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HomeMy WebLinkAbout10-01-08-~ REV-1500 15056041147 EX (O6-OS) OFFICIAL USE ONLY PA Department of Revenue County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN PO 80X.280601 Harrisburg, PA 17128-0601 RESIDENT DECEDENT 21 0 8 0 0 0 9 0 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 151200994 01052008 04251925 Decedent's Last Name Suffix Decedent's First Name MI DENSHAM WILLIAM E (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ® 1. Original Return ^ 2. Supplemental Return ^ 3, Remainder Return (date of death prior to 12-13-82) ^ 4. Limited Estate ^ 4a. Future interest Compromise ^ 5. Federal Estate Tax Return Required (date of death aker 12-12-82) ® g Decedent Died Testate ^ ~ Decedent Maintained a Living Trust Q 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) ^ 9. Litigation Proceeds Received ^ 1 p, Spousal Poverty Credit (date of death ^ 11.Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach SCh. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number DEBRA K. WALLET 7177371300 :~, Firm Name (If Applicable) LAW OFFICES OF DEBRA K. WALLET First line of address 24 NORTH 32ND STREET Second line of address City or Post Office CAMP HILL State ZIP Code PA 17011 REGISTER O~S USE ~Y -,ti, ~~.~ ' i ~ --a °~~~, s T - __I ~ - -=i .. DATE~FILED '- Correspondent'se-mailaddress: Walletdeb~aol.COm Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative rs based on all information of which preparer has arty knowledge. ADDRESS Ktl UKN 844 Kiehl Drive, Lemoyne, PA 17043 William J. Densham ~~ SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE DATE L.O~.tkIC . t,Jc~,u..,t- Debra K. Wallet ~. 3nT ocY ADDRESS 24 North 32nd Street, Camp Hill, PA 17011 Side 1 15056041147 15056041147 15056042148 REV-1500 EX o~ede~eSName: DENSHAM, WILLIAM EDWARD Decedent's Social Security Number 1512 0 0 9 9 4 RECAPITULATION 1. Real Estate (Schedule A) .......................................................................................... . 1. 2. Stocks and Bonds (Schedule B} ............................................................................... .. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ............. . 3. 4. Mortgages & Notes Receivable (Schedule D) ........................................................... . 4. 5• Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) .................. .. 5. 1 3 6 , 5 1 7 . 0 1 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested .............. 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) ^ Separate Billing Requested .............. 7, 31 , 4 4 9 . 3 6 8. Total Gross Assets (total Lines 1-7) ....................................................................... . 8. 1 F 7, 9 6 6. 3 7 9. Funeral Expenses & Administrative Costs (Schedule H) ........................................... . 9. 1 2, 5 9 4 6 9 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) .................................. . 10. 3 , 2 9 7 . 4 2 11. Total Deductions (total Lines 9 & 10) ...................................................................... . t1. 1 5 , 8 9 2 . 1 1 12. Net Value of Estate (Line 8 minus Line 11) ............................................................. . 12. 1 5 2 , 0 7 4 . 2 6 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) .................................................... 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) .................................................. . 14. 15 2 , 0 7 4 . 2 6 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) X .00 15. 16. Amount of Line 14 taxable at lineal rate x .045 15 2, 0 7 4. 2 6 16. 6, 8 4 3. 3 4 17. Amount of Line 14 taxable at sibling rate X .12 17. 18. Amount of Line 14 taxable at collateral rate X .15 18. 19. Tax Due .................................................................................................................... . 19. 6, 8 4 3. 