Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
10-08-08
15056041125 REV-1500 EX (os-05) OFFICIAL USE ONLY PA Department of Revenue Coun Code Year File Number Bureau of Individual Taxes ~ PO BOX 280601 INHERITANCE TAX RETURN 2 1 0 8 0 7 2 9 Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 1 7 4 2 0 9 6 9 3 0 6 1 7 2 0 0 8 0 2 1 3 1 9 2 6 ' Decedent's Last Name N Y Q U I S T Suffix Decedent's First Name R U T H MI V (If Applicable} Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name Spouse's Social Security Number FILL IN APPROPRIATE OVALS BELOW THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS MI 1. Original Return ~ 2. Supplemental Return ~ 3. Remainder Return (date of death prior to 12-13-82) 4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Return Required death after 12-12-82) OX 6. Decedent Died Testate ~ 7. Decedent Maintained a Living Trust ~ 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) CORRESPONDENT -THIS SEGTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number J I L L M W I N E KA E S Q U I R E 7 1 7 2 3 4 4 1 7 8 r-.~ Firm Name (If Applicable) P U R C E L L K R U G & H A L L E R First line of address 1 7 1 9 N O R T H F R O N T S T R E E T Second line of address City or Post Office H A R R I S B U R G Correspondent's a-mail address: jWineka(c~pkh.COm REGISTEt`;~F WILLS USF~~ILY __ -- ~7 ~ <'_ ~ -,_, ~-~ - ; ~ -_--~ =, ; -% -~- _.~ _,~ _ ~.- Qt1~E FILED State ZIP Code P A 1 7 1 0 2 Under penalties of perjury, I deGare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, R is true correct and wmplete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNA OF PER 1 ESPONSIBLE FILING RETURN LYNN FRANCES MASON, 210 Maple Road Harrisburg PA 17109 1: RCIT~TT CTRF'F~'T rI2~1?RTCRTTrT(_ Side 1 15056041125 15056041125 r LLnJG VuG vRwmnL rVR1111 V19LI 1556042126 REV-1500 EX Decedent's Social Security Number Oecedent'sName: RUTH V. NYQUIST 1 7 4 2 0 9 6 9 3 RECAPITULATION 1 1 1 5 0 0 0, 0 0 1. Real estate (Schedule A) ....................................... . 2. Stocks and Bonds (Schedule B) .................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ..... 3. 4. Mortgages & Notes Receivable (Schedule D) ..................... ... 4. ~ ~ 5 8 4 , 5 4 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) .... ... 5. 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested .... ... 6• • 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property arate Billing Requested ^ Se G 7 .... p ) (Schedule . ... 8 1 9 2 5 8 4, 5 4 8. Total Gross Assets (total Lines 1-7) ........................ ... . 9 9 2 8 1 , 7 5 9. Funeral Expenses & Administrative Costs (Schedule H) ............. . ... ~ 8 ~ 2 2 2 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ......... ... 10. . 11. Total Deductions (total Lines 9 & 10) .................. ... .... .. 11. • 12 I 7 5 4 3 0 • 5 7 ................ 12. Net Value of Estate (Line 8 minus Line 11) , , . , , , , .. . 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ......... .. ..... .. 13. ' 1 7 5 4 3 0 5 7 14. Net Value Subject to Tax (Line 12 minus Line 13) ......... .. ..... .. 14. , TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 0 0 0 15 0 . 0 0 (a)(1.2) X •0 . 16. Amount of Line 14 taxable 1 7 5 4 3 0 5 7 7 8 9 4 3 8 at lineal rate X .045 16. 17. Amount of Line 14 taxable 0 0 0 17 0 , 0 0 at sibling rate X .12 . 18. Amount of Line 14 taxable 0 0 0 0, 0 0 at collateral rate X .15 1 g 9 7 1 7 1 5 3 19. Tax Due ................................................19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 7 8 9 4, 3 8 0 Side 2 15[156042126 15056042126 J REV-1500 EX Page 3 I~or_Arilant'c Cmm~lpte Address: File Number 21 08 0729 DECEDENTS NAME RUTH V. NYQUIST STREET ADDRESS 205 BELLE VISTA DRIVE CITY MARYSVI LLE STATE PA ZIP 17053 Tax Payments and Credits: ~. Tax Due (Page 2 Line 19) 2. CreditslPayments A. Spousal Poverty Credit (1) 7,894.38 B. Prior Payments 7,800.00 C. Discount 390.00 Total Credits (A + B + C) (2) 8,190.00 3. Interest/Penalty if applicable D. Interest E. Penalty Total InteresUPenalty (D + E) (3) 0.00 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (4) 295.62 5. if Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. (5) 0.00 (5A) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) 0.00 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred : ................................................................. ..... ~ Q b. retain the right to designate who shall use the property transferred or its income; .......................... ..... ^ 0 c. retain a reversionary interest; or ........................................................................................... ..... ^ d. receive the promise for life of either payments, benefits or care? .................................................. ..... 2. If death occurred after December 12,1982, did decedent transfer property within one year of death ^ without receiving adequate consideration? ................................................................................. h? " " ...... ^ ... or payable upon death bank account or security at his or her deat in trust for 3. Did decedent own an ...... 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ............................................................................................ ...... ^ tF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1,1994 and before January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P,S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)J. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-0ne years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (D) percent [72 P.S. §9116(x)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116(1.2) [72 P.S. §9116(x)[1)). The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116(a)(1.3)j. Asibling is defined, under Section 9102, as an individual who hes at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX + (6-98) SCHEDULE A COMMONWEALTH OF PENNSYLVANIA REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER RUTH V. NYQUIST 21 08 0729 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real roe which is 'oint -owned with ri ht of survivorshi must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. 205 Belle Vista Drive, Marysville, Cumberland County, PA 17053. 115,000.00 Decedent was the sole owner of the property at the time of her death, having inherited the real estate from the Estate of Ruth V. Miller. See attached Decree of Distribution Awarding Real Estate to Decedent dated 10/8/1968 and recorded 10/8/1968 in Book Y22, Page 272. See also attached real estate appraisal performed by Christopher Jones, SRA for date of death value. TOTAL (Also enter on line 1, Recapitulation) ~ $ 115.000. (If more space is needed, insert additional sheets of the same size) REV-1508 EX + (6-98) SCHEDULE E COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSfTS, & MISC. INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER RUTH V. NYQUIST 21 08 0729 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of surv'nrorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Sovereign Bank, Certificate of Deposit Acct. No. 0925156358 1,001.99 (See attached 8/8/08 Statement from Sovereign Bank providing date of death values). 2. Sovereign Bank, Certificate of Deposit Acct No. 0925159154 10,022.89 3. Sovereign Bank, Certificate of Deposit Acct. No. 0925160285 4,107.69 4. Sovereign Bank, Certificate of Deposit Acct. No. 0925425639 10,018.55 5. M&T Bank, Checking Acct. No. 64012808 630.14 (See attached 8/8/08 Statement from M&T Bank providing date of death values). 6. M&T Bank, Savings Acct. No. 015004211274010 45,177.02 7. M&T Bank, Certificate of Deposit Acct No. 031003914529549 6,126.26 8. Misc. personal property -furniture, appliances, tools, dishes 500.00 TOTAL (Also enter on line 5, Recapitulation) I $ 77, 584.54 (If more space is needed, insert additional sheets of the same size) REV-1511 EX+(10-06) SCHEDULE H COMMONWEALTH OF PENNSYLVANIA FUNERAL EXPENSES ~ INHERITANCETAXRETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER RUTH V. NYQUIST 21 08 0729 Debts of decedent must be reported on Schedule 1. ITEM NUMBER DESCRIPTION AMOUNT A, FUNERAL EXPENSES: 1. Michael J. Shalonis Funeral Home -cremation services and gravemarker 975.00 2. Post funeral luncheon -food and catering services 906.75 B. ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative (s) Street Address City Year(s) Commission Paid: State Zip 2 Attorney Fees Purcell, Krug & Haller 6,700.00 3, Family Exemption: (ff decedent's address is not the same as daimanYs, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees Register of Wills 260.00 5 Accountant's Fees 6. Tax Return Preparers Fees 7. Register of Wills -fees to file Will, Short Certificates, JCP fee, automation fee 50.00 8. Christopher Jones, SRA -real estate appraisal fee 325.00 9. Register of Wills -fee to file PA Inheritance Tax Return 15.00 10. Recorder of Deeds -fee to record Executrix Deed 50.00 TOTAL (Also enter on line 9, Recapitulation) I $ 9,281 (If more space is needed, insert additional sheets of the same size) REV-1512 EX + (12-03) SCHEDULE 1 COMMONWEALTH OF PENNSYLVANIA DEBTS OF DECEDENT, INHERITANCETAXRETURN MORTGAGE LIABILITIES, $c LIENS RESIDENT DECEDE T ESTATE OF FILE NUMBER RUTH V. NYQUIST 21 08 0729 Report debts incurred b~ the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Debbie Lupold, Treasurer -real estate taxes 1,025.60 2. Act One Consultants, Inc. -survey fee 500.00 3. PP&L -electric bill 61.05 4. Sadler Oil -oil bill 234.00 5. Scott Irwin -mowing 200.00 6. PP&L -electric bill 60.96 7. Robert Miller -yard cleanup 200.00 8. Sadler Oil -oil bill 234.00 9. Homeland - finaV nursing home bill 3,901.21 10. Lynn Mason -reimbursement for monies advanced for Decedent 118.70 11. Sadler Oil -oil bill 234.00 12. Mobile X-Ray Imaging -medical services 18.70 13. PP&L -electric bill 64.38 14. East Penns~oro Township -sanitation services 46.40 15. Verizon - phone services 36.80 TOTAL (Also enter on line 10, Recapitulation) I $ 7 872 (If more space is needed, insert additional sheets of the same size) Continuation of REV-1500 Inheritance Tax Return Resident Decedent RUTH V. NYQUIST 21 08 0729 Decedent's Name Page 1 File Number Schedule I -Debts of Decedent, Mortgage Liabilities, 8~ Liens ITEM NUMBER DESCRIPTIOt\ 16. Brockie Pharmacy -prescription medicine service 17. Traveler's Indemnity -insurance 18. PP&L - eleckric services 19. Sadler Oil -oil bill SUBTOTALSCHEDULEI GRAND TOTAL SCHEDULE I AMOUNT 45.45 674.00 55.72 161.25 936.42 S 7,$72.22 REV-1513 EX + (9-00} SCHEDULE J COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER RUTH V. NYQUIST 21 08 0729 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1. Lynn Frances Mlason Lineal 210 Maple Road 100% Harrisburg, PA 17109 ENTER DOLLAR AMQUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART II'~-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET I $ (If more space is needed, insert additional sheets of the same size) IN RE: IN THE COURT OF COMMON PLEAS CUMBERLAND CO., PENNSYLVANIA ESTATE OF RUTH V. NYQUIST, :ORPHANS' COURT DIVISION DECEASED NO. 21 08 0729 TABLE OF CONTENTS 1. 2. 3. 4. 5. Last Will and Testament of Ruth V. Nyquist dated December 15, 1982; Decree of Distribution Awarding Real Estate to Decedent dated October 8, 1968 and recorded October 8, 1968 in Book Y22, Page 272; Real Estate Appraisal performed by Christopher Jones, SRA; Sovereign Bank Statement dated August 8, 2008 providing date of death values for Decedent's Certificates of Deposit, No. 0925156358; 0925159154; 0925160285; and 0925425639. M&T Bank Statement dated August 8, 2008 providing date of death values for Decedent's Checking Account No. 64012808; Savings Account No. 015004211274010 and Certificate of Deposit Account No. 031003914529549. ,; _ . ~ LAST WILL AND TESTAMENT •.r^,,•~,~~ ~-~ nr-~ ~ ~-~,- .! v} i" ~~ i i. 'i RUTH V. NYQUIST ~~ iODB Ji~L ~ O AH !0~ I S I, RUTH V. NYQUIST, of East Pennsboro Township, Cumberland CLERt~C GF l!, County, Pennsylvania, declare this to be my Last©~~~~~.~~~~'esta- i !: ment, and revoke any and all Wills and Codicils previously made ;; ~I~, by me. I I.I ITEM I: I direct that all my just debts, funeral expenses1 ''; and last medical expenses shall be paid from the assets of my :estate as soon as practicable after my decease. ' ITEM II: I give, devise and bequeath all of my estate of I~ every nature and wheresoever situate to my husband, Carl O. ~' Nyquist, provided that he shall survive me by thirty (30) days. ITEM III: Should my husband, Carl O. P7yquist, predecease '' me or die on or before the thirtieth day following my death, or ,. 'i if we are killed in a common accident or disaster, I then give, l devise and bequeath all of my estate of every nature and whereso- ''~ ever situate to my daughter, Lynn Frances Mason, or her issue, per stirpes. ITEM IV: All federal, state and other death taxes payable; :cause of my death with respect to the property forming my gross ~~ ~~ estate .for tax purposes, whether or not passing under this Will, including any interest or penalty imposed in connection with such tax, shall be considered as part of the expense of the i administration of my estate and shall be paid out of the resi- due of my estate, without apportionment or right of reimburse- ment, ITEM V: I appoint my husband, Carl O. Nyquist, Executor of this my Last Will and Testament. Should my husband, Carl O. I Nyquist, predecease me, or fail to qualify or cease to act as ~'~ !! Executor, I appoint Lynn Frances Mason, Executrix of this my Last Will aid Testament. ITEM VI: I direct that my Executor and his successors, shall not be required to give bond for the faithful performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal this ~~ day of December, 1982. -~--~ -~ r ~--~`".~.._~ ~~. ~~ ~~ ~ ~~~/%L~'~.. ( SEAL) RUTH V . NYQUIS`~/,f/ The preceding instrument, consisting of this and one other 'i typewritten page, was on the. date thereof, signed, published and declared by RUTH V. NYQUIST, the testatrix therein named, as and for her Last Will, in the presence of us, who, at her request, in her presence, and in the presence of each other, have sub- . scribed our names as witnesses hereto. f ~ '~ ~" mac: Residing at ~ ~-~-n/ ~, %] , ='~~~.~ ~~ C.;/ %I~.r.~~~L Residing at ~.~, (:~v.~-..r~r.v~C-7,o~~. -2- i COMMONWEALTH OF PENNSYLVANIA . SS COUNTY OF DAUPHIN T WE RUTH V . NYQUIST ~/~ ~ ~ / ~ ' y'~~c~:?~~--~-~. ~~~~~~"~Y the testatrix and the witnesses , ', respecttively, whose names are signed to t~'ie attached or fore- ;, going instruments being first duly sworn, do hereby declare to i; I ';I 'che ~~ndersign.ed authority that the testatrix sicced and exe- ' ,, . cured the instrument as her last will, and that sYs.E: had signed ~~il=Cing1 ~T and that she ~r,ecuted .r f:. as her free ar~~i volunta_~y act for the purposes therein expressed, and that each of thz witnesses, in the presence and hearing of the testatrix, signed the will as witnesses and that to the best of their knowledge the testatrix was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. Testa ~ x ~ / .~ ~ t/ , / I~ / ~, ~ J, Wi~ess ~~~ ~ ~~ .~~.~ .,ham. ~~• /-~C~ r ~ h,~ Witness Subscribed, sworn to and acknowledged before me by RUTH V. NYQUIST, the testatrix, and subscribed and sworn to before me by Shirley D. Wolfe and Pamela A. Howerter, witnesses, thisl5th day of December , 1982 . 2~ otary ~ Public =" ____ Jan,f' R._ Rolfe, fi~C . -:Bl.1C R ~ ~C m `s ion Exp~r; :955 PJty Commission ~~k-i~"e~ RaFisburg, PA ii;:u .:n ::c~erir X008 09:37am From- T-784 P 002/003 F-636 /.. t7 ~ ~ ~': ~ ~ • IN RL': ESTATE OF Rl7Sfl v, . HILLER 4 ~I - ' u „~. ~:~ S { •;1 ': ~ r' ~: r; t I ~~. I i' I )9i0E120D8 10.29:'10 AM } TN THA ORPHANS* COUAT dP CLMBERLAIVD COCtx2'Y, PENNSYLVANIA ?!0. ~ ~ 7 ~ TEl!}t ` ~ ~ ~Sb; DECREE OP DISTRIS UPION AWARDING ~~ _ " REAL ESTATE ~ ~ ' _ ,' ~ `'` AND NOW, this ~ day of ~• 1968, at fD;f - ~~ S o'cl~ek ~,Al., E.D.S.T_, purausnt to the Stateaent of Proposed ` • Distributioq in the SStatE of Ruth V_ blillct, approved by the 1••' Coors on ~(Q~~ Sf~, 1968, the fallowinE real estate is hereby i f • awacdad, in conformity with t'ne provisions of the Last 1Yi11 and ~~ !I` Testament of Ruth Y.'Millcr to Auth V. Nyquias. 11 i -~ .ALL that ccrtaio tract of land with the improvements ~ shoreon ereetea, situate is J5a:t Pennabora Totmship, Cumberland ~ County, Pennsylvania, bounded and dpseribed as follows: BEGINNING at a point on the western lint of land late of ~ • ~ , ' Ruth V. Miller Estate at the southosst corner of Parcel a5, said paint being referenced the following coarsen and dissanccs from the ~ ~ intersection of the ea&s line sine of Vfalnut Street ana the Center ~ ~ •~:~. line of Railroad Avenue, (1) castwardly along the center line of Rail re ad Avenue, a distance of 722,d6 :set to P,T. Station 34~31.96,~ • (2) nortA 62 degzecs 10 minutes 53 aeeonas east along ssme and Parcel N4, a~distance of 363.24 feet to a point on saia Lana of Ruth V. Hider Estate, (3) south 15 dtgreea 28 minutes 5t soconds east,i • • •a distance of 181.22 feet to the point of BEGINNTNG; thence from ~ ~ said point of BEGINNING soutA 15 aegrce:: 28 minutes Sd SeconaS east „ s i ais Hass of 440.0 feet to land of Harzy A{i11or Estate, late of ~ ~•+ •. 4,~ • N_C.R.R.; thence along ssme south 7d aegrees 01 minutes Oa seconds west, a distance of 250.49 feet to point on land of David btiller; ~', f` . thence along same south 26 degrees 36 minutes 09 seconds west, a :~ distance of 366.73 feet so a Doint on same; thence along :,a~ae norUi Gj ~ . v BOOK '.~`.ZP1LE 77`,Z I( CUMBERLAND COUNTY Inst# 196801075 • f~3ge 1 of 2 X008 09:38am rom- T-T84 P 003/003 F-636 F.I ~ ~„ b0 degrees 08 tainutcs 27 scconda east, s distance of 331. E0 feet to the point of BEGTNNINC- Said tract being 3uDlect to•a lb Foos right-of-ptaq to etrve access to Parcels TtZ and F1S. Said tract containing 2.Gb acre. BEING dart of the same premises whicA Henry H. Seidel and lfary Jsnc Seiael, his wife, Jonathan A. Seidel and ?dary Jane Seid<1. hia wife, and John H. SeidlC granted and conveyed so Ifarry S. Miiler by their deed dated March•23, 1892, which deed is recorded in the Office of the Recorder of Deeda in and for Cumberland Counsy in Deed 3ook 'T", Volume a, Page 191, and the raid Harry S. Ftillcr being to thereof s<izoa did die testate on September 17, 1938 ~, leaving a will which is recorded in the Register of Wills Office in Ind for Cumberland County in Will Hook 29, Page 415.. Wherein hr devised all of hi.a estate so his wife, Rnth V. Mil],ee, who died October 11, 1966, and wAose will is reeordeG in the OFficc of the Register of Wills in Cumberland County in Will Book 5$,.Yage 335. BY I}IH COOItT: lsy~___.