Location of Principal Assets of Business Debtor
(if different from street address above):
Type of Debtor Nature of Business Chapter of Bankruptcy Code Under Which
(Form of Organization) (Check one box) the Petition is Filed (Check one box)
(Check one box) ? Health Care Business ? Chapter 7
? Single Asset Real Estate as defined ? Chapter 9 ? Chapter 15 Petition for Recognition
Individual (includes Joint Debtors) in 11 U.S.C. § 101 (51B) ? Chapter 11 of a Foreign Main Proceeding
See Exhibit D on page 2 of this form. ? Railroad ? Chapter 12 ? Chapter 15 Petition for Recognition
? Corporation (includes LLC and LLP) ? Stockbroker
0 Chapter 13 of a Foreign Nonmain Proceeding
? Commodity Broker
? Partnership ? Clearing Bank
? Other (If debtor is not one of the above entities,
below
)
e of entit
d
t
t
t
h
k
hi
b ? Other Nature of Debts
(Check one box)
.
y
ox an
s
a
e
yp
ec
t
s
c Tax-Exempt Entity (Check box, if applicable) Debts are primarily consumer debts, ? Debts are primarily
? Debtor is a tax-exempt organization defined in 11 U.S.C. § 101(8) as business debts.
under Title 26 of the United States "incurred by an individual primarily for
Code (the Internal Revenue Code). a personal, family, or household purpose."
Filing Fee (Check one box) Check one box: Chapter 11 Debtors
0 Full Filing Fee attached ? Debtor is a small business debtor as defined in 11 U.S.C. § 101(51D).
? Debtor is not a small business debtor as defined in 11 U.S.C. § 101(5 ID).
? Filing Fee to be paid in installments (applicable to individuals only). Must Check if.
attach signed application for the court's consideration certifying that the debtor ? Debtor's aggregate noncontingent liquidated debts (excluding debts owed
is unable to pay fee except in installments. Rule 1006(b). See Official Form 3A. to insiders or affiliates) are less than $2,190,000.
? Filing Fee waiver requested (applicable to chapter 7 individuals only). Must Check all applicable boxes:
attach signed application for the court's consideration. See Official Form 313. ? A plan is being filed with this petition.
? Acceptances of the plan were solicited prepetition from one or more
classes of creditors, in accordance with 1 I U.S.C. § 1126(b).
Statistical/Administrative Information THIS SPACE IS FOR COURT USE ONLY
? Debtor estimates that funds will be available for distribution to unsecured creditors.
E Debtor estimates that, after any exempt property is excluded and administrative expenses paid,
there will be no funds available for distribution to unsecured creditors.
Estimated Number of Creditors
¦ ? ? ? ? ? ? ? ? ?
1- 50- 100- 200- 1,000- 5,001- 10,001- 25,001- 50,001- OVER
49 99 199 999 5,000 10,000 25,000 50,000 100,000 100,000
Estimated Assets
? ? ¦ ? ? ? ? ? ? ?
Soto $50,001 to $100,001 to $500,001 $1,000,001 $10,000,001 $50,000,001 $100,000,001 $500,000,001 More than
$50,000 $100,000 $500,000 to $1 to Sl0 to $50 to 5100 to $500 to $1 billion $1 billion
million million million million million
Estimated Liabilities
? ? ¦ ? ? ? ? ? ? ?
Soto $50,001 to $100,001 to $500,001 $1,000,001 $10,000,001 $50,000,001 $100,000,001 $500,000,001 More than
550,000 S1oo,oo0 $500,000 to $1 to $10 to $50 to $100 to $500 to $1 billion $1 billion
million million million million million
Page 2
D1 V??IIIRI lV? W a llVo
Voluntary Petition
Name of Debtor(s):
Tucker, Brinkley L Jr
(This page must be completed and filed in every case) Tucker, Rebekah L
All Prior Bankruptcy Cases Filed Within Last 8 Years (If more than two, attach additional sheet)
Location Case Number: Date Filed:
Where Filed: Southern District of Pennsylvania 02-00992RJWA 2/25/02
Location Case Number: Date Filed:
Where Filed:
Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this Debtor (If more than one, attach additional sheet)
Name of Debtor: Case Number: Date Filed:
- None -
District: Relationship: Judge:
Exhibit A Exhibit B
(To be completed if debtor is an individual whose debts are primarily consumer debts.)
(To be completed if debtor is required to file periodic reports (e.g., I, the attorney for the petitioner named in the foregoing petition, declare that I
forms 1 OK and I OQ) with the Securities and Exchange Commission have informed the petitioner that [he or she] may proceed under chapter 7, 11,
pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 12, or 13 of title 11, United States Code, and have explained the relief available
under each such chapter. I further certify that I delivered to the debtor the notice
and is requesting relief under chapter 11.) required by 11 U.S.C. §342(b).
? Exhibit A is attached and made a part of this petition. i i y • J [- ,
X
9
Signature of Attorney for Debtor(s) (Date)
Scott R. Needleman 0055533
Exhibit C
Does the debtor own or have possession of any property that poses or is alleged to pose a threat of imminent and identifiable harm to public health or safety?
? Yes, and Exhibit C is attached and made a part of this petition.
No.
Exhibit D
(To be completed by every individual debtor. If a joint petition is filed, each spouse must complete and attach a separate Exhibit D.)
¦ Exhibit D completed and signed by the debtor is attached and made a part of this petition.
If this is a joint petition:
¦ Exhibit D also completed and signed by the joint debtor is attached and made a part of this petition.