3 4 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 15056042148 15056042148 J REV-1500 EX Page 3 Decedent's Complete Address: File Number 21 - 08 - 00090 DECEDENT'S NAME Densham, William Edward STREET ADDRESS 8 Riddle Road CITY Camp Hill STATE PA ZIP 17011 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) (1} 6,843.34 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments 6 , 0 0 0.0 0 C. Discount 315.79 Total Credits (A + g + C) (2) 6, 31 5.79 3. InterestlPenalty if applicable p, Interest E. Penalty Total Interest/Penalty (D + E) (3) 0.00 4, If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4) Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 527.55 A. Enter the interest on the tax due. (5A) g, Enter the total of Line 5 + SA. This is the BALANCE DUE. (56) 5 2 7 . rJ RJ Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :...........................................:....:.................................... ^ ^x b. retain the right to designate who shall use the property transferred or its income :......................................... ^ ^x c. retain a reversionary interest; or ..................................................................................................................... d. receive the promise for life of either payments, benefits or care? .................................................................. ^x 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .......................................................................................................................... ^ ^x 3. Did decedent own an "in trust for' or payable upon death bank account or security at his or her death? ............... ^ ^x 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ........................................................................................................................ ~ ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. ,; yr, :.:.::::::r.}~::i::;?.>i'i:?if+ff.•;:jr•{:::.}•,;•.;{::.::.}}}:?Q:r iir:;}ii ... F. x... /.n. .•:::v•.•:::::nii:v:•::•i}}}.•::?4}:::.:Y?4:•}ix.:}:•i.:•+}'r:+.•:i'Fiii:$}•:• ~:: J v: J.........n. .•.:::: :w::. .:.. •.r•:::.•.•:: vF •.y: ::~xx. v. ::::n ^:.:::::•:~:•:::: f. .r.. ref. :.. r.:.t+.::. .:.:. ••:•n•.•: J•-.r ............. r: .: >..:......nf. ff.. }.. .... : ..... ...... •}•. ::: r:v ;•n•.+ :?: n; :•:Fn•:}}:•:•.'•"?':}:{i??•}}}}::.....y: Tv:'r.4+:..... Y..l..:. .....: :+:.? :: •:A N::+•ii'r}}'•i}} :,..:.:...?::.».....?a....rJ.¢.•myn:.:y.•, ..GF~Afxfo:: n}a,:'i???•:•::?.:?:!.$i:,'~.•..,:{::.;:i,::.},+.;1,.•,.}isx.•,,•J:il.••:i}J}}}:Fi:L~.•:u}:}~.C?GiuJfrli:?•'.xa}}:n:??.:f.•rarn?:/%J/.:•:•,:a:?~i,:.}::~:..•,:ol.•.FO}k~F.•.:w}}:?isfJ/Ff.%{::!FF:5:4rJ.;.~Y::•i}:,'ia.';!n •.•:..•.~£~:t`+.4}CYf}}Ixe For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. §9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. §9116 1.2) [72 P.S. §9116 (a) (1 }]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. §9116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. SCHEDULE E CASH, BANK DEPOSITS, & MISC. ' COMMONWEALTH OF PENNSYLVANIA .. PERSONAL PROPERTY ' I NHERITANCE TAX RETURN . RESIDENT DECEDENT I FILE NUMBER ESTATE OF Densham, William Edward 21 - 08 - 00090 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM DESCRIPTION VALUE AT DATE OF NUMBER DEATH 1 PNC Checking Account #51-4001-5792 37,827.82 2 PNC Money Market Account #50-503-4624 86,896.40 3 PNC Burial Certificate of Deposit #21001028253 8,004.29 4 Pistol 125.00 5 Rifle 115.00 6 Pocket watch 125.00 7 Furniture 200.00 8 Clothing 200.00 9 Cash in possession of Decedent 52.50 10 PPL Utilities refund 104.41 11 PA American Water refund 5.50 12 Verizon refund 11.98 13 Utility refund 52.90 14 PA Treasury -retirement 1,351.21 15 2007 Federal income tax refund 541.00 16 Economic Stimulus Rebate from US Treasury 600.00 TOTAL (Also enter on Line 5, Recapitulation) ~ 136,517.01 '' SCHEDULE E ', CASH, BANK DEPOSITS, & MISC. COMMONWEALTH OF PENNSVWANIA PERSONAL PROPERTY '~ INHERITANCE TAX RETURN i ' RESIDENT DECEDENT II COIItI