„~., ,P t~,oL,~.R.. ,~__... r • ~ A TRUE C,,©PYaF~'~F~Q_RD i In TN,timony ~iclS~~ I hc~auf,.e ssrrs~/nd end thapxr~r(a1~rd;C_ayrl'~t, ~r~islc:.r I'~ ~ : Ceei ' ins Co,nt ' Cumbrrund County ! ea~R'`' 22P~ 773 I . ~-. ~l .:~~, i 9/0812008 10:29:10 AM CUMBERLAND COUNTY Inst,# 146801075 -Page 2 of I 11 APPRAISAL OF REAL PROPERTY LOCATED AT: 205 t3elfe Vista Dr Desd Plot plan and tax map attached, ses site comments MarysWlls, PA 17053.9641 FOR: Purcell, Krug, & Haller 1719 North Fmnt Street Harrisburg, PA 17102-2392 AS OF: 09-11-zoos BY: Christopher Jones, SRA Form GA1-'WinTOTAL' apOmisal software by a la mode, inc. -1-600-ALAMODE T FlI 1 Robert R. Jones 8 Assodates 7800 Allentown Boulevard Harrisburg, PA 17112 Purcell, Krug, 8 Haller 1719 North Front Street Harrisburg, PA 17102-2392 Re: Property: 205 Belle Vista Dr Marysville, PA 17053.9641 Borrower. N!A File No.: 0809112 In accordance with your request, we have appraised the above referenced property. The report of that appraisal is attached The purpose of this appraisal is to estimate the market value of the properly described in this appraisal report, as Improved, In unencumbered fce simple title of ownership. This report is based on a physical analysis of the site and improvements, a locetional analysis of the neighborhood and city, and an economic analysis of the market for proper8es such as the subject. The appraisal was developed and the report was prepared in accerdance with the Uniform Standards of Professional Appraisal Practice. The value conclusions reported areas of the effective date stated in the body of the report and contingent upon the certification and limiting conditions attached. h has been a pleasure to assist you. Please do not hesitate to tooted me or arty of my staff if we can be of additional service to you / Sincerery~ l~'~~ / Christopher Jo ,SRA BorrowerlClienl N1A File No. 0809112 Pro a Address 205 Belle Vista Dr Ci Ma sville Cou Cumberland State PA L Code 17053.9641 Lender Purcell Kru 8 Haller TABLE OF CONTENTS Cover Page ...................................... Letter of Transmittal ......................... Summary of Saeent Features ............ USPAP Idenlnication ........................ Statement of Limning Conditions ...... URAR ............................................... Supplemental Addendum w/sig block Subject Photos .................................. Photograph Addendum ...................... Photograph Addendum ...................... Photograph Addendum ...................... Photograph Addendum ...................... Photograph Addendum ...................... Comparable Photos 1.3 .................... Building Sketch (Page -1) ................. Deed -Page 1 ................................... Deed -Page 2 ................................... Plot Ran ............................................ Tax Assessor's Map .......................... Location Map ...............:.................... 1 2 3 4 5 7 9 12 13 14 15 16 17 18 19 20 21 22 23 24 Form TOCNP -'WinTOTAL' appraisal software by a la mode, inc. -1-800-ALAMODE FIN 11 SUMMARY OF SALIENT FEATURES Subject Address 205 Belle Vista Dr Legal Description Deed, plot plan and tax map attached, see site wmments City Marysville Courtly Cumberland State PA Lp Code 170539641 Census Tract 0102.01rz5420 Map Reference ADC Map 2894, G10 Sale Price $ NIA Date of Sale NIA Borrower NIA Lender/Client Purcell, Krug, & Haller Size (Square Feet) T84 Pdce per Square Foot $ Location Suburban Age 125 Condition Average- Total Rooms 4 Bedrooms 2 Baths 1 Appraiser Christopher Jones, SRA Date o1 Appraised Value 09-11-2008 Opinion of Value $ 115,000 Form SSD2 -'WinTOTAI' appraisal software by a la mode, inc. -1-8D0-ALAMODE Robert Jones and Associates (717) 652-6600 FIN 1 Bonower/Client N!A Fle No. 0809112 Pro Address 2D5 Belle Vista Dr C' Ma sville Coun Cumberland State PA L Coda 170539641 Lender Purcell Kru & Haller APPRAISAL AND REPORT IDENTIFICATION This Appraisal Report is Dfla of the following types: ^ Self Contained (A written report prepared under Standards Rule 2-2(a) , persuaM to the Scope of Work, as disclosed elsewhere in this report.) ®Summary (A written report prepared under Standards Rule 2-2(b) , persuaM to the Scope of Work, as disclosed elsewhere in this report.) ^ Resbicted Use (A written report prepared under Standards Rule 2-2(c) , persuantto the Scope of Work, as disclosed elsewhere in this report, restricted to the stated intended use by the specked client or intended user.) Comments on Standards Rule 2-3 I certify that, to the best of rtry knowledge and belief: -the statenreads of fact contairred in ifds report are true and cortect -the reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial, and unbiased professional anayses, opinions, and conclusions. - I have ra (or the specified) present or prospective interest in the property that is the subject of this report and no (or the specified) personal interest with respect to the parties involved. - I have rw bias with respect to the property that is the subject of this report or to the parties involved with this assignment. - my engagement in this assignment was not conGngeM upon developing or reporting predetermined resutis. - my compensation for completing this assignmerrt is not contingern upon Ole development or reporting of a predetermined value or direction in value that favors the cause of the client, the amourd of the value opinion, the attainmem of a stipulated result, or the occurrence of a subsequent event direcity related to the intended use of this aDPraisal. - my anayses, opinions, and conclusions were developed, and this report has been prepared, in cordomnty with the Un'rform Standards of Professional Appraisal Practice. - I have (or have not) made a personal inspection of the property that is the subject of this report. Of more than one person signs this cert'rfication, the certification must clearly specity which individuals did and which individuals did not make a personal inspection of the appraised property.) - no one provided sign'rficant real property appraisal assistance to the person signing tNs cert'dication. (0 there are exceptions, the name of each individual providing sigrdficant real property appraisal assistance must be stated.) Comments on Appraisal and Report Identification Note any USPAP related issues requiring disclosure and any state mandated requirements: APPRAISER: SUPERVISORY APPRAISER (only if required): Signature: ~ Signature: Name: ChristopherJones S Name: Date Signed: Se tember 15 0a Date Signed: State Certification #: RL-000242-L, PACertResApp Ezp 06f301D9 State Certficaton #: or State Lcense #: or State License #: State: PA State: Expiration Date of Certification or License: 6!31112009 E~iration Date of Cert'rfication or License: Supervisory Appraise inspection of Subject Properly: Effective Date ei Appraisal: 09-11.20D8 ^ Did Not ^ Extedor-ony from street ^ Irdedor and Exterior Forth IDO6 -'WinTDTAL' appraisal software by a b mode, inc. -1-60t}ALAMODE I 11 DEFINITION OF MARIt~T VALUE: The most probable price which a property should bdng in a competitive and open market under all conditions requisite to a Lair sale, the buyer and se8er, each acting pruden8y, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typicatty motivated; (2) both parties are well inlortned or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in temrs of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by arryone associated with the sale. • Adjustments to the comparables must be made for special or creative tirencing or sales concession. No adjustments are necessary for those costs wHch are normalty paid by sellers as a result of tradition or law in a market area; these costs are readity identifiable since the seller pays these costs in virtualty all sales tranaction. Special ar creative financing adjustments can be made to the comparable property by comparison to financing temrs offered by a third parry intittdiorel lender that is not already involved in the property or transaction. Arty adjustment slauld not be calculated on a mecharical dollar for dolor cost of the Tirencing or concession but the dollar amount of any adjustmerd should approximate the market's reaction to the financing or concessions based on the appraiser's judgement. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraisers certffication that appears in the appraisal report is subject to the following conditions: 1. The appraiser will rot be responsible for matters of a legal nature that affect either the property being appraised or the title to tt. The appraisar assumes that the glle is good and marketable and, therefore, will rwt render any opinion about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraisar has provided a sketch in the appraisal report to show approximate dimension of the improvements and the sketch is included only to assist the reader of the report in visual¢ing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is bcated in an identffied Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this detemdretion. 4. The appraiser will not give testimony or appear In court because he or she made an appraisal of the property in question, unless specttic arrangements to do so have been made beforehand. 5. The appraiser has estimated ttre value of the land in ttre cost approach at tts highest and best use and the improvemerds at their contributory value. These separate valuations of the land and improvements must not be used in conjunction witty any ottxx appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, ttre presence of hazardous wastes, toxic substances, etc.) observed during the inpection of the subject property or that he or she became aware of during the nomral research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any Ndden or unapparent condition of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc.) that would make the property more or less valuable, and has assumed that there are ra such condition and makes ra guarantees or warranties, express or implied, regarding the corxlffion of ttw property. The appraiser will not be responsible for arty such condition that do exist a for any engineering ar testing that might be required to discover whetter such condition exist Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be conidered as an environmental assessment of the property. 