Information Regarding the Debtor - Venue
(Check any applicable box)
¦ Debtor has been domiciled or has had a residence, principal place of business, or principal assets in this District for 180
days immediately preceding the date of this petition or for a longer part of such 180 days than in any other District.
? There is a bankruptcy case concerning debtor's affiliate, general partner, or partnership pending in this District.
? Debtor is a debtor in a foreign proceeding and has its principal place of business or principal assets in the United States in
this District, or has no principal place of business or assets in the United States but is a defendant in an action or
proceeding [in a federal or state court] in this District, or the interests of the parties will be served in regard to the relief
sought in this District.
Certification by a Debtor Who Resides as a Tenant of Residential Property
(Check all applicable boxes)
? Landlord has a judgment against the debtor for possession of debtor's residence. (If box checked, complete the following.)
(Name of landlord that obtained judgment)
(Address of landlord)
? Debtor claims that under applicable nonbankruptcy law, there are circumstances under which the debtor would be permitted to cure
the entire monetary default that gave rise to the judgment for possession, after the judgment for possession was entered, and
? Debtor has included in this petition the deposit with the court of any rent that would become due during the 30-day period
after the filing of the petition.
? Debtor certifies that he/she has served the Landlord with this certification. (11 U.S.C. § 362(l)).
sr utnciat rorm r riue Page 3
Voluntary Petition Name of Debtor(s):
Tucker, Brinkley L Jr
(This page must be completed and filed in every case) Tucker, Rebekah L
Signature(s) of Debtor(s) (Individual/Joint)
I declare under penalty of perjury that the information provided in this
petition is true and correct.
[If petitioner is an individual whose debts are primarily consumer debts and
has chosen to file under chapter 7] I am aware that I may proceed under
chapter 7, 11, 12, or 13 of title 11, United States Code, understand the relief
available under each such chapter, and choose to proceed under chapter 7.
[If no attorney represents me and no bankruptcy petition preparer signs the
petition] I have obtained and read the notice required by 11 U.S.C. §342(b).
I request relief in accordance with the chapter of title 11, United States Code,
specified i this petition.
X Sig of ebtor Brinkley L Tucker, Jr
7
X f? t 12 ?Gl :CK?
Signature of Joint Debtor Rebekah L Tucker
Telephone Number (If not represented by attorney)
io'L 0 09
Date
Signature of Attorney*
X
Signature of Attorney for Debtor(s)
Scott R. Needleman 0055533
Printed Name of Attorney for Debtor(s)
The Needleman Law Office
Firm Name
5300 East Main Street
Suite 109
Columbus, ON 43213
Address
Email: j.ives@srneedleman.com
614-575-1188 Fax: 614-575-1186
Telephone Number
IJ a 1- Q'?
Date
*In a case in which § 707(b)(4)(D) applies, this signature also constitutes a
certification that the attorney has no knowledge after an inquiry that the
information in the schedules is incorrect.
re of Debtor (Corporation/Partnership)
I declare under penalty of perjury that the information provided in this
petition is true and correct, and that I have been authorized to file this petition
on behalf of the debtor.
The debtor requests relief in accordance with the chapter of title 11, United
States Code, specified in this petition.
X
Signature of Authorized Individual
Printed Name of Authorized Individual
Title of Authorized Individual
Signature of a Foreign Representative
I declare under penalty of perjury that the information provided in this petition
is true and correct, that I am the foreign representative of a debtor in a foreign
proceeding, and that I am authorized to file this petition.
(Check only one box.)
I request relief in accordance with chapter 15 of title 11. United States Code.
Certified copies of the documents required by I1 U.S.C. §1515 are attached.
Pursuant to I 1 U.S.C. § 1511, I request relief in accordance with the chapter
of title 11 specified in this petition. A certified copy of the order granting
recognition of the foreign main proceeding is attached.
X Signature of Foreign Representative
Printed Name of Foreign Representative
Date
Signature of Non-Attorney Bankruptcy Petition Preparer
I declare under penalty of perjury that: (1) I am a bankruptcy petition
preparer as defined in 11 U.S.C. § 110; (2) I prepared this document for
compensation and have provided the debtor with a copy of this document
and the notices and information required under 11 U.S.C. §§ 110(b),
110(h), and 342(b); and, (3) if rules or guidelines have been promulgated
pursuant to I 1 U.S.C. § 110(h) setting a maximum fee for services
chargeable by bankruptcy petition preparers, I have given the debtor notice
of the maximum amount before preparing any document for filing for a
debtor or accepting any fee from the debtor, as required in that section.
Official Form 19 is attached.
Printed Name and title, if any, of Bankruptcy Petition Preparer
Social-Security number (If the bankrutpcy petition preparer is not
an individual, state the Social Security number of the officer,
principal, responsible person or partner of the bankruptcy petition
preparer.)(Required by 11 U.S.C. § 110.)
Address
X
Date
Signature of Bankruptcy Petition Preparer or officer, principal, responsible
person,or partner whose Social Security number is provided above.
Names and Social-Security numbers of all other individuals who prepared or
assisted in preparing this document unless the bankruptcy petition preparer is
not an individual:
If more than one person prepared this document, attach additional sheets
conforming to the appropriate official form for each person.
A bankruptcy petition preparer's failure to comply with the provisions of
title 11 and the Federal Rules of Bankruptcy Procedure may result in
fines or imprisonment or both 11 U.S.C. §110; 18 U.S.C. §156
Date
< OF QTARY
20" NOV 17 AN 9; 21
BW ,.? j