PIUeC~ __ ____ _. FILE NUMBER ESTATE OF Densham, William Edward ~, 21 - 08 - 00090 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM DESCRIPTION .VALUE AT DATE OF NUMBER DEATH 17 Firemans Fund Insurance refund 304.00 Page 2 of Schedule E ' SCHEDULE G COMMONWEALTH OF PENNSYLVANIA INTER-VIVOS TRANSFERS ~ INHERITANCE TAX RETURN ~+ RESIDENT DECEDENT IIAI~C. NON-PROBATE PROPERTY ESTATE OF Densham, William Edward FILE NUMBER 21 - 08 - 00090 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes. ITEM DESCRIPTION OF PROPERTY NUMBER Include the name of the transferee, their relationship to decedent and the date of transfer. Attach a copy of the deed for real estate. DATE OF DEATH ~ % OF VALUE OF ASSET j DECD'S i INTEREST EXCLUSION TAXABLE VALUE (IF APPLICABLE) 1 MetLife Invs USA fixed annuity 31,449.36 i 100% 31,449.36 TOTAL (Also enter on line 7, Recapitulation) ~ 31,449.36 CHmIA_E H FUNERAL EXPENSES & ~~ COMMONWEALTH OP PENNSYLVANIA ~/~ n /~ ~+ INHERITANCE TAx RETURN ~~T IV'1T1 Y C ~~ 1 J RESIDENT DECEDENT ~, ESTATE OF Densham, William Edward FILE NUMBER 21 - 08 - 00090 _. --_ Debts of decedent must be reported on Schedule I. -- - ITEM I~ NUMBER FUNERAL EXPENSES: DESCRIPTION AMOUNT A. 1 'David K. Dahlgren Funeral Home 7,633.94 228 N. Centre St., Philipsburg, PA 16866 2 Philipsburg Marble and Granite -Burial marker 1,080.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions William J. Densham 375.00 Social Security Number(s) / EIN Number of Personal Representative(s): Street Address 844 Kiehl Drive ~ city Lemoyne State PA zip 17043 ~i Year(s) Commission paid 2008 ', 2. 'i Attorney's Fees Debra K. Wallet, Esq. 2,500.00 3. ~I Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) ~I Claimant 4. 5. s. 7. 1 Street Address ~' City State Zip Relationship of Claimant to Decedent ~~ Probate Fees Accountant's Fees Tax Return Preparer's Fees Jackson-Hewitt (2007 tax prep) Other Administrative Costs Photocopies, postage, mileage, etc. TOTAL (Also enter on line 9, Recapitulation) '~ 341.00 178.95 50.00 12,594.69 Schedule H ~ COMMONWEALTH OF PENNSYLVANIA ', A,,~,~: {:~~^~ INHERITANCE TAX RETURN ~, /'~F.Y I tln~Y~ ~.~.7~ '~, RESIDENT DECEDENT ------ ESTATE OF Densham, William Edward ,FILE NUMBER 21 - 08 - 00090 2 ,Mileage of William J. Densham, Co-Executor (73 miles at $0.505/mile) 36.87 3 Mileage of Alan J. Densham, Co-Executor (764 miles at $0.505/mile) ~ 385.82 4 Postage and photocopy expenses of Co-Executors 13.11 Page 2 of Schedule H SCHEDULEI DEBTS OF DECEDENpT, MORTGAGE COMMONWEALTH OF PENNSYLVANIA '. LIABILITIES O LIENS INHERITANCE TAX RETURN 7 RESIDENT DECEDENT "FILE NUMBER ESTATE OF Densham, William Edward 21 - 08 - 00090 Include unreimbursed medical expenses. - _ - - -- -_ ITEM DESCRIPTION NUMBER 1 Health Network Labs 2 Pulmonary and Critical Care Assoc. 3 Heartland Pharmacy 4 Manor Care Nursing Home 5 State Employees Retirement System 6 PPL Electric Utilities 7 Nephrology Assoc. of PA AMOUNT 403.50 187.90 238.88 1,204.00 1,127.67 95.52 39.95 TOTAL (Also enter on Line 10, Recapitulation) 3,297.42 REV-1573 EX+ (9.00) SCHEDULE J COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER William Edward Densham , 21 - 08 - 00090 RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE NUMBER NAME AND ADDRESS OF PERSON(S) DECEDENT (Words) ($$$) RECEIVING PROPERTY Do Not List Trustee(s) I~ TAXABLE DISTRIBUTIONS[include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1 William Jeremiah Densham Son 50% of Residuary 844 Kiehl Drive Estate Lemoyne, PA 17043 2 Alan J. Densham Son 50% of residuary 288 Rainprint Lane Estate Murrysville, PA 15668 Enter dollar amounts for distributions shown above on lines 15 t hrough 18, as appropriate, on Re v 1500 cover sheet II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00 ~~~T ~c1C ~~~ 1~~~ ~~~~1~~~,~~ Q' ~~~~1~~ ~~~ 1C~ 1~~.