7. The appraiser obtained the information, estimates, and opinion that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and cortect. The appraiser does not assume responsibility is the accuracy of such items that were famished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Protessiorel Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion o1 the improvements will be pe~fomu3d in a workmanlike manner. 10. The appraiser must provide his or her pdor wdttr~ conent before the lender/client specified in the appraisal report can distribute the appraisal report Qncluding conclusions about the property value, the appraiser's identity and professional desigretions, and references to any professional appraisal organization or the firm with which the appraiser is associated) to anyora; other than the borower, the mortgagee or tts successors and assigns; the mortgage insurer, consultants; professional appraisal organization; airy state or federally approved financial Institution; or any department, agency, a instrumentality of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report onty to data colection or reporting service(s) wtthoul having to obtain the appraiser's pdor written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by arryone to the public ttuough advertising, public relations, news, sales, or other media. Freddie Mac Porn 439 6-93 Page 1 of 2 Fannie Mae Form 10048 6-93 Robert Jones and Associates (717) 652-66DD Form ACR -'WinTOTAL' appraisal software by a la mode, inc. -1-BDO-ALAMODE Fil 11 APPRAISER'S CERTIFICATION: The Appraises certifies and agrees that 1. I have researched the subject market area and have selected a rtunimum of three recem sales of properties most sirrtilar and proximate to tfre subject property for consideration in the sales comparison anaysis and have made a dogar adjustment when appropriate to reflect the market reaction to those items of sign'rficanl variation. 6 a significant item in a comparable property is superior to, or more favorable than, the subject property, I have made a negative adjustment to reduce tfre adjusted sales price of the comparabM and, i(a sign'rfkanl item in a comparable property is interior to, or Mss favorable than the subject property, I have made a positive adjustmerd to increase ttre adjusted sales price of the comparable. 2 I have taken into consideration ttre factors that have an irrpact on value in my developmerd of the estimate of market value in tlne appraisal report I have not knowingty withheld any significant information from ffre appraisal report and I believe, to the best of my knowledge, chat all statements and information in the appraisal report are tnre and correct. 3. I stated in the appraisal report only rrry own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and limfting conditions specified in this form. 4. I have no present or prospective interest in the property that is Ore subject to ttris report, and I have no present or prospective personal interest or bias with respect to the paNcipants in the transaction. I did not base, either partialty or completety, my anaysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, farnigal status, or national origin o1 either the prospective owners or occupants of the subject property or o1 fhe present owners or occupants of the properties in the vicinity of the subject property. 5. I have no present or contemplated furore interest in the subject property, and neither rtry current or fuNre employment nor my compensation for performing ttus appraisal is contingent on the appraised value of the property. 6. I was not required to report a predetermined value a direction in value that favors the cause of the client or any related parry, the artaunt of the value estimate, the attainment of a speck result, or the occurrence of a subsequerd event in order to receive my compensation and/or employment for performing the appraisal. I did not base Ore appraisal report on a requested minimum valuation, a speck valuation, or the need to approve a specific mortgage loan. 7. I perfomned this appraisal in conformity with the Urdform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not appty. I ackrrowledge Drat an estimate of a reasonabM time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unMss I have otherwise stated in tle reconciliation section. 8. I have personally inspected the irdwior and exleior areas of ttre subject property and the exterior of all propetties listed as comparables in the appraisal report. I further certify that I have rated any apparent or known adverse conditions in the subject improvements, on the subject site, or on arty site wi4rin the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in mY anaysis of the property value to tfre extent that I had market evidence to support them I have also commerded about the effect of the adverse conditions on the marketability of the subject property. 9. I personally prepared aq conclusions and opinions about the real estate that were set forth in tfre appraisal report. K I relied on significant processional assistance from arty individual or individuals in the perfomrance of the appraisal or Ore preparation of the appraisal report, I have named such individualjs) and discbsed the specific tasks performed by them in the reconciliation section of tNs appraisal report I certify that any individual so named is qualrfied to perform the tasks. I have not authorized arryone to make a change to arty hem in gre report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it. SUPERVISORY APPRAISER'S CERTIFICATION: tl a sup~visory appraiser signed the appraisal report, he or she certifies and agrees that: I directty supervise ttre appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statemems and conclusions of the appraiser, agree to be bound by the appraiser's cert'rfications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report. ADDRESS OF PROPERTY APPRAISED: 205 Belk Vista Dr, Marysville, PA 17053-9641 APPRAISER: SUPERVISORY APPRAISER (only ii required): Signature: Signature: Name: Chnsto herJ es S Name: Date Signed: Se ember 1 006 Date Signed: State Certification #: RL 242-L., PACertResApp Exa 06130109 State Certification #: or State License #: or State License #: State: PA State: Expiration Date of Certdication or License: W3012009 Expiration Date of Certification or License:__ ^ Did ^ Did Not Inspect Property Freddie Mac Form 439 6-93 Page 2 of 2 Fannie Mae Form 1 D04S 6-93 Form ACR -'WinTOTAI' appraisal software by a la mode, inc. -1-600-ALAMODE Robert Janes and Associates p171652-6600 FiI N 11 SUMMARY REPORT o..,__~..~_.._.~.~__ IINIFfiRM RFCInFUrlel eDDQe4cna DCDflQT _.. .. ___-..- Pro Address 205 Belle Vista Dr Ci Ma sviile State PA L Code 17053-9641 Le al Descri lion Dee lot Ian and tax ma attached see site comments Coun Cumberland Assessor's Parcel No. 09.11.3003.004 Taz Year 07106 R.E. Taxes 1439.68 S eclat Assessments wA Borrower N1A Current Owner Ruth V. N uist Estate Occu ant: Owner Tenard Vacant Pro ri Ms a raised Fee Si le Leasefxid Pro'ect T e PUD Condominium UD A on HOA NiA Mo. Nei hborhood or Pro'ect Name East Pennsboro Townshi Ma Reference aDC Ma 2694 C-10 Census Trad 01D2.o1125420 Sale Price WA Date of Sale WA Desai Lion and mount loan char a ncessions be aid b alter N/A Lender lient Purcell Kru 8 Haller Address 1719 North Front Stree Harrisbu PA 17102-2392 A iser Christo her Jones, SRA Address 7800 Allentown Blvd, Harrtsbu , PA 17112.3759 Location Urban Suburban Rural Built up ®Over 75% ^ 25-75% ^ Under 25% Growth rate ^ Rapid ®Stable ^ Slow Predominant weupeoey ®Owner pSRii rile lamlly hoAsCi~n9 S(ODD) (Yrs) 35 Low New Present land use X One (amity 75 2-4 famiy 2 Land use change ^ Not likely ^ Likey ®In rocess p Pro values party ^ Increasing ®Stable ^ Declining ^ Tenant 900+ Hi h 2D0+ Multi-family 1 To: Sin le Famil Demand/suppy ^ Sfrortage ®In balance ^ Over suppty ®Vacant (0-5%) `' Predominant Comrrieroial 1D Marketin time Under 3 mos. 3-6 mos. Over 6 mos. V .over 5% 180+- 60~- Vac Land 12 Note: Race and the racial composltlon of the nalph6orhood are not appraisal factors. NeiphbDrtaod boundades and charactedstics: Pe Coun to the north the Sus uehanna River to the east West Fairview to the south and Ham en Townshi to the west. A iwl suburban townshi in eastem Cumberland Coun . Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.): _ The sub' d is totaled in East Pennsboro Townshi in eastem Cumberland Coun .The area is a roximatel 6-7 miles north of the central business district in the Ci of Harrisbu which is considered to be the em I ant center for there ion. Essential services and amenities are convenient to the area. The sub'ed itself is located ust to the north of Route 81 which is an area where there are dwelBn s which ran from small bun slows to hi h end ro rties. Market conditions in Dre subject neighborhood (ncMding support for the above conclusions related to itre trend of property values, demanQ/supply, and marketing time -- such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): Coun Tax Assessment records and the MLS statistics indicate that the net hborhood rice ran a Is stable. The MLS also indicates a narrow list to sale rice ratio of 97°h with an avers a marketin time of less than 120 da s. Recent interest rates have slow been risin but the are sti9 considered fo be reasonable. Pro}ect Information for PUDs (ff applicable} • - Is the developer/builder in control of the Horne Owners' Association (HOA)? Yes No N1A Approximate total number of unfts in the subject project NIA Approximate total number of unfts for sale in the subject project NIA Describe common elements and recreational facil'dies: NIA Dimensions See attached lot an Topography Mostl level Site area .84 acre Corner Lot ^ Yes ®No Specific zoning classiticalion and description RC -Residential Conservation Zoning compliance ^ Legal ®Legai rancontorming (Grandfathered use) ^ Illegal ^ No zoning Hi t: best u e s im roved: Present use Other use lain Size Avers a for the area Shape Rectan afar Drainage Avers a for the area View Avers a for the area Utilflks Pubfic Other Olt-she Improvemerds Type Public Private Electdcity ® Street AsphaR ® ^ Gas ^ None Curb/gullet Nona ^ ^ Water ^ S tin Sidewalk None ^ ^ Sanitary sewer ^ On Site Stree[ lights None ^ ^ Storm sewer Alle None Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconfor TEXT ADDENDUM Landscaping Avers a for the area Driveway Surface Stone Apparent easements None noted see comments FEMA Special Flood Hazard Area ^ Yes ®No FEMA Zone C Map Date M75H977 FEMA Ma No. 42035900028 ming zoning use, etc.): SEE ATTACHED GENERAL DESCRIPTION No. of Units 1 EXTERIOR DESCRIPTION Foundation Stone FOUNDATION Slab None BASEMENT Area Sq. Ft 224 INSULATION Rooi ^ No. of Stories 1 Exterior Walls Cedar Crawl Space Yes Not viewed X Finished 0 Ceiling Concl Type {DetJAtt.) Detached Roof Surface As halt Shin les Basement Yes Ceiling Ex osed Jsts Walls Concl Design (Style) Ranch Gutters & Dwnspts. Aluminum Sump Pump None Walls Stone Fbor None E>asting/Proposed Existin Window Type Wood DM Dampness No Evidence Fbor Concrete None ^ Age (Yrs.) 125 StonNScreens None SeDlement T ical Outside Eriry Yes-Door Unknown ^ Effective A e rs. 30 Manufactured House No Irdestation Possible No Interior Entrance ROOMS Basement fro er Livi Dinin Kitchen Den Fami Rm. Rec. Rm. Bedrooms # Baths Laund Other Area S . Ft 224 Levell 1 Area 1 2 1 Sittin 784 Level2 ' Fnished area above rode contains: 4 Rooms 2 Bedroom s ~ 1 Bath s ~ 784 S uare Feet of Gross Livin Area INTERIOR Materials/Condition Fbors Hardwood6PinelAv . HEATING Type F.W.A. KITCHEN EQUIP. Refrigerator ^ ATTIC None ^ AMENITIES Rreplace(s) # ^ CAR STORAGE: None Walls PtasterBPine 1 Avers a Fuel oil Range/Oven ® Stairs ® Patio Yes ^1 Gara e # f TriMFrish Wood IAvere Condition Good Disposal ^ Drop Stair ^ Deck None ^ g o cars Attached BalhFloor CeremiclAvere Bath Wainscot Tile 1 Avers a COOLING Central Yes Dishwasher ^ FaNHood ^ Scuttle ^ Fbor ® Porch Yes 1^ Fence NIA ^ Detached Built-In Doors Wood l Avere Other NIA Microwave ^ Heated ^ Pool None ^ Car ort Condition Good Washer er Finished Screened PorchiShed 1 p Drivewa Stone Additional features (special energy efficient items, etc.): Front oroh• rear atio• rear screened in roh small store a shed. Condition of the improvements, depreciation (physical, functional, and extemag, repairs needed, quality of construction, remodeling/additions, etc.: SEE ATTACHED TEXT ADDENDUM THI51S A RETROSPECTNE APPRAISAL BEING COMPLETED AS OF THE DATE OF DEATH WHICH IS JUNE 17 2008. MY DATE OF INSPECTION WA5 SEPTEMBER 11 2006. Adverse environmental conditions (such as, but not limited to, hazardous wastes, to>oc substances, etc.) present in the improvements, on the site, or in the immediate vicinity of the Subject property.: The sub' ct a was built riot to 1978 and lead based aird ma be sent on or in the roe . The a raiser is not an ex see attached Iimitin conditions. - -- ranme mae ronn tt1U4 6/93 Fonn UA2 -'WinTOTAL' appraisal software by a la mode, inc. -1-800-ALAMODE Fil SUMMARY REPORT v I t n UNIFORM RESIDENTIAL APPRAISAL REPORT FIIeNo. 0809112 ESTIMATED SfFE VALUE ..................... ......................... _ $ Comments on Cost Approach (such as, source of cost estimate, site value, ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS: square foot ca~ulagon and for HUD, VA and FmHA, the estimated remaining DweNing 784 Sq. Ft @$ _ $ economic frfe of the property): The costa roach is not considered 224 Sq. Ft @$ = a Iicabie due to the a and difficulties associated with determirdn _ - de recia0on. Based on vacant land sales in the area the site value Is _ Garage/Carporl Sq. Ft. @$ = estimated to be S70 000. Total Estimated Cost New ........... .................. _ $ . Less Physical Functonal External Depreciation ~ ~ _$ Depreciated Value of Improvements ................................. _$ 'As-is' Value of Site Improvements ................................... _$ INDICATED VALUE BY COST APPROACH ............................ _$ ITEM SUBJECT CDMPARABLE N0. t COMPARABLE N0.2 COMPARABLE N0.3 205 Belle Vista Dr 1 Anthony Drive 101 Pine Hi11 Road 764 Wertzviile Road Address Ma sville PA 17053 Ma sville PA 17053 Enola PA 17025 Enola PA 17025 Pto>ami to Sub'ect 0.31 miles E 2.76 miles SW 2.57 miles SW Sales Price NIA " 125000 143000 70990D Pdc Gross Livin Area 60.44 ~ 124.13 ~ ' " 114.24 ~ Data and/or Inspection Multi List 1 Agent Multi List) Agent Multl List I Agent VerOication Source AssessmentRCrds Assessment Records Assessment Records Assessment Records VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION i + - S Ad' sL DESCRIPTIDN + - S Ad'usl DESCRIPTION ~ + - S Ad ust Sales or Flnancing Conv 12 dom 0 Conv! 72 dom 0 Conv 116 dom 0 Concessions ' No Costs Pald 0 350 CC Paid -4 3D0 No Costs Paid 0 Date of Sat rme 07-11-2007 0 06.27-2008 0 D2.29-2008 0 Location Suburban Suburban 0 Suburban 0 Suburban 0 Leasehold a Sim le Fee Sim le Fee Sim le 0 Fee Sim le 0 Fee Sim le 0 Site .84 acre .22 acre +3 T20 2.79 acres -11700 .69 acre +900 Vew HsslWds Ri HssM hors 1RIRd +51100 HousesNyoods 0 HousesB Street +3000 Desi n and A eel Ranch -Averse Ca Cod • A 0 Ca Cod - Av . 0 Ranch -Avers 0 Ouali of Construction Cedar -Ave Vin -Averse - 000 StoneBYin A -2 000 Brick -Avers -2 000 A e 125 88 0 58 0 50 0 Condition Avers Avers a -5 SOD Avers •5 SDO Avers e- 0 Above Grade Total ~ Bdrms~ Baths Total iBdrms ~ Baths ~ 0 Total ~Bdrms ~ Baths ~ 0 Total ~Bdmts ~ Baths ~ 0 Room Count 4 2 1 6 3 1 0 4 2 1 0 5 2 1 0 Gross Livi Area 784 S . Ft. 1554 S . Ft ~ -7 700 1152 S . Ft. ~ -3 680 962 S . Ft. ~ •1780 Basement & Fnished 29X I DX 10DY.1 OX •1,500 OX 10 % +1,000 100% 10% •1,500 . Rooms Bebw Grade None None 0 None 0 None 0 Functional Util' Avere a Averse 0 Avers 0 Avers 0 ' Heatin CoOfi F.WA I CA F.WA 1 None +2 000 Hot Water I None +2 000 BBEIec 1 None +2000 E[rer EfficieniRems None ThermoRe Vace -200D ThermoRe lace -2000 None 0 Gera Ca ort None 1 Car Detached -2 000 2 Car Ca ort -4 000 1 Car Int rat •1 000 Porch, Pa00, Deck, Por-Pat-ScrPor•Shd Porch-EncPor-Ddr ~' 0 Porch +3,000 Porch +3,000 Fte laces etc. None None 0 None 0 Fire lace •1 500 Fence Pool etc. None None 0 None 0 None 0 Otlx;r None None 0 None 0 None 0 NetAd'. oral + - •9960 + - -27180 + - 1120 Adjusted Sales Price Net BA %` Net t9A %' Net t.0 % at Co arable Gross '25.1 %. 115020 GrOCS' 27.4 % 115820 -"Gross 15.2 % 111 020 Comnrerris on Sales Comparison (including the subject property's compatibility to the neighborhood, etc.): All 3 com s are located in the same market area as the sub a the fad that I had to o more than 1 mile does not have a ne alive im ct on the valuation or marketabfl of the subject. After ad'ustments area lied the rovide a ran a of value for the sub' ct ro . Most wai M is a lied to com arable 1 as It is the closest in location. The followin is a brief ex lanation of some of the ad'ustments a lied. Ad'ustments area Ifed under financin to relied seller het in mo a lacement and the affect those concessions had on the sale 'ce. She ad'ustments area 1'red to reflect the si nificant site size differences. The uali of construction ad'ustments area lied to reflect the exterior Rnish and the maintenance associated with a frame exterior. See su lemental addendum for additlonal comments. ITEM SUBJECT COMPARABLE N0.1 COMPARABLE N0.2 COMPARABLE N0.3 Dale, Price and Data None in past 36 None in the past 12 months Nona in the past 12 months 07-1 B-2007151.00 Source, for prior sales months NIA NIA Bank Foreclosure within ear o1 a raisal Assess Records Assessment Records Assessment Retards Assessment Rewrds Analysis of any current agreement of sale, Option, or fisting of subject properly and analysis d any prior sales of subject and comparabtes within one year of the date of appraisal: Com table 3 is a bank sale k was ex ed throw h the Iocai MLS and is considered to be a com . I was unable to find an other transfer of the remafnin com tables overthe t 12 mos. M in the last 3 ears H is noted for the sub'ecL The sub ect has not been listed for sale in the ast 12 months see seo a #7. INDICATED VALUE BY SALES COMPARISON APPROACH .................................................................................................. $ 115000 INDICATED YALUE BY INCOME APPROACH d A livable Estimated Market Rent NIA . x Gross Rerd Multi tier NIA = NIA Ttds appraisal is made 'as is' subject>o the repairs, alterations, inspections or conditions listed below subject to completion per plans & specifica0ons. CondOons of Appraisal: The a raisal Is com feted in the "A5 IS" cend'dion. The Refros cove A raisal is bein corn feted as of the date of death the date of m ical ins lion was Se ember 11 2008. Final Reconciliation: The Sales Com orison roach to value is considered to be the most accurate method of achievin an estimated marketvaiue due to the avallablli of com tables. The Cost A roach is not a lied due to the fad that this is a Retros dive raisal. The lack of data to develo a month! rent multi Ter forced the elimination of the Inwme A roach. The purpose of this appraisal is to estimate ttre market value of the real property that is the subject of this report, based on the above conditions and the certification, contingent and limiting conditions, and marital value definition chat are stated in the attached Freddie Mac Form 439/FNMA form 10046 (Revised 06!93 ). I (WE) ESTIMATE THE MARKET YALUE, AS DEFINED, OF THE REAL PROPERTY TRAT 49 THE SUBJECT OF THIS REPORT, AS OF 09-11.2006 (WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ 115,000 APPRAiS SUPERVISORY APPRAISER (ONLY IF REDUIREO): Si natur Signature ^ Did ^ Did Not NarrN Chnsto her nes S Name Inspect Property Date Re ort Si ned Set er 15 2008 Date R ort Si ned State Certification # RL 242-L, PACertResApp Exp 06130109 State PA State Certification # State Or Stale License # State Or State License # State Freddie Mac Form 70 Rr93 PAGE 2 OF 2 Fannie Mae Form 1004 1x93 Fonn UA2 -'WinTOTAI' appraisal software by a la mode, inc. -1-BDO-ALAMODE fit 1 Suoolemental Addendum ~ro~~~ Borrower/Client NIA Pro a Address 205 Belle Vista Dr Ci Ma sville Cou Cumberland State PA L Code 170539641 Lender Purcell Kru 8 Haller m i c wmsncn r a I have attached a copy of the original deed to the property, a copy of a recent surveylplot plan and a copy of the county assessment tax map. When the site was purchased it contained 2.66 acres of land. Since then there has been area taken for Interstate Route 81. The survey shows that tract 1, which is the subject property contains 36,745 square feet or .64 acre. For appraisal purposes, that will be the site size used in the appraisal. Interstate Route 81 is just to the south of the subject and there was a level of noise noted at the time of my inspection, however, the subject has a panoramic view of the Susquehanna River Valley. These are wnsidered to offset and there will not be a negative consideration for the noise associated with the highway. The water source for the subject is a common spring used by several adjoining home owners. This could become an issue for lending purposes, per the owners daughter, there has seldom been problems with this source. I am assuming it is potable water, the cost to install a well will be reflected in the valuation process. CONDITION OF IMPROVEMENTS The subject has a newer furnace and central air conditioning. There is a roof leak In the rear screened in porch, it should be noted that prolonged water exposure cen promote mold. The exterior cedar siding also needs some repairs and sealed. The interior of the house is average considering the age. These items will be reflected in the valuation process along the well sftuation. INFESTATION, DAMPNESS AND SETTLEMENT There was some settlement noted at the time of the inspection, I am assuming it is typical and not an active condition, I noted some signs of bug damage, mostly from carpenter bees, I am assuming that any damage noted has not caused an underlying problems. No dampness was noted, however it should be noted that I did not Inspect the crawl space. If an inspection by a professional in any of these fields would show that repairs are needed, ft could impact the value stated in the appraisal. SCOPE OF WORK For each appraisal, appraisal review, and appraisal consulting assignment, an appraiser must; identify the problem to be solved; determine and perform the scope of work necessary to develop credible assignment results; and disclose the scope of work in the report Ultimately the problem to solve involves the process of gathering and analyzing information about the assignment that are necessary to properly identify the appraisal. Those assignment elements include such things as identifying the: client and any other intended user; the intended use of the wnclusions and opinions; the type and definition of market value; the effective date of the assignment; the relevant characteristics of the assignment and any assignment conditions. Once the assignment has been identified, the appraiser must collect, verify, and analyze all information necessary for credible assignment results and communicate each analysis, opinion, and conclusion in a manner that is not misleading. The results must also contains sufficient information to enable the user to understand the real property; and to clearly disclose all assumptions, extraordinary assumptions; hypothetical condftions; and limiting condtions used in the assignment The problem has been identified and solved. The results are presented in this Summary Appraiser Report. 1. The appraiser made a physical inspection of the subject property. This included an inspection of both the interior and exterior. The exterior inspection included observing the site and its' location. I physically measured the house from the exterior. The interior inspection consists of a walk through the subject When performing the inspection of this property, the appraiser visually observed areas that were readily accessible. The appraiser is not required to disturb or move anything that obstructs access or visibility. Unless otherwise noted in the body of the report, areas such as the crawl space andlor attic areas were not inspected. The various components of the house including, but not limited to, the heating system were not tested. This appraisal is not a home inspection and the appraiser is not acting as a home inspector when preparing the report The borrower has the rght and is encouraged to have the home inspected by a professional home inspector. When completing the appraisal, a visual inspection was done in accordance with industry guidelines. The inspection is not technically exhaustive. The inspection does not offer warranties or guarantees of any kind. 2. Information pertaining to regional, municipa0ty and neighborhood is based on facts obtained from organizations including, but not limited to; County Planning Commission, U.S. Census Bureau and local newspaper publicafions, etc. The apprefser has personally viewed the neighborhood. 3. The subject property data is based on the legal description from the local courthouse, the County Assessment Office, owner andlor parties to the transaction and personal inspection. 4. Highest and Best Use considers the physical aspects of the property, legal permissibility and neighborhood Vends. 5. The three traditional approaches to value were considered in the process.ln some instances the Cost Approach is not necessary for credible assignment results, usually based on the age of the improvements and the accurate determination of depreciation. When applied Cost data is supplied from the [Marshall and Swift Cost Manual) and local builders. The site value is based on sales of vacant land from within the neighborhood, or similar neighborhoods. Sales data was obtained from at least two of the following sources all of which the appraiser believes to be reliable; appraiser files; the local multi~ist service; parties to the transaction; courthouse and assessment records. In most cases the lack of reliable information for development of a rent multiplier forced the elimination of the income approach, in areas where N is appliceble, it is applied. It has been determined that the elimination of any of these approaches has not impacted the credibility of results. 6. After analyzing the available data a goal estimate of market value is made. Signature Name Christo herJones'SRA Date Signed September 15, 2 State Certficaton # RL-0002 -L, PACertResApp Exp 06!30109 Slats PA Or State License # ___ State Signature Name Date Signed _ Stale Certification # Or State License # State State Form TADD2 - "WinTOTAI' appraisal software by a la mode, inc. -1-8D0-ALAMODE Fil N 1 Supplemental Addendum File No.aso9t~2 Borrower/Client WA Pro Address 205 Belle Vista Dr C' Ma sville Cou Cumberland State PA L Code 17053.9641 Lender Puredl Kru & Haller FUNCTION OR THE INTENDED USE OF THE APPRAISAL To assist the client in an estate settlement This report is not intended for any other use. INTENDED USER OF THE REPORT The intended user of the report is shown on the appraisal form itself as the client andlor their assigns. No other user should rely on this report. ADDENDUM TO SALES COMPARISON APPROACH The report has been completed to conform to industry guidelines; and in most roses, an even stricter interpretation found common to most investors in the secondary market has been applied. The appraiser has chosen what are believed to be the best comparable sales available hom market research. Adjustments in the "Direct Sales Comparison Approach" are based on market extraction, not on cost figures. Occasionally it is necessary to use comparable sales that occurred over six months prior to the effective date of the appraisal, have individual adjustments exceeding 10X of the comparable's sales price, and that are located more than 1 mile from the subject, etc. Every subject property cannot be compared to "ideal" wmpareble sale. The appraiser has chosen the best sales available from the market search which meet investor underwriting standards and guidelines established by the Appraisal Institute. All 3 comps are located in the same market area as the subject After adjustments are applied they provide a ctose range of value for the subject property. All of the eompaalbles were given weight in the final value analysis. Other comparables analyzed would have required less desirable adjustments, the sales supplied are deemed to be the best available. The sales used in the appraisal are in the same market area as the subject. The fact that the appraiser had to go more than 1 mile for comparables does not have a negative impact on the marketability or valuation of the subject The fdlowing is a brief explanation of some of the adjustments applied. As I noted the subject needs some work and the well situation, which is reflected in the condition adjustment Comparable 3 also needed work which is why no adjustment is applied. On the room count line adjustments are applied for the bathroom count only. The adjustment reflects market preference for a