~ ~'~~5~~1~ I, WILLIAM EDWARD DENSHAM, of Camp Hill, Cumberland County, Pennsyivania, being of sound and disposing mind, memory, and understanding, do hereby make, publish, and declare this to be my Last Will and Testament and hereby revoke all other Wills and Codicils that I have made, including the Will dated February 23, 1984. N ~ FIRST: It is my wish, and I direct, that after my death, my body be buried in \~ .; Allport Cemetery in Clearfield County. I further direct that the funeral arrangements be made through Dahlgren - Gilham Funeral Home, in Philipsburg, Centre County, Pennsylvania. c SECOND: I give, devise, and bequeath all of my Estate, of whatever nature and :~ wherever situate, in equal shares, to my sons, WILLIAM JEREMIAH DENSHAM, of ~~ Harrisburg, Pennsylvania, and ALAN J. DENSHAM, of Greensburg, Pennsylvania, so long as they each shall survive me by thirty (30) days. Should either of my -sons fail to survive me N by thirty (30) days, but be represented by children then living, these children shall take, per ~w -~ J stirpes, the share to which my son would have been entitled if then living. ~' THIRD: Should neither of my sons nor any of my grandchildren survive me by thirty (30) days, I give, devise, and bequeath all of my Estate, of whatever nature and wherever situate, in equal shares, to my sister, DORIS ANN ROBERTS, of Greenbelt, Maryland, and to my other sister, MARLENE KAY DIVINEY, of Morrisdale, Pennsylvania. Should either of my sisters fail to survive me by thirty (30) days, but be represented by children then living, these children shall take, per stirpes, the share to which that sister would have been entitled if then living. FOURTH: All interests of any beneficiary in the income or principal of this Estate, while undistributed and in the possession of my Executor, even though vested and distributable, shall not be subject to attachment, execution or sequestration for any debt, contract, obligation or liability of any beneficiary and, furthermore, shall not be subject to pledge, assignment, conveyance, or anticipation. FIFTH: All inheritance, estate, and succession taxes (including interest and any penalties thereon) payable by reason of my death shall be paid out of and be charged generally against the principal of my residuary estate without reimbursement from any person. ~~~ SIXTH: In addition to all rights and powers conferred by law, I authorize and J _ ~ empower my Executor and his successors, in his absolute discretion and without necessity of obtaining court approval: ~, A. To buy investments at a premium or discount. b ~„ B. To hold property unregistered or in the name of a nominee. C. To give proxies, both ministerial and discretionary. ~ D. To compromise claims. E. To join any merger, consolidation, reorganization, voting trust plan, or any other concerted action of security holders and to delegate discretionary duties with respect thereto. F. To lend to, and buy from, my estate. G. To borrow and to pledge real and personal property as security therefor. H. To sell at public or private sale for cash or credit or partly for each, to exchange, or to lease for any period of time, any real or personal property, and to give options for sales, exchanges, or leases. I. To exercise any option permitted by law which he believes to be 1 ~` ~~~ ~i~V ~v~ .~ advantageous from the viewpoint of overall tax reductions, including, without limitation of the foregoing, power and authority to claim administration or other expenses either as income tax deductions or inheritance or estate tax deductions, without regard to whether they were paid from principal or income and without requiring adjustments between principal and income for any resulting effect on income or estate taxes, and a deduction of such expenses for income tax purposes shall be given effect in computing the respective shares of all persons interested in my estate set forth herein, even though the effect is to increase the share of one beneficiary or class of beneficiaries hereunder at the expense of another; and to make such adjustments, if any, between