full bath over a half bath, which is why in some instances, the adjustments are not necessarily half of the full bath adjustment The total room countiroom sizes are reflected in the gross living area adjustments. The appraiser has used various sources for data and verification. Noting that some sources can have different data, from those the most reliable data is used in determining a comparables gross living area. The remainder of the adjustments are applied for differences and are self explanatory. The sales used are cash or have been adjusted to rash equivalent value. It is noted that comparable sale number 1 occurred over six months prior to the appraisal date and is considered to be the best available at the present time. It is noted that the net adjustment for sale number 2 exceeds 15X. This adjustment is larger than normal, however the sales chosen are considered to be the best available. Other comparables analyzed would have required less desirable adjustments and were not used for that reason. It is noted that the gross adjustments for sale number 2 exceeds 25X. These adjustments are larger than normal, however, the sales chosen are considered to be the best available. Other comparables analyzed would have required less desirable adjustments and were not used for that reason. MARKET VALUE DEFINITION The market value definition cited in this report is from the Federal Register 08-241490 by the OCC and shown as an example in the Glossary section of USPAP. THE FOLLOWING ITEMS SUPPLIED ARE COMMENTS MOST TYPICALLY REQUIRED BY LENDERS TO CLARIFY ASPECTS OF THE APPRAISAL PROCESS. Referring to the neighborhood section of the report under land use change. This section is utilized in this report onty when a use change such as residential to commercial is taking place and does not refer to the vacant land. The vacant land in the area is changing to single family use and does not have a negative effect on the value of the subject The commercial and or industrial land use in the area does not have an adverse affect on the value andlor marketability of the subject property, nor does h have a negative impact on the residential use or enjoyment of the subject property. The lack of storm sewers, curbs, gutters, sidewalks andlor street lights is typical of the neighborhood and does not adversely impact marketability. MOLD: There may or may not be mold present in the property. The appraiser is not trained to detect mold. Signature ~ Name Chrtsto her Jones RA Date Signed Se tember 1 S 2 State CeAification # RL-OD02 -L, PACertResApp Exp 06/30/09 State PA Or State License # State Signature Name Date Signed _ State Certification # Or State License # State State Form TADD2 -'WinTOTAL• appraisal software by a b mode, inc. -1-800-ALAMODE FI N . 1 Supplemental Addendum File No. 0609772 SosrowerlClieM NIA -- Property Address 205 Belle Vista Dr - City Marysville County Cumberland State PA LD Code 17053-9641 Lender Purcell Kru 8 Haller 1 am unable to verify the insulation "R" factor. The presence of UREi4-FORMALDEHYDE FOAM INSULATION could not tx determined. If UFFI is present, the appraised market value may be adversely affected or voided. Any information about insulation stated on the appraisal was provided by inspection, owner or real estate agents and is assumed to be aaurate. The appraiser is not aware of the existence of radon gas andlor radon daughters, and lead based paint and does not have the necessary equipment to test for the presence of same. k a future test shows unacceptable levels of radon present or lead based paint, the appraised market value may be adversely affected or voided. Rooms such as foyer, laundry and bathrooms typically are not included in the total room. k is noted the estimated land value exceeds 30°/. of the appraised value. The land to value ratio is typical of the neighborhood and is m line with comparable land sales in the market area. This higher land to value ratio is due to improvements and does not have an adverse impact on the subject's marketability. ADDITIONAL CERTIFICATION; As of the date d this report, I have completed the requirements of the continuing education program of the Appraisal Instkute. ADDITIONAL CERTIFICATION; I certify that, to the best of my knowledge and belief, the reported analyses, opinions and conclusions were developed, and this report has been prepared, in conformity with She requirements of the Code of Professional Ethios and the Standards d Professional Appraisal Practice of the Appraisal Instkute. ADDITIONAL CERTIFICATION; certify that the use of this report is subject to the requirements of the Appraisal Mstitute retattng to review by its duly authorized representative. ADDRIONAL CERTIFICATION; 1 have no present or prospective interest in the property that is the subject of this report, and no personal interest with respell to the parties invoved. 1 have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment My engagement in this assignment was not wntingent upon developing or reporting predetermined resuks. My rampensaCron for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. SIGNATURE The signatures herein are applied electronically wkh a password and secured within our system programming. Signature f`~ Name Cfiristo her Jorxs RA Date Signed Se tember 15 2 State Certification #~ -L, PACertResApp Exp (16130ID9 State PA Or State License # State Signature Name Date Signed State Cergfication # Oc State Licenss # State State Fonn TADD2 - NyinTOTAL' appraisal software by a b mode, inc. -1-80D-ALAMODE Subject Photo Page F' 1 BorrowerlClierd WA Pro a Address 205 Belle Vista Dr Ci Ma sville Cou Cumberland State PA L Code 17053.9641 Lender Purcell Kru & Haller Subject Front 205 Belle Vista Dr Sales Price NIA Gross Living Area 764 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 1 Location Suburban Uew HsslWdsMylHgwy Site .84 acre Duality Cedar-Average Age 125 r~ w 1 .s _,._ f - -. ._ ~.. - -._. _. ~..r_,.. .._.. Subject Rear Subject Street Form PIC3x5.SR -'WinTOTAL' appraisal soilware by a la mode, inc. -1-BOD-ALAMODE Photograph Addendum F N . 1 Borrower/Client WA Pro Address 205 Belle Vista Dr C~ Ma sville Cou Cumberland State PA L Code 170539641 Lender Purcell Kru d Haller Alternate street scene ROW leading to subject Shed Form 6PIC3X5 - "WinTOTAL" appraisal softwan: by a la mode, inc. -1-BDO-ALAMODE Photograph Addendum Fil N . 1 Borrower/CUen< NIA Pro erl Address 205 tie0e Vista Dr Ci Ma sville Cou Cumberland State PA L Code 170539641 Lender Purcell Kru & Haller Screened porch roof - ~,. , -. Damage from roof leak in screened in porch area View Form GPIC3X5 -'WinTOTAL' appraisal software by a la mode, inc. -1-80QALAMODE d N 1 Photograph Addendum Borrower/Cliert wA Pro Address 7A5 Belle Vista Dr C~ Ma sville Cou Cumberland State PA L Code 170519641 Lender Purcell Kru & Haller Alternate front view Bug damage ``~' `~ Attic Form GPIC3X5 -'WinTOTAL' appraisal software by a la mode, inc. -1-BDO•ALAMDDE 'I N . 1 Photograph Addendum BorrowerlClieN NIA Pro Address 205 Belle Vista Dr C~ Ma ills Cou Cumberland State PA L Code 17053-9641 Lender Purcell Kru 3 Haller Kitchen Living room ~_~~': ,:r, Bedroom Form GPIC3X5 -'MrnTOTAL' appraisal software by a la mode, inc. -1-800-ALAMODE Fi 1 Photograph Addendum Bonower/CIieN wA Pro Address 205 BeOe Vista Dr C Ma 'Ile Cou Cumberland State PA L Code 77053-9641 Lender Purc~l Kru & Haller ~;': ,c:: Fla:. Bedroom L~3~ Fonn GPIC3X5 -'WinTOTAL' appraisal software by a la mode, fnc.-1-B00-ALAMODE ile No t Comparable Photo Page BorrowerlCGent WA Prop Address 205 BeOe Vista Dr Ci Ma sville Coun Cumberland State PA Ii Code 17053.9641 Lender Purcell Kru & Haller Comparable 1 1 Anthorry Drive Prox. io Subject 0.31 miles E Sales Price 125,000 Gross Lining Area 1,554 Total Rooms 6 Total Bedrooms 3 Total Bathrooms 1 Location Suburban Vew HssMghwaylRlRd Site .22 acre Duality Vinyl • Average Age 68 Comparable 2 101 Pine Hill Road Prox io Subject 2.76 miles SW Sales Price 143,000 Gross Living Area 1,152 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 1 Location Suburban View HousesANoods Site 2.79 saes Duality Stone&~nyl•Avg. Age 58 Comparable 3 764 Wentzville Road Prox to Subject 2.57 miles SW Sales Price 109,900 Gross Living Area 962 Total Rooms 5 Total Bedrooms 2 Total Bathrooms 1 Location Suburban View HousesBsyStreel Site .69 acre Duality Brick-Average Age 50 Form PIC3x5.CR - ^WinTOTAL' appraisal software by a la mode, inc. -1-800-ALAMODE Building Sketch Fil N 11 BorrowerlCCtiEr$ NIA Pro a Address 205 Belle Vista Dr Ci Ma sville Coun Cumberland State PA L Code 17D539641 Lender Purcell Kru & Haller 15ft 23.5ft up Bath Bedroo Dinin Living ~~ 9 Area ~, °' Room fir, ~ I N Kitchen I c~ clo clo ~'J - Bedroom i~ft ~ ~,.~ itarea 24.5ft First Floor [Area. 784 ft2] 6 ft First Floor 783.5 ft First Fbor . x t.d4 = 783.5 ff' aft x p". 15R x 0:50. _ 22.5 8' p 1Oftz tbftx 0.50= 112 ft~ d 2126ftx. 23.5ftz 0:38= 188ft C 5Rx 18.blftx -- 0.26= 23.75 tF - ._ ... fl 24 SRx : _.73 P5R x... ' 0.4b = :257 25 iP--' D 25:Blftx 15.3flftx 4.45 1(SQY= Form SKT.BIdSkI - "WinTOTAI' appraisal softwan; by a la mode, inc. -1-800-ALAMODE Fi N . 1 Deed -Page 1 Sep-GF G5:37art Frog- T-Td< P 002/G03 F-G36 - I ~~ ..._ / i~ ~ ~ 1~ I `.I 1 . t IR PP: E57A?E OP ) :N ?7:a OPPHANS' CCL7i7 OP ~ '. 'yn~~ RVfH V. NTLLHR CJL1EAUlttn COIm77, PLtt17SYL4'ANIA ~ } - t If \0. '-570 TEIJf ~ II) .:7., I ~ ti 33~~ DECREE OP DSSIR/SlR1DN AWARDLIG I ~~, I - ~'3 _;~ REAL 25TATi i • n ~ - ~~~~` AND NDW. [his ~ day of ~• .1966, ar /d .'/5 11 n'cl dck ff,N., P.D.S.?_, yursuant to ;hc Sttteecrt of Propoacd . - ~ ~. ' Dis rrlhutioa is the E¢tatr of RutA Y. 1+311cq appro vcd Dy the '• Cousc on ! ~ , ~'{'~L S!~ 19E6, tAe fal lovi rg re aL estate is nercDy ~ ava clod, in eonforni ty vitA fne yrevisiena of sAc Last U'iil rnd ~ ~I~I ~. { 1, Iez cancnt of Ruth Y. ~llillcr sa Rutn V, Nyquia s. ~ ~~~ • ALL shat certain tract of lass vi to tae it-P rovtnenta j ~.~ l; the non eteetea, sites{'e in Let Penncboro tovaship, Cunbe rl and I I ~ • County, Penns ylvania, bounded anL described as foil own: L• BEGTI:NI HG ar a pei nt on the wes rc rn Linc of land Sate of I i Ruth Y. Nlller Es Tate at the coutheart corner of Parcel 05, said ~ point. beinC tefe re nsra the fell owing covrcro xn~ distonccc iron the 1 I'' intc rccc lion of the east li:e side of Nalnut Street and :he Center - ,J !I line of Pail road Ave nut, (1) cassvard ly along the center line oI ~, !!I Rail ra nd Avcouc, a diotancr o.E '22.a6 feet rn P.T, Station 34.33.96,1 I{~ ~ l y (2) north 62 degrees 10 rtiru tes S] aernnde east alone sane aaG {t • Parcel a<, a'd is tancc of 767.24 fees to a point on said is na o£ I r I~~+I RutD V. Mi11er 20tate, <)) south 35 deg roes 2b ninutcs +`t sac ondr ~ait,j ~~~ 'a distance ~ef 161.22 feet to the u 4 1 peinr of B-G INN1?,G; thane fron 1 I r~I~ laid point a< BEGINKI3a.; aoutn 15 eeg rtes ^.! ninutes Sc se coca; eaa s,~a ~ ~ : II ~ . I ~ ~ aia ranee of to O.o £t<s to Sac1 of Harry p{i 11cr T_c usc, sere oC ~~~ ! I 1 N.C. R. R.; tfe nce aiong ¢ane sou to 7a deg sees D3 .ninurC¢ li :rconda ~ ~~ vest, a dizt:nce of 250.a9 fcet to point on lanl of David Ili lies; ~~ I {~ 1 ~ ~ thence along acne aauth 26 degrees 56 einures OE eeronds we st, x t ' i distance of 366.73 feet so a yo ia: on seat: tncn ce along a.ne nertn I.~ I! .. ,.-----.__.-.. snv ;j 22tu 772 ~.~ ------._... U . -. . ,. _ _ I~~ III F _..- ~_..__.-..._•,-----------• I I oD~9£nooa 70 29x0 AId CU:"BERLh.ND COUNSY ant[ t tR'.9oie75 • Pa(1e 1 01 z Form SCNLGL -'WiniOTAL' appraisal software by a la mode, inc. -1-B00-ALAMODE F' N 11 Deed -Page 2 sen-UB-20CB C9:3Baa from- ~^Y •-----•-~-r i ..I i-T64 ? CC3/C03 F-636 I r;, a ~'~ 40 degseq 08 minutce 21 aeeondd etsx, a du ranee of 331.M feet to she point of B£CINN[NC. Saie [nCT brim suoJcct to~a IL Foot tight-or-v:ay to at the ucesa co Pas ceis ay and a5. Said ttatt j containing 2. Ld DctaS. ,~ EE3HG pa[t of the zaMe prericns uhiea Henry M. Seidel snd Nary Jaae Seiacl, hie vife, Jonathan A. Seidel and Mary Jaae Seidel, his vife, and Joha H. SeidLC grants and conveyed so starry v. Millet by [heir deed dated starch 23. 1492, vhich deed is re corded La the `~ ~ Office of she Ik corder of ocDda in and for Cunbe nand County is ~~~~ Deed 8aok "I", Yoldae a, Pate 191, and xhC said Ka+ty S. Miller t ,1. being eo tTe roof sassed Eid aie :cats to or. Sepceabcr 1:, 107t ' - le acing a •.rill vhi ck ie recorded in the Registee of M'i11s Office ~,~ in and for Cumberland Cauary in vi13 Book 29, Pagc 415.. Whc rain ~rt{ he devised all of hia estate to his wife, R::th y. Killer, vho died ('.7++ October 11, 1966, and whnae will is reeozdeG in the OFfice of the ii``~77I ~gistcz of pi11S in Cueb: rl snd County is Wiil Book S8, Prgc 3J3. t:l (. ~,7 lS,,,L .~ ~r., i,,; .1.t r ,~,, S,s.Le:s ~` P[a 6M.a ~ a;1s. ~ ~ . sr~l ~~ ,~ ' i ~~ A 72U>: GC3PY°f.R>t.~, .~t{+O~iM ' In 7c:tu+cuy p1rJ4c1, I nc•..B.x s;rl~;! 9rno end eho xa al-".~;a ~I sl. y^( ~i2k.:..~a f Tks~~d _ ~ ~Y ?~i ~,,~~ t,~~ ~ G+m?cHnd Coanry 09/088000 f0:29'tO Afd 22rut 773 j, ~'j .-- . _ __.. _- ~ - "~~ •. kt ~`.,: ~UA48~RaArdD C9Urv7Y ins[,X 1°58CI30J5 -Page 2 or: Form SCNLGL - •WinTOTAL' appraisal software by a la mode, inc. -1.800-ALAMODE 1 plot Plan ~ t59 71.}5. S'i it/Z~708 11:34 ,nc. ~gEP1 ~ ~`T.,~~ r~pSCri'. -5T7 t's~''^.,a Fay- ~- .. C-~ t~.I -s. Qi '~' i `-- V a ~ ~ ~ ~ s ~ .`~~~ a ti ~ ~~ ~ "~ "' ~ ~`'~~~` fir.. ~~~, ~ c•O'r•+./ i i ,,,,. i. .r ~ w,, ~ t ~ ° ~ ~- ~ ~~, ~ ~.~ .~ .{ ~ a . ., .~ ~ o', i i' b rid . ~ y .«..a,,; '~ ~1 g q ~ ~ ~ aN~'r.~rs.~o-s v°a ~ fi~~~b a ~ .~h~~,~y z~~~~~ ~ ~ 4 ~ ~~` b ti ,~~ w ~ ~ i b - •WmTOTAI' aPPmis~ software by a ~ mode, inc. -1-B00-A~~~E Form SChLGI Tax Assessor's Map it N 1 Borrower/Client N!A Pro Address 205 Belle Vista Dr Cit Ma Ile COU Cumberland Shat¢ PA L Code 170539641 Lender Purcell Kru & Haller Form MAP.Tax -'WinTOTAL• appraisal software by a la mode, inc. -1-&1QALAMODE Fil N . 11 Location Map Borrower/Client NIA Pro Address 205 Belle Vista Dr C' Ma sville Coun Cumbadand State PA L Code 170519641 Lender Purcell Kru 8 Haller a is mode, IYIC. ~ ~~ iB. ~ - , -:;e - ryron'seildY ~ iL l~ '' ' '~'~ ~~ rnr awx+r Tm.euie ~un~nxar {y . Val - Ma e~tllle ~ w ~~ ~.~ , ~ Perry: ~fi~ - ~ ... ' Heights '' ~ ~-..'g. ~ CEVnetery Uonc Park \ ,1., ~.. P. E R~ R y Q~,y. a `~~~~ ;`•'~ Rockville'., ~ .~. ,. ....~ H .- __ ' . ~ \ r ,... :_-- `_ , .....i. _. _...- ~'~ ~~ ar BP ~it 6 -,. ;.,.. vOvervlaw~ V b ~ a" ~ ~ ~ ~~ s, t ~ ~f ~ ~+i `~ ~a .e r~" 5 ' Zet9'rj~ ~/45te pr 9 'C ~~ •r s.. O^ 3 `Li ?i E ~ ' ¢b ~ ~ ~ ~•~ ~ 4 ~,~ ~~- - ~ .... ' :.Louw ~I l t ] Vi'a`- ~f~ ~; w h/ t J'. ~t t 3E . r - {~ ~~~ar~~y4~ ~ I j ~ j a ~ /y~k, ~ ~ iii ~ ~ "h r `~. i ~ StsY~ t ~ ~ - x _ $ s 4, ~Yry ~: ~ ~ t . I ~ j ' c _ °' '• ~. i 4 ~~ ti - V __ 1 _ t/~/664 Enola 11 I ~ 1 j ~ • StlatOn Rd I ^. -1 ... f ' weAx~end~.~J c' 'N Ennla ~ i i 'rd ~ - . - ~~ ~~ ~ ~ -: .. - '" '~ ~ _ ~~ ~ 4~,, ~ . s r ~ ~, ,,; i - ~ uuu to , ~o - w , -., ~ a_ a3 ~ Mnlcnal Rd 't', mss 9~c ~` •'., si 'Ayti. - MountVlew- _ ~" x o F E N N S '.. Y L' v A N;-t- ° A r~°e. '~• .~ ^``.`, __ ~, ~lewad , C U M 8 '.. E R L F td D Adams ~ 9a ~ - ~~~~\ •' ~ ~` Supivua St ~ ~~ ~ m ~ ~ West Fmrview ~~ ~ -teMerm q. -. Or '. ~ Gap ~nl ~' ~~~0 . ~`%5 s ,y W ~y QQ ~ Y \ A. ~ 'S ~ a 4t ~~y ^yy a ~ .. ~- Rupl y ~ _. '~ ~'o ;1 n ~ ~ ~ MamOr al ~ `~' Park A ~ °~ ~ ~iya ~ V~ 'S~~- f ~ 1~:~ ~ ~ Mkrosoh' Gyr+bw b •' ~ ~ B '4 ~ 6 mil e l Virtual Earth° ~ ` ~sr::~~ T~ ~. as rxr~ ~P~ s .. SPA _ ~ Jo'i._'F4 _~ o^_~i~7'itr? ~.y, _ Form MAPLOC -'WinTOTAL' appraisal software by a la mode, inc. -1-8D0-ALAMODE ~~ ~ f ~'I ~. .. _---- -----------------a• -•---- _._-- -- -- P.O. Box 841005 Boston, MA 02284 August 8, 2008 Law Offices Purcell, Kurg Haller 1719 N. Front St. Harrisburg, PA 17102-2392 RE: Estate of: Ruth V. Nyquist Date of Death: June 17, 2008 Dear Ms. Wineka: Per your request, enclosed please find the account information as of date of death for the above-named decedent. Please note the balances do not include accrued interest. If you should have any further questions, please do not hesitate to call. Very truly yours, ~ ~~.t~ ~i'l c~ ~_ - a Linda Spavento Team Leader Court Order Processing (617) 533-1789 (617) 533-1931-fax Sovereign Bank ESTATE OF Ruth V. Nyquist SOCIAL SECURITY #: 174-20-9693 DATE OF DEATH: June 17, 2008 Account #: 0925156358 Type: CD Open date: 5/4/1998 In the name of: Ruth V Nyquist, Lynn M Mason POA Date of Death Balance: $1,000.00 Int.(YTD) from l l l /2008 to 5/31 /2008 $16.85 Accrued interest to date of death: $1.99 Otherlnfo: Account #: 0925159154 Type: CD Open date: 6/4/1997 In the name of: Ruth V Nyquist, Lynn M Mason POA Date of Death Balance: $10,002.70 Int.(YTD) from 111/2008 to 5/31 /2008 $170.46 Accrued interest to date of death: $20.19 Other info: Account #: 0925160285 Type: CD Open date: 418/1997 In the name of: Ruth V Nyquist, Lynn M Mason POA Date of Death Balance: $4,100.00 Int.(I'TD) from 1/1/2008 to 5/31/2008 $64.90 Accrued interest to date of death: $7.69 Other Info; Account #: 0925425639 Type: CD Open date: 1/21/2003 In the name of: Ruth V Nyquist, Lynn M Mason POA Date of Death Balance: $10,000.00 Int.(YTD) from 1/1/2008 to 5131/2008 $156.65 Accrued interest to date of death: $18.55 Other Info: Page 1 of 1 - Q M8T Bank 499 Mitchell Road, Millsboro, DE 19966 Mail Code DE-MB-12 Phone (888) 502-4349 Fax (302) 934-2955 August 8, 2008 Law Offices of Purcell Krug & Haller 1719 North Front Street Harrisburg, Pennsylvania 17102-2392 Re: Estate of Ruth V NYpuist Social Security: 174-20-9693 Date ofDeath: June 17. 2008 Dear Sir or Madam: Per your inquiry dated July 30, 2008, please be advised that at the time of death, the above-named decedent had on deposit with this bank the following: 1. Type of Account Checking Account Account Number 64012808 Ownership (Names ofJ Ruth ti'Nyguist Opening Date 01/28/80 Closed 07/17/08 Balance on Date of Death $ 630.12 Accrued Interest $ 0.02 Total --------_.._. _. _..__..._. _.. _._..__..__..__....--..-.-____-. _ $ 630.14 -------....------.... ---._. _. 2. Type of Account Account Number Ownership (Names o~ Opening Date Balance on Date of Death Accrued Interest Total Savings Account 01004211274010 Rzzth V Nyquist 03/12/04 Closed 07/17/08 $45,158.61 $ 18.41 $45,177.02 _ ;. Type of Account Account Number Ownership (Names o~ Opening Date Balance on Date of Death Accrued Interest Total 4. Type of Account Account Number Ownership (Names o~ Opening Date Balance on Date of Death Cert ~cate of Deposit 031003914529549 Rufh V Nyquist 07/29/96 Closed 07/17/08 $6,111.11 $ 15.15 ---------------------------------------------- $6,126.26 Certificate of Deposit 031003913939294 Ruth V Nyquist 01/16/01 Closed 01/16/08 $ 0.00 * * Closed prior to the date of death Please be advised, there was no safe deposit box found for the above decedent. ** Please contact the Summerdale Plaza Branch for all additional information on accounts closed prior to the date of death. * If upon reviewing the information above, you believe there are additional accounts not referenced, please provide us with an account number and/or name of any possible joint account holder. For any additional information on the above accounts, including ownership and any changes, closures and/or reimbursement of funds, etc., please contact our Summerdale Plaza Branch at 423 North Enola Road, Enola, PA 17025, or # 717-255-2261. Sincerely, '~~`'`y~G~~~ Nancy Clagett Records Management