beneficiaries with respect thereto as he shall deem appropriate in view of the nature of the transaction and the amounts involved. J. To distribute in cash or in kind or partly. in each. The powers granted hereunder shall be exercisable with respect to all real and personal property, including, but not limited to, income and principal held for minors or disabled beneficiaries at any time, until the actual distribution of all property. All powers, authorities and discretion granted here shall be in addition to those granted by law and shall be exercisable without leave of court. However, nothing herein shall be interpreted or construed to encourage, authorize, empower, or permit the Executor to act or cause anyone to act in a manner contrary to or inconsistent with accepted standards of portfolio diversification and risk management. SEVENTH: I nominate, constitute, and appoint my sons, WILLIAM JEREMIAH DENSHAM and ALAN J. DENSHAM, as Co-Executors of this, my Last Will and Testament. In the event of the renunciation, death, resignation, or inability of either of my sons to act for whatever reason in this capacity, then I nominate, constitute, and appoint the other son to act as sole Executor. In the event of the renunciation, death, resignation, or inability of both of my sons to act for whatever reason in this capacity, then I nominate, constitute, and appoint my sister, MARLENE KAY DIVINEY, as Executrix of this, my Last Will and Testament. I direct that no representative named above shall be required to post security for the faithful performance of his/her duties in any jurisdiction insofar as I am able by law to relieve him/her of such obligation. Any of my representatives shall be entitled to reasonable compensation for the performance of the duties set forth here. IN WITNESS WHEREOF, I have hereunto set my hand and seal this a ati`` day of ~~,~,~~ , 2000 , on this, the fourth of four typewritten pages. I have also signed the left-hand margin of the first three of these pages for purposes of identification only. ~~9-f~- - M WILLIAM EDWARD DENSHAM SIGNED, PUBLISHED, and DECLARED by the Testator, WILLIAM EDWARD DENSHAM, as his Last Will and Testament, in the presence of us, who at his request, in his presence, and in the presence of each other, have hereunto subscribed our names as witnesses. ~~ ~.i~ ~~ / !,~{. -~ -~ ~ Q i ~Gn.~~J1t.Sb~S. ~~ 1~OS3 ACKNOWLEDGMEN Commonwealth of Pennsylvania County of Cumberland I, WILLIAM EDWARD DENSHAM, Testator, whose name is signed to the attached instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will and Testament; that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. . , `,qq,~, ~} Bt%~^*~- ~" .lac ~ -~siy..-- WILLIAM EDWARD DENSHAM Sworn or affirmed to and subscribed before me by WILLIAM EDWARD DENSHAM, the Testator, this ~~ day of S(~ ~ , 2000. Notary Pu is Notarial Seal Marryy M. Loper, Notary Public Camp HIII Boro, CumbeAand County My Commission Expires Oct. 27, 2003 Member, Pennsylvania Association of Notaries AFFIDAVIT Commonwealth of Pennsylvania County of Cumberland We, Debra K. Wallet and hCn~~,"7, ~~~v ,the witnesses whose r names are signed to the attached instrument, being duly qualified according to law, depose and say that we were present and saw the Testator, WILLIAM EDWARD DENSHAM, sign and execute the instrument as his Last Will and Testament; that he executed it as his free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testator signed the Will as witnesses; and that, to the best of our knowledge, the Testator was at that time 18 years of age or older, of sound mind, and under no constraint or undue influence. l.Q.yln~. 'I' Sworn or affirmed to and subscribed to before me by ~~,bt'~ K. L1~ 11~. and ~~,,;,~,~~n ''~,'~uc1~ ,witnesses, this ~C>~ day of ~Ur-~ , 2000. Notary Publi(~ Notarial Seal Mary M. Loper, Notary Public Camp Full Boro, Cumberland Coun My Commission Expires Oct. 27, 20 3 Member, Pennsylvania 0.ssociation of Notaries